CN115829752A - Bond storage and renewal processing method, device, server and storage medium - Google Patents
Bond storage and renewal processing method, device, server and storage medium Download PDFInfo
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Abstract
The application provides a bond lifetime processing method, a bond lifetime processing device, a bond lifetime processing server and a storage medium. Relates to the technical field of data processing. The method comprises the following steps: acquiring transaction data of the deposit bond, and generating first deposit transaction information according to a first preset time interval before the deposit bond expires in the transaction data; acquiring bond factors, face values and position balances of the target bonds from the transaction information at a second preset time interval before the expiration of the deposit duration; if the change occurs, generating second persistent transaction information; generating third presence transaction information at a third preset time interval before the expiration of the presence period; adjusting the bond factor and the face value at a fourth preset time interval after the expiration of the deposit period, deleting the third deposit transaction information, and generating fourth deposit transaction information; and obtaining the deposit duration processing result of the target bond according to the fourth deposit duration transaction information, and sending the deposit duration processing result to the user terminal of the target bond. And the manual intervention and operation risks in the bond storage period are reduced.
Description
Technical Field
The present application relates to the field of data processing technologies, and in particular, to a method and an apparatus for processing a lifetime of a bond, a server, and a storage medium.
Background
Bond/debt is a financial contract issued to investors when governments, financial institutions, industrial and commercial enterprises and the like directly borrow funds from social debts, and promises to pay interest at a certain interest rate and pay back principal under agreed conditions.
The bond lifetime refers to the term of bond issuer due to paying off the bond interest, and generally, the length of the bond lifetime depends on the variety, term, interest rate and other factors of the bond.
In the prior art, the processing of the bond generated through bond buying and selling transactions generally requires manual intervention in the processes of generating interest, cost and due transactions in the bond lifetime, however, the work efficiency is often low, and the operation risk is increased due to the manual intervention.
Disclosure of Invention
The application provides a bond lifetime processing method, a bond lifetime processing device, a server and a storage medium, which are used for solving the problems of low working efficiency and increased operation risk caused by manual intervention required by the processing of bond transactions in the bond lifetime in the prior art.
In a first aspect, the present application provides a bond lifetime processing method, applied to a server, including:
acquiring transaction data of the lifetime bonds, and extracting holding position information and bond cash flow time information of each bond from the transaction data of the lifetime bonds;
generating first deposit transaction information of the target bond at a first preset time interval before the deposit period of the target bond expires according to holding position information of the target bond and bond cash flow time information of any one piece of the target bond;
acquiring bond factors, face values and position balances of the target bonds from the holding position information and bond cash flow time information at a second preset time interval before the expiry of the deposit period of the target bonds; if the bond factor and the face value of the target bond change or the position balance changes, deleting the first deposit transaction information, and generating second deposit transaction information of the target bond according to the changed bond factor and the face value;
generating third deposit transaction information of the target bond according to the second deposit transaction information at a third preset time interval before the deposit period of the target bond expires;
adjusting the bond factor and the face value at a fourth preset time interval after the deposit period of the target bond is expired, deleting the third deposit transaction information in real time after the cash flow time information is returned, and generating fourth deposit transaction information of the target bond according to the adjusted bond factor and the face value;
and obtaining a deposit duration processing result of the target bond according to the fourth deposit duration transaction information, and sending the deposit duration processing result to the user terminal of the target bond.
In one possible design, wherein the duration of the target bond comprises a current date, a interest date, or an expiration date of the target bond; the first preset time interval is N working days, and N is a positive integer; correspondingly, the generating of the first deposit transaction information of the target bond at a first preset time interval before the deposit period of the target bond expires according to the holding position information of the target bond and the bond cash flow time information of any one of the target bond comprises: if the deposit renewal is a return date, generating the return transaction information of the target bond as first deposit transaction information on N working days before the return date of the target bond expires according to the hold position information and the return amount of the bond cash flow time information; if the deposit duration is a deposit date, generating deposit transaction information of the target bond as first deposit transaction information on N working days before the deposit date of the target bond expires according to the holding position information and the bond cash flow time information; if the deposit duration is due date, generating due transaction information of the target bond as first deposit duration transaction information on N working days before the due date of the target bond according to the holding position information and the bond cash flow time information; wherein the counterparty in the due transaction information is an issuer, the direction is sale, and the transaction quantity is the position quantity in the holding position information.
