CN115953161A

CN115953161A - Order transaction payment method, system and storage medium

Info

Publication number: CN115953161A
Application number: CN202310088436.XA
Authority: CN
Inventors: 陈军
Original assignee: Individual
Current assignee: Individual
Priority date: 2023-02-02
Filing date: 2023-02-02
Publication date: 2023-04-11

Abstract

The invention provides a method and a system for order transaction payment, wherein a terminal device acquires a transaction device intermediate settlement block chain address associated with a terminal device login identity, the intermediate settlement block chain address is used as an order payment request to be sent to a shop device, the shop device sends the order settlement request to the transaction device, the transaction device creates a C2C order to be used as an order transaction medium of the terminal device and the shop device, and the transaction device completes order payment according to a payment completion request which is sent by the terminal device through the shop device and is used for confirming receiving goods. The payment system of the existing e-commerce platform can be completed by the open interconnected blockchain transaction device, so that the threshold of opening an e-commerce website is reduced, and the flexibility of on-line service deployment is improved.

Description

Order transaction payment method, system and storage medium

Technical Field

The invention relates to the technical field of order transaction payment, in particular to a method, a system and a storage medium for order transaction payment.

Background

The online e-commerce platform has been developed for a long time and has been increasingly large in scale. But we also find that it has some insurmountable disadvantages, such as increased platform monopoly, difficulty in selling personalized experience products, and increasingly weakened or diminished ability of stores to be self-innovative as online e-commerce platform sellers, further resulting in suppressed and compressed consumer-buyer demand.

On the other side of electronic commerce, blockchain technology has also advanced sufficiently, and the market for data trading is gradually being established.

Disclosure of Invention

The inventor finds that the existing large commodity transaction system is low in utilization rate due to the fact that most of the existing large commodity transaction systems are self-built. In the process of establishing the e-commerce business, it is relatively easy to establish the e-commerce website, but because each platform and bank control the relatively closed payment system by themselves, it is difficult to connect and dock the e-commerce website and the payment system, so that a method for order transaction payment is urgently needed, a block chain technology is introduced, the e-commerce platform transaction and payment system is separated, and the deployment threshold of the e-commerce platform is reduced.

In order to overcome the defect that the C2C payment order cannot be created in a trading place synchronously according to a commodity order, a service order and the like in the prior art, reduce the threshold for opening an electronic commerce website and improve the flexibility of online service deployment, the invention provides an order transaction payment method and an order transaction payment system, which are used for solving the problems in the background art.

In order to achieve the purpose, the invention is realized by the following technical scheme: a method of order transaction payment for a store device, the method comprising:

receiving an order payment request sent by a terminal device, wherein the order payment request comprises: order information, a transaction device intermediate settlement blockchain address, and a terminal device blockchain address, wherein the order information includes: the order number and the order amount, and the intermediate settlement blockchain address of the transaction device is configured to be associated with the login identity of the terminal device;

generating an order settlement list according to the payment request, wherein the order settlement list comprises: the order number, the order amount, a store device blockchain address, the transaction device intermediate settlement blockchain address, and the terminal device blockchain address;

sending an order settlement request to a transaction device, the order settlement request comprising: the order settlement list;

sending a payment response to the terminal device, the payment response including: marking the order transaction state of the order number as to-be-paid;

receiving an order settlement response sent by the terminal device, wherein the order settlement response comprises: the order number and the settlement transaction record number;

calculating the net balance of the block chain address transferred from the terminal device to the intermediate settlement block chain address of the transaction device according to the settlement transaction record order number, and marking the order transaction state of the order number as paid if the net balance and the intermediate settlement block chain address balance of the transaction device are greater than or equal to the order amount;

marking the order transaction state of the order number as shipped according to the logistics information;

receiving a payment completion request sent by the terminal device for confirming receipt, the payment completion request including: the order number and the amount to be paid by the order;

sending a payment completion request to the transaction device for confirmation of receipt, the payment completion request comprising: the order number, the amount of money to be paid by the order and the identity information of the terminal device;

receiving a payment completion response sent by the transaction device, wherein the payment completion response comprises: the order number and the payment completion transaction record number;

and calculating the payment completion net balance transferred from the intermediate settlement block chain address of the transaction device to the block chain address of the store device according to the payment completion transaction record order number, and marking the order transaction state of the order number as completion if the payment completion net balance is more than or equal to the order amount.

