CN116597573A

CN116597573A - Cash dispenser and card releasing method

Info

Publication number: CN116597573A
Application number: CN202310520549.2A
Authority: CN
Inventors: 余昊雨
Original assignee: Individual
Current assignee: Individual
Priority date: 2023-04-27
Filing date: 2023-04-27
Publication date: 2023-08-15

Abstract

The system is used for depositing, withdrawing, remittance or transferring accounts, wherein the fingerprint or/and the finger surface of a single finger or a plurality of fingers of the card releasing or standby card releasing is/are in relative position or focal length with at least one camera, and the camera acquires the image characteristics of the fingerprint or/and the finger surface of the single finger or the plurality of fingers; or the single fingerprint or the multiple fingerprints on the single finger or the multiple fingers of the spare card is contacted with one or more fingerprint touch screens or simultaneously contacted or contacted sequentially, or is contacted with one or more fingerprint touch screens which are sprayed by the spray head and clean by high-speed air flow or liquid flow for removing fingerprint traces and germs, and the image characteristics of the single fingerprint or the multiple fingerprints are acquired by a fingerprint identifier or a camera; or/and the static or dynamic face for unlocking is positioned at the relative position or focal length with at least one camera, and the camera acquires the static or dynamic image characteristics of the face; the method is characterized in that the face or/and the fingerprint or/and the finger surface of a cardholder are subjected to single recognition, double recognition or triple recognition, and the identification is compared and judged with the static or dynamic image characteristics of the face or/and the pre-stored image characteristics of the fingerprint or/and the finger surface for releasing or standby releasing of the card by the cardholder, so that the releasing or standby releasing of the bank card is realized.

Description

Cash dispenser and card releasing method

Technical Field

The cash dispenser is used for deposit or payment, or/and relates to a lock for protecting the cash dispenser, which belongs to the fields of finance and security.

Background

The cash dispenser is used for holding cards to deposit cash or remittance cash or transfer cash, brings convenience to life of people, but the known cash dispenser also has some defects and problems: the password unlocking card is characterized in that password errors can be recorded by old people, when the password errors are continuously input for 3 times, the bank card can be frozen and influenced by eyesight of glasses, the password input is slow, the password numbers of the unlocking card can be easily stolen by people nearby, telecommunication fraud can be caused, other property can be illegally stolen through remittance or transfer, the password input buttons accept a large number of finger touches every day, fingerprint theft and virus bacteria propagation exist, cash is frequently taken or deposited on the cash dispenser, sterilization is not carried out, germ propagation exists, the health of people is influenced, the password unlocking card cannot realize one-time or one-day highest withdrawal or limit of remittance, the long-term existence of telecommunication fraud is promoted, the unlocking method is single, under technological progress, the gold in the card of a cardholder is easy to be stolen, the safety of the lock is determined, the ball lock and the fingerprint lock on the existing cash dispenser are stolen in a technical or destructive unlocking mode, the fingerprint of the cash dispenser cannot be stolen or fake fingerprint unlocking card exists, the fingerprint of the cardholder is prevented from being stolen or fake fingerprint unlocking card, the fingerprint card is blocked or the fingerprint card cannot be easily recognized by the user, the fingerprint reader is prevented from being exposed on the surface of the cash dispenser, the existing or the cash dispenser, the fingerprint reader cannot be easily recognized by the fingerprint reader, the fingerprint reader is more safe or the fingerprint reader is exposed on the face of the security reader, the existing or the cash dispenser, the security is not has been exposed to the security reader, and the security is better has the security has been brought to the security problem; the object of the present invention is to solve the above problems and to provide a safer, more convenient and simpler method of unlocking.

Disclosure of Invention

The purpose of the application is that: the method is characterized in that the fingerprint trace and clean fingers on a fingerprint touch screen are removed to terminate fingerprint theft and accurate unlocking and beneficial to healthy unlocking, a camera is used for collecting fingerprints or finger surfaces, a safer, simpler and more convenient unlocking method is provided for unlocking, the fingerprint mutual unlocking or misunlocking of a non-cardholder is terminated, the fingerprint theft and fake fingerprint unlocking are terminated and prevented, a sterilizing lamp is used for preventing bacteria and bacteria from being transmitted, the healthy unlocking is facilitated, the fingerprint unlocking and standby unlocking and limiting unlocking are adopted, and the safe and convenient unlocking of the safety and the safety of the deposit and withdrawal machine is provided for the cardholder; the effects of the cash machine and the method of releasing cards of the present application will become apparent from the following description or may be learned by practice of the present application.

A cash dispenser for withdrawing or depositing or remitting or transferring money from or to a bank card, comprising: the method is characterized in that the fingerprint or/and finger surface recognition or standby recognition or/and static and dynamic recognition of the face of a cardholder on a single finger or multiple fingers of the cardholder is characterized in that:

at least one camera or/and fingerprint touch screen or/and spray head under hidden or non-hidden condition is arranged; the camera is used for identifying the image characteristics or double identification of the fingerprints or/and the finger surfaces on a single finger or a plurality of fingers for unclamping or standby unclamping, or is used for identifying or triple identification of the static or dynamic image characteristics of the fingerprints or/and the finger surface and the face, and is arranged at the relative position or focal length of the finger or the face, or is arranged at the relative position or focal length of the finger contacted with the fingerprint touch screen which is cleaned by removing fingerprint marks and germs through high-speed airflow or liquid flow sprayed by the spray head; the fingerprint touch screen is used for contacting with the fingerprint or fingerprints on the single finger or the multiple fingers of the card releasing or standby card releasing, and the camera is used for identifying the single fingerprint or the multiple fingerprints; the high-speed airflow or liquid flow sprayed by the spray head is used for cleaning fingerprint marks and germs, and is used for contacting with fingerprints or multiple fingerprints on a single finger or multiple fingers of a card releasing or standby card releasing, and the single fingerprint or the multiple fingerprints are identified by the camera or the fingerprint identifier;

Or the cash dispenser is provided with a high-safety spring lock or/and an intelligent lock and a disinfection lamp, which are used for protecting the cash dispenser and disinfecting and sterilizing the bank note.

The camera is used for acquiring or collecting fingerprints or multi-fingerprints on a single finger or a plurality of fingers or/and image characteristics of the single finger surface or the multi-finger surface or 2D image characteristics or 3D image characteristics, and the types, the arrangement and the collection and the identification modes of the camera are as follows: (1) the camera is arranged adjacent to or opposite to the fingerprint touch screen, and enables the camera or the camera light source to cover the fingerprint touch screen, and the fingerprint touch screen is contacted with the fingerprints or the fingerprints on the single finger or the multiple fingers or simultaneously contacted or contacted sequentially; or (2) the camera is in a focal length of a relative position with the fingerprint or fingerprints on the single finger or the multiple fingers; or (3), a camera or a camera light source, which is arranged on the single-finger surface or the multi-finger surface capable of covering the single finger or the multi-finger, and is used for collecting the image characteristics of the images and the characteristics of the single-finger surface or the multi-finger surface on the single finger or the multi-finger surface or the 2D image characteristics or the 3D image characteristics so as to realize the identification of the single-finger surface or the multi-finger surface; the finger surface is the shape and mutual position of the distal phalanges, nails covered on the phalanges, crescent moon, nail bed, nail sulcus and wandering line; or (4) a plurality of cameras are arranged, one camera is used for collecting images and features of the face to perform image recognition, and the other camera is used for collecting the image features of fingerprints or/and the surfaces of fingers on a single finger or multiple fingers or the image features of 2D or the image features of 3D at the same time so as to realize simultaneous recognition or double recognition or triple recognition of the fingers and the face, namely the face; the camera or the camera light source is arranged in a hidden area such as a hole and a slot to realize acquisition and identification of fingerprints or/and finger surfaces under hiding or in a non-hidden state; the camera is a pinhole camera or a camera for taking pictures or features of human or finger or a camera for identifying human or finger, or a camera for taking pictures or features of fingerprint or/and finger surface or 2D pictures or features or 3D pictures or features.

The spray head is used for covering the fingerprint touch screen or/and fingers of a cardholder for unclamping or standby unclamping by pressure air flow or liquid flow sprayed from a spray head at fixed time, and washing away fingerprint traces, dirt, bacterial viruses or/and sticky matters on the fingers left on the fingerprint touch screen to clean the fingerprint touch screen and the fingers, prevent the fingerprints of the cardholder from being stolen from the fingerprint touch screen and prevent false fingerprint unclamping, ensure clear and accurate acquisition and identification of finger images and characteristics, and prevent bacteria and viruses on the fingers and the bank notes from spreading so as to protect the health of people; the spray head is connected with pressure air or pressure liquid containing sterilization for survival of a compressor such as a fan or an electromagnetic pump or a mechanical pump or the compressor; the fingerprint trace and germ dirt of a cardholder left on the fingerprint touch screen are washed away through the impact or the impact of high-speed air flow or liquid flow sprayed out of the spray nozzle on the fingerprint touch screen, so that the fingerprint is prevented from being stolen, the fingerprint is beneficial to health, the accurate collection and identification of clean fingerprints are facilitated, and the problems of false fingerprint unlocking and the safety of the non-cardholder fingerprint on the mutual unlocking of a bank card of the cardholder are prevented; the compressor is used for generating air or liquid into air flow or liquid flow with certain pressure and is connected with safe voltage such as alternating current or direct current of < 36V; the nozzle pressure or each spraying time and time interval on the spray head is controlled by a controller on the cash dispenser to be adjustable.

The modes of card unlocking and standby card unlocking include, but are not limited to, the following cases: (1) The single fingerprint on a single finger of a cardholder such as an index finger or a middle finger of a right hand is contacted with a fingerprint touch screen, and the image and the characteristic of the single fingerprint or the 2D image and the characteristic or the 3D image and the characteristic are collected by a sensor on a camera and used for single fingerprint identification so as to realize the card release by the fingerprint; when the unclamping finger is injured or is stained with a shielding object and can not realize fingerprint identification unclamping, starting standby single fingerprint unclamping, enabling the single fingerprint on the standby unclamping single finger such as an index finger or a thumb of a left hand to contact with a fingerprint touch screen, and enabling images and features or 2D images and features or 3D images and features of the single fingerprint acquired by a sensor on a camera to be used for standby single fingerprint identification so as to realize standby unclamping by the fingerprint; the bank card is unlocked by the unlocking fingerprint and the standby unlocking fingerprint, so that the withdrawal or deposit or remittance or transfer of money of a cardholder is more convenient;

or (2) the multi-fingerprint on the multi-finger of the cardholder such as the index finger and the middle finger of the right hand is contacted with the fingerprint touch screen, and the images and the features of the multi-fingerprint or the 2D images and the features or the 3D images and the features are collected by the sensor on the camera and used for multi-fingerprint identification, so as to realize multi-fingerprint card release; when the unclamping finger is injured or is stained with a shielding object and fingerprint identification cannot be achieved, starting standby multi-fingerprint unclamping, enabling the multi-fingerprint on the standby unclamping multi-finger such as an index finger and a thumb of a right hand to contact with a fingerprint touch screen, and enabling images and features of the multi-fingerprint or 2D images and features or 3D images and features acquired by a sensor on a camera to be used for multi-fingerprint identification so as to achieve standby unclamping by the multi-fingerprint; the multi-fingerprint of card releasing and the multi-fingerprint of standby card releasing are arranged to release the bank card, so that the money withdrawing or deposit or remittance or transfer of money of a cardholder is more convenient;

Or (3) the finger surface on the single finger of the cardholder such as the thumb of the right hand is close to the camera, and the image and the feature of the finger surface or the 2D image and the feature or the 3D image and the feature acquired by the sensor on the camera are used for single-finger surface recognition, so that the card release from the finger surface is realized; when the unclamping finger is injured or is stained with a shielding object and can not realize finger surface recognition, starting standby finger surface unclamping, enabling the finger surface on a standby unclamping single finger such as an index finger of a right hand to be close to a camera, and enabling images and features or 2D images and features or 3D images and features of the finger surface acquired by a sensor on the camera to be used for standby finger surface recognition to realize standby unclamping by the finger surface; the bank card is unlocked by arranging the unlocking single finger surface and the standby unlocking single finger surface, so that the withdrawal, deposit, remittance or transfer of money of a cardholder are more convenient;

or (4) the multi-finger surfaces on the multi-finger surfaces of the multi-finger such as the index finger and the middle finger of the right hand of the cardholder are close to the camera, and the images and the features of the multi-finger surfaces or the 2D images and the features or the 3D images and the features of the multi-finger surfaces acquired by the sensor on the camera are used for multi-finger surface recognition so as to realize the multi-finger surface card releasing; when the unclamping finger is injured or is stained with a shielding object and cannot realize multi-finger surface recognition, starting standby multi-finger surface unclamping, enabling the multi-finger surfaces on standby unclamping multi-fingers such as middle fingers and index fingers of a left hand to be close to a camera, and enabling images and features or 2D images and features or 3D images and features of the multi-finger surfaces acquired by a sensor on the camera to be used for standby multi-finger surface recognition so as to realize standby unclamping by the multi-finger surfaces; the multi-finger surface of the card releasing and the multi-finger surface of the standby card releasing are arranged to release the bank card, so that the withdrawal, deposit, remittance or transfer of money of a cardholder can be more convenient;

Or (5) the single fingerprint on the single finger of the cardholder such as the index finger of the right hand is contacted with the fingerprint touch screen, and the image and the characteristic of the single fingerprint or the 2D image and the characteristic or the 3D image and the characteristic are collected by the sensor on the camera and used for single fingerprint identification, so as to realize the unlocking by the fingerprint; when the unclamping finger is injured or is stained with a shielding object and can not realize single fingerprint identification unclamping, starting standby single fingerprint unclamping, enabling the single fingerprint on the standby unclamping single finger such as an index finger or a thumb of a left hand to contact with a fingerprint touch screen, and enabling images and features or 2D images and features or 3D images and features of the single fingerprint acquired by a sensor on a camera to be used for standby single fingerprint identification so as to realize standby unclamping by the fingerprint; the bank card is unlocked by the unlocking fingerprint and the standby unlocking fingerprint, so that the withdrawal or deposit or remittance or transfer of money of a cardholder is more convenient;

or (6) enabling multiple fingerprints on multiple digits of a cardholder such as an index finger and a middle finger of a right hand to be in contact with a fingerprint touch screen, and enabling a sensor on a camera to acquire images and features of the multiple fingerprints or 2D images and features or 3D images and features to be used for identifying the multiple fingerprints so as to realize the unlocking of the card by the multiple fingerprints; when the unlocking finger is injured or is stained with a shielding object and cannot realize multi-fingerprint identification, starting standby multi-fingerprint unlocking, enabling the standby multi-fingerprint unlocking to contact with a fingerprint touch screen by using the multi-fingerprint on the standby unlocking multi-finger such as the index finger and the thumb of the left hand, and acquiring images and features of the multi-fingerprint or 2D images and features or 3D images and features of the multi-fingerprint by using a sensor on a camera for standby multi-fingerprint identification so as to realize standby unlocking by using the multi-fingerprint; the multi-fingerprint of card releasing and the multi-fingerprint of standby card releasing are arranged to release the bank card, so that the money withdrawing or deposit or remittance or transfer of money of a cardholder is more convenient;

Or (7) the finger surface on the index finger of the single finger such as the right hand is close to the camera, meanwhile, the fingerprint on the index finger of the single finger such as the right hand is close to the other camera, and the sensor on the camera collects the images and the features of the fingerprint and the finger surface on the single finger or the 2D images and the features or the 3D images and the features for single finger double recognition, so that the single finger double recognition is realized, and the single finger double recognition is realized; when the unlocking finger is injured or is stained with a shielding object and can not realize single-finger identification, starting a standby single-finger unlocking, enabling the finger surface on the standby unlocking finger such as the index finger of a left hand to be close to the camera, enabling the fingerprint on the index finger of the single finger of the left hand to be close to the other camera, and acquiring images and features of the fingerprint and the finger surface on the single finger or 2D images and features or 3D images and features of the fingerprint and the finger surface by the sensor on the camera for standby single-finger double identification so as to realize standby unlocking by the fingerprint and the finger surface; the bank card is unlocked by the single unlocking finger and the single standby unlocking finger, so that the withdrawal or deposit or remittance or transfer of money of a cardholder is more convenient;

or (8) the multi-fingerprint on the multi-finger of the cardholder such as the index finger and the middle finger of the right hand is close to the camera, meanwhile, the multi-finger surface on the multi-finger such as the index finger and the middle finger of the right hand is close to the other camera, and the images and the characteristics of the multi-fingerprint and the multi-finger surface on the multi-finger or the 2D images and the characteristics or the 3D images and the characteristics are acquired by the sensor on the camera and used for multi-finger double identification, so that the multi-finger double identification is realized; when the unclamping finger is injured or is stained with a shielding object and cannot realize finger identification, starting standby multi-finger unclamping, enabling the standby multi-finger to approach a camera by the multi-fingerprints on the standby unclamping multi-finger such as an index finger and a ring finger of a right hand, enabling the multi-finger surface on the standby unclamping multi-finger such as the index finger and the ring finger of the right hand to approach another camera, acquiring images and features of the fingerprints and the finger surfaces on the multi-finger or 2D images and features or 3D images and features by a sensor on the camera to be used for standby multi-finger double-identification standby unclamping, and realizing standby unclamping by the multi-fingerprints and the multi-finger surfaces; the bank card is unlocked by the single unlocking finger and the single standby unlocking finger, so that the withdrawal or deposit or remittance or transfer of money of a cardholder is more convenient;

