CN114742553A - UWB-based payment method, device and system - Google Patents

UWB-based payment method, device and system Download PDF

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Publication number
CN114742553A
CN114742553A CN202210367581.7A CN202210367581A CN114742553A CN 114742553 A CN114742553 A CN 114742553A CN 202210367581 A CN202210367581 A CN 202210367581A CN 114742553 A CN114742553 A CN 114742553A
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payment
paid
order
terminal
information
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钟源
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Bank of China Ltd
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Bank of China Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/02Services making use of location information
    • H04W4/023Services making use of location information using mutual or relative location information between multiple location based services [LBS] targets or of distance thresholds

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  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • Cash Registers Or Receiving Machines (AREA)

Abstract

The invention provides a payment method, a payment device and a payment system based on UWB (ultra Wide band), which can be used in the financial field or other fields. The method comprises the following steps: generating orders to be paid corresponding to the transactions one by one according to the acquired transaction basic information of the transactions, and broadcasting the orders to be paid to a payment terminal; receiving a connection establishment request sent by the payment terminal, and establishing ultra-wideband connection with the payment terminal according to the connection establishment request; and receiving a payment result sent by the payment terminal, and updating the state of the order to be paid according to the payment result. According to the invention, collection and payment are separated, so that different customers pay in parallel, the payment efficiency is improved, the convenience and the safety of payment are improved, and the overall payment experience of the customers is improved.

