CN117078410A - Transaction information processing method and device - Google Patents

Transaction information processing method and device Download PDF

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CN117078410A
CN117078410A CN202311036017.8A CN202311036017A CN117078410A CN 117078410 A CN117078410 A CN 117078410A CN 202311036017 A CN202311036017 A CN 202311036017A CN 117078410 A CN117078410 A CN 117078410A
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transaction information
target
terminal
current
product
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吴家
邓远强
罗俊
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Ping An Bank Co Ltd
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Ping An Bank Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06—Asset management; Financial planning or analysis

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Abstract

The application relates to the technical field of data processing, and provides a transaction information processing method and device. The method comprises the following steps: responding to the current transaction information of the target financial product received from the first terminal, and acquiring target transaction information with opposite transaction requirements to the current transaction information from product transaction information issued by at least one target terminal; transmitting the current transaction information to a second terminal which issues target transaction information in each target terminal, and transmitting the target transaction information to a first terminal; the first terminal and the second terminal are terminals corresponding to different financial institutions or terminals corresponding to different extension mechanisms of the same financial institution. The transaction information processing method provided by the embodiment of the application can improve the processing efficiency of the transaction information of the financial product.

Description

Transaction information processing method and device
Technical Field
The application relates to the technical field of data processing, in particular to a transaction information processing method and device.
Background
With the development of economy, more and more users choose to buy financial products such as bonds, stocks and funds for financing. After receiving the transaction information of buying or selling the financial products by the user, the financial institution needs to conduct transaction in the secondary market according to the transaction information so as to achieve the purpose of buying or selling the financial products by the user. How to increase the processing efficiency of the transaction information so as to increase the transaction efficiency of the financial products is a problem to be solved at present.
Disclosure of Invention
The present application is directed to solving at least one of the technical problems existing in the related art. Therefore, the application provides a transaction information processing method which can improve the processing efficiency of transaction information of financial products.
The application also provides a transaction information processing device.
The application further provides electronic equipment.
The application also proposes a computer readable storage medium.
The transaction information processing method according to the embodiment of the first aspect of the application comprises the following steps:
responding to the current transaction information of a target financial product received from a first terminal, and acquiring target transaction information with opposite transaction requirements to the current transaction information from product transaction information issued by at least one target terminal;
transmitting the current transaction information to a second terminal which issues the target transaction information in each target terminal, and transmitting the target transaction information to the first terminal;
the first terminal and the second terminal are terminals corresponding to different financial institutions or terminals corresponding to different extension mechanisms of the same financial institution.
According to one embodiment of the present application, in response to current transaction information of a target financial product received from a first terminal, obtaining target transaction information corresponding to the current transaction information from product transaction information issued by at least one target terminal, including:
responding to the current transaction information of the target financial product received from the first terminal, and extracting the characteristic text of the current transaction information;
and acquiring target transaction information with opposite transaction requirements to the current transaction information from the product transaction information issued by at least one target terminal according to the characteristic text of the current transaction information.
According to one embodiment of the present application, according to the characteristic text of the current transaction information, obtaining target transaction information opposite to the transaction requirement of the current transaction information from product transaction information issued by at least one target terminal, includes:
according to the demand keywords of the characteristic text of the current transaction information, acquiring each piece of to-be-determined transaction information with the demand keywords of the characteristic text opposite to the transaction keywords of the characteristic text of the current transaction information from each piece of product transaction information;
matching the characteristic text of the current transaction information with the characteristic text of each piece of pending transaction information to obtain the target transaction information matched with the current transaction information from each piece of product transaction information;
the demand keywords are used for representing buying demands or selling demands.
According to one embodiment of the present application, matching the characteristic text of the current transaction information with the characteristic text of each pending transaction information to obtain the target transaction information matched with the current transaction information from each product transaction information includes:
according to a preset matching rule, matching the characteristic text of the current transaction information with the characteristic text of each piece of pending transaction information so as to obtain the target transaction information meeting the preset matching rule from each piece of pending transaction information.
