CN115391368A - Certificate information updating method and device - Google Patents

Certificate information updating method and device Download PDF

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CN115391368A
CN115391368A CN202211139565.9A CN202211139565A CN115391368A CN 115391368 A CN115391368 A CN 115391368A CN 202211139565 A CN202211139565 A CN 202211139565A CN 115391368 A CN115391368 A CN 115391368A
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information
user
certificate
abnormal
updating
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李腾飞
彭昶
丁二帅
何佳豪
王红香
张一大
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Bank of China Ltd
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Bank of China Ltd
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    • G06—COMPUTING; CALCULATING OR COUNTING
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    • G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/23—Updating
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
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    • G06F16/2455—Query execution
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract

The embodiment of the invention provides a certificate information updating method and device, which can be used in the technical field of artificial intelligence, and the method comprises the following steps: acquiring a certificate abnormity detection result of a user, wherein the certificate abnormity detection result comprises abnormal information; performing identity verification on the abnormal user corresponding to the abnormal information; if the identity authentication is passed, sending a certificate information request to a user terminal of an abnormal user; in response to receiving the certificate information sent by the abnormal user through the user terminal, the identity certificate information of the abnormal user is updated according to the certificate information, the user can be reminded of the abnormity in time, the user does not need to go to a website to handle and update the certificate information in time, and the user experience and convenience are improved.

Description

Certificate information updating method and device
Technical Field
The invention relates to the technical field of computers, in particular to the technical field of artificial intelligence, and particularly relates to a certificate information updating method and device.
Background
At present, financial institutions begin to develop transaction limiting measures for users with wrong certificate information, such as 'non-real name' and wrong certificate validity. For the user with wrong certificate information, the user needs to hold the type of the account opening certificate or the valid identity information and transact the certificate information updating at a website. In the related technology, the user can only know the limited transaction when the transaction service is limited, the certificate information cannot be updated in time, and the user experience and convenience are poor.
Disclosure of Invention
One object of the present invention is to provide a method for updating certificate information, which can prompt a user that a certificate is abnormal in time, and does not need the user to go to a website to handle and update the certificate information in time, thereby improving user experience and convenience. Another object of the present invention is to provide a certificate information updating apparatus. It is yet another object of the present invention to provide a computer readable medium. It is a further object of this invention to provide a computer apparatus.
In order to achieve the above object, the present invention discloses a method for updating certificate information, including:
acquiring a certificate abnormity detection result of a user, wherein the certificate abnormity detection result comprises abnormal information;
performing identity verification on the abnormal user corresponding to the abnormal information;
if the identity authentication is passed, sending a certificate information request to a user terminal of an abnormal user;
and in response to receiving the certificate information sent by the abnormal user through the user terminal, updating the identity certificate information of the abnormal user according to the certificate information.
Preferably, the acquiring of the certificate abnormality detection result of the user includes:
and acquiring the certificate abnormity detection result of the user through a supervision mechanism interface according to a preset time period.
Preferably, the identity verification of the abnormal user corresponding to the abnormal information includes:
sending an identity authentication request to a user terminal of an abnormal user in an information enhancement mode, and receiving information to be authenticated, which is sent by the abnormal user through the user terminal;
carrying out consistency matching on the information to be verified and the stored identity information;
if the matching is successful, the identity verification of the abnormal user is determined to pass;
and if the matching fails, determining that the authentication of the abnormal user fails.
Preferably, the method further comprises:
if the matching fails, generating an identity authentication failure message;
and sending the authentication failure message to the user terminal of the abnormal user.
Preferably, the certificate information is a certificate image;
according to the certificate information, the identity certificate information of the abnormal user is updated, and the method comprises the following steps:
identifying the certificate image through an image identification algorithm, and extracting target information;
sending the target information to a supervision mechanism platform through a supervision mechanism interface for verification, and receiving a verification result returned by the supervision mechanism platform through the supervision mechanism interface;
and if the verification result is that the verification is passed, updating the stored identity document information according to the target information.
Preferably, after acquiring the certificate abnormality detection result of the user, the method further includes:
and adding an abnormal label to the abnormal user, and performing transaction limitation processing.
Preferably, after the identity document information of the abnormal user is updated according to the document information, the method further includes:
and deleting the abnormal label of the abnormal user and removing the transaction limit.
