CN115147100A

CN115147100A - Resource transfer method, device, equipment, storage medium and system

Info

Publication number: CN115147100A
Application number: CN202110351578.1A
Authority: CN
Inventors: 吴建国
Original assignee: Tengan Fund Sales Shenzhen Co ltd
Current assignee: Tengan Fund Sales Shenzhen Co ltd
Priority date: 2021-03-31
Filing date: 2021-03-31
Publication date: 2022-10-04

Abstract

The application discloses a resource transfer method, a resource transfer device, resource transfer equipment, a storage medium and a resource transfer system, and belongs to the technical field of computers. The method comprises the following steps: the method comprises the steps of determining a virtual resource package containing first resources, determining at least one second resource corresponding to the virtual resource package, wherein the first resources are configured to be used for obtaining the second resources, and sending the virtual resource package and the corresponding relation between the virtual resource package and the second resources to a server. The method expands a new resource transfer mode, improves the flexibility of resource transfer, enriches the application of the transferred resources, and is beneficial to improving the probability of transferring the resources by using the virtual resource packet, thereby improving the interaction rate.

Description

Resource transfer method, device, equipment, storage medium and system

Technical Field

The embodiment of the application relates to the technical field of computers, in particular to a resource transfer method, device, equipment, storage medium and system.

Background

With the continuous development of computer technology, resource transfer between different users becomes possible. The receiving and sending virtual resource packets are widely applied as a form of resource transfer.

When the related technology carries out resource transfer, the number of virtual resources to be transferred is input on a terminal of a resource transfer user in a user clicking mode, so that a virtual resource packet is generated, then a sending button is clicked to send the virtual resource packet to a terminal of a resource receiving user, and the number of the transferred virtual resources is deducted from an account number of the resource transfer user. And responding to the receiving operation of the resource receiving user on the virtual resource package, and increasing the number of the transferred virtual resources in the account of the resource receiving user, namely, the virtual resources are successfully transferred from the account of the resource transferring user to the account of the resource receiving user.

However, when the virtual resources are transferred in the above resource transfer manner, the virtual resources are only transferred from one account to another account in a virtual resource package manner, so that the resource transfer manner is single, the flexibility of the resource transfer manner is low, and the probability that the user uses the resource transfer package to perform resource transfer is low.

Disclosure of Invention

The embodiment of the application provides a resource transfer method, a resource transfer device, a resource transfer apparatus, a resource transfer storage medium and a resource transfer system, which can be used for solving the problems in the related art. The technical scheme is as follows:

in a first aspect, an embodiment of the present application provides a resource transfer method, where the method includes:

determining a virtual resource package containing a first resource;

determining at least one second resource corresponding to the virtual resource package, the first resource being configured for acquiring the second resource;

and sending the virtual resource packet and the corresponding relation between the virtual resource packet and the second resource to a server.

In a second aspect, an embodiment of the present application provides a resource transfer method, where the method includes:

receiving a virtual resource package sent by a first client and a corresponding relation between the virtual resource package and the second resource, wherein the virtual resource package comprises a first resource, and the first resource is configured to be used for acquiring the second resource;

sending the virtual resource packet to a second client;

receiving a resource obtaining instruction sent by the second client, wherein the resource obtaining instruction is used for obtaining information of a second resource;

and sending the information of the second resource to the second client based on the corresponding relation.

In a third aspect, an embodiment of the present application provides a resource transfer method, where the method includes:

receiving a virtual resource packet which is sent by a server and contains a first resource, and displaying the virtual resource packet;

responding to the triggering operation of the virtual resource packet, and acquiring a third resource, wherein the resource value of the third resource is not greater than the first resource value of the first resource;

and acquiring a second resource corresponding to the virtual resource packet based on the third resource.

In a fourth aspect, an embodiment of the present application provides a resource transfer apparatus, where the method includes:

a first determining module, configured to determine a virtual resource package including a first resource;

a second determining module, configured to determine at least one second resource corresponding to the virtual resource package, where the first resource is configured to obtain the second resource;

and the sending module is used for sending the virtual resource package and the corresponding relation between the virtual resource package and the second resource to a server.

In a possible implementation manner, the second determining module is configured to display a detail page of the virtual resource package, where candidate resources that are available for the first resource are displayed on the detail page;

and in response to the fact that any candidate resource is selected, determining the selected candidate resource as a second resource corresponding to the virtual resource package.

In one possible implementation, the apparatus further includes:

a third determining module, configured to determine a first resource value of the first resource and a resource transfer manner of the virtual resource packet;

a transfer module, configured to transfer the first resource value based on a resource transfer manner of the virtual resource packet.

In a possible implementation manner, the resource transfer manner of the virtual resource packet includes a first resource transfer manner;

the transfer module is used for determining a second resource value included in the account of the first client; in response to the second resource value not being less than the first resource value, deducting the resource of the first resource value from the account of the first client; in response to the second resource value being less than the first resource value, changing the first resource value to the second resource value, deducting the first resource value from the account of the first client;

the device further comprises:

and the display module is used for displaying a notification message, and the notification message is used for notifying the first client to switch the resource transfer mode.

In a possible implementation manner, the resource transfer manner of the virtual resource packet includes a second resource transfer manner;

the transfer module is used for determining the term of the equity service included by the first client and a third resource value corresponding to the equity service; in response to the expiration of the equity service and the third resource value not being less than the first resource value, deducting resources of the first resource value from the equity service of the first client;

the display module is further configured to display a notification message in response to that the expiration of the equity service has expired and the third resource value is smaller than the first resource value, where the notification message is used to notify the first client to switch the resource transfer mode;

the apparatus also includes a registration module to register first content in the equity service in response to the expiration of the equity service and the third resource value not being less than the first resource value, the first content indicating resources to deduct the first resource value from the equity service at the expiration of the equity service;

in one possible implementation, the apparatus further includes:

the returning module is used for returning the first resource to the account of the first client in response to the virtual resource package not being picked up in the target time period and the resource transfer mode of the virtual resource package being a first resource transfer mode; and in response to that the virtual resource package is not picked up in the target time period and the resource transfer mode of the virtual resource package is a second resource transfer mode, returning the first resource to the right service of the first client.

In a fifth aspect, an embodiment of the present application provides an apparatus for resource transfer, where the method includes:

a receiving module, configured to receive a virtual resource package sent by a first client and a corresponding relationship between the virtual resource package and the second resource, where the virtual resource package includes a first resource and the first resource is configured to be used for acquiring the second resource;

a sending module, configured to send the virtual resource packet to a second client;

the receiving module is further configured to receive a resource obtaining instruction sent by the second client, where the resource obtaining instruction is used to obtain information of the second resource;

the sending module is further configured to send the information of the second resource to the second client based on the correspondence.

In a possible implementation manner, the receiving module is further configured to receive a resource transfer instruction sent by the second client, where the resource transfer instruction carries information of the selected second resource;

the device further comprises:

a conversion module, configured to determine a selected second resource according to information of the selected second resource, and convert the first resource into the selected second resource;

the sending module is further configured to transfer the selected second resource to an account of the second client.

In a sixth aspect, an embodiment of the present application provides a resource transfer apparatus, where the method includes:

the receiving module is used for receiving a virtual resource packet which is sent by the server and contains a first resource;

the display module is used for displaying the virtual resource package;

an obtaining module, configured to obtain a third resource in response to a trigger operation on the virtual resource packet, where a resource value of the third resource is not greater than a first resource value of the first resource; and acquiring a second resource corresponding to the virtual resource packet based on the third resource.

In a possible implementation manner, the receiving module is configured to receive information of the second resource returned by the server;

the display module is used for displaying the information of the second resource;

the device further comprises:

a determining module, configured to determine a selected second resource based on the information of the second resource;

the obtaining module is configured to obtain the selected second resource based on the third resource.

In a possible implementation manner, the obtaining module is configured to send a resource transfer instruction to the server, where the resource transfer instruction carries information of the selected second resource, and the information of the second resource is used by the server to determine the selected second resource.

In a possible implementation manner, the display module is configured to display the virtual resource package and display a prompt message, where the prompt message is used to prompt the virtual resource package to obtain the second resource.

In a possible implementation manner, the determining module is configured to display a selectable second resource based on the information of the second resource; in response to any optional second resource being selected, the selected second resource is determined.

In a possible implementation manner, the display module is further configured to display a feedback message, where the feedback message is used to notify that the selected second resource is successfully acquired.

In a seventh aspect, an electronic device is provided, which includes a memory and a processor; the memory stores at least one instruction, and the at least one instruction is loaded and executed by the processor to enable the electronic device to implement the resource transfer method provided by any one of the exemplary embodiments of the present application.