According to one embodiment of the present application, further comprising:
responding to prompt information sent by the first terminal according to the target transaction information, and deleting the current transaction information and the target transaction information according to the prompt information sent by the second terminal according to the current transaction information;
wherein the prompt message is used for prompting that the transaction is completed.
According to one embodiment of the present application, further comprising:
and determining that the target transaction information does not exist in the product transaction information issued by each target terminal, and marking the current transaction information as the product transaction information.
According to one embodiment of the present application, further comprising:
and deleting the product transaction information with the release time reaching the preset time.
A transaction information processing apparatus according to an embodiment of a second aspect of the present application includes:
the transaction information acquisition module is used for responding to the current transaction information of the target financial product received from the first terminal and acquiring target transaction information with opposite transaction requirements to the current transaction information from the product transaction information issued by at least one target terminal;
the transaction information sending module is used for sending the current transaction information to a second terminal which issues the target transaction information in each target terminal and sending the target transaction information to the first terminal;
the first terminal and the second terminal are terminals corresponding to different financial institutions or terminals corresponding to different extension mechanisms of the same financial institution.
An electronic device according to an embodiment of a third aspect of the present application includes a processor and a memory storing a computer program, the processor implementing the transaction information processing method according to any of the above embodiments when executing the computer program.
A computer-readable storage medium according to an embodiment of a fourth aspect of the present application has stored thereon a computer program which, when executed by a processor, implements the transaction information processing method according to any of the above-described embodiments.
A computer program product according to an embodiment of the fifth aspect of the present application comprises: the computer program, when executed by a processor, implements the transaction information processing method according to any of the embodiments described above.
The above technical solutions in the embodiments of the present application have at least one of the following technical effects:
the target transaction information with the transaction requirements opposite to the current transaction is acquired by responding to the current transaction information of the target financial product received from the first terminal, so that the current transaction information is sent to a second terminal of a financial institution corresponding to the first terminal or a different sub-institution of the same financial institution corresponding to the first terminal, which is used for issuing the target transaction information, and the target transaction information is sent to the first terminal, thereby being capable of exchanging transaction information meeting the transaction requirements of respective financial products between different financial institutions or different sub-institutions of the same financial institution, avoiding influencing the transaction efficiency due to information isolation and further improving the processing efficiency of the transaction information of the financial products.
Drawings
In order to more clearly illustrate the application or the technical solutions of the prior art, the following description will briefly explain the drawings used in the embodiments or the description of the prior art, and it is obvious that the drawings in the following description are some embodiments of the application, and other drawings can be obtained according to the drawings without inventive effort for a person skilled in the art.
FIG. 1 is a schematic flow chart of a transaction information processing method according to an embodiment of the present application;
FIG. 2 is a schematic diagram of a second flow of a transaction information processing method according to an embodiment of the present application;
FIG. 3 is a schematic diagram of a third flow of a transaction information processing method according to an embodiment of the present application;
fig. 4 is a schematic structural diagram of a transaction information processing apparatus according to an embodiment of the present application;
fig. 5 is a schematic structural diagram of an electronic device according to an embodiment of the present application.
Detailed Description
Embodiments of the technical scheme of the present application will be described in detail below with reference to the accompanying drawings. The following examples are only for more clearly illustrating the technical aspects of the present application, and thus are merely examples, and are not intended to limit the scope of the present application.
Unless defined otherwise, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this application belongs; the terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the application; the terms "comprising" and "having" and any variations thereof in the description of the application and the claims and the description of the drawings above are intended to cover a non-exclusive inclusion.
Reference herein to "an embodiment" means that a particular feature, structure, or characteristic described in connection with the embodiment may be included in at least one embodiment of the application. The appearances of such phrases in various places in the specification are not necessarily all referring to the same embodiment, nor are separate or alternative embodiments mutually exclusive of other embodiments. Those of skill in the art will explicitly and implicitly appreciate that the embodiments described herein may be combined with other embodiments.
In the description of embodiments of the application, the term "plurality" or "each" refers to more than two (including two).
