CN115374160A - Information verification method, apparatus, device, medium, and program product - Google Patents

Information verification method, apparatus, device, medium, and program product Download PDF

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CN115374160A
CN115374160A CN202211032172.8A CN202211032172A CN115374160A CN 115374160 A CN115374160 A CN 115374160A CN 202211032172 A CN202211032172 A CN 202211032172A CN 115374160 A CN115374160 A CN 115374160A
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service
check
information
result
checking
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张胜坤
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/24Querying
    • G06F16/245Query processing
    • G06F16/2455Query execution
    • G06F16/24564Applying rules; Deductive queries
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

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Abstract

The application provides an information checking method, a device, equipment, a medium and a program product, which relate to the technical field of financial science and technology or other related fields, and the method comprises the following steps: when a target service is established between a first object and a second object, acquiring service information of the target service and determining a service type of the target service; and acquiring preset check rules corresponding to the service types, and checking the service information according to at least one preset check rule corresponding to the service types to obtain a check result, wherein the check result is used for representing whether the target service established by the first object and the second object is correct or not. According to the technical scheme, when the target service is established between the two objects, the service information of the target service is automatically acquired, and the corresponding verification rule is selected based on the service type of the target service, so that the service information can be automatically verified, and the verification efficiency and the verification accuracy are improved.

Description

Information verification method, apparatus, device, medium, and program product
Technical Field
The present application relates to the field of financial technology or other related fields, and in particular, to an information verification method, apparatus, device, medium, and program product.
Background
In the financial market field, various financial services are often involved among users, and there are many public service information in the services, such as names of both parties of the services, service items, service dates, and the like. After the two parties establish the service, the information needs to be checked further to ensure the accuracy of the service.
In the prior art, when the business information is checked, the business information is usually screened and compared one by one manually to determine whether each item of business information meets the requirement.
However, the manual accounting and checking method in the prior art is time-consuming and labor-consuming, and is easy to miss, and the accounting and checking efficiency is low.
Disclosure of Invention
The application provides an information checking method, device, equipment, medium and program product, which are used for solving the problem of low business information checking and accounting efficiency of the existing financial business.
In a first aspect, an embodiment of the present application provides an information checking method, including:
when a target service is established between a first object and a second object, acquiring service information of the target service;
determining the service type of the target service; acquiring preset check rules corresponding to the service types, wherein the preset check rules corresponding to the service types comprise at least one; and verifying the service information according to at least one preset verification rule corresponding to the service type to obtain a verification result, wherein the verification result is used for representing whether the target service established by the first object and the second object is correct or not.
In a possible design of the first aspect, the verifying the service information according to at least one preset verification rule corresponding to the service type to obtain a verification result includes:
when the preset check rules corresponding to the service types are at least two, acquiring the check sequence of each preset check rule; according to the verification sequence, sequentially selecting a target verification rule from the at least two preset verification rules, and verifying the service information by using the target verification rule to obtain a target verification result corresponding to each target verification rule; and combining the target verification results corresponding to each target verification rule to obtain the verification result.
In another possible design of the first aspect, the preset check rule corresponding to the service type at least includes a first check rule, a second check rule, and a third check rule, where a check sequence of the first check rule is higher than the second check rule, and a check sequence of the second check rule is higher than the third check rule, and the checking the service information by using the target check rule to obtain a target check result corresponding to each target check rule includes:
selecting the first check rule as the target check rule, and checking whether the service element information contained in the service information is correct according to the first check rule to obtain a first check result; selecting the second check rule as the target check rule, and checking whether the service item handover information contained in the service information is correct according to the second check rule to obtain a second check result; and selecting the third verification rule as the target verification rule, and verifying whether the service record contained in the service information is correct according to the third verification rule to obtain a third verification result.
In yet another possible design of the first aspect, the checking the service information to obtain a first checking result includes:
checking whether the service elements in the service information are correct or not according to the service element checking items to obtain a service element checking result; checking whether the service order in the service information is correct or not according to the service order checking item to obtain a service order checking result; checking whether the object element of the first object and/or the second object in the service information is correct or not according to the object element checking item to obtain an object element checking result; checking whether the service information is repeated with the historical service information according to the repeated service check item to obtain a repeated service check result; checking whether the service value in the service information is correct or not according to the service value checking item to obtain a service value checking result; and combining the service element inspection result, the service list inspection result, the object element inspection result, the repeated service inspection result and the service value inspection result to obtain a first verification result.
In yet another possible design of the first aspect, the second check rule includes a date check item and a service delivery route check item, and the checking whether the target delivery information included in the service information is correct according to the second check rule to obtain a second check result includes:
according to the date checking item, checking whether the date information in the service information is correct or not to obtain a date checking result; checking whether the service article handover path in the service information is correct or not according to the service handover path check item to obtain a service handover path check result; and combining the date checking result and the service handover path checking result to obtain a second checking result.
In yet another possible design of the first aspect, the third check rule includes a service item handover record check item, a service item standby handover path check item, and a service item check item, and the checking whether the service record included in the service information is correct according to the third check rule to obtain a third check result includes:
checking whether the business article handover record in the business information is correct or not according to the business article handover record checking item to obtain a business article handover record checking result; checking whether a standby handover path in the service information exists according to the standby handover path check item of the service article to obtain a standby handover path check result of the service article; checking whether the business articles in the business information are matched with preset business articles or not according to the business article checking items to obtain business article checking results; and combining the service article handover record inspection result, the service article standby handover path inspection result and the service article inspection result to obtain a third verification result.
