CN115293857A

CN115293857A - Channel intelligent distribution method and device for realizing telephone fee order recharging

Info

Publication number: CN115293857A
Application number: CN202211010672.1A
Authority: CN
Inventors: 陈相昆; 吴起; 曾棋胜
Original assignee: Shenzhen Feizhidu Technology Co ltd
Current assignee: Shenzhen Feizhidu Technology Co ltd
Priority date: 2022-08-23
Filing date: 2022-08-23
Publication date: 2022-11-04

Abstract

The application relates to a channel intelligent distribution method and device for realizing telephone charge order recharging, and relates to the technical field of communication equipment. The method comprises the steps of obtaining recharging configuration information of a target cooperative recharging party, wherein the recharging configuration information comprises a recharging denomination and a recharging channel; searching whether a target merchant order matched with the recharging configuration information exists in the received at least one merchant order; and if so, sending the merchant order to the cooperative recharging party so that the cooperative recharging party finishes recharging. The method and the device have the advantages that various recharging channels are provided for the user, the requirement of the user for recharging the telephone fee in multiple channels is met, and the convenience of the user in recharging the telephone fee is improved.

Description

Channel intelligent distribution method and device for realizing telephone fee order recharging

Technical Field

The application relates to the field of communication equipment, in particular to a channel intelligent distribution method and device for realizing telephone charge order recharging.

Background

The mobile phone, known as a mobile phone in its entirety, was invented by the U.S. motorola engineer martin kupa in 1973 as the first commercial mobile phone in the world; with the advent of the 5G era, mobile phones have become common devices in people's daily life.

At present, mobile phones are mostly used for communication and internet access in people's life, and the communication and the internet access both need the support of operators, so that users can achieve the purpose of calling or browsing web pages through mobile phones by means of paying telephone charges.

In addition, in the process of continuous development of communication equipment, the demand of remote communication is increasingly greater, and the telephone charge recharging is more and more important, so that the recharging amount of the mobile, telecommunication and Unicom three-network authorities and the telephone charge recharging amount of each large and small platform are large, and meanwhile, a user has higher requirements on telephone charge recharging ways, but in the current numerous telephone charge recharging demands, the problem of limited recharging channels often exists, and the telephone charge demand of the user is greatly influenced.

Disclosure of Invention

In order to solve the problem that the telephone fee demand of a user is influenced due to the fact that a recharging channel is limited during telephone fee recharging in the related technology, the application provides a channel intelligent distribution method and device for realizing telephone fee order recharging.

In a first aspect, the present application provides a channel intelligent distribution method for realizing telephone fee order recharging, which adopts the following technical scheme:

a channel intelligent distribution method for realizing telephone fee order recharging is applied to a telephone fee recharging platform, and comprises the following steps:

obtaining recharging configuration information of a target cooperative recharging party, wherein the recharging configuration information comprises a recharging denomination and a recharging channel;

searching whether a target merchant order matched with the recharging configuration information exists in the received at least one merchant order;

and if so, sending the merchant order to the target cooperative charger so that the target cooperative charger completes charging.

By adopting the technical scheme, when the telephone charge order is distributed by using the intelligent telephone charge order recharging channel distribution method, all merchants can recharge telephone charges according to a fixed way by establishing the merchant order and matching proper cooperative recharging parties according to the recharging configuration information of a target cooperative recharging party, so that all merchants can recharge telephone charges through a telephone charge recharging platform, various recharging channels are provided for users, the requirement of the users on multi-channel recharging telephone charges is met, and the convenience of the users in recharging the telephone charges is improved.

Optionally, if yes, deducting the pre-deposit of the merchant from the merchant account to an intermediate account, wherein the merchant account and the intermediate account are both established in the telephone fee recharging platform;

inquiring whether recharging is successful;

and if the recharging is successful, the pre-deposit is received from the intermediate account into the platform account.

By adopting the technical scheme, after the successful matching, the pre-deposit in the platform of the merchant is deducted, then the platform inquires the recharging result in the operator through the server, and after the recharging telephone fee enters the user account, the corresponding pre-deposit is received to the platform account, so that the recharging process is accelerated, and the possibility of platform loss caused by merchant loss is reduced.