Preferably, the sending the certificate information request to the user terminal of the abnormal user includes:
and sending a certificate information request to the user terminal of the abnormal user in an information enhancement mode.
Preferably, after the identity document information of the abnormal user is updated according to the document information, the method further includes:
and sending a certificate updating success message to the user terminal.
The invention also discloses a certificate information updating device, which comprises:
the certificate anomaly detection device comprises an acquisition unit, a verification unit and a verification unit, wherein the acquisition unit is used for acquiring a certificate anomaly detection result of a user, and the certificate anomaly detection result comprises anomaly information;
the identity authentication unit is used for authenticating the identity of the abnormal user corresponding to the abnormal information;
the sending unit is used for sending a certificate information request to the user terminal of the abnormal user if the identity authentication is passed;
and the updating unit is used for responding to the received certificate information sent by the abnormal user through the user terminal and updating the identity certificate information of the abnormal user according to the certificate information.
Preferably, the acquiring unit is specifically configured to acquire the certificate anomaly detection result of the user through a monitoring mechanism interface according to a preset time period.
Preferably, the identity authentication unit is specifically configured to send an identity authentication request to the user terminal of the abnormal user in an information enhancement manner, and receive information to be authenticated, which is sent by the abnormal user through the user terminal; carrying out consistency matching on the information to be verified and the stored identity information; if the matching is successful, the identity verification of the abnormal user is determined to pass; and if the matching fails, determining that the authentication of the abnormal user fails.
Preferably, the apparatus further comprises:
the generating unit is used for generating an identity authentication failure message if the matching fails;
and the sending unit is also used for sending the authentication failure message to the user terminal of the abnormal user.
Preferably, the certificate information is a certificate image;
the updating unit is specifically used for identifying the certificate image through an image identification algorithm and extracting target information; sending the target information to a supervision mechanism platform through a supervision mechanism interface for verification, and receiving a verification result returned by the supervision mechanism platform through the supervision mechanism interface; and if the verification result is that the verification is passed, updating the stored identity document information according to the target information.
Preferably, the apparatus further comprises:
and the limiting unit is used for adding an abnormal label to the abnormal user and carrying out transaction limiting processing.
Preferably, the apparatus further comprises:
and the releasing unit is used for deleting the abnormal label of the abnormal user and releasing the transaction limit.
Preferably, the sending unit is specifically configured to send the certificate information request to the user terminal of the abnormal user in an information enhancement manner.
Preferably, the sending unit is further configured to send a certificate update success message to the user terminal.
The invention also discloses a computer-readable medium, on which a computer program is stored which, when executed by a processor, implements a method as described above.
The invention also discloses a computer device comprising a memory for storing information comprising program instructions and a processor for controlling the execution of the program instructions, the processor implementing the method as described above when executing the program.
The invention also discloses a computer program product comprising a computer program/instructions which, when executed by a processor, implement the method as described above.
The invention obtains the certificate abnormity detection result of the user, wherein the certificate abnormity detection result comprises abnormal information; performing identity verification on the abnormal user corresponding to the abnormal information; if the identity authentication is passed, sending a certificate information request to a user terminal of an abnormal user; in response to receiving the certificate information sent by the abnormal user through the user terminal, the identity certificate information of the abnormal user is updated according to the certificate information, the user can be reminded of the abnormity in time, the user does not need to go to a website to handle and update the certificate information in time, and the user experience and convenience are improved.
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In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
Fig. 1 is a flowchart of a certificate information updating method according to an embodiment of the present invention;
fig. 2 is a flowchart of another credential information updating method according to an embodiment of the present invention;
fig. 3 is a flowchart of authentication provided in an embodiment of the present invention;
FIG. 4 is a flowchart of updating credential information according to an embodiment of the present invention;
fig. 5 is a schematic structural diagram of a credential information updating apparatus according to an embodiment of the present invention;
fig. 6 is a schematic structural diagram of a computer device according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
It should be noted that the method and the device for updating the certificate information disclosed in the present application can be used in the technical field of artificial intelligence, and can also be used in any field except the technical field of artificial intelligence.
