CN115936701A - Resource processing method, resource processing device, computer equipment and storage medium - Google Patents
Resource processing method, resource processing device, computer equipment and storage medium Download PDFInfo
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Abstract
The application relates to a resource processing method, a resource processing device, computer equipment and a storage medium. The method comprises the following steps: extracting original resources from the original attribute information, and transferring the original resources from a resource party account of a resource provider to an intelligent contract for storage; acquiring first state information of an intermediate party; performing identity authentication on a resource transfer initiator, and recording a current timestamp; under the condition that the identity authentication is passed, when the resource transfer initiator is an intermediate party, acquiring target attribute information of the intermediate party; comparing the target attribute information, the current timestamp and the original attribute information to obtain a comparison result; and when the comparison result represents that the resource transfer is allowed and the first state information of the intermediate party is in a normal state, transferring the first target resource from the original resource to an intermediate party account corresponding to the intermediate party according to the original attribute information, and updating the original resource and the target attribute information. By adopting the method, the safety of the transaction and the efficiency of the transaction can be improved.
Description
Technical Field
The present application relates to the field of block chain technology, and in particular, to a resource processing method and apparatus, a computer device, and a storage medium.
Background
With the rapid development of economy, various products are layered endlessly, and the transactions among the products are more frequent. In order to promote the transaction between products, save the time of both sides of the product transaction, and improve the efficiency of the transaction, intermediary mechanisms for the product transaction have appeared. In order to improve the security of the transaction and prevent the intermediary from cheating the transaction fund, the intermediary is required to be monitored to ensure the benefits of both parties of the transaction.
In the related technology, the third party supervision department stores the transaction fund in the bank by requesting the intermediary organization, and when the intermediary organization needs to obtain the corresponding transaction fund, the third party supervision department applies for the bank so that the bank can check the related information of the intermediary organization. However, the auditing process in this way is too cumbersome, reducing the transaction efficiency of the product.
Therefore, how to improve the transaction efficiency of the product under the premise of ensuring the security of the transaction fund becomes a technical problem which needs to be solved urgently by the technical personnel in the field.
Disclosure of Invention
In view of the above, it is necessary to provide a resource processing method, apparatus, computer device and storage medium capable of improving security and efficiency of transaction.
In a first aspect, the present application provides a resource processing method based on a block chain. The method comprises the following steps:
storing preset original attribute information in an intelligent contract, extracting original resources requested for borrowing by a product demand side resource provider from the original attribute information, and transferring the original resources from a resource provider account corresponding to the resource provider into the intelligent contract for storage;
acquiring first state information of an intermediate party provided by the product demander;
responding to a resource transfer request of a resource transfer initiator, performing identity authentication on the resource transfer initiator, and recording a current timestamp;
under the condition that the identity authentication is passed, when the resource transfer initiator is the intermediate party, acquiring target attribute information of the intermediate party;
comparing the target attribute information, the current timestamp and the original attribute information to obtain a comparison result;
and when the comparison result represents that the resource transfer is allowed and the first state information of the intermediate party is in a normal state, transferring a first target resource from the original resource stored in the intelligent contract to an intermediate party account corresponding to the intermediate party according to the original attribute information, and updating the original resource and the target attribute information.
In one embodiment, the method further comprises:
when the first state information is in an abnormal state, determining the actual state of the middle party to obtain second state information;
if the second state information is in the normal state, determining that the product demander has improper behaviors, and transferring a second target resource from the original resource stored in the intelligent contract to the account of the intermediary party according to the original attribute information;
and transferring the original resource after the second target resource is transferred to the resource side account.
In one embodiment, the method further comprises:
and if the second state information is the abnormal state, determining that the intermediate party has improper behavior, and transferring the original resource stored in the intelligent contract to the account of the resource party.
In one embodiment, the method further comprises:
and if the identity authentication is not passed, rejecting the resource transfer request of the resource transfer initiator.
In one embodiment, the method further comprises:
if the resource transfer initiator is the product demander, extracting a starting timestamp from the original attribute information;
if the difference value between the current timestamp and the starting timestamp is smaller than a preset timestamp threshold value, transferring a second target resource from the original resource stored in the intelligent contract to the account of the intermediary party;
and if the difference value between the current timestamp and the starting timestamp is greater than or equal to a preset timestamp threshold value, transferring a second target resource from the original resource stored in the intelligent contract to the resource side account.
In one embodiment, the comparison result comprises a first comparison result indicating that the resource transfer is allowed and a second comparison result indicating that the resource transfer is rejected;
comparing the target attribute information, the current timestamp and the original attribute information to obtain a comparison result, wherein the comparing comprises:
extracting resource transfer times from the target attribute information;
extracting a transfer timestamp and preset transfer times from the original attribute information;
if the current timestamp is greater than or equal to the transfer timestamp and the resource transfer times are less than the preset transfer times, obtaining the first comparison result;
and if the current timestamp is less than the preset timestamp or the resource transfer times are more than or equal to the preset transfer times, obtaining a second comparison result.
In one embodiment, the target attribute information includes a resource transfer number;
the updating the original resource and the target attribute information includes:
acquiring a resource difference value of the original resource and the first target resource, and taking the resource difference value as the updated original resource;
and modifying the resource transfer times.
In a second aspect, the present application further provides a resource processing apparatus based on a block chain. The device comprises:
the information storage module is used for storing preset original attribute information in an intelligent contract, extracting original resources requested for borrowing by a product demand side resource provider from the original attribute information, and transferring the original resources from a resource provider account corresponding to the resource provider into the intelligent contract for storage;
the state information acquisition module is used for acquiring the state information of the intermediate party sent by the product demand party;
the identity authentication module is used for responding to a resource transfer request of a resource transfer initiator, performing identity authentication on the resource transfer initiator and recording a current timestamp;
the attribute information acquisition module is used for acquiring target attribute information of the intermediate party when the resource transfer initiator is the intermediate party under the condition that the identity authentication is passed;
the comparison module is used for comparing the target attribute information, the current timestamp and the original attribute information to obtain a comparison result;
and the resource transfer module is used for transferring a first target resource from the original resource stored in the intelligent contract to an account of the intermediate party corresponding to the intermediate party according to the original attribute information when the comparison result represents that the resource transfer is allowed and the state information is in a normal state, and updating the original resource and the target attribute information.
