CN115705565A - Payment method, device and system - Google Patents

Abstract

The application discloses a payment method, a payment device and a payment system, which are used for realizing payment without complex operation for a user. A payment method is applied to a vehicle-mounted terminal and comprises the following steps: receiving a payment instruction; responding to the payment indication, and acquiring a payment image from a vehicle-mounted camera; and outputting payment information according to the payment image and the license plate information so as to realize payment.

Description

Payment method, device and system

Technical Field

The present application relates to the field of service technologies, and in particular, to a payment method, device, and system.

Background

When paying in a driving scene, a driver generally needs to find a coding pattern containing specific information, approach a target coding pattern, and perform steps of code scanning, license plate input, payment and the like by an intelligent terminal. The intelligent terminal scanning may specifically be to use an intelligent terminal device such as a mobile phone as an optical recognition device to collect and analyze specific information in the target coding pattern. The license plate input method specifically includes inputting a license plate in an interface obtained through code scanning and analysis of intelligent terminal equipment through intelligent terminal equipment such as a mobile phone. However, the steps of searching for the target coding pattern, approaching the target coding pattern, scanning the code by the intelligent terminal, inputting the license plate and paying fee are complex to operate relative to the driver, the operation time is long, the attention of the driver is easily dispersed, the situations of traffic jam and the like are caused, and some potential safety hazards of driving are also caused seriously.

Disclosure of Invention

In view of the foregoing, it is desirable to provide a payment method, device and system, which can reduce the operations of the user.

In a first aspect, an embodiment of the present application provides a payment method applied to a vehicle-mounted terminal, where the method includes: receiving a payment instruction; responding to the payment instruction, and acquiring a payment image from a vehicle-mounted camera; and outputting payment information according to the payment image and the license plate information to realize payment. The payment image refers to an image capable of identifying payment information, and may be, for example, an image including a payment link, an image including a payment two-dimensional code pattern, or the like.

Through the first aspect of the application, the user can execute one-time enabling payment to obtain a payment image from the vehicle-mounted camera; and payment information is output according to the payment image and the license plate information to realize payment, so that the user can realize payment without complicated operation.

According to some embodiments of the present application, the outputting payment information according to the payment image and the license plate information includes: and sending the payment information to a mobile terminal so that the mobile terminal displays the payment information, wherein the payment information is determined according to the payment image, and optionally, the payment information is determined according to the payment image and the license plate information and is used for confirming payment information. The payment information may be a payment amount, a payment code, or a payment link, etc. The payment is completed through the display of the mobile terminal, and the payment can be completed by using the mobile terminal.

According to some embodiments of the application, after the receiving of the payment indication, the method further comprises: and automatically loading the license plate information. By automatically loading the license plate information, the subsequent automatic calling of the license plate information can be realized without user operation, and the license plate information is automatically filled in a payment interface, so that the payment information is conveniently generated.

According to some embodiments of the present application, the outputting payment information according to the payment image and the license plate information includes: automatically filling the license plate information in a payment interface corresponding to the payment image; automatically filling the fee corresponding to the license plate information in the payment interface; and outputting the payment information according to the fee. By automatically filling in the license plate information, automatically filling in the cost, and outputting the payment information according to the license plate information and the cost, the payment information can be automatically output according to the payment image and the license plate information, and the operation of a user is reduced.

According to some embodiments of the present application, before automatically filling in the fee corresponding to the license plate information in the payment interface, the method further includes: and acquiring the cost corresponding to the license plate information from a parking management system or a consumption management system. The fee can be determined according to the license plate information by obtaining the fee corresponding to the license plate information, so that the subsequent automatic fee filling and payment information output in a payment interface are facilitated.

According to some embodiments of the application, before sending the payment information to the mobile terminal, the method comprises: and establishing a communication connection with the mobile terminal. By establishing communication connection with the mobile terminal, the payment information can be conveniently transmitted to the mobile terminal for display.

According to some embodiments of the present application, the establishing a communication connection with the mobile terminal comprises: and when the vehicle-mounted terminal is started, the communication connection with the mobile terminal is automatically established. When the vehicle-mounted terminal is started, the communication connection with the mobile terminal is automatically established, the automatic connection with the mobile terminal can be achieved without user operation, and the operation of a user is reduced.

According to some embodiments of the application, one or more of the following is displayed on the in-vehicle terminal in the form of a user interface: the payment image, the license plate information, the payment information, a function of code scanning payment application for triggering and forming payment indication, or a function of license plate setting application for storing and loading the license plate information required by loading.

In a second aspect, an embodiment of the present application further provides a vehicle-mounted terminal, where the vehicle-mounted terminal includes: the receiving unit is used for receiving payment instructions; the processing unit is used for responding to the payment instruction and acquiring a payment image from the vehicle-mounted camera; the processing unit is also used for outputting payment information according to the payment image and the license plate information so as to realize payment.

According to some embodiments of the present application, the processing unit is further configured to send the payment information to a mobile terminal, so that the mobile terminal displays the payment information, where the payment information is determined according to the payment image, and the payment information is determined according to the payment image and the license plate information.

According to some embodiments of the application, after the receiving of the payment indication: the processing unit is also used for automatically loading the license plate information.

According to some embodiments of the application, the processing unit is further to: automatically filling the license plate information in a payment interface corresponding to the payment image; automatically filling the fee corresponding to the license plate information in the payment interface; and outputting the payment information according to the fee.

According to some embodiments of the present application, before automatically filling in the fee corresponding to the license plate information in the payment interface: the processing unit is further used for obtaining the cost corresponding to the license plate information from a parking management system or a consumption management system.

According to some embodiments of the application, before sending the payment information to the mobile terminal: the processing unit is further configured to establish a communication connection with the mobile terminal.

According to some embodiments of the application, the processing unit is further configured to automatically establish a communication connection with the mobile terminal when the in-vehicle terminal is started.

According to some embodiments of the application, one or more of the following is displayed on the vehicle terminal in a user interface manner: the payment image, the license plate information, the payment information, a function of a code scanning payment application for triggering and forming payment indication, or a function of a license plate setting application for storing and loading the license plate information required by the loading.

In a third aspect, an embodiment of the present application further provides a vehicle-mounted terminal, where the vehicle-mounted terminal includes at least one processor, a memory, and a communication module; the at least one processor is connected with the memory and the communication module; the memory is used for storing instructions, the processor is used for executing the instructions, and the communication module is used for communicating with the vehicle-mounted camera and the mobile terminal under the control of the at least one processor; the instructions, when executed by the at least one processor, cause the at least one processor to perform the payment method as described in any one of the possible embodiments of the first aspect.

In a fourth aspect, an embodiment of the present application further provides a computer-readable storage medium, where the computer-readable storage medium stores a program, and the program causes a computer device to execute the payment method according to any one of the possible implementation manners of the first aspect.

In a fifth aspect, an embodiment of the present application further provides a computer program product comprising computer executable instructions stored in a computer readable storage medium; the computer-executable instructions may be read from the computer-readable storage medium by at least one processor of a device, and the execution of the computer-executable instructions by the at least one processor causes the device to perform the payment method as described in any one of the possible implementation manners of the first aspect.

In a sixth aspect, an embodiment of the present application further provides a chip system, where the chip system includes at least one processor and at least one interface circuit, where the at least one interface circuit is configured to perform a transceiving function and send an instruction to the at least one processor, and when the at least one processor executes the instruction, the at least one processor executes the payment method according to any one of the possible implementation manners of the first aspect.

In a seventh aspect, an embodiment of the present application further provides a vehicle, where the vehicle includes the vehicle-mounted terminal according to any one of the possible implementation manners of the third aspect.

In an eighth aspect, an embodiment of the present application further provides a payment system, where the payment system includes a vehicle-mounted camera and a vehicle-mounted terminal, where: the vehicle-mounted terminal receives a payment instruction; the vehicle-mounted terminal responds to the payment instruction and starts a vehicle-mounted camera; the vehicle-mounted camera acquires a payment image; and the vehicle-mounted terminal outputs payment information according to the payment image and the license plate information so as to realize payment. Exemplarily, the outputting, by the vehicle-mounted terminal, payment information according to the payment image and the license plate information includes: the vehicle-mounted camera analyzes payment information according to the payment image, and the vehicle-mounted terminal acquires the payment information. Or the vehicle-mounted terminal acquires the payment image and analyzes the payment information according to the payment image. The payment information refers to information capable of realizing payment, such as a payment two-dimensional code, a payment bar code, a payment link and the like.

For a detailed description of the second aspect to the eighth aspect and various implementations thereof in the present application, reference may be made to the detailed description of the first aspect and various implementations thereof; in addition, for the beneficial effects of the second aspect to the eighth aspect and the various implementation manners thereof, reference may be made to beneficial effect analysis in the first aspect and the various implementation manners thereof, which is not described herein again.

Drawings

Fig. 1 is a schematic diagram of a payment system according to an embodiment of the present application.

Fig. 2 is a schematic structural diagram of a vehicle-mounted terminal according to an embodiment of the present application.

Fig. 3 is a schematic structural diagram of a mobile terminal according to an embodiment of the present application.

Fig. 4 is a flowchart of a payment method according to an embodiment of the present application.

Fig. 5 is a schematic diagram of a display user interface according to an embodiment of the present application.

Fig. 6 is a schematic diagram of another display user interface according to an embodiment of the present application.

Fig. 7 is a schematic diagram of another display user interface according to an embodiment of the present application.

Fig. 8 is a schematic diagram of another display user interface according to an embodiment of the present application.

Fig. 9 is a schematic diagram of another display user interface according to an embodiment of the present application.

Fig. 10 is a schematic diagram of another display user interface according to an embodiment of the present application.

