CN117035764A - Method for applying blockchain to settlement of engineering process - Google Patents

Method for applying blockchain to settlement of engineering process Download PDF

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Publication number
CN117035764A
CN117035764A CN202311036344.3A CN202311036344A CN117035764A CN 117035764 A CN117035764 A CN 117035764A CN 202311036344 A CN202311036344 A CN 202311036344A CN 117035764 A CN117035764 A CN 117035764A
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settlement
party
information
transaction
verification
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沙萱
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Individual
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/223Payment schemes or models based on the use of peer-to-peer networks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24Querying
    • G06F16/245Query processing
    • G06F16/2455Query execution
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/02Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computational Linguistics (AREA)
  • Data Mining & Analysis (AREA)
  • Databases & Information Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The application discloses a method for applying blockchain to settlement of engineering process, which comprises the following application processes; and (3) identity authentication: the settlement party logs in the verification equipment end according to the registration information to perform identity verification; block query: the settlement party uploads settlement information by means of the operation authority, and after the settlement data is verified, settlement transaction is generated; intelligent contract: the blockchain system generates an intelligent contract according to the transaction information and the settlement mode; funds confirmation: the payer checks the information on the contract to confirm the settlement funds; fund settlement: the payment party checks the settlement funds again according to the electronic payment open end provided by the third-party financial institution to finish settlement funds payment; and (3) data storage: the block chain system encrypts, stores and uploads the transaction to a database; by applying the blockchain to the engineering settlement process, the engineering settlement time is saved, transparency of settlement information is ensured, and each party can inquire corresponding information by means of respective authority.

