CN114584588A - Universal terminal bank service system and working method thereof - Google Patents
Universal terminal bank service system and working method thereof Download PDFInfo
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- CN114584588A CN114584588A CN202210202521.XA CN202210202521A CN114584588A CN 114584588 A CN114584588 A CN 114584588A CN 202210202521 A CN202210202521 A CN 202210202521A CN 114584588 A CN114584588 A CN 114584588A
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- 230000006854 communication Effects 0.000 claims abstract description 71
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- 238000004590 computer program Methods 0.000 claims description 30
- 230000001360 synchronised effect Effects 0.000 claims description 7
- 238000010586 diagram Methods 0.000 description 18
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- 230000005540 biological transmission Effects 0.000 description 5
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/01—Protocols
- H04L67/12—Protocols specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L12/00—Data switching networks
- H04L12/28—Data switching networks characterised by path configuration, e.g. LAN [Local Area Networks] or WAN [Wide Area Networks]
- H04L12/46—Interconnection of networks
- H04L12/4641—Virtual LANs, VLANs, e.g. virtual private networks [VPN]
Abstract
The invention provides a universal terminal bank service system and a working method thereof, belonging to mobile interconnection, wherein the system comprises: the universal terminal is used for providing bank financial product service for the user; supporting cooperative communication between the universal terminals; the ubiquitous terminal belongs to the Internet of things equipment; the server is used for providing bank financial product service for the universal terminal and supporting cooperative communication service between the universal terminals; and the virtual private network is used for connecting the universal terminal and the server. The invention enables the user to use the same bank financial product service and check the bank financial products on different ubiquitous terminals by cooperatively communicating the plurality of ubiquitous terminals used by the user, and provides more using modes for the user, thereby well improving the using experience of the user, expanding the range of bank financial services and improving the influence.
Description
Technical Field
The invention relates to the technical field of computer data processing, in particular to a ubiquitous terminal banking system and a working method thereof.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
In recent years, along with the rapid development of internet finance, banks are challenged more and more in the aspects of expanding the financial service range, improving the financial service efficiency and the like. The existing bank financial service only supports a user to acquire financial product information at a single equipment terminal, and has a single service mode, so that the problem of poor user experience is caused.
Therefore, how to provide a new solution, which can solve the above technical problems, is a technical problem to be solved in the art.
Disclosure of Invention
The embodiment of the invention provides a ubiquitous terminal banking service system, which enables a user to use the same bank financial product service and check bank financial products on different ubiquitous terminals by carrying out cooperative communication on a plurality of ubiquitous terminals used by the user, and provides more using modes for the user, wherein the using modes comprise:
the universal terminal is used for providing bank financial product service for the user; supporting cooperative communication between the pan terminals; the ubiquitous terminal belongs to the Internet of things equipment;
the server is used for providing bank financial product service for the universal terminal and supporting the cooperative communication service between the universal terminals;
and the virtual private network is used for connecting the universal terminal and the server.
The embodiment of the invention also provides a working method of the universal terminal bank service system, which comprises the following steps:
the universal terminal is used for providing bank financial product service for the user; supporting cooperative communication between the universal terminals; the ubiquitous terminal belongs to the Internet of things equipment;
the server is used for providing bank financial product service for the universal terminal and supporting the cooperative communication service between the universal terminals;
and the virtual private network is used for connecting the universal terminal and the server.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor realizes the working method of the universal terminal bank service system when executing the computer program.
The embodiment of the invention also provides a computer readable storage medium, wherein a computer program is stored in the computer readable storage medium, and when the computer program is executed by a processor, the computer program realizes the working method of the universal terminal banking service system.
An embodiment of the present invention further provides a computer program product, where the computer program product includes a computer program, and when the computer program is executed by a processor, the computer program implements the above-mentioned working method of the universal terminal banking service system.
