CN115082185A - Method, device, equipment and medium for channel fast access loan service system - Google Patents

Method, device, equipment and medium for channel fast access loan service system Download PDF

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Publication number
CN115082185A
CN115082185A CN202210679136.4A CN202210679136A CN115082185A CN 115082185 A CN115082185 A CN 115082185A CN 202210679136 A CN202210679136 A CN 202210679136A CN 115082185 A CN115082185 A CN 115082185A
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China
Prior art keywords
channel
accessed
access
public key
service system
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CN202210679136.4A
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Chinese (zh)
Inventor
胡文康
颜星星
徐仪博
何自兴
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Pingan Payment Technology Service Co Ltd
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Pingan Payment Technology Service Co Ltd
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Priority to CN202210679136.4A priority Critical patent/CN115082185A/en
Publication of CN115082185A publication Critical patent/CN115082185A/en
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    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/02Network architectures or network communication protocols for network security for separating internal from external traffic, e.g. firewalls
    • H04L63/0209Architectural arrangements, e.g. perimeter networks or demilitarized zones
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/04Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
    • H04L63/0428Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
    • H04L63/0442Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload wherein the sending and receiving network entities apply asymmetric encryption, i.e. different keys for encryption and decryption
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/06Network architectures or network communication protocols for network security for supporting key management in a packet data network

Abstract

The application discloses a method, a device, equipment and a medium for quickly accessing a channel to a loan service system, wherein the method comprises the following steps: acquiring access configuration parameters of a channel to be accessed, and generating a channel strategy according to the access configuration parameters; providing a standard interface, and receiving piece feeding data returned by a channel to be accessed by calling the standard interface and numbering according to the channel, wherein the piece feeding data comprises a first private key corresponding to a first public key; and decrypting the incoming data based on the first public key, and processing the decrypted incoming data according to the channel strategy so as to realize the access of the channel to be accessed. According to the method and the system, an external channel can be quickly accessed into a loan service system through a configured access mode, multi-channel access can be simultaneously supported, the channel can be on-line without version release, the access period of the external channel is greatly shortened, and the research and development labor and time cost are reduced; and the access of the new channel does not influence the operation of the original channel, so that the labor input of test regression can be reduced.

Description

Method, device, equipment and medium for channel fast access loan service system
Technical Field
The application relates to the technical field of data processing, in particular to a method, a device, equipment and a medium for quickly accessing a channel to a loan service system.
Background
At present, a situation that a new channel needs to be accessed to a loan service system often appears in credit gross services, and as the services develop, more external channels need to be continuously accessed.
In the prior art, when each external channel is accessed into the loan service system, a great deal of time is spent on interface development, channel butt joint, joint debugging test and the like. A large amount of repeated work exists, a large number of redundant codes are generated, the condition that the interface convention is inconsistent with the actual field convention can occur, the interface needs to be repaired, the interface modification needs to be developed every time, and unnecessary waste of research and development resources is caused; and when each new channel is accessed, scheduling, iteration and release are required, the research and development period is prolonged, related functions cannot be on-line in time, the new channel is accessed possibly to influence the existing channel, and regression testing needs to be carried out on the existing channel flow.
Disclosure of Invention
Aiming at the problems, the embodiment of the application provides a method, a device, equipment and a medium for quickly accessing a channel to a loan service system, so that the channel to be accessed can be quickly accessed to the loan service system by providing a uniform standard interface, the channel can be online without version release, the access period of the channel to be accessed is greatly reduced, and the research and development labor cost is reduced; the access of the new channel does not influence the operation of the original channel, and the manpower input of test regression can be reduced.
In a first aspect, an embodiment of the present application provides a method for a channel to quickly access a loan service system, where the method is used for the loan service system, and the method includes:
acquiring access configuration parameters of a channel to be accessed, and generating a channel strategy according to the access configuration parameters;
providing a standard interface, and receiving input data returned by the channel to be accessed by calling the standard interface and numbering according to the channel, wherein the input data comprises a first private key corresponding to a first public key; the channel number is sent to the channel to be accessed through a first specified communication mode;
decrypting the incoming data based on the first public key, and processing the decrypted incoming data according to the channel strategy to realize the access of the channel to be accessed; and the first public key is received from the channel to be accessed through a second specified communication mode.
