CN116664286A - Real estate pre-mortgage system and real estate pre-notice registering mortgage method based on Internet - Google Patents
Real estate pre-mortgage system and real estate pre-notice registering mortgage method based on Internet Download PDFInfo
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Abstract
The invention discloses an internet-based real estate pre-mortgage system and a real estate pre-notice registering mortgage method, wherein the real estate pre-mortgage system comprises the following steps: the bank client is used for inquiring the house property forecast registration information, submitting a house property period transfer request, receiving and printing an electronic license; the real estate registration auditing module is used for approving a house date transfer request, establishing a case to generate a certificate number and a log-in according to the advance notice registering information, calling the advance mortgage data to perform house date transfer operation, generating an electronic certificate, and pushing the electronic certificate to a bank client; the encrypting and decrypting module is used for encrypting and decrypting the information of the business bank client and the real estate registration auditing module; the electronic signature module is used for carrying out electronic signature or electronic seal on the electronic accessories in the whole process; and the file conversion module is used for converting the license data. The bank can complete full electronic application, transaction, certificate issuing and money release at one station, so that the transaction efficiency is greatly improved, and the bank is convenient and safe.
Description
Technical Field
The invention relates to the technical field of internet finance, in particular to an internet-based real estate pre-mortgage system and a real estate pre-notice registering mortgage method.
Background
Real estate mortgages are credit actions with real estate as a collateral: the liability person legally transfers the ownership of the real property to the liability person, but the liability person does not possess the real property; the transfer of real estate ownership immediately fails upon repayment of the liabilities secured with real estate. Thus, while real property is conditionally transferred when debt occurs, ownership is withdrawn immediately after the entire debt is paid out. Real estate as collateral is typically land, houses, and the like.
With further penetration of domestic financial reform, financial market admission is further opened, market competition is also increasingly strong, and banking financial institutions are taken as main subjects for providing real estate mortgage loans and have regular mortgage flows.
The existing mortgage loan process of a bank is usually off-line, a lender needs to run back and forth between the bank and a real estate center, and all links of material audit cannot be automatically connected, so that a lending and loan period is short for one week, and especially when audit materials do not pass, the lending and loan period is prolonged to a plurality of months.
In addition, existing bank mortgages generally require the lender to hold a property certificate for processing. Currently, mortgages are generally not available with only forenotice registration, which presents a number of inconveniences to the borrower.
Therefore, the existing real estate mortgage system and real estate registration mortgage method are still to be further improved.
Disclosure of Invention
The invention aims to overcome the defects in the prior art and provide the real estate pre-mortgage system which is convenient and safe and based on the Internet, can complete full electronic application, transaction, evidence discharge and money discharge of the applicant at a bank, greatly improves the transaction efficiency, reduces personnel contact, and reduces the whole transaction cost of the transaction.
The invention further provides a real estate forenotice registering mortgage method based on the real estate forenotice system.
For the real estate pre-mortgage system, in order to achieve the purpose, the invention adopts the following scheme: the real estate pre-mortgage system based on the Internet is characterized by comprising the following components:
the bank plug-in system is used for inquiring real estate information by bank staff; receiving a query result sent by an intelligent terminal system, and selecting a real estate required to be pre-mortgage for verification according to the query result; submitting real estate information to be verified to an intelligent terminal system; the intelligent terminal system is used for receiving the verification result pushed by the intelligent terminal system and performing mortgage loan according to the verification result; the method comprises the steps of sending a pre-mortgage contract to an intelligent terminal robot and pushing related information; the system is used for receiving the pre-mortgage handling result, the encrypted accessory and the signature electronic license sent by the intelligent terminal system; the system is used for a bank to issue loans to mortgage applicants after receiving the pre-mortgage handling result, the encrypted accessory and the signed electronic license;
the intelligent terminal robot is used for receiving the pre-mortgage contract and related information pushed by the bank plug-in system; the mortgage applicant carries out face recognition by an identity verifier; the method comprises the steps of providing a mortgage applicant to select a real estate for transacting pre-mortgage, filling in a real estate pre-mortgage application form, signing and fingerprint pressing for registering, and submitting to an intelligent terminal system;
the intelligent terminal system is used for receiving the query information and the real estate information intelligent verification information sent by the bank plug-in system, encrypting the query information and the real estate information intelligent verification information and then sending the encrypted query information and the real estate information intelligent verification information to the real estate auditing system; the system is used for receiving auditing result information and verification information returned by the real estate auditing system, encrypting the auditing result information and the verification information and pushing the auditing result information and the verification information to the bank plug-in system; the intelligent terminal robot is used for receiving the pre-mortgage boarding request information sent by the intelligent terminal robot, encrypting the pre-mortgage boarding request information and sending the encrypted pre-mortgage boarding request information to the real estate auditing system; the system is used for receiving the registering result, the encryption accessory and the signature electronic license sent by the real estate auditing system and pushing the registering result, the encryption accessory and the signature electronic license to the bank plug-in system;
the real estate auditing system is used for receiving real estate inquiry information and real estate information intelligent verification information sent by the intelligent terminal system; the intelligent terminal system is used for inquiring or checking the real estate inquiry information and the real estate information intelligent checking information and returning the result to the intelligent terminal system; the method comprises the steps of establishing a case to generate a certificate number and a log-in according to forenotice registration information, calling the foremortgage data to conduct the operation of transferring the room delivery period, generating an electronic certificate, and pushing the electronic certificate to an intelligent terminal system.
