CN115222378A - Supply chain financial management method, device and system based on intelligent contracts - Google Patents

Supply chain financial management method, device and system based on intelligent contracts Download PDF

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Publication number
CN115222378A
CN115222378A CN202210714355.1A CN202210714355A CN115222378A CN 115222378 A CN115222378 A CN 115222378A CN 202210714355 A CN202210714355 A CN 202210714355A CN 115222378 A CN115222378 A CN 115222378A
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supplier
intelligent contract
wallet
digital
digital rmb
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陈妍
卢占宽
熊钰晗
黄毓
陈卓明
潘柳
李阳
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Shenzhen Power Supply Bureau Co Ltd
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Shenzhen Power Supply Bureau Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

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  • Computer Networks & Wireless Communication (AREA)
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Abstract

The invention discloses a supply chain financial management method based on an intelligent contract, which comprises the following steps: step S1, financial institutions, core enterprises and at least one level of suppliers establish intelligent contracts aiming at a purchase project and distribute the contracts on a block chain; s2, the financial institution server distributes digital RMB corresponding to financing money amount to the digital RMB wallet of each bottom supplier according to the intelligent contract; s3, when detecting that the payment triggering condition of the core enterprise or each supplier is met, using the digital RMB wallet to distribute the digital RMB with the corresponding amount to a digital RMB wallet of a subordinate supplier; and S4, when the financial institution server detects that the financing time of each bottom supplier is up, deducting the digital RMB with the corresponding amount from the digital RMB wallet. The invention also discloses a corresponding device and a corresponding system, and the efficiency and the safety of the financial management of the supply chain of the electric enterprise can be improved by combining the intelligent contract and the technology of the digital RMB.