In an eighth aspect, a resource transfer system is further provided, where the resource transfer system includes a first client, a server, and a second client, and the first client and the second client are located on the same electronic device or on different electronic devices; the first client is configured to execute any resource transfer method described in the foregoing first aspect and possible implementations of the first aspect, the server is configured to execute any resource transfer method described in the foregoing second aspect and possible implementations of the second aspect, and the second client is configured to execute the resource transfer method described in the foregoing third aspect and possible implementations of the third aspect.

In a ninth aspect, a computer-readable storage medium is provided, and at least one instruction is stored in the computer-readable storage medium, and the instruction is loaded and executed by a processor to enable a computer to implement the resource transfer method provided by any one of the exemplary embodiments of the present application.

In a tenth aspect, there is provided a computer program or computer program product comprising: computer instructions which, when executed by a computer, cause the computer to implement the resource transfer method provided by any one of the exemplary embodiments of the present application.

Techniques provided by embodiments of the present application the beneficial effects brought by the scheme at least comprise:

according to the technical scheme, when the resources are transferred, the first resources are transferred from the account of the first client side in the mode of the virtual resource package, and the first resources are used for obtaining the second resources, so that the second client side can obtain the second resources based on the obtained resources after the virtual resource package is obtained. The method provides a new resource transfer mode, improves the flexibility of resource transfer, enriches the use of the transferred resources, and is beneficial to improving the probability of resource transfer by using the virtual resource packet, thereby improving the interaction rate.

Drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.

FIG. 1 is a schematic diagram of an implementation environment provided by an embodiment of the present application;

fig. 2 is a schematic flowchart of a resource transfer method provided in an embodiment of the present application;

fig. 3 is a schematic display diagram of a plurality of session pages of a first client according to an embodiment of the present application;

fig. 4 is a schematic diagram of a session page of a first client and a second client provided in an embodiment of the present application;

fig. 5 is a schematic diagram of a determination process of a second client according to an embodiment of the present application;

FIG. 6 is a schematic diagram of a detail page of a virtual resource package provided in an embodiment of the present application;

FIG. 7 is a schematic diagram of a detail page of another virtual resource package provided in an embodiment of the present application;

FIG. 8 is a diagram of a resource transfer page provided by an embodiment of the present application;

FIG. 9 is a schematic illustration showing a virtual resource package according to an embodiment of the present application;

FIG. 10 is a schematic diagram of a resource picking detail page provided by an embodiment of the present application;

FIG. 11 is a schematic diagram of another resource pickup details page provided by an embodiment of the present application;

FIG. 12 is a diagram of an alternative second resource provided by an embodiment of the present application;

fig. 13 is a flowchart of a resource transfer method provided in an embodiment of the present application;

fig. 14 is a flowchart of a resource transfer method provided in an embodiment of the present application;

FIG. 15 is a flowchart of a resource transfer method provided in an embodiment of the present application;

fig. 16 is a schematic structural diagram of a resource transfer apparatus according to an embodiment of the present application;

fig. 17 is a schematic structural diagram of a resource transfer apparatus according to an embodiment of the present application;

fig. 18 is a schematic structural diagram of a resource transfer apparatus according to an embodiment of the present application;

fig. 19 is a schematic structural diagram of an electronic device according to an embodiment of the present application;

fig. 20 is a schematic structural diagram of a server according to an embodiment of the present application.

Detailed Description

To make the objects, technical solutions and advantages of the present application more clear, the following detailed description of the embodiments of the present application will be made with reference to the accompanying drawings.

The embodiment of the application provides a resource transfer method, which can be applied to the implementation environment shown in fig. 1. In fig. 1, a first client 11, a second client 12 and a server 13 are included, and the first client 11 and the second client 12 are respectively in communication connection with the server 13 through a wired network or a wireless network, so that resource transfer is realized through interaction with the server 13. Illustratively, the second client 11 and the second client 12 are located on the same electronic device, or the first client 11 and the second client 12 are located on different electronic devices, respectively.

The electronic device may be any electronic product that can perform human-Computer interaction with a user through one or more modes such as a keyboard, a touch pad, a touch screen, a remote controller, voice interaction, or handwriting equipment, for example, a PC (Personal Computer), a mobile phone, a smart phone, a PDA (Personal Digital Assistant), a wearable device, a Pocket PC (Pocket PC), a tablet Computer, and the like.

The server 13 may be one server, or a server cluster formed by multiple servers, or may be any one of a cloud computing center and a virtualization platform, which is not limited in this embodiment of the present application.

Those skilled in the art will appreciate that the above-described electronic devices and servers 13 are merely examples, and that other electronic devices or servers, which may be present or later become known, may be suitable for use in the present application and are also included within the scope of the present application and are hereby incorporated by reference.

Based on the implementation environment shown in fig. 1, referring to fig. 2, the embodiment of the present application provides a resource transfer method, which is illustrated by the interaction between the first client 11, the second client 12 and the server 13 shown in fig. 1. As shown in fig. 2, the method includes the following steps.

In step 201, a first client determines a virtual resource package containing a first resource.

In this embodiment of the present application, the first resource may be money, may be a voucher or a coupon, and may also be a virtual resource in a game. The first client may be a social contact client, a financial client, or a shopping client, and the type of the first client is not limited in the embodiment of the present application.

In a possible implementation manner, a first user logs in a first client, a detail page of the first client is displayed in response to a selection operation of the first user on the first client, and the first user can select a virtual resource package in the detail page and display a package page of the virtual resource package, that is, the first client obtains the virtual resource package containing the first resource.

In a possible implementation manner, in response to that the first client is a social client, before displaying a package page of the virtual resource package, a second client needs to be determined, where the second client is a client that receives the virtual resource package, and the number of the second clients may be one or multiple. The determination process of the second client is as follows: and displaying a plurality of session pages of the first client, wherein each session can be the interaction between the first client and one second client or the interaction between the first client and a plurality of second clients.

Fig. 3 is a schematic display diagram of a plurality of session pages of a first client according to an embodiment of the present application. And in response to the detection that any one of the plurality of sessions is selected, displaying a session page corresponding to the selected session, and determining a second client corresponding to the session page as a second client receiving the virtual resource package. A plurality of controls are displayed in the session page, each control corresponds to an operation, as shown in fig. 4, a schematic view of the session page of the first client and the second client provided in the embodiment of the present application is shown, in fig. 4, an album control, a shooting control, a video control, a position control, a red envelope control, a transfer control, and a voice control are displayed, and of course, other controls may also be included. And responding to the triggering operation of the first user on a 'red packet' control in the session page, and displaying a packaging page of the virtual resource packet.

In one possible implementation manner, in response to the first client being a financial client or a shopping client, the processes of displaying the package page of the virtual resource package and determining the second client are: responding to the triggering operation of a first user on the first client, displaying a home page of the first client, wherein the home page comprises a red packet control, responding to the triggering operation of the first user on the red packet control, displaying optional clients, and determining a second client in the optional clients. Fig. 5 is a schematic diagram of a determining process of a second client according to an embodiment of the present application, where a red packet control, for example, "one packet" in fig. 501, is displayed in 501 in fig. 5, and in response to a trigger operation of a first user on the "one packet" control, optional clients are displayed, which are respectively: the client 1, the client 2, the client 3, the client 4 and the client 5 respond to the selected operation of the first user on the client 1 and the client 4, and the client 1 and the client 4 are determined as second clients.

In step 202, the first client determines at least one second resource corresponding to the virtual resource package.

In a possible implementation manner, the process of determining at least one second resource corresponding to the virtual resource package is: displaying a detail page of the virtual resource package, wherein candidate resources which can be obtained by the first resource are displayed on the detail page; in response to any of the candidate resources being selected, and taking the selected candidate resource as a second resource corresponding to the virtual resource packet.

Fig. 6 is a schematic diagram of a detail page of a virtual resource package provided in this embodiment, where candidate resources available for a first resource and information of the candidate resources are displayed, where the information of the candidate resources includes, but is not limited to, a profitability of the candidate resources. The candidate resources as shown in fig. 6 are: the first candidate resource, the second candidate resource, the third candidate resource, and the fourth candidate resource, where the information of the first candidate resource in fig. 6 is that the profitability of the first candidate resource is 3.00%, and the information of other candidate resources is shown in fig. 6 and is not described again here. And in response to the selection operation of the first user on the first candidate resource and the third candidate resource, the first client determines the selected first candidate resource and the third candidate resource as a second resource corresponding to the virtual resource packet. The number of the candidate resources is not limited, when the number of the candidate resources is multiple and the detail page is not enough to display all the candidate resources, the detail page can include a sliding control, and when the sliding control is detected to be slid, the candidate resources are displayed in a replacement mode.

