CN116167849A - Service processing method, device, electronic equipment and storage medium - Google Patents

Abstract

The present disclosure provides a business processing method, apparatus, electronic device, and storage medium, which may be applied to the computer technical field, the financial field, or other fields. The method comprises the following steps: determining second transaction attribute information of a target object from a plurality of first transaction attribute information obtained by subscription in response to the service processing request, wherein the target object is related to the service processing request; based on user attribute information carried by the service processing request, adjusting second transaction attribute information to obtain third transaction attribute information; under the condition that the third transaction attribute information meets the transaction conditions of the service, fulfilling the transaction contract carried by the service processing request to complete the transaction service with the requester of the service processing request; and sending a trade contract to a business center, wherein the business center is configured to conduct a trade business based on the trade contract.

Description

Service processing method, device, electronic equipment and storage medium

Technical Field

The present disclosure relates to the field of computer technology and the field of finance, and more particularly, to a business processing method, apparatus, electronic device, and storage medium.

Background

Aiming at the existing derivative transaction, the current technical scheme has two modes of real-time transaction and price inquiry transaction, and the two modes are found to have some defects in the research process.

For example: for real-time transaction, the single-layer transaction price generated by the intermediate price is difficult to meet the price quality requirements of large and medium-sized clients. The existing manual price inquiry transaction mode is only capable of providing five and a half of manual service, the number of traders is limited, timely reply can not be achieved when the transaction amount is large, in addition, a plurality of traders are required to be manually confirmed in a head office in a branch manner when manual price inquiry is carried out, and certain processing and confirming time is required, so that the manual price inquiry transaction mode has the problems of poor flexibility of service processing and timeliness of response, and exchange rate risk caused by market fluctuation due to time difference of manual processing.

Disclosure of Invention

In view of this, the present disclosure provides a business processing method, apparatus, electronic device, readable storage medium, and computer program product.

One aspect of the present disclosure provides a service processing method, including:

determining second transaction attribute information of a target object from a plurality of first transaction attribute information obtained by subscription in response to a service processing request, wherein the target object is related to the service processing request;

Based on the user attribute information carried by the service processing request, adjusting the second transaction attribute information to obtain third transaction attribute information;

under the condition that the third transaction attribute information meets the transaction conditions of the service, fulfilling the transaction contract carried by the service processing request to complete the transaction service with the requester of the service processing request; and

and transmitting the transaction contract to a service center, wherein the service center is configured to conduct the transaction service based on the transaction contract.

According to an embodiment of the present disclosure, the user attribute information includes transaction value attribute information. Wherein, the adjusting the second transaction attribute information based on the user attribute information carried by the service processing request to obtain third transaction attribute information includes: determining service level information based on the transaction value attribute information; and adjusting the second transaction attribute information by using an adjustment parameter associated with the service level information to obtain the third transaction attribute information.

According to an embodiment of the present disclosure, the user attribute information includes user identification information. Wherein, the adjusting the second transaction attribute information based on the user attribute information carried by the service processing request to obtain third transaction attribute information includes: inquiring a user information list based on the user identification information to obtain an inquiry result; when the query result indicates that the user identification information belongs to the identification information included in the user information list, adjusting the second transaction attribute information by using an adjustment parameter corresponding to the user identification information in the user information list to obtain the third transaction attribute information; and when the query result indicates that the user identification information does not belong to the identification information included in the user information list, adjusting the second transaction attribute information by using a first preset adjustment parameter to obtain the third transaction attribute information.

According to an embodiment of the present disclosure, the above method further includes: acquiring transaction logs of each of a plurality of users from a data center; determining respective adjustment parameters of the plurality of users based on the transaction log; and generating the user information list based on the identification information and the adjustment parameters of each of the plurality of users.

According to an embodiment of the present disclosure, the above method further includes: determining a value attribute volatility based on a historical transaction record associated with the target object; adjusting the second transaction attribute information based on the value attribute fluctuation rate and a second preset adjustment parameter to obtain fourth transaction attribute information; wherein, when the third transaction attribute information satisfies a transaction condition, the transaction contract carried by the transaction processing request is fulfilled to complete a transaction with a requester of the transaction processing request, including: and if the fourth transaction attribute information satisfies the transaction condition, fulfilling the transaction contract to complete the transaction with the requester of the transaction processing request.

According to an embodiment of the present disclosure, the above method further includes: in the case that the transaction service is of the type of buying transaction, the service transaction condition includes that the value attribute represented by the third transaction attribute information is smaller than or equal to the value attribute represented by the target transaction attribute information, wherein the target transaction attribute information is related to the service processing request; and in the case that the type of the transaction service is a sell transaction, the service transaction condition includes that the value attribute represented by the third transaction attribute information is greater than or equal to the value attribute represented by the target transaction attribute information.

According to an embodiment of the present disclosure, the above method further includes: and acquiring first transaction attribute information of each of the plurality of first objects from a service center based on the subscribed plurality of first objects in response to triggering the first timing task, wherein the service center is configured to acquire initial transaction attribute information of each of the plurality of second objects in response to triggering the second timing task, and adjust the initial transaction attribute information of each of the plurality of second objects to obtain the first transaction attribute information of each of the plurality of second objects, wherein the plurality of second objects comprise the plurality of first objects, and the target object belongs to the plurality of first objects.

Another aspect of the present disclosure provides a service processing apparatus, including:

a second transaction attribute information determining module, configured to determine second transaction attribute information of a target object from a plurality of first transaction attribute information obtained by subscription in response to a service processing request, where the target object is related to the service processing request;

the third transaction attribute information determining module is used for adjusting the second transaction attribute information based on the user attribute information carried by the service processing request to obtain third transaction attribute information;

A transaction contract fulfilling module, configured to fulfill a transaction contract carried by the service processing request to complete a transaction service with a requester of the service processing request when the third transaction attribute information meets a service transaction condition; and

and the transaction contract sending module is used for sending the transaction contract to a service center, wherein the service center is configured to conduct the transaction service based on the transaction contract.