Description

Method for applying blockchain to settlement of engineering process
Technical Field
The application relates to the technical field of blockchain application, in particular to a method for applying blockchains to settlement in engineering processes.
Background
Blockchains are novel application modes of computer technologies such as distributed data storage, point-to-point transmission, consensus mechanisms, encryption algorithms and the like, and transactions on blockchain networks cannot be tampered or denied, and are widely applied to aspects such as business settlement and the like.
The general engineering settlement has the problems of high fund operation cost, complex financial operation flow, complex settlement procedure, excessive auditing procedures, complex settlement mode and the like, so that the engineering settlement time is prolonged, the fund settlement information is opaque, and multiparty differences exist. Therefore, the application combines the application of the blockchain, applies the blockchain to the engineering settlement process, is beneficial to saving engineering settlement time, ensures transparent settlement information, and can carry out corresponding information inquiry by each party by virtue of respective authority.
Disclosure of Invention
The embodiment of the application provides a method for applying the blockchain to the settlement of the engineering process, which is beneficial to saving the engineering settlement time length by applying the blockchain to the engineering settlement process, ensures that the settlement information is transparent, and can carry out corresponding information inquiry by each party by means of the authority of each party and can also carry out inquiry verification by two parties of information transaction according to a database in the later period.
The embodiment of the application provides a method for applying blockchain to settlement of engineering process, which comprises the following application processes,
(1) And (3) identity authentication: the settlement party logs in the verification equipment end according to the registration information to perform identity verification, establishes communication connection with the block chain system after the identity verification and identification, and enters block inquiry to realize the check and download of relevant engineering data;
(2) Block query: the settlement party uploads settlement information by means of operation authority, and the blockchain system performs inquiry address division; the settlement party performs inquiry address verification according to the divided information, exports settlement data after verification is error-free, performs settlement data verification again, generates settlement transaction after the settlement party confirms error-free, and then outputs transaction information;
(3) Intelligent contract: after the transaction information is received, according to the content of the transaction information, a settlement party can select different transaction modes, and the blockchain system generates an intelligent contract according to the transaction information and the settlement modes;
(4) Funds confirmation: the payer logs in the blockchain system, receives and checks the intelligent contract submitted by the settlement party, confirms the contract information immediately, and outputs settlement funds after confirming the contract information;
(5) Fund settlement: after receiving the settlement funds, the third-party financial institution provides an electronic payment terminal for the payer, and the payer checks the settlement funds again according to the electronic payment open terminal provided by the third-party financial institution, and completes the settlement funds payment after confirming the settlement funds;
(6) And (3) data storage: after the settlement transaction is completed, the blockchain system encrypts and stores the transaction, and then uploads the data information to a database so as to facilitate inquiry and verification of both parties of the later transaction.
The further settlement party logs in the authentication equipment end to carry out identity information authentication in a real-name mode.
The further verification device can be selected from a mobile phone client, a tablet client and a computer client for login verification.
Further settlement parties and payors can be subcontracting and totals, workers and companies.
Further settlement transactions may be carried out in the form of segmented settlement, as-built settlement, and monthly settlement.
The further third party financial institution can carry out engineering settlement according to the banks selected by the transaction parties.
One or more technical solutions provided in the embodiments of the present application at least have the following technical effects or advantages: the blockchain is applied to the engineering settlement process, so that the engineering settlement time is saved, transparency of settlement information is ensured, each party can inquire corresponding information by means of respective authority, and inquiry verification can be carried out by the two parties of information transaction according to the database in the later period.
Drawings
FIG. 1 is a general schematic diagram of the process of settlement of the project of the application;
FIG. 2 is a schematic diagram of an authentication process according to the present application;
FIG. 3 is a block diagram illustrating a block query process according to the present application;
FIG. 4 is a schematic diagram of a smart contract generation process in accordance with the present application;
FIG. 5 is a schematic diagram of a funds confirmation process of the present application;
fig. 6 is a schematic diagram of the funds settlement process of the present application.
Detailed Description
In order that the application may be readily understood, a more complete description of the application will be rendered by reference to the appended drawings. The drawings illustrate preferred embodiments of the application. This application may, however, be embodied in many different forms and should not be construed as limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete.
Unless defined otherwise, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this application belongs. The terminology used herein in the description of the application is for the purpose of describing particular embodiments only and is not intended to be limiting of the application. The term "and/or" as used herein includes any and all combinations of one or more of the associated listed items.
Example 1
Referring to fig. 1-6, a method for applying blockchain to settlement of engineering processes includes the following operations:
(1) And (3) identity authentication: the settlement party logs in the verification equipment end according to the registration information to perform identity verification, establishes communication connection with the block chain system after the identity verification and identification, and enters block inquiry to realize the check and download of relevant engineering data;
(2) Block query: the settlement party uploads settlement information by means of operation authority, and the blockchain system performs inquiry address division; the settlement party performs inquiry address verification according to the divided information, exports settlement data after verification is error-free, performs settlement data verification again, generates settlement transaction after the settlement party confirms error-free, and then outputs transaction information;
(3) Intelligent contract: after the transaction information is received, according to the content of the transaction information, a settlement party can select different transaction modes, and the blockchain system generates an intelligent contract according to the transaction information and the settlement modes;
(4) Funds confirmation: the payer logs in the blockchain system, receives and checks the intelligent contract submitted by the settlement party, confirms the contract information immediately, and outputs settlement funds after confirming the contract information;
(5) Fund settlement: after receiving the settlement funds, the third-party financial institution provides an electronic payment terminal for the payer, and the payer checks the settlement funds again according to the electronic payment open terminal provided by the third-party financial institution, and completes the settlement funds payment after confirming the settlement funds;
(6) And (3) data storage: after the settlement transaction is completed, the blockchain system encrypts and stores the transaction, and then uploads the data information to a database so as to facilitate inquiry and verification of both parties of the later transaction.
The settlement party login verification equipment end adopts a real-name system mode to carry out identity information verification so as to ensure the authenticity and the safety of the settlement party identity information.
The settlement parties 1, 2 and 3 … … have different regional divisions due to different work types, and are divided into different blocks according to analysis of settlement information, so that the block chain system can conveniently classify and integrate the data information.
The verification device can select a mobile phone client, a tablet client and a computer client to perform login verification.
The settlement party and the payment party may be subcontracted with the general package, between workers and companies, etc.
The transaction settlement mode can be carried out in the forms of segmented settlement, completion settlement, monthly settlement and the like.
The third party financial institution can carry out engineering settlement according to the banks selected by the transaction parties.
The technical scheme provided by the embodiment of the application at least has the following technical effects or advantages: the blockchain is applied to the engineering settlement process, so that the engineering settlement time is saved, transparency of settlement information is ensured, each party can inquire corresponding information by means of respective authority, and inquiry verification can be carried out by the two parties of information transaction according to the database in the later period.
The above description is only of the preferred embodiments of the present application and is not intended to limit the present application, but various modifications and variations can be made to the present application by those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the protection scope of the present application.