Further, the order settlement request further includes: and (4) taking a snapshot of order information.

Further, the order settlement request further includes: and (5) settling a time limit rule.

In another aspect, a method of payment for an order transaction, for a transaction device, the method comprising:

receiving an order settlement request sent by a shop device, wherein the order settlement request comprises: an order statement, the order statement comprising: the system comprises an order number, an order amount, a store device block chain address, a trading device intermediate settlement block chain address and a terminal device block chain address, wherein the trading device intermediate settlement block chain address is configured to be associated with a terminal device login identity; the transaction device intermediate settlement blockchain address is used by a terminal device for payment transfer to the store device blockchain address;

creating a C2C order according to the order settlement request;

receiving a payment completion request sent by the store device for confirmation of receipt, the payment completion request including: the order number, the amount of money to be paid by the order and the identity information of the terminal device are obtained;

if the terminal device identity information is consistent with the terminal device login identity verification, transferring the payment amount to be paid for the order from the transaction device intermediate settlement blockchain address to the shop device blockchain address, and determining a corresponding payment completion transaction record number; closing the C2C order according to the payment completion request; transmitting a payment completion response to the store device, the payment completion response including: the order number, the payment completion transaction record number.

Further, the method also comprises the following steps: receiving a C2C order access request of the shop device or the terminal device, generating a trading device intermediate settlement blockchain address, and transmitting the trading device intermediate settlement blockchain address to the shop device or the terminal device.

Further, the method further comprises:

the order settlement request further comprises: settlement time limit rules;

determining a return amount;

and transferring the payment of the return amount from the transaction device intermediate settlement blockchain address to the terminal device blockchain address according to the settlement time limit rule.

Further, the method further comprises:

the order settlement request further comprises: settlement time limit rules;

and transferring and paying the order amount from the block chain address of the transaction device to the block chain address of the shop device according to the settlement time limit rule.

In another aspect, a method for payment of order transaction for a terminal device, the method comprising:

obtaining a transaction device intermediate settlement blockchain address configured to be associated with a terminal device login identity;

sending an order payment request to a store device, the payment request comprising: order information, the transaction device intermediate settlement blockchain address, and the terminal device blockchain address, wherein the order information includes: order number and order amount;

receiving a payment response sent by the store device, wherein the payment response comprises: marking the order transaction state of the order number as to-be-paid;

transferring the payment of the order amount from the block chain address of the terminal device to an intermediate settlement block chain address of the transaction device, and determining a corresponding settlement transaction record number;

sending an order settlement response to the store device, the order settlement response comprising: the order number and the settlement transaction record number;

determining the order payable amount according to the order payable amount and the receiving logistics information;

transmitting an order payment completion request to the store device for confirmation of receipt, the order payment completion response including: the order number and the amount to be paid by the order.

Further, the order number includes: the store device number.

In another aspect, a system for payment for order transactions, for a store apparatus, the store apparatus comprising: a terminal device unit, an order management unit, and a transaction device unit; the terminal device unit, the order management unit and the transaction device unit are logically connected with each other;

the terminal device unit is used for receiving an order payment request, an order settlement response and a payment completion request sent by the terminal device for confirming the receipt of goods, sending the payment response to the terminal device and configuring the middle settlement block chain address of the transaction device to be associated with the login identity of the terminal device;

the transaction device unit is used for sending an order settlement request and a payment completion request to the transaction device for confirming the receipt and receiving a payment completion response sent by the transaction device;

and the order management unit is used for generating an order settlement list and calculating the order transaction state of the marked order number according to the order amount, the block chain address of the middle settlement of the transaction device, the block chain address of the shop device and the block chain address of the terminal device.

In another aspect, a system for payment for order transactions, for use with a transaction device, the transaction device comprising: a store device unit and a C2C order unit; the shop device unit and the C2C order unit are logically connected;

the shop device unit is used for receiving an order settlement request and a payment completion request sent by a shop device for confirming receiving and sending a payment completion response to the shop device;

the C2C order unit is used for creating a C2C order according to the order settlement request, and configuring and verifying the relation between the intermediate settlement blockchain address of the transaction device and the login identity of the terminal device, wherein the intermediate settlement blockchain address of the transaction device is used for payment transfer of the shop device blockchain address by the terminal device; the system is used for transferring the payment amount which should be paid by the order from the intermediate settlement blockchain address of the transaction device to the blockchain address of the shop device and determining the corresponding payment completion transaction record number; for closing the C2C order according to the payment completion request.

