CN115510158A

CN115510158A - Method and system for synchronizing data of bank industry

Info

Publication number: CN115510158A
Application number: CN202211171715.4A
Authority: CN
Inventors: 王勇; 陈礼蓉; 丁欢; 陈永胜; 许国庆
Original assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Current assignee: China Construction Bank Corp; CCB Finetech Co Ltd
Priority date: 2022-09-26
Filing date: 2022-09-26
Publication date: 2022-12-23

Abstract

The invention relates to a method and a system for synchronizing data in the bank protection industry, which comprises the steps of acquiring a first standard file on a first server, wherein the first standard file comprises a first file abstract code; synchronizing the first standard file to a second server; if the data of the first standard file of the first server is changed, a second standard file is generated, and the second standard file comprises a second file digest code; the second server initiates a query request at regular time, and compares the first file digest code with the second file digest code; when the first file abstract code is inconsistent with the second file abstract code, a second standard file containing the second file abstract code in the first server is obtained; determining a corresponding first standard file in a second server according to the second standard file; and updating the corresponding first standard file in the second server into a second standard file. The insurance policy information files of the bank and the insurance company are interacted, and the abstract codes are introduced, so that the insurance policy information of the bank and the insurance company are consistent, and the increment updating of the insurance policy files is realized.

Description

Method and system for synchronizing data of bank industry

Technical Field

The invention relates to the technical field of computers, in particular to a method and a system for synchronizing data in the bank protection industry.

Background

Related data of the insurance policy are stored in the commercial bank side and the insurance company side through the insurance policy held by the commercial bank channel, but the information of the insurance policy is not invariable, and in order to synchronize the data between the two sides, the current common practice is that the commercial bank side and the insurance company mutually initiate a transaction mode to inquire the insurance policy information in the database of the other side, and the local database is updated according to the inquiry result. The active query mode of the commercial bank side needs to query local full insurance policy data of the commercial bank side one by one, so that the data volume is huge, and the efficiency is very low.

Disclosure of Invention

In order to solve the defects of the prior art, the invention provides a method and a system for synchronizing data of the bank insurance industry, the policy information of a bank and an insurance company is agreed by the interaction of the policy files of the bank and the insurance company, and abstract codes are introduced, the comparison of the file contents is based on the abstract codes, so that the incremental updating of the policy files is realized, and each change of the policy can be recorded.

In order to achieve the above purpose, the technical scheme adopted by the invention comprises the following steps:

a method for synchronizing data of a bank protection industry comprises the following steps:

acquiring first standard files on a first server, wherein the first standard files comprise first file digest codes, and one first standard file corresponds to one policy;

synchronizing the first standard file to a second server;

if the data of the first standard file of the first server is changed, generating a second standard file, wherein the name of the second standard file is the same as that of the first standard file; the second standard file comprises a second file abstract code;

the second server initiates a query request at regular time, and compares the first file abstract code with a second file abstract code;

when the first file abstract code is inconsistent with the second file abstract code, acquiring a second standard file name containing the second file abstract code in the first server;

determining a corresponding first standard file in a second server according to the second standard file name;

and updating the corresponding first standard file in the second server into the second standard file.

Further, the first server is a bank server or an insurance company server;

when the first server is a bank server, the second server is an insurance company server;

when the first server is an insurance company server, the second server is a bank server.

Further, the first standard file is a standard structured file, and the standard structured file is in an XML format.

Further, the first standard file comprises a first file digest code, wherein the first file digest code is generated by adopting an MD5 algorithm.

Further, the second server initiates a query request at regular time, and comparing the first file digest code with the second file digest code includes:

the query request comprises a query timestamp, and the first server compares the first file digest code with the second file digest code by taking the query timestamp as a time starting point.

Further, the method further includes, before the data of the first standard file of the first server is changed, generating a snapshot to save a change record of the first standard file.

