CN116385156A - Resource allocation method, apparatus, computer device and computer program product - Google Patents
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Abstract
The disclosure relates to the technical field of big data, and particularly discloses a resource allocation method, a resource allocation device, computer equipment, a storage medium and a computer program product. The method comprises the following steps: the method comprises the steps of obtaining a resource allocation request, obtaining a second resource amount of a first allocation account aiming at target resources according to an account identifier of the first allocation account and the first resource amount in the resource allocation request, and further obtaining a second allocation account with sufficient resource allocation amount when determining that the resource allocation amount of the first allocation account is insufficient according to the second resource amount of the target resources, so as to determine the target allocation account from the second allocation account. Because the finally determined target allocation account is determined from the second allocation account with sufficient resource allocation amount, the accuracy of determining the target allocation account can be improved, and the resource allocation efficiency can be improved.
Description
Technical Field
The present application relates to the field of big data technology, and in particular, to a resource allocation method, apparatus, computer device, storage medium, and computer program product.
Background
Loans are becoming increasingly popular as a new way of resource allocation. When a user handles a loan service, if the credit scale of a sponsor (which is the highest index of the loan input by a control agency that is determined in advance for achieving a certain period of currency policy objective), i.e., the maximum limit, has reached the upper limit of the corresponding service, the user's loan service needs to be transferred to other institutions with sufficient loan amount for processing.
In the conventional art, when the credit scale of a sponsor reaches the upper limit of the corresponding business, one way is by employing a floor-standing agency (i.e., a transfer agency) that pseudo-randomly dynamically allocates the loan business, and the other way is by determining the transfer agency of the sponsor according to fixed rules. However, both of these two methods cannot accurately allocate according to the actual service quota of each organization, resulting in low allocation efficiency.
Disclosure of Invention
In view of the foregoing, it is desirable to provide a resource allocation method, apparatus, computer device, computer-readable storage medium, and computer program product that can improve allocation efficiency.
In a first aspect, the present application provides a resource allocation method. The method comprises the following steps:
Acquiring a resource allocation request, wherein the resource allocation request comprises a first resource amount requested and an account identifier of a first allocation account;
acquiring a second resource amount of the first allocation account aiming at a target resource according to the account identifier and the first resource amount;
when the insufficient resource allocation amount of the first allocation account is determined according to the second resource amount of the target resource, acquiring a second allocation account with sufficient resource allocation amount;
and determining a target allocation account from the second allocation account, wherein the target allocation account is used for carrying out allocation processing on the resource allocation request.
In one embodiment, the obtaining, according to the account identifier and the first resource amount, a second resource amount of the first allocation account for a target resource includes: inquiring a first historical allocated amount and a first newly increased allocated amount of the first allocated account aiming at the target resource according to the account identification; determining the amount to be allocated of the first allocation account for the target resource according to the first resource amount; and acquiring a second resource amount of the first allocation account aiming at the target resource according to the first historical allocated amount, the first newly increased allocated amount and the to-be-allocated amount.
In one embodiment, the obtaining the second allocation account with sufficient resource allocation credit includes: determining a first candidate account from a preset account list, and acquiring a third resource amount of the first candidate account aiming at the target resource; and when a first candidate account with the third resource quantity meeting the corresponding resource threshold exists, determining the first candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the obtaining the second allocation account with sufficient resource allocation credit includes: determining a second candidate account from preset allocation configuration information, and acquiring a fourth resource amount of the second candidate account aiming at the target resource; and when a second candidate account with the fourth resource quantity meeting the corresponding resource threshold exists, determining the second candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the method further comprises: when the second candidate account with the fourth resource quantity meeting the corresponding resource threshold value does not exist, determining a first candidate account from a preset account list; acquiring a third resource amount of the first candidate account aiming at the target resource; and when a first candidate account with the third resource quantity meeting the corresponding resource threshold exists, determining the first candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, after the determining the first candidate account as the second allocation account with sufficient resource allocation credit, the method further includes: and updating the allocation configuration information according to the second allocation account with sufficient resource allocation amount.
In one embodiment, the method further comprises: updating the third resource amount when there is no first candidate account for which the third resource amount meets a corresponding resource threshold
A resource threshold; and determining the second distribution account according to the updated resource threshold.
In one embodiment, after the obtaining the second amount of resources for the target resource for the first allocation account, the method further includes: when the second resource amount of the target resource meets the resource threshold value of the first allocation account, determining that the resource allocation credit of the first allocation account is sufficient; and when the second resource quantity of the target resource does not meet the resource threshold value of the first allocation account, determining that the resource allocation credit of the first allocation account is insufficient.
In one embodiment, the method further comprises: and when the resource allocation amount of the first allocation account is determined to be sufficient according to the second resource amount of the target resource, determining the first allocation account as the target allocation account.
In a second aspect, the present application further provides a resource allocation apparatus. The device comprises:
the resource allocation module is used for acquiring a resource allocation request, wherein the resource allocation request comprises a first resource amount requested and an account identifier of a first allocation account;
the resource acquisition module is used for acquiring a second resource amount of the first allocation account aiming at the target resource according to the account identifier and the first resource amount;
the account acquisition module is used for acquiring a second distribution account with sufficient resource distribution amount when the resource distribution amount of the first distribution account is determined to be insufficient according to the second resource amount of the target resource;
and the allocation processing module is used for determining a target allocation account from the second allocation account, and the target allocation account is used for carrying out allocation processing on the resource allocation request.
