CN116109395B - Intelligent route updating method, device, electronic equipment and medium - Google Patents

Intelligent route updating method, device, electronic equipment and medium Download PDF

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CN116109395B
CN116109395B CN202310303521.3A CN202310303521A CN116109395B CN 116109395 B CN116109395 B CN 116109395B CN 202310303521 A CN202310303521 A CN 202310303521A CN 116109395 B CN116109395 B CN 116109395B
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陈新
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Beijing Murong Information Technology Co ltd
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Abstract

The application relates to the technical field of network financial payment, in particular to an intelligent route updating method, an intelligent route updating device, electronic equipment and a medium, wherein the method comprises the following steps: and acquiring transfer information, determining the transfer type of the transfer information, determining the corresponding transfer transaction amount ratio of the transfer information according to the transfer type and the routing auxiliary table, and updating a routing mechanism in the intelligent routing according to the transfer transaction amount ratio. By the method, human intervention in the process of updating the routing mechanism can be reduced, and the updating efficiency of the intelligent routing is improved.

Description

Intelligent route updating method, device, electronic equipment and medium
Technical Field
The present disclosure relates to the field of network financial payment technologies, and in particular, to an intelligent routing update method, device, electronic device, and medium.
Background
The current routing mechanism for calculating the cross-bank transfer paths is set according to the use conditions of each big bank on the transfer paths so as to determine the transfer paths meeting the user demands in the use conditions of the transfer paths provided by different banks according to the different demands of the user on the cross-bank transfer.
When the routing mechanism is used for carrying out the routing calculation, if the transfer and receiving path use condition corresponding to a certain bank is changed, the routing parameters in the routing mechanism are required to be changed by manually calculating according to the changed transfer and receiving path use condition, so that the routing mechanism is updated, and the problem of lower updating efficiency of the routing mechanism is caused.
Disclosure of Invention
The purpose of the application is to provide an intelligent route updating method, device, electronic equipment and medium, which are used for solving at least one technical problem.
The above object of the present application is achieved by the following technical solutions:
in a first aspect, the present application provides an update method of an intelligent route, which adopts the following technical scheme:
an update method of intelligent routing, comprising:
acquiring transfer information, wherein the transfer information is provided by a user for performing cross-line transfer when calculating a transfer route;
determining the transfer type of the transfer information, wherein the transfer type is any one of batch transfer and single transfer;
determining a transfer transaction amount ratio corresponding to the transfer information according to the transfer type and a routing auxiliary table, wherein the routing auxiliary table is used for marking transfer parameters corresponding to the transfer paths, and the transfer transaction amount ratio is the transfer transaction amount ratio between different transfer paths when the user transfers;
And updating a routing mechanism in the intelligent route according to the sink transaction amount duty ratio.
In another possible implementation manner, the determining, according to the transfer type and the routing secondary table, the transfer transaction amount ratio corresponding to the transfer information includes:
if the transfer type is the batch transfer, determining available transfer parameters corresponding to the transfer information in the routing auxiliary table according to the parameter type, wherein the available transfer parameters are transfer parameters corresponding to the transfer information in all the transfer parameters of the routing auxiliary table;
determining the transfer times corresponding to the batch transfer;
and determining the corresponding proportion of the transfer transaction amount according to the available transfer parameters, wherein the proportion of the transfer transaction amount is different proportions of the occurrence times of the transfer in the transfer times.
In another possible implementation, the method further includes:
if the transfer type is single transfer, determining the transfer route corresponding to the transfer information according to the transfer route parameters;
and controlling and displaying the transfer and receiving way.
In another possible implementation manner, the determining, according to the transfer type and the routing secondary table, a transfer transaction amount ratio corresponding to the transfer information further includes:
Determining updating time according to a change node of a historical junction weight in a production library table, wherein the production library table is a library table used for putting the junction parameters into production in a production environment;
determining the updating time meeting preset conditions;
determining historical sink parameters after the update time occurs;
determining a preferred sink duty ratio corresponding to the sink parameter according to the historical sink parameter, wherein the preferred sink duty ratio is used for determining the sink transaction amount duty ratio corresponding to the sink parameter;
and controlling and displaying the preferred sink duty ratio.
In another possible implementation manner, the determining, according to the historical sink parameter, a preferred sink duty ratio corresponding to the sink parameter further includes:
determining historical sink duty ratios corresponding to the historical sink parameters at different update moments;
determining a correlation threshold between the historical sink parameters and the historical sink weights of different parameter types;
determining the association degree between the historical sink parameters and the historical sink weights according to the parameter types;
judging whether the association degree exceeds the association degree threshold according to the parameter type, if so, determining the sink weight corresponding to the sink parameter according to the association degree and the historical sink parameter.
In another possible implementation manner, the acquiring transfer information further includes:
and determining a channel state corresponding to the transfer channel according to a preset channel success standard, screening out the transfer channel if the channel state is invalid, wherein the channel state is used for indicating whether the transfer channel can transfer normally.
In another possible implementation, the method further includes:
judging whether the query type in the transfer information is a preset type or not, if so, determining a transfer route corresponding to the transfer information according to the routing auxiliary table, wherein the query type is used for indicating the type requirement of a user on the transfer route when the user queries the transfer route by using the intelligent route.
In a second aspect, the present application provides an update apparatus for intelligent routing, which adopts the following technical scheme:
an intelligent routed updating apparatus, comprising:
the information acquisition module is used for acquiring transfer information, wherein the transfer information is provided by a user for performing cross-line transfer when calculating a transfer route;
the type determining module is used for determining the type of transfer of the transfer information, wherein the type of transfer is any one of batch transfer and single transfer;
The determining duty ratio module is used for determining the duty ratio of the transfer transaction amount corresponding to the transfer information according to the transfer type and a routing auxiliary table, wherein the routing auxiliary table is used for marking the transfer parameters corresponding to the transfer paths, and the duty ratio of the transfer transaction amount is the duty ratio of the transfer transaction amount between different transfer paths when the user transfers accounts;
and the updating mechanism module is used for updating the routing mechanism in the intelligent route according to the sink transaction amount duty ratio.
