CN116433369A - Verification method and device - Google Patents

Verification method and device Download PDF

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CN116433369A
CN116433369A CN202211531985.1A CN202211531985A CN116433369A CN 116433369 A CN116433369 A CN 116433369A CN 202211531985 A CN202211531985 A CN 202211531985A CN 116433369 A CN116433369 A CN 116433369A
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character string
target
transaction
matching rate
account
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穆政
张伊颖
于景淇
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China Construction Bank Corp
CCB Finetech Co Ltd
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China Construction Bank Corp
CCB Finetech Co Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/90Details of database functions independent of the retrieved data types
    • G06F16/903Querying
    • G06F16/90335Query processing
    • G06F16/90344Query processing by using string matching techniques
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction

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Abstract

The embodiment of the application provides a verification method and device, which are applied to the technical field of task scheduling and comprise the following steps: acquiring a transaction account and an account name to be checked corresponding to the transaction account from a transaction message; redundancy processing is carried out on the account name to be checked, and a target character string is obtained; obtaining a reference character string corresponding to the transaction account from a database, and matching the reference character string with a target character string to obtain a target matching rate; and if the target matching rate is greater than the preset maintenance matching rate, executing the transaction operation of the transaction message. The user name in the transaction message is matched with the reference account in the database to obtain the target matching rate, and when the target matching rate is greater than the preset maintenance matching rate, the transaction operation of the transaction message is executed, so that the accuracy of transaction account entering and account exiting is improved, and the property safety of the customer is effectively protected.

Description

Verification method and device
Technical Field
The present disclosure relates to the field of task scheduling technologies, and in particular, to a verification method and device.
Background
With the rapid development of financial infrastructure, a fast revolution (Faster Payment System, abbreviated as FPS) payment system has been developed, which aims to provide a safer, faster and more convenient bank transfer payment service for consumers and merchants.
And when receiving the account-checking request forwarded by the FPS payment system, the business system firstly checks the account state of the account-checking account. And when the account state is normal, the transfer amount is deposited into the account. However, in the above-mentioned scheme, if the payer provides an incorrect account number, the transfer amount will be deposited into a wrong account, which will result in abnormal account deposit and increase the cost of subsequent manual processing.
Disclosure of Invention
The embodiment of the application provides a verification method and device, which are used for verifying an account in a transaction message and improving the security of business transaction.
In a first aspect, an embodiment of the present application provides a verification method, including:
acquiring a transaction account and an account name to be checked corresponding to the transaction account from a transaction message;
performing redundancy processing on the account name to be checked to obtain a target character string;
obtaining a reference character string corresponding to the transaction account from a database, and matching the reference character string with the target character string to obtain a target matching rate;
and if the target matching rate is greater than a preset maintenance matching rate, executing the transaction operation of the transaction message.
The user name in the transaction message is matched with the reference account in the database to obtain the target matching rate, and when the target matching rate is greater than the preset maintenance matching rate, the transaction operation of the transaction message is executed, so that the accuracy of transaction account entering and account exiting is improved, and the property safety of the customer is effectively protected.
Optionally, the performing redundancy processing on the account name to be checked to obtain a target character string includes:
and deleting the blank space and the symbol in the account name to be checked to obtain a target character string.
Optionally, the target character string and the reference character string are english character strings, respectively.
Optionally, the matching the reference character string with the target character string to obtain a target matching rate includes:
matching the reference character string with the target character string character by character according to the sequence from left to right until unmatched characters appear;
and counting the matched character string length, and determining the target matching rate based on the matched character string length and the character string length of the target character string.
Optionally, if the target matching rate is less than or equal to the maintenance matching rate, processing the transaction message is refused, and the contract state is updated to a disabled state or a checked-out state.
Optionally, if the target matching rate is greater than a preset maintenance matching rate, updating the contract state to the processed state.
The service maintenance interval is changed by adjusting the maintenance matching rate, so that the flexibility of the service can be improved, and the matching starting point amount in the transaction message can be set so as to realize finer inspection of the service.
Optionally, if the transaction operation is successfully performed, updating the contract state to a successful state;
if the transaction operation fails to be executed, the contract state is updated to be a checked-out state.
The target matching rate is compared with the preset maintenance matching rate, and the contract state is updated according to different matching degrees, so that the flexibility of service processing is improved.