In a second aspect, an embodiment of the present application further provides a method for a channel to quickly access a loan service system, where the method is used for a channel to be accessed, and the method includes:
calling a standard interface provided by the loan service system, and analyzing the standard interface based on the second public key to obtain an interface configuration file, wherein the standard interface comprises a second private key corresponding to the second public key, and the second public key is received from the loan service system through a second specified communication mode;
carrying out corresponding development according to the channel configuration file;
sending incoming data to the loan service system through the standard interface according to the channel code, wherein the incoming data comprises a first private key corresponding to a first public key; wherein the channel number is received from the loan transaction system through a first specified communication means.
In a third aspect, an embodiment of the present application further provides an apparatus for quickly accessing a channel to a loan service system, where the apparatus is capable of implementing any one of the foregoing methods.
In a fourth aspect, an embodiment of the present application further provides an electronic device, including: a processor; and a memory arranged to store computer executable instructions that, when executed, cause the processor to perform any of the methods described above.
In a fifth aspect, this application embodiment also provides a computer-readable storage medium storing one or more programs which, when executed by an electronic device including a plurality of application programs, cause the electronic device to perform any of the methods described above.
The embodiment of the application adopts at least one technical scheme which can achieve the following beneficial effects: the method comprises the steps of providing a uniform standard interface, distributing channel numbers and a first public key for channels to be accessed, configuring corresponding access configuration parameters for the channels to be accessed, forming a channel strategy of the channels to be accessed, calling the standard interface in the channels to be accessed, and sending piece feeding data to a loan service system through the standard interface so as to realize quick access of external channels. According to the method and the system, an external channel can be quickly accessed into a loan service system through a configured access mode, and multi-channel access can be simultaneously supported, so that the channel can be on-line without version release, the access period of the external channel is greatly reduced, and the research and development labor and time cost are reduced; the operation of the original channel cannot be influenced by the access of the new channel, and the labor input of test regression can be reduced; the operating efficiency of the loan service is obviously improved.
Drawings
The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this application, illustrate embodiment(s) of the application and together with the description serve to explain the application and not to limit the application. In the drawings:
FIG. 1 shows a block diagram of a loan transaction processing platform according to an embodiment of the application;
FIG. 2 illustrates a flow diagram of a method for channel fast access to a loan transaction system, according to one embodiment of the application;
FIG. 3 shows a flow diagram of a method for channel fast access to a loan transaction system, according to another embodiment of the application;
FIG. 4 illustrates a flow diagram of a method for channel fast access to a loan transaction system, according to yet another embodiment of the application;
fig. 5 shows a schematic structural diagram of an apparatus for fast access of a first channel to a loan transaction system according to an embodiment of the application;
fig. 6 shows a schematic structural diagram of an apparatus for fast access to a loan transaction system for a second channel according to an embodiment of the application;
fig. 7 is a schematic structural diagram of an electronic device in an embodiment of the present application.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application more apparent, the technical solutions of the present application will be described in detail and completely with reference to the following specific embodiments of the present application and the accompanying drawings. It should be apparent that the described embodiments are only some of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
The technical solutions provided by the embodiments of the present application are described in detail below with reference to the accompanying drawings.
The loan transaction system is responsible for recommending loan objects to a fund provider (called a fund provider for short, a bank or a financial institution) according to the piece feeding data of an external channel.
Fig. 1 shows a schematic structural diagram of a loan transaction platform according to an embodiment of the application, and as can be seen from fig. 1, the loan transaction platform 100 comprises a loan transaction system 110, a plurality of existing external channels 120, and a plurality of fund providers 130, wherein the loan transaction system 110 is respectively connected with each external channel and each fund provider in communication.
In some cases, it is often the case that a new channel is to access the loan transaction system, such as the channel to be accessed 140 shown in fig. 1. In the prior art, a large amount of time is spent on interface development, channel docking, joint debugging test and other works when each new channel is accessed, and scheduling, iteration and release are required when each new channel is accessed, so that the research and development period is prolonged, related functions cannot be on line in time, and the subsequent new channel access may influence the existing channels, so that some functions are out of order.
The idea of the application is that different external channels can be quickly accessed to the loan service system by calling the standard interface by providing the unified standard interface.
Fig. 2 is a flow chart illustrating a method for quickly accessing a channel to a loan service system according to an embodiment of the application, and as can be seen from fig. 2, the embodiment of the application at least includes steps S210 to S230:
step S210: the method comprises the steps of obtaining access configuration parameters of a channel to be accessed, and generating a channel strategy according to the access configuration parameters.
