CN116934332A - Method and device for paying fees of Internet of things equipment - Google Patents
Method and device for paying fees of Internet of things equipment Download PDFInfo
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Abstract
The embodiment of the specification discloses a method and a device for paying fees for Internet of things equipment. The method comprises the following steps: the method comprises the steps that the Internet of things equipment receives business services provided by a service provider; the internet of things equipment and the corresponding payment server side perform trusted authentication, wherein the payment server side is used for performing payment processing on business services accepted by the internet of things equipment; and under the condition that the trusted authentication is passed, the Internet of things equipment pays the accepted business service in real time through the payment server in the process of accepting the business service.
Description
The file is a divisional application of ' a method and a device for paying the cost of the equipment of the Internet of things ', the application number of the mother application is 201910461180.6, and the application date is 30 days of 5 months in 2019 '.
Technical Field
The embodiment of the specification relates to the technical field of the Internet of things, in particular to a method and a device for paying fees for equipment of the Internet of things.
Background
With the vigorous development of the internet of things technology, the cost payment method of the internet of things equipment is also gradually standardized and unified. According to the sequence of consumption and payment, the fee payment method in the related technology can be divided into two cases of recharging, consuming and paying, but the two fee payment methods cannot realize balance of value exchange of the internet of things equipment, and a series of problems can be brought, specifically as follows: the consumption cost is easy to be increased by a recharging and consuming mode, and consumption is inhibited to a certain extent, for example, a sharing bicycle company needs to pay network flow cost of thousands of vehicles to a mobile operator, the prepayment cost is huge, the innovation cost is greatly increased, and the innovation of the Internet of things is inhibited; the method of first consuming and then paying has the problem that the corresponding cost cannot be paid after the consumption, for example, the company is not liability or the individual elder Lai refuses to pay, so that the repayment capability of the company or the individual is often required to be evaluated before the method is adopted, and the cost payment method becomes more difficult to apply in the billions of internet of things equipment.
Disclosure of Invention
The embodiment of the specification provides a method and a device for paying fees of internet of things equipment, which are used for solving the problem of unbalanced value exchange of the internet of things equipment.
The embodiment of the specification adopts the following technical scheme:
in a first aspect, a method for paying a fee for an internet of things device is provided, including:
the method comprises the steps that the Internet of things equipment receives business services provided by a service provider;
the internet of things equipment and the corresponding payment server side perform trusted authentication, wherein the payment server side is used for performing settlement payment processing on business services accepted by the internet of things equipment;
and under the condition that the trusted authentication is passed, the internet of things equipment performs settlement real-time payment on the accepted business service at regular time through the payment server in the process of accepting the business service.
In a second aspect, a method for paying a fee for an internet of things device is provided, including:
the service providing method comprises the steps of providing business service for the Internet of things equipment;
the service provider receives a payment result initiated by the internet of things device through a payment service end in real time in the process of providing business service for the internet of things device, wherein the payment result is obtained by the payment service end for carrying out real-time payment on business service accepted by the internet of things device, the internet of things device and the payment service end pass through trusted authentication, and the payment service end is used for carrying out payment processing on the business service accepted by the internet of things device.
In a third aspect, a device for paying a fee for an internet of things device is provided, including:
the business service receiving module receives business services provided by a service provider;
the trusted authentication module is used for performing trusted authentication with a payment server corresponding to the Internet of things equipment, wherein the payment server is used for performing payment processing on business services accepted by the Internet of things equipment;
and the payment processing module is used for carrying out real-time payment on the accepted business service through the payment service terminal in the process of accepting the business service under the condition that the trusted authentication passes.
In a fourth aspect, a device for paying a fee for an internet of things device is provided, including:
the business service providing module provides business service for the Internet of things equipment;
the payment processing module is used for receiving a payment result initiated by the internet of things equipment through a payment service end in real time in the process of providing the business service for the internet of things equipment, wherein the payment result is obtained by the payment service end for carrying out real-time payment on the business service accepted by the internet of things equipment, the internet of things equipment and the payment service end pass through trusted authentication, and the payment service end is used for carrying out payment processing on the business service accepted by the internet of things equipment.
In a fifth aspect, there is provided an electronic device comprising: a memory, a processor, and a computer program stored on the memory and executable on the processor, the computer program when executed by the processor performing the operations of:
receiving a business service provided by a service provider;
the internet of things equipment and the corresponding payment server side perform trusted authentication, wherein the payment server side is used for performing payment processing on business services accepted by the internet of things equipment;
and under the condition that the trusted authentication passes, in the process of receiving the business service, carrying out real-time payment on the received business service through the payment server.
In a sixth aspect, there is provided an electronic device comprising: a memory, a processor, and a computer program stored on the memory and executable on the processor, the computer program when executed by the processor performing the operations of:
providing business service for the Internet of things equipment, wherein the electronic equipment is used for providing business service for the Internet of things equipment;
and in the process of providing the business service for the Internet of things equipment, receiving a payment result initiated by the Internet of things equipment through a payment server in real time, wherein the payment result is obtained by the payment server for carrying out real-time payment on the business service accepted by the Internet of things equipment, the Internet of things equipment and the payment server pass through trusted authentication, and the payment server is used for carrying out payment processing on the business service accepted by the Internet of things equipment.
