CN114971602A - Electronic payment method and transaction system supporting digital currency - Google Patents
Electronic payment method and transaction system supporting digital currency Download PDFInfo
- Publication number
- CN114971602A CN114971602A CN202110188907.5A CN202110188907A CN114971602A CN 114971602 A CN114971602 A CN 114971602A CN 202110188907 A CN202110188907 A CN 202110188907A CN 114971602 A CN114971602 A CN 114971602A
- Authority
- CN
- China
- Prior art keywords
- address
- transaction
- blockchain network
- payment
- collection
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
- 238000000034 method Methods 0.000 title claims abstract description 31
- 238000004590 computer program Methods 0.000 claims description 4
- 238000002372 labelling Methods 0.000 claims description 2
- 230000005540 biological transmission Effects 0.000 description 5
- 101100490563 Caenorhabditis elegans adr-1 gene Proteins 0.000 description 4
- 101100388220 Caenorhabditis elegans adr-2 gene Proteins 0.000 description 4
- 238000005516 engineering process Methods 0.000 description 4
- 238000004891 communication Methods 0.000 description 3
- 238000012986 modification Methods 0.000 description 3
- 230000004048 modification Effects 0.000 description 3
- 238000012790 confirmation Methods 0.000 description 2
- 238000013461 design Methods 0.000 description 2
- 230000000694 effects Effects 0.000 description 2
- 238000012795 verification Methods 0.000 description 2
- 230000009471 action Effects 0.000 description 1
- 238000013459 approach Methods 0.000 description 1
- 230000001010 compromised effect Effects 0.000 description 1
- 125000004122 cyclic group Chemical group 0.000 description 1
- 238000010586 diagram Methods 0.000 description 1
- 230000006872 improvement Effects 0.000 description 1
- 230000008569 process Effects 0.000 description 1
- 238000011160 research Methods 0.000 description 1
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- Finance (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention relates to an electronic payment method supporting digital currency, which comprises the following steps: obtaining payee information from the transaction medium; wherein the payee information includes a first payee address stored in a first data field of the transaction medium and a second payee address stored in a second data field of the transaction medium; based on the payment setting of the user, transmitting first payment information to a first collection address, and transmitting second payment information to a second collection address; wherein the first collect address is an address in the first blockchain network and the second collect address is an address in the second blockchain network. The method can reduce transaction cost, improve the use experience of the user and further promote the popularization of digital currency.
Description
Technical Field
The invention relates to the technical field of electronic payment, in particular to an electronic payment method supporting digital currency.
Background
Theoretical research of digital currency tends to be mature, but the application of the digital currency is still limited by factors such as higher cost and the like. Payment schemes for digital currency need to be compatible with existing payment infrastructure to minimize the amount of modification. However, the difference between digital currency and electronic currency affects compatibility design, which is mainly reflected in the following three points: firstly, the digital currency bottom layer technology adopts a decentralization mode mostly, and the electronic currency bottom layer technology generally adopts a centralization mode; secondly, digital currency generally adopts a point-to-point mode of users and merchants, and electronic currency generally adopts a four-party mode; thirdly, the digital currency is posted to the collection address of the merchant, and the electronic currency is posted to the bank account of the merchant.
When the payment is made using the electronic money and the digital money, due to the difference in technology, the existing solutions need to provide different transaction mediums and transaction paths, which may generate additional payment cost and decrease the reliability of the transaction system.
Disclosure of Invention
According to an aspect of the present invention, there is provided an electronic payment method supporting digital money, including: obtaining payee information from the transaction medium; the payee information comprises a first payee address stored in a first data field of the transaction medium and a second payee address stored in a second data field of the transaction medium; based on the payment setting of the user, transmitting first payment information to a first collection address, and transmitting second payment information to a second collection address; the first collection address is an address in the first blockchain network, and the second collection address is an address in the second blockchain network.
Optionally, the payee information further comprises an electronic money receiving address, the method further comprising: transmitting electronic money payment information to the electronic money receiving address based on the payment setting.