In yet another possible design of the first aspect, the method further includes: and if the verification result represents that the target service established by the first object and the second object is wrong, generating error prompt information, wherein the error prompt information is used for prompting a user to correct the service information.
In yet another possible design of the first aspect, the method further includes: acquiring corrected service information; and verifying the corrected service information again according to at least one preset verification rule corresponding to the service type to obtain a secondary verification result.
In a second aspect, an embodiment of the present application provides an information checking apparatus, including:
the information acquisition module is used for acquiring service information of a target service when the target service is established between a first object and a second object; the type determining module is used for determining the service type of the target service; the rule obtaining module is used for obtaining preset check rules corresponding to the service types, and the preset check rules corresponding to the service types comprise at least one; and the information checking module is used for checking the service information according to at least one preset checking rule corresponding to the service type to obtain a checking result, and the checking result is used for representing whether the target service established by the first object and the second object is correct or not.
In a third aspect, an embodiment of the present application provides a computer device, including: a processor, and a memory communicatively coupled to the processor; the memory stores computer execution instructions; the processor executes the computer-executable instructions stored by the memory to implement the methods described above.
In a fourth aspect, the present application provides a computer-readable storage medium, in which computer instructions are stored, and when executed by a processor, the computer instructions are used to implement the method described above.
In a fifth aspect, the present application provides a computer program product, which includes computer instructions, and when executed by a processor, the computer instructions implement the method described above.
According to the information verification method, the device, the equipment, the medium and the program product, when the target service is established by the two objects, the service information of the target service can be automatically obtained, and the corresponding verification rule is selected based on the service type of the target service, so that the service information can be automatically verified, and the verification efficiency and the verification accuracy are improved.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the present application and together with the description, serve to explain the principles of the application;
fig. 1 is a scene schematic diagram of an information verification method provided in an embodiment of the present application;
fig. 2 is a schematic flowchart of an information verification method according to an embodiment of the present disclosure;
fig. 3 is a schematic flow chart of service information verification provided in the embodiment of the present application;
fig. 4 is a schematic flow chart of service information verification according to another embodiment of the present application;
fig. 5 is a schematic flowchart of an information verification method according to another embodiment of the present application;
fig. 6 is a schematic structural diagram of an information verification apparatus according to an embodiment of the present application;
fig. 7 is a schematic structural diagram of a computer device according to an embodiment of the present application.
With the above figures, there are shown specific embodiments of the present application, which will be described in more detail below. These drawings and written description are not intended to limit the scope of the inventive concepts in any manner, but rather to illustrate the inventive concepts to those skilled in the art by reference to specific embodiments.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some embodiments of the present application, but not all embodiments. All other embodiments obtained by a person of ordinary skill in the art based on the embodiments in the present application without making any creative effort belong to the protection scope of the present application.
It should be noted that the information verification method, apparatus, device, medium, and program product of the present disclosure may be used in the field of financial technology. But also in any field other than the field of financial technology. The application fields of the information verification method, the information verification device, the information verification equipment, the information verification medium and the program product are not limited.
Fig. 1 is a schematic view of a scenario of an information verification method according to an embodiment of the present application, as shown in fig. 1, a user may make an agreement by establishing a service, for example, an item purchase service form is displayed on a computer device 11 and a computer device 12 at the same time, a first user on the computer device 11 side is a purchaser, a second user on the computer device 12 side is a supplier, at this time, two users need to negotiate to determine information such as a price of an item in the purchase service form, how to hand over the item, and a hand-over date, after the first user and the second user complete the negotiation, the purchase service is established, a server 13 verifies and confirms again, if the confirmation is correct, a final execution form is generated, and the service is executed according to information in the execution form. Because the newly built service may have information loss, such as key item price, handover date, etc., the newly built service needs to be re-accounted. At present, when verification and confirmation are carried out on the server 13 side, accounting processing is usually carried out manually, time and labor are wasted, labor cost is high, and accounting efficiency is low. Moreover, the manual accounting still has a large risk hidden danger, and the accuracy of the accounting cannot be guaranteed.
In view of the above problems, the information verification method, apparatus, device, medium, and program product provided in the embodiments of the present application need to perform automatic accounting on services in order to avoid the problems of high cost, low efficiency, and incapability of guaranteeing the accounting accuracy caused by manual accounting. Specifically, when the target service is established between the two objects, the service information can be automatically verified by automatically acquiring the service information of the target service and selecting the corresponding verification rule based on the service type to which the target service belongs, so that the verification efficiency and the verification accuracy are improved.
The technical solution of the present application will be described in detail below with reference to specific examples. It should be noted that the following several specific embodiments may be combined with each other, and the same or similar concepts or processes may not be described in detail in some embodiments.
Fig. 2 is a schematic flowchart of an information verification method according to an embodiment of the present disclosure, where the method may be applied to a backend system, for example, a backend server. Taking a background system as an execution subject, the method specifically includes the following steps: step S201, when the first object and the second object establish the target service, obtain the service information of the target service.