Fig. 11 is a schematic diagram of another display user interface according to an embodiment of the present application.

Fig. 12 is a schematic diagram of another display user interface according to an embodiment of the application.

Fig. 13 is a schematic diagram of another display user interface according to an embodiment of the application.

Fig. 14 is a schematic diagram of another display user interface according to an embodiment of the present application.

Fig. 15 is a schematic logical structure diagram of a vehicle-mounted terminal according to an embodiment of the present application.

Fig. 16 is a schematic structural diagram of a chip system according to an embodiment of the present application.

Fig. 17 is a schematic structural diagram of a vehicle according to an embodiment of the present application.

Detailed Description

In the following, the terms "first", "second", "third", "fourth", "fifth", "sixth", "seventh" are used for descriptive purposes only and are not to be construed as indicating or implying relative importance or to imply that the number of indicated technical features is implicit. Thus, features defined as "first", "second", "third", "fourth", "fifth", "sixth", "seventh" may explicitly or implicitly include one or more of the described features. In the description of the embodiments of the present application, words such as "for example" are used to mean serving as an example, instance, or illustration. Any embodiment or design described herein as "for example" is not necessarily to be construed as preferred or advantageous over other embodiments or designs. Rather, use of the word "such as" is intended to present relevant concepts in a concrete fashion.

Unless defined otherwise, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this application belongs. The terminology used in the description of the present application is for the purpose of describing particular embodiments only and is not intended to be limiting of the application. It is to be understood that, in this application, unless otherwise indicated, "plurality" means two or more than two.

Fig. 1 is a schematic diagram of a payment system according to an embodiment of the present application. As shown in fig. 1, the payment system 1 includes a vehicle-mounted camera 10, a vehicle-mounted terminal 20, and a mobile terminal 30. The in-vehicle camera 10 is applicable to a vehicle. The in-vehicle camera 10 may be disposed in front of the vehicle. The in-vehicle cameras 10 may also be provided on both sides of the vehicle. The on-vehicle camera 10 disposed in front of the vehicle can capture an image located in front of the vehicle. The vehicle-mounted cameras 10 provided at both sides of the vehicle can capture images at both sides of the vehicle. The present application does not limit the position where the onboard camera 10 is provided on the vehicle. The in-vehicle terminal 20 is applicable to a vehicle. The in-vehicle terminal 20 may be an in-vehicle unit or a chip integrating in-vehicle functions, etc. The in-vehicle terminal 20 may be connected to the in-vehicle camera 10 by wire or wirelessly. The in-vehicle terminal 20 may control the in-vehicle camera 10 to capture an image and acquire the image from the in-vehicle camera 10. The in-vehicle terminal 20 may be wirelessly connected with the mobile terminal 30. The wireless mode can be Bluetooth, wifi or wifi p2p and other modes. The mobile terminal 30 may be at least one of a mobile phone, a tablet computer, a desktop computer, a laptop computer, a handheld computer, a notebook computer, an ultra-mobile personal computer (UMPC), a netbook, a Personal Digital Assistant (PDA), a cellular phone, and the like. The vehicle-mounted terminal 20 can receive payment instructions; responding to the payment instruction, acquiring a payment image from the vehicle-mounted camera 10; and outputting payment information according to the payment image and the license plate information to realize payment. The in-vehicle terminal 20 may output and send the payment information to the mobile terminal 30, so that the mobile terminal displays the payment information. The mobile terminal 30 can complete payment according to the payment information. In the present embodiment, the in-vehicle terminal 20 is also connected to the management system 40 by wire or wirelessly. The management system 40 may be a parking management system, a consumption management system, a vehicle rental management system, a charging and refueling management system, or the like. The consumption management system can be a hotel consumption management system, a store consumption management system and the like. The vehicle-mounted terminal 20 may obtain the fee corresponding to the license plate information from the management system 40, and generate the payment information according to the license plate information and the fee. The fee can be understood as payment information.

It is understood that the in-vehicle camera 10 is not limited to being disposed outside the in-vehicle terminal 20 as described above, and the in-vehicle camera 10 may be a camera included in the in-vehicle terminal 20, which is not limited in the present application.

Fig. 2 is a schematic structural diagram of a vehicle-mounted terminal according to an embodiment of the present application. The in-vehicle terminal 200 may be an in-vehicle unit or a chip integrating in-vehicle functions, etc. The in-vehicle terminal 200 may include a processor 210, a memory 220, a wireless communication module 230, a speaker 240, a microphone 250, a display screen 260, a camera 270, a usb interface 280, keys 290, and the like. The wireless communication module 230 and the USB interface 280 may constitute a communication module 300 of the in-vehicle terminal 200. The microphone 250, the display 260, and the keys 290 may constitute an input unit 310 of the in-vehicle terminal 200.

It is to be understood that the illustrated structure of the embodiment of the present invention does not constitute a specific limitation to the in-vehicle terminal 200. In other embodiments of the present application, the in-vehicle terminal 200 may include more or fewer components than those shown, or some components may be combined, some components may be split, or a different arrangement of components. The illustrated components may be implemented in hardware, software, or a combination of software and hardware.

The processor 210 may include one or more processing units, and the different processing units may be independent devices or may be integrated into one or more processors. The processor 210 is a control center of the in-vehicle terminal 200, and connects various parts of the entire in-vehicle terminal 200 using various interfaces and lines.

In some embodiments of the present disclosure, the vehicle-mounted terminal 200 may receive the payment instruction to perform payment.

In still other embodiments of the present application, a plurality of application programs (e.g., a music player, a navigation application, a code scanning payment application, etc.) may be run on the vehicle-mounted terminal 200, and the plurality of application programs may directly communicate with the application server, for example: and receiving a new message sent by the application server, and sending corresponding operation performed on the user interface to the application server.

Memory 220 may be used to store computer-executable program instructions. The internal memory 220 may include a program storage area and a data storage area. The storage program area may store an operating system, an application program (such as a sound playing function, an image playing function, etc.) required by at least one function, and the like. The storage data area may store data (such as audio data, a phone book, etc.) created during use of the in-vehicle terminal 200, and the like. Further, the memory 220 may include a high-speed random access memory, and may further include a non-volatile memory, such as at least one magnetic disk storage device, a flash memory device, a universal flash memory (UFS), and the like. The processor 210 executes various functional applications and data processing of the in-vehicle terminal 200 by executing instructions stored in the memory 220 and/or instructions stored in a memory provided in the processor.

The wireless communication module 230 may provide a solution for wireless communication applied on the in-vehicle terminal 200, including WLAN, such as Wi-Fi network, bluetooth, NFC, IR, etc. The wireless communication module 230 may be one or more devices integrating at least one communication processing module.

In some embodiments of the present application, the in-vehicle terminal 200 may establish a wireless communication connection with the mobile terminal through the wireless communication module 230, for example, a bluetooth module, a Wi-Fi module, or the like.

In still other embodiments of the present application, the in-vehicle terminal 200 may establish a wireless communication connection with the in-vehicle camera through the wireless communication module 230. Alternatively, the in-vehicle terminal 200 may establish a wired communication connection with the in-vehicle camera through the USB interface 280. The in-vehicle terminal 200 may also establish a wired communication connection with the in-vehicle camera through other interfaces on the in-vehicle terminal 200, which is not limited in this application.

The speaker 240, also called a "horn", is used to convert electrical audio signals into sound signals. The in-vehicle terminal 200 can listen to music or the like through the speaker 240.

In some embodiments of the present application, the in-vehicle terminal 200 may play music through the speaker 240.

The microphone 250, also known as "microphone", is used to convert sound signals into electrical signals. When transmitting voice information, a user can input a sound signal to the microphone 250 by uttering a sound by approaching the microphone 250 with a human mouth. The in-vehicle terminal 200 may be provided with at least one microphone 250. In other embodiments, the in-vehicle terminal 200 may be provided with two microphones 250, so as to implement a noise reduction function in addition to collecting sound signals. In other embodiments, the vehicle-mounted terminal 200 may further include three, four, or more microphones 250 to collect sound signals, reduce noise, identify sound sources, perform directional recording, generate payment instructions, and the like.

The display screen 260 is used to display images, video, etc. The display screen 260 includes a display panel. The display panel may adopt a Liquid Crystal Display (LCD), an organic light-emitting diode (OLED), an active-matrix organic light-emitting diode (active-matrix organic light-emitting diode, AMOLED), a flexible light-emitting diode (FLED), a miniature, a Micro-oeld, a quantum dot light-emitting diode (QLED), and the like. In some embodiments, the in-vehicle terminal 200 may include 1 or N display screens 260, N being a positive integer greater than 1.

In some embodiments of the present application, the in-vehicle terminal 200 may display a user interface through the display screen 260 for user operation. For example, a user interface including the functions of the code scanning payment application is displayed for the user to trigger and form the payment indication.

In some embodiments of the present application, the vehicle-mounted terminal 200 may capture a payment image through the camera 270. The vehicle-mounted terminal 200 can generate payment information according to the payment image and the license plate information, and a code scanning payment function is achieved.

Fig. 3 is a schematic structural diagram of a mobile terminal according to an embodiment of the present application. The mobile terminal 100 may be at least one of a mobile phone, a tablet computer, a desktop computer, a laptop computer, a handheld computer, a notebook computer, an ultra-mobile personal computer (UMPC), a netbook, a Personal Digital Assistant (PDA), a cellular phone, and the like. The embodiment of the present application does not specifically limit the specific type of the mobile terminal 100.

