CN114565462A - Fund change reminding method, device, equipment, storage medium and program product - Google Patents

Abstract

The disclosure provides a fund change reminding method, a fund change reminding device, equipment, a storage medium and a program product, which relate to the field of big data, wherein the fund change reminding method comprises the following steps: acquiring a transaction data packet of a client; collecting and calculating the transaction data packet to obtain transaction information; acquiring the transaction details of the client according to the transaction information; acquiring a transaction scene of a client according to the transaction details, and controlling to acquire a marketing management relation corresponding to the client when the transaction scene accords with a preset scene; and sending the transaction detail to a processing terminal corresponding to the marketing and management relationship for displaying. According to the technical scheme, a client transaction scene is obtained through the acquisition and calculation of a transaction data packet by a streaming data processing platform, and when the transaction scene falls into the transaction scene needing to be monitored, transaction information is sent to a corresponding marketing manager to remind a client manager of carrying out services such as marketing, client saving, risk monitoring and the like on the client in charge of the client manager.

Description

Fund change reminding method, device, equipment, storage medium and program product

Technical Field

The present disclosure relates to the field of big data, and in particular, to a method, an apparatus, a device, a storage medium, and a program product for reminding a fund change.

Background

At present, China transfers cash, bills and money. On the internet, mobile payment and other payment methods are multiple and widely applied, particularly with the coming of the internet era, mobile payment business and other continuous development, banking business is also changed greatly, and higher requirements are placed on the throughput and the timeliness of system processing of banks.

In addition to traditional bank counter and more energized self-service channels, the transaction amount of various electronic channels emerging in recent years, such as internet banking pages, mobile banking apps, tablet computer apps and the like, is also rapidly increasing. In the background of the big data era, banks have massive data with fund changes, obviously, not all the data are meaningful, and how to perform marketing or risk monitoring through the massive data has important significance when marketing and risk monitoring based on the massive data are performed, such as business circle information push triggered by customer consumption, money laundering and the like.

At present, a capital change monitoring and analyzing mode of a bank system mainly collects and summarizes capital changes through manual statistics of branches at all levels, then corresponding marketing and risk monitoring are respectively completed, manpower consumption is high, timeliness is slow, monitoring on abnormal capital changes is difficult to conduct in real time, data are processed based on manpower, and therefore bank personnel cannot quickly and accurately complete customer marketing and risk monitoring.

Disclosure of Invention

In view of the above, the present disclosure provides a fund change reminding method, device, apparatus, storage medium, and program product, which aim to solve the problems of fund change monitoring and marketing difficulties.

The present disclosure provides a fund change reminding method, including:

acquiring a transaction data packet of a client;

collecting and calculating the transaction data packet to obtain transaction information;

acquiring the transaction details of the client according to the transaction information;

acquiring a transaction scene of a client according to the transaction details, and controlling to acquire a marketing management relationship corresponding to the client when the transaction scene accords with a preset scene;

and sending the transaction detail to a processing terminal corresponding to the marketing and management relationship for displaying.

According to an embodiment of the present disclosure, the step of obtaining a transaction data packet of a customer includes:

and acquiring the transaction data of the client, and writing the transaction data into the corresponding transaction element to form a transaction data packet.

According to the embodiment of the disclosure, the steps of obtaining the transaction data of the customer, obtaining the corresponding transaction element and forming the transaction data packet comprise:

acquiring host transaction data sent by a transaction host, and writing corresponding transaction elements in the host transaction data;

acquiring platform transaction data sent by a service platform;

and merging the host transaction data and the platform transaction data to form a transaction data packet.

According to an embodiment of the present disclosure, the step of performing collection calculation on the transaction data packet further includes:

and judging whether the transaction is successful or not according to the transaction data packet, and acquiring and calculating the transaction data packet when the transaction is successful.

According to an embodiment of the present disclosure, the step of performing collection calculation on the transaction data packet further comprises;

and storing the transaction data packet into the shared memory.

