CN114564140A - Financial product configuration method, device, equipment and readable storage medium - Google Patents
Financial product configuration method, device, equipment and readable storage medium Download PDFInfo
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- CN114564140A CN114564140A CN202210212213.5A CN202210212213A CN114564140A CN 114564140 A CN114564140 A CN 114564140A CN 202210212213 A CN202210212213 A CN 202210212213A CN 114564140 A CN114564140 A CN 114564140A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
- G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
- G06F3/048—Interaction techniques based on graphical user interfaces [GUI]
- G06F3/0484—Interaction techniques based on graphical user interfaces [GUI] for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F9/00—Arrangements for program control, e.g. control units
- G06F9/06—Arrangements for program control, e.g. control units using stored programs, i.e. using an internal store of processing equipment to receive or retain programs
- G06F9/44—Arrangements for executing specific programs
- G06F9/451—Execution arrangements for user interfaces
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Abstract
The invention provides a configuration method, a configuration device, equipment and a readable storage medium of a financial product, which relate to the technical field of computers, and comprise the steps of displaying a first object in a first area of a display interface, wherein the first object comprises at least two first sub-objects; acquiring a first filling operation, wherein the first selection operation comprises an operation of filling in the name or product basic elements of the financial product for each first sub-object; displaying a second object in a second area of the display interface, wherein the second object comprises at least two second sub-objects; acquiring a second filling operation, wherein the second filling operation comprises an operation of filling a calculation formula of the financial product in each second sub-object; and generating the financial product according to the filling information of all the first sub-objects and the filling information of all the second sub-objects. The invention can dynamically configure the rules, can rapidly deal with the adjustment of external market rules and the change of risk measurement rules, and can achieve the aim of 'instant use and preparation'.
Description
Technical Field
The invention relates to the technical field of computers, in particular to a method, a device, equipment and a readable storage medium for configuring financial products.
Background
The financial market field has various and complicated product types, products have different transaction structures, and along with the change of financial policies, the deepening of financial market product innovation and the rapid development of overseas business, the requirement of different countries and different products for rapidly realizing the response speed of tradeable products is gradually improved, and a method for supporting flexible configuration and supporting the customization of characteristic products does not exist at present.
Disclosure of Invention
The present invention aims to provide a method, a device and a readable storage medium for configuring financial products, so as to improve the problems. In order to achieve the purpose, the technical scheme adopted by the invention is as follows:
in a first aspect, the present application provides a method for configuring a financial product, comprising: displaying a first object in a first area of a display interface, wherein the first object comprises at least two first sub-objects; acquiring a first filling operation, wherein the first selection operation comprises an operation of filling in the name or product basic elements of the financial product for each first sub-object; displaying a second object in a second area of the display interface, wherein the second object comprises at least two second sub-objects; acquiring a second filling operation, wherein the second filling operation comprises an operation of filling a calculation formula of the financial product for each second sub-object; and generating the financial product according to the filling information of all the first sub-objects and the filling information of all the second sub-objects.
Further, the displaying the second object in the second area of the display interface includes: acquiring a first click action, judging whether an operation area of the first click action is a first preset area or not, if so, hiding a first object, and displaying a third object in an area where the first object is located, wherein the third object comprises at least two third sub-objects, and each third sub-object comprises a product basic element of the financial product; and acquiring a second click action, judging whether the operation area of the second click action is a second preset area, and hiding a second object if the operation area of the second click action is the second preset area.
Further, the obtaining the first filling operation includes: and extracting product categories of the financial products from all the product basic elements, judging whether the product category information is information in a first preset table, if so, judging whether product pricing information exists in all the product basic elements, and if not, displaying information of a product structure to be perfected in a first area of a display interface.
Further, the obtaining the first padding operation then includes: and extracting the point difference in the basic product elements of the financial product, and recording the payment interest rate as the product of the point difference and a first dynamic variable, wherein the first dynamic variable is the pricing interest rate of the observation day when the financial product is transacted.
Further, the generating the financial product according to the filling-in information of all the first sub-objects and the filling-in information of all the second sub-objects further includes: analyzing the calculation formula to obtain first information, wherein the first information comprises at least one transaction structural element information; extracting second information from a database according to the first information, wherein the second information comprises data corresponding to each transaction structural element information; calculating according to the second information and the calculation formula to obtain cash flow; and filling the financial product into a preset template according to the name of the financial product, the product basic elements of the financial product, the payment interest rate and the cash flow, and recording the filled preset template as the financial product.