It should be noted that the available candidate resources displayed may be candidate resources that have already been acquired by the first user, or may also be candidate resources that have not been acquired by the first user, which is not limited in this embodiment of the present application.

It should be further noted that the number of the second resources corresponding to the virtual resource package may be one or multiple, and the number of the second resources corresponding to the virtual resource package is not limited in this embodiment of the application.

In a possible implementation manner, a resource input control is further displayed in the detail page of the virtual resource package, for example, "amount" in fig. 6 is a resource input control, and the resource input control is used to determine a first resource value of a first resource included in the virtual resource package, so that the virtual resource package has a retrievable first resource. Based on the input operation of the first user on the resource input control, the first client determines the numerical value input by the first user as a first resource numerical value. For example, the value input by the first user in the resource input control is 500, that is, the value of the first resource included in the virtual resource package is 500, that is, the value of the first resource available in the virtual resource package is 500. Optionally, the first resource included in the virtual resource package may also be a fixed value, and a resource input control does not need to be displayed in a detail page of the virtual resource package.

In one possible implementation, a character input box is also displayed in the detail page of the virtual resource package, and the "blessing" control in fig. 6 is the character input box. The character input box is used for acquiring target characters, and the target characters are characters corresponding to the virtual resource package. For example, the character input by the first user is "lovely friend, and a person grows together with me to play a bar", although the character input by the first user may be other characters, and the content of the target character is not limited in the embodiment of the present application.

In a possible implementation manner, the target character may also be a default character, that is, a character automatically displayed in a character input box in the detail page of the virtual resource package, and if the first user is satisfied with the displayed default character, the displayed default character is determined as the target character corresponding to the virtual resource package. If the first user is not satisfied with the displayed default character, the first user may autonomously enter the character in the character entry box, and the first client determines the character entered by the first user as the default character. Certainly, a switching control is also displayed in the character input box, for example, if "change one sentence" in fig. 6 is a switching control, the switching control is used for switching the default character displayed in the character input box, and in response to the first user triggering the switching control, the default character displayed in the character input box is switched. Illustratively, the default character displayed in the character input box is "congratulations for property", and in response to the first user's triggering operation of the toggle control, the default character displayed in the character input box is "property extension".

In a possible implementation manner, an obtaining condition of the second resource is further displayed on the detail page, where the obtaining condition of the second resource is used to indicate which type of second client can obtain the second resource based on the first resource obtained after the virtual resource package is obtained. Under the condition that the first client interacts with a second client, the detail page does not display the obtaining condition, and the virtual resource package is directly determined to be the obtaining condition of the second resource, that is, the second client which obtains the virtual resource package can obtain the second resource based on the obtained resource. Fig. 6 shows a detail page of the virtual resource package in this case, in which the acquisition condition that needs to be manually clicked by the first user is not displayed.

And in response to the situation that the first client interacts with the plurality of second clients, displaying the acquisition conditions in the detail page, and determining the acquisition conditions selected by the first user as the acquisition conditions of the second resources by the first client. For example, the plurality of obtaining conditions include a first condition, a second condition, a third condition, and a fourth condition, where the first condition is that the virtual resource package is received, that is, the second client receiving the virtual resource package can obtain the second resource based on the received virtual resource. The second condition is that the virtual resource package is first or last retrieved, that is, the second client that retrieves the virtual resource package first or last may obtain the second resource based on the retrieved virtual resource. The third condition is that the virtual resource package is retrieved, and the number of the retrieved virtual resources is the largest or the smallest, that is, the virtual resource package is retrieved, and the second client having the largest or the smallest number of the retrieved virtual resources can acquire the second resource based on the retrieved virtual resources. The fourth condition is that the virtual resource package is picked up and randomly selected, that is, the virtual resource package is picked up and the randomly selected second client may obtain the second resource based on the picked virtual resource. Of course, the acquiring conditions may also include other conditions, and the embodiment of the present application is only described by taking the above four acquiring conditions as an example, and is not used to limit the number of acquiring conditions. Fig. 7 is a schematic diagram of another detailed page of a virtual resource package according to an embodiment of the present application, where an obtaining condition is shown in fig. 7, and in response to the first bit being selected, it indicates that a second client that first retrieves the virtual resource package may obtain a second resource based on the retrieved virtual resource.

In a possible implementation manner, the second resource corresponding to the virtual resource package and the obtaining condition of the second resource may also be preset in a setting page of the first client, that is, before the virtual resource package including the first resource is determined, the second resource corresponding to the virtual resource package and the obtaining condition of the second resource are determined in the setting page, so that when the virtual resource package is determined, it is not necessary to display the candidate resource and the obtaining condition in a detail page of the virtual resource package, that is, it is not necessary for the first user to determine the obtaining condition of the second resource and the second resource when the virtual resource package is determined. And in response to receiving an instruction of determining the virtual resource package by the first user, directly determining the second resource and the acquisition condition of the second resource, which are determined in the setting page in advance, as the second resource and the acquisition condition of the second resource corresponding to the virtual resource package.

In a possible implementation manner, the detail page may further display at least two candidate covers, and based on the at least two candidate covers, the process of determining the target cover of the virtual resource package is: in response to receiving a selection instruction for any of the candidate cover pages, the selected candidate cover page is determined as a target cover page of the virtual resource package.

As shown in fig. 7, four candidate covers, namely a first candidate cover, a second candidate cover, a third candidate cover and a fourth candidate cover, are displayed in the detail page of the virtual resource package, and in response to receiving a selection instruction of the first candidate cover from the first user, the first client determines the first candidate cover as a target cover of the virtual resource package. The number of the candidate covers is not limited, when the number of the candidate covers is multiple and the detail pages are not enough to display all the candidate covers, the detail pages can comprise a sliding control, and when the sliding control is detected to slide, the candidate covers are displayed in a replacement mode.

It should be noted that, when the first user does not determine the target cover among the at least two candidate covers, the default cover is directly determined as the target cover of the virtual resource package, or it is directly determined that the virtual resource package does not have a cover, that is, the cover of the virtual resource package is blank.

It should be further noted that the displayed candidate covers may be covers that have been acquired by the first user, or may also be covers that have not been acquired by the first user, which is not limited in this embodiment of the application.

After determining the second resource corresponding to the virtual resource package, the first client performs content verification based on the detail page of the virtual resource package, so as to determine whether all the content input by the first user in the detail page is in a correct format. And if all the contents are in the correct format, the first client prompts the first user to send the virtual resource packet. Illustratively, the prompting manner includes, but is not limited to, highlighting a control for sending the virtual resource package, and "confirm package one and ta" shown in fig. 6 and 7 is a control for sending the virtual resource package.

The resource transfer mode of the virtual resource package includes a first resource transfer mode and a second resource transfer mode, where the first resource transfer mode is a resource in an account logged in the first client or a resource in a bank card bound in the first client, and the bank card may be a credit card or a debit card, and the type of the bank card is not limited in the embodiment of the present application. The second resource transfer mode is the resource in the financing product purchased by the user of the first client.

In response to receiving that the control for sending the virtual resource package is selected, a resource transfer page is displayed, as shown in fig. 8, which is a schematic view of the resource transfer page provided in this embodiment, in fig. 8, a first resource value "500" to be subjected to resource transfer is displayed, a default resource transfer mode is a first resource transfer mode, and of course, the first user may click the "resource transfer mode" control to perform switching of the resource transfer modes. And determining a resource transfer mode of the virtual resource package based on the selection operation of the first user, and transferring the first resource value based on the resource transfer mode of the virtual resource package so as to enable the virtual resource package to have the first resource with the first resource value.

And when the resource transfer mode of the virtual resource package is a first resource transfer mode, determining a second resource value included in the account of the first client, and deducting the resource of the first resource value from the first client in response to the second resource value not less than the first resource value. And when the second resource value is smaller than the first resource value, changing the first resource value into the second resource value, and deducting the first resource value from the account of the first client. And when the second resource value is smaller than the first resource value, a notification message can be further displayed, wherein the notification message is used for notifying the first client to switch the resource transfer mode.

Example one, the virtual resource package includes a first resource value of 500. The resource transfer mode of the virtual resource package is a first resource transfer mode, the second resource value included in the first client is determined to be 600, and the account of the first client is deducted by 500 because the second resource value is not less than the first resource value.

Example two, the virtual resource package includes a first resource value of 500. The resource transfer mode of the virtual resource package is a first resource transfer mode, a second resource value included in the first client is determined to be 300, and the first resource value is changed to the second resource value because the second resource value is smaller than the first resource value, that is, the changed first resource value is 300, and 300 is deducted from an account of the first client.