In another aspect, a system for order transaction payment for a terminal device, the transaction device comprising: a shop device communication unit and an order unit; the shop device communication unit and the order unit are logically connected;

the store device communication unit is used for sending an order payment request, an order settlement response and an order payment completion request to the store device for confirming the receiving;

the order unit is used for acquiring a middle settlement blockchain address of the transaction device, and the middle settlement blockchain address of the transaction device is configured to be associated with the terminal device login identity; the block chain address is used for transferring and paying the order amount from the terminal device block chain address to the middle settlement block chain address of the transaction device, and the corresponding settlement transaction record order number is determined.

In another aspect, a non-transitory computer readable storage medium has a computer program stored thereon, wherein the computer program when executed by a processor implements the steps of a method for payment of an order transaction as described in any one of the above.

The invention provides a method and a system for order transaction payment. The method has the following beneficial effects:

in the invention: a terminal device acquires a transaction device intermediate settlement blockchain address associated with a terminal device registration identity, transmits the intermediate settlement blockchain address to a store device as a part of an order payment request, transmits the order settlement request to a transaction device by the store device, creates a C2C order as an order transaction medium between the terminal device and the store device, and completes order payment according to a payment completion request transmitted by the terminal device through the store device for confirming receipt. The payment system of the existing e-commerce platform can be completed by the open interconnected blockchain transaction device, so that the threshold of opening an e-commerce website is reduced, and the flexibility of on-line service deployment is improved.

Drawings

FIG. 1 is a flow chart of a first embodiment of the present invention;

fig. 2 is a system block diagram of a fourth embodiment of the present invention.

Description of the preferred embodiment

The invention will be further illustrated with reference to the following examples and drawings:

best mode (first embodiment):

the embodiment of the invention discloses an order transaction payment method, which is used for a shop device, wherein the shop device can be a server, a distributed cluster system and the like, and comprises the following steps:

step S101, receiving an order payment request sent by a terminal device, wherein the order payment request comprises: order information, a transaction device intermediate settlement blockchain address and a terminal device blockchain address, wherein the order information comprises: the order number and the order amount, and the intermediate settlement blockchain address of the transaction device is configured to be associated with the terminal device login identity. Typically, the transaction device intermediate settlement blockchain address may be a blockchain system address that the transaction device has built itself; the intermediate settlement blockchain address of the transaction device may also be an intelligent contract address of a public chain, and include a settlement time limit rule, a fund flow logic code of the present invention, such as a terminal device login identity related contract, a settlement time limit contract, and the like.

Step S102, generating an order settlement list according to the payment request, wherein the order settlement list comprises: the order number, the order amount, a store device block chain address, the transaction device intermediate settlement block chain address, and the terminal device block chain address.

Step S103, sending an order settlement request to a trading device, wherein the order settlement request comprises: the order settlement list; the transaction device can be a centralized commodity exchange, a block chain exchange and a data exchange which are easy to monitor, or can be a financial institution such as a bank escrow institution, a credit institution, a payment institution and the like, and the specific transaction device is a server, or a cluster service system and a P2P network system.

Step S104, sending a payment response to the terminal device, wherein the payment response comprises: marking the order transaction state of the order number as to-be-paid; the terminal device can be a tablet computer, a PC (personal computer), a mobile phone, running software of an operation terminal of the Internet of things or ASIC (application specific integrated circuit) integrated software and hardware.

Step S105, receiving an order settlement response sent by the terminal apparatus, where the order settlement response includes: the order number and the settlement transaction record number.

And step S106, calculating the net balance of the intermediate settlement block chain address transferred from the terminal device block chain address to the transaction device according to the settlement transaction record order number, and marking the order transaction state of the order number as paid if the net balance and the intermediate settlement block chain address balance of the transaction device are greater than or equal to the order amount.

And step S107, marking the order transaction state of the order number as shipped according to the logistics information.

Step S108, receiving a payment completion request sent by the terminal device for confirming the delivery, wherein the payment completion request comprises: and the order number and the amount of money to be paid by the order.