In a third aspect, the present application also provides a computer device. The computer device comprises a memory storing a computer program and a processor implementing the steps of the method according to the first aspect above when the processor executes the computer program.
In a fourth aspect, the present application also provides a computer-readable storage medium. The computer readable storage medium having stored thereon a computer program which, when executed by a processor, implements the steps of the method as described in the first aspect above.
In a fifth aspect, the present application also provides a computer program product. The computer program product comprising a computer program which, when executed by a processor, implements the steps of the method as described in the first aspect above.
According to the resource allocation method, the device, the computer equipment, the storage medium and the computer program product, the resource allocation request is obtained, the second resource amount of the first allocation account aiming at the target resource is obtained according to the account identification and the first resource amount of the first allocation account in the resource allocation request, when the fact that the resource allocation amount of the first allocation account is insufficient is determined according to the second resource amount of the target resource, the second allocation account with sufficient resource allocation amount is further obtained, and then the target allocation account is determined from the second allocation account. Because the finally determined target allocation account is determined from the second allocation account with sufficient resource allocation amount, the accuracy of determining the target allocation account can be improved, and the resource allocation efficiency can be improved.
Drawings
FIG. 1 is a flow chart of a method of resource allocation in one embodiment;
FIG. 2 is a flowchart illustrating a step of obtaining a second resource amount according to one embodiment;
FIG. 3 is a flow chart illustrating a step of obtaining a second distributed account in one embodiment;
FIG. 4 is a flowchart illustrating a step of obtaining a second distributed account according to another embodiment;
FIG. 5 is a block diagram of a resource allocation device in one embodiment;
fig. 6 is an internal structural diagram of a computer device in one embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application will be further described in detail with reference to the accompanying drawings and examples. It should be understood that the specific embodiments described herein are for purposes of illustration only and are not intended to limit the present application.
In one embodiment, as shown in fig. 1, a resource allocation method is provided, where this embodiment is applied to a terminal to illustrate the method, and it is understood that the method may also be applied to a server, and may also be applied to a system including a terminal and a server, and implemented through interaction between the terminal and the server. In this embodiment, the method may include the steps of:
The resource allocation request may be an indication or instruction for requesting allocation of resources, and the resource allocation request may include a first amount of resources requested and an account identification of the first allocation account. In particular, the first amount of resources may characterize the amount of resources requested, and the first allocation account is the principal to which the requesting party of the resources is directed, i.e. the allocating party of the resources, requesting them to allocate the resources. The account identification may be a logo or indicia uniquely representing the first allocated account, for example, an identification code, institution code, etc. of the first allocated account.
In this embodiment, the resource requester may initiate a resource allocation request to the resource allocator (i.e. the first allocation account) through the terminal, and the terminal may obtain the resource allocation request and identify the account identifier of the first allocation account and the first resource amount of the request carried in the request.
The target resource may be a resource item for measuring the resource size of the first allocated account, and specific resource items may also be different based on different measurement angles. The second amount of resources may then be the amount of resources corresponding to the target resource, and also the size of the resources of the first allocation account determined based on the angle of the target resource.
In this embodiment, the terminal may further obtain, according to the account identifier and the first resource amount of the first allocation account in the obtained resource allocation request, a second resource amount of the first allocation account for the target resource, and perform the resource allocation process based on the subsequent steps.
And 106, when the insufficient resource allocation amount of the first allocation account is determined according to the second resource amount of the target resource, acquiring a second allocation account with sufficient resource allocation amount.
The resource allocation credit may be a preset maximum resource allocation credit, which may be different values based on the difference of the target resources and the difference of the first allocation account. That is, for different first allocation accounts or different target resources, there may be different corresponding resource allocation credits. The second allocation account may be a resource allocation formula with resource allocation capability, which may perform allocation processing on the resource allocation request instead of the first allocation account when the resource allocation credit of the first allocation account is insufficient.
In this embodiment, when the terminal determines that the resource allocation credit of the first allocation account is insufficient based on the second resource amount of the first allocation account for the target resource, it indicates that the first allocation account does not have the capability of performing allocation processing on the resource allocation request, so that a second allocation account with sufficient resource allocation credit is further obtained.
The target allocation account may be a finally determined resource allocation formula for performing allocation processing on the resource allocation request. Specifically, the terminal may determine the target allocation account from the obtained second allocation account with sufficient resource allocation amount, so as to perform allocation processing on the resource allocation request.
In the above resource allocation method, the terminal obtains the second resource amount of the first allocation account for the target resource according to the account identifier and the first resource amount of the first allocation account in the resource allocation request by obtaining the resource allocation request, and when determining that the resource allocation credit of the first allocation account is insufficient according to the second resource amount of the target resource, further obtains the second allocation account with sufficient resource allocation credit, and further determines the target allocation account from the second allocation account. Because the finally determined target allocation account is determined from the second allocation account with sufficient resource allocation amount, the accuracy of determining the target allocation account can be improved, and the resource allocation efficiency can be improved.
In one scenario, the method may further comprise: and when the resource allocation credit of the first allocation account is determined to be sufficient according to the second resource amount of the target resource, the first allocation account is determined to be the target allocation account. Specifically, when the terminal determines that the resource allocation credit of the first allocation account is sufficient based on the second resource amount of the first allocation account for the target resource, the first allocation account is provided with the capability of performing allocation processing on the resource allocation request. Therefore, the first allocation account can be determined as the target allocation account, namely, the allocation processing can be carried out on the resource allocation request through the first allocation account, so that the resource allocation efficiency is improved.
