CN114971610A - Transfer management method and device - Google Patents
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Abstract
The application discloses a transfer management method and device, belongs to the technical field of computers, and solves the problem that transfer risks are high due to the fact that an account number created in the related art lacks an authority management mechanism. The method comprises the following steps: determining a target account type corresponding to target identity information based on the target identity information of a target user, wherein the target account type is one of preset account types, and the account types comprise a common account type, a public account type and an authoritative account type; determining target transfer authority corresponding to the target account number type based on the corresponding relation between the account number type and the transfer authority, wherein the transfer authority is the authority which can only transfer to the account number type allowed to transfer by the account number type aiming at each account number type; and performing transfer operation based on the target transfer authority.
Description
Technical Field
The application belongs to the technical field of computers, and particularly relates to a transfer management method and device.
Background
In the related art, account numbers can be created completely off-line without connecting to a blockchain or even networking.
In the related art, the correctness of the account number can be verified in the account number creating process, but the created account number lacks an authority management mechanism, which results in higher risk of account number transfer. For example, an official account number of an enterprise may initiate a transaction to drive the blockchain assets into the private blockchain account number of the shareholder, with significant risk.
Disclosure of Invention
The embodiment of the application provides a transfer management method and device, and the problem that transfer risks are high due to the fact that an account number created in the related technology lacks an authority management mechanism can be solved.
In a first aspect, an embodiment of the present application provides a method for account transfer management, where the method includes: determining a target account type corresponding to target identity information based on the target identity information of a target user, wherein the target account type is one of preset account types, and the account types comprise a common account type, a public account type and an authoritative account type; determining a target transfer authority corresponding to the target account type based on the corresponding relation between the account type and the transfer authority, wherein the transfer authority is the authority which can only transfer to the account type allowed to be transferred by the account type aiming at each account type; and performing transfer operation based on the target transfer authority.
In a second aspect, an embodiment of the present application provides a transfer management apparatus, including: the system comprises a first determination module, a second determination module and a third determination module, wherein the first determination module is used for determining a target account type corresponding to target identity information based on the target identity information of a target user, the target account type is one of preset account types, and the account types comprise a common account type, a public account type and an authoritative account type; the second determination module is used for determining a target transfer authority corresponding to the target account type based on the corresponding relation between the account type and the transfer authority, wherein the transfer authority is the authority which can only transfer to the account type allowed to be transferred by the account type aiming at each account type; and the transfer module is used for carrying out transfer operation based on the target transfer authority.
In a third aspect, an embodiment of the present application provides an electronic device, which includes a processor, a memory, and a program or instructions stored on the memory and executable on the processor, and when executed by the processor, the program or instructions implement the steps of the method according to the first aspect.
In a fourth aspect, embodiments of the present application provide a readable storage medium, on which a program or instructions are stored, which when executed by a processor, implement the steps of the method according to the first aspect.
In a fifth aspect, an embodiment of the present application provides a chip, where the chip includes a processor and a communication interface, where the communication interface is coupled to the processor, and the processor is configured to execute a program or instructions to implement the method according to the first aspect.
In the embodiment of the application, a target account type corresponding to target identity information is determined based on the target identity information of a target user, wherein the target account type is one of preset account types, and the account types comprise a common account type, a public account type and an authoritative account type; determining a target transfer authority corresponding to the target account type based on the corresponding relation between the account type and the transfer authority, wherein the transfer authority is the authority which can only transfer to the account type allowed to be transferred by the account type aiming at each account type; transferring accounts based on the target transfer authority; according to the account number transfer method and device, transfer permissions suitable for account number types can be set for different account number types, so that the problem that an account number corresponding to a certain account number type transfers to an account number which does not meet the account number type transfer permissions can be solved, and the problem that transfer risks are high due to the fact that an account number created in the related technology lacks an authority management mechanism is solved.
Drawings
FIG. 1 is a flow chart diagram of a transfer management method provided by an embodiment of the application;
FIG. 2 is a schematic flow chart diagram of another transfer management method provided by the embodiment of the application;
FIG. 3 is a schematic diagram of a configuration of a transfer management device according to one embodiment of the present application;
fig. 4 is a schematic structural diagram of an electronic device according to another embodiment of the present application.
Detailed Description
The technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some, but not all, embodiments of the present application. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
The following describes a transfer management method and apparatus provided in the embodiments of the present application in detail through specific embodiments and application scenarios thereof with reference to the accompanying drawings.
Specifically, in the related art, the account number creation implemented in the blockchain does not need to be connected to the blockchain or even networked, and can be completely created offline. The following specifically describes the creation process of bitcoin in the block chain and account in the etherhouse as an example.
And a first and second bit currency account creating process.
