CN114202434A

CN114202434A - Claims settlement scheme generation method, device, equipment and medium based on priority algorithm

Info

Publication number: CN114202434A
Application number: CN202111550900.XA
Authority: CN
Inventors: 王志实
Original assignee: Ping An Property and Casualty Insurance Company of China Ltd
Current assignee: Ping An Property and Casualty Insurance Company of China Ltd
Priority date: 2021-12-17
Filing date: 2021-12-17
Publication date: 2022-03-18

Abstract

The invention relates to a data processing technology, and discloses a method for generating a claim settlement scheme based on a priority algorithm, which comprises the following steps: acquiring a claim settlement text of a user, and extracting all claim settlement responsibilities in the claim settlement text according to a claim settlement responsibility table; extracting corresponding responsibility attributes according to the claim settlement responsibility; calculating to obtain a priority corresponding to each claim responsibility according to the responsibility attribute corresponding to each claim responsibility, and performing calculation on all claim responsibility and the corresponding priority by using a pre-constructed priority algorithm to obtain a plurality of claim combinations; and calculating to obtain a claim settlement scheme according to each claim settlement combination, constructing a decision tree according to preset screening conditions, and screening by using the decision tree to obtain a target claim settlement scheme. In addition, the invention also relates to a block chain technology, and the claim text can be stored in the nodes of the block chain. The invention also provides a claim settlement scheme generation device based on the priority algorithm, electronic equipment and a storage medium. The invention can efficiently obtain the optimal claim settlement scheme.

Description

Claims settlement scheme generation method, device, equipment and medium based on priority algorithm

Technical Field

The invention relates to the technical field of data processing, in particular to a method and a device for generating a claim settlement scheme based on a priority algorithm, electronic equipment and a computer-readable storage medium.

Background

In recent years, more and more people pay more attention to health, people are aware of the necessity of unexpected health risks (simply referred to as health risks), and people who buy the health risks climb year by year. Because the health insurance policy has no limitation on quantity and variety, some people can even buy a plurality of different health insurance. Therefore, the problem of how to quickly select the optimal scheme for accurate claim exists in the face of a multi-policy client group.

The prior proposal aiming at the problem of multi-policy claim settlement generally leads the loss amount to the policy and responsibility which are determined to be responsible, automatically settles all the policies according to different responsibility attributes, and then takes out the policy with the highest claim amount as the final claim amount. The scheme has the defects that: due to the fact that multiple claim settlement responsibilities exist, when screening and exhaustion are conducted according to the multiple claim settlement responsibilities, the calculated amount is often too large, the working time of a case is increased, an ideal optimal claim settlement scheme is difficult to obtain, and the efficiency and accuracy of obtaining the claim settlement scheme are low.

Disclosure of Invention

The invention provides a method and a device for generating a claim settlement scheme based on a priority algorithm and a computer readable storage medium, and mainly aims to solve the problem of low efficiency in obtaining the optimal claim settlement scheme.

In order to achieve the above object, the present invention provides a method for generating a claim settlement scheme based on a priority algorithm, including:

acquiring a claim settlement text of a user, and extracting all claim settlement responsibilities in the claim settlement text according to a preset claim settlement responsibility table;

extracting corresponding responsibility attributes according to the claim settlement responsibility;

calculating to obtain a priority corresponding to each claim responsibility according to the responsibility attribute corresponding to each claim responsibility, and performing calculation on all claim responsibility and the corresponding priority by using a pre-constructed priority algorithm to obtain a plurality of claim combinations;

and calculating to obtain a claim settlement scheme according to each claim settlement combination, constructing a decision tree according to preset screening conditions, and screening by using the decision tree to obtain a target claim settlement scheme.

Optionally, the extracting all the claim accountability in the claim text according to a preset claim accountability table includes:

extracting a list with list labels as the claim accountability from a preset claim accountability table to serve as a target list;

and extracting the claim content in the target list from the claim text as a claim responsibility.

Optionally, the calculating the priority corresponding to each claim responsibility according to the responsibility attribute corresponding to each claim responsibility includes:

extracting attribute numerical values corresponding to responsibility attributes in all the claim settlement responsibilities;

and calculating the attribute numerical values to obtain the priority corresponding to each claim settlement responsibility.

Optionally, the calculating, according to the responsibility attribute corresponding to each claim responsibility, to obtain the priority corresponding to each claim responsibility, may further include:

determining the ranking of the responsibility attribute by comparing the attribute values, and acquiring a corresponding preset weight according to the ranking of the responsibility attribute;

calculating the score of each claim responsibility according to the ranking of the responsibility attributes and the corresponding preset weight;

and determining corresponding priority according to the score of each claim settlement responsibility.