The embodiment of the invention provides a universal terminal bank service system and a working method thereof, wherein the universal terminal bank service system comprises the following steps: the universal terminal is used for providing bank financial product service for the user; supporting cooperative communication between the pan terminals; the ubiquitous terminal belongs to the Internet of things equipment; the server is used for providing bank financial product service for the universal terminal and supporting the cooperative communication service between the universal terminals; and the virtual private network is used for connecting the universal terminal and the server. The invention provides a ubiquitous terminal bank financial service system based on the Internet of things, which enables a user to use the same bank financial product service and check the bank financial products on different ubiquitous terminals by cooperatively communicating a plurality of ubiquitous terminals used by the user, and provides more using modes for the user, thereby well improving the using experience of the user, expanding the range of bank financial services and improving the influence.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
fig. 1 is a schematic diagram of a universal terminal banking system according to an embodiment of the present invention.
Fig. 2 is another schematic diagram of a universal terminal banking system according to an embodiment of the present invention.
Fig. 3 is a schematic diagram of a working method of a universal terminal banking system according to an embodiment of the present invention.
Fig. 4 is a schematic diagram of a cooperative communication process of a working method of the universal terminal banking system according to an embodiment of the present invention.
Fig. 5 is a schematic diagram of a computer device for operating a working method of the universal terminal banking system implemented by the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
The invention relates to a mobile interconnection technology. Fig. 1 is a schematic diagram of a universal terminal banking system according to an embodiment of the present invention. As shown in fig. 1, an embodiment of the present invention provides a ubiquitous terminal banking system, which enables a user to use the same banking financial product service and view banking financial products on different ubiquitous terminals by performing cooperative communication between multiple ubiquitous terminals used by the user, and provides more using manners for the user, including:
the system comprises a universal terminal 101, a user terminal and a user terminal, wherein the universal terminal is used for providing bank financial product services for the user; supporting cooperative communication between the universal terminals; the ubiquitous terminal belongs to the Internet of things equipment;
the server 102 is used for providing bank financial product service for the universal terminal and supporting the cooperative communication service between the universal terminals;
and the virtual private network 103 is used for connecting the universal terminal and the server.
The embodiment of the invention provides a universal terminal bank service system and a working method thereof, wherein the universal terminal bank service system comprises the following steps: the universal terminal is used for providing bank financial product service for the user; supporting cooperative communication between the universal terminals; the ubiquitous terminal belongs to the Internet of things equipment; the server is used for providing bank financial product service for the universal terminal and supporting the cooperative communication service between the universal terminals; and the virtual private network is used for connecting the universal terminal and the server. The invention provides a ubiquitous terminal bank financial service system based on the Internet of things, which enables a user to use the same bank financial product service and check bank financial products on different ubiquitous terminals by cooperatively communicating a plurality of ubiquitous terminals used by the user, and provides more using modes for the user, thereby well improving the using experience of the user, expanding the range of bank financial services and improving the influence.
The Internet of Things (IoT) is to connect any object to a network through information sensing equipment according to a protocol, and the object performs information exchange and communication through an information transmission medium to realize functions such as intelligent identification, positioning, tracking, supervision, and the like, that is, all objects are connected through the information sensing equipment and the Internet to perform information exchange, that is, the objects and the objects are related to each other, so as to realize intelligent identification and management.
With the rapid development of internet finance, banks are challenged more and more in the aspects of expanding the financial service range, improving the financial service efficiency and the like, and meanwhile, the mode of human production and life is more detailed and dynamic due to the increasing popularization of the internet of things technology. The combination of the Internet of things and finance forms a financial mode of the Internet of things finance, and the financial service of banking industry is innovated and developed further by the mode.
The smart terminal bank financial service system based on the Internet of things is provided according to the concept of the finance of the Internet of things, and the user use experience is improved through a plurality of smart terminal devices used by the interconnected and intercommunicated users, so that the range of bank financial services is expanded.
When the system for banking with universal terminal provided by the embodiment of the present invention is implemented specifically, in an embodiment, the system may include:
the universal terminal is used for providing bank financial product service for the user; supporting cooperative communication between the universal terminals; the ubiquitous terminal belongs to the Internet of things equipment;
the server is used for providing bank financial product service for the universal terminal and supporting cooperative communication service between the universal terminals;
and the virtual private network is used for connecting the universal terminal and the server.