In another possible implementation manner, when the determining duty ratio module determines, according to the transfer type and the routing secondary table, a transfer transaction amount duty ratio corresponding to the transfer information, the determining duty ratio module is specifically configured to:
if the transfer type is the batch transfer, determining available transfer parameters corresponding to the transfer information in the routing auxiliary table according to the parameter type, wherein the available transfer parameters are transfer parameters corresponding to the transfer information in all the transfer parameters of the routing auxiliary table;
determining the transfer times corresponding to the batch transfer;
and determining the corresponding proportion of the transfer transaction amount according to the available transfer parameters, wherein the proportion of the transfer transaction amount is different proportions of the occurrence times of the transfer in the transfer times.
In another possible implementation, the apparatus further includes: determining a transfer and receiving module and displaying the transfer and receiving module, wherein,
the transfer determining and receiving module is used for determining the transfer and receiving corresponding to the transfer information according to the transfer parameters;
and the display transfer and receiving module is used for controlling and displaying the transfer and receiving module.
In another possible implementation, the apparatus further includes: a first updating time module, a second updating time module, a history gathering module, a preferred duty ratio module and a preferred duty ratio display module, wherein,
the first updating time module is used for determining updating time according to a change node of historical junction weights in a production library table, wherein the production library table is a library table for putting the junction parameters into production in a production environment;
the second updating time module is used for determining the updating time meeting preset conditions;
the history merging module is used for determining history merging parameters after the updating moment occurs;
the preferred bus-sharing ratio determining module is used for determining a preferred bus-sharing ratio corresponding to the bus-sharing parameter according to the historical bus-sharing parameter, and the preferred bus-sharing ratio is used for determining the bus-sharing transaction amount ratio corresponding to the bus-sharing parameter;
And the display preferred duty ratio module is used for controlling and displaying the preferred sink duty ratio.
In another possible implementation, the apparatus further includes: the system comprises a first determining module, a second determining module, a relevance determining module and a relevance judging module, wherein,
the first determining module is used for determining historical sink road duty ratios corresponding to the historical sink road parameters at different updating moments;
the second determining module is used for determining a correlation threshold between the historical sink parameters and the historical sink weights of different parameter types;
the relevance determining module is used for determining the relevance between the historical sink parameters and the historical sink weights according to the parameter types;
and the relevance judging module is used for judging whether the relevance exceeds the relevance threshold according to the parameter type, and if so, determining the sink weight corresponding to the sink parameter according to the relevance and the historical sink parameter.
In another possible implementation, the apparatus further includes: a channel status module is determined, wherein,
the channel state determining module is used for determining the channel state corresponding to the transfer and receiving channel according to a preset channel success standard, screening out the transfer and receiving channel when the channel state is invalid, and the channel state is used for indicating whether the transfer and receiving channel can transfer normally.
In another possible implementation, the apparatus further includes: a judgment type module, wherein,
the judging type module is used for judging whether the query type in the transfer information is a preset type, if yes, determining a transfer route corresponding to the transfer information according to the routing auxiliary table, wherein the query type is used for indicating the type requirement of a user on the transfer route when the user queries the transfer route by using the intelligent route.
In a third aspect, the present application provides an electronic device, which adopts the following technical scheme:
at least one processor;
a memory;
at least one application program, wherein the at least one application program is stored in the memory and configured to be executed by the at least one processor, the at least one application program configured to: and executing the intelligent route updating method.
In a fourth aspect, the present application provides a computer readable storage medium, which adopts the following technical scheme:
a computer-readable storage medium having stored thereon a computer program which, when executed in a computer, causes the computer to perform the above-described intelligent routing update method.
In summary, the present application includes at least one of the following beneficial technical effects:
compared with the related art, in the method, after the transfer information is acquired, the transfer type of the transfer information is determined, and then the transfer transaction amount ratio corresponding to the transfer information is determined in a routing auxiliary table according to the transfer type of the transfer information, namely, the ratio of the weight of each transfer route corresponding to the transfer is determined, and the transaction amounts of banks corresponding to the transfer routes are also different due to the fact that the different weights of the transfer routes corresponding to the transfer can cause the transaction amounts of the banks corresponding to the transfer routes, at the moment, the transaction amounts of the banks are more matched with the transaction requirements of the banks, and then a routing mechanism in the intelligent route is updated according to the obtained transfer transaction amount ratio, so that human intervention is reduced in the updating process, and the updating efficiency of the intelligent route is improved.
Drawings
FIG. 1 is a flow chart of an update method of an intelligent router according to an embodiment of the present application;
FIG. 2 is a schematic diagram of an update apparatus for intelligent routing according to one embodiment of the present application;
fig. 3 is a schematic structural diagram of an electronic device according to an embodiment of the present application.
Detailed Description
The present application is described in further detail below in conjunction with fig. 1-3.
The present embodiment is merely illustrative of the present application and is not intended to be limiting, and those skilled in the art, after having read the present specification, may make modifications to the present embodiment without creative contribution as required, but is protected by patent laws within the scope of the present application.
For the purposes of making the objects, technical solutions and advantages of the embodiments of the present application more clear, the technical solutions of the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is apparent that the described embodiments are some embodiments of the present application, but not all embodiments. All other embodiments, which can be made by one of ordinary skill in the art based on the embodiments herein without making any inventive effort, are intended to be within the scope of the present application.
In addition, the term "and/or" herein is merely an association relationship describing an association object, and means that three relationships may exist, for example, a and/or B may mean: a exists alone, A and B exist together, and B exists alone. In this context, unless otherwise specified, the term "/" generally indicates that the associated object is an "or" relationship.
Embodiments of the present application are described in further detail below with reference to the drawings attached hereto.
The embodiment of the application provides an intelligent routing updating method, which is executed by electronic equipment, wherein the electronic equipment can be a server or terminal equipment, and the server can be an independent physical server, a server cluster or a distributed system formed by a plurality of physical servers, or a cloud server for providing cloud computing service. The terminal device may be a smart phone, a tablet computer, a notebook computer, a desktop computer, or the like, but is not limited thereto, and the terminal device and the server may be directly or indirectly connected through a wired or wireless communication manner, which is not limited herein, and as shown in fig. 1, the method includes steps S11, S12, S13, and S14, where:
step S11, obtaining transfer information.