Optionally, if the recharging fails, the pre-deposit is returned to the account of the merchant from the intermediate account.

By adopting the technical scheme, when the order recharging fails, the platform can return the deducted pre-deposit to the account of the merchant for subsequent use; the platform controls the pre-stored money of the merchant, so that the recharging process is accelerated, and the recharging efficiency is improved.

Optionally, before obtaining the recharge configuration information of the target collaborative recharging party, the method further includes:

judging whether a plurality of cooperative recharging parties start an independent quotation system or not;

if yes, obtaining all independent quotations of the cooperative recharging parties with the same recharging configuration information;

ranking a first priority of receiving the merchant order by a synthetic top-up based on the independent offer; the lower the autonomous offer, the higher the first priority;

and selecting the top priority of the plurality of the cooperative recharging parties as a target cooperative recharging party.

By adopting the technical scheme, the mode of starting the independent quotation can lead a plurality of cooperative recharging parties to automatically adjust the prices of the cooperative recharging parties when the orders of the merchants are recharged, thereby facilitating the platform to sequence the priorities, namely the first priorities, of the cooperative recharging parties receiving the orders of the merchants, preferentially matching the orders of the merchants to the cooperative recharging parties with higher first priorities, namely the target recharging parties for recharging the orders, improving the orderliness of the recharging orders and leading the cooperative recharging parties to more rapidly complete the recharging of the orders.

Optionally, the method further includes, in searching whether there is a target merchant order matching the recharge configuration information in the received at least one merchant order, the method further includes:

acquiring the order price of at least one received merchant order;

performing second priority ranking on the merchant orders according to the order price, wherein the higher the order price is, the higher the second priority is;

and searching whether a target merchant order matched with the recharging configuration information exists in the at least one merchant order according to the sequence from high to low of the second priority.

By adopting the technical scheme, when the order of the merchant is processed, the profit condition of the platform can be analyzed by obtaining the price quoted by the merchant, the higher the price quoted by the merchant is, the higher the platform profit is, the higher the merchant order with the price quoted is set as the second priority to be distributed preferentially, so that the merchant can accelerate the order completion in a mode of improving the price, and the recharging efficiency is improved.

acquiring historical order data of a merchant corresponding to the at least one merchant order;

judging the credit standard of the merchant based on the historical order data;

performing third priority ranking on the merchant orders according to the credit standard, wherein the higher the credit standard is, the higher the third priority is;

and searching whether a target merchant order matched with the recharging configuration information exists in the at least one merchant order according to the sequence of the third priority from high to low.

By adopting the technical scheme, the credit degree of the merchant is judged through the historical order data of the merchant, if the merchant has credit losing behavior in history and the number of times of the credit losing behavior is more than the preset credit standard threshold value, the merchant is marked as a low-credit-standard merchant, so that the second priority of the merchant order of the merchant is lower; the credit standard of the merchant is judged, so that the order of part of merchants with volatile credit is processed in a lagging way, and the possibility of platform loss caused by merchant loss of credit is reduced.

Optionally, in the second priority ranking of the merchant orders according to the order prices, if the order prices of a plurality of merchant orders are the same and the credit standards of the users are the same, the second priority ranking of the merchant orders is performed according to the order receiving time of the merchant orders.

By adopting the technical scheme, when the order prices of the merchants are the same and the credit standard does not have the condition of low credit standard, the second priority is sequenced according to the time, and the user with longer order receiving time is determined as the second priority to be matched with the cooperative recharging party for processing, so that the order with longer order receiving time can be processed preferentially, and the processing efficiency of the order of the merchants is improved.

In a second aspect, the present application provides an intelligent channel distribution device for realizing telephone rate order recharging, which adopts the following technical scheme:

the channel intelligent distribution device for realizing the recharging of the telephone charge order comprises a receiving unit, a processing unit and a sending unit;

the receiving unit is used for receiving the employee recharging configuration information;

the processing unit is used for matching corresponding employee recharging configuration information according to the recharging denomination and recharging channel of the merchant order;

the processing unit is also used for judging whether the matching is successful;

and the sending unit is used for sending the merchant order to the employee side to finish recharging when the matching is successful.