In one embodiment, after obtaining the second amount of resources for the target resource for the first allocation account in step 104, the method may further include: it is identified whether the resource allocation credit of the first allocation account is sufficient. Specifically, when the second resource amount of the first allocation account for the target resource meets the resource threshold of the first allocation account, the terminal can determine that the resource allocation credit of the first allocation account is sufficient; when the second resource amount of the first allocation account for the target resource does not meet the resource threshold of the first allocation account, the terminal can determine that the resource allocation credit of the first allocation account is insufficient.
Wherein the resource threshold may be preset, which may be set to different values based on the difference in any of the specific target resources and resource allocation formulas. The condition of whether the resource threshold is met may also vary based on the particular target resource. For example, the resource threshold may be satisfied when the second resource amount is greater than the corresponding resource threshold, or the resource threshold may be satisfied when the second resource amount satisfies the corresponding resource threshold, which is not limited in this embodiment.
In one scenario, taking a resource allocation request as an example of a loan request, the allocation formula of the resource, i.e., the first allocation account and the second allocation account, are both relevant financial institutions or service institutions that may provide a loan. The target resource may be a resource item for measuring the loan scale corresponding to the resource allocation party, for example, the current principal amount, the present automatic deduction principal, the present other repayment principal, the present deposit amount, the present principal variation amount, etc. of the resource allocation party. The second amount of resources may then be a specific amount of money for the corresponding resource item. In this embodiment, taking the target resource as the "current principal amount" and the first allocation account as the organization a as an example, if the preset resource threshold value is "XX element", the second resource amount of the statistical organization a for the "current principal amount" is "YY element". When "YY" is greater than "XX", then it is indicated that the second amount of resources for "current principal amount" by institution a meets the corresponding resource threshold, and therefore it can be determined that the resource allocation credit of institution a is sufficient. And if "YY" is less than or equal to "XX", it indicates that the second amount of resources for "current principal amount" by institution a does not satisfy the corresponding resource threshold, and therefore, it may be determined that the resource allocation credit of institution a is insufficient. It will be appreciated that different resource thresholds may be set for different target resources and different resource allocation formulas, and this embodiment is not limited thereto.
In one embodiment, as shown in fig. 2, in step 104, according to the account identifier and the first resource amount, obtaining the second resource amount of the first allocation account for the target resource may specifically include:
Wherein the first historical allocated amount may be an allocated amount of the first allocation account for the target resource determined based on a certain historical point in time. The first newly-increased allocation amount may be a newly-increased allocation amount of the first allocation account for the target resource from the historical time point to the time point when the resource allocation request is received, where the newly-increased allocation amount may be obtained based on corresponding business data statistics. In this embodiment, in order to increase the processing speed and save the computing resources, the terminal may update the first historical allocated amount periodically, for example, weekly update or daily update, so when the terminal receives the resource allocation request, the terminal may directly query the first historical allocated amount of the first allocation account for the target resource based on the account identifier of the first allocation account. And counting a first newly increased allocation amount of the first allocation account for the target resource based on the business data.
The amount to be allocated may be the amount of resources that need to be allocated but for which allocation has not yet been performed. Since the first resource amount is the resource amount requested to be allocated by the current resource allocation request, the terminal may determine, according to the first resource amount, an amount to be allocated of the first allocation account for the target resource.
Specifically, the terminal may count the sum of the first historical allocated amount, the first newly increased allocated amount, and the amount to be allocated, and determine it as the second amount of resources of the first allocation account for the target resource.
In the above embodiment, the terminal queries the first historical allocated amount and the first newly increased allocated amount of the first allocated account for the target resource according to the account identifier, determines the amount to be allocated of the first allocated account for the target resource according to the first resource amount, and further obtains the second resource amount of the first allocated account for the target resource according to the first historical allocated amount, the first newly increased allocated amount and the amount to be allocated, thereby realizing accurate statistics on the corresponding resource scale of the resource allocation party.
In one embodiment, as shown in fig. 3, in step 106, obtaining a second allocation account with sufficient resource allocation credit may specifically include:
The account list may be a preset list of accounts corresponding to the resource allocation formula, which has authority to process the obtained resource allocation request. The first candidate account may be all or part of the accounts in the account list other than the first allocated account. The third resource amount has a similar meaning to the second resource amount, and may be the number of resources of the first candidate account for the target resource, i.e., the size of the resources of the first candidate account determined based on the angle of the target resource.
In this embodiment, when the terminal determines that the resource allocation credit of the first allocation account is insufficient according to the second resource amount of the target resource, the terminal may further determine the first candidate account from the preset account list, and acquire a third resource amount of the first candidate account for the target resource.
As can be seen from the above embodiments, when the second resource amount of the first allocation account for the target resource meets the resource threshold of the first allocation account, the resource allocation credit of the first allocation account is sufficient; and when the second resource quantity of the first allocation account aiming at the target resource does not meet the resource threshold value of the first allocation account, the resource allocation credit of the first allocation account is insufficient. Therefore, the embodiment can identify whether the resource allocation credit of the first candidate account is sufficient or not based on the same manner, and determine whether the first candidate account with sufficient resource credit exists or not. For example, when the terminal identifies that a third resource amount of a certain first candidate account for the target resource meets a corresponding resource threshold, the terminal indicates that the resource allocation credit of the first candidate account is sufficient, i.e. a first candidate account with sufficient resource credit exists; and when the third resource quantity of a certain first candidate account aiming at the target resource does not meet the corresponding resource threshold, the first candidate account is indicated to have insufficient resource allocation quota, namely, the first candidate account with sufficient resource quota does not exist.