In this embodiment, the first object and the second object may be different business parties, such as business my party and business counterpart, and the business my party and the business object may agree a series of terms and key elements as business information when establishing a business. After the service is established, the service owner generally needs to transfer the money to be delivered involved in the service from the owner to the other party, and particularly, the money to be delivered may be related to the delivery of goods/money and the like. It is also possible to involve a third party in the delivery process, for example, a business partner and my party agree in advance to remit an item/money to the third party, which is hosted by the third party. Taking a purchase service as an example, the first object may be an article purchaser, the second object may be an article producer, and the service established by the two objects is a purchase service, wherein the related service information includes price information of the article, quantity information of the article, delivery date of the article, delivery order, remittance date, remittance account, and the like. The services established between the first object and the second object are different, and the corresponding service information is also different, which can be determined by combining the actual situation.
Step S202, determining the service type of the target service.
In this embodiment, the services established by the first object and the second object are of various types, such as a physical article purchasing service, a virtual article purchasing service, and the like. The service information involved in different types of services may also vary.
Illustratively, taking a virtual item as a security, a first object (i.e., business my party) may purchase a certain number of securities, while a second object is typically a security agency (i.e., business counterpart) at the time of purchase of the securities. At this time, the service information includes a series of terms and key elements agreed between the service principal and the service object, and meanwhile, in order to facilitate the payment delivery, the service information may also include a collection provided by both parties, such as an account of the service principal, an account of a security organization, and the like.
For example, the target service may be currency exchange, for example, the first object (i.e. the service my party) needs to exchange the currency held by the first object into another currency, and usually the second object is a currency exchange mechanism, and when the currency exchange service is established, the information of the service related to the target service includes currency type, currency amount, service number, date, service my party account, service opposite party account, third party, currency interest rate, service my party identifier, service bill and the like.
Step S203, a preset check rule corresponding to the service type is obtained. Wherein, the preset check rule corresponding to the service type comprises at least one
In this embodiment, based on the above-mentioned service information related to different service types, the service information also changes, and the preset check rules corresponding to different service types are also different. For example, in the currency exchange business, the related preset verification rules include a business element check rule, a settlement and clearing check rule and an accounting check rule, which total three preset verification rules, while in the goods purchase business, the related preset verification rule may include only one of the business element check rules.
After the service type of the target service is determined, which preset verification rule corresponding to the service type is available can be directly found from the corresponding relation table. For example, the correspondence table may be stored in a database.
And step S204, verifying the service information according to at least one preset verification rule corresponding to the service type to obtain a verification result. And the verification result is used for representing whether the target service established by the first object and the second object is correct or not.
In this embodiment, when only one preset check rule corresponding to the service type is available, the preset check rule is directly used to check the service information. When the preset check rules corresponding to the service types include more than two types, the service information needs to be checked in sequence according to the check sequence of each preset check rule until the check of all the preset check rules is completed.
In the process of performing the verification by using the preset verification rule, it mainly relates to verifying whether the service information is complete and correct, for example, taking the preset verification rule as the above-mentioned service element check rule, it is necessary to check whether the service element included in the service information is complete and correct by using the service element check rule. The service elements may include a service number, a service my party account, a service counterpart account, a service order, a service my party identifier, a date, and the like.
When the target service is established between the two objects, the service information of the target service is automatically acquired and the corresponding verification rule is selected based on the service type of the target service, so that the service information can be automatically verified, and the verification efficiency and the verification accuracy are improved.
Fig. 3 is a schematic flow chart of service information verification provided in the embodiment of the present application, and as shown in fig. 3, when the preset verification rules corresponding to the service types are more than two, the method includes the following steps: step S301, a verification sequence of each preset verification rule is obtained. Step S302, according to the verification sequence, sequentially selecting target verification rules from at least two preset verification rules, and verifying the service information by using the target verification rules to obtain a target verification result corresponding to each target verification rule. Step S303, combining the target verification results corresponding to each target verification rule to obtain a verification result.
In this embodiment, taking the example that the preset check rules corresponding to the service types include the above-mentioned three check rules, i.e., the service element check rule, the settlement clearing check rule, and the accounting check rule, when the three check rules are used to check the service information, each check rule has a corresponding check sequence, for example, the check sequence of the service element check rule is the highest, the check sequence of the settlement clearing check rule is the next, and the check sequence of the accounting check rule is the lowest.
When the service information is verified, firstly, a service element check rule is selected as a target check rule, the service information is verified to obtain a first verification result, then, a settlement clearing check rule is selected as the target check rule, the service information is continuously verified to obtain a second verification result, finally, the settlement clearing check rule is selected as the target check rule, and the service information is continuously verified to obtain a third verification result. And synthesizing the first check result, the second check result and the third check result to obtain a final total check result.
In this embodiment, the first check result, the second check result, and the third check result mainly represent whether the service information is complete and correct, for example, the first check result may represent that a service number included in a service element in the service information is incorrect, a service my side account is incorrect, an account of a service opposite side is missing, a service ticket is missing, a service my side identifier is missing, a date is missing, and the like.
According to the embodiment of the application, the check sequence of each preset check rule is set, the service information is checked in sequence according to the check sequence, the check efficiency of the service information can be improved, the accuracy of the check process is guaranteed, and check omission is avoided.
