CN116362742A - Digital currency electric charge payment method and device - Google Patents
Digital currency electric charge payment method and device Download PDFInfo
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- CN116362742A CN116362742A CN202211531170.3A CN202211531170A CN116362742A CN 116362742 A CN116362742 A CN 116362742A CN 202211531170 A CN202211531170 A CN 202211531170A CN 116362742 A CN116362742 A CN 116362742A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
- G06Q20/367—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
- G06Q20/145—Payments according to the detected use or quantity
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
Abstract
The application provides a digital currency electric charge payment method and device, which are applied to a smart electric meter, wherein the method comprises the following steps: generating an electric charge payment order according to the electric charge information; acquiring a user information identifier according to the electric charge payment order; sending the electric charge payment order to the client so that the client sends an electric charge payment request to the intelligent electric meter; receiving an electric charge payment request; judging whether the balance of the digital wallet corresponding to the user information mark is larger than the electric charge amount of the electric charge payment order; if the balance of the digital wallet is larger than the electric charge amount of the electric charge payment order, deducting money from the digital wallet according to the electric charge amount to obtain deducted money; and sending the deduction amount and the electric charge payment order to a management platform. Through the method that this application provided, can accomplish the charges of electricity payment through smart electric meter, smart electric meter need not to pass back the remote service end with charges of electricity data, can improve charges of electricity payment's convenience, security, has improved transaction efficiency and fund turnover efficiency simultaneously.
Description
Technical Field
The application relates to the field of mobile payment, in particular to a digital currency electric charge payment method and device.
Background
With the development of digital money, the use of digital money to pay electric fees has become a trend.
The current generation of the electric charge depends on remote meter reading realized by the intelligent electric meter, mainly depends on a communication module and a remote prepayment meter reading system which are arranged in the electric meter, and transmits data to a marketing and collecting system of a power supply enterprise through a communication scheme to realize remote meter reading, the system processes and processes the data, finally generates a data report, and can perform corresponding remote valve control and other operations.
The intelligent ammeter adopted at present transmits the electricity fee data back to the terminal server through the network, so that statistics and settlement are carried out through the terminal server, and after bill generation, the user pays the electricity fee through a traditional mode. And the electric charge payment is carried out in the mode, so that the electric charge payment is troublesome and low in convenience.
Disclosure of Invention
The application provides a digital currency electric charge payment method and device, and aims to improve convenience of electric charge payment.
In order to achieve the above object, the present application provides the following technical solutions:
the first aspect of the application provides a digital currency electric charge payment method, which comprises the following steps:
generating an electric charge payment order according to the electric charge information;
acquiring a user information identifier according to the electric charge payment order;
transmitting the electric charge payment order to a client so that the client transmits an electric charge payment request to the intelligent ammeter;
receiving the electric charge payment request;
judging whether the balance of the digital wallet corresponding to the user information identifier is larger than the electric charge amount of the electric charge payment order;
if the balance of the digital wallet is larger than the electric charge amount of the electric charge payment order, deducting money from the digital wallet according to the electric charge amount to obtain deducted money;
and sending the deduction amount and the electric charge payment order to a management platform.
Optionally, the method further comprises:
and if the balance of the digital wallet is smaller than the electric charge amount of the electric charge payment order, sending information of insufficient balance to the client so that the client can recharge the digital wallet.
Optionally, the method further comprises:
receiving a digital wallet registration request sent by the client, wherein the digital wallet registration request comprises user information;
the user information is sent to the management platform, so that the management platform sends a first digital wallet identification to the intelligent ammeter according to the user information;
acquiring the first digital wallet identification;
and sending the first digital wallet identification to a client.
Optionally, the method further comprises:
receiving a digital wallet rendering request sent by the client, wherein the digital wallet rendering request comprises a rendering amount and a second digital wallet identifier;
generating a cash-out order according to the digital wallet cash-out request, and sending the cash-out order to the management platform, so that the management platform transfers the cash-out amount in the digital wallet to the digital wallet corresponding to the second digital wallet identification.
