CN115082173A

CN115082173A - Account checking processing method and device, computer equipment and storage medium

Info

Publication number: CN115082173A
Application number: CN202210730507.7A
Authority: CN
Inventors: 王通礼
Original assignee: Ping An Bank Co Ltd
Current assignee: Ping An Bank Co Ltd
Priority date: 2022-06-24
Filing date: 2022-06-24
Publication date: 2022-09-20

Abstract

The embodiment of the application discloses a reconciliation processing method, a reconciliation processing device, computer equipment and a storage medium, wherein the method comprises the steps of obtaining reconciliation information of a reconciliation request, generating a clearing file under at least two currencies according to a preset file format, storing the clearing file into a dispute system, calling the clearing file by the dispute system, determining the currency type and the reconciliation type corresponding to each clearing file, dividing the clearing file into a target reconciliation pool according to the corresponding reconciliation type, matching a target work order operation record from the dispute system based on the reconciliation type and transaction information in the clearing file, generating a reconciliation instruction through the dispute system if one is matched, storing a dispute resolution record of the target work order case, pushing the reconciliation instruction to an account platform, and sending the clearing file to a manual platform if a plurality of documents are matched. By the mode, the clearing cases and the dispute transaction cases are matched through the system, and account checking efficiency and accuracy are improved.

Description

Account checking processing method and device, computer equipment and storage medium

Technical Field

The present application relates to the field of data processing technologies, and in particular, to a reconciliation processing method and apparatus, a computer device, and a storage medium.

Background

With the development of social economy and financial technology, the Unionpay transaction is more and more popular, the transaction scenes of the Unionpay transaction are various, and some dispute transaction cases can be inevitably generated in the Unionpay transaction. The information of the dispute transaction case needs to be matched with the file corresponding to the clearing case given by the Unionpay system, so that the dispute transaction case can be solved.

The current management staff need to manually match the dispute transaction cases and manually check accounts according to the related data parameters of the dispute transaction cases, so that the operation options are complex, the operation accuracy rate is only determined manually, the processing efficiency is low, and the accuracy rate is low.

Disclosure of Invention

The embodiment of the application provides a reconciliation processing method and device, computer equipment and a storage medium, which are used for solving the problems in the background technology.

In a first aspect, an embodiment of the present application provides a reconciliation processing method, where the method includes:

receiving a reconciliation request initiated by a client, and responding to the reconciliation request to acquire corresponding reconciliation information;

generating clearing files under at least two currencies according to a preset file format based on the reconciliation information, and storing the clearing files into a storage unit of a dispute system;

when a preset timing task of the dispute system is triggered, the clearing files are called from the storage unit, and the currency type corresponding to each clearing file is determined based on the file content specification corresponding to the preset currency type;

determining the reconciliation type of each clearing file from the information of each clearing file, and dividing the clearing files into target reconciliation pools according to the corresponding reconciliation type, wherein each reconciliation type is correspondingly provided with an accounting pool;

matching out a target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file;

if only one target work order operation record exists, generating an accounting command for a target work order case corresponding to the target work order operation record through the dispute system, storing a dispute resolution record of the target work order case, and pushing the accounting command to an accounting platform;

and if a plurality of target work order operation records exist, sending the clearing file to a manual platform.

In some embodiments, the retrieving, when a preset timing task of the dispute system is triggered, the clearing file from the storage unit, and determining, based on a file content specification corresponding to a preset currency type, a currency type corresponding to each clearing file includes:

calculating the character length of each line of characters in each clearing file, and determining the character semantics of the target character position of each line of the character length;

and determining the currency type corresponding to each clearing file based on the character length and the character semantics.

In some embodiments, the determining, from the information of each of the clearing files, an reconciliation type of each of the clearing files, and dividing the clearing files into target reconciliation pools according to the corresponding reconciliation type, where each reconciliation type is provided with an accounting pool correspondingly includes:

determining a reconciliation character position in the clearing file, and acquiring information of the reconciliation character position;

and performing semantic recognition on the information, and determining the reconciliation type of the clearing file based on a recognition result.

In some embodiments, the matching out of the dispute system a target work order operation record corresponding to the clearing document based on the reconciliation type and the transaction information in the clearing document includes:

determining a data matching mode based on the reconciliation type of the clearing file;

and matching a target work order operation record corresponding to the clearing file from the dispute system based on the transaction information of the clearing file and the data matching mode.

matching out a work order case corresponding to the clearing file from the dispute system based on the transaction information of the clearing file, and removing the work order case which has initiated an account application;

and inquiring the remaining work order operation records of the work order case, and matching out the target work order operation record corresponding to the clearing file based on the reconciliation type.