Further, the filling into a preset template according to the name of the financial product, the product basic elements of the financial product, the payment interest rate and the cash flow, and marking the filled preset template as the financial product, and then further comprising: and sending the financial product to a verification terminal, wherein the financial product is used for triggering the verification terminal to confirm the correctness of the cash flow and activating the financial product.
In a second aspect, the present application also provides a financial product configuration apparatus, including: the first display unit is used for displaying a first object in a first area of a display interface, and the first object comprises at least two first sub-objects; a first acquisition unit configured to acquire a first fill-in operation, the first selection operation including an operation of filling in a name or a product basic element of a financial product for each of the first sub-objects; the second display unit is used for displaying a second object in a second area of the display interface, and the second object comprises at least two second sub-objects; a second obtaining unit, configured to obtain a second fill-in operation, where the second fill-in operation includes an operation of filling in a calculation formula of a financial product for each of the second sub-objects; and the product production unit is used for generating the financial product according to the filling information of all the first sub-objects and the filling information of all the second sub-objects.
Further, the configuration device of the financial product further comprises: the first judging unit is used for acquiring a first click action and judging whether an operation area of the first click action is a first preset area or not, if the operation area of the first click action is the first preset area, hiding a first object and displaying a third object in an area where the first object is located, wherein the third object comprises at least two third sub-objects, and each third sub-object comprises a product basic element of the financial product; and the second judging unit is used for acquiring a second click action, judging whether the operation area of the second click action is a second preset area or not, and hiding a second object if the operation area of the second click action is the second preset area.
Further, the first acquisition unit includes: a third determining unit, configured to extract a product category of the financial product from all the product basic elements, determine whether the product category information is information in a first preset table, determine whether product pricing information exists in all the product basic elements if the product category information is information in the first preset table, and display information of a product structure to be perfected in a first area of a display interface if the product pricing information does not exist in all the product basic elements.
Further, the configuration device of the financial product further comprises: and the first calculation unit is used for extracting the point difference in the basic product elements of the financial products and recording the payment interest rate as the product of the point difference and a first dynamic variable, wherein the first dynamic variable is the pricing interest rate of the observation days when the financial products are transacted.
Further, the product production unit includes: the analysis unit is used for analyzing the calculation formula to obtain first information, and the first information comprises at least one transaction structural element information; the extracting unit is used for extracting second information from a database according to the first information, wherein the second information comprises data corresponding to each transaction structural element information; the second calculation unit is used for calculating to obtain cash flow according to the second information and the calculation formula; and the filling unit is used for filling the financial product into a preset template according to the name of the financial product, the product basic element of the financial product, the payment interest rate and the cash flow, and recording the filled preset template as the financial product.
Further, the product production unit further includes: and the checking unit is used for sending the financial product to a checking end, and the financial product is used for triggering the checking end to confirm the correctness of the cash flow and activating the financial product.
In a third aspect, the present application also provides a financial product configuration apparatus, comprising:
a memory for storing a computer program;
a processor for implementing the steps of the method of configuring a financial product when executing the computer program.
In a fourth aspect, the present application further provides a readable storage medium, on which a computer program is stored, the computer program, when executed by a processor, implementing the steps of the above-mentioned financial product-based configuration method.
The invention has the beneficial effects that:
the invention dynamically configures the rules, can rapidly deal with the adjustment of external market rules and the change of risk measurement rules, and can achieve the purpose of 'instant use and allocation'.
Additional features and advantages of the invention will be set forth in the description which follows, and in part will be obvious from the description, or may be learned by the practice of the embodiments of the invention. The objectives and other advantages of the invention will be realized and attained by the structure particularly pointed out in the written description and claims hereof as well as the appended drawings.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present invention and therefore should not be considered as limiting the scope, and for those skilled in the art, other related drawings can be obtained according to the drawings without inventive efforts.
FIG. 1 is a flow chart illustrating a method for configuring a financial product according to an embodiment of the present invention;
FIG. 2 is a schematic diagram of an apparatus for deploying financial products according to an embodiment of the present invention;
FIG. 3 is a schematic structural diagram of a financial product configuration apparatus according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. The components of embodiments of the present invention generally described and illustrated in the figures herein may be arranged and designed in a wide variety of different configurations. Thus, the following detailed description of the embodiments of the present invention, presented in the figures, is not intended to limit the scope of the invention, as claimed, but is merely representative of selected embodiments of the invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
It should be noted that: like reference numbers and letters refer to like items in the following figures, and thus, once an item is defined in one figure, it need not be further defined and explained in subsequent figures. Meanwhile, in the description of the present invention, the terms "first", "second", and the like are used only for distinguishing the description, and are not to be construed as indicating or implying relative importance.