With the development of economy, more and more users choose to buy financial products such as bonds, stocks and funds for financing. After receiving the transaction information of buying or selling the financial products by the user, the financial institution needs to conduct transaction in the secondary market according to the transaction information so as to achieve the purpose of buying or selling the financial products by the user. Such as banks, after collecting the bond sales requirements of the aftermarket, the sales requirements need to be processed to facilitate the trade of the bond rolls. And information isolation is carried out on the debt roll buying and selling requirements among different financial institutions or extension mechanisms of the same financial institution, so that the processing efficiency of the transaction is not high. Therefore, how to improve the processing efficiency of the transaction information so as to improve the transaction efficiency of the financial products is a problem to be solved at present.
In view of the above technical problems, in the embodiment of the present application, the current transaction information of the target financial product received from the first terminal is obtained in response to the current transaction information of the target financial product, so as to send the current transaction information to a second terminal of a financial institution corresponding to the first terminal, which issues the target transaction information, or a second terminal of a different sub-institution of the same financial institution corresponding to the first terminal, and send the target transaction information to the first terminal, thereby being capable of exchanging transaction information between different financial institutions or different sub-institutions of the same financial institution to meet the transaction requirements of respective financial products, avoiding influencing the transaction efficiency due to information isolation, and further improving the processing efficiency of the transaction information of the financial product.
The transaction information processing method and device disclosed by the embodiment of the application can be applied to a server and used for processing transaction information. The server may be an independent server or a server cluster formed by a plurality of servers, and may also be a cloud server for providing cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network services, cloud communication, middleware services, domain name services, security services, CDNs, basic cloud computing services such as big data and artificial intelligent sampling point devices, and the like.
According to some embodiments of the present application, a transaction information processing method is provided, which can be applied to the foregoing server. As shown in fig. 1, the transaction information processing method includes:
s101, responding to current transaction information of a target financial product received from a first terminal, and acquiring target transaction information with opposite transaction requirements to the current transaction information from product transaction information issued by at least one target terminal;
s102, the current transaction information is sent to a second terminal which issues the target transaction information in each target terminal, and the target transaction information is sent to the first terminal;
the first terminal and the second terminal are terminals corresponding to different financial institutions or terminals corresponding to different extension mechanisms of the same financial institution.
In some embodiments, the server may have access to a plurality of terminals in advance, any one of which corresponds to one financial institution or a sub-institution of one financial institution. The terminal may be an operation server of a financial institution or a sub-institution, etc. When the server receives current transaction information sent by any terminal for a target financial product, such as a bond, a stock or a fund, the terminal can be used as a first terminal, and other terminals except the first terminal can be used as target terminals. And then, matching the current transaction information sent by the first terminal with product transaction information issued by other target terminals. The product transaction information is transaction information of a certain financial product issued by the target terminal.
After receiving the current transaction information from the first terminal, the current transaction information can be matched with the transaction information of each product so as to obtain target transaction information with the transaction requirement opposite to that of the current transaction information. The trade requirement is opposite, which means that one side is required to buy the financial product A and the other side is required to sell the financial product A.
For example, assume that the product transaction information issued by each target terminal is: bid 2305200, bid 2305300, ofr 2305400, etc. Wherein bid 2305200 represents a bond to purchase 2305200 this bond code; bid 2305300 represents a bond to purchase 2305300 this bond code; ofr 2305400 represents a bond selling 2305400 this bond code. If the current transaction information received from the first terminal is ofr2305200, i.e. a bond representing the sale 2305200 of the bond code, then when matching with the product transaction information issued by each target terminal, the product transaction information bid 2305200 may be determined as the target transaction information whose transaction requirement is opposite to the current transaction information ofr2305200, since the transaction requirement of the product transaction information bid 2305200 (the bond purchasing 2305200 of the bond code) is the requirement of the bond purchasing 2305200, as opposed to the transaction requirement of the current transaction information ofr 2305200. After target transaction information with the transaction requirement opposite to the current transaction information is obtained, the target terminal for issuing the target transaction information can be determined to be the second terminal.