The transfer information is provided by a user performing cross-line transfer when calculating a transfer route. The transfer information in the embodiment of the application includes transfer times, transfer routes, transaction amounts and emergency marks, and when the technical scheme in the application is actually applied, the transfer information can be transfer information provided by an initiating channel after a user initiates transfer at a certain website, for example, a receiving line number, a payment account number, a payer account opening mechanism number, transaction amounts, service types, emergency marks, inquiry modes, a transfer number and the like.
When the route calculation is performed through the intelligent route, the initiating channel needs to provide the transfer information according to the type of the transfer information which is specified in advance, for example, if the type of the transfer information is an urgent sign, the corresponding transfer information can be urgent and real-time, or can be common. And then the intelligent route receives and verifies whether the transfer information provided by the initiating channel meets all the transfer information types specified in advance, and performs the transfer calculation when the transfer information meets all the transfer information types.
For the embodiment of the application, the transfer information sent by the banking website server is accepted. The banking website server can be a cloud server or a local server, the type of the server is not limited in the embodiment of the application, and the server specifically adopted in the practical application of the scheme can meet the technical spirit of the technical scheme in the application.
And step S12, determining the transfer type of the transfer information.
The transfer type is used for indicating the number of transfer strokes corresponding to the transfer information. The transfer type in the application is any one of batch transfer and single transfer, and when the technical scheme in the application is actually applied, the batch transfer generally refers to the transfer type with the transfer times of more than 100 times.
For the embodiment of the application, the transfer type is determined according to the transfer times in the transfer information. For example, if the number of transfers is 200, the transfer type is determined to be batch transfer; and if the number of times of transfer is 5, the transfer type is determined to be single transfer.
And step S13, determining the corresponding exchange transaction amount ratio of the transfer information according to the transfer type and the routing auxiliary table.
The routing auxiliary table is used for marking the transfer parameters corresponding to the transfer paths. In the intelligent routing production environment, there are production library tables, which contain several tables for recording the corresponding transfer parameters of the transfer routes, such as the use state of the transfer routes, the upper limit of transfer amount, etc., and the transfer transaction amount ratio is the transfer transaction amount ratio between different transfer routes when the user transfers. When the technical scheme in the application is actually applied, the converging parameters of the production library table in the routing mechanism are extracted to obtain the routing auxiliary table in the application.
For the embodiment of the application, according to the transfer type, the transfer information is matched with the transfer parameters in the routing auxiliary table, and the transfer parameters in the routing auxiliary table are determined when the matching is successful. For example, when the transfer type is batch transfer, the transfer information corresponding to the transfer type is determined, and if the transaction amount of a single transfer exists in the transfer information as 5000 yuan, and the transaction amount interval of the transfer route A in the routing auxiliary table as [0,50000 yuan ], the transfer amount is determined to be successfully matched with the transfer parameter of the transfer route A. And then determining the corresponding exchange transaction amount duty ratio of the transfer information according to the exchange parameters successfully obtained by matching.
And step S14, updating a routing mechanism in the intelligent routing according to the sink transaction amount duty ratio.
For the embodiment of the application, the transaction amount of each bank is obtained according to the proportion of the exchange transaction amount, and the error between the transaction amount and the transaction requirement fed back by the bank is determined. And then adjusting weights corresponding to different transfer routes in the intelligent routing internal routing mechanism according to the errors so as to update the routing mechanism. For example, the transfer route is three types of small amount, agricultural silver and super network, and the transaction requirements fed back by the bank are as follows: the ratio of the transaction amounts corresponding to the small amount, the agricultural silver and the super-network three transfer routes is 20:30:40, the ratio of the weights corresponding to the three transfer routes in the routing mechanism is 20:30:40, namely the ratio of the hit rates corresponding to the three transfer routes in the transfer is 2:3:4. 2000.01.01 on the day, three types of transactions are respectively A, B and C, wherein the three types of transactions respectively account for 20%, 30% and 50% of the total transaction amount on the day 2000.01.01, and if the transfer information corresponding to the A type transaction determines that the transfer route corresponding to the A type transaction can be small and agricultural silver; determining that the transfer routes corresponding to the B-class transaction can be small and super-network according to the transfer information corresponding to the B-class transaction; and determining that the transfer routes corresponding to the C-type transaction can be the rural silver and the super network according to the transfer information corresponding to the C-type transaction, wherein the transfer transaction amount between the three transfer routes accounts for 40% +33% + 30%:60% + 20% +43% + 50%:67% + 30% +57% + 50 = 18:33.5:48.5, at which point the transaction amount between the three ways of micropattern, agro-silvered and super-network is 18:33.5:48.5.
Therefore, the corresponding weight of the small amount should be increased, namely the original weight of the small amount sink is increased by 20, so that the transaction amount of the small amount sink is increased to 20/90, and the corresponding weight of the agricultural information and silver and the super network is reduced, namely the original weight of the agricultural information and silver sink is reduced by 30, so that the transaction amount of the agricultural information and silver sink is reduced to 30/90, the original weight of the super network sink is reduced by 40, and the transaction amount of the super network sink is reduced to 40/90. Up to this point, through adjusting the weight that every transfer in the routing mechanism corresponds in the intelligent route, realized the update to the routing mechanism.
Specifically, the specific value of the exchange transaction amount ratio will determine the transaction amount between the user and each bank, and as the different banks have different requirements on transaction amount, transaction time, transaction amount and other transaction service information, and the selection preference of different users for banks is different during transfer, when the user actually selects the transfer route used for trans-bank transfer through intelligent routing, the weight corresponding to different transfer routes should be adjusted by trial calculation according to the transfer information and the transaction requirement fed back by the banks, so that the transfer route finally determined by the intelligent routing can better fit the transaction requirement of the bank and the transfer requirement of the user.