In a seventh aspect, there is provided a computer readable storage medium having stored thereon a computer program which, when executed by a processor, performs the following operations:
receiving a business service provided by a service provider;
the internet of things equipment and the corresponding payment server side perform trusted authentication, wherein the payment server side is used for performing payment processing on business services accepted by the internet of things equipment;
and under the condition that the trusted authentication passes, in the process of receiving the business service, carrying out real-time payment on the received business service through the payment server.
In an eighth aspect, there is provided a computer readable storage medium having stored thereon a computer program which, when executed by a processor, performs the following operations:
the service providing method comprises the steps of providing business service for the Internet of things equipment;
and in the process of providing the business service for the Internet of things equipment, receiving a payment result initiated by the Internet of things equipment through a payment server in real time, wherein the payment result is obtained by the payment server for carrying out real-time payment on the business service accepted by the Internet of things equipment, the Internet of things equipment and the payment server pass through trusted authentication, and the payment server is used for carrying out payment processing on the business service accepted by the Internet of things equipment.
The above-mentioned at least one technical scheme that this description embodiment adopted can reach following beneficial effect: in the scene of the Internet of things, in the process of receiving service provided by a service provider, the Internet of things equipment carries out real-time payment on the received service through a corresponding payment service end, so that the value exchange balance of the Internet of things equipment can be kept; meanwhile, the internet of things device performs trusted authentication with the payment server before payment of the fee, so that the payment between the internet of things device and the service provider is more trusted and safer.
Drawings
The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this specification, illustrate embodiments of the application and together with the description serve to explain the application and do not constitute a limitation on the application. In the drawings:
fig. 1 is a flow chart of a method for paying fees for an internet of things device according to an embodiment of the present disclosure;
fig. 2 is a schematic system architecture diagram of a method for paying a fee for an internet of things device according to an embodiment of the present disclosure;
fig. 3 is a schematic diagram of account relationship in a method for payment of a fee for an internet of things device according to an embodiment of the present disclosure;
Fig. 4 is a flow chart of a method for paying fees for an internet of things device according to an embodiment of the present disclosure;
fig. 5 is a flow chart of a method for paying a fee for an internet of things device according to another embodiment of the present disclosure;
fig. 6 is a schematic structural diagram of a fee payment device of an internet of things device according to an embodiment of the present disclosure;
fig. 7 is a schematic structural diagram of a fee payment device of an internet of things device according to another embodiment of the present disclosure;
fig. 8 is a schematic diagram of a hardware structure of an electronic device for implementing various embodiments of the present disclosure.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the technical solutions of the present application will be clearly and completely described below with reference to specific embodiments of the present specification and corresponding drawings. It will be apparent that the described embodiments are only some, but not all, embodiments of the application. All other embodiments, which can be made by one of ordinary skill in the art without undue burden from the present disclosure, are intended to be within the scope of the present application based on the embodiments herein.
As shown in fig. 1, an embodiment of the present disclosure provides a method 100 for paying a fee for an internet of things device, including the following steps:
S102: the internet of things equipment accepts business services provided by a service provider.
The service provider is used for providing business service for the Internet of things equipment.
The internet of things devices mentioned in the embodiments of the present specification may be, for example, a sharing bicycle, a sharing automobile, etc. The service provider may be a mobile network provider, a shared charging pile, and the like, and may further include a service end device of the mobile network provider and a service end device of the shared charging pile. Optionally, the service provider is also an internet of things device.
The above-mentioned internet of things device may generally receive a business service provided by a service provider, for example, a sharing bicycle accepts a mobile network provided by a mobile network provider; the shared automobile receives charging service provided by the shared charging pile; meanwhile, the Internet of things equipment can also provide business services to the outside, for example, a sharing bicycle provides paid riding services for users; the shared automobile provides the user with paid driving service, etc.
Optionally, the following steps may be further included before S102:
1) The internet of things device sends a service request to a plurality of target service providers, the service provider mentioned in S102 being one of the plurality of target service providers. Specifically, for example, when the shared automobile needs to be charged, a charging service request may be broadcast to a plurality of nearby shared charging piles, so that the plurality of shared charging piles capable of providing charging service may feed back an available service result to the shared automobile, that is, the following steps are executed.
2) And receiving available service results sent by the target service providers. The available service results in this step may include, for example, identification information of the shared charging stake, price per unit time, charging speed, charging power, and the like.
3) And comparing the received available service results, and determining to establish service connection with the service provider based on the comparison result. Specifically, for example, the shared automobile selects one shared charging pile from the plurality of target shared charging piles according to the criteria of low price per unit time, high charging speed and high charging power, and establishes service connection with the shared charging pile.
S104: and the internet of things equipment and the corresponding payment server side perform trusted authentication.
Preferably, the trusted authentication in the step is bidirectional trusted authentication, that is, the internet of things equipment performs trusted authentication on the server side, and meanwhile, the server side performs trusted authentication on the internet of things equipment, and the trusted authentication can be signature authentication or other trusted authentication modes.
In general, a payment server can provide background service for hundreds of internet of things devices, and the payment server can perform payment processing for business services accepted by the internet of things devices. In the step, the payment server performs trusted authentication on the Internet of things equipment, so that the safety and the credibility of subsequent payment processing can be ensured. Meanwhile, the internet of things equipment performs trusted authentication on the payment server, so that the internet of things equipment can be prevented from being illegally hijacked, and the safety and the credibility of subsequent payment processing can be ensured.