In some embodiments, if there are a plurality of target transaction information with the transaction requirement opposite to the current transaction information, the target terminal corresponding to each target transaction information may be marked as an alternative terminal, and it may be determined whether each alternative terminal corresponds to the same financial institution as the first terminal. If the alternative terminal corresponding to the same financial institution as the first terminal exists, determining the alternative terminal corresponding to the same financial institution as the first terminal as a second terminal; if there are a plurality of alternative terminals corresponding to the same financial institution as the first terminal, one of the alternative terminals corresponding to the same financial institution as the first terminal is randomly selected as the second terminal. Thus, the transaction of the target financial product can be completed in the same financial structure, and the transaction efficiency is further improved. And if the financial institutions corresponding to the alternative terminals are different from those corresponding to the first terminal, randomly selecting one from the alternative terminals as a second terminal.
After the second terminal for issuing the target transaction information is determined, the current transaction information issued by the first terminal can be sent to the second terminal, and the target transaction information issued by the second terminal is sent to the first terminal, so that the first terminal and the second terminal conduct the transaction of the target financial product according to the transaction information acquired by the first terminal and the second terminal.
The target transaction information with the transaction requirements opposite to the current transaction is acquired by responding to the current transaction information of the target financial product received from the first terminal, so that the current transaction information is sent to a second terminal of a financial institution corresponding to the first terminal or a different sub-institution of the same financial institution corresponding to the first terminal, which is used for issuing the target transaction information, and the target transaction information is sent to the first terminal, thereby being capable of exchanging transaction information meeting the transaction requirements of respective financial products between different financial institutions or different sub-institutions of the same financial institution, avoiding influencing the transaction efficiency due to information isolation and further improving the processing efficiency of the transaction information of the financial products.
In order to improve accuracy of matching transaction information to further improve processing efficiency of the transaction information, in some embodiments, as shown in fig. 2, in response to current transaction information of a target financial product received from a first terminal, obtaining target transaction information corresponding to the current transaction information from product transaction information published by at least one target terminal, including:
s201, responding to current transaction information of a target financial product received from a first terminal, and extracting feature text of the current transaction information;
s202, acquiring target transaction information with opposite transaction requirements to the current transaction information from product transaction information issued by at least one target terminal according to the characteristic text of the current transaction information.
In some embodiments, interference information may be present in view of the published transaction information. Therefore, in order to avoid the influence of the interference information on the matching of the transaction information, the characteristic text of the current transaction information can be extracted according to the preset text elements. The preset text elements may include, among other things, marketing requirements, locales, bond types, amounts, customers, and medium liability estimates. If the more the preset text elements in the current transaction information are, the more accurate the extracted feature text is.
For example, for feature text extraction of the transaction information, a text extraction rule or a text extraction model corresponding to any preset text element may be used to extract keywords corresponding to the preset text element, so as to combine all the extracted keywords into the feature text of the transaction information. For example, the preset text element of the buying and selling requirement can be used for extracting the requirement keywords of the transaction information through a preset requirement keyword set, such as buying, purchasing, selling and the like. While text representing the bond type may be extracted from the transaction information by a trained bond text extraction model for the preset text element of the bond type. The training of the bond text extraction model may be performed by inputting the bond text extraction model into the bond text extraction model to output the keywords extracted by the training sample, using each text including the bond keywords representing the bond roll type as a training sample. And then, matching the keywords output by the bond text extraction model with bond keywords corresponding to the training sample. And under the condition that the two are not matched, adopting a gradient descent method, adjusting network parameters of the bond text extraction model through error back propagation, and then performing next training until the bond keywords extracted by each input training sample are matched with the bond keywords corresponding to the current input training sample, and indicating that training of the bond text extraction model is completed to obtain a trained bond text extraction model.
Similarly, keywords corresponding to other preset text elements can be extracted from the transaction information based on text extraction rules or text extraction models, so that all the extracted keywords form characteristic text of the transaction information.
After the characteristic text of the current transaction information issued by the first terminal is extracted, the characteristic text can be matched with the characteristic text of the product transaction information issued by each target terminal, so that target transaction information with opposite transaction requirements to the current transaction information is acquired from the product transaction information issued by each target terminal by utilizing the matching result between the characteristic texts.