Example three, the virtual resource package includes a first resource value of 500. The resource transfer mode of the virtual resource package is a first resource transfer mode, a second resource numerical value included by the first client side is determined to be 300, and because the second resource numerical value is smaller than the first resource numerical value, a notification message is displayed, and the content of the notification message is that the account balance is insufficient and the resource transfer cannot be completed, so that the first user switches the resource transfer mode. Of course, the content of the notification message may also be other content, which is not limited in this embodiment of the application.

And in response to that the resource transfer mode of the virtual resource package is a second resource transfer mode, determining a term of the right and interest service included by the first client and a third resource value corresponding to the right and interest service, wherein the right and interest service included by the first client is a financial product purchased by the first client, and the financial product generally comprises a short term, a medium term and a long term, wherein the short term is that the resource can be flexibly taken out after the first time period after the resource is stored, the medium term is that the resource can be flexibly taken out after the second time period after the resource is stored, and the long term is that the resource can be flexibly taken out after the third time period after the resource is stored. The first time period is less than the second time period, which is less than the third time period. If the user deposits 800 yuan in the first candidate resource for financing in 1/15/2021, that is, the value of the third resource is 800, and the term of the equity service is 2/15/2021.

In response to the expiration of the equity service and the third resource value not less than the first resource value, deducting resources of the first resource value from the equity service of the first client, wherein the resource transfer mode is real-time resource transfer; and in response to the expiration of the entitlement service and the third resource value being smaller than the first resource value, displaying a notification message, wherein the notification message is used for notifying the first client to switch the resource transfer mode. In response to the expiration of the rights service and the third resource value not being less than the first resource value, registering a first content in the rights service, the first content indicating a resource for which the first resource value is deducted from the rights service upon expiration of the rights service, the resource transfer being a pre-resource transfer. In response to the expiration of the equity service not expiring and the third resource value being less than the first resource value, a notification message is displayed.

Example four, the first resource value of the virtual resource included in the virtual resource package is 500. The resource transfer mode of the virtual resource package is a second resource transfer mode, the term of the right and interest service of the first client is determined to be expired, and a third resource value corresponding to the right and interest service is 800. And deducting the resource with the first resource value from the equity service of the first client because the period of the equity service is expired and the third resource value is not less than the first resource value.

Example five, the first resource value of the virtual resources included in the virtual resource package is 500. The resource transfer mode of the virtual resource package is a second resource transfer mode, the term of the right and interest service of the first client is determined to be expired, and a third resource value corresponding to the right and interest service is 300. Because the third resource value is smaller than the first resource value, a notification message is displayed to notify the user of the first client to switch the resource transfer mode, and the content of the notification message is "the balance of your equity service is insufficient and the resource transfer cannot be completed", of course, the notification message may also be other content, and the content of the notification message is not limited in the embodiment of the present application.

In example six, the first resource value of the virtual resources included in the virtual resource package is 500. The resource transfer mode of the virtual resource package is a second resource transfer mode, the term of the right and interest service of the first client is determined to be unexpired, and the value of a third resource corresponding to the right and interest service is 800. Since the third resource value is not less than the first resource value, but the term of the equity service is not expired, the first content is registered in the equity service, the first content is the content of the pre-paid resource, the first content is ' 500 yuan is paid out at 2, 3 months at 2021 ', and 500 yuan is deducted from the first content when the equity service expires ', so that the virtual resource package of the first type can be transferred in advance. Of course, the first content may also be other content, which is not limited in this application.

Example seven, the first resource value of the virtual resources included in the virtual resource package is 500. The resource transfer mode of the virtual resource package is a second resource transfer mode, the term of the right and interest service of the first client is determined to be unexpired, and a third resource value corresponding to the right and interest service is 300. Because the term of the first client's equity service is not expired, and the third resource value is smaller than the first resource value, a notification message is displayed to notify the user of the first client to switch the resource transfer mode, and the notification message is consistent with the notification message in example five, which is not described herein again.

In step 203, the first client sends the virtual resource package and the corresponding relationship between the virtual resource package and the second resource to the server.

In a possible implementation manner, in response to a selection operation of a control sending a virtual resource package by a first user, and the first user completes a transfer operation of a first resource value in the virtual resource package, the first client sends the virtual resource package and a corresponding relationship between the virtual resource package and a second resource to the server.

In a possible implementation manner, the first client further sends a client identifier of the second client to the server, where the client identifier of the second client is a client identifier of the second client that receives the virtual resource package, and the client identifier may be an account of a second user logged in the second client, or may be other client, and this is not limited in this embodiment of the present application.

In step 204, the server receives a virtual resource package sent by the first client and a corresponding relationship between the virtual resource package and the second resource, where the virtual resource package includes the first resource, and the first resource is configured to be used for acquiring the second resource.

In a possible implementation manner, after receiving the virtual resource package and the corresponding relationship between the virtual resource package and the second resource sent by the first client, the server stores the identifier of the virtual resource package and the corresponding relationship between the virtual resource package and the second resource in a storage space of the server. The identifier of the virtual resource packet may be an encoding of the virtual resource packet, or other identifiers, which is not limited in this embodiment of the present application.

In a possible implementation manner, after receiving a virtual resource package sent by a first client, a server transfers a first resource contained in the virtual resource package to a third account, where the third account is an account stored in the server or is a third party account.

In a possible implementation manner, the server further receives a client identifier of a second client sent by the first client, and determines the second client based on the client identifier of the second client, where the second client is the second client that receives the virtual resource package, and the number of the second clients is one or more.

In step 205, the server sends the virtual resource package to the second client.

In a possible implementation manner, after determining that the client receiving the virtual resource package is the second client, the server directly forwards the virtual resource package to the second client, so that a second user in the second client can receive the resource in the virtual resource package.

In step 206, the second client receives the virtual resource package containing the first resource sent by the server, and displays the virtual resource package.

In a possible implementation manner, the second client receives a virtual resource package containing the first resource sent by the server, and displays the virtual resource package on a display interface of the second client, so that the second user of the second client can view the virtual resource package in time.

In one possible implementation, in response to a first user in the first client configuring a target cover for the virtual resource package, the second client displays the virtual resource package in the form of the target cover while displaying the virtual resource package.

In a possible implementation manner, when the virtual resource package is displayed, a prompt message is also displayed, where the prompt message is used to indicate that the virtual resource package is used to acquire the second resource, that is, after prompting the second user to get the resource in the virtual resource package, the second resource may be acquired based on the taken resource. Fig. 9 is a schematic view illustrating a display of a virtual resource package according to an embodiment of the present application, and a prompt message indicating "value-added interest" is displayed in fig. 9. Of course, the prompt information may also be other information, and the content of the prompt information is not limited in this embodiment of the application.

In step 207, in response to the triggering operation on the virtual resource package, the second client obtains a third resource, where a resource value of the third resource is not greater than the first resource value of the first resource.

In a possible implementation manner, the displayed virtual resource package further includes an opening control and a closing control, and in response to receiving a trigger operation on the opening control of the virtual resource package, the second client acquires the third resource. For example, an "on" in fig. 9 is an open control, and a circle containing a cross is a close control. And responding to the selection of the starting control, if the second client wishes to take the virtual resource package, and acquiring a third resource value of the third resource, which is not greater than the first resource value of the first resource, by the second client.

In the process of getting the virtual resource package, in response to the independent interaction between the first client and one second client, the second client can get all the resources in the virtual resource package, that is, the resource value of the third resource got by the second client is consistent with the first resource value of the first resource. And responding to the group interaction between the first client and the plurality of second clients, wherein the second clients acquire part of resources in the virtual resource package, and the resource value of the third resource acquired by the second clients is smaller than the first resource value of the first resource.

Certainly, in response to the selection of the closing control, it is indicated that a second user of the second client does not wish to retrieve the virtual resource package, the second client cannot acquire the third resource, and the page displayed by the second client is converted from the retrieval page of the virtual resource package to the session page of the second client and the session page of the first client. And when the timing time exceeds the target time period and the virtual resource package is not picked up, the second client cannot pick up the virtual resource package. And the server refunds the first resource value in the virtual resource package to the account of the first client. The target time period is, for example, 24 hours, or other values, and the duration of the target time period is not limited in the embodiments of the present application.

In step 208, the second client sends a resource acquisition instruction to the server.