In a second aspect, an embodiment of the present application provides a verification apparatus, including:
the acquisition module is used for acquiring a transaction account and an account name to be checked corresponding to the transaction account from the transaction message;
the processing module is used for carrying out redundancy processing on the account name to be checked to obtain a target character string;
the processing module is further used for acquiring a reference character string corresponding to the transaction account from a database, and matching the reference character string with the target character string to obtain a target matching rate;
and if the target matching rate is greater than a preset maintenance matching rate, executing the transaction operation of the transaction message.
Optionally, the processing module is specifically configured to:
and deleting the blank space and the symbol in the account name to be checked to obtain a target character string.
Optionally, the processing module is specifically configured to:
matching the reference character string with the target character string character by character according to the sequence from left to right until unmatched characters appear;
and counting the matched character string length, and determining the target matching rate based on the matched character string length and the character string length of the target character string.
Optionally, the processing module is specifically configured to:
and if the target matching rate is smaller than or equal to the maintenance matching rate, refusing to process the transaction message, and updating the contract state into a disabled state or a checked-out state.
Optionally, the processing module is specifically configured to:
and if the target matching rate is larger than the preset maintenance matching rate, updating the contract state into the processed state.
Optionally, the processing module is specifically configured to:
if the transaction operation is successfully executed, updating the contract state to a successful state;
if the transaction operation fails to be executed, the contract state is updated to be a checked-out state.
In a third aspect, embodiments of the present application provide a computer device including a memory, a processor, and a computer program stored on the memory and executable on the processor, the processor implementing the steps of the above-described verification method when executing the program.
In a fourth aspect, embodiments of the present application provide a computer-readable storage medium storing a computer program executable by a computer device, which when run on the computer device, causes the computer device to perform the steps of the above-described verification method.
In a fifth aspect, embodiments of the present application provide a computer program product comprising a computer program stored on a computer readable storage medium, the computer program comprising program instructions which, when executed by a computer device, cause the computer device to perform the steps of the above-described verification method.
According to the method and the device for processing the transaction message, the user name in the transaction message is matched with the reference account in the database, so that the target matching rate is obtained, and when the target matching rate is larger than the preset maintenance matching rate, the transaction operation of the transaction message is executed, so that the accuracy of transaction account entering and account exiting is improved, and the property safety of a customer is effectively protected.
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In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings that are needed in the description of the embodiments will be briefly described below, it will be apparent that the drawings in the following description are only some embodiments of the present invention, and that other drawings can be obtained according to these drawings without inventive effort for a person skilled in the art.
FIG. 1 is a schematic diagram of a system architecture according to an embodiment of the present invention;
FIG. 2 is a schematic flow chart of a verification method according to an embodiment of the present invention;
FIG. 3 is a schematic structural diagram of a verification device according to an embodiment of the present invention;
fig. 4 is a schematic structural diagram of a computing device according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, the present invention will be described in further detail below with reference to the accompanying drawings, and it is apparent that the described embodiments are only some embodiments of the present invention, not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the invention without making any inventive effort, are intended to be within the scope of the invention.
Revolution fast payment system (Faster Payment System, FPS for short): the FPS quick payment system is the most important financial infrastructure introduced by the China hong Kong financial administration (gold management administration), and is an instant payment system operated by China hong Kong bank homonymy settlement limited company, aiming at providing safer, faster and more convenient bank transfer payment service for consumers and merchants.
The system includes at least a first transaction system 101, a second transaction system 102, and a payment system 103.
The first transaction system 101, the second transaction system 102 and the revolution number fast payment system 103 may be server clusters or distributed systems formed by a plurality of physical servers, and may also be cloud servers providing cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network services, cloud communication, middleware services, domain name services, security services, content delivery networks (Content Delivery Network, CDN), basic cloud computing services such as big data and artificial intelligence platforms, and the like. The first transaction system 101 and the second transaction system 102 may be directly or indirectly connected to the payment system 103 through wired or wireless communication, which is not limited herein. The first transaction system 101 and the second transaction system 102 conduct related transactions through the payment system 103. It should be noted that, in the technical scheme of the application, the information center acquires, stores, uses, processes and the like the data, which all meet the relevant regulations of national laws and regulations.
