CN116882911A - Financial card application method, apparatus, device, storage medium and product - Google Patents

Financial card application method, apparatus, device, storage medium and product Download PDF

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CN116882911A
CN116882911A CN202310611405.8A CN202310611405A CN116882911A CN 116882911 A CN116882911 A CN 116882911A CN 202310611405 A CN202310611405 A CN 202310611405A CN 116882911 A CN116882911 A CN 116882911A
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card
live
financial card
avatar
image
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刘涛
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Bank of China Ltd
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Bank of China Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/10Office automation; Time management
    • G06Q10/103Workflow collaboration or project management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V10/00Arrangements for image or video recognition or understanding
    • G06V10/20Image preprocessing
    • G06V10/25Determination of region of interest [ROI] or a volume of interest [VOI]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V20/00Scenes; Scene-specific elements
    • G06V20/20Scenes; Scene-specific elements in augmented reality scenes

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Abstract

The present application relates to a financial card application method, apparatus, computer device, storage medium and computer program product. The method comprises the following steps: displaying the photographed live-action image; when the live-action image contains financial card information, presenting an virtual image on the basis of the live-action image; the virtual image is used for representing a card theme corresponding to the financial card information; and when a preset operation is detected in the display, displaying an application interface of the financial card corresponding to the card theme. According to the scheme, the virtual image corresponding to the card theme is displayed on the basis of the live-action image, and the user can intuitively and rapidly know the related information of the card theme of the financial card through the virtual image, so that a great deal of time is saved for checking text or video information, and the application efficiency of the financial card is effectively improved.

Description

Financial card application method, apparatus, device, storage medium and product
Technical Field
The present application relates to the technical field of financial software, and in particular, to a financial card application method, a financial card application device, a financial card application computer device, a financial card storage medium and a financial card application computer program product.
Background
With the development of financial software technology, when a user applies for transacting financial cards, the user can browse introduction information of different card topics, such as text, pictures or video data aiming at the card topics, so as to know related information of different card topics, select required card topics and transact corresponding financial cards.
However, the above manner often requires a user to spend more time browsing the related information of the card subject one by one, so as to apply for the financial card, which has a problem of low application efficiency of the financial card.
Disclosure of Invention
In view of the foregoing, it is desirable to provide a financial card application method, apparatus, computer device, computer readable storage medium, and computer program product that can improve the efficiency of financial card application.
In a first aspect, the present application provides a financial card application method. The method comprises the following steps:
displaying the photographed live-action image;
when the live-action image contains financial card information, presenting an virtual image on the basis of the live-action image; the virtual image is used for representing a card theme corresponding to the financial card information;
And when a preset operation is detected in the display, displaying an application interface of the financial card corresponding to the card theme.
In one embodiment, before the presenting of the avatar on the basis of the live-action image, the method further comprises:
determining a corresponding card type and a card theme according to the financial card information;
and acquiring at least one virtual image associated with the card theme in the virtual image set corresponding to the card type to obtain the virtual image to be presented.
In one embodiment, the avatar to be presented includes a plurality of different avatars;
the presenting the avatar on the basis of the live-action image comprises:
presenting the plurality of different virtual images one by one on the basis of the live image;
when a preset operation is detected in the displaying, displaying an application interface of the financial card corresponding to the card theme, including:
and when the confirmation operation for the currently presented virtual image is detected in the display, displaying an application interface of the financial card corresponding to the currently presented virtual image.
In one embodiment, the presenting the plurality of different avatars one by one based on the live image includes:
Acquiring card application heat corresponding to each of the plurality of different virtual images;
determining respective display orders and/or display durations of the plurality of different avatars based on the card application heat;
and on the basis of the live-action images, presenting the plurality of different virtual images one by one according to the display sequence and/or the display duration.
In one embodiment, the presenting the avatar on the basis of the live-action image includes:
presenting an avatar of a first pose on the basis of the live image, and providing adjustment guide information for the pose of the avatar; the adjustment guide information is operation guide information for guiding and triggering to adjust the pose of the avatar to a second pose and indicating to play the animation aiming at the avatar under the second pose; the animation is used for prompting the application mode of the financial card;
and responding to a triggering operation corresponding to the adjustment guide information, adjusting the virtual image on the live-action image from the first pose to the second pose, and playing the animation.
In one embodiment, the financial card information is card information on a financial card; the first pose comprises an initial pose;
The virtual image presenting the first pose based on the live-action image comprises:
determining the area where the financial card is located in the live-action image;
determining an avatar display area for displaying the avatar in the live-action image based on the area where the financial card in the live-action image is located; the avatar display area includes a plurality of avatar initial display positions; the initial display positions of the multiple virtual images are respectively associated with corresponding initial gestures;
determining a target initial display position of the plurality of avatar initial display positions;
and presenting the avatar in the target initial display position according to the corresponding initial gesture.