In one possible implementation manner, in response to the second client satisfying the acquisition condition of the second resource, after the second client retrieves the virtual resource package, the resource retrieval details are displayed. As shown in fig. 10, which is a schematic diagram of a resource pickup detail page provided in this embodiment, a resource numerical value "200" of a third resource picked up by a second client and an indication information "immediate acquisition" control that the second client can acquire the second resource based on the picked up third resource are displayed in the resource pickup detail page. And responding to a selection instruction of the second user for the 'immediate acquisition' control, the second client sends a resource acquisition instruction to the server, wherein the resource acquisition instruction carries an identifier of the virtual resource packet, and the resource acquisition instruction is used for acquiring information of the second resource.

Fig. 11 is another schematic diagram of another resource pickup detail page provided in this embodiment, where a resource value "20" of a third resource that is picked up by the second client and indication information "resource acquisition is not possible" that the second client cannot acquire the second resource based on the picked-up third resource are displayed in the resource pickup detail page.

In step 209, the server receives the resource obtaining instruction sent by the second client, and returns the information of the second resource to the second client.

In a possible implementation manner, after receiving a resource acquisition instruction sent by a second client, a server analyzes the resource acquisition instruction to obtain an identifier of a virtual resource packet carried in the resource acquisition instruction, and determines a second resource corresponding to the virtual resource packet based on a correspondence between the identifier of the virtual resource packet and a virtual resource packet stored in the server and an available second resource. And returning the information of the second resource corresponding to the virtual resource packet to the second client.

In step 210, the second client sends a resource transfer instruction to the server, where the resource transfer instruction carries information of the selected second resource.

In a possible implementation manner, after receiving the information of the second resource returned by the server, the second client displays the information of the second resource, determines the selected second resource based on the information of the second resource, and acquires the selected second resource based on the third resource.

Wherein, based on the information of the second resource, the process of determining the selected second resource is: displaying an acquirable second resource based on the information of the second resource; in response to any second resource being selected, a selected second resource is determined.

In one possible implementation, after the second client displays the available second resources, the second user selects any one of the available second resources, and the second client determines the selected second resource as the selected second resource.

Fig. 12 is a schematic diagram of an optional second resource provided in this embodiment, where fig. 12 shows a plurality of optional second resources, which are respectively: a first candidate resource and a third candidate resource, a second user of the second client selecting the first candidate resource among the plurality of selectable second resources, the second client determining the first candidate resource as the selected second resource.

In a possible implementation manner, the second client generates a resource transfer instruction based on the selected second resource, where the resource transfer instruction carries information of the selected second resource, and in response to a trigger operation of the "confirm acquire" instruction by the second user, the second client sends the resource transfer instruction to the server, where the resource transfer instruction is used to instruct the server to convert the third resource acquired by the second client into the selected second resource.

In step 211, the server receives a resource transfer instruction sent by the second client, and converts the first resource into the selected second resource.

In a possible implementation manner, after receiving a resource transfer instruction sent by a second client, a server analyzes the resource transfer instruction to obtain information of a selected second resource carried in the resource transfer instruction, and if a resource value of a third resource acquired by the second client is consistent with a resource value of the first resource, the server converts the first resource into the selected second resource. And if the resource numerical value of the third resource acquired by the second client is inconsistent with the resource numerical value of the first resource, the server converts the third resource acquired by the second client into the selected second resource.

In step 212, the server transfers the selected second resource to the account of the second client.

In a possible implementation manner, after the server converts the third resource acquired by the second client into the selected second resource, the selected second resource is transferred to an account of the second client, that is, the second client acquires the selected second resource. In addition, the server deducts the third resource from the third account, and prevents the second client from repeatedly acquiring the second resource.

Illustratively, the third resource acquired by the second client is 200 yuan, the server transfers 200 yuan to a third account, after receiving the resource transfer instruction sent by the second client, the server analyzes the resource transfer instruction to obtain a first candidate resource carried in the resource transfer instruction, the server converts 200 yuan into the first candidate resource and transfers the first candidate resource to the account of the second client, and the server deducts 200 yuan from the third account.

In step 213, the second client displays feedback information for notifying that the selected second resource is successfully acquired.

In a possible implementation manner, after the server transfers the selected second resource to the account of the second client, the second client displays feedback information, where the feedback information is used to notify that the third resource is successfully acquired, that is, the second resource is successfully acquired based on the third resource. The content of the feedback message is "you have successfully acquired the first candidate resource. ", the feedback message may also be other content, and the content of the feedback message is not limited in the embodiments of the present application.

In one possible implementation, in response to the second client not drawing the virtual resource package within the target time, the server returns the first resource contained in the virtual resource package to the account of the first client.

Illustratively, after receiving the virtual resource package sent by the first client, the server transfers the first resource contained in the virtual resource package to a third account, and in response to the second client fetching the virtual resource package within the target time, the server converts the third resource fetched by the second client into the selected second resource based on the second resource selected by the second client, and deducts the third resource from the third account.

Responding to the fact that the second client does not take the virtual resource package within the target time, and the server refunds the first resource contained in the virtual resource package to an account of the first client, wherein the refund process comprises the following steps: the server transfers the first resource from the third account to the first client. For example, the virtual resource package includes 500 dollars of the first resource, and when the virtual resource package is not picked up for 24 hours, 500 dollars are transferred to the first client.

In a possible implementation manner, the first client receives the first resource transferred by the server, and adds the first resource to an account of the first client.

Illustratively, when the first client transfers the first resource included in the virtual resource package, there are two resource transfer modes, which are the first resource transfer mode and the second resource transfer mode, respectively.

And in response to the fact that the resource transfer mode of the first resource is the first resource transfer mode, when the first client receives the first resource transferred by the server, returning the first resource to an account of the first client. For example, the virtual resource package includes 500 elements of the first resource, and after the first client receives 500 elements of the server transfer, 500 elements are added to the account of the first client.

And responding to the fact that the resource transfer mode of the first resource is the second resource transfer mode, and returning the first resource to the right and interest service of the first client when the first client receives the first resource transferred by the server. When the second resource transfer mode is the real-time resource transfer, the first resource is added to the right and interest service of the first client. When the second resource transfer mode is pre-resource transfer, the first client deletes the first content registered during pre-resource transfer, that is, when the rights and interests service expires, the first resource does not need to be deducted.

Illustratively, the resource transfer mode of the first resource is real-time resource transfer in the second resource transfer mode, and the first resource is 500 yuan, when the first client receives 500 yuan transferred by the server, the 500 yuan is returned to the right service of the first client. For another example, the resource transfer manner of the first resource is pre-resource transfer in the second resource transfer manner, and the first resource is 500 yuan, and after the first client receives 500 yuan of server transfer, the first client deletes the first content registered at the time of pre-resource transfer, that is, 500 yuan does not need to be deducted from the equity service after the equity service expires.

To sum up, according to the technical solution provided in the embodiment of the present application, when resource transfer is performed, a first resource is transferred from an account of a first client in a virtual resource package manner, and the first resource is used for acquiring a second resource, so that a second client can acquire the second resource based on the acquired resource after acquiring the virtual resource package. The method provides a new resource transfer mode, improves the flexibility of resource transfer, enriches the use of transferred resources, and is beneficial to improving the probability of resource transfer by using the virtual resource packet, thereby improving the interaction rate.

Fig. 13 is a flowchart of a resource transfer method according to an embodiment of the present application, where the resource transfer method is executed by the first client 11 in fig. 1, and the method includes:

in step 1301, a virtual resource package containing a first resource is determined.

In the exemplary embodiment of the present application, the process of determining the virtual resource package including the first resource is consistent with the process of step 201, and is not described herein again.

In step 1302, at least one second resource corresponding to the virtual resource package is determined, the first resource being configured for acquiring the second resource.

In the exemplary embodiment of the present application, the process of determining at least one second resource corresponding to the virtual resource package is consistent with the process of step 202, and is not described herein again.

In step 1303, the virtual resource package and the corresponding relationship between the virtual resource package and the second resource are sent to the server.

In the exemplary embodiment of the present application, the process of sending the virtual resource package and the corresponding relationship between the virtual resource package and the second resource to the server is consistent with the process in step 203, and is not described herein again.

Fig. 14 is a flowchart of a resource transfer method provided in an embodiment of the present application, where the resource transfer method is executed by the server 12 in fig. 1, and the method includes:

in step 1401, a virtual resource package sent by a first client and a corresponding relationship between the virtual resource package and a second resource are received, where the virtual resource package includes a first resource, and the first resource is configured to obtain the second resource.

In the exemplary embodiment of the present application, the process of receiving the virtual resource package sent by the first client and the corresponding relationship between the virtual resource package and the second resource is the same as the process in step 204, and is not described herein again.

In step 1402, the virtual resource package is sent to the second client.

In the exemplary embodiment of the present application, the process of sending the virtual resource package to the second client is consistent with the process of step 205, and is not described herein again.

