CN116342119B - Electric charge information processing method and system based on POS payment terminal - Google Patents
Electric charge information processing method and system based on POS payment terminal Download PDFInfo
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- CN116342119B CN116342119B CN202310595365.2A CN202310595365A CN116342119B CN 116342119 B CN116342119 B CN 116342119B CN 202310595365 A CN202310595365 A CN 202310595365A CN 116342119 B CN116342119 B CN 116342119B
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/223—Payment schemes or models based on the use of peer-to-peer networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
- G06Q50/06—Electricity, gas or water supply
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- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
- Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
- Y02D10/00—Energy efficient computing, e.g. low power processors, power management or thermal management
Abstract
The application discloses an electric charge information processing method and system based on a POS payment terminal, comprising the following steps: dividing the target area into a plurality of subareas based on the householder conditions in the target area; a corresponding charging main sub-account is distributed to the POS payment terminal in any subarea through a background server; according to the set period, the information of the electric charge to be paid of the abnormal householder in any subarea is sent to the corresponding POS payment terminal through the background server for local storage; providing a user operation interface through the POS payment terminal, and providing an input item so as to acquire query information of a user based on the input item; presenting information of electric charge to be paid to a user through a POS payment terminal; and providing options for the user according to a preset charging mode, and guiding the user to pay the electric charge to be paid. The method of the application provides various payment modes for users by dividing subareas and combining with POS payment terminals, thereby improving the convenience of user payment.
Description
Technical Field
The application relates to the technical field of residential electricity management, in particular to an electricity fee information processing method and system based on a POS payment terminal.
Background
Grid users have typical geographical location characteristics in distribution, such location information is readily available to grid enterprises, and similar types of enterprises and users may have relatively concentrated geographical areas, and they may be relatively impacted by economies and industries. Collecting statistics of these geographical locations may reflect the use of power resources by the user over an area, which also implies the user's economy and ability to pay.
In the existing electric network payment mode, the online payment mode is popularized, a business hall is further arranged for users to pay under the line, but the online payment has a payment threshold, users are required to play the mobile terminal, experience to partial residents is poor, and most users in the business hall are far away. In the existing payment modes, under the condition that the user has arrearages, the user needs to post electric charge arrearages information to cause additional labor expenditure, so that an electric charge processing method combining multiple payment modes needs to be provided, and the electricity consumption experience of residents is improved.
Disclosure of Invention
The embodiment of the application provides an electric charge information processing method and system based on a POS payment terminal, which divide a target area into a plurality of subareas and combine the POS payment terminal to provide various payment modes for users, thereby improving the convenience of user payment.
The embodiment of the application provides an electric charge information processing method based on a POS payment terminal, which comprises the following steps:
dividing a target area into a plurality of subareas based on household conditions in the target area, configuring POS payment terminals for any subarea, wherein the POS payment terminals of each subarea are all in communication connection with a background server;
based on the POS payment terminal, the following mode is adopted to provide an electric charge processing function for residents in any subarea:
distributing corresponding charging main sub-accounts to the POS payment terminals in any subarea through the background server, wherein the charging main sub-accounts are only associated with all households in any subarea;
according to the set period, the background server sends the information of the electric charge to be paid of the abnormal householder in any subarea to the corresponding POS payment terminal for local storage;
providing a user operation interface through the POS payment terminal, and circularly presenting abnormal households and information of electric charges to be paid on the basis of the user operation interface; and
providing an input item after the user operation interface is awakened, and acquiring query information of a user based on the input item;
based on the inquiry information of the user and the to-be-paid electric charge information of the abnormal householder in any subarea, under the condition that the matching is successful, the to-be-paid electric charge information is presented to the user through the POS payment terminal;
and providing options for the user according to a preset charging mode, and guiding the user to pay the electric charge to be paid based on the charging main sub-account after the user selects the charging mode, wherein the charging mode at least comprises pos card swiping payment and code scanning payment.
