CN116128494A - Service order payment method, system, electronic equipment and storage medium - Google Patents

Service order payment method, system, electronic equipment and storage medium Download PDF

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CN116128494A
CN116128494A CN202310033843.0A CN202310033843A CN116128494A CN 116128494 A CN116128494 A CN 116128494A CN 202310033843 A CN202310033843 A CN 202310033843A CN 116128494 A CN116128494 A CN 116128494A
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陈逢源
訾金倩
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Yuanhua Medical Consulting Service Shanghai Co ltd
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    • GPHYSICS
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    • G06Q20/08Payment architectures
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    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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    • G06Q20/4015Transaction verification using location information
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    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules

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Abstract

本申请提供了一种业务订单支付方法、系统、电子设备和存储介质,涉及计算机技术领域,包括接收用户的业务订单,所述业务订单包括订单信息和地理位置信息;通过付款审批模型对所述订单信息和所述地理位置信息进行校验;根据所述业务订单的校验结果,向业务订单的收款方进行支付,优化付款审批校验流程,提高支付业务订单的便捷性。

Figure 202310033843

The application provides a business order payment method, system, electronic equipment and storage medium, which relate to the field of computer technology, including receiving a user's business order, the business order includes order information and geographic location information; The order information and the geographical location information are verified; according to the verification result of the business order, payment is made to the payee of the business order, the payment approval verification process is optimized, and the convenience of paying the business order is improved.

Figure 202310033843

Description

一种业务订单支付方法、系统、电子设备和存储介质A business order payment method, system, electronic device and storage medium

技术领域technical field

本发明涉及计算机技术领域,尤其涉及一种业务订单支付方法、系统、电子设备和存储介质。The present invention relates to the field of computer technology, in particular to a business order payment method, system, electronic equipment and storage medium.

背景技术Background technique

在关于用品采购、就医报销、出行报销等支付流程中,传统模式主要是由员工先行垫付,审核部门通过审核报销单和发票,再将费用支付给员工。该模式需要员工先行垫付业务订单,再走公司的费用支付流程,使得员工的体验感不高;而且,关于支付事项是否真实发生,只能依靠审批部门逐一核对,其容易出错且增加了审核的人力和时间成本。In the payment process of supplies procurement, medical reimbursement, travel reimbursement, etc., the traditional mode is mainly that the employee pays in advance, and the audit department reviews the reimbursement form and invoice, and then pays the fee to the employee. This model requires employees to advance business orders first, and then go through the company's payment process, which makes employees' experience not high; moreover, as to whether the payment has actually occurred, it can only be checked one by one by the approval department, which is error-prone and increases the review process. Human and time costs.

因此,提出一种业务订单支付方法、系统、电子设备和存储介质。Therefore, a business order payment method, system, electronic device and storage medium are proposed.

发明内容Contents of the invention

本说明书提供一种业务订单支付方法、系统、电子设备和存储介质,通过业务订单的订单信息和地理位置信息,通过付款审批模型对业务订单自动进行事前审批,进而对业务订单进行支付,优化了付款审批校验流程,提升了审批速度,提升用户的使用体验。This manual provides a business order payment method, system, electronic equipment, and storage medium. Through the order information and geographic location information of the business order, the business order is automatically pre-approved through the payment approval model, and then the business order is paid. Optimized The payment approval and verification process improves the approval speed and improves the user experience.

本申请提供的一种业务订单支付方法采用如下的技术方案,包括:A business order payment method provided by this application adopts the following technical solutions, including:

接收用户的业务订单,所述业务订单包括订单信息和地理位置信息;Receive the user's business order, the business order includes order information and geographic location information;

通过付款审批模型对所述订单信息和所述地理位置信息进行校验;Verifying the order information and the geographic location information through a payment approval model;

根据所述业务订单的校验结果,向业务订单的收款方进行支付。According to the verification result of the business order, payment is made to the payee of the business order.

可选的,所述通过付款审批模型对所述订单信息和所述地理位置信息进行校验,包括:Optionally, the verification of the order information and the geographic location information through the payment approval model includes:

根据所述订单信息判断所述用户的业务订单是否符合预设业务条件;judging whether the user's business order meets preset business conditions according to the order information;

根据所述地理位置信息判断所述用户的业务订单是否符合预设场景条件。It is judged according to the geographic location information whether the user's business order meets a preset scene condition.

可选的,所述根据所述订单信息判断所述用户的业务订单是否符合预设业务条件,包括:Optionally, the judging whether the user's business order meets preset business conditions according to the order information includes:

根据所述订单信息的业务类别,确定所述业务订单对应的预设场景类型。According to the business category of the order information, the preset scenario type corresponding to the business order is determined.

可选的,所述根据所述地理位置信息判断所述用户的业务订单是否符合预设场景条件,包括:Optionally, the judging whether the user's business order meets a preset scenario condition according to the geographic location information includes:

根据所述地理位置信息,确定与之对应的第一场景类型,判断所述第一场景类型与所述预设场景类型是否匹配。According to the geographic location information, determine a corresponding first scene type, and judge whether the first scene type matches the preset scene type.

可选的,所述根据所述地理位置信息判断所述用户的业务订单是否符合预设场景条件,还包括:Optionally, the judging whether the user's business order conforms to preset scene conditions according to the geographic location information further includes:

获取所述用户拍摄的场景照片,判断所述场景照片与所述地理位置信息是否匹配。Acquiring the scene photo taken by the user, and judging whether the scene photo matches the geographic location information.

可选的,所述根据所述订单信息判断所述用户的业务订单是否符合预设业务条件,还包括:Optionally, the judging whether the user's business order meets preset business conditions according to the order information further includes:

判断所述用户是否为预设用户;determine whether the user is a default user;

根据所述付款项目确定所述用户的预设报销额度;determining the preset reimbursement amount of the user according to the payment item;

判断所述业务金额是否属于所述预设报销额度的范围内。It is judged whether the business amount falls within the range of the preset reimbursement amount.

可选的,还包括:Optionally, also include:

在所述业务订单支付完成之后,获取订单支付信息,判断实际支付金额与所述业务金额是否一致。After the business order payment is completed, the order payment information is obtained, and it is judged whether the actual payment amount is consistent with the business amount.

本申请提供的一种业务订单支付系统采用如下的技术方案,包括:A business order payment system provided by this application adopts the following technical solutions, including:

接收模块,用于接收用户的业务订单,所述业务订单包括订单信息和地理位置信息;A receiving module, configured to receive a business order from a user, where the business order includes order information and geographic location information;

校验模块,用于通过付款审批模型对所述订单信息和所述地理位置信息进行校验;A verification module, configured to verify the order information and the geographic location information through a payment approval model;

付款模块,用于根据所述业务订单的校验结果,向业务订单的收款方进行支付。The payment module is configured to make payment to the payee of the business order according to the verification result of the business order.