In one possible design, the method further includes: on the returning date, the interest-receiving date or the due date of the target bond lifetime, checking the returning transaction information and/or the posting information in the interest-receiving transaction information; and updating the clearing state in the processed repayment transaction information and/or the information receiving transaction information into cleared state.
In one possible design, the method further includes: acquiring all the merged deposit duration bonds or the merged deposit duration bonds; acquiring a first bond quantity of each transaction target bond of the merged deposit duration bond or the merged deposit duration bond and the cash flow time information of the first bond; generating receipt and payment transaction information of bond lending according to the bond quantity and the first bond cash flow time information; and marking the source of the interest-receiving transaction as bond loan on the transaction abstract of the interest-receiving transaction information.
In one possible design, the method further includes: acquiring all the checked-in or checked-out deposit duration bonds; acquiring the second bond quantity of the mortgage bond in the transaction of each deposited deposit bond or deposited deposit bond and the cash flow time information of the second bond; generating payment information of the buy-off type buyback contract according to the second bond quantity and the second bond cash flow time information; and marking the information-receiving transaction source as a purchase-break type buyback on the transaction abstract of the information-receiving transaction information.
In one possible design, the transaction data of the merged or the pooled and the deposited or the deposited bond includes bond number and custody bank information; the method further comprises the following steps: generating reverse receipt and payment transaction information in the receipt and payment transaction information of the bond loan and the receipt and payment transaction information of the intermittent buyback contract according to the bond number and the custody bank information; and marking the source of the interest-receiving transaction as bond loan or buy-off type buyback on the transaction abstract of the reverse interest-receiving transaction information.
In a second aspect, the present application provides a bond renewal processing device, comprising:
the system comprises an acquisition module, a processing module and a display module, wherein the acquisition module is used for acquiring transaction data of deposit and renewal bonds and extracting holding position information and bond cash flow time information of each bond from the transaction data of the deposit and renewal bonds;
the first generation module is used for generating first deposit transaction information of the target bond at a first preset time interval before the deposit period of the target bond expires according to holding position information of any one of the target bond and bond cash flow time information;
a second generation module, configured to, at a second preset time interval before the expiry of the storage life of the target bond, obtain a bond factor, a face value, and a position balance of the target bond from the holding position information and the bond cash flow time information; if the bond factor and the face value of the target bond change or the position balance changes, deleting the first deposit transaction information, and generating second deposit transaction information of the target bond according to the changed bond factor and the face value;
a third generating module, configured to generate third deposit transaction information of the target bond according to the second deposit transaction information at a third preset time interval before the expiration of the deposit duration of the target bond;
a fourth generation module, configured to adjust the bond factor and the face value at a fourth preset time interval after the expiration of the deposit period of the target bond, delete the third deposit transaction information in real time after returning according to the cash flow time information, and generate fourth deposit transaction information of the target bond according to the adjusted bond factor and face value;
and the sending module is used for obtaining the deposit duration processing result of the target bond according to the fourth deposit duration transaction information and sending the deposit duration processing result to the user terminal of the target bond.
In a third aspect, the present application provides a server, comprising:
a processor and a memory; the memory stores computer execution instructions;
the processor executes the computer-executable instructions stored in the memory, so that the processor executes the bond lifetime processing method in any one of the possible designs of the first aspect and the first aspect.
In a fourth aspect, the present application provides a computer-readable storage medium, in which computer-executable instructions are stored, and when executed by a processor, the computer-executable instructions are used to implement the method for processing the lifetime of a bond in any one of the possible designs of the first aspect and the first aspect.
In a fifth aspect, the present application provides a computer program product comprising a computer program, which when executed by a processor, implements the method for processing the lifetime of a bond as in any one of the possible designs of the first aspect and the first aspect.
According to the method, the device, the server and the storage medium for processing the credit of the bond, the data information of the bond in the life is acquired, the transaction information of the target bond is automatically generated according to the acquired data information, and new transaction information is automatically generated according to the change of the data information of the bond, so that the working efficiency is improved, the manual intervention in the life of the bond is reduced, and the operation risk is reduced.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the present application and together with the description, serve to explain the principles of the application.