Further, fig. 4 is a schematic flow chart of service information verification provided in another embodiment of the present application, and as shown in fig. 4, if the preset verification rule corresponding to the service type at least includes a first verification rule, a second verification rule, and a third verification rule, and a verification sequence of the first verification rule is higher than the second verification rule, and a verification sequence of the second verification rule is higher than the third verification rule, the method may specifically include the following steps: step S401, selecting a first check rule as a target check rule, and checking whether the service element information contained in the service information is correct according to the first check rule to obtain a first check result. Step S402, selecting the second check rule as the target check rule, and checking whether the service item handover information contained in the service information is correct according to the second check rule to obtain a second check result. Step S403, selecting the third verification rule as a target verification rule, and checking whether the service record included in the service information is correct according to the third verification rule, to obtain a third verification result.
In this embodiment, the service information includes service element information, service item delivery information, and service record. The service element may refer to information that cannot be lacked in normal execution of the service, such as a service number, a service my party identifier, and the like. The service item delivery information is information related to the delivery of an item (which may be a virtual item or a physical item) from the service owner to the service partner, and may specifically include an item delivery date, an item delivery route, and the like. The business record is to record the business activity of a specific party through links of confirmation, measurement, recording, reporting and the like, and provide information required by decision making for other users, and specifically includes a standby service article handover path, service article information, a service article handover record and the like.
Illustratively, taking currency exchange business as an example, the preset check rule is composed of 12 items in the following table 1:
serial number Examination item
1 Non-null checking of business elements
2 Whether the service order arrives
3 Service information and service ticket consistency check
4 Service my party or service opposite party code length checking
5 Whether the price or interest rate is negative
6 Duplicate traffic inflow checking
7 Whether the currency interest calculation date is a holiday
8 Whether sink is missing
9 Whether the traffic is converged consistently
10 Whether an accounting scheme is missing
11 Whether account number of account set is empty
12 Account application checking
TABLE 1
In table 1 above, the checking items corresponding to the serial numbers 1-6 may form a preset first check rule, the checking items corresponding to the serial numbers 7-9 may form a preset second check rule, and the checking items corresponding to the serial numbers 10-12 may form a preset third check rule. The check item corresponding to the sequence number 1 mainly checks whether the service element is missing, for example, whether fields such as a service system source, a service opponent, a service amount, a currency, an interest date are empty. The checking item corresponding to the sequence number 2 mainly checks whether the service order established by the service center is reached, and can search the service order corresponding to the hand according to the service number. The checking item corresponding to the sequence number 3 mainly checks whether the service information is consistent with the information in the service bill, and if the service bill exists, checks whether the money amount, currency and rest date fields of the service information and the service bill are consistent. The checking item corresponding to the sequence number 4 is mainly used for checking whether the code length of the service party or the service counterpart in the sink meets the requirement of the service center. The check item corresponding to the serial number 5 is mainly to check whether the exchanged currency price is negative. The check item corresponding to sequence number 6 is mainly to check whether there is a duplicate traffic inflow, i.e. whether there is the same traffic number.
According to the embodiment of the application, the service element information, the service article handover information and the service record in the service information are automatically verified in sequence, so that whether the relevant information in the service information is missing or wrong can be quickly determined, and the information verification efficiency is further improved.
In other embodiments, the first verification rule includes a service element check item, a service order check item, an object element check item, a repeated service check item, and a service value check item, and the step S401 "verify whether the service element information included in the service information is correct according to the first verification rule, so as to obtain the first verification result" may specifically include the following steps: checking whether the service elements in the service information are correct or not according to the service element checking items to obtain a service element checking result; checking whether the service list in the service information is correct or not according to the service list checking item to obtain a service list checking result; checking whether the object elements of the first object and/or the second object in the service information are correct or not according to the object element checking item to obtain an object element checking result; checking whether the service information is repeated with the historical service information according to the repeated service checking item to obtain a repeated service checking result; checking whether the service value in the service information is correct or not according to the service value checking item to obtain a service value checking result; and combining the service element inspection result, the service list inspection result, the object element inspection result, the repeated service inspection result and the service value inspection result to obtain a first verification result.
In this embodiment, the business element check item is a check item corresponding to the number 1 in the above table 1, the business order check item is check items corresponding to the numbers 2 and 3 in the above table 1, the object element check item is a check item corresponding to the number 4 in the above table 1, the repeated business check item is a check item corresponding to the number 6 in the above table 1, and the business value check item is a check item corresponding to the number 5 in the above table.
Wherein, when the service element is incorrect (for example, the service element is missing), the inspection result of the service element may be identified as "not pass", and when the service element is correct, the inspection result of the service element may be identified as "pass". When the service order is correct, the service order checking result can be identified as "pass", and when the service order is incorrect (for example, the service order does not arrive or the service information is inconsistent with the information in the service order), the service order checking result can be identified as "fail". When the service information is repeated with the historical service information (i.e. the same service number exists), the repeated service check result is marked as 'not passing', and when the service information is not repeated with the historical service information, the repeated service check result is marked as 'passing'. When the service value is incorrect (namely the price or interest rate is negative), the service value check result is marked as 'not pass', when the service value is correct, the service value check result is marked as 'pass', when the object element of the first object and/or the second object in the service information is incorrect (namely the code length of the service party or the service party in the sink does not meet the requirement of the service center), the object element check result is marked as 'not pass', and when the object element of the first object and/or the second object in the service information is correct, the object element check result is marked as 'pass'.