In one embodiment, the first pose comprises an initial position, and the pose adjustment guide comprises adjusting the position of the avatar to a financial card in the live image;
the adjusting the avatar on the live-action image from the first pose to the second pose in response to a trigger operation corresponding to the adjustment guide information includes:
determining a target position in response to an operation of adjusting a position of the avatar in the live image;
If the target position is outside the financial card in the live-action image, refusing to adjust the initial position of the virtual image;
and if the target position is positioned on the financial card in the live-action image, controlling the virtual image to move from the initial position to the target position, and obtaining the virtual image in the second pose.
In one embodiment, after the application interface of the financial card corresponding to the card theme is displayed when the preset operation is detected in the displaying, the method further includes:
determining the gesture of the avatar when the preset operation is detected;
and sending the gesture information for representing the gesture and the financial card application information of the user to a card supply end so that the card supply end can provide a financial card with the virtual image in the gesture in a card background according to the gesture information and the financial card application information provided by the user.
In a second aspect, the application further provides a financial card application device. The device comprises:
the display module is used for displaying the shot live-action image;
the virtual image presentation module is used for presenting the virtual image on the basis of the live image when the live image contains financial card information; the virtual image is used for representing a card theme corresponding to the financial card information;
And the application interface display module is used for displaying the application interface of the financial card corresponding to the card theme when the preset operation is detected in the display.
In a third aspect, the present application also provides a computer device. The computer device comprises a memory storing a computer program and a processor implementing the steps of the method according to any one of the preceding claims when the computer program is executed by the processor.
In a fourth aspect, the present application also provides a computer-readable storage medium. The computer readable storage medium having stored thereon a computer program which, when executed by a processor, implements the steps of the method as claimed in any of the preceding claims.
In a fifth aspect, the present application also provides a computer program product. Computer program product comprising a computer program, characterized in that the computer program, when being executed by a processor, implements the steps of the method according to any of the preceding claims.
The financial card application method, the financial card application device, the financial card application computer equipment, the financial card application storage medium and the financial card application computer program product can display the shot live-action image, and when the live-action image contains financial card information, the financial card application method, the financial card application device, the financial card application computer equipment, the financial card storage medium and the financial card application computer program product can display the virtual image on the basis of the live-action image; the virtual image is used for representing a card theme corresponding to the financial card information; when the preset operation is detected in the display, an application interface of the financial card corresponding to the card theme can be displayed. According to the scheme, the virtual image corresponding to the card theme is displayed on the basis of the live-action image, and the user can intuitively and rapidly know the related information of the card theme of the financial card through the virtual image, so that a great deal of time is saved for checking text or video information, and the application efficiency of the financial card is effectively improved.
Drawings
FIG. 1 is a flow chart of a method for applying for a financial card according to one embodiment;
FIG. 2a is a schematic diagram of a live image in one embodiment;
FIG. 2b is a schematic diagram of another live-action image in one embodiment;
FIG. 3 is a flowchart illustrating steps for adjusting the pose of an avatar in one embodiment;
FIG. 4 is a flowchart illustrating steps for determining an avatar to be presented in one embodiment;
FIG. 5 is a flow chart of a credit card application method in one embodiment;
FIG. 6 is a block diagram of a financial card application device according to one embodiment;
FIG. 7 is an internal block diagram of a computer device in one embodiment.
Detailed Description
The present application will be described in further detail with reference to the drawings and examples, in order to make the objects, technical solutions and advantages of the present application more apparent. It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the scope of the application.
In one embodiment, as shown in fig. 1, a financial card application method is provided, where the method is applied to a terminal for illustration, it is understood that the method may also be applied to a system including a terminal and a server, and implemented through interaction between the terminal and the server. The terminal can be, but not limited to, various personal computers, notebook computers, smart phones, tablet computers, internet of things equipment and portable wearable equipment, and the internet of things equipment can be smart speakers, smart televisions, smart air conditioners, smart vehicle-mounted equipment and the like. The portable wearable device may be a smart watch, smart bracelet, headset, or the like.
In this embodiment, the method comprises the steps of:
s101, displaying the shot live-action image.
As an example, the live-action image may be an image photographed and presented by the terminal in real time.
In some optional embodiments, the terminal may be configured with one or more cameras, and the user may select a camera to be used from the one or more cameras and perform authorization, so that the user may shoot a real scene through the authorized camera and acquire a real scene image, and display the real scene image on a display interface of the terminal.
S102, when the live-action image contains financial card information, presenting an virtual image on the basis of the live-action image; the avatar is used for representing a card theme corresponding to the financial card information.
Illustratively, the financial card information may be information recorded on a financial card or information associated with applying for the financial card, for example, the financial card information may include at least one of: financial cards, text on financial cards, financial card promotional information (posters).
The financial card information may have corresponding card themes, which may be understood as themes corresponding to the appearance image of the financial card, for example, under each card theme, the financial card may have corresponding card background, card color, card font, etc.