Based on the system architecture described above, fig. 2 illustrates an exemplary flow of a verification method performed by a computer device, which may be the first transaction system 101 shown in fig. 1, comprising the steps of:
step S201, obtaining a transaction account and an account name to be checked corresponding to the transaction account from the transaction message.
Specifically, the transaction message includes a transaction account and an account name to be checked corresponding to the transaction account, where the account name to be checked is a payee account name or a payer account name, and the account name to be checked may be a chinese name or a foreign name. Where a transaction account refers to an account that registers, settles the funds share balance, and other variations. For each transaction, the transaction corresponds to a transaction message, and the information in the transaction message may further include: a transfer account name, a transfer amount, transfer time, and the like.
Step S202, performing redundancy processing on the account name to be checked to obtain a target character string.
Specifically, the account names to be checked may be english or chinese, some of the english and chinese account names to be checked include special symbols, redundancy processing needs to be performed on the account names to be checked including the special symbols, that is, symbols without meaning of names are removed from the account names to be checked, and after redundancy processing is performed on the account names to be checked, a corresponding target character string is obtained.
Step S203, a reference character string corresponding to the transaction account is obtained from the database, and the reference character string is matched with the target character string, so that the target matching rate is obtained.
Specifically, account information of an account opening record is stored in a database, account information corresponding to a transaction account is obtained from the database, and the account name in the account information is used as a reference account name corresponding to the account name to be checked. And performing redundancy processing on the reference account name to obtain a reference character string of the reference account name, matching the reference character string with the target character string, and converting the number of the characters matched with the reference character string to obtain the target matching rate.
Step S204, if the target matching rate is greater than the preset maintenance matching rate, executing the transaction operation of the transaction message.
Specifically, the maintenance matching rate is set according to actual needs, if the matching rate of the target character string and the reference character string is greater than the preset maintenance matching rate, the transaction corresponding to the transaction message is according with the standard, and the transaction operation of the transaction message is executed.
The user name in the transaction message is matched with the reference account in the database to obtain the target matching rate, and when the target matching rate is greater than the preset maintenance matching rate, the transaction operation of the transaction message is executed, so that the accuracy of transaction account entering and account exiting is improved, and the property safety of the customer is effectively protected.
In the step S202, redundancy processing is performed on the account name to be checked to obtain a target character string, including: and deleting the blank space and the symbol in the account name to be checked to obtain the target character string.
Specifically, the account name to be checked may include a space, a symbol, etc., and if the account name to be checked is an english account name, there are uppercase english letters and lowercase english letters. The redundancy processing is to delete the space and symbol in the account name to be checked; and if the account name to be checked is an English account name and comprises upper English letters and lower English letters, ignoring the upper case.
For example, in the transaction message a, the account name to be checked is Chan taiman, and after redundancy processing is performed on the account name to be checked, the obtained target character string a is Chan taiman; the account name to be checked in the transaction message b is ChanTaiManTom, redundant processing is carried out on the account name to be checked, and the obtained target character string b is ChanTaiManTom; and the account name to be checked in the transaction message c is Chan-TaiManTom, and after redundant processing is carried out on the account name to be checked, the obtained target character string c is ChanTaiManTom.
In some embodiments, the target string and the reference string are each an english string.
Specifically, after redundant processing is performed on the account name to be checked in the transaction message and the reference account name in the database, the obtained target character string and the reference character string are both English character strings.
In some embodiments, matching the reference string with the target string to obtain a target match rate includes: according to the sequence from left to right, matching the character by character of the reference character string and the target character string until unmatched characters appear; and counting the matched character string length, and determining the target matching rate based on the matched character string length and the character string length of the target character string.
Specifically, the specific process of obtaining the target matching rate is as follows: and matching the first character of the target character string with the first character of the reference character string, sequentially matching the first character from left to right, stopping when the character is not matched with the reference character for the first time, and counting the number of characters in the character string successfully matched with the reference character, wherein the target matching rate=the length of the matched character string/the length of the target character string is 100%.
For example, the reference character string is ChanTaiManTom, and the character length of the reference character string is 13; the target character string 1 is ChanTaiManSaw, and the character string length of the target character string 1 is 13; the character which is not matched from left to right is S, the length of the matched character string is 10, and the target matching rate is 10/13 x 100% = 0.769 x 100% = 76.9%;
if the target character string 2 is ChanRaiManSom, the character string length of the target character string 2 is 13; the unmatched character from left to right is R, and the matched character string length is 4, and the target matching rate is 4/13×100% =0.307×100% =30.7%;
if the target character string 3 is ChanTaiManTomParielle, the character string length of the target character string 3 is 22; the character that is not matched from left to right is G, and the length of the matched character string is 13, and the target matching rate is 13/22×100% =0.509×100% =50.9%.