In a third aspect, the present application also provides a computer device. The computer device includes a memory and a processor, where the memory stores a computer program, and the processor implements the resource processing method based on block chains in the foregoing first aspect when executing the computer program.
In a fourth aspect, the present application further provides a computer-readable storage medium. The computer-readable storage medium has a computer program stored thereon, and the computer program, when executed by a processor, implements the resource processing method based on the block chain in the first aspect.
In a fifth aspect, the present application further provides a computer program product. The computer program product includes a computer program, and the computer program, when executed by a processor, implements the resource processing method based on the block chain in the first aspect.
According to the resource processing method, the device, the computer equipment and the storage medium, the original resources are stored in the intelligent contract of the block chain, so that the security of the original resources is ensured, the state information of the middle party, which is sent by the product demand party, is obtained to judge whether the middle party has the condition of cheating the resources, when the state information of the middle party is in a normal state and the resource transfer party is allowed to transfer the resources, the first target resources are transferred from the original resources stored in the intelligent contract to the middle party account corresponding to the middle party according to the original attribute information, so that the security of the resources is further improved, the intervention of an additional third party supervision department is not needed, the security of the transaction can be ensured, the fussy auditing process is reduced, the auditing efficiency is improved, and the transaction efficiency of the product is improved.
Drawings
FIG. 1 is a first flowchart of a method for processing resources based on block chains according to an embodiment;
FIG. 2 is a second flowchart of a method for processing resources based on block chains according to an embodiment;
FIG. 3 is a third flowchart of a method for block chain based resource handling according to an embodiment;
FIG. 4 is a schematic flow chart diagram illustrating the method of the step of determining the comparison result in one embodiment;
FIG. 5 is a flowchart illustrating a method of an update step for original resource and target attribute information in one embodiment;
FIG. 6 is a block diagram of a resource processing device based on a block chain in one embodiment;
FIG. 7 is a diagram illustrating an internal structure of a computer device according to an embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the present application is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the present application and are not intended to limit the present application.
In an embodiment, as shown in fig. 1, a resource processing method based on a block chain is provided, and this embodiment is illustrated by applying the method to a terminal, it may be understood that the method may also be applied to a server, and may also be applied to a system including the terminal and the server, and is implemented through interaction between the terminal and the server. The terminal may be, but is not limited to, a personal computer, a notebook computer, a smart phone, and the like. The server may be implemented as a stand-alone server or as a server cluster of multiple servers.
In this embodiment, the method includes the steps of:
The original attribute information may refer to preset attribute information. The original attribute information may include, but is not limited to, a starting borrowing time of the product, an ending borrowing time of the product, borrowing mortgage resources of the product, a time of transferring resources each time, a number of times of transferring resources, an amount of resources transferred each time, an original resource that a product demander needs to borrow from a resource provider, and the like.
The product demander may refer to a subject that needs to borrow a product.
A resource provider may refer to a principal that owns a sufficient resource. The resource provider can borrow the resource to the product demander so that the product demander can borrow the product according to the borrowed resource. The resource provider may be, but is not limited to, various financial institutions such as banks, financial companies, and the like.
An intermediary may refer to a principal that helps a product provider borrow a product out.
It should be noted that the product demander, the resource provider, and the broker are all nodes that have completed node registration on the blockchain.
An intelligent contract may refer to a computer protocol that propagates, validates, or enforces contracts in an informational manner. An intelligent contract is a special protocol used when making contracts within a blockchain, in which functions are included. The intelligent contract can interact with other contracts, make decisions, store data and complete account transfer. The intelligent contracts are provided by resource providers and deployed on blockchains.
In one embodiment, the original resource is the sum of the product of the amount of the resource transferred and the number of times the resource is transferred and the mortgage resource of the borrowed product.
Illustratively, the original attribute information agreed by the product demander and the intermediate party is stored in the intelligent contract, then the original resource requested to be borrowed by the product demander to the resource provider is extracted from the original attribute information, and the original resource is transferred from the resource account corresponding to the resource provider to the intelligent contract for storage.
Before step 102, the resource processing method based on block chain further includes, but is not limited to, the following steps: acquiring a resource borrowing request initiated by a product demand party, and extracting original attribute information and address information of an intermediate party in an intelligent contract from the resource borrowing request; and determining the corresponding intermediate party according to the address information of the intermediate party.
The resource borrowing request can refer to information which is initiated by a product demander to a resource provider and used for representing the request for resource borrowing. When the product demander needs to borrow the product from the middle part and the current resource is not enough to borrow the product, a resource borrowing request can be sent to the resource provider, so that the resource provider can borrow the resource to the product demander conveniently, and the borrowing of the product is realized.
For example, when the product demander is a tenant and the mediator is a tenant, the tenant needs to pay a rental fee to the tenant mediator at once when the tenant needs to rent rooms for a long period (e.g., one year) to reduce the number of tenants per month. However, if the free funds on the tenant are insufficient, the tenant may request a loan from a financial institution such as a bank, loan company, or the like, to realize a long-term rental of the house. At this time, the tenant makes a resource borrowing request to the financial institution so that the financial institution borrows the rent (including monthly house rents and deposit) to the tenant, but for the security of the rent, the financial institution does not directly give the rent to the tenant or the house agency, but stores the rent in the intelligent contract.
The address information may refer to node address information of the intermediary in the block chain.