Another aspect of the present disclosure provides an electronic device, comprising: one or more processors; and a memory for storing one or more instructions that, when executed by the one or more processors, cause the one or more processors to implement the method as described above.

Another aspect of the present disclosure provides a computer-readable storage medium storing computer-executable instructions that, when executed, are configured to implement a method as described above.

Another aspect of the present disclosure provides a computer program product comprising computer executable instructions which, when executed, are for implementing a method as described above.

According to the embodiment of the disclosure, the transaction service with the requesting party is completed by utilizing the transaction attribute information obtained through subscription, and after the transaction service is completed, the transaction contract is sent to the service center, so that the transaction service is completed by the service center and the external service party, the processing link of the transaction service between the requesting party and the external service party can be reduced, the stagnation time of the transaction in the processing link of the transaction is reduced, the problem that the flexibility and the response timeliness of the service processing are poor in the related art can be at least partially solved, the service processing efficiency is improved, and the financial risk in the service processing is reduced.

Drawings

The above and other objects, features and advantages of the present disclosure will become more apparent from the following description of embodiments thereof with reference to the accompanying drawings in which:

FIG. 1 schematically illustrates an exemplary system architecture to which the methods and apparatus for business processing of the present disclosure may be applied;

FIG. 2 schematically illustrates a flow chart of a business processing method according to an embodiment of the disclosure;

FIG. 3 schematically illustrates a flow chart of a third transaction attribute information acquisition manner in accordance with an embodiment of the present disclosure;

FIG. 4 schematically illustrates a flow chart of another third transaction attribute information acquisition approach in accordance with an embodiment of the present disclosure;

fig. 5 schematically illustrates a block diagram of a traffic processing apparatus according to an embodiment of the present disclosure; and

fig. 6 schematically illustrates a block diagram of an electronic device adapted to implement a business processing method according to an embodiment of the disclosure.

Detailed Description

Hereinafter, embodiments of the present disclosure will be described with reference to the accompanying drawings. It should be understood that the description is only exemplary and is not intended to limit the scope of the present disclosure. In the following detailed description, for purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the present disclosure. It may be evident, however, that one or more embodiments may be practiced without these specific details. In addition, in the following description, descriptions of well-known structures and techniques are omitted so as not to unnecessarily obscure the concepts of the present disclosure.

The terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the disclosure. The terms "comprises," "comprising," and/or the like, as used herein, specify the presence of stated features, steps, operations, and/or components, but do not preclude the presence or addition of one or more other features, steps, operations, or components.

All terms (including technical and scientific terms) used herein have the same meaning as commonly understood by one of ordinary skill in the art unless otherwise defined. It should be noted that the terms used herein should be construed to have meanings consistent with the context of the present specification and should not be construed in an idealized or overly formal manner.

Where expressions like at least one of "A, B and C, etc. are used, the expressions should generally be interpreted in accordance with the meaning as commonly understood by those skilled in the art (e.g.," a system having at least one of A, B and C "shall include, but not be limited to, a system having a alone, B alone, C alone, a and B together, a and C together, B and C together, and/or A, B, C together, etc.). Where a formulation similar to at least one of "A, B or C, etc." is used, in general such a formulation should be interpreted in accordance with the ordinary understanding of one skilled in the art (e.g. "a system with at least one of A, B or C" would include but not be limited to systems with a alone, B alone, C alone, a and B together, a and C together, B and C together, and/or A, B, C together, etc.).

In the current more common derivative transactions, there are two transaction schemes, real-time transactions and price-inquiring transactions. The real-time transaction scheme refers to a mode that a customer uses a standard real-time transaction price to conduct a derivative transaction, wherein the price is synthesized by the price of real-time national quotation and a standard customer point difference. The customer point difference for the general standard per transaction will be set to be large. The price-inquiring transaction refers to the fact that a bank can provide a personalized manual quotation mode for large-amount delivery and personalized exclusive quotations are provided for the transaction of a client.

In addition, after a series of transaction processes, clients are required to click the deals in real time when the price is proper by checking the real-time quotation, so that the latest price deal transaction mode is adopted when clicking, wherein the click deals in the prior art can refer to the click deal transactions between banks and headquarters. And, in prior art trade processes, there is also a need for a head office trader and a branch trader to process separately, e.g., the head office trader inserts national market trade offers into the branch and switches prices into the respective branch. The branch traders adjust the price transferred by the headquarters, and then trade with the clients.

In the research process, it is found that in the real-time transaction scheme, the single-layer transaction price generated by the intermediate price is difficult to meet the price quality requirements of large and medium-sized clients and price distinction among different clients. In the existing manual price inquiring transaction mode, the providing time of manual service is limited, the number of traders is limited, and when manual price inquiring is carried out, a plurality of traders are required to be manually confirmed by a headquarter, and certain processing and confirming time is required, so that the manual price inquiring transaction mode has the problems of poor flexibility of service processing and response timeliness and exchange rate risk caused by market fluctuation due to manual processing time difference.

In view of this, embodiments of the present disclosure provide a service processing method, a service processing apparatus, an electronic device, a readable storage medium, and a computer program product. The method comprises the steps of responding to a service processing request, and determining second transaction attribute information of a target object from a plurality of first transaction attribute information obtained through subscription, wherein the target object is related to the service processing request; based on user attribute information carried by the service processing request, adjusting second transaction attribute information to obtain third transaction attribute information; under the condition that the third transaction attribute information meets the transaction conditions of the service, fulfilling the transaction contract carried by the service processing request to complete the transaction service with the requester of the service processing request; and sending a trade contract to a business center, wherein the business center is configured to conduct a trade business based on the trade contract.