If any one or more of the service element inspection result, the service order inspection result, the object element inspection result, the repeated service inspection result and the service value inspection result is/are marked as 'not pass', the first inspection result obtained by combination is also marked as 'not pass', and if the service element inspection result, the service order inspection result, the object element inspection result, the repeated service inspection result and the service value inspection result are all marked as 'pass', the first inspection result is marked as 'pass'.
According to the embodiment of the application, the service elements, the service list, the object elements, the service value and the historical service information in the service information are comprehensively checked, so that whether the service information is complete or correct can be more accurately detected, and the accuracy of detecting the service information is improved.
In another embodiment, the second check rule includes a date check item and a service handover path check item, and the step S402 "check whether the target handover information included in the service information is correct according to the second check rule to obtain the second check result" may specifically be implemented by the following steps: according to the date checking item, checking whether the date information in the service information is correct or not to obtain a date checking result; checking whether the service article handover path in the service information is correct or not according to the service handover path check item to obtain a service handover path check result; and combining the date check result and the service handover path check result to obtain a second check result.
In this embodiment, the date check item is a check item corresponding to the number 7 in table 1 above, and the service delivery route check item is a check item corresponding to the numbers 8 and 9 in table 1 above. Here, when the date information is incorrect (for example, the date of the holiday is a holiday (holiday usually does not rest)), the date check result is identified as "fail", and when the date information is correct, the date check result is identified as "pass". When the service article handover path is incorrect (for example, the way of the service article handover path is missing, the way of the service article handover path is inconsistent with the way of the service bill, etc.), the service handover path check result is marked as "failed", and when the service article handover path is correct, the service handover path check result is marked as "passed".
When any one or more of the service handover path check result and the service handover path check result is/are marked as 'not pass', the second check result is also marked as 'not pass', thereby reminding the service personnel. When both the service handover path check result and the service handover path check result are identified as "pass", the second check result is also identified as "pass".
According to the embodiment of the application, after the service information is verified according to the first verification rule, the date information and the service article handover path in the service information are continuously and comprehensively checked, so that whether the service information is complete or correct can be more accurately detected, and the accuracy of detecting the service information is further improved.
In other embodiments, the third verification rule includes a service item handover record check item, a service item standby handover path check item, and a service item check item, and "in step S403," whether the service record included in the service information is correct according to the third verification rule, so as to obtain a third verification result "may specifically be implemented by the following steps: checking whether the business article handover records in the business information are correct or not according to the business article handover record checking item to obtain a business article handover record checking result; checking whether a standby handover path in the service information exists according to the standby handover path check item of the service article to obtain a standby handover path check result of the service article; checking whether the business articles in the business information are matched with preset business articles according to the business article checking items to obtain business article checking results; and combining the service article handover record inspection result, the service article standby handover path inspection result and the service article inspection result to obtain a third verification result.
In this embodiment, the inspection item for business article delivery record is an inspection item corresponding to the number 10 in table 1 above, the inspection item for business article standby delivery route is an inspection item corresponding to the number 11 in table 1 above, and the inspection item for business article is an inspection item corresponding to the number 12 in table 1 above. When the service item handover record is incorrect (for example, the service accounting scheme is missing), the service item handover record check item is identified as "failed", and when the service item handover excitation is correct, the service item handover record check item is identified as "passed". When the standby handover path in the service information does not exist (for example, the account set account number is empty), the service article standby handover path check result will be identified as "not pass", and when the standby handover path in the service information exists, the service article standby handover path check result will be identified as "pass". The service item check item may be identified as "pass" when the service item matches a preset service item (for example, in a currency exchange service, the currency is the same as a preset currency), and may be identified as "fail" when the service item does not match the preset service item.
When any one or more of the service item handover record inspection result, the service item standby handover route inspection result and the service item inspection result is/are marked as 'not pass', the third verification result is also marked as 'not pass'. When the service item handover record inspection result, the service item standby handover path inspection result, and the service item inspection result are all identified as "pass", the third verification result is identified as "pass".
According to the embodiment of the application, after the service information is verified according to the first verification rule and the second verification rule, the service article handover records, the service article standby handover paths and the service articles in the service information are checked, whether the service information is missing or wrong can be more accurately verified, verification omission is avoided, and the verification accuracy is improved.
In some embodiments, the method may further include the steps of: and if the verification result represents that the target service established by the first object and the second object is wrong, generating error prompt information, wherein the error prompt information is used for prompting a user to correct the service information.
In this embodiment, if one or more of the first verification result, the second verification result, and the third verification result are identified as "failed", the verification result indicates that the target service established by the first object and the second object is wrong, and if the first verification result, the second verification result, and the third verification result are all identified as "passed", the verification result indicates that the target service established by the first object and the second object is correct.
Wherein, if the established target service is correct, the computer automatically performs the subsequent service execution processes, such as currency clearing, accounting, and the like. If the established target service is wrong, the user is reminded to correct the service information again, such as supplementing the missing or wrong information.
Further, in other embodiments, after outputting the error prompt message, the user may perform a second correction on the service information, for example, to supplement the missing service information, correct the erroneous service information, and so on. The background system acquires the corrected service information; and verifying the corrected service information again according to at least one preset verification rule corresponding to the service type to obtain a secondary verification result.