Optionally, the trusted authentication in this step is a signed authentication. Specifically, when the payment server performs signature authentication on the internet of things device in the step, the internet of things device can send a payment request encrypted by the first private key to the payment server, so that the payment server performs signature authentication on the internet of things device through the first public key corresponding to the first private key.
In this way, after receiving the payment request sent by the internet of things device, the payment server can send a payment confirmation request to the internet of things device; the payment request may carry identification information of a service provider (such as a shared charging pile), a price of a unit duration, a start time of receiving a service, and the like.
In the step, when the internet of things equipment performs signature authentication on the payment server, the internet of things equipment can receive a payment confirmation request encrypted by the payment server through the second private key, and performs signature authentication on the payment server through a second public key corresponding to the second private key.
Optionally, in a preferred embodiment, the internet of things device includes a trusted execution environment, the payment request is generated according to the trusted execution environment, and the first private key is stored in the trusted execution environment. In the embodiment, the internet of things equipment comprises a trusted execution environment, so that the safety and the credibility of subsequent payment processing are further ensured.
S106: and under the condition that the trusted authentication is passed, the Internet of things equipment pays the accepted business service in real time through the payment server in the process of accepting the business service.
In the step, in the process of receiving business services, the internet of things equipment carries out real-time payment on the business services which are already received through a payment service end, for example, in the process of receiving charging services provided by a shared charging group, the payment service end of the shared automobile pays once every second/minute; for another example, in the process of receiving mobile network services provided by a mobile operator, a service end pays once per minute/hour, and the frequency of payment is far greater than that of a monthly/yearly payment mode in the prior art.
The real-time payment mentioned in this step may be understood as payment performed at preset time intervals, for example, payment is performed once per minute/second, specifically, a payment processing manner of streaming payment may be adopted, and specifically, the payment processing may be triggered by a timer, which is suitable for a case that the time for receiving the business service by the internet of things device is not long.
The real-time payment mentioned in this step can also be understood as a payment once per fixed point in time, for example, a payment once per minute at 0 th second (starting moment per minute); or each whole point (1 point, 2 points and the like) is settled once, and the payment processing can be triggered by the system time, so that the method is suitable for the situation that the service receiving time of the Internet of things equipment is long.
In a specific embodiment, the payment server of the internet of things device may use a payment manner of streaming payment to pay for the accepted business service.
Optionally, the internet of things device includes an internet of things account, the internet of things account uniquely corresponds to a device identifier of the internet of things device, and the internet of things account cannot be changed. The internet of things account may also be bound to a specific bank account. The real-time payment of the accepted business service through the payment server comprises the following steps: and based on the balance in the account of the Internet of things, carrying out real-time payment on the accepted business service through the payment server.
Optionally, the real-time payment of the received business service includes: and paying the accepted business service (in real time) at preset time intervals by a payment server, wherein the duration information of the time intervals is configured by the payment server. In this embodiment, the payment server may configure the duration information of the time interval according to information such as a type of the business service. It can be understood that the shorter the duration of the time interval is, the more balance of value exchange of the internet of things equipment can be maintained, but the concurrent payment processing pressure of the payment server is increased; the longer the time interval is, the concurrent processing pressure of the payment server can be relieved.
Optionally, the paying the accepted business service by the payment server at preset time intervals includes: and the payment server pays the accepted business service based on the price of the business service unit duration and the duration information.
According to the fee payment method of the Internet of things equipment, in the Internet of things scene, in the process of receiving the business service provided by the service provider, the Internet of things equipment carries out real-time payment on the received business service through the corresponding payment service end, so that the value exchange balance of the Internet of things equipment can be kept; meanwhile, the internet of things device performs trusted authentication with the payment server before payment of the fee, so that the payment between the internet of things device and the service provider is more trusted and safer.
The above-mentioned method can keep the value exchange balance of the internet of things equipment, namely the value of the internet of things equipment is continuously increased when the internet of things equipment receives service, and the real-time payment processing is carried out when the internet of things equipment receives service, so that the balance in an account of the internet of things equipment is reduced, the value exchange balance of the internet of things equipment can be kept, and the problems of increasing the consumption cost and inhibiting the consumption caused by recharging and consuming are avoided; meanwhile, the problem that the expense cannot be paid after the expense is consumed due to the fact that the expense is consumed before the expense is paid is avoided.
Optionally, the internet of things device in the above embodiments may further provide a service to the outside, so the above embodiments may further include the following steps:
1) The internet of things device provides business services for the service receiver, wherein the service receiver can be the internet of things device.
2) And the internet of things equipment receives a payment result initiated by a payment service end of the service receiver in real time in the process of providing business service to the service receiver, wherein the payment result is obtained by the payment service end of the service receiver paying the received business service in real time.
In order to describe the cost payment method of the internet of things device provided by the embodiment of the present specification in detail, the following description will be provided with reference to specific application embodiments. As shown in fig. 2, first, a system architecture of an application of a method for payment of a fee for an internet of things device is described.
As shown in fig. 2, the system architecture of the fee payment method of the internet of things device sequentially comprises, from bottom layer to high layer: the embedded device layer, the communication layer, the stream payment core layer and the application layer (not shown), each of which is described in detail below.
1. Embedded device layer
Since payment processing is involved in the various embodiments of the present description, security requirements are extremely high. In the whole process of stream payment (corresponding to the real-time payment in the foregoing), the internet of things device needs to be trusted, legal and unable to be tampered with, and therefore, such embedded internet of things device needs to have a trusted execution environment. The trusted execution environment is composed of a hardware-enhanced security environment (providing code isolation) and security software that provides an interface for basic security services and other elements in the trust chain.