Illustratively, a server or a terminal deploying the intelligent contract obtains a resource borrowing request initiated by a product demander, extracts original attribute information and address information of an intermediate party in the intelligent contract from the resource borrowing request, and then determines a corresponding intermediate party according to the address information of the intermediate party.
And step 104, acquiring first state information of the intermediate party provided by the product demand party.
Wherein the first status information may refer to information that the product demander enters into the intelligent contract. By acquiring the first state information of the intermediate party provided by the product demander, the benefits of the product demander can be protected when the intermediate party has improper behaviors.
Illustratively, the product requiring party sets the state of the intermediate party on a correlation function of the intelligent contract, so that the intelligent contract maintains the state of the intermediate party or changes the state of the intermediate party. The terminal acquires first state information of the intermediate party from the intelligent contract.
And 106, responding to the resource transfer request of the resource transfer initiator, performing identity authentication on the resource transfer initiator, and recording the current timestamp.
The resource transfer initiator may refer to a party initiating the resource transfer. The resource transfer initiator can be a product demand side or an intermediate side. When the product demander needs to terminate the borrowing of the product, the resource transfer initiator can be the product demander. When an intermediary wants to extract resources from an intelligent contract, the corresponding resource transfer initiator may be the intermediary.
The current timestamp may refer to the time at which the resource transfer request was initiated by the resource transfer initiator.
Illustratively, when a resource transfer request of a resource initiator is received, the resource transfer initiator is authenticated according to the resource transfer request, and a current timestamp is recorded.
In one embodiment, the identity information of the product demand side and the identity information of the intermediate side are stored in the intelligent contract, and when the resource initiator initiates a resource transfer request, the intelligent contract performs identity authentication on the resource initiator according to the stored identity information (the identity information of the product demand side and the identity information of the intermediate side) to obtain an identity authentication result. The identity authentication result comprises the identity of the resource initiator (whether the resource initiator is a product demander or an intermediate party or whether the resource initiator is another third party) and whether the identity authentication is passed.
And 108, under the condition that the identity authentication is passed, when the resource transfer initiator is the intermediate party, acquiring the target attribute information of the intermediate party.
The target attribute information may refer to preset information related to the intermediary party. The target attribute information is stored in the smart contract.
Illustratively, when the identity authentication of the resource transfer initiator is passed, and the resource transfer initiator is determined to be the intermediate party after the identity authentication of the resource transfer initiator, the target attribute information of the intermediate party is acquired from the intelligent contract.
And 110, comparing according to the target attribute information, the current timestamp and the original attribute information to obtain a comparison result.
Illustratively, the intelligent contract target attribute information, the current timestamp and the original attribute information are compared to obtain a comparison result so as to determine whether to perform resource transfer on the intermediate party.
And 112, when the comparison result represents that the resource transfer is allowed and the first state information of the intermediate party is in a normal state, transferring the first target resource from the original resource stored in the intelligent contract to an intermediate party account corresponding to the intermediate party according to the original attribute information, and updating the original resource and the target attribute information.
The first state information is a normal state and can be used for representing that the product demander approves that the intermediate party does not have improper behaviors.
The first target resource may refer to an amount of resources transferred from the original resource to the intermediary when the transfer of resources to the intermediary is allowed. The first target resource may be a product rental that needs to be delivered each time. For example, the first target resource may be a monthly rental fee or a quarterly rental fee.
Illustratively, when the comparison result represents that the resource transfer is allowed and the first state information is a normal state, the intelligent contract transfers the first target resource from the original resource stored in the intelligent contract to an account of an intermediary party corresponding to the intermediary party according to the original attribute information, and updates according to the original resource and the target attribute information.
The resource processing method based on the block chain is applied to an application scene of a house renting for example. When a tenant becomes charged a lot of money at a time by a house intermediary in a manner that reduces the average rent per month, but requires the tenant to pay a long term rent of half or one year at a time, the tenant may have insufficient free funds in his or her own possession, but because of the cost-effective manner, when this occurs, the tenant may borrow a financial institution such as a lending company to complete the payment of the long term rent and deposit. However, in order to prevent the house renting intermediary from taking improper actions such as running and the like and protect the benefits of the tenant, the resource processing method based on the block chain can be adopted to pay the rent.
In the application scenario, the product demander can refer to a tenant, the intermediate party can refer to a tenant medium, the resource provider can refer to financial institutions such as banks and lending companies, the intelligent contract is provided and deployed by the financial institutions, and the tenant, the tenant medium and the like complete node registration on the intelligent contract and have respective identity information, address information and account information. The original attribute information may refer to pre-agreed information, which may include, but is not limited to, a start time, an expiration time of the rental house, a monthly rent (or a per-quarter rent), a deposit, a time of the rental being delivered per month (or a per-quarter time of the rental being delivered), a number of times the rental is delivered, an amount of money the tenant borrowed from the financial institution (an original resource, which may be a sum of the deposit and the rent, and the rent is a total rent of the rental house), and the like.
The method comprises the steps of storing pre-agreed original attribute information in an intelligent contract deployed by a financial institution, extracting original resources which are required to be borrowed by a tenant from the financial institution from the original attribute information, and transferring the original resources from a resource side account corresponding to the financial institution to the intelligent contract for storage. The first state information of the tenant agent provided by the tenant is acquired to determine whether the tenant thinks that the tenant agent has inappropriate behaviors such as money transfer, running and the like. When a resource transfer request sent by a resource transfer initiator is received, responding to the resource transfer request, performing identity authentication on the resource transfer initiator, and recording the current timestamp. When the identity authentication of the resource transfer initiator is passed and the resource transfer initiator is a tenant broker, target attribute information of the intermediary is acquired, wherein the target attribute information may include, but is not limited to, the number of times of resource transfer that has been completed and the like. And then, comparing the target attribute information, the current timestamp and the original attribute information to obtain a comparison result, when the comparison result represents that the resource transfer is allowed, the fact that the time that the tenant agent charges the rent every month is probably reached is indicated, whether the first state information of the tenant agent is in a normal state is judged at the moment, if the first state information of the tenant agent is in the normal state, the rent is transferred from the original resources stored in the intelligent contract to an intermediary account corresponding to the tenant agent according to the original attribute information, and the remaining original resources and the target attribute information are updated.