Specifically, when the terminal determines that there is a first candidate account for which the third amount of resources meets the corresponding resource threshold, step 306 is performed. When the terminal determines that there is no first candidate account for which the third amount of resources meets the corresponding resource threshold, step 308 is performed.
Specifically, when the terminal determines that there is a first candidate account whose third resource amount satisfies the corresponding resource threshold, the first candidate account may be determined as a second allocation account whose resource allocation credit is sufficient.
And 308, updating the resource threshold, and determining a second distribution account according to the updated resource threshold.
When the terminal determines that the first candidate account with the third resource quantity meeting the corresponding resource threshold value does not exist, the terminal indicates that the first candidate account with the capacity of carrying out allocation processing on the resource allocation request does not exist, and therefore the resource threshold value can be updated. For example, the resource threshold corresponding to the first candidate account in the account list may be updated, or the resource threshold corresponding to the first allocation account pointed to by the resource allocation request may be updated, and in particular, may be updated according to actual needs. And further, the second distribution account may be determined based on the updated resource threshold.
In the above manner of obtaining the second allocation account with sufficient resource allocation credit, when the first candidate account with sufficient resource allocation credit is present, the first candidate account may be determined as the second allocation account with sufficient resource allocation credit, and when the first candidate account with sufficient resource allocation credit is not present, the resource threshold is updated, and the second allocation account is determined according to the updated resource threshold. Therefore, not only the accuracy of determining the second distribution account can be improved, but also the flexibility is improved.
In one embodiment, as shown in fig. 4, in step 106, obtaining the second allocation account with sufficient resource allocation credit may specifically further include:
The allocation configuration information may be preset configuration information related to the resource allocation formula. For example, it may include a second candidate account designated to allocate a resource allocation request when the current resource allocation recipe does not have the capability to allocate the resource allocation request. The fourth resource amount may then be the number of resources of the second candidate account for the target resource, i.e. the size of the resources of the second candidate account determined based on the perspective of the target resource.
In this embodiment, when the terminal determines that the resource allocation credit of the first allocation account is insufficient according to the second resource amount of the target resource, the terminal may further determine the second candidate account from the preset allocation configuration information, and acquire a fourth resource amount of the second candidate account for the target resource.
Similarly, in this embodiment, the terminal may identify whether the resource allocation credit of the second candidate account is sufficient, and determine whether the second candidate account with sufficient resource credit exists. For example, when the terminal identifies that the fourth resource amount of a certain second candidate account for the target resource meets the corresponding resource threshold, the terminal indicates that the resource allocation credit of the second candidate account is sufficient, i.e. a second candidate account with sufficient resource credit exists; and when the fourth resource quantity of a certain second candidate account aiming at the target resource does not meet the corresponding resource threshold, the resource allocation quota of the second candidate account is insufficient, namely, the second candidate account with sufficient resource quota does not exist.
Specifically, when the terminal determines that there is a second candidate account for which the fourth amount of resources meets the corresponding resource threshold, step 406 is performed. When the terminal determines that there is no second candidate account for which the fourth amount of resources meets the corresponding resource threshold, step 408 is performed.
Specifically, when the terminal determines that there is a second candidate account whose fourth resource amount satisfies the corresponding resource threshold, the second candidate account may be determined as a second allocation account whose resource allocation credit is sufficient.
In this embodiment, when the terminal determines that there is no second candidate account in which the fourth resource amount satisfies the corresponding resource threshold, the second allocation account may be determined based on a preset account list. Specifically, the manner of determining the second distribution account based on the preset account list may refer to an embodiment shown in fig. 3, and this will not be described in detail in this embodiment.
In the above manner of obtaining the second allocation account with sufficient resource allocation credit, when the second candidate account with sufficient resource allocation credit is present, the second candidate account may be determined as the second allocation account with sufficient resource allocation credit, and when the second candidate account with sufficient resource allocation credit is not present, the second allocation account is determined based on the preset account list, thereby further improving the accuracy of determining the second allocation account.
In one scenario, after determining the second distribution account based on the preset account list in step 408, the method may further include: and updating the allocation configuration information according to the second allocation account with sufficient resource allocation amount.
When the allocation configuration information comprises the current resource allocation formula and does not have the capability of carrying out allocation processing on the resource allocation request, the second candidate account which is designated to carry out allocation processing on the resource allocation request is included. The second allocation account is determined based on the preset account list, because the second candidate account specified in the allocation configuration information does not have the capability of performing allocation processing on the resource allocation request. That is, the second candidate account specified in the allocation configuration information is invalid. Therefore, after the terminal determines the second allocation account based on the preset account list, the allocation configuration information can be updated according to the determined second allocation account with sufficient resource allocation amount, so that dynamic update of information is realized, and when resource allocation is performed next time, the second allocation account can be determined according to the updated allocation configuration information, so that the resource allocation efficiency is further improved.
In a specific embodiment, taking a resource allocation request as an example, the terminal may obtain service data (i.e., data related to loan service) of each resource allocation formula. For example, each resource allocator may update the first historically allocated amount of the target resource daily and transmit it to the terminal via Kafka (an open source stream processing platform), while transmitting the daily newly added service data to the terminal via Kafka. The terminal may then assign a different Topic (i.e., a theme, which may be an account identifier of the resource allocation) to each resource allocation, thereby distinguishing the source of the data and determining a first historical allocated amount and a first newly increased allocated amount for each resource allocation. In the embodiment, by adopting the mode of Kafka, the number of concurrent requests received by the terminal can be effectively reduced, downtime is prevented, data transmitted by each resource allocation formula can be asynchronously processed, and the processing efficiency is improved.