In the application, the type of transfer of the transfer information is determined after the transfer information is acquired, then the proportion of the amount of the transfer transaction corresponding to the transfer information is determined in the routing auxiliary table according to the type of the transfer information, namely the proportion of the weight of each transfer corresponding to the transfer is determined, the different weights of the transfer routes corresponding to the transfer can lead to the same difference of the transaction amounts of the banks corresponding to the transfer routes, so that the transaction amounts of the banks are more matched with the transaction requirements of the banks, and the routing mechanism in the intelligent route is updated according to the obtained ratio of the transaction amounts of the transfer routes, so that the manpower intervention is reduced in the updating process, and the updating efficiency of the intelligent route is improved.
In one possible implementation manner of the embodiment of the present application, step S13 may specifically include: step S131, step S132, and step S133, wherein,
step S131, if the transfer type is batch transfer, determining available transfer parameters corresponding to transfer information in the routing auxiliary table according to the parameter type.
The available sink parameters are sink parameters corresponding to transfer information in all the sink parameters of the routing auxiliary table.
For the embodiment of the application, if the transfer type is batch transfer, the transfer parameters of each transfer in the routing auxiliary table are compared with the transfer information according to the parameter type, and when the comparison is successful, the corresponding transfer parameters are used as available transfer parameters. For example, the transaction amount is 10 ten thousand yuan in the transfer information, the emergency mark is common, two buses are respectively an A bus and a B bus in the routing auxiliary table, wherein the position of a corresponding channel of the A bus in the routing auxiliary table is 5 ten thousand yuan, and the business processing state does not have account-going queuing; and the corresponding channel position of the sink route in the routing auxiliary table is 5 ten thousand yuan, and the account-going queuing exists in the service processing state. Comparing the transaction amount in the transfer information with the channel position in the transfer receiving way, wherein the channel position of the A receiving way is smaller than the transaction amount in the transfer information, and the business processing state of the A receiving way does not have account-going queuing, namely the A receiving way temporarily does not support the cross transfer of the transaction amount which is greater than 5 ten thousand yuan, and the transfer information cannot be suspended to participate in account-going queuing so as to wait for the channel position to be increased, so that the A receiving way is rejected; similarly, because the channel position of the B transfer is smaller than the transaction amount in the transfer information, and the transaction processing state of the B transfer has the account-checking queuing, that is, the B transfer temporarily does not support the trans-line transfer with the transaction amount greater than 5 ten thousand yuan, the transfer information can be suspended to participate in the account-checking queuing so as to wait for the channel position to increase, the transfer parameters of the B transfer in the routing auxiliary table are used as the available transfer parameters.
In another possible implementation manner of the embodiment of the present application, when determining whether the transfer type of the transfer information is batch transfer, the transfer type may be added to the transfer information in advance, that is, the transfer type in the transfer information may be directly obtained.
Step S132, determining the transfer times corresponding to batch transfer.
Step S133, determining the corresponding exchange transaction amount duty ratio of the transfer times according to the available exchange parameters.
Wherein, the exchange transaction amount duty ratio is the duty ratio of different transfer exchange times in the transfer times.
For the embodiment of the application, the transfer times corresponding to batch transfer are determined, and then the transfer transaction amount duty ratio corresponding to the transfer times is determined according to the weight corresponding to the transfer in the available transfer parameters. For example, the available transfer paths in the transfer path parameters are a transfer path a and a transfer path B, the weight corresponding to the transfer path a is 20, the weight corresponding to the transfer path B is 30, the determined transfer times are 90 times, the probability of completing the transfer through the transfer path a is 40% for each 1 transfer in 90 transfers, the probability of completing the transfer through the transfer path B is 60%, that is, in ideal cases, 36 transfers are performed through the transfer path a, 54 transfers are performed through the transfer path B, and the final transfer transaction amount ratio is 2:3.
By determining the proportion of the transfer transaction amount corresponding to the transfer information in batch transfer, different transaction amounts corresponding to transfer paths can be obtained, practical data is obtained for updating the routing mechanism in the intelligent route, and meanwhile, the reliability of the routing mechanism in use is increased.
In one possible implementation manner of the embodiment of the present application, step S131 further includes: step S1301 and step S1302, wherein,
step S1301, if the transfer type is single transfer, determining a transfer route corresponding to the transfer information according to the transfer parameter.
In step S1302, the transfer route is controlled and displayed.
For the embodiment of the application, if the transfer type is single transfer, comparing the transfer parameters of each transfer in the routing auxiliary table with the transfer information, and determining the transfer according to the transfer parameters when the comparison is successful. For example, after comparing the transfer parameters of each transfer and transfer channel in the routing auxiliary table with the transfer information, the transfer parameters which are successfully compared are the transfer parameters of the transfer channel A and the transfer parameters of the transfer channel B, if the weight of the transfer channel A is 20 through the transfer parameters of the transfer channel A, and the weight of the transfer channel B is 30 through the transfer parameters of the transfer channel B, the probability of 40% of the transfer and transfer channels which are finally obtained is the transfer channel A, and the probability of 60% of the transfer channels which are finally obtained is the transfer channel B. And finally, generating a control display instruction according to the transfer route so as to control the display to display the determined transfer route.
Specifically, the process of comparing the transfer parameter with the transfer information in this step is the same as the manner adopted in step S131, and will not be described here again.
In one possible implementation manner of the embodiment of the present application, step S3 further includes: step S13a1, step S13a2, step S13a3, step S13a4, and step S13a5, wherein,
step S13a1, determining the update time according to the change node of the historical sink weight in the production library table.
The production library table is used for putting the junction parameters into production in the production environment. When the technical scheme in the application is actually applied, after the trial calculation process is completed through the routing auxiliary table, if the weight corresponding to the transfer and transfer paths is required to be adjusted so that the finally obtained transfer and transfer paths can be more attached to the transaction requirements of banks and the demands of users when the intelligent routing is actually put into use, synchronous production is required to be carried out on the production warehouse table actually put into use in the production environment according to the routing auxiliary table.
For the embodiment of the application, the update time is determined according to the change information of the historical sink weights in the production library table, for example, the historical sink weights of the sink A existing in the production library table are 15, 20 and 30, and when the historical sink weights are 15, the corresponding time nodes are 2000.01.01-2000.01.31; when the historical sink weight is 20, the corresponding time node is 2000.02.01-2000.02.29; when the historical sink weight is 30, the corresponding time nodes are 2000.03.01-2000.03.31, and the change nodes are 2000.01.31, 2000.02.29 and 2000.03.31 respectively, so as to obtain update moments 2000.01.31, 2000.02.29 and 2000.03.31.