Or (9), enabling multi-fingerprints on multi-finger of a cardholder such as an index finger and a middle finger of a right hand to be contacted with a fingerprint touch screen or simultaneously contacted or contacted sequentially contacted, enabling multi-finger surfaces on the multi-finger such as the index finger and the middle finger of the right hand to be close to a camera, enabling a fingerprint identifier to acquire images and features of the multi-fingerprints on the multi-finger and a sensor on the camera to acquire images and features of the multi-finger surfaces on the multi-finger or enabling 2D images and features or 3D images and features to be used for multi-finger double identification, and enabling multi-finger and multi-finger surface unlocking to be achieved; when the unclamped finger is injured or is stained with a shielding object and cannot realize finger recognition, starting standby multi-finger unclamping, enabling multi-fingerprints on standby unclamped multi-fingers such as an index finger and a ring finger of a right hand to contact a fingerprint touch screen or simultaneously contact or sequentially contact, simultaneously enabling multi-finger surfaces on the standby unclamped multi-fingers such as the index finger and the ring finger of the right hand to be close to the camera, acquiring images and features of the multi-fingerprints on the multi-fingers by a fingerprint identifier and acquiring images and features of the multi-finger surfaces on the multi-fingers or 2D images and features or 3D images and features of the multi-finger surfaces on the camera to be used for standby multi-finger double recognition, and realizing standby unclamping by the multi-fingerprints and the multi-finger surfaces; the multi-finger card releasing and standby multi-finger card releasing are arranged to release the bank card, so that the withdrawal or deposit or remittance or transfer of money of a cardholder is more convenient;

Or (10) enabling a single fingerprint on a single finger of a cardholder such as an index finger of a right hand to contact with a fingerprint touch screen, enabling a single finger surface on the single finger such as the index finger of the right hand to be close to a camera, enabling a fingerprint identifier to acquire images and features of the single fingerprint on the single finger and a sensor on the camera to acquire images and features of the single finger surface or 2D images and features or 3D images and features of the single finger surface on the single finger to be used for double-finger identification, and enabling the single finger and the finger surface to be unlocked; when the unlocking finger is injured or is stained with a shielding object and can not realize single-finger identification, starting a standby single-finger unlocking, enabling a single finger on a standby unlocking single finger such as a right-hand ring finger to contact with a fingerprint touch screen, enabling a single-finger surface on the standby unlocking single finger such as the right-hand ring finger to be close to the camera, enabling a fingerprint identifier to acquire images and features of the single finger on the single finger and enabling a sensor on the camera to acquire images and features of the single-finger surface on the single finger or 2D images and features or 3D images and features to be used for standby finger double identification, and realizing standby unlocking by the fingerprints and the finger surfaces; the bank card is unlocked by the single unlocking finger and the single standby unlocking finger, so that the withdrawal or deposit or remittance or transfer of money of a cardholder is more convenient;

Or (11), the fingerprint or fingerprints on the single finger or multiple fingers of the cardholder are contacted with the fingerprint touch screen or are close to the camera, and the face of the cardholder is close to the other camera, so that the image and feature recognition of the single finger or multiple fingerprints of the cardholder and the static and dynamic image feature or color or 2D or 3D image of the face are obtained by the fingerprint recognizer or the camera and the other camera and are used for double recognition of the fingerprint and the face, and the card is released by the fingerprint and the face; when the unclamping finger is injured or is stained with a shielding object and can not realize fingerprint identification, starting standby fingerprint or multi-fingerprint unclamping, enabling the standby fingerprint or multi-fingerprint on the standby unclamping single finger or the standby multi-finger to contact with a fingerprint touch screen or approach a camera, and enabling the face of a cardholder to approach another camera so as to realize the image and feature identification of the standby unclamping fingerprint or multi-fingerprint and the static and dynamic image feature or color or 2D or 3D image of a portrait to be used for dual identification of the standby fingerprint and the face, thereby realizing standby unclamping of the fingerprint and the face; the single fingerprint or the multiple fingerprints and the face of the card releasing are arranged to be opposite to the single fingerprint or the multiple fingerprints and the face of the standby card releasing to release the card of the bank card, so that the withdrawal or deposit or remittance or transfer of money of a cardholder is more convenient;

Or (12), the finger surface or the multi-finger surface on the single finger or the multi-finger of the cardholder is close to the camera, and the face of the cardholder is close to the other camera, so that static and dynamic image features or color or 2D or 3D images of the single finger surface or the multi-finger surface and the face of the cardholder are obtained by the camera and the other camera and are used for double recognition of the finger surface and the face, and the card release by the finger surface and the face is realized; when the unclamping finger is injured or is stained with a shielding object and can not realize finger surface recognition, starting the spare finger surface or multi-finger surface to unclamp, enabling the spare finger surface or multi-finger surface on the spare single finger or the spare multi-finger to approach a camera, enabling the face of a cardholder to approach another camera, and realizing that static and dynamic image features or color or 2D or 3D images of the spare finger surface and the face are used for double recognition of the spare finger surface and the face, and realizing the spare unclamping of the finger surface and the face; the surface or the surfaces and the faces of the single finger or the surfaces and the faces of the multiple fingers are arranged to be opposite to the surface or the surfaces and the faces of the spare single finger or the surfaces of the multiple fingers to be opposite to the bank card for releasing the card, so that the withdrawal or deposit or remittance or transfer of money of a cardholder can be more convenient;

or (13), the single fingerprint or multiple fingerprints on the single finger or multiple fingers of the cardholder are contacted with the fingerprint touch screen or are close to the camera, meanwhile, the single finger surface or multiple finger surfaces on the single finger or multiple fingers are close to the other camera, the face of the cardholder is close to the other camera, and static and dynamic images and features or 2D images and features or 3D images and features of the single finger or multiple fingers and the face of the single finger or multiple fingers are acquired by the sensor and the fingerprint identifier on the camera and are used for identifying the finger surface and the fingerprint and the face, so that the card unlocking by the fingerprint and the finger surface and the face is realized; when the unclamping finger is injured or is stained with a shielding object and cannot realize finger recognition, starting standby single-finger or multi-finger unclamping, enabling single-fingerprint or multi-fingerprint on the standby single-finger or multi-finger to contact with a fingerprint touch screen or approach a camera, simultaneously enabling the single-finger surface or multi-finger surface on the single-finger or multi-finger to approach another camera and enabling the face of a cardholder to approach another camera, and acquiring static and dynamic images and features or 2D images and features or 3D images and features of the fingerprint and the finger surface and the face on the single-finger or multi-finger by a sensor and a fingerprint recognizer on the camera for standby finger surface and fingerprint and face triple recognition, so as to realize standby unclamping by the fingerprint and the finger surface and the face; the single card releasing finger or the plurality of fingers and the face are arranged to release the card with the standby single card releasing finger or the plurality of fingers and the face facing the bank card, so that the withdrawal or deposit or remittance or transfer of money of a cardholder is more convenient;

Or (14) the face of the cardholder is close to at least one camera, and a sensor on the camera acquires static and dynamic images and features or 2D images and features or 3D images and features or videos of the face so as to realize the portrait, namely face recognition of the static and dynamic images and features or videos of the cardholder and be used for unlocking a bank card;

or (15) and over-limit money-releasing card, which is used for automatically displaying the portrait video and video dialogue of the payee through a display screen on the cash dispenser when the amount or amount of money transferred or transferred exceeds the limit of funds set by the cardholder or the bank or exceeds the overdrawing amount of the credit card after the cardholder releases the card on the bank, successfully completing the operation of over-limit money transfer when the cardholder verifies the payee to be correct through the video and clicks on continuing to pay, and not granting the cash dispenser to transfer money when the payee does not provide the video portrait of the payee, or actively clicking to withdraw the card function or cancel money transfer when the cardholder considers the payee to be incorrect, and forcefully striking fraud and protecting the safety of funds of the cardholder by displaying the portrait of the payee through the video and storing the portrait on the bank for at least 7 days;

Or (16), the fingerprint touch screen and the camera are arranged under non-hiding condition, such as an operation interface of the cash dispenser, or are arranged in a hole slot or a bending hole slot of the operation interface to be hidden in the cash dispenser, so that finger identification under hiding is realized, fingerprint theft is further prevented, and the fingerprint touch screen and the camera for collecting the fingerprint or the image characteristics of the finger surface are arranged adjacently or oppositely; or (17) a password button for inputting the password to unlock the card is arranged in a hole groove of the operation interface and hidden in the cash dispenser, so that the password button is hidden and is adjacent to or opposite to the fingerprint touch screen; or (18) the fingerprint touch screen is arranged adjacent to or opposite to the spray head, so that high-speed airflow or liquid flow sprayed out of the spray nozzle covers the surface of the fingerprint touch screen contacted with the finger to remove fingerprint traces, dirt and germs to clean the fingerprint touch screen, prevent the fingerprint from being stolen from the clean fingerprint touch screen, prevent false fingerprint unlocking, ensure clear and accurate acquisition and identification of images and characteristics of the finger, and prevent bacteria and viruses on the finger from spreading to protect the health of a user.

Drawings

Fig. 1 is a cash dispenser, in which a camera for capturing image features of a finger surface on a finger, a fingerprint touch screen disposed adjacent to or opposite to the camera for contacting the fingerprint, and a nozzle disposed adjacent to or opposite to the fingerprint touch screen for removing stains such as fingerprint traces and bacteria on the fingerprint touch screen are disposed in a finger window on an operation interface.

Fig. 2 is a view showing a fingerprint touch screen on a fingerprint recognizer disposed in a hole groove of the operation interface of fig. 1, which is in contact with a fingerprint, a camera for capturing images and features of a finger surface, and an ultraviolet lamp for sterilizing, which is hidden in the hole groove or the curved hole groove.

Fig. 3 is a side view of fig. 1, provided with a highly safe pin tumbler lock or finger lock and an ultraviolet lamp for sterilizing banknotes, provided with a camera for collecting facial figures and a display screen, provided with a fingerprint touch screen for collecting fingerprints with the camera and in contact with the fingerprints, provided with a spray head for cleaning fingerprint marks and germs.

In fig. 1 to 3: 1. a cash dispenser, 2, a card insert or reader, 3, a banknote access cassette, 4, a panel, 5, an operating interface, 6, a display screen, 7, 8, 9, 23, a camera, 10, 13, a spray head, 11, a finger identification window, 12, a fingerprint touch screen, 14, 22, an ultraviolet lamp, 15, a nail, 16, a fingerprint, 17, a finger, 18, a hole slot or curved hole slot, 19, an orifice, 20, a fingerprint identifier, 21, a pin tumbler lock or finger lock, 24, a banknote storage cassette, 25, a compressor or electromagnetic pump, 26, a finger surface.

Detailed Description

Fig. 1 and 3 are side lower views of a cash dispenser (1), fig. 3 is a side lower view of fig. 1, in fig. 1 and 3, an inclined platform or window (11) for placing a finger is arranged on an operation interface (5), a camera (9) for collecting image features of a finger surface on the finger is arranged, a fingerprint touch screen (12) is arranged adjacent to or opposite to the camera (9) for contacting the fingerprint, and spray heads (10, 13) are arranged adjacent to or opposite to the fingerprint touch screen (12) for removing stains such as fingerprint traces and bacteria on the fingerprint touch screen; in fig. 1, a camera (8) for collecting the face of the teller or remitter or the deposit person is further provided to obtain the portrait of the user's bank card deposit and withdrawal person, a display screen for displaying the portrait and reminding or prompting the bank card and relevant information such as deposit amount is provided, a camera (7) for obtaining the image and the characteristic of the finger surface (26) on the finger (17) containing the surface shape such as the nail (15) is provided on the protruding part of the panel (4), and a card inserter or card reader (2) for inserting the bank card is provided for obtaining the cash or cash box (3) for storing the cash. The fingerprint touch screen (12) in fig. 1 is an outer surface of a fingerprint identifier (20) or a flexible or rigid panel which is attached and capable of transmitting light, charge and ultrasonic waves, fig. 1 and 3 are images and features of the fingerprint identified by the fingerprint identifier, and fig. 3 is an image and features of the fingerprint (16) or 2D image and features or 3D image and features acquired by a camera (23) by the fingerprint (16) on the finger (17) contacting the fingerprint touch screen (27).

FIG. 2 is a view of the cash dispenser (1) of FIG. 1 or the aperture slot or curved aperture slot (18) of the operating interface (5) with hidden therein a fingerprint touch screen (12) on a fingerprint identifier (20) that contacts a fingerprint (16) on a finger (17) to capture fingerprint image features, and a spray head (10) disposed adjacent to or opposite the fingerprint touch screen (12) for cleaning fingerprint traces and bacteria and other stains on the finger and the fingerprint touch screen (12), and a camera (9) for capturing image features of nails (26) on the finger surface of the finger, and an ultraviolet lamp (14) for disinfection; the slot is capable of receiving a single or multiple finger, and one end is provided with a flared inlet (19) into the slot.

The method comprises the steps that a finger or/and a portrait identification card is adopted to take deposit, the image features of the finger or/and the face of a cardholder for card releasing and standby card releasing are pre-stored in a control center on the bank or cash dispenser under the prompt of a bank staff or cash dispenser, namely, firstly, the fingerprint or/and the finger face or/and the portrait on the finger for card releasing or standby card releasing is registered, the card is inserted into the cash dispenser or a card inserter by the cardholder, after the verification of the card, the fingerprint or/and the finger surface or/and the face of a single finger or multiple fingers for card releasing or standby card releasing are respectively contacted with one or two fingerprint touch screens under the condition of hiding or non-hiding or simultaneously or sequentially contacted with one another or are respectively contacted with the focal length of a camera, and the fingerprint or/and the image features of the finger surface of the cardholder for card releasing or standby card releasing are collected by the fingerprint recognizer or the camera, or/and the image features of the face or the 2D image or the pre-stored image and the features of the face of the card releasing or standby card releasing are/is/are obtained by the other camera according to the requirements of the bank staff, and the requirements, and the fingerprint or/and the face features are stored in a main memory unit or a main memory in the card or a controller; after the finger or/and portrait for card unlocking or standby card unlocking is successfully registered; and the card holder can be unlocked or can be unlocked in standby mode after the registration mode is exited.

For example, in the case of a finger or/and portrait card release and a standby card release or an overrun card release, as shown in fig. 1, a cardholder, namely a payee, inserts a bank card into a card inserter or card reader (2), reads the card through the card reader, and displays a prompt by a voice prompt or a display screen of a bank staff or a cash dispenser: requesting to unlock the card, wherein a single finger (17) such as an index finger or a middle finger of a right hand of a cardholder is contacted with a fingerprint touch screen (12), and images and characteristics of the single fingerprint (16) collected by a fingerprint identifier (20) are compared and judged with images and characteristics of the single fingerprint pre-stored in a row for unlocking, and when the images and characteristics of the unlocking fingerprint (16) are identical with the characteristics of the fingerprint images on the pre-stored single finger, the cardholder enters a withdrawal or deposit or remittance or transfer operation; or when the fingerprint of the unclamped card is different from the image characteristics of the pre-stored fingerprint, or when the unclamped card cannot be unclamped due to injury or unrecognizable finger stained with a shielding object, the operation of withdrawing or depositing or remittance or transfer can not be performed; if the card is not unlocked for more than two times a day, the bank can freeze the use of the card of the cardholder in the same day, so that the fund safety of the cardholder is protected; however, the problem of trouble and inconvenience for taking deposit for cardholders is seriously affected, just like the password for unlocking the card, the bank card is only provided with one password for unlocking the card, and when the password is recorded or lost, the deposit cannot be taken in and even the bank card is frozen, so the application provides a spare unlocking fingerprint for solving the problem.

Further, a single fingerprint or multiple fingerprints are adopted to unlock or spare unlock, the images and characteristics of the single fingerprint or multiple fingerprints are acquired by one or more fingerprint identifiers (20) by contacting or simultaneously contacting or contacting in sequence multiple fingerprints (16) on a single finger (17) such as a thumb or multiple fingers such as a forefinger and a middle finger of a right hand of a cardholder with one or more fingerprint touch screens (12), the images and characteristics of the single fingerprint or multiple fingerprints are compared and judged with the images and characteristics of the single fingerprint or multiple fingerprints pre-stored in a line for unlocking, and when the images and characteristics of the single fingerprint or multiple fingerprints of the unlock are identical with the pre-stored images and characteristics of the single fingerprint or multiple fingerprints, the cardholder enters a withdrawal or deposit or remittance or transfer operation; or when the image characteristics of the unclamped card and the pre-stored single fingerprint or multiple fingerprints are different, or when the unclamped card is injured or is stained with a shielding object and cannot be identified, the operation of withdrawing or depositing or remittance or transfer can not be carried out; enabling standby single-fingerprint or multi-fingerprint unlocking, enabling the standby single-fingerprint or multi-fingerprint unlocking by enabling the standby single-fingerprint or multi-fingerprint of a cardholder, such as a single fingerprint or multi-fingerprint on a thumb of a left hand, such as a multi-fingerprint of an index finger and a middle finger of the left hand, to contact with the same one or more fingerprint touch screens (12), collecting images and features of the standby single-fingerprint or multi-fingerprint by one or more fingerprint identifiers (20), realizing the standby single-fingerprint or multi-fingerprint identification, comparing and judging the standby single-fingerprint or multi-fingerprint with the pre-stored images and features of the standby single-fingerprint or multi-fingerprint, and enabling the cardholder to enter a withdrawal or deposit or remittance or transfer operation when the images and features of the standby single-fingerprint or multi-fingerprint are identical with the pre-stored images and features of the standby single-fingerprint or multi-fingerprint; and when the two types of the cards are not identical, the cards cannot be released. The multi-fingerprint improves the safety of bank cards and cash dispensers, fingerprint traces on a fingerprint touch screen are easy to be stolen by a camera and other photographic equipment, and a fake fingerprint is copied to be unlocked, although the multi-fingerprint is adopted to collect fingerprints in a mode that the multi-fingerprint is sequentially contacted with one fingerprint unlocking screen, the last collected fingerprint is used for covering the trace of the previous collected fingerprint, so that the part of fingerprints can be prevented from being stolen, but the last collected fingerprint is easy to be stolen, and the fingerprint is prevented from being stolen by using a method of unlocking the fingerprint under hiding in a hole slot for preventing fingerprint theft.