In order to facilitate understanding of the technical solutions provided in the present application, the following first describes relevant contents of the technical solutions in the present application. The 5G message is the upgrade of the short message service, is a basic telecommunication service of an operator, realizes the leap of service experience based on the IP technology, and has more supported media formats and richer expression forms. Rich media Communication Services and Suite (RCS for short) can integrate voice, message, status bar, location service and other Communication Services, and through various functional interfaces, various Rich applications of APP are realized on a short message interface, so that richer multimedia Services are provided, and brand new interactive experience is provided for enterprises, merchants and users. At present, two conditions exist in the abnormal condition of the user certificate, firstly, the certificate reserved by the user is overdue, and the user himself does not go to a bank to reserve the replaced certificate after the certificate is overdue; second, the internal information integration of the financial institution (for example, the user may leave out the user information in the case of national service integration), or the user information data migrated when the new system is on-line has errors. The document here contains information that can be opened, such as an identification card, a passport, etc.
The following describes an implementation process of the certificate information updating method provided by the embodiment of the present invention, taking the certificate information updating apparatus as an execution main body as an example. It can be understood that the execution subject of the credential information updating method provided by the embodiment of the invention includes, but is not limited to, a credential information updating device.
Fig. 1 is a flowchart of a certificate information updating method according to an embodiment of the present invention, as shown in fig. 1, the method includes:
step 101, acquiring a certificate abnormity detection result of a user, wherein the certificate abnormity detection result comprises abnormity information.
And 102, performing identity verification on the abnormal user corresponding to the abnormal information.
And 103, if the identity authentication is passed, sending a certificate information request to the user terminal of the abnormal user.
And step 104, in response to receiving the certificate information sent by the abnormal user through the user terminal, updating the identity certificate information of the abnormal user according to the certificate information.
It should be noted that the technical solutions in the present application, such as obtaining, storing, using, and processing data, all conform to relevant regulations of national laws and regulations. The user information in the embodiment of the application is obtained through legal compliance, and the user information is obtained, stored, used, processed and the like through authorization approval of the user.
In the technical scheme provided by the embodiment of the invention, a certificate abnormity detection result of a user is obtained, wherein the certificate abnormity detection result comprises abnormal information; performing identity verification on the abnormal user corresponding to the abnormal information; if the identity authentication is passed, sending a certificate information request to a user terminal of an abnormal user; in response to receiving the certificate information sent by the abnormal user through the user terminal, the identity certificate information of the abnormal user is updated according to the certificate information, the user can be reminded of the abnormity in time, the user does not need to go to a website to handle and update the certificate information in time, and the user experience and convenience are improved.
Fig. 2 is a flowchart of another credential information updating method provided in an embodiment of the present invention, as shown in fig. 2, the method includes:
step 201, according to a preset time period, a certificate abnormity detection result of a user is obtained through a supervisory mechanism interface, and the certificate abnormity detection result comprises abnormity information.
In the embodiment of the invention, each step is executed by the certificate information updating device.
In the embodiment of the present invention, the preset time period may be set according to actual requirements, which is not limited in the embodiment of the present invention.
In the embodiment of the invention, a supervision mechanism interface is called to carry out certificate abnormity detection on the stored user certificate information, and a supervision mechanism platform carries out abnormity detection on the user certificate information according to a preset supervision strategy to generate an abnormity detection result; and returning the abnormal detection result to the certificate information updating device through the interface of the monitoring mechanism. The certificate information updating device can match the unique abnormal user according to the user number in the abnormal information.
Further, add exception tags to the anomalous users and perform transaction limit processing including, but not limited to, limiting financial transactions, limiting portions of business transactions, and account degradation. As an alternative, the exception tag is an illegal funds legitimization tag.
Step 202, performing identity authentication on the abnormal user corresponding to the abnormal information, and if the identity authentication is passed, executing step 203; if the identity authentication fails, the process is ended.
Fig. 3 is a flowchart of authentication provided in an embodiment of the present invention, and as shown in fig. 3, step 202 specifically includes:
step 2021, sending an identity authentication request to the user terminal of the abnormal user in an information enhancement mode, and receiving to-be-authenticated information sent by the abnormal user through the user terminal.
Specifically, an identity authentication request is sent to the user terminal of the abnormal user through the 5G message, and the to-be-authenticated information sent by the abnormal user through the user terminal in the 5G message is received.
In the embodiment of the present invention, the authentication request includes, but is not limited to, one of fingerprint authentication, password authentication, face recognition authentication, or any combination thereof. It should be noted that the authentication method is not limited to the above method, and may include other methods, which are not described in detail herein.