Optionally, dividing the target area into a plurality of sub-areas based on the householder conditions in the target area includes:
filtering non-residential areas in the target area;
dividing the target area after non-residential area filtering into a plurality of subareas according to geographic communication relation, so that each subarea meets the following conditions:
the interval between residential cells in any one of the sub-areas is not greater than a first preset distance threshold;
the longest walking distance of the coverage area of any sub-zone does not exceed a second preset distance threshold.
Optionally, configuring POS payment terminals for any one of the sub-areas includes determining the number of POS payment terminals configured for the any one of the sub-areas in the following manner:
determining the area of any subarea, and acquiring the number of households in any subarea;
determining a resident density of the any sub-zone based on the number of residents and the area of the area;
determining an average value of arrearage users in a unit payment period in a preset time range in any subarea;
based on the number of households, introducing the number of arrearage users and the density of households as corrections to determine the number of POS payment terminals configured for any one subarea:
wherein, the liquid crystal display device comprises a liquid crystal display device,representing the number of POS payment terminals configured for any sub-zone i,the representation is rounded up and down to the top,representing the correction factor of the household's density,indicating the density of the resident and,representing the number of households in any sub-zone i,representing correction factors based on the normal payment user,and representing the average value of arrearage users in the unit payment period.
Optionally, under the condition that a POS payment terminal is configured for any subarea, the POS payment terminal is configured near a center point of a coverage area of the any subarea;
under the condition that at least two POS payment terminals are configured for any subarea, a corresponding number of configuration points are selected in the coverage area of any subarea, so that the distance between any two configuration points and the distance from the boundary of the coverage area to the nearest configuration point form a specified multiple range.
Optionally, determining abnormal households based on households in any of the sub-areas further comprises:
acquiring payment information of historical first time intervals of all households in any subarea, wherein the span of the historical first time intervals is larger than an electric charge payment period;
removing normally paid households based on the payment information of each household to determine suspected abnormal households;
determining a payment prompting record of any suspected abnormal resident in a historical second time interval for each suspected abnormal resident, wherein the historical second time interval is larger than the historical first time interval;
under the condition that the payment-prompting record is larger than a preset first time number threshold value, taking any suspected abnormal resident as an abnormal resident;
and updating abnormal households in any subarea according to the set period.
Optionally, based on matching between the inquiry information of the user and the to-be-paid electricity fee information of the abnormal resident in any sub-zone, sending the inquiry information of the user to the background server and acquiring the to-be-paid information of the user from the background server under the condition that the matching fails, so as to present the to-be-paid information to the user through the POS payment terminal based on the charging main sub-account, and guiding the user to finish payment; the method comprises the steps of,
accumulating the times of completing payment by any resident who fails to match through the POS payment terminal;
and under the condition that the number of times of completing payment through the POS payment terminal exceeds a second number of times threshold, sending the information to be paid of the resident who fails to match to the corresponding POS payment terminal through the background server according to a set period for local storage.
Optionally, the user operation interface provided by the POS payment terminal at least comprises a screen locking interface and an operation interface;
the step of circularly presenting abnormal households and the information of the electric charge to be paid based on the user operation interface association comprises the following steps:
dividing a plurality of user grades according to the condition to be paid of the user in advance; the method comprises the steps of,
dividing the screen locking interface into a plurality of subareas in advance, wherein each subarea is rectangular, at least part of subareas are different in area, and corresponding display colors are configured for each subarea, wherein the larger the area is, the more the corresponding display color is conspicuous;
after receiving the information to be paid of the user sent by the background server, mapping the information to be paid of the user to a corresponding user grade;
randomly selecting the information to be paid, the number of which is the same as that of the subareas, from the information to be paid of each user;
filling the selected information to be paid into each subarea according to the grade sequence of the selected information to be paid, and displaying;
and repeatedly selecting information to be paid of the user according to the set period, filling and displaying.
Optionally, the method further comprises:
under the condition that a user directly clicks a certain subarea of the lock screen interface, the user is guided to finish paying based on the information to be paid of the user pointed by the subarea. .
