CN116017395A - Resource transfer processing method and device - Google Patents

Resource transfer processing method and device Download PDF

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Publication number
CN116017395A
CN116017395A CN202211530687.0A CN202211530687A CN116017395A CN 116017395 A CN116017395 A CN 116017395A CN 202211530687 A CN202211530687 A CN 202211530687A CN 116017395 A CN116017395 A CN 116017395A
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terminal
resource transfer
terminals
wireless network
data
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薛少佳
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Alipay Hangzhou Information Technology Co Ltd
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Alipay Hangzhou Information Technology Co Ltd
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Priority to CN202211530687.0A priority Critical patent/CN116017395A/en
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Priority to PCT/CN2023/125694 priority patent/WO2024114163A1/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02—Services making use of location information
    • H04W4/029—Location-based management or tracking services
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W8/00—Network data management
    • H04W8/02—Processing of mobility data, e.g. registration information at HLR [Home Location Register] or VLR [Visitor Location Register]; Transfer of mobility data, e.g. between HLR, VLR or external networks
    • H04W8/08—Mobility data transfer
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W8/00—Network data management
    • H04W8/18—Processing of user or subscriber data, e.g. subscribed services, user preferences or user profiles; Transfer of user or subscriber data
    • H04W8/20—Transfer of user or subscriber data
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
    • Y02D30/00—Reducing energy consumption in communication networks
    • Y02D30/70—Reducing energy consumption in communication networks in wireless communication networks

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  • Computer Networks & Wireless Communication (AREA)
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Abstract

The embodiment of the specification provides a method and a device for resource transfer processing, wherein the method for resource transfer processing comprises the following steps: acquiring wireless network data of both terminals performing resource transfer in a preset time period; the wireless network data consists of network records of all acquisition time points in the preset time period; inquiring whether wireless network data of the two terminals respectively contain at least one network record recorded with the position of the network equipment; if not, detecting whether the network record of the same wireless network exists in the wireless network data of the two terminals; and if so, performing resource transfer processing of the two terminals.

Description

Resource transfer processing method and device
Technical Field
The present document relates to the field of data processing technologies, and in particular, to a method and an apparatus for resource transfer processing.
Background
With the development of internet technology and the popularization of mobile terminals, more and more network payment systems are widely applied, and meanwhile, great convenience is brought to the daily life of users. The user can utilize the network payment system to finish the resource transfer with other users, but in the process of resource transfer, in order to ensure the safe transfer of resources, the resource transfer process is often interrupted because verification information is sent to the user, so that the use experience of the user is reduced.
Disclosure of Invention
One or more embodiments of the present disclosure provide a resource transfer processing method, including: acquiring wireless network data of both terminals performing resource transfer in a preset time period; the wireless network data is composed of network records of all acquisition time points in the preset time period. And inquiring whether the wireless network data of the two terminals respectively contain at least one network record recorded with the position of the network equipment. If the network record does not exist in the wireless network data of the two terminals, detecting whether the network record of the same wireless network exists in the wireless network data of the two terminals. And if so, performing resource transfer processing of the two terminals.
One or more embodiments of the present specification provide a resource transfer processing apparatus including: the data acquisition module is configured to acquire wireless network data of the terminals of the two parties for resource transfer in a preset time period; the wireless network data is composed of network records of all acquisition time points in the preset time period. And the inquiring module is configured to inquire whether the wireless network data of the two terminals respectively contain at least one network record recorded with the network equipment position. And if the wireless network data of the two terminals does not contain the network record, a detection module is operated, and the detection module is configured to detect whether the network record of the same wireless network exists in the wireless network data of the two terminals. And if the resource transfer processing exists, a processing module is operated, and the processing module is configured to perform the resource transfer processing of the two terminals.
One or more embodiments of the present specification provide a resource transfer processing apparatus including: a processor; and a memory configured to store computer-executable instructions that, when executed, cause the processor to: acquiring wireless network data of both terminals performing resource transfer in a preset time period; the wireless network data is composed of network records of all acquisition time points in the preset time period. And inquiring whether the wireless network data of the two terminals respectively contain at least one network record recorded with the position of the network equipment. If the network record does not exist in the wireless network data of the two terminals, detecting whether the network record of the same wireless network exists in the wireless network data of the two terminals. And if so, performing resource transfer processing of the two terminals.
One or more embodiments of the present specification provide a storage medium storing computer-executable instructions that, when executed by a processor, implement the following: acquiring wireless network data of both terminals performing resource transfer in a preset time period; the wireless network data is composed of network records of all acquisition time points in the preset time period. And inquiring whether the wireless network data of the two terminals respectively contain at least one network record recorded with the position of the network equipment. If the network record does not exist in the wireless network data of the two terminals, detecting whether the network record of the same wireless network exists in the wireless network data of the two terminals. And if so, performing resource transfer processing of the two terminals.