Fig. 2 is another schematic diagram of a universal terminal banking system according to an embodiment of the present invention, and as shown in fig. 2, when the universal terminal banking system according to the embodiment of the present invention is implemented, in an embodiment, the system further includes: the client 101-1 is suitable for different types of pan terminals and is embedded into the pan terminals;
the generic terminal is specifically configured to:
and acquiring the information of the bank financial products from the server through the embedded client, and providing the bank financial product service for the user.
In the embodiment, the universal terminal refers to an internet of things device with internet access capability, refers to a mobile phone and a computer, and also includes various types of internet of things devices such as a smart screen, an automobile, a smart home, a smart watch and a smart fitness device.
The internet of things is called the third wave of the world information industry, following the computer, internet. The Internet of things has been actively researched by a plurality of countries in the world, and the finance of the Internet of things is one of the exploration results. The finance of the internet of things is integrated into logistics on the basis of the combination of the internet financial information flow and the fund flow, the internet finance is three-dimensional, and the operation mode in the financial field is deeply influenced. As an important component in the financial field, the banking industry is certainly influenced by the wave of the Internet of things.
In recent years, with the rapid development of internet finance, banks are challenged more and more in the aspects of expanding the financial service range, improving the financial service efficiency and the like, and meanwhile, the increasing popularization of the internet of things technology enables the mode of human production and life to be more detailed and dynamic. The combination of the internet of things and finance forms a financial mode of the internet of things, and the financial service of the banking industry is further developed by the mode.
The universal terminal bank service system provided by the embodiment of the invention mainly comprises a universal terminal, a virtual private network and a server, wherein a client is embedded in the universal terminal; the client is used for providing different personalized financial product services for the user at different ubiquitous terminals, for example, bank financial products are embedded in different ubiquitous terminal products such as fitness equipment, watches, automobiles, televisions and tea tables, so that the user can check the financial products which the user wants to know in different scenes.
In a specific implementation of the banking system with a universal terminal according to an embodiment of the present invention, in an embodiment, the universal terminal is further configured to:
the cooperative communication among a plurality of universal terminals comprises the following steps:
sending a cooperative communication request to a server by a current pan terminal;
receiving a plurality of other ubiquitous terminal information which is returned by the server according to the cooperative communication request and is connected to the server, and generating a cooperative equipment list; the current universal terminal and a plurality of other universal terminals are connected to the same server;
according to the target cooperative communication ubiquitous terminal selected by the user from the cooperative equipment list, the bank financial product service provided by the current ubiquitous terminal is synchronized to the target cooperative communication ubiquitous terminal through the server, so that the target cooperative communication ubiquitous terminal provides the same bank financial product service as the current ubiquitous terminal.
In the embodiment, the multiple universal terminals carry out cooperative communication, and the method is mainly applied to the situation that a user can check financial products which the user wants to know in different scenes, and meanwhile, the multiple terminals can carry out cooperative communication, for example, information browsed by the user on fitness equipment can be synchronized to terminal equipment such as a television and a mobile phone, so that the user experience is improved;
the cooperative communication among a plurality of pan terminals mainly comprises:
the current universal terminal is a mobile phone, and when a user wants to cooperatively communicate financial product services on the mobile phone to other universal terminals in the current environment, for example, wants to cooperatively communicate to a television, the current universal terminal sends a cooperative communication request to a server;
receiving a plurality of other ubiquitous terminal information which is returned by the server according to the cooperative communication request and is connected to the server, and generating a cooperative equipment list; the current universal terminal and a plurality of other universal terminals are connected to the same server;
according to the target cooperative communication ubiquitous terminal selected by the user from the cooperative equipment list, for example, the user selects a television as the target cooperative communication ubiquitous terminal from the cooperative equipment list, and the bank financial product service provided by the current mobile phone is synchronized to the television through the server, so that the television provides the same bank financial product service as the current mobile phone.