When an external channel is determined to be accessed to the loan service system, a channel number is firstly distributed to the channel to be accessed, access configuration parameters are configured for the channel to be accessed, and a channel strategy of the channel to be accessed can be generated according to the configured access configuration parameters. The access configuration parameter has a default value, and if not specifically set, a channel policy may be generated according to the default value, where the channel policy may be understood as a scheme for processing the channel incoming data, such as limiting the incoming data.
In some embodiments of the present application, the access configuration parameters include, but are not limited to, one or more of channel media code, channel expiration date, channel daily allowance flow number, city proportion, weight intake allowance and channel recommendation weight. The access configuration parameters are not limited in this application and may be increased or decreased as needed.
In addition, in order to facilitate the operation of the staff, a configuration interface can be provided, the configuration interface comprises a plurality of access control pieces, such as a channel media code control piece, a channel validity period control piece, a channel daily flow limit number control piece, a city proportion control piece, a weight access piece quota control piece and a channel recommendation weight control piece, and selectable items or fillable items of the control pieces can be configured according to corresponding requirements. The staff can carry out the configuration of the access configuration parameters in a configuration interface in a selection or filling mode. The loan transaction system may receive these access configuration parameters through a configuration interface.
The channel policy can be generated according to the access configuration parameters, that is, a set of processing rules of the incoming data of the channel to be accessed is generated according to the access configuration parameters, and the processing rules and the channel codes are correspondingly stored, so that the channel policy of the channel to be accessed can be formed.
Step S220: providing a standard interface, and receiving incoming piece data returned by the channel to be accessed by calling the standard interface and numbering according to the channel, wherein the incoming piece data comprises a first private key corresponding to a first public key; and the channel number is sent to the channel to be accessed through a first specified communication mode.
The channel number may be understood as an identification of a channel in the loan transaction system, which is usually unique, and when an external channel sends the piece data to the loan transaction system, the loan transaction system may know which external channel sent the piece data by identifying the channel number.
For the channel number, after an external channel determines to access the loan transaction system, a worker of the loan transaction system sends the channel number to the channel to be accessed by a first specified communication mode, such as an encrypted mail mode.
In order to enable different external channels to quickly access a loan service system, the loan service system provides a uniform standard interface, the standard interface can be an API (application programming interface) interface and has a specified address, an interface file of the standard interface is a standardized document, after the interface file is obtained by the different external channels, the use requirement of the interface file can be met only by a simple research and development process, and when a piece is imported to the loan service system, the standard interface is directly called to send piece data to the loan service system.
When the channel to be accessed sends the incoming data to the loan service system, the channel number of the channel to be accessed is contained in the incoming data, so that the loan service system can know which channel sends the incoming data.
Step S230: decrypting the incoming data based on the first public key, and processing the decrypted incoming data according to the channel strategy to realize the access of the channel to be accessed; and the first public key is received from the channel to be accessed through a second specified communication mode.
Before a channel to be accessed sends piece feeding data to a loan service system data, a related worker of the channel to be accessed can send a first public key at the channel side to the loan service system through a second specified communication mode, the first public key is used for decrypting the piece feeding data sent by the channel to be accessed, due to the consideration of network security, the piece feeding data usually comprises a first private key of a channel test corresponding to the first public key, the piece feeding data can be decrypted by matching the consistency of the first public key and the first private key, when the piece feeding data is decrypted successfully, the fact that the channel to be accessed is accessed to the loan service system successfully can be confirmed, and the loan service system can process and manage the piece feeding data sent by the channel to be accessed according to a channel strategy.
As can be seen from the method shown in fig. 2, the present application provides a uniform standard interface, allocates a channel number and a first public key to a channel to be accessed, configures corresponding access configuration parameters for the channel to be accessed, forms a channel policy of the channel to be accessed, calls the standard interface in the channel to be accessed, and sends piece-entering data to a loan service system through the standard interface, so as to implement fast access of an external channel. According to the method and the system, an external channel can be quickly accessed into a loan service system through a configured access mode, and multi-channel access can be simultaneously supported, so that the channel can be on-line without version release, the access period of the external channel is greatly reduced, and the research and development labor and time cost are reduced; the operation of the original channel cannot be influenced by the access of the new channel, and the labor input of test regression can be reduced; the operating efficiency of the loan service is obviously improved.