The mobile terminal 100 may include a processor 110, an external memory interface 120, an internal memory 121, a Universal Serial Bus (USB) connector 130, a charging management module 140, a power management module 141, a battery 142, an antenna 1, an antenna 2, a mobile communication module 150, a wireless communication module 160, an audio module 170, a speaker 170A, a receiver 170B, a microphone 170C, an earphone interface 170D, a sensor module 180, a button 190, a motor 191, an indicator 192, a camera module 193, a display screen 194, a Subscriber Identity Module (SIM) card interface 195, and the like. The sensor module 180 may include a pressure sensor 180A, a gyroscope sensor 180B, an air pressure sensor 180C, a magnetic sensor 180D, an acceleration sensor 180E, a distance sensor 180F, a proximity light sensor 180G, a fingerprint sensor 180H, a temperature sensor 180J, a touch sensor 180K, an ambient light sensor 180L, a bone conduction sensor 180M, and the like.

It is to be understood that the illustrated structure of the embodiment of the present application does not constitute a specific limitation to the mobile terminal 100. In other embodiments of the present application, the mobile terminal 100 may include more or fewer components than shown, or some components may be combined, some components may be split, or a different arrangement of components. The illustrated components may be implemented in hardware, software, or a combination of software and hardware.

Processor 110 may include one or more processing units, such as: the processor 110 may include an Application Processor (AP), a modem processor, a Graphics Processor (GPU), an Image Signal Processor (ISP), a controller, a video codec, a Digital Signal Processor (DSP), a baseband processor, and/or a neural-Network Processing Unit (NPU), among others. The different processing units may be separate devices or may be integrated into one or more processors.

The processor can generate an operation control signal according to the instruction operation code and the time sequence signal to complete the control of instruction fetching and instruction execution.

A memory may also be provided in processor 110 for storing instructions and data. In some embodiments, the memory in the processor 110 may be a cache memory. The memory may store instructions or data that have been used or used more frequently by the processor 110. If the processor 110 needs to use the instructions or data, it can call directly from the memory. Avoiding repeated accesses reduces the latency of the processor 110, thereby increasing the efficiency of the system.

In some embodiments, processor 110 may include one or more interfaces. The interface may include an integrated circuit (I2C) interface, an integrated circuit built-in audio (I2S) interface, a Pulse Code Modulation (PCM) interface, a universal asynchronous receiver/transmitter (UART) interface, a mobile industry processor interface (mobile industry processor interface, MIPI), a general-purpose-input/output (GPIO) interface, a Subscriber Identity Module (SIM) interface, and/or a Universal Serial Bus (USB) interface, etc. The processor 110 may be connected to modules such as a touch sensor, an audio module, a wireless communication module, a display, a camera, etc. through at least one of the above interfaces.

It should be understood that the connection relationship between the modules illustrated in the embodiment of the present application is only an exemplary illustration and is not a limitation to the structure of the mobile terminal 100. In other embodiments of the present application, the mobile terminal 100 may also adopt different interface connection manners or a combination of multiple interface connection manners in the above embodiments.

The USB connector 130 is an interface conforming to the USB standard specification, and may be used to connect the mobile terminal 100 and a peripheral device, and specifically may be a Mini USB connector, a Micro USB connector, a USB Type C connector, and the like. The USB connector 130 may be used to connect a charger to charge the mobile terminal 100, or may be used to connect other electronic devices to transmit data between the mobile terminal 100 and the other electronic devices. And can also be used to connect a headset through which audio stored in the mobile terminal is output. The connector can also be used to connect other electronic devices, such as VR devices and the like. In some embodiments, the standard specifications for the universal serial bus may be USB1.X, USB2.0, USB3.X, and USB4.

The charging management module 140 is used for receiving charging input of the charger. The charger may be a wireless charger or a wired charger. In some wired charging embodiments, the charging management module 140 may receive charging input from a wired charger via the USB interface 130. In some wireless charging embodiments, the charging management module 140 may receive a wireless charging input through a wireless charging coil of the mobile terminal 100. The charging management module 140 may also supply power to the mobile terminal 100 through the power management module 141 while charging the battery 142.

The power management module 141 is used to connect the battery 142, the charging management module 140 and the processor 110. The power management module 141 receives the input of the battery 142 and/or the charge management module 140, and supplies power to the processor 110, the internal memory 121, the display screen 194, the camera module 193, the wireless communication module 160, and the like. The power management module 141 may also be used to monitor parameters such as battery capacity, battery cycle count, battery state of health (leakage, impedance), etc. In some other embodiments, the power management module 141 may also be disposed in the processor 110. In other embodiments, the power management module 141 and the charging management module 140 may be disposed in the same device.

The wireless communication function of the mobile terminal 100 may be implemented by the antenna 1, the antenna 2, the mobile communication module 150, the wireless communication module 160, a modem processor, a baseband processor, and the like.

The antennas 1 and 2 are used for transmitting and receiving electromagnetic wave signals. Each antenna in the mobile terminal 100 may be used to cover a single or multiple communication bands. Different antennas can also be multiplexed to improve the utilization of the antennas. For example: the antenna 1 may be multiplexed as a diversity antenna of a wireless local area network. In other embodiments, the antenna may be used in conjunction with a tuning switch.

The mobile communication module 150 may provide a solution including wireless communication of 2G/3G/4G/5G, etc. applied to the mobile terminal 100. The mobile communication module 150 may include at least one filter, a switch, a power amplifier, a Low Noise Amplifier (LNA), and the like. The mobile communication module 150 may receive the electromagnetic wave from the antenna 1, filter, amplify, etc. the received electromagnetic wave, and transmit the electromagnetic wave to the modem processor for demodulation. The mobile communication module 150 may also amplify the signal modulated by the modem processor, and convert the signal into electromagnetic wave through the antenna 1 to radiate the electromagnetic wave. In some embodiments, at least some of the functional modules of the mobile communication module 150 may be disposed in the processor 110. In some embodiments, at least some of the functional modules of the mobile communication module 150 may be disposed in the same device as at least some of the modules of the processor 110.

The modem processor may include a modulator and a demodulator. The modulator is used for modulating a low-frequency baseband signal to be transmitted into a medium-high frequency signal. The demodulator is used for demodulating the received electromagnetic wave signal into a low-frequency baseband signal. The demodulator then passes the demodulated low frequency baseband signal to a baseband processor for processing. The low frequency baseband signal is processed by the baseband processor and then transferred to the application processor. The application processor outputs a sound signal through an audio device (not limited to the speaker 170A, the receiver 170B, etc.) or displays an image or video through the display screen 194. In some embodiments, the modem processor may be a stand-alone device. In other embodiments, the modem processor may be provided in the same device as the mobile communication module 150 or other functional modules, independent of the processor 110.

The wireless communication module 160 may provide a solution for wireless communication applied to the mobile terminal 100, including Wireless Local Area Networks (WLANs) (e.g., wireless fidelity (Wi-Fi) networks), bluetooth (bluetooth, BT), bluetooth Low Energy (BLE), ultra Wide Band (UWB), global Navigation Satellite System (GNSS), frequency Modulation (FM), short-range wireless communication (NFC), infrared (infrared, IR), and the like. The wireless communication module 160 may be one or more devices integrating at least one communication processing module. The wireless communication module 160 receives electromagnetic waves via the antenna 2, performs frequency modulation and filtering processing on electromagnetic wave signals, and transmits the processed signals to the processor 110. The wireless communication module 160 may also receive a signal to be transmitted from the processor 110, perform frequency modulation and amplification on the signal, and convert the signal into electromagnetic waves through the antenna 2 to radiate the electromagnetic waves.

In some embodiments, the antenna 1 of the mobile terminal 100 is coupled to the mobile communication module 150 and the antenna 2 is coupled to the wireless communication module 160 so that the mobile terminal 100 can communicate with networks and other electronic devices through wireless communication techniques. The wireless communication technology may include global system for mobile communications (GSM), general Packet Radio Service (GPRS), code division multiple access (code division multiple access, CDMA), wideband Code Division Multiple Access (WCDMA), time-division code division multiple access (time-division code division multiple access, TD-SCDMA), long Term Evolution (LTE), BT, GNSS, WLAN, NFC, FM, and/or IR technologies, etc. The GNSS may include a Global Positioning System (GPS), a global navigation satellite system (GLONASS), a beidou satellite navigation system (BDS), a quasi-zenith satellite system (QZSS), and/or a Satellite Based Augmentation System (SBAS).

The mobile terminal 100 may implement display functionality via the GPU, the display screen 194, and the application processor, among other things. The GPU is a microprocessor for image processing, and is connected to the display screen 194 and an application processor. The GPU is used to perform mathematical and geometric calculations for graphics rendering. The processor 110 may include one or more GPUs that execute program instructions to generate or alter display information.

The display screen 194 is used to display images, video, and the like. The display screen 194 includes a display panel. The display panel may adopt a Liquid Crystal Display (LCD), an organic light-emitting diode (OLED), an active-matrix organic light-emitting diode (active-matrix organic light-emitting diode, AMOLED), a flexible light-emitting diode (FLED), a miniature, a Micro-oeld, a quantum dot light-emitting diode (QLED), and the like. In some embodiments, the mobile terminal 100 may include 1 or more display screens 194.

The mobile terminal 100 may implement a camera function through the camera module 193, isp, video codec, GPU, display screen 194, and application processor AP, neural network processor NPU, etc.

The camera module 193 can be used to collect color image data and depth data of a subject. The ISP can be used to process color image data collected by the camera module 193. For example, when a photo is taken, the shutter is opened, light is transmitted to the camera photosensitive element through the lens, the optical signal is converted into an electrical signal, and the camera photosensitive element transmits the electrical signal to the ISP for processing and converting into an image visible to naked eyes. The ISP can also carry out algorithm optimization on the noise, brightness and skin color of the image. The ISP can also optimize parameters such as exposure, color temperature and the like of a shooting scene. In some embodiments, the ISP may be provided in the camera module 193.