The embodiment of the application also provides an electric charge information processing system based on the POS payment terminal, which comprises a background server and a plurality of POS payment terminals, wherein the POS payment terminals are in communication connection with the background server, the POS payment terminals are configured in each subarea, the POS payment terminals comprise a processor and a memory, the memory is stored with a computer program, and the computer program realizes the steps of the electric charge information processing method based on the POS payment terminals when being executed by the processor.
The embodiment of the application also provides a computer readable storage medium, wherein the computer readable storage medium is stored with a computer program, and the computer program realizes the steps of the electric charge information processing method based on the POS payment terminal when being executed by a processor.
According to the electric charge information processing method based on the POS payment terminal, the sub-areas are divided and the POS payment terminal is combined, so that multiple payment modes are selected for the user, labor cost for posting arrearage information on the gate of the power grid company can be reduced, and convenience in user payment can be improved.
The foregoing description is only an overview of the present application, and is intended to be implemented in accordance with the teachings of the present application in order that the same may be more clearly understood and to make the same and other objects, features and advantages of the present application more readily apparent.
Drawings
Various other advantages and benefits will become apparent to those of ordinary skill in the art upon reading the following detailed description of the preferred embodiments. The drawings are only for purposes of illustrating the preferred embodiments and are not to be construed as limiting the application. Also, like reference numerals are used to designate like parts throughout the figures. In the drawings:
fig. 1 is a basic flow chart of an electric charge information processing method based on a POS payment terminal according to the present embodiment.
Detailed Description
Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. While exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the scope of the disclosure to those skilled in the art.
The embodiment of the application provides an electric charge information processing method based on a POS payment terminal, which comprises the following steps:
in step S101, based on the condition of households in the target area, the target area is divided into a plurality of subareas, POS payment terminals are configured for any subarea, and the POS payment terminals of each subarea are all in communication connection with a background server. In the embodiment of the application, the situation that partial users in the real payment scene do not pay on a pure line, but pay by using modes such as card swiping payment or code scanning payment is considered, and the POS payment terminals configured for any subarea can be one or more.
Based on the POS payment terminal, the following mode is adopted to provide an electric charge processing function for residents in any subarea:
in step S102, a corresponding sub-account of the charging subject is allocated to the POS payment terminal in any sub-zone through the background server, and the sub-account of the charging subject is associated with each resident in any sub-zone only. In the embodiment of the application, the sub-account of the charging main body is only associated with each resident in any subarea, so that on one hand, the hardware requirement on the charging terminal can be reduced, and on the other hand, the sub-account of the charging main body is only associated with each resident in any subarea, and the charging order can be standardized, and the processing speed can be improved.
In step S103, according to the set period, the information of the electric charge to be paid of the abnormal householder in any sub-zone is sent to the corresponding POS payment terminal through the background server for local storage.
In step S104, providing a user operation interface through the POS payment terminal, and circularly presenting abnormal households and information of electric charges to be paid based on the user operation interface; and
in step S105, after the user operation interface is awakened, an input item is provided to acquire query information of the user based on the input item.
In step S106, the information of the to-be-paid electric charge is matched with the information of the to-be-paid electric charge of the abnormal resident in any sub-zone based on the query information of the user, and the information of the to-be-paid electric charge is presented to the user through the POS payment terminal under the condition that the matching is successful.
In step S107, a selection item is provided to the user according to a preset charging manner, so that after the user selects the charging manner, the user is guided to pay the electric charge to be paid based on the sub-account of the charging subject, wherein the charging manner at least comprises pos card swiping payment and code scanning payment. In the embodiment of the application, the POS payment terminal provides the operation interface and the inquiry interface for the user, so that the user can conveniently and quickly inquire the self information to be paid, and the user can finish payment by selecting a payment mode.
According to the electric charge information processing method based on the POS payment terminal, the sub-areas are divided and the POS payment terminal is combined, so that multiple payment modes are selected for the user, labor cost for posting arrearage information on the gate of the power grid company can be reduced, and convenience in user payment can be improved.