Optionally, the method further comprises:
receiving a digital wallet logout request sent by the client, wherein the digital wallet logout request comprises a third digital wallet identification;
judging whether the balance of the digital wallet corresponding to the third digital wallet identification is zero;
and if the balance of the digital wallet corresponding to the third digital wallet identifier is zero, sending the digital wallet cancellation request to the management platform so that the management platform cancels the digital wallet corresponding to the third digital wallet identifier.
A second aspect of the present application provides a digital money electric charge payment apparatus, the apparatus comprising: a transceiver module and a processing module;
the processing module is used for generating an electric charge payment order according to the electric charge information;
the processing module is also used for acquiring a user information identifier according to the electric charge payment order;
the receiving and sending module is used for sending the electric charge payment order to a client so that the client sends an electric charge payment request to the intelligent ammeter;
the receiving and transmitting module is also used for receiving the electric charge payment request;
the processing module is further used for judging whether the balance of the digital wallet corresponding to the user information identifier is larger than the electric charge amount of the electric charge payment order;
if the balance of the digital wallet is larger than the electric charge amount of the electric charge payment order, the processing module is further used for deducting money from the digital wallet according to the electric charge amount to obtain a deducted money amount;
and the receiving and transmitting module is also used for transmitting the deduction amount and the electric charge payment order to a management platform.
Optionally, the device is further configured to:
and if the balance of the digital wallet is smaller than the electric charge amount of the electric charge payment order, the receiving and transmitting module is further used for sending information of insufficient balance to the client so that the client can recharge the digital wallet.
Optionally, the device is further configured to:
the receiving and transmitting module is further configured to receive a digital wallet registration request sent by the client, where the digital wallet registration request includes user information;
the receiving and transmitting module is further configured to send the user information to the management platform, so that the management platform sends a first digital wallet identifier to the smart meter;
the processing module is further used for acquiring the first digital wallet identification;
the receiving and transmitting module is further configured to send the first digital wallet identifier to a client.
Optionally, the device is further configured to:
the receiving and transmitting module is further used for receiving a digital wallet withdrawal request sent by the client, wherein the digital wallet withdrawal request comprises a withdrawal amount and a second digital wallet identifier;
the processing module is also used for generating a cash-out order according to the cash-out request of the digital wallet;
the receiving-transmitting module is further configured to send the present order to the management platform, so that the management platform transfers the present amount in the digital wallet to the digital wallet corresponding to the second digital wallet identifier.
Optionally, the device is further configured to:
the receiving and transmitting module is further configured to receive a digital wallet logout request sent by the client, where the digital wallet logout request includes a third digital wallet identifier;
the processing module is further configured to determine whether a balance of the digital wallet corresponding to the third digital wallet identifier is zero;
and if the balance of the digital wallet corresponding to the third digital wallet identifier is zero, the transceiver module is further configured to send the digital wallet cancellation request to the management platform, so that the management platform cancels the digital wallet corresponding to the third digital wallet identifier.
A third aspect of the present application provides a smart meter, the smart meter comprising: a processor and a memory;
the memory is used for storing instructions;
the processor is used for executing the instructions in the memory and executing the digital currency electric charge payment method provided by the first method.
According to the technical scheme, the application provides a digital currency electric charge payment method and device, which are applied to a smart electric meter, and the method comprises the following steps: generating an electric charge payment order according to the electric charge information; acquiring a user information identifier according to the electric charge payment order; sending the electric charge payment order to the client so that the client sends an electric charge payment request to the intelligent electric meter; receiving an electric charge payment request; judging whether the balance of the digital wallet corresponding to the user information mark is larger than the electric charge amount of the electric charge payment order; if the balance of the digital wallet is larger than the electric charge amount of the electric charge payment order, deducting money from the digital wallet according to the electric charge amount to obtain deducted money; and sending the deduction amount and the electric charge payment order to a management platform. Through the method provided by the application, the electric charge payment can be completed through the intelligent electric meter, the intelligent electric meter does not need to transmit the electric charge data to the remote server, the convenience and the safety of the electric charge payment can be improved, and meanwhile, the transaction efficiency and the fund turnover efficiency of a power supply company are improved.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings that are required to be used in the embodiments or the description of the prior art will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments described in the present application, and other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.