According to the embodiment of the present disclosure, the step of controlling to obtain the marketing management relationship corresponding to the customer further includes:

acquiring the transaction amount of the customer according to the transaction detail;

and acquiring a sum threshold, and controlling to acquire the marketing management relationship corresponding to the customer when the transaction sum exceeds the sum threshold.

According to an embodiment of the present disclosure, the step of obtaining the amount threshold includes:

acquiring a corresponding large amount parameter according to a transaction scene;

and acquiring a basic threshold of the customer, and combining the basic threshold and the large amount parameter to form an amount threshold.

According to the embodiment of the present disclosure, the step of sending the transaction details to the processing terminal corresponding to the marketing-management relationship for display further includes:

obtaining an anti-disturbance client list;

and sending the corresponding relation between the client and the anti-disturbance client list to a processing terminal corresponding to the marketing and management relationship.

A second aspect of the present disclosure provides a fund change warning device, including:

the data acquisition module is used for acquiring a transaction data packet of a client;

the data processing module is used for collecting and calculating the transaction data packet to obtain transaction information;

the data calculation module is used for acquiring the transaction details of the client according to the transaction information;

the data judgment module is used for acquiring a transaction scene of the client according to the transaction detail, and controlling to acquire a marketing management relationship corresponding to the client when the transaction scene accords with a preset scene; and the number of the first and second groups,

and the data distribution module is used for sending the transaction details to the processing terminal corresponding to the marketing and management relationship for displaying.

A third aspect of the present disclosure provides an electronic device, comprising: one or more processors; a memory for storing one or more programs, wherein the one or more programs, when executed by the one or more processors, cause the one or more processors to perform the above-described funds-change alerting method.

A fourth aspect of the present disclosure also provides a computer-readable storage medium having stored thereon executable instructions that, when executed by a processor, cause the processor to perform the above-described fund change warning method.

A fifth aspect of the present disclosure also provides a computer program product comprising a computer program which, when executed by a processor, implements the above-described fund change warning method.

Drawings

The foregoing and other objects, features and advantages of the disclosure will be apparent from the following description of embodiments of the disclosure, which proceeds with reference to the accompanying drawings, in which:

FIG. 1 schematically illustrates an application scenario diagram of a fund change alert method, apparatus, device, storage medium and program product according to an embodiment of the present disclosure;

FIG. 2 schematically illustrates a block flow diagram of a fund change alerting method according to an embodiment of the present disclosure;

FIG. 3 schematically shows a block flow diagram of an embodiment of step S10 in FIG. 2;

FIG. 4 is a block flow diagram schematically illustrating an embodiment of step S11 in FIG. 3;

FIG. 5 is a block flow diagram schematically illustrating an embodiment of step S20 in FIG. 2;

FIG. 6 schematically shows a block flow diagram of another embodiment of step S20 in FIG. 2;

FIG. 7 is a block flow diagram schematically illustrating an embodiment of step S40 in FIG. 2;

FIG. 8 is a block flow diagram illustrating an embodiment of step S42 of FIG. 7;

FIG. 9 is a block flow diagram schematically illustrating an embodiment of step S50 in FIG. 2;

FIG. 10 schematically illustrates a block diagram of a funds movement warning device according to an embodiment of the present disclosure;

FIG. 11 schematically illustrates a system architecture diagram of a funds movement reminder apparatus according to an embodiment of the present disclosure;

FIG. 12 schematically illustrates a flow chart of operation of the system architecture of FIG. 11;

FIG. 13 schematically illustrates a block diagram of an electronic device suitable for implementing a funds-change alerting method in accordance with an embodiment of the present disclosure.

Detailed Description

Hereinafter, embodiments of the present disclosure will be described with reference to the accompanying drawings. It should be understood that the description is illustrative only and is not intended to limit the scope of the present disclosure. In the following detailed description, for purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the disclosure. It may be evident, however, that one or more embodiments may be practiced without these specific details. Moreover, in the following description, descriptions of well-known structures and techniques are omitted so as to not unnecessarily obscure the concepts of the present disclosure.

The terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the disclosure. The terms "comprises," "comprising," and the like, as used herein, specify the presence of stated features, steps, operations, and/or components, but do not preclude the presence or addition of one or more other features, steps, operations, or components.

All terms (including technical and scientific terms) used herein have the same meaning as commonly understood by one of ordinary skill in the art unless otherwise defined. It is noted that the terms used herein should be interpreted as having a meaning that is consistent with the context of this specification and should not be interpreted in an idealized or overly formal sense.

Where a convention analogous to "at least one of A, B and C, etc." is used, in general such a construction is intended in the sense one having skill in the art would understand the convention (e.g., "a system having at least one of A, B and C" would include but not be limited to systems that have a alone, B alone, C alone, a and B together, a and C together, B and C together, and/or A, B, C together, etc.).

In the technical scheme of the disclosure, the acquisition, storage, application and the like of the personal information of the related user all accord with the regulations of related laws and regulations, necessary security measures are taken, and the customs of the public order is not violated.

Fig. 1 schematically shows an application scenario diagram of a fund change reminding method and device according to an embodiment of the present disclosure.

As shown in fig. 1, the application scenario according to this embodiment may include a financial service field. Network 102 is the medium used to provide communication links between terminal devices 101 and server 103. Network 102 may include various connection types, such as wired, wireless communication links, or fiber optic cables, to name a few.

A user may use terminal device 101 to interact with server 103 over network 102 to receive or send messages and the like. Various communication client applications, such as shopping applications, web browser applications, search applications, instant messaging tools, mailbox clients, social platform software, etc. (for example only) may be installed on the terminal device 101.

The terminal device 101 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smart phones, tablet computers, laptop portable computers, desktop computers, and the like.

The server 103 may be a server that provides various services, such as a background management server (for example only) that provides support for websites browsed by users using the terminal devices 101. The background management server may analyze and perform other processing on the received data such as the user request, and feed back a processing result (e.g., a webpage, information, or data obtained or generated according to the user request) to the terminal device.

It should be noted that the fund change reminding method provided by the embodiment of the present disclosure may be generally executed by the server 103. Accordingly, the fund change reminding device provided by the embodiment of the present disclosure may be generally disposed in the server 103. The fund change reminding method provided by the embodiment of the present disclosure may also be executed by a server or a server cluster that is different from the server 103 and is capable of communicating with the terminal device 101 and/or the server 103. Accordingly, the fund change reminding device provided by the embodiment of the present disclosure may also be disposed in a server or a server cluster that is different from the server 103 and capable of communicating with the terminal device 101 and/or the server 103.

It should be understood that the number of terminal devices, networks, and servers in fig. 1 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for implementation.

The fund change reminding method according to the disclosed embodiment will be described in detail below with reference to fig. 2 to 6 based on the scenario described in fig. 1.

FIG. 2 schematically shows a flow chart of a fund change alert method according to an embodiment of the present disclosure.

As shown in fig. 2, the fund change reminding method of the embodiment includes operations S10 through S50, and the transaction processing method may be performed by the fund change reminding apparatus.

In operation S10, a transaction data packet of the customer is acquired;

in operation S20, collecting and calculating the transaction data packet to obtain transaction information;

acquiring transaction details of the customer according to the transaction information in operation S30;

in operation S40, a transaction scenario of the customer is obtained according to the transaction details, and when the transaction scenario conforms to a preset scenario, a marketing management relationship corresponding to the customer is controlled to be obtained;

in operation S50, the transaction statement is transmitted to the processing terminal corresponding to the marketing-management relationship and presented.