In some embodiments, dividing the target area into a plurality of sub-areas based on household conditions within the target area comprises:
filtering non-residential areas in the target area;
dividing the target area after non-residential area filtering into a plurality of subareas according to geographic communication relation, so that each subarea meets the following conditions:
the interval between residential cells in any one of the sub-areas is not greater than a first preset distance threshold;
the longest walking distance of the coverage area of any sub-zone does not exceed a second preset distance threshold.
Through the design, the energy couple divides the target area into a plurality of area patches and sub-areas distributed in the actual cell, so that POS payment terminals are arranged in each sub-area, and users in any sub-area can conveniently and fast finish payment.
In some embodiments, configuring POS payment terminals for any one sub-zone includes determining the number of POS payment terminals configured for the any one sub-zone in the following manner:
determining the area of any subarea, and acquiring the number of households in any subarea;
determining a resident density of the any sub-zone based on the number of residents and the area of the area;
determining an average value of arrearage users in a unit payment period in a preset time range in any subarea;
based on the number of households, introducing the number of arrearage users and the density of households as corrections to determine the number of POS payment terminals configured for any one subarea:
wherein, the liquid crystal display device comprises a liquid crystal display device,representing the number of POS payment terminals configured for any sub-zone i,the representation is rounded up and down to the top,representing the correction factor of the household's density,indicating the density of the resident and,representing the number of households in any sub-zone i,representing correction factors based on the normal payment user,and representing the average value of arrearage users in the unit payment period.
In some embodiments, in the case of configuring a POS payment terminal for the any sub-area, configuring the POS payment terminal near a center point of a coverage area of the any sub-area;
under the condition that at least two POS payment terminals are configured for any subarea, a corresponding number of configuration points are selected in the coverage area of any subarea, so that the distance between any two configuration points and the distance from the boundary of the coverage area to the nearest configuration point form a specified multiple range. For example, the distance between any two configuration points is 1.8-2.5 times the distance from the coverage area boundary to the nearest configuration point. Through the design, a plurality of payment terminals can be reasonably configured in the subareas, and the payment convenience of households in the subareas is further improved. In the embodiment of the application, the sub-account of the charging main body is only associated with each resident in any subarea, and the situation that part of normal charging users pay by the arranged charging terminals is further considered in the quantity of the POS charging terminals, and the correction is carried out by combining the densities of the resident, so that the charging experience of the resident in any subarea is ensured.
In some embodiments, determining abnormal households based on households within any one sub-zone further comprises:
and acquiring payment information of each resident in any sub-zone in a historical first time interval, wherein the span of the historical first time interval is larger than the electric charge payment period. In some examples, for example, the electric charge payment period is 2 months, and the historical first time interval may be set to be the previous 6 month, 8 month, etc. interval.
And removing normally paid households based on the payment information of each household so as to determine suspected abnormal households.
And for each suspected abnormal resident, determining a payment prompting record of any suspected abnormal resident in a historical second time interval, wherein the historical second time interval is larger than the historical first time interval.
And under the condition that the payment-prompting record is larger than a preset first time number threshold value, taking any suspected abnormal resident as an abnormal resident.
Considering that the householder may forget, the clearing arrears are paid after the prompt payment, and the householder of this type belongs to a normal household. That is, in the embodiment of the application, the user with arrears is not directly listed as the abnormal resident, but is determined as the abnormal resident according to the prompting payment times of the historical second time interval when the prompting payment times exceed the preset threshold.
And updating abnormal households in any subarea according to the set period.
In some embodiments, based on matching of the query information of the user with the to-be-paid electricity fee information of the abnormal householder in any sub-zone, in case of failure of matching, the query information of the user is sent to the background server, and the to-be-paid fee information of the user is obtained from the background server, so that the to-be-paid fee information is presented to the user through the POS payment terminal based on the charging subject sub-account, and the user is guided to finish payment; the method comprises the steps of,
accumulating the times of completing payment by any resident who fails to match through the POS payment terminal;
and under the condition that the number of times of completing payment through the POS payment terminal exceeds a second number of times threshold, sending the information to be paid of the resident who fails to match to the corresponding POS payment terminal through the background server according to a set period for local storage.