The characteristic text is extracted from the transaction information, so that target transaction information which is opposite to the transaction requirement of the current transaction information is obtained from the transaction information of each product according to the matching result of the characteristic text of the current transaction information and the characteristic text of each product transaction information, the influence of the interference text and text typesetting in the transaction information on the matching result of the transaction information is reduced, and the accuracy of the obtained target transaction information is further improved.
In order to further improve accuracy of the obtained target transaction information, in some embodiments, as shown in fig. 3, according to the characteristic text of the current transaction information, obtaining target transaction information with opposite transaction requirements to the current transaction information from product transaction information published by at least one target terminal includes:
s301, acquiring each piece of pending transaction information with the opposite sense of the demand keywords of the characteristic text and the transaction keywords of the characteristic text of the current transaction information from each piece of product transaction information according to the demand keywords of the characteristic text of the current transaction information;
s302, matching the characteristic text of the current transaction information with the characteristic text of each piece of pending transaction information to obtain the target transaction information matched with the current transaction information from each piece of product transaction information;
the demand keywords are used for representing buying demands or selling demands.
In some embodiments, in order to make the obtained target transaction information opposite to the transaction requirement of the current transaction information, after the feature text of the transaction information is obtained, the requirement keywords of the feature text of the current transaction information and the requirement keywords of the feature text of each product transaction information may be matched, so as to find out, from each product transaction information, product transaction information with the semantics of the requirement keywords opposite to the meaning of the requirement keywords of the current transaction information as the transaction information to be determined. For example, assuming that the demand keyword of the feature text of the current transaction information is a demand keyword of "buy" representing the buying demand, searching for demand keywords of "sell, sell" and the like representing the selling demand, which are opposite to the demand keyword of "buy", from the feature text of each product transaction information, and determining the product transaction information corresponding to the feature text having the demand keyword opposite to the demand keyword of "buy", as pending transaction information.
After the pending transaction information is obtained, the characteristic text of the pending transaction information can be matched with the characteristic text of the current transaction information to determine the characteristic text of the pending transaction information with highest similarity and similarity larger than preset similarity, and the pending transaction information corresponding to the characteristic text is determined to be the target transaction information matched with the current transaction information.
And after obtaining each pending transaction information with the demand keywords of the characteristic text of the current transaction information opposite to the transaction keywords of the characteristic text of the current transaction information from each product transaction information through the demand keywords of the characteristic text of the transaction information, matching the characteristic text of the current transaction information with the characteristic text of each pending transaction information to obtain target transaction information matched with the current transaction information from each product transaction information, so that the transaction demand of the obtained target transaction information is opposite to the transaction demand of the current transaction information, and the accuracy of the obtained target transaction information is improved.
To further improve accuracy of the obtained target transaction information, in some embodiments, matching the characteristic text of the current transaction information with the characteristic text of each pending transaction information to obtain the target transaction information matched with the current transaction information from each product transaction information, including:
according to a preset matching rule, matching the characteristic text of the current transaction information with the characteristic text of each piece of pending transaction information so as to obtain the target transaction information meeting the preset matching rule from each piece of pending transaction information.
In some embodiments, matching rules of feature texts, such as matching rules of greater than, equal to or less than elements of quantity, amount and the like, text similarity requirements and the like, can be configured in advance to obtain preset matching rules. The preset matching rule can be set according to actual conditions. After the preset matching rule is determined, the characteristic text of the current transaction information can be matched with the characteristic text of any transaction information to be determined, and whether the matching result of the characteristic text and the characteristic text meets the preset matching rule is judged. If yes, the pending transaction information can be determined to be target transaction information; if not, the pending transaction information is ignored.
To further improve the processing efficiency of the transaction information, in some embodiments, after sending the current transaction information to the second terminal and the target transaction information to the first terminal, the method further includes:
responding to prompt information sent by the first terminal according to the target transaction information, and deleting the current transaction information and the target transaction information according to the prompt information sent by the second terminal according to the current transaction information;
wherein the prompt message is used for prompting that the transaction is completed.