可选的,所述校验模块,包括:Optionally, the verification module includes:

订单信息校验子模块,用于根据所述订单信息判断所述用户的业务订单是否符合预设业务条件;An order information verification sub-module, configured to judge whether the user's business order meets preset business conditions according to the order information;

位置信息校验子模块,用于根据所述地理位置信息判断所述用户的业务订单是否符合预设场景条件。The location information checking submodule is used to judge whether the user's business order meets the preset scene condition according to the geographic location information.

可选的,所述订单信息校验子模块,包括:Optionally, the order information verifier module includes:

类型校验单元,用于根据所述订单信息的业务类别,确定所述业务订单对应的预设场景类型。The type checking unit is configured to determine the preset scenario type corresponding to the business order according to the business category of the order information.

可选的,所述位置信息校验子模块,包括:Optionally, the location information verification submodule includes:

地理位置校验单元,用于根据所述地理位置信息,确定与之对应的第一场景类型,判断所述第一场景类型与所述预设场景类型是否匹配。The geographic location checking unit is configured to determine the corresponding first scene type according to the geographic location information, and judge whether the first scene type matches the preset scene type.

可选的,所述位置信息校验子模块,还包括:Optionally, the location information verification submodule further includes:

地理位置校验辅助单元,用于获取所述用户拍摄的场景照片,判断所述场景照片与所述地理位置信息是否匹配。The geographic location verification auxiliary unit is configured to acquire the scene photo taken by the user, and determine whether the scene photo matches the geographic location information.

可选的,所述订单信息校验子模块,还包括:Optionally, the order information verifier module further includes:

用户校验单元,用于判断所述用户是否为预设用户;a user verification unit, configured to determine whether the user is a preset user;

额度确定单元,用于根据所述付款项目确定所述用户的预设报销额度;A quota determination unit, configured to determine the user's preset reimbursement quota according to the payment item;

金额审批单元,用于判断所述业务金额是否属于所述预设报销额度的范围内。An amount approval unit, configured to determine whether the business amount falls within the range of the preset reimbursement amount.

可选的,还包括:Optionally, also include:

反馈模块,用于在所述业务订单支付完成之后,获取订单支付信息,判断实际支付金额与所述业务金额是否一致。The feedback module is used to obtain order payment information after the business order payment is completed, and determine whether the actual payment amount is consistent with the business amount.

本说明书还提供一种电子设备,其中,该电子设备包括:This specification also provides an electronic device, wherein the electronic device includes:

处理器;以及,Processor; and,

存储计算机可执行指令的存储器,所述可执行指令在被执行时使所述处理器执行上述任一项方法。A memory storing computer-executable instructions which, when executed, cause the processor to perform any of the methods described above.

本说明书还提供一种计算机可读存储介质,其中,所述计算机可读存储介质存储一个或多个程序,所述一个或多个程序当被处理器执行时,实现上述任一项方法。This specification also provides a computer-readable storage medium, wherein the computer-readable storage medium stores one or more programs, and when the one or more programs are executed by a processor, any one of the above-mentioned methods is implemented.

本申请中通过接收用户的业务订单,所述业务订单包括订单信息和地理位置信息;通过付款审批模型对所述订单信息和所述地理位置信息进行校验;根据所述业务订单的校验结果,向业务订单的收款方进行支付,优化付款审批校验流程,提高支付业务订单的便捷性。In this application, by receiving the user's business order, the business order includes order information and geographic location information; the order information and the geographic location information are verified through the payment approval model; according to the verification result of the business order , make payment to the payee of the business order, optimize the payment approval and verification process, and improve the convenience of paying business orders.

附图说明Description of drawings

图1为本说明书实施例提供的一种业务订单支付方法的原理示意图;FIG. 1 is a schematic diagram of the principle of a business order payment method provided by an embodiment of this specification;

图2为本说明书一具体实施例提供的一种业务订单支付方法的流程示意图;Fig. 2 is a schematic flow diagram of a business order payment method provided by a specific embodiment of this specification;

图3为本说明书实施例提供的一种业务订单支付系统的结构示意图;FIG. 3 is a schematic structural diagram of a business order payment system provided by an embodiment of this specification;

图4为本说明书实施例提供的一种电子设备的结构示意图;FIG. 4 is a schematic structural diagram of an electronic device provided by an embodiment of this specification;

图5为本说明书实施例提供的一种计算机可读介质的原理示意图。Fig. 5 is a schematic diagram of the principle of a computer-readable medium provided by the embodiment of this specification.

具体实施方式Detailed ways

以下描述用于揭露本发明以使本领域技术人员能够实现本发明。以下描述中的优选实施例只作为举例,本领域技术人员可以想到其他显而易见的变型。在以下描述中界定的本发明的基本原理可以应用于其他实施方案、变形方案、改进方案、等同方案以及没有背离本发明的精神和范围的其他技术方案。The following description serves to disclose the present invention to enable those skilled in the art to carry out the present invention. The preferred embodiments described below are only examples, and those skilled in the art can devise other obvious variations. The basic principles of the present invention defined in the following description can be applied to other embodiments, variations, improvements, equivalents and other technical solutions without departing from the spirit and scope of the present invention.

现在将参考附图更全面地描述本发明的示例性实施例。然而,示例性实施例能够以多种形式实施,且不应被理解为本发明仅限于在此阐述的实施例。相反,提供这些示例性实施例能够使得本发明更加全面和完整,更加便于将发明构思全面地传达给本领域的技术人员。在图中相同的附图标记表示相同或类似的元件、组件或部分,因而将省略对它们的重复描述。Exemplary embodiments of the present invention will now be described more fully with reference to the accompanying drawings. However, example embodiments may be embodied in many forms, and this invention should not be construed as limited to the embodiments set forth herein. On the contrary, providing these exemplary embodiments can make the present invention more comprehensive and complete, and facilitate the full transfer of the inventive concept to those skilled in the art. The same reference numerals denote the same or similar elements, components or parts in the drawings, and thus their repeated descriptions will be omitted.

在符合本发明的技术构思的前提下,在某个特定的实施例中描述的特征、结构、特性或其他细节不排除可以以合适的方式结合在一个或更多其他的实施例中。On the premise of conforming to the technical concept of the present invention, the features, structures, characteristics or other details described in a specific embodiment do not exclude that they can be combined in one or more other embodiments in a suitable manner.