Example 1:
the embodiment provides a method for configuring a financial product.
Referring to fig. 1, it is shown that the method includes step S100, step S200, step S700, step S800 and step S900.
S100, displaying a first object in a first area of a display interface, wherein the first object comprises at least two first sub-objects.
In this step, the first sub-object is used to obtain the name of the financial product and basic product elements, wherein the basic product elements are basic elements such as the type of the financial product, the interest bearing mode of the financial product, the date of interest of the financial product, the date of due of the financial product, and the transaction amount of the financial product. For those skilled in the art, it is also possible to add corresponding prompt content in the first sub-object, so that the transaction operator can correspondingly find each information filling position. It should be noted that the types of financial products include two levels, namely a large type and a small type, and through the above arrangement, financial products belonging to the same large type have certain same processing rules.
S200, acquiring a first filling operation, wherein the first selection operation comprises the operation of filling the name of the financial product or the product basic element of each first sub-object.
S700, displaying a second object in a second area of the display interface, wherein the second object comprises at least two second sub-objects.
It should be noted that, in the financial market management system, a financial product includes a transaction book-keeping section and a cash flow section, the transaction book-keeping section displays transaction information, and the cash flow section displays the condition of fund flow. There is also a need in the method to capture the cash flow portion of the financial product.
And S800, acquiring a second filling operation, wherein the second filling operation comprises the operation of filling the calculation formula of the financial product into each second sub-object.
And S900, generating the financial product according to the filling information of all the first sub-objects and the filling information of all the second sub-objects.
It will be appreciated that in this step, by providing the operator in a particular area, the operator can proceed as desired by input, and ultimately generate the financial product according to some broad set of predetermined processing rules. The transaction book keeping and the transaction cash flow are generated in a targeted mode, the rules can be configured dynamically, the adjustment of external market rules and the change of risk measurement rules can be dealt with rapidly, and the purpose of 'instant use and instant use' can be achieved.
Specifically, the present application further includes steps S300 and S400.
S300, acquiring a first click action, judging whether an operation area of the first click action is a first preset area or not, if the operation area of the first click action is the first preset area, hiding a first object, and displaying a third object in an area where the first object is located, wherein the third object comprises at least two third sub-objects, and each third sub-object comprises a product basic element of a financial product.
S400, acquiring a second click action, judging whether the operation area of the second click action is a second preset area, and hiding a second object if the operation area of the second click action is the second preset area.
In the application, the input information is displayed in the third object for confirmation of the filling person, so that the possibility of wrong filling of the information is reduced. Meanwhile, the arrangement of the basic elements of the product in the third sub-object can also be increased by defining a habitual arrangement sequence in advance to increase the reading acceptance.
Further, in some specific embodiments, the step S200 further includes a step S210.
S210, extracting product categories of financial products from all product basic elements, judging whether product category information is information in a first preset table, judging whether product pricing information exists in all product basic elements if the product category information is the information in the first preset table, and displaying information of a product structure to be completed in a first area of a display interface if the product pricing information does not exist in all product basic elements.
It should be noted that, in the method, the product structure also needs to be verified, that is, the information in the first preset table is the information that the pricing of some products is necessary, such as bonds or bills. If the financial products needing pricing information do not have product basic elements of product pricing information.
Further, in some specific embodiments, the present application further includes a step S500.
S500, point differences in basic product elements of the financial products are extracted, the paid interest rate is recorded as the product of the point differences and a first dynamic variable, and the first dynamic variable is the pricing interest rate of the observation days during transaction of the financial products.
According to the method and the system, the payment interest rate is calculated after the basic element information of the product is filled, partial data calculation in cash flow is completed in advance, and the information input amount of transaction personnel is reduced.
In some specific embodiments, step S900 includes step S910, step S920, step S930, and step S940.
S910, analyzing the calculation formula to obtain first information, wherein the first information comprises at least one transaction structure element information;
it should be noted that, in this step, each variable of the calculation formula is analyzed, so as to facilitate calculation in subsequent steps, for example, in a specific embodiment, when defining interest cash flow, the following is defined: PayRate ═ I $ Index + V $ Spread, PayAmount ═ nominalamino · PayRate · interest factor. Where PayRate is the pay interest rate, I $ Index is the pricing interest rate on the observation day, and V $ Spread is the Spread. PayAmount is the payment amount and NominalAmount is the nominal principal for the transaction. And calculating the corresponding transaction structural elements of each financial product in the above mode.
