CN114445976A - Face brushing payment method and system based on IOT terminal of power intelligent service - Google Patents
Face brushing payment method and system based on IOT terminal of power intelligent service Download PDFInfo
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- 238000005516 engineering process Methods 0.000 claims abstract description 10
- RWSOTUBLDIXVET-UHFFFAOYSA-N Dihydrogen sulfide Chemical compound S RWSOTUBLDIXVET-UHFFFAOYSA-N 0.000 claims abstract description 8
- 238000011835 investigation Methods 0.000 claims abstract description 3
- 230000001815 facial effect Effects 0.000 claims description 68
- 238000012545 processing Methods 0.000 claims description 20
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/209—Monitoring, auditing or diagnose of functioning of ATMs
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/211—Software architecture within ATMs or in relation to the ATM network
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Abstract
The invention relates to a face brushing payment method and system based on an electric power intelligent service IOT terminal, which comprises the following steps: the IOT terminal receives operation information input by a user and determines whether the user needs to handle the electric charge check and payment service according to the operation information; when the user is determined to transact the electric charge investigation and payment service, acquiring the electric charge account information of the user, acquiring the electric charge information of the electric charge account according to the electric charge account information, and outputting the electric charge information to a display screen for displaying; receiving payment operation information input by a user, acquiring financial account information of the user according to the payment operation information, and establishing connection with a financial service network system according to the financial account information; collecting a face image of a user, and identifying and confirming whether the face image is the user based on a living body face identification technology; and if the user is the user, generating a corresponding fee deduction request according to the electric charge information, and sending the fee deduction request to a financial service network system for account marking operation.
Description
Technical Field
The invention relates to the technical field of electronic payment, in particular to a face brushing payment method and system based on an IOT (input/output) terminal of an electric power intelligent service.
Background
Face payment is based on artificial intelligence, machine vision, 3D sensing, the novel payment methods that technique realization such as big data was realized, it is more convenient to possess, it is safer, experience advantages such as good, the electric wire netting business office still is traditional service mode at present, there is not the function service of face payment, and, although other part field/place have the function service of face payment, face identification technique still is not enough, consequently, how will be applied to electric wire netting business of electric wire netting business office with face payment and handle, experience with the promotion customer, be the technical problem that needs to solve at present.
Disclosure of Invention
The invention aims to provide a face brushing payment method and system based on an IOT (input/output) terminal of an electric power intelligent service, which are used for applying face brushing payment to the handling of power grid services of a power grid business hall so as to improve the customer experience.
In order to achieve the above object, an embodiment of the present invention provides a face brushing payment method based on an electric power intelligent service IOT terminal, including:
the IOT terminal receives operation information input by a user and determines whether the user needs to handle the electric charge check and payment service according to the operation information;
when the user is determined to transact the electric charge investigation and payment service, acquiring the electric charge account information of the user, acquiring the electric charge information of the electric charge account according to the electric charge account information, and outputting the electric charge information to a display screen for displaying;
receiving payment operation information input by a user, acquiring financial account information of the user according to the payment operation information, and establishing connection with a financial service network system according to the financial account information;
collecting a face image of a user, and identifying and confirming whether the face image is the user based on a living body face identification technology;
and if the user is the user, generating a corresponding fee deduction request according to the electric charge information, and sending the fee deduction request to a financial service network system for account marking operation.
Preferably, the recognizing and confirming whether the face image is the user himself or herself based on the living body face recognition technology includes:
acquiring a current image of a user, and carrying out image processing on the current image to extract facial feature information, wherein the facial feature information comprises extracted facial contour shape information, size information, distance information between facial feature points and a contour, and distance information between a face and an IOT terminal camera;
comparing the extracted facial feature information with facial feature information of a user stored in a database in advance for one time, and judging that a comparison condition is met if the comparison result is that the error value is within 5%;
outputting action prompt information to prompt a user to act according to the action prompt information;
acquiring the current image of the user again, carrying out image processing on the current image to extract the motion trail of the facial feature points, and extracting the motion trail of the facial feature points;
performing secondary comparison on the extracted facial feature point motion trail information and facial feature point motion trail information of the user stored in a database in advance, and judging that a comparison condition is met if the comparison result is that the error value is within 5%;
and if the comparison results of the primary comparison and the secondary comparison both meet the comparison condition, determining that the user is the user, otherwise, determining that the user is not the user.