Step S13a2, determining an update time meeting the preset condition.
The preset condition is the update time of the last three occurrences before trial calculation. The preset condition in the application is set for determining the converging parameter with the most similarity or the most relevance from the current routing auxiliary table, so in the embodiment of the application, the preset condition is set for the latest three updating moments before trial calculation, and when the technical scheme in the application is actually quoted, the frequency of trial calculation is different because the requirements of each application unit on the weights occupied by the converging are different, so the definition of the preset condition in the application can be adjusted according to the actual situation.
Step S13a3, determining the historical sink parameters after the update time occurs.
For the embodiment of the application, among all the determined update times, the update time meeting the preset condition is determined, that is, the update time which appears three times recently before trial calculation is determined. Then, the historical sink parameters existing in the production library table from the time after the current updating time to the time of the next updating are determined.
Step S13a4, determining the preferred sink duty ratio corresponding to the sink parameter according to the historical sink parameter.
Preferably, the sink duty ratio is used for determining the sink transaction amount duty ratio corresponding to the sink parameter.
For the embodiment of the application, the sink weights corresponding to different historical sink parameters are determined, the time series analysis is carried out on the historical sink parameters and the sink weights to obtain the weights corresponding to the sink parameters in the production library table, then the preferred sink duty ratio is obtained according to the transfer and sink scores in the sink parameters and the weights corresponding to the sink parameters and the different transfer and sink weights.
In step S13a5, control displays the preferred sink duty cycle.
For the embodiment of the application, an interface display instruction is generated according to the obtained preferred sink duty ratio so as to display the obtained preferred sink duty ratio on a display interface.
In one possible implementation manner of the embodiment of the present application, before step S13a4, the method further includes: step S13a4b1, step S13a4b2, step S13a4b3, and step S13a4b4, wherein,
step S13a4b1, determining a history sink duty ratio corresponding to the history sink parameters at different update times.
For the embodiment of the application, the historical transfer routes in the historical transfer route parameters and the historical weights corresponding to the historical transfer routes when the last three updating moments are determined, and then the historical transfer route duty ratio corresponding to each updating moment is obtained according to the historical weights. For example, the last three updating times are 2000.01.31, 2000.02.29 and 2000.03.31, in 2000.01.31-2000.02.29, the historical weight corresponding to the historical transfer route a is 10, the historical weight corresponding to the historical transfer route B is 23, and at this time, the historical transfer route ratio is 10:23; in 2000.02.29-2000.03.31, the historical weight corresponding to the historical transfer route A is 15, the historical weight corresponding to the historical transfer route B is 37, and the historical transfer route ratio is 15:37; at 2000.03.31-2000.04.30, the historical weight corresponding to historical transfer route A is 20, the historical weight corresponding to historical transfer route B is 47, and at this time the historical transfer route ratio is 20:47.
Step S13a4b2, determining a correlation threshold between the historical sink parameters and the historical sink weights of different parameter types.
For the embodiment of the application, the correlation between the historical sink parameters of different parameter types and the historical sink weights is determined through thermodynamic analysis, and the correlation threshold is determined according to the similarity corresponding to each parameter type. For example, if the corresponding correlation is between 10% and 15% when the parameter type is the upper limit of the amount, the correlation threshold corresponding to the parameter type of the upper limit of the amount may be 30%, and if the corresponding correlation is between 20% and 25% when the parameter type is the time of the account, the correlation threshold corresponding to the parameter type of the time of the account may be 50%.
In particular, the numerical values in the examples are set only for the clarity of the logic description of the technical solution in the present application, and do not represent that the present solution is practically usable in practical application.
Step S13a4b3, determining the association degree between the history sink parameters and the history sink weights according to the parameter types.
For the embodiment of the application, partial parameter types are reserved according to the similarity between the parameter types and the historical sink weights, for example, if the parameter types are the upper limit of the amount, the similarity between the parameter types and the historical sink weights is between 10% and 15%; when the parameter type is the account time, the similarity with the historical remittance weight is between 40% and 55%; when the parameter type is the net point limit, the similarity with the historical remittance weight is between 10% and 15%, and only one parameter type of the account-arriving time is reserved. Similarly, if the parameter type is the upper limit of the amount, the similarity with the historical road junction weight is between 20% and 35%; when the parameter type is the account time, the similarity with the historical remittance weight is between 20% and 35%; when the parameter types are the net point limits, the similarity with the historical remittance weight is between 10% and 15%, and the two parameter types of the upper limit of the amount and the account arrival time are reserved.
The historical sink parameters of the reserved parameter types after the latest updating time are determined, and then the association degree between the reserved historical sink parameters and the historical sink weights is determined through an LR model (Logistic Regression model, namely a logistic regression model).
Step S13a4b4, judging whether the association degree exceeds an association degree threshold according to the parameter type, if so, determining the sink weight corresponding to the sink parameter according to the association degree and the historical sink parameter.
For the embodiment of the application, if the association degree between the historical sink parameter corresponding to a certain parameter type and the historical sink weight is greater than the corresponding association degree threshold, determining the sink parameter in the production library table according to the parameter type corresponding to the reserved historical sink parameter, taking the association degree corresponding to the sink parameter and the parameter type of the sink parameter as input, inputting the BP neural network model successfully trained, taking the sink weight as output, and obtaining the sink weight corresponding to the sink parameter. Before the BP neural network model is used, the BP neural network should be trained by using the historical sink parameters, the corresponding association degrees and the historical sink weights corresponding to a plurality of other update moments as a training set, and the BP neural network is put into use after the training is successful.
Because the changes generated by the historical sink parameters of different parameter types can bring different magnitudes of influence to the historical sink weights, in the embodiment of the application, the association threshold between the historical sink parameters of different parameter types and the historical sink weights is determined. And then when the association degree between the historical sink parameters and the historical sink weights exceeds the corresponding association degree threshold, determining the sink weights corresponding to the sink parameters according to the association degree and the corresponding historical sink parameters, thereby reducing the occurrence of the situation that the historical sink parameters with lower association degree with the historical sink weights participate in determining the sink weights due to the unified association degree threshold set for different parameter types.