In some embodiments, if the target match rate is less than or equal to the maintenance match rate, processing the transaction message is denied and the contract status is updated to a disabled or checked-out status.
Specifically, the contract state of a transaction mainly includes: the first transaction system performs corresponding processing according to contract states of transactions, wherein the state comprises an initialization state ZF00, a processed state ZF01, a successful state ZF02, a checked-out state ZF03, a disabled state ZF05, a returned state ZF06 and an unknown state ZF 99.
The maintenance matching rate is set according to the actual use requirement of the system, the maintenance matching rate is a service maintenance interval, and if the target matching rate is smaller than the service maintenance interval, the account name to be checked is completely not matched with the reference account name in the database. The fact that the account name to be checked is completely not matched with the reference account name in the database is divided into two cases: the first is that the target matching rate of the account name to be checked and the reference account name in the database is smaller than the maintenance matching rate, but the target matching rate is not 0%, the first transaction system updates the contract state to be the spent state ZF05, namely refusing to process the transaction corresponding to the transaction message. And the second is that the target matching rate of the account name to be checked in the transaction message and the reference account name in the database is 0%, which means that the reference account name matched with the account name to be checked does not exist in the database, the contract state of the transaction message corresponding to the transaction message is updated to the checked state ZF03, and then the manual verification is needed to be carried out, and the transaction corresponding to the transaction message is manually processed.
For example, the preset maintenance matching rate is 50%, for the account name 1 to be checked in the transaction message 1 and the target matching rate 1 of the reference account name in the database is 30%, the target matching rate is smaller than the maintenance matching rate, that is, the first case that the account name 1 to be checked and the reference account name are completely unmatched, the contract state of the transaction message is updated to be the spent state ZF05, and the first transaction system refuses to process the transaction corresponding to the transaction message 1;
aiming at the second condition that the account name 2 to be checked in the transaction message 2 is 0% and the target matching rate is smaller than the maintenance matching rate and is 0%, namely the account name 1 to be checked is completely unmatched with the reference account name, the contract state of the transaction message is updated to be a checked-out state ZF03, and the first transaction system switches the transaction corresponding to the transaction message 2 to manual processing.
The service maintenance interval is changed by adjusting the maintenance matching rate, so that the flexibility of the service can be improved, and the matching starting point amount in the transaction message can be set so as to realize finer inspection of the service.
In some embodiments, if the target match rate is greater than a predetermined maintenance match rate, the contract state is updated to a processed state.
Specifically, if the target matching rate is greater than the preset maintenance matching rate, the method is divided into two cases, wherein one case is that the account name to be checked is completely matched with the reference account name in the database, and the target matching rate is 100%; the other is that the account name to be checked is partially matched with the reference account name in the database, namely the target matching rate is larger than the preset maintenance matching rate, but not 100%. The account name to be checked is completely matched or partially matched with the reference account name in the database, the first transaction system executes the transaction corresponding to the transaction message, and the contract state of the transaction message is updated to be the processed state ZF01.
For example, the preset maintenance matching rate is 60%, the target matching rate for the account name 3 to be checked in the transaction message 3 and the reference account name in the database is 100%, the target matching rate is greater than the maintenance matching rate and is 100%, that is, the account name 3 to be checked and the reference account name are completely matched, the first transaction system executes the transaction corresponding to the transaction message, and updates the contract state to the processed state ZF01;
aiming at the fact that the target matching rate 4 of the account name 4 to be checked in the transaction message 4 and the reference account name in the database is 70%, the target matching rate is larger than the maintenance matching rate and is not 100%, namely the account name 3 to be checked and the reference account name are partially matched, the first transaction system executes the transaction corresponding to the transaction message, and the contract state is updated to the processed state ZF01.
The target matching rate is compared with the preset maintenance matching rate, and the contract state is updated according to different matching degrees, so that the flexibility of service processing is improved.
In some embodiments, if the performing the transaction operation is successful, the contract status is updated to a successful status; if the transaction operation fails, the contract state is updated to a checked-out state.
