CN115545687A - Cross-border remittance data processing method and device - Google Patents
Cross-border remittance data processing method and device Download PDFInfo
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
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- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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Abstract
The invention is applicable to the technical field of data processing, and particularly provides a cross-border remittance data processing method and device. In the cross-border remittance data processing method provided by the invention, cross-border remittance request information recorded by a client through terminal equipment is acquired; comparing the cross-border remittance request information with comparison data, and importing the data with no difference in comparison result into a remittance system; and returning the data with the difference in comparison result to the terminal equipment, and correcting and inputting the data with the difference through the terminal equipment, so that the customer can automatically judge whether the money receiving bank information input by the customer is wrong in the cross-border remittance payment process, and the transaction failure rate of the cross-border remittance payment is reduced. The cross-border remittance data processing device provided by the invention comprises an information acquisition module, an information processing module and an information feedback module, and is used for realizing the cross-border remittance data processing method.
Description
Technical Field
The invention belongs to the field of data processing, and particularly relates to a cross-border remittance data processing method and device.
Background
Currently, with the globalization of economic finance and the continuous and deep opening of China, the internationalization of finance becomes an important trend and trend for the development of the banking industry of China, and promotes the rapid development of the business in the fields of cross-border remittance and cross-border payment settlement of the banking industry of China, which provides higher requirements for the entry operation of cross-border remittance of customers of banks.
Cross-border remittance refers to the business of remittance of foreign exchange to the receiver of bank account opening in the region outside China mainland within the specified limit.
More and more customers are required to make cross-border remittance payments. Since each bank cannot master the change information of the overseas bank outlets such as withdrawal, address replacement and the like in real time, the customer is required to input the information of the receiving bank by himself during cross-border remittance payment.
In the cross-border remittance payment process, if the input information of the collection bank is wrong, the system cannot judge, the transaction failure rate of the cross-border remittance payment is increased, the remittance is carried out again in the wrong transaction, extra handling fees are generated, and the like, so that the time waste of the client is caused, and the fund loss of the client is also caused.
Disclosure of Invention
The present invention is directed to a cross-border remittance data processing method and apparatus, which is designed to solve the technical problems of the background art.
In order to achieve the above purpose, the present invention provides the following technical solutions.
In a first aspect, the present invention provides a cross-border remittance data processing method, applied to a first server, the processing method comprising the steps of:
obtaining cross-border remittance request information recorded by a client through terminal equipment;
comparing the cross-border remittance request information with comparison data, and importing the data with no difference in comparison result into a remittance system, wherein the comparison data is obtained based on historical data in the remittance system;
and returning the data with the difference as a comparison result to the terminal equipment, and correcting and inputting the data with the difference through the terminal equipment.
In one embodiment of the present invention, the step of comparing the cross-border remittance request information with the comparison data comprises:
matching historical remittance data of a current client in a second server based on a remittance identification in the cross-border remittance request information, wherein the historical remittance data is historical remittance data in an encrypted state, and decrypting the historical remittance data in the encrypted state by the second server to obtain comparison data when the matching is successful;
receiving comparison data, judging the consistency of the recorded data values of different variable elements in the comparison data based on the historical data values of the variable elements of the remittance data in the cross-border remittance request information, and obtaining data without difference and data with difference according to the judgment result.
In one embodiment of the present invention, the step of decrypting the encrypted historical remittance data by the second server comprises:
when the matching is successful, the second server receives the cross-border remittance request information, and judges the contact degree of the input data values of all the invariable elements of the remittance data in the cross-border remittance request information based on the historical data values of all the invariable elements of the remittance data in the cross-border remittance request information;
and when the contact ratio is greater than a threshold value, the second server decrypts the historical remittance data in the encrypted state, obtains comparison data after the decryption is successful, and sends the comparison data to the first server.
In one embodiment provided by the present invention, the step of obtaining the cross-border remittance request information entered by the customer through the terminal device includes: performing format check on the client remittance element in the remittance information according to preset client remittance element format information; after the successful format check of the client remittance element in the remittance information, cross-border remittance request information is formed from the client remittance element.
In an embodiment provided by the present invention, the processing method further includes: when the comparison result of comparing the cross-border remittance request information with the comparison data does not have different data, generating a message remittance element, extracting message remittance information from the cross-border remittance request information, and assembling the message remittance element and the message remittance information into a cross-border remittance message; and sending the cross-border remittance message to a receiving and reporting server.