Step 2022, performing consistency matching on the information to be verified and the stored identity information; if the matching is successful, go to step 2023; if the matching fails, go to step 2024.
In the embodiment of the invention, the identity information, the certificate information and the like of a user are stored in the data lake, and the stored identity information is obtained from the data lake according to the unique user number; consistency matching is carried out on the identity information and the information to be verified, if the identity information is consistent with the information to be verified, matching is successful, and the step 2023 is continuously executed; if the identity information is inconsistent with the information to be verified, matching fails, and step 2024 is performed.
Step 2023, determining that the identity authentication of the abnormal user passes, and ending the step.
Step 2024, determining that the authentication of the abnormal user fails, and ending the process.
Further, if the matching fails, generating an identity authentication failure message; and sending the authentication failure message to the user terminal of the abnormal user. Specifically, an authentication failure message is sent to the user terminal of the abnormal user through a 5G message to inform the user of the authentication failure.
Step 203, sending certificate information request to the user terminal of the abnormal user.
Specifically, a certificate information request is sent to a user terminal of an abnormal user in an information enhancement mode. As an alternative, a certificate information request is sent to the user terminal of the abnormal user through a 5G message.
In the embodiment of the present invention, the certificate information request may be a certificate image of a valid certificate, for example: a passport image or an identification card image.
And step 204, in response to receiving the certificate information sent by the user through the user terminal, updating the identity certificate information of the abnormal user according to the certificate information.
In the embodiment of the invention, the certificate information is a certificate image. The certificate information is sent by an abnormal user through a user terminal in a 5G message.
Fig. 4 is a flowchart of updating credential information according to an embodiment of the present invention, as shown in fig. 4, step 204 specifically includes:
step 2041, identifying the certificate image through an image identification algorithm, and extracting target information.
In the embodiment of the invention, the certificate image is input into an image recognition algorithm, and key information in the certificate is extracted to obtain target information. For example: and inputting the identity card image into an image recognition algorithm, and extracting key information such as name, nationality, identity card number, certificate validity period and the like to obtain target information.
It should be noted that the image recognition algorithm is an existing mature algorithm, and the embodiment of the present invention is not described herein again.
2042, sending the target information to a supervision mechanism platform through a supervision mechanism interface for verification, receiving a verification result returned by the supervision mechanism platform through the supervision mechanism interface, and executing 2043 if the verification result is that the verification is passed; if the verification result is a verification failure, go to step 2044.
In the embodiment of the invention, a monitoring mechanism interface is called, and target information is sent to a monitoring mechanism platform; the supervision agency platform checks the user certificate information according to the stored certificate information to generate a checking result; and returning the verification result to the certificate information updating device through the interface of the monitoring mechanism. If the verification result is that the verification is passed, the certificate information provided by the user is true and effective, and the step 2043 is continuously executed; if the verification result is verification failure, it indicates that the credential information provided by the user is invalid, and step 2044 is continuously performed.
Step 2043, the stored identity document information is updated according to the target information, and the step is finished.
Specifically, taking the target information including name, nationality, identity card number and certificate validity period as an example, the stored name, nationality, identity card number and certificate validity period are updated according to the corresponding content in the target information.
Further, the abnormal label of the abnormal user is deleted, and the transaction limit is released. Specifically, the illegal fund legalization tag of the user is deleted, the user is allowed to perform financial transactions and business transactions, the account level is restored, and the like.
And 2044, generating a verification failure message, and sending the verification failure message to the user terminal.
In the embodiment of the invention, the verification failure message is sent to the user terminal in a 5G message mode so as to inform the user that the certificate information is wrong.
And step 205, sending a certificate updating success message to the user terminal.
Specifically, a certificate updating success message is sent to the user terminal in a 5G message mode so as to inform the user that the certificate information is updated successfully.
In the embodiment of the invention, the user does not need to go to a website to transact the certificate maintenance service, the certificate information can be updated through the 5G message, the validity period maintenance is carried out, the transaction service is more convenient and efficient, and the user experience is improved.
