CN115641138A - Payment method based on face recognition and system and equipment thereof - Google Patents
Payment method based on face recognition and system and equipment thereof Download PDFInfo
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Abstract
The invention relates to a payment method based on face recognition, a system and equipment thereof. The payee registers the face at the terminal of the payee and sends the face to the server to be stored in the database. The method comprises the steps that a payer scans the face of a payee through a terminal camera of the payer, acquires a face image of the payee, sends the face image to a server, compares the face image with a face image in a database and matches the face image, if the face of a system registers the payee, a payment interface is pushed at a payer terminal, the payer inputs payment amount to confirm, the terminal sends a payment request and payment operation to the server, and the server transfers the payment to the account of the payee, sends payment results to the payer terminal and the payee terminal respectively and displays and/or plays the payment results at respective terminals.
Description
Technical Field
The present invention relates to a payment method, a system and a device thereof, and more particularly, to a payment method, a system and a device thereof based on face recognition.
Background
The two-dimensional code scanning payment is adopted as the conventional popular payment technology and payment method, but the code scanning payment needs a payee to print a collection code at a proper position of a store, the collection code is generally small, usually, a payer can find the position of the collection two-dimensional code by searching or asking a store merchant to find the position of the collection two-dimensional code in the store and can scan the collection two-dimensional code in a close range, and inconvenience is brought to the user. If the lawless persons attach the lawless persons collection code at the position of the payment code of the merchant, the lawless persons bring payment risk, and such cases have been reported in news.
The existing face recognition payment technology and method generally require a payer to register a face and bind a payment account number, and the second verification of payment by face recognition during online payment is really carried out by the payer, so that the payment is transferred to the other side. And the other is that face payment terminal equipment is arranged at the cash register of a shopping mall or a supermarket, the camera of the equipment acquires the face image of the payment user and sends the face image to the system server, the face image is identified and compared with the face image in the database, the comparison result is sent to the face payment terminal equipment, and payment is carried out according to the comparison result. Although there are many merchants in the market supermarket that accept the face payment with sufficient acceptance for the new payment method, the face recognition payment is not widely popularized, because the face payment method of registering the face of the merchant for payment to the merchant is a certain risk to the knowledge of the ordinary payment user, and in case of error, the face payment method is not used. In view of the above, the acceptance degree of the face payment by the merchant is higher than that of the ordinary users, but most of the paying users still have certain conflict on registering own faces to enable the merchant to scan faces for payment.
Disclosure of Invention
The technical problem to be solved by the invention is to provide a payment method based on face recognition, a system and equipment thereof, which overcome the problems in the prior art. The technical scheme is as follows:
a face recognition payment method based on a user terminal is characterized in that:
and step S01, the payer scans the face of the payee through the terminal camera of the payer, collects the face image of the payee and sends the face image to a server.
And S02, comparing and matching the facial image of the payee with the facial image in the server database, judging whether the payee is a system face registered payee, if so, entering the next step, and if not, returning to the previous step or quitting.
And S03, pushing a payment interface at the payment user terminal, and displaying the information of at least one of the scanned name, head portrait, ID and commodity homepage of the payee on the payment interface.
And S04, displaying a payment window on the terminal of the payment user, inputting the payment amount by the payment user, clicking to confirm, and sending a payment request and a payment operation to the server by the terminal.
And S05, the server receives the payment request and the payment operation from the payment user terminal, transfers the payment into the account of the collection user, and respectively sends the payment results to the payment user terminal and the collection user terminal.
And S06, the paying user terminal and the receiving user terminal respectively receive the payment result and display and/or play the payment result at the respective terminals.
The method as described above, characterized in that:
in step S03, the step of pushing the payment interface at the payer terminal, where the payee information of at least one of the scanned payee name, avatar, ID, and home page of the product is displayed on the payment interface is replaced by the step of playing the payee information of at least one of the scanned payee name, nickname, and ID through the voice payment module of the payer terminal.
And S04, displaying a payment window on the terminal of the payment user, inputting the payment amount by the payment user, clicking to confirm, sending a payment request and a payment operation to the server, wherein the payment request and the payment operation are replaced by the steps of inputting the payment amount by the voice of the payment user through a voice payment module of the terminal of the payment user, inputting a payment confirmation instruction by the voice, and sending the payment request and the payment operation to the server.