In the technical scheme provided by the disclosure, independent monitoring is carried out aiming at the fund change of a client, when a transaction occurs, a transaction data packet of the transaction is obtained, the transaction data packet is acquired and calculated through a streaming data processing platform, the transaction detail of the client is obtained, the transaction scene in the transaction data packet is compared with a preset scene, when the transaction scene falls into the transaction scene needing to be monitored, transaction information is sent to a corresponding marketing manager, namely a corresponding client manager, and the first time of the transaction occurrence is ensured to remind the client manager to carry out services such as marketing, client saving, risk monitoring and the like aiming at the client in charge of the client manager, so that the marketing efficiency of the client manager is improved, the saving and marketing cost is saved, the client assets are favorably kept, and meanwhile, real-time risk monitoring is carried out more efficiently.

It should be noted that the preset scenario includes any one or more of intra-row transfer remittance in the same city, intra-row transfer remittance in different places, inter-row transfer remittance in, inter-row transfer remittance out, POS inter-row transfer out, super bank transfer out of bank transfer account, personal loan dispensing loan, real-time financing redemption, and voucher type debt due redemption, and no specific limitation is made herein.

Further, referring to fig. 3, step S10 includes:

and S11, acquiring the transaction data of the client, writing the transaction data into the corresponding transaction element, and forming a transaction data packet.

The transaction data generated by the client after completing one transaction comprises various elements, and the corresponding transaction elements are written in the transaction data according to the marketing requirements of the bank, so that the subsequent flow data processing platform performs acquisition and calculation according to the transaction elements in the acquisition and calculation process, the information required by the bank can be acquired accurately, and the response speed of the method is improved.

In this embodiment, the transaction elements include a transaction amount and a transaction scenario.

Further, referring to fig. 4, step S11 includes:

s111, acquiring host transaction data sent by a transaction host, and writing corresponding transaction elements in the host transaction data;

s112, acquiring platform transaction data sent by the service platform;

and S113, merging the host transaction data and the platform transaction data to form a transaction data packet.

The transaction host collects host transaction data of a user and pushes the host transaction data to the streaming data processing platform, however, at this time, it cannot be guaranteed that one transaction action is completed or the accuracy of the data in the transaction is guaranteed, when an actual transaction action occurs, the service platform can obtain the platform transaction data after the transaction action is completed, at this time, the completion of the transaction action can be proved, and meanwhile, the accuracy of the data is guaranteed, so that after the host transaction data and the platform transaction data are combined, a transaction data packet is obtained, and misjudgment is avoided.

In addition, it should be noted that the host transaction data and the platform transaction data are merged into a KAFKA (open source streaming processing platform) queue through a FLINK (streaming processing framework) merge job.

On the other hand, referring to fig. 5, step S20 includes:

and S21, judging whether the transaction is successful according to the transaction data packet, and collecting and calculating the transaction data packet when the transaction is successful.

The transaction behaviors of the customers are various, under the condition that only the assets are checked or the transaction is not successful, the transaction data packet does not need to be acquired and calculated, and the acquisition and calculation of the transaction data packet are controlled only after the transaction is completed, so that the resource waste is avoided.

Further, referring to fig. 6, step S20 further includes:

and S22, storing the transaction data packet into the shared memory.

In the process of acquiring and calculating the transaction data, the transaction data packet is stored in the shared memory, so that the streaming data processing platform can directly call the transaction data packet for acquisition and calculation through the shared memory, and the response speed is improved.

On the other hand, referring to fig. 7, step S40 further includes:

s41, acquiring the transaction amount of the customer according to the transaction detail;

and S42, acquiring a money threshold, and controlling to acquire the marketing management relation corresponding to the customer when the transaction money exceeds the money threshold.

When the transaction scene of the customer belongs to the preset scene, the customer still can only carry out relatively small-scale transaction, the frequency of small-amount transaction is large, monitoring is not needed, in the embodiment, the large-amount transaction of the customer is monitored, when the transaction amount exceeds the preset threshold value, monitoring is needed, and at the moment, the system acquires the corresponding marketing account relation, so that the response to the large-amount transaction is guaranteed, and resources are saved.