Based on the cooperative communication, financial products suitable for different universal terminal devices need to be developed for being built in the universal terminal devices so as to be used by users and develop cooperative communication functions of the different universal terminal devices, wherein the functions are core technologies of the application and are independently researched and developed by an inventor; furthermore, a virtual private network for transmitting data between the client and the server needs to be built, and a server serving the universal terminal device of the client is developed.
Interaction between the universal terminal equipment and the server: the server is mainly used for providing data service, communication cooperative service and the like for each universal terminal product; the universal terminal device requests data from the server and uploads the data as input. Interaction between the universal terminal devices: the universal terminal devices are input mutually, the use intention of the user is taken as the standard in the process, and the user wants to send data to which device, and which device is used as input.
In an embodiment of the invention, when the ubiquitous terminal banking service system provided by the embodiment of the invention is implemented specifically, the server includes a banking financial product system and a corresponding database, wherein the banking financial product system provides banking financial product services and supports cooperative communication services between the ubiquitous terminals.
The server mainly comprises a bank financial product system and a related database. The financial product system is mainly used for providing data service, communication cooperative service and the like for all universal terminal products; the relational database is used to provide database support for the various systems.
In a specific implementation of the system for banking with universal terminal according to an embodiment of the present invention, in an embodiment, the virtual private network is specifically configured to: and connecting the universal terminal with the server, and transmitting data through an encryption algorithm.
The virtual private network is used for connecting the client and the server for data transmission, and meanwhile, the safety of data in the transmission process is guaranteed.
The smart terminal bank financial service system based on the Internet of things is provided with respect to the concept of the Internet of things finance, and the user use experience is improved through a plurality of smart terminal devices used by interconnection and intercommunication users, so that the range of bank financial services is expanded. The financial products of the bank can be checked by the user on different universal terminal devices, and therefore the use experience of the user is well improved. Meanwhile, if the system is popularized by the public, the scope of bank financial services can be expanded to a great extent, and the influence is improved.
The ubiquitous terminal banking service system provided by the embodiment of the present invention is briefly described below with reference to specific scenarios:
the combination of the Internet of things and finance forms a financial mode of the Internet of things finance, and the financial service of banking industry is innovated and developed further by the mode.
The smart terminal bank financial service system based on the Internet of things is provided according to the concept of the finance of the Internet of things, and the user use experience is improved through a plurality of smart terminal devices used by the interconnected and intercommunicated users, so that the range of bank financial services is expanded.
The system mainly comprises a universal terminal, a virtual private network and a server.
The client is used for providing different personalized financial product services for the user at different ubiquitous terminals, for example, bank financing products are embedded in different ubiquitous terminal products such as fitness equipment, watches, automobiles, televisions and tea tables, so that the user can check the financing products which the user wants to know in different scenes, and meanwhile, the multiple terminals can cooperatively communicate, for example, information browsed by the user on the fitness equipment can be synchronized to terminal equipment such as televisions and mobile phones, and therefore user experience is improved.
The virtual private network is used for connecting the client and the server for data transmission, and meanwhile, the safety of data in the transmission process is guaranteed.
The server mainly comprises a bank financial product system and a related database. The financial product system is mainly used for providing data service, communication cooperative service and the like for all universal terminal products; the relational database is used to provide database support for the various systems.
A ubiquitous terminal bank financial service system based on the Internet of things is created, and a plurality of ubiquitous terminal devices used by users in interconnection and intercommunication provide more using modes for the users, so that the user experience is improved, and the bank financial service range is expanded.
The financial products suitable for different ubiquitous terminal equipment are developed and used for being embedded into the ubiquitous terminal equipment so as to be used by users, which is the most important part for the invention; developing the cooperative communication function of different universal terminal devices, which is the most difficult part in the development process; building a virtual private network for transmitting data between a client and a server; and developing a server serving the client-side universal terminal equipment.
Interaction between the universal terminal equipment and the server: the server is mainly used for providing data service, communication cooperative service and the like for each ubiquitous terminal product; the universal terminal device requests data from the server and uploads the data as input. Interaction between the universal terminal devices: the universal terminal devices are input mutually, the use intention of the user is taken as the standard in the process, and the user wants to send data to which device, and which device is used as input.