Description

Supply chain financial management method, device and system based on intelligent contracts
Technical Field
The invention belongs to the technical field of supply chain finance, and particularly relates to a supply chain finance management method, device and system based on an intelligent contract.
Background
At present, supply chain finance is that a core enterprise signs and issues a digital creditor certificate to accounts payable of a first-level supplier and links the digital creditor certificate based on bank credit, the first-level supplier can split and transfer the digital creditor certificate to a second-level or multi-level supplier, and the suppliers at all levels can give the credit to obtain cash in advance. After the core enterprise pays, the clearing institution settles the funds to the creditor certificate holder.
Aiming at the enterprise supply chain mode of the current power supply enterprise, the core enterprise confirms the right of accounts receivable by a supplier based on a network platform, issues a detachable, transferable and financing electronic creditor certificate, and one or more multilevel suppliers holding the certificate can perform split transfer to the upstream of the certificate, also can initiate financing, or hold the certificate due to the payment to the core enterprise.
The existing supply chain financial model has some defects: the core enterprise signs an electronic creditor certificate based on the authorization of a bank, then splits and transfers the electronic creditor certificate to a downstream supplier, the supplier takes the electronic creditor certificate and produces and delivers goods to an upstream supplier and the core enterprise, and after the electronic certificate expires, the upstream and downstream suppliers can exchange the goods with a financial institution, so that the payment clearing efficiency of money is not high, debt disputes are easily caused by the split and transfer of the creditor, and in addition, the risk of financial institution loss is increased by the dispute of the debt.
Disclosure of Invention
The invention aims to solve the technical problem of providing a supply chain financial management method, a device and a system based on an intelligent contract; the efficiency and the safety of supply chain financial management can be improved.
In order to solve the above technical problem, an aspect of the present invention provides a supply chain financial management method based on an intelligent contract, which includes the following steps:
step S1, a financial institution, a core enterprise and at least one level of supplier establish an intelligent contract aiming at a purchasing project and distribute the intelligent contract on a block chain, wherein the core enterprise is associated with one supplier, each supplier is associated with at least one lower level supplier, the lowest level supplier is a bottom layer supplier, and each bottom layer supplier finances the financial institution according to the intelligent contract; the intelligent contract is at least provided with triggering conditions for paying by core enterprises and lower-level suppliers of all suppliers, and the time for financing of all bottom-layer suppliers;
s2, the financial institution server distributes digital RMB corresponding to financing money amount to the digital RMB wallet of each bottom supplier according to the intelligent contract;
s3, periodically detecting whether the payment triggering condition of a core enterprise or each supplier is met, and if so, the core enterprise or the supplier uses a digital RMB wallet thereof to distribute digital RMB with corresponding amount to a digital RMB wallet of a subordinate supplier;
and S4, the financial institution server detects whether the time for financing of each bottom-layer supplier is up, and if so, deducts the digital RMB with the corresponding amount from the digital RMB wallet of the bottom-layer supplier.
Preferably, further comprising:
and the digital RMB of the total amount required to be paid in the intelligent contract is stored in the digital RMB wallet of the core enterprise in advance.
Preferably, further comprising:
and determining the financing amount of each bottom-layer supplier according to the intelligent contract, and appointing the financing amount and time of each bottom-layer supplier in the intelligent contract.
Preferably, further comprising:
the release triggering conditions of the core enterprise or each supplier are as follows: the smart contract is signed for one of a predetermined date of arrival, a purchase order has been issued, or a next supplier offer is received.
Accordingly, another aspect of the present invention also includes a supply chain financial management apparatus based on smart contracts, which includes at least:
the intelligent contract arrangement unit is used for establishing an intelligent contract aiming at a purchase project by each party of a financial institution, a core enterprise and at least one grade of supplier and arranging the intelligent contract on a block chain, wherein the core enterprise is associated to one supplier, each supplier is associated to at least one lower-level supplier, the lowest-level supplier is a bottom-layer supplier, and each bottom-layer supplier finances the financial institution according to the intelligent contract; the intelligent contract is at least provided with a core enterprise, trigger conditions for paying the lower-level suppliers by each supplier and time for financing the lower-level suppliers by each bottom-layer supplier;
the financing money paying processing unit is used for the financial institution server to distribute the digital RMB corresponding to the financing money amount to the digital RMB wallet of each bottom supplier according to the intelligent contract;
the system comprises a purchase money issuing processing unit, a payment processing unit and a payment processing unit, wherein the purchase money issuing processing unit is used for periodically detecting whether a payment releasing triggering condition of a core enterprise or each supplier is met, and if yes, the core enterprise or the supplier issues digital RMB with corresponding money amount to a digital RMB wallet of a subordinate supplier by using the digital RMB wallet;
and the financing payment processing unit is used for detecting whether the financing payment time of each bottom-layer supplier is reached or not by the financial institution server, and if so, deducting the digital RMB with the corresponding amount from the digital RMB wallet of the bottom-layer supplier.
Preferably, further comprising:
and the purchase money exchange and deposit unit is used for previously storing the digital RMB of the total amount required to be paid in the intelligent contract in the digital RMB wallet of the core enterprise.
Preferably, further comprising:
and the intelligent contract rule determining unit is used for determining the financing amount of each bottom-layer supplier, and appointing the financing amount and time of each bottom-layer supplier and triggering conditions for paying the lower-level suppliers by the core enterprise and each supplier in the intelligent contract.