Further, referring to fig. 8, step S42 includes:

s421, acquiring a corresponding large amount parameter according to a transaction scene;

s422, acquiring a basic threshold of the customer, integrating the basic threshold and the large amount parameter, and performing addition calculation to form an amount threshold.

In this embodiment, the large amount parameter is obtained according to the transaction scenario, and the large amount parameter and the basic threshold of the customer form an amount threshold together, so that the amount threshold changes according to the difference of the customers, and different amount thresholds are generated according to the transaction scenario of the customer, thereby ensuring personalized setting for different customers, setting more reasonably according to different customer transactions, and avoiding the problem of inaccurate response caused by a single threshold.

It should be noted that, in this embodiment, the basic threshold may be determined by the customer and the customer manager together, or generated according to the asset price of the customer, and is not limited herein; similarly, the large amount parameter is different according to different preset scenes, and the large amount parameter may be set according to an average value of asset variation in the scene or according to bank needs, which is not specifically limited herein; the sum threshold formed by addition calculation may be mathematical operations such as multiplication of a basic threshold and a large-amount parameter, and there are various implementation manners for performing personalized addition calculation through the basic threshold and the parameter, which is not specifically limited herein as long as a threshold meeting the bank requirements and the customer bearing capacity can be obtained.

In addition, specifically, referring to fig. 9, step S50 includes:

s51, obtaining a disturbing-prevention client list;

and S52, sending the corresponding relation between the client and the anti-disturbance client list to a processing terminal corresponding to the marketing and management relation.

So that the customer manager contacts the customer according to the customer's anti-disturb needs.

It should be noted that the anti-disturbance client list is formed by combining an anti-disturbance client, a visitant client and a bad client; when the transaction client is the anti-disturbance client, the client manager does not send information to the anti-disturbance client; when the trading client is a visitant client, the client manager carries out information such as marketing saving and the like according to the reminding information; when the trading customers are bad customers, the customer manager can only carry out trading reminding, and does not carry out marketing and other operations.

FIG. 10 is a block diagram schematically illustrating a fund change warning device according to an embodiment of the present disclosure.

As shown in fig. 10, the fund change reminding device 100 includes a data acquisition module 1, a data processing module 2, a data calculation module 3, a data judgment module 4 and a data distribution module 5; the data acquisition module 1 is used for acquiring a transaction data packet of a client; the data processing module 2 is used for collecting and calculating the transaction data packet to obtain transaction information; the data calculation module 3 is used for acquiring the transaction details of the customer according to the transaction information; the data judgment module 4 is used for acquiring a transaction scene of the customer according to the transaction details, and controlling and acquiring a marketing management relation corresponding to the customer when the transaction scene accords with a preset scene; and the data distribution module 5 is used for sending the transaction details to a processing terminal corresponding to the marketing and management relationship for exhibition.

Based on the above fund change reminding method, the present disclosure provides a specific embodiment.

FIG. 11 is a diagram of a system architecture of a fund change warning device in an embodiment of the present disclosure, where the system architecture is based on a streaming data platform. The system architecture of the present disclosure includes the following components, a data access layer 101, a data acquisition layer 102, a data processing layer 103, and a data consumption layer 104.

In the data access layer 101, a counter, an online bank, a mobile phone bank, a short message bank, other channels and the like are respectively accessed to the stream data processing platform through the host and the platform.

In the data acquisition layer 102, a data acquisition module 1 is included.

The host data writes the transaction elements which are not contained into the shared memory through a TCP (transmission control protocol) message; the shared packet and the return packet data are returned to the gateway, i.e. the data acquisition module 1.

The platform data provides reliable message service, namely platform transaction data, by calling the streaming data processing platform, and additional information data is pushed to the streaming data processing platform;

in the data acquisition module 1, the data of the host and the platform are merged into the KAFKA queue through a FLINK merging operation.