在对于具体实施例的描述中,本发明描述的特征、结构、特性或其他细节是为了使本领域的技术人员对实施例进行充分理解。但是,并不排除本领域技术人员可以实践本发明的技术方案而没有特定特征、结构、特性或其他细节的一个或更多。In the description of the specific embodiments, the features, structures, characteristics or other details described in the present invention are intended to enable those skilled in the art to fully understand the embodiments. However, it does not exclude that those skilled in the art can practice the technical solutions of the present invention without one or more of the specific features, structures, characteristics or other details.

附图中所示的流程图仅是示例性说明,不是必须包括所有的内容和操作/步骤,也不是必须按所描述的顺序执行。例如,有的操作/步骤还可以分解,而有的操作/步骤可以合并或部分合并,因此实际执行的顺序有可能根据实际情况改变。The flow charts shown in the drawings are only exemplary illustrations, and do not necessarily include all contents and operations/steps, nor must they be performed in the order described. For example, some operations/steps can be decomposed, and some operations/steps can be combined or partly combined, so the actual order of execution may be changed according to the actual situation.

附图中所示的方框图仅仅是功能实体,不一定必须与物理上独立的实体相对应。即,可以采用软件形式来实现这些功能实体,或在一个或多个硬件模块或集成电路中实现这些功能实体,或在不同网络和/或处理器装置和/或微控制器装置中实现这些功能实体。The block diagrams shown in the drawings are merely functional entities and do not necessarily correspond to physically separate entities. That is, these functional entities may be implemented in software, or in one or more hardware modules or integrated circuits, or in different networks and/or processor devices and/or microcontroller devices entity.

术语“和/或”或者“及/或”包括相关联的列出项目中的任一个或多者的所有组合。The term "and/or" or "and/or" includes all combinations of any one or more of the associated listed items.

图1为本说明书实施例提供的一种业务订单支付方法的原理示意图,该方法包括:Figure 1 is a schematic diagram of the principle of a business order payment method provided by the embodiment of this specification, the method includes:

S1接收用户的业务订单,所述业务订单包括订单信息和地理位置信息;S1 receives a user's business order, where the business order includes order information and geographic location information;

S2通过付款审批模型对所述订单信息和所述地理位置信息进行校验;S2 Verifying the order information and the geographic location information through the payment approval model;

S3根据所述业务订单的校验结果,向业务订单的收款方进行支付。S3 pays the payee of the business order according to the verification result of the business order.

在企业的业务订单的支付上,传统的支付模式主要是由员工对业务订单进行先行垫付,之后员工提交票据交给审核部门(财务)审核,审核部门(财务)审核通过后向员工支付对应的费用,由于审核部门仅仅根据员工提供的票据进行报销,脱离了真实的业务环节,导致其难以还原业务场景,增加了审核的人力和时间成本。In the payment of business orders of enterprises, the traditional payment mode is mainly that the employees advance the business orders first, and then the employees submit the bills to the audit department (finance) for review, and the audit department (finance) pays the employees after passing the review. Expenses, because the audit department only reimburses according to the bills provided by employees, which is separated from the real business link, making it difficult to restore the business scenario, which increases the manpower and time costs of the audit.

基于此,本申请通过用户发送的业务订单,通过审批校验模型进行自动审批校验,然后根据校验结果输出支付标识信息,以便于向商家(收款方)付款,通过事前的自动审批校验,在提高用户的使用体验的同时,提高审批和监管效率。具体的,如图2所示,本申请包括:Based on this, this application conducts automatic approval verification through the approval verification model through the business order sent by the user, and then outputs the payment identification information according to the verification result, so as to facilitate payment to the merchant (payee), and through the prior automatic approval verification Experience, while improving the user experience, improve the efficiency of approval and supervision. Specifically, as shown in Figure 2, this application includes:

S1接收用户的业务订单,所述业务订单包括订单信息和地理位置信息;S1 receives a user's business order, where the business order includes order information and geographic location information;

首先,企业会为相关的用户预先分配该用户的支付权限,所述支付权限包括支付限额和可支付业务类别。First, the enterprise will pre-allocate the payment authority of the user for the relevant user, and the payment authority includes the payment limit and the type of business that can be paid.

其次,用户在使用本系统之前,需要进行注册;在完善用户的个人信息并关联用户所在的企业之后,获得/同步该用户的支付限额和可支付业务类别。在关联企业完成之后,才可以申请支付业务订单。其中,本说明书的“用户”,指的是可以申请支付业务订单的用户。下文所述的“企业自行设置”指的是由企业相关负责人员按照企业内的管理人员的指令,对本系统进行的个性化设置。Secondly, the user needs to register before using the system; after completing the user's personal information and associating with the user's company, obtain/synchronize the user's payment limit and payable business category. You can apply for payment for business orders only after the affiliated company completes them. Among them, the "user" in this manual refers to the user who can apply for payment business orders. The "enterprise self-setting" mentioned below refers to the personalized setting of this system by the relevant responsible personnel of the enterprise according to the instructions of the management personnel in the enterprise.

由于用户的实时地理位置是本系统对业务订单的审批校验的过程之一,因此,本系统应用于具有实时收集地理位置信息的功能的移动终端,所述移动终端可以是手机或者是平板电脑,以便于用户随身携带,进而方便用户在某一业务场景下申请支付业务订单。Since the user's real-time geographic location is one of the processes of the system's approval and verification of business orders, this system is applied to mobile terminals with the function of collecting geographic location information in real time, and the mobile terminal can be a mobile phone or a tablet computer , so that users can carry it with them, so that they can apply for a payment service order in a certain business scenario.

本申请中业务订单的订单信息并不是在业务交易成功后产生的信息,而是在向商家付款之前,由用户自行输入的与本次业务相关的订单信息。具体的,根据用户的申请操作,跳转至新建业务订单页面,以使用户输入本次业务交易的订单信息。在本说明书的一个实施例中,所述用户的申请操作包括点击新建按钮,所述新建按钮用于跳转至新建业务订单页面。The order information of the business order in this application is not the information generated after the business transaction is successful, but the order information related to the business entered by the user before payment to the merchant. Specifically, according to the user's application operation, jump to the new business order page, so that the user can input the order information of this business transaction. In an embodiment of the present specification, the user's application operation includes clicking a new button, and the new button is used to jump to a new business order page.

为了提高审批校验模型的准确率,所述订单信息包括订单号、申请人、业务类别、付款项目和业务金额。其中,订单号自动生成的,其作为每一业务订单的唯一标识码,与业务订单的具体内容相互关联;在本说明书的一个实施例中,所述订单号包括用户标识码、订单创建时间和流水号。所述用户标识码为系统自动为用户分配的标识码或者企业自行设置的标识码,以便于区分不同的业务订单。In order to improve the accuracy of the approval verification model, the order information includes order number, applicant, business category, payment item and business amount. Wherein, the order number is automatically generated, and as the unique identification code of each business order, it is related to the specific content of the business order; in one embodiment of this specification, the order number includes the user identification code, order creation time and serial number. The user identification code is an identification code automatically assigned to the user by the system or an identification code set by the enterprise itself, so as to distinguish different business orders.