In step 1403, a resource obtaining instruction sent by the second client is received, where the resource obtaining instruction is used to obtain information of the second resource.

In the exemplary embodiment of the present application, a process of receiving the resource obtaining instruction sent by the second client is consistent with the process of step 209 described above, and is not described herein again.

In a step 1404 of the method, a step, and sending the information of the second resource to the second client based on the corresponding relation.

In the exemplary embodiment of the present application, the process of sending the information of the second resource to the second client based on the corresponding relationship is consistent with the process in step 211, and is not described herein again.

Fig. 15 is a flowchart of a resource transfer method according to an embodiment of the present application, the resource transfer method is executed by the second client 13 in fig. 1, and the method includes:

in step 1501, a virtual resource package including a first resource sent by a server is received, and the virtual resource package is displayed.

In the exemplary embodiment of the present application, the process of receiving the virtual resource packet including the first resource sent by the server and displaying the virtual resource packet is consistent with the process in step 206, which is not described herein again.

In step 1501, a third resource is obtained in response to the trigger operation on the virtual resource package, and a resource value of the third resource is not greater than the first resource value of the first resource.

In the exemplary embodiment of the present application, the process of acquiring the third resource in response to the triggering operation on the virtual resource packet is consistent with the process of step 207, and is not described herein again.

In step 1501, a second resource corresponding to the virtual resource package is obtained based on the third resource.

In the exemplary embodiment of the present application, the process of obtaining the second resource corresponding to the virtual resource package based on the third resource is consistent with the process in steps 208 to 212, and is not described herein again.

To sum up, in the technical solution provided in this embodiment of the present application, when resource transfer is performed, a first resource is transferred from an account of a first client in a virtual resource package manner, and the first resource is used for acquiring a second resource, so that a second client can acquire the second resource based on the acquired resource after acquiring the virtual resource package. The method provides a new resource transfer mode, improves the flexibility of resource transfer, enriches the use of transferred resources, and is beneficial to improving the probability of resource transfer by using the virtual resource packet, thereby improving the interaction rate.

The embodiment of the present application provides a resource transfer device, where the resource transfer device may implement the resource transfer method executed by the first client through the following modules. Referring to fig. 16, the apparatus includes:

a first determining module 1601, configured to determine a virtual resource package containing a first resource;

a second determining module 1602, configured to determine at least one second resource corresponding to the virtual resource package, where the first resource is configured to obtain the second resource;

the sending module 1603 is configured to send the virtual resource package and the corresponding relationship between the virtual resource package and the second resource to the server.

In a possible implementation manner, the second determining module 1602 is configured to display a detail page of the virtual resource package, where candidate resources that can be obtained by the first resource are displayed on the detail page; and in response to the selection of any candidate resource, determining the selected candidate resource as a second resource corresponding to the virtual resource package.

In one possible implementation, the apparatus further includes:

and the transfer module is used for transferring the first resource value based on the resource transfer mode of the virtual resource packet.

In one possible implementation manner, the resource transfer manner of the virtual resource packet includes a first resource transfer manner;

the transfer module is used for determining a second resource value included in the account of the first client; in response to the second resource value not being less than the first resource value, deducting resources of the first resource value from the account of the first client; in response to the second resource value being less than the first resource value, changing the first resource value to the second resource value, and deducting the first resource value from the account of the first client;

the device also the method comprises the following steps:

In a possible implementation manner, the resource transfer manner of the virtual resource package includes a second resource transfer manner;

the transfer module is used for determining the time limit of the rights and interests service included by the first client and a third resource value corresponding to the rights and interests service; in response to the expiration of the equity service and the third resource value not being less than the first resource value, deducting resources of the first resource value from the equity service of the first client;

the display module is further used for responding to the expiration of the entitlement service and the fact that the third resource value is smaller than the first resource value, displaying a notification message, wherein the notification message is used for notifying the first client to switch the resource transfer mode;

the apparatus further includes a registration module for registering, in response to the expiration of the rights service and the third resource value not being less than the first resource value, first content in the rights service, the first content indicating a resource from which the first resource value is deducted from the rights service at the expiration of the rights service;

in one possible implementation, the apparatus further includes:

the returning module is used for returning the first resource to the account of the first client in response to the virtual resource package not being picked up in the target time period and the resource transfer mode of the virtual resource package being the first resource transfer mode; and in response to the virtual resource package not being picked up in the target time period and the resource transfer mode of the virtual resource package being the second resource transfer mode, returning the first resource to the right service of the first client.

The embodiment of the application provides a resource transfer device, and the resource transfer device can implement the resource transfer method executed by the server through the following modules. Referring to fig. 17, the apparatus includes:

a receiving module 1701, configured to receive a virtual resource package sent by a first client and a corresponding relationship between the virtual resource package and a second resource, where the virtual resource package includes a first resource and the first resource is configured to obtain the second resource;

a sending module 1702, configured to send the virtual resource packet to the second client;

the receiving module 1701 is further configured to receive a resource obtaining instruction sent by the second client, where the resource obtaining instruction is used to obtain information of the second resource;

the sending module 1702 is further configured to send information of the second resource to the second client based on the correspondence.

In a possible implementation manner, the receiving module 1701 is further configured to receive a resource transfer instruction sent by the second client, where the resource transfer instruction carries information of the selected second resource;

the device still includes:

the conversion module is used for determining the selected second resource according to the information of the selected second resource and converting the first resource into the selected second resource;

the sending module 1702 is further configured to transfer the selected second resource to an account of the second client.

The embodiment of the present application provides a resource transfer apparatus, where the resource transfer apparatus may implement the resource transfer method executed by the second client through the following modules. Referring to fig. 18, the apparatus includes:

a receiving module 1801, configured to receive a virtual resource packet that includes a first resource and is sent by a server;

a display module 1802 for displaying the virtual resource package;

an obtaining module 1803, configured to obtain a third resource in response to a trigger operation on the virtual resource package, where a resource value of the third resource is not greater than a first resource value of the first resource; and acquiring a second resource corresponding to the virtual resource packet based on the third resource.

In a possible implementation manner, the receiving module 1801 is configured to receive information of the second resource returned by the server;

a display module 1802, configured to display information of the second resource;

the device still includes:

a determining module, configured to determine a selected second resource based on information of the second resource;

an obtaining module 1803, configured to obtain the selected second resource based on the third resource.

In a possible implementation manner, the obtaining module 1803 is configured to send a resource transfer instruction to the server, where the resource transfer instruction carries information of the selected second resource, and the information of the second resource is used by the server to determine the selected second resource.

In a possible implementation manner, the display module 1802 is configured to display the virtual resource package and display a prompt message, where the prompt message is used to prompt the virtual resource package to obtain the second resource.

In a possible implementation manner, the determining module is configured to display the selectable second resource based on information of the second resource; in response to any optional second resource being selected, the selected second resource is determined.

In a possible implementation manner, the display module 1802 is further configured to display a feedback message, where the feedback message is used to notify that the selected second resource is successfully acquired.

To sum up, in the technical solution provided in this embodiment of the present application, when resource transfer is performed, a first resource is transferred from an account of a first client in a virtual resource package manner, and the first resource is used for acquiring a second resource, so that a second client can acquire the second resource based on the acquired resource after acquiring the virtual resource package. The method provides a new resource transfer mode, improves the flexibility of resource transfer, enriches the use of the transferred resources, and is beneficial to improving the probability of resource transfer by using the virtual resource packet, thereby improving the interaction rate.

It should be noted that, when the apparatus provided in the foregoing embodiment implements the functions thereof, only the division of the functional modules is illustrated, and in practical applications, the functions may be distributed by different functional modules according to needs, that is, the internal structure of the apparatus may be divided into different functional modules to implement all or part of the functions described above. In addition, the apparatus and method embodiments provided by the above embodiments belong to the same concept, and specific implementation processes thereof are described in the method embodiments for details, which are not described herein again.

Fig. 19 shows a block diagram of an electronic device 1900 according to an exemplary embodiment of the present application. The electronic device 1900 may be a portable mobile terminal, such as: a smart phone, a tablet computer, an MP3 player (Moving Picture Experts Group Audio Layer III, motion video Experts compression standard Audio Layer 3), an MP4 player (Moving Picture Experts Group Audio Layer IV, motion video Experts compression standard Audio Layer 4), a notebook computer, or a desktop computer. Electronic device 1900 may also be referred to by other names such as user equipment, portable terminal, laptop terminal, desktop terminal, and so forth.

Generally, electronic device 1900 includes: a processor 1901 and a memory 1902.