According to the embodiment of the application, the payment requirements of normal users in any subarea are considered, namely, the households with failed matching are inquired, the times of using the terminals by the households are accumulated locally at the POS payment terminal, so that the requirements of the households for completing payment through the POS payment terminal can be reflected through the accumulated times, and the background server sends the information to be paid of the households (normal households) with failed matching to the corresponding POS payment terminal locally for storage, so that the payment requirements of the households in the subarea are met.
In some embodiments, the user operation interface provided by the POS payment terminal at least includes a lock screen interface and an operation interface;
the step of circularly presenting abnormal households and the information of the electric charge to be paid based on the user operation interface association comprises the following steps:
dividing a plurality of user grades according to the condition to be paid of the user in advance; the method comprises the steps of,
dividing the screen locking interface into a plurality of subareas in advance, wherein each subarea is rectangular, at least part of subareas are different in area, and corresponding display colors are configured for each subarea, wherein the larger the area is, the more the corresponding display color is conspicuous;
after receiving the information to be paid of the user sent by the background server, mapping the information to be paid of the user to a corresponding user grade;
randomly selecting the information to be paid, the number of which is the same as that of the subareas, from the information to be paid of each user;
filling the selected information to be paid into each subarea according to the grade sequence of the selected information to be paid, and displaying;
and repeatedly selecting information to be paid of the user according to the set period, filling and displaying.
The embodiment of the application also designs a new presentation mode, and the reminding or prompting function is realized in a simple listing mode in the conventional technology, but the mode cannot highlight the key points, and particularly is applied to the scene with limited display area, so that the user is difficult to grasp the key points.
According to the embodiment of the application, the screen locking interface is divided into a plurality of subareas in advance, each subarea is rectangular, at least part of subareas are different in area, and corresponding display colors are configured for each subarea, wherein the larger the area is, the more the corresponding display color is striking. On one hand, the lock screen interface is divided into a plurality of subareas, the sizes of the subareas are distinguished, the display area is large, the emphasis can be highlighted, and the subareas with large display area are configured with highlighting colors, for example, the subareas are all used as background colors through corresponding colors, so that the highlighting effect is further improved. And then randomly selecting the information to be paid, the number of which is the same as that of the subareas, from the information to be paid of each user, and displaying the information to be paid according to the sequence of the user grades, wherein the grade can be determined according to the number of times of prompting to pay. According to the presentation mode provided by the embodiment of the application, on one hand, the presentation key points of the information to be paid of the user selected each time can be highlighted, and meanwhile, the users of all levels can be highlighted, so that the aim of reminding substantivity is achieved.
In some embodiments, the method further comprises the step of guiding the user to finish payment directly based on the information to be paid of the user pointed by the subarea under the condition that the user directly clicks a certain subarea of the lock screen interface. The touch control function can be provided based on the POS payment terminal or the selection determination function is realized through the peripheral, so that the payment experience of the user is improved.
According to the method provided by the embodiment of the application, the target area is divided into a plurality of subareas, the payment terminals are arranged, the business hall is not required to be in line for waiting, the coverage crowd is wide, the electricity charge payment experience of resident households can be greatly facilitated, a novel payment method is provided for the households, the labor cost of the electric company part can be reduced, and the labor force is saved.
The embodiment of the application also provides an electric charge information processing system based on the POS payment terminal, which comprises a background server and a plurality of POS payment terminals, wherein the POS payment terminals are in communication connection with the background server, the POS payment terminals are configured in each subarea, the POS payment terminals comprise a processor and a memory, the memory is stored with a computer program, and the computer program realizes the steps of the electric charge information processing method based on the POS payment terminals when being executed by the processor.
The embodiment of the application also provides a computer readable storage medium, wherein the computer readable storage medium is stored with a computer program, and the computer program realizes the steps of the electric charge information processing method based on the POS payment terminal when being executed by a processor.