According to the embodiment of the application, the user is reminded by outputting the error prompt information, the automation of the whole information verification is realized, the condition that whether the service information is lost or wrong or not is searched without manual labor waste and time and energy is not needed, and the labor cost input is effectively reduced.
Fig. 5 is a schematic flow chart of an information verification method according to another embodiment of the present application, as shown in fig. 5, the method may be applied to the field of financial technology, taking a target service established by a first object and a second object as an example of a currency exchange service of a financial market, and includes the following steps: and step S501, acquiring financial market business information. Step S502, obtaining the financial market business check rule. Step S503, checking the financial market business elements. And step S504, the financial market business clearing risk is checked. And step S505, the financial market business calculates risk check. In step S506, it is determined whether all the check rules are passed. Step S507, automatically processing the service. Step S508, the service is corrected again.
After the currency exchange service is established, a background system is required to be called for clearing and accounting, different service varieties are distinguished by calling different interfaces of the background system in the upstream, for example, foreign exchange interface dispatching, and the background system performs identification processing according to the currency exchange service. And the background system reads the currency exchange service and enters a service preprocessing flow. Meanwhile, the background system performs data analysis by acquiring a real business order achieved by the currency exchange center, such as a business message label of the currency exchange center, and distinguishes different business types for subsequent check rule matching.
In this embodiment, by identifying the service type to which the target service belongs, what the corresponding check rule in the background system is queried, for example, the check rule corresponding to the currency exchange service is as shown in table 1 above. And then, based on the verification rules in the table 1, performing service element inspection, service clearing risk inspection and service risk accounting inspection to obtain a comprehensive verification result, wherein if the verification result does not contain a 'fail' check item, the computer automatically performs service processing, and if the verification result contains a 'fail' check item, the user needs to manually confirm, so that the whole process can effectively reduce the manual input.
The embodiment of the application carries out service element checking, clearing risk checking and accounting risk checking through the checking rules configured by the system, thereby discovering and identifying the financial market service background clearing and accounting processing risk in advance, reducing the human resource investment, improving the processing efficiency and accuracy of the background system to the service, realizing the function of efficiently processing the financial market background service clearing and accounting, saving the human cost and simultaneously reducing the operation risk.
The following are embodiments of the apparatus of the present application that may be used to perform embodiments of the method of the present application. For details which are not disclosed in the embodiments of the apparatus of the present application, reference is made to the embodiments of the method of the present application.
Fig. 6 is a schematic structural diagram of an information checking apparatus according to an embodiment of the present application, where the information checking apparatus may be integrated in a server or a computer device in the background, or may be independent of the server or the computer device in the background and cooperate with the server or the computer device in the background to implement the present solution. As shown in fig. 6, the information checking apparatus 600 includes an information obtaining module 610, a type determining module 620, a rule obtaining module 630, and an information checking module 640. The information obtaining module 610 is configured to obtain service information of a target service when the target service is established between a first object and a second object. The type determining module 620 is used for determining the service type to which the target service belongs. The rule obtaining module 630 is configured to obtain a preset check rule corresponding to the service type. The preset check rule corresponding to the service type comprises at least one. The information checking module 640 is configured to check the service information according to at least one preset checking rule corresponding to the service type, so as to obtain a checking result. And the verification result is used for representing whether the target service established by the first object and the second object is correct or not.
Optionally, the information verification module verifies the service information according to at least one preset verification rule corresponding to the service type, and when a verification result is obtained, the information verification module may be specifically configured to: when the preset check rules corresponding to the service types are at least two, acquiring the check sequence of each preset check rule; according to the verification sequence, sequentially selecting a target verification rule from at least two preset verification rules, and verifying the service information by using the target verification rule to obtain a target verification result corresponding to each target verification rule; and combining the target verification results corresponding to each target verification rule to obtain a verification result.
Optionally, if the preset check rule corresponding to the service type at least includes a first check rule, a second check rule, and a third check rule, and the check sequence of the first check rule is higher than the second check rule, and the check sequence of the second check rule is higher than the third check rule, the information check module may specifically be configured to, when the target check rule is used to check the service information and a target check result corresponding to each target check rule is obtained:
selecting a first check rule as a target check rule, and checking whether the service element information contained in the service information is correct according to the first check rule to obtain a first check result; selecting a second check rule as a target check rule, and checking whether the service article handover information contained in the service information is correct or not according to the second check rule to obtain a second check result; and selecting the third verification rule as a target verification rule, and verifying whether the service record contained in the service information is correct or not according to the third verification rule to obtain a third verification result.
Optionally, if the first verification rule includes a service element check item, a service order check item, an object element check item, a repeated service check item, and a service value check item, the information verification module may be specifically configured to, when the first verification result is obtained by verifying whether the service element information included in the service information is correct according to the first verification rule:
checking whether the service elements in the service information are correct or not according to the service element checking items to obtain a service element checking result; checking whether the service list in the service information is correct or not according to the service list checking item to obtain a service list checking result; checking whether the object elements of the first object and/or the second object in the service information are correct or not according to the object element checking item to obtain an object element checking result; checking whether the service information is repeated with the historical service information according to the repeated service checking item to obtain a repeated service checking result; checking whether the service value in the service information is correct or not according to the service value checking item to obtain a service value checking result; and combining the service element inspection result, the service list inspection result, the object element inspection result, the repeated service inspection result and the service value inspection result to obtain a first verification result.