Optionally, the calculating a claim settlement scheme according to each claim settlement combination includes:

obtaining rated information and preset rules in the claim settlement text;

calculating the rated information and the attribute numerical value according to the rule and the claim settlement combination to obtain a claim settlement amount;

matching corresponding rights and interests in the claim settlement text according to the claim settlement amount;

and taking the claim amount and the corresponding rights and interests as a claim settlement scheme.

Optionally, the calculation is performed on all the claim accountability and corresponding priorities by using a pre-constructed priority algorithm to obtain a plurality of claim combinations, including:

setting nodes of the priority algorithm according to the priority corresponding to each claim settlement responsibility;

traversing all paths of the nodes by using the priority algorithm;

and obtaining the combination mode of all the claim settlement responsibilities according to each path in all the paths.

Optionally, the acquiring the claim text of the user includes:

acquiring a storage path of a claim text;

compiling the storage path into path parameters, assigning values to preset data interfaces by using the path parameters, and calling the claim text of the user in the claim text by using the assigned data interfaces.

In order to solve the above problem, the present invention further provides a claim settlement scheme generating apparatus based on a priority algorithm, the apparatus including:

the system comprises a claim settlement responsibility acquisition module, a data processing module and a data processing module, wherein the claim settlement responsibility acquisition module is used for acquiring a claim settlement text of a user and extracting all claim settlement responsibility in the claim settlement text according to a preset claim settlement responsibility table;

the claim combination generating module is used for extracting corresponding responsibility attributes according to the claim accountability, calculating to obtain a priority corresponding to each claim accountability according to the responsibility attributes corresponding to each claim accountability, and performing calculation on all claim accountability and corresponding priorities by using a pre-constructed priority algorithm to obtain a plurality of claim combinations;

and the target claim settlement scheme acquisition module is used for calculating a claim settlement scheme according to each claim settlement combination, constructing a decision tree according to preset screening conditions and screening by using the decision tree to obtain the target claim settlement scheme.

In order to solve the above problem, the present invention also provides an electronic device, including:

at least one processor; and the number of the first and second groups,

a memory communicatively coupled to the at least one processor; wherein the content of the first and second substances,

the memory stores a computer program executable by the at least one processor, the computer program being executable by the at least one processor to enable the at least one processor to perform the priority algorithm based claims scheme generation method described above.

In order to solve the above problem, the present invention also provides a computer-readable storage medium, in which at least one computer program is stored, and the at least one computer program is executed by a processor in an electronic device to implement the method for generating a claim settlement scheme based on a priority algorithm described above.

According to the embodiment of the invention, the responsibility attribute of the claim settlement responsibility is analyzed, so that the priority of the claim settlement responsibility is obtained, and then a better combination mode can be rapidly obtained without an exhaustive mode by combining a priority algorithm according to the priority, so that the accuracy of obtaining an optimal result can be further improved; the claim settlement schemes of the claim settlement combination are further screened through the decision tree, and the coincidence between the target claim settlement schemes and screening conditions is improved. Therefore, the method, the device, the electronic equipment and the computer-readable storage medium for generating the claim settlement scheme based on the priority algorithm can solve the problem of low efficiency in obtaining the optimal claim settlement scheme.

Drawings

Fig. 1 is a schematic flow chart of a method for generating a claim settlement scheme based on a priority algorithm according to an embodiment of the present invention;

fig. 2 is a schematic flow chart illustrating a process of calculating a priority corresponding to each claim responsibility according to an embodiment of the present invention;

FIG. 3 is a flowchart illustrating a process of obtaining a plurality of claim combinations according to an embodiment of the present invention;

FIG. 4 is a functional block diagram of a claim settlement scheme generating apparatus based on a priority algorithm according to an embodiment of the present invention;

fig. 5 is a schematic structural diagram of an electronic device for implementing the method for generating a claim settlement scheme based on a priority algorithm according to an embodiment of the present invention.

The implementation, functional features and advantages of the objects of the present invention will be further explained with reference to the accompanying drawings.

Detailed Description

It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.

The embodiment of the application provides a method for generating a claim settlement scheme based on a priority algorithm. The execution subject of the claim settlement scheme generation method based on the priority algorithm includes, but is not limited to, at least one of electronic devices such as a server and a terminal, which can be configured to execute the method provided by the embodiment of the present application. In other words, the method for generating the claim settlement scheme based on the priority algorithm may be executed by software or hardware installed in the terminal device or the server device, and the software may be a blockchain platform. The server includes but is not limited to: a single server, a server cluster, a cloud server or a cloud server cluster, and the like. The server may be an independent server, or may be a cloud server that provides basic cloud computing services such as a cloud service, a cloud database, cloud computing, a cloud function, cloud storage, a Network service, cloud communication, a middleware service, a domain name service, a security service, a Content Delivery Network (CDN), a big data and artificial intelligence platform, and the like.