It should be noted that the service processing method and device determined by the embodiments of the present disclosure may be used in the field of computer technology or the field of finance. The business processing method and the business processing device determined by the embodiment of the disclosure can also be used in any field except the technical field of computers and the financial field. The application fields of the service processing method and the device determined by the embodiment of the disclosure are not limited.

In the technical scheme of the disclosure, the related data (such as including but not limited to personal information of a user) are collected, stored, used, processed, transmitted, provided, disclosed, applied and the like, all conform to the regulations of related laws and regulations, necessary security measures are adopted, and the public welcome is not violated.

Fig. 1 schematically illustrates an exemplary system architecture to which business processing methods and apparatuses may be applied according to embodiments of the present disclosure. It should be noted that fig. 1 is only an example of a system architecture to which embodiments of the present disclosure may be applied to assist those skilled in the art in understanding the technical content of the present disclosure, but does not mean that embodiments of the present disclosure may not be used in other devices, systems, environments, or scenarios.

As shown in fig. 1, a system architecture 100 according to this embodiment may include terminal devices 101, 102, 103, a network 104, and a server 105. The network 104 is used as a medium to provide communication links between the terminal devices 101, 102, 103 and the server 105. The network 104 may include various connection types, such as wired and/or wireless communication links, and the like.

The user may interact with the server 105 via the network 104 using the terminal devices 101, 102, 103 to receive or send messages or the like. Various communication client applications may be installed on the terminal devices 101, 102, 103, such as shopping class applications, web browser applications, search class applications, instant messaging tools, mailbox clients and/or social platform software, to name a few.

The terminal devices 101, 102, 103 may be a variety of electronic devices having a display screen and supporting web browsing, including but not limited to smartphones, tablets, laptop and desktop computers, and the like.

The server 105 may be a server providing various services, such as a service center (merely an example) for supporting a transaction service for a user using a transaction contract transmitted by the terminal devices 101, 102, 103. The service center can complete the transaction service according to the transaction contract content, and then feeds back the completion result to the terminal equipment.

It should be noted that, the service processing method provided in the embodiment of the present disclosure may be generally executed by the server 105. Accordingly, the service processing apparatus provided in the embodiments of the present disclosure may be generally disposed in the server 105. The service processing method provided by the embodiments of the present disclosure may also be performed by a server or a server cluster that is different from the server 105 and is capable of communicating with the terminal devices 101, 102, 103 and/or the server 105. Accordingly, the service processing apparatus provided by the embodiments of the present disclosure may also be provided in a server or a server cluster that is different from the server 105 and is capable of communicating with the terminal devices 101, 102, 103 and/or the server 105. Alternatively, the service processing method provided by the embodiment of the present disclosure may be performed by the terminal device 101, 102, or 103, or may be performed by another terminal device different from the terminal device 101, 102, or 103. Accordingly, the service processing apparatus provided by the embodiments of the present disclosure may also be provided in the terminal device 101, 102, or 103, or in another terminal device different from the terminal device 101, 102, or 103.

For example: any one of the terminal devices 101, 102 or 103 (for example, but not limited to, the terminal device 101) receives the service processing request, and then the terminal device 101 may locally execute the service processing method provided by the embodiment of the present disclosure, or send its service processing request to other terminal devices, servers, or server clusters, and execute the service processing method provided by the embodiment of the present disclosure by the other terminal devices, servers, or server clusters that receive the service processing request. It should be understood that the number of terminal devices, networks and servers in fig. 1 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for implementation.

Fig. 2 schematically shows a flow chart of a traffic handling method according to an embodiment of the present disclosure.

As shown in fig. 2, the method includes operations S201 to S204.

In operation S201, second transaction attribute information of a target object is determined from a plurality of first transaction attribute information obtained by subscription in response to a service processing request, wherein the target object is related to the service processing request.

According to the embodiment of the disclosure, the first transaction information may be transaction attribute information obtained after the international market quotation information of the related object at the target moment is adjusted according to the internal preset parameter.

According to the embodiment of the disclosure, the first transaction information may also be transaction attribute information obtained after the international market quotation information of the related object at the target moment is adjusted according to the internal preset parameter and the user information parameter. The user information parameter may be a point difference or a percentage obtained by grading according to the amount grade in the service processing request or the related information of the user.

According to an embodiment of the present disclosure, the internal preset parameters are not limited, for example: the method can be a point difference, a percentage or other parameter expression form obtained by comprehensively researching and judging according to the current international market quotation information, and can also be a point difference, a percentage or other parameter expression form obtained according to conventional prediction; the target time may be set according to specific requirements, for example: daily or hourly; related objects may include various stock fingers futures, various interest rate futures, various exchange rate futures, and the like.

According to an embodiment of the present disclosure, the target object may be transaction attribute information of at least one related object determined from related objects of the first transaction attribute information.

According to an embodiment of the present disclosure, the first transaction attribute information and the second transaction attribute information may include information required when performing a transaction, for example: price information.

According to an embodiment of the present disclosure, the target object and the service processing request are in a one-to-one correspondence relationship, for example: the business process request includes processing a transaction to purchase a coin, and the target object may be a coin.

According to embodiments of the present disclosure, the internal preset parameters and the customer information parameters may be obtained from a service center, which may be a headquarters.

According to the embodiment of the disclosure, the second transaction attribute information of the target object is determined from the plurality of first transaction attribute information, so that the transaction attribute information of the target object, which is adjusted for the first time by the service center, can be obtained, the service adjustment flow of the first manual adjustment in the related technology is saved, and further, a part of the efficiency of service processing is improved.

In operation S202, the second transaction attribute information is adjusted based on the user attribute information carried by the service processing request, so as to obtain third transaction attribute information.

