CN115907752A - Payment method and system based on UWB - Google Patents
Payment method and system based on UWB Download PDFInfo
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- CN115907752A CN115907752A CN202211578248.7A CN202211578248A CN115907752A CN 115907752 A CN115907752 A CN 115907752A CN 202211578248 A CN202211578248 A CN 202211578248A CN 115907752 A CN115907752 A CN 115907752A
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- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
- Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
- Y02D30/00—Reducing energy consumption in communication networks
- Y02D30/70—Reducing energy consumption in communication networks in wireless communication networks
Abstract
The invention relates to a payment method and a payment system based on UWB, wherein the payment method based on UWB comprises the steps that a cashier terminal establishes UWB communication connection with a payment terminal in a designated area; the cashier terminal receives and displays user information of the payment terminal; the cashier terminal generates a consumption bill; sending a payment request to the payment terminal according to the confirmed user information and the consumption bill; and the payment terminal verifies the payment request and completes payment. By adopting the technical scheme, the payment terminal user can automatically establish UWB communication connection between the cash register terminal and the payment terminal by reaching the designated area, the user identity is identified and displayed on the interactive equipment, the payment terminal user confirms payment information through the interactive equipment, the payment process is not influenced by network signals, the payment terminal does not need to be operated in the payment process, and the payment efficiency is greatly improved.
Description
Technical Field
The invention relates to the technical field of UWB (ultra wide band), in particular to a payment method and a payment system based on UWB.
Background
At present, the mobile payment technology is very popular, and the mobile payment is gradually relied on no matter whether the customer purchases in daily life or the owner pays in the scenes of refueling, parking, toll stations and the like. However, the problems of security and convenience brought by the existing mobile payment are increasingly highlighted.
When customer consumes in occasions such as supermarket, shop, customer need wait that the cashier accomplishes actions such as scanning, sum of money that gathers, suggestion customer payment, open various payment APPs and find the pay codes and supply cashier's scanning or scan trade company's two-dimensional code to remove payment, customer accomplishes the back of paying, the cashier just accomplishes whole collection flow through behind the collection system affirmation customer payment result, above-mentioned mode receives network signal influence easily, it is slow and customer experience is poor to have payment process. In other consumption occasions, such as the payment of vehicle owners in gas stations, parking lots, toll stations and other scenes, the code scanning payment is completed by using the third party payment service, which is also easily interfered by network signals, has low payment efficiency and easily causes the increase of queuing waiting time,
in the prior art, for some charging terminals equipped with the UWB technology, the influence caused by the difference of network signals can be eliminated, but the user still needs to take out the mobile phone to confirm service information and if a payment customer selects mobile payment, although queuing time is relieved to a certain extent, no mobile phone click-free payment is realized, and the gap exists from large-scale optimization.
Disclosure of Invention
In order to overcome the technical defects, the invention aims to provide a payment method and a payment system based on UWB, a payment terminal user realizes the automatic establishment of UWB communication connection between a cash register terminal and a payment terminal by reaching a designated area, the user identity is identified and displayed on an interactive device, the payment terminal user confirms payment information through the interactive device, the payment process is not influenced by network signals, the payment terminal does not need to be operated in the payment process, and the payment efficiency is greatly improved.
The invention discloses a payment method based on UWB, which comprises the following steps: the method comprises the following steps that a UWB communication connection is established between a cashier terminal and a payment terminal in a designated area; the cash registering terminal receives and displays user information of the payment terminal through interactive equipment; the cashier terminal generates a consumption bill; sending a payment request to the payment terminal according to the confirmed user information and the consumption bill; and the payment terminal verifies the payment request and completes payment.
Further, the establishing of the UWB communication connection between the cashier terminal and the payment terminal in the designated area includes: determining a designated area; the cashier terminal actively sends a broadcast signal to the designated area through a first UWB communication module; and the payment terminal enters the designated area, receives the broadcast signal through a second UWB communication module and establishes UWB communication connection.
Further, the receiving and displaying the user information includes: the payment terminal presets user information; after the UWB communication connection is established, the payment terminal sends the user information to the cash register terminal; and the cash register terminal receives the user information and displays the user information through the interactive equipment.
Further, the generating of the consumption bill by the cash register terminal comprises: the cash register terminal inputs information of the commodities or the services to be paid and generates a consumption bill according to the information of the commodities or the services.