Step S109 of sending a payment completion request to the transaction apparatus for confirming receipt, the payment completion request including: the order number, the amount of money to be paid by the order and the identity information of the terminal device.

Step S110, receiving a payment completion response sent by the transaction device, where the payment completion response includes: the order number and the payment completion transaction record number.

And step S111, calculating a payment completion net balance which is transferred from the intermediate settlement block chain address of the transaction device to the block chain address of the shop device according to the payment completion transaction record order number, and marking the order transaction state of the order number as completion if the payment completion net balance is greater than or equal to the order amount.

Further, the order settlement request further includes: and (4) taking a snapshot of the order information. The order information snapshot may be used to resolve disputes in the commodity transaction.

Further, the order settlement request further includes: and (5) settling a time limit rule. The settlement time limit rules may be used by the transaction device to control the flow of settlement blockchain address funds among the transaction device.

Through the embodiment, the shop device and the terminal device can inquire the transaction funds frozen in the middle of the transaction device for settling the block chain address through the block chain at any time, and can transfer the funds according to the order transaction state. The terminal device and the shop device can autonomously select the transaction device to receive the order, thereby being beneficial to supervising and urging the transaction device to improve the service, accelerating the construction of payment infrastructure and the like and improving the service quality.

The transaction device can be a novel commodity exchange, a data exchange, various organizations such as a block chain asset company and the like. The transaction device can complete digital legal currency cross-chain payments, cross-currency payments, cross-asset payments under a centralized regulatory framework. The block chain intermediate address is adopted for transferring payment, and the characteristics of non-tamper property and traceability of the block chain are utilized to meet the transaction confirmation requirements of buyers and sellers, which is incompletable in the traditional financial system field including bank systems and various payment systems. The invention breaks through and reduces the payment threshold boundary of online commodity transaction, and is beneficial to establishing a brand-new online and online integrated commodity new sale system for shops scattered in various places.

A typical order transaction payment flow is as follows, with reference to fig. 1:

1, a user (buyer) places an order to a merchant shop device (seller) at a mobile phone APP (terminal device) to order a commodity, and selects and determines a transaction address (namely a transaction device middle settlement blockchain address);

2, the terminal device submits an order payment request to the shop device;

3, the shop device initiates an order settlement request to the trading device, and the trading device synchronously creates a C2C order;

4, the shop device sends order payment response to the terminal device so that the user can submit payment to the transaction address (namely the intermediate settlement blockchain address of the transaction device) at the moment;

5, the user APP clicks to submit, and at the moment, the terminal device pays the amount of the order to the transaction address;

6, the terminal device submits order settlement response to the shop device according to the submission result;

7, the shop device marks the order transaction state of the order as paid according to the transaction address transaction record;

8, at the moment, the shop merchant starts to send goods, and marks the sent goods in the shop device;

9, after receiving goods, clicking 'receiving confirmation', and submitting an order payment completion request to the shop device by the terminal device;

10, the shop device transmits an order payment completion request to the transaction device;

11, the transaction device verifies the identity of the user, if the verification fails, the C2C order is kept, and the amount of the order is paid to the address of the shop after the verification is passed;

12, after the transfer is finished, the transaction device sends a payment completion response to the order of the shop device;

13. the shop device marks the order trade state as finished according to the shop address trade record;

in the process, the terminal device and the shop device can inquire the fund freezing condition of the intermediate settlement block chain address of the trading device in the C2C order at any time, are special for the special fund and cannot be used by the trading device, so that the safety and credible trading of the entity commodity trading and the service trading order are effectively ensured. According to the invention, the commodities are traded in the shop, the data resources such as digital legal currency and digital assets are traded in the trading device (data exchange and commodity exchange), the link separation of the industrial chain is effectively realized, and the order of the user is finally completed. More importantly, the digital legal currency can be subjected to mixed transaction with various block chain assets in the transaction device, so that the openness of the shop device payment system is comprehensively realized, and the shop device payment system is interconnected with more exchanges (the transaction devices are interconnected through the block chains), so that the expandability of the payment system is ensured.