After the live-action image is obtained, the live-action image can be identified, and whether financial card information exists in the live-action image or not is judged. In one embodiment, a Cloud identification gallery may be created in advance, a financial card (e.g., credit or debit card) picture is uploaded as an identification map to the Cloud identification gallery, and the id, cloud Key, and Cloud Secret of the identification map are generated. After a user shoots financial card information through a camera configured by a terminal, a live-action image shot by the current terminal can be intercepted and sent to a server, cloud identification is carried out according to id, cloud Key and Cloud Secret stored in a Cloud identification gallery, and if identification fails, the identification can be carried out again after a period of time. If the live-action image does not contain the financial card information, the live-action image can be continuously identified according to the preset time interval until the preset identification time threshold value is exceeded or the financial card information is identified.
If the live-action image includes financial card information, for example, the live-action image as shown in fig. 2a is obtained, it can be determined that the financial card 201 exists in the live-action image through image recognition, and it can be determined that the financial card information is detected, then a card theme can be determined, and an avatar for representing the card theme can be presented on the basis of the live-action image.
In some alternative embodiments, the avatar may be presented in an augmented reality manner, with augmented reality (Augmented Reality, AR) technology being a technique that ingeniously fuses virtual information with the real world. In an augmented reality environment, a user may see the surrounding real environment, and at the same time, computer-generated augmented information. For example, in case that it is recognized that financial card information is included in the live-action image, an animation model for representing an avatar of a corresponding card theme is loaded into a current scene through three. By setting one or more attributes of illumination, materials, light sources, colors and textures, the animation model of the virtual image is more vivid, and after the real scene acquired by the camera and the animation model obtained by rendering are overlapped and fused, the real environment and the virtual image can coexist in the same picture and space, so that sensory experience exceeding reality is realized.
S103, when a preset operation is detected in the display, displaying an application interface of the financial card corresponding to the card theme.
As an example, the financial card may include at least one of a debit card and a credit card.
In the process of displaying the live-action image and the virtual image, if a preset operation is detected, for example, an operation of confirming the application of the financial card or determining the current virtual image is performed, an application interface of the financial card can be displayed, and a user can apply for the financial card corresponding to the card theme of the current virtual image through the application interface.
According to the financial card application method, the shot live-action image can be displayed, and when the live-action image contains financial card information, the virtual image is presented on the basis of the live-action image; the virtual image is used for representing a card theme corresponding to the financial card information; when the preset operation is detected in the display, an application interface of the financial card corresponding to the card theme can be displayed. According to the scheme, the virtual image corresponding to the card theme is displayed on the basis of the live-action image, and the user can intuitively and rapidly know the related information of the card theme of the financial card through the virtual image, so that a great deal of time is saved for checking text or video information, and the application efficiency of the financial card is effectively improved.
In one embodiment, as shown in fig. 3, S102 presents an avatar on the basis of a live-action image, including:
s301, presenting an avatar of a first pose on the basis of a live image, and providing adjustment guide information for the pose of the avatar; the adjusting guide information is operation guide information for guiding the trigger to adjust the pose of the avatar to a second pose and indicating to play the animation aiming at the avatar under the second pose; the animation is used for prompting the application mode of the financial card.
Wherein the pose may include at least one of a position and a posture; the first pose and the second pose are different poses.
In the specific implementation, under the condition that the live-action image contains financial card information, the virtual image can be presented on the basis of the live-action image, in the presentation process, the virtual image presenting the first pose can be included, the first pose can be an initial pose or other poses after the initial pose, in the presentation process, the guide information can be correspondingly presented, the user can be guided through the guide information, and after the corresponding trigger operation is executed, the user is prompted to adjust the pose of the virtual image to the second pose, and the animation aiming at the virtual image can be played in the second pose. For example, information such as a rotation direction or a movement direction of the avatar may be presented on the live view image as adjustment guide information for the pose of the avatar.
S302, responding to a triggering operation corresponding to the adjustment guide information, adjusting the virtual image on the live-action image from the first pose to the second pose, and playing the animation.
Specifically, after detecting a trigger operation by the user, it may be determined whether the trigger operation corresponds to an operation indicated by the adjustment guide information, wherein the operation indicated by the adjustment guide information is an operation of adjusting the pose of the avatar to the second pose.
If the triggering operation of the user corresponds to the operation indicated by the adjustment guide information, the virtual image on the live-action image can be adjusted from the first pose to the second pose, and the animation aiming at the virtual image is played in the second pose, and the user is informed of the application mode of the financial card through the animation.
If the triggering operation of the user does not correspond to the operation indicated by the adjustment guide information, the avatar may be adjusted from the first pose to the second pose, but the animation is not played, or the adjustment of the first pose of the avatar may be refused. In addition, in addition to the adjustment of the pose of the avatar, the avatar may be scaled.
In this embodiment, on the one hand, on the basis of the live-action image, the virtual image and the animation thereof associated with the card theme of the financial card can be realistically displayed in the real world, so that the relevant display information of the virtual image and the card theme is enriched, the user can quickly understand the theme content and the application mode of the financial card, the application efficiency is improved, on the other hand, the user can adjust the gesture of the virtual image by executing the triggering operation, the interestingness and the interactivity of the application process of the financial card are enhanced, and the attention of the user to the financial card is effectively improved.