Further, the fingerprint touch screen is arranged in the hole slot or the bending hole slot, as shown in fig. 2, after the bank card is inserted into the card inserting device, the image and the characteristics of the single fingerprint or the multiple fingerprints (16) are compared and judged with the image and the characteristics of the single fingerprint or the multiple fingerprints which are prestored in a row and used for unlocking, when the image and the characteristics of the single fingerprint or the multiple fingerprints are identical with the image characteristics of the single fingerprint or the multiple fingerprints on the prestored single fingerprint or multiple fingerprints, the operation of withdrawing money or depositing or remittance or transferring money is carried out; or when the single fingerprint or the multiple fingerprints of the unclamping are different from the pre-stored image characteristics of the single fingerprint or the multiple fingerprints, or when the unclamping finger is injured or stained with a shielding object and can not unclamp, the operation of withdrawing or depositing or remittance or transfer can not be carried out; enabling standby single-fingerprint or multi-fingerprint unlocking, enabling standby single-fingerprint or multi-fingerprint unlocking by enabling a single-fingerprint or multi-fingerprint on standby single-fingerprint or multi-fingerprint of a cardholder, such as a thumb and a middle finger of a left hand or a thumb and a ring finger of a right hand, to contact with the same one or more fingerprint touch screens (12), collecting images and features of the standby single-fingerprint or multi-fingerprint by one or more fingerprint identifiers (20), realizing identification of the standby single-fingerprint or multi-fingerprint under hiding, comparing and judging the images and features of the standby single-fingerprint or multi-fingerprint with the images and features of the standby single-fingerprint or multi-fingerprint pre-stored in a line, and enabling the cardholder to enter a withdrawal, deposit, remittance or transfer operation when the images and features of the standby single-fingerprint or multi-fingerprint are identical with the images and features of the pre-stored standby single-fingerprint or multi-fingerprint; and when the two types of the cards are not identical, the cards cannot be released. The hidden unlocking is realized by adopting the hidden fingerprint touch screen, and the hidden unlocking is effective for fingerprint theft prevention, because the hole slot can only receive single finger or multiple fingers to enter, so that a camera with a large size and the like cannot enter, but the hidden unlocking is realized for easier and more convenient unlocking. People have tried to remove fingerprint marks on the left fingerprint touch screen in a plurality of ways, which are not ideal, inconvenient and feasible; the application provides a method for impacting the fingerprint touch screen by using airflow or liquid flow with certain pressure, which can effectively remove fingerprint traces, stains and bacterial viruses on the fingerprint touch screen, and is convenient and feasible.

Further, as shown in fig. 1 to 3, a spray head (10) or/and an ultraviolet lamp (14) for removing fingerprint traces and bacteria and other stains on the finger and the fingerprint touch screen are arranged at adjacent or opposite positions of the hidden fingerprint touch screen (12) or the non-hidden fingerprint touch screens (12, 27) in the hole slots. The spray head (10) is arranged adjacently or oppositely to the fingerprint touch screen, is arranged in a hiding area such as a hole and a slot and is hidden in a cash dispenser or is arranged in a non-hiding state, so that the pressure air flow or liquid flow sprayed from a nozzle at fixed time on the spray head covers the fingerprint touch screen or/and a finger of a cardholder for unclamping or standby unclamping, and the fingerprint trace, dirt, bacterial virus or/and the sticky matters remained on the fingerprint touch screens (12, 27) are washed and separated from the fingerprint touch screen and the finger to clean the fingerprint touch screen and the finger, thereby preventing the fingerprint of the cardholder from being stolen from being unclamped, ensuring clear and accurate acquisition of finger images and characteristics, and preventing the propagation of bacteria and viruses on the finger to protect the health of people; the spray head (12) is connected with pressure air or pressure sterilization air or pressure liquid for survival of a compressor (25) such as a fan or an electromagnetic pump or a mechanical pump or a compressor; the jet nozzle on the jet head is used for jetting high-speed airflow or liquid flow to impact or impact the fingerprint touch screen, so that fingerprint traces and germ dirt of a cardholder stained on the fingerprint touch screen are washed away, the fingerprint theft is prevented, the fingerprint is beneficial to health, the accurate collection and identification of the fingerprint are facilitated, and the safety problems of false fingerprint unlocking and non-cardholder fingerprint interaction unlocking are prevented; a compressor (25) for generating a pressure gas or liquid flow, connected to a safety voltage, such as an alternating or direct current of < 36V; the nozzle pressure or each injection time and time interval on the nozzle is controlled by a central controller. The air flow is generated by air pressurization, or liquid pressurization can be used for generating a biological liquid flow to remove fingerprint traces and stains such as bacteria on the finger and the fingerprint touch screen, and disinfection and sterilization substances can be added into the generated air flow; the adoption of pressure air flow to remove fingerprint traces and germs is an effective and optimal mode, the surface of the fingerprint touch screen is not damaged, and the traces can be thoroughly removed. In order to thoroughly solve the fingerprint trace problem, non-fingerprint identification is adopted, namely, acquisition and identification of the shape and the characteristics of the finger surface of the finger are adopted, and the acquired shape and characteristics of the finger surface cannot leave any trace on the cash dispenser, so that a safe unlocking mode is adopted.

Further, referring to fig. 1 to 3, cameras (7, 9) are provided for acquiring the shape and characteristics of the finger surfaces of the fingers, in fig. 1 and 3, fingerprint acquisition and identification are performed under the condition that a fingerprint (16) on a finger (17) is contacted with a fingerprint touch screen (12, 27), and simultaneously, image characteristics of the shape characteristics of the cameras (7, 9) and the finger surfaces (26) on the focused fingers, such as distal phalanges, nails (15) covered on the phalanges, crescent moon, nail bed, nail sulcus, trip line and the like, are acquired, so that acquisition and identification of single-finger surfaces or multi-finger surfaces on single fingers or multiple fingers are realized; the camera is arranged adjacent to or opposite to the fingerprint touch screen, and the camera or the camera light source covers the fingerprint touch screen; the camera (9) is not contacted with the finger surface (26), and the finger surface is not contacted with any component and the like, so that the identification of the image and the characteristics of the finger surface (26) is simply, safely and quickly realized by the camera (9); the method comprises the steps that the single-finger surface or the multi-finger surface of a single finger or a plurality of fingers for unlocking is close to a camera (9) hidden in a hole groove or not hidden, the image characteristics of the single-finger surface or the multi-finger surface of a cardholder for unlocking are acquired or obtained through the cameras (9, 7), and are compared and judged with the pre-stored image characteristics of the single-finger surface or the multi-finger surface; when the image characteristics of the card releasing and the pre-stored single-finger surface or multi-finger surface are the same, the operation that the card releasing is identified by the single-finger surface or the multi-finger surface under the hidden or non-hidden state is realized, and the cardholder enters the operations of withdrawing or depositing or remitting or transferring accounts; when the images and the characteristics of the single-finger surface or the multi-finger surface of the standby card are different from those of the pre-stored single-finger surface or the multi-finger surface, or when the single-finger surface or the multi-finger surface of the card is injured or is stained with a shielding object, the standby finger surface of the standby card is started, the single-finger surface or the multi-finger surface of the standby card is close to the camera or the camera light source, the collected image characteristics of the single-finger surface or the multi-finger surface of the standby card are compared and judged with the pre-stored image characteristics of the standby single-finger surface or the multi-finger surface, and when the standby card is identical with the pre-stored image characteristics of the standby single-finger surface or the multi-finger surface, the standby card is identified by the standby single-finger surface or the multi-finger surface under the hidden state, and the cardholder enters the operations of withdrawing or depositing or remittance or transferring accounts; or when the standby unclamping is different from the pre-stored images and features of the standby single-finger surface or multi-finger surface, or when the unclamping time exceeds the preset time each time, the bank can keep the bank card closed or automatically close or freeze the use of the bank card. The fingerprint acquisition and identification is realized by the fingerprint identifier, but the size of the matrix-shaped fingerprint sensor of the fingerprint identifier is effective, and the fingerprint cannot be identified when a shielding object is attached to a finger, the problem that the fingerprint acquisition is realized by adopting a camera is proposed, particularly, multiple fingerprints are acquired, the camera can amplify the texture and characteristic points of the fingerprint under the support of a software technology, and the fingerprint acquisition and identification can be more clearly compared with the prestored multiple fingerprints, meanwhile, the camera can acquire the texture, the characteristic and other images of the fingerprint, and acquire a color image of a 2D or 3D clearer three-dimensional characteristic, and the current 1D planar fingerprint image is terminated, so that the security problem of easy theft and duplication and unlocking exists.

Further, as shown in fig. 3, under the condition that a single finger (17) or a plurality of fingerprints on a cardholder uncapped person are contacted with a fingerprint touch screen, the fingerprints are just positioned on the focal length of a camera or a camera light source and are close to or contacted with a hidden or non-hidden camera (23) or a camera light source, the image features or 2D image features or 3D image features of the single fingerprint or the plurality of fingerprints of the cardholder for uncapping are acquired or acquired by the camera, so that the image feature identification of the single fingerprint or the plurality of fingerprints under the condition that the camera (23) is hidden in a hole groove (18) or is not hidden in fig. 3 is realized, and the image feature identification is judged by comparing the image features or the 2D image features or the 3D image features of the pre-stored single fingerprint or the plurality of fingerprints for uncapping; when the image characteristics of the single fingerprint or the multi-fingerprint for releasing the card are the same as those of the pre-stored image characteristics of the single fingerprint or the multi-fingerprint for releasing the card, the cardholder enters into the operations of withdrawing money or depositing money or remittance or transfer account; when the single fingerprint or the multiple fingerprints of the standby card are injured or are stained with a shielding object and cannot be identified, the standby single fingerprint or the multiple fingerprints of the standby card are started, the single fingerprint or the multiple fingerprints of the standby card are contacted with a fingerprint touch screen, the fingerprints are just positioned on the focal length of a camera, the image characteristics or the 2D image characteristics or the 3D image characteristics of the single fingerprint or the multiple fingerprints of the standby card acquired by the camera are compared with the image characteristics or the 2D image characteristics or the 3D image characteristics of the single fingerprint or the multiple fingerprints of the standby card, and when the standby card is identical with the image characteristics of the pre-stored standby single fingerprint or multiple fingerprints, the standby card of the standby single fingerprint or multiple fingerprints under the hiding or non-hiding is realized, and a cardholder enters into the operations of withdrawing money or depositing or remittance or transfer. In fig. 3, dirt such as fingerprint traces or germs on the fingerprint touch screen (27) can be washed cleanly by pressure air flow or liquid flow sprayed out at regular time on the spray nozzle (10) arranged adjacent to the fingerprint touch screen, and before a finger enters into contact with the fingerprint touch screen (27), the dirt on the finger is washed, so that the cleaning of the finger and the fingerprint touch screen is realized, and the healthy, accurate and efficient fingerprint acquisition and recognition and termination of fingerprint theft and false fingerprint unclamping are facilitated. The method for unlocking the card is single identification, and in order to improve the safety of the bank card and the cash dispenser, double identification of fingerprints on the fingers and the surfaces of the fingers is adopted, and the characteristic point distinction of the fingers among different people is realized by exponentially improving the texture quantity and the characteristic quantity of the surfaces of the fingers, so that the safety problem of unlocking the card by fake fingerprints or unlocking the card by the fingers of a non-cardholder is thoroughly solved, and the safety of the bank and the bank card is ensured.

Further, a double identification card releasing method using fingerprints and finger surfaces is proposed; directing attention to fig. 2, the cardholder contacts the single fingerprint (16) or the multiple fingerprints on the multiple fingers (17) of the single finger (17) for unlocking with the one or two fingerprint touch screens (12) or simultaneously or sequentially, the fingerprint identifier (20) collects or acquires the image characteristics of the single fingerprint or the multiple fingerprints for unlocking, and simultaneously, the single finger surface (26) or the multiple finger surface on the single finger (17) or the multiple fingers is close to the camera or the camera light source (9) and is in focal length, and the image characteristics of the single finger surface or the multiple finger surface of the unlocking collected by the camera are used for realizing double identification unlocking of the fingerprints and the image characteristics of the finger surface on the single finger or the multiple fingers of the unlocking; when the characteristics of the fingerprint and the finger surface image of the unlocking card are the same as those of the prestored single finger or multiple fingers, the cardholder enters into the operations of withdrawing or depositing or remittance or transfer; when the characteristics of the images of the single finger or the multiple fingers of the standby card are different from those of the pre-stored fingerprints and finger surfaces, or when the single finger or the multiple fingers of the standby card are injured or stained with a shielding object and cannot be identified, starting the standby single finger or the multiple fingers of the standby card, enabling the fingerprints of the single finger or the multiple fingers of the standby card to be contacted with the one or two fingerprint touch screens or simultaneously contacted or contacted sequentially, acquiring the image characteristics of the single finger or the multiple fingerprints of the standby card by a fingerprint identifier, and simultaneously, acquiring the image characteristics of the single finger surface or the multiple finger surfaces of the standby single finger or the multiple fingers close to the camera or the camera light source (9), and acquiring the image characteristics of the single finger surface or the multiple finger surfaces by the camera so as to realize double identification of the fingerprints and the image characteristics of the finger surfaces of the single finger or the multiple fingers of the standby card; comparing and judging the image characteristics of the single-finger surface or the multi-finger surface for standby card release, and when the standby card release is the same as the image characteristics of the fingerprints and the finger surfaces of the pre-stored single finger or multiple fingers, allowing a cardholder to enter into operations of withdrawing or depositing or remittance or transfer; or when the image characteristics of the spare card-releasing fingerprint and the finger surface are different from those of the pre-stored spare fingerprint and the spare finger surface, or when the card-releasing time exceeds the preset time each time, the bank can automatically close or freeze the use of the bank card, so that the safety of the funds held by the card is protected. The application also proposes to use two cameras to achieve double recognition of the fingerprint on the finger and the finger surface. In order to completely eliminate the fingerprint trace, the fingerprint and the finger surface are further identified under the condition that the camera is not contacted with the fingerprint and the finger surface at the relative position, namely the fingerprint is no longer contacted with the fingerprint touch screen, and the finger is positioned at the identified focal distance or at the relatively unobstructed position by contacting the palm or other fingers with the operation interface or the supporting surface under the condition that the finger is straightened.

Further, a camera is used to collect and identify both the fingerprint on the finger and the image features of the finger surface. Referring to fig. 3, the cardholder brings a single finger (17) or multiple finger (16) or multiple finger for releasing cards into contact with a fingerprint touch screen (27) on an operation interface (5) and approaches or contacts with a camera or a camera light source (23) hidden in a hole slot (18) to be in focus, meanwhile, the single finger surface (26) or multiple finger surface on the single finger (17) or multiple finger approaches with another camera or camera light source (7) arranged on a panel to be in focus, and the two cameras acquire the image characteristics of the fingerprint or the finger surface respectively, so that double identification of the fingerprint and the finger surface of the releasing cards under the hiding and non-hiding by the camera is realized, the operation of withdrawing money or depositing money or remittance is carried out by the cardholder through judging with the image characteristics of the prestored fingerprint and finger surface when the releasing card fingerprint and the finger surface are identical with the image characteristics of the prestored fingerprint and finger surface; when the fingerprint or the finger surface of the card is different from the pre-stored fingerprint or the image characteristics of the finger surface, or when the single finger or the plurality of fingers of the card are injured or stained with a shielding object and cannot be identified, starting the standby single finger or the plurality of fingers of the card, contacting the single finger or the plurality of fingerprints on the single finger or the plurality of fingers of the standby card with the fingerprint touch screen (27) and contacting the single finger or the plurality of fingerprints on the fingerprint touch screen with a camera (27) or a camera light source at the focal distance of the relative position, simultaneously, the single finger surface or the plurality of fingers on the single finger or the plurality of fingers and the other camera (7) or the camera light source at the focal distance of the relative position, so as to realize the double identification of the fingerprint or the finger surface of the standby card by the camera, and comparing and judging the image characteristics of the standby fingerprint or the finger surface of the standby card, and when the standby fingerprint or the finger surface of the standby card is identical with the pre-stored image characteristics of the standby fingerprint or the finger surface, entering the money withdrawal, deposit, remittance or transfer operation; or when the spare card is different from the pre-stored spare fingerprint and the image characteristics of the finger surface, or when the card releasing time exceeds the preset time each time, the bank can automatically close or freeze the use of the bank card, so that the fund safety of a cardholder is protected. In order to ensure that the cardholder operates to take deposit, a portrait card is adopted to collect and identify the face of the cardholder.

Further, the human image recognition and card releasing is adopted, namely, the static shapes and mutual positions of the faces of a cardholder such as eyes, nose, mouth, eyebrows, nostrils, ears and the like, the dynamic images of the closing or opening of the mouth or the closing or opening or rotation of the eyes and the collection and recognition of the mutual positions are adopted for card releasing; referring to fig. 1 and 3, after a card holder inserts a bank card into a card inserting device (2), a camera (8) on a panel (4) is exactly aligned to the face of the card holder and is in a focal length of a relative position, static and dynamic images and features of the face or 2D image features or 3D image features are collected and identified by the camera, so that static and dynamic images and features of a portrait or 2D image features or 3D image features are obtained by the camera, comparison and judgment are carried out between the static and dynamic images and features of the portrait or 2D image features or 3D image features of the portrait and the pre-stored portrait, and when the portrait of a card releasing is the same as the pre-stored portrait, the card holder enters the operations of withdrawing money or depositing or remittance or transfer; or when the portrait of the card is different from the pre-stored portrait, the bank can automatically close or freeze the use of the bank card, thereby protecting the fund safety of the cardholder. The portrait identification is not easy to copy and unclamp, but the portrait has privacy problem, and in order to further solve the problem of bank card security, the dual-identification or triple-identification mode of fingers and portrait is adopted for unclamp.