In the prior art, a loan service system usually lacks management on a plurality of accessed external channels, can not effectively analyze the incoming data of the external channels, and can not timely compare the quality of users in each channel, so that the channel strategy of the incoming data can not be timely processed, and if the proportion of the user data in each channel recommended to a fund provider can not be timely adjusted, the current situation of low conversion rate of user loans is caused.
In contrast, in some embodiments of the application, the loan transaction system not only can perform conventional processing on the incoming data, but also can generate a channel statistical statement according to a processing result obtained by processing the decrypted incoming data, where the channel statistical statement includes incoming conditions and/or conversion rate conditions; and updating the access configuration parameters according to the channel statistical form.
After a channel is accessed, the loan service system processes the incoming data and generates a statistical report of the channel according to the processing result, the statistical report can include the incoming conditions, such as the incoming quantity and the incoming quality, and the like, and can also include the conversion rate conditions, such as the conversion rate of the channel at which the conversion rate of all channels is at, operators can check the data in real time through a front-end display of the loan service system, and can adjust the channel access configuration parameters, such as the daily incoming quantity, the channel user pushing quantity, the channel weight and the like, according to the incoming data of the channel, and can combine each pushing channel in proportion to the corresponding sponsor by adjusting the access configuration parameters, thereby improving the loan service conversion rate.
In some embodiments of the present application, the method further comprises: and generating a channel adjusting scheme according to the channel statistical report, and pushing the channel adjusting scheme to the channel to be accessed.
In order to enable the external channel to better and more reasonably push the piece feeding materials to the loan service system, a channel adjusting scheme of the external channel can be generated according to the channel statistical report content, and then the channel adjusting scheme is pushed to the external channel, so that the external channel can adjust the piece feeding data according to suggestions in the channel adjusting scheme.
In some embodiments of the present application, the decrypting the incoming data based on the first public key includes: performing hash processing on the first public key according to a preset algorithm; comparing the consistency of the hash processing result with a first private key, and if the consistency is consistent, determining that the incoming piece data is successfully decrypted; otherwise, determining that the decryption of the incoming data fails.
In order to ensure that the incoming data is not stolen, a channel to be accessed can encrypt the incoming data by adopting a public key and private key (also called a secret key) mechanism, and a first public key is sent to a loan service system in a second appointed communication mode, so that the loan service system decrypts the incoming data based on the public key and the private key according to the received first public key before processing the incoming data, and can process the incoming data only if the decryption is successful.
During encryption, a first private key corresponding to a first public key is usually stored in incoming data, the first public key and the first private key can be in various forms, for example, a string of character strings containing various characters is hashed through a preset algorithm, a 'value' is obtained through hashing, the value can be a number or some specific characters or character strings, the hash result is compared with the first private key, and if the hash result is consistent with the first private key, decryption is successful; if the two are not consistent, the decryption fails.
In some embodiments of the present application, the method further comprises: acquiring an IP address of the channel to be accessed; and closing a corresponding firewall for the channel to be accessed according to the IP address of the channel to be accessed.
In order to further improve and guarantee the network security, a firewall can be set for the external network, and if an external channel cannot pass the verification of the firewall, the external channel cannot be smoothly accessed into the loan service system. Therefore, before a channel to be accessed is accessed into the loan service system, the loan service system needs to close the firewall for the channel to be accessed, and specifically, the IP address of the channel to be accessed can be obtained; and closing a corresponding firewall for the channel to be accessed according to the IP address of the channel to be accessed.
Fig. 3 is a flow chart illustrating a method for a channel to quickly access a loan service system according to another embodiment of the present application, the method is used for a channel to be accessed, and as can be seen from fig. 3, the present embodiment includes steps S310 to S330:
step S310: and calling a standard interface provided by the loan service system, and analyzing the standard interface based on the second public key to obtain an interface configuration file, wherein the standard interface comprises a second private key corresponding to the second public key, and the second public key is received from the loan service system through a second specified communication mode.
Step S320: and correspondingly developing according to the interface configuration file.
Step S330: sending incoming data to the loan service system through the standard interface according to the channel code, wherein the incoming data comprises a first private key corresponding to a first public key; wherein the channel number is received from the loan transaction system through a first specified communication means.
An external channel needs to access the loan service system, can apply for the loan service system through the line, then receive the channel number that the loan service system distributes through the first appointed communication mode; and sending the second public key of the loan service system side through a second specified communication mode.