The invention also relates to a data synchronization system of the bank protection industry, which comprises:

the system comprises an acquisition module, a storage module and a processing module, wherein the acquisition module is used for acquiring first standard files on a first server, the first standard files comprise first file digest codes, and one first standard file corresponds to one policy;

the synchronization module is used for synchronizing the first standard file to a second server;

the generating module is used for generating a second standard file if the data of the first standard file of the first server is changed, wherein the second standard file comprises a second file abstract code;

the processing module is used for initiating a query request by the second server at regular time and comparing the first file digest code with the second file digest code;

and the updating module is used for updating the corresponding first standard file in the second server into the second standard file.

The invention also relates to a computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the above-mentioned method.

The invention also relates to an electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, which when executed by the processor performs the above-mentioned method.

The invention also relates to a computer program product comprising a computer program and/or instructions, characterized in that the computer program and/or instructions, when executed by a processor, implement the steps of the above-mentioned method.

The beneficial effects of the invention are as follows:

the insurance policy information of the two parties is agreed by the interaction of the bank and the insurance policy file of the insurance company, the abstract code is introduced, the comparison of the file contents is based on the abstract code, the increment updating of the insurance policy file is realized, and each change of the insurance policy can be recorded.

Drawings

Fig. 1 is a schematic flow chart of the data synchronization method in the banking industry according to the present invention.

Fig. 2 is a schematic structural diagram of a data synchronization system in the banking industry.

Detailed Description

In order to more clearly illustrate the technical solutions of the embodiments of the present disclosure, the drawings used in the description of the embodiments will be briefly described below. It is obvious that the drawings in the following description are only examples or embodiments of the present description, and that for a person skilled in the art, the present description can also be applied to other similar scenarios on the basis of these drawings without inventive effort. Unless otherwise apparent from the context, or otherwise indicated, like reference numbers in the figures refer to the same structure or operation.

It should be understood that "system", "apparatus", "unit" and/or "module" as used herein is a method for distinguishing different components, elements, parts, portions or assemblies at different levels. However, other words may be substituted by other expressions if they accomplish the same purpose.

As used in this specification and the appended claims, the terms "a," "an," "the," and/or "the" are not intended to be inclusive in the singular, but rather are intended to be inclusive in the plural, unless the context clearly dictates otherwise. In general, the terms "comprises" and "comprising" merely indicate that steps and elements are included which are explicitly identified, that the steps and elements do not form an exclusive list, and that a method or apparatus may include other steps or elements.

Flowcharts are used in this specification to illustrate the operations performed by the system according to embodiments of the present specification. It should be understood that the preceding or following operations are not necessarily performed in the exact order in which they are performed. Rather, the steps may be processed in reverse order or simultaneously. Meanwhile, other operations may be added to the processes, or a certain step or several steps of operations may be removed from the processes.

The timely transmission of the information of the applicant is realized through the connection between the business processing system of the bank and the insurance company system. The bank transmits the information of insurance underwriting of the insurance company to the client in time, and feeds back the policy to the client after the client obtains the insurance underwriting of the insurance company, thereby providing the proxy insurance service for the client handling the insurance business in the bank. Related data of the insurance policy are stored in the commercial bank side and the insurance company side through the insurance policy held by the commercial bank channel, but the information of the insurance policy is not invariable, for example, business operations such as renewal payment, insurance withdrawal, insurance preservation and the like of a customer in the insurance company side can change the information of the insurance policy, and the bank side with the changeable information does not know. If the customer changes the insurance policy related payment account on the bank side, the information insurance company does not know the change. How to ensure that the information of the insurance policies of the commercial bank side and the insurance company side are consistent, i.e. how to synchronize data between the two sides. This problem is a common problem in the silver insurance industry.

At present, the common practice is that the business bank end and the insurance company mutually initiate transaction to inquire the policy information in the database of the other party, and the local database is updated according to the inquiry result. However, in the active query mode by the commercial bank party, the local full insurance policy data of the commercial bank party needs to be queried one by one, so that the data volume is huge, and the efficiency is very low.