Specifically, if the first transaction system executes the transaction successfully, updating the contract state of the transaction message from the processed state ZF01 to a successful state ZF02; if the transaction fails to be executed, the contract state of the transaction message is updated from the processed state ZF01 to the checked-out state ZF03, and the manual processing is carried out.
Based on the same technical concept, the embodiment of the present application provides a schematic structural diagram of a verification device, as shown in fig. 3, the device 300 includes:
the obtaining module 301 is configured to obtain a transaction account and an account name to be verified corresponding to the transaction account from a transaction message;
the processing module 302 is configured to perform redundancy processing on the account name to be checked to obtain a target character string;
the processing module 302 is further configured to obtain a reference character string corresponding to the transaction account from a database, and match the reference character string with the target character string to obtain a target matching rate;
and if the target matching rate is greater than a preset maintenance matching rate, executing the transaction operation of the transaction message.
The user name in the transaction message is matched with the reference account in the database to obtain the target matching rate, and when the target matching rate is greater than the preset maintenance matching rate, the transaction operation of the transaction message is executed, so that the accuracy of transaction account entering and account exiting is improved, and the property safety of the customer is effectively protected.
Optionally, the processing module 302 is specifically configured to:
and deleting the blank space and the symbol in the account name to be checked to obtain a target character string.
Optionally, the processing module 302 is specifically configured to:
matching the reference character string with the target character string character by character according to the sequence from left to right until unmatched characters appear;
and counting the matched character string length, and determining the target matching rate based on the matched character string length and the character string length of the target character string.
Optionally, the processing module 302 is specifically configured to:
and if the target matching rate is smaller than or equal to the maintenance matching rate, refusing to process the transaction message, and updating the contract state into a disabled state or a checked-out state.
Optionally, the processing module 302 is specifically configured to:
and if the target matching rate is larger than the preset maintenance matching rate, updating the contract state into the processed state.
Optionally, the processing module 302 is specifically configured to:
if the transaction operation is successfully executed, updating the contract state to a successful state;
if the transaction operation fails to be executed, the contract state is updated to be a checked-out state.
The user name in the transaction message is matched with the reference account in the database to obtain the target matching rate, and when the target matching rate is greater than the preset maintenance matching rate, the transaction operation of the transaction message is executed, so that the accuracy of transaction account entering and account exiting is improved, and the property safety of the customer is effectively protected.
Based on the same technical concept, the embodiments of the present application provide a computer device, which may be the first transaction system 101 and/or the second transaction system 102 shown in fig. 1, as shown in fig. 4, including at least one processor 401, and a memory 402 connected to the at least one processor, where a specific connection medium between the processor 401 and the memory 402 is not limited in the embodiments of the present application, and in fig. 4, the processor 401 and the memory 402 are connected by a bus, for example. The buses may be divided into address buses, data buses, control buses, etc.
In the embodiment of the present application, the memory 402 stores instructions executable by the at least one processor 401, and the at least one processor 401 may perform the steps of the verification method by executing the instructions stored in the memory 402.
The processor 401 is a control center of the computer device, and various interfaces and lines can be used to connect various parts of the computer device, and by executing or executing instructions stored in the memory 402 and invoking data stored in the memory 402, verification of the account number in the transaction message is achieved. Alternatively, the processor 401 may include one or more processing units, and the processor 401 may integrate an application processor and a modem processor, wherein the application processor mainly processes an operating system, a user interface, an application program, etc., and the modem processor mainly processes wireless communication. It will be appreciated that the modem processor described above may also be integrated into the processor 401. In some embodiments, processor 401 and memory 402 may be implemented on the same chip, and in some embodiments they may be implemented separately on separate chips.
The processor 401 may be a general purpose processor such as a Central Processing Unit (CPU), digital signal processor, application specific integrated circuit (Application Specific Integrated Circuit, ASIC), field programmable gate array or other programmable logic device, discrete gate or transistor logic, discrete hardware components, which may implement or perform the methods, steps, and logic blocks disclosed in the embodiments of the present application. The general purpose processor may be a microprocessor or any conventional processor or the like. The steps of a method disclosed in connection with the embodiments of the present application may be embodied directly in a hardware processor for execution, or in a combination of hardware and software modules in the processor for execution.