In some embodiments, the matching out the work order case corresponding to the clearing document from the dispute system based on the transaction information of the clearing document, and rejecting the work order case having initiated the financial application includes:

and if the work order case corresponding to the clearing file is not matched in the dispute system, ending the processing process.

In some embodiments, if there is only one target work order operation record, generating an accounting command for a target work order case corresponding to the target work order operation record through the dispute system, storing a dispute resolution record of the target work order case, and pushing the accounting command to an accounting platform, includes:

and generating a link address corresponding to the dispute resolution record, and sending the link address to the client.

In a second aspect, an embodiment of the present application provides a reconciliation processing apparatus, including:

the information acquisition unit is used for receiving a reconciliation request initiated by a client and responding to the reconciliation request to acquire corresponding reconciliation information;

the file generating unit is used for generating clearing files under at least two currencies according to a preset file format based on the reconciliation information and storing the clearing files into a storage unit of the dispute system;

the file analysis unit is used for calling the clearing files from the storage unit when a preset timing task of the dispute system is triggered, and determining the currency type corresponding to each clearing file based on the file content specification corresponding to the preset currency type;

the file dividing unit is used for determining the reconciliation type of each clearing file from the information of each clearing file and dividing the clearing files into target reconciliation pools according to the corresponding reconciliation type, wherein each reconciliation type is correspondingly provided with an accounting pool;

the record matching unit is used for matching a target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file;

the platform processing unit is used for generating an accounting command for a target work order case corresponding to the target work order operation record through the dispute system if only one target work order operation record exists, storing the dispute resolution record of the target work order case and pushing the accounting command to an accounting platform;

and the manual processing unit is used for sending the clearing file to a manual platform if a plurality of target work order operation records exist.

In a third aspect, an embodiment of the present application further provides a computer device, which includes a memory and a processor, where the memory is used to store instructions and data, and the processor is used to execute the reconciliation processing method described above.

In a fourth aspect, an embodiment of the present application further provides a storage medium, where a plurality of instructions are stored in the storage medium, and the instructions are adapted to be loaded by a processor to execute the reconciliation processing method described above.

According to the account checking processing method, the account checking information corresponding to the account checking request is obtained, the clearing file is generated and analyzed, the target work order case record is matched according to the analysis result, the processing mode of the clearing file is determined according to the number of the records obtained through matching, the clearing case and the dispute transaction case are matched through the system, and the account checking efficiency and the accuracy are improved.

Drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.

Fig. 1 is a flowchart of an account reconciliation processing method according to an embodiment of the present application.

Fig. 2 is a schematic structural diagram of an account checking processing device according to an embodiment of the present application.

Fig. 3 is a schematic structural diagram of a computer device according to an embodiment of the present application.

Detailed Description

The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.

The embodiment of the application provides a reconciliation processing method and device, computer equipment and a storage medium, which are used for matching a clearing case with a dispute transaction case through a system to improve the reconciliation efficiency and accuracy, and the reconciliation processing method, device, computer equipment and storage medium are respectively described in detail below.

Referring to fig. 1, fig. 1 is a flowchart illustrating a reconciliation processing method according to an embodiment of the present application, which includes the following steps:

101. and receiving a reconciliation request initiated by a client, and responding to the reconciliation request to acquire corresponding reconciliation information.

After the customer completes payment, transaction data is generated, wherein the transaction data comprises information of the price of the single item, the total price, the information of the payment account number, the name of the payment account number user, the payment amount and the like, or after the customer completes payment, if the operation of returning the order and placing the order again exists in the payment process, the relevant transaction data such as the information of returning the order and placing the order again is also left. The transaction data includes payment data and operational data that may be stored in the Unionpay system as a basis for billing the order.

After the customer has completed payment, a dispute may be made to the transaction data, and the customer may initiate a reconciliation request at the customer, one reconciliation request typically corresponding to a disputed order, and one reconciliation request may be considered to correspond to a dispute case.

The client is a bank application program bound with the payment bank card, or the client can also be other application programs bound with the payment bank card and capable of realizing payment. For example, the client may be a banking application, WeChat, Payment Bao, and so on. In the following, a description will be given taking a client as a bank application as an example.