Example two:

the embodiment of the invention discloses a method for order transaction payment, which is used for a transaction device and comprises the following steps:

step S201, receiving an order settlement request sent by a store device, where the order settlement request includes: an order statement, the order statement comprising: the system comprises an order number, an order amount, a store device block chain address, a trading device intermediate settlement block chain address and a terminal device block chain address, wherein the trading device intermediate settlement block chain address is configured to be associated with a terminal device login identity; the transaction device intermediate settlement blockchain address is used by a terminal device for payment transfer to the store device blockchain address.

And step S202, creating a C2C order according to the order settlement request.

Step S203, receiving a payment completion request sent by the store device for confirming receipt, where the payment completion request includes: the order number, the amount of money to be paid by the order and the identity information of the terminal device.

Step S204, if the identity information of the terminal device is consistent with the login identity verification of the terminal device, transferring the payment amount due to the order form to the block chain address of the shop device from the intermediate settlement block chain address of the transaction device, and determining the corresponding payment completion transaction record number; closing the C2C order according to the payment completion request; transmitting a payment completion response to the store apparatus, the payment completion response including: the order number, the payment completion transaction record number.

Further, the method further comprises:

the order settlement request further comprises: a settlement time limit rule;

determining a return amount;

and transferring and paying the return amount from the transaction device intermediate settlement block chain address to the terminal device block chain address according to the settlement time limit rule.

Further, the method further comprises:

the order settlement request further comprises: a settlement time limit rule;

When the payment is completed, the buyer and the seller have a refund dispute, and the transaction can be directly paid to the block chain address of the terminal device from the block chain address of the shop. The payment completion request is not triggered before the goods returned dispute is completed. The part of the process of goods return dispute is carried out in the shop device. The transaction device may verify the flow of the payment portion based on the credentials of both parties, the transaction snapshot.

In addition, the store devices and the transaction devices generally set certain settlement time limit rules to ensure consistent mapping with the entity transaction flow. Typical rules that exist in the industry are for example:

the purchaser (terminal device) automatically closes the C2C order transaction, which is not paid for within one day from the time when the purchaser takes the merchandise.

From the time the seller (store device) operates "ship delivery", the buyer does not confirm the receipt and does not apply for a refund within the following time period, the default buyer has received the goods, and the quality of the goods conforms to the agreement of both parties of the transaction, the C2C order transaction is successful: express delivery, EMS and commodities without logistics are carried out within ten days; and (II) the products are postmailed within thirty days.

Example three:

the third embodiment of the invention discloses a method for order transaction payment, which is used for a terminal device and comprises the following steps:

step S301, an intermediate settlement blockchain address of the transaction apparatus is obtained, the intermediate settlement blockchain address of the transaction apparatus being configured to be associated with a terminal apparatus login identity. Typically, the transaction device intermediate settlement blockchain address may be a blockchain system address that the transaction device has built in; the intermediate settlement blockchain address of the transaction device can also be an intelligent contract address of a public chain, and comprises settlement implementation rules, fund flow logic codes and the like.

Step S302, sending an order payment request to a shop device, wherein the payment request comprises: order information, the transaction device intermediate settlement blockchain address, and the terminal device blockchain address, wherein the order information includes: order number, order amount.

Step S303, receiving a payment response sent by the store apparatus, where the payment response includes: and marking the order transaction state of the order number as to-be-paid.

Step S304, transferring the payment of the order amount from the block chain address of the terminal device to the intermediate settlement block chain address of the transaction device, and determining the corresponding settlement transaction record number.

Step S305, transmitting an order settlement response to the store apparatus, the order settlement response including: the order number, the settlement transaction record number.

And S306, determining the order payable amount according to the order payable amount and the receiving logistics information.

Step S307 of transmitting an order payment completion request to the store apparatus for confirming receipt, the order payment completion response including: the order number and the amount to be paid by the order.

Further, the order number includes: the store device number. Therefore, the shop device can be conveniently and quickly positioned on the trading device according to the order number.

Example four:

the order transaction payment system consists of a shop device, a transaction device, a terminal device and a block chain network, wherein all the shop device, the transaction device, the terminal device and the block chain network are mutually connected through a network. The blockchain network may include a plurality of blockchain networks, for example, there are a plurality of transaction devices, and the store device and the terminal device are located in the same blockchain network, and in this embodiment, have the blockchain address of the same network.