In one embodiment, the financial card information is card information on the financial card, such as the entire financial card, portions of the financial card, or text information on the financial card, such as a institution identification on the financial card. The first pose may include an initial pose.
S301 presenting an avatar of the first pose on the basis of the live-action image may include the steps of:
determining the area where the financial card in the live-action image is located; determining an avatar display area for displaying the avatar in the live-action image based on the area where the financial card in the live-action image is located; the avatar display area comprises a plurality of avatar initial display positions; the initial display positions of the virtual images are respectively associated with corresponding initial gestures; determining a target initial display position of the plurality of avatar initial display positions; the avatar is presented in the target initial display position in accordance with the corresponding initial pose.
In practical application, after the live-action image is identified, if the live-action image is determined to contain the financial card, the area where the financial card is located in the live-action image can be obtained, and then the area where the financial card is located can be used as an avatar display area for displaying the avatar in the live-action image. Of course, the area where the financial card is located may be adjusted in size, for example, enlarged or reduced, and the adjusted area may be used as the avatar display area.
The avatar display area may be understood as a two-dimensional plane including a plurality of positions in the avatar display area, which may be respectively used as an avatar initial display position. In some alternative embodiments, the avatar initial display position may be randomly selected in the avatar display area, or a preset position in the avatar display area may be used as the avatar initial display position, for example, a vertex of the avatar display area or a point located on a boundary of the area may be used as the avatar initial display position.
Each avatar initial display position is associated with a corresponding initial pose, for example, if the avatar initial display position is a center position of the avatar display area, the initial pose of the avatar may be a popular pose of the avatar, and if the avatar initial display position is a vertex of the avatar display area, the initial pose of the avatar may be a pose of preparing for jumping or tumbling.
After the plurality of avatar initial display positions are determined, a target initial display position may be determined from the plurality of avatar initial display positions, for example, may be determined randomly or may be determined according to a preset position selection order. A corresponding initial pose of the target initial display position may then be determined and the avatar presented in the target initial display position in accordance with the corresponding initial pose.
In this embodiment, the initial posture of the avatar may be adjusted accordingly according to different positions of the avatar on the financial card, so as to improve the image adaptation degree between the posture of the avatar and the financial card in the display process.
In one embodiment, the first pose comprises an initial position and the pose adjustment guide comprises adjusting the position of the avatar to a financial card in the live view image;
s302, responding to a triggering operation corresponding to the adjustment guide information, adjusting the avatar on the live-action image from the first pose to the second pose, wherein the method comprises the following steps:
determining a target position in response to an operation of adjusting the position of the avatar in the live-action image; if the target position is outside the financial card in the live image, the initial position of the virtual image is refused to be adjusted; and if the mark position is positioned on the financial card in the live-action image, controlling the virtual image to move from the initial position to the target position, and obtaining the virtual image in the second pose.
Specifically, upon detecting an operation of adjusting the position of the avatar in the live-action image, such as a drag operation or a click operation, a target position, which is an end position to which the avatar intends to reach in the current position adjustment, may be determined.
If the target position is outside the financial card in the live-action image, the initial position of the virtual image is refused to be adjusted, if the target position is located on the financial card in the live-action image, the virtual image is controlled to move from the initial position to the target position, and the virtual image under the second pose is obtained, so that the user operation can be responded only when the virtual image is moved to the financial card, and the attention of the user to the financial card can be improved in the interaction process of the user and the virtual image.
In one embodiment, after S103, the method may further include the steps of:
determining the gesture of the avatar when the preset operation is detected; and sending the gesture information for representing the gesture and the financial card application information of the user to a card supply end so that the card supply end can provide the financial card with the virtual image in the gesture in the card background according to the gesture information and the financial card application information provided by the user.
In particular, in the course of presenting the avatar, the user may adjust the posture of the avatar, for example, the posture of the avatar may be adjusted to a user's favorite posture. When the user triggers the preset operation, the gesture of the avatar at the time of triggering the preset operation may be recorded.
When a user applies for the card through the application interface of the financial card, the gesture of the virtual image in the preset operation can be determined, gesture information of the gesture is obtained, and then the gesture information and the application information of the financial card submitted by the user through the application interface can be sent to the card supply end. The card supply end can provide the financial card with the virtual image in the gesture in the card background according to the received gesture information and the financial card application information provided by the user.
According to the application, the personalized financial card configuration can be realized by sending the gesture information corresponding to the gesture of the virtual image when the preset operation is detected and the financial card application information of the user to the card supply end, so that the user can acquire the financial card with the card background containing the virtual image with the specified gesture, and the customization efficiency of the financial card is improved.
In one embodiment, as shown in fig. 4, before presenting the avatar on the basis of the live-action image, the method further comprises the steps of:
s401, determining the corresponding card type and the card theme according to the financial card information.