Further, the cash register terminal inputs the consumption bill, and comprises: and automatically or manually inputting the consumption bill of the payment terminal user into the cash register terminal through an input device.
Further, the sending a payment request to the payment terminal according to the confirmed user information and the consumption bill comprises: the interactive equipment presets a confirmation instruction and a trigger operation corresponding to the confirmation instruction; the interactive device displays the user information and the consumption bill; and the interactive equipment responds to the trigger operation, executes the confirmation instruction, starts a collection module, generates a payment request according to the confirmed user information and the consumption bill, and sends the payment request to the payment terminal.
Further, the payment terminal verifies the payment request, and the completing payment comprises: the payment terminal receives the payment request, verifies the validity of the payment request through a payment module, executes payment operation after the verification is passed, sends payment completion information to the cash register terminal, and displays the payment completion information through the interactive equipment.
The invention also discloses a payment system based on UWB, which comprises a cash register terminal and a payment terminal, wherein the cash register terminal and the payment terminal establish UWB communication connection; the cash register terminal comprises: the first UWB communication module is used for establishing UWB communication connection with the payment terminal in the designated area;
the input equipment is used for inputting information of commodities or services to be paid; the calculation module is used for generating a consumption bill according to the commodity or service information; the collection module generates and sends a payment request according to the confirmed user information and the consumption bill; the interactive device is used for displaying and confirming the user information and the consumption bill; the payment terminal includes: the second UWB communication module is used for establishing UWB communication connection with the first UWB communication module;
and the payment module is used for pre-storing user information, verifying the payment request and executing payment operation.
Further, the first UWB communication module is configured to actively transmit a broadcast signal to the designated area to establish the UWB communication connection.
Further, the input device is used for inputting information of goods or services to be paid into the cash register terminal, and the calculation module is used for calculating and generating a consumption bill.
Furthermore, the interactive device is further configured to preset a confirmation instruction and a trigger operation corresponding to the confirmation instruction, respond to the trigger operation, execute the confirmation instruction, and start the money receiving module.
After the technical scheme is adopted, compared with the prior art, the method has the following beneficial effects:
1. the payment terminal user confirms the payment information through the interaction equipment, the payment process is not influenced by network signals, the payment terminal does not need to be operated in the payment process, the payment efficiency is greatly improved, and the user experience is improved.
2. The payment terminal user realizes the automatic establishment of UWB communication connection between the cash register terminal and the payment terminal by reaching the designated area, identifies the user identity and displays the user identity on the interactive equipment, and the payment terminal user confirms the payment information through the interactive equipment, thereby ensuring the payment safety.
3. In flammable and explosive occasions such as gas stations, the potential safety hazard caused by static electricity generated by mobile payment through a smart phone is avoided.
Drawings
FIG. 1 is a block flow diagram of a first embodiment of the present invention;
FIG. 2 is a diagram illustrating an application of a payment scenario in accordance with a first embodiment of the present invention;
FIG. 3 is a diagram illustrating an application of a payment scenario in accordance with a second embodiment of the present invention;
fig. 4 is a schematic view of a vehicle according to a second embodiment of the invention.
Detailed Description
The advantages of the invention are further illustrated in the following description of specific embodiments in conjunction with the accompanying drawings.
Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, like numbers in different drawings represent the same or similar elements unless otherwise indicated. The implementations described in the exemplary embodiments below are not intended to represent all implementations consistent with the present disclosure. Rather, they are merely examples of devices consistent with certain aspects of the present disclosure, as detailed in the appended claims.
The terminology used in the present disclosure is for the purpose of describing particular embodiments only and is not intended to be limiting of the disclosure. As used in this disclosure and the appended claims, the singular forms "a," "an," and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise. It should also be understood that the term "and/or" as used herein refers to and encompasses any and all possible combinations of one or more of the associated listed items.
In the description of the present invention, unless otherwise specified and limited, it is to be noted that the terms "mounted," "connected," and "connected" are to be interpreted broadly, and may be, for example, a mechanical connection or an electrical connection, a communication between two elements, a direct connection, or an indirect connection via an intermediate medium, and specific meanings of the terms may be understood by those skilled in the art according to specific situations.
It is to be understood that although the terms first, second, third, etc. may be used herein to describe various information, such information should not be limited to these terms. These terms are only used to distinguish one type of information from another. For example, first information may also be referred to as second information, and similarly, second information may also be referred to as first information, without departing from the scope of the present disclosure. The word "if" as used herein may be interpreted as "at" \8230; "or" when 8230; \8230; "or" in response to a determination ", depending on the context.