Memory 402 is a non-volatile computer-readable storage medium that can be used to store non-volatile software programs, non-volatile computer-executable programs, and modules. The Memory 402 may include at least one type of storage medium, which may include, for example, flash Memory, hard disk, multimedia card, card Memory, random access Memory (Random Access Memory, RAM), static random access Memory (Static Random Access Memory, SRAM), programmable Read-Only Memory (Programmable Read Only Memory, PROM), read-Only Memory (ROM), charged erasable programmable Read-Only Memory (Electrically Erasable Programmable Read-Only Memory), magnetic Memory, magnetic disk, optical disk, and the like. Memory 402 is any other medium that can be used to carry or store desired program code in the form of instructions or data structures and that can be accessed by a computer device, but is not limited to such. The memory 402 in the present embodiment may also be circuitry or any other device capable of implementing a memory function for storing program instructions and/or data.
Based on the same inventive concept, embodiments of the present application provide a computer-readable storage medium storing a computer program executable by a computer device, which when run on the computer device, causes the computer device to perform the steps of the above-described verification method.
Based on the same inventive concept, embodiments of the present application provide a computer program product comprising a computer program stored on a computer readable storage medium, the computer program comprising program instructions which, when executed by a computer device, cause the computer device to perform the steps of the above-described verification method.
It will be appreciated by those skilled in the art that embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to the application. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
It will be apparent to those skilled in the art that various modifications and variations can be made in the present application without departing from the spirit or scope of the application. Thus, if such modifications and variations of the present application fall within the scope of the claims and the equivalents thereof, the present application is intended to cover such modifications and variations.

Claims (11)

1. A method of verification, comprising:
acquiring a transaction account and an account name to be checked corresponding to the transaction account from a transaction message;
performing redundancy processing on the account name to be checked to obtain a target character string;
obtaining a reference character string corresponding to the transaction account from a database, and matching the reference character string with the target character string to obtain a target matching rate;
and if the target matching rate is greater than a preset maintenance matching rate, executing the transaction operation of the transaction message.
2. The method of claim 1, wherein the redundancy processing is performed on the account name to be checked to obtain a target string, including:
and deleting the blank space and the symbol in the account name to be checked to obtain a target character string.
3. The method as claimed in claim 1, comprising:
the target character string and the reference character string are English character strings respectively.
4. The method of claim 1, wherein said matching the reference string with the target string to obtain a target match rate comprises:
matching the reference character string with the target character string character by character according to the sequence from left to right until unmatched characters appear;
and counting the matched character string length, and determining the target matching rate based on the matched character string length and the character string length of the target character string.
5. The method as recited in claim 1, further comprising:
and if the target matching rate is smaller than or equal to the maintenance matching rate, refusing to process the transaction message, and updating the contract state into a disabled state or a checked-out state.
6. The method of claim 1, wherein,
and if the target matching rate is larger than the preset maintenance matching rate, updating the contract state into the processed state.
7. The method as recited in claim 6, further comprising:
if the transaction operation is successfully executed, updating the contract state to a successful state;
if the transaction operation fails to be executed, the contract state is updated to be a checked-out state.
8. A verification device, comprising:
the acquisition module is used for acquiring a transaction account and an account name to be checked corresponding to the transaction account from the transaction message;
the processing module is used for carrying out redundancy processing on the account name to be checked to obtain a target character string;
the processing module is further used for acquiring a reference character string corresponding to the transaction account from a database, and matching the reference character string with the target character string to obtain a target matching rate;
and if the target matching rate is greater than a preset maintenance matching rate, executing the transaction operation of the transaction message.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the steps of the method of any of claims 1-7 when the program is executed.
10. A computer readable storage medium, characterized in that it stores a computer program executable by a computer device, which program, when run on the computer device, causes the computer device to perform the steps of the method according to any one of claims 1-7.
11. A computer program product comprising a computer program stored on a computer readable storage medium, the computer program comprising program instructions which, when executed by a computer device, cause the computer device to carry out the steps of the method according to any one of claims 1 to 7.
CN202211531985.1A 2022-12-01 2022-12-01 Verification method and device Pending CN116433369A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN117520611A (en) * 2024-01-05 2024-02-06 梅州客商银行股份有限公司 Customer name matching method for banking system comprising full angle and half angle

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN117520611A (en) * 2024-01-05 2024-02-06 梅州客商银行股份有限公司 Customer name matching method for banking system comprising full angle and half angle

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