Optionally, the first blockchain network is different from the second blockchain network.
Optionally, the first data field comprises an identifier of the first blockchain network and the second data field comprises an identifier of the second blockchain network.
Optionally, the payee information further includes a third receive address stored in a third data field of the transaction medium, the third receive address being an address in a third blockchain network, the third blockchain network being a redundant network of the first blockchain network or the second blockchain network.
Optionally, the transaction medium comprises at least one of: a bar code; two-dimension codes; non-labeling; and, a non-transitory computer readable storage medium.
Optionally, the transaction medium further stores a digital currency header including a flag bit, a first field for recording the amount of the digital currency, and a second field for storing a header information check code.
Optionally, the second field further comprises: a first check code for checking the first collection address; a second check code for checking the second payment receiving address; and/or a third verification code for verifying a third recipient address.
According to another aspect of the present invention, there is provided a transaction system supporting digital money configured to: providing a transaction medium, wherein the transaction medium comprises a first data field and a second data field, the first data field is used for storing a first collection address, and the second data field is used for storing a second collection address; the first collection address is an address in the first blockchain network, and the second collection address is an address in the second blockchain network; obtaining payment settings via a payment application of a user; a transaction route is provided to transmit first payment information to a first recipient address and second payment information to a second recipient address.
Optionally, the transaction medium further comprises an electronic money receiving address, the transaction system further configured to: transmitting electronic money payment information to the electronic money receiving address based on the payment setting.
Optionally, the transaction system is further configured to: providing a first transaction route directed to a first recipient address; a second transaction route is provided that points to a second recipient address.
Optionally, the transaction system is further configured to: providing a third transaction route directed to a third collect address, the third collect address being an address in a third blockchain network, the third blockchain network being a redundant network of the first blockchain network or the second blockchain network.
The electronic payment method supporting digital currency arranges a plurality of collection addresses corresponding to different block chain networks in the same transaction medium, and can realize the transmission of the digital currency according to the setting of a user. The method can reduce transaction cost, improve user experience, and further promote popularization of digital currency. The transaction system supporting digital currency has lower deployment cost and can ensure the reliability of transaction.
Drawings
Fig. 1 shows a flow diagram of an electronic payment method supporting digital money according to one embodiment of the present invention.
FIG. 2 illustrates a transaction medium according to one embodiment of the invention.
Fig. 3 shows a network topology of a transaction system supporting digital currency.
Fig. 4 shows a network topology of another transaction system supporting digital currency.
Detailed Description
In the following description, specific details are set forth in order to provide a thorough understanding of the present invention. It will be apparent, however, to one skilled in the art that embodiments of the invention may be practiced without these specific details. In the present invention, specific numerical references such as "first element", "second device", and the like may be made. However, specific numerical references should not be construed as necessarily subject to their literal order, but rather construed as "first element" as opposed to "second element".
The specific details set forth herein are merely exemplary and variations of the specific details may be made while remaining within the spirit and scope of the invention. The term "coupled" is defined to mean either directly connected to a component or indirectly connected to the component via another component. The term "transaction route" refers to a route from a user to a payee (merchant), which includes determining the best path from the user to the payee and enabling the transmission of information over a network.
Preferred embodiments of methods, systems and devices suitable for implementing the present invention are described below with reference to the accompanying drawings. Although embodiments are described with respect to a single combination of elements, it is to be understood that the invention includes all possible combinations of the disclosed elements. Thus, if one embodiment includes elements A, B and C, while a second embodiment includes elements B and D, the invention should also be considered to include other remaining combinations of A, B, C or D, even if not explicitly disclosed.
As shown in fig. 1, an embodiment of the present invention provides an electronic payment method supporting digital money, which includes steps S10-S15.
Step S10: payee information is obtained from the transaction medium.