The trusted operating environment includes key generation, verification signatures, and secure hardware.
Key generation in order to secure communications and trustworthiness of the internet of things device, embodiments of the present disclosure employ public-private keys for secure signature authentication (corresponding to the trustworthiness authentication mentioned above). The public-private keys include a device public-private key (i.e., the first public key and the first key in the foregoing) and a service public-private key (i.e., the second public key and the second key in the foregoing).
The device public and private keys can be generated in a trusted environment before the internet of things device leaves the factory, the device private keys are stored in a trusted operation environment of the internet of things device, the device public keys are uniformly uploaded to the internet of things device authorization center by a device manufacturer, and the internet of things device authorization center can also provide the internet of things device with the stream payment processing center. The public and private keys of the equipment can ensure the credibility of the equipment of the Internet of things. According to the method, each piece of request information sent by the Internet of things equipment to the payment server is encrypted by using the equipment private key, and the payment server decrypts by using the equipment public key, so that the credibility of the Internet of things equipment is ensured.
The service public key in the service public and private keys is generated by the internet of things equipment authorization center and then embedded into the application code, and the internet of things equipment can acquire the service public key. The service private key is stored in the stream payment processing center.
In addition, each Internet of things device further comprises a device ID, and the device ID and the device public key are uploaded to an Internet of things device authorization center before the Internet of things device leaves a factory. And a unique three-level IoT device account bound by the internet of things device is generated at the same time of uploading. The tertiary IoT device account is not modifiable after generation, but may be subsequently bound to a particular bank account (e.g., a primary account as mentioned below) or the like.
The verification signature can be used for realizing signature authentication of the internet of things equipment and the payment server equipment. The secure hardware may include, for example, a trusted encryption module used by the ARM in the TrustZone architecture, and the like.
The generic streaming payment interface in fig. 2 encapsulates the interface in the trusted environment of the streaming payment application for the invocation of the corresponding authorized application.
2. Communication layer
The communication layer in fig. 2 generally involves two types of protocols, namely a short-range communication protocol and a long-range communication protocol. The short-range communication technology is mainly used for communication among internet of things devices, and mainly comprises Bluetooth, zigbee, wi-Fi and the like, for example, the internet of things devices inquire of a service provider whether service can be provided, which service can be provided, and device IDs of the service provider and the like. The long-distance communication technology is mainly used for communication between the Internet of things equipment and the payment server and mainly comprises 2G, 3G, 4G, 5G, narrowband Internet of things (Narrow Band Internet of Things, NB-IoT) and the like. When the internet of things device performs operations such as payment, collection, service inquiry, validity verification and the like, interaction with a payment server is needed, and the payment server can update the amount information of the three-level internet of things device account corresponding to the internet of things device in real time.
3. Stream payment core layer
The stream payment core layer mainly comprises a stream payment core module, and comprises a trusted verification module, an authorization processing module, a security wind control module and the like for ensuring the safety of the stream payment, and a transaction core module, an equipment account module and the like related to real-time transaction.
1) And the device account module is used for uniquely binding the three-level internet of things device account of the internet of things device with the internet of things device, and once the fact that the three-level internet of things device account is unmodified is determined. The tertiary IoT device account belongs to a virtual account and also needs to be bound to the account of the real owner when in use. The account of the owner may be a primary account and the tertiary IoT device account may be directly bound to the primary account. Of course, the tertiary IoT device account may also be bound to the secondary account before being bound to the primary account. The secondary account may provide grouping functionality. The actual owner may create a secondary account based on his own needs. For example, tertiary IoT device account devices belonging to the same class of internet of things devices and in the same region may be attributed under the same secondary account, see fig. 3.
2) And the authorization processing module is used for binding the tertiary IoT equipment account with the secondary account or the primary account of the Internet of things equipment. The tertiary IoT device account corresponds one-to-one with the ID of the internet of things device and is not modifiable. But the change of the owner exists in the internet of things equipment, or the account of the corresponding owner needs to be bound when the internet of things equipment operates for the first time. The authorization processing module may bind the tertiary IoT device account with a secondary account or a primary account of the current owner.
3) The trusted verification module can verify the internet of things equipment by the equipment public key uploaded by the equipment authorization center when the internet of things equipment leaves the factory, so that the internet of things equipment is trusted, namely the internet of things equipment is produced by an authorized producer.
4) The safety wind control module can identify abnormal transactions in the current real-time transactions. Operations such as blacklists, abnormal places, sudden large-amount transactions, abnormal transactions and the like are monitored, corresponding interception can be performed or corresponding verification identity can be required to be performed.
5) The transaction core module is used for clearing, checking and accounting mainly in the traditional transaction and is communicated with an external bank account link basically. In this system architecture, due to the streaming payment, one payment may be automatically completed in one minute or a few seconds. The concurrent operation of the transaction core on tertiary IoT device accounts requires special handling. However, the current payment is relatively regular and similar to the timing task, so before the streaming payment starts, the payment server can conduct the agreement of the transaction timing transaction period starting time on the tertiary IoT device account, and thus the pressure of the payment server on the concurrent processing of the unified account can be greatly relieved.