According to an embodiment of the present disclosure, after obtaining the second transaction attribute information, a transaction adjustment parameter may be determined according to user attribute information of a service processing requester determined in a service processing request, and then the second transaction attribute information is adjusted by using the adjustment parameter to obtain third transaction attribute information, where the user attribute information may include: the level of the amount of the user transaction, the related information of the user and the historical transaction information of the user.

According to embodiments of the present disclosure, the user-related information may include all information of a service processing requester, i.e., the user himself, such as: user risk assessment, liability rates, registered funds, personnel status, etc.

According to embodiments of the present disclosure, the transaction adjustment parameters may be obtained from an underlying business center, for example: obtained from the branches.

According to the embodiment of the disclosure, different transaction adjustment is determined for the requesters of different service processing requests, so that personalized parameter adjustment for different requesters is realized, the flexibility of service processing can be better met, and meanwhile, different prices can be formulated for different requesters, so that the price quality requirements of different requesters can be better met.

In operation S203, in case the third transaction attribute information satisfies the transaction condition of the transaction, the transaction contract carried by the transaction processing request is fulfilled to complete the transaction with the requester of the transaction processing request.

According to an embodiment of the present disclosure, in a case where the third transaction attribute information satisfies the service transaction condition, the transaction contract carried by the service processing request may be fulfilled first, for example: in the case where the transaction condition is satisfied, if the request to buy the target object is included in the transaction contract, the requester of the business process request may pay money based on the contract first, that is, fulfill the transaction contract.

According to the embodiment of the disclosure, under the condition that the third transaction attribute information meets the transaction condition, the transaction can be directly performed, so that the processing link of the transaction service between the requesting party and the external service party can be reduced, and the dead time of the transaction contract in the service processing link is reduced.

In operation S204, a transaction contract is sent to a business center, wherein the business center is configured to conduct a transaction business based on the transaction contract.

According to an embodiment of the present disclosure, after the trade contract is completed, the trade contract is sent to the service center, and the service center completes the contract content according to the trade contract.

According to the embodiment of the disclosure, the transaction service with the requesting party is completed by utilizing the transaction attribute information obtained through subscription, and after the transaction service is completed, the transaction contract is sent to the service center, so that the transaction service is completed by the service center and the external service party, the processing link of the transaction service between the requesting party and the external service party can be reduced, the stagnation time of the transaction in the processing link of the transaction is reduced, the problem that the flexibility and the response timeliness of the service processing are poor in the related art can be at least partially solved, the service processing efficiency is improved, and the financial risk in the service processing is reduced.

The method shown in fig. 2 is further described below with reference to fig. 3-4 in conjunction with the exemplary embodiment.

Fig. 3 schematically illustrates a flow chart of a third transaction attribute information acquisition manner according to an embodiment of the present disclosure.

As shown in fig. 3, in operation S202, the second transaction attribute information is adjusted based on the user attribute information carried by the service processing request, so as to obtain third transaction attribute information, which may include operations S301 to S302.

In operation S301, service level information is determined based on the transaction value attribute information.

In operation S302, the second transaction attribute information is adjusted using the adjustment parameter associated with the service level information, resulting in third transaction attribute information.

According to the embodiment of the disclosure, the business grade information to which the business value attribute information can belong is determined by using the business value attribute information included in the user attribute information in the business processing request, then the corresponding adjustment parameter is determined by using the business grade information, and finally the second business attribute information is adjusted by using the adjustment parameter to obtain the third business attribute information.

According to an embodiment of the present disclosure, the third transaction attribute information is related information for achieving a transaction, for example: may be price information.

According to the embodiment of the disclosure, the business grade parameter information table can be generated in advance according to the attribute information of each transaction value, and the adjustment parameters corresponding to each business grade are set in the business grade information table.

Fig. 4 schematically illustrates a flow chart of another third transaction attribute information acquisition manner according to an embodiment of the present disclosure.

As shown in fig. 4, in operation S202, the second transaction attribute information is adjusted based on the user attribute information carried by the service processing request to obtain the third transaction attribute information, which may further include operations S401 to S403.

In operation S401, a user information list is queried based on user identification information, and a query result is obtained.

In operation S402, when the query result indicates that the user identification information belongs to the identification information included in the user information list, the second transaction attribute information is adjusted by using the adjustment parameter corresponding to the user identification information in the user information list, so as to obtain third transaction attribute information.

In operation S403, when the query result indicates that the user identification information does not belong to the identification information included in the user information list, the second transaction attribute information is adjusted by using the first preset adjustment parameter, so as to obtain third transaction attribute information.

According to the embodiment of the disclosure, in a preset user information list, user inquiry is performed based on user identification information carried in user attribute information, in the user information list, if the user exists, second transaction attribute information is adjusted by using corresponding adjustment parameters in the list, and if the user does not exist, the second transaction attribute information is adjusted by using preset parameters according to the specific situation of the user, so as to obtain third transaction attribute information.

According to the embodiment of the disclosure, when the user does not exist in the user information list, a user condition parameter corresponding table may be preset, and based on the actual condition of the user, a corresponding adjustment parameter, that is, a first preset adjustment parameter, is determined in the user condition parameter corresponding table. Or the standard parameters can be preset, and if the user does not exist in the user information list, the standard parameters are used as the first preset adjustment parameters.

According to the embodiment of the disclosure, the user information list and the first preset adjustment parameters are utilized to adjust the relative parameters of different users, so that the personalized price service requirements of the users can be met, and meanwhile, flexible and rapid service processing is performed.

According to an embodiment of the present disclosure, the above method may further include the following operations:

acquiring transaction logs of each of a plurality of users from a data center; determining respective adjustment parameters of a plurality of users based on the transaction log; and generating a user information list based on the identification information and the adjustment parameters of each of the plurality of users.

According to the embodiment of the disclosure, the historical transaction log of the user is used for carrying out research and judgment to obtain the respective adjustment parameters of the user, and finally the user information list is generated based on the adjustment parameters and the respective mark information of the user, so that different parameter adjustment is beneficial to clients with different conditions, and the transaction attribute information of the best suitable transaction double transmission is obtained, wherein the transaction attribute information can be price information.