According to the resource processing method based on the block chain, the original resources are stored in the intelligent contract of the block chain, so that the security of the original resources is guaranteed, the state information of the middle party sent by the product demand party is obtained, whether the middle party has the condition of cheating the resources is judged, when the state information of the middle party is in a normal state and the resource transfer party is allowed to transfer the resources, the first target resources are transferred from the original resources stored in the intelligent contract to the middle party account corresponding to the middle party according to the original attribute information, so that the security of the resources is further improved, the intervention of an additional third party supervision department is not needed, the security of transaction can be guaranteed, the fussy auditing process is reduced, the auditing efficiency is improved, and the transaction efficiency of the product is improved.
Referring to fig. 2, in some embodiments, the method for processing resources based on a block chain further includes, but is not limited to, the following steps:
And the second state information is the actual state of the intermediate party determined by the intelligent contract according to other information. The other information belongs to information unrelated to the product demander. For example, the other information can be at least one of state information of the intermediate party provided by other product demand parties, complaint information actively proposed by the intermediate party, and information determined by the intelligent contract according to actual investigation.
Illustratively, when the first state information about the intermediate party provided by the product demanding party is an abnormal state, i.e. the product demanding party considers that the intermediate party has improper behaviors, the actual state of the intermediate party is determined according to other information, and the second state information is obtained to determine whether the intermediate party actually has improper behaviors.
And 204, if the second state information is in a normal state, determining that the product demand side has improper behaviors, and transferring a second target resource from the original resource stored in the intelligent contract to the account of the intermediate side according to the original attribute information.
And step 206, transferring the original resource after the second target resource is transferred to the account of the resource side.
Illustratively, when the second state information of the intermediate party is determined to be a normal state, which indicates that the product demander is doing bad, i.e. the product demander has improper behavior, the cooperation between the product demander and the intermediate party is terminated, the second target resource is transferred from the original resource stored in the intelligent contract to the account of the intermediate party according to the original attribute information, and the original resource after the second target resource is transferred to the account of the resource party.
According to the technical scheme, when the first state information is in the abnormal state, the actual state of the intermediate party is determined to obtain the second state information, so that the product demander can be prevented from doing harm, and the benefit of the intermediate party is protected.
For example, in an actual application scenario of a house rental, when a tenant thinks that the house rental intermediary has an inappropriate behavior, the intelligent contract determines an actual state of the house rental intermediary to obtain second state information, if the second state information is in a normal state, it indicates that the house rental intermediary does not have the inappropriate behavior, and the tenant has an inappropriate behavior (for example, a short-term house rental is performed with a low-volume rent that can be obtained only in one year rental), and at this time, a second target resource (deposit) is transferred from the original resource stored in the intelligent contract to an intermediary account corresponding to the house rental intermediary according to the original attribute information, and the remaining original resource is transferred to a resource account.
In some embodiments, the method for processing resources based on block chains further comprises the following steps: and if the second state information is in an abnormal state, determining that the intermediate party has improper behavior, and transferring the original resources stored in the intelligent contract to the account of the resource party.
Specifically, when the second state information is in an abnormal state, it indicates that the product demander does not have an inappropriate behavior, and the intermediate party has an inappropriate behavior, at this time, the cooperation between the intermediate party and the product demander is terminated, the original resource stored in the intelligent contract is transferred to the resource party account, and the resource transfer request of the intermediate party is rejected, so as to guarantee the benefit of the product demander.
For example, in an actual application scenario of a house renting, when the second state information is in an abnormal state, it indicates that the house renting intermediary really has an improper behavior, and at this time, the original resource stored in the intelligent contract is transferred to the resource side account, and the resource transfer request of the house renting intermediary is rejected, so as to guarantee the benefit of the tenant.
In some embodiments, the block chain based resource handling method includes, but is not limited to, the following steps: and if the identity authentication is not passed, rejecting the resource transfer request of the resource transfer initiator.
Specifically, when the identity authentication of the resource transfer initiator according to the pre-stored identity information fails, it indicates that the resource transfer initiator does not have the resource transfer authority, and at this time, the resource transfer request of the resource transfer initiator is rejected.
As shown in fig. 3, in some embodiments, the resource processing method based on the block chain further includes, but is not limited to, the following steps:
Wherein the start time stamp may refer to the time the product started to be borrowed. As in a house rental scenario, the start timestamp may refer to the start date of the house rental.
Illustratively, when the resource transfer initiator is a product demander, which initiates a resource transfer demand, it may be desirable to retrieve a second target resource from the original resource, at which time a start timestamp is extracted from the original attribute information.
And 304, if the difference value between the current timestamp and the starting timestamp is less than the preset timestamp threshold value, transferring a second target resource from the original resource stored in the intelligent contract to the account of the intermediary party.
Wherein the preset timestamp threshold may refer to a preset timestamp threshold. The preset timestamp threshold may refer to a time interval for product borrowing, or may refer to a time length for returning the second target resource, which is agreed by the product demander and the intermediary. For example, in a house renting application scenario, the preset timestamp threshold may refer to a house renting period, or a renting duration for refunding a deposit agreed by a tenant and an intermediate party.
Illustratively, if the difference between the current timestamp and the start timestamp is smaller than the preset timestamp threshold, it is indicated that the agreed time for quitting the second target resource is not yet reached, at this time, it may be determined that the product demander has a default behavior, and the second target resource is transferred from the original resource stored in the intelligent contract to the account of the intermediary party, so as to ensure the benefit of the intermediary party.
