CN114331722A

CN114331722A - Transaction data processing method and device, electronic equipment and storage medium

Info

Publication number: CN114331722A
Application number: CN202111618914.0A
Authority: CN
Inventors: 杜文明; 王冲; 安进龙
Original assignee: CCB Finetech Co Ltd
Current assignee: CCB Finetech Co Ltd
Priority date: 2021-12-27
Filing date: 2021-12-27
Publication date: 2022-04-12

Abstract

The invention discloses a transaction data processing method and device, electronic equipment and a storage medium, and relates to the technical field of data processing. One embodiment of the method comprises: responding to the leveling request, and acquiring the transaction type in the leveling request to inquire corresponding transaction data; screening a first transaction set and a second transaction set which are relatively identical in transaction time, total transaction amount and transaction currency from transaction data, wherein the transaction directions of the first transaction set and the second transaction set are opposite; and calling a preset profit and loss calculation model, calculating the flattening profit and loss amount based on the transaction data of the first transaction set and the second transaction set to generate flattening detailed data, and determining the flattening detailed data as a flattening processing result to be stored. The embodiment can solve the problems that business personnel manually level the transaction data through experience, the operation is complex, and the leveling processing efficiency is low.

Description

Transaction data processing method and device, electronic equipment and storage medium

Technical Field

The present invention relates to the field of data processing technologies, and in particular, to a method and an apparatus for processing transaction data, an electronic device, and a storage medium.

Background

For business departments such as banks, the position total amount of various currencies is different in the daily transaction process, so that a certain exchange risk exists. In the prior art, positions of various currencies can be managed and monitored by the bin leveling processing of transaction data, but in the prior art, business personnel usually perform the bin leveling processing of the transaction data manually through experience, so that the operation is complex, and the bin leveling processing efficiency is low.

Disclosure of Invention

In view of this, embodiments of the present invention provide a method and an apparatus for processing transaction data, an electronic device, and a storage medium, which can solve the problem that business personnel manually perform a leveling process on transaction data through experience, and not only is the operation complicated, but also the leveling process efficiency is low.

To achieve the above object, according to an aspect of an embodiment of the present invention, a method for processing transaction data is provided.

The transaction data processing method of the embodiment of the invention comprises the following steps: responding to a leveling request, and acquiring a transaction type in the leveling request to inquire corresponding transaction data; screening a first transaction set and a second transaction set which are relatively identical in transaction time, total transaction amount and transaction currency from the transaction data, wherein the transaction directions of the first transaction set and the second transaction set are opposite; and calling a preset profit and loss calculation model, calculating the flattening profit and loss amount based on the transaction data of the first transaction set and the second transaction set to generate flattening detail data, and determining the flattening detail data as a flattening processing result to be stored.

In one embodiment, screening the transaction data for a first set of transactions and a second set of transactions having a transaction time, a total transaction amount, and a transaction currency that are relatively the same comprises:

acquiring the transaction time, the total transaction amount, the transaction currency pair and the transaction direction of each transaction datum from the transaction data to generate a transaction array of each transaction datum;

based on the transaction array, a first transaction set and a second transaction set are screened for which transaction time, total transaction amount, and transaction currency are the same.

In yet another embodiment, screening a first set of transactions and a second set of transactions having a transaction time, a total transaction amount, and a transaction currency that are relatively the same based on the transaction array includes:

screening cross disk transaction data in the transaction data based on the transaction array, so as to divide the cross disk transaction data into straight disk transaction data based on the current exchange rate of the currency corresponding to the cross disk transaction data and the target currency, so as to replace the cross disk transaction data in the transaction data, and obtain updated transaction data;

a first set of transactions and a second set of transactions are screened for a transaction time, a total transaction amount, and a transaction currency that are relatively identical from the updated transaction data.

In yet another embodiment, screening a first set of transactions and a second set of transactions having a transaction time, a total transaction amount, and a transaction currency that are relatively the same from the updated transaction data includes:

dividing the updated transaction data into a forward transaction set and a reverse transaction set based on the transaction direction of the transaction currency pair;

and screening a first transaction set from the forward transaction set based on the transaction time and the transaction amount, and screening a second transaction set from the reverse transaction set based on the transaction time and the transaction amount, so that the transaction time of each transaction in the first transaction set is the same as the transaction time of each transaction in the second transaction set, and the total transaction amount of each transaction in the first transaction set is the same as the total transaction amount of each transaction in the second transaction set.