According to an embodiment of the present disclosure, the service processing method may further include the following operations:

determining a value attribute volatility based on a historical transaction record associated with the target object; and adjusting the second transaction attribute information based on the value attribute fluctuation rate and the second preset adjustment parameter to obtain fourth transaction attribute information.

According to the embodiment of the disclosure, the historical transaction record related to the target object is analyzed, the market fluctuation condition, namely the value attribute fluctuation rate, is determined, and the new adjustment parameter is determined based on the market fluctuation condition and the second preset adjustment parameter, so that the second transaction attribute information is adjusted by using the new adjustment parameter, and the fourth transaction attribute information is obtained.

According to an embodiment of the present disclosure, if the second preset adjustment parameter is set to be the point difference, the calculation manner of the new adjustment parameter in the transaction of buying and selling may be as follows:

if the business transaction type is buying transaction, calculating the value attribute fluctuation rate as [ X (n)/X (n-1) +X (n-1)/X (n-2) +X (1)/X (0) ]/n according to the historical buying transaction record related to the target object, wherein X (n) represents transaction attribute information when the target object performs buying transaction for the nth time, X (0) is transaction attribute information when the target object receives the buying transaction from the last day, and the transaction attribute information can be represented as price information at the moment. And assuming that the second preset adjustment parameter is a standard purchase transaction quotation point difference, when the target object is subjected to the n-th purchase transaction, the new adjustment parameter=the standard purchase quotation point difference [ X (n)/X (n-1) +x (n-1)/X (n-2) +x (1)/X (0) ]/n.

If the business transaction type is sales transaction, calculating the value attribute fluctuation rate as [ Y (n)/Y (n-1) +Y (n-1)/Y (n-2) +Y (1)/Y (0) ]/n according to the history sales transaction record related to the target object, wherein Y (n) represents transaction attribute information when the target object performs sales transaction for the nth time, Y (0) is transaction attribute information when the target object receives the sales transaction from the last day, and the transaction attribute information can be represented as price information at the moment. And assuming that the second preset adjustment parameter is a standard sales transaction quotation point difference, when the target object is subjected to sales transaction for the nth time, the new adjustment parameter=standard sales quotation point difference [ Y (n)/Y (n-1) +y (n-1)/Y (n-2) +y (1)/Y (0) ]/n.

According to embodiments of the present disclosure, the larger the value attribute volatility, the larger the new tuning parameters.

According to the embodiment of the disclosure, the second transaction attribute information is adjusted according to the value attribute fluctuation rate and the second preset adjustment parameter, so that transaction risks caused by large price fluctuation can be avoided.

According to an embodiment of the present disclosure, operation S204, in a case where the third transaction attribute information satisfies the transaction condition of the service, performing the transaction contract carried by the service processing request to complete the transaction service with the requester of the service processing request may include the operations of:

in the case where the fourth transaction attribute information satisfies the transaction condition, the transaction contract is fulfilled to complete the transaction with the requester of the transaction processing request.

According to the embodiment of the disclosure, if the fourth transaction attribute information meets the service transaction condition, the transaction can be directly performed, so that the processing link of the transaction is effectively reduced, the flexibility and the processing efficiency of the transaction are improved, and the transaction risk during service processing is reduced.

According to an embodiment of the present disclosure, the service processing method may further include the following operations:

in the case that the transaction service is of the type of buying transaction, the service transaction condition comprises that the value attribute represented by the third transaction attribute information is smaller than or equal to the value attribute represented by the target transaction attribute information, wherein the target transaction attribute information is related to the service processing request; and in the case that the type of the transaction service is a sell transaction, the service transaction condition includes that the value attribute represented by the third transaction attribute information is greater than or equal to the value attribute represented by the target transaction attribute information.

According to an embodiment of the present disclosure, the target transaction attribute is determined by the business process request, and the target transaction attribute information may include: the object that the user wants to trade, the value attribute that the user expects.

According to the embodiment of the disclosure, the business transaction conditions of the buying transaction and the selling transaction are different, and when the value attribute in the third transaction attribute information is smaller than or equal to the value attribute in the target transaction attribute information in the buying transaction, the business transaction conditions are met; and when the value attribute in the third transaction attribute information is greater than or equal to the value attribute in the target transaction attribute information during the purchase transaction, the transaction condition is met.

The business transaction conditions may likewise be modified or increased according to particular circumstances in accordance with embodiments of the present disclosure.

According to the embodiment of the disclosure, whether the transaction contract can be successful or not is directly determined according to the transaction conditions, so that the processing link of the transaction service between the requesting party and the external service party can be reduced, and the dead time of the transaction contract in the service processing link is reduced.

According to an embodiment of the present disclosure, the service processing method may further include the following operations:

And acquiring first transaction attribute information of each of the plurality of first objects from a service center based on the subscribed plurality of first objects in response to triggering the first timing task, wherein the service center is configured to acquire initial transaction attribute information of each of the plurality of second objects in response to triggering the second timing task, and adjust the initial transaction attribute information of each of the plurality of second objects to acquire the first transaction attribute information of each of the plurality of second objects, wherein the plurality of second objects comprise the plurality of first objects, and the target object belongs to the plurality of first objects.

According to the embodiment of the disclosure, the subscription time may be predetermined, and the first objects may be subscribed according to the subscription time, where the subscription time is not limited, and may be daily or monthly.

According to the embodiment of the disclosure, the second target object is included in the first target object, and parameter adjustment is performed on initial transaction attribute information of the second target object to obtain first transaction attribute information, where the initial transaction attribute information may be international market quotation information of the second target object.