Preferably, the release triggering conditions of the core enterprise or each supplier determined in the intelligent contract rule determining unit are: the intelligent contract is signed and then one of a scheduled date arrives, a purchase order is issued or a next supplier supply is received.
Accordingly, in still another aspect of the present invention, there is provided a supply chain financial management system based on smart contracts, which includes a financial institution server, a digital rmb wallet of a core enterprise, a digital rmb wallet of at least one level of supplier, and the aforementioned supply chain financial management apparatus based on smart contracts.
The implementation of the invention has the following beneficial effects:
the invention provides a supply chain financial management method, a device and a system based on an intelligent contract, which can improve the efficiency and the safety of the supply chain financial management (purchasing settlement) of an electric enterprise by combining the intelligent contract and the technology of digital RMB. Compared with the existing supply chain calculation mode, the mode is more convenient and faster to settle, digital RMB is directly adopted between core enterprises and suppliers and between suppliers to settle, electronic creditor certificates do not exist, and only bottom suppliers have loan and repayment operations with financial institutions through intelligent contracts, so that the financial settlement relationship of a supply chain is greatly simplified, and the conditions of debtor dispute and financial institution loss caused by unclear debtor rights due to back-and-forth transfer and splitting of the debtor rights are avoided.
Meanwhile, the digital RMB supports the loading of intelligent contracts beneficial to the currency function. The digital RMB realizes programmability by loading an intelligent contract which does not influence the currency function, so that the digital RMB can automatically carry out payment transaction according to conditions and rules agreed by two transaction parties on the premise of ensuring safety and compliance, the currency payment clearing efficiency is improved, the trust cost is reduced, and the business mode innovation is promoted.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is within the scope of the present invention for those skilled in the art to obtain other drawings based on the drawings without inventive exercise.
FIG. 1 is a schematic main flow chart diagram illustrating one embodiment of a supply chain financial management method based on smart contracts in accordance with the present invention;
FIG. 2 is a schematic flow diagram of the transaction flow and the fund flow involved in FIG. 1;
fig. 3 is a schematic structural diagram of an embodiment of a supply chain financial management apparatus based on an intelligent contract according to the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Fig. 1 is a main flow diagram illustrating an embodiment of a supply chain financial management method based on an intelligent contract according to the present invention. As shown in fig. 2, the method at least includes the following steps:
step S1, a financial institution, a core enterprise and at least one level of supplier establish an intelligent contract aiming at a purchasing project and distribute the intelligent contract on a block chain, wherein the core enterprise is associated with one supplier, each supplier is associated with at least one lower level supplier, the lowest level supplier is a bottom layer supplier, and each bottom layer supplier finances the financial institution according to the intelligent contract; the intelligent contract is at least provided with a core enterprise and trigger conditions for paying to lower-level suppliers by each supplier; and simultaneously, according to the contents of the intelligent contract, predetermining the financing amount of each bottom-layer supplier, and appointing the financing amount and time of each bottom-layer supplier in the intelligent contract. Wherein the financial institution may be a financial company, rental business, bank, or the like.
It will be appreciated that intelligent contracts are an important developmental result of blockchains, and in a fully open environment, intelligent contracts expose all details to all, including even non-interested parties, in a transparent manner. It can be understood as a distributed computing engine, and when a user writes a function according to a certain interface standard, the function is submitted to all nodes to be operated. Typically such a function is a concrete implementation of a contract of some kind in reality. The ERC (Ethereum Request for Comments, protocol proposal submitted by EtherFang developers) 20 contract standard on the EtherFang platform is well known. The intelligent contract aims to enable the stakeholders to supervise the specific execution of the contract and has the following characteristics: the disclosure is transparent, and can be checked by anyone; the method is not falsifiable and is automatically executed; can be traced. The establishment and deployment of specific smart contracts is familiar to those skilled in the art and will not be described in detail herein.
S2, the financial institution server sends the digital RMB corresponding to the financing amount to a digital RMB wallet (DC/EP wallet) of each bottom supplier according to the intelligent contract;
s3, periodically detecting whether the payment triggering condition of a core enterprise or each supplier is met, and if so, the core enterprise or the supplier uses a digital RMB wallet thereof to distribute digital RMB with corresponding amount to a digital RMB wallet of a subordinate supplier; in some examples, the release triggering condition of the core enterprise or each supplier is: the intelligent contract is signed and then one of a scheduled date arrives, a purchase order is issued or a next supplier supply is received. It is to be understood that other trigger conditions may be employed in other examples;
and S4, the financial institution server detects whether the time for financing of each bottom-layer supplier is up, and if so, deducts the digital RMB with the corresponding amount from the digital RMB wallet of the bottom-layer supplier.
More specifically, in an example of the present invention, the method further includes:
the core enterprise needs to exchange enough digital RMB in advance so as to deposit the digital RMB of the total amount required to be paid in the intelligent contract in the digital RMB wallet of the core enterprise.
More specifically, the financial institution server, the digital RMB wallet of the core enterprise and the digital RMB wallet of the supplier, the financial institution server provides loan to the bottom supplier and inputs the money into the digital RMB wallet of the bottom supplier, and simultaneously writes the repayment amount and the repayment time in the intelligent contract in the financial institution server;
the core enterprise client exchanges digital RMB from the financial institution and puts the exchanged digital RMB into a digital RMB wallet of a core enterprise;
when the core enterprise purchases the first-level supplier, the purchase amount is calculated according to the purchased amount, and then the core enterprise directly inputs money into a digital RMB wallet of the first-level supplier through the digital RMB wallet;
