CN115567262A - eID-based mobile phone bank online password retrieving method and device - Google Patents

eID-based mobile phone bank online password retrieving method and device Download PDF

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Publication number
CN115567262A
CN115567262A CN202211142987.1A CN202211142987A CN115567262A CN 115567262 A CN115567262 A CN 115567262A CN 202211142987 A CN202211142987 A CN 202211142987A CN 115567262 A CN115567262 A CN 115567262A
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China
Prior art keywords
password
online
eid
mobile phone
client
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Chinese (zh)
Inventor
郭睿
冀祥
康占春
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Bank of China Ltd
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Bank of China Ltd
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Priority to CN202211142987.1A priority Critical patent/CN115567262A/en
Publication of CN115567262A publication Critical patent/CN115567262A/en
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    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00—Network architectures or network communication protocols for network security
    • H04L63/08—Network architectures or network communication protocols for network security for authentication of entities
    • H04L63/083—Network architectures or network communication protocols for network security for authentication of entities using passwords
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
    • H04L9/3226—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials using a predetermined code, e.g. password, passphrase or PIN

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  • Engineering & Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
  • Computer Hardware Design (AREA)
  • Computing Systems (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses an eID-based mobile phone bank online password retrieving method and device, which can be used in the financial field or other technical fields, and the method comprises the following steps: acquiring a password online retrieval request sent by a client through a mobile phone bank, wherein the password online retrieval request comprises personal eID information of the client; sending the personal eID information to a citizen network identity recognition system for verification; and if the verification passing information corresponding to the personal eID information sent by the citizen network identity recognition system is received, processing the password online retrieval request. The invention is beneficial to improving the security of the mobile banking on-line password recovery and avoiding the account security problem of the client caused by identity information leakage.

Description

eID-based mobile phone bank online password retrieving method and device
Technical Field
The invention relates to the technical field of mobile banking, in particular to an eID-based mobile banking online password retrieving method and device.
Background
Along with the traditional online transfer of banking business, the demand of business handling by a customer through a mobile phone bank is gradually increased, and if the customer forgets a password through the mobile phone bank, personal information materials can be provided according to the authentication process of the bank to find back the password of the mobile phone bank online. The existing authentication method is generally an 'association comparison' method, and a client inputs personal information (such as an identity card number, a name and the like) and identifies the identity of the client by comparing the association relationship between the name and the identity card number in a background. The "correlation" method has several problems in the context of large-scale applications: 1. the method has correct comparison result, cannot represent the real intention of the user, and cannot prevent the personal identity from being falsely used; 2. the security levels of the internet service mechanisms are different, so that cases with personal identity information leaked on a large scale frequently occur; 3. identity is faked, embezzled and privacy infringement cases rise sharply.
Therefore, the existing online password retrieving method for the mobile phone bank still has the security problem, and the technical problem which needs to be solved urgently in the field is how to improve the security of the online password retrieving of the mobile phone bank and avoid the account security problem of a client caused by identity information leakage.
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
Disclosure of Invention
The invention provides a method and a device for finding out an online password of a mobile banking based on eID (electronic identity) in order to solve at least one technical problem in the background art.
In order to achieve the above object, according to an aspect of the present invention, there is provided an eID-based mobile banking online password recovery method, including:
acquiring a password online retrieval request sent by a client through a mobile phone bank, wherein the password online retrieval request comprises personal eID information of the client;
sending the personal eID information to a citizen network identity recognition system for verification;
and if the verification passing information corresponding to the personal eID information sent by the citizen network identity recognition system is received, processing the password online retrieval request.
Optionally, the processing the password online retrieving request specifically includes:
displaying the password corresponding to the customer through a mobile phone bank
Optionally, the processing the password online retrieving request specifically includes:
inquiring the login state of the mobile phone bank of the customer;
if the mobile phone bank login states of the client from the sending time of the password online retrieving request to the current time are all in login, displaying the password corresponding to the client through the mobile phone bank;
and if the login state of the mobile phone bank of the client does not log in for at least one time from the sending time of the password online retrieving request to the current time, rejecting the password online retrieving request.
Optionally, the processing the password online retrieving request specifically includes:
and sending a preset password resetting link to the client through a mobile phone bank so that the client can reset the password according to the password resetting link.