In this step, payee information may be obtained from the transaction medium via scanning or contactless means (e.g. based on near field communication technology) by a payment application installed on the user's smartphone. The payee information includes a first payee address stored in a first data field of the transaction medium and a second payee address stored in a second data field of the transaction medium. The first and second receiving addresses may belong to different receiving addresses of the same receiving party, or may be respective receiving addresses of different receiving parties.
The user can pay the digital currency to the first and second collection addresses, and can realize the parallel payment of the electronic currency and the digital currency. In particular, the first collect address may be an address in a first blockchain and the second collect address may be an address in a second blockchain different from the first blockchain. As one example, the first blockchain network is a bitcoin network and the second blockchain network is an ethernet coin network. As another example, the first blockchain network and the second blockchain network are different subnetworks in the same blockchain network, or the first blockchain network and the second blockchain network support different blockchain protocols, respectively. In order to distinguish between different blockchain networks, an identifier of the first blockchain network is stored in a first data field and an identifier of the second blockchain network is stored in a second data field. As an example, the identifier occupies 3 bits, the identifier BTC of the first blockchain network indicates that the first blockchain network is a bitcoin network, and the identifier ETH of the second blockchain network indicates an ethernet coin network.
According to some embodiments of the invention, the transaction medium may include bar codes, two-dimensional codes, non-contact tags, and other non-transitory computer-readable storage media (e.g., flash memory, removable hard drive), and the like. The following description will be given taking a two-dimensional code as an example. The two-dimensional code comprises two data fields, wherein a first collection address is stored in the first data field, and a second collection address is stored in the second data field. By scanning the two-dimensional code, the user can know two different payee addresses of the payee. The two-dimensional code can further comprise a third data field, wherein a third collection address is stored, and the third collection address is an address in a third block chain network. In some improved embodiments, the third blockchain network may be a redundant network of the first blockchain network or the second blockchain network, thereby replacing the operation of the failed network when the first or second blockchain network fails, thereby ensuring the reliability of the transaction.
As a further improvement, a variety of payee information and digital currency header information may be stored in the transaction medium. As shown in fig. 2, electronic money receiver information 11 and digital money receiver information 12 for electronic money payment and digital money payment, respectively, are stored in the transaction medium. The digital money recipient information 12 includes digital money header information 120, a first receiving address 121, a second receiving address 122, and a third receiving address 123. Wherein the digital money header information 120 includes a header information flag bit, a first field for recording the total amount of the digital money, and a second field for storing a header information check code. Preferably, the second field further comprises a first check code, a second check code and a third check code. The first, second and third check codes are respectively used for checking the first collection address, the second collection address and the third collection address, and the checking mode can adopt cyclic redundancy check, MD5 check and the like.
Step S15: based on the payment setting of the user, first payment information is transmitted to the first collection address, and second payment information is transmitted to the second collection address.
In this step, the smartphone may know the payment setting of the user, for example, the user wants to divide the payment amount so as to pay using different payment addresses (digital money accounts) of the user in different blockchains, and the user may also want to pay a part of the payment amount using electronic money. The user can make corresponding payment settings or selections through the payment application installed on the smartphone. Furthermore, the payment application may transmit the first payment information to the first receiving address according to the payment setting of the user to pay the digital money of the first amount, and then transmit the second payment information to the second receiving address to pay the digital money of the second amount. In some cases, the first payment information enables unconditional payment, and the second payment information may bind certain payment conditions (e.g., exchange rate, limit, transaction date, etc.), thereby enabling flexible payment approaches. In some cases, the first and second payment information may include confirmation information about the transaction, and the payment action of the digital money is performed after obtaining the payee's feedback of the confirmation information. In case that the user wishes to pay using electronic money, the smart phone transmits electronic money payment information to an electronic money receiving address (e.g., electronic money receiver information 11 shown in fig. 2) for paying the electronic money, and the payment of the electronic money and the payment of the digital money can be performed in parallel. The e-currency recipient address is independent of the blockchain network and may be a bank account of the recipient, an account on a payment application, or a recipient address on a third party platform, etc.