As another improvement of the real estate pre-mortgage system based on the Internet, the invention further comprises the following steps:
the encryption and decryption module is used for encrypting and decrypting information of the to-and-from intelligent terminal robot, the bank plug-in system, the intelligent terminal system and the real estate registration auditing system;
the electronic signature module is used for carrying out electronic signature or electronic seal on the electronic accessories in the whole process;
and the file conversion module is used for converting license data needing to be stamped and converting the electronic license of the stamped electronic seal.
In order to achieve the above purpose, the present invention adopts the following scheme:
the invention discloses a real estate pre-mortgage method based on the real estate pre-mortgage system, which is characterized by comprising the following steps of:
s1, after obtaining the authorization of a mortgage application, sending real estate information inquiry request information to a real estate auditing system through a bank plug-in system, encrypting through an intelligent terminal system, and sending the real estate information inquiry request information to the real estate auditing system to inquire the detailed information of the real estate;
s2, decrypting the query request information in the step S1 through the real estate auditing system, inquiring according to the received query request information, returning the query result to the intelligent terminal system, encrypting through the intelligent terminal system, and pushing the query result to the bank plug-in system;
s3, selecting a real estate to be pre-mortgage through a bank plug-in system, sending the real estate information to an intelligent terminal system for encryption, and then sending the real estate information to a real estate auditing system for verification;
s4, decrypting the received verification request information through the real estate auditing system, then verifying, returning the verification result to the intelligent terminal system for encryption, and pushing the verification result to the bank plug-in system;
s5, receiving and decrypting the verification result through the bank plug-in system, if mortgage loan is continued, executing S6, and if abandoned, ending;
s6, sending loan contract and mortgage pushing flow information to the intelligent terminal robot through the bank plug-in system;
s7, the mortgage applicant performs identity verification and face recognition through an intelligent terminal robot, and then rotates the house property to be transacted and mortgage;
s8, filling out a real estate pre-mortgage application form through an intelligent terminal robot, perfecting accessories required by mortgage data, signing and pressing fingerprints, producing a thin-registering request message, encrypting through a server, transmitting an intelligent terminal system for intelligent verification, encrypting through the intelligent terminal system after verification, and transmitting the encrypted intelligent terminal system to a real estate auditing system for real estate transfer auditing;
s9, decrypting the request information for checking the real estate by a real estate checking system, then performing secondary verification, performing real estate transfer checking, automatically establishing a case to generate a certificate number and checking the book after the verification is passed, calling the pre-mortgage data to perform real estate transfer operation, generating an electronic certificate, and returning to the intelligent terminal system;
s10, encrypting a thinning result, an encryption accessory and a signature electronic license through an intelligent terminal system and then sending the encrypted result and the encrypted accessory to a bank plug-in system;
s11, the bank receives and confirms the thinning result, encrypts the accessory, signs the electronic license and issues the loan through the bank plug-in system.
As another improvement of the real estate pre-mortgage method of the present invention, the detailed information of the real estate in step S1 includes the unit number and the license number of the real estate.
As another improvement of the real estate pre-mortgage method of the present invention, the checking result in step S3 includes whether each real estate can be pre-mortgage, the current mortgage order of each real estate.
As another improvement of the real estate pre-mortgage method, in the step S9, the real estate transfer audit comprises S91, whether the submitted pre-mortgage information meets the real estate registration requirement; s92, judging whether the submitted pre-mortgage information is the pre-notice registration of the intelligent registration of the system.