Optionally, the processing the password online retrieving request specifically includes:
inquiring the login state of the mobile phone bank of the customer;
if the login states of the mobile phone banks of the clients from the sending time of the password online retrieval request to the current time are all in login, sending a preset password resetting link to the clients through the mobile phone banks so that the clients can reset the passwords according to the password resetting link;
and if the login state of the mobile phone bank of the client does not log in for at least one time from the sending time of the password online retrieving request to the current time, rejecting the password online retrieving request.
Optionally, the method for retrieving the online password of the electronic identity-based mobile banking further includes:
and if receiving verification failure information corresponding to the personal eID information sent by the citizen network identity recognition system, generating eID information verification failure prompt information, and displaying the eID information verification failure prompt information to the client through a mobile phone bank.
In order to achieve the above object, according to another aspect of the present invention, there is provided an eID-based mobile banking online password retrieving apparatus, including:
the password online retrieving request acquiring unit is used for acquiring a password online retrieving request sent by a customer through a mobile phone bank, wherein the password online retrieving request comprises personal eID information of the customer;
the personal eID information verification unit is used for sending the personal eID information to a citizen network identity recognition system for verification;
and the password online retrieving request processing unit is used for processing the password online retrieving request if verification passing information corresponding to the personal eID information sent by the citizen network identity recognition system is received.
Optionally, the password online retrieving request processing unit is specifically configured to display the password corresponding to the customer through a mobile banking
Optionally, the password online retrieving request processing unit specifically includes:
the first login state query module is used for querying the login state of the mobile phone bank of the customer;
the password display module is used for displaying the password corresponding to the client through a mobile phone bank if the login states of the mobile phone bank of the client are all logged in from the sending time of the password online retrieval request to the current time;
and the first request refusing module is used for refusing the password online retrieving request if the login state of the mobile phone bank of the client appears at least once before the current time from the sending time of the password online retrieving request.
Optionally, the password online retrieving request processing unit is specifically configured to send a preset password resetting link to the client through a mobile banking, so that the client performs a password resetting operation according to the password resetting link.
Optionally, the password online retrieving request processing unit specifically includes:
the second login state query module is used for querying the login state of the mobile phone bank of the customer;
the password resetting link sending module is used for sending a preset password resetting link to the client through a mobile phone bank if the login states of the mobile phone bank of the client are all in login from the sending time of the password online retrieving request to the current time so as to enable the client to reset the password according to the password resetting link;
and the second request refusing module is used for refusing the password online retrieval request if the login state of the mobile phone bank of the client does not log in for at least one time from the sending time of the password online retrieval request to the current time.
Optionally, the device is retrieved to this online password of cell-phone bank based on eID still includes:
and the verification failure prompt information sending unit is used for generating eID information verification failure prompt information if receiving the verification failure information corresponding to the personal eID information sent by the citizen network identity recognition system, and displaying the eID information verification failure prompt information to the client through a mobile phone bank.
In order to achieve the above object, according to another aspect of the present invention, there is also provided a computer device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, where the processor implements the steps of the method for recovering an online password of an eID-based mobile banking when executing the computer program.
To achieve the above object, according to another aspect of the present invention, there is also provided a computer readable storage medium having stored thereon a computer program/instruction, which when executed by a processor, implements the steps of the above method for recovering an online password of an eID-based mobile banking.
To achieve the above object, according to another aspect of the present invention, there is also provided a computer program product, which includes computer program/instructions, and when the computer program/instructions are executed by a processor, the computer program/instructions implement the steps of the method for recovering an online password of an eID-based mobile banking.
The beneficial effects of the invention are as follows:
when the password is found back online by the client, the authenticity and the validity of the network identity of the client are verified through the personal eID information of the client, the background of the eID is a citizen network identity recognition system of the Ministry of public Security, authority is guaranteed, and if the password is verified, the client is allowed to find back the password online, so that the security of finding back the password online by a mobile phone bank is improved, and the account security problem caused by identity information leakage of the client is avoided.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly introduced below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to these drawings without creative efforts. In the drawings:
fig. 1 is a first flowchart of an eID-based method for recovering an online password of a mobile banking machine according to an embodiment of the present invention;
fig. 2 is a second flowchart of the method for recovering an online password of an eID-based mobile banking according to the embodiment of the present invention;
FIG. 3 is a third flowchart of an eID-based method for recovering an online password of a mobile banking machine according to an embodiment of the present invention;
FIG. 4 is a block diagram of an eID-based device for retrieving online passwords for mobile banking in an embodiment of the present invention;
FIG. 5 is a schematic diagram of a computer apparatus according to an embodiment of the present invention.
Detailed Description
In order to make those skilled in the art better understand the technical solutions of the present invention, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
It should be noted that the terms "comprises" and "comprising," and any variations thereof, in the description and claims of the present invention and the above-described drawings, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
It should be noted that the embodiments and features of the embodiments of the present invention may be combined with each other without conflict. The present invention will be described in detail below with reference to the accompanying drawings in conjunction with embodiments.
It should be noted that, in the technical solution of the present application, the acquisition, storage, use, processing, etc. of data all conform to the relevant regulations of the national laws and regulations.
It should be noted that the method and device for finding out the online password of the mobile banking based on the eID can be used in the financial field and can also be used in any field except the financial field, and the application field of the method and device for finding out the online password of the mobile banking based on the eID is not limited.
The invention provides an eID-based mobile phone bank password online retrieving method, when a mobile phone bank client forgets a password, the mobile phone bank client can use the password online retrieving function of the mobile phone bank, when the client related to the retrieving function needs to authenticate the identity on the internet, the client can input the personal eID information according to the eID and a signature password (namely personal eID information), and a mobile phone bank background system can send a request to a service mechanism connected with a 'citizen network identity recognition system' to verify the authenticity and the validity of the user network identity. Once the user network identity is verified, the application side obtains the network identity application identification of the user on the current application. Because the background of the eID is a 'citizen network identity recognition system' of the ministry of public security, authority is guaranteed, and if the authentication is passed, the client is allowed to find back the password online.
Fig. 1 is a first flowchart of an eID-based online password retrieving method for a mobile banking, as shown in fig. 1, in an embodiment of the present invention, the eID-based online password retrieving method for the mobile banking includes steps S101 to S103.
Step S101, a password online retrieving request sent by a customer through a mobile phone bank is obtained, wherein the password online retrieving request comprises personal eID information of the customer.
In one embodiment of the invention, a client clicks a preset password online retrieving icon on an interface of a mobile phone bank, pops up a preset information input interface after clicking the password online retrieving icon, fills in personal eID information on the interface, completes clicking submission and sends a password online retrieving request to a background system of the mobile phone bank.
And step S102, sending the personal eID information to a citizen network identity recognition system for verification.
Step S103, if verification passing information corresponding to the personal eID information sent by the citizen network identity identification system is received, processing the password online retrieving request.
In the invention, the citizen network identity recognition system is a system for citizen network identity recognition set by the ministry of public security in the prior art, has authority, and allows a client to retrieve a password on line if the verification is passed.
In an embodiment of the present invention, the processing of the password online retrieving request in step S103 specifically includes:
displaying the password corresponding to the customer through a mobile phone bank
In one embodiment of the invention, the invention can directly return the password to the client.
As shown in fig. 2, in an embodiment of the present invention, the processing of the password online recovery request in step S103 specifically includes steps S201 to S203.
Step S201, inquiring the mobile banking login state of the customer.
And step S202, if the mobile phone bank login states of the customer from the sending time of the password online retrieving request to the current time are all in login, displaying the password corresponding to the customer through the mobile phone bank.
Step S203, if the login state of the mobile phone bank of the client does not log in for at least one time from the sending time of the password online retrieving request to the current time, rejecting the password online retrieving request.
In one embodiment of the invention, in order to further improve the security of the password, the invention also verifies the login state of the client before the password is displayed back to the client, and if the login state of the mobile phone bank of the client does not log in for at least one time from the sending time of the online password recovery request to the current time, the online password recovery request is stopped being processed if the security risk exists.
In an embodiment of the present invention, the processing of the password online retrieving request in step S103 specifically includes:
and sending a preset password resetting link to the client through a mobile phone bank so that the client can reset the password according to the password resetting link.