The method further comprises the following steps: the payee registers the face at the terminal, and the terminal camera acquires the face image of the user and sends the face image to the server database.
And the server receives the registered face image of the payee, stores the registered face image in a database, and binds the registered face image with the registration ID and the payment information of the payee.
A payment system based on face recognition is characterized in that:
the system comprises a collection terminal device, a payment terminal device and a server.
The payment terminal equipment comprises a face image acquisition module, a data transmission module and a payment terminal payment module, wherein the face image acquisition module is used for shooting a face image of a payee, sending the face image to the server through the data transmission module, the server terminal face identification comparison module carries out identification comparison, and the payment terminal payment module carries out payment operation on the payee according to a face identification comparison result returned by the server terminal.
The collection terminal equipment comprises a collection face registration module, a data transmission module and a collection end payment module, wherein a payee registers face information through the collection face registration module and sends the face information to the server database through the data transmission module, and the collection end payment module is used for displaying collection information and collection operation.
The server comprises a face database, a face recognition comparison module and a background end payment module, wherein the face database is used for storing face image data registered by a payee, the face recognition comparison module is used for recognizing and comparing face information of the payee and giving out a comparison result, and the background end payment module is used for processing payment requests and payment operations of a payment end and the payee.
The payment terminal payment module also comprises a payment display module and a payment reminding module, wherein the payment display module is used for displaying the payment information, and the payment reminding module is used for reminding the payment information.
The payment terminal payment module further comprises a payment display module and a payment operation module, wherein the payment display module is used for displaying payment information, and the payment operation module is used for inputting operation and confirmation of the payment information.
The payment terminal payment module also comprises a payment processing module used for processing payment display and payment operation.
The payment terminal payment module further comprises a voice payment processing module, and a sound production module and a sound pickup module which are connected with the voice payment processing module.
The voice payment processing module plays voice payment information through voice payment information input by the pickup module and the voice production module, and exchanges data of the payment information with the server through the data transmission module, so that operation and confirmation of processing the voice input payment information are achieved.
The payment terminal payment module further comprises a voice recognition module for recognizing the voice payment information of the user collected by the sound pickup module.
The server comprises a voice recognition module used for recognizing the voice payment information of the user collected by the payment terminal equipment at the cloud.
The payment terminal payment module comprises a payment processing module and at least two modules of a display module, an operation module, a sound production module and a sound pickup module which are connected with the payment processing module.
The payment processing module plays payment information through the voice module through the voice payment information of pickup module input, shows payment information through the display module, carries out payment information's data interchange through operation module operation payment, rethread data transmission module and server, realizes handling voice input payment information, payment operation and affirmation, or handles to show payment information through the screen, carry out payment operation through the screen and confirm.
The payment terminal device and the collection terminal device are smart phones or tablet computers or computers.
Or the payment terminal equipment and the collection terminal equipment are special payment terminal equipment or special collection terminal equipment.
Or, payment terminal equipment is for having the intelligent wearing equipment of camera, including intelligent earphone, intelligent glasses, AR glasses, MR glasses.
When the payment terminal equipment adopts intelligent wearable equipment, the intelligent wearable equipment is used as independent payment terminal equipment, and a data transmission module inside the intelligent wearable equipment is directly connected with the server in a wireless communication mode.
When the payment terminal equipment is matched with the smart phone or the tablet personal computer for use by adopting the intelligent wearable equipment, the data transmission module of the intelligent wearable equipment is in wireless communication connection with the data transmission module in the smart phone, and then the data transmission module in the smart phone is in wireless communication connection with the server.
The invention provides a payment method based on face recognition, a system and equipment thereof, which overcome the problems in the prior art, and a payee registers the face at a terminal of the payee and sends the face to a server to be stored in a database. The method comprises the steps that a payer scans the face of a payee through a terminal camera of the payer, acquires a face image of the payee, sends the face image to a server, compares the face image with a face image in a database and matches the face image with the face image in the database, if the face of a system registers the payee, a payment interface is pushed at a payer terminal, the payer inputs payment amount to confirm, the terminal sends a payment request and payment operation to the server, the server transfers the payment to an account of the payee, and sends payment results to the payer terminal and the payee terminal respectively and displays and/or plays the payment results at respective terminals.