Description

UWB-based payment method, device and system
Technical Field
The invention relates to the technical field of UWB, in particular to a payment method, a device and a system based on UWB (ultra wideband).
Background
At present, when a customer goes to a supermarket or a vegetable market to buy and pay, a cashier usually needs to finish actions such as weighing, sum amount, prompt customer to pay and the like in sequence, if the customer selects mobile payment, the customer needs to open various payment APPs, find a payment code for the cashier to scan or scan a two-dimensional code of a merchant to carry out mobile payment, and after the customer finishes payment, the cashier confirms a payment result of the customer through a payment system and then finishes the whole payment collection process. If some persons who are not skilled in mobile payment (especially the old people) are met, the operation of payment is infinitely prolonged, when more customers exist in holidays or rush hours, the customers usually need to queue for payment, the settlement of a cashier and the payment of the customers can be carried out in series by only one customer, and the collection efficiency is extremely low.
At present, if a certain merchant wants to realize the separation of weighing, sum and payment, a static two-dimensional code scheme is mostly used; after the cashier performs sum trial calculation, the cashier informs the customer of the total sum, and the customer scans static two-dimensional codes attached to all places of the shop through various financial APPs to realize parallel payment of multiple persons. The above method still has the problems of slow payment process, poor customer experience and the like. Obviously, no effective payment method can solve the problems of low payment efficiency, poor customer experience and the like at present.
Disclosure of Invention
Aiming at the problems in the prior art, the embodiments of the present invention mainly aim to provide a payment method, device and system based on UWB, so as to achieve the purposes of improving user experience and increasing collection efficiency.
In order to achieve the above object, an embodiment of the present invention provides a UWB-based payment method, where the method includes:
generating orders to be paid corresponding to the transactions one by one according to the acquired transaction basic information of the plurality of transactions, and broadcasting the orders to be paid to a payment terminal;
receiving a connection establishment request sent by a payment terminal, and establishing ultra-wideband connection with the payment terminal according to the connection establishment request;
and receiving a payment result sent by a payment terminal, and updating the state of the order to be paid according to the payment result.
Optionally, in an embodiment of the present invention, the transaction basic information includes transaction order information and transaction payment information.
Optionally, in an embodiment of the present invention, generating an order to be paid, which corresponds to the transaction one by one, according to the acquired transaction basic information of the multiple transactions, and broadcasting the order to be paid to the payment terminal includes:
generating orders to be paid corresponding to the transactions one by one according to the acquired transaction basic information of the plurality of transactions;
and carrying out information synchronization processing on the order to be paid, and broadcasting the order to be paid after the information synchronization processing to the payment terminal.
Optionally, in an embodiment of the present invention, updating the status of the order to be paid according to the payment result includes:
and updating the state of the order to be paid according to the payment result, and carrying out information synchronization processing on the payment result.
An embodiment of the present invention further provides a payment apparatus based on UWB, where the apparatus includes:
the payment order module is used for generating payment orders corresponding to the transactions one by one according to the acquired transaction basic information of the transactions and broadcasting the payment orders to the payment terminal;
the connection establishment module is used for receiving a connection establishment request sent by the payment terminal and establishing ultra-wideband connection with the payment terminal according to the connection establishment request;
and the state updating module is used for receiving the payment result sent by the payment terminal and updating the state of the order to be paid according to the payment result.
Optionally, in an embodiment of the present invention, the transaction basic information includes transaction order information and transaction payment information.
Optionally, in an embodiment of the present invention, the to-be-paid order module includes:
the order generating unit is used for generating orders to be paid corresponding to the transactions one by one according to the acquired transaction basic information of the plurality of transactions;
and the order broadcasting unit is used for carrying out information synchronization processing on the order to be paid and broadcasting the order to be paid after the information synchronization processing to the payment terminal.
Optionally, in an embodiment of the present invention, the state updating module is further configured to update a state of the order to be paid according to the payment result, and perform information synchronization processing on the payment result.
An embodiment of the present invention further provides a payment system based on UWB, where the system includes: a collection terminal and a payment terminal;
the method comprises the steps that a collection terminal generates orders to be paid corresponding to transactions one by one according to acquired transaction basic information of a plurality of transactions, and broadcasts the orders to be paid to a payment terminal; receiving a connection establishment request sent by a payment terminal, and establishing ultra-wideband connection with the payment terminal according to the connection establishment request; receiving a payment result sent by the payment terminal, and updating the state of the order to be paid according to the payment result;
the payment terminal receives and processes the order to be paid to obtain a payment result; and sending a connection establishment request to the collection terminal, and sending the payment result to the collection terminal after establishing ultra-wideband connection with the collection terminal.
Optionally, in an embodiment of the present invention, the payment receiving terminal is further configured to generate a plurality of orders to be paid according to the transaction basic information; and carrying out information synchronization processing on the order to be paid, and broadcasting the order to be paid after the information synchronization processing to a payment terminal.
The invention also provides an electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method when executing the program.