Usually, the customer has previously input and store personal information on the bank application program, the personal information may include customer name, identification number, mobile phone number, etc., and the bank application program is associated with the application program such as WeChat or Payment treasure, so as to realize electronic payment.

The bank application program is associated with the unionpay system, transaction data of a client is stored in the unionpay system, after the client initiates an account checking request through the client, the unionpay system receives the account checking request of the client, can call the account checking information according to personal information of the client and an order corresponding to the account checking request, sends the account checking information to the accounting system, and the accounting system generates a corresponding file according to the account checking information.

Optionally, the account checking information includes information such as card number, consumption amount, consumption channel, merchant number, merchant code, and the like.

102. And generating clearing files under at least two currencies according to a preset file format based on the reconciliation information, and storing the clearing files into a storage unit of the dispute system.

After the accounting system receives the reconciliation information sent by the union pay system, processing data in the reconciliation information, generating a plurality of currency-type clearing files according to a preset file format, and storing the clearing files in a storage unit, wherein the storage unit can be a storage disk. Alternatively, the clearing file generated for the reconciliation request can be understood as the clearing case of the reconciliation request.

The accounting system may be an independent system associated with the union pay system, or may be a subsystem of the union pay system, where the relationship between the accounting system and the union pay system is not limited.

In the embodiment of the application, the accounting system generates three clearing files of the account checking information according to a preset file format, wherein the three clearing files are a RMB clearing file, a first dollar clearing file and a second dollar clearing file. That is, the accounting system generates a clearing file of two currencies, i.e., renminbi and dollars, respectively, from the reconciliation information.

After generating the clearing files of different currencies, the clearing files are named according to a preset naming mode, for example, the file names of the clearing files are named according to the currency type, the generation date and the card number mantissa. Of course, the files may be named in other ways.

Wherein the currency type is customized, for example, if the code number of the RMB currency type is RD1011 and the code numbers of the USD currency types are S018 and S019, the file name with RD1011 indicates that the file is a RMB clearing file, the file name with S018 indicates that the file is a first USD clearing file, and the file name with S019 indicates that the file is a second USD clearing file. Further, the end of the file name of the clearing file may be set to txt, and the file name may be named in association with information such as the file generation date. After the naming of the file name is completed, the clearing file is stored in the storage unit.

Referring to the following table, an example of a file name is shown:

where YYYYMMDD may represent the year, month, and day of file generation, RD1011 represents the Renminbi currency type, and S018 and S019 represent the USD currency type.

103. And when a preset timing task of the dispute system is triggered, calling the clearing files from the storage unit, and determining the currency type corresponding to each clearing file based on the file content specification corresponding to the preset currency type.

The dispute system can be understood as a case matching system, which can be a stand-alone system associated with the accounting system and the unionpay system, or a subsystem of the unionpay system. Here, the relationship between the dispute system and the accounting system and the banking system is not limited.

Due to the fact that account checking requests of different irregular clients exist, a timing task mode can be set in the dispute system, and case matching work can be conducted.

When the timing task of the dispute system is triggered, the dispute system calls a clearing file corresponding to the client initiating the reconciliation request from the storage unit, namely calls three clearing files corresponding to the client initiating the reconciliation request, wherein the three clearing files are a RMB clearing file, a first dollar clearing file and a second dollar clearing file respectively.

Optionally, the dispute system schedules the clearing file in the storage unit by using an AGENT technology, and stores the scheduling result in a disk of the dispute system. And after the clearing file is called by the timing task, judging whether the transmission of the clearing file is completed or not, and if the transmission of the clearing file is not completed, not processing.

The judgment rule for the completion of the transfer of the clearing file comprises the following steps: and acquiring file list information in the disk, judging whether a clearing file exists, if so, indicating that the clearing file is downloaded completely, reading data normally, and if not, indicating that the clearing file is not downloaded completely, and not processing.

After the dispute system determines that a clearing file exists in the disk, the clearing file needs to be determined to be of currency type to distinguish the clearing file.

In some embodiments, this step may include: calculating the character length of each line of characters in each clearing file, determining the character semantics of the target character position of each line of character length, and determining the currency type corresponding to each clearing file based on the character length and the character semantics.

For example, it is assumed that two currency types of clearance files are parsed, the first type being a Renminbi clearance file and the second type being each clearance file, wherein the content format standards of the first and second dollar clearance files of the dollar clearance file are consistent.