Compared with the prior art, the invention has the advantages that: the face of the payee is only required to be registered at the terminal of the payee, the payer scans the face of the payee through the terminal camera of the payer, whether the payee is the current payee is identified, the payee can be paid after successful identification, the payer as a public payer does not need face registration, the use threshold of the public user is reduced, and for payment of general shop merchants, the face of the merchant boss or waiter is easier to scan than a small two-dimensional code, the payment is more convenient, and the popularization is facilitated.
The embodiment of the payment terminal equipment adopting the intelligent wearable equipment can further replace the inconvenience brought by a user taking out a mobile phone to sweep the face, the face of a merchant can be scanned through the camera of the intelligent wearable equipment to identify and compare the face before payment in the communication session process with a money receiving merchant directly, the comparison result can be rapidly given, the payment information of the merchant is played through the intelligent earphone of the intelligent wearable equipment in a voice mode, the payment amount is input through the voice mode to carry out voice operation payment, or the information of the merchant is displayed through the display unit of the intelligent glasses to carry out payment operation, so that the payment in a real scene is more convenient and faster.
In conclusion, the invention solves the problems in the prior art, meets the requirements of users, and is more beneficial to popularization, so that the invention has obvious technical progress compared with the prior art.
Drawings
Fig. 1 is a flowchart of a payee registration process.
Fig. 2 is a first face recognition payment flow chart.
Fig. 3 is a face recognition payment flow chart ii.
Fig. 4 is a third face recognition payment flow chart.
Fig. 5 is a first block diagram of the receiving user terminal device.
Fig. 6 is a first block diagram of a payment subscriber terminal device.
Fig. 7 is a server-side block diagram.
Fig. 8 is a block diagram of the second receiving user terminal device.
Fig. 9 is a second block diagram of the payment subscriber terminal device.
Fig. 10 is a first block diagram of a payor payment module.
Fig. 11 is a second block diagram of the payor payment module.
Fig. 12 is a third block diagram of the payor payment module.
Fig. 13 is a block diagram of a payment-side intelligent wearable device.
Fig. 14 is a block diagram of a payment-side intelligent wearable device block ii.
Fig. 15 is a block diagram of the payment-side intelligent wearable device.
Fig. 16 is a block diagram of a payor-side payment module or smart wearable device-side payment module having a voice recognition module.
Fig. 17 is a schematic diagram of a payment end smart wearable device.
Fig. 18 is a system block diagram one.
Fig. 19 is a second system block diagram.
Fig. 20 is a third block diagram of the system.
Detailed Description
The invention is further described with reference to the following figures and embodiments.
A face recognition payment method based on a user terminal is characterized by comprising the following steps:
as shown in fig. 1, in step P01, a receiving user first performs face registration at its terminal, and its terminal camera acquires a face image of the user and sends the face image to a server database; and step P02, the server receives the registered face image of the payee and stores the registered face image in a database, and the registered face image is bound with the registration ID and the payment information of the payee.
A first embodiment of the invention is shown in figure 2.
And S01, the payer scans the face of the payee through a terminal camera of the payer, collects the face image of the payee and sends the face image to a server.
And S02, comparing and matching the facial image of the payee with the facial image in the server database, judging whether the payee is a system face registered payee, if so, entering the next step, and if not, returning to the previous step or quitting.
And S03, pushing a payment interface at the payment user terminal, and displaying the information of at least one of the scanned name, head portrait, ID and commodity homepage of the payee on the payment interface.
And S04, displaying a payment window on the terminal of the payment user, inputting the payment amount by the payment user, clicking to confirm, and sending a payment request and a payment operation to the server by the terminal.
And S05, the server receives the payment request and the payment operation from the payment user terminal, transfers the payment into the account of the collection user, and respectively sends the payment results to the payment user terminal and the collection user terminal.
And S06, the payment user terminal and the collection user terminal respectively receive the payment result and display and/or play the payment result on the respective terminals.
A second embodiment of the invention is shown in figure 3.
And S01, the payer scans the face of the payee through a terminal camera of the payer, collects the face image of the payee and sends the face image to a server.