Preferably, the facial feature points include a plurality of feature points on the eyebrows, eyes, nose, mouth, and contour.
Preferably, the action prompt message is generated according to one or more preset action messages, and is specifically used for prompting a user to perform one or more preset actions; and the database stores the motion trail of the facial feature points acquired when the user acts according to the preset action information or action information.
The embodiment of the invention also provides a face brushing payment system based on the IOT terminal of the power intelligent service, which comprises the following steps:
the input unit is used for receiving operation information input by a user and determining whether the user needs to handle the electric charge check and payment service according to the operation information;
the inquiry display unit is used for acquiring the electricity consumption account information of the user when the user is determined to transact the electricity consumption inquiry and payment service, acquiring the electricity consumption information of the electricity consumption account according to the electricity consumption account information, and outputting the electricity consumption information to the display screen for display;
the financial connection unit is used for receiving payment operation information input by a user, acquiring financial account information of the user according to the payment operation information, and establishing connection with a financial service network system according to the financial account information;
the face recognition unit is used for collecting a face image of a user and recognizing and confirming whether the face image is the user based on a living body face recognition technology;
and the payment unit is used for generating a corresponding fee deduction request according to the electric charge information if the user is the user, and sending the fee deduction request to a financial service network system for account division operation.
Preferably, the face recognition unit specifically includes:
the first image processing unit is used for acquiring a current image of a user, carrying out image processing on the current image and extracting facial feature information, wherein the facial feature information comprises extracted facial contour shape information, size information, distance information between facial feature points and contours and distance information between a face and an IOT terminal camera;
the first comparison unit is used for comparing the extracted facial feature information with facial feature information of a user stored in a database in advance for one time, and if the comparison result is that the error value is within 5%, the comparison condition is judged to be met;
the action prompting unit is used for outputting action prompting information to prompt a user to act according to the action prompting information;
the second image processing unit is used for acquiring the current image of the user again, carrying out image processing on the current image, extracting the motion trail of the facial feature points and extracting the motion trail of the facial feature points;
the second comparison unit is used for carrying out secondary comparison on the extracted facial feature point motion trail information and facial feature point motion trail information of the user stored in the database in advance, and if the comparison result is that the error value is within 5%, the comparison condition is judged to be met;
and the confirming unit is used for confirming the user if the comparison results of the primary comparison and the secondary comparison both meet the comparison condition, and otherwise, confirming the user is not the user.
Preferably, the facial feature points include a plurality of feature points on the eyebrows, eyes, nose, mouth, and contour.
Preferably, the action prompt message is generated according to one or more preset action messages, and is specifically used for prompting a user to perform one or more preset actions; and the database stores the motion trail of the facial feature points acquired when the user acts according to the preset action information or action information.
The face brushing payment method and system based on the IOT terminal of the electric power intelligent service have the following beneficial effects that:
according to the embodiment of the invention, the face brushing payment can be applied to the electric charge check and payment business transaction of the power grid business hall, the electric charge payment can be rapidly completed only by identifying the face information of the user, and the customer experience can be greatly improved.
Additional features and advantages of embodiments of the invention will be set forth in the description which follows.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
Fig. 1 is a flowchart of a face brushing payment method based on an intelligent power service IOT terminal in an embodiment of the present invention.
Fig. 2 is a schematic view of an application scenario of the face brushing payment method according to the embodiment of the present invention.