In the technical scheme of the certificate information updating method provided by the embodiment of the invention, the certificate abnormity detection result of a user is obtained, and the certificate abnormity detection result comprises abnormal information; performing identity verification on the abnormal user corresponding to the abnormal information; if the identity authentication is passed, sending a certificate information request to a user terminal of an abnormal user; in response to receiving the certificate information sent by the abnormal user through the user terminal, the identity certificate information of the abnormal user is updated according to the certificate information, the user can be reminded of the abnormality of the certificate in time, the user does not need to go to a website to handle and update the certificate information in time, and the user experience and convenience are improved.
Fig. 5 is a schematic structural diagram of a credential information updating apparatus according to an embodiment of the present invention, where the apparatus is configured to execute the credential information updating method, and as shown in fig. 5, the apparatus includes: an acquisition unit 11, an authentication unit 12, a sending unit 13 and an updating unit 14.
The acquisition unit 11 is configured to acquire a certificate abnormality detection result of the user, the certificate abnormality detection result including abnormality information.
The identity authentication unit 12 is configured to authenticate an abnormal user corresponding to the abnormal information.
The sending unit 13 is configured to send a certificate information request to the user terminal of the abnormal user if the identity authentication is passed.
The updating unit 14 is configured to update the identity document information of the abnormal user according to the document information in response to receiving the document information sent by the abnormal user through the user terminal.
In the embodiment of the present invention, the obtaining unit 11 is specifically configured to obtain a certificate anomaly detection result of the user through a monitoring mechanism interface according to a preset time period.
In the embodiment of the present invention, the identity authentication unit 12 is specifically configured to send an identity authentication request to the user terminal of the abnormal user in an information enhancement manner, and receive information to be authenticated, which is sent by the abnormal user through the user terminal; carrying out consistency matching on the information to be verified and the stored identity information; if the matching is successful, the identity authentication of the abnormal user is determined to pass; and if the matching fails, determining that the authentication of the abnormal user fails.
In the embodiment of the present invention, the apparatus further includes: a generating unit 15.
The generating unit 15 is configured to generate an authentication failure message if the matching fails.
The sending unit 13 is further configured to send an authentication failure message to the user terminal of the abnormal user.
In the embodiment of the invention, the certificate information is a certificate image; the updating unit 14 is specifically configured to identify the certificate image through an image identification algorithm, and extract target information; sending the target information to a supervision mechanism platform through a supervision mechanism interface for verification, and receiving a verification result returned by the supervision mechanism platform through the supervision mechanism interface; and if the verification result is that the verification is passed, updating the stored identity document information according to the target information.
In the embodiment of the present invention, the apparatus further includes: a limiting unit 16.
The limiting unit 16 is used for adding an exception tag to an exception user and performing transaction limiting processing.
In an embodiment of the present invention, the apparatus further includes: and a releasing unit 17.
The release unit 17 is used for deleting the abnormal label of the abnormal user and releasing the transaction limit.
In this embodiment of the present invention, the sending unit 16 is specifically configured to send a certificate information request to a user terminal of an abnormal user in an enhanced information manner.
In this embodiment of the present invention, the sending unit 16 is further configured to send a certificate update success message to the user terminal.
In the scheme of the embodiment of the invention, a certificate abnormity detection result of a user is obtained, wherein the certificate abnormity detection result comprises abnormal information; performing identity verification on the abnormal user corresponding to the abnormal information; if the identity authentication is passed, sending a certificate information request to a user terminal of an abnormal user; in response to receiving the certificate information sent by the abnormal user through the user terminal, the identity certificate information of the abnormal user is updated according to the certificate information, the user can be reminded of the abnormity in time, the user does not need to go to a website to handle and update the certificate information in time, and the user experience and convenience are improved.
The systems, devices, modules or units illustrated in the above embodiments may be implemented by a computer chip or an entity, or by a product with certain functions. A typical implementation device is a computer device, which may be, for example, a personal computer, a laptop computer, a cellular telephone, a camera phone, a smart phone, a personal digital assistant, a media player, a navigation device, an email device, a game console, a tablet computer, a wearable device, or a combination of any of these devices.
An embodiment of the present invention provides a computer device, which includes a memory and a processor, where the memory is used to store information including program instructions, and the processor is used to control execution of the program instructions, and the program instructions are loaded by the processor and executed to implement the steps of the embodiment of the credential information updating method.
Referring now to FIG. 6, shown is a schematic diagram of a computer device 600 suitable for use in implementing embodiments of the present application.