申请人默认为新建业务订单的用户,在本说明书的一个实施例中,申请人一栏默认代入当前系统登录的用户,“申请人”一栏设置为不可更改,以防止企业员工冒用其他用户的名称支付业务订单,消耗其他用户的支付限额,造成实际的订单信息与用户记录的订单信息不符,进而后期出现溯源问题,。The applicant is the user who creates a new business order by default. In one embodiment of this manual, the applicant column defaults to the user logged in to the current system, and the "applicant" column is set to be unchangeable to prevent corporate employees from impersonating other users. Paying for business orders under the name of the user will consume the payment limit of other users, resulting in a discrepancy between the actual order information and the order information recorded by the user, and then there will be traceability problems in the later stage.

业务类别与付款项目为预先设置,其中,付款项目为每一业务类别对应的子类别,每一业务类别与一业务场景对应。每一业务类别的子类别包括至少一付款项目。The business category and the payment item are preset, wherein the payment item is a subcategory corresponding to each business category, and each business category corresponds to a business scenario. The subcategories of each business category include at least one payment item.

在本说明书的一个实施例中,业务类别为就医服务,对应的业务场景为医院,付款类型包括:挂号费和诊断费等等。In an embodiment of this specification, the business category is medical services, the corresponding business scenario is a hospital, and the payment types include: registration fees, diagnosis fees, and the like.

业务金额由用户手动输入,对于实际支付金额的校验为事后校验。The business amount is manually entered by the user, and the verification of the actual payment amount is post-verification.

为了便于还原真实业务场景,避免用户伪造业务订单,可以获取用户的实时的地理位置信息。在本说明书的一个实施例中,在用户填写并提交本次交易的订单信息后,收集用户的实时的地理位置信息。在本说明书的一个实施例中,构建场景分析库,将业务类别与业务场景进行一一对应,以便于通过业务类别确定与之对应的预设业务场景。In order to facilitate the restoration of real business scenarios and prevent users from forging business orders, real-time geographic location information of users can be obtained. In one embodiment of this specification, after the user fills in and submits the order information for this transaction, the real-time geographic location information of the user is collected. In one embodiment of the present specification, a scene analysis library is constructed, and business categories and business scenarios are one-to-one corresponded, so that the corresponding preset business scenarios can be determined through the business categories.

S2通过付款审批模型对所述订单信息和所述地理位置信息进行校验;S2 Verifying the order information and the geographic location information through the payment approval model;

由于本系统为事前审批,需要审批各个业务订单的资格。具体包括:Since this system is pre-approval, the qualification of each business order needs to be approved. Specifically include:

S21根据所述订单信息判断所述用户的业务订单是否符合预设业务条件;S21 judging whether the user's business order meets preset business conditions according to the order information;

在说明书中要对订单信息中的每一项进行审查,具体的:Each item in the order information should be reviewed in the instruction manual, specifically:

S211校验订单信息的订单号是否是唯一的;S211 checks whether the order number of the order information is unique;

由于订单号与业务订单一一关联,如果订单号出现重复,则会导致订单号与业务订单之间的关联存在混乱,无法实施有效的后期监督。因此,校验订单信息的订单号是否是唯一的,若是,则订单号审批结果为通过,若不是,则订单号审批结果为不通过。Since the order number is associated with the business order one by one, if the order number is repeated, the association between the order number and the business order will be confused, and effective post-supervision cannot be implemented. Therefore, check whether the order number of the order information is unique, if yes, the approval result of the order number is passed, and if not, the approval result of the order number is not passed.

S212判断所述用户是否为预设用户;S212 judging whether the user is a preset user;

考虑到员工离职、休假等,可能并不会自主解绑用户与企业的关联关系,用户还是可以通过本系统新建业务订单。然而,在员工离职之后或者休假期间,其产生的交易在多数情况下并不属于企业可报销的范围之内,为了避免企业出现资金损失,本系统实时更新员工的就职状态,在进行审批校验时,审批申请人是否为预设用户,即判断所述用户是否为预设用户,若是,则用户审批结果为通过,若不是,则用户审批结果不通过。其中,所述预设用户为就职状态为正常的用户。Considering that employees resign, take vacations, etc., they may not independently untie the association between users and enterprises, and users can still create new business orders through this system. However, after the employee leaves or is on vacation, most of the transactions they generate do not fall within the scope of the company's reimbursement. In order to avoid the company's financial loss, the system updates the employee's employment status in real time, and performs approval verification. When checking whether the applicant is a default user, that is to judge whether the user is a default user, if so, the user approval result is passed, if not, the user approval result is not passed. Wherein, the preset user is a user whose employment status is normal.

S213判断用户选择的付款项目是否为用户的可支付付款项目;S213 judging whether the payment item selected by the user is the payable payment item of the user;

由于本业务订单实质要属于企业可报销的范围之内,因此,预先需要企业自行设置可支付付款项目,甚至可以为每一用户设置不同的可支付付款项目。为了提高审批的精准率,在进行审批校验时,判断用户选择的付款项目是否为用户的可支付付款项目,若是,则付款项目审批结果未通过,若不是,则付款项目审批结果不通过,由于其超出预先设定的可支付付款项目的范围,因此交由人工审批。Since this business order is essentially within the scope of reimbursement by the enterprise, the enterprise needs to set up the payable payment items by itself in advance, and even set different payable payment items for each user. In order to improve the accuracy of approval, when performing approval verification, it is judged whether the payment item selected by the user is the user's payable payment item, if yes, the payment item approval result is not passed, if not, the payment item approval result is not passed, It was sent for manual approval because it fell outside the pre-set range of payable items.

S214判断业务金额是否属于预设报销额度内。S214 Determine whether the business amount falls within the preset reimbursement amount.

为了有效实施费控,企业自行设置用户的支付限额,作为优选的,根据不同的可支付付款项目确定对应的支付限额。在进行审批校验时,根据所述付款项目确定所述用户的预设报销额度;判断所述业务金额是否属于所述预设报销额度的范围内。其中,用户的支付限额可以是月支付限额或者年支付限额。所述用户的预设报销额度为当前付款项目对应的支付限额。若业务金额小于或者等于预设报销额度,即业务金额是否属于预设报销额度内,则业务金额审批结果为通过;若业务金额大于预设报销额度,即业务金额不属于预设报销额度内,则业务金额审批结果为不通过,需要人工审批,以便于精准实施费控。In order to effectively implement fee control, the enterprise sets the user's payment limit by itself. As a preference, the corresponding payment limit is determined according to different payable payment items. When performing approval verification, determine the user's preset reimbursement amount according to the payment item; determine whether the business amount falls within the range of the preset reimbursement amount. Wherein, the user's payment limit may be a monthly payment limit or an annual payment limit. The user's preset reimbursement amount is the payment limit corresponding to the current payment item. If the business amount is less than or equal to the preset reimbursement amount, that is, whether the business amount is within the preset reimbursement amount, the approval result of the business amount is approved; if the business amount is greater than the preset reimbursement amount, that is, the business amount is not within the preset reimbursement amount, Then the business amount approval result is not passed, and manual approval is required to facilitate accurate implementation of cost control.