For example, if the code number of the rmb currency type is RD1011 and the code numbers of the dollar currency types are S018 and S019, the file name with RD1011 indicates that the file is a rmb clearing file, the file name with S018 indicates that the file is a first dollar clearing file, and the file name with S019 indicates that the file is a second dollar clearing file.

Screening data of which the contents of the three clearing files meet the specification, wherein the file content specification of the RD1011 RMB clearing file is that the length of each line of characters is set to be 310, and the contents from the first bit to the fourth bit must contain characters of a 'receiver'; the file contents specification of the S018 first dollar liquidation file and the S019 second dollar liquidation file is that the character length of each line is set to 155, and the contents of the first through fourth bits must not contain "acceptor" characters.

The above example is only one example proposed in the embodiment of the present application, and in other embodiments, the currency type of the determination of the liquidation document and the document content specification thereof may be additionally set.

104. Determining the reconciliation type of each clearing file from the information of each clearing file, and dividing the clearing files into target reconciliation pools according to the corresponding reconciliation type, wherein each reconciliation type is correspondingly provided with an accounting pool.

The reconciliation types can be divided into a receipt type, a reissue type and an exception type based on three clearing files corresponding to the client and called by initiating the reconciliation request, wherein the reconciliation types of the three clearing files are different, and the exception type comprises an error exception type and an exception long type.

The reconciliation types of the clearing files are recorded in the relative positions of the files, which are preset, and after the dispute system acquires the three clearing files, the reconciliation type of each clearing file can be obtained by analyzing the content of each clearing file. That is, after the clearing system obtains three clearing files, the reconciliation type of each clearing file can be known by analyzing the contents of the reconciliation position in each clearing file.

In some embodiments, this step may include: and determining a reconciliation character position in the clearing file, acquiring information of the reconciliation character position, performing semantic recognition on the information, and determining the reconciliation type of the clearing file based on a recognition result.

The reconciliation character bit is a position for recording the reconciliation type in a preset clearing file, namely a position for recording the reconciliation type in a file format preset for the reconciliation information in the accounting system.

It can be understood that, when the accounting system acquires the reconciliation information and generates the clearing file according to the preset file format, the error amount is already calculated according to each data in the reconciliation information, and the generated clearing file includes data information such as the error amount, the card number and the reconciliation type.

One example for determining the reconciliation type in the clearing document is: aiming at the RD1011 RMB clearing file, the SO18 dollar clearing file and the SO19 dollar clearing file, 8 th-12 th characters of each line in the RD1011 RMB clearing file are obtained, namely the 8 th-12 th characters of each line in the RD1011 RMB clearing file are set as a reconciliation character position, and the 8 th-12 th characters of each line represent a reconciliation type; the 7 th character to the 11 th character of each line in the S018 dollar liquidation file and the S019 dollar liquidation file are acquired, that is, the 7 th character to the 11 th character of each line in the S018 dollar liquidation file and the S019 dollar liquidation file are set as the reconciliation character bit, and the 7 th character to the 11 th character of each line represent the reconciliation type.

The above example is only one example provided in the embodiment of the present application, and in other embodiments, the manner of determining the reconciliation type of the clearing document may be set separately.

Correspondingly, the accounting pool is correspondingly arranged in the dispute system according to the reconciliation type, and if the reconciliation type comprises a receipt refund type, a re-requisition type and an exception type, the accounting pool arranged in the dispute system corresponding to the reconciliation type comprises a receipt refund hanging account pool, a re-requisition pool and an exception fund pool.

And after the reconciliation type of each clearing file is determined, dividing the clearing files into corresponding accounting pools according to the reconciliation type. For example, if the reconciliation type of the clearing file is determined to be the chargeback type, then the clearing file is divided into the chargeback posting pool.

The method comprises the steps that the settlement files generated aiming at account checking requests initiated by clients are divided into three parts, namely a RMB settlement file, a first dollar settlement file and a second dollar settlement file, if the RMB settlement file judges that the account transferring type is the refund type, the first dollar settlement file judges that the account transferring type is the reissue type, and the second dollar settlement file judges that the account transferring type is the exception type, the RMB settlement file is divided into a refund hanging account pool, the first dollar settlement file is divided into a reissue pool, and the second dollar settlement file is divided into an exception long-money pool.