By adopting the technical scheme, when the telephone charge order is distributed by using the intelligent telephone charge order charging channel distribution device, all merchants can build the merchant order, after the intelligent telephone charge order charging channel distribution device receives the merchant order through the receiving unit, the processing unit matches with a proper cooperative charging party according to the charging configuration information of the cooperative charging party to charge the telephone charge according to a fixed way, so that all merchants can realize telephone charge charging through the telephone charge charging platform, and the charging result is fed back to the user through the sending unit, so that various charging channels are provided for the user, the requirement of the user on telephone charge of multiple charging channels is met, and the convenience of the user in charging the telephone charge is improved.

In a third aspect, the present application provides an electronic device comprising a processor, a memory for storing instructions, and a transceiver for communicating with other devices, the processor being configured to execute the instructions stored in the memory, such that an electronic device unit performs the method according to any of the first aspect of the present application.

In summary, the present application includes at least one of the following benefits:

1. when the telephone charge order is distributed by using the channel intelligent distribution method for telephone charge order recharging, all merchants can recharge telephone charges according to a fixed way by establishing merchant orders and matching with a proper cooperative recharging party according to the recharging configuration information of the cooperative recharging party, so that all merchants can recharge telephone charges through a telephone charge recharging platform, various recharging channels are provided for users, the requirement of the users for recharging telephone charges in multiple channels is met, and the convenience of the users for recharging telephone charges is improved;

2. when the order of the merchant is processed, the profit of the platform can be analyzed by obtaining the price quoted by the merchant, the higher the price quoted by the merchant is, the higher the platform profit is, the higher the merchant order is set as the second priority, and the order is distributed preferentially, so that the merchant can accelerate the order completion by improving the price, and the recharging efficiency is improved;

3. when the order prices of the merchants are the same and the credit standard does not have the condition of low credit standard, the second priority is sorted according to time, the user with longer order receiving time is determined as the second priority to be matched with a cooperative recharging party for processing, so that the order with longer order receiving time can be processed preferentially, and the processing efficiency of the order of the merchant is improved.

Drawings

FIG. 1 is a schematic overall flow chart of an embodiment of the present application;

FIG. 2 is a schematic flowchart illustrating another possible embodiment of the step S100 in FIG. 1 according to the present disclosure;

FIG. 3 is a schematic flowchart illustrating another possible embodiment of the step S101 in FIG. 1 according to the present disclosure;

FIG. 4 is a schematic flowchart illustrating another possible embodiment of the step S401 in FIG. 3 according to the present application;

FIG. 5 is a schematic flowchart illustrating another possible embodiment of the step S102 in FIG. 1 according to the present disclosure;

FIG. 6 is a schematic structural diagram of an intelligent channel distribution device for recharging telephone fee orders in the present application

Fig. 7 is a schematic structural diagram of a channel intelligent distribution method and device for realizing telephone fee order recharging in the related art.

In the figure: 1. a receiving unit; 2. a processing unit; 3. a transmitting unit;

1000. an electronic device; 1001. a processor; 1002. a communication bus; 1003. a user interface; 1004. a network interface; 1005. a memory.

Detailed Description

The present application is described in further detail below with reference to figures 1-7. It is to be understood that the described embodiments are merely exemplary of the invention, and not restrictive of the full scope of the invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.

In the description of the embodiments of the present application, the words "exemplary," "for example," or "for instance" are used to indicate instances, or illustrations. Any embodiment or design described herein as "exemplary," "e.g.," or "e.g.," is not to be construed as preferred or advantageous over other embodiments or designs. Rather, use of the words "exemplary," "such as," or "for example" are intended to present relevant concepts in a concrete fashion.