The invention provides a ubiquitous terminal bank financial service system based on the Internet of things, which enables a user to check bank financial products on different ubiquitous terminal devices through a plurality of ubiquitous terminal devices used by the user in an interconnection and intercommunication mode, and therefore the use experience of the user is well improved. Meanwhile, if the system is popularized by the public, the category of the bank financial service can be expanded to a great extent, and the influence is improved.
The embodiment of the invention also provides a working method of the universal terminal banking system, which is described in the following embodiment. Because the principle of solving the problems of the working method is similar to that of a universal terminal banking system, the implementation of the working method can be referred to that of the universal terminal banking system, and repeated parts are not described again.
Fig. 3 is a schematic diagram of a working method of a universal terminal banking system according to an embodiment of the present invention, and as shown in fig. 3, the embodiment of the present invention further provides a working method of a universal terminal banking system, which may include:
step 301: the universal terminal provides bank financial product service for the user; supporting cooperative communication between the universal terminals; the ubiquitous terminal belongs to the Internet of things equipment;
step 301: the server provides bank financial product service for the universal terminal and supports the cooperative communication service between the universal terminals;
step 301: the virtual private network is connected with the universal terminal and the server.
When the working method of the universal terminal banking system provided by the embodiment of the present invention is implemented specifically, in an embodiment, the method further includes: the client is suitable for different types of pan terminals and is embedded into the pan terminals;
the universal terminal provides bank financial product service for users, and comprises:
and acquiring the information of the bank financial products from the server through the embedded client, and providing the bank financial product service for the user.
Fig. 4 is a schematic diagram of a cooperative communication process of a working method of a universal terminal banking system according to an embodiment of the present invention, and as shown in fig. 4, when the working method of the universal terminal banking system according to the embodiment of the present invention is specifically implemented, in an embodiment, the working method further includes: carrying out cooperative communication among a plurality of pan-terminals;
the cooperative communication among the plurality of ubiquitous terminals comprises the following steps:
step 401: sending a cooperative communication request to a server by a current pan terminal;
step 402: receiving a plurality of other ubiquitous terminal information which is returned by the server according to the cooperative communication request and is connected to the server, and generating a cooperative equipment list; the current universal terminal and a plurality of other universal terminals are connected to the same server;
step 403: according to the target cooperative communication ubiquitous terminal selected by the user from the cooperative equipment list, the bank financial product service provided by the current ubiquitous terminal is synchronized to the target cooperative communication ubiquitous terminal through the server, so that the target cooperative communication ubiquitous terminal provides the same bank financial product service as the current ubiquitous terminal.
In a specific implementation of the working method of the ubiquitous terminal banking system provided by the embodiment of the invention, in one embodiment, the server provides banking financial product services and a banking financial product system supporting cooperative communication services between the ubiquitous terminals and a corresponding database.
When the working method of the universal terminal banking system provided by the embodiment of the invention is specifically implemented, in one embodiment, the virtual private network is connected with the universal terminal and the server, and data is transmitted through an encryption algorithm.
Fig. 5 is a schematic diagram of a computer device for operating a working method of a universal terminal banking system implemented by the present invention, and as shown in fig. 5, an embodiment of the present invention further provides a computer device 500, which includes a memory 510, a processor 520, and a computer program 530 stored in the memory and capable of being executed on the processor, and when the processor executes the computer program, the processor implements the working method of the universal terminal banking system.
The embodiment of the invention also provides a computer readable storage medium, wherein a computer program is stored in the computer readable storage medium, and when the computer program is executed by a processor, the computer program realizes the working method of the universal terminal banking service system.
The embodiment of the invention also provides a computer program product, which comprises a computer program, and when the computer program is executed by a processor, the working method of the universal terminal banking service system is realized.