Fig. 1 is a schematic flow chart of a digital currency electric charge payment method provided in an embodiment of the present application;
fig. 2 is a schematic structural diagram of a smart meter according to an embodiment of the present application;
FIG. 3 is a schematic flow chart of another digital currency electric charge payment method according to an embodiment of the present disclosure;
FIG. 4 is a schematic flow chart of another digital currency electric charge payment method according to an embodiment of the present disclosure;
FIG. 5 is a schematic flow chart of another digital currency electric charge payment method according to an embodiment of the present application;
fig. 6 is a schematic structural diagram of a digital currency electric charge payment device according to an embodiment of the present application.
Detailed Description
The following description of the embodiments of the present application will be made clearly and fully with reference to the accompanying drawings, in which it is evident that the embodiments described are only some, but not all, of the embodiments of the present application. All other embodiments, which can be made by one of ordinary skill in the art based on the embodiments herein without making any inventive effort, are intended to be within the scope of the present application.
The embodiment of the application provides a digital currency electric charge payment method, which solves the problem of how to improve the convenience of electric charge payment. The following will describe in detail.
Fig. 1 is a flow chart of a digital currency electric charge payment method according to an embodiment of the present application. The flow chart of the digital currency electric charge payment method provided by the embodiment of the application can be realized through the following steps S101-S107.
The method provided by the embodiment of the application is applied to a smart meter, as shown in fig. 2, and the smart meter includes: display screen, bluetooth antenna, physical button, payment module and control module. The payment module is used for storing digital wallet information, digital wallet identifications corresponding to the digital wallets, and the like.
S101: and generating an electric charge payment order according to the electric charge information.
Specifically, the control module obtains the electric charge information in the smart electric meter, and the electric charge information comprises: the household number, the electricity consumption, the electricity fee standard and other basic information. The control module generates an electric charge payment order according to the electric charge information, wherein the electric charge payment order comprises: household number, electricity consumption, electricity charge amount, etc.
S102: and acquiring the user information identification according to the electric charge payment order.
Specifically, the control module obtains an information identifier of the user according to the electric charge payment order, wherein the information identifier of the user comprises a digital wallet identifier of the user.
S103: and sending the electric charge payment order to the client.
Specifically, after generating the electric charge payment order, the control module sends the electric charge payment order to the client. The user can bind the digital wallet in the intelligent electric meter according to the electric charge payment order received by the client through the digital wallet identification in the client, and sends an electric charge payment request to the payment module of the intelligent electric meter. For example, after generating an electric charge payment order, the electric charge payment order is sent to a power supply enterprise APP on a mobile phone of a user, the user can execute operations such as inquiring electric charge and paying the electric charge according to a digital wallet bound by the power supply enterprise APP on the mobile phone, and if the user selects the operation of paying the electric charge, the power supply enterprise APP sends an electric charge payment request to the intelligent electric meter.
Specifically, the control module sends the generated electric charge payment order to the payment module. The communication means employed include, but are not limited to, narrowband internet of things (NarrowBandInternetofThings, NB-IoT) communication means. Because the payment module cannot collect the electric charge information, the control module sends the electric charge payment order to the payment module, so that the payment module perceives that the electric charge needs to be charged, and electric charge data is obtained according to the electric charge payment order.
S104: and receiving an electric charge payment request.
Specifically, the payment module receives an electric charge payment request sent by the client.
S105: and judging whether the balance of the digital wallet corresponding to the user information identifier is larger than the electric charge amount of the electric charge payment order.
Specifically, the payment module judges whether the balance of the digital wallet corresponding to the digital wallet identification contained in the user information identification is larger than the electric charge amount of the electric charge payment order.
If the balance of the digital wallet is greater than the amount of the electric charge payment order, the process proceeds to step S106.
If the balance of the digital wallet is smaller than the electric charge amount of the electric charge payment order, the payment module informs the user to pay the fee until the balance of the corresponding digital wallet is larger than the electric charge amount of the electric charge payment order, and step S106 is executed.
Specifically, when the balance of the digital wallet is smaller than the electric charge amount of the electric charge payment order, the payment module sends information of insufficient balance to the client so that the user can recharge the digital wallet through the client. For example, the power supply enterprise APP on the user mobile phone receives the information of insufficient balance sent by the payment module, and the user charges the bound digital wallet through the power supply enterprise APP.