The fourth embodiment of the invention discloses an order transaction payment system, which is used for a shop device, and referring to fig. 2, the shop device comprises: a terminal device unit 401, an order management unit 402, a transaction device unit 403; the terminal device unit 401, the order management unit 402, and the transaction device unit 403 are logically connected to each other;

the terminal device unit 401 is configured to receive an order payment request, an order settlement response, and a payment completion request sent by a terminal device for confirming receipt, send a payment response to the terminal device, and configure a middle settlement block chain address of a transaction device to be associated with a terminal device login identity;

the transaction device unit 402 is configured to send an order settlement request and a payment completion request to a transaction device for confirming receipt, and receive a payment completion response sent by the transaction device;

the order management unit 403 is configured to generate an order settlement form, and calculate an order transaction state of the marked order number according to the order amount, the block chain address of the transaction device intermediate settlement, the block chain address of the store device, and the block chain address transaction record of the terminal device.

The store device may incorporate an integrated arrangement with the transaction device. Store devices can provide online and offline consistency services, in accordance with the present invention, with online and offline synchronization.

Example five:

the fifth embodiment of the invention discloses a system for order transaction payment, which is used for a transaction device, wherein the transaction device comprises: a store device unit and a C2C order unit; the shop device unit and the C2C order unit are logically connected;

the C2C order unit is used for creating a C2C order according to the order settlement request, and configuring and verifying that a middle settlement block chain address of the transaction device is associated with a terminal device login identity, wherein the middle settlement block chain address of the transaction device is used for transferring payment of the shop device block chain address through the terminal device; the system is used for transferring and paying the amount to be paid by the order from the transaction device intermediate settlement blockchain address to the shop device blockchain address and determining a corresponding payment completion transaction record number; for closing the C2C order according to the payment completion request.

Example six:

the sixth embodiment of the invention discloses an order transaction payment system, which is used for a terminal device, wherein the transaction device comprises: a store device communication unit and an order unit; the shop device communication unit and the order unit are logically connected;

the shop apparatus communication unit is used for sending an order payment request, an order settlement response and an order payment completion request to the shop apparatus for confirming receiving;

the order unit is used for acquiring a middle settlement blockchain address of the trading device, and the middle settlement blockchain address of the trading device is configured to be associated with the terminal device login identity; the system is used for transferring payment of the order amount from the block chain address of the terminal device to the intermediate settlement block chain address of the transaction device and determining the corresponding settlement transaction record number.

Transferring payment of the order amount from the terminal device blockchain address to the transaction device intermediate settlement blockchain address may further include a plurality of steps, including:

the transaction device receives a deposit from a blockchain address A corresponding to the client blockchain address, wherein the blockchain address A can be an address where the client opens an account in the transaction device;

the transaction device transfers the block chain address A fund to the transaction device intermediate settlement block chain address; the intermediate settlement blockchain address of the transaction device and the shop blockchain address generally belong to the same blockchain; the transaction device intermediate settlement blockchain address and the client blockchain address may belong to different blockchains.

Example seven:

seventhly, the embodiment of the invention discloses a non-transitory computer readable storage medium, on which a computer program is stored, wherein the computer program is used for realizing the steps of any one of the above methods for order transaction payment when being executed by a processor. The storage medium may include a high-speed random access storage medium, and may also include a non-volatile storage medium such as a hard disk, a memory, a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), at least one piece of magnetic disk storage Media, a Flash memory device, or other volatile solid-state storage Media.

In the present invention, a terminal device acquires a transaction device intermediate settlement block chain address associated with a terminal device registration identity, and transmits the acquired address as part of an order payment request to a store device, the store device transmits the order settlement request to the transaction device, the transaction device creates a C2C order as an order transaction medium between the terminal device and the store device, and the transaction device completes order payment in accordance with a payment completion request transmitted from the terminal device via the store device to confirm receipt.

By the invention, the electronic commerce process is divided into 3 completely marketized independent operation business links of a business system, a logistics system and a payment system. A common merchant can build a business system by himself to buy and sell commodities, and then the business system is in butt joint with an open logistics system and a payment system, the participation of the existing e-commerce platform is not needed in business logic, and the business logic and the profit mode can be greatly changed. The transaction device obtains a profit by means of a commission fee and the like to maintain operation.

The payment system of the conventional electronic commerce platform can be completed by the open interconnected block chain transaction device, so that the threshold of opening an electronic commerce website is reduced, and the flexibility of online service deployment is improved.