In the description of the embodiments of the present application, the term "and/or" is only one kind of association relationship describing an associated object, and means that three relationships may exist, for example, a and/or B may mean: a exists alone, B exists alone, and A and B exist at the same time. In addition, the term "plurality" means two or more unless otherwise specified. For example, the plurality of systems refers to two or more systems, and the plurality of screen terminals refers to two or more screen terminals. Furthermore, the terms "first", "second" and "first" are used for descriptive purposes only and are not to be construed as indicating or implying relative importance or implicit indication of indicated technical features. Thus, a feature defined as "first" or "second" may explicitly or implicitly include one or more of that feature. The terms "comprising," "including," "having," and variations thereof mean "including, but not limited to," unless expressly specified otherwise.

The embodiment of the application discloses a channel intelligent distribution method and device for realizing telephone charge order recharging. Referring to fig. 1, a channel intelligent distribution method for realizing telephone fee order recharging comprises steps S100-S102:

s100, the telephone fee recharging platform obtains recharging configuration information of the target cooperative recharging party, wherein the recharging configuration information comprises a recharging denomination and a recharging channel.

Specifically, the cooperative recharging party is a partner of the telephone fee recharging platform, and the target cooperative recharging party is the cooperative recharging party which is selected by the telephone fee recharging platform and charges the merchant order; after the telephone fee recharging platform receives the merchant order, the merchant order is recharged by the cooperative recharging party; after the recharging is finished, the telephone fee recharging platform can give a certain commission to the cooperative recharging party after confirming that the telephone fee is paid out; and the cooperative recharging party recharges through a channel appointed by the platform, so that the telephone charge can be rapidly paid.

Before the cooperative recharging party recharges, configuration information of the cooperative recharging party is required to be provided, such as recharging denomination (10 yuan, 50 yuan, 100 yuan, 200 yuan and the like) of the cooperative recharging party, payment channels (WeChat, payment treasures, unionpay and the like) of the cooperative recharging party, and operator channels (telecom, mobile and Unicom) supported by the cooperative recharging party, and the information is summarized and combined to form recharging configuration information of the cooperative recharging party.

Referring to fig. 2, in another possible embodiment, in acquiring the recharging configuration information of the cooperative recharging party, steps S300 to S302 are further included:

s300, the telephone fee recharging platform judges whether a plurality of cooperative recharging parties start the independent quotation system.

In the process of recharging by the cooperative recharging party, a recharging request is initiated on a third-party platform by a user, the third-party platform is linked with a service provider cooperating with the user, after the service provider provides a merchant order for the telephone fee recharging platform, the telephone fee recharging platform matches the merchant order with the cooperative recharging party at a price lower than the price quoted by the service provider, and in the process, the cooperative recharging party can carry out independent price quoted, and the price quoted independently is lower than the price promised by the platform to the cooperative recharging party; if the user recharges the telephone fee of 100 yuan, the third party platform entrusts the order to the service provider at the price of 99.5 yuan, and the service provider entrusts the order to the telephone fee recharging platform at the price of 99 yuan; the telephone fee charging platform entrusts the order to the cooperative charging party at the price of 98.5 yuan, and at the moment, if the cooperative charging party starts the independent quotation, the order entrusted by the telephone fee charging platform can be completed at the price lower than 98.5.

S301, if yes, obtaining independent quotations of a plurality of cooperative recharging parties with the same recharging configuration information.

Specifically, in the confirmation of opening the independent quotation of the cooperative recharging party, if the quotation is not opened, sequencing is carried out according to the time sequence of the recharging configuration information provided by the cooperative recharging party; if the independent quotation is started, sequencing the independent quotation from lowest to highest, wherein the lower the independent quotation is, the higher the priority is; if a merchant order of a 200 yuan paying money charging telecom operator exists at present and a plurality of cooperative charging parties meet the requirements of the merchant order, the cooperative charging parties meeting the requirements are screened out.

S302, based on the independent quoted price, sorting the first priority of the order of the commercial tenant received by the cooperative recharging party; the lower the autonomous bid, the higher the first priority.

Specifically, when a 200 yuan order of a merchant paying and recharging telecom operator exists and a plurality of cooperative recharging parties meet the requirements of the merchant order, the process of sequencing all the cooperative recharging parties meeting the requirements of the merchant order is sequencing of the first priority of the cooperative recharging parties, if the cooperative recharging parties with independent quotations of 198, 197.8, 198.2 and 197.4 exist, the first priority of the cooperative recharging party with the quotation of 197.4 is the highest, at the moment, the cooperative recharging party with the quotation of 197.4 is the target cooperative recharging party, and the telephone fee recharging platform sends the merchant order to the cooperative recharging party with the quotation of 197.4 in priority to complete recharging.