S106: and deducting money from the digital wallet according to the amount of the electric charge to obtain the deducted money amount.
Specifically, the control module deducts money from the digital wallet of the user according to the amount of the electric charge in the electric charge payment order, and obtains the deducted money.
S107: and sending the deduction amount and the electric charge payment order to a management platform.
Specifically, after deducting money from the digital wallet, the control module sends the obtained deducted money amount and the electric charge payment order to a management platform of the power supply company. The utility model has the advantages of can making the charges of electricity need not to reconcile and can get into the electric company account, reach the effect of real-time account, improve the fund turnover efficiency of power supply company.
According to the method provided by the embodiment of the application, the settlement of the electric meter is completed through the control module in the intelligent electric meter, the electric meter does not need to be transmitted back to the terminal server through a network, the terminal server is used for counting and settlement, the bill is issued to the user after being generated, the user can pay the electric charge through the digital wallet bound by the payment module in the intelligent electric meter, the electric charge can be paid without leaving a household, and the electric charge can enter the account of the power supply company without checking. By the method provided by the embodiment of the application, convenience and safety of electric charge payment can be improved, and meanwhile, transaction efficiency and fund turnover efficiency of a power supply company are improved.
Fig. 3 is a flow chart of another digital currency electric charge payment method according to an embodiment of the present application. The flow chart of the digital currency electric charge payment method provided by the embodiment of the application can be realized through the following steps S301-S304. The method provided by the embodiment of the application is applied to the intelligent ammeter shown in fig. 2.
In this embodiment of the present application, the client uses a power supply enterprise APP as an example, and the management platform uses a power supply enterprise internet of things device management platform as an example.
S301: and receiving a digital wallet registration request sent by the client.
Specifically, the control module receives a wallet registration request sent by a client, where the wallet registration request includes user information.
Specifically, the user can connect smart electric meter through power supply enterprise APP on the cell-phone. And the user applies for registering the digital wallet on the power supply enterprise APP and finishes the input and verification of the user information. The power supply enterprise APP sends a wallet registration request to a control module on the smart meter, the wallet registration request including user information.
Specifically, the mode that the user connects the smart meter through the power supply enterprise APP includes, but is not limited to, a near field communication mode such as bluetooth and NFC, and a network communication mode such as a SIM card.
S302: and sending the user information to the management platform.
Specifically, after receiving a wallet registration request sent by a client, the control module sends user information to an equipment management platform of the power supply enterprise Internet of things to which the intelligent ammeter belongs. After receiving the user information, the power supply enterprise internet of things equipment management platform uploads the user information to an operation mechanism, the operation mechanism generates a corresponding first digital wallet identifier according to the user information, and returns the first digital wallet identifier to the power supply enterprise internet of things equipment management platform, and the power supply enterprise internet of things equipment management platform sends the first digital wallet identifier to a control module in the intelligent ammeter.
Specifically, the transmission method adopted in transmitting the user information includes, but is not limited to, data transparent transmission.
S303: and acquiring a first digital wallet identification.
Specifically, the control module obtains a first digital wallet identifier from the management platform, and writes the first digital wallet identifier into the payment module of the smart meter. When the user pays through power supply enterprise APP, if the digital wallet sign that binds in the power supply enterprise APP and the digital wallet sign that intelligent ammeter's payment module write in, then can't accomplish the payment.
Specifically, after receiving the first digital wallet identifier, the power supply enterprise internet of things device management platform sends the first digital wallet identifier to the control module.
S304: the first digital wallet identification is sent to the client.
Specifically, the control module sends the first digital wallet identification to the client, and the client binds with the first digital wallet identification. At this time, the digital wallet identification of the payment module of the client and the smart meter is consistent, and the user can finish payment of the electric charge through the client.
By the method provided by the embodiment of the application, the digital wallet for electric charge payment can be registered, and the security of the digital wallet is ensured by setting the digital wallet identification.