When the terminal receives the resource allocation request, a second amount of resources for the target resource of the first allocation account may be obtained based on the account identification of the first allocation account and the first amount of resources in the request. For example, if the target resource is "current payoff amount", the first allocation account is organization B, the resource threshold set in advance for the first allocation account is "M element", and the second resource amount of the statistical organization B for "current payoff amount" is "N element". When the "N element" is greater than the "M element", it indicates that the second resource amount of the institution B for the "current payable amount" satisfies the corresponding resource threshold, so that it may be determined that the resource allocation amount of the institution B is sufficient, and thus the institution B may be directly determined as the target allocation account, that is, the institution B performs allocation processing on the resource allocation request, so as to complete resource allocation.
If the "N element" is less than or equal to the "M element", the second resource amount of the institution B for the "current payment amount" does not satisfy the corresponding resource threshold, and therefore, it may be determined that the resource allocation credit of the institution B is insufficient. The second allocation account with sufficient resource allocation credit is further obtained, and in particular, the second allocation account can be obtained with reference to the embodiments shown in fig. 3 and fig. 4, so that the target allocation account can be finally determined from the second allocation account with sufficient resource allocation credit, and compared with the conventional method, the resource allocation efficiency can be improved.
It should be understood that, although the steps in the flowcharts related to the embodiments described above are sequentially shown as indicated by arrows, these steps are not necessarily sequentially performed in the order indicated by the arrows. The steps are not strictly limited to the order of execution unless explicitly recited herein, and the steps may be executed in other orders. Moreover, at least some of the steps in the flowcharts described in the above embodiments may include a plurality of steps or a plurality of stages, which are not necessarily performed at the same time, but may be performed at different times, and the order of the steps or stages is not necessarily performed sequentially, but may be performed alternately or alternately with at least some of the other steps or stages.
Based on the same inventive concept, the embodiment of the application also provides a resource allocation device for realizing the above-mentioned resource allocation method. The implementation of the solution provided by the apparatus is similar to the implementation described in the above method, so the specific limitation in the embodiments of one or more resource allocation apparatus provided below may refer to the limitation of the resource allocation method hereinabove, and will not be repeated here.
In one embodiment, as shown in fig. 5, there is provided a resource allocation apparatus, including: a request acquisition module 502, a resource acquisition module 504, an account acquisition module 506, and an allocation processing module 508, wherein:
a request obtaining module 502, configured to obtain a resource allocation request, where the resource allocation request includes a first resource amount requested and an account identifier of a first allocation account;
a resource obtaining module 504, configured to obtain, according to the account identifier and the first resource amount, a second resource amount of the first allocation account for a target resource;
an account obtaining module 506, configured to obtain a second allocation account with sufficient resource allocation amount when it is determined that the resource allocation amount of the first allocation account is insufficient according to the second resource amount of the target resource;
and the allocation processing module 508 is configured to determine a target allocation account from the second allocation account, where the target allocation account is used to perform allocation processing on the resource allocation request.
In one embodiment, the resource acquisition module is further configured to: inquiring a first historical allocated amount and a first newly increased allocated amount of the first allocated account aiming at the target resource according to the account identification; determining the amount to be allocated of the first allocation account for the target resource according to the first resource amount; and acquiring a second resource amount of the first allocation account aiming at the target resource according to the first historical allocated amount, the first newly increased allocated amount and the to-be-allocated amount.
In one embodiment, the account acquisition module is further to: determining a first candidate account from a preset account list, and acquiring a third resource amount of the first candidate account aiming at the target resource; and when a first candidate account with the third resource quantity meeting the corresponding resource threshold exists, determining the first candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the account acquisition module is further to: determining a second candidate account from preset allocation configuration information, and acquiring a fourth resource amount of the second candidate account aiming at the target resource; and when a second candidate account with the fourth resource quantity meeting the corresponding resource threshold exists, determining the second candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the account acquisition module is further to: when the second candidate account with the fourth resource quantity meeting the corresponding resource threshold value does not exist, determining a first candidate account from a preset account list; acquiring a third resource amount of the first candidate account aiming at the target resource; and when a first candidate account with the third resource quantity meeting the corresponding resource threshold exists, determining the first candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the apparatus further includes an information updating module configured to update the allocation configuration information according to the second allocation account with sufficient resource allocation credit.
In one embodiment, the information updating module is further configured to: updating the third resource amount when there is no first candidate account for which the third resource amount meets a corresponding resource threshold
A resource threshold; the account acquisition module is further configured to: and determining the second distribution account according to the updated resource threshold.
In one embodiment, the apparatus further comprises a credit determination module configured to determine that a credit for the first allocation account is sufficient when the second amount of resources for the target resource meets a resource threshold for the first allocation account; and when the second resource quantity of the target resource does not meet the resource threshold value of the first allocation account, determining that the resource allocation credit of the first allocation account is insufficient.
In one embodiment, the allocation processing module is further configured to: and when the resource allocation amount of the first allocation account is determined to be sufficient according to the second resource amount of the target resource, determining the first allocation account as the target allocation account.
