CN116739575A

CN116739575A - Payment method, device, equipment and computer storage medium

Info

Publication number: CN116739575A
Application number: CN202310689358.9A
Authority: CN
Inventors: 程浩; 任朋青
Original assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Current assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Priority date: 2023-06-12
Filing date: 2023-06-12
Publication date: 2023-09-12

Abstract

The application discloses a payment method, a payment device, a payment equipment and a computer storage medium. The method can be applied to the terminal equipment and comprises the following steps: scanning a radio frequency identification tag carried by a pet to obtain first pet information and feeder information of the pet; the first pet information and the feeder information are sent to a server, so that the server obtains financial account information matched with the feeder information, obtains second pet information bound with the financial account information, verifies whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information, and generates payment order information according to consumption information of the pet under the condition that the binding relationship exists; receiving financial account information and payment order information returned by a server; and generating and displaying a payment interface according to the financial account information and the payment order information so that the user pays for the payment order information. According to the embodiment of the application, the payment flow is simple and efficient, and the user experience is improved.

Description

Payment method, device, equipment and computer storage medium

Technical Field

The present application relates to the field of computer technologies, and in particular, to a payment method, apparatus, device, and computer storage medium.

Background

With the improvement of the living standard of people, more and more people raise pets, the demands of people on various pet services are increasing, and various pet service institutions are developing continuously.

When providing relevant services for pets, the pet service mechanism generally needs to go through multiple links such as obtaining basic information of the pets, knowing detailed historical service information, verifying the adoption relationship between a feeder and the pets, and charging relevant service fees. In these links, need the raiser to provide pet basic information, raiser financial account information and the support relationship proof material etc. after the pet service institution completes information collection and confirms the identity of pet through raiser and the information collected, just can pay, whole payment process is comparatively complicated, and efficiency is lower, and customer experience is relatively poor.

Disclosure of Invention

The embodiment of the application provides a payment method, a payment device, a payment equipment and a computer storage medium, which can enable a payment process to be simple and efficient and promote user experience.

In a first aspect, an embodiment of the present application provides a payment method, including:

scanning a radio frequency identification tag carried by a pet to obtain first pet information and feeder information of the pet;

the first pet information and the feeder information are sent to a server, so that the server obtains financial account information matched with the feeder information, obtains second pet information bound with the financial account information, verifies whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information, and generates payment order information according to consumption information of the pet under the condition that the binding relationship exists;

receiving financial account information and payment order information returned by a server;

and generating and displaying a payment interface according to the financial account information and the payment order information so that the user pays for the payment order information.

In some embodiments, a payment method further comprises:

receiving financial account information, first pet information and payment order information returned by a server; the financial account information, the first pet information and the payment order information are returned by the server under the condition that the binding relationship between the pet and the financial account information is verified;

And generating and displaying a target interface according to the financial account information, the first pet information and the payment order information, so that the user can complete the binding of the first pet information and the financial account information and the payment of the payment order information according to the operation information on the target interface.

In some embodiments, the target interface includes a binding interface and a payment interface; generating and displaying a target interface according to the financial account information, the first pet information and the payment order information, wherein the target interface comprises:

generating and displaying a binding interface according to the financial account information, the first pet information and the payment order information;

responding to the confirmation binding input of the user on the binding interface, and sending confirmation binding information to the server so that the server configures the first pet information and the financial account information into a binding relationship, and returns the information for completing the configuration of the binding relationship to the terminal equipment;

and under the condition that information of finishing binding relation configuration returned by the server is received, generating and displaying a payment interface according to the financial account information and the payment order information, so that a user pays for the payment order information according to the payment interface.

In some embodiments, generating and displaying a target interface from the financial account information, the first pet information, and the payment order information includes:

Generating a payment interface according to the financial account information, the first pet information and the payment order information so that a user pays for the payment order information;

and after the payment of the payment order information is completed by the user, sending payment completion information to the server, so that the server configures the first pet information and the financial account information into a binding relationship.

In some embodiments, the first pet information comprises first biometric information and the second pet information comprises second biometric information, the method further comprising:

collecting facial features of the pet to obtain third biological feature information;

and sending the third biological characteristic information to the server so that the server can determine that the binding relationship exists between the pet and the financial account information under the condition that the first biological characteristic information, the second biological characteristic information and the third biological characteristic information are verified to be matched.

In a second aspect, an embodiment of the present application provides a payment method, where the method is applied to a server, and the method includes:

responding to the received first pet information and feeder information sent by the terminal equipment, and acquiring financial account information matched with the feeder information; the first pet information and the feeder information are obtained by reading tag information of a radio frequency identification tag carried by a pet by the terminal equipment;

Acquiring second pet information bound with the financial account information, and verifying whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information;

generating payment order information according to consumption information of the pet in response to verifying that the binding relationship exists between the pet and the financial account information;

and sending the financial account information and the payment order information to the terminal equipment, so that the terminal equipment generates and displays a payment interface according to the financial account information and the payment order information, and the user pays for the payment order information.

In some embodiments, the first pet information includes a plurality of first sub-information and the second pet information includes a plurality of second sub-information; acquiring second pet information bound with the financial account information, and verifying whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information, wherein the method comprises the following steps:

respectively verifying whether the plurality of first sub-information is matched with the corresponding second sub-information;

and determining that the binding relationship exists between the pet and the financial account information in response to the fact that the plurality of first sub-information is matched with the corresponding second sub-information.

In some embodiments, the plurality of first sub-information each includes first biometric information and the plurality of second sub-information each includes second biometric information; verifying whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information comprises the following steps:

Verifying whether the first biometric information matches the second biometric information;

and determining that the binding relationship exists between the pet and the financial account information in response to the first biometric information being matched with the second biometric information.

In some embodiments, the plurality of first sub-information includes first biometric information and the plurality of second sub-information includes second biometric information; verifying whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information comprises the following steps:

acquiring third biological characteristic information; the third biological characteristic information is acquired by the terminal equipment on the facial characteristics of the pet;

verifying whether the first biometric information, the second biometric information, and the third biometric information match;

and determining that the binding relationship exists between the pet and the financial account information in response to the fact that the first biometric information, the second biometric information and the third biometric information are all matched.

In some embodiments, after verifying whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information, the method further comprises

And in response to verifying that the binding relationship between the pet and the financial account information does not exist, sending the financial account information, the first pet information and the payment order information to the terminal equipment, so that the terminal equipment generates and displays a target interface according to the financial account information, the first pet information and the payment order information, and the user can complete the binding of the first pet information and the financial account information and the payment of the payment order information according to the operation information on the target interface.

In some embodiments, after transmitting the financial account information, the first pet information, and the payment order information to the terminal device, the method further comprises:

in response to receiving the confirmation binding information sent by the terminal equipment, configuring the first pet information and the financial account information into a binding relationship; the binding relation confirming information is generated when the user completes the binding confirming operation;

and returning the information of finishing the binding relation configuration to the terminal equipment.

in response to receiving payment completion information sent by the terminal device, configuring the first pet information and the financial account information into a binding relationship; the payment completion information is generated by the terminal device in case the user completes the payment operation.

In a third aspect, an embodiment of the present application provides a payment apparatus, applied to a terminal device, including:

the scanning module is used for scanning the radio frequency identification tag carried by the pet to obtain first pet information and feeder information of the pet;

the sending module is used for sending the first pet information and the feeder information to the server so that the server obtains financial account information matched with the feeder information, obtains second pet information bound with the financial account information, verifies whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information, and generates payment order information according to consumption information of the pet under the condition that the binding relationship exists;

The receiving module is used for receiving financial account information and payment order information returned by the server;

and the generation and display module is used for generating and displaying a payment interface according to the financial account information and the payment order information so as to enable the user to pay for the payment order information.

In a fourth aspect, an embodiment of the present application provides a payment device, applied to a server, where the device includes:

the acquisition module is used for responding to the received first pet information and the feeder information sent by the terminal equipment and acquiring financial account information matched with the feeder information; the first pet information and the feeder information are obtained by reading tag information of a radio frequency identification tag carried by a pet by the terminal equipment;

the verification module is used for acquiring second pet information bound with the financial account information and verifying whether the binding relationship exists between the pet and the financial account information or not according to the second pet information and the first pet information;

the generation module is used for responding to the verification that the binding relationship exists between the pet and the financial account information, and generating payment order information according to the consumption information of the pet;

and the sending module is used for sending the financial account information and the payment order information to the terminal equipment so that the terminal equipment generates and displays a payment interface according to the financial account information and the payment order information, and the user pays for the payment order information.

In a fifth aspect, an embodiment of the present application provides a payment apparatus, the apparatus including: a processor and a memory storing computer program instructions;

the processor, when executing the computer program instructions, implements a payment method as in any of the first aspects or performs a payment method as in any of the second aspects.

In a sixth aspect, embodiments of the present application provide a computer readable storage medium having stored thereon computer program instructions which, when executed by a processor, implement a payment method as in any of the first aspects, or perform a payment method as in any of the second aspects.

In a seventh aspect, embodiments of the present application provide a computer program product, instructions in which, when executed by a processor of an electronic device, cause the electronic device to perform a payment method as in any of the first aspects, or to perform a payment method as in any of the second aspects.

According to the payment method, the device, the equipment and the computer storage medium, the first pet information and the feeder information can be directly obtained by reading the radio frequency identification tag carried by the pet, the financial account of the feeder is found according to the feeder information, the binding relationship between the financial account and the first pet information is verified through the first pet information and the second pet information bound with the financial account, and if the binding relationship exists, order payment information for paying orders by the feeder is directly generated. The breeder only needs to store the pet information and the breeder information into the radio frequency identification tag carried by the pet in advance, complicated information is not required to be provided before each order payment, the operation is simple and efficient, and the user experience is improved; in addition, the simple and efficient payment process also reduces the time cost and labor cost of the pet service organization.

Drawings

In order to more clearly illustrate the technical solution of the embodiments of the present application, the drawings that are needed to be used in the embodiments of the present application will be briefly described, and it is possible for a person skilled in the art to obtain other drawings according to these drawings without inventive effort.

FIG. 1 is a system architecture diagram of an embodiment of a payment method provided by the present application;

FIG. 2 is an interactive schematic diagram of an embodiment of another payment method provided by the present application;

FIG. 3 is an interactive schematic diagram of an embodiment of yet another payment method provided by the present application;

FIG. 4 is an interactive schematic diagram of an embodiment of yet another payment method provided by the present application;

FIG. 5 is another interactive schematic of an embodiment of a payment method provided by the present application;

FIG. 6 is yet another interactive schematic of an embodiment of a payment method provided by the present application;

FIG. 7 is yet another interactive schematic of an embodiment of a payment method provided by the present application;

fig. 8 is a schematic structural view of a payment device according to an embodiment of the present application;

fig. 9 is a schematic structural view of a payment device according to another embodiment of the present application;

Fig. 10 shows a schematic hardware structure of a payment method according to an embodiment of the present application.

Detailed Description

Features and exemplary embodiments of various aspects of the present application will be described in detail below, and in order to make the objects, technical solutions and advantages of the present application more apparent, the present application will be described in further detail below with reference to the accompanying drawings and the detailed embodiments. It should be understood that the particular embodiments described herein are meant to be illustrative of the application only and not limiting. It will be apparent to one skilled in the art that the present application may be practiced without some of these specific details. The following description of the embodiments is merely intended to provide a better understanding of the application by showing examples of the application.

It is noted that relational terms such as first and second, and the like are used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Moreover, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising … …" does not exclude the presence of other like elements in a process, method, article or apparatus that comprises the element.

In addition, the technical scheme of the application can acquire, store, use, process and the like the data, which accords with the relevant regulations of national laws and regulations.

Before describing the embodiments of the present application, technical terms used in describing the embodiments of the present application will be first described.

Radio frequency identification technology (Radio Frequency Identification, RFID): i.e. radio frequency technology. The technology is mainly based on the electromagnetic field principle, realizes the communication between devices through the wireless radio frequency technology, and has the biggest characteristic that the information of the other party can be obtained without contact. The RFID system mainly comprises an electronic tag, a reader and an antenna. The reader transmits radio frequency signals with specific frequency to the surroundings through the antenna, when the electronic tag is in a magnetic field, induced current is generated to enable information in the electronic tag to be transmitted out, and the reader transmits the information to the computer system for processing after receiving the information, so that information acquisition is achieved.

RFID electronic tag: the RFID electronic tag is a carrier of data, the tag can be identified by utilizing an RFID technology, the data stored in the tag can be read, and common RFID tags include bus cards, entrance guard cards, pet collars and the like. The RFID tags for pets are typically collar, ear tag, implanted, pill, etc.

With the improvement of the living standard of people, more and more people raise pets, the demands of people on various pet services are increasing, such as the purchase of pet supplies, the fostering of pets, the photography of pets, the medical treatment of pets, and the like, and various pet service institutions are continuously developing.

Based on the above problems, the application provides a payment method, a device, equipment and a computer storage medium, which can directly acquire first pet information and feeder information by reading a radio frequency identification tag carried by a pet, find a financial account of the feeder according to the feeder information, verify the binding relationship between the financial account and the first pet information by the first pet information and second pet information bound with the financial account, and directly generate order payment information for paying an order by the feeder if the binding relationship exists. The breeder only needs to store the pet information and the breeder information into the radio frequency identification tag carried by the pet in advance, complicated information is not required to be provided before each order payment, the operation is simple and efficient, and the user experience is improved; in addition, the simple and efficient payment process also reduces the time cost and labor cost of the pet service organization.

Fig. 1 is a system architecture diagram of an embodiment of a payment method provided by the present application. As shown in fig. 1, the system architecture of the payment method includes a server 110 and a terminal device 120, where the server 110 and the terminal device 120 are communicatively connected.

In order to solve the problems in the prior art, the embodiment of the application provides a payment method, a payment device, a payment equipment and a computer storage medium. The following first describes a payment method provided by an embodiment of the present application.

Fig. 2 is an interactive schematic diagram of an embodiment of a payment method provided by the present application.

As shown in fig. 2, the payment system is based on two execution subjects, a terminal device side and a server side, respectively, and the payment method may include the following steps S201 to S209.

S201: the terminal equipment scans the radio frequency identification tag carried by the pet to obtain first pet information and feeder information of the pet.

In the embodiment of the application, the terminal equipment can scan and identify the radio frequency identification tag carried by the pet through the radio frequency identification equipment, so that the first pet information and the feeder information of the pet in the radio frequency identification tag are obtained.

It is understood that the first pet information and the feeder information of the pet may be written into the radio frequency identification tag carried by the pet by the feeder in advance through the video tag reading and writing device.

The first pet information may include pet basic information such as weight, age, name of the pet, and may further include a support relationship proving material, a history of visit, and history service information of the pet. The breeder information may include breeder name, contact.

As an example, after the pet service organization finishes servicing the pet, a staff member of the pet service organization uses the terminal device to scan the radio frequency identification tag carried by the pet, so that the first pet information and the feeder information of the pet can be obtained without providing information additionally by the feeder, and the operation is simple and quick.

S202: the terminal device transmits the first pet information and the feeder information to the server.

S203: and the server responds to the received first pet information and the feeder information sent by the terminal equipment, and obtains financial account information matched with the feeder information.

It can be understood that the breeder can register the financial account in advance in the service system of the pet service institution and bind the financial account with the information of the pet, and can bind the service system financial account of the breeder with the bank account of the breeder so as to pay the order. The breeder information may include breeder name, contact information, and breeder-related certificate information.

As one possible example, the server searches and acquires financial account information matching the feeder information among a plurality of pre-stored financial account information according to the feeder information.

S204: the server acquires second pet information bound with the financial account information, and verifies whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information.

It can be understood that the financial account information corresponding to the feeder information is pre-bound with the pet information of the feeder so as to record the binding relationship between the pet and the feeder, and the server compares the identified first pet information with the second pet information so as to verify whether the binding relationship exists between the pet and the financial account information.

S205: the server responds to the verification that the binding relationship exists between the pet and the financial account information, and generates payment order information according to the consumption information of the pet.

In the embodiment of the application, the consumption information of the pet may be pre-input to the terminal device by a service person of the pet service mechanism, or may be input to the pet after verifying that the binding relationship exists between the pet and the financial account, which is not particularly limited herein. The consumption information may include the name of the consumption item and may also include a specific consumption amount. The payment order information may be information generated from consumption information of the pet for making payment for the order, and may include, for example, a financial account name to be deducted and a consumption amount.

As one example, in the event that the server verifies that the pet has a binding relationship with the financial account information, payment order information is generated from the consumption information of the pet.

S206: the server transmits the payment order information and the financial account information to the terminal device.

S207: after receiving the financial account information and the payment order information returned by the server, the terminal equipment generates and displays a payment interface according to the financial account information and the payment order information so as to enable the user to pay for the payment order information.

As an example, after receiving the financial account information and the payment order information returned by the server, the terminal device generates and displays a payment interface according to the financial account information and the payment order information, and the payment interface may include the financial account information and the payment order information, so that the user can check and confirm the payment order information, and the user can pay the payment order information directly after confirming the payment.

It should be noted that, under the condition that the binding relationship between the pet and the financial account information is verified, the pet and the financial account information can be bound, so that the user can pay for the order for the pet later.

Therefore, to further improve the payment efficiency and improve the user experience, in some embodiments, after the server provided in step S204 verifies that the binding relationship between the pet and the financial account information does not exist, S208 to S209 may be specifically further included.

S208: and the server sends the financial account information, the first pet information and the payment order information to the terminal equipment in response to verifying that the binding relationship between the pet and the financial account information does not exist.

It can be understood that when the server verifies that the binding relationship between the pet and the financial account information does not exist, a binding request can be provided for the user, and after the user agrees to bind, the pet information and the financial account are bound, so that the user can pay for the subsequent order.

As one example, after the server responds to verifying that the pet does not have a binding relationship with the financial account information, the server transmits the financial account information, the first pet information, and the payment order information to the terminal device.

S209: the terminal equipment receives the financial account information, the first pet information and the payment order information returned by the server, and generates and displays a target interface according to the financial account information, the first pet information and the payment order information, so that a user can complete binding of the first pet information and the financial account information and payment of the payment order information according to operation information on the target interface.

As an example, the terminal device generates and displays a target interface according to the financial account information, the first pet information and the payment order information, and the target interface may include the financial account information, the first pet information and the payment order information, so that a user confirms whether the information is accurate, and after confirming that the information is accurate, the binding of the first pet information and the financial account information is completed according to the operation information on the target interface, and payment is performed on the payment order information.

According to the payment method provided by the embodiment of the application, the pet information and the feeder information are directly obtained by reading the radio frequency identification tag carried by the pet, the financial account of the feeder is searched according to the feeder information, the binding relationship between the financial account and the pet information is verified, and if the binding relationship exists, order payment information for paying an order by the feeder is directly generated. The breeder only needs to store the pet information and the breeder information into the radio frequency identification tag carried by the pet in advance, complicated information is not required to be provided before each order payment, the operation is simple and efficient, and the user experience is improved; in addition, the simple and efficient payment flow also reduces the time cost and labor cost of the pet service mechanism; in addition, under the condition that the financial account and the pet information are not in binding relation, the financial account and the pet information are bound, so that the user can pay orders for the pets more conveniently.

It should be noted that, when the server verifies that the binding relationship between the pet and the financial account information does not exist, the first pet information and the financial account information need to be further bound, if the binding operation can be simplified, the user experience can be further improved, and the time cost of the binding operation of the pet service mechanism can be simplified.

Therefore, in order to further improve the payment efficiency and improve the user experience, another payment method is proposed, referring to fig. 3, in some embodiments, after the server verifies that the binding relationship between the pet and the financial account information does not exist, S301-S306 may be specifically included.

S301: and the server sends the financial account information, the first pet information and the payment order information to the terminal equipment in response to verifying that the binding relationship between the pet and the financial account information does not exist.

Step S301 in this embodiment is the same as step S208 in the embodiment of the present application, and for brevity, detailed description will not be given here.

S302: the terminal equipment receives the financial account information, the first pet information and the payment order information returned by the server, and generates and displays a binding interface according to the financial account information, the first pet information and the payment order information.

In an embodiment of the application, the target interface comprises a binding interface and a payment interface.

It should be noted that the binding interface may include financial account information and first pet information, and may further include a confirmation button, where after the user confirms whether the financial account information and the first pet information are accurate, the user clicks the confirmation button, so that the binding operation may be completed.

As an example, the terminal device generates a binding interface according to the financial account information, the first pet information, and the payment order information, and displays a binding interface on a display screen of the terminal device.

S303: and the terminal equipment responds to the confirmation binding input of the user on the binding interface and sends the confirmation binding information to the server.

It can be understood that the user or the pet service mechanism does not need to input an additional binding request through the terminal device, and the binding boundary surface is automatically generated under the condition that the binding relationship between the pet and the financial account is confirmed, so that the user confirms the binding between the financial account information and the first pet information, and the operation is more convenient.

S304: the server configures the first pet information and the financial account information into a binding relationship.

S305: and the server returns the information of finishing the binding relation configuration to the terminal equipment.

It will be appreciated that the confirmation binding information described above is used to indicate that the user agrees to bind the first pet information with the financial account information.

As an example, after receiving the binding confirmation information sent by the server, the server configures the first pet information and the financial account information into a binding relationship, and returns the information for completing the configuration of the binding relationship to the terminal device, so that the terminal device displays the successful binding result, and further informs the user that the binding is successful.

S306: and under the condition that the terminal equipment receives the information of finishing the binding relation configuration returned by the server, generating and displaying a payment interface according to the financial account information and the payment order information, so that a user pays for the payment order information according to the payment interface.

In the embodiment of the application, the payment interface can comprise financial account information and payment order information, and a payment button or a two-dimensional code for payment, wherein the payment button or the two-dimensional code for payment is used for verifying the financial account information and the payment order information displayed on the payment interface, and after verification, the payment of the payment order information is completed by clicking the payment button or scanning the payment two-dimensional code.

According to the payment method provided by the embodiment of the application, under the condition that the binding relationship between the pet and the financial account information does not exist, the binding boundary surface is generated and displayed according to the financial account information, the first pet information and the payment order information, so that after the relationship between the financial account information and the first pet information is confirmed, the user binds the financial account information and the first pet information, the user can pay the payment order of the pet conveniently, and the user or the pet service institution does not need to input an additional binding request through the terminal device, so that the binding operation is more convenient, and the user experience is improved.

It should be noted that, for the payment method proposed in the previous embodiment, the user needs to confirm whether to bind the financial account information and the first pet information through the binding interface, and further needs to pay according to the payment order information of the payment interface, that is, needs to perform two steps of operations. In general, if the user pays for the payment order information, the user agrees to bind the financial account information and the first pet information, that is, if the user pays for the payment order information, the user agrees to bind the financial account information and the first pet information by default.

Therefore, in order to further improve the payment efficiency and improve the user experience, another payment method is proposed, referring to fig. 4, in some embodiments, after the server verifies that the binding relationship between the pet and the financial account information does not exist, S401 to S404 may be specifically included.

S401: and the server sends the financial account information, the first pet information and the payment order information to the terminal equipment in response to verifying that the binding relationship between the pet and the financial account information does not exist.

Step S401 in this embodiment is the same as step S208 in the embodiment of the present application, and for brevity, detailed description will not be given here.

S402: and the terminal equipment generates a payment interface according to the financial account information, the first pet information and the payment order information so that the user pays for the payment order information.

In the embodiment of the application, the payment interface may include financial account information, first pet information and payment order information, and displaying the financial account information and the first pet information on the payment interface is equivalent to issuing a request for binding the financial account information and the first pet information to the user.

As an example, the user can confirm whether the financial account information to be bound and the first pet information are accurate through the financial account information and the first pet information displayed on the payment interface, and after confirming that the information is accurate, confirm whether the payment order information is accurate, and if confirming that the payment order information is accurate, pay the payment order information.

S403: and the terminal equipment responds to the payment completion information of the payment order information by the user and sends the payment completion information to the server.

S404: the server configures the first pet information and the financial account information into a binding relationship.

As an example, after the user confirms that the financial account information, the first pet information and the payment order information are accurate, payment for the payment order information is completed, the terminal device sends payment completion information to the server after responding to the payment completion of the payment order information by the user, and the server configures the first pet information and the financial account information into a binding relationship after receiving the payment completion information. That is, the user only needs to pay for the payment order information, and can complete the binding of the first pet information and the financial account information and the payment of the payment order information, so that the operation is more convenient.

According to the payment method provided by the embodiment of the application, the payment interface is generated according to the financial account information, the first pet information and the payment order information through the terminal equipment, and after the user pays for the payment order information, the server configures the first pet information and the financial account information into a binding relationship, so that the confirmation operation of binding the first pet information and the financial account information by the user is omitted, the payment and binding flow are simplified, the operation is more convenient and faster, and the user experience is further improved.

It can be understood that the first pet information and the second pet information both comprise multiple pieces of sub-information, and the sub-information in the first pet information and the sub-information in the second pet information need to be compared one by one, so as to determine whether the binding relationship exists between the pet and the financial account information.

Therefore, in order to further improve the accuracy of verifying whether the binding relationship exists between the pet and the financial account information, another corpus data processing method is provided, and please refer to fig. 5, which is another interaction schematic diagram of an embodiment of a payment method provided by the present application. As shown in fig. 5, the corpus data processing method includes: S501-S508.

S501: the terminal equipment scans the radio frequency identification tag carried by the pet to obtain first pet information and feeder information of the pet.

S502: the terminal device transmits the first pet information and the feeder information to the server.

S503: and the server responds to the received first pet information and the feeder information sent by the terminal equipment, and obtains financial account information matched with the feeder information.

Steps S501 to S503 in this embodiment are the same as steps S201 to S203 in the embodiment of the present application, and for brevity, reference will not be made to the detailed description in the embodiment of the present application.

S504: the server respectively verifies whether the plurality of first sub-information and the corresponding second sub-information are matched.

In the embodiment of the application, the first sub-information and the second sub-information can comprise information such as the name, the age, the height and the like of the pet.

S505: and the server determines that the binding relationship exists between the pet and the financial account information in response to the fact that the plurality of first sub-information is matched with the corresponding second sub-information.

As an example, the server verifies whether the plurality of first sub-information and the respective corresponding second sub-information match, and determines that the binding relationship exists between the pet and the financial account information if it is verified that the plurality of first sub-information and the respective corresponding second sub-information match.

As another example, if it is verified that at least one first sub-information is not matched with the corresponding second sub-information in the plurality of first sub-information and the corresponding second sub-information, it is determined that the binding relationship between the pet and the financial account information does not exist, steps S301 to S306 in the embodiment of the present application may be executed, or steps S401 to S404 in the embodiment of the present application may be executed.

S506: the server responds to the verification that the binding relationship exists between the pet and the financial account information, and generates payment order information according to the consumption information of the pet.

S507: the server transmits the financial account information and the payment order information to the terminal device.

S508: the terminal equipment receives the financial account information and the payment order information returned by the server, and generates and displays a payment interface according to the financial account information and the payment order information so that a user pays for the payment order information.

Steps S506 to S508 in this embodiment are the same as steps S205 to S207 in the embodiment of the present application, and for brevity, reference will not be made to the detailed description in this embodiment of the present application.

According to the payment method provided by the embodiment of the application, whether the binding relationship exists between the pet and the financial account information or not is confirmed by respectively verifying whether the first sub-information of the first pet information is matched with the second sub-information corresponding to the first sub-information through the server, so that the accuracy of verifying whether the binding relationship exists between the pet and the financial account information is further improved.

It should be noted that, generally, the RFID tag carried by the pet is in a collar type or an ear tag type, these tags are easy to fall off, and a situation of a tag wearing error may occur in the process of serving the pet by the pet service organization, so that it is not accurate to check the identity of the pet only through the basic information such as the name and the age in the RFID tag.

Therefore, in order to further improve the accuracy of verifying whether the binding relationship exists between the pet and the financial account information, another corpus data processing method is provided, and please refer to fig. 6, which is another interaction schematic diagram of an embodiment of a payment method provided by the present application. As shown in fig. 6, the corpus data processing method includes: S601-S608.

S601: the terminal equipment scans the radio frequency identification tag carried by the pet to obtain first pet information and feeder information of the pet.

S602: the terminal device transmits the first pet information and the feeder information to the server.

S603: and the server responds to the received first pet information and the feeder information sent by the terminal equipment, and obtains financial account information matched with the feeder information.

Steps S601 to S603 in this embodiment are the same as steps S201 to S203 in the embodiment of the present application, and for brevity, reference will not be made to the detailed description in this embodiment of the present application.

S604: and verifying whether the first biometric information matches the second biometric information.

In the embodiment of the application, the first biological characteristic information and the second biological characteristic information can both comprise pet facial image information and also comprise pet nose vein information.

S605: and determining that the binding relationship exists between the pet and the financial account information in response to the first biometric information being matched with the second biometric information.

As an example, the server compares the first biometric information read from the RFID tag carried by the pet with the second biometric information bound to the financial account, and if the first biometric information matches with the second biometric information, the pet service mechanism can also compare the first biometric information with the pet, so as to determine that the binding relationship exists between the pet and the financial account information.

As another example, if the server verifies that the first biometric information does not match the second biometric information, and determines that the binding relationship between the pet and the financial account information does not exist, steps S301 to S305 in the embodiment of the present application may be performed, or steps S401 to S405 in the embodiment of the present application may be performed.

S606: the server responds to the verification that the binding relationship exists between the pet and the financial account information, and generates payment order information according to the consumption information of the pet.

S607: the server transmits the financial account information and the payment order information to the terminal device.

S608: the terminal equipment receives the financial account information and the payment order information returned by the server, and generates and displays a payment interface according to the financial account information and the payment order information so that a user pays for the payment order information.

Steps S606 to S608 in this embodiment are the same as steps S205 to S207 in the embodiment of the present application, and for brevity, reference will not be made to the detailed description in this embodiment of the present application.

According to the payment method provided by the embodiment of the application, the first biological characteristic information read from the RFID tag carried by the pet is compared with the second biological characteristic information bound with the financial account, and if the first biological characteristic information is matched with the second biological characteristic information, the binding relationship between the pet and the financial account information is determined. The accuracy of verifying whether the binding relationship exists between the pet and the financial account information is further improved through comparison of the biological characteristic information.

It should be noted that, the RFID tag carried by the pet is usually a collar tag or an ear tag, these types of tags are easy to fall off, if a plurality of pets are raised, if the appearance of the pets is similar, the tag is easy to be worn in error, and is not easy to be found. Therefore, even by comparing the first biometric information read in the RFID tag carried by the pet with the second biometric information bound to the financial account, there is a possibility that a verification error occurs.

Therefore, in order to further improve the accuracy of verifying whether the binding relationship exists between the pet and the financial account information, another corpus data processing method is provided, and please refer to fig. 7, which is another interaction schematic diagram of an embodiment of a payment method provided by the present application. As shown in fig. 7, the corpus data processing method includes: S701-S710.

S701: the terminal equipment scans the radio frequency identification tag carried by the pet to obtain first pet information and feeder information of the pet.

S702: the terminal device transmits the first pet information and the feeder information to the server.

S703: and the server responds to the received first pet information and the feeder information sent by the terminal equipment, and obtains financial account information matched with the feeder information.

Steps S701 to S703 in this embodiment are the same as steps S201 to S203 in the embodiment of the present application, and for brevity, reference will not be made to the detailed description in the embodiment of the present application.

S704: the terminal equipment collects facial features of the pets to obtain third biological feature information.

In the embodiment of the application, the first biometric information, the second biometric information and the third biometric information may all include pet facial image information and may also include pet nose line information.

As an example, the terminal device may acquire facial feature information of the pet through the image acquisition device, to obtain third biometric information. The image acquisition device may be a camera.

S705: the terminal device transmits the third biometric information to the server.

S706: the server verifies whether the first biometric information, the second biometric information, and the third biometric information match.

It can be understood that if the pet carries an RFID tag that is not the own pet, the verification result is still wrong even if the first biometric information and the second biometric information can be matched, so that the biometric information of the pet needs to be collected to verify whether the first biometric information, the second biometric information and the third biometric information are matched.

S707: and under the condition that the first biological characteristic information, the second biological characteristic information and the third biological characteristic information are verified to be matched, the server determines that the binding relationship exists between the pet and the financial account information.

As an example, the server verifies whether the first biometric information, the second biometric information and the third biometric information are matched, that is to say, verifies that the first biometric information stored in the RFID tag carried by the pet, the second biometric information bound with the financial account and the third biometric information acquired by the terminal device on the biometric of the pet are matched, and if the matching is successful, determines that the binding relationship exists between the pet and the financial account information.

S708: the server responds to the verification that the binding relationship exists between the pet and the financial account information, and generates payment order information according to the consumption information of the pet.

S709: the server transmits the payment order information and the financial account information to the terminal device.

S710: after receiving the financial account information and the payment order information returned by the server, the terminal equipment generates and displays a payment interface according to the financial account information and the payment order information so as to enable the user to pay for the payment order information.

Steps S708-710 in this embodiment are the same as steps S205-S207 in the embodiment of the present application, and for brevity, reference will not be made to the detailed description in this embodiment of the present application.

According to the payment method provided by the embodiment of the application, the server is used for verifying the first biological characteristic information stored in the RFID tag carried by the pet, the second biological characteristic information bound with the financial account and the third biological characteristic information acquired by the terminal equipment on the biological characteristics of the pet, and if the matching is successful, the binding relationship between the pet and the financial account information is determined. By collecting the biological characteristics of the pet, the problem that the verification binding relationship is inaccurate due to the fact that the pet carries an RFID tag which does not belong to the pet is effectively avoided, and the accuracy of verifying whether the binding relationship exists between the pet and the financial account information is further improved.

Based on the payment method provided by the foregoing embodiment, a specific implementation of the payment device provided by the embodiment of the present application will be described with reference to fig. 8.

Referring to fig. 8, which is a schematic structural diagram of a payment device according to an embodiment of the present application, the payment device 800 may be applied to a terminal device, and the device includes:

the scanning module 801 is configured to scan a radio frequency identification tag carried by a pet to obtain first pet information and feeder information of the pet;

the first sending module 802 is configured to send the first pet information and the feeder information to a server, so that the server obtains financial account information matched with the feeder information, obtains second pet information bound with the financial account information, verifies whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information, and generates payment order information according to consumption information of the pet when the binding relationship is determined to exist;

a first receiving module 803, configured to receive financial account information and payment order information returned by the server;

the generating and displaying module 804 is configured to generate and display a payment interface according to the financial account information and the payment order information, so that the user pays for the payment order information.

According to the payment device provided by the embodiment of the application, the pet information and the feeder information are directly obtained by reading the radio frequency identification tag carried by the pet, the financial account of the feeder is searched according to the feeder information, the binding relationship between the financial account and the pet information is verified, and if the binding relationship exists, order payment information for paying an order by the feeder is directly generated. The breeder only needs to store the pet information and the breeder information into the radio frequency identification tag carried by the pet in advance, complicated information is not required to be provided before each order payment, the operation is simple and efficient, and the user experience is improved; in addition, the simple and efficient payment flow also reduces the time cost and labor cost of the pet service mechanism; in addition, under the condition that the financial account and the pet information are not in binding relation, the financial account and the pet information are bound, so that the user can pay orders for the pets more conveniently.

In order to further improve payment efficiency and improve user experience, as an implementation manner of the present application, the apparatus may further include:

the second receiving module is used for receiving financial account information, first pet information and payment order information returned by the server; the financial account information, the first pet information and the payment order information are returned by the server under the condition that the binding relationship between the pet and the financial account information is verified;

The generation module is used for generating and displaying a target interface according to the financial account information, the first pet information and the payment order information, so that a user can complete binding of the first pet information and the financial account information and payment of the payment order information according to the operation information on the target interface.

As an implementation manner of the present application, in order to further improve payment efficiency and improve user experience, the generating and displaying module 804 may further include:

the generation and display sub-module is used for generating and displaying a binding interface according to the financial account information, the first pet information and the payment order information;

The confirmation sub-module is used for responding to the confirmation binding input of the user on the binding interface, sending the confirmation binding information to the server so that the server configures the first pet information and the financial account information into a binding relationship and returns the information for completing the configuration of the binding relationship to the terminal equipment;

the first generation sub-module is used for generating and displaying a payment interface according to the financial account information and the payment order information under the condition that the information of completing the binding relation configuration returned by the server is received, so that a user pays for the payment order information according to the payment interface.

the second generation sub-module is used for generating a payment interface according to the financial account information, the first pet information and the payment order information so as to enable a user to pay for the payment order information;

and the sending sub-module is used for sending the payment completion information to the server after the payment of the payment order information is completed by the user, so that the server configures the first pet information and the financial account information into a binding relationship.

As an implementation manner of the present application, in order to further improve accuracy of verifying whether the binding relationship exists between the pet and the financial account information, the apparatus may further include:

the acquisition module is used for acquiring facial features of the pets to obtain third biological feature information;

the second sending module is used for sending the third biological characteristic information to the server so that the server can determine that the binding relationship exists between the pet and the financial account information under the condition that the first biological characteristic information, the second biological characteristic information and the third biological characteristic information are verified to be matched.

Based on the payment method provided by the foregoing embodiment, a specific implementation of the payment device provided by the embodiment of the present application will be described with reference to fig. 9.

Referring to fig. 9, a schematic structural diagram of a payment device 900 according to another embodiment of the present application may be applied to a server, where the device includes:

an obtaining module 901, configured to obtain financial account information matched with feeder information in response to receiving first pet information and feeder information sent by a terminal device; the first pet information and the feeder information are obtained by reading tag information of a radio frequency identification tag carried by a pet by the terminal equipment;

the verification module 902 is configured to obtain second pet information bound to the financial account information, and verify whether a binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information;

the generation module 903 is configured to generate payment order information according to consumption information of the pet in response to verifying that the binding relationship exists between the pet and the financial account information;

the first sending module 904 is configured to send the financial account information and the payment order information to the terminal device, so that the terminal device generates and displays a payment interface according to the financial account information and the payment order information, so that the user pays for the payment order information.

According to the payment device provided by the embodiment of the application, the server is used for verifying the first biological characteristic information stored in the RFID tag carried by the pet, the second biological characteristic information bound with the financial account and the third biological characteristic information acquired by the terminal equipment on the biological characteristics of the pet, and if the matching is successful, the binding relationship between the pet and the financial account information is determined. By collecting the biological characteristics of the pet, the problem that the verification binding relationship is inaccurate due to the fact that the pet carries an RFID tag which does not belong to the pet is effectively avoided, and the accuracy of verifying whether the binding relationship exists between the pet and the financial account information is further improved.

As an implementation manner of the present application, in order to further improve accuracy of verifying whether the binding relationship exists between the pet and the financial account information, the verification module 902 may further include:

the first verification sub-module is used for verifying whether the plurality of first sub-information is matched with the corresponding second sub-information or not respectively;

in the embodiment of the application, the first pet information comprises a plurality of first sub-information, and the second pet information comprises a plurality of second sub-information.

And the first determining sub-module is used for determining that the binding relationship exists between the pet and the financial account information in response to the fact that the plurality of first sub-information are matched with the corresponding second sub-information.

the second verification sub-module is used for verifying whether the first biological characteristic information is matched with the second biological characteristic information;

in the embodiment of the application, the plurality of first sub-information comprises first biological characteristic information, and the plurality of second sub-information comprises second biological characteristic information.

And the second determining submodule is used for determining that the binding relationship exists between the pet and the financial account information in response to the fact that the first biological characteristic information is matched with the second biological characteristic information.

the acquisition sub-module is used for acquiring third biological characteristic information; the third biological characteristic information is acquired by the terminal equipment on the facial characteristics of the pet;

The third verification sub-module is used for verifying whether the first biological characteristic information, the second biological characteristic information and the third biological characteristic information are matched;

and the third determining submodule is used for determining that the binding relationship exists between the pet and the financial account information in response to the fact that the first biological characteristic information, the second biological characteristic information and the third biological characteristic information are all matched.

the second sending module is used for responding to the fact that the binding relation between the pet and the financial account information does not exist, sending the financial account information, the first pet information and the payment order information to the terminal equipment, so that the terminal equipment generates and displays a target interface according to the financial account information, the first pet information and the payment order information, and a user can complete the binding of the first pet information and the financial account information according to the operation information on the target interface and pay for the payment order information.

the first configuration module is used for responding to the received confirmation binding information sent by the terminal equipment and configuring the first pet information and the financial account information into a binding relationship; the binding relation confirming information is generated when the user completes the binding confirming operation;

and the return module is used for returning the information of completing the binding relation configuration to the terminal equipment.

the second configuration module is used for responding to the received payment completion information sent by the terminal equipment and configuring the first pet information and the financial account information into a binding relationship; the payment completion information is generated by the terminal device in case the user completes the payment operation.

Fig. 10 shows a schematic diagram of a hardware structure of payment according to an embodiment of the present application. A processor 1001 and a memory 1002 storing computer program instructions may be included in the payment device.

In particular, the processor 1001 may include a Central Processing Unit (CPU), or an application specific integrated circuit (Application Specific Integrated Circuit, ASIC), or may be configured as one or more integrated circuits that implement embodiments of the present application.

Memory 1002 may include mass storage for data or instructions. By way of example, and not limitation, memory 1002 may include a Hard Disk Drive (HDD), floppy Disk Drive, flash memory, optical Disk, magneto-optical Disk, magnetic tape, or universal serial bus (Universal Serial Bus, USB) Drive, or a combination of two or more of the foregoing. The memory 1002 may include removable or non-removable (or fixed) media, where appropriate. Memory 1002 may be internal or external to the integrated gateway disaster recovery device, where appropriate. In a particular embodiment, the memory 1002 is a non-volatile solid state memory.

In a particular embodiment, the memory 1002 includes Read Only Memory (ROM). The ROM may be mask programmed ROM, programmable ROM (PROM), erasable PROM (EPROM), electrically Erasable PROM (EEPROM), electrically rewritable ROM (EAROM), or flash memory, or a combination of two or more of these, where appropriate.

The processor 1001 implements any of the payment methods of the described embodiments by reading and executing computer program instructions stored in the memory 1002.

In one example, the payment device may also include a communication interface 1010 and a bus 1010. As shown in fig. 10, the processor 1001, the memory 1002, and the communication interface 1003 are connected to each other by a bus 1010, and perform communication with each other.

The communication interface 1003 is mainly used for implementing communication among the modules, devices, units and/or apparatuses in the embodiment of the application.

Bus 1010 includes hardware, software, or both, coupling components of the online data flow billing device to each other. By way of example, and not limitation, the buses may include an Accelerated Graphics Port (AGP) or other graphics bus, an Enhanced Industry Standard Architecture (EISA) bus, a Front Side Bus (FSB), a HyperTransport (HT) interconnect, an Industry Standard Architecture (ISA) bus, an infiniband interconnect, a Low Pin Count (LPC) bus, a memory bus, a micro channel architecture (MCa) bus, a Peripheral Component Interconnect (PCI) bus, a PCI-Express (PCI-X) bus, a Serial Advanced Technology Attachment (SATA) bus, a video electronics standards association local (VLB) bus, or other suitable bus, or a combination of two or more of the above. Bus 1010 may include one or more buses, where appropriate. Although embodiments of the application have been described and illustrated with respect to a particular bus, the application contemplates any suitable bus or interconnect.

The payment device can execute the online data flow charging method in the embodiment of the application based on the currently intercepted junk short message and the short message reported by the user, thereby realizing the online data flow charging method and the online data flow charging device described in connection with fig. 1 and fig. 2.

In addition, in combination with the online data traffic charging method in the embodiment, the embodiment of the application can be realized by providing a computer storage medium. The computer storage medium has stored thereon computer program instructions; the computer program instructions, when executed by a processor, implement any of the online data traffic charging methods of the described embodiments.

It should be understood that the application is not limited to the particular arrangements and instrumentality described above and shown in the drawings. For the sake of brevity, a detailed description of known methods is omitted here. In the described embodiments, several specific steps are described and illustrated as examples. However, the method processes of the present application are not limited to the specific steps described and shown, and those skilled in the art can make various changes, modifications and additions, or change the order between steps, after appreciating the spirit of the present application.

The functional blocks shown in the above-described structural block diagrams may be implemented in hardware, software, firmware, or a combination thereof. When implemented in hardware, it may be, for example, an electronic circuit, an Application Specific Integrated Circuit (ASIC), suitable firmware, a plug-in, a function card, or the like. When implemented in software, the elements of the application are the programs or code segments used to perform the required tasks. The program or code segments may be stored in a machine readable medium or transmitted over transmission media or communication links by a data signal carried in a carrier wave. A "machine-readable medium" may include any medium that can store or transfer information. Examples of machine-readable media include electronic circuitry, semiconductor memory devices, ROM, flash memory, erasable ROM (EROM), floppy disks, CD-ROMs, optical disks, hard disks, fiber optic media, radio Frequency (RF) links, and the like. The code segments may be downloaded via computer networks such as the internet, intranets, etc.

It should also be noted that the exemplary embodiments mentioned in this disclosure describe some methods or systems based on a series of steps or devices. However, the present application is not limited to the order of the steps, that is, the steps may be performed in the order mentioned in the embodiments, may be different from the order in the embodiments, or several steps may be performed simultaneously.

Aspects of the present application are described above with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the application. It will be understood that each block of the flowchart illustrations and/or block diagrams, and combinations of blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, enable the implementation of the functions/acts specified in the flowchart and/or block diagram block or blocks. Such a processor may be, but is not limited to being, a general purpose processor, a special purpose processor, an application specific processor, or a field programmable logic circuit. It will also be understood that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware which performs the specified functions or acts, or combinations of special purpose hardware and computer instructions.

In the foregoing, only the specific embodiments of the present application are described, and it will be clearly understood by those skilled in the art that, for convenience and brevity of description, the specific working processes of the described systems, modules and units may refer to the corresponding processes in the foregoing method embodiments, which are not repeated herein. It should be understood that the scope of the present application is not limited thereto, and any equivalent modifications or substitutions can be easily made by those skilled in the art within the technical scope of the present application, and they should be included in the scope of the present application.

Claims

1. A payment method, characterized in that the method is applied to a terminal device, the method comprising:

transmitting the first pet information and the feeder information to the server so that the server obtains financial account information matched with the feeder information, obtains second pet information bound with the financial account information, verifies whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information, and generates payment order information according to consumption information of the pet under the condition that the binding relationship exists;

Receiving the financial account information and the payment order information returned by the server;

and generating and displaying a payment interface according to the financial account information and the payment order information so as to enable a user to pay for the payment order information.

2. A payment method as recited in claim 1, wherein the method further comprises:

receiving the financial account information, the first pet information and the payment order information returned by the server; the financial account information, the first pet information and the payment order information are returned by the server under the condition that the binding relationship between the pet and the financial account information is verified;

and generating and displaying a target interface according to the financial account information, the first pet information and the payment order information, so that a user can complete the binding of the first pet information and the financial account information and the payment of the payment order information according to the operation information on the target interface.

3. The payment method of claim 2, wherein the target interface comprises a binding interface and a payment interface; the generating and displaying a target interface according to the financial account information, the first pet information and the payment order information includes:

transmitting confirmation binding information to the server in response to confirmation binding input of a user on the binding interface, so that the server configures the first pet information and the financial account information into a binding relationship, and returns information for completing the configuration of the binding relationship to the terminal equipment;

and under the condition that information for completing the binding relation configuration returned by the server is received, generating and displaying a payment interface according to the financial account information and the payment order information, so that the user pays for the payment order information according to the payment interface.

4. The payment method of claim 2, wherein the generating and displaying a target interface from the financial account information, the first pet information, and the payment order information comprises:

generating a payment interface according to the financial account information, the first pet information and the payment order information so that the user pays for the payment order information;

and after the user finishes paying the payment order information, sending payment finishing information to the server so that the server configures the first pet information and the financial account information into a binding relationship.

5. The payment method of claim 1, wherein the first pet information comprises first biometric information and the second pet information comprises second biometric information, the method further comprising:

and sending the third biological characteristic information to the server, so that the server determines that the binding relationship exists between the pet and the financial account information under the condition that the first biological characteristic information, the second biological characteristic information and the third biological characteristic information are verified to be matched.

6. A payment method, wherein the method is applied to a server side, and the method comprises:

responding to the received first pet information and feeder information sent by the terminal equipment, and acquiring financial account information matched with the feeder information; the first pet information and the feeder information are obtained by reading tag information of a radio frequency identification tag carried by a pet through the terminal equipment;

and sending the financial account information and the payment order information to the terminal equipment so that the terminal equipment generates and displays a payment interface according to the financial account information and the payment order information so that the user pays for the payment order information.

7. The payment method of claim 6, wherein the first pet information comprises a plurality of first sub-information and the second pet information comprises a plurality of second sub-information; the obtaining the second pet information bound with the financial account information, verifying whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information, includes:

verifying whether the plurality of first sub-information is matched with the corresponding second sub-information or not respectively;

8. The payment method of claim 7, wherein the plurality of first sub-information each comprise first biometric information and the plurality of second sub-information each comprise second biometric information; the verifying whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information comprises the following steps:

9. The payment method of claim 7, wherein the first plurality of sub-information comprises first biometric information and the second plurality of sub-information comprises second biometric information; the verifying whether the binding relationship exists between the pet and the financial account information according to the second pet information and the first pet information comprises the following steps:

and determining that the binding relationship exists between the pet and the financial account information in response to the first biometric information, the second biometric information and the third biometric information being all matched.

10. The payment method as recited in any one of claims 6-9, wherein after the verifying that the pet has a binding relationship with the financial account information based on the second pet information and the first pet information, the method further comprises:

11. The payment method as recited in claim 10, wherein after the transmitting the financial account information, first pet information, and payment order information to the terminal device, the method further comprises:

in response to receiving the confirmation binding information sent by the terminal equipment, configuring the first pet information and the financial account information into a binding relationship; the binding relation confirming information is generated by the terminal equipment under the condition that the user completes binding confirming operation;

and returning the information for completing the binding relation configuration to the terminal equipment.

12. The payment method as recited in claim 10, wherein after the transmitting the financial account information, first pet information, and payment order information to the terminal device, the method further comprises:

In response to receiving payment completion information sent by the terminal device, configuring the first pet information and the financial account information into a binding relationship; the payment completion information is generated by the terminal device in case the user completes a payment operation.

13. A payment device, characterized in that it is applied to a terminal device, said device comprising:

the receiving module is used for receiving the financial account information and the payment order information returned by the server;

And the generation and display module is used for generating and displaying a payment interface according to the financial account information and the payment order information so as to enable a user to pay for the payment order information.

14. A payment device, for application to a server, the device comprising:

the acquisition module is used for responding to the received first pet information and the feeder information sent by the terminal equipment and acquiring financial account information matched with the feeder information; the first pet information and the feeder information are obtained by reading tag information of a radio frequency identification tag carried by a pet through the terminal equipment;

and the sending module is used for sending the financial account information and the payment order information to the terminal equipment so that the terminal equipment generates and displays a payment interface according to the financial account information and the payment order information, and the user pays the payment order information.

15. A payment device, the device comprising: a processor and a memory storing computer program instructions;

the processor, when executing the computer program instructions, implements the payment method of any one of claims 1-5 or performs the payment method of any one of claims 6-12.

16. A computer readable storage medium, having stored thereon computer program instructions which, when executed by a processor, implement the payment method of any of claims 1-5 or perform the payment method of any of claims 6-12.

17. A computer program product, characterized in that instructions in the computer program product, when executed by a processor of an electronic device, cause the electronic device to perform the payment method of any one of claims 1-5 or to perform the payment method of any one of claims 6-12.