As shown in fig. 6, the computer apparatus 600 includes a Central Processing Unit (CPU) 601 which can execute various appropriate jobs and processes according to a program stored in a Read Only Memory (ROM) 602 or a program loaded from a storage section 608 into a Random Access Memory (RAM) 603. In the RAM603, various programs and data necessary for the operation of the computer apparatus 600 are also stored. The CPU601, ROM602, and RAM603 are connected to each other via a bus 604. An input/output (I/O) interface 605 is also connected to bus 604.
The following components are connected to the I/O interface 605: an input portion 606 including a keyboard, a mouse, and the like; an output portion 607 including a Cathode Ray Tube (CRT), a liquid crystal feedback (LCD), and the like, and a speaker and the like; a storage section 608 including a hard disk and the like; and a communication section 609 including a network interface card such as a LAN card, a modem, or the like. The communication section 609 performs communication processing via a network such as the internet. A driver 610 is also connected to the I/O interface 605 as needed. A removable medium 611 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 610 as necessary, so that a computer program read out therefrom is mounted as necessary on the storage section 608.
In particular, according to an embodiment of the present invention, the processes described above with reference to the flowcharts may be implemented as computer software programs. For example, embodiments of the invention include a computer program product comprising a computer program tangibly embodied on a machine-readable medium, the computer program comprising program code for performing the method illustrated in the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 609, and/or installed from the removable medium 611.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), static Random Access Memory (SRAM), dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape, magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
For convenience of description, the above devices are described as being divided into various units by function, and are described separately. Of course, the functionality of the various elements may be implemented in the same one or more pieces of software and/or hardware in the practice of the present application.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flowchart illustrations and/or block diagrams, and combinations of flows and/or blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrases "comprising one of 8230; \8230;" 8230; "does not exclude the presence of additional like elements in a process, method, article, or apparatus that comprises that element.
According to the technical scheme, the data acquisition, storage, use, processing and the like meet relevant regulations of national laws and regulations.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The application may be described in the general context of computer-executable instructions, such as program modules, being executed by a computer. Generally, program modules include routines, programs, objects, components, data structures, etc. that perform particular tasks or implement particular abstract data types. The application may also be practiced in distributed computing environments where tasks are performed by remote processing devices that are linked through a communications network. In a distributed computing environment, program modules may be located in both local and remote computer storage media including memory storage devices.
All the embodiments in the present specification are described in a progressive manner, and the same and similar parts among the embodiments are referred to each other, and each embodiment focuses on the differences from other embodiments. In particular, as for the system embodiment, since it is substantially similar to the method embodiment, the description is relatively simple, and reference may be made to the partial description of the method embodiment for relevant points.
The above description is only an example of the present application and is not intended to limit the present application. Various modifications and changes may occur to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the claims of the present application.

Claims (21)

1. A certificate information updating method, characterized in that the method comprises:
acquiring a certificate abnormity detection result of a user, wherein the certificate abnormity detection result comprises abnormal information;
performing identity verification on the abnormal user corresponding to the abnormal information;
if the identity authentication is passed, sending a certificate information request to the user terminal of the abnormal user;
and in response to receiving the certificate information sent by the abnormal user through the user terminal, updating the identity certificate information of the abnormal user according to the certificate information.
2. The method for updating the certificate information as claimed in claim 1, wherein the acquiring the certificate abnormality detection result of the user comprises:
and acquiring a certificate abnormity detection result of the user through a supervision mechanism interface according to a preset time period.
3. The method for updating the certificate information as claimed in claim 1, wherein the authentication of the abnormal user corresponding to the abnormal information includes:
sending an identity authentication request to a user terminal of the abnormal user in an information enhancement mode, and receiving information to be authenticated, which is sent by the abnormal user through the user terminal;
carrying out consistency matching on the information to be verified and the stored identity information;
if the matching is successful, the identity authentication of the abnormal user is determined to be passed;
and if the matching fails, determining that the authentication of the abnormal user fails.
4. The credential information updating method of claim 3, further comprising:
if the matching fails, generating an identity authentication failure message;
and sending the authentication failure message to the user terminal of the abnormal user.
5. The certificate information updating method according to claim 1, wherein the certificate information is a certificate image;
the updating the identity document information of the abnormal user according to the document information comprises the following steps:
identifying the certificate image through an image identification algorithm, and extracting target information;
sending the target information to a supervision mechanism platform through a supervision mechanism interface for verification, and receiving a verification result returned by the supervision mechanism platform through the supervision mechanism interface;
and if the verification result is that the verification is passed, updating the stored identity document information according to the target information.