The respective modules in the above-described resource allocation apparatus may be implemented in whole or in part by software, hardware, and combinations thereof. The above modules may be embedded in hardware or may be independent of a processor in the computer device, or may be stored in software in a memory in the computer device, so that the processor may call and execute operations corresponding to the above modules.
In one embodiment, a computer device is provided, which may be a terminal, and the internal structure of which may be as shown in fig. 6. The computer device includes a processor, a memory, an input/output interface, a communication interface, a display unit, and an input means. The processor, the memory and the input/output interface are connected through a system bus, and the communication interface, the display unit and the input device are connected to the system bus through the input/output interface. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of the operating system and computer programs in the non-volatile storage media. The input/output interface of the computer device is used to exchange information between the processor and the external device. The communication interface of the computer device is used for carrying out wired or wireless communication with an external terminal, and the wireless mode can be realized through WIFI, a mobile cellular network, NFC (near field communication) or other technologies. The computer program is executed by a processor to implement a resource allocation method. The display unit of the computer device is used for forming a visual picture, and can be a display screen, a projection device or a virtual reality imaging device. The display screen can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer equipment can be a touch layer covered on the display screen, can also be a key, a track ball or a touch pad arranged on the shell of the computer equipment, and can also be an external keyboard, a touch pad or a mouse and the like.
It will be appreciated by those skilled in the art that the structure shown in fig. 6 is merely a block diagram of some of the structures associated with the present application and is not limiting of the computer device to which the present application may be applied, and that a particular computer device may include more or fewer components than shown, or may combine certain components, or have a different arrangement of components.
In one embodiment, a computer device is provided comprising a memory and a processor, the memory having stored therein a computer program, the processor when executing the computer program performing the steps of:
acquiring a resource allocation request, wherein the resource allocation request comprises a first resource amount requested and an account identifier of a first allocation account;
acquiring a second resource amount of the first allocation account aiming at a target resource according to the account identifier and the first resource amount;
when the insufficient resource allocation amount of the first allocation account is determined according to the second resource amount of the target resource, acquiring a second allocation account with sufficient resource allocation amount;
and determining a target allocation account from the second allocation account, wherein the target allocation account is used for carrying out allocation processing on the resource allocation request.
In one embodiment, the processor when executing the computer program further performs the steps of: inquiring a first historical allocated amount and a first newly increased allocated amount of the first allocated account aiming at the target resource according to the account identification; determining the amount to be allocated of the first allocation account for the target resource according to the first resource amount; and acquiring a second resource amount of the first allocation account aiming at the target resource according to the first historical allocated amount, the first newly increased allocated amount and the to-be-allocated amount.
In one embodiment, the processor when executing the computer program further performs the steps of: determining a first candidate account from a preset account list, and acquiring a third resource amount of the first candidate account aiming at the target resource; and when a first candidate account with the third resource quantity meeting the corresponding resource threshold exists, determining the first candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the processor when executing the computer program further performs the steps of: determining a second candidate account from preset allocation configuration information, and acquiring a fourth resource amount of the second candidate account aiming at the target resource; and when a second candidate account with the fourth resource quantity meeting the corresponding resource threshold exists, determining the second candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the processor when executing the computer program further performs the steps of: when the second candidate account with the fourth resource quantity meeting the corresponding resource threshold value does not exist, determining a first candidate account from a preset account list; acquiring a third resource amount of the first candidate account aiming at the target resource; and when a first candidate account with the third resource quantity meeting the corresponding resource threshold exists, determining the first candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the processor when executing the computer program further performs the steps of: and updating the allocation configuration information according to the second allocation account with sufficient resource allocation amount.
In one embodiment, the processor when executing the computer program further performs the steps of: updating the third resource amount when there is no first candidate account for which the third resource amount meets a corresponding resource threshold
A resource threshold; and determining the second distribution account according to the updated resource threshold.
In one embodiment, the processor when executing the computer program further performs the steps of: when the second resource amount of the target resource meets the resource threshold value of the first allocation account, determining that the resource allocation credit of the first allocation account is sufficient; and when the second resource quantity of the target resource does not meet the resource threshold value of the first allocation account, determining that the resource allocation credit of the first allocation account is insufficient.
In one embodiment, the processor when executing the computer program further performs the steps of: and when the resource allocation amount of the first allocation account is determined to be sufficient according to the second resource amount of the target resource, determining the first allocation account as the target allocation account.
In one embodiment, a computer readable storage medium is provided having a computer program stored thereon, which when executed by a processor, performs the steps of:
acquiring a resource allocation request, wherein the resource allocation request comprises a first resource amount requested and an account identifier of a first allocation account;
acquiring a second resource amount of the first allocation account aiming at a target resource according to the account identifier and the first resource amount;
when the insufficient resource allocation amount of the first allocation account is determined according to the second resource amount of the target resource, acquiring a second allocation account with sufficient resource allocation amount;
and determining a target allocation account from the second allocation account, wherein the target allocation account is used for carrying out allocation processing on the resource allocation request.
In one embodiment, the computer program when executed by the processor further performs the steps of: inquiring a first historical allocated amount and a first newly increased allocated amount of the first allocated account aiming at the target resource according to the account identification; determining the amount to be allocated of the first allocation account for the target resource according to the first resource amount; and acquiring a second resource amount of the first allocation account aiming at the target resource according to the first historical allocated amount, the first newly increased allocated amount and the to-be-allocated amount.