The data processing layer 103 includes a streaming data processing platform, which includes a data processing module 2, a data calculating module 3, a data determining module 4, and a data distributing module 5, and processes data in the queue through a series of processes such as collection, storage, calculation, distribution, and the like. And sending the calculated transaction information to each downstream application in real time. And pushing the processed data to the data consumption layer 104 in a minute-scale real-time manner by the streaming data processing platform.

In the data consumption layer 104, a customer manager performs marketing, customer retention, and risk monitoring for customers.

Fig. 12 is a flow chart of an embodiment of the disclosure.

1. And acquiring dynamic account transaction information of the transaction host and the service platform respectively, sending the dynamic account transaction information to the data acquisition module 1, performing merging operation, and judging whether the transaction is successful.

2. When the transaction is successful, entering a stream data processing platform, wherein the preset scene comprises the following steps: the method comprises the steps of intra-row transfer remittance with the same city, intra-row transfer remittance with different places and remittance transfer, cross-row transfer remittance transfer, POS cross-row transfer, super online bank transfer out of bank transfer account, loan release of personal loan, real-time redemption of financing, and voucher type debt due cash payment.

2. And when the transaction scene corresponds to the preset scene, acquiring a customer manager associated with the customer.

3. And a filtering list is formed by the anti-disturbance client, the honored guest client and the bad client, and the corresponding relation between the client and the filtering list is judged.

4. When marketing and other operations are required, the threshold value configuration of the money amount is realized through the associated parameter file

5. And the customer manager carries out marketing, customer saving and risk monitoring on the customers according to the generated transaction detail.

Any number of modules, sub-modules, units, sub-units, or at least part of the functionality of any number thereof according to embodiments of the present disclosure may be implemented in one module. Any one or more of the modules, sub-modules, units, and sub-units according to the embodiments of the present disclosure may be implemented by being split into a plurality of modules. Any one or more of the modules, sub-modules, units, sub-units according to embodiments of the present disclosure may be implemented at least in part as a hardware circuit, such as a Field Programmable Gate Array (FPGA), a Programmable Logic Array (PLA), a system on a chip, a system on a substrate, a system on a package, an Application Specific Integrated Circuit (ASIC), or may be implemented in any other reasonable manner of hardware or firmware by integrating or packaging a circuit, or in any one of or a suitable combination of software, hardware, and firmware implementations. Alternatively, one or more of the modules, sub-modules, units, sub-units according to embodiments of the disclosure may be at least partially implemented as a computer program module, which when executed may perform the corresponding functions.

FIG. 13 schematically illustrates a block diagram of an electronic device adapted for a funds-change alerting method according to an embodiment of the present disclosure.

As shown in fig. 13, an electronic device 300 according to an embodiment of the present disclosure includes a processor 3001, which can perform various appropriate actions and processes according to a program stored in a Read Only Memory (ROM)3002 or a program loaded from a storage section 3008 into a Random Access Memory (RAM) 3003. The processor 3001 may comprise, for example, a general purpose microprocessor (e.g., a CPU), an instruction set processor and/or associated chipset, and/or a special purpose microprocessor (e.g., an Application Specific Integrated Circuit (ASIC)), among others. The processor 3001 may also include on-board memory for caching purposes. The processor 3001 may include a single processing unit or multiple processing units for performing the different actions of the method flows according to embodiments of the present disclosure.

In the RAM 3003, various programs and data necessary for the operation of the electronic apparatus 300 are stored. The processor 3001, the ROM 3002, and the RAM 3003 are connected to each other by a bus 3004. The processor 3001 performs various operations of the method flows according to the embodiments of the present disclosure by executing programs in the ROM 3002 and/or the RAM 3003. Note that the program may also be stored in one or more memories other than the ROM 3002 and the RAM 3003. The processor 3001 may also perform various operations of the method flows according to embodiments of the present disclosure by executing programs stored in one or more memories.