S920, extracting second information from the database according to the first information, wherein the second information comprises data corresponding to each transaction structural element information;
s930, calculating according to the second information and a calculation formula to obtain cash flow;
and S940, filling the financial products into a preset template according to the names of the financial products, the product basic elements of the financial products, the payment interest rates and the cash flows, and recording the filled preset template as the financial products.
In the step, the cash flow part is directly generated through the mode, compared with the prior art, the change of the market environment or the risk measurement rule can be realized through a page configuration method, and the cash flow part can be adjusted in real time, namely, is ready to use after being configured, and does not need code development.
In some embodiments, the calculation formula may also be parsed to obtain first information, the first information including at least one transaction structure element information, and the first information may be stored in the database. And storing the information into a database for one-time use through the steps.
In some specific embodiments, step S900 is further included in S950.
And S950, sending the financial product to a verification end, wherein the financial product is used for triggering the verification end to confirm the correctness of the cash flow and activating the financial product.
In the step, the final financial product is confirmed, and the transaction is finally activated, so that the stability of a financial system can be effectively protected.
Example 2:
as shown in fig. 3, the present embodiment provides a financial product allocation apparatus, including:
a first display unit 710 for displaying a first object in a first area of a display interface, the first object including at least two first sub-objects;
a first obtaining unit 720 for obtaining a first fill-in operation, the first selection operation including an operation of filling in a name or a product basic element of the financial product for each first sub-object;
a second display unit 770 for displaying a second object in a second region of the display interface, the second object comprising at least two second sub-objects;
a second obtaining unit 780 configured to obtain a second fill-in operation, where the second fill-in operation includes an operation of filling in a calculation formula of the financial product for each second sub-object;
the product generating unit 790 is configured to generate a financial product according to the fill-in information of all the first sub-objects and the fill-in information of all the second sub-objects.
In some specific embodiments, the apparatus further comprises:
a first determining unit 740, configured to obtain a first click action, determine whether an operation area of the first click action is a first preset area, hide the first object if the operation area of the first click action is the first preset area, and display a third object in an area where the first object is located, where the third object includes at least two third sub-objects, and each third sub-object includes a product basic element of a financial product;
the second determining unit 750 is configured to obtain the second click action, determine whether an operation area of the second click action is a second preset area, and hide the second object if the operation area of the second click action is the second preset area.
In some specific embodiments, the first obtaining unit 720 includes:
a third determining unit 721, configured to extract the product category of the financial product from all the product basic elements, determine whether the product category information is in the first preset table, determine whether there is product pricing information in all the product basic elements if the product category information is in the first preset table, and display information of the product structure to be completed in the first area of the display interface if there is no product pricing information in all the product basic elements.
In some specific embodiments, the apparatus further comprises:
the first calculation unit 760 is configured to extract a point difference in a product basic element of the financial product, and note the paid interest rate as a product of the point difference and a first dynamic variable, which is a pricing interest rate of an observation day when the financial product is traded.
In some specific embodiments, the product generation unit 790 includes:
the analysis unit 791 is configured to analyze the calculation formula to obtain first information, where the first information includes at least one transaction structural element information;
an extracting unit 792, configured to extract, according to the first information, second information in the database, where the second information includes data corresponding to each transaction structure element information;
the second calculating unit 793 is configured to calculate a cash flow according to the second information and the calculation formula;
and a filling unit 794 configured to fill the preset template with the name of the financial product, the product basic elements of the financial product, the payment interest rate, and the cash flow, and record the filled preset template as the financial product.
In some specific embodiments, the product production unit further comprises:
and the verification unit 795 is used for sending the financial product to the verification end, and the financial product is used for triggering the verification end to confirm the correctness of the cash flow and activate the financial product.
It should be noted that, regarding the apparatus in the above embodiment, the specific manner in which each module performs the operation has been described in detail in the embodiment related to the method, and will not be described in detail here.
Example 3:
corresponding to the above method embodiments, the present embodiment further provides a financial product configuration device, and the below described financial product configuration device and the above described financial product configuration method may be referred to in correspondence with each other.
FIG. 3 is a block diagram illustrating a configuration device 800 for a financial product, according to an example embodiment. As shown in fig. 3, the financial product configuring apparatus 800 may include: a processor 801, a memory 802. The financial product's configuration device 800 may also include one or more of a multimedia component 803, an I/O interface 804, and a communications component 805.