Optionally, if the second check rule includes a date check item and a service handover path check item, the information check module may specifically be configured to, when the second check result is obtained by checking whether the target handover information included in the service information is correct according to the second check rule:
checking whether the date information in the service information is correct or not according to the date checking item to obtain a date checking result; checking whether the service article handover path in the service information is correct or not according to the service handover path check item to obtain a service handover path check result; and combining the date check result and the service handover path check result to obtain a second check result.
Optionally, if the third verification rule includes a service article handover record check item, a service article standby handover path check item, and a service article check item, the information verification module may specifically be configured to, when the third verification result is obtained by verifying whether the service record included in the service information is correct according to the third verification rule: checking whether the business article handover records in the business information are correct or not according to the business article handover record checking item to obtain a business article handover record checking result; checking whether a standby handover path in the service information exists according to the standby handover path check item of the service article to obtain a standby handover path check result of the service article; checking whether the business articles in the business information are matched with preset business articles according to the business article checking items to obtain business article checking results; and combining the service article handover record inspection result, the service article standby handover path inspection result and the service article inspection result to obtain a third verification result.
Optionally, the information verification apparatus further includes an information prompt module, configured to generate an error prompt message if the verification result indicates that the target service established by the first object and the second object is incorrect, where the error prompt message is used to prompt a user to correct the service information.
Optionally, the information checking apparatus further includes a cyclic checking module, configured to obtain the corrected service information; and verifying the corrected service information again according to at least one preset verification rule corresponding to the service type to obtain a secondary verification result.
The apparatus provided in the embodiment of the present application may be used to execute the method in the above embodiments, and the implementation principle and the technical effect are similar, which are not described herein again.
It should be noted that the division of the modules of the above apparatus is only a logical division, and the actual implementation may be wholly or partially integrated into one physical entity, or may be physically separated. And these modules can all be implemented in the form of software invoked by a processing element; or may be implemented entirely in hardware; and part of the modules can be realized in the form of calling software by the processing element, and part of the modules can be realized in the form of hardware. For example, the information obtaining module may be a processing element that is separately installed, or may be implemented by being integrated into a chip of the apparatus, or may be stored in a memory of the apparatus in the form of program code, and a processing element of the apparatus calls and executes the functions of the information obtaining module. Other modules are implemented similarly. In addition, all or part of the modules can be integrated together or can be independently realized. The processing element here may be an integrated circuit with signal processing capabilities. In implementation, each step of the above method or each module above may be implemented by an integrated logic circuit of hardware in a processor element or an instruction in the form of software.
Fig. 7 is a schematic structural diagram of a computer device according to an embodiment of the present application. As shown in fig. 7, the computer apparatus 700 includes: at least one processor 710, a memory 720, a bus 730, and a communication interface 740. Wherein: processor 710, communication interface 740, and memory 720 communicate with one another via bus 730. The communication interface 740 is used for communication with other devices. The communication interface includes a communication interface for data transmission. The processor 710 is configured to execute computer-executable instructions stored in the memory 720, and may specifically perform the relevant steps in the methods described in the above embodiments. The processor may be a central processing unit, or an Application Specific Integrated Circuit (ASIC), or one or more Integrated circuits configured to implement an embodiment of the present invention. The one or more processors included in the computer device may be the same type of processor, such as one or more CPUs; or may be different types of processors such as one or more CPUs and one or more ASICs. The memory 720 is used for storing computer-executable instructions. The memory may comprise high speed RAM memory and may also include non-volatile memory, such as at least one disk memory.
The present embodiment also provides a computer-readable storage medium, in which computer instructions are stored, and when at least one processor of a computer device executes the computer instructions, the computer device executes the information verification method provided in the above-mentioned various embodiments.
The present embodiments also provide a computer program product comprising computer instructions stored in a readable storage medium. The computer instructions may be read from a readable storage medium by at least one processor of a computer device, and execution of the computer instructions by the at least one processor causes the computer device to implement the information verification methods provided by the various embodiments described above.
In this application, "at least one" means one or more, "a plurality" means two or more. "and/or" describes the association relationship of the associated objects, meaning that there may be three relationships, e.g., a and/or B, which may mean: a alone, A and B together, and B alone, wherein A and B may be singular or plural. The character "/" generally indicates that the former and latter associated objects are in an "or" relationship; in the formula, the character "/" indicates that the preceding and following related objects are in a relationship of "division". "at least one of the following" or similar expressions refer to any combination of these items, including any combination of the singular or plural items. For example, at least one (one) of a, b, or c, may represent: a, b, c, a-b, a-c, b-c, or a-b-c, wherein a, b, c may be single or multiple.
It is to be understood that the various numerical references referred to in the embodiments of the present application are merely for convenience of description and distinction and are not intended to limit the scope of the embodiments of the present application. In the embodiment of the present application, the sequence numbers of the above-mentioned processes do not mean the sequence of execution, and the execution sequence of each process should be determined by its function and inherent logic, and should not constitute any limitation to the implementation process of the embodiment of the present application.
Finally, it should be noted that: the above embodiments are only used for illustrating the technical solutions of the present application, and not for limiting the same; although the present application has been described in detail with reference to the foregoing embodiments, those of ordinary skill in the art will understand that: the technical solutions described in the foregoing embodiments may still be modified, or some or all of the technical features may be equivalently replaced; and these modifications or substitutions do not depart from the scope of the technical solutions of the embodiments of the present application.