And S02, comparing and matching the facial image of the payee with the facial image in the server database, judging whether the payee is a system face registered payee, if so, entering the next step, and if not, returning to the previous step or quitting.
And step S03, playing the information of at least one of the scanned name, nickname and ID of the payee through a voice payment module of the payer terminal.
And S04, the paying user inputs the payment amount through the voice payment module of the terminal of the paying user, inputs a payment confirmation instruction through voice, and sends a payment request and a payment operation to the server.
And step S05, the server receives the payment request and the payment operation from the payment user terminal, transfers the payment into the account of the collection user, and respectively sends the payment results to the payment user terminal and the collection user terminal.
And S06, the payment user terminal and the collection user terminal respectively receive the payment result and display and/or play the payment result on the respective terminals.
Referring to fig. 4, this flowchart of the present invention further provides more clarity of the flow relationship between the payee terminal, the payer terminal, and the system server.
The payment system based on face recognition of the present invention is, as shown in fig. 5 to 7 and 18, characterized in that:
the system includes a receipt terminal device 100, a payment terminal device 200, and a server 300.
As shown in fig. 6, the payment terminal device 200 includes a face image acquisition module 201, a data transmission module 202, and a payment terminal payment module 203. The face image acquisition module 201 is used for shooting a face image of a payee, sending the face image to the server 300 through the data transmission module 202, performing identification and comparison by the face identification and comparison module 302 at the server 300, and performing payment operation on the payee user by the payer payment module 203 according to a face identification and comparison result returned by the server 300.
The payee terminal device 100 includes a payee face registration module 101, a data transmission module 102, and a payee side payment module 103, where the payee registers face information through the payee face registration module 101 and sends the face information to the database 301 of the server 300 through the data transmission module 102, and the payee side payment module is configured to display the receipt information and receive a receipt operation.
The server 300 comprises a face database 301, a face recognition comparison module 302 and a backend payment module 303. The face database 301 is used for storing face image data registered by a payee, the face recognition comparison module 302 is used for recognizing and comparing face information of the payee and giving a comparison result, and the background-end payment module 303 is used for processing payment requests and payment operations of a payment end and the payee.
As shown in fig. 8, the payment terminal payment module 103 further includes a payment display module 103-1 and a payment reminding module 103-2, the payment display module 103-1 is configured to display the collection information, and the payment reminding module 103-2 is configured to remind the collection information.
The payment reminding module can be arranged in the collection terminal device, can be independent of the collection terminal device and is in communication connection with the collection terminal device through the built-in wireless communication module.
As shown in fig. 9, the payer payment module 203 further includes a payment display module 203-2 and a payment operation module 203-3, the payment display module 203-2 is used for displaying payment information, and the payment operation module 203-3 is used for inputting operation and confirmation of the payment information.
As shown in fig. 10, the payer payment module 203 further includes a payment processing module 203-1 for processing payment display and payment operation. The payment processing module 203-1 is connected with the display module 203-2 and the operation module 203-3.
As shown in fig. 11, the payer payment module 203 further includes a voice payment processing module 203-1A, and a sound generation module 203-4 and a sound pickup module 203-5 connected to the voice payment processing module 203-1A.
The voice payment processing module 203-1A exchanges data of the payment information with the server 300 through the voice payment information input by the pickup module 203-5 and the voice payment information played by the voice module 203-4, and then processes operation and confirmation of the voice input payment information through the data transmission module 202.
As shown in fig. 16, the payer payment module 203 further includes a voice recognition module 203-6 for recognizing the voice payment information of the user collected by the sound pickup module.
In another embodiment, the server 300 further includes a voice recognition module 304, configured to recognize, at the cloud, the voice payment information of the user collected by the payment terminal device.
As shown in fig. 12, the payment module 203 of the payment terminal includes a payment processing module 203-1, and further includes at least two modules selected from a display module 203-2, an operation module 203-3, a sound generation module 203-4, and a sound pickup module 203-5 connected to the payment processing module 203-1.
The payment processing module plays payment information through the voice module through the voice payment information of pickup module input, shows payment information through the display module, through operation module operation payment to and carry out payment information's data interchange through data transmission module and server, realize handling voice input payment information, payment operation and affirmation, or handle through screen display payment information, carry out payment operation and affirmation through the screen.