And step 306, if the difference value between the current timestamp and the starting timestamp is greater than or equal to the preset timestamp threshold value, transferring a second target resource from the original resource stored in the intelligent contract to the resource side account.
Illustratively, when the difference between the current timestamp and the start timestamp is greater than or equal to the preset timestamp threshold, it indicates that the time for returning the second target resource is reached, and at this time, the second target resource is transferred from the original resource to the resource side account.
Referring to fig. 4, in some embodiments, the comparison results include a first comparison result indicating that the resource transfer is allowed and a second comparison result indicating that the resource transfer is denied. Step 110 includes, but is not limited to, the following steps:
Wherein, the resource transfer times can refer to the times of transferring the first target resource. As in the application scenario of a house rental, the number of resource transfers may refer to the number of times a house rental has been delivered.
Illustratively, the target attribute information is used as a state variable related to the intermediate party and stored in the intelligent contract, and the state variable carries the resource transfer times. And extracting the target attribute information to obtain the resource transfer times.
The preset transfer times may refer to a preset number of times of transferring the first target resource. The preset transfer times may be times for transferring the first target resource, which are agreed by the product demander and the intermediate party. For example, in the application scenario of renting a house, the preset transfer time may refer to a preset number of times of renting a rent.
The transfer timestamp may refer to the time each time the first target resource is transferred. As in the case of a house rental application, the transfer timestamp may refer to the time of each rental delivery. Such as number 1 per month, etc.
In step 406, if the current timestamp is greater than or equal to the transfer timestamp and the resource transfer times are less than the preset transfer times, a first comparison result is obtained.
Illustratively, if the current timestamp is greater than or equal to the transfer timestamp, it indicates that the time for the intermediary to initiate the resource transfer request is before the agreed transfer timestamp, and if the resource transfer number is less than the preset transfer number, it indicates that the intermediary has the authority to request the resource transfer, in this case, the comparison result is the first comparison result for allowing the resource transfer.
And step 408, if the current timestamp is less than the preset timestamp, or the resource transfer times are greater than or equal to the preset transfer times, obtaining a second comparison result.
Illustratively, if the current timestamp is smaller than the preset timestamp, it indicates that the time for the intermediary to initiate the resource transfer request has not yet reached the agreed timestamp. When the resource transfer times are larger than or equal to the preset transfer times, the first target resource is completely transferred, and the intermediate party does not have the authority of requiring the resource transfer any more. Therefore, if the current timestamp is less than the preset timestamp or the resource transfer times are greater than or equal to the preset transfer times, the comparison result is a second comparison result for rejecting resource transfer.
Referring to FIG. 5, in some embodiments, the target attribute information includes a number of resource transfers, and step 112 includes, but is not limited to, the following steps:
Specifically, in this embodiment, after the first target resource is transferred, a resource difference between the original resource and the first target resource is obtained to calculate to obtain the remaining original resource, the resource difference is used as the updated original resource to update the original resource, and 1 is added on the basis of the resource transfer frequency to update the resource transfer frequency.
It should be understood that, although the steps in the flowcharts related to the embodiments are shown in sequence as indicated by the arrows, the steps are not necessarily executed in sequence as indicated by the arrows. The steps are not limited to being performed in the exact order illustrated and, unless explicitly stated herein, may be performed in other orders. Moreover, at least a part of the steps in the flowcharts related to the above embodiments may include multiple steps or multiple stages, which are not necessarily performed at the same time, but may be performed at different times, and the order of performing the steps or stages is not necessarily sequential, but may be performed alternately or alternately with other steps or at least a part of the steps or stages in other steps.
Based on the same inventive concept, the embodiment of the present application further provides a resource processing apparatus based on a block chain, which is used for implementing the above resource processing method based on a block chain. The implementation of the solution provided by the device is similar to the implementation described in the above method.
In one embodiment, as shown in fig. 6, there is provided a resource processing apparatus based on a block chain, including: an information storage module 602, a status information acquisition module 604, an identity authentication module 606, an attribute information acquisition module 608, a comparison module 610, and a resource transfer module 612, wherein:
the information storage module 602 is configured to store preset original attribute information in an intelligent contract, extract an original resource requested to be borrowed by a resource provider from the product demand side from the original attribute information, and transfer the original resource from a resource provider account corresponding to the resource provider to the intelligent contract for storage.
The status information obtaining module 604 is configured to obtain status information of the intermediary party sent by the product demander.
The identity authentication module 606 is configured to perform identity authentication on the resource transfer initiator in response to the resource transfer request of the resource transfer initiator, and record the current timestamp.
The attribute information obtaining module 608 is configured to, in a case that the identity authentication is passed, obtain target attribute information of the intermediate party when the resource transfer initiator is the intermediate party.
And the comparing module 610 is configured to compare the target attribute information, the current timestamp, and the original attribute information to obtain a comparison result.
And the resource transfer module 612 is configured to, when the comparison result represents that the resource transfer is allowed and the state information is a normal state, transfer the first target resource from the original resource stored in the intelligent contract to an account of the intermediary party corresponding to the intermediary party according to the original attribute information, and update the original resource and the target attribute information.
In some embodiments, the block chain based resource transfer method further includes, but is not limited to:
and the second state information determining module is used for determining the actual state of the middle party to obtain the second state information when the first state information is in an abnormal state.
And the second target resource transfer module is used for determining that the product demander has improper behaviors if the second state information is in a normal state, and transferring the second target resource from the original resource stored in the intelligent contract to the account of the intermediate party according to the original attribute information.
And the first original resource transferring module is used for transferring the original resource after the second target resource is transferred to the resource side account.
In some embodiments, the apparatus for processing resources based on block chains further comprises:
and the second original resource transfer module is used for determining that the intermediate party has improper behavior if the second state information is in an abnormal state, and transferring the original resources stored in the intelligent contract to the account of the resource party.