Fig. 1 is an application scenario diagram of a bond lifetime processing method according to an embodiment of the present application;
fig. 2 is a first flowchart of a bond renewal processing method provided in an embodiment of the present application;
fig. 3 is a second flowchart of a bond renewal processing method provided in the embodiment of the present application;
fig. 4 is a schematic structural diagram of a bond renewal processing device provided in an embodiment of the present application;
fig. 5 is a schematic structural diagram of a server according to an embodiment of the present application.
Specific embodiments of the present application have been shown by way of example in the drawings and will be described in more detail below. The drawings and written description are not intended to limit the scope of the inventive concepts in any manner, but rather to illustrate the concepts of the application by those skilled in the art with reference to specific embodiments.
Detailed Description
Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, like numbers in different drawings represent the same or similar elements unless otherwise indicated. The embodiments described in the following exemplary embodiments do not represent all embodiments consistent with the present application. Rather, they are merely examples of apparatus and methods consistent with certain aspects of the application, as detailed in the appended claims.
The bond is a financial contract, which is a creditor and debt certificate issued to investors when governments, financial institutions, industrial and commercial enterprises and the like directly borrow funds from social debts, and meanwhile, promises to pay interest according to a certain interest rate and pay back principal according to agreed conditions. The bond lifetime refers to the term of bond issuer due to paying off the bond interest, and generally, the length of the bond lifetime depends on the variety, term, interest rate and other factors of the bond. Bond life is an indicator of the sensitivity of the bond price to rate variations and may also be considered an indicator of the time required for an investor to recover the funds on his/her bond investment. The longer the bond life, the more sensitive the bond price is to changes in interest rates. In the prior art, the processing of the bond generated through the bond buying and selling transaction in the interest-receiving transaction, the return transaction and the due transaction in the bond lifetime generally requires manual intervention, however, the work efficiency is low, and the operation risk is increased due to the manual intervention.
In order to solve the technical problems, the application provides the following technical concepts: the method comprises the steps of acquiring data information of the bond in the period of deposit, automatically generating the deposit transaction information of the target bond according to the acquired data information, and automatically generating new deposit transaction information according to the change of the data information of the bond.
The following describes the technical solutions of the present application and how to solve the above technical problems with specific embodiments. The following several specific embodiments may be combined with each other, and details of the same or similar concepts or processes may not be repeated in some embodiments. Embodiments of the present application will be described below with reference to the accompanying drawings.
Fig. 1 is an application scenario diagram of a bond lifetime processing method according to an embodiment of the present application. As shown in fig. 1, the application scenario includes: a user terminal 101, a server 102 and a user terminal 103. The user sends a request for processing the bond lifetime to the server 102 through the user terminal 101, the server 102 processes the request, and the obtained result of processing the bond lifetime is sent to the user terminal 103.
Based on the application scenario shown in fig. 1, the embodiment of the present application further provides a bond lifetime processing method. Fig. 2 is a first flowchart of a bond renewal processing method according to an embodiment of the present application. As shown in fig. 2, the main execution body of the bond lifetime processing method is the server shown in fig. 1, and specifically includes:
s201, acquiring transaction data of the lifetime bonds, and extracting holding position information and bond cash flow time information of each bond from the transaction data of the lifetime bonds.
In this embodiment, the holding position is obtained from a position frame table (selected Quantity). The bond cash flow time information includes: cash flow type: principal, interest, principal, cash flow amount, principal amount, interest amount and interest payment date. For the bonds held by the bank, the processes of repayment, interest collection and the like are carried out in the bond lifetime, and the issuer can carry out the redemption operation on the due date, namely, the repayment transaction, the interest collection transaction and the due transaction exist on the bond with the lifetime.
S202, according to the holding position information of any one target bond and the bond cash flow time information, generating first deposit transaction information of the target bond at a first preset time interval before the deposit period of the target bond expires.
In this embodiment, the term of validity of the target bond includes the date of return, the date of interest, or the date of expiration of the target bond. The first preset time interval is N working days, and N is a positive integer.
And if the deposit renewal is the return date, generating the return transaction information of the target bond as the first deposit renewal transaction information on N working days before the return date of the target bond is due according to the return amount of the holding position information and the bond cash flow time information.
And if the deposit duration is the interest-receiving day, generating interest-receiving transaction information of the target bond as first deposit duration transaction information on N working days before the interest-receiving day of the target bond according to the holding position information and the bond cash flow time information.