In some embodiments, the camera module 193 may be composed of a color camera module and a 3D sensing module.

In some embodiments, the light sensing element of the camera of the color camera module may be a Charge Coupled Device (CCD) or a complementary metal-oxide-semiconductor (CMOS) phototransistor. The light sensing element converts the optical signal into an electrical signal, which is then passed to the ISP where it is converted into a digital image signal. And the ISP outputs the digital image signal to the DSP for processing. The DSP converts the digital image signal into image signal in standard RGB, YUV and other formats.

In some embodiments, the 3D sensing module may be a (time of flight) 3D sensing module or a structured light (structured light) 3D sensing module. The structured light 3D sensing is an active depth sensing technology, and the basic components of the structured light 3D sensing module may include an Infrared (Infrared) emitter, an IR camera module, and the like. The working principle of the structured light 3D sensing module is that light spots (patterns) with specific patterns are transmitted to a shot object, light spot pattern codes (light coding) on the surface of the object are received, the difference and the similarity of the light spots and the original projected light spots are compared, and the three-dimensional coordinates of the object are calculated by utilizing the trigonometric principle. The three-dimensional coordinates include the distance of the mobile terminal 100 from the subject. Where TOF 3D sensing may be an active depth sensing technique, the basic components of the TOF 3D sensing module may include an Infrared (infra) emitter, an IR camera module, etc. The working principle of the TOF 3D sensing module is to calculate the distance (i.e. depth) between the TOF 3D sensing module and the object to be photographed through the time of infrared ray foldback so as to obtain a 3D depth-of-field map.

The structured light 3D sensing module can also be applied to the fields of face recognition, motion sensing game machines, industrial machine vision detection and the like. The TOF 3D sensing module can also be applied to the fields of game machines, augmented Reality (AR)/Virtual Reality (VR), and the like.

In other embodiments, the camera module 193 may also be composed of two or more cameras. The two or more cameras may include color cameras that may be used to collect color image data of the object being photographed. The two or more cameras may employ stereo vision (stereo vision) technology to acquire depth data of a photographed object. The stereoscopic vision technology is based on the principle of human eye parallax, and takes images of the same object from different angles through two or more cameras under a natural light source, and then performs operations such as triangulation to obtain distance information, i.e., depth information, between the mobile terminal 100 and the object to be photographed.

In other embodiments, the camera module 193 may also be formed by a camera. This camera takes an RGB image at one or only viewing angle. The GPU in the processor 110 may estimate the distance of each pixel in the image from the camera module 193, i.e. the depth information, according to a monocular depth estimation algorithm.

In some embodiments, the camera module 193 can be fixed to capture images of the same scene and the same view angle, and can be driven to capture images of different scenes. The camera module 193 can be fixed before the tracking target is selected; after the tracking target is selected, the tracking target can be driven to track the target.

In some embodiments, the mobile terminal 100 may include 1 or more camera modules 193. Specifically, the mobile terminal 100 may include 1 front camera module 193 and 1 rear camera module 193. The front camera module 193 can be generally used to collect the color image data and depth data of the photographer facing the display screen 194, and the rear camera module can be used to collect the color image data and depth data of the photographed object (such as people and scenery) facing the photographer.

In some embodiments, the CPU or GPU or NPU in the processor 110 may process the color image data and depth data acquired by the camera module 193. In some embodiments, the NPU may identify color image data collected by the camera module 193 (specifically, the color camera module) through a neural network algorithm, such as a convolutional neural network algorithm (CNN), on which a bone point identification technique is based, to determine bone points of a person being photographed. The CPU or GPU can also run a neural network algorithm to determine the bone points of the shot person according to the color image data. In some embodiments, the CPU or the GPU or the NPU may also be configured to determine the size of the person to be photographed (e.g., the body proportion, the thickness of the body part between the bone points) according to the depth data collected by the camera module 193 (which may be a 3D sensing module) and the identified bone points, and further determine a body beautification parameter for the person to be photographed, and finally process the photographed image of the person to be photographed according to the body beautification parameter, so as to beautify the body shape of the person to be photographed in the photographed image. In the following embodiments, how to perform the body beautifying processing on the image of the person to be shot based on the color image data and the depth data acquired by the camera module 193 will be described in detail, which is not repeated herein.

The digital signal processor is used for processing digital signals, and can also process other digital signals. For example, when the mobile terminal 100 selects a frequency bin, the digital signal processor is used to perform fourier transform or the like on the frequency bin energy.

Video codecs are used to compress or decompress digital video. The mobile terminal 100 may support one or more video codecs. In this way, the mobile terminal 100 may play or record video in a variety of encoding formats, such as: moving Picture Experts Group (MPEG) 1, MPEG2, MPEG3, MPEG4, and the like.

The NPU is a neural-network (NN) computing processor that processes input information quickly by using a biological neural network structure, for example, by using a transfer mode between neurons of a human brain, and can also learn by itself continuously. The NPU may implement applications such as intelligent recognition of the mobile terminal 100, for example: image recognition, face recognition, speech recognition, text understanding, and the like.

The external memory interface 120 may be used to connect an external memory card, such as a Micro SD card, to extend the memory capability of the mobile terminal 100. The external memory card communicates with the processor 110 through the external memory interface 120 to implement a data storage function. For example, files such as music, video, etc. are saved in an external memory card. Or files such as music, video and the like are transferred from the mobile terminal to the external memory card.

The internal memory 121 may be used to store computer executable program code, which includes instructions. The internal memory 121 may include a program storage area and a data storage area. The storage program area may store an operating system, an application program (such as a sound playing function, an image playing function, and the like) required by at least one function, and the like. The storage data area may store data (e.g., audio data, a phonebook, etc.) created during use of the mobile terminal 100, and the like. In addition, the internal memory 121 may include a high-speed random access memory, and may further include a nonvolatile memory, such as at least one magnetic disk storage device, a flash memory device, a universal flash memory (UFS), and the like. The processor 110 performs various functional methods or data processing of the mobile terminal 100 by executing instructions stored in the internal memory 121 and/or instructions stored in a memory provided in the processor.

The mobile terminal 100 may implement an audio function through the audio module 170, the speaker 170A, the receiver 170B, the microphone 170C, the earphone interface 170D, and the application processor. Such as music playing, recording, etc.

The audio module 170 is used to convert digital audio information into an analog audio signal output and also to convert an analog audio input into a digital audio signal. The audio module 170 may also be used to encode and decode audio signals. In some embodiments, the audio module 170 may be disposed in the processor 110, or some functional modules of the audio module 170 may be disposed in the processor 110.

The speaker 170A, also called a "horn", is used to convert the audio electrical signal into a sound signal. The mobile terminal 100 may listen to music or output an audio signal for a handsfree call through the speaker 170A.

The receiver 170B, also called "earpiece", is used to convert the electrical audio signal into an acoustic signal. When the mobile terminal 100 receives a call or voice information, it is possible to receive voice by placing the receiver 170B close to the human ear.

The microphone 170C, also referred to as a "microphone," is used to convert sound signals into electrical signals. When making a call or transmitting voice information, the user can input a voice signal to the microphone 170C by speaking near the microphone 170C through the mouth. The mobile terminal 100 may be provided with at least one microphone 170C. In other embodiments, the mobile terminal 100 may be provided with two microphones 170C to implement a noise reduction function in addition to collecting sound signals. In other embodiments, the mobile terminal 100 may further include three, four or more microphones 170C to collect sound signals, reduce noise, identify sound sources, and implement directional recording functions.

The earphone interface 170D is used to connect a wired earphone. The headset interface 170D may be the USB interface 130, or may be a 3.5mm open mobile platform (OMTP) standard interface, a cellular telecommunications industry association (cellular telecommunications industry association of the USA, CTIA) standard interface.

The pressure sensor 180A is used for sensing a pressure signal, and can convert the pressure signal into an electrical signal. In some embodiments, the pressure sensor 180A may be disposed on the display screen 194. The pressure sensor 180A can be of a variety of types, such as a resistive pressure sensor, an inductive pressure sensor, a capacitive pressure sensor, and the like. The capacitive pressure sensor may be a sensor comprising at least two parallel plates having an electrically conductive material. When a force acts on the pressure sensor 180A, the capacitance between the electrodes changes. The mobile terminal 100 determines the intensity of the pressure according to the change in the capacitance. When a touch operation is applied to the display screen 194, the mobile terminal 100 detects the intensity of the touch operation according to the pressure sensor 180A. The mobile terminal 100 may also calculate the touched position from the detection signal of the pressure sensor 180A. In some embodiments, the touch operations that are applied to the same touch position but different touch operation intensities may correspond to different operation instructions. For example: and when the touch operation with the touch operation intensity smaller than the first pressure threshold value acts on the short message application icon, executing an instruction for viewing the short message. And when the touch operation with the touch operation intensity larger than or equal to the first pressure threshold value acts on the short message application icon, executing an instruction of newly building the short message.

The gyro sensor 180B may be used to determine a motion gesture of the mobile terminal 100. In some embodiments, the angular velocity of the mobile terminal 100 about three axes (i.e., x, y, and z axes) may be determined by the gyro sensor 180B. The gyro sensor 180B may be used for photographing anti-shake. Illustratively, when the shutter is pressed, the gyro sensor 180B detects a shake angle of the mobile terminal 100, calculates a distance to be compensated for by the lens module according to the shake angle, controls a lens to move in a reverse direction to counteract the shake of the mobile terminal 100, and thus realizes anti-shake. The gyroscope sensor 180B may also be used for navigation, somatosensory gaming scenes.