In practical application, after the financial card information displayed in the live-action image is obtained, the financial card information can be identified, and the card type and the card body corresponding to the financial card information are determined. For example, if the financial card information is a card image of a financial card, the card type of the financial card may be determined from the card image, each card type may have a corresponding pre-configured card theme. For another example, if the financial card information is a financial card popularization poster, for example, a credit card transaction popularization poster for a cartoon image, the card type and the card theme can be obtained according to the poster content of the financial card popularization poster.
S402, at least one virtual image associated with a card theme in the virtual image set corresponding to the card type is obtained, and the virtual image to be presented is obtained.
In particular, a corresponding avatar set may be set for each card type, and at least one avatar associated with one or more card topics may be included in the same avatar set, e.g., each card topic may have at least one avatar; the avatars in different card types may be partially identical or completely different in the avatar set.
And further, after the card type and the card theme are determined, at least one avatar associated with the card theme can be obtained from the avatar set corresponding to the card type, so as to obtain the avatar to be presented.
In the embodiment, the virtual images related to the card type and the card theme can be quickly screened out from the preset virtual image set, so that the loading efficiency of the virtual images can be improved.
In one embodiment, the avatar to be presented includes a plurality of different avatars; s102 presents an avatar on the basis of the live-action image, which may include:
based on the live image, a plurality of different virtual images are presented one by one.
Specifically, a plurality of different avatars may be automatically presented one by one in sequence on the basis of the live image, or may be switched one by one after the user triggers the operation of switching the avatars.
Correspondingly, when a preset operation is detected in the displaying, S103 displays an application interface of the financial card corresponding to the card theme, including:
and when the confirmation operation for the currently presented virtual image is detected in the display, displaying an application interface of the financial card corresponding to the currently presented virtual image.
In the process of presenting a plurality of different avatars one by one, if a user intends to apply for the financial card of the currently presented avatar, a confirmation operation can be performed for the currently presented avatar, after the confirmation operation is detected, the user can correspondingly jump to the application interface of the financial card of the currently presented avatar, for example, the avatar of the financial card to be applied, i.e. the currently presented avatar, can be configured in the application interface. The user can apply for a financial card related to the currently presented avatar through the current application interface.
In this embodiment, a plurality of different avatars can be provided, and the user can quickly jump to the application interface of the avatar confirmed by the user, so that the page switching operation or the information filling operation required to be executed by the user for applying for the financial card of the designated avatar is effectively reduced.
In one embodiment, presenting a plurality of different avatars one by one on the basis of the live image, comprises:
acquiring card application heat corresponding to each of a plurality of different virtual images; determining respective display orders and/or display durations of a plurality of different virtual images based on the card application heat; based on the live images, a plurality of different virtual images are presented one by one according to the display sequence and/or the display time.
In some alternative embodiments, the card application popularity may be determined according to the number of applications of the avatar, or may be determined according to social interest or public opinion popularity of the avatar.
After determining the card application heat, determining respective display orders and/or display durations of the plurality of different avatars based on the card application heat, wherein the priority and the display duration of the display orders of the avatars may be positively correlated with the card application heat corresponding to the avatars, i.e., the higher the card application heat corresponding to the avatars is, the higher the priority or the longer the display duration of the display orders of the avatars is.
In this embodiment, the display sequence and/or display duration of each of the plurality of different virtual images is determined based on the card application heat, and the plurality of different virtual images are displayed one by one according to the display sequence and/or display duration on the basis of the live-action image, so that the speed of determining the focused virtual image by the user can be improved, and the application efficiency of the financial card is improved.
In order that those skilled in the art may better understand the above steps, an embodiment of the present application will be described below by way of an example, but it should be understood that the embodiment of the present application is not limited thereto.
As shown in fig. 5, the steps may be included as follows:
1. scanning the two-dimensional code. In one embodiment, the augmented reality effect can be realized based on WebAR, application packaging is integrated into a server, for example, the application packaging is transmitted in a URL format, and a user can quickly open a credit card application display interface of augmented reality by scanning a two-dimensional code through a mobile device.
2. Select camera/turn on camera. The mobile device of the user can be provided with a plurality of cameras, and the user can select the camera which is required to be used and authorize the camera, so that the live-action image can be obtained from the camera.
3. And (5) image identification. Firstly, a Cloud identification gallery is created, and credit card pictures are uploaded to generate identification picture ids, cloud Key and Cloud Secret. Then the user scans the credit card through the mobile device camera, intercepts the current device picture and sends the current device picture to the server, carries out Cloud identification according to the id, the Cloud Key and the Cloud Secret, if the identification fails, the identification is carried out again after a period of time, and if the identification is successful, the model is loaded. In some alternative embodiments, the cloud-based image recognition retrieval service provided by easy ar may be used to recognize the bank credit card, and after the cloud recognition is successful once, the cloud recognition graph may be cached in the local recognition library, so that the target may be quickly and accurately repeatedly recognized even if no network exists.
4. And loading the model. The theme animation model is loaded into the current scene through three.js, and the attributes such as illumination, materials, light sources, colors, textures and the like are set, so that the virtual animation model is more vivid. The real scene acquired by the camera and the animation model obtained by rendering are overlapped and fused, and after the real environment and the virtual object are overlapped, the real scene and the virtual object can exist in the same picture and space at the same time, so that sensory experience exceeding reality is realized. The credit card may be identified using image recognition techniques.
In some alternative embodiments, virtual reality can be realized by means of WebAR, the WebAR integrates AR technology by using a Web platform, and is different from the native AR application, and the method has the characteristics of light mode, quick deployment, strong transmissibility and the like.
5. Sliding interactions. In the credit card animation display interface based on augmented reality, a user can rotate, zoom and the like the animation through sliding fingers.
Specifically, for example, scenes such as a mouse, a credit card, a desktop and the like in a real scene can be obtained through a camera, after a start recognition button is clicked, a camera picture is obtained by equipment and sent to a cloud for cloud recognition, if the credit card recognition is successful, an animation model is loaded, and a cartoon mouse model doing kicking action is displayed on a live-action image.
It should be understood that, although the steps in the flowcharts related to the embodiments described above are sequentially shown as indicated by arrows, these steps are not necessarily sequentially performed in the order indicated by the arrows. The steps are not strictly limited to the order of execution unless explicitly recited herein, and the steps may be executed in other orders. Moreover, at least some of the steps in the flowcharts described in the above embodiments may include a plurality of steps or a plurality of stages, which are not necessarily performed at the same time, but may be performed at different times, and the order of the steps or stages is not necessarily performed sequentially, but may be performed alternately or alternately with at least some of the other steps or stages.
Based on the same inventive concept, the embodiment of the application also provides a financial card application device for realizing the above related financial card application method. The implementation of the solution provided by the device is similar to that described in the above method, so the specific limitation of the embodiment of the financial card application device or devices provided below may refer to the limitation of the financial card application method hereinabove, and will not be repeated herein.
In one embodiment, as shown in fig. 6, there is provided a financial card application apparatus comprising:
the display module 601 is configured to display a captured live-action image;
the virtual image presenting module 602 is configured to present a virtual image on the basis of the live image when the live image contains financial card information; the virtual image is used for representing a card theme corresponding to the financial card information;
and the application interface display module 603 is configured to display an application interface of the financial card corresponding to the card theme when a preset operation is detected in the display.
In one embodiment, the apparatus is further for:
determining a corresponding card type and a card theme according to the financial card information;
And acquiring at least one virtual image associated with the card theme in the virtual image set corresponding to the card type to obtain the virtual image to be presented.
In one embodiment, the avatar to be presented includes a plurality of different avatars;
the avatar presentation module 602 is configured to:
presenting the plurality of different virtual images one by one on the basis of the live image;
the application interface display module 603 is configured to:
and when the confirmation operation for the currently presented virtual image is detected in the display, displaying an application interface of the financial card corresponding to the currently presented virtual image.
In one embodiment, the avatar presentation module 602 is configured to:
acquiring card application heat corresponding to each of the plurality of different virtual images;
determining respective display orders and/or display durations of the plurality of different avatars based on the card application heat;
and on the basis of the live-action images, presenting the plurality of different virtual images one by one according to the display sequence and/or the display duration.
In one embodiment, the avatar presentation module 602 is configured to:
presenting an avatar of a first pose on the basis of the live image, and providing adjustment guide information for the pose of the avatar; the adjustment guide information is operation guide information for guiding and triggering to adjust the pose of the avatar to a second pose and indicating to play the animation aiming at the avatar under the second pose; the animation is used for prompting the application mode of the financial card;
And responding to a triggering operation corresponding to the adjustment guide information, adjusting the virtual image on the live-action image from the first pose to the second pose, and playing the animation.
In one embodiment, the financial card information is card information on a financial card; the first pose comprises an initial pose;
the avatar presentation module 602 is configured to:
determining the area where the financial card is located in the live-action image;
determining an avatar display area for displaying the avatar in the live-action image based on the area where the financial card in the live-action image is located; the avatar display area includes a plurality of avatar initial display positions; the initial display positions of the multiple virtual images are respectively associated with corresponding initial gestures;
determining a target initial display position of the plurality of avatar initial display positions;
and presenting the avatar in the target initial display position according to the corresponding initial gesture.
In one embodiment, the first pose comprises an initial position, and the pose adjustment guide comprises adjusting the position of the avatar to a financial card in the live image;
The avatar presentation module 602 is configured to:
determining a target position in response to an operation of adjusting a position of the avatar in the live image;
if the target position is outside the financial card in the live-action image, refusing to adjust the initial position of the virtual image;
and if the target position is positioned on the financial card in the live-action image, controlling the virtual image to move from the initial position to the target position, and obtaining the virtual image in the second pose.