Fig. 3 is a framework diagram of a face brushing payment system based on an electric power intelligent service IOT terminal in the embodiment of the present invention.
Detailed Description
Various exemplary embodiments, features and aspects of the present disclosure will be described in detail below with reference to the accompanying drawings. In addition, in the following detailed description, numerous specific details are set forth in order to provide a better understanding of the present invention. It will be understood by those skilled in the art that the present invention may be practiced without some of these specific details. In some instances, well known means have not been described in detail so as not to obscure the present invention.
Referring to fig. 1, an embodiment of the present invention provides a face brushing payment method based on an intelligent power service IOT terminal, including:
step S1, the IOT terminal receives the operation information input by the user and determines whether the user needs to transact the electric charge check and payment service according to the operation information;
step S2, when the user is determined to transact the electric charge check and payment service, acquiring the electric charge account information of the user, acquiring the electric charge information of the electric charge account according to the electric charge account information, and outputting the electric charge information to a display screen for displaying;
step S3, receiving payment operation information input by a user, acquiring financial account information of the user according to the payment operation information, and establishing connection with a financial service network system according to the financial account information;
step S4, collecting a face image of a user, and identifying and confirming whether the face image is the user based on a living body face identification technology;
and step S5, if the user is the user, generating a corresponding fee deduction request according to the electric fee information, and sending the fee deduction request to a financial service network system for account marking operation.
Specifically, the personal account uses the account id information as the only account opening identifier, and the personal account includes: the account with the power supply system and the account with the financial system are multiple, and the account with the financial system is at least one of bound with the account with the power supply system and bound with the account with the financial system.
Referring to fig. 2, the query and settlement port of the financial service network system and the power intelligence service IOT terminal (user terminal device) perform bidirectional information transmission using the internet; bidirectional information transmission is carried out between the port of the power dispatching private network and the IOT terminal of the power intelligent service by utilizing the internet, and the port of the power dispatching private network is provided with a firewall; the power dispatching private network is in signal connection with the intelligent electric meter by utilizing carrier communication, and the intelligent electric meter corresponds to the individual exclusive account; the intelligent electric meter regularly transmits power consumption information to the power dispatching private network, and the intelligent electric meter regularly transmits the power consumption of the meter by means of power carrier waves, namely, the degree of the electric meter is transmitted every time.
Further, the step S4 includes:
step S41, collecting the current image of the user, and processing the current image to extract the face feature information, wherein the face feature information comprises the shape information, the size information, the distance information between the face feature point and the contour, and the distance information between the face and the IOT terminal camera;
step S42, comparing the extracted facial feature information with facial feature information of users stored in a database in advance, and if the comparison result is that the error value is within 5%, determining that the comparison condition is met;
step S43, outputting action prompt information to prompt the user to act according to the action prompt information;
step S44, collecting the current image of the user again, processing the current image to extract the motion trail of the facial feature points, and extracting the motion trail of the facial feature points;
step S45, carrying out secondary comparison on the extracted facial feature point motion trail information and facial feature point motion trail information of a user stored in a database in advance, and judging that a comparison condition is met if the comparison result is that an error value is within 5%;
and step S46, if the comparison results of the primary comparison and the secondary comparison both meet the comparison condition, determining the user as the user, otherwise, determining the user as not the user.
Further, the facial feature points include a plurality of feature points on an eyebrow, an eye, a nose, a mouth, and a contour.
Further, the action prompt message is generated according to one or more preset action messages, and is specifically used for prompting a user to perform one or more preset actions; and the database stores the motion trail of the facial feature points acquired when the user acts according to the preset action information or action information.