When the channel to be accessed is accessed into the loan service system for the first time, a unified loan service system provided by the loan service system is called, the standard interface comprises an interface configuration file, some rules for uploading the file data are stored in the interface configuration file, and the channel to be accessed can obtain the interface configuration file by analyzing the standard interface based on the second public key.
After receiving the interface configuration file, the channel side to be accessed can be correspondingly developed according to the interface configuration file, and because the interface is standardized and the interface configuration file is also standardized, the channel side to be accessed is very simple to develop and has a very short period.
It should be noted that corresponding development is only required to be performed when the channel to be accessed first sends the incoming data to the loan service system, that is, step S320 is executed, and in the subsequent use process, the standard interface is directly called.
After the development is completed, the incoming data can be sent to the loan service system through the standard interface, and a channel code can be contained in the incoming data, for example, the channel code can be used as a part of the name of the incoming data, and can also be used as a part of the content of the incoming data.
As can be seen from the method shown in fig. 3, the channel to be accessed can be quickly accessed to the loan service system after simple development by calling the uniform standard interface provided by the loan service system. According to the method and the system, an external channel can be quickly accessed into a loan service system through a configured access mode, and multi-channel access can be simultaneously supported, so that the channel can be on-line without version release, the access period of the external channel is greatly reduced, and the research and development labor and time cost are reduced; the operation of the original channel cannot be influenced by the access of the new channel, and the labor input of test regression can be reduced; the operating efficiency of the loan service is obviously improved.
Fig. 4 is a flow chart illustrating a method for channel fast access to a loan transaction system according to still another embodiment of the present application, and it can be seen from fig. 4 that:
and the channel to be accessed sends an access request to the loan service system and sends the first public key and the channel IP. And if the loan service system determines that the channel to be accessed can be accessed, closing the firewall for the channel to be accessed, and sending a second public key and the channel number to the side of the channel to be accessed.
And the loan service system responds to the parameter configuration instruction, receives the access configuration parameters of the channel to be accessed, generates a channel strategy and provides a standard interface for the channel to be accessed, wherein the standard interface comprises an interface configuration file and is encrypted based on a second private key.
And calling the standard interface by the channel to be accessed, analyzing the standard interface based on the second public key to obtain an interface configuration file, and developing correspondingly according to the interface configuration file.
And the channel to be accessed sends the incoming data through the standard interface, wherein the incoming data comprises a first private key.
The loan service system decrypts and processes the incoming data based on the first public key to generate a channel statistical statement and a channel adjustment scheme thereof; and adjusting the access configuration parameters according to the channel statistical report, and pushing the channel adjustment scheme to the channel to be accessed.
Fig. 5 is a schematic structural diagram illustrating an apparatus for fast access to a loan transaction system from a first channel according to an embodiment of the present application, where the apparatus 500 is deployed in the loan transaction system 110 (fig. 1), and as can be seen from fig. 5, the apparatus 500 includes:
an obtaining unit 510, configured to obtain an access configuration parameter of a channel to be accessed, and generate a channel policy according to the access configuration parameter;
a receiving unit 520, configured to provide a standard interface, and receive incoming data returned by the channel to be accessed by calling the standard interface and numbering according to the channel, where the incoming data includes a first private key corresponding to a first public key; the channel number is sent to the channel to be accessed through a first specified communication mode;
the processing unit 530 is configured to decrypt the incoming data based on the first public key, and process the decrypted incoming data according to the channel policy, so as to implement access to the channel to be accessed; and the first public key is received from the channel to be accessed through a second specified communication mode.
In some embodiments of the present application, in the apparatus 500, the processing unit 530 is further configured to generate a channel statistics report according to a processing result obtained by processing the decrypted incoming piece data, where the channel statistics report includes a piece incoming condition and/or a conversion rate condition; and updating the access configuration parameters according to the channel statistical form.
In some embodiments of the present application, in the apparatus 500, the processing unit 530 is further configured to generate a channel adjustment scheme according to the channel statistics report, and push the channel adjustment scheme to the channel to be accessed.
In some embodiments of the present application, in the apparatus 500 described above, the processing unit 530 is configured to perform hash processing on the first public key according to a preset algorithm; comparing the consistency of the hash processing result with a first private key, and if the consistency is consistent, determining that the incoming piece data is successfully decrypted; otherwise, determining that the incoming data is not decrypted.