The processor 1901 may include one or more processing cores, such as a 4-core processor, an 8-core processor, and so on. The processor 1901 may be implemented in at least one hardware form of a DSP (Digital Signal Processing), an FPGA (Field-Programmable Gate Array), and a PLA (Programmable Logic Array). The processor 1901 may also include a main processor and a coprocessor, where the main processor is a processor for Processing data in an awake state, and is also called a Central Processing Unit (CPU); a coprocessor is a low power processor for processing data in a standby state. In some embodiments, the processor 1901 may be integrated with a GPU (Graphics Processing Unit), which is responsible for rendering and drawing the content required to be displayed by the display screen. In some embodiments, the processor 1901 may further include an AI (Artificial Intelligence) processor for processing computing operations related to machine learning.

The memory 1902 may include one or more computer-readable storage media, which may be non-transitory. The memory 1902 may also include high-speed random access memory, as well as non-volatile memory, such as one or more magnetic disk storage devices, flash memory storage devices. In some embodiments, a non-transitory computer readable storage medium in the memory 1902 is used to store at least one instruction for execution by the processor 1901 to implement the resource transfer methods provided by the method embodiments herein.

In some embodiments, the electronic device 1900 may further optionally include: a peripheral interface 1903 and at least one peripheral. The processor 1901, memory 1902, and peripheral interface 1903 may be connected by bus or signal lines. Various peripheral devices may be connected to peripheral interface 1903 via a bus, signal line, or circuit board. Specifically, the peripheral device includes: at least one of a radio frequency circuit 1904, a display screen 1905, a camera assembly 1906, an audio circuit 1907, a positioning assembly 1908, and a power supply 1909.

The peripheral interface 1903 may be used to connect at least one peripheral associated with an I/O (Input/Output) to the processor 1901 and the memory 1902. In some embodiments, the processor 1901, memory 1902, and peripherals interface 1903 are integrated on the same chip or circuit board; in some other embodiments, any one or two of the processor 1901, the memory 1902, and the peripheral interface 1903 may be implemented on separate chips or circuit boards, which is not limited in this embodiment.

The Radio Frequency circuit 1904 is used for receiving and transmitting RF (Radio Frequency) signals, also called electromagnetic signals. The radio frequency circuitry 1904 communicates with a communications network and other communications devices via electromagnetic signals. The rf circuit 1904 converts an electrical signal into an electromagnetic signal to transmit, or converts a received electromagnetic signal into an electrical signal. Optionally, the radio frequency circuit 1904 includes: an antenna system, an RF transceiver, one or more amplifiers, a tuner, an oscillator, a digital signal processor, a codec chipset, a subscriber identity module card, and so forth. The radio frequency circuit 1904 may communicate with other terminals via at least one wireless communication protocol. The wireless communication protocols include, but are not limited to: the world wide web, metropolitan area networks, intranets, generations of mobile communication networks (2G, 3G, 4G, and 5G), wireless local area networks, and/or WiFi (Wireless Fidelity) networks. In some embodiments, the radio frequency circuit 1904 may further include NFC (Near Field Communication) related circuits, which are not limited in this application.

The display screen 1905 is used to display a UI (User Interface). The UI may include graphics, text, icons, video, and any combination thereof. When the display screen 1905 is a touch display screen, the display screen 1905 also has the ability to capture touch signals on or above the surface of the display screen 1905. The touch signal may be input to the processor 1901 as a control signal for processing. At this point, the display 1905 may also be used to provide virtual buttons and/or a virtual keyboard, also referred to as soft buttons and/or a soft keyboard. In some embodiments, the display 1905 may be one, disposed on a front panel of the electronic device 1900; in other embodiments, the display 1905 may be at least two, respectively disposed on different surfaces of the electronic device 1900 or in a folded design; in other embodiments, display 1905 may be a flexible display disposed on a curved surface or on a folded surface of electronic device 1900. Even more, the display 1905 may be arranged in a non-rectangular irregular figure, i.e., a shaped screen. The Display 1905 may be made of LCD (Liquid Crystal Display), OLED (Organic Light-Emitting Diode), or the like.

The camera assembly 1906 is used to capture images or video. Optionally, camera assembly 1906 includes a front camera and a rear camera. Generally, a front camera is disposed at a front panel of the terminal, and a rear camera is disposed at a rear surface of the terminal. In some embodiments, the number of the rear cameras is at least two, and each rear camera is any one of a main camera, a depth-of-field camera, a wide-angle camera and a telephoto camera, so that the main camera and the depth-of-field camera are fused to realize a background blurring function, and the main camera and the wide-angle camera are fused to realize panoramic shooting and VR (Virtual Reality) shooting functions or other fusion shooting functions. In some embodiments, camera head assembly 1906 may also include a flash. The flash lamp can be a monochrome temperature flash lamp or a bicolor temperature flash lamp. The double-color-temperature flash lamp is a combination of a warm-light flash lamp and a cold-light flash lamp and can be used for light compensation under different color temperatures.

The audio circuitry 1907 may include a microphone and a speaker. The microphone is used for collecting sound waves of a user and the environment, converting the sound waves into electric signals, and inputting the electric signals into the processor 1901 for processing, or inputting the electric signals into the radio frequency circuit 1904 for realizing voice communication. The microphones may be multiple and disposed at different locations of the electronic device 1900 for stereo sound capture or noise reduction purposes. The microphone may also be an array microphone or an omni-directional acquisition microphone. The speaker is used to convert electrical signals from the processor 1901 or the radio frequency circuitry 1904 into sound waves. The loudspeaker can be a traditional film loudspeaker and can also be a piezoelectric ceramic loudspeaker. When the speaker is a piezoelectric ceramic speaker, the speaker can be used for purposes such as converting an electric signal into a sound wave audible to a human being, or converting an electric signal into a sound wave inaudible to a human being to measure a distance. In some embodiments, the audio circuitry 1907 may also include a headphone jack.

The positioning component 1908 is used to locate the current geographic Location of the electronic device 1900 for navigation or LBS (Location Based Service). The Positioning component 1908 may be a Positioning component based on the Global Positioning System (GPS) in the united states, the beidou System in china, or the galileo System in russia.

Power supply 1909 is used to supply power to the various components in electronic device 1900. The power source 1909 can be alternating current, direct current, disposable batteries, or rechargeable batteries. When power supply 1909 includes a rechargeable battery, the rechargeable battery can be a wired rechargeable battery or a wireless rechargeable battery. The wired rechargeable battery is a battery charged through a wired line, and the wireless rechargeable battery is a battery charged through a wireless coil. The rechargeable battery can also be used to support fast charge technology.

In some embodiments, the electronic device 1900 also includes one or more sensors 1910. The one or more sensors 1910 include, but are not limited to: acceleration sensor 1911, gyro sensor 1912, pressure sensor 1913, fingerprint sensor 1914, optical sensor 1915, and proximity sensor 1916.

The acceleration sensor 1911 may detect the magnitude of acceleration on three coordinate axes of the coordinate system established with the electronic apparatus 1900. For example, the acceleration sensor 1911 may be used to detect components of the gravitational acceleration in three coordinate axes. The processor 1901 may control the display screen 1905 to display a user interface in a landscape view or a portrait view according to the gravitational acceleration signal collected by the acceleration sensor 1911. The acceleration sensor 1911 may also be used for acquisition of motion data of a game or a user.

The gyro sensor 1912 may detect a body direction and a rotation angle of the electronic device 1900, and the gyro sensor 1912 may acquire a 3D motion of the user on the electronic device 1900 in cooperation with the acceleration sensor 1911. From the data collected by the gyro sensor 1912, the processor 1901 may implement the following functions: motion sensing (such as changing the UI according to a user's tilting operation), image stabilization at the time of photographing, game control, and inertial navigation.

Pressure sensor 1913 may be disposed on a side bezel of electronic device 1900 and/or on a lower layer of display 1905. When the pressure sensor 1913 is disposed on the side frame of the electronic device 1900, the grip signal of the user on the electronic device 1900 may be detected, and the processor 1901 may perform left-right hand recognition or shortcut operation based on the grip signal collected by the pressure sensor 1913. When the pressure sensor 1913 is disposed at the lower layer of the display screen 1905, the processor 1901 controls the operability control on the UI interface according to the pressure operation of the user on the display screen 1905. The operability control comprises at least one of a button control, a scroll bar control, an icon control, and a menu control.

The fingerprint sensor 1914 is configured to collect a fingerprint of the user, and the processor 1901 identifies the user according to the fingerprint collected by the fingerprint sensor 1914, or the fingerprint sensor 1914 identifies the user according to the collected fingerprint. Upon identifying that the user's identity is a trusted identity, the processor 1901 authorizes the user to perform relevant sensitive operations, including unlocking the screen, viewing encrypted information, downloading software, paying for, and changing settings, etc. The fingerprint sensor 1914 may be disposed on a front, back, or side of the electronic device 1900. When a physical button or vendor Logo is provided on the electronic device 1900, the fingerprint sensor 1914 may be integrated with the physical button or vendor Logo.