In some embodiments of the invention, the transaction route may be determined according to a user setting or a state of the blockchain network, including determining to pay a first amount of digital currency to a first recipient address via a first transaction route (directed to or through the first blockchain network) and determining to pay a second amount of digital currency to a second recipient address via a second transaction route (directed to or through the second blockchain network). In the event that either the first transaction route or the second transaction route is found to be compromised, it may also be determined to pay a third amount of digital currency to a third recipient address via a third route (directed to or through a third blockchain network as a redundant network). The work of determining the route may be performed by a router or switch that accesses the payment network (which connects the blockchain networks).
The electronic payment method supporting digital currency can realize the following technical effects:
1. the merchant can arrange a plurality of collection account information supporting electronic money/digital money and a plurality of collection addresses on different block chains simultaneously in the same transaction medium, so that the arrangement cost is reduced, and the payment efficiency is improved. 2. The user can select different transaction routes for transaction through the payment application, and can select different payment methods and designate corresponding electronic money/digital money accounts for payment, so that the use experience of the user is improved. 3. Contributes to reducing the cost of the transaction and ensuring the reliability of the transaction, and promotes the popularization of digital money.
It should be understood that the steps S10, S15 of the electronic payment method described above may be split, combined or have one or more other sub-steps inserted therebetween, and those skilled in the art can foresee various embodiments with simple modifications based on the above disclosure, as long as they can achieve the above technical effects, and all fall within the scope of the present invention.
The invention also provides a digital currency enabled transaction system configured to provide a transaction medium and transaction routing to facilitate a user to pay for respective digital currencies to different recipient addresses on a blockchain network. The transaction medium and the transaction route are generated according to each transaction, and the adjustment of the transaction route can be realized in the transaction process. As an example, the transaction medium may be a data packet transmitted from a merchant to a user via near field communication, the data packet including a first data field and a second data field independent of each other, wherein the first data field is for storing a first payment address and the second data field is for storing a second payment address. The first and second payment receiving addresses are an address in the first blockchain network and an address in the second blockchain network, respectively, whereby the payment user can transmit payment information, including payment of the corresponding digital currency, to different addresses of the same payee (merchant).
In some embodiments, the transaction system communicates with a smartphone held by the user to obtain payment settings for the user. The transaction system may also be configured to provide a first transaction route directed to a first recipient address and a second transaction route directed to a second recipient address to facilitate payment using digital currency. Preferably, based on the payment setting of the user, the transaction system may provide a digital currency payment manner according to the user's intention by configuring a first transaction route and a second transaction route, for example, implementing transmission of first payment information via the first transaction route and implementing transmission of second payment information via the second transaction route, a union of the first payment information and the second payment information corresponding to the digital currency information desired to be paid by the user.
In some embodiments, the transaction medium includes an electronic money receiving address, and the transaction system may transmit electronic money payment information to the electronic money receiving address based on the user's payment settings, thereby enabling parallel payment of electronic money and digital money. The electronic money payment information may include electronic money, coupons, discount rates, and the like. Because the electronic money receiving address and the digital money receiving address are stored in the same transaction medium, a user can conveniently use the electronic money and the digital money for parallel payment, so that the utilization rate of the transaction medium is improved, and the use experience of the user is promoted.
As shown in fig. 3, the illustrated transaction system includes two blockchain networks Net1 and Net2, each supporting a different blockchain protocol. The first blockchain network Net1 includes a number of nodes N1, each coupled to one another, where one node N1 corresponds to a first collection address Adr 1. Similarly, the second block-chain network Net2 includes a number of nodes N2, with one node N2 corresponding to a second collection address Adr 2. The first payment receiving address Adr1 and the second payment receiving address Adr2 are the payment receiving addresses of the same merchant in different blockchain networks. Thus, the user can pay the first amount of digital money to the first receiving address and the second amount of digital money to the second receiving address at his or her own discretion at the time of transaction.