According to the embodiment of the disclosure, the first transaction attribute information is obtained after the initial transaction attribute information is adjusted, and the first transaction attribute information is directly obtained through a reasonable adjustment scheme, so that the service processing efficiency can be improved.

It should be noted that, unless there is an execution sequence between different operations or an execution sequence between different operations in technical implementation, the execution sequence between multiple operations may be different, and multiple operations may also be executed simultaneously in the embodiment of the disclosure.

Fig. 5 schematically illustrates a block diagram of a traffic processing apparatus according to an embodiment of the present disclosure.

As shown in fig. 5, the service processing apparatus 500 includes a second transaction attribute information determination module 510, a third transaction attribute information determination module 520, a transaction contract fulfillment module 530, and a transaction contract transmission module 540.

A second transaction attribute information determining module 510, configured to determine second transaction attribute information of a target object from a plurality of first transaction attribute information obtained by subscription in response to a service processing request, where the target object is related to the service processing request.

The third transaction attribute information determining module 520 is configured to adjust the second transaction attribute information based on the user attribute information carried by the service processing request, so as to obtain third transaction attribute information.

And a transaction contract fulfilling module 530 for fulfilling the transaction contract carried by the transaction processing request to fulfill the transaction with the requestor of the transaction processing request, if the third transaction attribute information satisfies the transaction condition.

The transaction contract sending module 540 is configured to send a transaction contract to a service center, where the service center is configured to perform a transaction service based on the transaction contract.

According to an embodiment of the present disclosure, the third transaction attribute information determination module 520 includes: the business grade information determining sub-module and the third transaction attribute information determining sub-module.

And the business grade information determining sub-module is used for determining business grade information based on the transaction numerical value attribute information.

And the third transaction attribute information determining submodule is used for adjusting the second transaction attribute information by utilizing the adjustment parameters associated with the service level information to obtain third transaction attribute information.

According to an embodiment of the present disclosure, the third transaction attribute information determination module 520 further includes: the system comprises a query sub-module, a first determination sub-module and a second determination sub-module.

And the query sub-module is used for querying the user information list based on the user identification information to obtain a query result.

And the first determination submodule is used for adjusting the second transaction attribute information by utilizing the adjustment parameters corresponding to the user identification information in the user information list to obtain the third transaction attribute information under the condition that the query result indicates that the user identification information belongs to the identification information included in the user information list.

And the second determining submodule is used for adjusting the second transaction attribute information by utilizing the first preset adjustment parameter to obtain third transaction attribute information under the condition that the query result indicates that the user identification information does not belong to the identification information included in the user information list.

According to an embodiment of the present disclosure, the service processing apparatus 500 further includes: the system comprises a transaction log acquisition module, an adjustment parameter determination module and a user information list generation module.

And the transaction log acquisition module is used for acquiring the transaction logs of the users from the data center.

And the adjustment parameter determining module is used for determining the adjustment parameters of each of the plurality of users based on the transaction log.

And the user information list generation module is used for generating a user information list based on the identification information and the adjustment parameters of each of the plurality of users.

According to an embodiment of the present disclosure, the service processing apparatus 500 further includes: a value attribute volatility determination module and a fourth transaction attribute information determination module.

And the value attribute fluctuation rate determination module is used for determining the value attribute fluctuation rate based on the historical transaction record related to the target object.

And the fourth transaction attribute information determining module is used for adjusting the second transaction attribute information based on the value attribute fluctuation rate and the second preset adjustment parameter to obtain fourth transaction attribute information.

According to an embodiment of the present disclosure, the transaction contract transmitting module 540 further includes: a transaction fulfillment sub-module.

And the transaction fulfillment sub-module is used for fulfilling the transaction contract to complete the transaction service with the requester of the service processing request under the condition that the fourth transaction attribute information meets the service transaction condition.

According to an embodiment of the present disclosure, the service processing apparatus 500 further includes: a first condition determination module and a second condition determination module.

The first condition determining module is configured to, in a case where the type of the transaction service is a purchase transaction, determine that the transaction condition includes that a value attribute represented by the third transaction attribute information is less than or equal to a value attribute represented by the target transaction attribute information, where the target transaction attribute information is related to the transaction processing request.

And the second condition determining module is used for determining that the value attribute represented by the third transaction attribute information is greater than or equal to the value attribute represented by the target transaction attribute information in the case that the type of the transaction service is a sell transaction.

According to an embodiment of the present disclosure, the service processing apparatus 500 further includes: and the first transaction attribute information acquisition module.

The business center is configured to acquire initial transaction attribute information of each of a plurality of second objects in response to triggering a second timing task, and adjust the initial transaction attribute information of each of the plurality of second objects to obtain the first transaction attribute information of each of the plurality of second objects, wherein the plurality of second objects comprise the plurality of first objects, and the target object belongs to the plurality of first objects.

Any number of modules, sub-modules, units, sub-units, or at least some of the functionality of any number of the sub-units according to embodiments of the present disclosure may be implemented in one module. Any one or more of the modules, sub-modules, units, sub-units according to embodiments of the present disclosure may be implemented as split into multiple modules. Any one or more of the modules, sub-modules, units, sub-units according to embodiments of the present disclosure may be implemented at least in part as a hardware circuit, such as a Field Programmable Gate Array (FPGA), a Programmable Logic Array (PLA), a system-on-chip, a system-on-substrate, a system-on-package, an Application Specific Integrated Circuit (ASIC), or in any other reasonable manner of hardware or firmware that integrates or encapsulates the circuit, or in any one of or a suitable combination of three of software, hardware, and firmware. Alternatively, one or more of the modules, sub-modules, units, sub-units according to embodiments of the present disclosure may be at least partially implemented as computer program modules, which when executed, may perform the corresponding functions.