Further, a double-recognition unlocking method of fingerprints and figures is adopted; a fingerprint (16) or fingerprints on a single finger (17) or multiple fingers of a cardholder for releasing a card are contacted with a fingerprint touch screen (27), and images and features or 2D image features or 3D image features of the single fingerprint or the multiple fingerprints are acquired by a camera (23) (see figure 3); or the fingerprint (16) or fingerprints on a single finger (17) or multiple fingers of the cardholder for releasing the card are contacted with the fingerprint touch screen (12) or simultaneously contacted or contacted sequentially, and the fingerprint identifier (20) acquires images and features of the single fingerprint or the multiple fingerprints (see figure 2); meanwhile, the camera acquires the static and dynamic image characteristics or the 2D image characteristics or the 3D image characteristics of the face of the cardholder and the other camera (8) or the camera light source on the focal length of the relative position (see fig. 1 and 3); the double recognition of the fingerprint and the portrait of the card is realized, the comparison and judgment are carried out between the characteristics of the static and dynamic images of the fingerprint and the face of the card which are pre-stored, and when the characteristics of the static and dynamic images of the fingerprint and the face of the card which are used for the card which are pre-stored are the same as the characteristics of the static and dynamic images of the fingerprint and the face of the card which are used for the card which are pre-stored, the double recognition unlocking of the fingerprint and the face is realized, and the cardholder enters the operation of withdrawing, depositing, remittance or transfer; when the characteristics of the images of the single finger or the multiple fingers of the card are different from those of the pre-stored fingerprints and the images of the figures, or when the single finger or the multiple fingers of the card are injured or the fingerprints stained with the shielding objects cannot be identified, enabling the standby finger or the images of the multiple fingers of the card to be released, enabling the single finger or the multiple fingers of the card holder to contact with the fingerprint touch screen, and acquiring the images and the characteristics of the single finger or the multiple fingerprints or the 2D image characteristics or the 3D image characteristics by the camera (see figure 3); or the fingerprint or fingerprints on the single finger or the plurality of fingers of the standby unclamped card are contacted with the fingerprint touch screen or simultaneously contacted or contacted sequentially, and the images and the characteristics of the single fingerprint or the plurality of fingerprints are acquired by the fingerprint identification (see figure 2); meanwhile, the camera acquires static and dynamic images and features or 2D image features or 3D image features of the face of the cardholder and the other camera (8) or the camera light source at the focal length of the relative positions (see fig. 1 and 3); the double recognition of the spare card-releasing fingerprint and the portrait is realized, and the card holder enters the operation of withdrawing or depositing or remitting or transferring accounts after comparing and judging the spare card-releasing fingerprint and the face static and dynamic images and features with the pre-stored static and dynamic images and features of the spare fingerprint and the face.

Further, a double recognition unclamping method of finger surfaces and figures is adopted; the single-finger surface (26) or the multi-finger surface on the single finger (17) or the multi-finger of the card releasing of the cardholder is close to the cameras (7, 9), and the cameras (7, 9) collect the image characteristics or the 2D image characteristics or the 3D image characteristics of the single-finger surface (26) or the multi-finger surface (see the figures 1 and 3); acquiring single-finger surface or multi-finger surface image characteristics by a camera when a finger is contacted with a handle, simultaneously, enabling the face of a user to enter a focal distance at a relative position with the other camera (8), and acquiring static and dynamic image characteristics or 2D image characteristics or 3D image characteristics of the face by the camera (see fig. 1 and 3); the double recognition of the surface and the portrait of the card releasing finger is realized, the comparison and judgment are carried out between the image and the characteristic of the surface and the face of the card releasing finger and the static and dynamic image characteristics of the surface and the face of the card releasing finger, and when the image and the characteristic of the surface and the face of the card releasing finger are the same as the characteristic of the surface and the static and dynamic image characteristics of the surface and the face of the card releasing finger, the cardholder enters the operations of withdrawing or depositing or remitting or transferring accounts; when the image characteristics of the unclamped finger surface and the portrait are different from those of the pre-stored finger surface and portrait, or when the unclamped finger or fingers are injured or stained with a shielding object and cannot identify the fingers, starting the standby finger and portrait unclamping, acquiring the image characteristics or 2D image characteristics or 3D image characteristics of the single finger surface (26) or the multi-finger surface by the camera on the focal length of the opposite positions of the camera (7, 9) by the single finger surface (26) or the multi-finger surface by the camera, and acquiring the static and dynamic image characteristics or 2D image characteristics or 3D image characteristics of the face by the camera on the focal length of the opposite positions of the face of the cardholder and the other camera (8) or a camera light source by the camera (see fig. 1 and 3); the double recognition of the spare card releasing finger surface and the portrait is realized, and the card holder enters the operation of withdrawing or depositing or remitting or transferring money when the static and dynamic images and characteristics of the spare card releasing finger surface and the face are the same as the static and dynamic image characteristics of the pre-stored spare finger surface and the face through comparing and judging with the pre-stored static and dynamic image characteristics of the finger surface and the face for spare card releasing. The number of the identified characteristic points is continuously increased to further improve the safety of the bank card and the cash dispenser, so that fake finger card unlocking and finger mutual card unlocking are thoroughly stopped.

Further, three recognition and unlocking methods of fingerprints on the finger, finger surfaces and faces are adopted; the method comprises the steps that a single fingerprint (16) or multiple fingerprints on a single finger (17) of a cardholder for unlocking are contacted with one or two fingerprint touch screens (12) or contacted simultaneously or sequentially, image features of the single fingerprint or the multiple fingerprints for unlocking are acquired or acquired by a fingerprint identifier (20) (see figure 2), or the image features of the single fingerprint or the multiple fingerprints for unlocking are contacted with a fingerprint touch screen (27) and are in focal distance of a relative position to a camera (23) (see figure 3), and the image features of the single fingerprint or the multiple fingerprints for unlocking are acquired by the camera (23); simultaneously, the image features of the single-finger surface (26) or the multi-finger surface of the unclamped single finger (17) or the multi-finger surface (see fig. 2 and 3) and the cameras (7 and 9) are acquired by the cameras on the focal length of the opposite positions; when the finger is in contact with the handle, the camera acquires the image characteristics of the finger surface and the fingerprint, simultaneously, the face of the user is exactly put into a focal distance at a relative position with the other camera (8), and the camera (8) acquires the static and dynamic image characteristics or the 2D image characteristics or the 3D image characteristics of the face (see fig. 1 and 3); the method is characterized in that three image features of the fingerprint, the finger surface and the portrait of the unclamped finger are identified, and compared and judged with the pre-stored images and features of the fingerprint, the finger surface and the face for unclamping, when the static and dynamic images and features of the fingerprint, the finger surface and the face for unclamping are the same as the pre-stored image features of the fingerprint, the finger surface and the static and dynamic images of the face for unclamping, the cardholder enters the operation of withdrawing or depositing or remitting or transferring money; when the image characteristics of the single finger or the multiple fingers of the card are different from those of the pre-stored fingerprints and finger surfaces and the human images, or when the single finger or the multiple fingers of the card are injured or stained with a shielding object and cannot be identified, the standby finger or the human images are started, the single finger or the multiple fingerprints on the multiple fingers of the single finger of the card are contacted with one or two fingerprint touch screens (12) or simultaneously or sequentially contacted, the image characteristics of the standby single finger or the multiple fingerprints are acquired or acquired by a fingerprint identifier (20) (see figure 2), or the image characteristics of the standby single finger or the multiple fingerprints are contacted with a fingerprint touch screen (27), and the image characteristics of the standby single finger or the multiple fingerprints are acquired by a camera (23) at the focal length of the opposite position (see figure 3); meanwhile, the image features of the single-finger surface or the multi-finger surface of the standby unclamping are acquired by the camera on the focal length of the opposite positions of the single-finger surface or the multi-finger surface (see fig. 2 and 3) and the cameras (7 and 9); the face of the cardholder is close to the other camera (8), and static and dynamic image features or 2D image features or 3D image features of the face are acquired by the camera (8) (see fig. 1 and 3); the method comprises the steps of realizing the three-recognition of the image characteristics of the finger, namely the fingerprint and the finger surface and the portrait of the standby card, comparing and judging with the pre-stored static and dynamic image characteristics of the standby fingerprint and the finger surface and the face, and when the fingerprint and the finger surface and the face of the standby card are the same as the pre-stored static and dynamic image characteristics of the fingerprint and the finger surface and the face of the standby card, enabling a cardholder to enter into the operation of withdrawing, depositing, remittance or transfer; the identification of the face of the person is from static face to dynamic face image features, and the identification of the card with the face.

Further, the recognition of the face is concerned, and the opening or closing of the mouth or the closing or opening or rotation of eyes are added to correspondingly dynamic image features or videos so as to terminate the unclamping of the false face. The method comprises the steps of identifying and releasing a card by using a human image, registering a single fingerprint or multiple fingerprints and faces of the released card or a standby released card, inserting a bank card into a card inserting device by a cardholder, enabling the faces of the cardholder for releasing the card and at least one camera (8) to be in a focal length of a relative position according to requirements of a bank staff (see fig. 1 and 3), and prompting according to voice of a cash dispenser or text display of a display screen (6) (see fig. 1 and 3): static and dynamic image features or videos of opening or closing or eye closing or opening of the corresponding mouth are carried out, and the camera (8) acquires the static and dynamic image features or 2D image features or 3D image features or videos of the face of the cardholder, and the static and dynamic image features or 2D image features or 3D image features or videos are prestored in a storage unit or a main chip in a cash dispenser or a bank. When a cardholder uses a bank card to take deposit, the bank card is inserted into a card reader, after the card is read, the face of the cardholder and at least one camera are displayed in a head portrait frame for displaying the face on a display screen (6) on a focal length of the relative position, so that whether the face of the cardholder is positioned in the relative correct position or focal length of the camera is reminded, the card enters the head portrait frame for displaying, and the card reader is used for prompting according to voice of a cash dispenser or words on the display screen (6): carrying out static and dynamic image features or videos of opening or closing of a corresponding mouth or closing or opening or rotating of a corresponding eye, acquiring the static and dynamic image features or 2D image features or 3D image features or videos of the face of a cardholder by at least one camera, and comparing and judging the static and dynamic image features or videos of the face with the pre-stored static and dynamic image features or videos of the face; when the static and dynamic states of the face of the card releasing are the same as the pre-stored static and dynamic image features or videos of the face, the face identification of the cardholder is realized, and the cardholder enters the operations of withdrawing or depositing or remitting or transferring accounts; otherwise, the bank can automatically close or freeze the use of the bank card, thereby protecting the fund safety of the cardholder.

The fingerprint identifier is an optical fingerprint identifier, is a fingerprint touch screen with light-transmitting or light-transmitting glass, and can transmit visible light, ultraviolet, infrared or non-visible light or light with wavelength of 920nm to 960 nm; the light source, the optical component and the fingerprint sensor are arranged below (inside) or adjacent to the fingerprint touch screen; the built-in light source is a light emitting diode and is used as a light source for providing exciting light or multipath exciting light for fingerprint identification, wherein the exciting light is visible light, ultraviolet, infrared or non-visible light or light with wavelength of 920nm to 960 nm; the fingerprint sensor is a fingerprint sensor or a chip with pixel array arrangement, and is used for detecting the light signals of the finger above the light-transmitting panel area irradiated by the built-in light source and transmitted out from the finger and penetrating through the outer surface or the light-transmitting panel; the pixel arrays are arranged to collect fingerprints, so that the space patterns and positions of ridges and valleys on the fingerprints are well determined, fingerprint patterns are constructed, and fingerprint identification is performed; the processing unit is used for processing the fingerprint image signals acquired by the fingerprint sensor and the processing units at the adjacent positions, and the processed fingerprint image signals are used for fingerprint identification; and the fingerprint of the user is acquired by contacting or approaching the upper part (the outer side) of the fingerprint touch screen with the fingerprint on the single finger or the multiple fingers so as to realize the fingerprint identification of the single finger or the multiple fingers.

The fingerprint identifier is a capacitive fingerprint identifier, is a device for collecting fingerprint images by using a contact capacitor or charge, and the fingerprint touch screen on the fingerprint identifier is a fingerprint touch screen which is formed by the surface or the insulating surface of a capacitive fingerprint sensor and can penetrate through the capacitor or charge, or is the outer surface or the insulating surface of the capacitive fingerprint sensor; a capacitive fingerprint sensor with a plurality of sensing electrodes arranged in an array is arranged below (inside) or in contact with or attached to the inside of the fingerprint touch screen, and is used for collecting fingerprint information and converting the fingerprint information into analog signals; the analog signal is converted into a digital signal through a capacitive touch chip or a microprocessor, and fingerprint image information is generated according to the digital signal; and the fingerprint of the user is acquired by contacting or approaching the upper part (the outer side) of the fingerprint touch screen with the fingerprint on the single finger or the multiple fingers so as to realize the fingerprint detection of the single finger or the multiple fingers.

The fingerprint identifier is an ultrasonic fingerprint identifier, is a device for collecting fingerprint images by approaching or contacting ultrasonic waves or radio waves, and the fingerprint touch screen on the ultrasonic fingerprint identifier is a panel which can permeate electric waves or is stuck with an ink layer and can permeate electric waves, or is an outer surface or an insulating surface of the ultrasonic fingerprint sensor; the lower part (inner side) of the fingerprint touch screen is a pixel identification layer, a piezoelectric layer and a capacitance sensing layer which are sequentially overlapped on the substrate; the pixel identification layer and the capacitance sensing layer are respectively and electrically connected with the processing unit; the capacitive sensing layer is used for sensing capacitance change when a finger approaches or contacts the fingerprint touch screen and transmitting a sensing signal to the processing unit, the processing unit is used for exciting the piezoelectric layer to emit ultrasonic waves through the pixel identification layer so that the ultrasonic waves are reflected by the finger of a user after passing through the ultrasonic fingerprint detection device or the fingerprint touch screen, the pixel identification layer is used for receiving the reflected ultrasonic waves to form fingerprint signals and transmitting the fingerprint signals back to the processing unit, and the processing unit is also used for carrying out identification and authentication on fingerprints of the user after converting the fingerprint signals into fingerprint images; and the fingerprint of the user is acquired by contacting or approaching the fingerprint on the single finger or multiple fingers from the upper part (the outer side) of the fingerprint touch screen so as to realize the fingerprint identification of the single finger or multiple fingers.

The fingerprint identifier is an optoelectronic fingerprint identifier formed by optimizing optical and capacitive sensors; collecting fingerprint data by a capacitive fingerprint sensor, and capturing information related to a human body such as skin color heart rate information of a finger by an optical fingerprint sensor to effectively prevent false finger uncapping by high-tech copying such as a 3D copying machine; the photoelectric fingerprint identifier is provided with a fingerprint touch screen which is contacted with a single finger or a plurality of fingers and can transmit light and charges; and the fingerprint of the user is acquired by contacting or approaching the upper part (the outer side) of the fingerprint touch screen with the fingerprint on the single finger or the multiple fingers so as to realize the fingerprint identification of the single finger or the multiple fingers.

The fingerprint identifier is an acoustic-electric fingerprint identifier formed by optimizing ultrasonic waves and capacitive sensors, so as to further improve fingerprint detection precision and prevent false finger from unlocking; the fingerprint touch screen which is contacted with the single finger or the plurality of fingers and can penetrate ultrasonic waves and capacitance or inductance is arranged; and the fingerprint of the user is acquired by contacting or approaching the upper part (the outer side) of the fingerprint touch screen with the fingerprint on the single finger or the multiple fingers so as to realize the fingerprint identification of the single finger or the multiple fingers.

The fingerprint identifier is an acousto-optic fingerprint identifier optimally formed by an optical fingerprint sensor and an ultrasonic fingerprint sensor; the upper part (the outer side) of the fingerprint touch screen on the acousto-optic fingerprint identifier is contacted with or approaches to the fingerprint on the single finger or multiple fingers to collect the fingerprint of the user, so that the fingerprint identification of the single finger or multiple fingers is realized, the fingerprint image is detected through the optical sensor and the ultrasonic sensor, and the fingerprint characteristics and/or fingerprint identification authentication are extracted by the processing unit.

The high-safety lock is characterized in that a plurality of round marble or blade marble members for storing high-density capacity information are placed in an inner hole of a lock shell, round edges of at least one coded groove for unlocking are arranged on the round marble and are in rotatable contact with the inner hole of the lock shell, round holes of convex strips or open slots are arranged on the round marble and are used for receiving keys to be communicated with key insertion holes of the lock, the round edges of the round marble are in contact with surfaces of locking pins for controlling unlocking or locking in the pin slots of the lock shell, or the round surfaces of lock cores or the surfaces of the locking pins in the pin slots of the lock cores are in contact with control grooves or anti-technical grooves on the lock shell, or the contact parts of the marble or the marble and the keys are shielded by baffle plates or end covers and hidden in the lock. The high-safety cylinder lock is unlocked by a round key, a plurality of round cylinders for storing high-density capacity information are placed in an inner hole of a lock shell, round edges of at least one password groove for unlocking are arranged on the round cylinders and are in rotatable contact with the inner hole of the lock shell, round holes of convex strips or open slots are arranged on the round cylinders and are used for receiving keys to be communicated with round key insertion holes, the round edges on the round cylinders are in contact with surfaces of locking pins for controlling unlocking or locking in pin slots of the lock shell, or the round surfaces of lock cylinders or the surfaces of the locking pins in the pin slots of the lock cylinders are in contact with control grooves or anti-technical grooves on the lock shell, and the inner holes of the lock cylinders are in contact with the round edges of the plurality of round cylinders; the curved groove or the curved boss on the circular surface of the round key is in pushing contact with the convex strip or the open slot on the circular hole at the center of the round marble to unlock the marble lock, the cash dispenser is opened, and the bank staff or the bank note loader performs the related work of filling or entering the cashbox, so that the high-safety marble lock can protect the safety of the cash dispenser. The curved groove on the round key is a groove which is concave from the round surface and extends along the round surface on the round key and the length of the round key, and the width of the groove on the curved groove is slightly larger than the outer diameter or width of the raised strip. After unlocking, the lock is locked, when the key drives the round marble and the lock pin to reset, namely to rotate reversely by an angle, or when the key drives the round marble and the round lock cylinder sleeved outside the round marble and the lock pin to reset, namely to rotate reversely by an angle, the round key is withdrawn from the lock, a plurality of marbles are reset and rotated by the curved groove, the lock pin is pushed out of the coded groove by the interaction of the V-shaped coded groove on the round marble and the round bar lock pin to contact with the round edge of the round marble, the lock pin is enabled to enter the pin groove of the lock cylinder and be contacted with the control groove or the anti-technical groove, the lock cylinder can not rotate or can only rotate by a small angle, or the lock pin is enabled to enter the pin groove of the lock shell, and the electric switch or the rotating wheel can not rotate to realize locking, but the round marble can also rotate more than 360 degrees in the round inner hole of the lock shell or the lock cylinder, so that the anti-damage and anti-technical unlocking can not only ensure the safety of the lock, but also the security of the fingerprint lock and the fingerprint identification lock can be ensured.