The present invention also provides a computer-readable storage medium storing a computer program for executing the above method.
According to the invention, collection and payment are separated, so that different customers pay in parallel, the payment efficiency is improved, the convenience and the safety of payment are improved, and the overall payment experience of the customers is improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art that other drawings can be obtained based on these drawings without creative efforts.
FIG. 1 is a flow chart of a UWB-based payment method according to an embodiment of the invention;
FIG. 2 is a flow chart of generating an order to be paid in an embodiment of the present invention;
FIG. 3 is a schematic structural diagram of a UWB-based payment system according to an embodiment of the invention;
FIG. 4 is a schematic structural diagram of a UWB-based payment device according to an embodiment of the invention;
FIG. 5 is a schematic structural diagram of an order module to be paid according to an embodiment of the present invention;
fig. 6 is a schematic structural diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
The embodiment of the invention provides a payment method, a payment device and a payment system based on UWB, which can be used in the financial field and other fields.
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The UWB is a totally-called ultra-wideband spatial sensing technology, is an infinite carrier communication technology, is characterized by wide occupied channel range, low technical complexity, strong penetrating power, low power consumption and high positioning precision, and is particularly suitable for high-speed infinite access in dense multipath places such as indoor places and the like.
Fig. 1 is a flowchart illustrating a UWB-based payment method according to an embodiment of the present invention, and an implementation subject of the UWB-based payment method according to the embodiment of the present invention includes, but is not limited to, a cash receiving terminal. The method shown in the figure comprises the following steps:
step S1, generating orders to be paid corresponding to the transactions one by one according to the acquired transaction basic information of the plurality of transactions, and broadcasting the orders to be paid to the payment terminal;
step S2, receiving a connection establishment request sent by the payment terminal, and establishing ultra-wideband connection with the payment terminal according to the connection establishment request;
and step S3, receiving the payment result sent by the payment terminal, and updating the state of the order to be paid according to the payment result.
As an embodiment of the present invention, the transaction basic information includes transaction order information and transaction payment information.
The receiving terminal needs to perform basic settings, including presetting key information such as network connection, UWB function on/off, terminal number/alias, maximum connection number, and the like. The cashier obtains the transaction basic information in a code scanning mode, a weighing mode and the like, the collection terminal collects the commodity transaction order information and the transaction payment information of the customer, such as the transaction amount, the collection terminal obtains the commodity order information, the transaction amount and the like, and the order to be paid is generated.
Further, each transaction has its corresponding transaction basis information, so that the orders to be paid generated according to the transaction basis information correspond to the transactions one to one. Specifically, the correspondence may be performed according to information such as a transaction number in the transaction basic information.
As an embodiment of the present invention, as shown in fig. 2, generating an order to be paid in one-to-one correspondence with a transaction according to acquired transaction basic information of a plurality of transactions, and broadcasting the order to be paid to a payment terminal includes:
step S21, generating orders to be paid corresponding to the transactions one by one according to the acquired transaction basic information of the plurality of transactions;
and step S22, performing information synchronization processing on the order to be paid, and broadcasting the order to be paid after the information synchronization processing to the payment terminal.
The payment receiving terminal broadcasts all orders to be paid for the customer to check and pay. If a plurality of collection terminals are deployed, the collection terminals can synchronize the commodity orders and the payment order information to other pre-connected collection terminals through UWB or WIFI technology, and desensitization (such as plus a number) processing is carried out on the orders to be paid in order to protect privacy of customers. Each transaction has its corresponding transaction basis information, so the order to be paid generated from the transaction basis information corresponds one-to-one to each transaction.
Furthermore, after receiving a connection establishment request (UWB connection request) sent by the payment terminal, the payee terminal establishes an ultra-wideband connection with the payment terminal quickly, and receives a payment result of the payment terminal.
As an embodiment of the present invention, updating the status of the order to be paid according to the payment result includes: and updating the state of the order to be paid according to the payment result, and performing information synchronization processing on the payment result.
The payment terminal updates the state of the payment order according to the payment result transmitted by the payment terminal, including whether the payment is successful or not. If the information of the order is synchronously sent to other receiving terminals, the receiving terminal generating the order also needs to synchronize the payment result of the client to other receiving terminals, so that repeated payment of the client is prevented, and interference of other client orders to the client is reduced when the other client pays.
Further, if the customer has a refund requirement, the collection terminal performs a refund operation for the customer by using the refund function. Specifically, refunds may also be made using the collection device to establish a UWB connection with the payment device to effect a return of the customer.
Specifically, in a specific application scenario of the present invention, by using the payment method of the present invention, a cashier focuses on weighing, scanning the goods code, and summarizing the amount of the order to generate a payment order, and does not pay attention to the payment of the customer. After the cashier generates the payment order, the customer can go to a designated area near the collection terminal to complete the payment operation, and the customer can leave the supermarket/vegetable market after the payment is completed and confirmed by a system or a manual work. When the payer pays, the mobile terminal with the UWB device is connected with the cash collecting device with the UWB device, and the payment is completed after the order is confirmed on the mobile terminal. Subsequently, with the development of the digital currency related technology (eg: digital RMB), a customer can also separate from the Internet to independently complete off-line payment, if a supermarket/vegetable field is provided with a plurality of collection terminals, after each collection terminal generates a payment order, the payment order of the device can be synchronously transmitted to other terminal devices through UWB/WIFI connection, and the customer can complete payment by connecting any collection terminal which is close to the customer.
