CN115605900A - 保障支付卡交易安全的方法 - Google Patents
保障支付卡交易安全的方法 Download PDFInfo
- Publication number
- CN115605900A CN115605900A CN202180033778.0A CN202180033778A CN115605900A CN 115605900 A CN115605900 A CN 115605900A CN 202180033778 A CN202180033778 A CN 202180033778A CN 115605900 A CN115605900 A CN 115605900A
- Authority
- CN
- China
- Prior art keywords
- cardholder
- payment card
- time data
- data code
- otdc
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims description 27
- 238000004891 communication Methods 0.000 claims abstract description 22
- 230000005540 biological transmission Effects 0.000 claims abstract description 7
- 238000013475 authorization Methods 0.000 claims description 7
- 230000001815 facial effect Effects 0.000 claims description 2
- 230000008901 benefit Effects 0.000 description 4
- 230000008569 process Effects 0.000 description 3
- 238000013459 approach Methods 0.000 description 2
- 238000013500 data storage Methods 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 230000000977 initiatory effect Effects 0.000 description 2
- 238000010200 validation analysis Methods 0.000 description 2
- 238000012795 verification Methods 0.000 description 2
- 230000001010 compromised effect Effects 0.000 description 1
- 230000009977 dual effect Effects 0.000 description 1
- 230000002401 inhibitory effect Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 238000012544 monitoring process Methods 0.000 description 1
- 230000002265 prevention Effects 0.000 description 1
- 238000012545 processing Methods 0.000 description 1
- 230000009467 reduction Effects 0.000 description 1
- 230000004044 response Effects 0.000 description 1
- 238000012216 screening Methods 0.000 description 1
- 239000013589 supplement Substances 0.000 description 1
Images
Classifications
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/06—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols the encryption apparatus using shift registers or memories for block-wise or stream coding, e.g. DES systems or RC4; Hash functions; Pseudorandom sequence generators
- H04L9/065—Encryption by serially and continuously modifying data stream elements, e.g. stream cipher systems, RC4, SEAL or A5/3
- H04L9/0656—Pseudorandom key sequence combined element-for-element with data sequence, e.g. one-time-pad [OTP] or Vernam's cipher
- H04L9/0662—Pseudorandom key sequence combined element-for-element with data sequence, e.g. one-time-pad [OTP] or Vernam's cipher with particular pseudorandom sequence generator
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/018—Certifying business or products
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
- H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
- H04L63/0838—Network architectures or network communication protocols for network security for authentication of entities using passwords using one-time-passwords
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
- H04L9/0861—Generation of secret information including derivation or calculation of cryptographic keys or passwords
- H04L9/0863—Generation of secret information including derivation or calculation of cryptographic keys or passwords involving passwords or one-time passwords
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/18—Network architectures or network communication protocols for network security using different networks or channels, e.g. using out of band channels
Landscapes
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Finance (AREA)
- Accounting & Taxation (AREA)
- Theoretical Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Signal Processing (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Computer Networks & Wireless Communication (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- Computer Security & Cryptography (AREA)
- General Physics & Mathematics (AREA)
- Entrepreneurship & Innovation (AREA)
- Technology Law (AREA)
- Computer Hardware Design (AREA)
- Computing Systems (AREA)
- General Engineering & Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US202062987402P | 2020-03-10 | 2020-03-10 | |
US62/987,402 | 2020-03-10 | ||
PCT/US2021/021774 WO2021183688A1 (fr) | 2020-03-10 | 2021-03-10 | Procédé de sécurisation d'une transaction par carte de paiement |
Publications (1)
Publication Number | Publication Date |
---|---|
CN115605900A true CN115605900A (zh) | 2023-01-13 |
Family
ID=77671962
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN202180033778.0A Pending CN115605900A (zh) | 2020-03-10 | 2021-03-10 | 保障支付卡交易安全的方法 |
Country Status (8)
Country | Link |
---|---|
EP (1) | EP4118558A4 (fr) |
CN (1) | CN115605900A (fr) |
AU (1) | AU2021233841A1 (fr) |
BR (1) | BR112022018239A2 (fr) |
CA (1) | CA3170260A1 (fr) |
MX (1) | MX2022011100A (fr) |
WO (1) | WO2021183688A1 (fr) |
ZA (1) | ZA202211085B (fr) |
Family Cites Families (7)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
EP1646976A4 (fr) * | 2003-06-04 | 2008-02-27 | Mastercard International Inc | Authentification de la clientele dans des transactions commerciales electroniques |
US7841523B2 (en) * | 2007-05-17 | 2010-11-30 | Shift4 Corporation | Secure payment card transactions |
US20090222383A1 (en) * | 2008-03-03 | 2009-09-03 | Broadcom Corporation | Secure Financial Reader Architecture |
US20100241571A1 (en) * | 2009-03-20 | 2010-09-23 | Mcdonald Greg | System and method for cardless secure on-line credit card/debit card purchasing |
US8527417B2 (en) * | 2010-07-12 | 2013-09-03 | Mastercard International Incorporated | Methods and systems for authenticating an identity of a payer in a financial transaction |
US20140279499A1 (en) * | 2013-03-12 | 2014-09-18 | Larry J. Kane | Single use qr code authorization system |
SG10201708440TA (en) * | 2017-10-12 | 2019-05-30 | Mastercard International Inc | Computer system and computer-implemented method for processing payment card transactions |
-
2021
- 2021-03-10 BR BR112022018239A patent/BR112022018239A2/pt unknown
- 2021-03-10 MX MX2022011100A patent/MX2022011100A/es unknown
- 2021-03-10 CN CN202180033778.0A patent/CN115605900A/zh active Pending
- 2021-03-10 CA CA3170260A patent/CA3170260A1/fr active Pending
- 2021-03-10 AU AU2021233841A patent/AU2021233841A1/en active Pending
- 2021-03-10 WO PCT/US2021/021774 patent/WO2021183688A1/fr unknown
- 2021-03-10 EP EP21768819.1A patent/EP4118558A4/fr active Pending
-
2022
- 2022-10-10 ZA ZA2022/11085A patent/ZA202211085B/en unknown
Also Published As
Publication number | Publication date |
---|---|
EP4118558A4 (fr) | 2024-03-27 |
AU2021233841A1 (en) | 2022-11-03 |
BR112022018239A2 (pt) | 2022-10-25 |
MX2022011100A (es) | 2023-01-11 |
CA3170260A1 (fr) | 2021-09-16 |
WO2021183688A1 (fr) | 2021-09-16 |
ZA202211085B (en) | 2024-02-28 |
EP4118558A1 (fr) | 2023-01-18 |
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Legal Events
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PB01 | Publication | ||
PB01 | Publication | ||
SE01 | Entry into force of request for substantive examination | ||
SE01 | Entry into force of request for substantive examination |