The intelligent lock is a finger lock, is provided with a fingerprint touch screen contacted with fingerprints on a single finger or multiple fingers, or/and is provided with a camera close to the finger surface of the single finger or the multiple fingers; the fingerprint touch screen is the outer surface of a fingerprint identifier or a fingerprint sensor, or a flexible or rigid panel capable of passing light, inductance or ultrasonic waves; (1) the method comprises the steps that a fingerprint on a single finger or a plurality of fingers is contacted with a fingerprint touch screen under hiding or non-hiding, an image and characteristics of the single fingerprint or the plurality of fingerprints on the single finger or the plurality of fingers are obtained by a fingerprint identifier, meanwhile, the finger surface on the single finger or the plurality of fingers is close to a camera under hiding or non-hiding, the image and characteristics of the single finger surface or the plurality of finger surfaces on the single finger or the plurality of fingers are obtained by the camera, double identification of the single fingerprint and the single finger surface or the plurality of fingerprints and the images and characteristics of the plurality of finger surfaces on the single finger or the plurality of fingers is realized, the images and the characteristics of the single finger surface and the finger surface on the finger are obtained, and the images and the characteristics of the pre-stored single finger surface and the pre-stored images and the characteristics of the single finger surface are compared and judged, so that the unlocking of the fingers is realized; or (2) the fingerprint on the single finger or the multiple fingers is contacted with the fingerprint touch screen under the hiding or non-hiding condition, and the fingerprint identifier obtains the image and the characteristics of the single fingerprint or the multiple fingerprints on the single finger or the multiple fingers, so as to realize the identification of the fingerprint or the multiple fingerprints on the single finger or the multiple fingers, obtain the image and the characteristics of the fingerprint on the finger, and compare and judge the image and the characteristics of the pre-stored fingerprint image of the single finger so as to realize the unlocking of the fingerprint on the finger; or (3) the finger surface on the single finger or the plurality of fingers is close to the camera under the hiding or non-hiding condition, the camera acquires the images and the characteristics of the finger surface or the plurality of finger surfaces on the single finger or the plurality of fingers, so as to realize the identification of the images and the characteristics of the finger surface on the single finger or the plurality of fingers, acquire the images and the characteristics of the finger surface on the finger, and compare and judge the images and the characteristics of the finger surface of the pre-stored single finger to realize the unlocking of the finger surface on the finger; after the fingerprint on the finger and the finger surface or the fingerprint on the finger are unlocked, the cash dispenser is started, and a bank staff or a cash loader performs the relevant work of filling or entering the cash register; the finger lock can protect the safety of the cash dispenser.

The sterilizing lamp is arranged adjacent to or opposite to the fingerprint touch screen or adjacent to or opposite to the bank note in the cash dispenser, is used for sterilizing the fingerprint touch screen and/or bank note at fixed time, and is a lamp tube capable of generating ultraviolet rays or ultraviolet light, and is connected with safety voltage such as alternating current or direct current less than 36V.

The overdrawing or overdrawing card is used for automatically displaying the portrait video and video dialogue of the payee through a display screen on the cash dispenser when the amount or the amount of money transferred or transferred exceeds the limit of funds set by the cardholder or the bank or exceeds overdrawing amount of the credit card after the card is released from the bank card, successfully completing the operation of overdrawing money transfer when the cardholder verifies that the payee is correct through the video and clicks to continue payment, and not granting the cash transfer to the cash dispenser when the payee does not provide the video of the payee, or actively clicking to withdraw the card function or cancel the money transfer when the cardholder considers that the payee is incorrect, and forcefully fraudling funds and protecting the safety of the cardholder by displaying the portrait of the payee through the video and storing the portrait on the bank for at least 7 days.

The fingerprint touch screen is a clean fingerprint touch screen which can pass through a flexible or rigid lens of light, or can pass through a concave lens or/and a convex lens of light, or can be covered or attached to the surface of a fingerprint identifier by a flexible or rigid cover plate of light, ultrasonic waves and electric charges, or can be flushed by being covered by high-speed air flow or liquid flow sprayed by a nozzle on a spray head; is arranged in a hidden area such as a hole slot and is hidden in a cash dispenser or is arranged in a non-hidden state; the fingerprint identifier is provided with one or more fingerprint touch screens, and the single fingerprint or the multiple fingerprints are contacted with the one or more fingerprint touch screens or simultaneously contacted or contacted in sequence, and the fingerprint identifier collects the image characteristics of the fingerprints to realize the identification and card releasing of the single fingerprint or the multiple fingerprints, the standby identification and card releasing or the time-limited identification and card releasing; the high-speed airflow or liquid flow sprayed out by the nozzle on the spray head covers the surface of the fingerprint touch screen, which is contacted with the finger, so as to remove fingerprint traces, dirt and bacteria, and clean the surface of the fingerprint touch screen.

The fingerprint touch screen, the camera, the spray head or the disinfection and sterilization lamp is arranged on a non-hidden operation interface of the cash dispenser or is arranged on the back of a hidden hole and a protruding part and is opposite to the operation interface; and realizing the bank card unlocking and standby card unlocking under the non-hiding condition or realizing the bank card unlocking and standby card unlocking under the hiding condition. The hidden bank card unlocking and standby card unlocking are that the fingerprint touch screen or/and the camera or/and the spray head or/and the sterilizing lamp and the password button are arranged in a hole groove or a bending hole groove (17) (see figure 2), or the parts protruding on the operation interface such as the back of a handle are hidden by the handle and the operation interface (5), so as to prevent the fingerprint of a cardholder from being stolen and prevent the false fingerprint from being unlocked; the password button for inputting the password to unlock the card is arranged in a hole groove of the operation interface and is hidden in the cash dispenser, so that the password to unlock the card is input under the hiding. The camera is a pinhole camera or a human image recognition camera for collecting human images or fingers, or a camera for collecting images and features of fingerprints or finger surfaces or 2D images and features or 3D images and features.

The method for releasing the card and the spare card of the cash dispenser comprises the steps of firstly registering fingerprints or/and finger surfaces or/and faces of a user on a single finger or a plurality of fingers of a cardholder or a cash dispenser for releasing the card or the spare card, and storing the fingerprints or/and the finger surfaces or/and the faces of the user in a storage unit of the cash dispenser; after the fingerprint or/and finger surface of the card-releasing or standby card-releasing or/and the face of the user is successfully registered, the registration mode is exited to enter the card-releasing or standby card-releasing of the user, and the card-releasing and standby card-releasing methods of the cash dispenser have the following conditions:

(1) The method for unlocking the fingerprint by using the fingerprint touch screen comprises the following steps:

the card holder, namely the teller inserts the bank card into the card reader, and after the card is read, the bank staff or the cash dispenser display the voice or the display screen: requesting fingerprint to release the card, wherein a cardholder contacts a single fingerprint or multiple fingerprints on multiple fingers on a single finger for releasing the card with one or two fingerprint touch screens or simultaneously or sequentially, and the fingerprint identifier acquires the image characteristics of the single fingerprint or the multiple fingerprints for releasing the card and compares and judges the image characteristics of the single fingerprint or the multiple fingerprints with the pre-stored image characteristics of the single fingerprint or the multiple fingerprints; when the characteristics of the card releasing and the pre-stored single fingerprint or multi-fingerprint images are the same, the single fingerprint or multi-fingerprint identification card releasing under the hidden or non-hidden condition is realized, and the cardholder enters the operation of withdrawing or depositing or remitting or transferring; when the image and the characteristics of the single fingerprint or the multiple fingerprints are different from those of the pre-stored single fingerprint or the multiple fingerprints, or when the single fingerprint or the multiple fingerprints of the card are injured or blocked and can not be identified, starting the standby single fingerprint or the multiple fingerprints of the card, enabling the single fingerprint or the multiple fingerprints of the standby card to be contacted with the touch screen or the two touch screens simultaneously or sequentially, acquiring the image characteristics of the single fingerprint or the multiple fingerprints of the standby card by a fingerprint identifier, comparing and judging the image characteristics of the single fingerprint or the multiple fingerprints with those of the pre-stored single fingerprint or the multiple fingerprints, and realizing the operation of identifying the card by the standby single fingerprint or the multiple fingerprints under the condition of hiding or non-hiding when the image characteristics of the standby card is the same with those of the pre-stored standby single fingerprint or multiple fingerprints, and enabling the card holder to enter the operation of withdrawing, depositing, remittance or transferring accounts; or when the standby card releasing is different from the pre-stored images and characteristics of the standby single fingerprint or the multi-fingerprint, or when the card releasing time exceeds the preset time each time, the bank can automatically close or freeze the use of the bank card, so that the fund safety of a cardholder is protected;

Or (2) a method for releasing the card by collecting the finger surface by a camera:

after the card is read, the voice or display screen of the bank staff or the cash dispenser displays prompts: please refer to surface to unclamp, the cardholder approaches the single-finger surface or multi-finger surface on the single finger or multi-finger for unclamp to the camera or the camera light source under the hidden or non-hidden condition, the camera collects the image characteristics or 2D images and characteristics or 3D images and characteristics of the single-finger surface or multi-finger surface for unclamp of the cardholder, and the image characteristics of the single-finger surface or multi-finger surface for unclamp are compared and judged; when the image characteristics of the card releasing and the pre-stored single-finger surface or multi-finger surface are the same, the operation that the card releasing is identified by the single-finger surface or the multi-finger surface under the hidden or non-hidden state is realized, and the cardholder enters the operations of withdrawing or depositing or remitting or transferring accounts; when the image characteristics of the single-finger surface or the multi-finger surface of the standby card are different from those of the pre-stored single-finger surface or multi-finger surface, or when the single-finger surface or the multi-finger surface of the standby card is injured or is stained with a shielding object and can not be identified, the single-finger surface or the multi-finger surface of the standby card is close to the camera or the camera light source, the image characteristics of the single-finger surface or the multi-finger surface of the standby card collected by the camera are compared and judged with the image characteristics of the pre-stored single-finger surface or multi-finger surface, and when the image characteristics of the standby card and the pre-stored image characteristics of the single-finger surface or the multi-finger surface of the standby card are the same, the standby card which is identified on the single-finger surface or the multi-finger surface of the standby card is hidden or not hidden is realized, and a cardholder enters the operations of withdrawing, depositing, remittance or transferring accounts; or when the image characteristics of the standby unclamping and the pre-stored standby single-finger surface or multi-finger surface are different, or when the unclamping time exceeds the preset time each time, the bank can automatically close or freeze the use of the bank card, so that the fund safety of a cardholder is protected;

Or (3) a method for unlocking fingerprint and finger surface or finger double recognition:

the card holder, namely the teller inserts the bank card into the card reader, and after the card is read, the bank staff or the cash dispenser display the voice or the display screen: requesting a finger to unclamp, enabling a cardholder to contact a single fingerprint or multiple fingerprints on a single finger or multiple fingers of the unclamp with one or multiple fingerprint touch screens or simultaneously or sequentially, acquiring image features of the single fingerprint or the multiple fingerprints of the unclamp by a fingerprint identifier, enabling the single finger surface or the multiple finger surface on the single finger or the multiple fingers to be close to a camera, acquiring image features or 2D images and features or 3D images and features of the single finger surface or the multiple finger surface of the unclamp by the camera, and realizing double identification of the fingerprints and the finger surface image features on the single finger or the multiple fingers of the unclamp; when the characteristics of the fingerprint and the finger surface image on the single finger or the multiple fingers are the same, the cardholder enters into the operations of withdrawing money or depositing money or remittance or transfer account; when the characteristics of the fingerprints and the images on the surfaces of the fingers are different from those of the pre-stored single finger or multiple fingers, or when the single finger or multiple fingers are injured or stained with a shielding object and can not be identified, starting the standby single finger or multiple fingers to unclamp, enabling the fingerprints or multiple fingerprints of the single finger or multiple fingers to contact with one or multiple fingerprint touch screens or simultaneously or sequentially, acquiring the image characteristics of the single finger or multiple fingerprints of the standby single finger or multiple fingers by a fingerprint identifier, simultaneously, acquiring the image characteristics of the surfaces of the single finger or multiple fingers on the standby single finger or multiple fingers close to a camera, and acquiring the image characteristics of the surfaces of the single finger or multiple fingers on the standby single finger or multiple fingers by the camera to realize double identification of the fingerprints and the image characteristics of the surfaces of the single finger or multiple fingers on the standby single finger or multiple fingers; comparing and judging the image characteristics of the reserved single-finger surface or multi-finger surface, and when the reserved card releasing is the same as the pre-stored fingerprint on the single finger or the multi-finger and the image characteristics of the finger surface, the cardholder carries out operations of withdrawing or depositing or remittance or transfer; or when the image characteristics of the spare card-releasing fingerprint and the finger surface are different from those of the pre-stored spare card-releasing fingerprint and the finger surface, or when the card-releasing time exceeds the preset time each time, the bank can automatically close or freeze the use of the bank card, so that the fund safety of a cardholder is protected;

Or (4) a method for unlocking fingerprint acquisition by using a camera:

after the card is read, the voice or display screen of the bank staff or the cash dispenser displays prompts: the method comprises the steps that a cardholder takes a single fingerprint or multiple fingerprints on a single finger or multiple fingers for unlocking, contacts with a fingerprint touch screen, approaches to a camera under hiding or non-hiding or is in a focal length, and obtains image features or 2D image features or 3D image features of the single fingerprint or multiple fingerprints for unlocking of the cardholder through the camera, and the image features are compared with pre-stored image features of the single fingerprint or multiple fingerprints for unlocking of the cardholder; when the characteristics of the single fingerprint or the multi-fingerprint image for releasing the card are the same as those of the pre-stored single fingerprint or multi-fingerprint image for releasing the card, the operation that the cardholder withdraws money or deposits or reminds money or transfers accounts is realized under the condition of hiding or non-hiding; when the image and the characteristics of the single fingerprint or the multiple fingerprints are different from those of the pre-stored single fingerprint or multiple fingerprints, or when the single fingerprint or the multiple fingerprints of the card are injured or stained with a shielding object and can not be identified, starting standby single fingerprint or multiple fingerprints, enabling the single fingerprint or the multiple fingerprints on the single fingerprint or the multiple fingerprints of the standby card to contact with a fingerprint touch screen, approaching to the camera or being in focus, judging by comparing the image characteristics of the single fingerprint or the multiple fingerprints of the standby card acquired by the camera with those of the pre-stored single fingerprint or multiple fingerprints, and realizing standby single fingerprint or multiple fingerprints under hidden or non-hidden operation when the standby card is identical to those of the pre-stored single fingerprint or multiple fingerprints, and enabling a cardholder to enter into withdrawal, deposit, remittance or transfer account; or when the standby card releasing is different from the pre-stored images and characteristics of the standby single fingerprint or multiple fingerprints, or when the card releasing time exceeds the preset time each time, the bank can automatically close or freeze the use of the bank card, so that the fund safety of a cardholder is protected;

Or (5), a method for releasing the fingerprint and the portrait acquired by the camera:

after the card is read, the voice or display screen of the bank staff or the cash dispenser displays prompts: requesting to release the card, enabling a cardholder to approach a camera under the condition of hiding or non-hiding to the single fingerprint or the multiple fingerprints on the single finger or the multiple fingers of the card release, acquiring or acquiring image characteristics of the single fingerprint or the multiple fingerprints of the card release by a camera, simultaneously enabling a face of the cardholder to approach another camera to acquire face static and dynamic image characteristics of the cardholder, and comparing and judging the face static and dynamic image characteristics of the face and the face of the cardholder with prestored fingerprints and face static and dynamic image characteristics for the card release by the fingerprint and the face of the card release; when the fingerprint and the face of the card are the same as the pre-stored fingerprint and the face image characteristics, realizing the double identification of single fingerprint or multiple fingerprints and the face under the hidden or non-hidden condition, and enabling a cardholder to enter the operation of withdrawing or depositing or remitting or transferring accounts; when the fingerprints and the face of the standby single finger or multiple fingers are not identical with the pre-stored images and features of the single finger or multiple fingerprints and the face, or when the single finger or multiple fingers of the standby single finger or multiple fingers are injured or stained with a shielding object and can not be identified, starting the single finger or multiple fingerprints on the standby single finger or multiple fingers to be separated, enabling the single finger or multiple fingerprints on the single finger or multiple fingers of the standby single finger or multiple fingers to approach or contact with a camera or a camera light source, simultaneously enabling the face of a cardholder to approach another camera, enabling the camera to acquire static and dynamic image features of the face of the cardholder, acquiring or acquiring the image features of the single finger or multiple fingerprints and the face of the standby single finger or multiple fingers through the two cameras, and comparing and judging the image features of the single finger or multiple fingerprints and the face of the standby single finger or multiple fingers which are pre-stored, and enabling the standby single finger or multiple fingerprints and the face of the standby single finger or multiple finger to be identified or multiple finger to enter or transfer money or money; or when the spare fingerprint and face are different from the pre-stored spare single fingerprint or multiple fingerprint and face images and features, or when the spare card-releasing time exceeds the preset time, the bank can automatically close or freeze the use of the bank card, so as to protect the fund safety of the cardholder;

Or (6), a fingerprint touch screen is used for collecting fingerprints and a camera is used for collecting a portrait, namely, a card releasing method is adopted:

the card holder, namely the teller inserts the bank card into the card reader, and after the card is read, the bank staff or the cash dispenser display the voice or the display screen: requesting to release the card, namely enabling a single fingerprint on a single finger or multiple fingerprints on multiple fingers to be contacted with one or two fingerprint touch screens or to be close to a camera, acquiring or acquiring image characteristics of the single fingerprint or the multiple fingerprints by a fingerprint identifier or the camera, and simultaneously acquiring static and dynamic image characteristics of the face of a cardholder by the face of the cardholder being close to the other camera to realize double identification of the released fingerprint and the face and comparing and judging the image characteristics of the single fingerprint or the multiple fingerprints and the face which are pre-stored; when the characteristics of the card releasing and the pre-stored single fingerprint or multiple fingerprints and the image of the portrait are the same, the cardholder enters into the operations of withdrawing money or depositing money or remittance or transfer account; when the single finger or the multiple finger of the standby card is injured or is stained with a shielding object and can not be identified, enabling the standby single finger or the multiple finger and the face to be used for carrying out the standby single finger or the multiple finger of the standby card, contacting the single finger or the multiple finger with one or two fingerprint touch screens or approaching the cameras, acquiring or acquiring the image characteristics of the standby single finger or the multiple finger by a fingerprint identifier or a camera, simultaneously, approaching the face of the cardholder to the other camera, acquiring the static and dynamic images and characteristics of the face of the cardholder, comparing and judging the images and the static and dynamic image characteristics of the standby single finger or the multiple finger and the face of the cardholder, and realizing the double identification of the standby single finger or the multiple finger and the face of the standby card when the standby single finger or the multiple finger and the static and dynamic image characteristics of the face of the standby card are the same, and carrying out the operation of withdrawing, depositing, the pre-storing, the money transferring or the money transferring; or when the standby card releasing is different from the pre-stored standby single-fingerprint or multi-fingerprint and face images and features, or when the card releasing time exceeds the preset time each time, the bank can automatically close or freeze the use of the bank card, so that the fund safety of a cardholder is protected;

Or (7), a method for releasing the card by using a camera to collect finger surfaces and human images:

after the card is read, the voice or display screen of the bank staff or the cash dispenser displays prompts: requesting to unclamp, holding the single-finger surface or multi-finger surface on the single finger or multi-finger to be unclamp, approaching the camera under the condition of hiding or non-hiding, acquiring the image characteristics of the single-finger surface or multi-finger surface of the unclamp by the camera, simultaneously, approaching the face of the cardholder to the other camera, acquiring the static and dynamic image characteristics of the face of the cardholder by the camera, realizing double recognition of the static and dynamic image characteristics of the single-finger surface or multi-finger surface and the face of the unclamp, and comparing and judging the image characteristics with the pre-stored static and dynamic image characteristics of the single-finger surface or the multi-finger surface and the face; when the image characteristics of the card releasing are the same as those of the pre-stored static and dynamic images of the single-finger surface or the multi-finger surface and the face, the double identification of the single-finger surface or the multi-finger surface and the face on the single finger or the multi-finger under the hiding or non-hiding is realized, and the cardholder enters the operation of withdrawing or depositing or remittance or transfer; when the image characteristics of the spare single finger or multiple finger surface are different from those of the pre-stored single finger surface or multiple finger surface and face static and dynamic images and characteristics, or when the single finger surface or multiple finger surface of the spare card is injured or is stained with a shielding object and can not be identified, the single finger surface or multiple finger surface of the spare card is used for approaching the camera, the image characteristics of the single finger surface or multiple finger surface of the spare card collected by the camera are approaching the other camera, and meanwhile, the face of the cardholder is approaching the other camera to obtain the face static and dynamic images and characteristics of the cardholder, so that the double identification of the finger surface and face of the spare card is realized, and the double identification withdrawal or money transfer operation of the spare card under the hidden or non-hidden condition is realized through the comparison and judgment of the image characteristics of the spare single finger surface or multiple finger surface and face static and dynamic image characteristics of the cardholder; or when the image characteristics of the standby unclamping are different from the images and the characteristics of the pre-stored standby single-finger surface or multi-finger surface and face, or when the unclamping time exceeds the preset time each time, the bank can automatically close or freeze the use of the bank card;

Or (8), a fingerprint touch screen and a method for releasing the card by collecting fingers and human images by a camera head:

the card holder, namely the teller inserts the bank card into the card reader, and after the card is read, the bank staff or the cash dispenser display the voice or the display screen: requesting to unclamp a card, wherein a cardholder contacts with one or two fingerprint touch screens or simultaneously contacts or contacts sequentially with multiple fingerprints on a single finger or multiple fingers of the unclamp, the fingerprint identifier collects or acquires the image characteristics of the single fingerprint or the multiple fingerprints of the unclamp, meanwhile, the image characteristics of the single finger surface or the multiple finger surface of the single finger or the multiple fingers, which are collected by a camera, are close to a camera or a camera light source, the image characteristics of the single finger surface or the multiple finger surface of the unclamp are acquired, and the face of the cardholder is close to the other camera to acquire the static and dynamic image characteristics of the face of the cardholder, so that the three identifications of the fingerprints and the finger surfaces and the face of the unclamp are realized; when the fingerprint and the static and dynamic image characteristics of the finger surface and the face are the same with those of the prestored single finger or multiple fingers, the cardholder enters into the operations of withdrawing or depositing or remittance or transfer; when the static and dynamic image characteristics of the single finger or multiple fingers and the finger surface and the face are different from each other, or when the single finger or multiple fingers of the card are injured or blocked, enabling the standby single finger or multiple fingers and the face to be used for card releasing, enabling the single finger or multiple fingers of the card holder to be used for card releasing to be contacted with the one or two fingerprint touch screens or contacted simultaneously or contacted sequentially, acquiring or acquiring the image characteristics of the single finger or multiple fingerprints of the standby card releasing by a fingerprint identifier, simultaneously, acquiring the image characteristics of the single finger surface or multiple finger surface of the standby single finger or multiple fingers to be close to a camera or a camera light source, acquiring the image characteristics of the single finger surface or multiple finger surface by the camera, and acquiring the static and dynamic image characteristics of the face of the card holder by the face of the card holder to be close to the other camera, thereby realizing the static and dynamic identification of the single finger surface and the face of the card releasing; comparing and judging the static and dynamic image characteristics of the standby single-finger surface or multi-finger surface and face, and when the standby card releasing is the same as the static and dynamic image characteristics of the fingerprints and the finger surfaces and face on the pre-stored single-finger or multi-finger, allowing a cardholder to enter into the operations of withdrawing or depositing or remitting or transferring accounts; or when the spare card is different from the pre-stored spare fingerprint and the image characteristics of the finger surface and the face surface, or when the card releasing time exceeds the preset time each time, the bank can automatically close or freeze the use of the bank card;

Or (9) a method for releasing the card by using a camera to collect fingerprints, finger surfaces and figures:

the card holder, namely the teller inserts the bank card into the card reader, and after the card is read, the bank staff or the cash dispenser display the voice or the display screen: requesting to unclamp a card, contacting a single finger or multiple fingerprints on a single finger or multiple fingers for unclamp with a fingerprint touch screen or approaching a camera, acquiring image features of the single finger or multiple fingerprints by the camera, simultaneously, acquiring image features of the single finger surface or multiple finger surface on the single finger or multiple fingers for unclamp with another camera or a camera light source, acquiring image features of the single finger surface or multiple finger surface by another camera, and acquiring static and dynamic image features of the face by a third camera; the three-recognition of the fingerprint and finger surface and portrait of the unclamped card is realized, and when the fingerprint and finger surface and face static and dynamic image characteristics are the same as those of the prestored fingerprint and finger surface and face static and dynamic image characteristics, the cardholder enters the operation of withdrawing or depositing or remitting or transferring accounts; when the static and dynamic image characteristics of the single finger or the multiple fingers of the standby card are different from those of the pre-stored fingerprints and the finger surfaces and the face, or when the single finger or the multiple fingers of the standby card are injured or the fingers stained with the shielding object cannot be identified, starting the standby single finger or the multiple fingers and the portrait card, enabling the single finger or the multiple fingerprints on the single finger or the multiple fingers of the standby card to be contacted with a fingerprint touch screen or be close to a camera, acquiring the image characteristics of the single finger or the multiple fingerprints by the camera, simultaneously, enabling the single finger surface or the multiple finger surface of the single finger or the multiple finger surface of the standby card to be close to another camera or a camera light source, acquiring the image characteristics of the single finger surface or the multiple finger surface by the other camera, and acquiring the static and dynamic image characteristics of the face by a third camera; the three-recognition of the spare card-releasing fingerprint and the finger surface and the face is realized, the spare card-releasing fingerprint is compared with the pre-stored spare fingerprint and the static and dynamic image characteristics of the finger surface and the face, and when the spare card-releasing fingerprint is identical with the pre-stored fingerprint and the static and dynamic image characteristics of the finger surface and the face, the cardholder enters the operation of withdrawing or depositing or remitting or transferring money; or when the spare card is different from the pre-stored spare fingerprint and static and dynamic image characteristics of the finger surface and the face surface, or when the card releasing time exceeds the preset time each time, the bank can automatically close or freeze the use of the bank card, so that the fund safety of a cardholder is protected;

Or (10), a person identification unlocking method:

after the card is read, the voice or display screen of the bank staff or the cash dispenser displays prompts: the card is released by the person, the cardholder approaches the face of the card releasing to at least one camera, and the face is displayed in a head photo frame for displaying the face on a display screen so as to remind the cardholder whether the face is positioned at the correct relative position or focal length of the camera, and enters the head photo frame for displaying, and prompts are displayed according to the voice or characters of the cash dispenser: carrying out static and dynamic image features or videos of opening or closing of a corresponding mouth or closing or opening or rotating of a corresponding eye, acquiring the static and dynamic image features or 2D image features or 3D image features or videos of the face of a cardholder by at least one camera, and comparing and judging the static and dynamic image features or videos of the face with pre-stored static and dynamic image features or videos of the face; when the static and dynamic states of the face of the card releasing are the same as the pre-stored static and dynamic image features or videos of the face, the face of the cardholder is identified and released, and the cardholder enters into the operations of withdrawing or depositing or remitting or transferring accounts; when the face of the card is different from the static and dynamic images and the characteristics of the pre-stored face, the bank can automatically close or freeze the use of the bank card, so that the fund safety of a cardholder is protected;

Or (11) an over-limit or credit card overdrawing method:

firstly, registering fingerprints or/and finger surfaces or/and figures or faces for unlocking or standby unlocking by the method, and respectively pre-storing the fingerprints or/and finger surfaces or/and figures or faces in a storage unit or a main chip; then, the card can be released or standby card release or overdrawn card release can be carried out;

the card holder, namely the teller inserts the bank card into the card reader, and after the card is read, the bank staff or the cash dispenser display the voice or the display screen: after collecting and identifying the static and dynamic images and features of the finger surface or/and the figure or face of the card or the spare card, comparing and judging the static and dynamic images and features of the finger surface or/and the figure or face of the card or the spare card with the pre-stored static and dynamic images and features of the finger surface or/and the figure or face of the card or the spare card, and when the static and dynamic images and features of the finger surface or/and the figure or face of the card or the spare card or the pre-stored static and dynamic images and features of the finger surface or/and the figure or face of the card or the spare card are the same, the card holder enters the operation of withdrawing or depositing or remittance or transfer; wherein: when the money drawn by a cardholder or remitted or transferred in one day exceeds the preset amount of the cardholder or bank or the overdrawn amount of a credit card, the bank can automatically display the portrait or face of the payee on a display screen of the cash dispenser and store the portrait or face, and only when the payee agrees to correctly display static and dynamic color images of the portrait or face before agreeing to a camera on the cash dispenser or a mobile phone, and when the cardholder remitted or transferred knows the payee and confirms through voices of both parties, after an operation button for knowing the payee is clicked, the bank or the cash dispenser agrees to the overdrawn funds of the overdrawn or the overdrawn funds of the credit card such as the RMB to be remitted or transferred to the payee, otherwise, the bank can assist the cardholder to prevent the overdrawing or overdrawing operation and prevent remitted or transfer; or when the payee temporarily fails to provide a color image of his own portrait or face for display on the display screen, the cash dispenser sounds or displays a prompt: the cardholder can transfer accounts or remittance under the assistance of staff in a bank business hall, and the fund safety of the cardholder can be ensured under the assistance of the staff in the bank; under the assistance of static and dynamic storage of the face or the face of the payee or bank staff, financial fraud can be effectively hit to protect the fund safety of a cardholder, and when the card releasing or standby card releasing of the cardholder is different from the prestored fingerprint or/and finger face or/and static and dynamic image and characteristics of the face or the face of the payee, the bank can automatically close or freeze the use of the bank card to protect the fund safety of the cardholder.

Claims

1. A cash dispenser for withdrawing or depositing or remitting or transferring money from or to a bank card, comprising: the method is characterized in that the fingerprint or/and finger surface recognition or standby recognition or/and static and dynamic recognition of the face of a cardholder on a single finger or multiple fingers of the cardholder is characterized in that:

in the automatic teller machine,

Or on the cash dispenser,

the high-safety spring lock or/and the intelligent lock and the disinfection lamp are arranged for protecting the safety of the cash dispenser and disinfecting and sterilizing the bank note.

2. The cash machine of claim 1, wherein: the types of the fingerprint identifier include, but are not limited to, the following cases: (1) the fingerprint identifier is an optical fingerprint identifier; or (2) a fingerprint identifier which is a capacitive fingerprint identifier; or (3) the fingerprint identifier is an ultrasonic fingerprint identifier; or (4) the fingerprint identifier is a semiconductor fingerprint identifier; or (5) the fingerprint identifier is an optoelectronic multiple fingerprint identifier optimally formed by optical and capacitive sensors; or (6) the fingerprint identifier is an acousto-optic multiple fingerprint identifier optimally formed by an optical sensor and an ultrasonic sensor; or (7) and the fingerprint identifier are acoustic-electric multiple fingerprint identifiers formed by optimizing a capacitor and an ultrasonic sensor.

3. The cash machine of claim 1 or 2, wherein: the fingerprint touch screen is a flexible or rigid lens capable of passing light, or a concave lens or/and a convex lens capable of passing light, or the surface of the fingerprint identifier or a flexible or rigid cover plate capable of passing light, ultrasonic waves and electric charges, and covers or is attached to the surface of the fingerprint identifier;

The fingerprint touch screen or the camera is arranged in the hole groove or the bent hole groove, or is arranged in a hidden area which is arranged on the back surface of the protruding part on the operation interface opposite to the operation interface, or is arranged on a non-hidden operation interface of the cash dispenser; the single fingerprint on the single finger of the card releasing or standby card releasing is contacted with the fingerprint touch screen or contacted with the time limit, or the multiple fingerprints on the multiple fingers of the card releasing or standby card releasing are contacted with one fingerprint touch screen simultaneously or contacted with the time limit in sequence, or the multiple fingerprints on the multiple fingers of the card releasing or standby card releasing are contacted with the two fingerprint touch screens or contacted with the time limit; the identification of the image and the characteristics of the single fingerprint or the multiple fingerprints of the card unlocking or the standby card unlocking by the fingerprint identifier or the camera is realized, and the identification of the bank card unlocking or the standby card unlocking or the time limit unlocking by the single fingerprint or the multiple fingerprints or the standby single fingerprint or the multiple fingerprints is realized.

4. The cash machine of claim 1, wherein: the camera is used for acquiring or collecting fingerprints or multi-fingerprints on a single finger or a plurality of fingers or/and image characteristics of the single finger surface or the multi-finger surface or 2D image characteristics or 3D image characteristics, and the types, the arrangement and the collection and the identification modes of the camera are as follows:

(1) The camera is arranged adjacent to or opposite to the fingerprint touch screen, and enables the camera or the camera light source to cover the fingerprint touch screen, and the fingerprint touch screen is used for contacting with fingerprints or multiple fingerprints on a single finger or multiple fingers or contacting with the fingerprints or multiple fingerprints simultaneously or contacting with the fingerprints in sequence;

or (2) the camera is arranged on a focal length at a relative position with the fingerprint or fingerprints on the single finger or the multiple fingers;

or (3), a camera or a camera light source, which is arranged on the single-finger surface or the multi-finger surface capable of covering the single finger or the multi-finger, and is used for collecting the image characteristics of the images and the characteristics of the single-finger surface or the multi-finger surface on the single finger or the multi-finger surface or the 2D image characteristics or the 3D image characteristics so as to realize the identification of the single-finger surface or the multi-finger surface; the finger surface is the shape and the mutual position of a distal phalanx on a finger, a nail covered on the phalanx, a crescent, a nail bed, a nail canal and a swimming line;

or (4) two cameras are arranged, one camera is used for collecting images and features of the face to perform image recognition, and the other camera is used for collecting the image features of fingerprints or/and the surfaces of fingers on single fingers or multiple fingers or the image features of 2D or the image features of 3D at the same time so as to realize simultaneous recognition or double recognition or triple recognition of the fingers and the face;

The camera or the camera light source is arranged in a hidden area such as a hole and a slot to realize acquisition and identification of fingerprints or/and finger surfaces under hiding or in a non-hidden state; the camera is a pinhole camera or a camera for taking pictures or features of human or finger or a camera for identifying human or finger, or a camera for taking pictures or features of fingerprint or/and finger surface or 2D pictures or features or 3D pictures or features.

5. The cash machine of claim 1, wherein: the spray head is arranged adjacent to or opposite to the fingerprint touch screen, is arranged in a hole groove or a bent hole groove and is hidden in the cash dispenser, or is arranged on the back surface of a protruding part on the operation interface and is hidden in a hidden area opposite to the operation interface and is hidden in the cash dispenser, or is arranged on the operation interface under non-hidden condition; the spray head is used for covering the fingerprint touch screen or/and fingers of a cardholder for unclamping or standby unclamping by pressure air flow or liquid flow sprayed from a spray head at fixed time, and washing away fingerprint traces, dirt, bacterial viruses or/and sticky matters on the fingers left on the fingerprint touch screen to clean the fingerprint touch screen and the fingers, prevent the fingerprints of the cardholder from being stolen from the fingerprint touch screen and prevent false fingerprint unclamping, ensure clear and accurate acquisition and identification of finger images and characteristics, and prevent the spread of bacteria and viruses on the fingers and the bank notes so as to protect the health of people;

The spray head is connected with pressure air or pressure liquid containing sterilization for survival of a compressor such as a fan or an electromagnetic pump or a mechanical pump or the compressor; the high-speed airflow or liquid flow sprayed out of the nozzle on the nozzle is used for impacting or impacting the fingerprint touch screen, so that fingerprint marks and germ dirt of a cardholder left on the fingerprint touch screen are washed away, fingerprint theft is prevented, the fingerprint touch screen is beneficial to health, accurate collection and identification of the cleaned fingerprint are facilitated, and the safety problems of false fingerprint unlocking and mutual unlocking of a non-cardholder fingerprint to a bank card of the cardholder are prevented;

the compressor is used for generating air or liquid into air flow or liquid flow with certain pressure and is connected with safe voltage such as alternating current or direct current of < 36V; the nozzle pressure or each spraying time and interval on the spray head is controlled by a controller on the cash dispenser and is adjustable.

6. The cash machine of claim 1, wherein: the sterilizing lamp is arranged adjacent to or opposite to the fingerprint touch screen or adjacent to or opposite to the bank note in the cash dispenser, is used for sterilizing the fingerprint touch screen and/or bank note at fixed time, and is a lamp tube for generating ultraviolet rays or ultraviolet rays, and the lamp tube is connected with safety voltage such as alternating current or direct current of < 36V.