Referring to fig. 1, a flowchart of a method for generating a claim settlement scheme based on a priority algorithm according to an embodiment of the present invention is shown. In this embodiment, the method for generating a claim settlement scheme based on a priority algorithm includes:

s1, acquiring a claim settlement text of a user, and extracting all claim settlement responsibilities in the claim settlement text according to a preset claim settlement responsibility table;

in the embodiment of the invention, the claim text corresponds to one user and can comprise a plurality of claim responsibilities. For example, if the claim text is a medical claim, the medical claim may include a plurality of claim responsibilities, such as a doctor's disease responsibility and a doctor's disease responsibility, which have respective claim settlement schemes.

In this embodiment of the present invention, the acquiring a claim text of a user includes:

acquiring a storage path of a claim text;

In detail, the storage path may be uploaded in advance by a serviceman, an administrator, or the like who has a processing right to the claim text.

Specifically, a preset compiler may be utilized to compile the storage path into a path parameter, and assign a value to a preset data interface by using the path parameter, and the data interface may be utilized to call data in the storage path, where the compiler includes but is not limited to: microsoft Visual Studio, Dev-C + +, C + + Builder, Emacs + GC.

In an embodiment of the present invention, the extracting all the responsibility of the claim in the claim text according to a preset responsibility table of the claim includes:

In the embodiment of the invention, the claim responsibility table is generated in advance according to the responsibility content owned by the claim text of the user, wherein the responsibility table includes all the claim responsibility included in the claim text and all the responsibility attributes corresponding to the claim responsibility.

For example, if the claim text of the user is a medical claim, then the claim responsibility table corresponding to the medical claim includes different label columns: a list of claim accountability, a list of accountability attributes, and the like, wherein the list of claim accountability includes all claim accountability corresponding to medical claims: outpatient and hospitalization for diseases, etc.

S2, extracting corresponding responsibility attributes according to the claim settlement responsibility;

in the embodiment of the present invention, the responsibility attribute is a claim settlement standard included in the claim settlement responsibility, for example: the free amount, the pay proportion, etc.

In the embodiment of the present invention, the responsibility attribute and the claim responsibility are associated and correspond to each other, and the responsibility attribute and the claim responsibility may be mapped and stored in the claim responsibility table, and the responsibility attribute corresponding to a certain claim responsibility is extracted according to the certain claim responsibility.

For example, in the medical claims text, the claims responsibility list stores outpatient services and hospitalization services, the responsibility attribute list stores responsibility attributes associated with the outpatient services and the hospitalization services, and the responsibility attributes corresponding to the outpatient services and the hospitalization services may include the amount of exempted claims, the proportion of paid claims, and the like.

S3, calculating to obtain a priority corresponding to each claim responsibility according to the responsibility attribute corresponding to each claim responsibility, and performing calculation on all claim responsibility and corresponding priorities by using a pre-constructed priority algorithm to obtain a plurality of claim combinations;

in the embodiment of the invention, when the claim scheme is calculated according to the claim responsibility, different modes are required for combining the claim responsibility for calculation, and different claim responsibility combinations are limited by responsibility attributes (such as the claim free amount, the claim payment proportion, the claim limit amount and the like) or calculation rules, so that the calculated claim schemes may be different, but the claim responsibility with a larger number cannot be exhausted and all the combination modes are not calculated respectively, so that the claim scheme needs to be prioritized to obtain an ideal claim responsibility scheme, and after the arrangement combination mode is calculated by using the identity priority algorithm, the arrangement combination mode with the priority before is selected for calculating the claim responsibility, so that the claim responsibility is obtained from the calculation result and is close to the ideal claim scheme.

For example, an ideal claim settlement scheme is a claim settlement scheme with the largest amount, when the claim settlement responsibilities are arranged and combined and calculated, if the calculated amount corresponding to each claim settlement responsibility is different according to different responsibility attributes, analysis needs to be performed in combination with the responsibility attributes, higher priority is set for the claim responsibility with larger calculated amount, so that a higher claim settlement scheme can be finally obtained, for example, the priority is determined according to the claim payment proportion, the claim payment proportion of the claim responsibility a > the claim payment proportion of the claim responsibility B > the claim payment proportion of the claim responsibility C, when the claim settlement responsibilities are arranged and combined, the claim settlement a with the larger claim payment proportion is firstly ensured to be positioned in front during arrangement and combination, arrangement combination modes ABC, ACB, BAC, CAB and the like are obtained, and if only two combination modes are obtained, the two combination modes of ABC and ACB are selected for claim settlement calculation.