In yet another embodiment, screening the transaction data for a first set of transactions and a second set of transactions that are relatively identical in transaction time, transaction amount, and transaction currency includes:

screening a to-be-leveled transaction set with the same transaction time, transaction currency pairs and transaction direction based on the transaction array;

for each transaction set to be leveled, judging whether the transaction data comprises target transaction data which has the same transaction currency pair and transaction time as those of the target transaction set and has the opposite transaction direction to that of the target transaction set;

if not, sending prompt information of incapability of leveling the bin; if so, calculating a first total amount corresponding to the target transaction data, calculating a second total amount corresponding to the to-be-leveled transaction set, determining a smaller value of the first total amount and the second total amount as the leveled total amount, determining the first transaction set from the to-be-leveled transaction set based on the leveled total amount, and determining the second transaction set from the target transaction data.

In yet another embodiment, the transaction type includes a swap transaction;

before sending the prompt information of unable bin leveling, the method further comprises:

judging whether the transaction data comprises target transaction data which is the same as the transaction currency pair corresponding to the transaction set to be leveled, has the opposite transaction direction corresponding to the transaction set to be leveled, has continuous transaction date and has the same starting and ending time of the continuous transaction date as the transaction date corresponding to the transaction set to be leveled;

if not, sending prompt information of incapability of leveling the bin; if so, determining the minimum transaction amount in the target transaction data as a third transaction total amount, calculating a second total amount corresponding to the to-be-leveled transaction set, further determining a smaller value of the third total amount and the second total amount as the leveled total amount, determining a first transaction set from the to-be-leveled transaction set based on the leveled total amount, and determining a second transaction set from the to-be-leveled transaction set.

In yet another embodiment, the transaction type includes a forward transaction;

acquiring transaction data with an on-line transaction type and transaction data with an off-line transaction type to judge whether target on-line transaction data and target off-line transaction data are included, wherein the target on-line transaction data are on-line transaction data with transaction dates same as the starting times of the transaction dates corresponding to the transaction sets to be leveled, transaction currency pairs corresponding to the transaction sets to be leveled and opposite to the transaction directions corresponding to the transaction sets to be leveled, and the target off-line transaction data are on-line transaction data with transaction dates same as the transaction dates corresponding to the transaction sets to be leveled, transaction currency pairs corresponding to the transaction sets to be leveled and opposite to the transaction directions corresponding to the transaction sets to be leveled;

if not, sending prompt information of incapability of leveling the bin; if so, determining a smaller transaction amount in the target spot transaction data and the target swap transaction data as a fourth transaction total amount, calculating a second total amount corresponding to the to-be-leveled transaction set, further determining a smaller value in the fourth total amount and the second total amount as the to-be-leveled total amount, determining a first transaction set from the to-be-leveled transaction set based on the to-be-leveled total amount, and determining a second transaction set from the target transaction data.

In another embodiment, invoking a preset profit-and-loss calculation model to calculate a flat-bin profit-and-loss amount based on the transaction data of the first transaction set and the second transaction set comprises:

and calculating the exchange rate difference value corresponding to the first transaction set and the second transaction set so as to calculate the average profit and loss amount by combining the total transaction amount.

To achieve the above object, according to another aspect of the embodiments of the present invention, a transaction data processing device is provided.

The transaction data processing device of the embodiment of the invention comprises: the response unit is used for responding to the leveling request, and acquiring the transaction type in the leveling request so as to inquire corresponding transaction data; a screening unit for screening a first transaction set and a second transaction set with the same transaction time, total transaction amount and transaction currency, wherein the currency transaction directions of the first transaction set and the second transaction set are opposite; and the leveling unit is used for calling a preset profit and loss calculation model, calculating the leveling profit and loss amount based on the transaction data of the first transaction set and the second transaction set to generate leveling detail data, and determining the leveling detail data as a leveling processing result to be stored.

To achieve the above object, according to still another aspect of an embodiment of the present invention, there is provided an electronic apparatus.

An electronic device of an embodiment of the present invention includes: one or more processors; the storage device is used for storing one or more programs, and when the one or more programs are executed by the one or more processors, the one or more processors realize the transaction data processing method provided by the embodiment of the invention.

To achieve the above object, according to still another aspect of an embodiment of the present invention, there is provided a computer-readable medium.

A computer-readable medium of an embodiment of the present invention stores thereon a computer program, which when executed by a processor implements a transaction data processing method provided by an embodiment of the present invention.

To achieve the above object, according to still another aspect of an embodiment of the present invention, there is provided a computer program product.

A computer program product according to an embodiment of the present invention includes a computer program, and when the computer program is executed by a processor, the computer program implements a method for processing transaction data according to an embodiment of the present invention.

One embodiment of the above invention has the following advantages or benefits: in the embodiment of the invention, the transaction data comprises a plurality of transaction types, and the bunkering is usually executed based on the transaction types, so that after responding to the bunkering request, the transaction types in the bunkering request can be obtained to inquire the corresponding transaction data; and then a first transaction set and a second transaction set which are the same in transaction time, total transaction amount and transaction currency can be screened, and the first transaction set and the second transaction set can be leveled because the currency transaction directions of the first transaction set and the second transaction set are opposite, and a preset profit and loss calculation model is called, so that the profit and loss amount of the leveling at this time can be calculated, and a leveling processing result is generated to be stored. Therefore, in the embodiment of the invention, the first transaction set and the second transaction set which can be used for leveling can be screened from the transaction data by triggering the leveling request, and the leveling processing result is obtained by executing the first transaction set and the second transaction set, and the manual execution of service personnel is not needed, so that the operation is simple, and the leveling efficiency of the transaction data can be improved.

Further effects of the above-mentioned non-conventional alternatives will be described below in connection with the embodiments.

Drawings

The drawings are included to provide a better understanding of the invention and are not to be construed as unduly limiting the invention. Wherein:

FIG. 1 is a system architecture diagram of a transaction data processing system according to an embodiment of the present invention;

FIG. 2 is a schematic diagram of a main flow of a transaction data processing method according to an embodiment of the present invention;

FIG. 3 is a schematic diagram of yet another major flow of a method of processing transaction data according to an embodiment of the invention;

FIG. 4 is a schematic diagram of the main elements of a transaction data processing apparatus according to an embodiment of the present invention;

FIG. 5 is an exemplary system architecture diagram in which embodiments of the present invention may be employed;

FIG. 6 is a schematic block diagram of a computer system suitable for use in implementing embodiments of the present invention.

Detailed Description

Exemplary embodiments of the present invention are described below with reference to the accompanying drawings, in which various details of embodiments of the invention are included to assist understanding, and which are to be considered as merely exemplary. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

It should be noted that the embodiments and features of the embodiments may be combined with each other without conflict. According to the technical scheme, the data acquisition, storage, use, processing and the like meet relevant regulations of national laws and regulations.

The embodiment of the invention provides a transaction data processing system which can be used for a scene of conducting smoothing processing on transaction data.

In the embodiment of the invention, in order to perform the leveling processing on the transaction data, the processing system of the transaction data can establish a leveling pool, and the leveling pool comprises the transaction data. The transaction data includes a plurality of transaction types, such as spot transactions, forward transactions, and swap transactions. Each transaction data may include corresponding transaction details, which may include, inter alia, transaction type, transaction time, transaction amount, transaction direction, and transaction currency pairs. When the transaction data are put in the bin, the transaction data of the same transaction type can be put in the bin, and the transaction data can also comprise a mixed type of transaction data, namely, the types of the transaction data can comprise an on-demand transaction bin, a long-term transaction bin, a drop-term transaction bin and a mixed transaction bin. After each leveling process, the leveling process result can be stored, namely the leveling detail data is stored, and the leveling process result can be inquired, displayed, exported and rolled back. Fig. 1 is a schematic structural diagram of a transaction data processing system according to an embodiment of the present invention.

Note that Spot trade (FX Spot, foreign exchange Spot): the foreign exchange transaction includes Renminbi foreign exchange on-demand transaction and foreign exchange on-demand transaction within the second business day after the business date by the appointed foreign exchange currency type, amount and exchange rate. Forward trade (FX Forward, forex Forward trade): the foreign exchange transaction refers to the foreign exchange transaction that two parties deal with in an agreed currency, money amount and exchange rate at an agreed future date (non-spot daily). Swap trade (FX Swap, foreign exchange Swap trade): the two parties of the transaction agree to carry out two times of currency exchange in opposite directions on the front and back different starting and resting days; in the previous currency exchange, one party exchanges currency A for currency B at an agreed-upon exchange rate; in the latter currency exchange, the party then exchanges currency A with currency B at another agreed upon exchange rate. Business Day (Business Day): for any payment, the date on which the processing agency (e.g., bank) at the location of the account concerned normally operated (no legal holidays); for any delivery, the date on which the hosting and clearing house operated (no legal holidays) is registered for the place where the delivery action occurred; for notification or communication, the notification or communication address provided to the recipient specifies the date on which the city's processing facility (e.g., bank) is operating normally (not including the legal holidays). Leveling the silo: the system is used for monitoring the real-time asset condition held by a bank capital department, operating the assets, splitting product types, and matching according to the self-service business, the flat-disk business, the customer business and other business types among processing mechanisms (such as banks), thereby achieving the purposes of rapidly managing positions and profits. Folder (account): representing the dimension of classifying various types of assets. Position: refers to the balance of foreign currency funds generated by transactions between a customer, individual, and processing entity (e.g., bank), for example, USD-10000 represents a dollar short size of 10000 dollars, and an empty size of 10000 dollars. Opening: it refers to the position collection management method of all currencies. Hedging transaction: a trading activity that aims to reduce the risk of position of the held currency and provide benefits by observing the situation of the opening of the held position and predicting the future currency trend, for example, a business segment currently holds a dollar position of plus 100000 dollars, and if empty, needs to initiate a hedge trade and sell the dollars; if the user sees more, the user does not need to level the chamber and keeps holding the position.

An embodiment of the present invention provides a method for processing transaction data, where the method may be executed by the system shown in fig. 1, and as shown in fig. 2, the method includes:

s201: and responding to the flat bin request, and acquiring the transaction type in the flat bin request to inquire corresponding transaction data.

The bunkering request can be triggered by service personnel or can be automatically triggered based on a preset program. The type of transaction may be included in the flat stock request to determine the processing object of the current flat stock. After the bunkering request is triggered, the transaction type in the bunkering request can be obtained, and then the corresponding transaction data can be inquired based on the transaction type.

S202: and screening a first transaction set and a second transaction set which are relatively identical in transaction time, total transaction amount and transaction currency from the transaction data, wherein the transaction directions of the first transaction set and the second transaction set are opposite.

Each transaction data includes a transaction time, a transaction amount, a transaction direction and a transaction currency pair, and in this step, a transaction array corresponding to each transaction data may be generated based on these information, so as to filter the first transaction set and the second transaction set based on the transaction data.

The transactions may be flat, typically requiring the same pair of transaction time, transaction amount and transaction currency but in opposite directions, and since the transaction data for flat may be one-to-one, one-to-many or many-to-many, the first and second transaction sets may each include one or more transaction data.

It should be noted that, in the embodiment of the present invention, it may also be configured that the same folder is required for the transaction of the leveling, that is, the first transaction set and the second transaction set belong to the same folder.

In some embodiments, the transaction data may include cross-disk transaction data representing transactions between other currencies and a target currency, and straight-disk transaction data representing transactions between other currencies in addition to the target currency, which may be set based on demand, such as may be set to RMB or USD. In order to facilitate the leveling of transaction data, the cross disk transaction data can be firstly split into straight disk transaction data, and the splitting mode can be as follows: and splitting the cross disk transaction data into straight disk transaction data based on the current exchange rate of the currency corresponding to the cross disk transaction data and the target currency. After the cross disk transaction data are divided into the straight disk transaction data, the divided straight disk transaction data can be used for replacing the corresponding cross disk transaction data to obtain updated transaction data, and therefore a first transaction set and a second transaction set which are the same in transaction time, total transaction amount and transaction currency can be screened.

Further, since the first transaction set and the second transaction set have opposite transaction directions, the updated transaction data may be divided into a forward transaction set and a reverse transaction set based on the transaction directions of the transaction currency pairs. Then, a first transaction set is screened from the forward transaction set, and based on the transaction time and the transaction amount, a second transaction set is screened from the reverse transaction set, so that the transaction time of each transaction in the first transaction set is the same as the transaction time of each transaction in the second transaction set, and the transaction total amount of each transaction in the first transaction set is the same as the transaction total amount of each transaction in the second transaction set.

In still other embodiments, a set of the trade to be leveled with the same trade time, the same trade currency pair and the same trade direction may be filtered based on the trade array, so that at least one set of the trade to be leveled may be obtained. For each transaction set to be leveled, whether the transaction data comprises target transaction data which has the same transaction currency pair and transaction time as those of the transaction set to be leveled and has the opposite transaction direction to that of the target transaction set can be judged, wherein the target transaction data is the transaction data which can be leveled with the transaction set to be leveled. If the transaction data does not include the target transaction data, it is indicated that the transaction data in the transaction set to be leveled cannot be leveled, so that prompt information of incapability of leveling can be sent; if the transaction data comprises the target transaction data, the target transaction data and the transaction data in the transaction set to be leveled can be leveled, so that a first total amount corresponding to the target transaction data can be calculated, a second total amount corresponding to the transaction set to be leveled can be calculated, the smaller value of the first total amount and the second total amount is determined as the total amount of leveling, the first transaction set is determined from the transaction set to be leveled based on the total amount of leveling, and the second transaction set is determined from the target transaction data.

Further, for the swap transaction, since the transaction date includes the start date and the end date, two transaction data with consecutive transaction dates can be spliced to be leveled after splicing. Therefore, in the above step, before sending the non-leveling prompt message for the swap transaction, it may be further determined whether the transaction data includes target transaction data having the same transaction currency pair as the target transaction set, the opposite transaction direction as the target transaction set, consecutive transaction dates, and the same start-stop time of the consecutive transaction dates as the target transaction set. The starting time and the ending time of the continuous transaction dates refer to the transaction dates obtained by splicing the transaction data with continuous transaction dates. If the transaction data does not include the target transaction data, it is indicated that the transaction data in the transaction set to be leveled cannot be leveled, so that prompt information of incapability of leveling can be sent; if the transaction data comprises the target transaction data, it is indicated that the target transaction data and the transaction data in the transaction set to be leveled can be leveled, so that the minimum transaction amount in the target transaction data can be determined as a third total transaction amount, a second total amount corresponding to the transaction set to be leveled is calculated, and then the smaller value of the third total amount and the second total amount is determined as the total leveling amount, so that the first transaction set is determined from the transaction set to be leveled based on the total leveling amount, and the second transaction set is determined from the transaction set to be leveled.

For example, inter-bank transaction 1: the date of origin (the initial time of the transaction) is 2021-1-4, the date of maturity (the termination time of the transaction) is 2021-3-4, and the transaction amount is 2000 w; inter-bank transaction 2: the rising date is 2021-6-4, the due date is 2021-11-4, and the transaction amount is 1500 w; inter-bank transaction 3: the rising date is 2021-3-4, the due date is 2021-6-4, and the transaction amount is 2000 w; the transaction dates of the 3 transactions are continuous, so that the splicing can be carried out, and the jointed starting date is 2021-1-4 and the due date is 2021-11-4. Assume that the hold-flat transaction set includes a transaction for guest 1: the expiration date 2021-1-4, the expiration date 2021-11-4, the transaction amount 5000W, the transaction currency pairs of the inter-bank transaction 1, the inter-bank transaction 2, the inter-bank transaction 3 and the guest transaction 1 are the same, and the transaction directions are opposite, so that the inter-bank transaction 1, the inter-bank transaction 2 and the inter-bank transaction 3 can be put in parallel with the guest transaction 1 after being spliced. Thus, the minimum transaction amount in the inter-bank transaction 1, the inter-bank transaction 2 and the inter-bank transaction 3 can be calculated and determined as the third transaction total amount, namely 1500W, and the second total amount corresponding to the guest transaction 1, namely 5000W is calculated, so that 1500W is determined as the flat bin amount, and further, the first transaction set can be determined as the guest transaction 1 and the transaction amount is 1500W, the second transaction set is the inter-bank transaction 1, the inter-bank transaction 2 and the inter-bank transaction 3, and the transaction amount is 1500W. The unpaved transaction data includes: the transaction amount for the guest is 3500w, the transaction amount for the inter-bank transaction 1 is 500w, and the transaction amount for the inter-bank transaction 3 is 500 w.

Further, for the forward transaction, as the hold can be performed in a manner of combining the spot transaction and the swap transaction, in the above steps, for the swap transaction, before the prompt information that the hold cannot be performed is sent, the transaction data of which the transaction type is the spot transaction and the transaction data of which the transaction type is the swap transaction can be obtained to judge whether the target spot transaction data and the target swap transaction data are included. The target spot transaction data is spot transaction data with the transaction date which is the same as the starting time of the corresponding transaction date of the transaction set to be leveled, the same as the corresponding transaction currency pair of the transaction set to be leveled and the opposite transaction direction of the corresponding transaction direction of the transaction set to be leveled, and the target swap transaction data is swap transaction data with the transaction date which is the same as the corresponding transaction date of the transaction set to be leveled, the same as the corresponding transaction currency pair of the transaction set to be leveled and the opposite transaction direction of the corresponding transaction direction of the transaction set to be leveled.

If the transaction data does not include the target transaction data, it is indicated that the transaction data in the transaction set to be leveled cannot be leveled, so that prompt information of incapability of leveling can be sent; if the transaction data comprises the target transaction data, the target transaction data and the transaction data in the transaction set to be leveled can be leveled, so that the smaller transaction amount in the target spot transaction data and the target swap transaction data can be determined as the fourth total transaction amount, the second total amount corresponding to the transaction set to be leveled is calculated, the smaller value in the fourth total amount and the second total amount is further determined as the total leveling amount, the first transaction set is determined from the transaction set to be leveled based on the total leveling amount, and the second transaction set is determined from the target transaction data.

It should be noted that, in the embodiment of the present invention, the splitting of the transaction data may also be splitting of a transaction amount and a transaction type, for example, splitting a transaction with a total amount of 500 into a transaction with a transaction amount of 200 and a transaction amount of 300; or a forward transaction is divided into an on-line transaction and a swap transaction so as to carry out the flat-warehouse processing.

S203: and calling a preset profit and loss calculation model, calculating the flattening profit and loss amount based on the transaction data of the first transaction set and the second transaction set to generate flattening detailed data, and determining the flattening detailed data as a flattening processing result to be stored.

Wherein, the profit-and-loss calculation model is configured in advance. The block detail data may include a block profit or loss amount and transaction data for the first transaction set and the second transaction set.

In particular, the profit-and-loss calculation may be in the form of a product of a currency difference and a flat amount between the first set of transactions and the second set of transactions.

For example, assuming that the transaction in the first transaction set is Sell/Buy and the transaction in the second transaction set is Buy/Sell, the flat amount (currency 2) is flat amount (currency 1) (transaction 2 swap point-transaction 1 swap point); assuming that the transaction in the first transaction set is Buy/Sell and the transaction in the second transaction set is Sell/Buy, the flat amount (currency 2) is equal to the flat amount (currency 1) (transaction 1 swap point-transaction 2 swap point).

For the mode of mixing the spot transaction, the swap transaction and the forward transaction for closing the warehouse, the forward rate of the forward transaction combined by the spot transaction and the swap transaction needs to be calculated firstly, and then the rate difference between the corresponding closing forward transactions can be calculated and is matched with the price of the closing warehouse, so that the profit and loss amount of the closing warehouse can be obtained. Wherein the synthesized forward exchange rate is the spot trade price + (far end drop price-near end drop price).

It should be noted that, in the embodiment of the present invention, the query of the transaction data and the leveling detail data may also be executed, and the query result is displayed, exported, and the like. Meanwhile, rollback of the leveling detail data can be executed, for example, if one leveling detail data is selected, the transaction corresponding to the leveling detail data is rolled back to the original transaction data, and meanwhile, the leveling detail data is deleted.

In the embodiment of the invention, the first transaction set and the second transaction set which can be used for leveling can be screened from the transaction data by triggering the leveling request, and the leveling processing result is obtained by executing the first transaction set and the second transaction set, so that the manual execution of service personnel is not needed, the operation is simple, and the leveling efficiency of the transaction data can be improved.

Referring to the system architecture shown in fig. 1 and the embodiment shown in fig. 2, a detailed description is given of a method for processing transaction data in the embodiment of the present invention, as shown in fig. 3, the method includes:

s301: and responding to the flat bin request, and acquiring the transaction type in the flat bin request to inquire corresponding transaction data.

S302: and acquiring the transaction time, the total transaction amount, the transaction currency pair and the transaction direction of each transaction datum from the transaction data to generate a transaction array of each transaction datum.

S303: and screening cross disk transaction data in the transaction data based on the transaction array, and splitting the cross disk transaction data into straight disk transaction data based on the current exchange rate of the currency corresponding to the cross disk transaction data and the target currency.

S304: and replacing cross disk transaction data in the transaction data with the split straight disk transaction data to obtain updated transaction data.

S305: the updated transaction data is divided into a forward transaction set and a reverse transaction set based on a transaction direction of the transaction currency pair.

S306: and screening a first transaction set from the forward transaction set based on the transaction time and the transaction amount, and screening a second transaction set from the reverse transaction set based on the transaction time and the transaction amount, so that the transaction time of each transaction in the first transaction set is the same as the transaction time of each transaction in the second transaction set, and the total transaction amount of each transaction in the first transaction set is the same as the total transaction amount of each transaction in the second transaction set.

S307: and calling a preset profit and loss calculation model, calculating the flattening profit and loss amount based on the transaction data of the first transaction set and the second transaction set to generate flattening detailed data, and determining the flattening detailed data as a flattening processing result to be stored.

In order to solve the problems in the prior art, an embodiment of the present invention provides a transaction data processing apparatus 400, as shown in fig. 4, where the apparatus 400 includes:

a response unit 401, configured to respond to a flat-binning request, obtain a transaction type in the flat-binning request, so as to query corresponding transaction data;

a screening unit 402, configured to screen a first transaction set and a second transaction set from the transaction data, where the transaction time, the total transaction amount, and the transaction currency are relatively the same, and the currency transaction directions of the first transaction set and the second transaction set are opposite;

the leveling unit 403 is configured to invoke a preset profit and loss calculation model, calculate a leveling profit and loss amount based on the transaction data of the first transaction set and the second transaction set to generate leveling detail data, and determine the leveling detail data as a leveling processing result to be stored.

It should be understood that the manner of implementing the embodiment of the present invention is the same as the manner of implementing the embodiment shown in fig. 2, and the description thereof is omitted.

In an embodiment, the screening unit 402 is specifically configured to:

In another embodiment, the screening unit 402 is specifically configured to:

In yet another embodiment, the transaction type includes a swap transaction;

the screening unit 402 is specifically configured to:

In yet another embodiment, the transaction type includes a forward transaction;

the screening unit 402 is specifically configured to:

In another embodiment, the leveling unit 403 is specifically configured to:

It should be understood that the embodiment of the present invention is implemented in the same manner as the embodiment shown in fig. 2 or fig. 3, and is not repeated herein.

According to an embodiment of the present invention, an electronic device and a readable storage medium are also provided.

The electronic device of the embodiment of the invention comprises: at least one processor; and a memory communicatively coupled to the at least one processor; wherein the memory stores instructions executable by the processor, and the instructions are executed by the at least one processor to cause the at least one processor to execute the transaction data processing method provided by the embodiment of the invention.

Fig. 5 illustrates an exemplary system architecture 500 of a transaction data processing method or a transaction data processing apparatus to which embodiments of the present invention may be applied.

As shown in fig. 5, the system architecture 500 may include

terminal devices

501, 502, 503, a network 504, and a server 505. The network 504 serves to provide a medium for communication links between the

terminal devices

501, 502, 503 and the server 505. Network 504 may include various connection types, such as wired, wireless communication links, or fiber optic cables, to name a few.

The user may use the

terminal devices

501, 502, 503 to interact with a server 505 over a network 504 to receive or send messages or the like. Various client applications may be installed on the

terminal devices

501, 502, 503.

The

terminal devices

501, 502, 503 may be, but are not limited to, smart phones, tablet computers, laptop portable computers, desktop computers, and the like.

The server 505 may be a server providing various services, and the server may analyze and process data such as a received product information query request, and feed back a processing result (for example, product information — just an example) to the terminal device.

It should be noted that the transaction data processing method provided by the embodiment of the present invention is generally executed by the server 505, and accordingly, the transaction data processing device is generally disposed in the server 505.

It should be understood that the number of terminal devices, networks, and servers in fig. 5 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for implementation.

Referring now to FIG. 6, a block diagram of a computer system 600 suitable for use in implementing embodiments of the present invention is shown. The computer system illustrated in FIG. 6 is only one example and should not impose any limitations on the scope of use or functionality of embodiments of the invention.

As shown in fig. 6, the computer system 600 includes a Central Processing Unit (CPU)601 that can perform various appropriate actions and processes according to a program stored in a Read Only Memory (ROM)602 or a program loaded from a storage section 608 into a Random Access Memory (RAM) 603. In the RAM 603, various programs and data necessary for the operation of the system 600 are also stored. The CPU 601, ROM 602, and RAM 603 are connected to each other via a bus 604. An input/output (I/O) interface 605 is also connected to bus 604.

The following components are connected to the I/O interface 605: an input portion 606 including a keyboard, a mouse, and the like; an output portion 607 including a display such as a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, and a speaker; a storage section 608 including a hard disk and the like; and a communication section 609 including a network interface card such as a LAN card, a modem, or the like. The communication section 609 performs communication processing via a network such as the internet. The driver 610 is also connected to the I/O interface 605 as needed. A removable medium 611 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 610 as necessary, so that a computer program read out therefrom is mounted in the storage section 608 as necessary.

In particular, according to the embodiments of the present disclosure, the processes described above with reference to the flowcharts may be implemented as computer software programs. For example, embodiments of the present disclosure include a computer program product comprising a computer program embodied on a computer readable medium, the computer program comprising program code for performing the method illustrated in the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 609, and/or installed from the removable medium 611. The computer program performs the above-described functions defined in the system of the present invention when executed by the Central Processing Unit (CPU) 601.

It should be noted that the computer readable medium shown in the present invention can be a computer readable signal medium or a computer readable storage medium or any combination of the two. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples of the computer readable storage medium may include, but are not limited to: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the present invention, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. In the present invention, however, a computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wire, fiber optic cable, RF, etc., or any suitable combination of the foregoing.

The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a unit, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.

The units described in the embodiments of the present invention may be implemented by software or hardware. The described units may also be provided in a processor, and may be described as: a processor includes a response unit, a screening unit, and a leveling unit. Where the names of these units do not in some cases constitute a limitation of the unit itself, for example, a response unit may also be described as a "unit instructing a response function".

As another aspect, the present invention also provides a computer-readable medium that may be contained in the apparatus described in the above embodiments; or may be separate and not incorporated into the device. The computer readable medium carries one or more programs which, when executed by a device, cause the device to perform the transaction data processing method provided by the present invention.

As another aspect, the present invention further provides a computer program product including a computer program, where the computer program is executed by a processor to implement the transaction data processing method provided by the embodiment of the present invention.

The above-described embodiments should not be construed as limiting the scope of the invention. Those skilled in the art will appreciate that various modifications, combinations, sub-combinations, and substitutions can occur, depending on design requirements and other factors. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.

Claims

1. A method of processing transaction data, comprising:

responding to a leveling request, and acquiring a transaction type in the leveling request to inquire corresponding transaction data;

screening a first transaction set and a second transaction set which are relatively identical in transaction time, total transaction amount and transaction currency from the transaction data, wherein the transaction directions of the first transaction set and the second transaction set are opposite;

and calling a preset profit and loss calculation model, calculating the flattening profit and loss amount based on the transaction data of the first transaction set and the second transaction set to generate flattening detail data, and determining the flattening detail data as a flattening processing result to be stored.

2. The method of claim 1, wherein screening the transaction data for a first set of transactions and a second set of transactions having a same relative transaction time, total transaction amount, and transaction currency comprises:

3. The method of claim 2, wherein screening a first set of transactions and a second set of transactions for which transaction time, total transaction amount, and transaction currency are relatively the same based on the array of transactions comprises:

4. The method of claim 3, wherein screening the updated transaction data for a first set of transactions and a second set of transactions that are relatively identical in transaction time, total transaction amount, and transaction currency comprises:

5. The method of claim 2, wherein screening the transaction data for a first set of transactions and a second set of transactions having a same relative transaction time, transaction amount, and transaction currency comprises:

6. The method of claim 5, wherein the transaction type comprises a swap transaction;

7. The method of claim 5, wherein the transaction type comprises a forward transaction;

8. The method of claim 1, wherein invoking a preset profit-and-loss calculation model to calculate a flat-bin profit-and-loss amount based on transaction data of the first transaction set and the second transaction set comprises:

9. An apparatus for processing transaction data, comprising:

the response unit is used for responding to the leveling request, and acquiring the transaction type in the leveling request so as to inquire corresponding transaction data;

a screening unit for screening a first transaction set and a second transaction set with the same transaction time, total transaction amount and transaction currency, wherein the currency transaction directions of the first transaction set and the second transaction set are opposite;

and the leveling unit is used for calling a preset profit and loss calculation model, calculating the leveling profit and loss amount based on the transaction data of the first transaction set and the second transaction set to generate leveling detail data, and determining the leveling detail data as a leveling processing result to be stored.

10. The apparatus according to claim 9, wherein the screening unit is specifically configured to:

11. The apparatus according to claim 10, wherein the screening unit is specifically configured to:

12. The apparatus according to claim 11, wherein the screening unit is specifically configured to:

13. The apparatus according to claim 10, wherein the screening unit is specifically configured to:

for each target transaction set, judging whether the transaction data comprises target transaction data which has the same transaction currency pair and transaction time as those of the target transaction set and has the opposite transaction direction to that of the target transaction set;

if not, sending prompt information of incapability of leveling the bin; if so, calculating a first total amount corresponding to the target transaction data, calculating a second total amount corresponding to the target transaction set, determining a smaller value of the first total amount and the second total amount as a total amount of the leveling, determining a first transaction set from the transaction set to be leveled based on the total amount of the leveling, and determining a second transaction set from the target transaction data.

14. An electronic device, comprising:

one or more processors;

a storage device for storing one or more programs,

when executed by the one or more processors, cause the one or more processors to implement the method of any one of claims 1-8.

15. A computer-readable medium, on which a computer program is stored, which, when being executed by a processor, carries out the method according to any one of claims 1-8.

16. A computer program product comprising a computer program, characterized in that the program realizes the method according to any of claims 1-8 when executed by a processor.