In one possible implementation manner of the embodiment of the present application, step S11 further includes: step S11a1, wherein,
step S11a1, determining a channel state corresponding to the transfer channel according to a preset channel success standard, and screening the transfer channel if the channel state is invalid.
The preset sink channel success standard is used for indicating a correspondence between transfer and channel states, for example, the preset sink channel success standard is: small transfer routes-valid; large transfer transfers-invalid. The channel state is used for indicating whether the transfer route can perform normal transfer or not, including any one of validity and invalidity, and when the channel state is valid, the corresponding transfer route can perform normal transfer; and when the channel state is invalid, the corresponding transfer route cannot transfer normally.
For the embodiment of the application, the transfer route in the transfer information is determined, the transfer route is compared in a preset transfer channel success standard, and if the channel state obtained by comparison is invalid, the transfer route is screened out.
After the transfer information is obtained, the channel state corresponding to the transfer route of the transfer information in the preset transfer channel success standard is inquired, so that the possibility of abnormity of the transfer route finally determined by the follow-up intelligent route is reduced.
In one possible implementation manner of the embodiment of the present application, step S14 further includes: step S101, wherein,
step S101, judging whether the query type in the transfer information is a preset type, if so, determining a transfer route corresponding to the transfer information according to the routing auxiliary table.
The query type is used for indicating the type requirement of the user on the transfer and receiving paths when the user queries the transfer and receiving paths by using the intelligent route, and the preset type is unique query according to the appointed transfer and receiving paths. The query types in the embodiment of the application are any one of the three types of unique query according to the priority, query according to the priority ordering list and unique query according to the designated sink.
When the transfer routes are inquired through the intelligent route, if the inquired type determined by the user is a priority ordering list inquiry, comparing the transfer information with the production library table in the intelligent route, and arranging and displaying the successfully compared transfer routes on an interface according to the preset priority; if the query type determined by the user is unique query with priority ordering, firstly, carrying out priority ordering list query according to the transfer information and a production library table in the intelligent route, and then returning and displaying the obtained transfer and receiving path with the highest priority on an interface; if the query type determined by the user is unique query according to the appointed route, priority ranking list query is firstly carried out according to the transfer information and the production library table in the intelligent route, then whether the obtained transfer route has the unique route appointed by the user is judged, and if so, the appointed unique route is returned to be displayed.
When a user actually transferring accounts selects to inquire uniquely according to the priority order or inquire according to a priority order list, the intelligent route is any one of two inquiry modes of inquiring according to the priority order list and inquiring uniquely according to the weight, if the intelligent route is not set to inquire according to the priority order list but is set to inquire uniquely according to the weight, the transferring information is compared with a production library table, and when the comparison is successful, the transferring and the taking way is determined according to the weight corresponding to the transferring and taking way and is returned to be displayed; if the intelligent route is set to be inquired according to the priority ranking list, the transfer information is compared with the production library table, and when the comparison is successful, the transfer is carried out according to the transfer parameters corresponding to the transfer and the transfer, and the transfer is returned to be displayed.
Similarly, in the trial calculation stage of the intelligent route, if the intelligent route is set to be uniquely inquired according to the weight instead of being inquired according to the priority ranking list, the transfer information is compared with the route auxiliary table, and when the comparison is successful, the transfer route is determined according to the weight corresponding to the transfer route and is returned to be displayed; if the intelligent route is set to be inquired according to the priority ranking list, the transfer information is compared with the route auxiliary list, and when the comparison is successful, the transfer route is returned to be displayed according to the corresponding transfer parameter of the transfer route.
For the embodiment of the application, if the query type in the transfer information is the preset type, the transfer parameters of the transfer paths in the transfer information and the same transfer paths in the routing auxiliary table are compared, and if the comparison is successful, the corresponding transfer paths are returned to be displayed.
According to the method and the device, various inquiry modes are provided in the intelligent routing, and different transfer demands of users are met.
The above embodiment describes an intelligent route updating method from the aspect of a method flow, and the following embodiment describes an intelligent route updating device from the aspect of a virtual module or a virtual unit, specifically the following embodiment.
An embodiment of the present application provides an intelligent routing update apparatus 20, as shown in fig. 2, the intelligent routing update apparatus 20 may specifically include: an acquisition information module 21, a determination type module 22, a determination duty cycle module 23, and an update mechanism module 24, wherein,
the acquiring information module 21 is configured to acquire transfer information, where the transfer information is provided by a user performing cross-line transfer when calculating a transfer route;
a determination type module 22 for determining a transfer type of the transfer information, the transfer type being any one of batch transfer and single transfer;
The determining duty ratio module 23 is configured to determine a duty ratio of a transfer transaction amount corresponding to transfer information according to a transfer type and a routing auxiliary table, where the routing auxiliary table is used to mark a transfer parameter corresponding to a transfer route, and the duty ratio of the transfer transaction amount is a duty ratio of the transfer transaction amounts between different transfer routes when a user transfers;
an update mechanism module 24, configured to update the routing mechanism in the intelligent routing according to the sink traffic duty cycle.
In one possible implementation manner of this embodiment of the present application, when determining that the duty ratio module 23 determines the duty ratio of the transfer transaction amount corresponding to the transfer information according to the transfer type and the routing secondary table, the method is specifically used for:
if the transfer type is batch transfer, determining available transfer parameters corresponding to transfer information in a routing auxiliary table according to the parameter type, wherein the available transfer parameters are transfer parameters corresponding to the transfer information in all transfer parameters of the routing auxiliary table;
determining the transfer times corresponding to batch transfer;
and determining the corresponding transfer transaction amount ratio of the transfer times according to the available transfer parameters, wherein the transfer transaction amount ratio is the ratio of the occurrence times of different transfer routes in the transfer times.
In one possible implementation manner of the embodiment of the present application, the apparatus further includes: determining a transfer and receiving module and displaying the transfer and receiving module, wherein,
The transfer receiving module is used for determining a transfer receiving path corresponding to the transfer information according to the receiving path parameters;
and the display transfer and receiving module is used for controlling and displaying the transfer and receiving.