The air pressure sensor 180C is used to measure air pressure. In some embodiments, the mobile terminal 100 calculates an altitude based on the barometric pressure measured by the barometric pressure sensor 180C to assist in positioning and navigation.

The magnetic sensor 180D includes a hall sensor. The mobile terminal 100 may detect the opening and closing of the flip holster using the magnetic sensor 180D. When the mobile terminal is a foldable electronic device, the magnetic sensor 180D may be used to detect the folding or unfolding, or the folding angle of the mobile terminal. In some embodiments, when the mobile terminal 100 is a folder, the mobile terminal 100 may detect the opening and closing of the folder according to the magnetic sensor 180D. And then according to the detected opening and closing state of the leather sheath or the opening and closing state of the flip, the characteristics of automatic unlocking of the flip and the like are set.

The acceleration sensor 180E may detect the magnitude of acceleration of the mobile terminal 100 in various directions (generally, three axes). The magnitude and direction of gravity may be detected when the mobile terminal 100 is stationary. The method can also be used for identifying the gesture of the mobile terminal, and is applied to horizontal and vertical screen switching, pedometers and other applications.

A distance sensor 180F for measuring a distance. The mobile terminal 100 may measure the distance by infrared or laser. In some embodiments, the scene is photographed and the mobile terminal 100 may range using the distance sensor 180F to achieve fast focus.

The proximity light sensor 180G may include, for example, a Light Emitting Diode (LED) and a light detector, such as a photodiode. The light emitting diode may be an infrared light emitting diode. The mobile terminal 100 emits infrared light to the outside through the light emitting diode. The mobile terminal 100 detects infrared reflected light from a nearby object using a photodiode. When the intensity of the detected reflected light is greater than the threshold value, it may be determined that there is an object near the mobile terminal 100. When the intensity of the detected reflected light is less than the threshold value, the mobile terminal 100 may determine that there is no object near the mobile terminal 100. The mobile terminal 100 can utilize the proximity light sensor 180G to detect that the user holds the mobile terminal 100 close to the ear for talking, so as to automatically turn off the screen to achieve the purpose of saving power. The proximity light sensor 180G can also be used in a holster mode, a pocket mode automatically unlocks and locks the screen.

The ambient light sensor 180L may be used to sense ambient light levels. The mobile terminal 100 may adaptively adjust the brightness of the display screen 194 according to the perceived ambient light brightness. The ambient light sensor 180L can also be used to automatically adjust the white balance when taking a picture. The ambient light sensor 180L may also cooperate with the proximity light sensor 180G to detect whether the mobile terminal 100 is obstructed, such as when the mobile terminal 100 is in a pocket. When it is detected that the mobile terminal 100 is hidden or in a pocket, some functions (e.g., touch function) may be disabled to prevent misoperation.

The fingerprint sensor 180H is used to collect a fingerprint. The mobile terminal 100 may utilize the collected fingerprint characteristics to implement fingerprint unlocking, access to an application lock, fingerprint photographing, fingerprint incoming call answering, and the like.

The temperature sensor 180J is used to detect temperature. In some embodiments, the mobile terminal 100 executes a temperature handling policy using the temperature detected by the temperature sensor 180J. For example, when the temperature detected by the temperature sensor 180J exceeds a threshold, the mobile terminal 100 performs a reduction in the performance of the processor in order to reduce the power consumption of the mobile terminal 100 to implement thermal protection. In other embodiments, the mobile terminal 100 heats the battery 142 when the temperature detected by the temperature sensor 180J is below another threshold. In other embodiments, the mobile terminal 100 may boost the output voltage of the battery 142 when the temperature is below a further threshold.

The touch sensor 180K is also called a "touch device". The touch sensor 180K may be disposed on the display screen 194, and the touch sensor 180K and the display screen 194 form a touch screen, which is also called a "touch screen". The touch sensor 180K is used to detect a touch operation applied thereto or nearby. The touch sensor can communicate the detected touch operation to the application processor to determine the touch event type. Visual output associated with the touch operation may be provided via the display screen 194. In other embodiments, the touch sensor 180K may be disposed on the surface of the mobile terminal 100 at a different position than the display screen 194.

The bone conduction sensor 180M may acquire a vibration signal. In some embodiments, the bone conduction sensor 180M may acquire a vibration signal of the human voice vibrating a bone mass. The bone conduction sensor 180M may also contact the human body pulse to receive the blood pressure pulsation signal. In some embodiments, the bone conduction sensor 180M may also be disposed in a headset, integrated into a bone conduction headset. The audio module 170 may analyze a voice signal based on the vibration signal of the bone mass vibrated by the sound part acquired by the bone conduction sensor 180M, so as to implement a voice function. The application processor can analyze heart rate information based on the blood pressure beating signal acquired by the bone conduction sensor 180M, and the heart rate detection function is realized.

The keys 190 may include a power-on key, a volume key, and the like. The keys 190 may be mechanical keys. Or may be touch keys. The mobile terminal 100 may receive a key input, and generate a key signal input related to user setting and function control of the mobile terminal 100.

The motor 191 may generate a vibration cue. The motor 191 may be used for incoming call vibration cues, as well as for touch vibration feedback. For example, touch operations applied to different applications (e.g., photographing, audio playing, etc.) may correspond to different vibration feedback effects. The motor 191 may also respond to different vibration feedback effects for touch operations applied to different areas of the display screen 194. Different application scenes (such as time reminding, receiving information, alarm clock, game and the like) can also correspond to different vibration feedback effects. The touch vibration feedback effect may also support customization.

Indicator 192 may be an indicator light that may be used to indicate a state of charge, a change in charge, or a message, missed call, notification, etc.

The SIM card interface 195 is used to connect a SIM card. The SIM card can be attached to and detached from the mobile terminal 100 by being inserted into the SIM card interface 195 or being pulled out of the SIM card interface 195. The mobile terminal 100 may support 1 or more SIM card interfaces. The SIM card interface 195 may support a Nano SIM card, a Micro SIM card, a SIM card, etc. Multiple cards can be inserted into the same SIM card interface 195 at the same time. The types of the plurality of cards may be the same or different. The SIM card interface 195 may also be compatible with different types of SIM cards. The SIM card interface 195 may also be compatible with external memory cards. The mobile terminal 100 interacts with a network through the SIM card to implement functions such as communication and data communication. In some embodiments, the mobile terminal 100 employs esims, namely: an embedded SIM card. The eSIM card may be embedded in the mobile terminal 100 and may not be separated from the mobile terminal 100.

According to the payment method, the payment mode of the vehicle-mounted terminal is enabled, the vehicle-mounted camera is used for acquiring the payment image, and then payment information is determined according to the payment image and the license plate information, so that payment is completed quickly. Therefore, the vehicle-mounted terminal is enabled to recognize the payment information according to the payment image or control the vehicle-mounted camera to recognize the payment information according to the payment image, the vehicle-mounted terminal further determines the payment information according to the payment information (and the license plate information) and displays the payment information to finish payment, and the user can finish the payment only by enabling the payment mode and confirming the payment, so that the online payment operation of the user is simplified. Optionally, the vehicle-mounted terminal may further send the payment information to the mobile terminal, and the mobile terminal displays and completes payment. Or the vehicle-mounted terminal can also send the payment information and the license plate information to the mobile terminal, the mobile terminal determines the payment information according to the payment information, or the mobile terminal determines the payment information according to the payment information and the license plate information, and the mobile terminal displays and completes payment. Or the vehicle-mounted terminal can also send the payment image and the license plate information to the mobile terminal, the mobile terminal identifies the payment information according to the payment image, determines the payment information according to the payment information and/or the license plate information, and the mobile terminal displays and completes payment.

The payment image refers to an image capable of identifying payment information, and may be, for example, an image including a payment link, or an image including a payment two-dimensional code pattern. The payment information refers to information capable of realizing payment, such as a payment two-dimensional code, a payment bar code, a payment connection and the like. The payment information is determined according to the payment image and the license plate information and is used for confirming payment information. The payment information may be a payment amount, a payment code, or a payment link. The license plate information described herein refers to information for identifying a license plate number, and for example, the license plate information may be a license plate number, a number corresponding to the license plate number, an image corresponding to the license plate number, or information corresponding to the license plate number.

The payment method provided by the application can be used for paying parking fee or other consumptions. Other consumption may be, for example, payment of hotel consumption, payment of purchase of things, etc., payment of vehicle rental, payment of vehicle charging and refueling, etc. When needing the vehicle to collect fee, collect fee through enabling vehicle or vehicle mounted terminal, utilize vehicle-mounted camera to gather relevant information, realize collecting fee fast. For example, taking parking lot payment as an example, when a user drives an automobile out of the parking lot, a parking payment mode is enabled, a payment image is collected by using a vehicle-mounted camera, payment information is identified by using the vehicle-mounted camera according to the payment image, or payment information is identified by using a vehicle-mounted terminal according to the payment image, and then the vehicle-mounted terminal confirms the payment information according to the payment information and completes payment. Or the vehicle-mounted terminal can synchronize the payment information or the payment image to other mobile terminals supporting payment, and the user completes payment at the mobile terminal to realize quick payment. The user can finish the payment operation only by enabling payment and confirming payment, for example, code scanning payment. The parking payment will be explained as an example. But the application is not limited to parking payment.

Fig. 4 is a flowchart of a payment method according to an embodiment of the present application. The payment method comprises the following steps:

s401: and the vehicle-mounted terminal receives the indication of storing the license plate information and stores the license plate information according to the indication of storing the license plate information.