In some embodiments, after receiving the target transaction information and the current transaction information sent by the server, the first terminal and the second terminal can determine whether to perform a transaction according to the target transaction information and the current transaction information. If the first terminal and the second terminal both judge that the transaction can be performed, the transaction can be performed based on the target transaction information and the current transaction information, and after the transaction is completed, prompt information for prompting that the transaction is completed is sent to the server. After receiving the prompt information, the server can delete the current transaction information and the target transaction information to reduce the transaction information stored by the server, thereby reducing the data volume of the transaction information to be searched when the target transaction information is searched for a new round, reducing invalid transaction information and further improving the processing efficiency of the transaction information.
In some embodiments, if the target transaction information with the opposite transaction requirement to the current transaction information is not obtained in the product transaction information issued by each target terminal, the current transaction information can be marked with the non-product transaction information and stored in the database.
In order to further reduce the invalid transaction information stored in the server, so as to improve the processing efficiency of the transaction information, in some embodiments, considering that the transaction information has timeliness, when the release time of a certain product transaction information reaches a preset time length, for example, 1 day, the product transaction information is indicated to be out of date, and at the moment, the product transaction information of which the release time length reaches the preset time length is deleted, so that the invalid transaction information stored in the server is reduced, the situation that the transaction cannot be executed due to the fact that the invalid transaction information is matched is reduced, and the processing efficiency of the transaction information is further improved.
The transaction information processing apparatus provided by the present application will be described below, and the transaction information processing apparatus described below and the transaction information processing method described above may be referred to correspondingly to each other.
In one embodiment, as shown in fig. 4, there is provided a transaction information processing apparatus including:
a transaction information acquisition module 210, configured to respond to current transaction information of a target financial product received from a first terminal, and acquire target transaction information with a transaction requirement opposite to the current transaction information from product transaction information issued by at least one target terminal;
a transaction information sending module 220, configured to send the current transaction information to a second terminal that issues the target transaction information in each target terminal, and send the target transaction information to the first terminal;
the first terminal and the second terminal are terminals corresponding to different financial institutions or terminals corresponding to different extension mechanisms of the same financial institution.
The target transaction information with the transaction requirements opposite to the current transaction is acquired by responding to the current transaction information of the target financial product received from the first terminal, so that the current transaction information is sent to a second terminal of a financial institution corresponding to the first terminal or a different sub-institution of the same financial institution corresponding to the first terminal, which is used for issuing the target transaction information, and the target transaction information is sent to the first terminal, thereby being capable of exchanging transaction information meeting the transaction requirements of respective financial products between different financial institutions or different sub-institutions of the same financial institution, avoiding influencing the transaction efficiency due to information isolation and further improving the processing efficiency of the transaction information of the financial products.
In one embodiment, the transaction information acquisition module 210 is specifically configured to:
responding to the current transaction information of the target financial product received from the first terminal, and extracting the characteristic text of the current transaction information;
and acquiring target transaction information with opposite transaction requirements to the current transaction information from the product transaction information issued by at least one target terminal according to the characteristic text of the current transaction information.
In one embodiment, the transaction information acquisition module 210 is specifically configured to:
according to the demand keywords of the characteristic text of the current transaction information, acquiring each piece of to-be-determined transaction information with the demand keywords of the characteristic text opposite to the transaction keywords of the characteristic text of the current transaction information from each piece of product transaction information;
matching the characteristic text of the current transaction information with the characteristic text of each piece of pending transaction information to obtain the target transaction information matched with the current transaction information from each piece of product transaction information;
the demand keywords are used for representing buying demands or selling demands.
In one embodiment, the transaction information acquisition module 210 is specifically configured to:
according to a preset matching rule, matching the characteristic text of the current transaction information with the characteristic text of each piece of pending transaction information so as to obtain the target transaction information meeting the preset matching rule from each piece of pending transaction information.
In one embodiment, the transaction information sending module 220 is further configured to:
obtaining a risk score of each user community according to at least one risk index;
determining that the risk user community with the risk score larger than a preset value responds to prompt information sent by the first terminal according to the target transaction information from the user communities, and deleting the current transaction information and the target transaction information according to the prompt information sent by the second terminal;
wherein the prompt message is used for prompting that the transaction is completed.