In one possible implementation manner of the embodiment of the present application, the apparatus further includes: a first updating time module, a second updating time module, a history gathering module, a preferred duty ratio module and a preferred duty ratio display module, wherein,
the first updating time module is used for determining updating time according to the change node of the historical junction weight in the production library table, wherein the production library table is a library table for putting junction parameters into production in a production environment;
the second updating time module is used for determining updating time conforming to preset conditions;
the history collecting module is used for determining history collecting parameters after the updating moment occurs;
the preferred bus-sharing ratio determining module is used for determining a preferred bus-sharing ratio corresponding to the bus-sharing parameter according to the historical bus-sharing parameter, and the preferred bus-sharing ratio is used for determining a bus-sharing transaction amount ratio corresponding to the bus-sharing parameter;
and the display preferred duty ratio module is used for controlling the display preferred sink duty ratio.
In one possible implementation manner of the embodiment of the present application, the apparatus further includes: the system comprises a first determining module, a second determining module, a relevance determining module and a relevance judging module, wherein,
The first determining module is used for determining historical sink duty ratios corresponding to the historical sink parameters at different updating moments;
the second determining module is used for determining a correlation threshold between the historical sink parameters and the historical sink weights of different parameter types;
the relevance determining module is used for determining the relevance between the historical sink parameters and the historical sink weights according to the parameter types;
and the relevance judging module is used for judging whether the relevance exceeds a relevance threshold according to the parameter type, and if so, determining the sink weight corresponding to the sink parameter according to the relevance and the historical sink parameter.
In one possible implementation manner of the embodiment of the present application, the apparatus further includes: a channel status module is determined, wherein,
the channel state determining module is used for determining the channel state corresponding to the transfer channel according to a preset channel success standard, and screening out the transfer channel when the channel state is invalid, wherein the channel state is used for indicating whether the transfer channel can perform normal transfer.
In one possible implementation manner of the embodiment of the present application, the apparatus further includes: a judgment type module, wherein,
the judging type module is used for judging whether the query type in the transfer information is a preset type, if yes, determining a transfer route corresponding to the transfer information according to the routing auxiliary table, wherein the query type is used for indicating the type requirement of a user on the transfer route when the user queries the transfer route by using the intelligent route.
It will be clear to those skilled in the art that, for convenience and brevity of description, the specific working process of the above-described intelligent routing updating apparatus 20 may refer to the corresponding process in the foregoing method embodiment, which is not repeated herein.
In an embodiment of the present application, as shown in fig. 3, an electronic device 300 shown in fig. 3 includes: a processor 301 and a memory 303. Wherein the processor 301 is coupled to the memory 303, such as via a bus 302. Optionally, the electronic device 300 may also include a transceiver 304. It should be noted that, in practical applications, the transceiver 304 is not limited to one, and the structure of the electronic device 300 is not limited to the embodiment of the present application.
The processor 301 may be a CPU (Central Processing Unit ), general purpose processor, DSP (Digital Signal Processor, data signal processor), ASIC (Application Specific Integrated Circuit ), FPGA (Field Programmable Gate Array, field programmable gate array) or other programmable logic device, transistor logic device, hardware components, or any combination thereof. Which may implement or perform the various exemplary logic blocks, modules, and circuits described in connection with this disclosure. Processor 301 may also be a combination that implements computing functionality, e.g., comprising one or more microprocessor combinations, a combination of a DSP and a microprocessor, etc.
Bus 302 may include a path to transfer information between the components. Bus 302 may be a PCI (Peripheral Component Interconnect, peripheral component interconnect Standard) bus or an EISA (Extended Industry Standard Architecture ) bus, or the like. Bus 302 may be divided into an address bus, a data bus, a control bus, and the like. For ease of illustration, only one thick line is shown in fig. 3, but not only one bus or type of bus.
The Memory 303 may be, but is not limited to, a ROM (Read Only Memory) or other type of static storage device that can store static information and instructions, a RAM (Random Access Memory ) or other type of dynamic storage device that can store information and instructions, an EEPROM (Electrically Erasable Programmable Read Only Memory ), a CD-ROM (Compact Disc Read Only Memory, compact disc Read Only Memory) or other optical disk storage, optical disk storage (including compact discs, laser discs, optical discs, digital versatile discs, blu-ray discs, etc.), magnetic disk storage media or other magnetic storage devices, or any other medium that can be used to carry or store desired program code in the form of instructions or data structures and that can be accessed by a computer.
The memory 303 is used for storing application program codes for executing the present application and is controlled to be executed by the processor 301. The processor 301 is configured to execute the application code stored in the memory 303 to implement what is shown in the foregoing method embodiments.
Among them, electronic devices include, but are not limited to: mobile terminals such as mobile phones, notebook computers, digital broadcast receivers, PDAs (personal digital assistants), PADs (tablet computers), PMPs (portable multimedia players), in-vehicle terminals (e.g., in-vehicle navigation terminals), and the like, and stationary terminals such as digital TVs, desktop computers, and the like. But may also be a server or the like. The electronic device shown in fig. 3 is only an example and should not be construed as limiting the functionality and scope of use of the embodiments herein.
The present application provides a computer readable storage medium having a computer program stored thereon, which when run on a computer, causes the computer to perform the corresponding method embodiments described above.
It should be understood that, although the steps in the flowcharts of the figures are shown in order as indicated by the arrows, these steps are not necessarily performed in order as indicated by the arrows. The steps are not strictly limited in order and may be performed in other orders, unless explicitly stated herein. Moreover, at least some of the steps in the flowcharts of the figures may include a plurality of sub-steps or stages that are not necessarily performed at the same time, but may be performed at different times, the order of their execution not necessarily being sequential, but may be performed in turn or alternately with other steps or at least a portion of the other steps or stages.
The foregoing is only a partial embodiment of the present application and it should be noted that, for a person skilled in the art, several improvements and modifications can be made without departing from the principle of the present application, and these improvements and modifications should also be considered as the protection scope of the present application.

Claims (9)

1. A method for updating an intelligent route, comprising:
acquiring transfer information, wherein the transfer information is provided by a user for performing cross-line transfer when calculating a transfer route;
determining the transfer type of the transfer information, wherein the transfer type is any one of batch transfer and single transfer;
determining a transfer transaction amount ratio corresponding to the transfer information according to the transfer type and a routing auxiliary table, wherein the routing auxiliary table is used for marking transfer parameters corresponding to the transfer paths, the transfer transaction amount ratio is a ratio of transfer transaction amounts among different transfer paths when the user transfers accounts, and the transfer parameters are used for representing transfer parameters recorded by a plurality of tables in a production library table of the intelligent route in a production environment process;
updating a routing mechanism in the intelligent route according to the sink transaction amount duty ratio;
The determining the proportion of the transfer transaction amount corresponding to the transfer information according to the transfer type and the routing auxiliary table comprises the following steps:
if the transfer type is the batch transfer, determining available transfer parameters corresponding to the transfer information in the routing auxiliary table according to a parameter type, wherein the available transfer parameters are transfer parameters corresponding to the transfer information in all the transfer parameters in the routing auxiliary table, and the parameter type is a parameter type corresponding to the transfer parameters;
determining the transfer times corresponding to the batch transfer;
determining the proportion of the transfer transaction amount corresponding to the transfer times according to the available transfer parameters;
wherein the updating the routing mechanism in the intelligent route according to the sink transaction amount duty ratio comprises:
obtaining the transaction amount of each bank according to the proportion of the sink transaction amount;
and determining an error between the transaction amount and the transaction requirement fed back by the bank, and adjusting weights corresponding to different transfer routes in the intelligent routing internal routing mechanism according to the error so as to update the routing mechanism.
2. The method for updating an intelligent route according to claim 1, further comprising:
If the transfer type is single transfer, determining the transfer route corresponding to the transfer information according to the transfer route parameters;
and controlling and displaying the transfer and receiving way.
3. The method for updating an intelligent route according to claim 1, wherein determining the transfer transaction amount ratio corresponding to the transfer information according to the transfer type and the routing auxiliary table further comprises:
determining updating time according to a change node of a historical junction weight in a production library table, wherein the production library table is a library table used for putting the junction parameters into production in a production environment;
determining the updating time meeting preset conditions;
determining historical sink parameters after the update time occurs;
determining a preferred sink duty ratio corresponding to the sink parameter according to the historical sink parameter, wherein the preferred sink duty ratio is used for determining the sink transaction amount duty ratio corresponding to the sink parameter;
and controlling and displaying the preferred sink duty ratio.
4. A method for updating an intelligent route according to claim 3, wherein said determining a preferred sink duty cycle corresponding to said sink parameter according to said historical sink parameter further comprises:
Determining historical sink duty ratios corresponding to the historical sink parameters at different update moments;
determining a correlation threshold between the historical sink parameters and the historical sink weights of different parameter types;
determining the association degree between the historical sink parameters and the historical sink weights according to the parameter types;
judging whether the association degree exceeds the association degree threshold according to the parameter type, if so, determining the sink weight corresponding to the sink parameter according to the association degree and the historical sink parameter.
5. The method for updating an intelligent route according to claim 1, wherein said acquiring transfer information further comprises:
and determining a channel state corresponding to the transfer channel according to a preset channel success standard, screening out the transfer channel if the channel state is invalid, wherein the channel state is used for indicating whether the transfer channel can transfer normally.
6. The method for updating an intelligent route according to claim 1, further comprising:
judging whether the query type in the transfer information is a preset type or not, if so, determining the transfer route corresponding to the transfer information according to the routing auxiliary table and the transfer information, wherein the query type is used for indicating the type requirement of a user on the transfer route when the user queries the transfer route by using the intelligent route.
7. An intelligent routed updating apparatus, comprising:
the information acquisition module is used for acquiring transfer information, wherein the transfer information is provided by a user for performing cross-line transfer when calculating a transfer route;
the type determining module is used for determining the type of transfer of the transfer information, wherein the type of transfer is any one of batch transfer and single transfer;
the system comprises a determination duty ratio module, a routing auxiliary table and a storage module, wherein the determination duty ratio module is used for determining a transfer transaction amount duty ratio corresponding to transfer information according to the transfer type and the routing auxiliary table, the routing auxiliary table is used for marking transfer parameters corresponding to transfer paths, the transfer transaction amount duty ratio is the ratio of transfer transaction amounts among different transfer paths when the user transfers accounts, and the transfer parameters are used for representing transfer parameters recorded by a plurality of tables in a production warehouse table in the process of intelligent routing in a production environment;
the updating mechanism module is used for updating a routing mechanism in the intelligent route according to the sink transaction amount duty ratio;
the determining duty ratio module is specifically configured to, when determining a transfer transaction amount duty ratio corresponding to the transfer information according to the transfer type and the routing auxiliary table:
If the transfer type is the batch transfer, determining available transfer parameters corresponding to the transfer information in the routing auxiliary table according to a parameter type, wherein the available transfer parameters are transfer parameters corresponding to the transfer information in all the transfer parameters in the routing auxiliary table, and the parameter type is a parameter type corresponding to the transfer parameters;
determining the transfer times corresponding to the batch transfer;
determining the proportion of the transfer transaction amount corresponding to the transfer times according to the available transfer parameters;
the update mechanism module is specifically configured to, when updating the routing mechanism in the intelligent route according to the sink transaction amount duty ratio:
obtaining the transaction amount of each bank according to the proportion of the sink transaction amount;
and determining an error between the transaction amount and the transaction requirement fed back by the bank, and adjusting weights corresponding to different transfer routes in the intelligent routing internal routing mechanism according to the error so as to update the routing mechanism.
8. An electronic device, comprising:
at least one processor;
a memory;
at least one application program, wherein the at least one application program is stored in the memory and configured to be executed by the at least one processor, the at least one application program configured to: a method of performing the update of an intelligent route as claimed in any one of claims 1 to 6.
9. A computer readable storage medium, having stored thereon a computer program which, when executed in a computer, causes the computer to perform the intelligent routing update method of any of claims 1 to 6.
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