S22根据所述地理位置信息判断所述用户的业务订单是否符合预设场景条件。S22 Judging whether the user's business order meets a preset scene condition according to the geographic location information.

为了提高审批校验的精准度,保证企业资金在员工报销等方面的安全性,可以获取地理位置信息,预测用户是否在“现场”。In order to improve the accuracy of approval verification and ensure the security of corporate funds in employee reimbursement, etc., geographic location information can be obtained to predict whether users are "on-site".

具体的,S221根据订单信息的业务类别,确定所述业务订单对应的预设场景类型;Specifically, S221 determines the preset scene type corresponding to the business order according to the business category of the order information;

由于场景分析库中,每一业务类别对应一个预设场景类型,根据用户的订单信息的业务类别,可以快速确定与之对应的预设场景类型。Since each business category in the scenario analysis database corresponds to a preset scenario type, the corresponding preset scenario type can be quickly determined according to the business category of the user's order information.

S222根据所述地理位置信息,确定与之对应的第一场景类型,判断所述第一场景类型与所述预设场景类型是否匹配。S222 Determine a corresponding first scene type according to the geographic location information, and judge whether the first scene type matches the preset scene type.

具体的,所述场景分析库记录有若干地址类别,所述地址类别包括有效交易地,所述有效交易地包括:医院、商场、超市等;将地址类别与业务类别关联起来,每一地址类别对应一个业务类别,比如,地址类别为“医院”对应业务类别中的“就医服务”。所述地址类别还包括无效交易地,以便于快速确定地理位置信息对应的是否为有效交易地,提高审批校验的速度。Specifically, the scene analysis database records several address categories, the address categories include valid transaction locations, and the effective transaction locations include: hospitals, shopping malls, supermarkets, etc.; associating address categories with business categories, each address category Corresponds to a business category, for example, the address category is "hospital" corresponding to "medical service" in the business category. The address category also includes an invalid transaction location, so as to quickly determine whether the geographic location information corresponds to a valid transaction location, and improve the speed of approval and verification.

在本说明书的一个实施例中,根据所述地理位置信息,确定用户所在的当前交易地址,提取当前交易地址的关键字,匹配地址类别,确定与地址类别对应的实际业务类别,确定与所述实际业务类别对应的第一预设场景。在本说明书的另一实施例中,所述场景分析库存储有当前全部的地理位置信息,提前为每一地址确定地址类别并定期更新。则,根据所述地理位置信息,确定所述地理位置信息对应的地址类别,进而确定与地址类别对应的实际业务类别,和与所述实际业务类别对应的第一预设场景。In one embodiment of this specification, according to the geographic location information, the current transaction address where the user is located is determined, the keyword of the current transaction address is extracted, the address category is matched, the actual business category corresponding to the address category is determined, and the business category corresponding to the address category is determined. The first preset scenario corresponding to the actual service category. In another embodiment of this specification, the scene analysis database stores all current geographic location information, and the address category is determined for each address in advance and updated regularly. Then, according to the geographic location information, determine the address category corresponding to the geographic location information, and then determine the actual service category corresponding to the address category, and the first preset scene corresponding to the actual service category.

判断所述第一场景类型与所述预设场景类型是否匹配;若匹配,则位置审批结果为通过,若不匹配,说明用户的地理位置信息与用户选择的业务类别可能不对应,位置审批结果不通过。Determine whether the first scene type matches the preset scene type; if they match, the location approval result is passed; if they do not match, it means that the user's geographic location information may not correspond to the service category selected by the user, and the location approval result Fail.

在本说明书的一个实施例中,所述获取地理位置信息的时间可以是在切换至新建业务订单页面时自动获取,或者,在新建业务订单页面上设立接收按钮,基于用户的选择接收实时的地理位置信息。In one embodiment of this specification, the time for obtaining the geographic location information may be obtained automatically when switching to the new business order page, or a receive button is set up on the new business order page to receive real-time geographic location information based on the user's selection. location information.

为了加强对用户的实时的地理位置信息的审批校验,在本说明书的一个实施例中,在向业务订单的收款方进行支付时,自动获取一次地理位置信息备查。在本说明书的另一个实施例中,获取所述用户拍摄的场景照片,判断所述场景照片与所述地理位置信息是否匹配。提供拍摄功能,使用户实时上传至少一张场景照片。具体的,可以要求用户拍摄固定位置的照片,比如要求用户拍摄包含当前交易地点的名称的照片,通过文字识别技术识别照片中的当前交易地点的名称,判断所述场景照片与所述地理位置信息是否匹配。In order to strengthen the approval and verification of the user's real-time geographic location information, in one embodiment of this specification, when making payment to the payee of the business order, the geographic location information is automatically obtained once for future reference. In another embodiment of this specification, the scene photo taken by the user is acquired, and it is judged whether the scene photo matches the geographic location information. Provide a shooting function to enable users to upload at least one scene photo in real time. Specifically, the user may be required to take a photo at a fixed location, for example, the user is required to take a photo containing the name of the current transaction location, and the name of the current transaction location in the photo is identified by character recognition technology, and the scene photo and the geographic location information are judged. Does it match.

当然,也可以要求用户拍摄当前交易地点的具有显著标识的位置,比如当前交易地点的大门口,通过图片识别技术识别照片中的当前交易地点的显著标识,判断所述场景照片与所述地理位置信息是否匹配。。Of course, the user may also be required to take a photo of a prominent location of the current transaction location, such as the gate of the current transaction location, identify the prominent location of the current transaction location in the photo through image recognition technology, and determine the scene photo and the geographic location Whether the information matches. .

S3根据所述业务订单的校验结果,向业务订单的收款方进行支付。S3 pays the payee of the business order according to the verification result of the business order.

若上述审批校验的过程中有一项审批结果不通过,则本次业务订单的校验结果即为不通过,无法支付业务订单,反馈不通过的具体原因。如果上述审批校验的过程中各项审批结果均通过,则本次业务订单的校验结果为通过,可以支付业务订单。If one of the approval results in the above-mentioned approval verification process fails, the verification result of this business order will be failed, and the business order cannot be paid, and the specific reason for the failure will be fed back. If all the approval results in the above approval and verification process pass, the verification result of this business order is passed, and the business order can be paid.