7. The cash machine of claim 1, wherein: the fingerprint or/and the finger surface of the unclamped card is different or not identical with the fingerprint or/and the finger surface of the standby unclamped card, and is a single finger or a plurality of fingers; the modes of card unlocking and standby card unlocking include, but are not limited to, the following cases:

(1) The single fingerprint on a single finger of a cardholder such as an index finger or a middle finger of a right hand is contacted with a fingerprint touch screen, and the image and the characteristic of the single fingerprint or the 2D image and the characteristic or the 3D image and the characteristic are collected by a sensor on a camera and used for single fingerprint identification so as to realize the card release by the fingerprint; when the unclamping finger is injured or is stained with a shielding object and can not realize fingerprint identification unclamping, starting standby single fingerprint unclamping, enabling the single fingerprint on the standby unclamping single finger such as an index finger or a thumb of a left hand to contact with a fingerprint touch screen, and enabling images and features or 2D images and features or 3D images and features of the single fingerprint acquired by a sensor on a camera to be used for standby single fingerprint identification so as to realize standby unclamping by the fingerprint; the bank card is unlocked by the unlocking fingerprint and the standby unlocking fingerprint, so that the withdrawal or deposit or remittance or transfer of money of a cardholder is more convenient;

Or (3) the image and the characteristic of the finger surface or the 2D image and the characteristic or the 3D image and the characteristic are acquired by a sensor on the camera and used for single-finger surface recognition, so as to realize the card release by the finger surface; when the unclamping finger is injured or is stained with a shielding object and cannot realize finger surface recognition, starting standby finger surface unclamping, wherein the standby finger surface unclamping is realized by using the image and the characteristic or the 2D image and the characteristic or the 3D image and the characteristic of the finger surface acquired by a sensor on the camera to realize standby finger surface unclamping by using the finger surface of a standby unclamping single finger such as the index finger of a right hand and the camera in the relative position or the focal length; setting a single-finger surface for unlocking the bank card and a single-finger surface for standby unlocking;

or (4) the multi-finger surface on the multi-finger of the cardholder such as the index finger and the middle finger of the right hand, and the image and the feature or the 2D image and the feature or the 3D image and the feature of the multi-finger surface acquired by the sensor on the camera are used for multi-finger surface identification in the relative position or the focal length with the camera, so as to realize the multi-finger surface card releasing; when the unclamping finger is injured or is stained with a shielding object and cannot realize multi-finger surface recognition, starting standby multi-finger surface unclamping, wherein the standby multi-finger surface unclamping is realized by using the images and features of the multi-finger surfaces acquired by a sensor on the camera or the 2D images and features or the 3D images and features of the multi-finger surfaces acquired by the sensors on the camera to realize standby multi-finger surface recognition by using the standby multi-finger surfaces such as the multi-finger surfaces on the left hand and the index finger; the multi-finger surface of the card releasing and the multi-finger surface of the standby card releasing are arranged to release the bank card, so that the withdrawal, deposit, remittance or transfer of money of a cardholder can be more convenient;

or (6) enabling multiple fingerprints on multiple digits of a cardholder such as an index finger and a middle finger of a right hand to contact with a fingerprint touch screen, and enabling a sensor on a camera to acquire image features or 2D image features or 3D image features of the multiple fingerprints for multiple fingerprint identification so as to realize multiple fingerprint unlocking; when the unlocking finger is injured or is stained with a shielding object and cannot realize multi-fingerprint identification, starting standby multi-fingerprint unlocking, enabling the standby multi-fingerprint unlocking to contact with a fingerprint touch screen by using the multi-fingerprint on the standby unlocking multi-finger such as the index finger and the thumb of the left hand, and acquiring images and features of the multi-fingerprint or 2D images and features or 3D images and features of the multi-fingerprint by using a sensor on a camera for standby multi-fingerprint identification to realize standby unlocking by the multi-fingerprint;

Or (7) the finger surface on the index finger of the single finger such as the right hand is opposite to the camera or is in the focal length, meanwhile, the fingerprint on the index finger of the single finger such as the right hand is opposite to the other camera or is in the focal length, and the sensor on the camera is used for acquiring images and features of the fingerprint and the finger surface on the single finger or 2D images and features or 3D images and features for single-finger double recognition, so that the single-finger double recognition is realized; when the unclamping finger is injured or is stained with a shielding object and can not realize single-finger identification, starting standby single-finger unclamping, wherein the finger surface of the standby unclamping finger such as the index finger of the left hand is in the relative position or the focal length with the camera, meanwhile, the fingerprint of the index finger of the single finger of the left hand is in the relative position or the focal length with the other camera, and the sensor on the camera acquires images and features of the fingerprint and the finger surface of the single finger or 2D images and features or 3D images and features for standby single-finger double identification, so that standby unclamping by the fingerprint and the finger surface is realized;

or (8) the multi-fingerprint on the multi-finger of the cardholder such as the index finger and the middle finger of the right hand is in the relative position or in the focal length with the camera, meanwhile, the multi-finger surface on the multi-finger such as the index finger and the middle finger of the right hand is in the relative position or in the focal length with the other camera, and the sensor on the camera collects the images and the characteristics of the multi-fingerprint and the multi-finger surface or the 2D images and the characteristics or the 3D images and the characteristics for multi-finger double identification, so as to realize the multi-finger double identification of the multi-finger surface card; when the unclamping finger is injured or is stained with a shielding object and cannot realize finger recognition, a standby multi-finger unclamping is started, the multi-fingerprints on the standby unclamping multi-finger such as the index finger and the ring finger of the right hand are positioned at the relative position or on the focal length with the camera, meanwhile, the multi-finger surfaces on the standby unclamping multi-finger such as the index finger and the ring finger of the right hand are positioned at the relative position or on the focal length with the other camera, and the sensor on the camera collects images and features of the fingerprints and the finger surfaces or 2D images and features or 3D images and features of the multi-finger surfaces for standby multi-finger double recognition to realize standby unclamping by the multi-fingerprint and the multi-finger surfaces;

Or (9), enabling multi-finger surfaces on multi-fingers such as the index finger and the middle finger of a right hand of a cardholder to be contacted with a fingerprint touch screen or simultaneously contacted or contacted sequentially contacted, enabling the multi-finger surfaces on the multi-fingers such as the index finger and the middle finger of the right hand to be in relative positions or in focal distances with a camera, enabling a fingerprint identifier to acquire images and features of the multi-finger surfaces on the multi-fingers and a sensor on the camera to acquire images and features of the multi-finger surfaces on the multi-fingers or enabling 2D images and features or 3D images and features to be used for multi-finger double identification, and enabling multi-finger surface card stripping to be achieved; when the unclamped finger is injured or is stained with a shielding object and cannot realize finger recognition, starting standby multi-finger unclamping, enabling multi-fingerprints on standby unclamped multi-fingers such as an index finger and a ring finger of a right hand to contact a fingerprint touch screen or simultaneously contact or sequentially contact, simultaneously enabling multi-finger surfaces on the standby unclamped multi-fingers such as the index finger and the ring finger of the right hand to be in relative positions or focal distances with the camera, acquiring images and features of the multi-fingerprints on the multi-fingers by a fingerprint identifier and acquiring images and features of the multi-finger surfaces on the multi-fingers or 2D images and features or 3D images and features of the multi-finger surfaces on the camera for standby multi-finger double recognition, and realizing standby unclamping by the multi-fingerprints and the multi-finger surfaces;

Or (10) the single fingerprint on a single finger of a cardholder such as an index finger of a right hand is contacted with a fingerprint touch screen, meanwhile, the single finger surface on the single finger such as the index finger of the right hand is opposite to the camera or is in a focal length, the image and the characteristic of the single fingerprint on the single finger are acquired by a fingerprint identifier, and the image and the characteristic or the 2D image and the characteristic or the 3D image and the characteristic of the single finger surface on the single finger are acquired by a sensor on the camera and are used for double identification of the finger, so that the single finger is unlocked by the fingerprint and the finger surface; when the unclamping finger is injured or is stained with a shielding object and single-finger identification cannot be achieved, enabling standby single-finger unclamping, enabling a single finger on a standby unclamping single finger such as a right-hand ring finger to contact a fingerprint touch screen, enabling a single-finger surface on the standby unclamping single finger such as the right-hand ring finger to be in relative position or in focal distance with the camera, enabling a fingerprint identifier to acquire images and features of the single finger on the single finger and a sensor on the camera to acquire images and features of the single-finger surface on the single finger or 2D images and features or 3D images and features to be used for standby double-finger identification, and achieving standby unclamping by the fingerprints and the finger surfaces;

Or (11), the fingerprint or fingerprints on the single finger or multiple fingers of the cardholder are contacted with the fingerprint touch screen or are in relative position with the camera or in focal length, and the face of the cardholder is in relative position with the other camera or in focal length, so that the image and feature recognition of the single finger or multiple fingerprints of the cardholder and the static and dynamic image features or color or 2D or 3D images of the face are obtained by the fingerprint recognizer or the camera and the other camera and are used for double recognition of the fingerprint and the face, and the card is released by the fingerprint and the face; when the unclamping finger is injured or is stained with a shielding object and can not realize fingerprint identification, starting standby fingerprint or multi-fingerprint unclamping, and enabling a standby unclamping fingerprint or multi-fingerprint to be used for standby fingerprint and face double-identification by enabling the standby unclamping single finger or the fingerprints on the standby multi-finger to be in contact with a fingerprint touch screen or in a relative position or in a focal distance with a camera, and enabling the face of a cardholder to be in a relative position or in a focal distance with another camera so as to realize the image and feature identification of the standby unclamping fingerprint or multi-fingerprint and the image feature or the color or 2D or 3D image of the portrait static and dynamic image to be used for standby fingerprint and face double-identification, thereby realizing standby unclamping by the fingerprints and the face;

Or (12), the static and dynamic image features or the color or 2D or 3D images of the single-finger surface or the multi-finger surface and the face of the card holder are obtained by the camera and the other camera and are used for double recognition of the finger surface and the face, and the card is released by the finger surface and the face; when the unclamping finger is injured or is stained with a shielding object and can not realize finger surface recognition, starting the spare finger surface or multi-finger surface to unclamp, wherein the spare finger surface or multi-finger surface on the spare single finger or the spare multi-finger is opposite to the camera or in focal length, and the face of the cardholder is opposite to the other camera or in focal length, so that static and dynamic image features or color or 2D or 3D images of the spare unclamping finger surface and the face are used for double recognition of the spare finger surface and the face, and spare unclamping of the finger surface and the face is realized;

or (13), the single fingerprint or multiple fingerprints on the single finger or multiple fingers of the cardholder are contacted with the fingerprint touch screen or are close to the camera, meanwhile, the single finger surface or multiple finger surfaces on the single finger or multiple fingers are opposite to the other camera or are in a focal distance, and the face of the cardholder is opposite to the other camera or is in a focal distance, and the static and dynamic images and features or 2D images and features or 3D images and features of the fingerprints and the finger surfaces and the face on the single finger or multiple fingers are acquired by the sensor and the fingerprint identifier on the camera and are used for identifying the finger surfaces and the fingerprints and the face, so that the unlocking by the fingerprints and the finger surfaces and the face is realized; when the unclamping finger is injured or is stained with a shielding object and cannot realize finger recognition, starting standby single-finger or multi-finger unclamping, and using single-finger or multi-fingerprint on the standby single-finger or multi-finger to contact with a fingerprint touch screen or be in relative position or in focal length with a camera, and simultaneously, using single-finger surface or multi-finger surface on the single-finger or multi-finger to be in relative position or in focal length with another camera, and using face of a cardholder to be in relative position or in focal length with another camera, using a sensor and a fingerprint recognizer on the camera to acquire static and dynamic images and features or 2D images and features or 3D images and features of the fingerprint and the face of the single-finger or multi-finger for standby identification of the standby finger surface and the fingerprint and the face, so as to realize standby unclamping by the fingerprint and the face;

Or (14) the face of the cardholder is opposite to at least one camera or in focal length, and a sensor on the camera acquires static and dynamic images and features or 2D images and features or 3D images and features or videos of the face so as to realize the portrait, namely face identification of the static and dynamic images and features or videos of the cardholder and be used for unlocking a bank card;

Or (16), the fingerprint touch screen and the camera are arranged under non-hiding condition, such as an operation interface of the cash dispenser, or are arranged in a hole slot or a bending hole slot of the operation interface to be hidden in the cash dispenser, so that finger identification under hiding is realized, fingerprint theft is further prevented, and the fingerprint touch screen and the camera for collecting the fingerprint or the image characteristics of the finger surface are arranged adjacently or oppositely;

or (17) a password button for inputting the password to unlock the card is arranged in a hole groove of the operation interface and hidden in the cash dispenser, so that the password button is hidden and is adjacent to or opposite to the fingerprint touch screen;

or (18) the fingerprint touch screen is arranged adjacent to or opposite to the spray head, so that high-speed airflow or liquid flow sprayed out by the spray nozzle on the spray head covers the surface of the fingerprint touch screen, which is contacted with the finger, to remove fingerprint traces, dirt and bacteria, and clean the surface of the fingerprint touch screen.

8. The cash machine of claim 1, wherein: the high-safety cylinder lock is unlocked by a round key, a plurality of round cylinders for storing high-density capacity information are placed in a round inner hole of a lock shell or a round inner hole of a lock cylinder, a round edge of at least one password groove for unlocking is arranged on the round cylinders and is in rotatable contact with the round inner hole of the lock shell or the lock cylinder, a convex strip or an open slot round hole is arranged at the circle center position of the round cylinders and is used for receiving the round key and is communicated with a round key insertion hole on an end cover of the lock shell, the round edge of the round cylinders is in contact with the surface of a round strip-shaped lock pin for controlling unlocking or locking in a pin slot of the lock shell or the lock cylinder, or the round edge of the round cylinders arranged in the round inner hole of the lock cylinder, the surface of the lock pin in the pin slot, the concave groove control groove or the anti-technical groove of the lock shell of the round inner hole of the lock shell are sequentially contacted, and the inner hole is in contact with the round edges of the round cylinders; the curved groove or the curved boss on the circular surface of the round key is in pushing contact with the convex strip or the open slot on the circular hole at the center of the round marble to unlock the marble lock, the cash dispenser is opened, and the bank staff or the bank note loader performs the relevant work of filling or entering the cash vault with the bank notes, so that the high-safety marble lock can protect the safety of the cash dispenser.

9. The cash machine of claim 1, wherein: the cash dispenser is provided with a fingerprint touch screen contacted with the fingerprint on the single finger or the multiple fingers, or/and a camera close to the surface of the finger on the single finger or the multiple fingers; the fingerprint touch screen is the outer surface of a fingerprint identifier or a fingerprint sensor, or a flexible or rigid panel capable of passing light, inductance or ultrasonic waves;

the method comprises the steps that a single finger or multiple fingerprints on the single finger or multiple fingers are contacted with a fingerprint touch screen under hiding or non-hiding, simultaneously contacted with or sequentially contacted with or approached to a camera or are in focus, a fingerprint identifier or the camera acquires images and characteristics of the single finger or multiple fingerprints on the single finger or multiple fingers, meanwhile, the single finger surface or multiple finger surfaces on the single finger or multiple fingers are approached to or approach to or are in focus from another camera under hiding or non-hiding, the images and characteristics of the single finger surface or multiple finger surfaces or 2D images and characteristics or 3D images and characteristics are acquired by another camera, double identification of the single finger or multiple fingers and the images and characteristics of the single finger surface or multiple finger surfaces is realized, and double identification unlocking of the single finger or multiple finger surfaces is realized by comparing and judging the images and the characteristics of the single finger surface or multiple finger surfaces of the pre-stored single finger or multiple fingers;

Or the fingerprint recognizer or the camera acquires images and features of the single fingerprint or the multiple fingerprints or 2D images and features or 3D images and features of the single fingerprint or the multiple fingerprints on the single finger or the multiple fingers, and the fingerprint recognizer or the camera recognizes the fingerprints or the multiple fingerprints on the single finger or the multiple fingers and compares and judges the fingerprints with pre-stored images and features of the single fingerprint or the multiple fingerprints on the single finger or the multiple fingers;

or the single-finger surface or the multi-finger surface on the single finger or the multi-finger is close to the camera under the hiding or non-hiding condition or is in a focal length, the camera acquires the image and the characteristic of the single-finger surface or the multi-finger surface on the single finger or the multi-finger, so that the identification of the image and the characteristic of the single-finger surface or the multi-finger surface on the single finger or the multi-finger is realized, and the unlocking of the finger surface on the finger is realized by comparing and judging with the pre-stored image and the characteristic of the single-finger surface or the multi-finger surface on the single finger or the multi-finger;

after the fingerprint or/and finger surface on the single finger or multiple fingers is unlocked, the cash dispenser is started, and bank staff or a cash loader performs relevant work of filling or entering a cash register; the finger lock can protect the safety of the cash dispenser.