Fig. 4 is a flow chart of another digital currency electric charge payment method according to an embodiment of the present application. The flow chart of the digital currency electric charge payment method provided by the embodiment of the application can be realized through the following steps S401-S402. The method provided by the embodiment of the application is applied to the intelligent ammeter shown in fig. 2.
In this embodiment of the present application, the client uses a power supply enterprise APP as an example, and the management platform uses a power supply enterprise internet of things device management platform as an example.
S401: and receiving a digital wallet presentation request sent by the client.
Specifically, the user passes through power supply enterprise APP and connects smart electric meter, and power supply enterprise APP is connected with smart electric meter's payment module's digital wallet through the digital wallet sign of binding. A user initiates a digital wallet presenting request on a power supply enterprise APP, wherein the digital wallet presenting request comprises: the present amount and the second digital wallet identification are presented. And the power supply enterprise APP sends a digital wallet presenting request initiated by a user to a control module of the intelligent electric meter.
Specifically, the control module judges whether the digital wallet identifications bound in the APP of the power supply enterprise are the same as the digital wallet identifications corresponding to the digital wallet of the payment module of the intelligent electric meter.
If the digital wallet identification bound in the power supply enterprise APP is the same as the digital wallet identification corresponding to the digital wallet of the payment module of the intelligent electric meter, the control module sends a digital wallet cash-out request to the payment module, and the payment module obtains cash-out amount according to the digital wallet cash-out request.
If the digital wallet identification bound in the power supply enterprise APP is different from the digital wallet identification corresponding to the digital wallet of the payment module of the intelligent electric meter, the control module rejects the digital wallet withdrawal request and ends the flow.
Specifically, the payment module determines whether the balance in the digital wallet is greater than the present amount.
If the balance of the digital wallet is larger than Yu Di cash amount, the process proceeds to step S402.
If the balance of the digital wallet is smaller than Yu Di cash, the payment module sends information of insufficient balance to the power supply enterprise APP, and the flow is ended.
S402: generating a cash-out order according to the cash-out request of the digital wallet, and sending the cash-out order to the management platform.
Specifically, after receiving a digital wallet cash-out request sent by an enterprise APP, the control module generates a cash-out order according to the digital wallet cash-out request, wherein the order comprises: the present amount and the second digital wallet identification are presented. And the control module sends the proposal order to a power supply enterprise Internet of things equipment management platform to which the intelligent electric meter belongs.
Specifically, after receiving the present order, the power supply enterprise internet of things equipment management platform uploads the present order to an operation mechanism, and the operation mechanism transfers the present amount of the digital wallet bound in the payment module of the intelligent electric meter to the digital wallet corresponding to the second digital wallet identifier according to the present order.
According to the method provided by the embodiment of the application, the digital wallet for electric charge payment can be presented, and the digital wallet identification is set, so that the safety of the digital wallet is ensured, and the situation that the balance of the digital wallet in the intelligent electric meter is presented maliciously is avoided.
Fig. 5 is a flow chart of another digital currency electric charge payment method according to an embodiment of the present application. The flow chart of the digital currency electric charge payment method provided by the embodiment of the application can be realized through the following steps S501-S503. The method provided by the embodiment of the application is applied to the intelligent ammeter shown in fig. 2.
In this embodiment of the present application, the client uses a power supply enterprise APP as an example, and the management platform uses a power supply enterprise internet of things device management platform as an example.
S501: and receiving a digital wallet logout request sent by the client.
Specifically, the user passes through power supply enterprise APP and connects smart electric meter, and power supply enterprise APP is connected with smart electric meter's payment module through the digital wallet sign of binding. A user initiates a digital wallet logout request on a power enterprise APP, wherein the digital wallet logout request comprises: the third digital wallet identifier. And the power supply enterprise APP sends a digital wallet logout request initiated by a user to a control module of the intelligent electric meter.
Specifically, the control module judges whether the digital wallet identifications bound in the APP of the power supply enterprise are the same as the digital wallet identifications corresponding to the digital wallet of the payment module of the intelligent electric meter.
If the digital wallet identification bound in the power supply enterprise APP is the same as the digital wallet identification corresponding to the digital wallet of the payment module of the intelligent electric meter, the control module sends a digital wallet cancellation request to the payment module.