If the deposit duration is due date, generating due transaction information of the target bond as first deposit duration transaction information on N working days before the due date of the target bond according to the held position information and the bond cash flow time information; wherein the counterparty in the due transaction information is the issuer, the direction is the selling, and the transaction quantity is the position quantity in the holding position information.
Wherein, the date of return refers to the planned interest-counting deadline date in the cash flow time information of the period, and the interest-receiving date: the scheduled interest due date in the cash flow time information of the period, due date: refers to the planned expiration date in the cash flow time information for that period. The first preset time interval is N working days, and N is set according to the delivery date, which is not specifically limited herein.
Specifically, the repayment amount with the position information and the cash flow time information of the bond can be input into a preset repayment transaction template to obtain the repayment transaction information. And inputting the repayment amount with the position information and the bond cash flow time information into a preset interest-receiving trading template to obtain the interest-receiving trading information. And inputting the repayment amount with the position information and the bond cash flow time information into a preset due transaction template to obtain due transaction information.
S203, acquiring bond factors, face values and position balances of the target bonds from the held position information and bond cash flow time information at a second preset time interval before the storage period of the target bonds expires; and if the bond factor and the face value of the target bond change or the position balance changes, deleting the first deposit transaction information, and generating second deposit transaction information of the target bond according to the changed bond factor and the face value.
In this embodiment, the bond Factor and the face value ParValue of the target bond may be adjusted, and the position amount may also be changed due to a new trade or the like. When the bond factor and the face value of the target bond change or the position balance changes, the first deposit transaction information needs to be deleted, and new second deposit transaction information is generated according to the changed bond factor and the face value. The second preset time interval is M working days, M is set according to the delivery date, and M is smaller than N.
And S204, generating third persistent transaction information of the target bond according to the second persistent transaction information at a third preset time interval before the lifetime of the target bond expires.
In this embodiment, the third persistent transaction information of the target bond is generated, and the plan cash flow, the plan bond flow, and the delivery flow are also generated. The third preset time interval is P working days, P is set according to the delivery date, and P is smaller than M.
S205, adjusting the bond factor and the face value at a fourth preset time interval after the deposit period of the target bond is expired, deleting the third deposit transaction information in real time after the cash flow time information is returned, and generating fourth deposit transaction information of the target bond according to the adjusted bond factor and the face value.
In this embodiment, on the returning date, the interest-receiving date or the due date of the target bond lifetime, the reconciliation processing is performed on the returning transaction information and/or the posting information in the interest-receiving transaction information. And updating the clearing state in the processed returning transaction information and/or the received transaction information into cleared state.
The fourth preset time interval is Q working days, Q is a positive integer, and is not limited herein. If the bond factors and the face value or the position balance are modified on the day, the interest-receiving day or the due date and afterwards, the original transaction information is cancelled, a new transaction information is generated, the deleted transaction information is accessed into the transaction management and falls into the deletion queue to be modified, and the subsequent service is processed by the adjusted transaction information; and for the newly added transaction information, falling into the queue to be repaired.
And S206, obtaining the deposit duration processing result of the target bond according to the fourth deposit duration transaction information, and sending the deposit duration processing result to the user terminal of the target bond.
In this embodiment, the processing result of the storage life of the target bond is sent to the user terminal of the target bond, and the user terminal can receive and analyze the processing result of the storage life.
In summary, in the embodiment, the data information of the remaining bond is acquired, the remaining transaction information of the target bond is automatically generated according to the acquired data information, and the new remaining transaction information is automatically generated according to the change of the data information of the bond, so that the working efficiency is improved, the manual intervention in the remaining period of the bond is reduced, and the operation risk is reduced.
Fig. 3 is a second flowchart of a bond renewal processing method according to an embodiment of the present application. The embodiment provides a method for processing the bond duration under the scenes of bond lending transaction and bond buying-breaking repurchase. As shown in fig. 3, the method for processing the bond duration includes the following steps:
s301, acquiring all the merged deposit duration bonds or the merged deposit duration bonds; acquiring a first bond quantity of each merged deposit bond or transaction target bond of the merged deposit bond and first bond cash flow time information; generating receipt and payment transaction information of the bond loan according to the bond quantity and the first bond cash flow time information; and marking the source of the interest-receiving transaction as bond loan on the transaction abstract of the interest-receiving transaction information.