10. The method for releasing the card of the cash dispenser comprises the steps of firstly registering fingerprints or/and finger surfaces or/and faces of a user on a single finger or a plurality of fingers of a cardholder or a cash dispenser for releasing the card or standby releasing the card, and storing the fingerprints or/and the finger surfaces or/and the faces of the user in a storage unit of the cash dispenser; after the fingerprint or/and finger surface of the card-releasing or standby card-releasing or/and the face of the user is successfully registered, the registration mode is exited to enter the card-releasing or standby card-releasing of the user, and the card-releasing or standby card-releasing method of the cash dispenser has the following conditions:

the card holder, namely the teller inserts the bank card into the card reader, and after the card is read, the bank staff or the cash dispenser display the voice or the display screen: the cardholder takes the single fingerprint or multiple fingerprints on the single finger for card release, and contacts with one or two fingerprint touch screens or simultaneously contacts or contacts in sequence, the fingerprint identifier collects or acquires the image characteristics of the single fingerprint or the multiple fingerprints for card release, and the image characteristics of the single fingerprint or the multiple fingerprints are compared and judged with the pre-stored image characteristics of the single fingerprint or the multiple fingerprints; when the characteristics of the card releasing and the pre-stored single fingerprint or multi-fingerprint images are the same, the single fingerprint or multi-fingerprint identification card releasing under the hidden or non-hidden condition is realized, and the cardholder enters the operation of withdrawing or depositing or remitting or transferring; when the image and the characteristics of the single fingerprint or the multiple fingerprints are different from those of the pre-stored single fingerprint or multiple fingerprints, or when the single fingerprint or the multiple fingerprints of the card are injured or blocked and can not be identified, starting the standby single fingerprint or multiple fingerprints to be used for unlocking, enabling the single fingerprint or the multiple fingerprints of the standby card to be contacted with the one or two fingerprint touch screens or simultaneously contacted or contacted sequentially, acquiring or acquiring the image characteristics of the single fingerprint or the multiple fingerprints of the standby card by a fingerprint identifier, comparing and judging the image characteristics of the single fingerprint or the multiple fingerprints of the standby card with those of the pre-stored single fingerprint or multiple fingerprints, and realizing the standby single fingerprint or multiple fingerprint identification for unlocking under the condition of hiding or non-hiding when the standby card is the same with those of the pre-stored standby single fingerprint or multiple fingerprints, and enabling the cardholder to enter the operations of withdrawing, depositing, remittance or transfer; or when the standby card releasing is different from the pre-stored images and characteristics of the standby single fingerprint or the multi-fingerprint, or when the card releasing time exceeds the preset time each time, the bank can automatically close or freeze the use of the bank card, so that the fund safety of a cardholder is protected;

after the card is read, the voice or display screen of the bank staff or the cash dispenser displays prompts: please refer to surface to unclamp, the cardholder approaches the single-finger surface or multi-finger surface on the single finger or multi-finger for unclamp to the camera or the camera light source under the hidden or non-hidden condition, the camera acquires or acquires the image characteristics or 2D images and characteristics or 3D images and characteristics of the single-finger surface or multi-finger surface for unclamp of the cardholder, and the image characteristics of the single-finger surface or multi-finger surface for unclamp are compared and judged; when the image characteristics of the card releasing and the pre-stored single-finger surface or multi-finger surface are the same, the operation that the card releasing is identified by the single-finger surface or the multi-finger surface under the hidden or non-hidden state is realized, and the cardholder enters the operations of withdrawing or depositing or remitting or transferring accounts; when the images and the characteristics of the single-finger surface or the multi-finger surface are different from those of the pre-stored single-finger surface or the multi-finger surface, or when the single finger or the multi-finger of the card is injured or is stained with a shielding object and can not be identified, the standby single-finger surface or the multi-finger surface of the standby card is started, the single-finger surface or the multi-finger surface of the standby card is close to the camera or the camera light source, the image characteristics of the single-finger surface or the multi-finger surface of the standby card collected by the camera are compared and judged with the image characteristics of the pre-stored standby single-finger surface or multi-finger surface, and when the standby card is identical with the image characteristics of the pre-stored standby single-finger surface or multi-finger surface, the standby card identified on the hidden or non-hidden standby single-finger surface is realized, and the cardholder enters the operations of withdrawing, depositing, remittance or transferring accounts; or when the standby unclamping is different from the pre-stored images and features of the standby single-finger surface or multi-finger surface, or when each unclamping time exceeds the preset time, the unclamping can not be performed, so that the fund safety of a cardholder is protected;

the card holder, namely the teller inserts the bank card into the card reader, and after the card is read, the bank staff or the cash dispenser display the voice or the display screen: requesting a finger to release a card, wherein a cardholder contacts a single fingerprint or multiple fingerprints on a single finger or multiple fingerprints on the single finger with one or two fingerprint touch screens or simultaneously contacts or sequentially contacts, a fingerprint identifier obtains image features of the single fingerprint or the multiple fingerprints, meanwhile, the single finger surface or the multiple finger surface on the single finger or the multiple fingers is close to a camera or a camera light source, and a camera obtains image features or 2D images and features or 3D images and features of the single finger surface or the multiple finger surface of the card, so that double identification of the images and the image features of the finger surface of the single finger or the multiple fingers of the card is realized; when the characteristics of the fingerprint and the finger surface image of the unlocking card are the same as those of the prestored single finger or multiple fingers, the cardholder enters into the operations of withdrawing or depositing or remittance or transfer; when the characteristics of the fingerprints and the images on the surfaces of the fingers are different from those of the pre-stored single finger or multiple fingers, or when the single finger or multiple fingers are injured or stained with a shielding object and can not be identified, starting the standby single finger or multiple fingers to unclamp, enabling the fingerprints or multiple fingerprints of the single finger or multiple fingers of a cardholder to contact with the one or two fingerprint touch screens or simultaneously contact or sequentially contact with the fingerprints, acquiring the image characteristics of the standby single finger or multiple fingerprints by a fingerprint identifier, simultaneously, acquiring the image characteristics of the single finger surface or multiple finger surfaces on the standby single finger or multiple fingers, approaching to the camera or a camera light source, and acquiring the image characteristics of the single finger surface or multiple finger surfaces of the standby single finger or multiple fingers by the camera, so as to realize double identification of the fingerprints and the image characteristics of the finger surfaces on the single finger or multiple fingers of the standby single finger or multiple fingers; comparing and judging the image characteristics of the reserved single-finger surface or multi-finger surface, and when the reserved card releasing is the same as the pre-stored fingerprint on the single finger or the multi-finger and the image characteristics of the finger surface, the cardholder carries out operations of withdrawing or depositing or remittance or transfer; or when the image characteristics of the spare card-releasing fingerprint and the finger surface are different from those of the pre-stored spare card-releasing fingerprint and the finger surface, or when the card-releasing time exceeds the preset time each time, the bank can automatically close or freeze the use of the bank card, so that the fund safety of a cardholder is protected;

Or (4) a method for unlocking fingerprint acquisition by using a camera:

after the card is read, the voice or display screen of the bank staff or the cash dispenser displays prompts: the method comprises the steps that a cardholder takes a single fingerprint or multiple fingerprints on a single finger or multiple fingers for unlocking, contacts with a fingerprint touch screen, approaches to a camera under hiding or non-hiding or is in a focal length, and obtains image features or 2D image features or 3D image features of the single fingerprint or multiple fingerprints for unlocking of the cardholder through the camera, and the image features are compared with pre-stored image features of the single fingerprint or multiple fingerprints for unlocking of the cardholder; when the characteristics of the single fingerprint or the multi-fingerprint image for releasing the card are the same as those of the pre-stored single fingerprint or multi-fingerprint image for releasing the card, the operation that the cardholder withdraws money or deposits or reminds money or transfers accounts is realized under the condition of hiding or non-hiding; when the image and the characteristics of the single fingerprint or the multiple fingerprints are different from those of the pre-stored single fingerprint or multiple fingerprints, or when the single fingerprint or the multiple fingerprints of the card are injured or stained with a shielding object and can not be identified, starting standby single fingerprint or multiple fingerprints, enabling the single fingerprint or the multiple fingerprints on the single fingerprint or the multiple fingerprints of the standby card to contact with a fingerprint touch screen, approaching to the camera or being in focus, judging by comparing the image characteristics of the single fingerprint or the multiple fingerprints of the standby card acquired by the camera with those of the pre-stored single fingerprint or multiple fingerprints, and realizing standby single fingerprint or multiple fingerprints under hidden or non-hidden operation when the standby card is identical to those of the pre-stored single fingerprint or multiple fingerprints, and enabling a cardholder to enter into withdrawal, deposit, remittance or transfer account; or when the spare card releasing is different from the pre-stored image and characteristics of the spare single fingerprint or multiple fingerprints, or when the card releasing time exceeds the preset time each time, the card can not be released, so that the fund safety of a cardholder is protected;

after the card is read, the voice or display screen of the bank staff or the cash dispenser displays prompts: requesting to release the card, enabling a cardholder to approach or contact single fingerprint or multiple fingerprints on a single finger or multiple fingers of the card release with a camera or a camera light source under hidden or non-hidden condition, acquiring or acquiring image characteristics of the single fingerprint or multiple fingerprints of the card release by a camera, simultaneously, acquiring face static and dynamic image characteristics of the cardholder by approaching the face of the cardholder with another camera, and comparing and judging the face static and dynamic image characteristics of the face and the face of the cardholder with pre-stored fingerprints and face static and dynamic image characteristics for the card release by the card release fingerprint and the face; when the fingerprint and the face of the card are the same as the pre-stored fingerprint and the face image characteristics, realizing the double-identification card-releasing operation of single fingerprint or multiple fingerprint and face under the hidden or non-hidden condition, and enabling a cardholder to enter the operation of withdrawing or depositing or remittance or transfer; when the fingerprints and the faces of the standby single finger or multiple fingers are different from the pre-stored images and features of the single finger or multiple fingers and the face of the cardholder, or when the single finger or multiple fingers of the standby single finger or multiple fingers are injured or stained with a shielding object and can not be identified, starting the single finger or multiple fingerprints on the standby single finger or multiple fingers to be used for unlocking, enabling the single finger or multiple fingerprints on the single finger or multiple fingers of the standby single finger or multiple fingers to be close to or contacted with the camera or the camera light source, enabling the face of the cardholder to be close to another camera, enabling the camera to acquire the static and dynamic image features of the face of the cardholder, enabling the image features of the single finger or multiple fingerprints and the face of the standby single finger or multiple fingers to be acquired through the two cameras, and enabling the standby single finger or multiple fingerprints and the face of the standby single finger or multiple fingers to be used for unlocking to be recognized in a hidden or non-hidden mode to enter or transfer money into or money into a money deposit or a transfer operation; or when the spare fingerprint and face are different from the pre-stored spare single fingerprint or multiple fingerprint and face images and features, or when the spare card-releasing time exceeds the preset time, the card cannot be released;

after the card is read, the voice or display screen of the bank staff or the cash dispenser displays prompts: requesting to release the card, enabling a cardholder to approach a camera or a camera light source under hiding or non-hiding to the single-finger surface or the multi-finger surface of the released card, acquiring or acquiring image features of the single-finger surface or the multi-finger surface of the released card by the camera, and simultaneously acquiring static and dynamic image features of the face of the cardholder by the camera by approaching the face of the cardholder to the other camera so as to realize double recognition of the static and dynamic image features of the face of the cardholder and realize judgment by comparing the image features of the static and dynamic image features of the face of the single-finger surface or the multi-finger surface with the pre-stored image features of the face of the single-finger surface or the multi-finger surface; when the static and dynamic image characteristics of the unlocking card are the same as those of the pre-stored single-finger surface or multi-finger surface and face, the double-identification unlocking card of the single-finger surface or multi-finger surface and face on the single finger or multi-finger under the hiding or non-hiding condition is realized, and the cardholder enters the operation of withdrawing or depositing or remitting or transferring accounts; when the static and dynamic images and features of the single-finger surface or the multi-finger surface and the face of the standby card are different, or when the single-finger surface or the multi-finger surface of the card is injured or is stained with a shielding object and can not be identified, the single-finger surface or the multi-finger surface of the standby card is started to be close to the camera or the camera light source, and meanwhile, the face of the card holder is close to the other camera to acquire the static and dynamic images and features of the face of the card holder, so that the double identification of the finger surface and the face of the standby card is realized, and when the single-finger surface or the multi-finger surface of the standby card is similar to the static and dynamic image features of the single-finger surface or the face of the standby card, the double identification of the single-finger surface or the multi-finger surface and the face of the standby card under hiding or non-hiding is realized, and the double identification of the standby card holder under the hidden or non-hidden state is carried out, and money is withdrawn or transferred or money is transferred; or when the standby unclamping is different from the pre-stored images and features of the standby single-finger surface or the multi-finger surface and the face, or when the unclamping time exceeds the preset time each time, the unclamping cannot be performed;

the card holder, namely the teller inserts the bank card into the card reader, and after the card is read, the bank staff or the cash dispenser display the voice or the display screen: requesting to unclamp a card, wherein a cardholder contacts with one or two fingerprint touch screens or simultaneously contacts or contacts sequentially with multiple fingerprints on a single finger or multiple fingers of the unclamp, the fingerprint identifier collects or acquires the image characteristics of the single fingerprint or the multiple fingerprints of the unclamp, meanwhile, the image characteristics of the single finger surface or the multiple finger surface of the single finger or the multiple fingers, which are collected by a camera, are close to a camera or a camera light source, the image characteristics of the single finger surface or the multiple finger surface of the unclamp are acquired, and the face of the cardholder is close to the other camera to acquire the static and dynamic image characteristics of the face of the cardholder, so that the three identifications of the fingerprints and the finger surfaces and the face of the unclamp are realized; when the fingerprint and the static and dynamic image characteristics of the finger surface and the face are the same with those of the prestored single finger or multiple fingers, the cardholder enters into the operations of withdrawing or depositing or remittance or transfer; when the static and dynamic image characteristics of the single finger or multiple fingers and the finger surface and the face are different from each other, or when the single finger or multiple fingers of the card are injured or blocked, enabling the standby single finger or multiple fingers and the face to be used for card releasing, enabling the single finger or multiple fingers of the card holder to be used for card releasing to be contacted with the one or two fingerprint touch screens or contacted simultaneously or contacted sequentially, acquiring or acquiring the image characteristics of the single finger or multiple fingerprints of the standby card releasing by a fingerprint identifier, simultaneously, acquiring the image characteristics of the single finger surface or multiple finger surface of the standby single finger or multiple fingers to be close to a camera or a camera light source, acquiring the image characteristics of the single finger surface or multiple finger surface by the camera, and acquiring the static and dynamic image characteristics of the face of the card holder by the face of the card holder to be close to the other camera, thereby realizing the static and dynamic identification of the single finger surface and the face of the card releasing; comparing and judging the static and dynamic image characteristics of the standby single-finger surface or multi-finger surface and face, and when the standby card releasing is the same as the static and dynamic image characteristics of the fingerprints and the finger surfaces and face on the pre-stored single-finger or multi-finger, allowing a cardholder to enter into the operations of withdrawing or depositing or remitting or transferring accounts; or when the spare card is different from the pre-stored spare fingerprint and the image characteristics of the finger surface and the face surface, or when the card-releasing time of each time exceeds the preset time, the card cannot be released;

the card holder, namely the teller inserts the bank card into the card reader, and after the card is read, the bank staff or the cash dispenser display the voice or the display screen: requesting to unclamp a card, contacting a single finger or multiple fingerprints on a single finger or multiple fingers for unclamp with a fingerprint touch screen or approaching a camera, acquiring image features of the single finger or multiple fingerprints by the camera, simultaneously, acquiring image features of the single finger surface or multiple finger surface on the single finger or multiple fingers for unclamp with another camera or a camera light source, acquiring image features of the single finger surface or multiple finger surface by the other camera, and acquiring static and dynamic image features of the face by a third camera; the three-recognition of the fingerprint and finger surface and portrait of the unclamped card is realized, and when the fingerprint and finger surface and face static and dynamic image characteristics are the same as those of the prestored fingerprint and finger surface and face static and dynamic image characteristics, the cardholder enters the operation of withdrawing or depositing or remitting or transferring accounts; when the static and dynamic image characteristics of the single finger or the multiple fingers of the standby card are different from those of the pre-stored fingerprints and the finger surfaces and the face, or when the single finger or the multiple fingers of the standby card are injured or the fingers stained with the shielding object cannot be identified, starting the standby single finger or the multiple fingers and the portrait card, enabling the single finger or the multiple fingerprints on the single finger or the multiple fingers of the standby card to be contacted with a fingerprint touch screen or be close to a camera, acquiring the image characteristics of the single finger or the multiple fingerprints by the camera, simultaneously, enabling the single finger surface or the multiple finger surface of the single finger or the multiple finger surface of the standby card to be close to another camera or a camera light source, acquiring the image characteristics of the single finger surface or the multiple finger surface by the other camera, and acquiring the static and dynamic image characteristics of the face by a third camera; the three-recognition of the spare card-releasing fingerprint and the finger surface and the face is realized, the spare card-releasing fingerprint is compared with the pre-stored spare fingerprint and the static and dynamic image characteristics of the finger surface and the face, and when the spare card-releasing fingerprint is identical with the pre-stored fingerprint and the static and dynamic image characteristics of the finger surface and the face, the cardholder enters the operation of withdrawing or depositing or remitting or transferring money; or when the spare card is different from the pre-stored spare fingerprint and static and dynamic image characteristics of the finger surface and the face, or when the card releasing time exceeds the preset time each time, the card cannot be released;

Or (10), a person identification unlocking method:

Or (11) an over-limit or credit card overdrawing method:

the card holder, namely the teller inserts the bank card into the card reader, and after the card is read, the bank staff or the cash dispenser display the voice or the display screen: after collecting and identifying the static and dynamic images and features of the finger surface or/and the figure or face of the card or the spare card, comparing and judging the static and dynamic images and features of the finger surface or/and the figure or face of the card or the spare card with the pre-stored static and dynamic images and features of the finger surface or/and the figure or face of the card or the spare card, and when the static and dynamic images and features of the finger surface or/and the figure or face of the card or the spare card or the pre-stored static and dynamic images and features of the finger surface or/and the figure or face of the card or the spare card are the same, the card holder enters the operation of withdrawing or depositing or remittance or transfer; wherein: when the money drawn or remitted or transferred by a cardholder in one time or one day exceeds the preset amount of the cardholder or the bank or the overdrawn amount of a credit card, the bank can automatically display the portrait or the face of the payee on a display screen of the cash dispenser and store the portrait or the face, and only when the payee agrees to correctly display static and dynamic color images of the portrait or the face before agreeing to a camera on the cash dispenser or a mobile phone, and when the cardholder remitted or transferred knows the payee and confirms through voices of both parties, after clicking an operation button for knowing the payee, the bank or the cash dispenser agrees to remit or transfer the overdrawn funds of the overdrawn or the credit card such as the RMB or the dollars to the payee, otherwise, the bank can assist the cardholder to prevent the overdrawing or overdrawing operation and prevent the remittance or transfer; or when the payee temporarily fails to provide a color image of his own portrait or face for display on the display screen, the cash dispenser sounds or displays a prompt: the cardholder can transfer accounts or remittance under the assistance of staff in a bank business hall, and the fund safety of the cardholder can be ensured under the assistance of the staff in the bank; under the assistance of static and dynamic storage of the face or the face of the payee or bank staff, financial fraud can be effectively hit to protect the fund safety of a cardholder, and when the card releasing or standby card releasing of the cardholder is different from the prestored fingerprint or/and finger face or/and static and dynamic image and characteristics of the face or the face of the payee, the bank can automatically close or freeze the use of the bank card to protect the fund safety of the cardholder.