Referring to the following table, the table is a corresponding table of the file reconciliation type and the accounting pool:

type of reconciliation	Accounting pool
		Receipt	Bill-returning and account-hanging pool
Reimbursement	Reimbursement pool
		Error exception or exception fund	Exception long money pool

The above-mentioned correspondence table is only a correspondence table of the file reconciliation type and the accounting pool proposed in the embodiment of the present application, and in other embodiments, the correspondence table regarding the file reconciliation type and the accounting pool may be separately set.

105. And matching a target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file.

This step is essentially based on the information available, and the operational records associated with the dispute cases are retrieved from the transaction orders of the customers, and the dispute cases are understood to be dispute orders with disputes that the customers initiated the reconciliation requests, and the operational records are the operations performed by the customers with respect to the dispute cases, including the operation of a receipt return, the operation of a reimbursement, and the operation of an exception.

The target work order operation record may be understood as an order number of an order corresponding to a reconciliation request initiated by a client.

In some embodiments, this step comprises: and matching a target work order operation record corresponding to the clearing file from the dispute system based on the transaction information and the data matching mode of the clearing file.

For example, if the reconciliation type of the clearing file is the receipt type, the clearing file is divided into the receipt posting pool, and the data matching mode of the receipt posting pool is obtained. The data matching mode of the returned bill hanging account pool can be that case matching is carried out according to the error amount, the card number, the primary returned bill or the secondary returned bill, the work order operation records of the dispute system are inquired, screening is carried out in the inquiry records, and the target work order operation records are determined.

For example, if the reconciliation type of the clearing file is the reimbursement type, the clearing file is divided into the reimbursement pools, and the data matching mode of the reimbursement pools is obtained. The data matching mode of the reimbursement pool can be that case matching is carried out according to three conditions of error amount, card number and reimbursement, work order operation records of the dispute system are inquired, screening is carried out in the inquiry records, and target work order operation records are determined.

For example, if the reconciliation type of the clearing file is the exception type, the clearing file is divided into the exception deposit pool, and the data matching mode of the exception deposit pool is obtained. The data matching mode of the exceptional fund pool can be that case matching is carried out according to the error amount, the card number and the exceptional fund pool record, work order operation records of a dispute system are inquired, screening is carried out in the inquiry records, and a target work order operation record is determined.

In some embodiments, this step comprises: matching out the work order case corresponding to the clearing file from the dispute system based on the transaction information of the clearing file, eliminating the work order case which has initiated the account application, inquiring the work order operation records of the remaining work order cases, and matching out the target work order operation record corresponding to the clearing file based on the reconciliation type.

The customer generates a plurality of work order cases in the transaction, each work order case includes a plurality of work order operation records, and the target work order operation record can be understood as an order number for an order corresponding to a reconciliation request initiated by the customer. And the work order cases which have initiated the accounting application are rejected, and can be understood as the work order cases which have requested for account checking.

For example, if the reconciliation type of the clearing file is the receipt type, the clearing file is divided into the receipt posting pool, and the data matching mode of the receipt posting pool is obtained. The data matching mode of the returned account hanging pool can be that case matching is carried out according to the error amount, the card number, the primary returned account or the secondary returned account, the work order operation record of the dispute system is inquired, the work order case which has initiated the account application is eliminated, the record in the account application record table is inquired according to the work order case number in the work order operation record, the record represents the case which has initiated the account application and is not processed, and the target work order operation record is matched from the rest work order cases.

For example, if the reconciliation type of the clearing file is the reimbursement type, the clearing file is divided into the reimbursement pools, and the data matching mode of the reimbursement pools is obtained. The data matching mode of the re-requisition pool can be that case matching is carried out according to three conditions of error amount, card number and re-requisition, work order operation records of a dispute system are inquired, work order cases which have initiated the financial application are eliminated, records in the financial application record table are inquired according to work order case numbers in the work order operation records, the records are inquired to represent cases which have initiated the financial application and are not processed, and target work order operation records are matched from the remaining work order cases.

For example, if the reconciliation type of the clearing file is the exception type, the clearing file is divided into the exception deposit pool, and the data matching mode of the exception deposit pool is obtained. The data matching mode of the exceptional long money pool can be that case matching is carried out according to the error amount, the card number and the exceptional long money pool record, work order operation records of a dispute system are inquired, work order cases which have initiated an account application are removed, records in an account application record table are inquired according to work order case numbers in the work order operation records, the records are inquired to represent cases which have initiated the cases and are not processed, and target work order operation records are matched from the remaining work order cases.

In some embodiments, matching out the work order case corresponding to the clearing document from the dispute system based on the transaction information of the clearing document, and rejecting the work order case having initiated the accounting application comprises: and if the work order case corresponding to the clearing file is not matched in the dispute system, ending the processing process.

That is, when the customer order information is not queried in the dispute system, it indicates that the customer does not transact in the corresponding application program or merchant, and the dispute reconciliation process is not performed.

106. If only one target work order operation record exists, generating an account adjusting instruction for a target work order case corresponding to the target work order operation record through the dispute system, storing a dispute resolution record of the target work order case, and pushing the account adjusting instruction to an accounting platform.

Since an account checking request is usually performed for an account checking order, when the number of an order form queried and matched by the dispute system is one, the result of the query and matching by the dispute system can be considered to be correct, so that an account adjusting instruction can be generated for a target work order case corresponding to a target work order operation record through the dispute system, a corresponding dispute resolution record is stored, and the account adjusting instruction is sent to the accounting platform for corresponding accounting processing.

In some embodiments, this step comprises: and generating a link address corresponding to the dispute resolution record, and sending the link address to the client.

After the dispute system saves the dispute resolution record, the link address corresponding to the storage address and the dispute resolution record can be generated according to the storage address of the dispute resolution record, and the link address is generated to the client, so that the client can browse the dispute resolution record from the client, and further know the specific information related to the dispute case.

Optionally, the dispute system may send the link address to the union pay system in addition to sending the link address to the client, so that a related worker of the union pay system may browse the dispute resolution record through the link address, thereby knowing the specific information related to the dispute case.

107. And if a plurality of target work order operation records exist, sending the clearing file to a manual platform.

Because one reconciliation request is usually carried out for one reconciliation order, when the order numbers inquired and matched by the dispute system are multiple, the result of the inquiry and matching by the dispute system can be considered to be wrong, and the corresponding clearing file is sent to the manual platform for manual processing.

Optionally, after the manual processing is completed, the corresponding processing record may be uploaded to a dispute system for storage, the system generates a link address corresponding to the storage address and the processing record, and the system sends the link address to the client, so that the client can browse the dispute resolution record from the client to know the specific information related to the dispute case.

The account checking processing method comprises the steps of receiving an account checking request initiated by a client, and responding to the account checking request to obtain corresponding account checking information; generating clearing files under at least two currencies according to a preset file format based on the reconciliation information, and storing the clearing files into a storage unit of the dispute system; when a preset timing task of the dispute system is triggered, the clearing files are called from the storage unit, and the currency type corresponding to each clearing file is determined based on the file content specification corresponding to the preset currency type; determining the reconciliation type of each clearing file from the information of each clearing file, and dividing the clearing files into target reconciliation pools according to the corresponding reconciliation type, wherein each reconciliation type is correspondingly provided with an accounting pool; matching a target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file; if only one target work order operation record exists, generating an accounting command for a target work order case corresponding to the target work order operation record through a dispute system, storing a dispute resolution record of the target work order case, and pushing the accounting command to an accounting platform; and if a plurality of target work order operation records exist, sending the clearing file to the manual platform. By the mode, the clearing cases and the dispute transaction cases are matched through the system, and account checking efficiency and accuracy are improved.

Referring to fig. 2, fig. 2 is a schematic structural diagram of a reconciliation processing apparatus 200 according to an embodiment of the present application, including the following units:

an information obtaining unit 201, configured to receive a reconciliation request initiated by a client, and obtain corresponding reconciliation information in response to the reconciliation request.

And the file generating unit 202 is configured to generate clearing files in at least two currencies according to a preset file format based on the reconciliation information, and store the clearing files in a storage unit of the dispute system.

And the file analysis unit 203 is configured to, when a preset timing task of the dispute system is triggered, retrieve the clearing files from the storage unit, and determine the currency type corresponding to each clearing file based on the file content specification corresponding to the preset currency type.

The file dividing unit 204 is configured to determine reconciliation types of the clearing files from information of the clearing files, and divide the clearing files into target reconciliation pools according to corresponding reconciliation types, where an accounting pool is correspondingly set for each reconciliation type.

And the record matching unit 205 is used for matching a target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file.

And the platform processing unit 206 is configured to generate an accounting command for the target work order case corresponding to the target work order operation record through the dispute system, store the dispute resolution record of the target work order case, and push the accounting command to the accounting platform if there is only one target work order operation record.

And the manual processing unit 207 is used for sending the clearing file to the manual platform if a plurality of target work order operation records exist.

Optionally, in some embodiments, the record matching unit 205 may include the following sub-units:

and the data matching subunit is used for determining a data matching mode based on the reconciliation type of the clearing file.

And the record matching subunit is used for matching a target work order operation record corresponding to the clearing file from the dispute system based on the transaction information and the data matching mode of the clearing file.

Optionally, in some embodiments, the record matching unit 205 may further include the following sub-units:

and the case screening subunit is used for matching out the work order case corresponding to the clearing file from the dispute system based on the transaction information of the clearing file and removing the work order case which has initiated the financial application.

And the record matching subunit is used for inquiring the work order operation records of the rest work order cases and matching out the target work order operation record corresponding to the clearing file based on the reconciliation type.

Optionally, the reconciliation processing apparatus 200 according to the embodiment of the present application further includes other units and sub-units, which are not described herein again.

The reconciliation processing device 200 of the embodiment of the application comprises an information acquisition unit 201, configured to receive a reconciliation request initiated by a client, and acquire corresponding reconciliation information in response to the reconciliation request; the file generating unit 202 is configured to generate clearing files in at least two currencies according to a preset file format based on the reconciliation information, and store the clearing files in a storage unit of the dispute system; the file analysis unit 203 is used for calling the clearing files from the storage unit when a preset timing task of the dispute system is triggered, and determining the currency type corresponding to each clearing file based on the file content specification corresponding to the preset currency type; the file dividing unit 204 is configured to determine reconciliation types of the clearing files from information of the clearing files, and divide the clearing files into target reconciliation pools according to corresponding reconciliation types, where each reconciliation type is correspondingly provided with an accounting pool; the record matching unit 205 is configured to match a target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file; the platform processing unit 206 is configured to generate an accounting command for the target work order case corresponding to the target work order operation record through the dispute system, store the dispute resolution record of the target work order case, and push the accounting command to the accounting platform if there is only one target work order operation record; and the manual processing unit 207 is used for sending the clearing file to the manual platform if a plurality of target work order operation records exist. Through the device, the clearing cases and the dispute transaction cases are matched through the system, and the account checking efficiency and the accuracy are improved.

Referring to fig. 3, fig. 3 is a schematic structural diagram of a computer device 300 according to an embodiment of the present application, where the computer device includes a processor 301 having one or more processing cores, a memory 302 having one or more computer-readable storage media, and a computer program stored in the memory 302 and capable of running on the processor 301. The processor 301 is electrically connected to the memory 302. Those skilled in the art will appreciate that the computer device configurations illustrated in the figures are not meant to be limiting of computer devices and may include more or fewer components than those illustrated, or some components may be combined, or a different arrangement of components.

The processor 301 is a control center of the computer apparatus 300, connects various parts of the entire computer apparatus 300 by various interfaces and lines, performs various functions of the computer apparatus 300 and processes data by running or loading software programs and/or modules stored in the memory 302, and calling data stored in the memory 302, thereby monitoring the computer apparatus 300 as a whole.

In the embodiment of the present application, the processor 301 in the computer device 300 loads instructions corresponding to processes of one or more application programs into the memory 302, and the processor 301 executes the application programs stored in the memory 302 according to the following steps, so as to implement various functions:

generating clearing files under at least two currencies according to a preset file format based on the reconciliation information, and storing the clearing files into a storage unit of the dispute system;

matching a target work order operation record corresponding to the clearing file from the dispute system based on the reconciliation type and the transaction information in the clearing file;

if only one target work order operation record exists, generating an accounting command for a target work order case corresponding to the target work order operation record through a dispute system, storing a dispute resolution record of the target work order case, and pushing the accounting command to an accounting platform;

and if a plurality of target work order operation records exist, sending the clearing file to the manual platform.

The above operations can be implemented in the foregoing embodiments, and are not described in detail herein.

Optionally, the computer device 300 further includes a data transmission module 303, where the data transmission module 303 is electrically connected to the processor, and is used to implement data transmission. Those skilled in the art will appreciate that the computer device configuration illustrated in FIG. 3 does not constitute a limitation of computer devices, and may include more or fewer components than those illustrated, or some components may be combined, or a different arrangement of components.

Although not shown in FIG. 3, computer device 300 may also include a display and other electronic structures that are not described in detail herein.

In the foregoing embodiments, the descriptions of the respective embodiments have respective emphasis, and for parts that are not described in detail in a certain embodiment, reference may be made to related descriptions of other embodiments.

As can be seen from the above description, the computer device provided in this embodiment receives an account checking request initiated by a client, acquires corresponding account checking information in response to the account checking request, generates clearing files in at least two currencies according to a preset file format based on the account checking information, stores the clearing files in a storage unit of a dispute system, calls the clearing files from the storage unit when a preset timing task of the dispute system is triggered, determines a currency type corresponding to each clearing file based on a file content specification corresponding to the preset currency type, determines an accounting type of each clearing file from information of each clearing file, divides the clearing files into target account checking pools according to the corresponding accounting types, matches a target work order operation record corresponding to the clearing file from the dispute system based on the accounting type and transaction information in the clearing file, if only one target work order operation record exists, generating an account adjusting instruction for a target work order case corresponding to the target work order operation record through the dispute system, storing the dispute resolution record of the target work order case, pushing the account adjusting instruction to the accounting platform, and if a plurality of target work order operation records exist, sending the settlement file to the manual platform.

It will be understood by those skilled in the art that all or part of the steps of the methods of the above embodiments may be performed by instructions or by associated hardware controlled by the instructions, which may be stored in a computer readable storage medium and loaded and executed by a processor.

To this end, the present application provides a computer-readable storage medium, in which a plurality of computer programs are stored, and the computer programs can be loaded by a processor to execute the steps in any of the emotion recognition methods provided by the embodiments of the present application. For example, the computer program may perform the steps of:

and if the target work order operation records are multiple, sending the clearing file to the manual platform.

Wherein the storage medium may include: a read Only Memory (ROM, Re client account d Only Memory), a random access Memory (R client account M, R client account and access Memory), a magnetic disk or an optical disk, and the like.

Since the computer program stored in the storage medium can execute the steps in any reconciliation processing method provided in the embodiment of the present application, beneficial effects that can be achieved by any reconciliation processing method provided in the embodiment of the present application can be achieved, and detailed descriptions are omitted for the foregoing embodiment.

The reconciliation processing method, the reconciliation processing device, the computer equipment and the storage medium provided by the embodiment of the application are introduced in detail, a specific example is applied in the description to explain the principle and the implementation mode of the application, and the description of the embodiment is only used for helping to understand the method and the core idea of the application; meanwhile, for those skilled in the art, according to the idea of the present application, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present application.

Claims

1. A reconciliation processing method is characterized by comprising the following steps:

if only one target work order operation record exists, generating an account adjusting instruction for a target work order case corresponding to the target work order operation record through the dispute system, storing a dispute resolution record of the target work order case, and pushing the account adjusting instruction to an accounting platform;

2. The reconciliation processing method of claim 1, wherein the retrieving the clearing file from the storage unit when a preset timing task of the dispute system is triggered, and determining a currency type corresponding to each clearing file based on a file content specification corresponding to a preset currency type comprises:

3. The reconciliation processing method according to claim 1, wherein the determining of the reconciliation type of each of the clearing files from the information of each of the clearing files, and dividing the clearing files into target reconciliation pools according to the corresponding reconciliation type, wherein an accounting pool is provided for each reconciliation type, comprises:

4. The reconciliation processing method of claim 1 wherein the matching out of the dispute system a target work order operation record corresponding to the clearing document based on the reconciliation type and the transaction information in the clearing document comprises:

5. The reconciliation processing method of claim 1 wherein the matching out of the dispute system a target work order operation record corresponding to the clearing document based on the reconciliation type and the transaction information in the clearing document comprises:

6. The reconciliation processing method of claim 5, wherein the matching out the work order case corresponding to the clearing document from the dispute system and removing the work order case of the issued accounting application based on the transaction information of the clearing document comprises:

7. The reconciliation processing method of claim 1, wherein if there is only one target work order operation record, generating a reconciliation instruction for a target work order case corresponding to the target work order operation record through the dispute system, storing a dispute resolution record of the target work order case, and pushing the reconciliation instruction to an accounting platform, comprises:

8. A reconciliation processing apparatus, comprising:

9. A computer device comprising a memory for storing instructions and data and a processor for performing the reconciliation processing method of any of claims 1-7.

10. A storage medium having stored therein a plurality of instructions adapted to be loaded by a processor to perform the reconciliation processing method of any of claims 1-7.