The processor 801 is configured to control the overall operation of the financial product configuration apparatus 800, so as to complete all or part of the steps of the above-mentioned financial product configuration method. The memory 802 is used to store various types of data to support the operation of the configuration device 800 for the financial product, which may include, for example, instructions for any application or method operating on the configuration device 800 for the financial product, as well as application-related data, such as contact data, messaging, pictures, audio, video, and so forth. The Memory 802 may be implemented by any type of volatile or non-volatile Memory device or combination thereof, such as Static Random Access Memory (SRAM), Electrically Erasable Programmable Read-Only Memory (EEPROM), Erasable Programmable Read-Only Memory (EPROM), Programmable Read-Only Memory (PROM), Read-Only Memory (ROM), magnetic Memory, flash Memory, magnetic disk or optical disk. The multimedia components 803 may include screen and audio components. Wherein the screen may be, for example, a touch screen and the audio component is used for outputting and/or inputting audio signals. For example, the audio component may include a microphone for receiving external audio signals. The received audio signal may further be stored in the memory 802 or transmitted through the communication component 805. The audio assembly further comprises at least one speaker for outputting audio signals. The I/O interface 804 provides an interface between the processor 801 and other interface modules, such as a keyboard, mouse, buttons, etc. These buttons may be virtual buttons or physical buttons. The communication component 805 is used for wired or wireless communication between the configuration device 800 of the financial product and other devices. Wireless communication, such as Wi-Fi, bluetooth, Near Field Communication (NFC), 2G, 3G, or 4G, or a combination of one or more of them, so that the corresponding communication component 805 may include: Wi-Fi module, bluetooth module, NFC module.
In an exemplary embodiment, the configuration Device 800 of the financial product may be implemented by one or more Application Specific Integrated Circuits (ASICs), Digital Signal Processors (DSPs), Digital Signal Processing Devices (DSPDs), Programmable Logic Devices (PLDs), Field Programmable Gate Arrays (FPGAs), controllers, microcontrollers, microprocessors or other electronic components for executing the configuration method of the financial product.
In another exemplary embodiment, there is also provided a computer readable storage medium including program instructions which, when executed by a processor, implement the steps of the method of configuring a financial product described above. For example, the computer readable storage medium may be the memory 802 described above including program instructions executable by the processor 801 of the financial product configuration apparatus 800 to perform the method of configuring a financial product described above.
Example 4:
corresponding to the above method embodiments, a readable storage medium is also provided in this embodiment, and a readable storage medium described below and a method for configuring a financial product described above may be referred to in correspondence with each other.
A readable storage medium having stored thereon a computer program which, when executed by a processor, implements the steps of the method of configuring a financial product of the above method embodiments.
The readable storage medium may be a usb disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and various other readable storage media capable of storing program codes.
The above is only a preferred embodiment of the present invention, and is not intended to limit the present invention, and various modifications and changes will occur to those skilled in the art. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
The above description is only for the specific embodiments of the present invention, but the scope of the present invention is not limited thereto, and any person skilled in the art can easily conceive of the changes or substitutions within the technical scope of the present invention, and the changes or substitutions should be covered within the scope of the present invention. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.
Claims (14)
1. A method of configuring a financial product, comprising:
displaying a first object in a first area of a display interface, wherein the first object comprises at least two first sub-objects;
acquiring a first filling operation, wherein the first selection operation comprises an operation of filling in the name or product basic elements of the financial product for each first sub-object;
displaying a second object in a second area of the display interface, wherein the second object comprises at least two second sub-objects;
acquiring a second filling operation, wherein the second filling operation comprises an operation of filling a calculation formula of the financial product in each second sub-object;
and generating the financial product according to the filling information of all the first sub-objects and the filling information of all the second sub-objects.
2. The method of configuring a financial product of claim 1, wherein said displaying a second object in a second area of a display interface previously comprises:
acquiring a first click action, judging whether an operation area of the first click action is a first preset area or not, if so, hiding a first object, and displaying a third object in an area where the first object is located, wherein the third object comprises at least two third sub-objects, and each third sub-object comprises a product basic element of the financial product;
and acquiring a second click action, judging whether the operation area of the second click action is a second preset area, and hiding a second object if the operation area of the second click action is the second preset area.
3. The method of claim 1, wherein said obtaining a first fill-in operation comprises:
and extracting product categories of the financial products from all the product basic elements, judging whether the product category information is information in a first preset table, if so, judging whether product pricing information exists in all the product basic elements, and if not, displaying information of a product structure to be perfected in a first area of a display interface.