According to an embodiment of the present disclosure, electronic device 300 may also include an input/output (I/O) interface 3005, input/output (I/O) interface 3005 also connected to bus 3004. Electronic device 300 may also include one or more of the following components connected to I/O interface 3005: an input portion 3006 including a keyboard, a mouse, and the like; an output section 3007 including a display such as a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, and a speaker; a storage section 3008 including a hard disk and the like; and a communication section 3009 including a network interface card such as a LAN card, a modem, or the like. The communication section 3009 performs communication processing via a network such as the internet. Drivers 3010 are also connected to I/O interface 3005 as needed. A removable medium 3011 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 3010 as necessary, so that a computer program read out therefrom is mounted in the storage section 3008 as necessary.

The present disclosure also provides a computer-readable storage medium, which may be contained in the apparatus/device/system described in the above embodiments; or may exist separately and not be assembled into the device/apparatus/system. The computer-readable storage medium carries one or more programs which, when executed, implement the method according to an embodiment of the disclosure.

According to embodiments of the present disclosure, the computer-readable storage medium may be a non-volatile computer-readable storage medium, which may include, for example but is not limited to: a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the present disclosure, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. For example, according to embodiments of the present disclosure, a computer-readable storage medium may include one or more memories other than the ROM 3002 and/or the RAM 3003 and/or the ROM 3002 and the RAM 3003 described above.

Embodiments of the present disclosure also include a computer program product comprising a computer program containing program code for performing the method illustrated in the flow chart. When the computer program product runs in a computer system, the program code is used for causing the computer system to implement the fund change reminding method provided by the embodiment of the disclosure.

The above-described functions defined in the system/apparatus of the embodiments of the present disclosure are performed when the computer program is executed by the processor 3001. The systems, apparatuses, modules, units, etc. described above may be implemented by computer program modules according to embodiments of the present disclosure.

In one embodiment, the computer program may be hosted on a tangible storage medium such as an optical storage device, a magnetic storage device, or the like. In another embodiment, the computer program may also be transmitted in the form of a signal on a network medium, distributed, and downloaded and installed through the communication section 3009, and/or installed from the removable medium 3011. The computer program containing program code may be transmitted using any suitable network medium, including but not limited to: wireless, wired, etc., or any suitable combination of the foregoing.

In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 3009, and/or installed from the removable medium 3011. The computer program performs the above-described functions defined in the system of the embodiment of the present disclosure when executed by the processor 3001. The systems, devices, apparatuses, modules, units, etc. described above may be implemented by computer program modules according to embodiments of the present disclosure.

In accordance with embodiments of the present disclosure, program code for executing computer programs provided by embodiments of the present disclosure may be written in any combination of one or more programming languages, and in particular, these computer programs may be implemented using high level procedural and/or object oriented programming languages, and/or assembly/machine languages. The programming language includes, but is not limited to, programming languages such as Java, C + +, python, the "C" language, or the like. The program code may execute entirely on the user computing device, partly on the user device, partly on a remote computing device, or entirely on the remote computing device or server. In situations involving remote computing devices, the remote computing devices may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to external computing devices (e.g., through the internet using an internet service provider).

The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present disclosure. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.

Those skilled in the art will appreciate that various combinations and/or combinations of features recited in the various embodiments and/or claims of the present disclosure can be made, even if such combinations or combinations are not expressly recited in the present disclosure. In particular, various combinations and/or combinations of the features recited in the various embodiments and/or claims of the present disclosure may be made without departing from the spirit or teaching of the present disclosure. All such combinations and/or associations are within the scope of the present disclosure.

The embodiments of the present disclosure have been described above. However, these examples are for illustrative purposes only and are not intended to limit the scope of the present disclosure. Although the embodiments are described separately above, this does not mean that the measures in the embodiments cannot be used in advantageous combination. The scope of the disclosure is defined by the appended claims and equivalents thereof. Various alternatives and modifications can be devised by those skilled in the art without departing from the scope of the present disclosure, and such alternatives and modifications are intended to be within the scope of the present disclosure.