As shown in fig. 13 to 17, other embodiments of the present invention adopt the smart wearable device 400 as a payment terminal device.
As shown in fig. 13 to 17, the intelligent wearable device 400 includes a face image acquisition module 401, a data transmission module 402, and an intelligent wearable device-side payment module 404, where the face image acquisition module 401 includes a camera 401-1, is connected to the data transmission module 402, and is then connected to the intelligent wearable device-side payment module 404. Intelligent wearable device-side payment module 404 includes voice payment processing module 404-1. Smart wearable device-side payment module 404 also includes voice recognition module 404-6. The smart wearable device-side payment module 404 further includes a sound generation module 404-2 and a sound pickup module 404-3. In the embodiment shown in fig. 15, the smart wearable device 400 further includes a display module 404-4, and further includes an operation module 404-5. The intelligent wearable device of this embodiment can adopt intelligent glasses, AR glasses or MR glasses that have the camera, owing to have the display module, can directly see the payment information that shows at the glasses end, and carry out payment operation.
As shown in fig. 17, the smart headset 400 capable of face recognition payment includes a camera 401-1, a sound module 404-2, a sound pickup module 404-3, a voice payment processing module 404-1, and a data transmission module 402. It can be seen that the intelligent wearable device of the embodiment can provide the simplest version of intelligent earphone capable of face recognition payment, the face image of the payee is collected through the camera, the face image is sent to the server through the data transmission module to be subjected to face recognition comparison, when the registered payee with the system as the result is given, the payment information of the current payee can be sent out through the earphone sounding module, the payer only needs to input the payment amount through voice, the voice payment information can be sent to the server through the sound pickup module and the voice recognition module, the server pays the payment to the payee, and the process is finished instantly in communication with the opposite payee.
The payment terminal equipment and the collection terminal equipment are smart phones or tablet computers or computers.
The payment terminal device and the collection terminal device of the invention are dedicated devices for payment terminals or dedicated devices for collection terminals, as shown in fig. 18.
The payment terminal device is an intelligent wearable device with a camera, and comprises an intelligent earphone, intelligent glasses, AR glasses and MR glasses, as shown in fig. 19 and 20.
As shown in fig. 20, when the payment terminal device is used in cooperation with a smart phone or a tablet personal computer by using an intelligent wearable device, the data transmission module of the intelligent wearable device is in wireless communication connection with the data transmission module of the smart phone, and then the data transmission module of the smart phone is in wireless communication connection with the server.
The terms of the invention such as payment terminal payment module, payment processing module, voice payment processing module and intelligent wearable device terminal payment module can include modules or units or chips described by terms or terms such as microprocessor, microcontroller, controller and the like or terms.
In the 90 s of the 20 th century, improvements in a technology could clearly distinguish between improvements in hardware (e.g., improvements in circuit structures such as diodes, transistors, switches, etc.) and improvements in software (improvements in process flow). However, as technology advances, many of today's process flow improvements have been seen as direct improvements in hardware circuit architecture. Designers almost always obtain the corresponding hardware circuit structure by programming an improved method flow into the hardware circuit. Thus, it cannot be said that an improvement in the process flow cannot be realized by hardware physical blocks. For example, a Programmable Logic Device (PLD), such as a Field Programmable Gate Array (FPGA), is an integrated circuit whose Logic functions are determined by programming the Device by a user. A digital character system is "integrated" on a PLD by the designer's own programming without requiring the chip manufacturer to design and fabricate a dedicated integrated circuit chip. Furthermore, nowadays, instead of manually manufacturing an Integrated Circuit chip, such Programming is often implemented by "logic compiler" software, which is similar to a software compiler used in program development and writing, but the original code before compiling is also written by a specific Programming Language, which is called Hardware Description Language (HDL), and HDL is not only one but many, such as ABEL (Advanced Boolean Expression Language), AHDL (alternate Hardware Description Language), traffic, CUPL (core universal Programming Language), HDCal, jhddl (Java Hardware Description Language), lava, lola, HDL, PALASM, rhyd (Hardware Description Language), and vhigh-Language (Hardware Description Language), which is currently used in most popular applications. It will also be apparent to those skilled in the art that hardware circuitry that implements the logical method flows can be readily obtained by merely slightly programming the method flows into an integrated circuit using the hardware description languages described above.