6. The method for updating the certificate information according to claim 1, further comprising, after the acquiring the certificate abnormality detection result of the user:
and adding an exception label to the exception user, and performing transaction limitation processing.
7. The certificate information updating method as claimed in claim 6, further comprising, after the updating of the identity certificate information of the abnormal user according to the certificate information:
and deleting the abnormal label of the abnormal user and removing the transaction limit.
8. The method for updating certificate information as claimed in claim 1, wherein the sending of the certificate information request to the user terminal of the abnormal user comprises:
and sending a certificate information request to the user terminal of the abnormal user in an information enhancement mode.
9. The method for updating the certificate information as claimed in claim 1, further comprising, after the updating the identity certificate information of the abnormal user according to the certificate information, the steps of:
and sending a certificate updating success message to the user terminal.
10. A credential information updating device, the device comprising:
the system comprises an acquisition unit, a processing unit and a processing unit, wherein the acquisition unit is used for acquiring a certificate abnormity detection result of a user, and the certificate abnormity detection result comprises abnormity information;
the identity authentication unit is used for performing identity authentication on the abnormal user corresponding to the abnormal information;
the sending unit is used for sending a certificate information request to the user terminal of the abnormal user if the identity authentication is passed;
and the updating unit is used for responding to the received certificate information sent by the abnormal user through the user terminal and updating the identity certificate information of the abnormal user according to the certificate information.
11. The credential information updating device of claim 10, wherein the acquiring unit is configured to acquire the user's credential anomaly detection result via the regulatory agency interface according to a preset time period.
12. The certificate information updating apparatus as claimed in claim 10, wherein the authentication unit is specifically configured to send an authentication request to the user terminal of the abnormal user in an enhanced information manner, and receive information to be authenticated sent by the abnormal user via the user terminal; carrying out consistency matching on the information to be verified and the stored identity information; if the matching is successful, the identity authentication of the abnormal user is determined to be passed; and if the matching fails, determining that the authentication of the abnormal user fails.
13. The credential information update device of claim 12, further comprising:
the generating unit is used for generating an identity authentication failure message if the matching fails;
and the sending unit is also used for sending the identity authentication failure message to the user terminal of the abnormal user.
14. The credential information updating device of claim 10, wherein the credential information is a credential image;
the updating unit is specifically used for identifying the certificate image through an image identification algorithm and extracting target information; sending the target information to a supervision mechanism platform through a supervision mechanism interface for verification, and receiving a verification result returned by the supervision mechanism platform through the supervision mechanism interface; and if the verification result is that the verification is passed, updating the stored identity document information according to the target information.
15. The credential information update device of claim 10, further comprising:
and the limiting unit is used for adding an abnormal label to the abnormal user and performing transaction limiting processing.
16. The credential information update device of claim 15, further comprising:
and the releasing unit is used for deleting the abnormal label of the abnormal user and releasing the transaction limit.
17. The credential information update apparatus according to claim 10, wherein the sending unit is specifically configured to send the credential information request to the user terminal of the abnormal user in an enhanced information manner.
18. The credential information updating device according to claim 10, wherein the sending unit is further configured to send a credential update success message to the user terminal.
19. A computer-readable medium on which a computer program is stored, the program realizing the certificate information updating method as claimed in any one of claims 1 to 9 when executed by a processor.
20. A computer device comprising a memory for storing information including program instructions and a processor for controlling the execution of the program instructions, wherein the program instructions are loaded and executed by the processor to implement the credential information update method of any one of claims 1 to 9.
21. A computer program product comprising computer programs/instructions, characterized in that the computer programs/instructions, when executed by a processor, implement the credential information update method of any one of claims 1 to 9.
CN202211139565.9A 2022-09-19 2022-09-19 Certificate information updating method and device Pending CN115391368A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202211139565.9A CN115391368A (en) 2022-09-19 2022-09-19 Certificate information updating method and device

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202211139565.9A CN115391368A (en) 2022-09-19 2022-09-19 Certificate information updating method and device

Publications (1)

Publication Number Publication Date
CN115391368A true CN115391368A (en) 2022-11-25

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