Furthermore, although exemplary embodiments have been described herein, the scope thereof includes any and all embodiments having equivalent elements, modifications, omissions, combinations (e.g., of the various embodiments across schemes), adaptations or alterations based on the present disclosure. The elements in the claims are to be construed broadly based on the language employed in the claims and are not limited to examples described in the present specification or during the practice of the application, which examples are to be construed as non-exclusive. It is intended, therefore, that the specification and examples be considered as exemplary only, with a true scope and spirit being indicated by the following claims and their full scope of equivalents.
The above description is intended to be illustrative and not restrictive. For example, the above-described examples (or one or more aspects thereof) may be used in combination with each other. For example, other embodiments may be used by those of ordinary skill in the art upon reading the above description. In addition, in the above detailed description, various features may be grouped together to streamline the disclosure. This is not to be interpreted as an intention that the disclosed features not being claimed are essential to any claim. Rather, the disclosed subject matter may include less than all of the features of a particular disclosed embodiment. Thus, the following claims are hereby incorporated into the detailed description as examples or embodiments, with each claim standing on its own as a separate embodiment, and it is contemplated that these embodiments may be combined with one another in various combinations or permutations. The scope of the application should be determined with reference to the appended claims, along with the full scope of equivalents to which such claims are entitled.
The above embodiments are only exemplary embodiments of the present disclosure, and are not intended to limit the present application, the scope of which is defined by the claims. Various modifications and equivalent arrangements of parts may be made by those skilled in the art, which modifications and equivalents are intended to be within the spirit and scope of the present disclosure.
Claims (10)
1. The electric charge information processing method based on the POS payment terminal is characterized by comprising the following steps:
dividing a target area into a plurality of subareas based on household conditions in the target area, configuring POS payment terminals for any subarea, wherein the POS payment terminals of each subarea are all in communication connection with a background server;
based on the POS payment terminal, the following mode is adopted to provide an electric charge processing function for residents in any subarea:
distributing corresponding charging main sub-accounts to the POS payment terminals in any subarea through the background server, wherein the charging main sub-accounts are only associated with all households in any subarea;
according to the set period, the background server sends the information of the electric charge to be paid of the abnormal householder in any subarea to the corresponding POS payment terminal for local storage;
providing a user operation interface through the POS payment terminal, and circularly presenting abnormal households and information of electric charges to be paid on the basis of the user operation interface; and
providing an input item after the user operation interface is awakened, and acquiring query information of a user based on the input item;
based on the inquiry information of the user and the to-be-paid electric charge information of the abnormal householder in any subarea, under the condition that the matching is successful, the to-be-paid electric charge information is presented to the user through the POS payment terminal;
and providing options for the user according to a preset charging mode, and guiding the user to pay the electric charge to be paid based on the charging main sub-account after the user selects the charging mode, wherein the charging mode at least comprises pos card swiping payment and code scanning payment.
2. The POS payment terminal-based electricity charge information processing method of claim 1, wherein dividing the target area into a plurality of sub-areas based on a resident situation in the target area comprises:
filtering non-residential areas in the target area;
dividing the target area after non-residential area filtering into a plurality of subareas according to geographic communication relation, so that each subarea meets the following conditions:
the interval between residential cells in any one of the sub-areas is not greater than a first preset distance threshold;
the longest walking distance of the coverage area of any sub-zone does not exceed a second preset distance threshold.
3. The POS terminal-based electric charge information processing method of claim 2, wherein configuring POS terminals for any one of the sub-areas includes determining the number of POS terminals configured for the any one of the sub-areas by:
determining the area of any subarea, and acquiring the number of households in any subarea;
determining a resident density of the any sub-zone based on the number of residents and the area of the area;
determining an average value of arrearage users in a unit payment period in a preset time range in any subarea;
based on the number of households, introducing the number of arrearage users and the density of households as corrections to determine the number of POS payment terminals configured for any one subarea:
wherein (1)>Representing the number of POS payment terminals configured for any sub-zone i,representing a round up->Representing the resident density correction factor, < >>Indicating resident density,/->Representing the number of households in any subregion i, < >>Representing correction factors based on normal payment user, < ->And representing the average value of arrearage users in the unit payment period.