Fig. 4 shows a network topology of another transaction system supporting digital currency. Three blockchain networks Net1, Net2, and Net3 are included in fig. 4, each including a plurality of nodes coupled to each other. Wherein one node N1 in the first block chain network Net1 has a first payee address Adr1, one node N2 of the second block chain network Net2 has a second payee address Adr2, and one node N3 of the third block chain network Net3 has a third payee address Adr 3. The first and second block-chain networks Net1 and Net2 are connected in parallel with each other, and the third block-chain network Net3 is implemented as a redundant network of the second block-chain network Net 2.
The transaction system provides different transaction routes 211, 221 which point to the first and second payee addresses Adr1, Adr2, respectively, for the merchant. The third blockchain network Net3 can use the same consensus algorithm as the second blockchain network Net2 to replace the second blockchain network Net2 in the event of a failure. Accordingly, the transaction system provides a further transaction route 231 which points to a third collect address for that merchant, the third collect address being an address in the third blockchain network Net 3. Transaction route 221 and transaction route 231 may at least partially overlap to reduce the cost of routing or line deployment.
According to some improved embodiments, the routing of the transaction system may be accomplished by one or more routers or switches (not shown in the figures) connected to the system. Specifically, the router may not only select an appropriate transaction route 211, 221, 231 according to the payment setting of the user, but may also measure the state of each blockchain network and switch the appropriate transaction route according to the state of each blockchain network.
According to some embodiments, the second blockchain network Net2 is provided with a supervision node, which supervises the operation status of the second blockchain network, and when a routing through the second blockchain network is found to be poor, a router connected to the supervision node can determine the third transaction routing 231 through the third blockchain network, and the router forwards the payment information originally sent through the second transaction routing 221 to the third transaction routing 231 for transmission. In some embodiments, the transaction system and the smartphone held by the user may utilize digital currency header information stored in the transaction medium to verify the first and second recipient addresses, respectively. Wherein, the verification performed at the transaction system end can be performed by a router on the supervision node or a processor coupled with the router.
The present invention also provides a machine-readable storage medium having stored thereon a collection of computer-executable instructions which, when executed by a processor, implement the electronic payment method as described above.
It should be understood that a mobile payment device (such as a smartphone) held by a user also falls within the scope of the present invention. The mobile payment device comprises a memory, a processor, a computer program stored on the memory and executed by the processor, and the like, wherein the processor can realize the steps of the electronic payment method when executing the computer program.
In some embodiments of the invention, at least a portion of the system may be implemented using a distributed set of computing devices connected by a communications network, or may be implemented based on a "cloud". In such a system, multiple computing devices operate together to provide services by using their shared resources. A "cloud" based implementation may provide one or more advantages, including: openness, flexibility and extensibility.
Those of skill would appreciate that the various illustrative logical blocks, modules, circuits, and algorithm steps described in connection with the aspects disclosed herein may be implemented as electronic hardware, computer software, or combinations of both. To demonstrate interchangeability of hardware and software, various illustrative components, blocks, modules, circuits, and steps have been described above generally in terms of their functionality. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the overall system. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
The above description is only for the preferred embodiment of the present invention and is not intended to limit the scope of the present invention. Various modifications may be made by those skilled in the art without departing from the spirit of the invention and the appended claims.
Claims (17)
1. A digital currency enabled electronic payment method, comprising:
obtaining payee information from the transaction medium; wherein the payee information comprises a first payee address stored in a first data field of the transaction medium and a second payee address stored in a second data field of the transaction medium;
based on payment setting of a user, transmitting first payment information to the first collection address, and transmitting second payment information to the second collection address;
wherein the first receive address is an address in a first blockchain network and the second receive address is an address in a second blockchain network.
2. The method of claim 1, wherein the payee information further includes an electronic money collection address,
the method further comprises the following steps:
transmitting electronic money payment information to the electronic money receiving address based on the payment setting.