The invention relates to a method for synchronizing the data of the bank protection industry, which comprises the following steps of:

synchronizing the first standard file to a second server;

the first server is a bank server or an insurance company server;

Specifically, in the embodiment of the present application, the first server is a bank server, and the second server is an insurance company server. A standard structured file mode is adopted for data synchronization, the first standard file is based on an XML format, one policy corresponds to one first standard file, the file naming mode is 'bank number' _ 'insurance company number' _ 'splicing policy number'. XML, and each first standard file generates a file abstract code by adopting an MD5 algorithm. The first standard file exists in the bank server and the insurance company server at the same time.

If the data of the first standard file of the first server is changed, generating a second standard file, wherein the name of the second standard file is the same as that of the first standard file, and the second standard file comprises a second file abstract code;

specifically, in the embodiment of the present application, the bank side updates the first standard file while changing policy information according to the operation of the client, and generates the second file digest code according to the changed file content.

The second server initiates a query request at regular time and compares the first file digest code with the second file digest code, wherein the query request comprises a query timestamp, and the first server compares the first file digest code with the second file digest code by taking the query timestamp as a time starting point;

Specifically, a bank and an insurance company can inquire a possibly-existing changed policy XML file on a server of the other party in a timed polling mode, wherein the policy XML file is called a QUERY command, a request body (QUERY _ request) of the QUERY command comprises a timestamp of the request, and when the server receives the QUERY _ request, the file name and the summary code of a first standard file which is changed in the system are placed into a PULL command response body (QUERY _ respnse) by taking the request timestamp as a starting point and returned to the requesting party. The requester reads the file name and the summary code in the QUERY _ respnse, and compares the file name and the summary code with the policy information file stored in the system to find out the file name with inconsistent summary code. And then, initiating a synchronization command, namely a SYNC command, including file names with inconsistent digest codes in a request body (SYNC _ request) of the SYNC command, and when the server receives the SYNC _ request, returning file contents corresponding to the file names included in all the SYNC _ requests in a response body (SYNC _ response) of the SYNC command, wherein the request body receiving the SYNC _ response will update the corresponding file contents in the system. Compared with the prior art, the method has the advantages that the local full insurance policy data of the commercial bank party are inquired one by one, the data volume is huge, the efficiency is low, the full insurance policy data do not need to be inquired one by one through the standard structured file and the abstract code is introduced, the changed insurance policy information is determined only based on the file abstract code to realize data synchronization, and the data inquiry and data synchronization efficiency is improved.

In some embodiments, the content of the first standard file is generated into a snapshot before being updated, so as to save the change record of each time the file is changed, and facilitate the policy information tracking. Additionally, policy information rollback can also be performed based on snapshots, if necessary.

The insurance policy information of the two parties is agreed through the interaction of the bank and the insurance policy information file of the insurance company. And the abstract code is introduced, the comparison of the file contents is based on the abstract code, the incremental updating of the policy file is realized, and each change of the policy can be recorded.

Another aspect of the present invention also relates to a data synchronization system for the banking industry, the structure of which is shown in fig. 2, and the system includes:

when the first file abstract code is inconsistent with the second file abstract code, acquiring a second standard file containing the second file abstract code in the first server;

determining a corresponding first standard file in a second server according to the second standard file;

By using this system, the above-described arithmetic processing method can be executed and a corresponding technical effect can be achieved.

The embodiment of the present invention further provides a computer readable storage medium capable of implementing all the steps in the method for synchronizing the data in the bank protection industry in the above embodiment, where a computer program is stored on the computer readable storage medium, and when the computer program is executed by a processor, all the steps of the method for synchronizing the data in the bank protection industry in the above embodiment are implemented.

The embodiment of the present invention further provides an electronic device for executing the method, as an implementation apparatus of the method, the electronic device at least has a processor and a memory, and particularly, the memory stores data required for executing the method and related computer programs, and the processor calls the data and the programs in the memory to execute all steps of the implementation method, and obtains corresponding technical effects.