For example, any of the second transaction attribute information determination module 510, the third transaction attribute information determination module 520, the transaction contract fulfillment module 530, and the transaction contract transmission module 540 may be combined in one module/unit/sub-unit, or any of the modules/units/sub-units may be split into a plurality of modules/units/sub-units. Alternatively, at least some of the functionality of one or more of these modules/units/sub-units may be combined with at least some of the functionality of other modules/units/sub-units and implemented in one module/unit/sub-unit. According to embodiments of the present disclosure, at least one of the second transaction attribute information determination module 510, the third transaction attribute information determination module 520, the transaction contract fulfillment module 530, and the transaction contract transmission module 540 may be implemented at least in part as hardware circuitry, such as a Field Programmable Gate Array (FPGA), a Programmable Logic Array (PLA), a system-on-chip, a system-on-substrate, a system-on-package, an Application Specific Integrated Circuit (ASIC), or as hardware or firmware in any other reasonable manner of integrating or packaging the circuitry, or as any one of or a suitable combination of three of software, hardware, and firmware. Alternatively, at least one of the second transaction attribute information determination module 510, the third transaction attribute information determination module 520, the transaction contract fulfillment module 530, and the transaction contract transmission module 540 may be at least partially implemented as a computer program module, which, when executed, may perform the corresponding functions.

It should be noted that, in the embodiment of the present disclosure, the service processing apparatus portion corresponds to the service processing method portion in the embodiment of the present disclosure, and the description of the service processing apparatus portion specifically refers to the service processing method portion and is not described herein again.

Fig. 6 schematically illustrates a block diagram of an electronic device adapted to implement a business processing method according to an embodiment of the disclosure. The electronic device shown in fig. 6 is merely an example and should not be construed to limit the functionality and scope of use of the disclosed embodiments.

As shown in fig. 6, a computer electronic device 600 according to an embodiment of the present disclosure includes a processor 601 that can perform various appropriate actions and processes according to a program stored in a Read Only Memory (ROM) 602 or a program loaded from a storage section 608 into a Random Access Memory (RAM) 603. The processor 601 may include, for example, a general purpose microprocessor (e.g., a CPU), an instruction set processor and/or an associated chipset and/or a special purpose microprocessor (e.g., an Application Specific Integrated Circuit (ASIC)), or the like. Processor 601 may also include on-board memory for caching purposes. The processor 601 may comprise a single processing unit or a plurality of processing units for performing different actions of the method flows according to embodiments of the disclosure.

In the RAM 603, various programs and data necessary for the operation of the electronic apparatus 600 are stored. The processor 601, the ROM 602, and the RAM 603 are connected to each other through a bus 604. The processor 601 performs various operations of the method flow according to the embodiments of the present disclosure by executing programs in the ROM 602 and/or the RAM 603. Note that the program may be stored in one or more memories other than the ROM 602 and the RAM 603. The processor 601 may also perform various operations of the method flow according to embodiments of the present disclosure by executing programs stored in one or more memories.

According to an embodiment of the present disclosure, the electronic device 600 may also include an input/output (I/O) interface 605, the input/output (I/O) interface 605 also being connected to the bus 604. The electronic device 600 may also include one or more of the following components connected to the I/O interface 605: an input portion 606 including a keyboard, mouse, etc.; an output portion 607 including a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, a speaker, and the like; a storage section 608 including a hard disk and the like; and a communication section 609 including a network interface card such as a LAN card, a modem, or the like. The communication section 609 performs communication processing via a network such as the internet. The drive 610 is also connected to the I/O interface 605 as needed. Removable media 611 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is installed as needed on drive 610 so that a computer program read therefrom is installed as needed into storage section 608.

According to embodiments of the present disclosure, the method flow according to embodiments of the present disclosure may be implemented as a computer software program. For example, embodiments of the present disclosure include a computer program product comprising a computer program embodied on a computer readable storage medium, the computer program comprising program code for performing the method shown in the flowcharts. In such an embodiment, the computer program may be downloaded and installed from a network through the communication portion 609, and/or installed from the removable medium 611. The above-described functions defined in the system of the embodiments of the present disclosure are performed when the computer program is executed by the processor 601. The systems, devices, apparatus, modules, units, etc. described above may be implemented by computer program modules according to embodiments of the disclosure.

The present disclosure also provides a computer-readable storage medium that may be embodied in the apparatus/device/system described in the above embodiments; or may exist alone without being assembled into the apparatus/device/system. The computer-readable storage medium carries one or more programs which, when executed, implement methods in accordance with embodiments of the present disclosure.

According to embodiments of the present disclosure, the computer-readable storage medium may be a non-volatile computer-readable storage medium. Examples may include, but are not limited to: a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the context of this disclosure, a computer-readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.

For example, according to embodiments of the present disclosure, the computer-readable storage medium may include ROM 602 and/or RAM 603 and/or one or more memories other than ROM 602 and RAM 603 described above.

Embodiments of the present disclosure also include a computer program product comprising a computer program comprising program code for performing the methods provided by the embodiments of the present disclosure, the program code for causing an electronic device to implement the business processing methods provided by the embodiments of the present disclosure when the computer program product is run on the electronic device.

The above-described functions defined in the system/apparatus of the embodiments of the present disclosure are performed when the computer program is executed by the processor 601. The systems, apparatus, modules, units, etc. described above may be implemented by computer program modules according to embodiments of the disclosure.

In one embodiment, the computer program may be based on a tangible storage medium such as an optical storage device, a magnetic storage device, or the like. In another embodiment, the computer program may also be transmitted, distributed in the form of signals over a network medium, and downloaded and installed via the communication section 609, and/or installed from the removable medium 611. The computer program may include program code that may be transmitted using any appropriate network medium, including but not limited to: wireless, wired, etc., or any suitable combination of the foregoing.