After the vehicle-mounted terminal is started, a display screen of the vehicle-mounted terminal can display a user interface of the vehicle-mounted terminal. And the user can operate the license plate setting function displayed in the user interface of the vehicle-mounted terminal and trigger and generate the indication for storing the license plate information. Generally, after the in-vehicle terminal is started, the user interface displayed at this time is the default main interface, as shown in fig. 5. In fig. 5, the main interface 500 includes a status bar 510 displayed on the left side and a display interface 520 displayed on the right side. The status bar 510 displays functions of applications installed on the vehicle-mounted terminal, such as a setup function, a return function, a music function, a radio station function, a code scanning payment function, and a navigation function. The corresponding interface is displayed in the display interface according to the function selected in the status bar 510. For example, in fig. 5, an interface of the default selected setting function, that is, a volume setting function, a network setting function, a license plate setting function, an account setting function, and a bluetooth setting function, is displayed in the display interface of the main interface 500. It can be understood that the vehicle-mounted terminal may not need to use the split-screen mode, that is, the vehicle-mounted terminal may display the display interface of the vehicle-mounted terminal in a full screen. It is understood that fig. 5 is an example of the main interface 500, and the status bar 510 may omit a part of the functions, or may further include functions of other applications, such as a call function, a home page function, and the like, or an interface corresponding to the home page function may be displayed in the display interface 520 of the main interface 500. The content and form of the main interface 500 are not limited in this application.

The license plate setting function is used for storing license plate information for a user. The license plate information can be a license plate code, a license plate number, a bar code corresponding to the license plate, a link corresponding to the license plate and the like. As shown in fig. 5, the user may click on the license plate setting function. After detecting that the user selects the license plate setting function, the vehicle-mounted terminal displays a license plate setting interface 600, as shown in fig. 6. In fig. 6, the license plate setting interface 600 includes a status bar 610 displayed on the left side, a function list 620 corresponding to a setting function displayed in the middle, and a display interface 630 displayed on the right side. The status bar 610 displays a set function, a return function, a music function, a radio station function, a code scanning payment function, and a navigation function. The function list 620 corresponding to the setting function includes a volume setting function, a network setting function, a license plate setting function, an account setting function, and a bluetooth setting function. The display interface 630 displays a first prompt message, a license plate input box, a first virtual option, and a virtual keyboard. The first prompt message may include "save license plate information". The first prompt information is used for prompting a user to input license plate information in the license plate input frame so as to store the license plate information. The license plate input frame is used for a user to input license plate information. The first virtual option may include a confirm option and a delete option. The virtual keyboard is used for a user to operate so as to input license plate information in the license plate input frame. It is to be understood that fig. 6 is an example of the license plate setting interface 600, the license plate setting interface 600 may omit the first prompt message, and the content and the form of the license plate setting interface 600 are not limited in the present application. It can be understood that, if the main interface is not the display interface shown in fig. 5 but an interface corresponding to another function, the setting function in the left status bar 610 may be selected so that the interface corresponding to the setting function is included in the display interface, and thus the license plate setting function may be operated by the user.

As shown in fig. 6, the user may select the confirmation option after inputting the license plate information through the virtual keyboard. After detecting that the user selects the confirmation option, the in-vehicle terminal displays a save prompt interface 700, as shown in fig. 7. In fig. 7, the save prompt interface 700 includes a status bar 710 displayed on the left side, a function list 720 corresponding to the setup function displayed in the middle, and a display interface 730 displayed on the right side. The name, license plate, and binding result are displayed in the display interface 730 of the save prompt interface 700. The name may include "license plate information". The license plate is the license plate input by the user in the license plate input frame in fig. 6. The binding result may be a success, and the binding result may also be a failure. The binding result in fig. 7 is successful. Therefore, the user can save the license plate information to the vehicle-mounted terminal. It is to be understood that fig. 7 is an example of the saving prompt interface 700, names and the like of the saving prompt interface 700 may be omitted, and the content and form of the saving prompt interface 700 are not limited in this application. It can be understood that the license plate information stored by the user to the vehicle-mounted terminal can be stored before the vehicle is driven out of the parking lot, namely, the license plate information is stored in advance before payment. Therefore, the license plate information can be automatically loaded and called for many times when the subsequent vehicle-mounted terminal pays the fee.

S402: the vehicle-mounted terminal is started, a user interface of the vehicle-mounted terminal is displayed, and a function corresponding to the code scanning payment application is displayed in the user interface. The code scanning payment application is used for payment of a vehicle-mounted terminal, and the code scanning payment application is only an example, and the name of the application is not limited.

The user can start the vehicle-mounted terminal by starting the vehicle. It can be understood that the user can also directly start the vehicle-mounted terminal, and the application is not limited thereto. The user may activate the vehicle-mounted terminal when exiting the parking lot. For example, the user may activate the vehicle-mounted terminal when exiting a garage of the parking lot, which is not limited in this application. When the vehicle-mounted terminal is started, as described above, the user interface of the vehicle-mounted terminal is displayed on the display screen of the vehicle-mounted terminal.

S403: and the vehicle-mounted terminal establishes communication connection with the mobile terminal.

In some embodiments of the present application, the vehicle-mounted terminal may be bound with the mobile terminal in advance, so that the vehicle-mounted terminal may automatically establish a communication connection with the mobile terminal when the vehicle-mounted terminal is started. The communication connection can be Bluetooth, wifi or wifi p2p and other communication connections.

In still other embodiments of the present application, a distributed system may be installed in both the in-vehicle terminal and the mobile terminal. The vehicle-mounted terminal is provided with a first distributed system, and the mobile terminal is provided with a second distributed system. The distributed system may be, for example, a Honmony operating system (Harmony OS), the operating system of apple Inc., a Microsoft system, etc. When the distance between the vehicle-mounted terminal and the mobile terminal is within a preset range, the vehicle-mounted terminal and the mobile terminal can find the other side and automatically establish communication connection with the other side. Therefore, the vehicle-mounted terminal and the mobile terminal do not need to be bound, and communication connection with the mobile terminal can be automatically established as long as the distance between the vehicle-mounted terminal and the mobile terminal is within a preset range.

S404: and the vehicle-mounted terminal automatically loads the license plate information.

In step S401, the vehicle-mounted terminal stores the license plate information in the vehicle-mounted terminal in advance, so that the vehicle-mounted terminal can automatically load the license plate information after the vehicle-mounted terminal is started. The automatic loading of the license plate information means that the license plate information stored in the vehicle-mounted terminal is automatically transferred to a memory, and the vehicle-mounted terminal can directly transfer the license plate information subsequently and automatically fill in the license plate information.

S405: and the vehicle-mounted terminal receives the payment instruction.

The user can trigger and generate the payment indication by operating the function of the code scanning payment application displayed in the user interface of the vehicle-mounted terminal. It can be understood that the user may also trigger the generation of the payment instruction by operating a key, or trigger the generation of the payment instruction by inputting a sound through a microphone, which is not limited in this application. The payment instruction may be triggered when the vehicle exits the parking lot exit, which is not limited in this application. Before the generation of the payment instruction is triggered, any interface, such as a main interface shown in fig. 8, may be displayed on the vehicle-mounted terminal. At this time, the user may click on the pay by scan function, as shown in fig. 8. After detecting that the user clicks the code scanning payment function, the vehicle-mounted terminal displays a code scanning payment interface 900, as shown in fig. 9. In fig. 9, the code scanning payment interface 900 includes a status bar 910 displayed on the left side and a display interface 920 displayed on the right side. The status bar 910 displays a setup function, a return function, a music function, a radio station function, a code scanning payment function, and a navigation function. The display interface 920 displays a second prompt message and a second virtual option. The second prompt message may include "whether to initiate scanning? ". The second prompt message is used for prompting the user whether to start scanning. The second virtual option may include a confirm option and a delete option. It is understood that fig. 9 is an example of the code scanning payment interface 900, the code scanning payment interface 900 may omit the second prompt message, and the like, and the content and the form of the code scanning payment interface 900 are not limited in the present application. At this point, the user may click on the confirmation option, as shown in FIG. 9. Thereby triggering the generation of payment instructions.

It can be understood that, after detecting that the user clicks the code scanning payment function, the vehicle-mounted terminal may directly trigger generation of the payment instruction without displaying the code scanning payment interface 900 shown in fig. 9. It can be understood that, when the vehicle-mounted terminal is started, the displayed user interface may be as shown in fig. 9, and at this time, the user may directly click the confirmation option to trigger generation of the payment instruction.

S406: and the vehicle-mounted terminal responds to the payment instruction and starts a vehicle-mounted camera.

The vehicle-mounted terminal can call the vehicle-mounted camera through an application program coding interface (API) so as to request to obtain the authority for calling the vehicle-mounted camera, and can control the vehicle-mounted camera to be called after the authority is obtained. Thus, the vehicle-mounted terminal can start the vehicle-mounted camera and can acquire images from the vehicle-mounted camera.

After detecting that the user clicks the confirmation option, the vehicle-mounted terminal may further display a code scanning confirmation interface 1000 shown in fig. 10. The scan code confirmation interface 1000 includes a status bar 1010 displayed on the left side and a display interface 1020 displayed on the right side. The status bar 1010 displays a set function, a return function, a music function, a radio station function, a code scanning payment function, and a navigation function. The display interface 1020 displays the third prompt message and the third virtual option. The third prompt information may include "in scan" \8230; ". The third prompt message is used for prompting the user whether to cancel scanning. The third virtual option may include a cancel option. It is understood that fig. 10 is an example of the code scanning confirmation interface 1000, the code scanning confirmation interface 1000 may omit the third prompt message, and the like, and the content and the form of the code scanning confirmation interface 1000 are not limited in this application.

S407: the vehicle-mounted camera collects payment images of the surrounding environment.

It can be understood that an identifier can be installed near the exit of the parking lot, and the identifier is payment information generated according to certain rules. The payment information can be two-dimensional codes, bar codes and the like. The vehicle-mounted camera collects payment images of the surrounding environment, and the payment images comprise images of payment information.