In the following description, suffixes such as "module", "component", or "unit" used to denote elements are used only for facilitating the explanation of the present invention, and have no specific meaning in themselves. Thus, "module" and "component" may be used in a mixture.
In the description of the present invention, it is to be understood that the terms "longitudinal", "lateral", "upper", "lower", "front", "rear", "left", "right", "vertical", "horizontal", "top", "bottom", "inner", "outer", etc. indicate orientations or positional relationships based on those shown in the drawings, and are merely for convenience of description and simplicity of description, but do not indicate or imply that the device or element referred to must have a particular orientation, be constructed in a particular orientation, and be operated, and thus, are not to be construed as limiting the present invention.
First embodiment
Referring to fig. 1, a flow chart of a first embodiment consistent with the present invention is shown, where the UWB-based payment method in this embodiment is suitable for consumption occasions such as supermarkets and shopping malls, taking a supermarket as an example, and specifically includes:
the cashier terminal establishes a UWB communication connection with the payment terminal in the designated area,
in this embodiment, the cashier terminal is provided with a first UWB communication module, and the payment terminal is provided with a second UWB communication module. Wherein a specified area is determined within a communication range of the first UWB communication module. As shown in fig. 2, the designated area may be, for example, a square or circular area marked on the ground in front of a cash register of a supermarket, and the cash register terminal actively transmits a broadcast signal to the designated area through the first UWB communication module; and a payment terminal user (namely a customer) needing payment enters the appointed area with the payment terminal, receives the broadcast signal through a second UWB communication module, and automatically establishes UWB communication connection with the cash register terminal.
It should be understood that the cashier terminal may be configured to send a broadcast signal to the designated area periodically through the first UWB communication module, or may be configured to set a trigger event. For example, a UWB communication connection switch is arranged at the cash register terminal, when a customer enters the designated area, a cash register terminal user triggers the UWB communication connection switch, and the first UWB communication module actively sends a broadcast signal to the designated area.
The cash register terminal receives and displays user information of the payment terminal,
the payment terminal user sets user information in advance at the payment terminal, for example, the payment terminal may be an intelligent terminal device such as a smart phone or a smart watch, taking the smart phone as an example, a corresponding application program is installed on the smart phone, user information is registered in the application program and a bank card for payment is bound, the user information includes identity information of the user, for example, information that the user name or the account nickname and the like can identify and determine the user identity, and may also include a photo of the user, card face information of the bound bank card, and the like. And the cashier terminal sends the user information to the cashier terminal after the UWB communication connection is established between the cashier terminal and the payment terminal in the designated area, and the cashier terminal receives the user information. The cash registering terminal comprises an interactive device, preferably, in this embodiment, the interactive device is a touch screen, the cash registering terminal displays the received user information on the touch screen, the payment terminal user and the cash registering terminal user (such as a cashier) can check the user information through the touch screen, and the next process is performed after the user information is confirmed to be correct.
The cashier terminal generates a consumption bill,
the cash registering terminal at least comprises an input device, such as a scanning device such as a code scanning gun, the user of the cash registering terminal scans information codes (such as commodity bar codes or two-dimensional codes) of commodities purchased by the user of the payment terminal through the code scanning gun, obtains part or all of information such as types, names, unit prices, numbers and the like of the commodities, and generates the current consumption bill of the user of the payment terminal through calculation of a calculation module.
It should be understood that the input device may also be a keyboard or other form capable of manually entering the bill for consumption, and the input device is not limited in particular in the present invention, and may implement a function of entering the commodity information.
It should be noted that, in some embodiments, in an occasion where the type of the goods or services is fixed, the name and unit price of the goods or services may be preset, the time, weight, or amount of the use of the goods or services may be automatically detected and entered through the input device, and the current consumption bill of the payment terminal user is calculated and generated through the calculation module without manual scanning or manual typing.
Sending a payment request to the payment terminal according to the confirmed user information and the consumption bill,
in this embodiment, a confirmation button is set on the touch screen, so that the confirmation button is clicked as the trigger operation. The consumption bill input by the cashier terminal is displayed on the touch screen, the user of the payment terminal checks the user information and the consumption bill through the touch screen, and clicks the confirmation button to execute the triggering operation after confirming that no error exists; the interactive equipment responds to the trigger operation, executes the confirmation instruction and starts a money collection module; and the collection module determines the specific content and price consumed by the payment terminal user at this time according to the confirmed user information and the consumption bill, generates a payment request and sends the payment request to the payment terminal.