Drawings
For a clearer description of one or more embodiments of the present description or of the solutions of the prior art, the drawings that are needed in the description of the embodiments or of the prior art will be briefly described below, it being obvious that the drawings in the description that follow are only some of the embodiments described in the present description, from which other drawings can be obtained, without inventive faculty, for a person skilled in the art;
FIG. 1 is a process flow diagram of a resource transfer processing method according to one or more embodiments of the present disclosure;
FIG. 2 is a process flow diagram of a resource transfer processing method for use in a face-to-face offline transfer scenario in accordance with one or more embodiments of the present disclosure;
FIG. 3 is a schematic diagram of a resource transfer processing device according to one or more embodiments of the present disclosure;
fig. 4 is a schematic structural diagram of a resource transfer processing device according to one or more embodiments of the present disclosure.
Detailed Description
In order to enable a person skilled in the art to better understand the technical solutions in one or more embodiments of the present specification, the technical solutions in one or more embodiments of the present specification will be clearly and completely described below with reference to the drawings in one or more embodiments of the present specification, and it is obvious that the described embodiments are only some embodiments of the present specification, not all embodiments. All other embodiments, which can be made by one or more embodiments of the present disclosure without inventive effort, are intended to be within the scope of the present disclosure.
The embodiment of a method for resource transfer processing is provided in the specification:
according to the method for resource transfer processing provided by the embodiment, by acquiring the wireless network data of the two terminals for resource transfer in the preset time period, whether the wireless network data of the two terminals respectively contain at least one network record recorded with the network equipment position is inquired, if the wireless network data of the two terminals do not contain at least one network record recorded with the network equipment position, whether the network record of the same wireless network exists in the wireless network data of the two terminals is detected, if so, the resource transfer processing of the two terminals is carried out, the verification range and mode of a resource transfer scene are enriched, the accuracy of the verification of the resource transfer scene is improved, the probability that a user is blocked when carrying out resource transfer is reduced, and the user experience is improved.
Referring to fig. 1, the method for resource transfer processing provided in this embodiment specifically includes steps S102 to S108.
Step S102, wireless network data of both terminals performing resource transfer in a preset time period is obtained.
In this embodiment, the resource transfer refers to transferring the ownership rights of a certain number of resources in the resource account of a certain terminal to another terminal.
The wireless network data comprises the state data of the wireless network connected with the user terminal in the wireless network environment and/or the state data of the wireless network detected by the user terminal; optionally, the wireless network data includes Wi-Fi (wireless fidelity, wireless hotspot) data of the user. The wireless network data may also include bluetooth or other acquired data.
The network record refers to the record of wireless network data, and is generated after the user terminal is connected to the wireless network and/or the wireless network is detected; optionally, at least one of the following is included: recording the position of the network equipment, recording the network address and recording the network identification; the network device location may be a device location coordinate of a wireless network to which the terminal is connected, or a device location coordinate of a wireless network detected by the terminal; the network address may be a Mac address of a wireless network to which the terminal has connected, or a Mac address of a wireless network detected by the terminal; the network identity may be a unique identity that can distinguish a certain wireless network from other wireless networks.
For example, user A's wireless network data may be represented by a Wi-Fi sequence { X1, X2, …, xm }, where X1 represents the Wi-Fi device location, wi-Fi Mac (Media Access Control ) address, wi-Fi identity of user A's connection at the first point in time, or X1 may represent the Wi-Fi device location, wi-Fi Mac address, wi-Fi identity of user A's detection at the first point in time.
In the specific implementation, in order to make the resource transfer processing of the user more convenient, before the step S102 is executed, whether to perform the resource transfer processing can be directly judged by querying the position data of the terminals of both sides performing the resource transfer in a preset time period; optionally, the location data of the user is obtained after the user opens the terminal location acquisition right, such as opening GPS (Global Positioning System ) acquisition right, or opening LBS (Location Based Services, location based service) acquisition right.
In the concrete implementation process, firstly, from the perspective of distance, judging whether two terminals for resource transfer are in a position close to each other or not, so as to judge whether the two terminals are in face-to-face interaction or not, thereby excluding the resource transfer process of the two terminals from the transfer process with risk, and avoiding interception of resource transfer; for example, the resource transfer includes resource transfer by two-dimensional code scanning, or resource transfer when the terminal distance between the two terminals is smaller than a threshold range.
In an optional implementation manner provided in this embodiment, before the step of obtaining the wireless network data in the preset time period, the method further includes:
Inquiring whether position data of the two terminals in the preset time period exist in a database or not;
if not, executing step S102;
if so, calculating the terminal distance of the two terminals based on the position data of the two terminals in the preset time period.
Optionally, the database stores the position data and/or wireless network data of the user terminal acquired by the mobile application terminal program at each time point; the location data includes location coordinates of the user terminal. For example, the database stores the GPS positions of the terminals of both parties performing resource transfer at each time point within a preset time period.
Specifically, after the acquisition permission of the user terminal is opened, the data acquisition end acquires the position data and/or wireless network data of the user terminal in real time, and stores the position data and/or wireless network data into a database by utilizing a data storage service so as to perform the operation of inquiring the position data of the two terminals for resource transfer in a preset time period; the location data of the user terminal may be stored in a form of a location sequence, for example, if the location collection rights of both terminals performing resource transfer are opened, the terminal location data of the user a is collected and stored in a form of a location sequence { X1, X2, …, xm }, and the terminal location data of the user B is stored in a form of a location sequence { Y1, Y2, …, yn }, where X1 is the GPS location of the user a at the first time point.
In this embodiment, after the terminal distance between the first terminal and the second terminal in the preset time period is obtained through calculation, if the terminal distance is smaller than or equal to the preset threshold, the resource transfer processing of the first terminal and the second terminal is directly performed, so as to reduce the disturbing rate of the user; in an optional implementation manner provided in this embodiment, if there is a presence in the query database of an execution result of the step of executing the location data of the two terminals in the preset time period, the following operations are executed:
calculating the terminal distance between a first terminal and a second terminal in the preset time period based on first position data of the first terminal and second position data of the second terminal in the two terminals;
and if the terminal distance is smaller than or equal to a preset distance threshold value, performing resource transfer processing of the first terminal and the second terminal.
In a specific implementation process, the terminal distance can be obtained by calculating the position distance between the terminal position of each time point in the first position data and the terminal position of each time point in the second position data; in an optional implementation manner provided in this embodiment, the calculating, based on the first location data of the first terminal and the second location data of the second terminal in the two terminals, a terminal distance between the first terminal and the second terminal in the preset time period includes:
Calculating the position distance between the terminal position of each time point in the first position data and the terminal position of each time point in the second position data, and determining the terminal distance according to the calculated position distance.
Specifically, calculating the position distance between the terminal position of each time point in the first position data and the terminal position of each time point in the second position data, and selecting one of the obtained terminal distances as the terminal distance; optionally, a specific distance in the calculated terminal position distances is taken as the position distance, wherein the specific distance can be a minimum distance or other distances.
For example, the position data of the first terminal is a position sequence { X1, X2, …, X10}, the terminal position data of the second terminal is a position sequence { Y1, Y2, …, Y10}, and then the position distance between the first terminal and the second terminal is calculated by the GPS position of the first terminal at each of 10 time points from X1 to X10 and the GPS position of the second terminal at each of 10 time points from Y1 to Y10, to obtain 100 position distances, and the minimum position distance is selected therefrom as the terminal distance between the first terminal and the second terminal, wherein X1 represents the first 1min, X2 represents the second 1min, Y1 represents the first 1min, and Y2 represents the second 1min.
In addition, in order to enhance the calculation accuracy of the position distance, the terminal distance can be obtained by calculating the position distance between the terminal position of each time point in the first position data and the terminal position of the corresponding time point in the second position data; in another optional implementation manner provided in this embodiment, the calculating, based on the first location data of the first terminal and the second location data of the second terminal in the two terminals, a terminal distance between the first terminal and the second terminal in the preset time period further includes:
calculating the position distance between the terminal position of each time point in the first position data and the terminal position of the corresponding time point in the second position data, and determining the terminal distance according to the calculated position distance.
Optionally, the corresponding time point refers to a time interval having a corresponding relationship with a certain time point in the first position data, for example, a first time interval in the second position data corresponding to a certain time point in the first position data.
For example, the location data of the first terminal is a sequence of locations { X1, X2, X3}, where X1 represents a first 1min, X2 represents a second 1min, and X3 represents a third 1min; the upper terminal position data of the second terminal is a position sequence { Y1, Y2, Y3}, wherein Y1 represents a first 3min, Y2 represents a second 3min, Y3 represents a third 3min, the position distances between the first terminal and the second terminal are calculated through the GPS position of the first terminal at the X1 time point and the GPS position of the second terminal at the Y1 time period, and the like, 9 corresponding position distances are calculated and obtained, and the minimum distance is selected from the 9 position distances to be used as the terminal distance.
In the implementation, after the terminal distance between the first terminal and the second terminal in the preset time period is obtained through calculation, if the terminal distance is greater than a preset distance threshold value, intercepting the resource transfer between the first terminal and the second terminal; in an optional implementation manner provided in this embodiment, after the step of calculating the terminal distance between the first terminal and the second terminal in the preset time period based on the first position data of the first terminal and the second position data of the second terminal in the two terminals is performed, the method further includes:
and if the terminal distance is greater than the preset distance threshold, intercepting the resource transfer of the first terminal and the second terminal.
Step S104, inquiring whether the wireless network data of the two terminals respectively contain at least one network record recorded with the network equipment position.
After the position data of the two terminals performing the resource transfer in the preset time period is collected, in order to make the recognition range of the resource transfer scene wider, whether to perform the resource transfer processing of the two terminals is further determined based on the wireless network data of the two terminals performing the resource transfer in the preset time period.