在本说明书的一个实施例中,若本次所述业务订单的校验结果为通过,存储审批校验结果并生成付款二维码,用户可以通过展示付款码,通过被扫码实现付款,付款时,直接从企业的指定账户中划拨金额,无需用户使用个人账户垫付,提高用户使用的体验感。In one embodiment of this specification, if the verification result of the business order described this time is passed, the approval verification result is stored and the payment QR code is generated, and the user can display the payment code and realize the payment by scanning the code. , the amount is directly transferred from the designated account of the enterprise, without the need for the user to advance payment using a personal account, which improves the user experience.

对于实际支付金额与用户输入的业务金额是否匹配的检查为事后检查,如果相关检查人员发现某订单存在问题,要求相关的用户给出合理的理由。一般而言,用户输入的业务金额与业务订单的实际支付金额是相符的。然而,由于用户的笔误或者其他原因,可能会导致用户输入的业务金额与业务订单的实际支付金额不一致的情况,因此,在所述业务订单支付完成之后,获取订单支付信息,判断实际支付金额与所述业务金额是否一致。如果经人工审查发现用户是恶意消费,则可采取严格的事后补救措施,已尽量避免业务金额与业务订单的实际支付金额不一致的情况。The check on whether the actual payment amount matches the business amount entered by the user is an after-the-fact check. If the relevant inspector finds that there is a problem with an order, the relevant user is required to give a reasonable reason. Generally speaking, the business amount input by the user is consistent with the actual payment amount of the business order. However, due to the user's clerical error or other reasons, the business amount entered by the user may be inconsistent with the actual payment amount of the business order. Therefore, after the payment of the business order is completed, the order payment information is obtained to determine the actual payment amount. Whether the stated business amount is consistent. If the manual review finds that the user is maliciously consuming, strict post-event remedial measures can be taken to avoid the inconsistency between the business amount and the actual payment amount of the business order.

图3为本说明书实施例提供的一种业务订单支付系统的结构示意图,该系统包括:Fig. 3 is a schematic structural diagram of a business order payment system provided by the embodiment of this specification, the system includes:

接收模块301,用于接收用户的业务订单,所述业务订单包括订单信息和地理位置信息;A receiving module 301, configured to receive a user's business order, where the business order includes order information and geographic location information;

校验模块302,用于通过付款审批模型对所述订单信息和所述地理位置信息进行校验;A verification module 302, configured to verify the order information and the geographic location information through a payment approval model;

付款模块303,用于根据所述业务订单的校验结果,向业务订单的收款方进行支付。The payment module 303 is configured to make payment to the payee of the business order according to the verification result of the business order.

可选的,所述校验模块302,包括:Optionally, the verification module 302 includes:

订单信息校验子模块,用于根据所述订单信息判断所述用户的业务订单是否符合预设业务条件;An order information verification sub-module, configured to judge whether the user's business order meets preset business conditions according to the order information;

位置信息校验子模块,用于根据所述地理位置信息判断所述用户的业务订单是否符合预设场景条件。The location information checking submodule is used to judge whether the user's business order meets the preset scene condition according to the geographic location information.

可选的,所述订单信息校验子模块,包括:Optionally, the order information verifier module includes:

类型校验单元,用于根据所述订单信息的业务类别,确定所述业务订单对应的预设场景类型。The type checking unit is configured to determine the preset scenario type corresponding to the business order according to the business category of the order information.

可选的,所述位置信息校验子模块,包括:Optionally, the location information verification submodule includes:

地理位置校验单元,用于根据所述地理位置信息,确定与之对应的第一场景类型,判断所述第一场景类型与所述预设场景类型是否匹配。The geographic location checking unit is configured to determine the corresponding first scene type according to the geographic location information, and judge whether the first scene type matches the preset scene type.

可选的,所述位置信息校验子模块,还包括:Optionally, the location information verification submodule further includes:

地理位置校验辅助单元,用于获取所述用户拍摄的场景照片,判断所述场景照片与所述地理位置信息是否匹配。The geographic location verification auxiliary unit is configured to acquire the scene photo taken by the user, and determine whether the scene photo matches the geographic location information.

可选的,所述订单信息校验子模块,还包括:Optionally, the order information verifier module further includes:

用户校验单元,用于判断所述用户是否为预设用户;a user verification unit, configured to determine whether the user is a preset user;

额度确定单元,用于根据所述付款项目确定所述用户的预设报销额度;A quota determination unit, configured to determine the user's preset reimbursement quota according to the payment item;

金额审批单元,用于判断所述业务金额是否属于所述预设报销额度的范围内。An amount approval unit, configured to determine whether the business amount falls within the range of the preset reimbursement amount.

可选的,还包括:Optionally, also include:

反馈模块,用于在所述业务订单支付完成之后,获取订单支付信息,判断实际支付金额与所述业务金额是否一致。The feedback module is used to obtain order payment information after the business order payment is completed, and determine whether the actual payment amount is consistent with the business amount.

本发明实施例的系统的功能已经在上述的方法实施例中进行了描述,故本实施例的描述中未详尽之处,可以参见前述实施例中的相关说明,在此不做赘述。The functions of the system in the embodiment of the present invention have been described in the above-mentioned method embodiments, so for details not described in this embodiment, refer to the relevant descriptions in the foregoing embodiments, and details are not repeated here.

本领域内的技术人员应明白,本发明的实施例可提供为方法、系统、或计算机程序产品。因此,本发明可采用完全硬件实施例、完全软件实施例、或结合软件和硬件方面的实施例的形式。而且,本发明可采用在一个或多个其中包含有计算机可用程序代码的计算机可用存储介质(包括但不限于磁盘存储器、CD-ROM、光学存储器等)上实施的计算机程序产品的形式。Those skilled in the art should understand that the embodiments of the present invention may be provided as methods, systems, or computer program products. Accordingly, the present invention can take the form of an entirely hardware embodiment, an entirely software embodiment, or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) having computer-usable program code embodied therein.

下面描述本发明的电子设备实施例,该电子设备可以视为对于上述本发明的方法和装置实施例的实体形式的实施方式。对于本发明电子设备实施例中描述的细节,应视为对于上述方法或装置实施例的补充;对于在本发明电子设备实施例中未披露的细节,可以参照上述方法或装置实施例来实现。An electronic device embodiment of the present invention will be described below, and the electronic device can be regarded as a physical form implementation of the above-mentioned method and device embodiments of the present invention. The details described in the electronic device embodiments of the present invention should be regarded as supplements to the above method or device embodiments; details not disclosed in the electronic device embodiments of the present invention can be implemented by referring to the above method or device embodiments.