In some embodiments, the apparatus for processing resources based on block chains further comprises:
and the rejecting module is used for rejecting the resource transferring request of the resource transferring initiator if the identity authentication is not passed.
In some embodiments, the apparatus for processing resources based on block chains further comprises:
and the starting timestamp extraction module is used for extracting the starting timestamp from the original attribute information if the resource transfer initiator is the product demand side.
And the first judgment module is used for transferring the second target resource from the original resource stored in the intelligent contract to the account of the intermediary party if the difference value between the current timestamp and the starting timestamp is less than the preset timestamp threshold value.
And the second judgment module is used for transferring a second target resource from the original resource stored in the intelligent contract to the resource side account if the difference value between the current timestamp and the starting timestamp is greater than or equal to the preset timestamp threshold value.
In some embodiments, the comparison module 610 includes:
and the resource transfer frequency extraction module is used for extracting the resource transfer frequency from the target attribute information.
And the original attribute extraction module is used for extracting the transfer timestamp and the preset transfer times from the original attribute information.
And the first comparison module is used for obtaining a first comparison result if the current timestamp is greater than or equal to the transfer timestamp and the resource transfer times are less than the preset transfer times.
And the second comparison module is used for obtaining a second comparison result if the current timestamp is less than the preset timestamp or the resource transfer times are more than or equal to the preset transfer times.
In some embodiments, resource transfer module 612 includes:
and the original resource updating module is used for acquiring a resource difference value between the original resource and the first target resource and taking the resource difference value as the updated original resource.
And the resource transfer times modifying module is used for modifying the resource transfer times.
The modules in the block chain-based resource processing device can be wholly or partially implemented by software, hardware and a combination thereof. The modules can be embedded in a hardware form or independent of a processor in the computer device, and can also be stored in a memory in the computer device in a software form, so that the processor can call and execute operations corresponding to the modules.
In one embodiment, a computer device is provided, which may be a server, the internal structure of which may be as shown in fig. 7. The computer device includes a processor, a memory, an Input/Output interface (I/O for short), and a communication interface. The processor, the memory and the input/output interface are connected through a system bus, and the communication interface is connected to the system bus through the input/output interface. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, a computer program, and a database. The internal memory provides an environment for the operating system and the computer program to run on the non-volatile storage medium. The database of the computer equipment is used for storing original attribute information, target attribute information, identity information of a product demand party, identity information of an intermediate party and other information. The input/output interface of the computer device is used for exchanging information between the processor and an external device. The communication interface of the computer device is used for connecting and communicating with an external terminal through a network. The computer program is executed by a processor to implement a method for resource handling based on blockchains.
Those skilled in the art will appreciate that the architecture shown in fig. 7 is merely a block diagram of some of the structures associated with the disclosed aspects and is not intended to limit the computing devices to which the disclosed aspects apply, as particular computing devices may include more or less components than those shown, or may combine certain components, or have a different arrangement of components.
In one embodiment, a computer device is provided, comprising a memory and a processor, the memory having a computer program stored therein, the processor implementing the following steps when executing the computer program: storing preset original attribute information in an intelligent contract, extracting original resources requested for borrowing by a product demand side resource provider from the original attribute information, and transferring the original resources from a resource provider account corresponding to the resource provider to the intelligent contract for storage; acquiring first state information of an intermediate party provided by a product demand party; responding to a resource transfer request of a resource transfer initiator, performing identity authentication on the resource transfer initiator, and recording a current timestamp; under the condition that the identity authentication is passed, when the resource transfer initiator is an intermediate party, acquiring target attribute information of the intermediate party; comparing the target attribute information, the current timestamp and the original attribute information to obtain a comparison result; and when the comparison result represents that the resource transfer is allowed and the first state information of the intermediate party is in a normal state, transferring the first target resource from the original resource stored in the intelligent contract to an intermediate party account corresponding to the intermediate party according to the original attribute information, and updating the original resource and the target attribute information.
In one embodiment, the processor, when executing the computer program, further performs the steps of: when the first state information is in an abnormal state, determining the actual state of the middle part to obtain second state information; if the second state information is in a normal state, determining that the product demander has improper behaviors, and transferring a second target resource from the original resource stored in the intelligent contract to the account of the intermediate party according to the original attribute information; and transferring the original resource after the second target resource is transferred to the resource side account.
In one embodiment, the processor, when executing the computer program, further performs the steps of: and if the second state information is in an abnormal state, determining that the intermediate party has improper behavior, and transferring the original resources stored in the intelligent contract to the account of the resource party.
In one embodiment, the processor, when executing the computer program, further performs the steps of: and if the identity authentication is not passed, rejecting the resource transfer request of the resource transfer initiator.
In one embodiment, the processor, when executing the computer program, further performs the steps of: if the resource transfer initiator is a product demand side, extracting the starting timestamp from the original attribute information; if the difference value between the current timestamp and the starting timestamp is smaller than the preset timestamp threshold value, transferring a second target resource from the original resource stored in the intelligent contract to the account of the intermediary party; and if the difference value of the current timestamp and the starting timestamp is greater than or equal to the preset timestamp threshold value, transferring a second target resource from the original resource stored in the intelligent contract to the resource side account.
In one embodiment, the processor, when executing the computer program, further performs the steps of: extracting the resource transfer times from the target attribute information; extracting a transfer timestamp and a preset transfer frequency from the original attribute information; if the current timestamp is greater than or equal to the transfer timestamp and the resource transfer times are less than the preset transfer times, obtaining a first comparison result; and if the current timestamp is less than the preset timestamp or the resource transfer times are more than or equal to the preset transfer times, obtaining a second comparison result.
In one embodiment, the processor, when executing the computer program, further performs the steps of: acquiring a resource difference value of an original resource and a first target resource, and taking the resource difference value as an updated original resource; and modifying the resource transfer times.