In one embodiment, the transaction information sending module 220 is further configured to:
and determining that the target transaction information does not exist in the product transaction information issued by each target terminal, and marking the current transaction information as the product transaction information.
In one embodiment, the transaction information sending module 220 is further configured to:
and deleting the product transaction information with the release time reaching the preset time.
Fig. 5 illustrates a physical schematic diagram of an electronic device, as shown in fig. 5, which may include: processor 810, communication interface (Communication Interface) 820, memory 830, and communication bus 840, wherein processor 810, communication interface 820, memory 830 accomplish communication with each other through communication bus 840. The processor 810 may invoke a computer program in the memory 830 to perform transaction information processing methods including, for example:
responding to the current transaction information of a target financial product received from a first terminal, and acquiring target transaction information with opposite transaction requirements to the current transaction information from product transaction information issued by at least one target terminal;
transmitting the current transaction information to a second terminal which issues the target transaction information in each target terminal, and transmitting the target transaction information to the first terminal;
the first terminal and the second terminal are terminals corresponding to different financial institutions or terminals corresponding to different extension mechanisms of the same financial institution.
Further, the logic instructions in the memory 830 described above may be implemented in the form of software functional units and may be stored in a computer-readable storage medium when sold or used as a stand-alone product. Based on this understanding, the technical solution of the present application may be embodied essentially or in a part contributing to the prior art or in a part of the technical solution in the form of a software product stored in a storage medium, comprising several instructions for causing a computer device (which may be a personal computer, a server, a network device, etc.) to perform all or part of the steps of the method of the embodiments of the present application. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a random access Memory (RAM, random Access Memory), a magnetic disk, or an optical disk, or other various media capable of storing program codes.
In another aspect, an embodiment of the present application further provides a processor readable storage medium, where a computer program is stored, where the computer program is configured to cause a processor to perform a method provided in the foregoing embodiments, for example, including:
responding to the current transaction information of a target financial product received from a first terminal, and acquiring target transaction information with opposite transaction requirements to the current transaction information from product transaction information issued by at least one target terminal;
transmitting the current transaction information to a second terminal which issues the target transaction information in each target terminal, and transmitting the target transaction information to the first terminal;
the first terminal and the second terminal are terminals corresponding to different financial institutions or terminals corresponding to different extension mechanisms of the same financial institution.
The processor-readable storage medium may be any available medium or transaction information processing device that can be accessed by a processor, including, but not limited to, magnetic memory (e.g., floppy disk, hard disk, magnetic tape, magneto-optical disk (MO), etc.), optical memory (e.g., CD, DVD, BD, HVD, etc.), semiconductor memory (e.g., ROM, EPROM, EEPROM, nonvolatile memory (NAND FLASH), solid State Disk (SSD)), and the like.
The apparatus embodiments described above are merely illustrative, wherein elements illustrated as separate elements may or may not be physically separate, and elements shown as elements may or may not be physical elements, may be located in one place, or may be distributed over a plurality of network elements. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of this embodiment. Those of ordinary skill in the art will understand and implement the present application without undue burden.
From the above description of the embodiments, it will be apparent to those skilled in the art that the embodiments may be implemented by means of software plus necessary general hardware platforms, or of course may be implemented by means of hardware. Based on this understanding, the foregoing technical solution may be embodied essentially or in a part contributing to the prior art in the form of a software product, which may be stored in a computer readable storage medium, such as ROM/RAM, a magnetic disk, an optical disk, etc., including several instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the method described in the respective embodiments or some parts of the embodiments.
Finally, it should be noted that: the above embodiments are only for illustrating the technical solution of the present application, and are not limiting; although the application has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical scheme described in the foregoing embodiments can be modified or some technical features thereof can be replaced by equivalents; such modifications and substitutions do not depart from the spirit and scope of the technical solutions of the embodiments of the present application.