The controller may be implemented in any suitable manner, for example, the controller may take the form of, for example, a microprocessor or processor and a computer-readable medium storing computer-readable program code (e.g., software or firmware) executable by the (micro) processor, logic gates, switches, an Application Specific Integrated Circuit (ASIC), a programmable logic controller, and an embedded microcontroller, examples of which include, but are not limited to, the following microcontrollers: ARC 625D, atmel AT91SAM, microchip PIC18F26K20, and Silicone Labs C8051F320, the memory controller may also be implemented as part of the control logic for the memory. Those skilled in the art will also appreciate that, in addition to implementing the controller as pure computer readable program code, the same functionality can be implemented by logically programming method steps such that the controller is in the form of logic gates, switches, application specific integrated circuits, programmable logic controllers, embedded microcontrollers and the like. Such a controller may thus be considered a hardware component, and the means included therein for performing the various functions may also be considered as a structure within the hardware component. Or even means for performing the functions may be regarded as being both a software module for performing the method and a structure within a hardware component.
The systems, apparatuses, modules or units described in the above embodiments may be specifically implemented by a computer chip or an entity, or implemented by a product with certain functions. One typical implementation device is a computer. In particular, the computer may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smartphone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory. The payee terminal device, the payment terminal device, the payee terminal payment module, the payment processing module and the voice payment processing module are not considered to be excluded from the modules of the invention because the specific description does not include the description of using a processor (CPU), a microprocessor, a microcontroller and a controller.
For convenience of description, the above devices are described as being divided into various modules by functions, and are described separately. Of course, the functionality of the various modules may be implemented in the same one or more software and/or hardware implementations as the present application.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, device, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The application may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. The application may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.
The above description is only a preferred embodiment of the present invention, and it should be noted that, for those skilled in the art, many variations and modifications can be made without departing from the spirit of the present invention, and these are all within the scope of the present invention.
Claims (10)
1. A face recognition payment method based on a user terminal is characterized in that:
step S01, a payer scans the face of a payee through a terminal camera of the payer, collects the face image of the payee and sends the face image to a server;
step S02, comparing and matching the face image of the payee with the face image in the server database, judging whether the face image is the face of the system registered payee, if so, entering the next step, otherwise, returning to the previous step or quitting;
step S03, pushing a payment interface at a payment user terminal, and displaying the information of at least one of the scanned name, head portrait, ID and commodity homepage of the payee on the payment interface;
step S04, a payment window is displayed on a payment user terminal, a payment user inputs payment amount, confirmation is clicked, and the terminal sends a payment request and payment operation to a server;
step S05, the server receives a payment request and a payment operation from the payment user terminal, transfers the payment into an account of a collection user, and respectively sends payment results to the payment user terminal and the collection user terminal;
and S06, the payment user terminal and the collection user terminal respectively receive the payment result and display and/or play the payment result on the respective terminals.
2. The method of claim 1, wherein:
step S03, the step of pushing a payment interface at a payment user terminal, wherein the scanned information of at least one of the name, the head portrait, the ID and the commodity homepage of the payee is displayed on the payment interface, and is replaced by the step of playing the information of at least one of the name, the nickname and the ID of the scanned payee through a voice payment module of the payment user terminal;
and S04, displaying a payment window on the payment user terminal, inputting the payment amount by the payment user, clicking to confirm, sending a payment request and a payment operation to the server, and replacing by 'inputting the payment amount by the payment user through a voice payment module of the terminal of the payment user, inputting a payment confirmation instruction by voice, and sending the payment request and the payment operation to the server'.
3. The method of claim 1 or 2, wherein:
a payee firstly carries out face registration at a terminal thereof, and a terminal camera thereof acquires a face image of the user and sends the face image to a server database;
and the server receives the registered face image of the payee, stores the registered face image in a database, and binds the registered face image with the registration ID and the payment information of the payee.