According to embodiments of the present disclosure, program code for performing computer programs provided by embodiments of the present disclosure may be written in any combination of one or more programming languages, and in particular, such computer programs may be implemented in high-level procedural and/or object-oriented programming languages, and/or assembly/machine languages. Programming languages include, but are not limited to, such as Java, c++, python, "C" or similar programming languages. The program code may execute entirely on the user's computing device, partly on the user's device, partly on a remote computing device, or entirely on the remote computing device or server. In the case of remote computing devices, the remote computing device may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computing device (e.g., connected via the Internet using an Internet service provider).

The flowcharts and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present disclosure. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions. Those skilled in the art will appreciate that the features recited in the various embodiments of the disclosure and/or in the claims may be combined in various combinations and/or combinations, even if such combinations or combinations are not explicitly recited in the disclosure. In particular, the features recited in the various embodiments of the present disclosure and/or the claims may be variously combined and/or combined without departing from the spirit and teachings of the present disclosure. All such combinations and/or combinations fall within the scope of the present disclosure.

The embodiments of the present disclosure are described above. However, these examples are for illustrative purposes only and are not intended to limit the scope of the present disclosure. Although the embodiments are described above separately, this does not mean that the measures in the embodiments cannot be used advantageously in combination. The scope of the disclosure is defined by the appended claims and equivalents thereof. Various alternatives and modifications can be made by those skilled in the art without departing from the scope of the disclosure, and such alternatives and modifications are intended to fall within the scope of the disclosure.

Claims (11)

1. A business processing method, comprising:

determining second transaction attribute information of a target object from a plurality of first transaction attribute information obtained by subscription in response to a service processing request, wherein the target object is related to the service processing request;

based on the user attribute information carried by the service processing request, adjusting the second transaction attribute information to obtain third transaction attribute information;

under the condition that the third transaction attribute information meets the transaction condition of the service, fulfilling the transaction contract carried by the service processing request to complete the transaction service with the requester of the service processing request; and

The transaction contract is sent to a business center, wherein the business center is configured to conduct the transaction business based on the transaction contract.

2. The method of claim 1, wherein the user attribute information comprises transaction value attribute information;

wherein, based on the user attribute information carried by the service processing request, adjusting the second transaction attribute information to obtain third transaction attribute information, including:

determining service level information based on the transaction value attribute information; and

and adjusting the second transaction attribute information by using an adjustment parameter associated with the service level information to obtain the third transaction attribute information.

3. The method of claim 1, wherein the user attribute information comprises user identification information;

wherein, based on the user attribute information carried by the service processing request, adjusting the second transaction attribute information to obtain third transaction attribute information, including:

inquiring a user information list based on the user identification information to obtain an inquiry result;

when the query result indicates that the user identification information belongs to the identification information included in the user information list, adjusting the second transaction attribute information by utilizing an adjustment parameter corresponding to the user identification information in the user information list to obtain the third transaction attribute information; and

And under the condition that the query result indicates that the user identification information does not belong to the identification information included in the user information list, the second transaction attribute information is adjusted by using a first preset adjustment parameter, so that the third transaction attribute information is obtained.

4. A method according to claim 3, further comprising:

acquiring transaction logs of each of a plurality of users from a data center;

determining respective adjustment parameters of the plurality of users based on the transaction log; and

and generating the user information list based on the identification information and the adjustment parameters of each of the plurality of users.

5. The method of claim 1, further comprising:

determining a value attribute volatility based on a historical transaction record associated with the target object; and

adjusting the second transaction attribute information based on the value attribute fluctuation rate and a second preset adjustment parameter to obtain fourth transaction attribute information;

wherein, under the condition that the third transaction attribute information meets the transaction condition, the transaction contract carried by the transaction processing request is fulfilled, so as to complete the transaction service with the requester of the transaction processing request, including:

and in the case that the fourth transaction attribute information meets the service transaction condition, fulfilling the transaction contract to complete a transaction service with a requester of the service processing request.

6. The method of claim 1, wherein,

in the case that the transaction service is of a type of buying transaction, the service transaction condition comprises that the value attribute represented by the third transaction attribute information is smaller than or equal to the value attribute represented by target transaction attribute information, wherein the target transaction attribute information is related to the service processing request; and

in the case that the transaction service type is a sales transaction, the service transaction condition includes that the value attribute represented by the third transaction attribute information is greater than or equal to the value attribute represented by the target transaction attribute information.

7. The method of claim 1, further comprising:

and acquiring first transaction attribute information of each of the plurality of first objects from a service center based on the subscribed plurality of first objects in response to triggering a first timing task, wherein the service center is configured to acquire initial transaction attribute information of each of the plurality of second objects in response to triggering a second timing task, and adjust the initial transaction attribute information of each of the plurality of second objects to obtain the first transaction attribute information of each of the plurality of second objects, wherein the plurality of second objects comprise the plurality of first objects, and the target object belongs to the plurality of first objects.

8. A traffic processing apparatus comprising:

a second transaction attribute information determining module, configured to determine second transaction attribute information of a target object from a plurality of first transaction attribute information obtained by subscription in response to a service processing request, where the target object is related to the service processing request;

the third transaction attribute information determining module is used for adjusting the second transaction attribute information based on the user attribute information carried by the service processing request to obtain third transaction attribute information;

a transaction contract fulfilling module, configured to fulfill a transaction contract carried by the service processing request to complete a transaction service with a requester of the service processing request, if the third transaction attribute information meets a service transaction condition; and

and a transaction contract sending module, configured to send the transaction contract to a service center, where the service center is configured to perform the transaction service based on the transaction contract.

9. An electronic device, comprising:

one or more processors;

a memory for storing one or more instructions,

wherein the one or more instructions, when executed by the one or more processors, cause the one or more processors to implement the method of any of claims 1 to 7.

10. A computer readable storage medium having stored thereon executable instructions which when executed by a processor cause the processor to implement the method of any of claims 1 to 7.

11. A computer program product comprising computer executable instructions for implementing the method of any one of claims 1 to 7 when executed.

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