It will be apparent to those skilled in the art that, for convenience and simplicity of description, the above-described units are only illustrated by the division of the above functional modules, and in practical applications, the above function distribution may be performed by different functional modules as required, that is, the internal structure of the device is divided into different functional modules to perform all or part of the above-described functions. For the specific working processes of the system, the apparatus, and the unit described above, reference may be made to the corresponding processes in the foregoing method embodiments, and details are not described here again.

In the several embodiments provided in the present application, it should be understood that the disclosed system, apparatus and method may be implemented in other manners. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the modules or units is only one type of logical functional division, and other divisions may be realized in practice, for example, multiple units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.

The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.

In addition, functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.

The integrated unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present invention may substantially or partially contribute to the prior art, or all or part of the technical solution may be embodied in the form of a software product, which is stored in a storage medium and includes several instructions for causing a computer device (which may be a personal computer, a server, a network device, or the like) or a processor (processor) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.

The above description is only for the specific embodiments of the present invention, but the scope of the present invention is not limited thereto, and any person skilled in the art can easily conceive of the changes or substitutions within the technical scope of the present invention, and all the changes or substitutions should be covered within the scope of the present invention. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.

Claims

1. A method of payment for an order transaction, for a store device, the method comprising:

sending an order settlement request to a transaction device, the order settlement request comprising: the order settlement sheet;

calculating the net balance of the block chain address transferred from the terminal device to the intermediate settlement block chain address of the transaction device according to the settlement transaction record order number, and if the net balance and the intermediate settlement block chain address balance of the transaction device are greater than or equal to the order amount, marking the order transaction state of the order number as paid;

receiving a payment completion response sent by the transaction device, wherein the payment completion response comprises: the order number and the payment completion transaction record order number;

2. A method of payment for an order transaction, for use with a transaction device, the method comprising:

creating a C2C order according to the order settlement request;

receiving a payment completion request sent by the store device for confirmation of receipt, the payment completion request including: the order number, the amount of money to be paid by the order and the identity information of the terminal device;

3. A method of payment for an order transaction according to claim 2, further comprising before said method: receiving a C2C order access request of the shop device or the terminal device, generating a trading device intermediate settlement blockchain address, and transmitting the trading device intermediate settlement blockchain address to the shop device or the terminal device.

4. A method of payment for an order transaction according to claim 2, further comprising:

the order settlement request further comprises: settlement time limit rules;

determining a return amount;

5. A method of payment for an order transaction according to claim 2, further comprising:

the order settlement request further comprises: settlement time limit rules;

and transferring the payment amount of the order from the transaction device intermediate settlement blockchain address to the store device blockchain address according to the settlement time limit rule.

6. A method for payment for order transactions, for a terminal device, the method comprising:

transmitting an order settlement response to the store apparatus, the order settlement response including: the order number and the settlement transaction record number;

7. A system for payment for order transactions, for use with a store apparatus, the store apparatus comprising: a terminal device unit, an order management unit, and a transaction device unit; the terminal device unit, the order management unit and the transaction device unit are logically connected with each other;

the terminal device unit is used for receiving an order payment request, an order settlement response and a payment completion request sent by the terminal device for confirming the receipt, sending the payment response to the terminal device and configuring the intermediate settlement block chain address of the transaction device to be associated with the login identity of the terminal device;

the transaction device unit is used for sending an order settlement request and a payment completion request to the transaction device for confirming the receipt of goods and receiving a payment completion response sent by the transaction device;

8. A system for payment for an order transaction, for use with a transaction device, the transaction device comprising: a store device unit and a C2C order unit; the shop device unit and the C2C order unit are logically connected;

9. A system for payment for order transaction, for a terminal device, the transaction device comprising: a store device communication unit and an order unit; the shop device communication unit and the order unit are logically connected;

the order unit is used for acquiring a middle settlement blockchain address of the trading device, and the middle settlement blockchain address of the trading device is configured to be associated with the terminal device login identity; the block chain address is used for transferring and paying the order amount from the terminal device block chain address to the middle settlement block chain address of the transaction device, and the corresponding settlement transaction record order number is determined.

10. A non-transitory computer readable storage medium having stored thereon a computer program, wherein the computer program when executed by a processor implements the steps of a method of payment for order transactions according to any one of claims 1 to 6.