In some embodiments of the present application, in the apparatus 500 described above, further comprising: the authority unit is used for acquiring the IP address of the channel to be accessed; and closing a corresponding firewall for the channel to be accessed according to the IP address of the channel to be accessed.
In some embodiments of the present application, in the apparatus 500, the access configuration parameter includes at least one of a channel media code, a channel validity period, a channel daily flow limit number, a city proportion, a weight intake quota, and a channel recommendation weight.
Fig. 6 is a schematic structural diagram illustrating an apparatus for a second channel fast access loan service system according to an embodiment of the application, where the apparatus 600 is deployed in the channel to be accessed 140 (fig. 1), and as can be seen from fig. 6, the apparatus 600 includes:
a calling unit 610, configured to call a standard interface provided by the loan service system, and analyze the standard interface based on the second public key to obtain an interface configuration file, where the standard interface includes a second private key corresponding to the second public key, and the second public key is received from the loan service system through a second specified communication manner;
the development unit 620 is configured to perform corresponding development according to the channel configuration file;
a sending unit 630, configured to send incoming data to the loan service system through the standard interface according to the channel code, where the incoming data includes a first private key corresponding to the first public key; wherein the channel number is received from the loan transaction system through a first specified communication means.
It can be understood that the device for quickly accessing a channel to a loan service system can implement the steps of the method for quickly accessing a channel to a loan service system provided in the foregoing embodiment, and the explanations about the method for quickly accessing a channel to a loan service system are applicable to the device for quickly accessing a channel to a loan service system, and are not described herein again.
Fig. 7 is a schematic structural diagram of an electronic device according to an embodiment of the present application. Referring to fig. 7, at a hardware level, the electronic device includes a processor, and optionally further includes an internal bus, a network interface, and a memory. The Memory may include a Memory, such as a Random-Access Memory (RAM), and may further include a non-volatile Memory, such as at least 1 disk Memory. Of course, the electronic device may also include hardware required for other services.
The processor, the network interface, and the memory may be connected to each other via an internal bus, which may be an ISA (Industry Standard Architecture) bus, a PCI (Peripheral Component Interconnect) bus, an EISA (Extended Industry Standard Architecture) bus, or the like. The bus may be divided into an address bus, a data bus, a control bus, etc. For ease of illustration, only one double-headed arrow is shown in FIG. 7, but this does not indicate only one bus or one type of bus.
And the memory is used for storing programs. In particular, the program may include program code comprising computer operating instructions. The memory may include both memory and non-volatile storage and provides instructions and data to the processor.
The processor reads the corresponding computer program from the nonvolatile memory into the memory and then runs the computer program to form a device for quickly accessing the loan service system by the first channel/the second channel on the logic level. And the processor is used for executing the program stored in the memory and is specifically used for executing the method.
The method executed by the device for fast accessing the first/second channel to the loan service system according to the embodiment shown in fig. 5 or 6 of the present application can be applied to or implemented by a processor. The processor may be an integrated circuit chip having signal processing capabilities. In implementation, the steps of the above method may be performed by integrated logic circuits of hardware in a processor or instructions in the form of software. The Processor may be a general-purpose Processor, including a Central Processing Unit (CPU), a Network Processor (NP), and the like; but also Digital Signal Processors (DSPs), Application Specific Integrated Circuits (ASICs), Field Programmable Gate Arrays (FPGAs) or other Programmable logic devices, discrete Gate or transistor logic devices, discrete hardware components. The various methods, steps, and logic blocks disclosed in the embodiments of the present application may be implemented or performed. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like. The steps of the method disclosed in connection with the embodiments of the present application may be directly implemented by a hardware decoding processor, or implemented by a combination of hardware and software modules in the decoding processor. The software module may be located in ram, flash memory, rom, prom, or eprom, registers, etc. storage media as is well known in the art. The storage medium is located in a memory, and a processor reads information in the memory and completes the steps of the method in combination with hardware of the processor.
The electronic device may further execute the method executed by the apparatus for quickly accessing a loan service system from a first/second channel in fig. 5 or 6, and implement the functions of the apparatus for quickly accessing a loan service system from a first/second channel in the embodiment shown in fig. 5 or 6, which are not described herein again in this embodiment of the present application.