The optical sensor 1915 is used to collect the ambient light intensity. In one embodiment, the processor 1901 may control the display brightness of the display screen 1905 based on the ambient light intensity collected by the optical sensor 1915. Specifically, when the ambient light intensity is high, the display brightness of the display screen 1905 is increased; when the ambient light intensity is low, the display brightness of the display screen 1905 is adjusted down. In another embodiment, the processor 1901 may also dynamically adjust the shooting parameters of the camera head 1906 according to the intensity of the ambient light collected by the optical sensor 1915.

Proximity sensor 1916, also known as a distance sensor, is typically disposed on the front panel of electronic device 1900. Proximity sensor 1916 is used to capture the distance between the user and the front of electronic device 1900. In one embodiment, the processor 1901 controls the display 1905 to switch from the bright screen state to the dark screen state when the proximity sensor 1916 detects that the distance between the user and the front of the electronic device 1900 gradually decreases; when the proximity sensor 1916 detects that the distance between the user and the front surface of the electronic device 1900 gradually becomes larger, the display 1905 is controlled by the processor 1901 to switch from the rest state to the bright state.

Those skilled in the art will appreciate that the configuration shown in FIG. 19 does not constitute a limitation of electronic device 1900, and may include more or fewer components than shown, or may combine certain components, or may employ a different arrangement of components.

Fig. 20 is a schematic structural diagram of a server according to an embodiment of the present application, where the server 2000 may generate a relatively large difference due to a difference in configuration or performance, and may include one or more processors (CPUs) 2001 and one or more memories 2002, where at least one program code is stored in the one or more memories 2002, and is loaded and executed by the one or more processors 2001 to implement the resource transfer method according to the foregoing method embodiments. Of course, the server 2000 may also have components such as a wired or wireless network interface, a keyboard, and an input/output interface, so as to perform input and output, and the server 2000 may also include other components for implementing device functions, which are not described herein again.

The embodiment of the application provides electronic equipment, which comprises a memory and a processor; the memory has at least one instruction stored therein, and the at least one instruction is loaded and executed by the processor to implement the resource transfer method provided in any of the exemplary embodiments of the present application.

The embodiment of the application provides a resource transfer system, which comprises a first client, a server and a second client, wherein the first client and the second client are positioned on the same electronic equipment or different electronic equipment; the first client is configured to execute the resource transfer method executed by the first client shown in fig. 13, and the server is configured to execute the resource transfer method executed by the server shown in fig. 14; the second client is configured to execute the resource transfer method executed by the second client shown in fig. 15.

The embodiment of the present application provides a computer-readable storage medium, in which at least one instruction is stored, and the at least one instruction is loaded and executed by a processor, so as to enable a computer to implement the resource transfer method provided in any one of the exemplary embodiments of the present application.

An embodiment of the present application provides a computer program or a computer program product, including: computer instructions which, when executed by a computer, cause the computer to implement the resource transfer method provided by any one of the exemplary embodiments of the present application.

All the above optional technical solutions may be combined arbitrarily to form optional embodiments of the present application, and are not described herein again.

It will be understood by those skilled in the art that all or part of the steps for implementing the above embodiments may be implemented by hardware, or may be implemented by a program instructing relevant hardware, where the program may be stored in a computer-readable storage medium, and the storage medium may be a read-only memory, a magnetic disk or an optical disk.

The above description is only exemplary of the present application and should not be taken as limiting the present application, as any modification, equivalent replacement, or improvement made within the spirit and principle of the present application should be included in the protection scope of the present application.

Claims

1. A method of resource transfer, the method being performed by a first client, the method comprising:

determining a virtual resource package containing a first resource;

2. The method of claim 1, wherein determining at least one second resource corresponding to the virtual resource package comprises:

displaying a detail page of the virtual resource package, wherein candidate resources acquirable to the first resource are displayed on the detail page;

3. The method according to claim 1 or 2, characterized in that the method further comprises:

determining a first resource value of the first resource and a resource transfer mode of the virtual resource packet;

and transferring the first resource value based on the resource transferring mode of the virtual resource packet.

4. The method of claim 3, wherein the resource transfer mode of the virtual resource package comprises a first resource transfer mode;

the transferring the first resource value based on the resource transferring manner of the virtual resource packet comprises:

determining a second resource value included in the account of the first client;

in response to the second resource value not being less than the first resource value, deducting the resource of the first resource value from the account of the first client;

and in response to the second resource value being smaller than the first resource value, changing the first resource value to the second resource value, and deducting the first resource value from the account of the first client, or displaying a notification message, where the notification message is used to notify the first client to switch the resource transfer mode.

5. The method of claim 3, wherein the resource transfer mode of the virtual resource package comprises a second resource transfer mode;

determining the time limit of the interest service included by the first client and a third resource value corresponding to the interest service;

in response to the expiration of the equity service and the third resource value being not less than the first resource value, deducting resources of the first resource value from the equity service of the first client;

in response to that the time limit of the equity service is expired and the third resource value is smaller than the first resource value, displaying a notification message, wherein the notification message is used for notifying the first client to switch the resource transfer mode;

in response to the expiration of the equity service and the third resource value not being less than the first resource value, registering first content in the equity service, the first content indicating resources for deducting the first resource value from the equity service upon expiration of the equity service;

in response to the expiration of the equity service and the third resource value being less than the first resource value, displaying the notification message.

6. The method of claim 3, further comprising:

in response to that the virtual resource package is not picked up in a target time period and the resource transfer mode of the virtual resource package is a first resource transfer mode, returning the first resource to the account of the first client;

and in response to that the virtual resource package is not picked up in the target time period and the resource transfer mode of the virtual resource package is a second resource transfer mode, returning the first resource to the right service of the first client.

7. A method of resource transfer, the method being performed by a server, the method comprising:

sending the virtual resource packet to a second client;

8. The method of claim 7, further comprising:

receiving a resource transfer instruction sent by the second client, wherein the resource transfer instruction carries information of the selected second resource;

and determining the selected second resource according to the information of the selected second resource, converting the first resource into the selected second resource, and transferring the selected second resource to an account of the second client.

9. A method of resource transfer, the method being performed by a second client, the method comprising:

10. The method according to claim 9, wherein the obtaining the second resource corresponding to the virtual resource package based on the third resource comprises:

receiving information of a second resource returned by the server;

displaying information of the second resource;

and determining the selected second resource based on the information of the second resource, and acquiring the selected second resource based on the third resource.

11. The method of claim 10, wherein the obtaining the selected second resource based on the third resource comprises:

and sending a resource transfer instruction to the server, wherein the resource transfer instruction carries information of the selected second resource, and the information of the second resource is used for the server to determine the selected second resource.

12. The method of claim 9, wherein the displaying the virtual resource package comprises:

and displaying the virtual resource package, and displaying prompt information, wherein the prompt information is used for prompting the virtual resource package to acquire a second resource.

13. The method of claim 10, wherein the determining the selected second resource based on the information of the second resource comprises:

displaying a selectable second resource based on the information of the second resource;

in response to any optional second resource being selected, the selected second resource is determined.

14. The method according to claim 9 or 10, wherein after the obtaining of the second resource corresponding to the virtual resource package based on the third resource, the method further comprises:

and displaying a feedback message, wherein the feedback message is used for notifying that the selected second resource is successfully acquired.

15. An apparatus for resource transfer, the apparatus comprising:

a second determining module, configured to determine at least one second resource corresponding to the virtual resource package, wherein the first resource is configured to obtain the second resource;

16. An apparatus for resource transfer, the apparatus comprising:

17. An apparatus for resource transfer, the apparatus comprising:

the display module is used for displaying the virtual resource package;

18. An electronic device, comprising a processor and a memory, wherein at least one program code is stored in the memory, and wherein the at least one program code is loaded and executed by the processor to cause the electronic device to implement the resource transfer method according to any one of claims 1 to 14.

19. A computer-readable storage medium having at least one program code stored therein, the at least one program code being loaded and executed by a processor to cause a computer to implement the resource transfer method according to any one of claims 1 to 14.

20. A resource transfer system, characterized in that the resource transfer system comprises: the system comprises a first client, a server and a second client;

the first client is used for executing the resource transfer method of any one of claims 1-6;

the server is used for executing the resource transfer method of claim 7 or 8;

the second client is configured to execute the resource transfer method according to any one of claims 9 to 14.