If the digital wallet identification bound in the power supply enterprise APP is different from the digital wallet identification corresponding to the digital wallet of the payment module of the intelligent electric meter, the control module rejects the digital wallet withdrawal request and ends the flow.
S502: and judging whether the balance of the digital wallet corresponding to the third digital wallet identifier is zero.
Specifically, the payment module determines whether the balance in the digital wallet is zero.
If the balance of the digital wallet is zero, the process proceeds to step S503.
If the balance of the digital wallet is not zero, the payment module sends information that the balance is not zero to the power supply enterprise APP, so that the user executes the digital wallet presenting method provided in S401-S402 until the balance of the digital wallet is zero, and the step S503 is entered.
S503, sending a digital wallet logout request to a management platform.
Specifically, the control module sends a digital wallet cancellation request to an equipment management platform of the power supply enterprise Internet of things to which the intelligent electric meter belongs.
Specifically, after receiving the digital wallet logout request, the power supply enterprise internet of things device management platform uploads the digital wallet logout request to an operation mechanism, and the operation mechanism logout the digital wallet corresponding to the third digital wallet identification according to the digital wallet logout request.
According to the method provided by the embodiment of the application, the cancellation of the digital wallet for electric charge payment can be realized, and the security of the digital wallet is ensured by setting the digital wallet identification, so that the malicious cancellation of the balance of the digital wallet in the intelligent electric meter is avoided.
Next, referring to fig. 6, a digital currency electric charge payment device provided in an embodiment of the present application is described, where the device includes: the transceiver module 601 and the processing module 602.
The processing module 602 is configured to generate an electric charge payment order according to the electric charge information;
the processing module 602 is further configured to obtain a user information identifier according to the electric charge payment order;
the transceiver module 601 is configured to send an electric charge payment order to the client, so that the client sends an electric charge payment request to the smart meter;
the transceiver module 601 is further configured to receive an electric charge payment request;
the processing module 602 is further configured to determine whether a balance of the digital wallet corresponding to the user information identifier is greater than an electric charge amount of the electric charge payment order;
if the balance of the digital wallet is greater than the electric charge amount of the electric charge payment order, the processing module 602 is further configured to deduct money from the digital wallet according to the electric charge amount, so as to obtain a deducted money amount;
the transceiver module 601 is further configured to send the deduction amount and the electric charge payment order to the management platform.
If the balance of the digital wallet is smaller than the amount of the electric charge payment order, the transceiver module 601 is further configured to send information of insufficient balance to the client, so that the client can recharge the digital wallet.
The transceiver module 601 is further configured to receive a digital wallet registration request sent by a client, where the digital wallet registration request includes user information;
the transceiver module 601 is further configured to send the user information to the management platform, so that the management platform sends the first digital wallet identifier to the smart meter;
the processing module 602 is further configured to obtain a first digital wallet identifier;
the transceiver module 601 is further configured to send the first digital wallet identifier to the client.
The transceiver module 601 is further configured to receive a digital wallet withdrawal request sent by the client, where the digital wallet withdrawal request includes a withdrawal amount and a second digital wallet identifier;
the processing module 602 is further configured to generate a cash-out order according to the digital wallet cash-out request;
the transceiver module 601 is further configured to send the present order to the management platform, so that the management platform transfers the present amount in the digital wallet to the digital wallet corresponding to the second digital wallet identifier.
The transceiver module 601 is further configured to receive a digital wallet cancellation request sent by the client, where the digital wallet cancellation request includes a third digital wallet identifier;
the processing module 602 is further configured to determine whether a balance of the digital wallet corresponding to the third digital wallet identifier is zero;
if the balance of the digital wallet corresponding to the third digital wallet identifier is zero, the transceiver module 601 is further configured to send a digital wallet cancellation request to the management platform, so that the management platform cancels the digital wallet corresponding to the third digital wallet identifier.
It should be noted that, since the above-described digital money electric charge payment device is based on the same concept as the method embodiments shown in fig. 1 and 3 to 5 of the present application, the technical effects brought by the device are the same as the method embodiments of the present application, and the specific content can be referred to the description of the method embodiments shown in fig. 1 and 3 to 5 of the present application, which are not repeated here.