The payment terminal verifies the payment request, completes payment,
the payment terminal receives the payment request, verifies the validity of the payment request through the payment module, executes payment operation after the verification is passed, pays corresponding money through the bound bank card, and sends payment completion information to the cash register terminal, and the cash register terminal displays the payment completion information through the interaction equipment, for example, displays the word of 'successful payment' through the touch screen, and can also set voice broadcast to prompt that the payment is completed.
It should be understood that, for the specific way for the payment terminal to verify the payment request, a person skilled in the art may set the payment request according to actual needs, and details are not described herein.
In the embodiment, a payment terminal user can automatically establish UWB communication connection with a portable smart phone by reaching the designated area of a cash register desk, the identity of the user is identified and displayed on the interactive device, the payment information is confirmed by the customer through the interactive device, the payment process is not influenced by network signals, the payment terminal does not need to be operated in the payment process, and the payment efficiency is greatly improved.
Second embodiment
Referring to fig. 3, an application diagram of a payment scenario according to a second embodiment of the present invention is shown, and in the following detailed description, parts of the second embodiment that are the same as those of the first embodiment are not repeated, and the UWB-based payment method in this embodiment is applicable to a gas station, a parking lot, a toll gate, and other occasions, taking a gas station as an example, and specifically includes:
the cashier terminal establishes a UWB communication connection with the payment terminal in the designated area,
in this embodiment, the refuelling gun is pulled out from the refueling station as a trigger event for the cashier terminal to actively send a broadcast signal to the designated area through the first UWB communication module, that is, when the refuelling gun is pulled out from the refueling station, the first UWB communication module actively sends the broadcast signal to the designated area. As shown in fig. 3, a payment terminal user (i.e., a customer) who needs to pay drives a car to pass through the designated area, receives the broadcast signal through the second UWB communication module, and automatically establishes UWB communication connection with the cash register terminal.
The cashier terminal receives and displays user information of the payment terminal,
the payment terminal can be an intelligent terminal device such as a smart phone and a smart watch carried by a vehicle owner, or an intelligent device with a UWB communication function arranged in a vehicle as shown in fig. 4.
The cashier terminal receives and displays user information of the payment terminal,
the cashier terminal generates a consumption bill,
the grade and the unit price of the gasoline are input in advance through the input device, the refueling time can be automatically detected and input through the input device, the cost of the refueling is calculated through the calculation module, and the consumption bill of the refueling is generated.
Sending a payment request to the payment terminal according to the confirmed user information and the consumption bill,
and the payment terminal verifies the payment request and completes payment.
In the embodiment, a payment terminal user automatically establishes UWB communication connection with a portable intelligent mobile phone or an intelligent device arranged in a vehicle through a driving and stopping appointed area, identifies the user identity and displays the user identity on an interactive device, a customer confirms payment information through the interactive device, the payment process is not influenced by network signals, the payment process does not need to operate the payment terminal, the payment efficiency is greatly improved, and potential safety hazards caused by static electricity generated by using the intelligent mobile phone in a gas station are avoided.
The invention also provides a payment system based on UWB, which is applied to the payment method based on UWB and comprises a cash register terminal and a payment terminal, wherein the cash register terminal and the payment terminal are in UWB communication connection; the cash register terminal comprises: the first UWB communication module is used for establishing UWB communication connection with the payment terminal in the designated area; the input equipment is used for inputting information of commodities or services to be paid; the calculation module is used for generating a consumption bill according to the commodity or service information; the collection module generates and sends a payment request according to the confirmed user information and the consumption bill; the interactive device is used for displaying and confirming the user information and the consumption bill; the payment terminal includes: the second UWB communication module is used for establishing UWB communication connection with the first UWB communication module; and the payment module is used for pre-storing user information, verifying the payment request and executing payment operation.
Further, the first UWB communication module is configured to actively transmit a broadcast signal to the designated area to establish the UWB communication connection.
Further, the input device is used for inputting information of goods or services to be paid into the cash register terminal, and the calculation module is used for calculating and generating a consumption bill.