S101, searching whether a target merchant order matched with recharging configuration information exists in at least one received merchant order;

specifically, the merchant order is initiated by the user, and is a recharging request initiated by the user on some third-party platforms, but the third-party platforms are not directly docked with the operator, so that a telephone fee recharging platform is required to complete the connection between the third-party platforms and the operator; in the process of connecting the third party platform with the operator, the merchant needs to participate in a cooperative recharging party, and the merchant matches the cooperative recharging party by providing the order recharging denomination, the order recharging channel and the operator of the order, for example, a bank card is built for recharging 100 yuan, the operator belongs to China mobile, so that the corresponding cooperative recharging party can be matched, namely, the cooperative recharging party for recharging 100 yuan telephone charge in China mobile can be recharged through a bank card way to complete the recharging of the order.

Referring to fig. 3, in another possible embodiment, in the recharging configuration information of the cooperative recharging party matched with the corresponding recharging channel according to the recharging denomination of the merchant order, steps S400-S402 are further included;

s400, the telephone fee recharging platform obtains the order price of the merchant order.

In the process of recharging by the cooperative recharging party, a recharging request is initiated on a third-party platform by a user, the third-party platform is linked with a cooperative service provider, after the service provider provides a merchant order for the telephone fee recharging platform, the telephone fee recharging platform matches the merchant order with the cooperative recharging party at a price lower than the price quoted by the service provider, and in the process, the cooperative recharging party can make an independent price quoted, and the price quoted independently is lower than the price promised by the platform for the cooperative recharging party; if the user charges 100 yuan of telephone charge, the third party platform entrusts the order to the service provider at the price of 99.5 yuan, and the service provider entrusts the order to the telephone charge charging platform at the price of 99 yuan, at this time, 99 yuan is the order price of the merchant order.

S401, conducting second priority ranking on the merchant orders according to order prices, wherein the higher the order prices are, the higher the second priority is.

Specifically, if a plurality of service providers submit charging orders of 100 yuan of telephone fee to the telephone fee charging platform through different third party platforms, if the prices of the charging orders are the same and are 99.5 yuan, the charging orders are sorted according to the time of merchant orders sent to the telephone fee charging platform, if the order income time is 8 minutes, 5 minutes and 3 minutes, the 8 minute order has the highest second priority, and the platform can match a partner charging party for the merchant order preferentially. If the prices of the merchant orders are different, if the prices provided by the service providers are respectively 99 yuan, 99.2 yuan, 99.3 yuan and 98.8 yuan, the order with the quoted price of 99.3 yuan obtains the highest second priority, and the platform can match the cooperative recharging party for the merchant order preferentially.

Referring to FIG. 4, in another possible embodiment, steps S500-503 are further included in the second priority ranking of merchant orders;

s500, the telephone fee recharging platform obtains historical order data of the merchant corresponding to the merchant order.

Specifically, the telephone fee recharging platform queries historical order data of merchants, namely service providers, who provide orders, and queries whether credit problems exist in the historical order data, such as that the credit line is deducted and payment is not timely paid.

S501, judging the credit standard of the merchant based on the historical order data.

S502, performing third priority ranking on the merchant orders according to the credit standard, wherein the higher the credit standard is, the higher the third priority is;

specifically, the credit standard can be divided into two types, namely good credit state and poor credit state, and the credit state of the service provider is evaluated by setting an abnormal state threshold, if the number of times of abnormal data of the service provider exceeds the threshold, the service provider is marked as poor credit state, and the third priority of the service provider is lower at the moment; when the facilitator provides the merchant orders to the platform, unconditionally placing them into the low second priority, the merchant orders within the low second priority will be processed late.

S503, according to the sequence of the third priority from high to low, searching whether a target merchant order matched with the recharging configuration information exists in the at least one merchant order.