The in-vehicle camera may be mounted in front of the vehicle. The vehicle-mounted camera installed in front of the vehicle can collect payment images and the like in front of the vehicle. In this application, because the vehicle is in the driving condition, install the on-vehicle camera in vehicle the place ahead and probably can't shoot complete and clear payment image, still can install on-vehicle camera in vehicle both sides. The vehicle-mounted cameras arranged on the two sides of the vehicle can collect payment images on the two sides of the vehicle. Optionally, an onboard camera may also be mounted on the vehicle body. The vehicle-mounted camera mounted on the vehicle body can collect payment images of the surrounding environment of the vehicle. Optionally, an on-board camera may also be mounted at the rear of the vehicle. The vehicle-mounted camera mounted on the vehicle tail body can collect payment images and the like positioned behind the vehicle. The installation position of the vehicle-mounted camera on the vehicle is not limited by the application.

The payment image collected by the vehicle-mounted camera may have a certain degree of distortion. The vehicle-mounted camera can be used for carrying out distortion correction on the collected payment image. The vehicle-mounted camera can collect payment images and simultaneously carry out distortion correction through an integrated algorithm of the vehicle-mounted camera so as to obtain the payment images after the distortion correction.

Because the vehicle is in a driving state, the vehicle-mounted camera can hardly acquire the payment images meeting the conditions at one time, and the vehicle-mounted camera can acquire the payment images for many times until the payment images meeting the conditions are acquired. Specifically, the vehicle-mounted camera can collect the current payment image and judge the current payment image. And if the current payment image does not meet the condition, acquiring the next payment image, and judging the next payment image until the condition is met.

Optionally, the payment images of the surrounding environment can be cooperatively acquired through the multiple cameras to capture the payment images, or the payment information is further identified, so that the success rate and the accuracy of payment information identification are improved.

S408: and the vehicle-mounted camera transmits the payment image to the vehicle-mounted terminal.

Optionally, the vehicle-mounted camera analyzes payment information according to the payment image, and transmits the information to the vehicle-mounted terminal. And the vehicle-mounted terminal analyzes the payment information according to the payment image.

S409: and the vehicle-mounted terminal automatically fills the license plate information in a payment interface corresponding to the payment image, automatically fills the expense corresponding to the license plate information in the payment interface, and generates payment information according to the expense. The fee can be understood as payment information.

The automatically filling the license plate information in a payment interface corresponding to the payment image comprises the following steps: identifying payment information corresponding to the payment image; identifying a payment interface corresponding to the payment information; calling license plate information; and automatically filling the license plate information in a payment interface.

After the vehicle-mounted terminal automatically fills the license plate information in a payment interface, the parking management system can receive the license plate information and determine the cost corresponding to the license plate information. And the vehicle-mounted terminal also acquires the cost corresponding to the license plate information from a management system before automatically filling the cost corresponding to the license plate information in the payment interface. The management system can be a parking management system, a consumption management system, a vehicle leasing management system, a charging and refueling management system and the like. The consumption management system can be a hotel consumption management system, a shop consumption management system and the like. The fee may be determined based on the parking start time and the parking end time. In some embodiments of the present application, the fee may be determined according to a time period corresponding to a parking duration, such as free for half an hour, 5 dollars for 2 hours, 10 dollars for 12 hours, and 20 dollars for 24 hours. In still other embodiments of the present application, the fee may be determined by day and night, for example, 4 dollars may be charged every 4 hours during the day, not more than 15 dollars; the night charges 3 yuan every 4 hours, and the number of yuan should not exceed 10 yuan. The manner in which the cost is determined is not limited by the present application.

The payment information may be a payment amount, a payment code, a payment link, etc. In the process of generating the payment information, the vehicle-mounted terminal may display a payment confirmation interface 1100, as shown in fig. 11. In fig. 11, the payment confirmation interface 1100 includes a status bar 1110 displayed on the left side and a display interface 1120 displayed on the right side. The status bar 1110 displays a set function, a return function, a music function, a radio station function, a code scanning payment function, and a navigation function. The display interface 1120 displays a fourth prompt message and a fourth virtual option. The fourth prompt message may include "\8230;" payment confirmation ". The fourth prompt message is used for prompting the user whether to cancel payment. The fourth virtual option may include a cancel option. It is understood that fig. 11 is an example of the payment confirmation interface 1100, the payment confirmation interface 1100 may omit the fourth prompt message, and the content and form of the payment confirmation interface 1100 are not limited in the present application.

In this embodiment, the in-vehicle terminal may output the payment information after generating the payment information. In the following, the output of the payment information is used to transmit the payment information to the mobile terminal, so that the mobile terminal displays the payment information, and the payment is realized as an example.

S410: and the vehicle-mounted terminal transmits the payment information to the mobile terminal.

And the vehicle-mounted terminal transmits the payment information to the mobile terminal so as to indicate the mobile terminal to finish payment.

S411: the mobile terminal displays a payment interface according to the payment information, receives payment operation in the payment interface and completes payment according to the payment operation.

In this embodiment, the payment information is taken as an example of a payment link for explanation. The mobile terminal displays a payment confirmation interface 1200 as shown in fig. 12 according to the payment link. In fig. 12, the payment confirmation interface 1200 includes a fifth prompt message and a fifth virtual option. The fifth prompt message may include "the vehicle with the license plate number of jing AXXXXX automatically identifies the XX that needs to be paid through the vehicle-mounted terminal, please confirm? ". And the fifth prompt message is used for prompting the user to pay. The fifth virtual option may include a confirm option and a cancel option. It is to be understood that fig. 12 is an example of the payment confirmation interface 1200, the payment confirmation interface 1200 may omit the fifth prompt message, and the like, and the content and form of the payment confirmation interface 1200 are not limited in this application.

The user may click on the confirmation option as shown in fig. 12. In some embodiments of the application, the mobile terminal completes payment after detecting that the user clicks the confirmation option. In further embodiments of the present application, the mobile terminal displays the payment method interface 1300 after detecting that the user clicks the confirmation option, as shown in fig. 13. In fig. 13, a payment means interface 1300 includes a sixth prompt message and a sixth virtual option. The sixth prompt message may include "please select a payment method". The sixth virtual option may include a PAY-for-you-your option, a believe-WeChat option, and a HUAWEI PAY option. It is understood that fig. 13 is an example of a payment means interface, which may omit the sixth prompt message, the huabei PAY option, and the like, and the content and form of the payment means interface are not limited in this application. The user may click on one of the sixth virtual options, such as the WeChat option. And after detecting that the user clicks the WeChat option, the mobile terminal finishes payment.

S412: and the mobile terminal transmits the prompt message to the vehicle-mounted terminal.

After the mobile terminal finishes payment, the mobile terminal can transmit prompt information to the vehicle-mounted terminal.

S413: and displaying the prompt information by the vehicle-mounted terminal.

The in-vehicle terminal may display a prompt interface 1400 according to the prompt information, as shown in fig. 14. In fig. 14, the presentation interface 1400 includes a status bar 1410 displayed on the left side and a display interface 1420 displayed on the right side. The status bar 1410 displays a setup function, a return function, a music function, a radio station function, a code scanning payment function, and a navigation function. The seventh prompt message is displayed on the display interface 1420. The seventh prompt message may include "Payment successful! ". The content and form of the display prompt interface 1400 are not limited in this application.

It can be understood that the license plate information can be stored in the vehicle-mounted terminal by the user after the vehicle-mounted terminal is started, so that the license plate information does not need to be stored in the vehicle-mounted terminal by the user in advance, the license plate information does not need to be stored when the user pays the next time, the license plate information can be automatically loaded and called, and the license plate information is not limited in the application.

It can be understood that when the payment information is generated, the license plate information can be filled in for the user, so that the user does not need to store the license plate information to the vehicle-mounted terminal in advance, and the license plate information does not need to be automatically loaded.

It can be understood that after the vehicle-mounted camera collects the payment image, the vehicle-mounted terminal can also control the vehicle-mounted camera to recognize the payment image to obtain payment information, the payment information can be payment link and the like, and the vehicle-mounted terminal can generate payment information according to the payment information and the license plate information to realize payment.

It can be understood that the vehicle-mounted terminal can also directly display the payment information to finish payment for the user, so that payment can be realized without transmitting the payment information to the mobile terminal.

It can be understood that the vehicle-mounted terminal can also output the payment information and send the license plate information corresponding to the payment image to the mobile terminal, the mobile terminal determines the payment information according to the payment information, and the mobile terminal displays and completes payment. Or the mobile terminal determines payment information according to the payment information and the license plate information, and the mobile terminal displays and completes payment.

The vehicle-mounted terminal can output payment information and can also send the payment image and the license plate information to the mobile terminal, the mobile terminal conducts payment information identification according to the payment image and determines the payment information according to the payment information, and the mobile terminal displays and completes payment. Or the mobile terminal identifies payment information according to the payment image, determines payment information according to the payment information and the license plate information, and displays and completes payment.

It can be understood that, in order to reduce the operation of the user, before the payment, the vehicle-mounted terminal can execute one-time authorization for the vehicle-mounted terminal to automatically pay according to the payment information, and then the vehicle-mounted terminal can automatically finish the payment after displaying the payment information, so that the payment is not required to be confirmed by the user, and the payment can be realized only by enabling the payment by the user.

It can be understood that, in order to reduce the operations of the user, before step S411, the vehicle-mounted terminal may execute a process of authorizing the mobile terminal to automatically pay according to the payment information, and then in step S411, the mobile terminal may complete the payment without payment operations. Therefore, the user does not need to confirm payment, and only needs to enable the user to pay, so that payment can be realized.