图4是根据本发明的一种联合登录系统设备的示例性实施例的结构框图。图5显示的计算机设备仅仅是一个示例,不应对本发明实施例的功能和使用范围带来任何限制。Fig. 4 is a structural block diagram of an exemplary embodiment of a federated login system device according to the present invention. The computer device shown in FIG. 5 is only an example, and should not limit the functions and scope of use of this embodiment of the present invention.

如图4所示,该示例性实施例的计算机设备400以通用数据处理设备的形式表现。计算机设备400的组件可以包括但不限于:至少一个处理器410、至少一个存储器420、网络接口430,显示单元440,输入部件450等。As shown in FIG. 4, the computer device 400 of this exemplary embodiment takes the form of a general-purpose data processing device. Components of the computer device 400 may include, but are not limited to: at least one processor 410, at least one memory 420, a network interface 430, a display unit 440, an input component 450, and the like.

其中,所述存储器420存储有计算机可读程序,其可以是源程序或都只读程序的代码。所述程序可以被处理器元410执行,使得所述处理器410执行本发明各种实施方式的步骤。例如,所述处理器410可以执行如图1所示的步骤。Wherein, the memory 420 stores computer-readable programs, which may be codes of source programs or read-only programs. The program may be executed by the processor element 410, causing the processor 410 to perform steps of various embodiments of the present invention. For example, the processor 410 may execute the steps shown in FIG. 1 .

所述存储器420可以包括易失性存储单元形式的可读介质,例如随机存取存储单元(RAM)和/或高速缓存存储单元,还可以进一步包括只读存储单元(ROM)。所述存储器420还可以包括具有一组(至少一个)程序模块的程序/实用工具,这样的程序模块包括但不限于:操作系统、一个或者多个应用程序、其它程序模块以及程序数据,这些示例中的每一个或某种组合中可能包括网络环境的实现。The memory 420 may include a readable medium in the form of a volatile storage unit, such as a random access storage unit (RAM) and/or a cache storage unit, and may further include a read-only storage unit (ROM). The memory 420 may also include programs/utilities having a set (at least one) of program modules including, but not limited to, an operating system, one or more application programs, other program modules, and program data, examples of which are Each or some combination of these may include implementations of network environments.

还包括总线(未示出)可以为表示几类总线结构中的一种或多种,包括存储单元总线或者存储单元控制器、外围总线、图形加速端口、处理单元或者使用多种总线结构中的任意总线结构的局域总线。It also includes a bus (not shown) that can represent one or more of several types of bus structures, including a storage unit bus or a storage unit controller, a peripheral bus, a graphics acceleration port, a processing unit, or use a variety of bus structures. Local bus of any bus structure.

计算机设备400也可以与一个或多个外部设备(例如键盘、显示器、网络设备、蓝牙设备等)通信,使得用户能经由这些外部设备与该计算机设备400交互,和/或使得该计算机设备400能与一个或多个其它数据处理设备(例如路由器、调制解调器等等)进行通信。这种通信可以通过网络接口430进行,还可以通过网络适配器与一个或者多个网络(例如局域网(LAN),广域网(WAN)和/或公共网络,例如因特网)进行。网络适配器可以通过总线与计算机设备400的其它模块通信。应当明白,尽管图中未示出,计算机设备400中可使用其它硬件和/或软件模块,包括但不限于:微代码、设备驱动器、冗余处理单元、外部磁盘驱动阵列、RAID系统、磁带驱动器以及数据备份存储系统等。Computer device 400 may also communicate with one or more external devices (such as a keyboard, display, network device, Bluetooth device, etc.) communicate with one or more other data processing devices (eg, routers, modems, etc.). Such communication may occur through network interface 430, and may also occur through a network adapter with one or more networks, such as a local area network (LAN), a wide area network (WAN), and/or a public network such as the Internet. The network adapter can communicate with other modules of the computer device 400 through the bus. It should be appreciated that although not shown, other hardware and/or software modules may be used in the computer device 400, including but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives And data backup storage system, etc.

图5是本发明的一个计算机可读介质实施例的示意图。如图5所示,所述计算机程序可以存储于一个或多个计算机可读介质上。计算机可读介质可以是可读信号介质或者可读存储介质。可读存储介质例如可以为但不限于电、磁、光、电磁、红外线、或半导体的系统、装置或器件,或者任意以上的组合。可读存储介质的更具体的例子(非穷举的列表)包括:具有一个或多个导线的电连接、便携式盘、硬盘、随机存取存储器(RAM)、只读存储器(ROM)、可擦式可编程只读存储器(EPROM或闪存)、光纤、便携式紧凑盘只读存储器(CD-ROM)、光存储器件、磁存储器件、或者上述的任意合适的组合。当所述计算机程序被一个或多个数据处理设备执行时,使得该计算机可读介质能够实现本发明的上述方法,即:通过接收用户的业务订单,所述业务订单包括订单信息和地理位置信息;通过付款审批模型对所述订单信息和所述地理位置信息进行校验;根据所述业务订单的校验结果,向业务订单的收款方进行支付。Figure 5 is a schematic diagram of a computer readable medium embodiment of the present invention. As shown in Figure 5, the computer program may be stored on one or more computer readable media. The computer readable medium may be a readable signal medium or a readable storage medium. The readable storage medium may be, for example, but not limited to, an electrical, magnetic, optical, electromagnetic, infrared, or semiconductor system, device, or device, or any combination thereof. More specific examples (non-exhaustive list) of readable storage media include: electrical connection with one or more conductors, portable disk, hard disk, random access memory (RAM), read only memory (ROM), erasable programmable read-only memory (EPROM or flash memory), optical fiber, portable compact disk read-only memory (CD-ROM), optical storage devices, magnetic storage devices, or any suitable combination of the foregoing. When the computer program is executed by one or more data processing devices, the computer-readable medium can implement the above-mentioned method of the present invention, that is, by receiving a business order from a user, the business order includes order information and geographic location information ; Verifying the order information and the geographical location information through the payment approval model; making payment to the payee of the business order according to the verification result of the business order.

通过以上的实施方式的描述,本领域的技术人员易于理解,本发明描述的示例性实施例可以通过软件实现,也可以通过软件结合必要的硬件的方式来实现。因此,根据本发明实施方式的技术方案可以以软件产品的形式体现出来,该软件产品可以存储在一个计算机可读的存储介质(可以是CD-ROM,U盘,移动硬盘等)中或网络上,包括若干指令以使得一台数据处理设备(可以是个人计算机、服务器、或者网络设备等)执行根据本发明的上述方法。Through the above description of the implementation manners, those skilled in the art can easily understand that the exemplary embodiments described in the present invention can be implemented by software, or by combining software with necessary hardware. Therefore, the technical solution according to the embodiment of the present invention can be embodied in the form of a software product, and the software product can be stored in a computer-readable storage medium (which can be a CD-ROM, U disk, mobile hard disk, etc.) or on a network , including several instructions to make a data processing device (which may be a personal computer, a server, or a network device, etc.) execute the above-mentioned method according to the present invention.