As another improvement of the real estate pre-mortgage method of the present invention, the accessories in step S8 include an electronic commission, a contract information table, and a trade contract.
In summary, compared with the prior art, the invention has the following beneficial effects: when the client authorizes to inquire the real estate information, the invention comprises the following steps: the system respectively encrypts and decrypts the full-flow electronic accessory by using a cryptographic algorithm and enables CA electronic signature, so that the data transmission safety and the data safety and reliability are practically ensured. When the client submits the data: and the data security is ensured through data security encryption and decryption and signature verification and CA signature. The data interaction of the two parties is signed and encrypted in a hard encryption mode with higher security, and a national encryption algorithm is adopted. And enabling the CA to perform electronic signature and electronic signature processing on the whole-flow electronic accessory, so as to ensure the non-tamper-resistance and the non-repudiation of the transaction. A file conversion system: the server cipher machine supports the functions of key pair generation, server certificate issue, data signature verification, data encryption and decryption, symmetric encryption and decryption, data abstract, digital envelope and the like when the electronic license is generated, and stores the electronic seal key. Further improving the data security. Electronic signature system: the intelligent cipher key and relevant software and hardware are adopted to provide cipher service support. The SM2 and SM3 algorithms are supported, and the electronic seal system has the functions of electronic seal manufacture, seal management, document signing and verification and the like.
Drawings
FIG. 1 is a schematic flow chart of the present invention.
FIG. 2 is a schematic flow chart of the present invention.
Fig. 3 is a pre-mortgage flow chart of the present invention.
Detailed Description
The above and further technical features and advantages of the present invention are described in more detail below with reference to the accompanying drawings.
Example 1
An internet-based real estate pre-mortgage system comprises:
the bank client is used for inquiring the house property forecast registration information, submitting a house property period transfer request, receiving and printing an electronic license;
the real estate registration auditing module is used for approving a house date transfer request, establishing a case to generate a certificate number and a log-in according to the advance notice registering information, calling the advance mortgage data to perform house date transfer operation, generating an electronic certificate, and pushing the electronic certificate to a bank client;
the encrypting and decrypting module is used for encrypting and decrypting the information of the business bank client and the real estate registration auditing module;
the electronic signature module is used for carrying out electronic signature or electronic seal on the electronic accessories in the whole process;
and the file conversion module is used for converting license data needing to be stamped and converting the electronic license of the stamped electronic seal.
Example 2
The invention discloses a real estate pre-mortgage method based on a real estate pre-mortgage system, which comprises the following steps of:
s1, a mortgage applicant performs personnel comparison and fingerprint information and signature information input through a bank client and then performs authorization, and after the personnel obtain the authorization, a bank worker inputs real estate forecast registration information through the bank client and uploads the forecast registration information to send a request for inquiring whether the real estate meets the period transfer requirement to a real estate registration system;
s2, encrypting the request information in the step S1 through an encryption and decryption module, and sending the encrypted inquiry request information to a real estate registration auditing module; the encryption and decryption are carried out by adopting the national encryption algorithm, so that the data transmission safety and the data safety and reliability are practically ensured.
S3, the real estate registration auditing module receives the inquiry request information, decrypts the inquiry request information through the encryption and decryption module, and performs the real estate period transfer auditing according to the received inquiry request information:
s31, whether the submitted pre-mortgage information meets the real estate registration requirement or not, and if so, executing a step S32;
s32, judging whether the submitted pre-mortgage information is a pre-notice registration of the intelligent registration of the system, if so, pushing a notice of a request for transferring to a bank client; if the request is not met, pushing a non-meeting period transfer application notice;
s4, if the query result meets the delivery period transfer condition, the mortgage applicant or a bank staff perfects accessories required by the mortgage data through a bank client, wherein the accessories comprise an electronic commission, an application form, a contract information form and a buying and selling contract. Encrypting the withholding data, the accessories and the real estate registering and auditing application information through an encryption and decryption module, converting license data to be stamped through a file conversion module, and then sending the license data to a real estate registering and auditing module;
s5, the real estate registration auditing module decrypts the received mortgage data and the real estate period transfer application information through the encryption and decryption module, automatically establishes a file to generate a certificate number and logs in a book, calls pre-mortgage data to perform real estate period transfer operation, generates an electronic certificate, converts the electronic certificate covered with the electronic stamp through the file conversion module, and then pushes the electronic certificate to a bank client;
s6, the bank client receives the electronic license information, prints the electronic license and handles mortgage loan procedures.
Example 3
The invention relates to an internet-based real estate pre-mortgage system, which comprises the following components:
the bank plug-in system is used for inquiring real estate information by bank staff; receiving a query result sent by an intelligent terminal system, and selecting a real estate required to be pre-mortgage for verification according to the query result; submitting real estate information to be verified to an intelligent terminal system; the intelligent terminal system is used for receiving the verification result pushed by the intelligent terminal system and performing mortgage loan according to the verification result; the method comprises the steps of sending a pre-mortgage contract to an intelligent terminal robot and pushing related information; the system is used for receiving the pre-mortgage handling result, the encrypted accessory and the signature electronic license sent by the intelligent terminal system; the system is used for a bank to issue loans to mortgage applicants after receiving the pre-mortgage handling result, the encrypted accessory and the signed electronic license;
the intelligent terminal robot is used for receiving the pre-mortgage contract and related information pushed by the bank plug-in system; the mortgage applicant carries out face recognition by an identity verifier; the method comprises the steps of providing a mortgage applicant to select a real estate for transacting pre-mortgage, filling in a real estate pre-mortgage application form, signing and fingerprint pressing for registering, and submitting to an intelligent terminal system;
the intelligent terminal system is used for receiving the query information and the real estate information intelligent verification information sent by the bank plug-in system, encrypting the query information and the real estate information intelligent verification information and then sending the encrypted query information and the real estate information intelligent verification information to the real estate auditing system; the system is used for receiving auditing result information and verification information returned by the real estate auditing system, encrypting the auditing result information and the verification information and pushing the auditing result information and the verification information to the bank plug-in system; the intelligent terminal robot is used for receiving the pre-mortgage boarding request information sent by the intelligent terminal robot, encrypting the pre-mortgage boarding request information and sending the encrypted pre-mortgage boarding request information to the real estate auditing system; the system is used for receiving the registering result, the encryption accessory and the signature electronic license sent by the real estate auditing system and pushing the registering result, the encryption accessory and the signature electronic license to the bank plug-in system;
the real estate auditing system is used for receiving real estate inquiry information and real estate information intelligent verification information sent by the intelligent terminal system; the intelligent terminal system is used for inquiring or checking the real estate inquiry information and the real estate information intelligent checking information and returning the result to the intelligent terminal system; the method comprises the steps of establishing a case to generate a certificate number and a log-in according to forenotice registration information, calling the foremortgage data to conduct the operation of transferring the room delivery period, generating an electronic certificate, and pushing the electronic certificate to an intelligent terminal system.
The method also comprises the following steps:
the encryption and decryption module is used for encrypting and decrypting information of the to-and-from intelligent terminal robot, the bank plug-in system, the intelligent terminal system and the real estate registration auditing system;
the electronic signature module is used for carrying out electronic signature or electronic seal on the electronic accessories in the whole process;
and the file conversion module is used for converting license data needing to be stamped and converting the electronic license of the stamped electronic seal.
Example 4
The invention discloses a real estate pre-mortgage method of a real estate pre-mortgage system, which comprises the following steps of:
s1, after obtaining the authorization of a mortgage application, sending real estate information inquiry request information to a real estate auditing system through a bank plug-in system, encrypting through an intelligent terminal system, and sending the real estate information inquiry request information to the real estate auditing system to inquire the detailed information of the real estate;
s2, decrypting the query request information in the step S1 through the real estate auditing system, inquiring according to the received query request information, returning the query result to the intelligent terminal system, encrypting through the intelligent terminal system, and pushing the query result to the bank plug-in system;
s3, selecting a real estate to be pre-mortgage through a bank plug-in system, sending the real estate information to an intelligent terminal system for encryption, and then sending the real estate information to a real estate auditing system for verification;
s4, decrypting the received verification request information through the real estate auditing system, then verifying, returning the verification result to the intelligent terminal system for encryption, and pushing the verification result to the bank plug-in system;
s5, receiving and decrypting the verification result through the bank plug-in system, if mortgage loan is continued, executing S6, and if abandoned, ending;
s6, sending loan contract and mortgage pushing flow information to the intelligent terminal robot through the bank plug-in system;
s7, the mortgage applicant performs identity verification and face recognition through an intelligent terminal robot, and then rotates the house property to be transacted and mortgage;
s8, filling out a real estate pre-mortgage application form through an intelligent terminal robot, perfecting accessories required by mortgage data, signing and pressing fingerprints, producing a thin-registering request message, encrypting through a server, transmitting an intelligent terminal system for intelligent verification, encrypting through the intelligent terminal system after verification, and transmitting the encrypted intelligent terminal system to a real estate auditing system for real estate transfer auditing;
s9, decrypting the request information for checking the real estate by a real estate checking system, then performing secondary verification, performing real estate transfer checking, automatically establishing a case to generate a certificate number and checking the book after the verification is passed, calling the pre-mortgage data to perform real estate transfer operation, generating an electronic certificate, and returning to the intelligent terminal system;
s10, encrypting a thinning result, an encryption accessory and a signature electronic license through an intelligent terminal system and then sending the encrypted result and the encrypted accessory to a bank plug-in system;
s11, the bank receives and confirms the thinning result, encrypts the accessory, signs the electronic license and issues the loan through the bank plug-in system.
The detailed information of the property in the step S1 comprises a unit number and a certificate number of the property. The checking result in the step S3 comprises whether each real estate can be pre-mortgage or not and the current mortgage order of each real estate. The real estate transferring and checking in the step S9 comprises the step S91 of checking whether the submitted pre-mortgage information meets the real estate registering requirement; s92, judging whether the submitted pre-mortgage information is the pre-notice registration of the intelligent registration of the system. The attachment in step S8 includes an electronic commission, a contract information form, and a purchase and sale contract.
The invention can be installed in the real estate registration department by the real estate registration auditing module, and can set a separate advance notice registration flow and give an identifier for distinguishing advance notice registration transacted in a window application. The pre-mortgage system and the pre-mortgage method can realize that the applicant can complete all electronic application, transaction and money release in one-stop mode at a bank. The problem that mortgage loans are difficult to carry out only with forenotice registration cards is solved. The whole process from application to payment can be completed within a few minutes in the whole transaction process, the transaction efficiency is greatly improved, personnel contact is reduced, the whole transaction cost of the transaction is reduced, and the method is convenient for masses of people on the premise of guaranteeing information safety.
The foregoing has shown and described the basic principles and main features of the present invention and the advantages of the present invention. It will be understood by those skilled in the art that the present invention is not limited to the embodiments described above, and that the above embodiments and descriptions are merely illustrative of the principles of the present invention, and various changes and modifications may be made without departing from the spirit and scope of the invention, which is defined in the appended claims. The scope of the invention is defined by the appended claims and equivalents thereof.
Claims (7)
1. The real estate pre-mortgage system based on the Internet is characterized by comprising the following components:
the bank plug-in system is used for inquiring real estate information by bank staff; receiving a query result sent by an intelligent terminal system, and selecting a real estate required to be pre-mortgage for verification according to the query result; submitting real estate information to be verified to an intelligent terminal system; the intelligent terminal system is used for receiving the verification result pushed by the intelligent terminal system and performing mortgage loan according to the verification result; the method comprises the steps of sending a pre-mortgage contract to an intelligent terminal robot and pushing related information; the system is used for receiving the pre-mortgage handling result, the encrypted accessory and the signature electronic license sent by the intelligent terminal system; the system is used for a bank to issue loans to mortgage applicants after receiving the pre-mortgage handling result, the encrypted accessory and the signed electronic license;
the intelligent terminal robot is used for receiving the pre-mortgage contract and related information pushed by the bank plug-in system; the mortgage applicant carries out face recognition by an identity verifier; the method comprises the steps of providing a mortgage applicant to select a real estate for transacting pre-mortgage, filling in a real estate pre-mortgage application form, signing and fingerprint pressing for registering, and submitting to an intelligent terminal system;
the intelligent terminal system is used for receiving the query information and the real estate information intelligent verification information sent by the bank plug-in system, encrypting the query information and the real estate information intelligent verification information and then sending the encrypted query information and the real estate information intelligent verification information to the real estate auditing system; the system is used for receiving auditing result information and verification information returned by the real estate auditing system, encrypting the auditing result information and the verification information and pushing the auditing result information and the verification information to the bank plug-in system; the intelligent terminal robot is used for receiving the pre-mortgage boarding request information sent by the intelligent terminal robot, encrypting the pre-mortgage boarding request information and sending the encrypted pre-mortgage boarding request information to the real estate auditing system; the system is used for receiving the registering result, the encryption accessory and the signature electronic license sent by the real estate auditing system and pushing the registering result, the encryption accessory and the signature electronic license to the bank plug-in system;
the real estate auditing system is used for receiving real estate inquiry information and real estate information intelligent verification information sent by the intelligent terminal system; the intelligent terminal system is used for inquiring or checking the real estate inquiry information and the real estate information intelligent checking information and returning the result to the intelligent terminal system; the method comprises the steps of establishing a case to generate a certificate number and a log-in according to forenotice registration information, calling the foremortgage data to conduct the operation of transferring the room delivery period, generating an electronic certificate, and pushing the electronic certificate to an intelligent terminal system.
2. An internet-based real estate pre-mortgage system as claimed in claim 1 further comprising:
the encryption and decryption module is used for encrypting and decrypting information of the to-and-from intelligent terminal robot, the bank plug-in system, the intelligent terminal system and the real estate registration auditing system;
the electronic signature module is used for carrying out electronic signature or electronic seal on the electronic accessories in the whole process;
and the file conversion module is used for converting license data needing to be stamped and converting the electronic license of the stamped electronic seal.
3. A real estate pre-mortgage method based on a real estate pre-mortgage system as claimed in claim 1, characterized by the steps of:
s1, after obtaining the authorization of a mortgage application, sending real estate information inquiry request information to a real estate auditing system through a bank plug-in system, encrypting through an intelligent terminal system, and sending the real estate information inquiry request information to the real estate auditing system to inquire the detailed information of the real estate;
s2, decrypting the query request information in the step S1 through the real estate auditing system, inquiring according to the received query request information, returning the query result to the intelligent terminal system, encrypting through the intelligent terminal system, and pushing the query result to the bank plug-in system;
s3, selecting a real estate to be pre-mortgage through a bank plug-in system, sending the real estate information to an intelligent terminal system for encryption, and then sending the real estate information to a real estate auditing system for verification;
s4, decrypting the received verification request information through the real estate auditing system, then verifying, returning the verification result to the intelligent terminal system for encryption, and pushing the verification result to the bank plug-in system;
s5, receiving and decrypting the verification result through the bank plug-in system, if mortgage loan is continued, executing S6, and if abandoned, ending;
s6, sending loan contract and mortgage pushing flow information to the intelligent terminal robot through the bank plug-in system;
s7, the mortgage applicant performs identity verification and face recognition through an intelligent terminal robot, and then rotates the house property to be transacted and mortgage;
s8, filling out a real estate pre-mortgage application form through an intelligent terminal robot, perfecting accessories required by mortgage data, signing and pressing fingerprints, producing a thin-registering request message, encrypting through a server, transmitting an intelligent terminal system for intelligent verification, encrypting through the intelligent terminal system after verification, and transmitting the encrypted intelligent terminal system to a real estate auditing system for real estate transfer auditing;
s9, decrypting the request information for checking the real estate by a real estate checking system, then performing secondary verification, performing real estate transfer checking, automatically establishing a case to generate a certificate number and checking the book after the verification is passed, calling the pre-mortgage data to perform real estate transfer operation, generating an electronic certificate, and returning to the intelligent terminal system;
s10, encrypting a thinning result, an encryption accessory and a signature electronic license through an intelligent terminal system and then sending the encrypted result and the encrypted accessory to a bank plug-in system;
s11, the bank receives and confirms the thinning result, encrypts the accessory, signs the electronic license and issues the loan through the bank plug-in system.
4. A real estate pre-mortgage method as claimed in claim 3 wherein the detailed information of the property in step S1 includes a unit number, a license number of the property.
5. A real estate pre-mortgage method as claimed in claim 3 wherein the check result in step S3 includes whether pre-mortgage of each real estate is possible, the current mortgage order of each real estate.
6. A real estate pre-mortgage method as claimed in claim 3 wherein the real estate transfer audit in step S9 includes S91, whether the submitted pre-mortgage information meets the real estate registration requirements; s92, judging whether the submitted pre-mortgage information is the pre-notice registration of the intelligent registration of the system.
7. A real estate pre-mortgage method as claimed in claim 3 wherein the accessories in step S8 include electronic attorney, contract information form, trade contracts.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202310765155.3A CN116664286A (en) | 2023-06-27 | 2023-06-27 | Real estate pre-mortgage system and real estate pre-notice registering mortgage method based on Internet |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202310765155.3A CN116664286A (en) | 2023-06-27 | 2023-06-27 | Real estate pre-mortgage system and real estate pre-notice registering mortgage method based on Internet |
Publications (1)
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