In a specific execution process, in order to improve the efficiency of processing the resource transfer of the user, firstly, inquiring whether wireless network data of the terminals of both sides respectively contain at least one network record recorded with the position of the network equipment; if not, the following step S106 is executed to detect whether or not there is a network record of the same wireless network in the wireless network data of the both terminals.
In this embodiment, in the case that the execution result after the execution of the network record in which the location of the network device is recorded is included in the wireless network data of the two terminals is queried, that is, the wireless network data of the first terminal includes the network record of the connected network device and/or the detected location of the network device, and the wireless network data of the second terminal includes the network record of the connected network device and/or the detected location of the network device, in order to make the resource transfer scene recognition more accurate, the subsequent operation is determined by judging the relationship between the terminal distance of the first terminal and the second terminal and the threshold value; in an optional implementation manner provided in this embodiment, if the query whether the wireless network data of the two terminals respectively includes at least one network record step in which the network device location is recorded is executed, the following operations are executed:
Calculating the terminal distance between a first terminal and a second terminal in the preset time period according to the network equipment position information of the first terminal and the network equipment position information of the second terminal in the two terminals;
if the terminal distance is smaller than or equal to a preset distance threshold, performing resource transfer processing of the first terminal and the second terminal;
and if the terminal distance is greater than the preset distance threshold, intercepting the resource transfer of the first terminal and the second terminal.
Optionally, the network device location information includes information recorded with a location of the network device, such as location information recorded with a Wi-Fi device to which the user terminal is connected.
In the implementation, the terminal distance between the first terminal and the second terminal in a preset time period is calculated through the network equipment position and/or the detected network equipment position of the first terminal and the network equipment position and/or the detected network equipment position of the second terminal in the terminals of the two parties, if the terminal distance is smaller than or equal to a preset distance threshold value, resource transfer processing is carried out, and if the terminal distance is larger than the preset distance threshold value, interception is carried out.
Specifically, the terminal distance may be calculated by calculating a position distance between a terminal position of each time point in the network device position information of the first terminal and a terminal position of each time point in the network device position information of the second terminal, and selecting one of the calculated terminal distances as the terminal distance; optionally, a specific distance in the calculated terminal position distances is taken as the position distance, wherein the specific distance can be a minimum distance or other distances.
For example, the position information of the Wi-Fi device of the first terminal is a position sequence { X1, X2, …, X10}, the position information of the Wi-Fi device of the second terminal is a position sequence { Y1, Y2, …, Y10}, and then the position distance between the first terminal and the second terminal is calculated by the position information of the Wi-Fi device of the first terminal at each of 10 time points X1 to X10 and the position information of the Wi-Fi device of the second terminal at each of 10 time points Y1 to Y10, to obtain 100 position distances, and the minimum position distance is selected therefrom as the terminal distance between the first terminal and the second terminal, wherein X1 represents a first 1min, X2 represents a second 1min, Y1 represents a first 1min, and Y2 represents a second 1min.
Step S106, detecting whether the network record of the same wireless network exists in the wireless network data of the two terminals.
After the above-mentioned query that the wireless network data of the two terminals do not include at least one network record in which the location of the network device is recorded, in this step, it is determined whether to perform the resource transfer processing of the two terminals subsequently by detecting whether the wireless network data of the two terminals has the network record of the same wireless network.
In the specific execution process, under the condition that the network data of the two terminals do not contain at least one network record recorded with the position of the network equipment, or the network data of one of the two terminals does not contain at least one network record recorded with the position of the network equipment, the network address and/or the network identification carried by the network record in the wireless network data of the two terminals are read, whether the network address and/or the network identification of the two terminals have the network address and/or the network identification of the same wireless network or not is detected, and whether the subsequent resource transfer processing is carried out is judged; in an optional implementation manner provided in this embodiment, the detecting whether the network record of the same wireless network exists in the wireless network data of the two terminals includes:
Reading network addresses and/or network identifications carried by network records in wireless network data of the two terminals;
and detecting whether the network address and/or the network identifier of the same wireless network exists in the network addresses and/or the network identifiers of the two terminals.
In a specific execution process, in order to improve the recognition range of the resource transfer scenario of the user, if the network recording step of detecting whether the wireless network data of the two terminals exist in the same wireless network is performed, executing the following step S108 to perform the resource transfer processing of the two terminals;
if the network recording step of detecting whether the same wireless network exists in the wireless network data of the two terminals is not performed, in an alternative implementation manner provided in this embodiment, if the network recording step of detecting whether the same wireless network exists in the wireless network data of the two terminals is performed, the following operations are performed:
and intercepting the resource transfer of the first terminal and the second terminal.
In addition, the terminal distance between the first terminal and the second terminal in the preset time period can be calculated according to the terminal containing the network equipment position information and the terminal not containing the network equipment position information in the two terminals; in another optional implementation manner provided in this embodiment, the result of executing the network recording step after the step of detecting whether the same wireless network exists in the wireless network data of the two terminals is not included, and the following operations are executed:
Calculating the terminal distance between the first terminal and the second terminal in the preset time period according to a first terminal containing network equipment position information and a second terminal containing position data in the two terminals;
if the terminal distance is smaller than or equal to a preset distance threshold, performing resource transfer processing of the first terminal and the second terminal;
and if the terminal distance is greater than the preset distance threshold, intercepting the resource transfer of the first terminal and the second terminal.
In this embodiment, in the process of intercepting resource transfer between the first terminal and the second terminal, in order to further increase accuracy of identifying a resource transfer scene, whether to perform resource transfer is determined by checking identity information transferred to the user; in an optional implementation manner provided in this embodiment, the intercepting the resource transfer between the first terminal and the second terminal includes:
displaying an identity verification prompt for checking a transfer-in user to which the transfer-in terminal belongs on a resource transfer page of the transfer-out terminal of the two terminals;
verifying the identity information to be verified submitted through the resource transfer page and the identity information of the transferred user;
If the verification passes, performing resource transfer processing of the first terminal and the second terminal;
and if the verification is not passed, intercepting the resource transfer of the first terminal and the second terminal.
Optionally, the resource transfer page refers to a page displayed on the terminal when the resource transfer terminal performs resource transfer, and when the resource transfer terminal initiates a resource transfer request, an authentication prompt for checking the corresponding user of the transfer terminal is displayed on the resource transfer page of the transfer terminal, for example, four digits after checking the identity card of the transfer terminal are displayed on the resource transfer page of the transfer terminal, or may also be four digits after the bank card.
And step S108, performing resource transfer processing of the two terminals.
And performing resource transfer processing of the two terminals when the network record of the same wireless network exists in the wireless network data of the two terminals.
In summary, in the method for resource transfer processing provided in this embodiment, by acquiring wireless network data of both terminals performing resource transfer in a preset period of time, whether the wireless network data of both terminals respectively includes at least one network record recorded with a network device location is queried, and if the wireless network data of both terminals does not include at least one network record recorded with a network device location, whether the wireless network data of both terminals includes a network record of the same wireless network is detected. If the network records of the same wireless network exist in the wireless network data of the two terminals, the resource transfer processing of the two terminals is carried out, so that the accuracy and the range of the verification of the resource transfer scene are improved, the probability of being blocked when the user carries out the resource transfer is reduced, and the user experience is improved.
Further, before the step of acquiring the wireless network data of the two terminals performing the resource transfer in the preset time period is performed, the method further includes: inquiring whether position data of the two terminals in the preset time period exist in a database or not; if so, calculating the terminal distance between the first terminal and the second terminal in the preset time period based on the first position data of the first terminal and the second position data of the second terminal in the two terminals; if the terminal distance is smaller than or equal to a preset distance threshold, performing resource transfer processing of the first terminal and the second terminal, so that the user interference rate is reduced, and the resource transfer processing process of the user is more convenient.
The following further describes, with reference to fig. 2, the resource transfer processing method provided in this embodiment by taking an application of the resource transfer processing method provided in this embodiment to a "face-to-face" offline transfer scenario as an example, and referring to fig. 2, the resource transfer processing method applied to the "face-to-face" offline transfer scenario specifically includes the following steps.
Step S202, calculating the position distance between the GPS position of the first terminal at each time point in the preset time period and the GPS position of the second terminal at each time point in the preset time period.
Step S204, the minimum position distance in the calculated position distances is taken as the terminal distance.
And step S206, if the terminal distance is smaller than or equal to a preset distance threshold value, performing face-to-face resource transfer processing of the first terminal and the second terminal.
Step S208, inquiring whether Wi-Fi data of the terminals of the two parties respectively comprise at least one network record recorded with the position of Wi-Fi equipment;
if not, the following step S210 is executed;
if so, the following steps S216 to S220 are performed.
Step S210, detecting whether Mac addresses of the same WiFi exist in Wi-Fi data of the terminals of the two parties;
if not, the following steps S212 to S214 are performed;
if so, the following step S220 is performed.
Step S212, intercepting the resource transfer of the first terminal and the second terminal.
Step S214, the identity verification reminding of the transfer-in user to which the transfer-in terminal belongs is displayed on the resource transfer page of the transfer-out terminal of the terminals of the two parties.
Step S216, calculating the terminal distance between the first terminal and the second terminal in a preset time period according to the Wi-Fi equipment position of the first terminal and the Wi-Fi equipment position of the second terminal in the terminals of the two parties.
Step S218, taking the minimum position distance among the calculated position distances as the terminal distance
Step S220, if the terminal distance is larger than the preset distance threshold, intercepting the resource transfer of the first terminal and the second terminal.
Step S222, the resource transfer processing of both terminals is performed.
In step S206, if the terminal distance is greater than the preset distance threshold, wi-Fi data of the two terminals performing the resource transfer in the preset time period may be obtained, and a new implementation manner may be formed by the Wi-Fi data and other processing steps provided in the embodiment.
The embodiment of a resource transfer processing device provided in the present specification is as follows:
in the foregoing embodiments, a method for resource transfer processing is provided, and a device for resource transfer processing is provided correspondingly, which is described below with reference to the accompanying drawings.
Referring to fig. 3, a schematic diagram of an apparatus for resource transfer processing according to the present embodiment is shown.
Since the apparatus embodiments correspond to the method embodiments, the description is relatively simple, and the relevant portions should be referred to the corresponding descriptions of the method embodiments provided above. The device embodiments described below are merely illustrative.
The present embodiment provides a resource transfer processing apparatus, including:
a data acquisition module 302, configured to acquire wireless network data of both terminals performing resource transfer in a preset time period; the wireless network data consists of network records of all acquisition time points in the preset time period;
A query module 304 configured to query whether wireless network data of the two terminals respectively include at least one network record in which a network device location is recorded;
if not, a detection module 306 is operated, and the detection module is configured to detect whether a network record of the same wireless network exists in the wireless network data of the two terminals;
if so, a processing module 308 is operated, which is configured to perform a resource transfer process for the two-party terminal.
An embodiment of a resource transfer processing device provided in the present specification is as follows:
in correspondence to the above-described method for resource transfer processing, one or more embodiments of the present disclosure further provide a device for resource transfer processing, which is configured to perform the above-provided method for resource transfer processing, based on the same technical concept, and fig. 4 is a schematic structural diagram of the device for resource transfer processing provided in one or more embodiments of the present disclosure.
The resource transfer processing device provided in this embodiment includes:
as shown in fig. 4, the resource transfer processing device may have a relatively large difference due to different configurations or performances, and may include one or more processors 401 and a memory 402, where the memory 402 may store one or more storage applications or data. Wherein the memory 402 may be transient storage or persistent storage. The application programs stored in memory 402 may include one or more modules (not shown in the figures), each of which may include a series of computer-executable instructions in the resource transfer processing device. Still further, the processor 401 may be arranged to communicate with the memory 402 to execute a series of computer executable instructions in the memory 402 on the resource transfer processing device. The resource transfer processing device may also include one or more power supplies 403, one or more wired or wireless network interfaces 404, one or more input/output interfaces 405, one or more keyboards 406, and the like.
In a particular embodiment, a resource transfer processing device includes a memory, and one or more programs, wherein the one or more programs are stored in the memory, and the one or more programs may include one or more modules, and each module may include a series of computer-executable instructions for the resource transfer processing device, and the execution of the one or more programs by the one or more processors comprises computer-executable instructions for:
acquiring wireless network data of both terminals performing resource transfer in a preset time period; the wireless network data consists of network records of all acquisition time points in the preset time period;
inquiring whether wireless network data of the two terminals respectively contain at least one network record recorded with the position of the network equipment;
if not, detecting whether the network record of the same wireless network exists in the wireless network data of the two terminals;
and if so, performing resource transfer processing of the two terminals.
An embodiment of a storage medium provided in the present specification is as follows:
corresponding to the above-described resource transfer processing method, one or more embodiments of the present disclosure further provide a storage medium based on the same technical concept.
The storage medium provided in this embodiment is configured to store computer executable instructions that, when executed by a processor, implement the following flow:
acquiring wireless network data of both terminals performing resource transfer in a preset time period; the wireless network data consists of network records of all acquisition time points in the preset time period;
inquiring whether wireless network data of the two terminals respectively contain at least one network record recorded with the position of the network equipment;
if not, detecting whether the network record of the same wireless network exists in the wireless network data of the two terminals;
and if so, performing resource transfer processing of the two terminals.
It should be noted that, the embodiments related to the storage medium in the present specification and the embodiments related to the resource transfer processing method in the present specification are based on the same inventive concept, so that the specific implementation of the embodiments may refer to the implementation of the corresponding method, and the repetition is not repeated.
The foregoing describes specific embodiments of the present disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims can be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing are also possible or may be advantageous.
In the 30 s of the 20 th century, improvements to one technology could clearly be distinguished as improvements in hardware (e.g., improvements to circuit structures such as diodes, transistors, switches, etc.) or software (improvements to the process flow). However, with the development of technology, many improvements of the current method flows can be regarded as direct improvements of hardware circuit structures. Designers almost always obtain corresponding hardware circuit structures by programming improved method flows into hardware circuits. Therefore, an improvement of a method flow cannot be said to be realized by a hardware entity module. For example, a programmable logic device (Programmable Logic Device, PLD) (e.g., field programmable gate array (Field Programmable Gate Array, FPGA)) is an integrated circuit whose logic function is determined by the programming of the device by a user. A designer programs to "integrate" a digital system onto a PLD without requiring the chip manufacturer to design and fabricate application-specific integrated circuit chips. Moreover, nowadays, instead of manually manufacturing integrated circuit chips, such programming is mostly implemented by using "logic compiler" software, which is similar to the software compiler used in program development and writing, and the original code before the compiling is also written in a specific programming language, which is called hardware description language (Hardware Description Language, HDL), but not just one of the hdds, but a plurality of kinds, such as ABEL (Advanced Boolean Expression Language), AHDL (Altera Hardware Description Language), confluence, CUPL (Cornell University Programming Language), HDCal, JHDL (Java Hardware Description Language), lava, lola, myHDL, PALASM, RHDL (Ruby Hardware Description Language), etc., VHDL (Very-High-Speed Integrated Circuit Hardware Description Language) and Verilog are currently most commonly used. It will also be apparent to those skilled in the art that a hardware circuit implementing the logic method flow can be readily obtained by merely slightly programming the method flow into an integrated circuit using several of the hardware description languages described above.
The controller may be implemented in any suitable manner, for example, the controller may take the form of, for example, a microprocessor or processor and a computer readable medium storing computer readable program code (e.g., software or firmware) executable by the (micro) processor, logic gates, switches, application specific integrated circuits (Application Specific Integrated Circuit, ASIC), programmable logic controllers, and embedded microcontrollers, examples of which include, but are not limited to, the following microcontrollers: ARC625D, atmel AT91SAM, microchip PIC18F26K20, and Silicone Labs C8051F320, the memory controller may also be implemented as part of the control logic of the memory. Those skilled in the art will also appreciate that, in addition to implementing the controller in a pure computer readable program code, it is well possible to implement the same functionality by logically programming the method steps such that the controller is in the form of logic gates, switches, application specific integrated circuits, programmable logic controllers, embedded microcontrollers, etc. Such a controller may thus be regarded as a kind of hardware component, and means for performing various functions included therein may also be regarded as structures within the hardware component. Or even means for achieving the various functions may be regarded as either software modules implementing the methods or structures within hardware components.
The system, apparatus, module or unit set forth in the above embodiments may be implemented in particular by a computer chip or entity, or by a product having a certain function. One typical implementation is a computer. In particular, the computer may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.
For convenience of description, the above devices are described as being functionally divided into various units, respectively. Of course, the functions of each unit may be implemented in the same piece or pieces of software and/or hardware when implementing the embodiments of the present specification.
One skilled in the relevant art will recognize that one or more embodiments of the present description may be provided as a method, system, or computer program product. Accordingly, one or more embodiments of the present description may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present description can take the form of a computer program product on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, etc.) having computer-usable program code embodied therein.
The present description is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems) and computer program products according to embodiments of the specification. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In one typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include volatile memory in a computer-readable medium, random Access Memory (RAM) and/or nonvolatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of computer-readable media.
Computer readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of storage media for a computer include, but are not limited to, phase change memory (PRAM), static Random Access Memory (SRAM), dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), digital Versatile Disks (DVD) or other optical storage, magnetic cassettes, magnetic disk storage or other magnetic storage devices, or any other non-transmission medium which can be used to store information that can be accessed by a computing device. Computer-readable media, as defined herein, does not include transitory computer-readable media (transmission media), such as modulated data signals and carrier waves.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article or apparatus that comprises the element.
One or more embodiments of the present specification may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. One or more embodiments of the specification may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.
In this specification, each embodiment is described in a progressive manner, and identical and similar parts of each embodiment are all referred to each other, and each embodiment mainly describes differences from other embodiments. In particular, for system embodiments, since they are substantially similar to method embodiments, the description is relatively simple, as relevant to see a section of the description of method embodiments.
The foregoing description is by way of example only and is not intended to limit the present disclosure. Various modifications and changes may occur to those skilled in the art. Any modifications, equivalent substitutions, improvements, etc. that fall within the spirit and principles of the present document are intended to be included within the scope of the claims of the present document.

Claims (13)

1. A resource transfer processing method, comprising:
acquiring wireless network data of both terminals performing resource transfer in a preset time period; the wireless network data consists of network records of all acquisition time points in the preset time period;
inquiring whether wireless network data of the two terminals respectively contain at least one network record recorded with the position of the network equipment;
if not, detecting whether the network record of the same wireless network exists in the wireless network data of the two terminals;
And if so, performing resource transfer processing of the two terminals.
2. The method for processing resource transfer according to claim 1, wherein the step of acquiring the wireless network data of the two terminals performing the resource transfer before the step of executing the wireless network data of the preset time period further comprises:
inquiring whether position data of the two terminals in the preset time period exist in a database or not;
and if not, executing the step of acquiring the wireless network data of the two terminals for resource transfer in a preset time period.
3. The resource transfer processing method according to claim 2, wherein if the query database contains the location data of the two terminals in the preset time period, the following operations are performed:
calculating the terminal distance between a first terminal and a second terminal in the preset time period based on first position data of the first terminal and second position data of the second terminal in the two terminals;
and if the terminal distance is smaller than or equal to a preset distance threshold value, performing resource transfer processing of the first terminal and the second terminal.
4. The resource transfer processing method according to claim 3, wherein the calculating the terminal distance between the first terminal and the second terminal in the preset period based on the first location data of the first terminal and the second location data of the second terminal in the two terminals includes:
Calculating the position distance between the terminal position of each time point in the first position data and the terminal position of each time point in the second position data, and determining the terminal distance according to the calculated position distance;
or alternatively, the process may be performed,
calculating the position distance between the terminal position of each time point in the first position data and the terminal position of the corresponding time point in the second position data, and determining the terminal distance according to the calculated position distance.
5. The resource transfer processing method according to claim 3, wherein the step of calculating the terminal distance between the first terminal and the second terminal in the preset period of time based on the first location data of the first terminal and the second location data of the second terminal in the two terminals is performed, further comprising:
and if the terminal distance is greater than the preset distance threshold, intercepting the resource transfer of the first terminal and the second terminal.
6. The resource transfer processing method according to claim 1, wherein the detecting whether the network record of the same wireless network exists in the wireless network data of the two terminals includes:
reading network addresses and/or network identifications carried by network records in wireless network data of the two terminals;
And detecting whether the network address and/or the network identifier of the same wireless network exists in the network addresses and/or the network identifiers of the two terminals.
7. The resource transfer processing method according to claim 1, wherein if the query whether the wireless network data of the two terminals respectively includes at least one network record step in which the network device location is recorded is performed, the following operations are performed:
calculating the terminal distance between a first terminal and a second terminal in the preset time period according to the network equipment position information of the first terminal and the network equipment position information of the second terminal in the two terminals;
if the terminal distance is smaller than or equal to a preset distance threshold, performing resource transfer processing of the first terminal and the second terminal;
and if the terminal distance is greater than the preset distance threshold, intercepting the resource transfer of the first terminal and the second terminal.
8. The resource transfer processing method according to claim 1, wherein if the result of the step of detecting whether the same wireless network exists in the wireless network data of the two terminals is no, the following operations are performed:
And intercepting the resource transfer of the first terminal and the second terminal.
9. The resource transfer processing method of claim 8, wherein the intercepting the resource transfer of the first terminal and the second terminal includes:
displaying an identity verification prompt for checking a transfer-in user to which the transfer-in terminal belongs on a resource transfer page of the transfer-out terminal of the two terminals;
verifying the identity information to be verified submitted through the resource transfer page and the identity information of the transferred user;
if the verification passes, performing resource transfer processing of the first terminal and the second terminal;
and if the verification is not passed, intercepting the resource transfer of the first terminal and the second terminal.
10. The resource transfer processing method according to claim 2, wherein if the result of the execution of the network recording step of detecting whether the same wireless network exists in the wireless network data of the two terminals is that the same wireless network does not exist, the following operations are executed:
calculating the terminal distance between the first terminal and the second terminal in the preset time period according to a first terminal containing network equipment position information and a second terminal containing position data in the two terminals;
If the terminal distance is smaller than or equal to a preset distance threshold, performing resource transfer processing of the first terminal and the second terminal;
and if the terminal distance is greater than the preset distance threshold, intercepting the resource transfer of the first terminal and the second terminal.
11. A resource transfer processing apparatus comprising:
the data acquisition module is configured to acquire wireless network data of the terminals of the two parties for resource transfer in a preset time period; the wireless network data consists of network records of all acquisition time points in the preset time period;
the query module is configured to query whether wireless network data of the two terminals respectively contain at least one network record recorded with the position of the network equipment;
if not, a detection module is operated, and the detection module is configured to detect whether network records of the same wireless network exist in wireless network data of the two terminals;
and if the resource transfer processing exists, a processing module is operated, and the processing module is configured to perform the resource transfer processing of the two terminals.
12. A resource transfer processing apparatus comprising:
a processor; and a memory configured to store computer-executable instructions that, when executed, cause the processor to:
Acquiring wireless network data of both terminals performing resource transfer in a preset time period; the wireless network data consists of network records of all acquisition time points in the preset time period;
inquiring whether wireless network data of the two terminals respectively contain at least one network record recorded with the position of the network equipment;
if not, detecting whether the network record of the same wireless network exists in the wireless network data of the two terminals;
and if so, performing resource transfer processing of the two terminals.
13. A storage medium storing computer-executable instructions that when executed by a processor implement the following:
acquiring wireless network data of both terminals performing resource transfer in a preset time period; the wireless network data consists of network records of all acquisition time points in the preset time period;
inquiring whether wireless network data of the two terminals respectively contain at least one network record recorded with the position of the network equipment;
if not, detecting whether the network record of the same wireless network exists in the wireless network data of the two terminals;
And if so, performing resource transfer processing of the two terminals.
CN202211530687.0A 2022-12-01 2022-12-01 Resource transfer processing method and device Pending CN116017395A (en)

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