Referring to fig. 3, an embodiment of the present invention further provides a face brushing payment system based on an intelligent power service IOT terminal, including:
the system comprises an input unit 1, a processing unit and a processing unit, wherein the input unit 1 is used for receiving operation information input by a user and determining whether the user needs to handle the electric charge check and payment service according to the operation information;
the inquiry display unit 2 is used for acquiring the electricity consumption account information of the user when the user is determined to transact the electricity consumption inquiry and payment service, acquiring the electricity consumption information of the electricity consumption account according to the electricity consumption account information, and outputting the electricity consumption information to the display screen for display;
the financial connection unit 3 is used for receiving payment operation information input by a user, acquiring financial account information of the user according to the payment operation information, and establishing connection with a financial service network system according to the financial account information;
the face recognition unit 4 is used for collecting a face image of a user and recognizing and confirming whether the face image is the user based on a living body face recognition technology;
and the payment unit 5 is used for generating a corresponding fee deduction request according to the electric charge information if the user is the user, and sending the fee deduction request to a financial service network system for account division operation.
Further, the face recognition unit 4 specifically includes:
the first image processing unit is used for acquiring a current image of a user, carrying out image processing on the current image and extracting facial feature information, wherein the facial feature information comprises extracted facial contour shape information, size information, distance information between facial feature points and contours and distance information between a face and an IOT terminal camera;
the first comparison unit is used for comparing the extracted facial feature information with facial feature information of a user stored in a database in advance for one time, and if the comparison result is that the error value is within 5%, the comparison condition is judged to be met;
the action prompting unit is used for outputting action prompting information to prompt a user to act according to the action prompting information;
the second image processing unit is used for acquiring the current image of the user again, carrying out image processing on the current image, extracting the motion trail of the facial feature points and extracting the motion trail of the facial feature points;
the second comparison unit is used for carrying out secondary comparison on the extracted facial feature point motion trail information and facial feature point motion trail information of the user stored in the database in advance, and if the comparison result is that the error value is within 5%, the comparison condition is judged to be met;
and the confirming unit is used for confirming the user if the comparison results of the primary comparison and the secondary comparison both meet the comparison condition, and otherwise, confirming the user is not the user.
Further, the facial feature points include a plurality of feature points on an eyebrow, an eye, a nose, a mouth, and a contour.
Further, the action prompt message is generated according to one or more preset action messages, and is specifically used for prompting a user to perform one or more preset actions; and the database stores the motion trail of the facial feature points acquired when the user acts according to the preset action information or action information.
The above-described system embodiments are merely illustrative, and the units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment.
In addition, when the system according to the above embodiment is implemented in the form of a software functional unit and sold or used as an independent product, the system may be stored in a computer-readable storage medium.
According to the embodiment of the invention, the face brushing payment can be applied to the electric charge check and payment business of the power grid business hall, the electric charge payment can be quickly completed only by identifying the face information of the user, and the customer experience can be greatly improved.
While embodiments of the present invention have been described above, the above description is illustrative, not exhaustive, and not limited to the disclosed embodiments. Many modifications and variations will be apparent to those of ordinary skill in the art without departing from the scope and spirit of the described embodiments. The terminology used herein is chosen in order to best explain the principles of the embodiments, the practical application, or improvements made to the technology in the marketplace, or to enable others of ordinary skill in the art to understand the embodiments disclosed herein.
Claims (8)
1. A face brushing payment method based on an electric power intelligent service IOT terminal is characterized by comprising the following steps:
the IOT terminal receives operation information input by a user and determines whether the user needs to handle the electric charge check and payment service according to the operation information;
when the user is determined to transact the electric charge investigation and payment service, acquiring the electric charge account information of the user, acquiring the electric charge information of the electric charge account according to the electric charge account information, and outputting the electric charge information to a display screen for displaying;
receiving payment operation information input by a user, acquiring financial account information of the user according to the payment operation information, and establishing connection with a financial service network system according to the financial account information;
collecting a face image of a user, and identifying and confirming whether the face image is the user based on a living body face identification technology;
and if the user is the user, generating a corresponding fee deduction request according to the electric charge information, and sending the fee deduction request to a financial service network system for account marking operation.