In one embodiment, the computer program when executed by the processor further performs the steps of: determining a first candidate account from a preset account list, and acquiring a third resource amount of the first candidate account aiming at the target resource; and when a first candidate account with the third resource quantity meeting the corresponding resource threshold exists, determining the first candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the computer program when executed by the processor further performs the steps of: determining a second candidate account from preset allocation configuration information, and acquiring a fourth resource amount of the second candidate account aiming at the target resource; and when a second candidate account with the fourth resource quantity meeting the corresponding resource threshold exists, determining the second candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the computer program when executed by the processor further performs the steps of: when the second candidate account with the fourth resource quantity meeting the corresponding resource threshold value does not exist, determining a first candidate account from a preset account list; acquiring a third resource amount of the first candidate account aiming at the target resource; and when a first candidate account with the third resource quantity meeting the corresponding resource threshold exists, determining the first candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the computer program when executed by the processor further performs the steps of: and updating the allocation configuration information according to the second allocation account with sufficient resource allocation amount.
In one embodiment, the computer program when executed by the processor further performs the steps of: updating the resource threshold when there is no first candidate account for which the third amount of resources meets the corresponding resource threshold; and determining the second distribution account according to the updated resource threshold.
In one embodiment, the computer program when executed by the processor further performs the steps of: when the second resource amount of the target resource meets the resource threshold value of the first allocation account, determining that the resource allocation credit of the first allocation account is sufficient; and when the second resource quantity of the target resource does not meet the resource threshold value of the first allocation account, determining that the resource allocation credit of the first allocation account is insufficient.
In one embodiment, the computer program when executed by the processor further performs the steps of: and when the resource allocation amount of the first allocation account is determined to be sufficient according to the second resource amount of the target resource, determining the first allocation account as the target allocation account.
In one embodiment, a computer program product is provided comprising a computer program which, when executed by a processor, performs the steps of:
acquiring a resource allocation request, wherein the resource allocation request comprises a first resource amount requested and an account identifier of a first allocation account;
acquiring a second resource amount of the first allocation account aiming at a target resource according to the account identifier and the first resource amount;
when the insufficient resource allocation amount of the first allocation account is determined according to the second resource amount of the target resource, acquiring a second allocation account with sufficient resource allocation amount;
and determining a target allocation account from the second allocation account, wherein the target allocation account is used for carrying out allocation processing on the resource allocation request.
In one embodiment, the computer program when executed by the processor further performs the steps of: inquiring a first historical allocated amount and a first newly increased allocated amount of the first allocated account aiming at the target resource according to the account identification; determining the amount to be allocated of the first allocation account for the target resource according to the first resource amount; and acquiring a second resource amount of the first allocation account aiming at the target resource according to the first historical allocated amount, the first newly increased allocated amount and the to-be-allocated amount.
In one embodiment, the computer program when executed by the processor further performs the steps of: determining a first candidate account from a preset account list, and acquiring a third resource amount of the first candidate account aiming at the target resource; and when a first candidate account with the third resource quantity meeting the corresponding resource threshold exists, determining the first candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the computer program when executed by the processor further performs the steps of: determining a second candidate account from preset allocation configuration information, and acquiring a fourth resource amount of the second candidate account aiming at the target resource; and when a second candidate account with the fourth resource quantity meeting the corresponding resource threshold exists, determining the second candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the computer program when executed by the processor further performs the steps of: when the second candidate account with the fourth resource quantity meeting the corresponding resource threshold value does not exist, determining a first candidate account from a preset account list; acquiring a third resource amount of the first candidate account aiming at the target resource; and when a first candidate account with the third resource quantity meeting the corresponding resource threshold exists, determining the first candidate account as a second allocation account with sufficient resource allocation amount.
In one embodiment, the computer program when executed by the processor further performs the steps of: and updating the allocation configuration information according to the second allocation account with sufficient resource allocation amount.
In one embodiment, the computer program when executed by the processor further performs the steps of: updating the resource threshold when there is no first candidate account for which the third amount of resources meets the corresponding resource threshold; and determining the second distribution account according to the updated resource threshold.
In one embodiment, the computer program when executed by the processor further performs the steps of: when the second resource amount of the target resource meets the resource threshold value of the first allocation account, determining that the resource allocation credit of the first allocation account is sufficient; and when the second resource quantity of the target resource does not meet the resource threshold value of the first allocation account, determining that the resource allocation credit of the first allocation account is insufficient.
In one embodiment, the computer program when executed by the processor further performs the steps of: and when the resource allocation amount of the first allocation account is determined to be sufficient according to the second resource amount of the target resource, determining the first allocation account as the target allocation account.
It should be noted that, the user information (including, but not limited to, user equipment information, user personal information, etc.) and the data (including, but not limited to, data for analysis, stored data, presented data, etc.) referred to in the present application are information and data authorized by the user or sufficiently authorized by each party, and the collection, use and processing of the related data are required to comply with the related laws and regulations and standards of the related countries and regions.