Claims (6)

1. A method for applying blockchain to settlement of engineering processes, characterized by: comprises the following application process of the method,
(1) And (3) identity authentication: the settlement party logs in the verification equipment end according to the registration information to perform identity verification, establishes communication connection with the block chain system after the identity verification and identification, and enters block inquiry to realize the check and download of relevant engineering data;
(2) Block query: the settlement party uploads settlement information by means of operation authority, and the blockchain system performs inquiry address division; the settlement party performs inquiry address verification according to the divided information, exports settlement data after verification is error-free, performs settlement data verification again, generates settlement transaction after the settlement party confirms error-free, and then outputs transaction information;
(3) Intelligent contract: after the transaction information is received, according to the content of the transaction information, a settlement party can select different transaction modes, and the blockchain system generates an intelligent contract according to the transaction information and the settlement modes;
(4) Funds confirmation: the payer logs in the blockchain system, receives and checks the intelligent contract submitted by the settlement party, confirms the contract information immediately, and outputs settlement funds after confirming the contract information;
(5) Fund settlement: after receiving the settlement funds, the third-party financial institution provides an electronic payment terminal for the payer, and the payer checks the settlement funds again according to the electronic payment open terminal provided by the third-party financial institution, and completes the settlement funds payment after confirming the settlement funds;
(6) And (3) data storage: after the settlement transaction is completed, the blockchain system encrypts and stores the transaction, and then uploads the data information to a database so as to facilitate inquiry and verification of both parties of the later transaction.
2. A method of applying blockchain to settlement of engineering processes as in claim 1, wherein: the settlement party logs in the authentication equipment end to carry out identity information authentication in a real-name mode.
3. A method of applying blockchain to settlement of engineering processes as in claim 1, wherein: the verification device can select a mobile phone client, a tablet client and a computer client to perform login verification.
4. A method of applying blockchain to settlement of engineering processes as in claim 1, wherein: the settlement party and the payment party may be between subcontracting and general packaging, between workers and companies.
5. A method of applying blockchain to settlement of engineering processes as in claim 1, wherein: the transaction settlement mode can be carried out according to the forms of segmented settlement, completion settlement and monthly settlement.
6. A method of applying blockchain to settlement of engineering processes as in claim 1, wherein: the third party financial institution can carry out engineering settlement according to the banks selected by the transaction parties.
CN202311036344.3A 2023-08-17 2023-08-17 Method for applying blockchain to settlement of engineering process Pending CN117035764A (en)

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Application Number Priority Date Filing Date Title
CN202311036344.3A CN117035764A (en) 2023-08-17 2023-08-17 Method for applying blockchain to settlement of engineering process

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Application Number Priority Date Filing Date Title
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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN117556471A (en) * 2024-01-12 2024-02-13 广东通莞科技股份有限公司 Block chain-based settlement data processing method and system

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN117556471A (en) * 2024-01-12 2024-02-13 广东通莞科技股份有限公司 Block chain-based settlement data processing method and system
CN117556471B (en) * 2024-01-12 2024-05-03 广东通莞科技股份有限公司 Block chain-based settlement data processing method and system

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