In this embodiment, the transaction data of the merged or unedited deposit bond includes a bond number and custody information. The present embodiment corresponds to a scenario of a bond loan transaction. For the debit and credit contract, the bond is integrated, the position is self-held, the interest is normally run and received for transaction, the position is borrowed, the interest is run and received for transaction, the counterparty returns to the bank after receiving the funds of the escrow institution, and the pledge right is not received. For a bond to be merged, the escrow institution funds, upon receipt, are credited back to the counterparty.
Specifically, bonds merged into the bank need to be marked back to a trading opponent, so that the bond is a payment transaction, and the interest amount field is "-"; the bond fused out by the bank needs to be returned to the bank by a transaction counter, so that the bond is a receipt transaction, and the interest amount field is '+'.
S302, acquiring all the checked-in or checked-out deposit duration bonds; acquiring the second bond quantity of the mortgage bond in the transaction of each deposited deposit bond or deposited deposit bond and the cash flow time information of the second bond; generating the information of the payment transaction of the buy-off type buyback contract according to the second bond quantity and the second bond cash flow time information; and marking the information-receiving transaction source as a purchase-off type buyback on the transaction abstract of the information-receiving transaction information.
In this embodiment, the transaction data of the deposited deposit-term bond or the deposited deposit-term bond includes a bond number and escrow line information. This embodiment corresponds to a scenario of a purchase-type mortgage in a bond purchase-type buyback or bond loan transaction. For the deposited bond in the repurchase contract, the position is self-held to normally run and receive interest transaction, the position is borrowed to run and receive payment transaction, the counterparty receives the funds of the escrow institution and then draws back to the bank, and the pledge right is not received. For the deposited bond, the deposit is returned to the counterparty after receiving the escrow mechanism funds.
Specifically, the bond deposited by the bank needs to be returned to a transaction opponent, so that the bond is a payment transaction, and the interest amount field is "-"; the bond deposited by the bank needs to be returned to the bank by a transaction counter, so that the bond is a receipt transaction, and the interest amount field is '+'.
S303, generating reverse receipt and payment transaction information in the receipt and payment transaction information of the bond loan and the receipt and payment transaction information of the buy-off type buyback contract according to the bond number and the custody bank information; the source of the interest-receiving transaction is marked on the transaction abstract of the reverse interest-receiving transaction information as bond loan or purchase-break type buyback.
In this embodiment, the reverse receipt and payment transaction information is originally received and is to be changed into payment; originally paid, it needs to become charged.
In summary, in the embodiment, by acquiring the deposit-duration bonds merged into, merged out, or deposited out, the receipt and payment transaction information of the bond loan and the receipt and payment transaction information of the buy-off type buyback contract are generated, and the receipt and payment transaction is automatically generated for the bonds of the bond loan contract and the buy-off type bond buyback contract during the deposit, the work efficiency is improved, and the operation risk is reduced without manual money combination.
Fig. 4 is a schematic structural diagram of a bond lifetime processing apparatus according to an embodiment of the present application. As shown in fig. 4, the bond renewal processing device includes: an acquisition module 401, a first generation module 402, a second generation module 403, a third generation module 404, a fourth generation module 405, and a transmission module 406.
The obtaining module 401 is configured to obtain transaction data of the remaining bonds, and extract holding position information and cash flow time information of each bond from the transaction data of the remaining bonds.
The first generating module 402 is configured to generate first deposit transaction information of the target bond at a first preset time interval before the deposit period of the target bond expires according to the holding position information of the target bond and the bond cash flow time information of any one of the target bond.
A second generating module 403, configured to obtain, at a second preset time interval before the expiration of the storage life of the target bond, a bond factor, a face value, and a position balance of the target bond from the held position information and the bond cash flow time information; and if the bond factor and the face value of the target bond change or the position balance changes, automatically deleting the first deposit transaction information, and generating second deposit transaction information of the target bond according to the changed bond factor and the face value.
A third generating module 404, configured to generate third persistent transaction information of the target bond according to the second persistent transaction information at a third preset time interval before the lifetime of the target bond expires.
A fourth generating module 405, configured to adjust the bond factor and the face value at a fourth preset time interval before the expiry of the life of the target bond, delete the third deposit transaction information in real time after the return according to the cash flow time information, and generate fourth deposit transaction information of the target bond according to the adjusted bond factor and the face value.
And the sending module 406 is configured to obtain a deposit duration processing result of the target bond according to the fourth deposit duration transaction information, and send the deposit duration processing result to the user terminal of the target bond.
In a possible implementation manner, the first generating module 402 is specifically configured to: wherein the storage period of the target bond comprises the date of return, the interest-collecting date or the due date of the target bond; the preset time interval is N working days, and N is a positive integer; if the deposit renewal is a return date, generating return transaction information of the target bond as first deposit renewal transaction information on N working days before the return date of the target bond is due according to the return amount of the position information and the bond cash flow time information; if the deposit duration is the interest-receiving day, generating interest-receiving transaction information of the target bond as first deposit duration transaction information on N working days before the interest-receiving day of the target bond according to the held position information and the bond cash flow time information; if the deposit duration is due date, generating due transaction information of the target bond as first deposit duration transaction information on N working days before the due date of the target bond according to the held position information and the bond cash flow time information; wherein the counter-trade in the due trade information is the issuer, the direction is selling, and the trade quantity is the position quantity in the holding position information.
In one possible implementation manner, the bond lifetime processing apparatus further includes: the reconciliation module 407 is used for performing reconciliation processing on the returning transaction information and/or the posting information in the interest transaction information on the returning date, the interest receiving date or the due date of the target bond's lifetime; and updating the clearing state in the processed returning transaction information and/or the received transaction information into cleared state.
In one possible implementation manner, the bond lifetime processing apparatus further includes: a second obtaining module 408, configured to obtain all the merged or the merged lifetime bonds. A third obtaining module 409, configured to obtain the first bond quantity of each merged deposit bond or trade target bond of the merged deposit bond, and the first bond cash flow time information. And a fifth generating module 410, configured to generate the receipt and payment transaction information of the bond loan according to the amount of the bond and the cash flow time information of the first bond. The first labeling module 411 is configured to label the source of the interest transaction as a bond loan on the transaction summary of the interest transaction information.
In one possible implementation manner, the bond lifetime processing apparatus further includes: a fourth obtaining module 412, configured to obtain all the deposited deposit duration bonds or the deposited deposit duration bonds. A fifth obtaining module 413, configured to obtain the second bond number of the collateral bond in each transaction of the deposited deposit bond or the deposited deposit bond, and the second bond cash flow time information. And a sixth generating module 414, configured to generate the information of the receipt and payment transaction of the buy-off buyback according to the second bond quantity and the second bond cash flow time information. The second labeling module 415 is configured to label the source of the interest-receiving transaction as buy-off buyback on the transaction summary of the interest-receiving transaction information.
In one possible implementation, the bond number and custody bank information are included in the transaction data for both the merged or the thawed out life bond and the deposited or the deposited life bond. The bond life processing apparatus further includes: and a seventh generating module 416, configured to generate reverse receipt transaction information in the receipt transaction information of the bond loan and the receipt transaction information of the buy-off buyback according to the bond number and the custody agency information. A third labeling module 417, configured to label the source of the interest-receiving transaction as a bond loan or an off-purchase on the transaction summary of the reverse interest-receiving transaction information.
The device for processing the bond lifetime provided in the embodiment of the present application may be used to implement the technical solution of the method for processing the bond lifetime in the above embodiment, and the implementation principle and the technical effect are similar, which are not described herein again.
It should be noted that the division of the modules of the above apparatus is only a logical division, and the actual implementation may be wholly or partially integrated into one physical entity, or may be physically separated. And these modules can be realized in the form of software called by processing element; or may be implemented entirely in hardware; and part of the modules can be realized in the form of calling software by the processing element, and part of the modules can be realized in the form of hardware. In addition, all or part of the modules can be integrated together or can be independently realized. The processing element may be an integrated circuit having signal processing capabilities. In implementation, each step of the above method or each module above may be implemented by an integrated logic circuit of hardware in a processor element or an instruction in the form of software.
Fig. 5 is a schematic structural diagram of a server according to an embodiment of the present application. As shown in fig. 5, the server may include: a processor 502, and a memory 501.