The first step is as follows: generating a private key;
pseudo random numbers generate a 25bit private key;
the second step is that: generating a public key;
1. deriving a public key based on the generated private key through a preset elliptic curve;
2. calculating SHA-256 hash value of the public key;
3. taking the result of the step 2, and calculating a PIPEMD-160 hash value;
4. taking the result of the step 3, adding an address version number (such as a bit currency main network version number of '0 x 00') in front;
5. taking the result of the step 4, and calculating SHA-256 hash values twice;
6. taking the first four bytes of the last result value in the step 5;
7. adding the four bytes obtained in the step 6 to the back of the result obtained in the step 4 to be used as check bits;
the third step: an address (account number);
address ultimately used to the user: the address is translated using base58 encoding.
And secondly, a process of creating the Etherhouse account.
The first step is to generate a private key consisting of 256 bits randomly;
the second step is that: mapping the private key into a public key by using an encryption algorithm elliptic curve signature algorithm, wherein one private key can only map out one public key;
the third step: the public address (account number) is calculated by an SHA-3 encryption hash algorithm by using 160 bits of the lower bits of the public key.
It can be seen that in the related art, the correctness of the account number can be verified in the account number creation process, but the created account number lacks an authority management mechanism, which results in a higher risk of account number transfer. For example, an official account number of an enterprise may initiate a transaction to drive the blockchain assets into the private blockchain account number of the shareholder, with significant risk.
In this regard, a target account type corresponding to target identity information is determined based on the target identity information of a target user, wherein the target account type is one of preset account types, and the account types include a common account type, a public account type and an authoritative account type; determining a target transfer authority corresponding to the target account type based on the corresponding relation between the account type and the transfer authority, wherein the transfer authority is the authority which can only transfer to the account type allowed to be transferred by the account type aiming at each account type; performing transfer operation based on the target transfer authority; according to the account number transfer method and device, the transfer authority which is suitable for the account number type can be set for different account number types, so that the problem that an account number corresponding to a certain account number type transfers to an account number which does not meet the transfer authority of the account number type can be solved, and the problem that transfer risks are high due to the fact that an account number which is created in the related technology lacks an authority management mechanism is solved.
Fig. 1 illustrates a transfer management method provided by an embodiment of the present invention, which may be performed by an electronic device, and the electronic device may include: a server and/or a terminal device, wherein the terminal device may be, for example, a mobile phone terminal or the like. In other words, the method may be performed by software or hardware installed in the electronic device, the method comprising the steps of:
step 101: and determining the type of the target account corresponding to the target identity information based on the target identity information of the target user.
The target account type is one of preset account types, and the account types comprise a common account type, a public account type and an authoritative account type.
Optionally, in practical applications, a person skilled in the art may add other account types on the basis of the account types disclosed above, where the added account types are determined according to actual specific needs, and this is not specifically limited here.
Specifically, the target user may be a user who needs to create an account; the identity information of the target user may be information for representing the identity of the user, for example, the identity of the target user may be a private individual, may be an organization (such as a company, etc.) that has been authenticated with a third party, may be an authority (i.e., an organization with certain authority), and the like, and is not limited in particular herein.
Specifically, the target identity information corresponding to the common account type may be a private person (hereinafter referred to as a common user); the target identity information corresponding to the type of the public account number may be an official agency (e.g., a company, a school, etc.); the target identity information corresponding to the authoritative account type can be an authority.
As a specific example, for example, when the target identity information is a common user, the corresponding account type may be a common account type; when the target identity information is a company, the corresponding account number type can be a public account number type; when the target identity information is an authority, the corresponding account type may be an authority account type.
Step 102: and determining a target transfer authority corresponding to the target account number type based on the corresponding relation between the account number type and the transfer authority.
And the transfer authority is the authority which can only transfer to account types allowed to be transferred by the account type aiming at each account type.
Specifically, in practical application, the user may set the transfer authority corresponding to the type of the self account according to specific needs, which is not specifically limited herein.
As a specific example, for example, if the identity information corresponding to the target user is a company, the corresponding target account type may be a public account type, and in order to prevent the account of the company from transferring illegal property to a private account of an shareholder (a common user), the transfer authority corresponding to the public account type may be set as an authority that can only transfer the public account type to the public account type and/or an authority that can only transfer the public account type to an authoritative account type, which may naturally avoid transferring the public account type to the common account type, thereby avoiding illegal property transfer activities.
Step 103: and performing transfer operation based on the target transfer authority.
In this way, a target account number type corresponding to target identity information is determined based on the target identity information of a target user, wherein the target account number type is one of preset account number types, and the account number type comprises a common account number type, a public account number type and an authoritative account number type; determining a target transfer authority corresponding to the target account type based on the corresponding relation between the account type and the transfer authority, wherein the transfer authority is the authority which can only transfer to the account type allowed to be transferred by the account type aiming at each account type; performing transfer operation based on the target transfer authority; according to the account number transfer method and device, the transfer authority which is suitable for the account number type can be set for different account number types, so that the problem that an account number corresponding to a certain account number type transfers to an account number which does not meet the transfer authority of the account number type can be solved, and the problem that transfer risks are high due to the fact that an account number which is created in the related technology lacks an authority management mechanism is solved.
In an optional implementation manner, after the step 101, the method further includes:
and based on the target account number type, creating a target account number corresponding to the target account number type in an account number management storage area pre-created in a block chain.
The account corresponding to the common account type is a common account, the account corresponding to the public account type is a public account, and the account corresponding to the authoritative account type is an authoritative account.
Optionally, in the blockchain, when the transaction initiator sends the transaction request to the outside of the account management storage area, if the accounts of the transaction initiator and the transaction receiver are not created in the account management storage area, it may be determined that the transaction is illegal, and the transaction is not packaged into the blockchain for performing.
Therefore, the target account number corresponding to the type of the target account number is created in the account number management storage area of the block chain, so that different users can transfer accounts based on the transfer authority of the account type corresponding to the account when transferring accounts through the corresponding account, and the problem that the transfer risk is high due to the fact that the created account number lacks an authority management mechanism in the related technology can be avoided for the users.
In an optional implementation manner, the transfer management method further includes:
and adding target account information corresponding to the target account in the account management storage area.
The target account information includes preset readable information corresponding to the target account, and the preset readable information is used for representing identity information of the target account.
As a specific example, if the target account is a common account, the corresponding preset readable information may be "my is XXX (name of target user)"; if the target user is a public account number, the corresponding preset readable information may be "XX (company name) company"; if the target user is an authoritative account, the corresponding preset readable information may be "XX (organization name) organization".
Therefore, when a user transfers accounts to a certain account, the identity of the account can be determined through the preset readable information of the account, so that whether the account for transferring accounts is correct or not can be determined, and the risk of the user in transferring accounts can be effectively reduced.
In an optional implementation manner, if the target account is the authoritative account;
the target account information further includes: the method comprises the steps of obtaining the type code of the authoritative account number type, the public key of the authoritative account number, the account number content of the authoritative account number and a first private key signature.
The first private key signature is a signature of the type code of the authoritative account, the public key of the authoritative account, the account content of the authoritative account and preset readable information corresponding to the authoritative account by using the private key of the authoritative account.
Alternatively, the target account information of the authoritative account may be provided by the creator of the blockchain.
Optionally, the type code of the authoritative account type may be a number or a character, and this is not limited herein.
Optionally, the account content of the authoritative account may be content used for representing the authoritative account, and may be, for example, a string of numbers, a string of characters, a character plus a number, or the like, which is not limited specifically herein.
Therefore, the account information of the authoritative account is added in the account management storage area, so that the account information of the authoritative account can be obtained when the user transfers accounts to the authoritative account, and the correctness of the transferred authoritative account can be verified.
In an optional implementation manner, if the target account number is the public account number;
the target account information further includes: the type code of the type of the public account number, the public key of the public account number, the account content of the public account number and a second private key signature are carried out, wherein the second private key signature is a signature carried out on the type code of the type of the public account number, the public key of the public account number, preset readable information corresponding to the public account number and the account content of the public account number by utilizing the private key of the authoritative account number;
before adding target account information corresponding to the target account in the account management storage area, the method further includes:
and receiving first transaction content initiated by the owner of the authoritative account under the condition that the identification material of the target user passes the audit of the owner of the authoritative account.
The first transaction content comprises the target account number information, the identification material of the target user is contained in an account number application request sent by the target user to the owner of the authoritative account number, and the account number application request further comprises the type code of the public account number, the public key of the public account number, the preset readable information corresponding to the public account number and the account number content of the public account number.
Optionally, the relationship between the target user and the corresponding public account number may be a one-to-one correspondence relationship.
Specifically, the identification material of the target user may be a material for proving that the identification information of the target user is an official institution, such as a business license, an identification card, and the like, and is not specifically limited herein.
Optionally, the type code of the public account number type may be a number or a character, and this is not limited herein.
Optionally, the account content of the public account number may be content representing the public account number, and may be, for example, a string of numbers, a string of characters, a character plus a number, and the like, which is not limited herein.
Therefore, the account information of the public account is checked by the owner of the authoritative account, and the account information of the public account which passes the check is added into the account management storage area, so that other fake organizations or individuals can be prevented from pretending the owner of the public account, and the accuracy of the user account transfer can be ensured.
In an optional implementation manner, if the target account is the common account;
the target account information further includes: the type code of the common account number type, the public key of the common account number, the account number content of the common account number and a third private key signature are obtained;
before adding target account information corresponding to the target account in the account management storage area, the method further includes: and receiving second transaction content initiated to the account management storage area by the target user.
The third private key signature is a signature of the type code of the common account number, the public key of the common account number, the preset readable information corresponding to the common account number and the account number content of the common account number by using the private key of the common account number.
Wherein the second transaction content includes the target account number information.
Optionally, the type code of the common account type may be a number or a character, and this is not limited herein.
Optionally, the account content of the common account may be content used to represent the common account, and may be, for example, a string of numbers, a string of characters, a character plus a number, or the like, which is not limited herein.
Therefore, the account information of the common account is added in the account management storage area, so that the account information of the common account can be confirmed when a user transfers accounts to the common account, and the accuracy of the transferred common account is determined.
In an optional implementation manner, the determining, based on a correspondence between an account type and a transfer authority, a target transfer authority corresponding to the target account type includes:
under the condition that the target account number type is the public account number pair type, the target transfer authority is the authority that the target account number can only transfer to the public account number pair type and/or the authoritative account number type;
when the target account number type is the common account number type, the target transfer authority is the authority of the target account number to transfer to at least one of the public account number type, the authoritative account number type and the common account number type;
and under the condition that the target account number type is the authoritative account number type, the target transfer authority is the authority of the target account number to transfer to at least one of the public account number type, the authoritative account number type and the common account number type.
Therefore, account authorities corresponding to the account types are respectively determined, so that the public account can not transfer accounts to the common account (private person), and the assets of the public account can not be illegally transferred.
In an optional implementation manner, after determining the target transfer authority corresponding to the target account type, the method further includes:
under the condition that the target account number is the public account number and the target account number needs to transfer accounts to the common account number, acquiring a first transaction initiated from the public account number to the authoritative account number;
and receiving a second transaction initiated from the authoritative account to the target common account under the condition that the first transaction passes the audit of the owner of the authoritative account, wherein the content of the second transaction is the transfer asset.
The first transaction is used for transferring accounts to a target common account, the content of the first transaction comprises account content of the public account, account content of the authoritative account, account content of the target common account, transfer assets of the public account and a fourth private key signature, and the fourth private key signature is a signature of the account content of the public account, the account content of the authoritative account, the account content of the target common account and the transfer assets of the public account by utilizing the private key of the public account.
Specifically, because the public account number cannot transfer to the common account number, when the public account number needs to transfer to the target common account number, the public account number can initiate a first transaction to the authoritative account number, and the content of the first transaction can contain transfer assets of the public account number needing to transfer to the target common account number;
in the event that the first transaction passes an audit of the owner of the authoritative account number (e.g., an authority), the transfer asset may be transferred to the target general user.
Optionally, in the process of adding the account information of the public account to the account management storage area, the identification material sent by the public account to the owner of the authoritative account may include a limitation on the transfer amount of the public account or a limitation on the account information of the transferred general account.
Optionally, the owner of the authoritative account number may pass the audit of the first transaction when the transfer amount included in the first transaction satisfies the limit therefor.
Therefore, when the public account is required to be transferred to the common account, the assets of the public account can still be transferred to the common account in a compliance manner under the condition that the public account is not allowed to transfer accounts.
Optionally, specific steps of an embodiment of the present application are described below with reference to fig. 2.
Step 201: and determining the type of the target account corresponding to the target identity information based on the target identity information of the target user.
The target account type is one of preset account types, and the account types comprise a common account type, a public account type and an authoritative account type.
Optionally, in practical applications, a person skilled in the art may add other account types on the basis of the account types disclosed above, where the added account types are determined according to actual specific needs, and this is not specifically limited here.
Specifically, the target user may be a user who needs to create an account; the identity information of the target user may be information for representing the identity of the user, for example, the identity of the target user may be a private person, may be an official agency (e.g., a company, etc.), may also be an authority, etc., and is not limited in detail herein.
Specifically, the target identity information corresponding to the common account type may be a private person (hereinafter referred to as a common user); the target identity information corresponding to the type of the public account number may be an official agency (e.g., a company, a school, etc.); the target identity information corresponding to the type of the authoritative account may be an authority.
As a specific example, for example, when the target identity information is a common user, the corresponding account type may be a common account type; when the target identity information is a company, the corresponding account number type can be a public account number type; when the target identity information is an authority, the corresponding account type may be an authority account type.
Step 202: and adding target account information corresponding to the target account in the account management storage area.
The target account information comprises preset readable information corresponding to the target account, and the preset readable information is used for representing identity information of the target account.
Optionally, if the target account is the authoritative account; the target account information further includes: the method comprises the steps of obtaining the type code of the authoritative account number type, the public key of the authoritative account number, the account number content of the authoritative account number and a first private key signature.
The first private key signature is a signature of the type code of the authoritative account, the public key of the authoritative account, the account content of the authoritative account and preset readable information corresponding to the authoritative account by using the private key of the authoritative account.
Alternatively, the target account information of the authoritative account may be provided by the creator of the blockchain.
Optionally, the type code of the authoritative account type may be a number or a character, and this is not limited herein.
Optionally, the account content of the authoritative account may be content used to represent the authoritative account, and may be, for example, a string of numbers, a string of characters, a character plus a number, or the like, which is not limited herein.
Optionally, if the target account number is the public account number;
the target account information further includes: the type code of the type of the public account number, the public key of the public account number, the account content of the public account number and a second private key signature are carried out, wherein the second private key signature is a signature carried out on the type code of the type of the public account number, the public key of the public account number, preset readable information corresponding to the public account number and the account content of the public account number by utilizing the private key of the authoritative account number;
before adding target account information corresponding to the target account in the account management storage area, the method further includes: and receiving first transaction content initiated by the owner of the authoritative account under the condition that the identification material of the target user passes the verification of the owner of the authoritative account.
The first transaction content comprises the target account number information, the identification material of the target user is contained in an account number application request sent by the target user to the owner of the authoritative account number, and the account number application request further comprises the type code of the public account number, the public key of the public account number, the preset readable information corresponding to the public account number and the account number content of the public account number.
Optionally, the relationship between the target user and the corresponding public account number may be a one-to-one correspondence relationship.
Specifically, the identification material of the target user may be a material for proving that the identification information of the target user is an official agency, such as a license, an identification card, and the like, which is not limited in this regard.
Optionally, the type code of the public account number type may be a number or a character, and this is not limited specifically here.
Optionally, the account content of the public account number may be content representing the public account number, and may be, for example, a string of numbers, a string of characters, a character plus a number, and the like, which is not limited herein.
Optionally, if the target account is the common account;
the target account information further includes: the type code of the common account number type, the public key of the common account number, the account number content of the common account number and a third private key signature are obtained;
before adding target account information corresponding to the target account in the account management storage area, the method further includes: and receiving second transaction content initiated to the account management storage area by the target user.
The third private key signature is a signature of the type code of the common account number, the public key of the common account number, preset readable information corresponding to the common account number and account number content of the common account number by using the private key of the common account number, and the second transaction content comprises the target account number information.
Optionally, the type code of the common account type may be a number or a character, and this is not limited herein.
Optionally, the account content of the common account may be content used to represent the common account, and may be, for example, a string of numbers, a string of characters, a character plus a number, or the like, which is not limited herein.
Step 203: and based on the target account number type, creating a target account number corresponding to the target account number type in an account number management storage area pre-created in a block chain.
The account corresponding to the common account type is a common account, the account corresponding to the public account type is a public account, and the account corresponding to the authoritative account type is an authoritative account.
Optionally, in the blockchain, when the transaction initiator sends the transaction request to the outside of the account management storage area, if the accounts of the transaction initiator and the transaction receiver are not created in the account management storage area, it may be determined that the transaction is illegal, and the transaction is not packaged into the blockchain for performing.
Step 204: and determining a target transfer authority corresponding to the target account number type based on the corresponding relation between the account number type and the transfer authority.
Specifically, under the condition that the target account number type is the public account number pair type, the target transfer authority is the authority that the target account number can only transfer to the public account number pair type and/or the authoritative account number type;
under the condition that the target account number type is the common account number type, the target transfer authority is the authority that the target account number can transfer to at least one of the public account number type, the authoritative account number type and the common account number type;
and under the condition that the target account number type is the authoritative account number type, the target transfer authority is the authority of the target account number to transfer to at least one of the public account number type, the authoritative account number type and the common account number type.
Optionally, when the target account number is the public account number and the target account number needs to transfer to the common account number, a first transaction initiated by the public account number to the authoritative account number is acquired.
The first transaction is used for transferring accounts to a target common account, the content of the first transaction comprises account content of the public account, account content of the authoritative account, account content of the target common account, account transfer assets of the public account and a fourth private key signature, and the fourth private key signature is a signature of the account content of the public account, the account content of the authoritative account, the account content of the target common account and the account transfer assets of the public account by using the private key of the public account.
And receiving a second transaction initiated from the authoritative account to the target common account under the condition that the first transaction passes the audit of the owner of the authoritative account, wherein the content of the second transaction is the transfer asset.
Specifically, because the public account number cannot transfer to the common account number, when the public account number needs to transfer to the target common account number, the public account number can initiate a first transaction to the authoritative account number, and the content of the first transaction can contain transfer assets of the public account number needing to transfer to the target common account number;
in the event that the first transaction passes an audit of the owner of the authoritative account number (e.g., an authority), the transfer asset may be transferred to the target general user.
Optionally, in the process of adding the account information of the public account to the account management storage area, the identification material sent by the public account to the owner of the authoritative account may include a limitation on the transfer amount of the public account or a limitation on the account information of the transferred general account.
Optionally, the owner of the authoritative account number may pass the audit of the first transaction when the transfer amount included in the first transaction satisfies the limit therefor.
Step 205: and performing transfer operation based on the target transfer authority.
In this way, the embodiment can set the transfer authority corresponding to the account type for different account types, so that the problem that an account corresponding to a certain account type transfers to an account which does not meet the transfer authority of the account type can be avoided; the identity of the account can be determined through the preset readable information of the account during transferring, so that whether the account transferring is correct or not can be determined, and the risk of the user during transferring can be effectively reduced; in the embodiment, the account information of the public account can be checked by the owner of the authoritative account, and the checked account information of the public account is added to the account management storage area, so that other fake organizations or individuals can be prevented from pretending to be the owner of the public account, and the accuracy of the user account transfer can be ensured; in the embodiment, account authorities corresponding to the types of the accounts can be respectively determined, so that the public account can not transfer accounts to the common account (private person), and the assets of the public account can not be illegally transferred; in the embodiment, when the public account is actually required to transfer to the common account, the assets of the public account can still be transferred to the common account in a compliant manner under the condition that the public account is not allowed to transfer accounts of the common account; in addition, the embodiment of the application can also prevent lawbreakers from counterfeiting the public account number by setting the one-to-one corresponding relationship between the user and the corresponding public account number.
It should be noted that in the transfer management method provided by the embodiment of the application, the execution subject may be a transfer management device or a control module in the transfer management device for executing a transfer management method. In the embodiment of the present application, a transfer management device executes a transfer management method as an example, and a transfer management device provided in the embodiment of the present application is described.
Fig. 3 is a schematic view showing the construction of a transfer management apparatus according to an embodiment of the present invention. As shown in fig. 3, a transfer management apparatus 300 includes: a first determination module 310, a second determination module 320, and a transfer module 330.
A first determining module 310, configured to determine, based on target identity information of a target user, a target account type corresponding to the target identity information, where the target account type is one of preset account types, and the account type includes a common account type, a public account type, and an authoritative account type;
a second determining module 320, configured to determine, based on a correspondence between an account type and a transfer authority, a target transfer authority corresponding to the target account type, where the transfer authority is an authority that, for each account type, can only transfer to an account type allowed to be transferred by the account type;
and the transfer module 330 is used for performing transfer operation based on the target transfer authority.
In one implementation, the first determining module 310 is further configured to: and based on the target account type, creating a target account corresponding to the target account type in an account management storage area pre-created in a block chain, wherein the account corresponding to the common account type is a common account, the account corresponding to the common account type is a public account, and the account corresponding to the authoritative account type is an authoritative account.
In one implementation, the first determining module 310 is further configured to: adding target account information corresponding to the target account in the account management storage area, wherein the target account information comprises preset readable information corresponding to the target account, and the preset readable information is used for representing identity information of the target account.
In one implementation, if the target account is the authoritative account; the target account information further includes: the method comprises the steps of obtaining a type code of the type of the authoritative account, a public key of the authoritative account, account content of the authoritative account and a first private key signature, wherein the first private key signature is a signature of the type code of the type of the authoritative account, the public key of the authoritative account, the account content of the authoritative account and preset readable information corresponding to the authoritative account by using the private key of the authoritative account.
In one implementation, if the target account number is the public account number; the target account information further includes: the type code of the type of the public account number, the public key of the public account number, the account content of the public account number and a second private key signature are carried out, wherein the second private key signature is a signature carried out on the type code of the type of the public account number, the public key of the public account number, preset readable information corresponding to the public account number and the account content of the public account number by utilizing the private key of the authoritative account number; the first determining module 310 is further configured to: and receiving first transaction content initiated by the owner of the authoritative account under the condition that the identification material of the target user passes the audit of the owner of the authoritative account, wherein the first transaction content comprises the target account information, the identification material of the target user is contained in an account application request sent by the target user to the owner of the authoritative account, and the account application request further comprises the type code of the type of the public account, the public key of the public account, preset readable information corresponding to the public account and the account content of the public account.
In one implementation, if the target account is the common account; the target account information further includes: the method comprises the steps of obtaining a type code of a common account number type, a public key of the common account number, account number content of the common account number and a third private key signature, wherein the third private key signature is a signature of the type code of the common account number, the public key of the common account number, preset readable information corresponding to the common account number and the account number content of the common account number by using the private key of the common account number; the first determining module 310 is further configured to: and receiving second transaction content initiated to the account management storage area by the target user, wherein the second transaction content comprises the target account information.
In an implementation manner, the second determining module 320 is specifically configured to: under the condition that the target account number type is the public account number pair type, the target transfer authority is the authority that the target account number can only transfer to the public account number pair type and/or the authoritative account number type; when the target account number type is the common account number type, the target transfer authority is the authority of the target account number to transfer to at least one of the public account number type, the authoritative account number type and the common account number type; and under the condition that the target account number type is the authoritative account number type, the target transfer authority is the authority of the target account number to transfer to at least one of the public account number type, the authoritative account number type and the common account number type.
In one implementation, the second determining module 320 is further configured to: under the condition that the target account number is the paired public account number and the target account number needs to transfer accounts to the common account number, acquiring a first transaction initiated by the paired public account number to the authoritative account number, wherein the first transaction is used for transferring accounts to the target common account number, the content of the first transaction comprises account content of the paired public account number, account content of the authoritative account number, account content of the target common account number, transfer assets of the paired public account number and a fourth private key signature, and the fourth private key signature is a signature of the account content of the paired public account number, the account content of the authoritative account number, the account content of the target common account number and the transfer assets of the paired public account number by using a private key of the paired public account number; and receiving a second transaction initiated from the authoritative account to the target common account under the condition that the first transaction passes the audit of the owner of the authoritative account, wherein the content of the second transaction is the transfer asset.
The transfer management device in the embodiment of the application can be a device, and also can be a component, an integrated circuit or a chip in a terminal. The device can be mobile electronic equipment or non-mobile electronic equipment. By way of example, the mobile electronic device may be a mobile phone, a tablet computer, a notebook computer, a palm top computer, a vehicle-mounted electronic device, a wearable device, an ultra-mobile personal computer (UMPC), a netbook or a Personal Digital Assistant (PDA), and the like, and the non-mobile electronic device may be a server, a Network Attached Storage (NAS), a Personal Computer (PC), a Television (TV), a teller machine or a self-service machine, and the like, and the embodiments of the present application are not particularly limited.
One transfer management device in the embodiments of the present application may be a device having an operating system. The operating system may be an Android (Android) operating system, an ios operating system, or other possible operating systems, and embodiments of the present application are not limited specifically.
The transfer management device provided in the embodiment of the present application can implement each process implemented in the method embodiments of fig. 1 to fig. 2, and is not described here again to avoid repetition.
Optionally, as shown in fig. 4, an electronic device 400 is further provided in this embodiment of the present application, and includes a processor 401, a memory 402, and a program or an instruction stored in the memory 402 and executable on the processor 401, where the program or the instruction is executed by the processor 401 to implement the processes of the foregoing method embodiment, and can achieve the same technical effects, and details are not repeated here to avoid repetition.
It should be noted that the electronic device in the embodiment of the present application includes the mobile electronic device and the non-mobile electronic device described above.
The embodiment of the present application further provides a readable storage medium, where a program or an instruction is stored on the readable storage medium, and when the program or the instruction is executed by a processor, the program or the instruction implements each process of the above-mentioned transfer management method embodiment, and can achieve the same technical effect, and in order to avoid repetition, details are not repeated here.
The processor is the processor in the electronic device described in the above embodiment. The readable storage medium includes a computer readable storage medium, such as a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and so on.
The embodiment of the application further provides a chip, the chip includes a processor and a communication interface, the communication interface is coupled to the processor, and the processor is configured to run a program or an instruction, so as to implement each process of the above-mentioned embodiment of the transfer management method, and achieve the same technical effect, and in order to avoid repetition, the description is omitted here.
It should be understood that the chips mentioned in the embodiments of the present application may also be referred to as system-on-chip, system-on-chip or system-on-chip, etc.
It should be noted that, in this document, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element identified by the phrase "comprising an … …" does not exclude the presence of other identical elements in the process, method, article, or apparatus that comprises the element. Further, it should be noted that the scope of the methods and apparatus of the embodiments of the present application is not limited to performing the functions in the order illustrated or discussed, but may include performing the functions in a substantially simultaneous manner or in a reverse order based on the functions involved, e.g., the methods described may be performed in an order different than that described, and various steps may be added, omitted, or combined. In addition, features described with reference to certain examples may be combined in other examples.
Through the above description of the embodiments, those skilled in the art will clearly understand that the method of the above embodiments can be implemented by software plus a necessary general hardware platform, and certainly can also be implemented by hardware, but in many cases, the former is a better implementation manner. Based on such understanding, the technical solutions of the present application may be embodied in the form of a software product, which is stored in a storage medium (such as ROM/RAM, magnetic disk, optical disk) and includes instructions for enabling a terminal (such as a mobile phone, a computer, a server, an air conditioner, or a network device) to execute the method according to the embodiments of the present application.
While the present embodiments have been described with reference to the accompanying drawings, it is to be understood that the invention is not limited to the precise embodiments described above, which are meant to be illustrative and not restrictive, and that various changes may be made therein by those skilled in the art without departing from the spirit and scope of the invention as defined by the appended claims.
Claims (10)
1. A method of account transfer management, comprising:
determining a target account type corresponding to target identity information based on the target identity information of a target user, wherein the target account type is one of preset account types, and the account types comprise a common account type, a public account type and an authoritative account type;
determining a target transfer authority corresponding to the target account type based on the corresponding relation between the account type and the transfer authority, wherein the transfer authority is the authority which can only transfer to the account type allowed to be transferred by the account type aiming at each account type;
and performing transfer operation based on the target transfer authority.
2. A transfer management method as recited in claim 1, further comprising, after the determining the target account number type corresponding to the target identity information:
and based on the target account type, creating a target account corresponding to the target account type in an account management storage area pre-created in a block chain, wherein the account corresponding to the common account type is a common account, the account corresponding to the common account type is a public account, and the account corresponding to the authoritative account type is an authoritative account.
3. A transfer management method as recited in claim 2, further comprising:
adding target account information corresponding to the target account in the account management storage area, wherein the target account information comprises preset readable information corresponding to the target account, and the preset readable information is used for representing identity information of the target account.
4. A transfer management method as claimed in claim 3, wherein if the target account is the authoritative account;
the target account information further includes: the method comprises the steps of obtaining a type code of an authoritative account number type, a public key of the authoritative account number, account content of the authoritative account number and a first private key signature, wherein the first private key signature is a signature of the type code of the authoritative account number, the public key of the authoritative account number, the account content of the authoritative account number and preset readable information corresponding to the authoritative account number by utilizing the private key of the authoritative account number.
5. A transfer management method as claimed in claim 3, wherein if the target account number is the contra-public account number;
the target account information further includes: the type code of the type of the public account number, the public key of the public account number, the account content of the public account number and a second private key signature are carried out, wherein the second private key signature is a signature carried out on the type code of the type of the public account number, the public key of the public account number, preset readable information corresponding to the public account number and the account content of the public account number by utilizing the private key of the authoritative account number;
before adding target account information corresponding to the target account in the account management storage area, the method further includes:
and receiving first transaction content initiated by the owner of the authoritative account under the condition that the identification material of the target user passes the audit of the owner of the authoritative account, wherein the first transaction content comprises the target account information, the identification material of the target user is contained in an account application request sent by the target user to the owner of the authoritative account, and the account application request further comprises the type code of the type of the public account, the public key of the public account, preset readable information corresponding to the public account and the account content of the public account.
6. A transfer management method as claimed in claim 3, wherein if the target account number is the common account number;
the target account information further includes: the method comprises the steps of obtaining a type code of a common account number type, a public key of the common account number, account number content of the common account number and a third private key signature, wherein the third private key signature is a signature of the type code of the common account number, the public key of the common account number, preset readable information corresponding to the common account number and the account number content of the common account number by using the private key of the common account number;
before adding target account information corresponding to the target account in the account management storage area, the method further includes:
and receiving second transaction content initiated to the account management storage area by the target user, wherein the second transaction content comprises the target account information.
7. A transfer management method as recited in claim 1, wherein determining a target transfer authority corresponding to the target account type based on the correspondence between account types and transfer authorities comprises:
under the condition that the target account number type is the public account number pair type, the target transfer authority is the authority that the target account number can only transfer to the public account number pair type and/or the authoritative account number type;
when the target account number type is the common account number type, the target transfer authority is the authority of the target account number to transfer to at least one of the public account number type, the authoritative account number type and the common account number type;
and under the condition that the target account number type is the authoritative account number type, the target transfer authority is the authority of the target account number to transfer to at least one of the public account number type, the authoritative account number type and the common account number type.
8. A transfer management method as recited in claim 2, further comprising, after the determining a target transfer privilege corresponding to the target account number type:
when the target account number is the public account number and the target account number needs to transfer accounts to the common account number, acquiring a first transaction initiated by the public account number to the authoritative account number, wherein the first transaction is used for transferring accounts to the common target account number, the content of the first transaction comprises account content of the public account number, account content of the authoritative account number, account content of the common target account number, transfer assets of the public account number and a fourth private key signature, and the fourth private key signature is a signature of the private key of the public account number on the account content of the public account number, the account content of the authoritative account number, the account content of the common target account number and the transfer assets of the public account number;
and receiving a second transaction initiated from the authoritative account to the target common account under the condition that the first transaction passes the audit of the owner of the authoritative account, wherein the content of the second transaction is the transfer asset.
9. A transfer management apparatus, comprising:
the system comprises a first determination module, a second determination module and a third determination module, wherein the first determination module is used for determining a target account type corresponding to target identity information based on the target identity information of a target user, the target account type is one of preset account types, and the account types comprise a common account type, a public account type and an authoritative account type;
the second determination module is used for determining a target transfer authority corresponding to the target account type based on the corresponding relation between the account type and the transfer authority, wherein the transfer authority is the authority which can only transfer to the account types allowed to be transferred by the account type aiming at each account type;
and the transfer module is used for carrying out transfer operation based on the target transfer authority.
10. A transfer management apparatus as recited in claim 9, wherein the first determination module is further configured to:
and based on the target account type, creating a target account corresponding to the target account type in an account management storage area pre-created in a block chain, wherein the account corresponding to the common account type is a common account, the account corresponding to the common account type is a public account, and the account corresponding to the authoritative account type is an authoritative account.
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