S402, according to the sequence from high to low of the second priority, whether a target merchant order matched with the recharging configuration information exists in the at least one merchant order is searched.

And S102, if yes, sending the merchant order to the cooperative recharging party so that the cooperative recharging party completes recharging.

Specifically, when the platform is in use, part of commission needs to be extracted from the transaction so as to maintain the operation of the platform; therefore, in the process of merchant order generation, after the third-party platform obtains the recharging information of the user, the third-party platform sends the recharging price to the service provider at a price slightly lower than the original price, the service provider provides quotations to the platform after obtaining the recharging price reported by the third-party platform, and when the merchant order and the cooperative recharging party are matched, the platform sets a price difference threshold value, and when the difference value between the quotation provided by the service provider for the same order and the quotation of the cooperative recharging party is larger than or equal to the difference threshold value, the matching can be completed.

Referring to fig. 5, in another possible embodiment, in determining whether to match, steps S200-S201 are further included:

s200, corresponding feedback is made on matching success and matching failure.

Specifically, the matching result is sent to a service provider, and if the matching fails, the information of the matching failure is directly informed to the service provider, so that the service provider can conveniently perform secondary processing on the order of the merchant; if the matching is successful, the pre-deposit or the credit limit of the service provider at the telephone charge recharging platform is deducted, if the pre-deposit is deducted, the pre-deposit in the account of the merchant is transferred to an intermediate account, and the account of the merchant and the intermediate account are both arranged in the telephone charge recharging platform.

S201, inquiring whether the recharging is successful or not, and making corresponding feedback according to the recharging result;

specifically, if the telephone fee recharging platform inquires through the server that the order recharging is successful, namely the telephone fee enters the user account, the telephone fee recharging platform pre-deposits the income deduction into the account and sends a fee deduction prompt to the service provider; and if the recharging fails, returning the pre-deposit to the user.

Referring to fig. 6, the channel intelligent distribution device for realizing telephone fee order recharging comprises a receiving unit 1, a processing unit 2 and a sending unit 3.

The receiving unit 1 is used for receiving recharging configuration information of a cooperative recharging party;

the processing unit 2 is used for matching corresponding recharging configuration information of the cooperative recharging party according to the recharging denomination and the recharging channel of the merchant order;

the processing unit 2 is further configured to determine whether the matching is successful;

the sending unit 3 is used for sending the matching result to the service provider and the cooperative recharging party to finish recharging.

In a further possible embodiment of the method,

the processing unit 2 is used for deducting the pre-deposit of the merchant when the matching is successful;

the processing unit 2 is also used for inquiring whether the recharging is successful; and when the recharging is successful, the pre-deposit is received, and when the recharging is failed, the pre-deposit is returned to the account of the merchant.

In a further possible embodiment of the method,

the processing unit 2 is also used for judging whether the cooperative recharging party starts the independent quotation system;

if the independent quotation system is started, the receiving unit 1 is used for receiving the independent quotations of all the cooperative recharging parties with the same recharging configuration information;

the processing unit 2 is further configured to rank the first priority of receiving the merchant orders by the partner replying party based on the independent offers.

In a further possible embodiment of the method,

the receiving unit 1 is used for receiving order prices of commercial tenant orders;

the processing unit 2 is used for carrying out second priority sequencing on the merchant orders, wherein the higher the order price is, the higher the second priority is;

based on the second priority, the processing unit 2 is further configured to match the merchant order and the configuration information of the collaborative top-up party.

In a further possible embodiment of the method,

the receiving unit 1 is used for receiving historical order data of a merchant;

the processing unit 2 is used for judging the credit standard of the merchant; and adjusting the second priority of the merchant according to the credit standard of the merchant.

Referring to fig. 7, a schematic structural diagram of an electronic device is provided for an embodiment of the present application. As shown in fig. 7, the electronic device 1000 may include: at least one processor 1001, at least one network interface 1004, a user interface 1003, memory 1005, at least one communication bus 1002.

Wherein a communication bus 1002 is used to enable connective communication between these components.

The user interface 1003 may include a Display screen (Display) and a Camera (Camera), and the optional user interface 1003 may also include a standard wired interface and a wireless interface.

The network interface 1004 may optionally include a standard wired interface, a wireless interface (e.g., WI-FI interface), among others.

Processor 1001 may include one or more processing cores, among other things. The processor 1001, which is connected to various parts throughout the server 1000 using various interfaces and lines, performs various functions of the server 1000 and processes data by executing or executing instructions, programs, code sets, or instruction sets stored in the memory 1005 and calling data stored in the memory 1005. Alternatively, the processor 1001 may be implemented in at least one hardware form of Digital Signal Processing (DSP), field-Programmable Gate Array (FPGA), and Programmable Logic Array (PLA). The processor 1001 may integrate one or more of a Central Processing Unit (CPU), a Graphics Processing Unit (GPU), a modem, and the like. The CPU mainly processes an operating system, a user interface, an application program and the like; the GPU is used for rendering and drawing the content required to be displayed by the display screen; the modem is used to handle wireless communications. It is understood that the modem may not be integrated into the processor 1001, but may be implemented by a single chip.

The Memory 1005 may include a Random Access Memory (RAM) or a Read-Only Memory (Read-Only Memory). Optionally, the memory 1005 includes a non-transitory computer-readable medium. The memory 1005 may be used to store an instruction, a program, code, a set of codes, or a set of instructions. The memory 1005 may include a stored program area and a stored data area, wherein the stored program area may store instructions for implementing an operating system, instructions for at least one function (such as a touch function, a sound playing function, an image playing function, etc.), instructions for implementing the various method embodiments described above, and the like; the storage data area may store data and the like referred to in the above respective method embodiments. The memory 1005 may optionally be at least one memory device located remotely from the processor 1001. As shown in fig. 7, a memory 1005, which is a computer storage medium, may include therein an operating system, a network communication module, a user interface module, and an application program that implements a channel intelligent distribution method of a telephone fee order recharge.

It should be noted that: in the above embodiment, when the device implements the functions thereof, only the division of the functional modules is illustrated, and in practical applications, the functions may be distributed by different functional modules according to needs, that is, the internal structure of the device may be divided into different functional modules to implement all or part of the functions described above. In addition, the apparatus and method embodiments provided by the above embodiments belong to the same concept, and specific implementation processes thereof are described in the method embodiments for details, which are not described herein again.

In the electronic device 1000 shown in fig. 7, the user interface 1003 is mainly used as an interface for providing input for a user, and acquiring data input by the user; and the processor 1001 may be configured to invoke an application program stored in the memory 1005 that implements a channel intelligent distribution method for fee order replenishment, which when executed by the one or more processors, causes the electronic device to perform the method of one or more of the embodiments described above.

An electronic device readable storage medium having instructions stored thereon. When executed by one or more processors, cause an electronic device to perform a method as in one or more of the above embodiments.

It is clear to a person skilled in the art that the solution of the present application can be implemented by means of software and/or hardware. The term "unit" and "module" in this specification refers to software and/or hardware capable of performing a specific function independently or in cooperation with other components, wherein the hardware may be, for example, a Field-ProgrammaBLE Gate Array (FPGA), an Integrated Circuit (IC), or the like.

It should be noted that, for simplicity of description, the above-mentioned method embodiments are described as a series of acts or combination of acts, but those skilled in the art will recognize that the present application is not limited by the order of acts described, as some steps may occur in other orders or concurrently depending on the application. Further, those skilled in the art should also appreciate that the embodiments described in the specification are preferred embodiments and that the acts and modules referred to are not necessarily required in this application.

In the foregoing embodiments, the descriptions of the respective embodiments have respective emphasis, and for parts that are not described in detail in a certain embodiment, reference may be made to related descriptions of other embodiments.

In the several embodiments provided in the present application, it should be understood that the disclosed apparatus may be implemented in other manners. For example, the above-described embodiments of the apparatus are merely illustrative, and for example, a division of a unit is merely a logical division, and an actual implementation may have another division, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection of some service interfaces, devices or units, and may be an electrical or other form.

The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one position, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.

In addition, functional units in the embodiments of the present application may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.

The integrated unit, if implemented as a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable memory. Based on such understanding, the technical solution of the present application may be substantially implemented or a part of or all or part of the technical solution contributing to the prior art may be embodied in the form of a software product stored in a memory, and including several instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method of the embodiments of the present application. And the aforementioned memory comprises: various media capable of storing program codes, such as a usb disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a removable hard disk, a magnetic disk, or an optical disk.

Those skilled in the art will appreciate that all or part of the steps in the methods of the above embodiments may be implemented by a program, which is stored in a computer-readable memory, and the memory may include: flash disks, read-Only memories (ROMs), random Access Memories (RAMs), magnetic or optical disks, and the like.

The above are merely exemplary embodiments of the present disclosure, and the scope of the present disclosure should not be limited thereby. That is, all equivalent changes and modifications made in accordance with the teachings of the present disclosure are intended to be included within the scope of the present disclosure. Other embodiments of the disclosure will be apparent to those skilled in the art from consideration of the specification and practice of the disclosure herein. This application is intended to cover any variations, uses, or adaptations of the disclosure following, in general, the principles of the disclosure and including such departures from the present disclosure as come within known or customary practice within the art to which the disclosure pertains. It is intended that the specification and examples be considered as exemplary only, with a scope of the disclosure being defined by the following claims.

The above are preferred embodiments of the present application, and the scope of protection of the present application is not limited thereto, so: all equivalent changes made according to the structure, shape and principle of the present application shall be covered by the protection scope of the present application.

Claims

1. A channel intelligent distribution method for realizing telephone charge order recharging is applied to a telephone charge recharging platform, and is characterized in that the method comprises the following steps:

and if yes, sending the merchant order to the target cooperative recharging party so that the target cooperative recharging party completes recharging.

2. The channel intelligent distribution method for realizing fee order recharging of claim 1, wherein the method further comprises:

if yes, deducting the pre-deposit of the merchant from the merchant account to an intermediate account, wherein the merchant account and the intermediate account are both set in the telephone fee recharging platform;

inquiring whether recharging is successful;

3. The channel intelligent distribution method for realizing fee order charging as set forth in claim 2, wherein the method further comprises,

and if the recharging fails, returning the pre-deposit to the merchant account from the intermediate account.

4. The channel intelligent distribution method for realizing telephone fee order value charging of claim 1, wherein before the charging configuration information of the target cooperative charging party is obtained, the method further comprises:

5. The channel intelligent distribution method for realizing fee order recharging of claim 1, wherein the method for searching whether the target merchant order matching with the recharging configuration information exists in the received at least one merchant order further comprises:

acquiring the order price of at least one received merchant order;

6. The channel intelligent distribution method for realizing fee order recharging of claim 1, wherein the method for searching whether the target merchant order matching with the recharging configuration information exists in the received at least one merchant order further comprises:

judging the credit standard of the merchant based on the historical order data;

7. The channel intelligent distribution method for realizing telephone fee order charging as claimed in claim 5, wherein in the second priority ranking of the merchant orders according to the order price, if the order prices of a plurality of merchant orders are the same and the credit standard of the user is the same, the merchant orders are ranked according to the order receiving time of the merchant orders.

8. A channel intelligent distribution device for realizing telephone fee order recharging is characterized by comprising a receiving unit (1), a processing unit (2) and a sending unit (3);

the receiving unit (1) is used for receiving recharging configuration information of a cooperative recharging party;

the processing unit (2) is used for matching corresponding recharging configuration information of the cooperative recharging party according to the recharging denomination of the merchant order and the recharging channel;

the processing unit (2) is also used for judging whether the matching is successful;

and the sending unit (3) is used for sending the merchant order to the cooperative recharging party end to complete recharging when the matching is successful.

9. An electronic device comprising a processor, a memory for storing instructions, and a transceiver for communicating with other devices, the processor being configured to execute the instructions stored in the memory to cause the electronic device to perform the method of any one of claims 1-7.

10. A storage medium having stored thereon a computer program which, when executed by a processor, performs the method for channel intelligent distribution with credit for telephone orders as claimed in any one of claims 1 to 7.