The processor 502 executes computer-executable instructions stored by the memory, causing the processor 502 to perform the aspects of the embodiments described above. The processor 502 may be a general-purpose processor including a central processing unit CPU, a Network Processor (NP), and the like; but also a digital signal processor DSP, an application specific integrated circuit ASIC, a field programmable gate array FPGA or other programmable logic device, discrete gate or transistor logic, discrete hardware components.
The memory 501 is coupled to the processor 502 via a system bus 503 and is used to communicate with the processor, and the memory 501 is used to store computer program instructions.
The system bus 503 may be a Peripheral Component Interconnect (PCI) bus, an Extended Industry Standard Architecture (EISA) bus, or the like. The system bus may be divided into an address bus, a data bus, a control bus, and the like. For ease of illustration, only one thick line is shown, but this does not mean that there is only one bus or one type of bus. The transceiver is used to enable communication between the database access device and other computers (e.g., clients, read-write libraries, and read-only libraries). The memory may include Random Access Memory (RAM) and may also include non-volatile memory (non-volatile memory).
The server provided in the embodiment of the present application may be the terminal device in the above embodiment.
The embodiment of the application also provides a computer-readable storage medium, in which computer-executable instructions are stored, and the computer-executable instructions are used for implementing the technical scheme of the bond lifetime processing method in the embodiment when being executed by a processor.
The embodiment of the present application further provides a computer program product, where the computer program product includes a computer program, the computer program is stored in a computer-readable storage medium, and at least one processor can read the computer program from the computer-readable storage medium, and when the computer program is executed by the at least one processor, the technical solution of the method for processing the lifetime of the bond in the foregoing embodiment can be implemented.
Other embodiments of the present application will be apparent to those skilled in the art from consideration of the specification and practice of the invention disclosed herein. This application is intended to cover any variations, uses, or adaptations of the invention following, in general, the principles of the application and including such departures from the present disclosure as come within known or customary practice within the art to which the invention pertains. It is intended that the specification and examples be considered as exemplary only, with a true scope and spirit of the application being indicated by the following claims.
It will be understood that the present application is not limited to the precise arrangements that have been described above and shown in the drawings, and that various modifications and changes may be made without departing from the scope thereof. The scope of the application is limited only by the appended claims.
Claims (10)
1. A bond duration processing method is applied to a server and comprises the following steps:
acquiring transaction data of the lifetime bonds, and extracting holding position information and bond cash flow time information of each bond from the transaction data of the lifetime bonds;
generating first deposit transaction information of the target bond at a first preset time interval before the deposit period of the target bond expires according to holding position information of the target bond and bond cash flow time information of any one piece of the target bond;
acquiring bond factors, face values and position balances of the target bonds from the holding position information and bond cash flow time information at a second preset time interval before the expiry of the deposit period of the target bonds; if the bond factor and the face value of the target bond change or the position balance changes, deleting the first deposit transaction information, and generating second deposit transaction information of the target bond according to the changed bond factor and the face value;
generating third deposit transaction information of the target bond according to the second deposit transaction information at a third preset time interval before the deposit period of the target bond expires;
adjusting the bond factor and the face value at a fourth preset time interval after the deposit period of the target bond is expired, deleting the third deposit transaction information in real time after the cash flow time information is returned, and generating fourth deposit transaction information of the target bond according to the adjusted bond factor and the face value;
and obtaining a deposit duration processing result of the target bond according to the fourth deposit duration transaction information, and sending the deposit duration processing result to the user terminal of the target bond.
2. The method of claim 1, wherein the duration of the target bond comprises a current date, a rest date, or a due date of the target bond; the first preset time interval is N working days, and N is a positive integer;
correspondingly, the generating of the first deposit transaction information of the target bond at a first preset time interval before the expiry of the deposit period of the target bond according to the holding position information and bond cash flow time information of any one of the target bond includes:
if the deposit renewal is a return date, generating the return transaction information of the target bond as first deposit transaction information on N working days before the return date of the target bond expires according to the hold position information and the return amount of the bond cash flow time information;
if the deposit duration is a deposit date, generating deposit transaction information of the target bond as first deposit transaction information on N working days before the deposit date of the target bond expires according to the holding position information and the bond cash flow time information;
if the deposit duration is due date, generating due transaction information of the target bond as first deposit duration transaction information on N working days before the due date of the target bond according to the holding position information and the bond cash flow time information; wherein the counterparty in the due transaction information is an issuer, the direction is sale, and the transaction quantity is the position quantity in the holding position information.