Furthermore, the interactive device is further configured to preset a confirmation instruction and a trigger operation corresponding to the confirmation instruction, respond to the trigger operation, execute the confirmation instruction, and start the money receiving module.
It should be understood that the UWB-based payment system has been specifically described in the first and second embodiments, and thus, the detailed description thereof is omitted.
It should be noted that the embodiments of the present invention have been described in a preferred embodiment and not limited to the embodiments, and those skilled in the art may modify and modify the above-disclosed embodiments to equivalent embodiments without departing from the scope of the present invention.
Claims (10)
1. A UWB-based payment method comprising:
the method comprises the following steps that a UWB communication connection is established between a cashier terminal and a payment terminal in a designated area;
the cashier terminal receives and displays user information of the payment terminal through an interactive device;
the cashier terminal generates a consumption bill;
sending a payment request to the payment terminal according to the confirmed user information and the consumption bill;
and the payment terminal verifies the payment request and completes payment.
2. A payment method as recited in claim 1,
the establishment of UWB communication connection between the cashier terminal and the payment terminal in the designated area comprises the following steps:
determining a designated area;
the cashier terminal actively sends a broadcast signal to the designated area through a first UWB communication module;
and the payment terminal enters the designated area, receives the broadcast signal through a second UWB communication module and establishes UWB communication connection.
3. A payment method as recited in claim 1,
the receiving and displaying the user information includes:
the payment terminal presets user information;
after the UWB communication connection is established, the payment terminal sends the user information to the cash register terminal;
and the cash register terminal receives the user information and displays the user information through the interactive equipment.
4. A payment method as recited in claim 1,
the cashier terminal generates the consumption bill and comprises the following steps:
the cash register terminal inputs information of the commodities or the services to be paid and generates a consumption bill according to the information of the commodities or the services.
5. A payment method as recited in claim 1,
the sending a payment request to the payment terminal according to the confirmed user information and the consumption bill comprises:
the interactive equipment presets a confirmation instruction and a trigger operation corresponding to the confirmation instruction;
the interactive device displays the user information and the consumption bill;
and the interactive equipment responds to the trigger operation, executes the confirmation instruction, starts a collection module, generates a payment request according to the confirmed user information and the consumption bill, and sends the payment request to the payment terminal.
6. A payment method as recited in claim 1,
the payment terminal verifies the payment request, and the payment completion comprises the following steps:
the payment terminal receives the payment request, verifies the validity of the payment request through a payment module, executes payment operation after the verification is passed, sends payment completion information to the cash register terminal, and displays the payment completion information through the interactive equipment.
7. A payment system based on UWB comprises a cash register terminal and a payment terminal, and is characterized in that,
the cashier terminal and the payment terminal establish UWB communication connection;
the cash register terminal comprises:
the first UWB communication module is used for establishing UWB communication connection with the payment terminal in the designated area;
the input equipment is used for inputting information of goods or services to be paid;
the calculation module is used for generating a consumption bill according to the commodity or service information;
the collection module generates and sends a payment request according to the confirmed user information and the consumption bill;
the interactive device is used for displaying and confirming the user information and the consumption bill;
the payment terminal includes:
the second UWB communication module is used for establishing UWB communication connection with the first UWB communication module;
and the payment module is used for pre-storing user information, verifying the payment request and executing payment operation.
8. The payment system of claim 7,
the first UWB communication module is used for actively sending a broadcast signal to the designated area to establish the UWB communication connection.
9. A payment system as recited in claim 7,
the input device is used for inputting the information of the commodities or the services to be paid into the cash register terminal, and the calculation module is used for calculating and generating a consumption bill.
10. A payment system as recited in claim 7,
the interactive device is also used for presetting a confirmation instruction and a trigger operation corresponding to the confirmation instruction, responding to the trigger operation, executing the confirmation instruction and starting the money receiving module.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202211578248.7A CN115907752A (en) | 2022-12-06 | 2022-12-06 | Payment method and system based on UWB |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202211578248.7A CN115907752A (en) | 2022-12-06 | 2022-12-06 | Payment method and system based on UWB |
Publications (1)
| Publication Number | Publication Date |
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| CN115907752A true CN115907752A (en) | 2023-04-04 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN202211578248.7A Pending CN115907752A (en) | 2022-12-06 | 2022-12-06 | Payment method and system based on UWB |
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- 2022-12-06 CN CN202211578248.7A patent/CN115907752A/en active Pending
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