4. A payment system based on face recognition is characterized in that:
the system comprises a collection terminal device, a payment terminal device and a server;
the payment terminal equipment comprises a face image acquisition module, a data transmission module and a payment end payment module, wherein the face image acquisition module is used for shooting a face image of a payee, sending the face image to a server through the data transmission module, carrying out identification comparison through a server end face identification comparison module, and carrying out payment operation on the payee end user through the payment end payment module according to a face identification comparison result returned by the server end;
the collection terminal equipment comprises a collection face registration module, a data transmission module and a collection end payment module, wherein a payee registers face information through the collection face registration module and sends the face information to the server database through the data transmission module, and the collection end payment module is used for displaying collection information and collection operation;
the server comprises a face database, a face recognition comparison module and a background end payment module, wherein the face database is used for storing face image data registered by a payee, the face recognition comparison module is used for recognizing and comparing face information of the payee and giving out a comparison result, and the background end payment module is used for processing payment requests and payment operations of a payment end and the payee.
5. The system of claim 4, wherein:
the payment terminal payment module also comprises a payment display module and a payment reminding module, wherein the payment display module is used for displaying the payment information, and the payment reminding module is used for reminding the payment information.
6. The system of claim 4, wherein:
the payment terminal payment module further comprises a payment display module and a payment operation module, wherein the payment display module is used for displaying payment information, and the payment operation module is used for inputting operation and confirmation of the payment information.
7. The system of claim 4, wherein:
the payment terminal payment module also comprises a payment processing module used for processing payment display and payment operation.
8. The system of claim 4, wherein:
the payment terminal payment module also comprises a voice payment processing module, and a sound production module and a sound pickup module which are connected with the voice payment processing module;
the voice payment processing module plays the voice payment information through the voice payment information input by the pickup module and the voice production module, and then exchanges data of the payment information with the server through the data transmission module, so that operation and confirmation of processing the voice input payment information are realized.
The payment terminal payment module further comprises a voice recognition module for recognizing the voice payment information of the user collected by the sound pickup module.
The server comprises a voice recognition module used for recognizing the voice payment information of the user collected by the payment terminal equipment at the cloud.
9. The system of claim 4, wherein:
the payment terminal payment module comprises a payment processing module and at least two modules of a display module, an operation module, a sound production module and a sound pickup module which are connected with the payment processing module;
the payment processing module plays payment information through the sound production module through the voice payment information of pickup module input, shows payment information through the display module, pays through the operation module operation to and carry out the data interchange of payment information through data transmission module and server, realize handling voice input payment information, payment operation and affirmation, or handle through screen display payment information, carry out payment operation and affirmation through the screen.
10. The system of claim 4 or 9, wherein:
the payment terminal equipment and the collection terminal equipment are smart phones or tablet computers or computers;
or the payment terminal equipment and the collection terminal equipment are special payment terminal equipment or special collection terminal equipment;
or the payment terminal equipment is intelligent wearing equipment with a camera, and comprises intelligent earphones, intelligent glasses, AR glasses and MR glasses;
when the payment terminal equipment adopts intelligent wearable equipment, the intelligent wearable equipment is used as independent payment terminal equipment, and a data transmission module in the intelligent wearable equipment is directly in wireless communication connection with a server;
when the payment terminal equipment is used by matching intelligent wearable equipment with the smart phone or the tablet personal computer, the data transmission module of the intelligent wearable equipment is in wireless communication connection with the data transmission module in the smart phone, and then the data transmission module in the smart phone is in wireless communication connection with the server.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110847345.0A CN115641138A (en) | 2021-07-18 | 2021-07-18 | Payment method based on face recognition and system and equipment thereof |
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| CN202110847345.0A CN115641138A (en) | 2021-07-18 | 2021-07-18 | Payment method based on face recognition and system and equipment thereof |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN116485402A (en) * | 2023-06-21 | 2023-07-25 | 深圳市谷熊网络科技有限公司 | Payment method, temporary user account processing method, device, equipment and medium |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN116485402A (en) * | 2023-06-21 | 2023-07-25 | 深圳市谷熊网络科技有限公司 | Payment method, temporary user account processing method, device, equipment and medium |
| CN116485402B (en) * | 2023-06-21 | 2024-03-26 | 深圳市谷熊网络科技有限公司 | Payment method, temporary user account processing method, device, equipment and medium |
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