3. The method of claim 2, further comprising:
on the returning date, the interest-receiving date or the due date of the target bond lifetime, checking the returning transaction information and/or the posting information in the interest-receiving transaction information;
and updating the clearing state in the processed repayment transaction information and/or the message receiving transaction information into cleared state.
4. The method of any of claims 1 to 3, further comprising:
acquiring all the merged deposit duration bonds or the merged deposit duration bonds;
acquiring a first bond quantity of each merged deposit duration bond or a transaction target bond of the merged deposit duration bond and cash flow time information of the first bond;
generating receipt and payment transaction information of bond lending according to the bond quantity and the first bond cash flow time information;
and marking the source of the interest-receiving transaction as bond loan on the transaction abstract of the interest-receiving transaction information.
5. The method of claim 4, further comprising:
acquiring all the checked-in or checked-out deposit duration bonds;
acquiring a second bond quantity of each deposited deposit duration bond or a second bond quantity of a mortgage bond in the transaction of the deposited deposit duration bond and cash flow time information of the second bond;
generating information of the payment receipt transaction of the buy-off type buyback contract according to the second bond quantity and the second bond cash flow time information;
and marking the information-receiving transaction source as a purchase-break type buyback on the transaction abstract of the information-receiving transaction information.
6. The method of claim 5, wherein the transaction data of the merged or the thawed out presence bond and the deposited or the deposited presence bond each include a bond number and custody information; the method further comprises the following steps:
generating reverse receipt and payment transaction information in the receipt and payment transaction information of the bond loan and the receipt and payment transaction information of the intermittent buyback contract according to the bond number and the custody bank information;
and marking the source of the interest-receiving transaction as bond loan or purchase-break type buyback on the transaction abstract of the reverse interest-receiving transaction information.
7. A bond life processing apparatus, comprising:
the system comprises an acquisition module, a processing module and a display module, wherein the acquisition module is used for acquiring transaction data of deposit and renewal bonds and extracting holding position information and bond cash flow time information of each bond from the transaction data of the deposit and renewal bonds;
the first generation module is used for generating first deposit transaction information of the target bond at a first preset time interval before the deposit period of the target bond expires according to holding position information of any one of the target bond and bond cash flow time information;
a second generation module, configured to, at a second preset time interval before the expiry of the storage life of the target bond, obtain a bond factor, a face value, and a position balance of the target bond from the holding position information and the bond cash flow time information; if the bond factor and the face value of the target bond change or the position balance changes, deleting the first deposit transaction information, and generating second deposit transaction information of the target bond according to the changed bond factor and the face value;
a third generating module, configured to generate third deposit transaction information of the target bond according to the second deposit transaction information at a third preset time interval before the expiration of the deposit duration of the target bond;
a fourth generation module, configured to adjust the bond factor and the face value at a fourth preset time interval after the expiration of the deposit period of the target bond, delete the third deposit transaction information in real time after returning according to the cash flow time information, and generate fourth deposit transaction information of the target bond according to the adjusted bond factor and face value;
and the sending module is used for obtaining the deposit duration processing result of the target bond according to the fourth deposit duration transaction information and sending the deposit duration processing result to the user terminal of the target bond.
8. A server, comprising: a processor and a memory;
the memory stores computer execution instructions;
the processor executing the computer-executable instructions stored by the memory causes the processor to perform the bond life processing method of any one of claims 1-6.
9. A computer-readable storage medium having stored thereon computer-executable instructions for implementing the bond life processing method according to any one of claims 1 to 6 when executed by a processor.
10. A computer program product comprising a computer program which, when executed by a processor, implements the bond renewal processing method of any one of claims 1 to 6.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202211686136.3A CN115829752A (en) | 2022-12-27 | 2022-12-27 | Bond storage and renewal processing method, device, server and storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202211686136.3A CN115829752A (en) | 2022-12-27 | 2022-12-27 | Bond storage and renewal processing method, device, server and storage medium |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN115829752A true CN115829752A (en) | 2023-03-21 |
Family
ID=85518607
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202211686136.3A Pending CN115829752A (en) | 2022-12-27 | 2022-12-27 | Bond storage and renewal processing method, device, server and storage medium |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN115829752A (en) |
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2022
- 2022-12-27 CN CN202211686136.3A patent/CN115829752A/en active Pending
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