The invention separates the sum of the cashier from the payment of the user, the cash collecting terminal can work cooperatively, different customers pay in parallel, and the cash collecting efficiency of the merchant is improved; off-line payment is supported, and convenience of payment of customers is improved; the two-dimensional code is not relied on, and the safety of collection and payment is improved; the client can completely master the fund flow and the information flow, and the overall shopping experience of the client is improved.
The current payment method has the following disadvantages: if the supermarket chooses a reverse-scanning payment scheme, the cashier's sum and the user's payment cannot be separated, the settlement operations for all customers are completely serial. For the customers unfamiliar with mobile payment, the payment process is too complicated for the user whether the customers are in forward scanning or reverse scanning, and if mistakes are not solved in time, the payment waiting time of other customers can be prolonged, and the payment receiving efficiency of a merchant is greatly influenced. If the supermarket selects a static two-dimensional code payment scheme, the two-dimensional code posted in the shop of the merchant is easily stolen by people, so that the loss of the merchant is caused. If a plurality of cash collecting devices in a supermarket are respectively responsible for different commodity areas, the conditions of uneven idle and busy frequently occur, and the states of busy and idle of some cash collecting devices occur in the peak period of shopping, so that the cash collecting devices cannot be fully utilized. No matter the customer adopts normal scanning or reverse scanning, only one total payment amount can be seen from the bill during payment, if the details are needed, the merchant also needs to issue a shopping receipt detail, the unification of the commodity order and the payment order can not be achieved, the resource waste is caused, and the experience of the customer is split.
In view of the above problem, an embodiment of the present invention further provides a UWB-based payment system, as shown in a schematic structural diagram of fig. 3, where the system shown in the diagram includes: a collection terminal and a payment terminal;
the method comprises the steps that a collection terminal generates orders to be paid corresponding to transactions one by one according to acquired transaction basic information of a plurality of transactions, and broadcasts the orders to be paid to a payment terminal; receiving a connection establishment request sent by a payment terminal, and establishing ultra-wideband connection with the payment terminal according to the connection establishment request; receiving a payment result sent by the payment terminal, and updating the state of the order to be paid according to the payment result;
the payment terminal receives and processes the order to be paid to obtain a payment result; and sending a connection establishment request to the collection terminal, and sending a payment result to the collection terminal after establishing ultra-wideband connection with the collection terminal.
As an embodiment of the present invention, the payment receiving terminal is further configured to generate an order to be paid, which corresponds to the transaction one by one, according to the acquired transaction basic information of the plurality of transactions; and carrying out information synchronization processing on the order to be paid, and broadcasting the order to be paid after the information synchronization processing to a payment terminal.
In this embodiment, the money receiving terminal is mainly configured to add modules for parameter management, commodity order management, payment order management, storage, communication, and the like on the basis of a conventional money receiving device having basic functions of scanning commodity codes, weighing, summarizing amounts, and the like.
Wherein, collection terminal includes: and the parameter management module is mainly responsible for setting basic parameters of the cash receiving terminal. And the commodity order management module is mainly used for managing commodity order information generated by each customer. And the payment order management module is mainly used for managing the payment order information generated by each customer, managing the corresponding relation between the payment order and the commodity order and the payment state of the order, and refunding for the customer. The storage module, including but not limited to local storage and cloud storage, is mainly used for storing data generated by the modules of parameter management, commodity order management, payment order management and the like. The communication module needs to be supported by UWB chip hardware and matched communication software and is mainly used for communication between the collection equipment and the payment equipment, among a plurality of collection equipment and between the collection equipment and an enterprise integrated management system (eg: ERP system) of a merchant.
Furthermore, the payment terminal is mainly based on a mobile terminal such as a mobile phone and a smart watch, which is provided with a UWB chip by a customer, and is additionally provided with modules such as communication, payment and storage. The method specifically comprises the following steps: and the communication module is mainly used for UWB communication with the money receiving equipment. And the payment module is mainly used for completing various types of payment. And the storage function is used for storing the communication records of the customer and the money receiving equipment, the payment records of the customer, the commodity orders and other information.
In this embodiment, the specific workflow of the system of the present invention is as follows:
wherein, the collection terminal:
1) the payment terminal first needs to perform basic settings, including presetting key information such as network connection, UWB function on/off, terminal number/alias, maximum connection number, and the like.
2) The cashier obtains the transaction basic information through the modes of code scanning, weighing and the like, and the collection terminal collects the information of the order form of the commodity of the customer and the amount of money to generate the order form to be paid by the customer.