Those skilled in the art will appreciate that implementing all or part of the above described methods may be accomplished by way of a computer program stored on a non-transitory computer readable storage medium, which when executed, may comprise the steps of the embodiments of the methods described above. Any reference to memory, database, or other medium used in the various embodiments provided herein may include at least one of non-volatile and volatile memory. The nonvolatile Memory may include Read-Only Memory (ROM), magnetic tape, floppy disk, flash Memory, optical Memory, high density embedded nonvolatile Memory, resistive random access Memory (ReRAM), magnetic random access Memory (Magnetoresistive Random Access Memory, MRAM), ferroelectric Memory (Ferroelectric Random Access Memory, FRAM), phase change Memory (Phase Change Memory, PCM), graphene Memory, and the like. Volatile memory can include random access memory (Random Access Memory, RAM) or external cache memory, and the like. By way of illustration, and not limitation, RAM can be in the form of a variety of forms, such as Static Random access memory (Static Random access memory AccessMemory, SRAM) or dynamic Random access memory (Dynamic Random Access Memory, DRAM), and the like. The databases referred to in the various embodiments provided herein may include at least one of relational databases and non-relational databases. The non-relational database may include, but is not limited to, a blockchain-based distributed database, and the like. The processors referred to in the embodiments provided herein may be general purpose processors, central processing units, graphics processors, digital signal processors, programmable logic units, quantum computing-based data processing logic units, etc., without being limited thereto.
The technical features of the above embodiments may be arbitrarily combined, and all possible combinations of the technical features in the above embodiments are not described for brevity of description, however, as long as there is no contradiction between the combinations of the technical features, they should be considered as the scope of the description.
The above examples only represent a few embodiments of the present application, which are described in more detail and are not to be construed as limiting the scope of the present application. It should be noted that it would be apparent to those skilled in the art that various modifications and improvements could be made without departing from the spirit of the present application, which would be within the scope of the present application. Accordingly, the scope of protection of the present application shall be subject to the appended claims.
Claims (12)
1. A method of resource allocation, the method comprising:
acquiring a resource allocation request, wherein the resource allocation request comprises a first resource amount requested and an account identifier of a first allocation account;
acquiring a second resource amount of the first allocation account aiming at a target resource according to the account identifier and the first resource amount;
when the insufficient resource allocation amount of the first allocation account is determined according to the second resource amount of the target resource, acquiring a second allocation account with sufficient resource allocation amount;
And determining a target allocation account from the second allocation account, wherein the target allocation account is used for carrying out allocation processing on the resource allocation request.
2. The method of claim 1, wherein the obtaining a second amount of resources for the target resource for the first allocated account based on the account identification and the first amount of resources comprises:
inquiring a first historical allocated amount and a first newly increased allocated amount of the first allocated account aiming at the target resource according to the account identification;
determining the amount to be allocated of the first allocation account for the target resource according to the first resource amount;
and acquiring a second resource amount of the first allocation account aiming at the target resource according to the first historical allocated amount, the first newly increased allocated amount and the to-be-allocated amount.
3. The method of claim 1, wherein the obtaining the second allocation account with sufficient resource allocation credit comprises:
determining a first candidate account from a preset account list, and acquiring a third resource amount of the first candidate account aiming at the target resource;
and when a first candidate account with the third resource quantity meeting the corresponding resource threshold exists, determining the first candidate account as a second allocation account with sufficient resource allocation amount.
4. The method of claim 1, wherein the obtaining the second allocation account with sufficient resource allocation credit comprises:
determining a second candidate account from preset allocation configuration information, and acquiring a fourth resource amount of the second candidate account aiming at the target resource;
and when a second candidate account with the fourth resource quantity meeting the corresponding resource threshold exists, determining the second candidate account as a second allocation account with sufficient resource allocation amount.
5. The method according to claim 4, wherein the method further comprises:
when the second candidate account with the fourth resource quantity meeting the corresponding resource threshold value does not exist, determining a first candidate account from a preset account list;
acquiring a third resource amount of the first candidate account aiming at the target resource;
and when a first candidate account with the third resource quantity meeting the corresponding resource threshold exists, determining the first candidate account as a second allocation account with sufficient resource allocation amount.
6. The method of claim 5, wherein after the determining the first candidate account as the second allocated account for which the resource allocation credit is sufficient, the method further comprises:
And updating the allocation configuration information according to the second allocation account with sufficient resource allocation amount.
7. The method according to claim 3 or 5, characterized in that the method further comprises:
updating the resource threshold when there is no first candidate account for which the third amount of resources meets the corresponding resource threshold;
and determining the second distribution account according to the updated resource threshold.
8. The method of any of claims 1-6, wherein after the obtaining the second amount of resources for the target resource for the first allocation account, the method further comprises:
when the second resource amount of the target resource meets the resource threshold value of the first allocation account, determining that the resource allocation credit of the first allocation account is sufficient;
and when the second resource quantity of the target resource does not meet the resource threshold value of the first allocation account, determining that the resource allocation credit of the first allocation account is insufficient.
9. The method according to any one of claims 1 to 6, further comprising:
and when the resource allocation amount of the first allocation account is determined to be sufficient according to the second resource amount of the target resource, determining the first allocation account as the target allocation account.
10. A resource allocation apparatus, the apparatus comprising:
the resource allocation module is used for acquiring a resource allocation request, wherein the resource allocation request comprises a first resource amount requested and an account identifier of a first allocation account;
the resource acquisition module is used for acquiring a second resource amount of the first allocation account aiming at the target resource according to the account identifier and the first resource amount;
the account acquisition module is used for acquiring a second distribution account with sufficient resource distribution amount when the resource distribution amount of the first distribution account is determined to be insufficient according to the second resource amount of the target resource;
and the allocation processing module is used for determining a target allocation account from the second allocation account, and the target allocation account is used for carrying out allocation processing on the resource allocation request.
11. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor implements the steps of the method of any one of claims 1 to 9 when the computer program is executed.
12. A computer readable storage medium, on which a computer program is stored, characterized in that the computer program, when being executed by a processor, implements the steps of the method of any of claims 1 to 9.
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