Claims (12)

1. An information verification method, comprising:
when a target service is established between a first object and a second object, acquiring service information of the target service;
determining the service type of the target service;
acquiring preset check rules corresponding to the service types, wherein the preset check rules corresponding to the service types comprise at least one;
and verifying the service information according to at least one preset verification rule corresponding to the service type to obtain a verification result, wherein the verification result is used for representing whether the target service established by the first object and the second object is correct or not.
2. The method according to claim 1, wherein the verifying the service information according to at least one preset verification rule corresponding to the service type to obtain a verification result comprises:
when the preset check rules corresponding to the service types are at least two, acquiring the check sequence of each preset check rule;
according to the verification sequence, sequentially selecting a target verification rule from the at least two preset verification rules, and verifying the service information by using the target verification rule to obtain a target verification result corresponding to each target verification rule;
and combining the target verification results corresponding to each target verification rule to obtain the verification result.
3. The method according to claim 2, wherein the preset check rules corresponding to the service types at least include a first check rule, a second check rule and a third check rule, the check order of the first check rule is higher than that of the second check rule, the check order of the second check rule is higher than that of the third check rule, and the checking the service information by using the target check rules to obtain the target check result corresponding to each target check rule comprises:
selecting the first check rule as the target check rule, and checking whether the service element information contained in the service information is correct according to the first check rule to obtain a first check result;
selecting the second check rule as the target check rule, and checking whether the service item handover information contained in the service information is correct according to the second check rule to obtain a second check result;
and selecting the third verification rule as the target verification rule, and verifying whether the service record contained in the service information is correct or not according to the third verification rule to obtain a third verification result.
4. The method according to claim 3, wherein the first check rule includes a service element check item, a service order check item, an object element check item, a repeated service check item, and a service value check item, and the checking whether the service element information included in the service information is correct according to the first check rule to obtain a first check result includes:
checking whether the service elements in the service information are correct or not according to the service element checking items to obtain a service element checking result;
checking whether the service order in the service information is correct or not according to the service order checking item to obtain a service order checking result;
checking whether the object element of the first object and/or the second object in the service information is correct or not according to the object element checking item to obtain an object element checking result;
checking whether the service information is repeated with the historical service information according to the repeated service check item to obtain a repeated service check result;
checking whether the service value in the service information is correct or not according to the service value checking item to obtain a service value checking result;
and combining the service element inspection result, the service list inspection result, the object element inspection result, the repeated service inspection result and the service value inspection result to obtain a first verification result.
5. The method according to claim 3, wherein the second check-up rule includes a date check-up item and a service delivery route check-up item, and the checking up whether the target delivery information included in the service information is correct according to the second check-up rule to obtain a second check-up result includes:
according to the date checking item, checking whether the date information in the service information is correct or not to obtain a date checking result;
checking whether the service article handover path in the service information is correct or not according to the service handover path check item to obtain a service handover path check result;
and combining the date checking result and the service handover path checking result to obtain a second checking result.
6. The method according to claim 3, wherein the third check rule includes a service item handover record check item, a service item backup handover path check item, and a service item check item, and the checking whether the service record included in the service information is correct according to the third check rule obtains a third check result, including:
checking whether the service article handover records in the service information are correct or not according to the service article handover record checking item to obtain a service article handover record checking result;
checking whether a standby handover path in the service information exists according to the standby handover path check item of the service article to obtain a standby handover path check result of the service article;
checking whether the business articles in the business information are matched with preset business articles or not according to the business article checking items to obtain business article checking results;
and combining the service article handover record inspection result, the service article standby handover path inspection result and the service article inspection result to obtain the third verification result.
7. The method according to any one of claims 1-6, further comprising:
and if the verification result represents that the target service established by the first object and the second object is wrong, generating error prompt information, wherein the error prompt information is used for prompting a user to correct the service information.
8. The method of claim 7, further comprising:
acquiring corrected service information;
and verifying the corrected service information again according to at least one preset verification rule corresponding to the service type to obtain a secondary verification result.
9. An information verifying apparatus, comprising:
the information acquisition module is used for acquiring the service information of the target service when the target service is established between the first object and the second object;
the type determining module is used for determining the service type of the target service;
the rule obtaining module is used for obtaining preset verification rules corresponding to the service types, and the preset verification rules corresponding to the service types comprise at least one;
and the information checking module is used for checking the service information according to at least one preset checking rule corresponding to the service type to obtain a checking result, and the checking result is used for representing whether the target service established by the first object and the second object is correct or not.
10. A computer device, comprising: a processor, and a memory communicatively coupled to the processor;
the memory stores computer-executable instructions;
the processor executes computer-executable instructions stored by the memory to implement the method of any of claims 1-8.
11. A computer-readable storage medium having computer instructions stored therein, which when executed by a processor, are configured to implement the method of any one of claims 1-8.
12. A computer program product comprising computer instructions, characterized in that the computer instructions, when executed by a processor, implement the method of any one of claims 1-8.
CN202211032172.8A 2022-08-26 2022-08-26 Information verification method, apparatus, device, medium, and program product Pending CN115374160A (en)

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Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
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