3) The collection terminal displays the commodities and the payment orders in the order list to be paid, and if a plurality of orders to be paid exist, the orders are displayed in a reverse order according to the generated time sequence.
4) The collection terminal broadcasts all the payment orders to be paid and the commodity order information outwards for the customer to check and pay.
5) If the merchant has a plurality of cash receiving terminals, the cash receiving terminals can synchronize the commodity orders and the payment order information to other pre-connected cash receiving terminals through UWB or WIFI technology, and in order to protect the privacy of the customers, the requirement of the commodity orders is desensitized (eg: plus x) treatment.
6) After receiving the UWB connection request, the collection terminal establishes connection with the payment terminal quickly and receives the payment result of the payment terminal.
7) And the collection terminal updates the state of the payment order according to the payment result transmitted by the payment terminal. If the information of the order is synchronously sent to other receiving terminals, the receiving terminal generating the order also needs to synchronize the payment result of the client to other receiving terminals, so that repeated payment of the client is prevented, and interference of other client orders to the client is reduced when the other client pays.
8) If the customer has the refund requirement, the refund operation is carried out on the customer by utilizing the refund function of the collection terminal, and the refund can be carried out on the customer only by establishing UWB connection between the collection equipment and the payment equipment.
Further, the payment terminal:
1) the UWB function of the payment terminal is set to an on state in advance.
2) When payment is needed, a payment terminal, such as a mobile phone/watch and other devices, is used for prompting a customer whether to connect or not after detecting information sent by the UWB device. After confirming the name of the collection terminal equipment, a client can click connection to initiate UWB connection to the collection terminal, and if the number of the collection terminals to be connected with the payment terminal exceeds the maximum connection number set before, the payment terminal is refused to be connected by the collection terminal. If a merchant has a plurality of cash collecting terminals, the information of the plurality of cash collecting terminals can be identified when a customer connects, different cash collecting terminals are sequenced according to positions, and as the UWB technology can accurately and relatively position the positions, the customer only needs to point at the cash collecting device if the customer wants to connect with the cash collecting device within a proper coverage range, and the payment device can identify the pointed device as the cash collecting device with the highest connection priority for the customer to connect.
3) The payment terminal can automatically store the collection terminal which is connected to be used successfully, and the reconnection is not needed when the payment is carried out again later.
4) After the payment terminal and the collection terminal are successfully connected, a plurality of orders to be paid can be seen, which is the own order to be paid can be confirmed through order commodities and amount information, payment can be confirmed by clicking after confirmation, and payment can be carried out, and if the client payment terminal is connected with the internet, payment can also be carried out by using other APP payment modes.
5) After the payment is successful, the payment terminal synchronizes the message of successful payment to the collection terminal through UWB online.
6) After the payment is successful, the collection terminal and the payment terminal automatically store the commodity order and the payment order information of the customer to a local storage, and the subsequent customer can check the payment and commodity order data generated in the payment process through the checking function.
Furthermore, the cash receiving terminal synchronizes the payment order information and also increases the synchronization of the commodity order, so that the user can more accurately identify which order is the order to be paid, and the user can conveniently check the specific commodity information after the payment is successful. Besides the synchronous information of the payment terminal, the data synchronization with other payment terminals is added to the payment terminal, so that a customer can be connected with different payment terminals for payment when paying, and the condition that the customer cannot pay due to the fact that too many payment terminals are connected with a certain payment terminal is prevented.
The invention separates the sum of the cashier from the payment of the user, although the sum of the cashier is serial, if the goods of the customer are few, the cashier can quickly operate, and the parallel operation of different customers can be realized in the payment link. The customer uses UWB technique with the convenient and fast's of own mobile terminal connection collection terminal, finds the payment order of oneself after, if the networking of customer mobile terminal can use different mainstream payment modes to pay, if the customer does not have the networking, follow-up also will can use digital RMB to pay in the mobile terminal digital RMB wallet, need not sweep the sign indicating number and also need not bump operations such as a round trip, promoted the convenience of customer payment. The payment of the merchant does not depend on the two-dimensional code any more, the risk that the two-dimensional code is falsified by a person who is planted in the wooden horse is reduced, and the security of payment collection and payment is improved. Different collection terminals can also communicate with each other, order information can be synchronized to different terminals, and a customer is close to which collection terminal to pay, so that the payment experience of the customer in a crowded state is greatly improved. The UWB technology can position and communicate, commodity order information of a client is conveniently and synchronously sent to the client while a payment instruction is sent, so that cost of printing a receipt by a merchant is greatly saved, and the client conveniently checks the commodity order information to improve the overall shopping experience of the client.
The cash collecting terminal can work cooperatively, different customers pay in parallel, and the cash collecting efficiency of merchants is improved; off-line payment is supported, and convenience of payment of customers is improved; the two-dimensional code is not relied on, so that the safety of collection and payment is improved; the client can completely master the fund flow and the information flow, and the overall shopping experience of the client is improved.
Fig. 4 is a schematic structural diagram of a UWB-based payment device according to an embodiment of the present invention, where the device includes:
the order module to be paid 10 is configured to generate an order to be paid corresponding to the transaction one by one according to the acquired transaction basic information of the multiple transactions, and broadcast the order to be paid to the payment terminal;
the connection establishing module 20 is configured to receive a connection establishing request sent by the payment terminal, and establish an ultra-wideband connection with the payment terminal according to the connection establishing request;
and the state updating module 30 is configured to receive the payment result sent by the payment terminal, and update the state of the order to be paid according to the payment result.
As an embodiment of the present invention, the transaction basic information includes transaction order information and transaction payment information.
As an embodiment of the present invention, as shown in fig. 5, the to-be-paid order module 10 includes:
the order generating unit 11 is configured to generate orders to be paid, which correspond to the transactions one by one, according to the acquired transaction basic information of the multiple transactions;
and the order broadcasting unit 12 is configured to perform information synchronization processing on the order to be paid, and broadcast the order to be paid after the information synchronization processing to the payment terminal.
As an embodiment of the present invention, the status updating module 30 is further configured to update the status of the order to be paid according to the payment result, and perform information synchronization processing on the payment result.
Based on the same application concept as the UWB-based payment method and system, the invention also provides the UWB-based payment device. Because the principle of solving the problem of the payment device based on the UWB is similar to the payment method and the payment device based on the UWB, the implementation of the payment device based on the UWB can be referred to the implementation of the payment method and the payment system based on the UWB, and repeated details are not repeated.
The invention separates the sum of the cashier from the payment of the user, the cash collecting terminal can work cooperatively, different customers pay in parallel, and the cash collecting efficiency of the merchant is improved; off-line payment is supported, and convenience of payment of customers is improved; the two-dimensional code is not relied on, so that the safety of collection and payment is improved; the client can completely master the fund flow and the information flow, and the overall shopping experience of the client is improved.
The invention also provides an electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method when executing the program.
The present invention also provides a computer-readable storage medium storing a computer program for executing the above method.
As shown in fig. 6, the electronic device 600 may further include: communication module 110, input unit 120, audio processing unit 130, display 160, power supply 170. It is noted that the electronic device 600 does not necessarily include all of the components shown in FIG. 6; furthermore, the electronic device 600 may also comprise components not shown in fig. 6, which may be referred to in the prior art.
As shown in fig. 6, the central processor 100, sometimes referred to as a controller or operational control, may include a microprocessor or other processor device and/or logic device, the central processor 100 receiving input and controlling the operation of the various components of the electronic device 600.
The memory 140 may be, for example, one or more of a buffer, a flash memory, a hard drive, a removable media, a volatile memory, a non-volatile memory, or other suitable device. The information relating to the failure may be stored, and a program for executing the information may be stored. And the central processing unit 100 may execute the program stored in the memory 140 to realize information storage or processing, etc.
The input unit 120 provides an input to the cpu 100. The input unit 120 is, for example, a key or a touch input device. The power supply 170 is used to provide power to the electronic device 600. The display 160 is used to display an object to be displayed, such as an image or a character. The display may be, for example, an LCD display, but is not limited thereto.
The memory 140 may be a solid state memory such as Read Only Memory (ROM), Random Access Memory (RAM), a SIM card, or the like. There may also be a memory that holds information even when power is off, can be selectively erased, and is provided with more data, an example of which is sometimes called an EPROM or the like. The memory 140 may also be some other type of device. Memory 140 includes buffer memory 141 (sometimes referred to as a buffer). The memory 140 may include an application/function storage section 142, and the application/function storage section 142 is used to store application programs and function programs or a flow for executing the operation of the electronic device 600 by the central processing unit 100.
The memory 140 may also include a data store 143, the data store 143 for storing data, such as contacts, digital data, pictures, sounds, and/or any other data used by the electronic device. The driver storage portion 144 of the memory 140 may include various drivers of the electronic device for a communication function and/or for performing other functions of the electronic device (e.g., a messaging application, a directory application, etc.).
The communication module 110 is a transmitter/receiver 110 that transmits and receives signals via an antenna 111. The communication module (transmitter/receiver) 110 is coupled to the central processor 100 to provide an input signal and receive an output signal, which may be the same as in the case of a conventional mobile communication terminal.
Based on different communication technologies, a plurality of communication modules 110, such as a cellular network module, a bluetooth module, and/or a wireless local area network module, may be provided in the same electronic device. The communication module (transmitter/receiver) 110 is also coupled to a speaker 131 and a microphone 132 via an audio processor 130 to provide audio output via the speaker 131 and receive audio input from the microphone 132 to implement general telecommunications functions. Audio processor 130 may include any suitable buffers, decoders, amplifiers and so forth. In addition, an audio processor 130 is also coupled to the central processor 100, so that recording on the local can be enabled through a microphone 132, and so that sound stored on the local can be played through a speaker 131.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows, and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The principle and the implementation mode of the invention are explained by applying specific embodiments in the invention, and the description of the embodiments is only used for helping to understand the method and the core idea of the invention; meanwhile, for a person skilled in the art, according to the idea of the present invention, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present invention.