The embodiment of the application also provides a computer readable storage medium, which stores one or more programs, wherein the one or more programs comprise instructions, and the instructions can be used for causing an electronic device comprising a plurality of application programs to execute the method executed by the device for quickly accessing the first/second channel to the loan service system in the embodiment shown in fig. 5 or 6, and are particularly used for executing the method.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
In a typical configuration, a computing device includes one or more processors (CPUs), input/output interfaces, network interfaces, and memory.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). Memory is an example of a computer-readable medium.
Computer-readable media, including both non-transitory and non-transitory, removable and non-removable media, may implement information storage by any method or technology. The information may be computer readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic tape magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, a computer readable medium does not include a transitory computer readable medium such as a modulated data signal and a carrier wave.
It should also be noted that the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The above description is only an example of the present application and is not intended to limit the present application. Various modifications and changes may occur to those skilled in the art. Any modification, equivalent replacement, improvement, etc. made within the spirit and principle of the present application should be included in the scope of the claims of the present application.

Claims (10)

1. A method for rapid channel access to a loan transaction system, the method being for use with the loan transaction system, the method comprising:
acquiring access configuration parameters of a channel to be accessed, and generating a channel strategy according to the access configuration parameters;
providing a standard interface, and receiving incoming piece data returned by the channel to be accessed by calling the standard interface and numbering according to the channel, wherein the incoming piece data comprises a first private key corresponding to a first public key; the channel number is sent to the channel to be accessed through a first specified communication mode;
decrypting the incoming data based on the first public key, and processing the decrypted incoming data according to the channel strategy to realize the access of the channel to be accessed; and the first public key is received from the channel to be accessed through a second specified communication mode.
2. The method of claim 1, further comprising:
generating a channel statistical report according to a processing result obtained by processing the decrypted incoming piece data, wherein the channel statistical report comprises a piece incoming condition and/or a conversion rate condition;
and updating the access configuration parameters according to the channel statistical form.
3. The method of claim 1, further comprising:
and generating a channel adjusting scheme according to the channel statistical report, and pushing the channel adjusting scheme to the channel to be accessed.
4. The method of claim 1, wherein decrypting the incoming data based on the first public key comprises:
performing hash processing on the first public key according to a preset algorithm;
comparing the consistency of the hash processing result with the first private key, and if the consistency is consistent, determining that the incoming piece data is successfully decrypted; otherwise, determining that the decryption of the incoming data fails.
5. The method of claim 1, further comprising:
acquiring an IP address of the channel to be accessed;
and closing a corresponding firewall for the channel to be accessed according to the IP address of the channel to be accessed.
6. The method of any one of claims 1-5, wherein the access configuration parameters include at least one of channel media code, channel expiration date, channel daily flow limit, city proportion, weight intake quota, channel recommendation weight.
7. A method for channel quick access to a loan transaction system, the method being used for a channel to be accessed, the method comprising:
calling a standard interface provided by the loan service system, and analyzing the standard interface based on the second public key to obtain an interface configuration file, wherein the standard interface comprises a second private key corresponding to the second public key, and the second public key is received from the loan service system through a second specified communication mode;
carrying out corresponding development according to the channel configuration file;
according to the channel code, sending incoming data to the loan service system through the standard interface, wherein the incoming data comprise a first private key corresponding to a first public key; wherein the channel number is received from the loan transaction system through a first specified communication means.
8. An apparatus for rapid channel access to a loan transaction system, the apparatus being capable of carrying out the method of any one of claims 1 to 6 or claim 7.
9. An electronic device, comprising:
a processor; and
a memory arranged to store computer executable instructions that, when executed, cause the processor to perform the method of claim 1 to 6 or claim 7.
10. A computer readable storage medium storing one or more programs which, when executed by an electronic device comprising a plurality of application programs, cause the electronic device to perform the method of claim 1-6 or claim 7.
CN202210679136.4A 2022-06-16 2022-06-16 Method, device, equipment and medium for channel fast access loan service system Pending CN115082185A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN116128630A (en) * 2022-12-30 2023-05-16 北京君航微金信息科技有限公司 Funds routing method, system, equipment and storage medium
CN116841654A (en) * 2023-06-16 2023-10-03 北银消费金融有限公司 Service system access method and device and computer equipment

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN116128630A (en) * 2022-12-30 2023-05-16 北京君航微金信息科技有限公司 Funds routing method, system, equipment and storage medium
CN116841654A (en) * 2023-06-16 2023-10-03 北银消费金融有限公司 Service system access method and device and computer equipment

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