4. The method of claim 1, wherein said obtaining a first fill-in operation is followed by:
and extracting the point difference in the basic product elements of the financial product, and recording the payment interest rate as the product of the point difference and a first dynamic variable, wherein the first dynamic variable is the pricing interest rate of the observation day when the financial product is transacted.
5. The method of claim 4, wherein the generating the financial product according to the population information of all the first sub-objects and the population information of all the second sub-objects, further comprises:
analyzing the calculation formula to obtain first information, wherein the first information comprises at least one transaction structural element information;
extracting second information from a database according to the first information, wherein the second information comprises data corresponding to each transaction structural element information;
calculating according to the second information and the calculation formula to obtain cash flow;
and filling the financial product into a preset template according to the name of the financial product, the product basic elements of the financial product, the payment interest rate and the cash flow, and recording the filled preset template as the financial product.
6. The method of claim 5, wherein the step of populating a predetermined template with the name of the financial product, the product base of the financial product, the payment interest rate, and the cash flow, wherein the populated predetermined template is the financial product, further comprises the step of:
and sending the financial product to a verification terminal, wherein the financial product is used for triggering the verification terminal to confirm the correctness of the cash flow and activating the financial product.
7. An apparatus for configuring a financial product, comprising:
the display device comprises a first display unit, a second display unit and a display unit, wherein the first display unit is used for displaying a first object in a first area of a display interface, and the first object comprises at least two first sub-objects;
a first acquisition unit configured to acquire a first fill-in operation, the first selection operation including an operation of filling in a name or a product basic element of a financial product for each of the first sub-objects;
the second display unit is used for displaying a second object in a second area of the display interface, and the second object comprises at least two second sub-objects;
a second obtaining unit, configured to obtain a second fill-in operation, where the second fill-in operation includes an operation of filling in a calculation formula of a financial product for each of the second sub-objects;
and the product production unit is used for generating the financial product according to the filling information of all the first sub-objects and the filling information of all the second sub-objects.
8. The device for configuring a financial product according to claim 7, further comprising:
the first judging unit is used for acquiring a first click action and judging whether an operation area of the first click action is a first preset area or not, if the operation area of the first click action is the first preset area, a first object is hidden, a third object is displayed in the area where the first object is located, the third object comprises at least two third sub-objects, and each third sub-object comprises a product basic element of the financial product;
and the second judging unit is used for acquiring a second click action, judging whether the operation area of the second click action is a second preset area or not, and hiding a second object if the operation area of the second click action is the second preset area.
9. The apparatus for configuring financial products according to claim 7, wherein said first acquiring unit comprises:
a third determining unit, configured to extract a product category of the financial product from all the product basic elements, determine whether the product category information is information in a first preset table, determine whether product pricing information exists in all the product basic elements if the product category information is information in the first preset table, and display information of a product structure to be perfected in a first area of a display interface if the product pricing information does not exist in all the product basic elements.
10. The financial product configuration device of claim 7, further comprising:
a first calculation unit for extracting the point difference in the product base of the financial product and noting a paid interest rate as a product of the point difference and a first dynamic variable, the first dynamic variable being a pricing interest rate of an observation day when the financial product is traded.
11. The financial product configuration device of claim 10, wherein the product production unit comprises:
the analysis unit is used for analyzing the calculation formula to obtain first information, and the first information comprises at least one transaction structure element information;
the extracting unit is used for extracting second information from a database according to the first information, wherein the second information comprises data corresponding to each transaction structural element information;
the second calculation unit is used for calculating to obtain cash flow according to the second information and the calculation formula;
and the filling unit is used for filling the financial product into a preset template according to the name of the financial product, the product basic element of the financial product, the payment interest rate and the cash flow, and recording the filled preset template as the financial product.
12. The financial product configuration device of claim 11, wherein the product production unit further comprises:
and the checking unit is used for sending the financial product to a checking end, and the financial product is used for triggering the checking end to confirm the correctness of the cash flow and activating the financial product.
13. An apparatus for configuring a financial product, comprising:
a memory for storing a computer program;
a processor for implementing the steps of the method of configuring a financial product as claimed in any one of claims 1 to 6 when said computer program is executed.
14. A readable storage medium, characterized by: the readable storage medium has stored thereon a computer program which, when executed by a processor, carries out the steps of the method of configuring a financial product as claimed in any one of claims 1 to 6.
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