In one embodiment, a computer-readable storage medium is provided, having a computer program stored thereon, which when executed by a processor, performs the steps of: storing preset original attribute information in an intelligent contract, extracting original resources requested for borrowing by a product demand side resource provider from the original attribute information, and transferring the original resources from a resource provider account corresponding to the resource provider to the intelligent contract for storage; acquiring first state information of an intermediate party provided by a product demand party; responding to a resource transfer request of a resource transfer initiator, performing identity authentication on the resource transfer initiator, and recording a current timestamp; under the condition that the identity authentication is passed, when the resource transfer initiator is an intermediate party, acquiring target attribute information of the intermediate party; comparing the target attribute information, the current timestamp and the original attribute information to obtain a comparison result; and when the comparison result represents that the resource transfer is allowed and the first state information of the intermediate party is in a normal state, transferring the first target resource from the original resource stored in the intelligent contract to an intermediate party account corresponding to the intermediate party according to the original attribute information, and updating the original resource and the target attribute information.
In one embodiment, the computer program when executed by the processor further performs the steps of: when the first state information is in an abnormal state, determining the actual state of the middle part to obtain second state information; if the second state information is in a normal state, determining that the product demander has improper behaviors, and transferring a second target resource from the original resource stored in the intelligent contract to the account of the intermediate party according to the original attribute information; and transferring the original resource after the second target resource is transferred to the resource side account.
In one embodiment, the computer program when executed by the processor further performs the steps of: and if the second state information is in an abnormal state, determining that the intermediate party has improper behavior, and transferring the original resources stored in the intelligent contract to the account of the resource party.
In one embodiment, the computer program when executed by the processor further performs the steps of: and if the identity authentication is not passed, rejecting the resource transfer request of the resource transfer initiator.
In one embodiment, the computer program when executed by the processor further performs the steps of: if the resource transfer initiator is a product demand side, extracting the starting timestamp from the original attribute information; if the difference value between the current timestamp and the starting timestamp is smaller than the preset timestamp threshold value, transferring a second target resource from the original resource stored in the intelligent contract to the account of the intermediary party; and if the difference value of the current timestamp and the starting timestamp is greater than or equal to the preset timestamp threshold value, transferring a second target resource from the original resource stored in the intelligent contract to the resource side account.
In one embodiment, the computer program when executed by the processor further performs the steps of: extracting resource transfer times from the target attribute information; extracting a transfer timestamp and a preset transfer frequency from the original attribute information; if the current timestamp is greater than or equal to the transfer timestamp and the resource transfer times are less than the preset transfer times, obtaining a first comparison result; and if the current timestamp is less than the preset timestamp or the resource transfer times are more than or equal to the preset transfer times, obtaining a second comparison result.
In one embodiment, the computer program when executed by the processor further performs the steps of: acquiring a resource difference value of an original resource and a first target resource, and taking the resource difference value as an updated original resource; and modifying the resource transfer times.
In one embodiment, a computer program product is provided, comprising a computer program which when executed by a processor performs the steps of: storing preset original attribute information in an intelligent contract, extracting original resources requested for borrowing by a product demand side resource provider from the original attribute information, and transferring the original resources from a resource provider account corresponding to the resource provider into the intelligent contract for storage; acquiring first state information of an intermediate party provided by a product demand party; responding to a resource transfer request of a resource transfer initiator, performing identity authentication on the resource transfer initiator, and recording a current timestamp; under the condition that the identity authentication is passed, when the resource transfer initiator is an intermediate party, acquiring target attribute information of the intermediate party; comparing the target attribute information, the current timestamp and the original attribute information to obtain a comparison result; and when the comparison result represents that the resource transfer is allowed and the first state information of the intermediate party is in a normal state, transferring the first target resource from the original resource stored in the intelligent contract to an intermediate party account corresponding to the intermediate party according to the original attribute information, and updating the original resource and the target attribute information.
In one embodiment, the computer program when executed by the processor further performs the steps of: when the first state information is in an abnormal state, determining the actual state of the middle part to obtain second state information; if the second state information is in a normal state, determining that the product demand side has improper behaviors, and transferring a second target resource from the original resource stored in the intelligent contract to the account of the intermediate side according to the original attribute information; and transferring the original resource after the second target resource is transferred to the resource side account.
In one embodiment, the computer program when executed by the processor further performs the steps of: and if the second state information is in an abnormal state, determining that the intermediate party has improper behavior, and transferring the original resources stored in the intelligent contract to the account of the resource party.
In one embodiment, the computer program when executed by the processor further performs the steps of: and if the identity authentication is not passed, rejecting the resource transfer request of the resource transfer initiator.
In one embodiment, the computer program when executed by the processor further performs the steps of: if the resource transfer initiator is a product demand side, extracting the starting timestamp from the original attribute information; if the difference value between the current timestamp and the starting timestamp is smaller than the preset timestamp threshold value, transferring a second target resource from the original resource stored in the intelligent contract to the account of the intermediary party; and if the difference value of the current timestamp and the starting timestamp is greater than or equal to the preset timestamp threshold value, transferring a second target resource from the original resource stored in the intelligent contract to the resource side account.
In one embodiment, the computer program when executed by the processor further performs the steps of: extracting the resource transfer times from the target attribute information; extracting a transfer timestamp and a preset transfer frequency from the original attribute information; if the current timestamp is greater than or equal to the transfer timestamp and the resource transfer times are less than the preset transfer times, obtaining a first comparison result; and if the current timestamp is less than the preset timestamp or the resource transfer times are more than or equal to the preset transfer times, obtaining a second comparison result.
In one embodiment, the computer program when executed by the processor further performs the steps of: acquiring a resource difference value of an original resource and a first target resource, and taking the resource difference value as an updated original resource; and modifying the resource transfer times.
It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by hardware instructions of a computer program, which can be stored in a non-volatile computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. Any reference to memory, database, or other medium used in the embodiments provided herein may include at least one of non-volatile and volatile memory. The nonvolatile Memory may include a Read-Only Memory (ROM), a magnetic tape, a floppy disk, a flash Memory, an optical Memory, a high-density embedded nonvolatile Memory, a resistive Random Access Memory (ReRAM), a Magnetic Random Access Memory (MRAM), a Ferroelectric Random Access Memory (FRAM), a Phase Change Memory (PCM), a graphene Memory, and the like. Volatile Memory can include Random Access Memory (RAM), external cache Memory, and the like. By way of illustration and not limitation, RAM can take many forms, such as Static Random Access Memory (SRAM) or Dynamic Random Access Memory (DRAM), among others. The databases referred to in various embodiments provided herein may include at least one of relational and non-relational databases. The non-relational database may include, but is not limited to, a block chain based distributed database, and the like. The processors referred to in the embodiments provided herein may be general purpose processors, central processing units, graphics processors, digital signal processors, programmable logic devices, quantum computing based data processing logic devices, etc., without limitation.
All possible combinations of the technical features in the above embodiments may not be described for the sake of brevity, but should be considered as being within the scope of the present disclosure as long as there is no contradiction between the combinations of the technical features.
The above-mentioned embodiments only express several embodiments of the present application, and the description thereof is more specific and detailed, but not construed as limiting the scope of the present application. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the concept of the present application, which falls within the scope of protection of the present application. Therefore, the protection scope of the present application shall be subject to the appended claims.
Claims (10)
1. A resource processing method based on a block chain is characterized by comprising the following steps:
storing preset original attribute information in an intelligent contract, extracting original resources requested for borrowing by a product demand side resource provider from the original attribute information, and transferring the original resources from a resource provider account corresponding to the resource provider into the intelligent contract for storage;
acquiring first state information of an intermediate party provided by the product demand party;
responding to a resource transfer request of a resource transfer initiator, performing identity authentication on the resource transfer initiator, and recording a current timestamp;
under the condition that the identity authentication is passed, when the resource transfer initiator is the intermediate party, acquiring target attribute information of the intermediate party;
comparing the target attribute information, the current timestamp and the original attribute information to obtain a comparison result;
and when the comparison result represents that the resource transfer is allowed and the first state information of the intermediate party is in a normal state, transferring a first target resource from the original resource stored in the intelligent contract to an intermediate party account corresponding to the intermediate party according to the original attribute information, and updating the original resource and the target attribute information.
2. The method of claim 1, further comprising:
when the first state information is in an abnormal state, determining the actual state of the middle party to obtain second state information;
if the second state information is the normal state, determining that the product demand side has improper behavior, and transferring a second target resource from the original resource stored in the intelligent contract to the account of the intermediate side according to the original attribute information;
and transferring the original resource after the second target resource is transferred to the resource side account.
3. The method of claim 2, further comprising:
and if the second state information is the abnormal state, determining that the intermediate party has improper behavior, and transferring the original resources stored in the intelligent contract to the account of the resource party.
4. The method of claim 1, further comprising:
and if the identity authentication is not passed, rejecting the resource transfer request of the resource transfer initiator.
5. The method of claim 1, further comprising:
if the resource transfer initiator is the product demand side, extracting a starting timestamp from the original attribute information;
if the difference value between the current timestamp and the starting timestamp is smaller than a preset timestamp threshold value, transferring a second target resource from the original resource stored in the intelligent contract to the account of the intermediary party;
and if the difference value between the current timestamp and the starting timestamp is greater than or equal to a preset timestamp threshold value, transferring a second target resource from the original resource stored in the intelligent contract to the resource side account.
6. The method according to any of claims 1 to 5, wherein the comparison results comprise a first comparison result indicating that the resource transfer is allowed and a second comparison result indicating that the resource transfer is denied;
comparing the target attribute information, the current timestamp and the original attribute information to obtain a comparison result, wherein the comparing comprises:
extracting resource transfer times from the target attribute information;
extracting a transfer timestamp and a preset transfer frequency from the original attribute information;
if the current timestamp is greater than or equal to the transfer timestamp and the resource transfer times are less than the preset transfer times, obtaining the first comparison result;
and if the current timestamp is less than the preset timestamp or the resource transfer times are more than or equal to the preset transfer times, obtaining a second comparison result.
7. The method according to any one of claims 1 to 5, wherein the target attribute information includes a number of resource transfers;
the updating the original resource and the target attribute information includes:
acquiring a resource difference value of the original resource and the first target resource, and taking the resource difference value as the updated original resource;
and modifying the resource transfer times.
8. An apparatus for processing resources based on block chains, the apparatus comprising:
the information storage module is used for storing preset original attribute information in an intelligent contract, extracting original resources requested for borrowing by a product demand side resource provider from the original attribute information, and transferring the original resources from a resource provider account corresponding to the resource provider into the intelligent contract for storage;
the state information acquisition module is used for acquiring the state information of the intermediate party sent by the product demand party;
the identity authentication module is used for responding to a resource transfer request of a resource transfer initiator, performing identity authentication on the resource transfer initiator and recording a current timestamp;
the attribute information acquisition module is used for acquiring target attribute information of the intermediate party when the resource transfer initiator is the intermediate party under the condition that the identity authentication is passed;
the comparison module is used for comparing the target attribute information, the current timestamp and the original attribute information to obtain a comparison result;
and the resource transfer module is used for transferring a first target resource from the original resource stored in the intelligent contract to an account of the intermediate party corresponding to the intermediate party according to the original attribute information when the comparison result represents that the resource transfer is allowed and the state information is in a normal state, and updating the original resource and the target attribute information.
9. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor, when executing the computer program, implements the steps of the method of any of claims 1 to 7.
10. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the method of any one of claims 1 to 7.
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