2. The method according to claim 1, wherein the recognizing and confirming whether the face image is the user himself or herself based on the living body face recognition technology comprises:
acquiring a current image of a user, and carrying out image processing on the current image to extract facial feature information, wherein the facial feature information comprises extracted facial contour shape information, size information, distance information between facial feature points and a contour, and distance information between a face and an IOT terminal camera;
comparing the extracted facial feature information with facial feature information of a user stored in a database in advance for one time, and judging that a comparison condition is met if the comparison result is that the error value is within 5%;
outputting action prompt information to prompt a user to act according to the action prompt information;
acquiring the current image of the user again, carrying out image processing on the current image to extract the motion trail of the facial feature points, and extracting the motion trail of the facial feature points;
performing secondary comparison on the extracted facial feature point motion trail information and facial feature point motion trail information of the user stored in a database in advance, and judging that a comparison condition is met if the comparison result is that the error value is within 5%;
and if the comparison results of the primary comparison and the secondary comparison both meet the comparison condition, determining that the user is the user, otherwise, determining that the user is not the user.
3. The method of claim 2, wherein the facial feature points comprise eyebrows, eyes, nose, mouth, and a plurality of feature points on a contour.
4. The method according to claim 2, wherein the action prompt message is generated according to one or more preset action messages, and is specifically used for prompting a user to perform one or more preset actions; and the database stores the motion trail of the facial feature points acquired when the user acts according to the preset action information or action information.
5. The utility model provides a system of collecting fee of brushing face based on electric power intelligent service IOT terminal which characterized in that includes:
the input unit is used for receiving operation information input by a user and determining whether the user needs to handle the electric charge check and payment service according to the operation information;
the query display unit is used for acquiring the electricity consumption account information of the user when the user is determined to transact the electricity consumption query and payment service, acquiring the electricity consumption information of the electricity consumption account according to the electricity consumption account information, and outputting the electricity consumption information to the display screen for display;
the financial connection unit is used for receiving payment operation information input by a user, acquiring financial account information of the user according to the payment operation information, and establishing connection with a financial service network system according to the financial account information;
the face recognition unit is used for collecting a face image of a user and recognizing and confirming whether the face image is the user based on a living body face recognition technology;
and the payment unit is used for generating a corresponding fee deduction request according to the electric charge information if the user is the user, and sending the fee deduction request to a financial service network system for account division operation.
6. The system according to claim 1, wherein the face recognition unit specifically comprises:
the first image processing unit is used for acquiring a current image of a user, carrying out image processing on the current image and extracting facial feature information, wherein the facial feature information comprises extracted facial contour shape information, size information, distance information between facial feature points and contours and distance information between a face and an IOT terminal camera;
the first comparison unit is used for comparing the extracted facial feature information with facial feature information of a user stored in a database in advance for one time, and if the comparison result is that the error value is within 5%, the comparison condition is judged to be met;
the action prompting unit is used for outputting action prompting information to prompt a user to act according to the action prompting information;
the second image processing unit is used for acquiring the current image of the user again, carrying out image processing on the current image, extracting the motion trail of the facial feature points and extracting the motion trail of the facial feature points;
the second comparison unit is used for carrying out secondary comparison on the extracted facial feature point motion trail information and facial feature point motion trail information of the user stored in the database in advance, and if the comparison result is that the error value is within 5%, the comparison condition is judged to be met;
and the confirming unit is used for confirming the user if the comparison results of the primary comparison and the secondary comparison both meet the comparison condition, and otherwise, confirming the user is not the user.
7. The system of claim 6, wherein the facial feature points comprise eyebrows, eyes, nose, mouth, and a plurality of feature points on a contour.
8. The system according to claim 6, wherein the action prompt message is generated according to one or more preset action messages, and is specifically used for prompting a user to perform one or more preset actions; and the database stores the motion trail of the facial feature points acquired when the user acts according to the preset action information or action information.
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Application publication date: 20220506 |