Claims (10)

1. A transaction information processing method, comprising:
responding to the current transaction information of a target financial product received from a first terminal, and acquiring target transaction information with opposite transaction requirements to the current transaction information from product transaction information issued by at least one target terminal;
transmitting the current transaction information to a second terminal which issues the target transaction information in each target terminal, and transmitting the target transaction information to the first terminal;
the first terminal and the second terminal are terminals corresponding to different financial institutions or terminals corresponding to different extension mechanisms of the same financial institution.
2. The transaction information processing method according to claim 1, wherein in response to current transaction information of a target financial product received from a first terminal, obtaining target transaction information corresponding to the current transaction information from product transaction information issued by at least one target terminal, comprises:
responding to the current transaction information of the target financial product received from the first terminal, and extracting the characteristic text of the current transaction information;
and acquiring target transaction information with opposite transaction requirements to the current transaction information from the product transaction information issued by at least one target terminal according to the characteristic text of the current transaction information.
3. The transaction information processing method according to claim 2, wherein acquiring target transaction information opposite to the transaction requirement of the current transaction information from product transaction information issued by at least one target terminal according to the characteristic text of the current transaction information, comprises:
according to the demand keywords of the characteristic text of the current transaction information, acquiring each piece of to-be-determined transaction information with the demand keywords of the characteristic text opposite to the transaction keywords of the characteristic text of the current transaction information from each piece of product transaction information;
matching the characteristic text of the current transaction information with the characteristic text of each piece of pending transaction information to obtain the target transaction information matched with the current transaction information from each piece of product transaction information;
the demand keywords are used for representing buying demands or selling demands.
4. The transaction information processing method according to claim 3, wherein matching the characteristic text of the current transaction information with the characteristic text of each of the pending transaction information to obtain the target transaction information matched with the current transaction information from each of the product transaction information, includes:
according to a preset matching rule, matching the characteristic text of the current transaction information with the characteristic text of each piece of pending transaction information so as to obtain the target transaction information meeting the preset matching rule from each piece of pending transaction information.
5. The transaction information processing method according to any one of claims 1 to 4, characterized by further comprising:
responding to prompt information sent by the first terminal according to the target transaction information, and deleting the current transaction information and the target transaction information according to the prompt information sent by the second terminal according to the current transaction information;
wherein the prompt message is used for prompting that the transaction is completed.
6. The transaction information processing method according to any one of claims 1 to 4, characterized by further comprising:
and determining that the target transaction information does not exist in the product transaction information issued by each target terminal, and marking the current transaction information as the product transaction information.
7. The transaction information processing method according to any one of claims 1 to 4, characterized by further comprising:
and deleting the product transaction information with the release time reaching the preset time.
8. A transaction information processing apparatus, comprising:
the transaction information acquisition module is used for responding to the current transaction information of the target financial product received from the first terminal and acquiring target transaction information with opposite transaction requirements to the current transaction information from the product transaction information issued by at least one target terminal;
the transaction information sending module is used for sending the current transaction information to a second terminal which issues the target transaction information in each target terminal and sending the target transaction information to the first terminal;
the first terminal and the second terminal are terminals corresponding to different financial institutions or terminals corresponding to different extension mechanisms of the same financial institution.
9. An electronic device comprising a processor and a memory storing a computer program, characterized in that the processor implements the transaction information processing method of any of claims 1 to 7 when executing the computer program.
10. A computer-readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the transaction information processing method of any one of claims 1 to 7.
CN202311036017.8A 2023-08-16 2023-08-16 Transaction information processing method and device Pending CN117078410A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202311036017.8A CN117078410A (en) 2023-08-16 2023-08-16 Transaction information processing method and device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202311036017.8A CN117078410A (en) 2023-08-16 2023-08-16 Transaction information processing method and device

Publications (1)

Publication Number Publication Date
CN117078410A true CN117078410A (en) 2023-11-17

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Application Number Title Priority Date Filing Date
CN202311036017.8A Pending CN117078410A (en) 2023-08-16 2023-08-16 Transaction information processing method and device

Country Status (1)

Country Link
CN (1) CN117078410A (en)

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