To sum up, the embodiment of the invention provides a universal terminal banking service system and a working method thereof, which comprises the following steps: the universal terminal is used for providing bank financial product service for the user; supporting cooperative communication between the universal terminals; the ubiquitous terminal belongs to the Internet of things equipment; the server is used for providing bank financial product service for the universal terminal and supporting the cooperative communication service between the universal terminals; and the virtual private network is used for connecting the universal terminal and the server. The invention provides a ubiquitous terminal bank financial service system based on the Internet of things, which enables a user to use the same bank financial product service and check bank financial products on different ubiquitous terminals by cooperatively communicating a plurality of ubiquitous terminals used by the user, and provides more using modes for the user, thereby well improving the using experience of the user, expanding the range of bank financial services and improving the influence.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (13)
1. A universal terminal banking system, comprising:
the universal terminal is used for providing bank financial product service for the user; supporting cooperative communication between the universal terminals; the ubiquitous terminal belongs to the Internet of things equipment;
the server is used for providing bank financial product service for the universal terminal and supporting the cooperative communication service between the universal terminals;
and the virtual private network is used for connecting the universal terminal and the server.
2. The system of claim 1, further comprising: the client is suitable for the universal terminals of different types and is embedded into the universal terminals;
the generic terminal is specifically configured to:
and acquiring the information of the bank financial products from the server through the embedded client, and providing the bank financial product service for the user.
3. The system of claim 1, wherein the flood terminal is further configured to:
the cooperative communication among a plurality of universal terminals comprises the following steps:
sending a cooperative communication request to a server by the current universal terminal;
receiving a plurality of other ubiquitous terminal information which is returned by the server according to the cooperative communication request and is connected to the server, and generating a cooperative equipment list; the current pan-terminal and a plurality of other pan-terminals are connected to the same server;
according to the target cooperative communication universal terminal selected by the user from the cooperative equipment list, the bank financial product service provided by the current universal terminal is synchronized to the target cooperative communication universal terminal through the server, so that the target cooperative communication universal terminal provides the same bank financial product service as the current universal terminal.
4. The system of claim 1, wherein the server comprises a bank financial product system and a corresponding database for providing a bank financial product service and supporting a cooperative communication service between the ubiquitous terminal.
5. The system of claim 1, wherein the virtual private network is specifically configured to: and connecting the universal terminal with the server, and transmitting data through an encryption algorithm.
6. A working method of a universal terminal bank service system is characterized by comprising the following steps:
the universal terminal provides bank financial product service for the user; supporting cooperative communication between the universal terminals; the ubiquitous terminal belongs to the Internet of things equipment;
the server provides bank financial product service for the universal terminal and supports cooperative communication service between the universal terminals;
the virtual private network is connected with the universal terminal and the server.
7. The method of operation of the system of claim 6, further comprising: the client is suitable for the universal terminals of different types and is embedded into the universal terminals;
the universal terminal provides bank financial product service for users, and comprises:
and acquiring the information of the bank financial products from the server through the embedded client, and providing the bank financial product service for the user.
8. The method of operation of the system of claim 6, further comprising: carrying out cooperative communication among a plurality of pan terminals;
the cooperative communication among the plurality of ubiquitous terminals comprises the following steps:
sending a cooperative communication request to a server by a current pan terminal;
receiving a plurality of other ubiquitous terminal information which is returned by the server according to the cooperative communication request and is connected to the server, and generating a cooperative equipment list; the current universal terminal and a plurality of other universal terminals are connected to the same server;
according to the target cooperative communication ubiquitous terminal selected by the user from the cooperative equipment list, the bank financial product service provided by the current ubiquitous terminal is synchronized to the target cooperative communication ubiquitous terminal through the server, so that the target cooperative communication ubiquitous terminal provides the same bank financial product service as the current ubiquitous terminal.
9. The system of claim 6, wherein the server provides a bank financial product service and a bank financial product system supporting a cooperative communication service between the universal terminals and a corresponding database.
10. The method of claim 6, wherein the virtual private network connects the flooding terminal and the server, and transmits data through an encryption algorithm.
11. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements a method of operation of the system of any one of claims 6 to 10 when executing the computer program.
12. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program which, when executed by a processor, implements the method of operation of the system of any one of claims 6 to 10.
13. A computer program product, characterized in that it comprises a computer program which, when being executed by a processor, carries out the method of operation of the system according to any one of claims 6 to 10.
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Citations (8)
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