In one embodiment of the present invention, after the step of sending the cross-border remittance message to the receiving bank server, the processing method further includes: and encrypting and storing the cross-border remittance message.
In a second aspect, the present invention also provides a cross-border remittance data processing apparatus, comprising:
the system comprises an information acquisition module, a service management module and a service management module, wherein the information acquisition module is used for acquiring cross-border remittance request information input by a client through terminal equipment;
the quantity processing module is used for comparing the cross-border remittance request information with comparison data and importing the data with no difference in comparison result into a remittance system, wherein the comparison data is obtained based on historical data in the remittance system;
and the information feedback module is used for returning the data with the difference as a comparison result to the terminal equipment and correcting and inputting the data with the difference through the terminal equipment.
In one embodiment provided by the present invention, the information processing module includes:
the data matching unit is used for matching historical remittance data of a current client in a second server based on the remittance identifier in the cross-border remittance request information, wherein the historical remittance data are historical remittance data in an encrypted state;
the data decryption unit is used for enabling the second server to decrypt the history remittance data in the encrypted state to obtain comparison data when the matching is successful;
the data judgment unit is used for receiving comparison data and judging the consistency of the recorded data values of different invariant elements in the comparison data based on the historical data values of the invariant elements of the remittance data in the cross-border remittance request information;
and the data output unit is used for obtaining the data without difference and the data with difference according to the judgment result.
In one embodiment provided by the present invention, the data decryption unit includes:
a judgment subunit configured to, when the matching is successful, cause the second server to receive the cross-border remittance request information, and judge, based on the history data value of each invariant element of the remittance data in the cross-border remittance request information, a degree of coincidence of entry data values of each invariant element of the remittance data in the cross-border remittance request information;
and the decryption subunit is used for enabling the second server to decrypt the historical remittance data in the encrypted state when the contact ratio is greater than a threshold value, obtaining comparison data after the decryption is successful, and sending the comparison data to the first server.
In a third aspect, the present invention also provides a computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the processing method according to the first aspect.
Compared with the prior art, the cross-border remittance data processing method and the device provided by the invention have the advantages that cross-border remittance request information recorded by a client through the terminal equipment is obtained; comparing the cross-border remittance request information with comparison data, and importing the data with no difference in comparison result into a remittance system; and returning the data with the difference in comparison result to the terminal equipment, and correcting and inputting the data with the difference through the terminal equipment, so that the customer can automatically judge whether the money receiving bank information input by the customer is wrong in the cross-border remittance payment process, and the transaction failure rate of the cross-border remittance payment is reduced.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings used in the embodiments or the description of the prior art will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention.
FIG. 1 is a system architecture diagram of the present invention;
fig. 2 is a flowchart of an implementation of a cross-border remittance data processing method according to embodiment 1 of the present invention;
FIG. 3 is a sub-flowchart of a cross-border remittance data processing method according to embodiment 1 of the present invention;
FIG. 4 is another sub-flowchart of a cross-border remittance data processing method according to embodiment 1 of the present invention;
fig. 5 is a block diagram of a cross-border remittance data processing apparatus according to embodiment 2 of the present invention;
fig. 6 is a block diagram of an information processing module according to embodiment 2 of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, the present invention is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
Currently, more and more customers are required to make cross-border remittance payments. And because each bank cannot master change information such as withdrawal, address replacement and the like of overseas bank outlets in real time, a customer is required to input information of a receiving bank during cross-border remittance payment.
However, in the cross-border remittance payment process, if the input money receiving bank information is wrong, the system cannot judge, the transaction failure rate of the cross-border remittance payment is increased, the remittance is carried out again in the wrong transaction, additional commission fees are generated, and the like, so that the time waste of the customer is caused, and the fund loss of the customer is also caused.
In order to solve the problems, the cross-border remittance data processing method and the cross-border remittance data processing device provided by the invention acquire cross-border remittance request information recorded by a client through terminal equipment; comparing the cross-border remittance request information with comparison data, and importing the data with no difference in comparison result into a remittance system; and returning the data with the difference in comparison result to the terminal equipment, and correcting and inputting the data with the difference through the terminal equipment, so that the customer can automatically judge whether the money receiving bank information input by the customer is wrong in the cross-border remittance payment process, and the transaction failure rate of the cross-border remittance payment is reduced.
It should be noted that, in the present disclosure, the embodiments and the features of the embodiments may be combined with each other without conflict. The present disclosure will be described in detail below with reference to the accompanying drawings in conjunction with embodiments.
Fig. 1 illustrates an exemplary system architecture 100 that may be applied to embodiments of the disclosed cross-border remittance data processing method.
As shown in fig. 1, the system architecture 100 includes a first server 101, a network 102, and a second server 103. Network 102 may be a medium to provide a communication link between first server 101 and second server 103; in particular, the network 102 may include various connection types, such as wired, wireless communication links, or fiber optic cables, among others.
The first server 101 interacts with the second server 103 via the network 102 to effect the transfer of data. The first server 101 may be a computer device with data processing capabilities, such as a computer device, a mobile terminal, an ATM machine, etc.
The first server 101 may be hardware or software. When the first server 101 is hardware, it may be a computer device having data processing capability. When the first server 101 is software, it may be installed in the computer device with data processing capability. It may be implemented as multiple pieces of software or software modules, or as a single piece of software or software module. And is not particularly limited herein.
It should be noted that the cross-border remittance data processing method provided by the embodiment of the present disclosure is generally executed by the first server 101, and accordingly, the cross-border remittance data processing system is generally disposed in the server 101.
Optionally, the cross-border remittance data processing method provided by the disclosed embodiment of the invention may also be executed by the second server 103.
The server may be hardware or software. When the server is hardware, it may be implemented as a distributed server cluster formed by multiple servers, or may be implemented as a single server. When the server is software, it may be implemented as a plurality of software or software modules, or may be implemented as a single software or software module. And is not particularly limited herein.
It should be understood that the number of first servers 101, networks 102 and second servers 103 shown in fig. 1 is merely illustrative. There may be any number of first servers 101, networks 102, and second servers 103, as desired for an implementation.
The cross-border remittance data processing method provided by the embodiment of the invention is specifically implemented as follows.
Example 1
As shown in fig. 2, in an embodiment of the present invention, a cross-border remittance data processing method is provided, and the data processing method provided by the embodiment of the present invention is applied to a first server 101. Specifically, in the embodiment of the present invention, the processing method includes the following steps:
step S201: acquiring cross-border remittance request information recorded by a client through terminal equipment;
in a specific implementation of step S201 provided in the embodiment of the present invention, the terminal device is configured to enter remittance information input by a client and to display the remittance information on the display interface, and the terminal device and the first server 101 are interconnected in data, that is, the remittance information entered by the terminal device is processed by the first server 101, and the remittance data processed by the first server 101 is displayed on the display interface of the terminal device.
In the embodiment of the invention, the cross-border remittance request information comprises an invariant element and a variable element, wherein the invariant element is fixed information in a necessary item data item in the remittance information, such as a account name and the like of a remittance receiver and the account name and the like of the remittance receiver; the variable element is variable information in the mandatory item data item in the remittance information, such as remittance amount remittance and the like,
step S202: comparing the cross-border remittance request information with comparison data, and importing the data with no difference in comparison result into a remittance system, wherein the comparison data are obtained based on historical data in the remittance system;
in the specific implementation of step S202 provided in the embodiment of the present invention, cross-border remittance request information currently input by the customer is compared with historical data, and data without difference is automatically imported into the remittance system after the customer checks, so that the efficiency of entering remittance information by the customer is improved.
Further, as shown in fig. 3, in the embodiment of the present invention, the data processing method further includes:
step S203: and returning the data with the difference as a comparison result to the terminal equipment, and correcting and inputting the data with the difference through the terminal equipment.
In the specific implementation of step S203 provided in the embodiment of the present invention, the difference data in the comparison result is returned to the terminal device, so that the customer can check and enter the data again, and can automatically determine whether the receiving bank information input by the customer is incorrect in the cross-border remittance payment process, thereby reducing the failure rate of the cross-border remittance payment transaction.
Further, as shown in fig. 4, in the embodiment of the present invention, the step of comparing the cross-border remittance request information with the comparison data includes:
step S2021: matching historical remittance data of a current client in a second server based on a remittance identification in the cross-border remittance request information, wherein the historical remittance data is historical remittance data in an encrypted state;
it is understood that, when the customer makes a cross-border remittance request, the input information of the remittance receiver has a unique identification code, for example, the account of the remittance receiver has uniqueness, and the account of the remittance receiver can be used as a remittance identifier to match the historical remittance data of the current customer.
Therefore, the processing method provided by the invention can automatically call the historical remittance data and identify the remittance information different from the historical data through comparison, so that the customer can check and record the difference information again in time.
Step S2022: when the matching is successful, the second server decrypts the historical remittance data in the encrypted state to obtain comparison data;
step S2023: receiving comparison data and judging the consistency of the recorded data values of different invariable elements in the comparison data based on the historical data values of the invariable elements of the remittance data in the cross-border remittance request information;
in the specific implementation of step S2023 provided by the embodiment of the present invention, by analyzing the data in the cross-border remittance request, the data item belonging to the invariant element in the remittance request is determined, and the data value of the invariant element corresponding to the same data item in the comparison data is extracted according to the data item, and by comparing the data of the data items one by one, the data with difference and the data without difference can be obtained.
Therefore, step S202 provided in the embodiment of the present invention further includes:
step S2024: and obtaining data without difference and data with difference according to the judgment result.
The data processing method provided by the invention ensures that the invariable element input by the client is correct information by checking the data item content of the invariable element, avoids the error of key data in a remittance bill in cross-border remittance and ensures that the information of a remittance object is accurate and correct.
In one embodiment of the present invention, the step of decrypting the encrypted historical remittance data by the second server comprises:
step S20221: when the matching is successful, the second server receives the cross-border remittance request information, and judges the contact degree of the input data values of all the invariable elements of the remittance data in the cross-border remittance request information based on the historical data values of all the invariable elements of the remittance data in the cross-border remittance request information;
in the embodiment of the invention, data items belonging to the invariant elements in the cross-border remittance request are determined through analysis of data in the remittance request, data values of the invariant elements corresponding to the same data items in the comparison data are extracted according to the data items, the ratio of the number of the same data items to the total number of all the invariant elements is used as a value of the coincidence degree, and when the coincidence degree is greater than a preset threshold value, the current client has the authority of calling the historical data.
Step S20222: and when the contact ratio is greater than the threshold value, the second server decrypts the historical remittance data in the encrypted state, obtains comparison data after the decryption is successful, and sends the comparison data to the first server.
Further, in an embodiment of the present invention, the step of obtaining the cross-border remittance request information entered by the customer through the terminal device includes: performing format check on the client remittance element in the remittance information according to preset client remittance element format information; after the successful format check of the client remittance element in the remittance information, cross-border remittance request information is formed based on the client remittance element.
Further, in the embodiment of the present invention, the processing method further includes: when the comparison result of comparing the cross-border remittance request information with the comparison data does not have data with difference, generating a message remittance element, extracting message remittance route information from the cross-border remittance request information, and assembling the message remittance element and the message remittance route information into a cross-border remittance message; and sending the cross-border remittance message to a receiving and reporting server.
In one embodiment of the present invention, after the step of sending the cross-border remittance message to a receipting server, the processing method further comprises: and encrypting and storing the cross-border remittance message.
In summary, the cross-border remittance data processing method provided by the present invention obtains the cross-border remittance request information entered by the customer through the terminal device; comparing the cross-border remittance request information with comparison data, and importing the data with no difference in comparison result into a remittance system; and returning the data with the difference in comparison result to the terminal equipment, and correcting and inputting the data with the difference through the terminal equipment, so that the customer can automatically judge whether the money receiving bank information input by the customer is wrong in the cross-border remittance payment process, and the transaction failure rate of the cross-border remittance payment is reduced.
Example 2
As shown in fig. 5, in an embodiment of the present invention, an information processing apparatus is provided for implementing the cross-border remittance data processing method according to embodiment 1. Specifically, in an embodiment of the present invention, the processing apparatus includes:
an information acquisition module 301, configured to acquire cross-border remittance request information entered by a customer through a terminal device;
an information processing module 302, configured to compare the cross-border remittance request information with comparison data, and import data with no difference in comparison result into a remittance system, where the comparison data is obtained based on historical data in the remittance system;
and the information feedback module 303 is used for returning the data with the difference as a comparison result to the terminal equipment, and correcting and inputting the data with the difference through the terminal equipment.
Further, as shown in fig. 6, in the embodiment of the present invention, the information processing module 302 includes:
a data matching unit 3021 configured to match, in the second server, historical remittance data of the current client based on the remittance identifier in the cross-border remittance request information, where the historical remittance data is historical remittance data in an encrypted state;
a data decryption unit 3022, configured to, when matching is successful, cause the second server to decrypt the encrypted history remittance data to obtain comparison data;
a data judgment unit 3023 configured to receive comparison data and judge consistency of entry data values of different invariant elements in the comparison data based on historical data values of the invariant elements of the remittance data in the cross-border remittance request information;
and the data output unit is used for obtaining the data without difference and the data with difference according to the judgment result.
Further, in this embodiment of the present invention, the data decryption unit 3022 includes:
a judgment subunit configured to, when the matching is successful, cause the second server to receive the cross-border remittance request information, and judge, based on the history data value of each invariant element of the remittance data in the cross-border remittance request information, a degree of coincidence of entry data values of each invariant element of the remittance data in the cross-border remittance request information;
and the decryption subunit is used for enabling the second server to decrypt the historical remittance data in the encrypted state when the contact ratio is greater than a threshold value, obtaining comparison data after the decryption is successful, and sending the comparison data to the first server.
In a third aspect, the present invention also provides a computer-readable storage medium, on which a computer program is stored, which, when executed by a processor, implements the steps of the processing method according to embodiment 1.
Specifically, the processing method comprises the following steps:
acquiring cross-border remittance request information recorded by a client through terminal equipment;
comparing the cross-border remittance request information with comparison data, and importing the data with no difference in comparison result into a remittance system, wherein the comparison data is obtained based on historical data in the remittance system;
and returning the data with the difference as a comparison result to the terminal equipment, and correcting and inputting the data with the difference through the terminal equipment.
The processor fetches instructions and analyzes the instructions one by one from the memory, then completes corresponding operations according to the instruction requirements, generates a series of control commands, enables all parts of the computer to automatically, continuously and coordinately act to form an organic whole, realizes program input, data input and operation and outputs results, and the arithmetic operation or logic operation generated in the process is completed by the arithmetic unit; the Memory comprises a Read-Only Memory (ROM) for storing a computer program, and a protection device is arranged outside the Memory.
Illustratively, a computer program can be partitioned into one or more modules, which are stored in memory and executed by a processor to implement the present invention. One or more of the modules may be a series of computer program instruction segments capable of performing certain functions, the instruction segments being used to describe the execution of the computer program in the terminal device.
Those skilled in the art will appreciate that the above description of the service device is merely exemplary and not limiting of the terminal device, and may include more or less components than those described, or combine certain components, or different components, such as may include input output devices, network access devices, buses, etc.
The Processor may be a Central Processing Unit (CPU), other general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), an off-the-shelf Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic, discrete hardware components, etc. The general-purpose processor may be a microprocessor or the processor may be any conventional processor or the like, which is the control center of the terminal equipment and connects the various parts of the entire user terminal using various interfaces and lines.
The memory may be used to store computer programs and/or modules, and the processor may implement various functions of the terminal device by operating or executing the computer programs and/or modules stored in the memory and calling data stored in the memory. The memory may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function, and the like; the storage data area may store data created according to the use of the berth-status display system, and the like. In addition, the memory may include high-speed random access memory, and may also include non-volatile memory, such as a hard disk, a memory, a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), at least one magnetic disk storage device, a Flash memory device, or other volatile solid state storage device.
The terminal device integrated modules/units, if implemented in the form of software functional units and sold or used as separate products, may be stored in a computer readable medium. Based on such understanding, all or part of the modules/units in the system according to the above embodiment may be implemented by a computer program, which may be stored in a computer readable medium and used by a processor to implement the functions of the embodiments of the system. Wherein the computer program comprises computer program code, which may be in the form of source code, object code, an executable file or some intermediate form, etc. The computer readable medium may include: any entity or device capable of carrying computer program code, recording medium, U.S. disk, removable hard disk, magnetic disk, optical disk, computer Memory, read-Only Memory (ROM), random Access Memory (RAM), electrical carrier wave signals, telecommunications signals, software distribution media, and the like.
It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one of 8230, and" comprising 8230does not exclude the presence of additional like elements in a process, method, article, or apparatus comprising the element.
The above description is only a preferred embodiment of the present invention, and not intended to limit the scope of the present invention, and all modifications of equivalent structures and equivalent processes, which are made by using the contents of the present specification and the accompanying drawings, or directly or indirectly applied to other related technical fields, are included in the scope of the present invention.
Claims (10)
1. A method for processing cross-border remittance data, the method being applied to a first server, the method comprising the steps of:
acquiring cross-border remittance request information recorded by a client through terminal equipment;
comparing the cross-border remittance request information with comparison data, and importing the data with no difference in comparison result into a remittance system, wherein the comparison data is obtained based on historical data in the remittance system;
and returning the data with the difference as a comparison result to the terminal equipment, and correcting and inputting the data with the difference through the terminal equipment.
2. The method as claimed in claim 1, wherein the step of comparing the cross-border remittance request information with the comparison data comprises:
matching historical remittance data of a current client in a second server based on a remittance identification in the cross-border remittance request information, wherein the historical remittance data is historical remittance data in an encrypted state, and decrypting the historical remittance data in the encrypted state by the second server to obtain comparison data when the matching is successful;
and receiving comparison data, judging the consistency of the recorded data values of different variable elements in the comparison data based on the historical data values of the variable elements of the bill data in the cross-border remittance request information, and obtaining data without difference and data with difference according to the judgment result.
3. The cross-border remittance data processing method according to claim 2, wherein the step of decrypting the encrypted historical remittance data by the second server comprises:
when the matching is successful, the second server receives the cross-border remittance request information, and judges the contact degree of the input data values of all the invariable elements of the remittance data in the cross-border remittance request information based on the historical data values of all the invariable elements of the remittance data in the cross-border remittance request information;
and when the contact ratio is greater than the threshold value, the second server decrypts the historical remittance data in the encrypted state, obtains comparison data after the decryption is successful, and sends the comparison data to the first server.
4. The method of claim 2, wherein the step of obtaining the cross-border remittance request information entered by the customer through the terminal device comprises: performing format check on the client remittance element in the remittance information according to preset client remittance element format information; after the successful format check of the client remittance element in the remittance information, cross-border remittance request information is formed from the client remittance element.
5. The method as claimed in claim 2, wherein the method further comprises: when the comparison result of comparing the cross-border remittance request information with the comparison data does not have data with difference, generating a message remittance element, extracting message remittance route information from the cross-border remittance request information, and assembling the message remittance element and the message remittance route information into a cross-border remittance message; and sending the cross-border remittance message to a receiving and reporting server.
6. The method of processing cross-border remittance data according to claim 2, wherein after the step of sending the cross-border remittance message to a receiving bank server, the method further comprises: and encrypting and storing the cross-border remittance message.
7. A processing device for implementing the method for cross-border remittance data processing according to any one of claims 1-6, the processing device comprising:
the system comprises an information acquisition module, a service management module and a service management module, wherein the information acquisition module is used for acquiring cross-border remittance request information input by a client through terminal equipment;
the information processing module is used for comparing the cross-border remittance request information with comparison data and importing the data with no difference in comparison result into a remittance system, wherein the comparison data are obtained based on historical data in the remittance system;
and the information feedback module is used for returning the data with the difference as a comparison result to the terminal equipment and correcting and inputting the data with the difference through the terminal equipment.
8. The processing apparatus according to claim 2, wherein the information processing module comprises:
the data matching unit is used for matching historical remittance data of a current client in a second server based on a remittance identifier in the cross-border remittance request information, wherein the historical remittance data is historical remittance data in an encrypted state;
the data decryption unit is used for enabling the second server to decrypt the history remittance data in the encrypted state to obtain comparison data when the matching is successful;
the data judgment unit is used for receiving comparison data and judging the consistency of the recorded data values of different invariant elements in the comparison data based on the historical data values of the invariant elements of the remittance data in the cross-border remittance request information;
and the data output unit is used for obtaining the data without difference and the data with difference according to the judgment result.
9. The processing apparatus according to claim 2, wherein the data decryption unit comprises:
a judgment subunit, configured to, when the matching is successful, enable the second server to receive the cross-border remittance request information, and perform, based on the historical data values of the invariant elements of the remittance data in the cross-border remittance request information, judgment of a coincidence degree of the entered data values of the invariant elements of the remittance data in the cross-border remittance request information;
and the decryption subunit is used for enabling the second server to decrypt the encrypted historical remittance data when the contact ratio is greater than the threshold value, obtaining comparison data after the decryption is successful, and sending the comparison data to the first server.
10. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the steps of the processing method according to any one of claims 1 to 6.
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