In the embodiment of the specification, the streaming payment mode is adopted, so that the request amount is greatly increased, and great pressure is brought to the request of the payment server. According to the characteristics of the Internet of things, the edge payment server is deployed in each place according to the geographic position, network congestion is reduced, and response speed is improved.
4. Application layer
The application layer mainly comprises various applications of the stream payment, a unified stream payment authentication center and the like.
The method for paying the fee for the internet of things device according to the embodiment of the present disclosure will be described in detail below with reference to the system architecture shown in fig. 2 and the flowchart shown in fig. 4.
S402: the payment device sends a service request.
When the internet of things device (i.e. the payment device in fig. 4) needs to accept the service, a service request may be sent to the peripheral service provider through a short-distance communication technology, such as zigbee technology.
Specifically, for example, when the shared vehicle needs to be charged, a charging service request may be broadcast to a plurality of nearby shared charging piles, so that the plurality of shared charging piles capable of providing charging service may feed back the available service result to the shared vehicle.
In this embodiment, the internet of things device that receives the service needs to perform the payment operation, and thus is the payment device in fig. 4. The service provider comprises equipment for providing service, namely collection equipment and a service end-collection party service end corresponding to the collection equipment in the figure, wherein the collection equipment can also be equipment of the Internet of things.
S404: the collection device makes a service availability judgment.
After receiving the service request, the plurality of collection devices capable of providing the business service make a corresponding determination on whether the business service can be provided, for example, whether the self capacity is sufficient, whether the corresponding resources can be provided, and the like.
S406: the checkout device sends the available service results to the payment device.
After the internal availability determination, the checkout device in fig. 4 may preemptively establish a service connection with the payment device and return the available service results. For example, where the payment device is a shared automobile and the checkout device is a shared charging post, the available service results may include identification information of the shared charging post, price per unit time, charging speed, charging power, and so forth.
Optionally, S406 may further involve competing for providing business services between the collection devices, and the payment device performs price comparison, etc.
S408: the payment device requests a device ID of the payment device.
S410: the payee device returns the device ID to the payment device.
Of course, in other embodiments, the device ID of the collection device may be directly carried in the available service result sent in S406, in which case S408 and S410 may be omitted.
S412: the checkout device begins to provide trial services for the payment device.
S414: after the payment device accepts the trial service and confirms that the service is viable, S416 may be performed to initiate a streaming payment, of course, in which the payment device continues to accept business services.
S416: the payment device sends a payment request to the corresponding payer server.
The payment request may carry identification information (device ID) of the collection device (e.g., of the shared charging stake), a price per unit time, a start time of service, etc. The payer server may perform payment processing for the business service accepted by the payment device, where the payer server corresponds to the payment server in the foregoing.
S418: the payer service performs signature authentication through the streaming payment processing center, and performs S420 under the signature authentication.
In general, a payment request sent by a payment device to a payer server is encrypted by a first private key, the payer server performs signature authentication on an internet of things device by using a first public key corresponding to the first private key, and a specific signature authentication operation can be completed by a stream payment processing center.
S420: the payer server sends a payment confirmation request to the payment device.
S422: the payment device performs signature authentication on the payer server, and if the signature authentication passes, S424 is executed.
Specifically, the payment confirmation request received by the payment device is encrypted by the payer server via the second private key, and thus the payment device may perform signature authentication on the payer server via the second public key corresponding to the second private key, and perform S424 under the signature authentication.
S424: the payment device sends a confirmation payment request to the payer server.
S426: the payer server sends a payment request to the streaming payment transaction core.
S428: the streaming payment transaction core performs secure wind control on the payment request sent by the payer server, and performs S430 on the condition that the secure wind control passes, that is, performs real-time payment on the collection device.
S430: the streaming payment transaction core performs payment processing.
The streaming payment transaction core can specifically make real-time payment based on the account of the collection device, and of course, the device account of the collection device can be uniformly managed by the service server of the collection party.
S432: and the stream payment transaction core returns a payment result to the payer server.
Of course, the payer server may also continuously return the payment result to the payment device.
S434: the receiving device sends a flow receiving amount checking request to the receiving party server, and the receiving party server sends a flow receiving result to the receiving device.
In this step, the payee server may also send a query request to the streaming payment transaction center to obtain a streaming payee result.
It will be appreciated that in the process of the payment device accepting the business service provided by the payment device, S430 to S434 are a real-time, continuously performed process until the payment device stops providing the business service to the payment device.
According to the fee payment method of the Internet of things equipment, in the Internet of things scene, in the process of receiving the business service provided by the service provider, the Internet of things equipment carries out real-time payment on the received business service through the corresponding payment service end, so that the value exchange balance of the Internet of things equipment can be kept; meanwhile, the internet of things device performs signature authentication with the payment server before payment of the fee, so that payment between the internet of things device and the service provider is more reliable and safe.
According to the embodiment of the specification, the payment safety specification is carried out on the Internet of things equipment, so that the transaction between the Internet of things equipment becomes credible. Meanwhile, according to the protocol, transaction clearing is carried out between the Internet of things equipment at the level of every second or every minute, so that the exchange balance of values is kept when the Internet of things equipment provides or receives business services, and the defect limitation of traditional pay-before-pay or pay-before-pay is broken.
The embodiment of the specification is applied to the scene of the Internet of things, and the account among the devices of the Internet of things can be balanced in real time in seconds or minutes. For the internet of things equipment with the future quantity possibly reaching hundreds of millions, the management of the fund accounts is clear, the investment threshold is reduced, and the risk that funds possibly cannot be checked in is avoided.