所述计算机可读存储介质可以包括在基带中或者作为载波一部分传播的数据信号,其中承载了可读程序代码。这种传播的数据信号可以采用多种形式,包括但不限于电磁信号、光信号或上述的任意合适的组合。可读存储介质还可以是可读存储介质以外的任何可读介质,该可读介质可以发送、传播或者传输用于由指令执行系统、装置或者器件使用或者与其结合使用的程序。可读存储介质上包含的程序代码可以用任何适当的介质传输,包括但不限于无线、有线、光缆、RF等等,或者上述的任意合适的组合。The computer readable storage medium may include a data signal carrying readable program code in baseband or as part of a carrier wave traveling as a data signal. Such propagated data signals may take many forms, including but not limited to electromagnetic signals, optical signals, or any suitable combination of the foregoing. A readable storage medium may also be any readable medium other than a readable storage medium that can send, propagate or transport a program for use by or in conjunction with an instruction execution system, apparatus or device. The program code contained on the readable storage medium may be transmitted by any suitable medium, including but not limited to wireless, cable, optical cable, RF, etc., or any suitable combination of the above.

可以以一种或多种程序设计语言的任意组合来编写用于执行本发明操作的程序代码,所述程序设计语言包括面向对象的程序设计语言—诸如Java、C++等,还包括常规的过程式程序设计语言—诸如“C”语言或类似的程序设计语言。程序代码可以完全地在用户计算设备上执行、部分地在用户设备上执行、作为一个独立的软件包执行、部分在用户计算设备上部分在远程计算设备上执行、或者完全在远程计算设备或服务器上执行。在涉及远程计算设备的情形中,远程计算设备可以通过任意种类的网络,包括局域网(LAN)或广域网(WAN),连接到用户计算设备,或者,可以连接到外部计算设备(例如利用因特网服务提供商来通过因特网连接)。Program code for carrying out the operations of the present invention may be written in any combination of one or more programming languages, including object-oriented programming languages—such as Java, C++, etc., as well as conventional procedural programming languages. Programming language - such as "C" or a similar programming language. The program code may execute entirely on the user's computing device, partly on the user's device, as a stand-alone software package, partly on the user's computing device and partly on a remote computing device, or entirely on the remote computing device or server to execute. In cases involving a remote computing device, the remote computing device may be connected to the user computing device through any kind of network, including a local area network (LAN) or a wide area network (WAN), or may be connected to an external computing device (for example, using an Internet service provider). business to connect via the Internet).

综上所述,本发明可以执行计算机程序的方法、系统、电子设备或计算机可读介质来实现。可以在实践中使用微处理器或者数字信号处理器(DSP)等通用数据处理设备来实现本发明的一些或者全部功能。In summary, the present invention can be realized by a method, system, electronic device or computer readable medium for executing a computer program. Some or all of the functions of the present invention can be realized in practice by using general data processing equipment such as a microprocessor or a digital signal processor (DSP).

以上所述的具体实施例,对本发明的目的、技术方案和有益效果进行了进一步详细说明,应理解的是,本发明不与任何特定计算机、虚拟装置或者电子设备固有相关,各种通用装置也可以实现本发明。以上所述仅为本发明的具体实施例而已,并不用于限制本发明,凡在本发明的精神和原则之内,所做的任何修改、等同替换、改进等,均应包含在本发明的保护范围之内。The specific embodiments described above have further described the purpose, technical solutions and beneficial effects of the present invention in detail. It should be understood that the present invention is not inherently related to any specific computer, virtual device or electronic device, and various general devices are also The present invention can be realized. The above descriptions are only specific embodiments of the present invention, and are not intended to limit the present invention. Any modifications, equivalent replacements, improvements, etc. made within the spirit and principles of the present invention shall be included in the scope of the present invention. within the scope of protection.

Claims (9)

1. A method of payment for a business order, comprising:
receiving a service order of a user, wherein the service order comprises order information and geographic position information;
checking the order information and the geographic position information through a payment approval model;
and according to the verification result of the service order, paying to a payee of the service order.
2. A business order payment method as recited in claim 1, wherein said verifying said order information and said geographic location information by a payment approval model comprises:
judging whether the service order of the user accords with a preset service condition according to the order information;
and judging whether the service order of the user accords with a preset scene condition according to the geographic position information.
3. A method for payment of a service order according to claim 2, wherein said determining whether the service order of the user meets a preset service condition according to the order information comprises:
determining a preset scene type corresponding to the service order according to the service type of the order information;
the determining whether the service order of the user meets the preset scene condition according to the geographic position information comprises the following steps:
and determining a first scene type corresponding to the geographic position information according to the geographic position information, and judging whether the first scene type is matched with the preset scene type.
4. A method for payment of a service order according to claim 3, wherein said determining whether said user's service order meets a preset scenario condition according to said geographic location information further comprises:
and acquiring a scene photo shot by the user, and judging whether the scene photo is matched with the geographic position information.
5. A business order payment method as recited in claim 3, wherein said determining whether said user's business order meets a preset business condition based on said order information further comprises:
judging whether the user is a preset user or not;
determining a preset reimbursement limit of the user according to the payment item;
and judging whether the business amount belongs to the range of the preset reimbursement limit.
6. A business order payment method as recited in claim 5, further comprising:
and after the business order payment is completed, acquiring order payment information, and judging whether the actual payment amount is consistent with the business amount.
7. A business order payment system, comprising:
the receiving module is used for receiving a service order of a user, wherein the service order comprises order information and geographic position information;
the verification module is used for verifying the order information and the geographic position information through a payment approval model;
and the payment module is used for paying to the payee of the business order according to the verification result of the business order.
8. An electronic device, wherein the electronic device comprises:
a processor; the method comprises the steps of,
a memory storing computer executable instructions that, when executed, cause the processor to perform the method of any of claims 1-6.
9. A computer readable storage medium, wherein the computer readable storage medium stores one or more programs which, when executed by a processor, implement the method of any of claims 1-6.
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CN111598538A (en) * 2020-05-13 2020-08-28 携程商旅信息服务(上海)有限公司 Payment method, system, equipment and storage medium for over-standard business travel orders
WO2022247961A1 (en) * 2021-05-25 2022-12-01 支付宝(杭州)信息技术有限公司 Withholding processing on basis of reimbursement code
CN113435876A (en) * 2021-07-09 2021-09-24 携程金融科技(上海)有限公司 Payment processing method, system, device and storage medium

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