In one embodiment, the apparatus is further for:
determining the gesture of the avatar when the preset operation is detected;
and sending the gesture information for representing the gesture and the financial card application information of the user to a card supply end so that the card supply end can provide a financial card with the virtual image in the gesture in a card background according to the gesture information and the financial card application information provided by the user.
The above-described respective modules in the financial card application apparatus may be implemented in whole or in part by software, hardware, or a combination thereof. The above modules may be embedded in hardware or may be independent of a processor in the computer device, or may be stored in software in a memory in the computer device, so that the processor may call and execute operations corresponding to the above modules.
In one embodiment, a computer device is provided, which may be a terminal, and the internal structure of which may be as shown in fig. 7. The computer device includes a processor, a memory, an input/output interface, a communication interface, a display unit, and an input means. The processor, the memory and the input/output interface are connected through a system bus, and the communication interface, the display unit and the input device are connected to the system bus through the input/output interface. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage media. The input/output interface of the computer device is used to exchange information between the processor and the external device. The communication interface of the computer device is used for carrying out wired or wireless communication with an external terminal, and the wireless mode can be realized through WIFI, a mobile cellular network, NFC (near field communication) or other technologies. The computer program is executed by a processor to implement a financial card application method. The display unit of the computer device is used for forming a visual picture, and can be a display screen, a projection device or a virtual reality imaging device. The display screen can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer equipment can be a touch layer covered on the display screen, can also be a key, a track ball or a touch pad arranged on the shell of the computer equipment, and can also be an external keyboard, a touch pad or a mouse and the like.
It will be appreciated by those skilled in the art that the structure shown in FIG. 7 is merely a block diagram of some of the structures associated with the present inventive arrangements and is not limiting of the computer device to which the present inventive arrangements may be applied, and that a particular computer device may include more or fewer components than shown, or may combine some of the components, or have a different arrangement of components.
In one embodiment, a computer device is provided comprising a memory and a processor, the memory having stored therein a computer program, the processor when executing the computer program performing the steps of:
displaying the photographed live-action image;
when the live-action image contains financial card information, presenting an virtual image on the basis of the live-action image; the virtual image is used for representing a card theme corresponding to the financial card information;
and when a preset operation is detected in the display, displaying an application interface of the financial card corresponding to the card theme.
In one embodiment, the steps of the other embodiments described above are also implemented when the processor executes a computer program.
In one embodiment, a computer readable storage medium is provided having a computer program stored thereon, which when executed by a processor, performs the steps of:
Displaying the photographed live-action image;
when the live-action image contains financial card information, presenting an virtual image on the basis of the live-action image; the virtual image is used for representing a card theme corresponding to the financial card information;
and when a preset operation is detected in the display, displaying an application interface of the financial card corresponding to the card theme.
In one embodiment, the computer program, when executed by a processor, also implements the steps of the other embodiments described above.
In one embodiment, a computer program product is provided comprising a computer program which, when executed by a processor, performs the steps of:
displaying the photographed live-action image;
when the live-action image contains financial card information, presenting an virtual image on the basis of the live-action image; the virtual image is used for representing a card theme corresponding to the financial card information;
and when a preset operation is detected in the display, displaying an application interface of the financial card corresponding to the card theme.
In one embodiment, the computer program, when executed by a processor, also implements the steps of the other embodiments described above.
It should be noted that, the user information (including but not limited to user equipment information, user personal information, etc.) and the data (including but not limited to data for analysis, stored data, presented data, etc.) related to the present application are information and data authorized by the user or sufficiently authorized by each party, and the collection, use and processing of the related data need to comply with the related laws and regulations and standards of the related country and region.
Those skilled in the art will appreciate that implementing all or part of the above described methods may be accomplished by way of a computer program stored on a non-transitory computer readable storage medium, which when executed, may comprise the steps of the embodiments of the methods described above. Any reference to memory, database, or other medium used in embodiments provided herein may include at least one of non-volatile and volatile memory. The nonvolatile Memory may include Read-Only Memory (ROM), magnetic tape, floppy disk, flash Memory, optical Memory, high density embedded nonvolatile Memory, resistive random access Memory (ReRAM), magnetic random access Memory (Magnetoresistive Random Access Memory, MRAM), ferroelectric Memory (Ferroelectric Random Access Memory, FRAM), phase change Memory (Phase Change Memory, PCM), graphene Memory, and the like. Volatile memory can include random access memory (Random Access Memory, RAM) or external cache memory, and the like. By way of illustration, and not limitation, RAM can be in the form of a variety of forms, such as static random access memory (Static Random Access Memory, SRAM) or dynamic random access memory (Dynamic Random Access Memory, DRAM), and the like. The databases referred to in the embodiments provided herein may include at least one of a relational database and a non-relational database. The non-relational database may include, but is not limited to, a blockchain-based distributed database, and the like. The processor referred to in the embodiments provided in the present application may be a general-purpose processor, a central processing unit, a graphics processor, a digital signal processor, a programmable logic unit, a data processing logic unit based on quantum computing, or the like, but is not limited thereto.