The above-mentioned embodiments are intended to illustrate the objects, aspects and advantages of the present disclosure in further detail, and it should be understood that the above-mentioned embodiments are only illustrative of the present disclosure and are not intended to limit the present disclosure, and any modifications, equivalents, improvements and the like made within the spirit and principle of the present disclosure should be included in the scope of the present disclosure.

Claims (12)

1. A method for fund change reminder, comprising:

acquiring a transaction data packet of a client;

collecting and calculating the transaction data packet to obtain transaction information;

acquiring the transaction details of the customer according to the transaction information;

acquiring a transaction scene of a customer according to the transaction details, and controlling to acquire a marketing management relation corresponding to the customer when the transaction scene accords with a preset scene;

and sending the transaction detail to a processing terminal corresponding to the marketing and sales management relationship for displaying.

2. The funds-change alerting method of claim 1, wherein the step of obtaining the transaction data package of the customer comprises:

and acquiring the transaction data of the customer, and writing the transaction data into the corresponding transaction element to form the transaction data packet.

3. The funds movement reminding method of claim 2, wherein the steps of obtaining transaction data of the customer, obtaining corresponding transaction elements, and forming the transaction data package comprise:

acquiring host transaction data sent by a transaction host, and writing corresponding transaction elements in the host transaction data;

acquiring platform transaction data sent by a service platform;

and merging the host transaction data and the platform transaction data to form the transaction data packet.

4. The funds-change reminding method of claim 1, wherein the step of collecting and calculating the transaction data packet further comprises:

and judging whether the transaction is successful or not according to the transaction data packet, and acquiring and calculating the transaction data packet when the transaction is successful.

5. The funds-change reminding method of claim 1, wherein the step of collecting and calculating the transaction data packet further comprises:

and storing the transaction data packet into a shared memory.

6. The fund change reminding method according to claim 1, wherein the step of controlling acquisition of the marketing management relationship corresponding to the customer further comprises:

acquiring the transaction amount of the customer according to the transaction detail;

and acquiring a money threshold, and controlling to acquire the marketing management relation corresponding to the customer when the transaction money exceeds the money threshold.

7. The funds-change alerting method of claim 6, wherein the step of obtaining the threshold amount comprises:

acquiring a corresponding large amount parameter according to the transaction scene;

and acquiring a basic threshold of the customer, integrating the basic threshold and the large amount parameter, and forming the money amount threshold through addition calculation.

8. The fund change reminding method according to claim 1, wherein the step of sending the transaction details to a processing terminal corresponding to the marketing-management relationship for display further comprises:

obtaining an anti-disturbance client list;

and sending the corresponding relation between the client and the anti-disturbance client list to a processing terminal corresponding to the marketing and management relationship.

9. A fund change warning device, comprising:

the data acquisition module is used for acquiring a transaction data packet of a client;

the data processing module is used for collecting and calculating the transaction data packet to obtain transaction information;

the data calculation module is used for acquiring the transaction details of the client according to the transaction information;

the data judgment module is used for acquiring a transaction scene of the customer according to the transaction detail, and controlling and acquiring a marketing management relation corresponding to the customer when the transaction scene accords with a preset scene; and (c) a second step of,

and the data distribution module is used for sending the transaction details to a processing terminal corresponding to the marketing and management relationship for displaying.

10. An electronic device, comprising:

one or more processors;

a storage device for storing one or more programs,

wherein the one or more programs, when executed by the one or more processors, cause the one or more processors to perform the method of any of claims 1-8.

11. A computer-readable storage medium having stored thereon executable instructions which, when executed by a processor, cause the processor to perform the method according to any one of claims 1 to 8.

12. A computer program product, characterized in that it comprises a computer program which, when executed by a processor, implements the method according to any one of claims 1 to 8.

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