The method for paying the fee for the internet of things device according to the embodiment of the present invention is described in detail above with reference to fig. 1 to 4. A method for paying for an internet of things device according to another embodiment of the present invention will be described in detail with reference to fig. 5. It will be appreciated that the description from the service provider side is the same as the description of the internet of things device side in the method shown in fig. 1, and the related description is omitted appropriately to avoid repetition, as shown in fig. 5, the embodiment 500 includes the following steps:
s502: the service provider provides business services to the Internet of things equipment.
The service provider is used for providing business service for the Internet of things equipment.
S504: and in the process of providing business service for the Internet of things equipment, receiving a payment result initiated by the Internet of things equipment through the payment server in real time.
The payment result is obtained by the payment server side performing real-time payment on the accepted business service, the internet of things equipment and the payment server side pass through trusted authentication, and the payment server side is used for performing payment processing on the business service accepted by the internet of things equipment.
According to the fee payment method of the Internet of things equipment, in the Internet of things scene, in the process of receiving the business service provided by the service provider, the Internet of things equipment carries out real-time payment on the received business service through the corresponding payment service end, so that the value exchange balance of the Internet of things equipment can be kept; meanwhile, the internet of things device performs trusted authentication with the payment server before payment of the fee, so that the payment between the internet of things device and the service provider is more trusted and safer.
The above description details an embodiment of a method for paying a fee for an internet of things device, as shown in fig. 6, and the present disclosure also provides a device for paying a fee for an internet of things device, which may specifically be a part of an internet of things device, as shown in fig. 6, and the device 600 includes:
the service receiving module 602 may be configured to receive a service provided by a service provider, where the service provider is configured to provide a service for an internet of things device;
the trusted authentication module 604 may be configured to perform trusted authentication with a payment server corresponding to the internet of things device, where the payment server is configured to perform payment processing for a service accepted by the internet of things device;
The payment processing module 606 may be configured to pay the accepted business service in real time through the payment server in a process of accepting the business service if the trusted authentication passes.
According to the fee payment device of the Internet of things equipment, in the Internet of things scene, in the process of receiving the business service provided by the service provider, the Internet of things equipment carries out real-time payment on the received business service through the corresponding payment service end, so that the value exchange balance of the Internet of things equipment can be kept; meanwhile, the internet of things device performs trusted authentication with the payment server before payment of the fee, so that the payment between the internet of things device and the service provider is more trusted and safer.
Alternatively, as an embodiment, the trusted authentication is a two-way trusted authentication.
Optionally, as an embodiment, the trusted authentication module 604 may be configured to send, by the internet of things device, a payment request encrypted by a first private key to the payment server, so that the payment server performs signature authentication on the internet of things device by using a first public key corresponding to the first private key; and
and the internet of things equipment receives the payment confirmation request encrypted by the second private key from the payment server and performs signature authentication on the payment server through a second public key corresponding to the second private key.
Optionally, as an embodiment, the internet of things device includes a trusted execution environment, the payment request is generated according to the trusted execution environment, and the first private key is stored in the trusted execution environment.
Optionally, as an embodiment, the apparatus 600 further includes a service establishment module for
Transmitting a service request to a plurality of target service providers, the service provider being one of the plurality of target service providers;
receiving available service results sent by the target service providers;
and comparing the received available service results, and determining to establish service connection with the service provider based on the comparison result.
Optionally, as an embodiment, the internet of things device includes an internet of things account, where the internet of things account corresponds to a device identifier of the internet of things device; wherein, the real-time payment of the accepted business service through the payment server comprises: and based on the balance in the account of the Internet of things, carrying out real-time payment on the accepted business service through the payment server.
Optionally, as an embodiment, the performing, by the payment service end, real-time payment on the accepted business service includes: and paying the accepted business service at preset time intervals through the payment server, wherein the duration information of the time intervals is configured by the payment server.
Optionally, as an embodiment, the paying, by the payment server, the accepted business service at preset time intervals includes: and the payment server pays the accepted business service based on the price of the business service unit duration and the duration information.
Optionally, as an embodiment, the apparatus 600 further includes a service providing module, configured to provide a service for a service recipient; and in the process of providing the business service for the service receiver, receiving a payment result initiated by a payment service end of the service receiver in real time, wherein the payment result is obtained by the payment service end of the service receiver for carrying out real-time payment on the received business service.
The above-mentioned payment device 600 of the internet of things device according to the embodiment of the present disclosure may refer to the flow of the payment method 100 of the internet of things device corresponding to the previous embodiment of the present disclosure, and each unit/module and the above-mentioned other operations and/or functions in the payment device 600 of the internet of things device are respectively for implementing the corresponding flow of the payment method 100 of the internet of things device, and can achieve the same or equivalent technical effects, which are not described herein for brevity.
As shown in fig. 7, the present disclosure further provides a device for paying a fee for an internet of things device, where the device may specifically be a part of the internet of things device, as shown in fig. 7, and the device 700 includes:
the business service providing module 702 may be configured to provide business services to the internet of things device;
the payment processing module 704 may be configured to receive, in real time, a payment result initiated by the internet of things device through a payment server in a process of providing the business service to the internet of things device, where the payment result is obtained by the payment server performing real-time payment on the business service accepted by the internet of things device, the internet of things device and the payment server pass through trusted authentication, and the payment server is configured to perform payment processing for the business service accepted by the internet of things device.
According to the fee payment device of the Internet of things equipment, in the Internet of things scene, in the process of receiving the business service provided by the service provider, the Internet of things equipment carries out real-time payment on the received business service through the corresponding payment service end, so that the value exchange balance of the Internet of things equipment can be kept; meanwhile, the internet of things device performs trusted authentication with the payment server before payment of the fee, so that the payment between the internet of things device and the service provider is more trusted and safer.
The above-mentioned payment device 700 of the internet of things device according to the embodiment of the present disclosure may refer to the flow of the payment method 500 of the internet of things device corresponding to the previous embodiment of the present disclosure, and each unit/module and the above-mentioned other operations and/or functions in the payment device 700 of the internet of things device are respectively for implementing the corresponding flow of the payment method 500 of the internet of things device, and can achieve the same or equivalent technical effects, which are not described herein for brevity.
An electronic device according to an embodiment of the present specification will be described in detail below with reference to fig. 8. Referring to fig. 8, at the hardware level, the electronic device includes a processor, optionally including an internal bus, a network interface, a memory. As shown in fig. 8, the Memory may include a Memory, such as a Random-Access Memory (RAM), and may further include a non-volatile Memory (non-volatile Memory), such as at least 1 disk Memory, and so on. Of course, the electronic device may also include the hardware needed to implement other services.
The processor, network interface, and memory may be interconnected by an internal bus, which may be an industry standard architecture (Industry Standard Architecture, ISA) bus, a peripheral component interconnect standard (Peripheral Component Interconnect, PCI) bus, or an extended industry standard architecture (Extended Industry Standard Architecture, EISA) bus, among others. The buses may be classified as address buses, data buses, control buses, etc. For ease of illustration, only one bi-directional arrow is shown in FIG. 8, but not only one bus or type of bus.
And the memory is used for storing programs. In particular, the program may include program code including computer-operating instructions. The memory may include memory and non-volatile storage and provide instructions and data to the processor.
The processor reads the corresponding computer program from the nonvolatile memory into the memory and then runs the computer program to form a device for forwarding chat information on a logic level. The processor executes the programs stored in the memory and is specifically configured to perform the operations of the method embodiments described in the foregoing description.
The methods and apparatuses disclosed in the embodiments shown in fig. 1 to fig. 5 may be applied to a processor or implemented by the processor. The processor may be an integrated circuit chip having signal processing capabilities. In implementation, the steps of the above method may be performed by integrated logic circuits of hardware in a processor or by instructions in the form of software. The processor may be a general-purpose processor, including a central processing unit (Central Processing Unit, CPU), a network processor (Network Processor, NP), etc.; but also digital signal processors (Digital Signal Processor, DSP), application specific integrated circuits (Application Specific Integrated Circuit, ASIC), field programmable gate arrays (Field-Programmable Gate Array, FPGA) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components. The various methods, steps and logic blocks disclosed in the embodiments of this specification may be implemented or performed. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like. The steps of a method disclosed in connection with the embodiments of the present specification may be embodied directly in hardware, in a decoded processor, or in a combination of hardware and software modules in a decoded processor. The software modules may be located in a random access memory, flash memory, read only memory, programmable read only memory, or electrically erasable programmable memory, registers, etc. as well known in the art. The storage medium is located in a memory, and the processor reads the information in the memory and, in combination with its hardware, performs the steps of the above method.
The electronic device shown in fig. 8 may further execute the methods of fig. 1 to 5, and implement the functions of the embodiments shown in fig. 1 to 5 of the fee payment method of the internet of things device, which are not described herein.
Of course, other implementations, such as a logic device or a combination of hardware and software, are not excluded from the electronic device of the present application, that is, the execution subject of the following processing flows is not limited to each logic unit, but may be hardware or a logic device.
The embodiments of the present disclosure further provide a computer readable storage medium, where a computer program is stored, where the computer program when executed by a processor implements each process of each method embodiment described above, and the same technical effects can be achieved, and for avoiding repetition, a detailed description is omitted herein. Wherein the computer readable storage medium is selected from Read-Only Memory (ROM), random access Memory (Random Access Memory, RAM), magnetic disk or optical disk.
It will be appreciated by those skilled in the art that embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the specification. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In one typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include volatile memory in a computer-readable medium, random Access Memory (RAM) and/or nonvolatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of computer-readable media.
Computer readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of storage media for a computer include, but are not limited to, phase change memory (PRAM), static Random Access Memory (SRAM), dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium, which can be used to store information that can be accessed by a computing device. Computer-readable media, as defined herein, does not include transitory computer-readable media (transmission media), such as modulated data signals and carrier waves.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article or apparatus that comprises an element.
The foregoing is merely exemplary of the present application and is not intended to limit the present application. Various modifications and variations of the present application will be apparent to those skilled in the art. Any modification, equivalent replacement, improvement, etc. which come within the spirit and principles of the application are to be included in the scope of the claims of the present application.
Claims (12)
1. A method for payment of a fee for an internet of things device, comprising:
the method comprises the steps that the Internet of things equipment receives business services provided by a service provider;
the internet of things equipment and the corresponding payment server side perform trusted authentication, wherein the payment server side is used for performing payment processing on business services accepted by the internet of things equipment;
And under the condition that the trusted authentication is passed, the Internet of things equipment pays the accepted business service in real time through the payment server in the process of accepting the business service.
2. The method of claim 1, the trusted authentication being a two-way trusted authentication.
3. The method of claim 2, the internet of things device and the corresponding payment server performing trusted authentication comprising:
the internet of things device sends a payment request encrypted by a first private key to the payment server, so that the payment server performs signature authentication on the internet of things device through a first public key corresponding to the first private key; and
and the internet of things equipment receives the payment confirmation request encrypted by the second private key from the payment server and performs signature authentication on the payment server through a second public key corresponding to the second private key.
4. A method according to claim 3, the internet of things device comprising a trusted execution environment, the payment request being generated in accordance with the trusted execution environment, the first private key being stored in the trusted execution environment.
5. The method of any of claims 1 to 4, the method further comprising, prior to the internet of things device receiving the business service provided by the service provider:
The internet of things device sends service requests to a plurality of target service providers, wherein the service provider is one of the plurality of target service providers;
receiving available service results sent by the target service providers;
and comparing the received available service results, and determining to establish service connection with the service provider based on the comparison result.
6. The method of claim 1, the internet of things device comprising an internet of things account, the internet of things account corresponding to a device identification of the internet of things device;
wherein, the real-time payment of the accepted business service through the payment server comprises:
and based on the balance in the account of the Internet of things, carrying out real-time payment on the accepted business service through the payment server.
7. The method of claim 1, wherein the real-time payment of the accepted business service by the payment server comprises:
and paying the accepted business service at preset time intervals through the payment server, wherein the duration information of the time intervals is configured by the payment server.
8. The method of claim 7, wherein the paying, by the payment server, the accepted business service at the preset time interval comprises:
And the payment server pays the accepted business service based on the price of the business service unit duration and the duration information of the time interval.
9. The method of claim 1, the method further comprising:
the Internet of things equipment provides business service for a service receiver;
and the internet of things equipment receives a payment result initiated by a payment service end of the service receiver in real time in the process of providing business service for the service receiver, wherein the payment result is obtained by the payment service end of the service receiver for carrying out real-time payment on the received business service.
10. A fee payment apparatus of an internet of things device, comprising:
the business service receiving module receives business services provided by a service provider;
the trusted authentication module is used for performing trusted authentication with a payment server corresponding to the Internet of things equipment, wherein the payment server is used for performing payment processing on business services accepted by the Internet of things equipment;
and the payment processing module is used for carrying out real-time payment on the accepted business service through the payment service terminal in the process of accepting the business service under the condition that the trusted authentication passes.
11. An electronic device, comprising: a memory, a processor, and a computer program stored on the memory and executable on the processor, the computer program when executed by the processor performing the operations of:
receiving a business service provided by a service provider;
the internet of things equipment and the corresponding payment server side perform trusted authentication, wherein the payment server side is used for performing payment processing on business services accepted by the internet of things equipment;
and under the condition that the trusted authentication passes, in the process of receiving the business service, carrying out real-time payment on the received business service through the payment server.
12. A computer readable storage medium having stored thereon a computer program which when executed by a processor performs the operations of:
receiving a business service provided by a service provider;
the internet of things equipment and the corresponding payment server side perform trusted authentication, wherein the payment server side is used for performing payment processing on business services accepted by the internet of things equipment;
and under the condition that the trusted authentication passes, in the process of receiving the business service, carrying out real-time payment on the received business service through the payment server.
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| CN202310984785.XA CN116934332A (en) | 2019-05-30 | 2019-05-30 | Method and device for paying fees of Internet of things equipment |
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| CN202310984785.XA CN116934332A (en) | 2019-05-30 | 2019-05-30 | Method and device for paying fees of Internet of things equipment |
| CN201910461180.6A CN110175846B (en) | 2019-05-30 | 2019-05-30 | Method and device for paying fees of Internet of things equipment |
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| CN112465487A (en) * | 2020-11-16 | 2021-03-09 | 银盛支付服务股份有限公司 | Method for realizing timing settlement mechanism |
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| CN104732395A (en) * | 2015-04-16 | 2015-06-24 | 比特汇通（北京）信息技术有限公司 | Internet stream payment system and method |
| DE102015006907A1 (en) * | 2015-05-29 | 2016-12-01 | Giesecke & Devrient Gmbh | Terminal and method for mobile payment |
| CN106899552B (en) * | 2015-12-21 | 2020-03-20 | 中国电信股份有限公司 | Authentication method, authentication terminal and system |
| CN108831034A (en) * | 2018-05-29 | 2018-11-16 | 昆明金质先锋智能仪表有限公司 | A kind of Intelligent gas meter based on internet of things and its management system |
| CN108765744A (en) * | 2018-05-29 | 2018-11-06 | 浙江丰行信息科技有限公司 | A kind of intelligent charging spot charging application method based on wechat public platform |
| CN109034780A (en) * | 2018-06-25 | 2018-12-18 | 深圳市金溢科技股份有限公司 | Vehicle-mounted mobile method of payment, system and its V2X car-mounted device, V2X trackside POS device |
| CN109325817A (en) * | 2018-08-07 | 2019-02-12 | 浙江工业大学 | A kind of charging method of the intelligent charging spot based on wechat small routine |
| CN109495454A (en) * | 2018-10-26 | 2019-03-19 | 北京车和家信息技术有限公司 | Authentication method, device, cloud server and vehicle |
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