The terms "first," "second," "third," "fourth" and the like in the description and in the claims of this application and in the above-described figures, if any, are used for distinguishing between similar objects and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used may be interchanged where appropriate such that the embodiments described herein may be implemented in other sequences than those illustrated or otherwise described herein. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
It will be clear to those skilled in the art that, for convenience and brevity of description, specific working procedures of the above-described systems, apparatuses and units may refer to corresponding procedures in the foregoing method embodiments, which are not repeated herein.
In the several embodiments provided in this application, it should be understood that the disclosed systems, apparatuses, and methods may be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, e.g., the division of units is merely a logical service division, and there may be additional divisions in actual implementation, e.g., multiple units or components may be combined or integrated into another system, or some features may be omitted, or not performed. Alternatively, the coupling or direct coupling or communication connection shown or discussed with each other may be an indirect coupling or communication connection via some interfaces, devices or units, which may be in electrical, mechanical or other form.
The units described as separate units may or may not be physically separate, and units shown as units may or may not be physical units, may be located in one place, or may be distributed over a plurality of network units. Some or all of the units may be selected according to actual needs to achieve the purpose of the solution of this embodiment.
In addition, each service unit in each embodiment of the present application may be integrated in one processing unit, or each unit may exist alone physically, or two or more units may be integrated in one unit. The integrated units may be implemented in hardware or in software business units.
The integrated units, if implemented in the form of software business units and sold or used as stand-alone products, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present application may be embodied in essence or a part contributing to the prior art or all or part of the technical solution in the form of a software product stored in a storage medium, including several instructions to cause a computer device (which may be a personal computer, a server, or a network device, etc.) to perform all or part of the steps of the methods of the embodiments of the present application. And the aforementioned storage medium includes: a usb disk, a removable hard disk, a Read-only memory (ROM), a random access memory (RAM, randomAccessMemory), a magnetic disk, or an optical disk, or other various media capable of storing program codes.
Those skilled in the art will appreciate that in one or more of the examples described above, the services described herein may be implemented in hardware, software, firmware, or any combination thereof. When implemented in software, the services may be stored in a computer-readable medium or transmitted as one or more instructions or code on a computer-readable medium. Computer-readable media includes both computer storage media and communication media including any medium that facilitates transfer of a computer program from one place to another. A storage media may be any available media that can be accessed by a general purpose or special purpose computer.
The objects, technical solutions and advantageous effects of the present invention have been described in further detail in the above embodiments, and it should be understood that the above are only embodiments of the present invention.
The above embodiments are only for illustrating the technical solution of the present application, and not for limiting the same; although the present application has been described in detail with reference to the foregoing embodiments, it should be understood by those of ordinary skill in the art that: the technical scheme described in the foregoing embodiments can be modified or some technical features thereof can be replaced by equivalents; such modifications and substitutions do not depart from the spirit of the corresponding technical solutions from the scope of the technical solutions of the embodiments of the present application.
Claims (10)
1. A digital money electric charge payment method applied to a smart electric meter, the method comprising:
generating an electric charge payment order according to the electric charge information;
acquiring a user information identifier according to the electric charge payment order;
transmitting the electric charge payment order to a client so that the client transmits an electric charge payment request to the intelligent ammeter;
receiving the electric charge payment request;
judging whether the balance of the digital wallet corresponding to the user information identifier is larger than the electric charge amount of the electric charge payment order;
if the balance of the digital wallet is larger than the electric charge amount of the electric charge payment order, deducting money from the digital wallet according to the electric charge amount to obtain deducted money;
and sending the deduction amount and the electric charge payment order to a management platform.
2. The method according to claim 1, wherein the method further comprises:
and if the balance of the digital wallet is smaller than the electric charge amount of the electric charge payment order, sending information of insufficient balance to the client so that the client can recharge the digital wallet.
3. The method according to claim 1, wherein the method further comprises:
receiving a digital wallet registration request sent by the client, wherein the digital wallet registration request comprises user information;
the user information is sent to the management platform, so that the management platform sends a first digital wallet identification to the intelligent ammeter according to the user information;
acquiring the first digital wallet identification;
and sending the first digital wallet identification to a client.