4. The method for processing electric charge information based on POS payment terminals according to claim 3, wherein in the case of configuring one POS payment terminal for the any one sub-area, the POS payment terminal is configured near a center point of a coverage area of the any one sub-area;
under the condition that at least two POS payment terminals are configured for any subarea, a corresponding number of configuration points are selected in the coverage area of any subarea, so that the distance between any two configuration points and the distance from the boundary of the coverage area to the nearest configuration point form a specified multiple range.
5. The POS payment terminal-based electricity charge information processing method as claimed in claim 1, further comprising determining abnormal households based on households in any one of the sub-areas in such a manner that:
acquiring payment information of historical first time intervals of all households in any subarea, wherein the span of the historical first time intervals is larger than an electric charge payment period;
removing normally paid households based on the payment information of each household to determine suspected abnormal households;
determining a payment prompting record of any suspected abnormal resident in a historical second time interval for each suspected abnormal resident, wherein the historical second time interval is larger than the historical first time interval;
under the condition that the payment-prompting record is larger than a preset first time number threshold value, taking any suspected abnormal resident as an abnormal resident;
and updating abnormal households in any subarea according to the set period.
6. The method for processing electric charge information based on POS payment terminal as claimed in claim 5, wherein based on the matching of the inquiry information of the user and the electric charge information to be paid of the abnormal resident in any sub-area, the inquiry information of the user is sent to the background server and the information to be paid of the user is obtained from the background server under the condition of failure of matching, so that the information to be paid is presented to the user through the POS payment terminal based on the sub-account of the charging subject to guide the user to finish payment; the method comprises the steps of,
accumulating the times of completing payment by any resident who fails to match through the POS payment terminal;
and under the condition that the number of times of completing payment through the POS payment terminal exceeds a second number of times threshold, sending the information to be paid of the resident who fails to match to the corresponding POS payment terminal through the background server according to a set period for local storage.
7. The method for processing electric charge information based on POS payment terminal as claimed in claim 6, wherein the user operation interface provided by the POS payment terminal at least comprises a screen locking interface and an operation interface;
the step of circularly presenting abnormal households and the information of the electric charge to be paid based on the user operation interface association comprises the following steps:
dividing a plurality of user grades according to the condition to be paid of the user in advance; the method comprises the steps of,
dividing the screen locking interface into a plurality of subareas in advance, wherein each subarea is rectangular, at least part of subareas are different in area, and corresponding display colors are configured for each subarea, wherein the larger the area is, the more the corresponding display color is conspicuous;
after receiving the information to be paid of the user sent by the background server, mapping the information to be paid of the user to a corresponding user grade;
randomly selecting the information to be paid, the number of which is the same as that of the subareas, from the information to be paid of each user;
filling and displaying the selected information to be paid into each subarea according to the grade sequence of the selected information to be paid;
and repeatedly selecting information to be paid of the user according to the set period, filling and displaying.
8. The POS payment terminal-based electricity fee information processing method of claim 7, further comprising:
under the condition that a user directly clicks a certain subarea of the lock screen interface, the user is guided to finish paying based on the information to be paid of the user pointed by the subarea.
9. An electric charge information processing system based on a POS payment terminal, comprising a background server and a plurality of POS payment terminals, wherein the POS payment terminals are in communication connection with the background server, the POS payment terminals are configured in each subarea, the POS payment terminals comprise a processor and a memory, the memory is stored with a computer program, and the computer program realizes the steps of the electric charge information processing method based on the POS payment terminal according to any one of claims 1 to 8 when executed by the processor.
10. A computer-readable storage medium, wherein a computer program is stored on the computer-readable storage medium, which when executed by a processor, implements the steps of the POS payment terminal-based electric charge information processing method according to any one of claims 1 to 8.
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