CN115578090A - System for collecting and refunding fees on court litigation fee line - Google Patents

System for collecting and refunding fees on court litigation fee line Download PDF

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Publication number
CN115578090A
CN115578090A CN202211216444.XA CN202211216444A CN115578090A CN 115578090 A CN115578090 A CN 115578090A CN 202211216444 A CN202211216444 A CN 202211216444A CN 115578090 A CN115578090 A CN 115578090A
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court
account
bank
list
tool
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CN202211216444.XA
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黄爱民
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Agricultural Bank of China Guizhou Branch
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Agricultural Bank of China Guizhou Branch
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Priority to CN202211216444.XA priority Critical patent/CN115578090A/en
Publication of CN115578090A publication Critical patent/CN115578090A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102—Bill distribution or payments
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/389—Keeping log of transactions for guaranteeing non-repudiation of a transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services
    • G06Q50/18—Legal services

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Theoretical Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Economics (AREA)
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  • Health & Medical Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Marketing (AREA)
  • Primary Health Care (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses an online collection and refund system for court action fees, an application architecture of the tool comprises a financial service platform, an ICC external connection platform and a BOEING client, a data architecture of the tool comprises a court supervision account list, a virtual sub-account list, a short message configuration account list, a short message verification code sending information list, a transfer detail list, a destination account detail list, an ICC routing information list and a cross-bank refund list, a background of the tool uses a financial service platform of a head office, a third party external connection uses an ICC platform of the head office, the two platforms are a head office basic application platform, identity authentication, access control, safety audit, monitoring and the like are automatically completed by the two platforms, an interface provided for the court in a bank in the tool is butted through a private line, a court party and the bank have a cooperative agreement, interface messages are signed through RSA and then transmitted, the tool greatly simplifies the collection or refund of the fees, and improves the convenience of users.

Description

System for collecting and refunding fees on court litigation fee line
Technical Field
The invention relates to the technical field of financial tools, in particular to a system for collecting, paying and refunding fees on a court litigation fee line.
Background
With the continuous development of computers, banks implement full-line digital transformation strategies, advance intelligent scene construction, comply with the development trends of scenarization, datamation, intellectualization and openness of financial services, provide all-around financial services and build scene financial services, but at present, no efficient and convenient court litigation fee management tool exists.
Disclosure of Invention
The technical problem to be solved by the invention is to overcome the existing defects, provide a system for collecting and refunding fees on a court litigation fee line, and effectively solve the problems in the background technology.
In order to achieve the purpose, the invention provides the following technical scheme: a system for collecting and refunding fees on a court litigation fee line is disclosed, wherein an application architecture of the tool comprises a financial service platform, an ICC external connection platform and a BOEING client; the data architecture of the tool comprises a court supervision account list, a virtual sub-account list, a short message configuration account list, a short message verification code sending information list, a transfer detailed list, an arrival account detailed list, an ICC routing information list and a line-crossing remittance list; the tool background uses a financial service platform of a head office, a third party uses an ICC platform of the head office in an external connection mode, the two platforms are basic application platforms of the head office, and identity authentication, access control, security audit, monitoring and the like are completed by the two platforms.
As a preferred technical scheme of the invention, the tool provides inquiry and printing functions for a host line through BOEING, and when the tool is in butt joint with a court interface, signature and signature release are carried out through an RSA asymmetric key, so that the system is uniformly deployed in the line.
As a preferred technical scheme of the invention, the payment process when the tool is used is as follows:
step 1, after a customer initiates a payment operation, a court system initiates a virtual sub-account application, an agent bank system generates and feeds back a virtual sub-account according to virtual sub-account application information sent by the court system, and the court gives the sub-account to the customer for payment;
and step 2, after the customer successfully pays the fee, the corresponding virtual sub-account is added with the corresponding amount, and the agent bank system sends a fee-paying success notice to the court system.
As a preferred technical solution of the present invention, in the first step of the payment process, the customer pays the litigation fee through a bank counter, palm bank or internet bank, and the litigation fee is paid to the virtual sub-account of the corresponding bank.
As a preferred technical scheme of the invention, the fee refunding process when the tool is used is as follows:
after a case is settled, after a client applies for refund in a court system, the court system sends a transfer instruction to an agent bank system;
step two, after receiving a fee refunding application of the court system, refunding fee according to an instruction sent by the court system;
and step three, after the fee refund is successful, sending a transfer receipt to the court system and storing the virtual sub-account information, so as to facilitate later reconciliation.
As a preferred technical solution of the present invention, there are the following two methods of pipelined query when using the system:
firstly, running inquiry can be carried out in the region where the bank branches are located;
and secondly, the time period and the customer information can be selected to inquire the transaction running information in the BOEING system.
As a preferred technical scheme of the invention, the reconciliation flow when the system is used is as follows:
firstly, a court account checking person sends a query application in a court system;
and step two, the agent bank system automatically sends the flowing information required by the court to the court system according to the application information of the court system.
As a preferred technical scheme of the invention, the interface provided for the court in the bank in the tool is butted through a private line, the court party and the bank have a cooperative agreement, and the interface message is signed through RSA and then transmitted.
As a preferred technical scheme of the invention, when the tool is used, the primary account number related to the interface is verified, and the primary account number is verified through the short message.
Compared with the prior art, the invention has the beneficial effects that: the tool functions in four ways:
the method comprises the steps that firstly), the method is in butt joint with a court system, and when the court system applies for a virtual account number, a bank system automatically generates and sends a virtual sub-account number to the court system;
secondly), transferring corresponding money amount to an account appointed by the court after receiving a transfer instruction of the court system, and sending a transfer result to the court system;
thirdly), a daily terminal running water bill can be generated and sent to the court system, and meanwhile, an account checking interface is provided for the court system to extract data when checking accounts;
fourthly) adding an inlet of the system in the BoEing system to facilitate inquiring and extracting transaction running water in the BoEing system;
the tool greatly simplifies the procedure of paying or refunding the expenses generated by litigation and improves the convenience of users.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all embodiments. All other embodiments, which can be obtained by a person skilled in the art without making any creative effort based on the embodiments in the present invention, belong to the protection scope of the present invention.
The invention provides a technical scheme that: a system for collecting and refunding fees on a court litigation fee line can also be called as a system, and an application architecture of the system comprises a financial service platform, an ICC external connection platform and a BOEING (namely, an agricultural bank blue-sea engineering) client;
the data architecture of the system comprises a court supervision account list, a virtual sub-account list, a short message configuration account list, a short message verification code sending information list, a transfer detailed list, an arrival account detailed list, an ICC routing information list and a line-crossing remittance list;
the system provides inquiry and printing functions for a host line through BOEING, when the system is in butt joint with a court interface, signature and signature release are carried out through RSA asymmetric keys, and the system is uniformly deployed in the line;
the background of the system uses a financial service platform of a head office, and a third party uses an ICC platform of the head office in an external connection mode. The identity authentication, the access control, the safety audit, the monitoring and the like are all completed by the two platforms, a court is connected through a private line, a court party and a bank have a cooperative agreement, and an interface message is signed by RSA and then transmitted, so that the safety and the controllability are realized;
the system functions in four ways:
the method comprises the steps that firstly), the system is in butt joint with a court system, and when the court system applies for a virtual account number, a bank system automatically generates and sends a virtual sub-account number to the system;
secondly), transferring corresponding money amount to an account appointed by the court after receiving a transfer instruction of the court system, and sending a transfer result to the court system;
thirdly), a daily terminal running water bill can be generated and sent to the court system, and meanwhile, an account checking interface is provided for the court system to extract data when checking accounts;
fourthly) adding an inlet of the system in the BoEing system to facilitate inquiring and extracting transaction running water in the BoEing system;
the payment process when using the system is as follows:
1) After the client initiates a payment operation, the court system initiates a virtual sub-account application, the agent bank system generates and feeds back a virtual sub-account according to the virtual sub-account application information sent by the court system, and the court gives the sub-account to the client for payment;
the client can pay litigation fees through bank counters, palm banks, internet banks and other modes, and the litigation fees are paid to the virtual sub-accounts of the corresponding banks;
2) After the customer successfully pays the fee, the corresponding virtual sub-account is added with the corresponding amount, and the agent bank system sends a fee-paying success notice to the court system;
the refund flow when using the system is as follows:
1) After the customer settles a case, after applying for refund in the court system, the court system sends a transfer instruction to the agent bank system;
2) After receiving a fee refunding application of the court system, refunding according to an instruction sent by the court system;
3) After the fee refund is successful, sending a transfer receipt to the court system and storing the virtual sub-account information, so as to facilitate later account checking;
the following two methods of pipelined query when using the system are available:
1) The method can carry out the pipelining query in the region where the bank branches are located;
2) The time period and the customer information can be selected to inquire the transaction running information in the BOEING system;
the reconciliation process when the system is used is as follows:
1) A court account checking person sends a query application in a court system;
2) The agent bank system automatically sends the running water information required by the court to the court system according to the application information of the court system;
the background accounting processing of the system is realized by a financial service platform based on a bank, the financial service platform is connected with a third party in a private line mode to realize data interaction, and the system is connected with an HTTP interface of a legal institution through an ICC platform;
aiming at the litigation fee requirements of each region, considering the expandability of the system, adding region information in the process, deploying different resources on the ICC, routing to different ICC resources for different regions and then forwarding to corresponding courts;
interfaces provided for courts in banks are butted through private lines, a courts party and the banks have a cooperative agreement, and interface messages are signed through RSA and then transmitted, so that the safety and the controllability are realized;
the virtual sub-account application development and litigation cost transfer functions do not have client sensitive information, and desensitization processing is carried out on account information by desensitizing the intermediate five-digit account numbers into words of 'x' aiming at the client payment account sensitive information in the account arrival notification;
and the transfer primary account number related to the strict checking interface is verified, and the fund transfer safety is ensured through short message checking.
Although embodiments of the present invention have been shown and described, it will be appreciated by those skilled in the art that various changes, modifications, substitutions and alterations can be made in these embodiments without departing from the principles and spirit of the invention, the scope of which is defined in the appended claims and their equivalents.

Claims (9)

1. A system for collecting and refunding fees on court action fee lines is characterized in that:
the application architecture of the tool comprises a financial service platform, an ICC (Internet protocol center) external connection platform and a BOEING client;
the data architecture of the tool comprises a court supervision account list, a virtual sub-account list, a short message configuration account list, a short message verification code sending information list, a transfer detailed list, an arrival account detailed list, an ICC routing information list and a line-crossing remittance list;
the tool background uses a financial service platform of a head office, a third party uses an ICC platform of the head office in an external connection mode, the two platforms are basic application platforms of the head office, and identity authentication, access control, security audit, monitoring and the like of the tool background are completed by the two platforms.
2. The system for collecting and refunding on the litigation line of a court according to claim 1, wherein: the tool provides inquiry and printing functions for a host line through BOEING, when the tool is in butt joint with a court interface, signature and signature release are carried out through RSA asymmetric keys, and a system is uniformly deployed in the line.
3. The system of claim 1, wherein the tool is used for the following steps:
step 1, after a customer initiates a payment operation, a court system initiates a virtual sub-account application, an agent bank system generates and feeds back a virtual sub-account according to virtual sub-account application information sent by the court system, and the court gives the sub-account to the customer for payment;
and step 2, after the customer successfully pays the fee, the corresponding virtual sub-account is added with the corresponding amount, and the agent bank system sends a fee-paying success notice to the court system.
4. The system for collecting and refunding on the litigation line of a court according to claim 3, wherein: in the first step of the payment process, the client pays the litigation fee through a bank counter, a palm bank or an internet bank, and the litigation fee is paid to the virtual sub-account of the corresponding bank.
5. The system of claim 1, wherein the chargeback process using the tool is as follows:
after a case is settled, after a client applies for refund in a court system, the court system sends a transfer instruction to an agent bank system;
step two, after receiving a fee refunding application of the court system, refunding according to an instruction sent by the court system;
and step three, after the fee refund is successful, sending a transfer receipt to the court system and storing the virtual sub-account information, so as to facilitate later account checking.
6. The system of claim 1, wherein the system is used in two ways:
firstly, running inquiry can be carried out in the region where the bank branches are located;
and secondly, the time period and the customer information can be selected to inquire the transaction running information in the BOEING system.
7. The system of claim 1, wherein the reconciliation process using the system is as follows:
firstly, a court account checking person sends a query application in a court system;
and step two, the agent bank system automatically sends the running information required by the court to the court system according to the application information of the court system.
8. The system for collecting and refunding on the litigation line of a court according to claim 1, wherein: the interface provided for the court in the bank of the tool is butted through a private line, the court party and the bank have a cooperative agreement, and the interface message is signed through RSA and then transmitted.
9. The system for collecting and refunding on the litigation line of a court according to claim 1, wherein: when the tool is used, the primary account number related to the interface is verified, and the primary account number is verified through the short message.
CN202211216444.XA 2022-09-30 2022-09-30 System for collecting and refunding fees on court litigation fee line Pending CN115578090A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202211216444.XA CN115578090A (en) 2022-09-30 2022-09-30 System for collecting and refunding fees on court litigation fee line

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202211216444.XA CN115578090A (en) 2022-09-30 2022-09-30 System for collecting and refunding fees on court litigation fee line

Publications (1)

Publication Number Publication Date
CN115578090A true CN115578090A (en) 2023-01-06

Family

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Family Applications (1)

Application Number Title Priority Date Filing Date
CN202211216444.XA Pending CN115578090A (en) 2022-09-30 2022-09-30 System for collecting and refunding fees on court litigation fee line

Country Status (1)

Country Link
CN (1) CN115578090A (en)

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