Claims (12)

1. A UWB-based payment method, the method comprising:
generating orders to be paid corresponding to the transactions one by one according to the acquired transaction basic information of the transactions, and broadcasting the orders to be paid to a payment terminal;
receiving a connection establishment request sent by the payment terminal, and establishing ultra-wideband connection with the payment terminal according to the connection establishment request;
and receiving a payment result sent by the payment terminal, and updating the state of the order to be paid according to the payment result.
2. The method of claim 1, wherein the transaction basis information includes transaction order information and transaction payment information.
3. The method as claimed in claim 1, wherein the generating an order to be paid corresponding to the transaction one by one according to the acquired transaction basic information of the plurality of transactions and broadcasting the order to be paid to a payment terminal comprises:
generating orders to be paid corresponding to the transactions one by one according to the acquired transaction basic information of the multiple transactions;
and carrying out information synchronization processing on the order to be paid, and broadcasting the order to be paid after the information synchronization processing to the payment terminal.
4. The method of claim 1, wherein updating the status of the order to be paid based on the payment result comprises:
and updating the state of the order to be paid according to the payment result, and performing information synchronization processing on the payment result.
5. An UWB-based payment device, the device comprising:
the order form module to be paid is used for generating an order form to be paid corresponding to the transaction one by one according to the acquired transaction basic information of the plurality of transactions and broadcasting the order form to be paid to a payment terminal;
the connection establishment module is used for receiving a connection establishment request sent by the payment terminal and establishing ultra-wideband connection with the payment terminal according to the connection establishment request;
and the state updating module is used for receiving the payment result sent by the payment terminal and updating the state of the order to be paid according to the payment result.
6. The apparatus of claim 5, wherein the transaction basis information comprises transaction order information and transaction payment information.
7. The apparatus of claim 5, wherein the to-be-paid order module comprises:
the order generating unit is used for generating orders to be paid, which correspond to the transactions one by one, according to the acquired transaction basic information of the multiple transactions;
and the order broadcasting unit is used for carrying out information synchronization processing on the order to be paid and broadcasting the order to be paid after the information synchronization processing to the payment terminal.
8. The apparatus of claim 5, wherein the status updating module is further configured to update the status of the order to be paid according to the payment result, and perform information synchronization processing on the payment result.
9. A UWB-based payment system, the system comprising: a collection terminal and a payment terminal;
the collection terminal generates orders to be paid corresponding to the transactions one by one according to the acquired transaction basic information of the plurality of transactions, and broadcasts the orders to be paid to the payment terminal; receiving a connection establishment request sent by the payment terminal, and establishing ultra-wideband connection with the payment terminal according to the connection establishment request; receiving a payment result sent by the payment terminal, and updating the state of the order to be paid according to the payment result;
the payment terminal receives and processes the order to be paid to obtain a payment result; and sending a connection establishment request to the collection terminal, and sending the payment result to the collection terminal after establishing ultra-wideband connection with the collection terminal.
10. The system of claim 9, wherein the cash receiving terminal is further configured to generate an order to be paid in one-to-one correspondence with the transaction according to the acquired transaction basic information of the plurality of transactions; and carrying out information synchronization processing on the order to be paid, and broadcasting the order to be paid after the information synchronization processing to the payment terminal.
11. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 1 to 4 when executing the computer program.
12. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method of any one of claims 1 to 4.
CN202210367581.7A 2022-04-08 2022-04-08 UWB-based payment method, device and system Pending CN114742553A (en)

Priority Applications (1)

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CN202210367581.7A CN114742553A (en) 2022-04-08 2022-04-08 UWB-based payment method, device and system

Applications Claiming Priority (1)

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CN202210367581.7A CN114742553A (en) 2022-04-08 2022-04-08 UWB-based payment method, device and system

Publications (1)

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CN114742553A true CN114742553A (en) 2022-07-12

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