3. The method of claim 1, in which the first blockchain network is different from the second blockchain network.
4. The method of claim 1, wherein the first data field comprises an identifier of the first blockchain network and the second data field comprises an identifier of the second blockchain network.
5. The method of any of claims 1-4, wherein the payee information further includes a third payee address stored in a third data field of the transaction media, the third payee address being an address in a third blockchain network, the third blockchain network being a redundant network of the first blockchain network or the second blockchain network.
6. The method of claim 5, wherein the transaction medium comprises at least one of:
a bar code;
two-dimensional codes;
non-labeling; and the number of the first and second groups,
a non-transitory computer readable storage medium.
7. The method of claim 5, further comprising:
determining a first transaction route to pay a first amount of digital currency to the first recipient address; and/or
A second transaction route is determined to pay a second amount of digital currency to the second recipient address.
8. The method of claim 7, further comprising:
determining a third transaction route to pay a third amount of digital currency to the third recipient address when the first transaction route or the second transaction route is not clear.
9. The method of claim 5, wherein the transaction medium further stores a digital currency header including a flag bit, a first field for recording the amount of digital currency, and a second field for storing a header check code.
10. The method of claim 9, wherein the second field further comprises:
the first check code is used for checking the first collection address;
a second check code for checking the second payment receiving address; and/or
And the third check code is used for checking the third collection address.
11. A transaction system supporting digital currency, configured to:
providing a transaction medium, wherein the transaction medium comprises a first data field and a second data field, the first data field is used for storing a first collection address, and the second data field is used for storing a second collection address; the first receive address is an address in a first blockchain network and the second receive address is an address in a second blockchain network;
obtaining payment settings via a payment application of a user;
providing transaction routing to communicate first payment information to the first collection address and second payment information to the second collection address.
12. The transaction system of claim 10, wherein the transaction medium further comprises an electronic money collection address,
the transaction system is further configured to transmit electronic money payment information to the electronic money receiving address based on the payment setting.
13. The transaction system of claim 11, wherein the transaction system is further configured to:
providing a first transaction route directed to the first recipient address;
providing a second transaction route directed to the second recipient address.
14. The transaction system of claim 11, wherein the transaction system is further configured to:
providing a third transaction route directed to the third receive address, the third receive address being an address in a third blockchain network, the third blockchain network being a redundant network of the first blockchain network or the second blockchain network.
15. The transaction system according to any of claims 11-14, wherein the transaction system is further configured to verify the first collection address and the second collection address using digital currency header information stored in the transaction medium.
16. A machine-readable storage medium having stored thereon a collection of computer-executable instructions which, when executed by a processor, implement the method of any one of claims 1 to 10.
17. A mobile payment device comprising a memory, a processor and a computer program stored on the memory and executed by the processor, wherein the processor implements the steps of the method of any one of claims 1 to 10 when executing the computer program.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110188907.5A CN114971602A (en) | 2021-02-19 | 2021-02-19 | Electronic payment method and transaction system supporting digital currency |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202110188907.5A CN114971602A (en) | 2021-02-19 | 2021-02-19 | Electronic payment method and transaction system supporting digital currency |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN114971602A true CN114971602A (en) | 2022-08-30 |
Family
ID=82954662