Preferably, the electronic device may comprise a bus architecture, which may include any number of interconnected buses and bridges linking together various circuits including one or more processors and memory. The bus may also link together various other circuits such as peripherals, voltage regulators, power management circuits, and the like, which are well known in the art, and therefore, will not be described any further herein. A bus interface provides an interface between the bus and the receiver and transmitter. The receiver and transmitter may be the same element, i.e., a transceiver, providing a means for communicating with various other systems over a transmission medium. The processor is responsible for managing the bus and general processing, while the memory may be used to store data used by the processor in performing operations.

Additionally, the electronic device may further include a communication module, an input unit, an audio processor, a display, a power source, and the like. The processor (or controller, operational controls) employed may include a microprocessor or other processor device and/or logic device that receives input and controls the operation of various components of the electronic device; the memory may be one or more of a buffer, a flash memory, a hard drive, a removable medium, a volatile memory, a non-volatile memory or other suitable devices, and may store the above-mentioned related data information, and may also store a program for executing the related information, and the processor may execute the program stored in the memory to realize information storage or processing, etc.; the input unit is used for providing input to the processor, and can be a key or a touch input device; the power supply is used for supplying power to the electronic equipment; the display is used for displaying display objects such as images and characters, and may be an LCD display, for example. A communication module is a transmitter/receiver that sends and receives signals via an antenna. The communication module (transmitter/receiver) is coupled to the processor to provide an input signal and receive an output signal, which may be the same as in the case of a conventional mobile communication terminal. Based on different communication technologies, a plurality of communication modules, such as a cellular network module, a bluetooth module, and/or a wireless local area network module, may be disposed in the same electronic device. The communication module (transmitter/receiver) is also coupled to a speaker and a microphone via an audio processor to provide audio output via the speaker and receive audio input from the microphone to implement the usual telecommunication functions. The audio processor may include any suitable buffers, decoders, amplifiers and so forth. In addition, the audio processor is also coupled to the central processor, so that recording on the local machine can be realized through the microphone, and sound stored on the local machine can be played through the loudspeaker.

As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create a system for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including an instruction system which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks. While preferred embodiments of the present invention have been described, additional variations and modifications in those embodiments may occur to those skilled in the art once they learn of the basic inventive concepts. Therefore, it is intended that the appended claims be interpreted as including preferred embodiments and all such alterations and modifications as fall within the scope of the invention.

The above description is only for the preferred embodiment of the present invention, but the scope of the present invention is not limited thereto, and any changes or substitutions that can be easily conceived by those skilled in the art within the technical scope of the present invention are also within the scope of the present invention. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.

Claims

1. A method for synchronizing data of a bank protection industry is characterized by comprising the following steps:

synchronizing the first standard file to a second server;

if the data of the first standard file of the first server are changed, generating a second standard file, wherein the name of the second standard file is the same as that of the first standard file;

the second standard file comprises a second file abstract code;

the second server initiates a query request at regular time, and compares the first file digest code with the second file digest code;

2. The method of claim 1, wherein the first server is a bank server or an insurance company server;

3. The method of claim 2, wherein the first standard file is a standard structured file, the standard structured file being in XML format.

4. The method of claim 3, wherein the first standard file comprises a first file digest code, wherein the first file digest code is generated using the MD5 algorithm.

5. The method of claim 4, wherein the second server periodically initiates a query request, and comparing the first file digest code with the second file digest code comprises:

6. The method according to any one of claims 1 to 5, wherein, if the data of the first standard file of the first server is changed, further comprising generating a snapshot to save the change record of the first standard file.

7. A banking industry data synchronization system, comprising:

the generating module is used for generating a second standard file if the data of the first standard file of the first server is changed, wherein the name of the second standard file is the same as that of the first standard file; the second standard file comprises a second file abstract code;

the processing module is used for initiating a query request by the second server at regular time and comparing the first file abstract code with the second file abstract code;

8. A computer-readable storage medium, characterized in that the storage medium has stored thereon a computer program which, when being executed by a processor, carries out the method of any one of claims 1 to 6.

9. A computer arrangement comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the method of any of claims 1 to 6 when executing the computer program.

10. A computer program product comprising a computer program and/or instructions, characterized in that the computer program and/or instructions, when executed by a processor, implement the steps of the method of any one of claims 1 to 6.