when the primary supplier purchases the secondary supplier, the amount of money can be calculated according to the purchase, and then the primary supplier can input money into the digital RMB wallet of the secondary supplier through the digital RMB wallet; when the secondary supplier purchases the bottom supplier, the amount of money is calculated according to the purchased amount of money, and then the secondary supplier inputs money into a digital RMB wallet of the bottom supplier through the digital RMB wallet; after the intelligent contract in the financial institution server detects the appointed repayment date between the bottom supplier and the financial institution, the corresponding money can be automatically deducted from the digital RMB wallet of the bottom supplier according to the appointed repayment amount.
In practical application, the core enterprise may be a power supply enterprise, and the power supply enterprise may prevent the credit risk of the provider from causing loss to the financial institution by paying the payment to the provider client using the digital currency and limiting and controlling the transfer of the amount of money belonging to the financial institution in the received digital currency to the financial institution by the provider client according to a contract. By the method, the fund can be traced in the whole process, the trade authenticity can be effectively verified, and the fund return flow is controlled; the mode does not depend on the electronic certificate, and a financing scheme can be set by information contained in the digital currency fund flow for a part of suppliers with services but not meeting the electronic certificate conditions or needing no electronic certificate.
Fig. 3 is a schematic structural diagram illustrating an embodiment of a supply chain financial management apparatus based on an intelligent contract according to the present invention. In the present embodiment, the supply chain financial management apparatus 1 based on the smart contract includes at least:
the intelligent contract arrangement unit 10 is used for establishing an intelligent contract aiming at a purchase project by each party of a financial institution, a core enterprise and at least one grade of suppliers, and arranging the intelligent contract on a block chain, wherein the core enterprise is associated to one supplier, each supplier is associated to at least one lower grade supplier, the lowest grade supplier is a bottom layer supplier, and each bottom layer supplier finances the financial institution according to the intelligent contract; the intelligent contract is at least provided with a core enterprise, trigger conditions for paying the lower-level suppliers by each supplier and time for financing the lower-level suppliers by each bottom-layer supplier;
a financing money paying processing unit 11, which is used for the financial institution server to distribute the digital RMB corresponding to the financing money amount to the digital RMB wallet of each bottom supplier according to the intelligent contract;
the procurement money issuing processing unit 12 is used for periodically detecting whether the payment release triggering condition of a core enterprise or each supplier is met, and if so, the core enterprise or the supplier issues the digital RMB with the corresponding amount to a digital RMB wallet of a subordinate supplier by using the digital RMB wallet;
a financing repayment processing unit 13, configured to detect whether the financing time of each bottom-layer provider is reached by the financial institution server, and if so, deduct the digital renminbi with the corresponding amount from the digital renminbi wallet of the bottom-layer provider;
a purchase money exchange and deposit unit 14, configured to deposit, in advance, the digital renminbi in the intelligent contract for the total amount to be paid in the core enterprise in the digital renminbi wallet;
and the intelligent contract rule determining unit 15 is used for determining the financing amount of each bottom-layer supplier, and appointing the financing amount and time of each bottom-layer supplier and triggering conditions for paying the lower-level suppliers by the core enterprise and each supplier in the intelligent contract.
The release triggering conditions of the core enterprise or each supplier determined in the intelligent contract rule determining unit 15 are as follows: the intelligent contract is signed and then one of a scheduled date arrives, a purchase order is issued or a next supplier supply is received.
For more details, reference may be made to and combined with the foregoing description of fig. 1 and fig. 2, which are not repeated herein.
Accordingly, in still another aspect of the present invention, there is provided a supply chain financial management system based on smart contracts, which includes a financial institution server, a digital rmb wallet of a core enterprise, a digital rmb wallet of at least one level of supplier, and a supply chain financial management apparatus based on smart contracts as described in the foregoing fig. 3.
For more details, reference may be made to and combined with the foregoing description of fig. 1-3, which are not repeated herein.
The implementation of the invention has the following beneficial effects:
the invention provides a supply chain financial management method, a device and a system based on an intelligent contract, which can improve the efficiency and the safety of the supply chain financial management (purchasing settlement) of an electric enterprise by combining the intelligent contract and the technology of digital RMB. Compared with the existing supply chain calculation mode, the mode is more convenient and faster in settlement, the core enterprises and the suppliers and the digital RMB are directly adopted for settlement, electronic creditor certificates do not exist, and only the bottom supplier has loan and repayment operations with the financial institution through an intelligent contract, so that the financial settlement relation of the supply chain is greatly simplified, and the conditions that the creditor is unclear and debtor disputes and the financial institution is lost due to the back-and-forth transfer and split of the creditor are avoided.
Meanwhile, the digital RMB supports and loads the intelligent contract which is beneficial to the currency function. The digital RMB realizes programmability by loading an intelligent contract which does not influence the currency function, so that the digital RMB can automatically carry out payment transaction according to conditions and rules agreed by two transaction parties on the premise of ensuring safety and compliance, the currency payment clearing efficiency is improved, the trust cost is reduced, and the business mode innovation is promoted.
While the invention has been described in connection with what is presently considered to be the most practical and preferred embodiment, it is to be understood that the invention is not to be limited to the disclosed embodiment, but on the contrary, is intended to cover various modifications and equivalent arrangements included within the spirit and scope of the appended claims.

Claims (9)

1. A supply chain financial management method based on intelligent contracts is characterized by comprising the following steps:
step S1, a financial institution, a core enterprise and at least one level of supplier establish an intelligent contract aiming at a purchasing project and distribute the intelligent contract on a block chain, wherein the core enterprise is associated with one supplier, each supplier is associated with at least one lower level supplier, the lowest level supplier is a bottom layer supplier, and each bottom layer supplier finances the financial institution according to the intelligent contract; the intelligent contract is at least provided with a core enterprise, trigger conditions for paying the lower-level suppliers by each supplier and time for financing the lower-level suppliers by each bottom-layer supplier;
s2, the financial institution server distributes digital RMB corresponding to financing money amount to the digital RMB wallet of each bottom supplier according to the intelligent contract;
s3, periodically detecting whether the payment triggering condition of a core enterprise or each supplier is met, and if so, the core enterprise or the supplier uses a digital RMB wallet thereof to distribute digital RMB with corresponding amount to a digital RMB wallet of a subordinate supplier;
and S4, the financial institution server detects whether the time for financing of each bottom-layer supplier is up, and if so, deducts the digital RMB with the corresponding amount from the digital RMB wallet of the bottom-layer supplier.
2. The method of claim 1, further comprising:
and the digital RMB of the total amount required to be paid in the intelligent contract is stored in the digital RMB wallet of the core enterprise in advance.
3. The method of claim 2, further comprising:
and determining the financing amount of each bottom-layer supplier according to the intelligent contract, and appointing the financing amount and time of each bottom-layer supplier in the intelligent contract.
4. The method of claim 3, further comprising:
the release triggering conditions of the core enterprise or each supplier are as follows: the smart contract is signed for one of a predetermined date of arrival, a purchase order has been issued, or a next supplier offer is received.
5. A supply chain financial management apparatus based on intelligent contracts, comprising at least:
the intelligent contract arrangement unit is used for establishing an intelligent contract aiming at a purchase project by each party of a financial institution, a core enterprise and at least one grade of supplier and arranging the intelligent contract on a block chain, wherein the core enterprise is associated to one supplier, each supplier is associated to at least one lower-level supplier, the lowest-level supplier is a bottom-layer supplier, and each bottom-layer supplier finances the financial institution according to the intelligent contract; the intelligent contract is at least provided with a core enterprise, trigger conditions for paying the lower-level suppliers by each supplier and time for financing the lower-level suppliers by each bottom-layer supplier;
the financing money paying processing unit is used for the financial institution server to distribute the digital RMB corresponding to the financing money amount to the digital RMB wallet of each bottom supplier according to the intelligent contract;
the system comprises a purchase money issuing processing unit, a payment processing unit and a payment processing unit, wherein the purchase money issuing processing unit is used for periodically detecting whether a payment releasing triggering condition of a core enterprise or each supplier is met, and if yes, the core enterprise or the supplier issues digital RMB with corresponding money amount to a digital RMB wallet of a subordinate supplier by using the digital RMB wallet;
and the financing repayment processing unit is used for detecting whether the financing time of each bottom supplier is reached or not by the financial institution server, and if so, deducting the digital RMB with the corresponding amount from the digital RMB wallet of the bottom supplier.
6. The system of claim 5, further comprising:
and the purchase money exchange and deposit unit is used for previously storing the digital RMB of the total amount required to be paid in the intelligent contract in the digital RMB wallet of the core enterprise.
7. The system of claim 6, further comprising:
and the intelligent contract rule determining unit is used for determining the financing amount of each bottom-layer supplier, and appointing the financing amount and time of each bottom-layer supplier and triggering conditions for paying the lower-level suppliers by the core enterprise and each supplier in the intelligent contract.
8. The method of claim 7, wherein the release trigger condition for the core enterprise or each supplier determined in the intelligent contract rule determination unit is: the intelligent contract is signed and then one of a scheduled date arrives, a purchase order is issued or a next supplier supply is received.
9. A supply chain financial management system based on smart contracts, comprising a financial institution server, a core enterprise's digital renminbi wallet, at least one primary supplier's digital renminbi wallet, and a supply chain financial management apparatus based on smart contracts according to any one of claims 4 to 8.
CN202210714355.1A 2022-06-23 2022-06-23 Supply chain financial management method, device and system based on intelligent contracts Pending CN115222378A (en)

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CN202210714355.1A CN115222378A (en) 2022-06-23 2022-06-23 Supply chain financial management method, device and system based on intelligent contracts

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202210714355.1A CN115222378A (en) 2022-06-23 2022-06-23 Supply chain financial management method, device and system based on intelligent contracts

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CN115222378A true CN115222378A (en) 2022-10-21

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