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202110188907.5A Pending CN114971602A (en) | 2021-02-19 | 2021-02-19 | Electronic payment method and transaction system supporting digital currency |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN114971602A (en) |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20030018577A1 (en) * | 2001-05-10 | 2003-01-23 | Shinichiro Fukushima | Multi-electronic money settlement-of-accounts vicarious execution system |
| CN105046490A (en) * | 2015-08-25 | 2015-11-11 | 王滢鑫 | Synchronous payment method for multiple types of electronic data |
| US20160342989A1 (en) * | 2015-05-21 | 2016-11-24 | Mastercard International Incorporated | Method and system for processing blockchain-based transactions on existing payment networks |
| CN107563747A (en) * | 2017-08-31 | 2018-01-09 | 拉卡拉支付股份有限公司 | For being combined the method and device of payment |
| CN109756418A (en) * | 2019-01-30 | 2019-05-14 | 张海旻 | It is a kind of to merge the e-mail system of currency agreement, mail sending, receiving method |
| CN110852744A (en) * | 2019-10-08 | 2020-02-28 | 深圳汇商通盈科技有限公司 | Method, device, terminal equipment and medium for switching transaction channels |
| CN111339110A (en) * | 2020-02-25 | 2020-06-26 | 中国工商银行股份有限公司 | Transaction backup method and system based on block chain |
-
2021
- 2021-02-19 CN CN202110188907.5A patent/CN114971602A/en active Pending
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20030018577A1 (en) * | 2001-05-10 | 2003-01-23 | Shinichiro Fukushima | Multi-electronic money settlement-of-accounts vicarious execution system |
| US20160342989A1 (en) * | 2015-05-21 | 2016-11-24 | Mastercard International Incorporated | Method and system for processing blockchain-based transactions on existing payment networks |
| CN105046490A (en) * | 2015-08-25 | 2015-11-11 | 王滢鑫 | Synchronous payment method for multiple types of electronic data |
| CN107563747A (en) * | 2017-08-31 | 2018-01-09 | 拉卡拉支付股份有限公司 | For being combined the method and device of payment |
| CN109756418A (en) * | 2019-01-30 | 2019-05-14 | 张海旻 | It is a kind of to merge the e-mail system of currency agreement, mail sending, receiving method |
| CN110852744A (en) * | 2019-10-08 | 2020-02-28 | 深圳汇商通盈科技有限公司 | Method, device, terminal equipment and medium for switching transaction channels |
| CN111339110A (en) * | 2020-02-25 | 2020-06-26 | 中国工商银行股份有限公司 | Transaction backup method and system based on block chain |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN100380885C (en) | Radio communication network system | |
| EP3651485B1 (en) | Bluetooth cluster online upgrade method and apparatus | |
| KR101013486B1 (en) | Digital object routing based on a service request | |
| CN103828323A (en) | Method and apparatus for reliable session migration | |
| CN111489256B (en) | Cross-chain processing method, device and system for multi-chain block chain system | |
| CN103220218B (en) | The method and apparatus of anti-loops in vertical stack networking | |
| CN111385246B (en) | Secure route identification method and device | |
| WO2021135448A1 (en) | Service invocation method, apparatus, device, and medium | |
| CN110113425A (en) | A kind of SiteServer LBS and equalization methods based on the unloading of RDMA network interface card correcting and eleting codes | |
| CN106464447B (en) | Error code information transmitting methods and the network equipment and communication system | |
| CN106688277A (en) | Efficient centralized resource and schedule management in time slotted channel hopping networks | |
| CN103688510B (en) | Outgoing telecommunication method and device | |
| EP3766276B1 (en) | Methods and nodes for obtaining information regarding a bluetooth mesh network | |
| CN110601906A (en) | Data transmission method and device based on block chain | |
| CN110992177B (en) | Block chain flux improving method and system based on out-of-chain channel route evaluation mechanism | |
| CN109412953A (en) | A kind of routing iinformation exchange method based on block chain overlay network | |
| CN109711192A (en) | Method of commerce and system between block catenary system construction method, node | |
| CN105191258A (en) | Re-routing of diameter commands | |
| Gong et al. | VEIN: High scalability routing algorithm for Blockchain-based payment channel networks | |
| CN110351383A (en) | Method for processing business, equipment and readable storage medium storing program for executing | |
| CN111464440A (en) | Communication method and device | |
| CN114971602A (en) | Electronic payment method and transaction system supporting digital currency | |
| Mercan et al. | Improving sustainability of cryptocurrency payment networks for iot applications | |
| CN108092896A (en) | Pile system and aggregation group establish device | |
| CN107454659A (en) | A kind of terminal identification method, system, terminal device and base station |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |