CN115063115A - Bank approval process operation method, computer equipment and storage medium - Google Patents
Bank approval process operation method, computer equipment and storage medium Download PDFInfo
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- CN115063115A CN115063115A CN202210746506.1A CN202210746506A CN115063115A CN 115063115 A CN115063115 A CN 115063115A CN 202210746506 A CN202210746506 A CN 202210746506A CN 115063115 A CN115063115 A CN 115063115A
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Abstract
The application discloses a bank approval process operation method, computer equipment and a storage medium. The method comprises the steps of obtaining banking business data; generating a first business approval chain according to the banking business data; sending the first business approval chain to an approval system so that the approval system enters an approval process corresponding to the first business approval chain; responding to feedback information returned by the approval system due to the fact that the approval process is over-long, and generating a second business approval chain by taking the returned corresponding approval node as a starting point; and sending the second business approval chain to an approval system so that the approval system enters an approval process corresponding to the second business approval chain. Through the mode, the examination and approval process is simplified, and examination and approval efficiency is improved.
Description
Technical Field
The application relates to the technical field of bank management, in particular to an operation method of a bank approval process, computer equipment and a storage medium.
Background
In bank management, the approval process is an important part. In actual management, when a bank faces specific services of different customers, pricing approval of service interest rates needs to follow differentiated approval requirements, an approval chain is formed by arranging a plurality of approval nodes, and the rationality of the service interest rates is ensured through different levels of approval such as departments of the bank, branches of the bank, and head offices of the bank.
However, the current approval process is complex, the problem that an approval chain is too long may occur, so that repeated work is caused, the approval efficiency is low, and the actual requirements cannot be met.
Disclosure of Invention
The technical problem mainly solved by the application is to provide the bank approval process operation method, the computer equipment and the storage medium, so that the approval process can be simplified, and the approval efficiency is improved.
In order to solve the above technical problem, the first technical solution adopted by the present application is: a bank approval process operation method is provided, and the method comprises the following steps: acquiring banking business data; generating a first business approval chain according to the banking business data; sending the first business approval chain to an approval system so that the approval system enters an approval process corresponding to the first business approval chain; responding to feedback information returned by the approval system after the approval process is over-long, and generating a second service approval chain by taking the returned corresponding approval node as a starting point; and sending the second business approval chain to an approval system so that the approval system enters an approval process corresponding to the second business approval chain.
In order to solve the above technical problem, the second technical solution adopted by the present application is: a bank approval process operation method is provided, and the method comprises the following steps: acquiring banking business data; generating a first business approval chain according to the banking business data; judging whether the number of the approval nodes in the first service approval chain exceeds a threshold value; responding to the condition that the number of the examination and approval nodes exceeds the threshold value, and splitting the first service examination and approval chain into at least two sub-service examination and approval chains of which the corresponding examination and approval node numbers do not exceed the threshold value in sequence; sending a first sub-service approval chain in the at least two sub-service approval chains to an approval system so that the approval system enters an approval process corresponding to the first sub-service approval chain; and responding to the received feedback information which is returned by the approval system and passes through the approval process, and sending the feedback information and the second sub-service approval chain to the approval system so that the approval system enters the approval process corresponding to the second sub-service approval chain, and so on until all the sub-service approval chains are sent to the approval system.
In order to solve the above technical problem, the third technical solution adopted by the present application is: the computer equipment comprises a processor, a memory and a communication circuit, wherein the processor is respectively connected with the memory and the communication circuit; wherein the communication circuit is adapted to be communicatively coupled, the memory is adapted to store a computer program, and the processor is adapted to execute the computer program to implement the method according to the first and second aspects of the present application.
In order to solve the above technical problem, a fourth technical solution adopted by the present application is: there is provided a computer readable storage medium having a computer program stored thereon, the computer program when executed by a processor implementing the method as provided in the first and second aspects of the present application.
The beneficial effect of this application is: different from the prior art, the method comprises the steps of generating a first business approval chain according to banking business data after the banking business data are acquired, sending the first business approval chain to an approval system, so that the approval system enters an approval process corresponding to the first business approval chain, generating a second business approval chain by taking a returned corresponding approval node as a starting point after feedback information returned by the approval system and returned due to the fact that the approval process is overlong, and sending the second business approval chain to the approval system, so that the approval system enters the approval process corresponding to the second business approval chain. Through the operation of the approval process, the business approval chain is automatically generated through the obtained banking business data, the approval chain is generated from the returned node and secondary approval is initiated after the business approval chain is returned due to overlong business approval chain, the passed approval nodes do not need to be repeated, the labor cost is saved, the approval process is simplified, and the approval efficiency is improved.
Drawings
FIG. 1 is a block diagram of a system component of an embodiment of a bank approval process operating system of the present application;
FIG. 2 is a schematic flow chart diagram of a first embodiment of a method of operation of the bank approval process of the present application;
FIG. 3 is a schematic flow timing diagram illustrating a first embodiment of a method of operation of a banking approval process of the present application;
FIG. 4 is a schematic flow chart diagram of a second embodiment of the bank approval process operation method of the present application;
FIG. 5 is a block diagram illustrating the structure of an embodiment of the computer apparatus of the present application;
FIG. 6 is a block diagram illustrating the structure of an embodiment of a computer-readable storage medium according to the present application.
Detailed Description
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
The bank equity pricing service is an important component of banking services, the equity services comprise credit services, institution services, international services and other services, and the interest rate pricing of the banking equity services needs to be approved by a series of approval nodes in actual operation management so as to reduce the risk of the services and ensure the rationality of the interest rate.
The inventor of the application discovers through long-term research that an approval chain is formed by combining a plurality of approval nodes according to a certain sequence at present, and the approval of a plurality of levels such as various departments of a bank, a bank branch, a bank head office and the like needs to be distinguished, in order to meet the requirement of approval efficiency, the number of the approval nodes is limited, the approval chain is overlong in actual operation management and the like, the approval chain is returned to work repeatedly, the approval efficiency cannot be guaranteed, and the actual requirement cannot be met. For example, if the approval system enters the approval process according to the approval chain and finds that the approval process is over-long, the approval chain is returned, and after the return, the approval system needs to manually perform work such as entry of banking business data and registration of authorization parameters again, and then sends the modified approval chain to the approval system again, which results in low efficiency. In order to improve or solve the above technical problem, the present application proposes at least the following embodiments.
As shown in fig. 1, a bank approval process operating system 1 described in the embodiment of the bank approval process operating system of the present application includes, for example, at least a server 10 and a user terminal 20. The user terminal 20 may be an electronic device, and specifically may be a mobile terminal, a computer, a server, or other terminals, the mobile terminal may be a mobile phone, a notebook computer, a tablet computer, an intelligent wearable device, or the like, and the computer may be a desktop computer, or the like. The server 10 acquires banking business data, generates a first business approval chain by using the acquired banking business data, sends the first business approval chain to the approval system to enable the approval system to enter an approval process, generates a second business approval chain by taking a returned corresponding approval node as a starting point when the approval system returns feedback information returned by the overlong approval process, and sends the second business approval chain to the approval system. The user terminal 20 inputs banking business data to enable the server 10 to obtain the banking business data, and after the approval system returns the first business approval chain due to the overlong approval process, the user terminal 20 sends an instruction to enable the server 10 to generate a second business approval chain by taking the returned corresponding approval node as a starting point, and the server 10 sends the second business approval chain to the approval system.
For details, reference may be made to the following description of embodiments of the bank approval process operation method of the present application.
As shown in fig. 2, a first embodiment of a method of operation of a banking approval process described herein may include:
step S100: and acquiring banking business data.
Step S200: and generating a first business approval chain according to the banking business data.
Step S300: and sending the first service approval chain to an approval system so that the approval system enters an approval process corresponding to the first service approval chain.
Step S400: and responding to feedback information returned by the approval system due to the fact that the approval process is over-long, and generating a second business approval chain by taking the returned corresponding approval node as a starting point.
Step S500: and sending the second business approval chain to an approval system so that the approval system enters an approval process corresponding to the second business approval chain.
The method comprises the steps of generating a first business approval chain according to banking business data after the banking business data are acquired, sending the first business approval chain to an approval system to enable the approval system to enter an approval process corresponding to the first business approval chain, generating a second business approval chain by taking a returned corresponding approval node as a starting point after feedback information returned by the approval system due to the fact that the approval process is overlong and returned is received, and sending the second business approval chain to the approval system to enable the approval system to enter the approval process corresponding to the second business approval chain. Through the operation of the approval process, the business approval chain is automatically generated through the obtained banking business data, the approval chain is generated from the returned node and secondary approval is initiated after the business approval chain is returned due to overlong business approval chain, the passed approval nodes do not need to be repeated, the labor cost is saved, the approval process is simplified, and the approval efficiency is improved.
The first embodiment of the bank approval process operation method of the present application is described in detail below.
Step S100: and acquiring banking business data.
Banking data may refer to data related to a customer handling a transaction, as well as data related to a transaction that the customer needs to handle. Banking data is, for example, complete and verifiable data that a business already exists at a given point in time, such as the type of customer, the age of the business, the amount of money involved in a particular business, etc., and the type of customer may include, for example, manufacturing customers and non-manufacturing customers, diamond customers and non-diamond customers, etc., for example, a piece of banking data is "a certain company, manufacturing customers, non-diamond customers, the age of the business is five years".
Alternatively, the banking data may be entered by the user terminal 20 and obtained by the server 10, which may specifically refer to the following steps included in step S100:
step S110: and presenting a service data editing interface to a user.
A business data editing interface is presented at the user terminal 20 where a user can perform editing operations to enter banking data.
Step S120: and responding to the editing operation of the user on the business data editing interface, and inputting the banking business data.
After the user performs an editing operation on the service data editing interface, the user terminal 20 enters banking service data. Optionally, the service data editing interface may be provided with a key, and when the user finishes editing the banking service data in the service data editing interface presented by the user terminal 20, the user terminal 20 enters the banking service data edited by the user and sends an instruction to the server 10, so that the server 10 obtains the banking service data.
Step S130: and acquiring banking business data.
After the user terminal 20 enters the banking data, the server 10 obtains the entered banking data. Alternatively, the server 10 may obtain banking data entered by the user terminal 20 in response to an instruction sent by the user terminal 20.
Step S200: and generating a first business approval chain according to the banking business data.
The business approval chain is formed by combining a plurality of approval nodes according to a certain sequence, wherein the approval nodes comprise different levels of departments of a bank, branches of the bank, a head office of the bank and the like, but the specific approval chain can not pass through the approval nodes of all levels according to requirements, for example, the approval nodes comprise a worker in a certain department of the branch of the bank, a supervisor in a certain department of the branch of the bank, a branch line length of the bank, a head office of the bank and the like, and the certain approval chain is 'a worker in a certain department of the branch of the bank-a supervisor in a certain department of the branch of the bank-a branch line length of the bank'.
Optionally, the generating of the first business approval chain according to the banking business data includes performing authorization configuration on the banking business data through an authorization matrix to generate the first business approval chain. The authorization matrix comprises at least one authorization dimension of an organization, a term, a client type, a product and an authorization threshold value, and different dimension parameters are preset by a management department.
Wherein, the mechanism can be represented by a code composed of numbers and letters, can also be represented by the name of the mechanism, and can also be represented by the combination of the numbers and the letters; the term may be expressed by a specific age or by a range of ages, for example, a term dimension of "one year to five years (including five years)"; the customer types may include, for example, diamond customers, non-diamond customers, and the like. The business examination and approval chain is generated by carrying out authorization configuration according to the authorization matrix, so that the manual operation of workers can be reduced, the examination and approval chain errors are avoided, and the labor cost is reduced. And the method can adapt to the policy in time to adjust the parameters in the authorization matrix, and is convenient for unified management to adapt to different requirements of different conditions.
Optionally, the generating of the first service approval chain according to the banking service data includes performing authorization configuration on the banking service data through an authorization matrix, and obtaining the first service approval chain through an authorization threshold and a preset service identifier excluding part of the nodes.
The authorization threshold may limit that a certain type of service needs to pass through an approval of a certain level or an approval node, or limit that a certain type of service only needs to reach the approval of a certain approval node in a certain level, for example, a certain service needs to pass through an approval node of "bank branch line length" in a "bank branch line" level, and does not need to pass through an approval node in a "bank head line" level. The preset service marks comprise green financial marks, poverty alleviation marks, government financial marks and the like, and the preset service marks facilitate accurate special pricing of the clients and meet differentiated pricing requirements. Whether the approval chain needs to pass through some approval nodes can be identified through the authorization threshold and the preset service identification, and the shortest service approval chain meeting the requirements is generated by excluding part of the approval nodes.
Optionally, the first business approval chain generated according to the banking business data includes a parallel approval node or a collaborative approval node. The parallel approval nodes and the collaborative approval nodes combine some approval nodes which need to be sequentially carried out in the past, and one node can correspond to multiple persons for approval. The parallel approval node needs multiple persons corresponding to the node to approve, all persons can pass the node when the approval results of all persons pass, for example, a certain approval node is a 'bank branch department operator', the node is the parallel approval node, the corresponding approval person is a certain article, and the corresponding article needs to be approved and passed, so that the approval node passes the node. The collaborative approval node only needs at least one person in a plurality of persons corresponding to the node to pass the approval, for example, one approval node is 'chief deputy of a certain department of bank', the node is the collaborative approval node, the corresponding approval person is Wang-Chio-and-Zhao-and-King-and-Zhao-only needs to pass the approval, and the approval node passes. The efficiency is improved by combining the nodes, and the approval process is simplified.
Step S300: and sending the first business approval chain to an approval system so that the approval system enters an approval process corresponding to the first business approval chain.
After the server 10 sends the first service approval chain to the approval system, the approval system enters the corresponding approval process, and determines whether the approval chain is too long when the approval process reaches a certain number of nodes, if so, the approval chain is returned, and the server 10 receives feedback information returned by the approval system when the approval process is too long.
Step S400: and generating a second service approval chain by taking the returned corresponding approval node as a starting point in response to receiving feedback information returned by the approval system due to the overlong approval process.
Optionally, feedback information returned after the approval process is over long may be displayed on the user terminal 20, the user may initiate a secondary approval, and the server 10 generates the second service approval chain, which may specifically refer to the following steps included in step S400:
step S410: and receiving feedback information returned by the approval system due to the overlong approval process.
If the approval process corresponding to one approval chain is too long, the execution efficiency of approval is affected, in order to ensure the execution efficiency, the approval nodes passed by the approval chain need to meet a certain quantity requirement, and when the quantity of the approval nodes exceeds the requirement, the server 10 receives feedback information returned by the approval system due to the fact that the approval process is too long.
Step S420: and displaying feedback information returned by overlong approval process.
The user terminal 20 displays feedback information returned by the overlong approval process to the user, a key for initiating secondary approval is arranged on the display interface, and when the user clicks the key, the user terminal 20 sends a secondary approval instruction to the server 10.
Step S430: and responding to an instruction of initiating secondary approval by a user, taking the returned corresponding approval node as a starting point, and attaching the node content, the approval opinions and the attachments of the first approval chain to generate a second business approval chain.
The server 10 receives an instruction sent by the user terminal 20 to generate a second service approval chain, and when the server 10 generates the second service approval chain with the returned corresponding approval node as a starting point, the second service approval chain is generated by attaching the node content, the approval opinions and the accessories of the first service approval chain, so that the subsequent approval is realized, the previous approval process and preparation work are not required to be repeated, the repeated labor is reduced, and the labor cost is saved.
Step S500: and sending the second service approval chain to an approval system so that the approval system enters an approval process corresponding to the second service approval chain.
As shown in fig. 4, a second embodiment of the bank approval process operation method according to the present application describes a bank approval process operation method that may include:
step M100: and acquiring banking business data.
Step M200: and generating a first business approval chain according to the banking business data.
The server 10 performs authorization configuration on banking business data through an authorization matrix, and obtains a first business approval chain through an authorization threshold value and a preset business identification excluding part of nodes.
Step M300: and judging whether the number of the approval nodes in the first service approval chain exceeds a threshold value.
The threshold is a requirement of the user for the number of the approval nodes in the approval chain, and the server 10 judges the number of the approval nodes in the generated first service approval chain by using the threshold as a standard.
Step M400: and responding to the condition that the number of the examination and approval nodes exceeds the threshold value, and splitting the first service examination and approval chain into at least two sub-service examination and approval chains of which the corresponding examination and approval node numbers do not exceed the threshold value in sequence.
If the number of the approval nodes in the first service approval chain exceeds the threshold, the server 10 splits the first service approval chain in sequence by taking the threshold as a standard in response to the threshold being exceeded. For example, the threshold value is 8 approval nodes, and if 18 approval nodes exist in a certain business approval chain, the business approval chain is judged to exceed the threshold value, and the approval chain is split according to the sequence, wherein the 1 st to 8 th approval nodes form a split first sub-business approval chain, the 9 th to 16 th approval nodes form a split second sub-business approval chain, and the 17 th to 18 th approval nodes form a split third sub-business approval chain. By splitting the overlong business approval chain, the problem that the approval chain is overlong can be solved without returning through an approval system, and the approval efficiency is improved.
Step M500: and sending a first sub-service approval chain in the at least two sub-service approval chains to an approval system, so that the approval system enters an approval process corresponding to the first sub-service approval chain.
The server 10 sends the first sub-service approval chain in the split sub-service approval chains to the approval system, so that the approval system enters the corresponding approval process.
Step M600: and responding to the received feedback information which is returned by the approval system and passes through the approval process, and sending the feedback information and the second sub-service approval chain to the approval system so that the approval system enters the approval process corresponding to the second sub-service approval chain, and so on until all the sub-service approval chains are sent to the approval system.
And the server 10 responds to the completion and the passing of the first sub-service approval chain, sends the second sub-service approval chain to the approval system, and attaches the feedback information of the first sub-service approval chain while sending. By analogy, after the previous sub-service approval chain is completed and passes, the server 10 sends the next sub-service approval chain to the approval system according to the splitting sequence, and attaches the feedback information of the previous sub-service approval chain while sending the feedback information until all the sub-service approval chains are sent completely.
By splitting the overlong business approval chain and sequentially sending the split sub-business approval chains to the approval system, the approval system sequentially finishes the approval process without repeating the work finished before and without being returned due to the overlong approval chain, the approval process is simplified, and the approval efficiency is improved.
For the content of the second embodiment of the bank approval process operation method of the present application, reference may be made to the description of the first embodiment of the bank approval process operation method of the present application, and details are not described herein again.
As shown in fig. 5, the electronic device 30 described in the electronic device embodiment of the present application may specifically include a processor 310 and a memory 320. The memory 320 is coupled to the processor 310.
The processor 310 is used for controlling the operation of the electronic device 30, and the processor 310 may also be referred to as a Central Processing Unit (CPU). The processor 310 may be an integrated circuit chip having signal processing capabilities. The processor 310 may also be a general purpose processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field Programmable Gate Array (FPGA) or other programmable logic device, discrete gate or transistor logic, discrete hardware components. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The memory 320 is used for storing computer programs, and may be a RAM, a ROM, or other types of storage devices. In particular, memory 320 may include one or more computer-readable storage media, which may be non-transitory. Memory 320 may also include high speed random access memory, as well as non-volatile memory, such as one or more magnetic disk storage devices, flash memory storage devices. In some embodiments, a non-transitory computer readable storage medium in memory 320 is used to store at least one program code.
The processor 310 is used for executing the computer program stored in the memory 320 to implement the processing method of the financial data query described in the embodiment of the processing method of the financial data query of the present application.
In some embodiments, the electronic device 30 may further include: a peripheral interface 330 and at least one peripheral. The processor 310, memory 320, and peripheral interface 330 may be connected by buses or signal lines. Various peripheral devices may be connected to peripheral interface 330 via a bus, signal line, or circuit board. Specifically, the peripheral device includes: at least one of radio frequency circuitry 340, display 350, audio circuitry 360, and power source 370.
The peripheral interface 330 may be used to connect at least one peripheral related to I/O (Input/output) to the processor 310 and the memory 320. In some embodiments, processor 310, memory 320, and peripheral interface 330 are integrated on the same chip or circuit board; in some other embodiments, any one or two of the processor 310, the memory 320 and the peripheral interface 330 may be implemented on a separate chip or circuit board, which is not limited in this embodiment.
The Radio Frequency circuit 340 is used for receiving and transmitting RF (Radio Frequency) signals, also called electromagnetic signals. The radio frequency circuit 340 communicates with a communication network and other communication devices through electromagnetic signals, and the radio frequency circuit 340 is a communication circuit of the electronic device 30. The rf circuit 340 converts an electrical signal into an electromagnetic signal for transmission, or converts a received electromagnetic signal into an electrical signal. Optionally, the radio frequency circuit 340 includes: an antenna system, an RF transceiver, one or more amplifiers, a tuner, an oscillator, a digital signal processor, a codec chipset, a subscriber identity module card, and so forth. The radio frequency circuit 340 may communicate with other terminals via at least one wireless communication protocol. The wireless communication protocols include, but are not limited to: the world wide web, metropolitan area networks, intranets, generations of mobile communication networks (2G, 3G, 4G, and 5G), Wireless local area networks, and/or WiFi (Wireless Fidelity) networks. In some embodiments, rf circuit 340 may further include NFC (Near Field Communication) related circuits, which are not limited in this application.
The display screen 350 is used to display a UI (User Interface). The UI may include graphics, text, icons, video, and any combination thereof. When the display screen 350 is a touch display screen, the display screen 350 also has the ability to capture touch signals on or over the surface of the display screen 350. The touch signal may be input to the processor 310 as a control signal for processing. At this point, the display screen 350 may also be used to provide virtual buttons and/or a virtual keyboard, also referred to as soft buttons and/or a soft keyboard. In some embodiments, the display screen 350 may be one, disposed on the front panel of the electronic device 30; in other embodiments, the display screens 350 may be at least two, respectively disposed on different surfaces of the electronic device 30 or in a folded design; in other embodiments, the display 350 may be a flexible display disposed on a curved surface or a folded surface of the electronic device 30. Even further, the display screen 350 may be arranged in a non-rectangular irregular pattern, i.e., a shaped screen. The Display 350 can be made of LCD (Liquid Crystal Display), OLED (Organic Light-Emitting Diode), and the like.
The audio circuit 360 may include a microphone and a speaker. The microphone is used for collecting sound waves of a user and the environment, converting the sound waves into electric signals, and inputting the electric signals to the processor 310 for processing or inputting the electric signals to the radio frequency circuit 340 for realizing voice communication. For stereo capture or noise reduction purposes, the microphones may be multiple and disposed at different locations of the electronic device 30. The microphone may also be an array microphone or an omni-directional pick-up microphone. The speaker is used to convert electrical signals from the processor 310 or the radio frequency circuit 340 into sound waves. The loudspeaker can be a traditional film loudspeaker and can also be a piezoelectric ceramic loudspeaker. When the speaker is a piezoelectric ceramic speaker, the speaker can be used for purposes such as converting an electric signal into a sound wave audible to a human being, or converting an electric signal into a sound wave inaudible to a human being to measure a distance. In some embodiments, audio circuitry 360 may also include a headphone jack.
The power supply 370 is used to power various components in the electronic device 30. Power source 370 may be alternating current, direct current, disposable or rechargeable batteries. When power source 370 comprises a rechargeable battery, the rechargeable battery may be a wired rechargeable battery or a wireless rechargeable battery. The wired rechargeable battery is a battery charged through a wired line, and the wireless rechargeable battery is a battery charged through a wireless coil. The rechargeable battery may also be used to support fast charge technology.
For detailed description of functions and execution processes of each functional module or component in the embodiment of the electronic device of the present application, reference may be made to the description in the embodiment of the bank approval process operation method of the present application, and details are not described herein again.
In the embodiments provided in the present application, it should be understood that the disclosed electronic device and bank approval process operation method may be implemented in other ways. For example, the above-described embodiments of the electronic device are merely illustrative, and for example, a module or a unit may be divided into only one logic function, and may be implemented in other ways, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.
Units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the embodiment.
In addition, functional units in the embodiments of the present application may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.
Referring to fig. 6, the above-described integrated unit, if implemented in the form of a software functional unit and sold or used as a separate product, may be stored in a computer-readable storage medium 400. Based on such understanding, the technical solution of the present application may be substantially implemented or contributed by the prior art, or all or part of the technical solution may be embodied in a software product, which is stored in a storage medium and includes instructions/computer programs for causing a computer device (which may be a personal computer, a server, a network device, or the like) or a processor (processor) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: various media such as a usb disk, a portable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and electronic devices such as a computer, a mobile phone, a notebook computer, a tablet computer, and a camera having the storage medium.
The description of the execution process of the program data in the computer-readable storage medium may refer to the foregoing embodiments of the bank approval process operation method of the present application, and will not be described herein again.
The above description is only an example of the present application and is not intended to limit the scope of the present application, and all modifications of equivalent structures and equivalent processes, which are made by the contents of the specification and the drawings, or which are directly or indirectly applied to other related technical fields, are intended to be included within the scope of the present application.
Claims (10)
1. A bank approval process operation method is characterized by comprising the following steps:
acquiring banking business data;
generating a first business approval chain according to the banking business data;
sending the first business approval chain to an approval system so that the approval system enters an approval process corresponding to the first business approval chain;
responding to feedback information returned by the approval system after the approval process is over-long, and generating a second business approval chain by taking an approval node corresponding to the return as a starting point;
and sending the second business approval chain to the approval system so that the approval system enters an approval process corresponding to the second business approval chain.
2. The method of claim 1, wherein:
the generating of the second service approval chain by taking the approval node corresponding to the return as a starting point includes:
and taking the approval node corresponding to the return as a starting point, and attaching the node content, the approval opinions and the attachments of the first business approval chain to generate a second business approval chain.
3. The method of claim 1, wherein:
the acquiring banking data comprises:
presenting a service data editing interface to a user;
and responding to the editing operation of the user on the business data editing interface, and inputting the banking business data.
4. The method of claim 3, wherein:
the step of generating a first business approval chain according to the banking business data comprises:
and carrying out authorization configuration on the banking business data through an authorization matrix so as to generate the first business approval chain.
5. The method of claim 4, wherein:
the performing authorization configuration on the banking business data through an authorization matrix to generate the first business approval chain includes:
and the authorization configuration is carried out on the banking business data through an authorization matrix, and the first business approval chain is obtained through an authorization threshold value and a preset business identification excluding part of nodes.
6. The method of claim 4, wherein:
the authorization matrix includes at least one authorization dimension of an organization, a term, a customer type, a product, an authorization threshold.
7. The method of claim 1, wherein:
the generating of the first business approval chain according to the banking business data comprises:
and generating a first business approval chain comprising parallel approval nodes or collaborative approval nodes according to the banking business data.
8. A bank approval process operation method is characterized by comprising the following steps:
acquiring banking business data;
generating a first business approval chain according to the banking business data;
judging whether the number of the approval nodes in the first service approval chain exceeds a threshold value;
responding to the situation that the number of the approval nodes exceeds the threshold value, and sequentially splitting the first service approval chain into at least two sub-service approval chains, wherein the number of the corresponding approval nodes does not exceed the threshold value;
sending a first sub-service approval chain in the at least two sub-service approval chains to an approval system so that the approval system enters an approval process corresponding to the first sub-service approval chain;
and responding to the received feedback information which is returned by the approval system and passes through the approval process, and sending the feedback information and a second sub-service approval chain to the approval system so that the approval system enters the approval process corresponding to the second sub-service approval chain, and so on until all the sub-service approval chains are sent to the approval system.
9. A computer device, comprising:
the processor is connected with the memory and the communication circuit respectively;
wherein the communication circuit is for communication connection, the memory is for storing a computer program, and the processor is for executing the computer program to implement the method of any one of claims 1 to 8.
10. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the method of any one of claims 1 to 8.
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN115660607A (en) * | 2022-12-12 | 2023-01-31 | 平安银行股份有限公司 | Method and device for automatically generating approval chain and computer storage medium |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN115660607A (en) * | 2022-12-12 | 2023-01-31 | 平安银行股份有限公司 | Method and device for automatically generating approval chain and computer storage medium |
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