4. The method according to claim 1, wherein the method further comprises:
receiving a digital wallet rendering request sent by the client, wherein the digital wallet rendering request comprises a rendering amount and a second digital wallet identifier;
generating a cash-out order according to the digital wallet cash-out request, and sending the cash-out order to the management platform, so that the management platform transfers the cash-out amount in the digital wallet to the digital wallet corresponding to the second digital wallet identification.
5. The method according to claim 1, wherein the method further comprises:
receiving a digital wallet logout request sent by the client, wherein the digital wallet logout request comprises a third digital wallet identification;
judging whether the balance of the digital wallet corresponding to the third digital wallet identification is zero;
and if the balance of the digital wallet corresponding to the third digital wallet identifier is zero, sending the digital wallet cancellation request to the management platform so that the management platform cancels the digital wallet corresponding to the third digital wallet identifier.
6. A digital money electric charge payment device, the device comprising: a transceiver module and a processing module;
the processing module is used for generating an electric charge payment order according to the electric charge information;
the processing module is also used for acquiring a user information identifier according to the electric charge payment order;
the receiving and sending module is used for sending the electric charge payment order to a client so that the client sends an electric charge payment request to the intelligent ammeter;
the receiving and transmitting module is also used for receiving the electric charge payment request;
the processing module is further used for judging whether the balance of the digital wallet corresponding to the user information identifier is larger than the electric charge amount of the electric charge payment order;
if the balance of the digital wallet is larger than the electric charge amount of the electric charge payment order, the processing module is further used for deducting money from the digital wallet according to the electric charge amount to obtain a deducted money amount;
and the receiving and transmitting module is also used for transmitting the deduction amount and the electric charge payment order to a management platform.
7. The apparatus of claim 6, wherein the apparatus is further configured to:
the receiving and transmitting module is further configured to receive a digital wallet registration request sent by the client, where the digital wallet registration request includes user information;
the receiving and transmitting module is further configured to send the user information to the management platform, so that the management platform sends a first digital wallet identifier to the smart meter;
the processing module is further used for acquiring the first digital wallet identification;
the receiving and transmitting module is further configured to send the first digital wallet identifier to a client.
8. The apparatus of claim 6, wherein the apparatus is further configured to:
the receiving and transmitting module is further used for receiving a digital wallet withdrawal request sent by the client, wherein the digital wallet withdrawal request comprises a withdrawal amount and a second digital wallet identifier;
the processing module is also used for generating a cash-out order according to the cash-out request of the digital wallet;
the receiving-transmitting module is further configured to send the present order to the management platform, so that the management platform transfers the present amount in the digital wallet to the digital wallet corresponding to the second digital wallet identifier.
9. The apparatus of claim 6, wherein the apparatus is further configured to:
the receiving and transmitting module is further configured to receive a digital wallet logout request sent by the client, where the digital wallet logout request includes a third digital wallet identifier;
the processing module is further configured to determine whether a balance of the digital wallet corresponding to the third digital wallet identifier is zero;
and if the balance of the digital wallet corresponding to the third digital wallet identifier is zero, the transceiver module is further configured to send the digital wallet cancellation request to the management platform, so that the management platform cancels the digital wallet corresponding to the third digital wallet identifier.
10. A smart meter, characterized in that the smart meter comprises: a processor and a memory;
the memory is used for storing instructions;
the processor is configured to execute the instructions in the memory and perform the electric charge payment method according to any one of claims 1 to 5.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202211531170.3A CN116362742A (en) | 2022-12-01 | 2022-12-01 | Digital currency electric charge payment method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202211531170.3A CN116362742A (en) | 2022-12-01 | 2022-12-01 | Digital currency electric charge payment method and device |
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| Publication Number | Publication Date |
|---|---|
| CN116362742A true CN116362742A (en) | 2023-06-30 |
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|---|---|---|---|
| CN202211531170.3A Pending CN116362742A (en) | 2022-12-01 | 2022-12-01 | Digital currency electric charge payment method and device |
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| Country | Link |
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| CN (1) | CN116362742A (en) |
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- 2022-12-01 CN CN202211531170.3A patent/CN116362742A/en active Pending
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