As shown in fig. 3, in an embodiment of the present invention, the processing of the password online recovery request in step S103 specifically includes steps S301 to S303.
And step S301, inquiring the login state of the mobile banking of the customer.
Step S302, if the login states of the mobile phone banks of the clients from the sending time of the password online retrieving request to the current time are all in login, a preset password resetting link is sent to the clients through the mobile phone banks, so that the clients can reset the passwords according to the password resetting link.
And step S303, if the login state of the mobile phone bank of the client does not log in for at least one time from the sending time of the password online retrieving request to the current time, rejecting the password online retrieving request.
In another embodiment of the present invention, the present invention may further send a preset password reset link to the client through a mobile banking, so that the client performs a password reset operation according to the password reset link.
In an embodiment of the present invention, the method for retrieving an online password of an eID-based mobile banking further includes the following steps:
and if receiving authentication failure information corresponding to the personal eID information sent by the citizen network identity recognition system, generating eID information authentication failure prompt information, and displaying the eID information authentication failure prompt information to the client through a mobile phone bank.
It should be noted that the steps illustrated in the flowcharts of the figures may be performed in a computer system such as a set of computer-executable instructions and that, although a logical order is illustrated in the flowcharts, in some cases, the steps illustrated or described may be performed in an order different than here.
Based on the same inventive concept, the embodiment of the present invention further provides an electronic identity-based online password retrieving device for a mobile banking, which can be used for implementing the method for retrieving an electronic identity-based online password for a mobile banking described in the foregoing embodiment, as described in the following embodiment. Because the principle of solving the problem of the device for retrieving the online passwords of the mobile phone bank based on the eID is similar to that of the method for retrieving the online passwords of the mobile phone bank based on the eID, the embodiment of the device for retrieving the online passwords of the mobile phone bank based on the eID can be referred to as the embodiment of the method for retrieving the online passwords of the mobile phone bank based on the eID, and repeated parts are not described again. As used hereinafter, the term "unit" or "module" may be a combination of software and/or hardware that implements a predetermined function. Although the means described in the embodiments below are preferably implemented in software, an implementation in hardware, or a combination of software and hardware is also possible and contemplated.
Fig. 4 is a block diagram of a structure of an eID-based online password retrieving device for a mobile banking, as shown in fig. 4, in an embodiment of the present invention, the eID-based online password retrieving device for a mobile banking includes:
the password online retrieving request acquiring unit 1 is used for acquiring a password online retrieving request sent by a customer through a mobile phone bank, wherein the password online retrieving request comprises personal eID information of the customer;
the personal eID information verification unit 2 is used for sending the personal eID information to a citizen network identity recognition system for verification;
and the password online retrieving request processing unit 3 is configured to process the password online retrieving request if verification passing information corresponding to the personal eID information sent by the citizen network identity recognition system is received.
In an embodiment of the present invention, the password online retrieving request processing unit is specifically configured to display a password corresponding to the customer through a mobile banking.
In an embodiment of the present invention, the password online retrieving request processing unit specifically includes:
the first login state query module is used for querying the login state of the mobile banking of the customer;
the password display module is used for displaying the password corresponding to the client through a mobile phone bank if the login states of the mobile phone bank of the client are all logged in from the sending time of the password online retrieving request to the current time;
and the first request refusing module is used for refusing the password online retrieval request if the login state of the mobile phone bank of the client does not log in for at least one time from the sending time of the password online retrieval request to the current time.
In an embodiment of the present invention, the password online retrieving request processing unit is specifically configured to send a preset password resetting link to the client through a mobile banking, so that the client performs a password resetting operation according to the password resetting link.
In an embodiment of the present invention, the password online retrieving request processing unit specifically includes:
the second login state query module is used for querying the login state of the mobile phone bank of the customer;
the password resetting link sending module is used for sending a preset password resetting link to the client through a mobile phone bank if the login states of the mobile phone bank of the client are all in login from the sending time of the password online retrieving request to the current time so as to enable the client to reset the password according to the password resetting link;
and the second request refusing module is used for refusing the password online retrieval request if the login state of the mobile phone bank of the client does not log in for at least one time from the sending time of the password online retrieval request to the current time.
In an embodiment of the present invention, the device for retrieving an online password of an eID-based mobile banking further includes:
and the verification failure prompt information sending unit is used for generating eID information verification failure prompt information if receiving the verification failure information corresponding to the personal eID information sent by the citizen network identity recognition system, and displaying the eID information verification failure prompt information to the client through a mobile phone bank.
To achieve the above object, according to another aspect of the present application, there is also provided a computer apparatus. As shown in fig. 5, the computer device comprises a memory, a processor, a communication interface and a communication bus, wherein a computer program that can be run on the processor is stored in the memory, and the steps of the method of the above embodiment are realized when the processor executes the computer program.
The processor may be a Central Processing Unit (CPU). The Processor may also be other general purpose Processor, digital Signal Processor (DSP), application Specific Integrated Circuit (ASIC), field Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic device, discrete hardware component, or a combination thereof.
The memory, being a non-transitory computer-readable storage medium, may be used to store non-transitory software programs, non-transitory computer-executable programs, and units, such as the corresponding program units, of the above-described method embodiments of the invention. The processor executes various functional applications of the processor and the processing of the work data by executing the non-transitory software programs, instructions and modules stored in the memory, that is, the method in the above method embodiment is realized.
The memory may include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function; the storage data area may store data created by the processor, and the like. Further, the memory may include high speed random access memory, and may also include non-transitory memory, such as at least one disk storage device, flash memory device, or other non-transitory solid state storage device. In some embodiments, the memory optionally includes memory located remotely from the processor, and such remote memory may be coupled to the processor via a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
The one or more units are stored in the memory and when executed by the processor perform the method of the above embodiments.
The specific details of the computer device may be understood by referring to the corresponding related descriptions and effects in the above embodiments, and are not described herein again.
In order to achieve the above object, according to another aspect of the present application, there is also provided a computer-readable storage medium storing a computer program, where the computer program, when executed in a computer processor, implements the steps in the method for recovering an online password of an eID-based mobile banking. Those skilled in the art will appreciate that all or part of the processes of the methods of the embodiments described above can be implemented by a computer program, which can be stored in a computer-readable storage medium and can include the processes of the embodiments of the methods described above when executed. The storage medium may be a magnetic Disk, an optical Disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a Flash Memory (Flash Memory), a Hard Disk (Hard Disk Drive, abbreviated as HDD), a Solid State Drive (SSD), or the like; the storage medium may also comprise a combination of memories of the kind described above.
To achieve the above object, according to another aspect of the present application, there is also provided a computer program product, including computer program/instructions, which when executed by a processor, implement the steps of the above method for retrieving an online password of an eID-based mobile banking.
It will be apparent to those skilled in the art that the modules or steps of the present invention described above can be implemented by a general purpose computing device, they can be centralized in a single computing device or distributed over a network of multiple computing devices, and they can alternatively be implemented by program code executable by a computing device, so that they can be stored in a storage device and executed by the computing device, or fabricated separately as individual integrated circuit modules, or fabricated as a single integrated circuit module from multiple modules or steps. Thus, the present invention is not limited to any specific combination of hardware and software.
The above description is only a preferred embodiment of the present invention and is not intended to limit the present invention, and various modifications and changes may be made by those skilled in the art. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.

Claims (15)

1. An eID-based mobile banking online password retrieving method is characterized by comprising the following steps:
the method comprises the steps of obtaining a password online retrieving request sent by a customer through a mobile phone bank, wherein the password online retrieving request comprises personal eID information of the customer;
sending the personal eID information to a citizen network identity recognition system for verification;
and if the verification passing information corresponding to the personal eID information sent by the citizen network identity recognition system is received, processing the password online retrieving request.
2. The eID-based online password recovery method for mobile banking according to claim 1, wherein the processing of the password online recovery request specifically comprises:
and displaying the password corresponding to the customer through a mobile phone bank.
3. The eID-based online password recovery method for mobile banking according to claim 1, wherein the processing of the password online recovery request specifically comprises:
inquiring the login state of the mobile phone bank of the customer;
if the login states of the mobile phone banks of the clients from the sending time of the password online retrieval request to the current time are all in login, displaying the passwords corresponding to the clients through the mobile phone banks;
and if the login state of the mobile phone bank of the client does not log in for at least one time from the sending time of the password online retrieving request to the current time, rejecting the password online retrieving request.
4. The eID-based online password recovery method for mobile banking according to claim 1, wherein the processing of the password online recovery request specifically comprises:
and sending a preset password resetting link to the client through a mobile phone bank so that the client can reset the password according to the password resetting link.
5. The eID-based online password retrieving method for mobile banking according to claim 1, wherein the processing of the password online retrieving request specifically comprises:
inquiring the login state of the mobile phone bank of the customer;
if the login states of the mobile phone banks of the clients from the sending time of the password online retrieval request to the current time are all in login, sending a preset password resetting link to the clients through the mobile phone banks so that the clients can reset the passwords according to the password resetting link;
and if the login state of the mobile phone bank of the client does not log in for at least one time from the sending time of the password online retrieving request to the current time, rejecting the password online retrieving request.
6. The eID-based online password recovery method for mobile banking, according to claim 1, further comprising:
and if receiving authentication failure information corresponding to the personal eID information sent by the citizen network identity recognition system, generating eID information authentication failure prompt information, and displaying the eID information authentication failure prompt information to the client through a mobile phone bank.
7. The utility model provides a device is retrieved to online password of mobile banking based on eID which characterized in that includes:
the password online retrieving request acquiring unit is used for acquiring a password online retrieving request sent by a customer through a mobile phone bank, wherein the password online retrieving request comprises personal eID information of the customer;
the personal eID information verification unit is used for sending the personal eID information to a citizen network identity recognition system for verification;
and the password online retrieving request processing unit is used for processing the password online retrieving request if verification passing information corresponding to the personal eID information sent by the citizen network identity recognition system is received.
8. The eID-based mobile banking online password retrieving device according to claim 7, wherein the password online retrieving request processing unit is specifically configured to display a password corresponding to the customer through a mobile banking.
9. The eID-based mobile banking online password retrieving device according to claim 7, wherein the password online retrieving request processing unit specifically comprises:
the first login state query module is used for querying the login state of the mobile banking of the customer;
the password display module is used for displaying the password corresponding to the client through a mobile phone bank if the login states of the mobile phone bank of the client are all logged in from the sending time of the password online retrieval request to the current time;
and the first request refusing module is used for refusing the password online retrieval request if the login state of the mobile phone bank of the client does not log in for at least one time from the sending time of the password online retrieval request to the current time.
10. The eID-based mobile banking online password retrieving device according to claim 7, wherein the password online retrieving request processing unit is specifically configured to send a preset password resetting link to the client through a mobile banking, so that the client performs a password resetting operation according to the password resetting link.
11. The eID-based mobile banking online password retrieving device according to claim 7, wherein the password online retrieving request processing unit specifically comprises:
the second login state query module is used for querying the login state of the mobile phone bank of the customer;
the password resetting link sending module is used for sending a preset password resetting link to the client through a mobile phone bank if the login states of the mobile phone bank of the client are all in login from the sending time of the password online retrieving request to the current time so as to enable the client to reset the password according to the password resetting link;
and the second request refusing module is used for refusing the password online retrieval request if the login state of the mobile phone bank of the client does not log in for at least one time from the sending time of the password online retrieval request to the current time.
12. The eID-based online password recovery device for mobile banking, according to claim 7, further comprising:
and the verification failure prompt information sending unit is used for generating eID information verification failure prompt information if the verification failure information corresponding to the personal eID information sent by the citizen network identity recognition system is received, and displaying the eID information verification failure prompt information to the client through a mobile phone bank.
13. A computer arrangement comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the steps of the method according to any one of claims 1 to 6 when executing the computer program.
14. A computer-readable storage medium, on which a computer program/instructions are stored, characterized in that the computer program/instructions, when executed by a processor, implement the steps of the method of any one of claims 1 to 6.
15. A computer program product comprising computer program/instructions, characterized in that the computer program/instructions, when executed by a processor, implement the steps of the method of any one of claims 1 to 6.
CN202211142987.1A 2022-09-20 2022-09-20 eID-based mobile phone bank online password retrieving method and device Pending CN115567262A (en)

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