Fig. 15 is a schematic view of a logic structure of the vehicle-mounted terminal according to the embodiment of the present application. The in-vehicle terminal 1500 shown in fig. 15 includes a receiving unit 1510 and a processing unit 1520. The receiving unit 1510 is configured to receive a payment instruction. And the processing unit 1520, configured to obtain a payment image from the vehicle-mounted camera in response to the payment instruction. The processing unit 1520 is further configured to output payment information according to the payment image and the license plate information, so as to realize payment.

Optionally, the processing unit 1520 is further configured to send the payment information to a mobile terminal, so that the mobile terminal displays the payment information, where the payment information is generated according to the payment information (image) and the license plate information.

Optionally, after receiving the payment instruction: the processing unit 1520 is further configured to automatically load the license plate information.

Optionally, the processing unit 1520 is further configured to: automatically filling the license plate information in a payment interface corresponding to the payment image; automatically filling the fee corresponding to the license plate information in the payment interface; and outputting the payment information according to the fee.

Optionally, before automatically filling the fee corresponding to the license plate information in the payment interface: the processing unit 1520 is further configured to obtain a fee corresponding to the license plate information from a parking management system or a consumption management system.

Optionally, before sending the payment information to the mobile terminal: the processing unit 1520 is further configured to establish a communication connection with the mobile terminal.

Optionally, the processing unit 1520 is further configured to automatically establish a communication connection with the mobile terminal when the in-vehicle terminal is started.

Optionally, one or more of the following is displayed on the vehicle terminal in a user interface manner: the license plate information processing system comprises payment information, a function of code scanning payment application for triggering and forming payment indication, and a function of license plate setting application for storing and loading the license plate information required by loading.

The vehicle-mounted terminal 1500 described in the embodiment of the present invention may be used to implement the operation executed by the vehicle-mounted terminal in the payment method described above.

It is understood that, referring to fig. 2, the receiving unit 1510 of the in-vehicle terminal 1500 can be equivalent to the input unit 310 of the in-vehicle terminal 200. The input unit 310 may be the microphone 250, the display 260, or the key 290. The processing unit 1520 in the in-vehicle terminal 1500 may correspond to the processor 210 in the in-vehicle terminal 200.

In addition to the above method and apparatus, a chip system is provided in an embodiment of the present application, and please refer to fig. 16, which is a schematic structural diagram of the chip system provided in the embodiment of the present application. The system-on-chip 1600 shown in fig. 16 includes at least one processor 1610 and at least one interface circuit 1620. The processor 1610 and the interface circuit 1620 may be interconnected by wires. For example, the interface circuit 1620 may be used to receive signals from other devices. Also for example, the interface circuit 1620 may be used to send signals to other devices. For example, interface circuit 1620 may read instructions stored in memory and send the instructions to processor 1610. The instructions, when executed by processor 1610, may perform the various steps performed by the in-vehicle device of fig. 4. It is understood that the chip system 1600 may also include other discrete devices, which are not limited by the embodiments of the present application.

An embodiment of the present application further provides a computer-readable storage medium, where the computer-readable storage medium stores a program, and the program enables a computer device to execute the payment method shown in fig. 4.

Embodiments of the present application further provide a computer program product, where the computer program product includes computer executable instructions, and the computer executable instructions are stored in a computer readable storage medium; at least one processor of the device can read the computer-executable instructions from the computer-readable storage medium, and the at least one processor executes the computer-executable instructions to enable the vehicle-mounted terminal to implement the payment method shown in fig. 4.

Please refer to fig. 17, which is a schematic structural diagram of a vehicle according to an embodiment of the present application. The vehicle 1700 shown in fig. 17 includes a vehicle-mounted terminal 1710. The in-vehicle terminal 1710 may be an in-vehicle terminal as shown in fig. 2. The vehicle-mounted terminal 1710 is configured to implement the payment method shown in fig. 4.

The method comprises the steps of receiving a payment instruction; responding to the payment instruction, and acquiring an image from a vehicle-mounted camera, wherein the image comprises payment information; and outputting payment information according to the payment information and the license plate information to realize payment.

The payment operation can be completed only by executing the enabling payment operation once or executing the payment confirmation once by the user, so that the operation of the user is reduced.

Finally, it should be noted that the above embodiments are only used for illustrating the technical solutions of the present application and not for limiting, and although the present application is described in detail with reference to the preferred embodiments, it should be understood by those skilled in the art that modifications or equivalent substitutions can be made on the technical solutions of the present application without departing from the spirit and scope of the technical solutions of the present application.

Claims (22)

1. A payment method is applied to a vehicle-mounted terminal and is characterized by comprising the following steps:

receiving a payment instruction;

responding to the payment indication, and acquiring a payment image from a vehicle-mounted camera;

and outputting payment information according to the payment image and the license plate information so as to realize payment.

2. The method of claim 1, wherein outputting payment information based on the payment image and license plate information comprises:

and sending the payment information to a mobile terminal, so that the mobile terminal displays the payment information, wherein the payment information is determined according to the payment image.

3. The method of any of claims 1-2, wherein after receiving the indication of the payment, the method further comprises:

and automatically loading the license plate information.

4. The method of claim 3, wherein outputting payment information based on the payment image and license plate information comprises:

automatically filling the license plate information in a payment interface corresponding to the payment image;

automatically filling the fee corresponding to the license plate information in the payment interface;

and outputting the payment information according to the fee.

5. The method of claim 4, wherein before automatically filling in the payment interface a fee corresponding to the license plate information, the method further comprises:

and acquiring the cost corresponding to the license plate information from a parking management system or a consumption management system.

6. The method according to any of claims 2 to 5, wherein before sending the payment information to a mobile terminal, the method comprises:

and establishing a communication connection with the mobile terminal.

7. The method of claim 6, wherein the establishing the communication connection with the mobile terminal comprises:

and when the vehicle-mounted terminal is started, the communication connection with the mobile terminal is automatically established.

8. The method of claim 1, wherein: one or more of the following are displayed on the vehicle-mounted terminal in a mode of a user interface: the payment image, the license plate information, the payment information, a function of a code scanning payment application for triggering and forming payment indication, or a function of a license plate setting application for storing and loading the license plate information required by the loading.

9. A vehicle-mounted terminal, characterized in that the vehicle-mounted terminal comprises:

the receiving unit is used for receiving payment instructions;

the processing unit is used for responding to the payment instruction and acquiring a payment image from the vehicle-mounted camera;

the processing unit is also used for outputting payment information according to the payment image and the license plate information so as to realize payment.

10. The in-vehicle terminal according to claim 9, characterized in that: the processing unit is further used for sending the payment information to a mobile terminal so that the mobile terminal can display the payment information, wherein the payment information is determined according to the payment image.

11. The vehicle terminal according to any one of claims 9 to 10, wherein after receiving the payment instruction:

the processing unit is also used for automatically loading the license plate information.

12. The vehicle terminal of claim 11, wherein the processing unit is further configured to:

automatically filling the license plate information in a payment interface corresponding to the payment image;

automatically filling the fee corresponding to the license plate information in the payment interface;

and outputting the payment information according to the fee.

13. The vehicle-mounted terminal of claim 12, wherein before automatically filling the fee corresponding to the license plate information in the payment interface:

the processing unit is further used for obtaining the cost corresponding to the license plate information from a parking management system or a consumption management system.

14. The in-vehicle terminal of any one of claims 9 to 13, wherein prior to sending the payment information to the mobile terminal:

the processing unit is further configured to establish a communication connection with the mobile terminal.

15. The in-vehicle terminal according to claim 14, characterized in that: the processing unit is also used for automatically establishing communication connection with the mobile terminal when the vehicle-mounted terminal is started.

16. The in-vehicle terminal according to claim 9, characterized in that:

one or more of the following are displayed on the vehicle-mounted terminal in a mode of a user interface: the payment image, the license plate information, the payment information, a function of a code scanning payment application for triggering and forming payment indication, or a function of a license plate setting application for storing and loading the license plate information required by the loading.

17. A vehicle-mounted terminal is characterized in that the vehicle-mounted terminal comprises at least one processor, a memory and a communication module;

the at least one processor is connected with the memory and the communication module;

the memory is used for storing instructions, the processor is used for executing the instructions, and the communication module is used for communicating with the vehicle-mounted camera and the mobile terminal under the control of the at least one processor;

the instructions, when executed by the at least one processor, cause the at least one processor to perform the method of paying fees of any one of claims 1 to 8.

18. A computer-readable storage medium characterized in that the computer-readable storage medium stores a program that causes a vehicle-mounted terminal to execute the payment method according to any one of claims 1 to 8.

19. A computer program product, comprising computer executable instructions stored in a computer readable storage medium; at least one processor of the vehicle-mounted terminal can read the computer-executable instructions from the computer-readable storage medium, and the at least one processor executes the computer-executable instructions to enable the vehicle-mounted terminal to execute the payment method according to any one of claims 1 to 8.

20. A chip system, comprising at least one processor and at least one interface circuit, wherein the at least one interface circuit is configured to perform a transceiving function and send an instruction to the at least one processor, and when the at least one processor executes the instruction, the at least one processor performs the payment method according to any one of claims 1 to 8.

21. A vehicle characterized in that it comprises the in-vehicle terminal of claim 17.

22. The utility model provides a payment system, its characterized in that, payment system includes vehicle-mounted camera and vehicle-mounted terminal, wherein:

the vehicle-mounted terminal receives payment instructions;

the vehicle-mounted terminal responds to the payment instruction and starts a vehicle-mounted camera;

the vehicle-mounted camera acquires a payment image;

and the vehicle-mounted terminal outputs payment information according to the payment image and the license plate information so as to realize payment.

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