The technical features of the above embodiments may be arbitrarily combined, and all possible combinations of the technical features in the above embodiments are not described for brevity of description, however, as long as there is no contradiction between the combinations of the technical features, they should be considered as the scope of the description.
The foregoing examples illustrate only a few embodiments of the application and are described in detail herein without thereby limiting the scope of the application. It should be noted that it will be apparent to those skilled in the art that several variations and modifications can be made without departing from the spirit of the application, which are all within the scope of the application. Accordingly, the scope of the application should be assessed as that of the appended claims.

Claims (12)

1. A financial card application method, the method comprising:
displaying the photographed live-action image;
when the live-action image contains financial card information, presenting an virtual image on the basis of the live-action image; the virtual image is used for representing a card theme corresponding to the financial card information;
and when a preset operation is detected in the display, displaying an application interface of the financial card corresponding to the card theme.
2. The method of claim 1, wherein prior to presenting the avatar on the basis of the live-action image, further comprising:
determining a corresponding card type and a card theme according to the financial card information;
and acquiring at least one virtual image associated with the card theme in the virtual image set corresponding to the card type to obtain the virtual image to be presented.
3. The method of claim 2, wherein the avatar to be presented comprises a plurality of different avatars;
the presenting the avatar on the basis of the live-action image comprises:
presenting the plurality of different virtual images one by one on the basis of the live image;
when a preset operation is detected in the displaying, displaying an application interface of the financial card corresponding to the card theme, including:
and when the confirmation operation for the currently presented virtual image is detected in the display, displaying an application interface of the financial card corresponding to the currently presented virtual image.
4. A method according to claim 3, wherein said presenting the plurality of different avatars one by one on the basis of the live action image comprises:
Acquiring card application heat corresponding to each of the plurality of different virtual images;
determining respective display orders and/or display durations of the plurality of different avatars based on the card application heat;
and on the basis of the live-action images, presenting the plurality of different virtual images one by one according to the display sequence and/or the display duration.
5. The method of claim 1, wherein the presenting an avatar on the basis of the live-action image comprises:
presenting an avatar of a first pose on the basis of the live image, and providing adjustment guide information for the pose of the avatar; the adjustment guide information is operation guide information for guiding and triggering to adjust the pose of the avatar to a second pose and indicating to play the animation aiming at the avatar under the second pose; the animation is used for prompting the application mode of the financial card;
and responding to a triggering operation corresponding to the adjustment guide information, adjusting the virtual image on the live-action image from the first pose to the second pose, and playing the animation.
6. The method of claim 5, wherein the financial card information is card information on a financial card; the first pose comprises an initial pose;
The virtual image presenting the first pose based on the live-action image comprises:
determining the area where the financial card is located in the live-action image;
determining an avatar display area for displaying the avatar in the live-action image based on the area where the financial card in the live-action image is located; the avatar display area includes a plurality of avatar initial display positions; the initial display positions of the multiple virtual images are respectively associated with corresponding initial gestures;
determining a target initial display position of the plurality of avatar initial display positions;
and presenting the avatar in the target initial display position according to the corresponding initial gesture.
7. The method of claim 5, wherein the first pose comprises an initial position and the pose adjustment guide comprises adjusting the position of the avatar to a financial card in the live-action image;
the adjusting the avatar on the live-action image from the first pose to the second pose in response to a trigger operation corresponding to the adjustment guide information includes:
determining a target position in response to an operation of adjusting a position of the avatar in the live image;
If the target position is outside the financial card in the live-action image, refusing to adjust the initial position of the virtual image;
and if the target position is positioned on the financial card in the live-action image, controlling the virtual image to move from the initial position to the target position, and obtaining the virtual image in the second pose.
8. The method according to any one of claims 1 to 7, further comprising, after displaying the application interface of the financial card corresponding to the card theme when a preset operation is detected in the displaying:
determining the gesture of the avatar when the preset operation is detected;
and sending the gesture information for representing the gesture and the financial card application information of the user to a card supply end so that the card supply end can provide a financial card with the virtual image in the gesture in a card background according to the gesture information and the financial card application information provided by the user.
9. A financial card application apparatus, the apparatus comprising:
the display module is used for displaying the shot live-action image;
the virtual image presentation module is used for presenting the virtual image on the basis of the live image when the live image contains financial card information; the virtual image is used for representing a card theme corresponding to the financial card information;
And the application interface display module is used for displaying the application interface of the financial card corresponding to the card theme when the preset operation is detected in the display.
10. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor implements the steps of the method of any one of claims 1 to 8 when the computer program is executed.
11. A computer readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any of claims 1 to 8.
12. A computer program product comprising a computer program, characterized in that the computer program, when executed by a processor, implements the steps of the method of any one of claims 1 to 8.
CN202310611405.8A 2023-05-26 2023-05-26 Financial card application method, apparatus, device, storage medium and product Pending CN116882911A (en)

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Application Number Priority Date Filing Date Title
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Application Number Priority Date Filing Date Title
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