In the embodiment of the invention, the responsibility attributes corresponding to different claim settlement responsibilities can include different claim settlement limits, claim settlement benefits and the like, so that analysis and calculation can be performed according to the responsibility attributes corresponding to each claim settlement responsibility, and the priority corresponding to the claim settlement responsibilities can be further determined.

In this embodiment of the present invention, the calculating, according to the responsibility attribute corresponding to each claim responsibility, to obtain the priority corresponding to each claim responsibility includes:

In the embodiment of the present invention, the attribute values correspond to the responsibility attributes in an associated manner, the attribute values and the responsibility attributes may be stored in the claims responsibility table in a mapped manner, and the corresponding attribute values are extracted according to a certain responsibility attribute.

For example, in the medical claims text, the claims responsibility list stores outpatient services and inpatient services, the responsibility attribute list stores responsibility attributes (free amount and proportion of claims) associated with the outpatient services and the inpatient services, and in the responsibility attributes corresponding to the claims responsibility of the outpatient services: the attribute value corresponding to the free claim amount can be 100 yuan, and the claim payment proportion is 0.5; in the responsibility attributes corresponding to the claim settlement responsibility of hospitalization for diseases: the attribute value corresponding to the exemption amount can be 200 yuan, the claim proportion is 0.2, the attribute value corresponding to the exemption amount in the disease hospitalization is 2 times of that of the disease outpatient service, the attribute value corresponding to the claim proportion in the disease hospitalization is 0.4 times of that of the disease outpatient service, and the two endorsements are multiplied to obtain that the priority of the disease hospitalization is smaller than that of the disease outpatient service.

In another optional embodiment of the present invention, please refer to fig. 2, the calculating the priority corresponding to each claim responsibility according to the responsibility attribute corresponding to each claim responsibility may further include:

s21, extracting attribute values corresponding to responsibility attributes in all claim settlement responsibilities;

s22, determining the ranking of the responsibility attribute by comparing the attribute values, and acquiring corresponding preset weight according to the ranking of the responsibility attribute;

s23, calculating the score of each claim responsibility according to the ranking of the responsibility attributes and the corresponding preset weight;

and S24, determining corresponding priority according to the score of each claim settlement responsibility.

In the embodiment of the invention, the ranking of the responsibility attribute can be calculated by using the following weight algorithm to obtain the score of the claim settlement responsibility:

wherein G is the score of the claim accountability, n is the total number of ranked names, and Q_iRank the ith responsibility attribute, P_iAnd presetting weight corresponding to the ranking of the ith responsibility attribute.

For example, assume that the responsibility of a claim is a, b, and c, which correspond to the responsibility attributes x and y, respectively, and are obtained by comparing the attribute values of the responsibility attributes x and y, the rank corresponding to the responsibility attribute x is a > c > b, the rank corresponding to the responsibility attribute x is a < b < c, the preset weights corresponding to the ranks are 0.5, 0.4, and 0.2, and the scores corresponding to the responsibility of a, b, and c, which are calculated by a weight algorithm, are 0.7, 0.6, and 0.9, respectively, so that the responsibility of a, b, and c is determined as c > a > b.

In the embodiment of the invention, the priority algorithm is a traversal algorithm aiming at the graph and the tree, wherein each node can only be visited once, and all branch paths of each node are visited in sequence. And setting the claim settlement responsibility nodes according to the priority by a priority algorithm, accessing the claim settlement responsibility nodes according to the branch paths, and further acquiring a combination mode of the claim settlement responsibility nodes according with the priority.

In the embodiment of the present invention, referring to fig. 3, the calculation of all the claim responsibilities and the corresponding priorities by using the pre-constructed priority algorithm obtains a plurality of claim combinations, including:

s31, setting nodes of the priority algorithm according to the priority corresponding to each claim settlement responsibility;

s32, traversing all paths of the nodes by using the priority algorithm;

and S33, obtaining a combination mode of all the claim settlement responsibilities according to each path in all the paths.

For example, assuming that the claim responsibilities are a, b, c, with priorities c > a > b, then the claim responsibilities c are taken as the first node, and the claim responsibilities a and b may be located at the second level branch nodes under the first node.

In an optional embodiment of the present invention, before the multiple claim sets are obtained, the target claim set is extracted according to a preset combination manner of extracting all claim responsibilities according to a screening requirement. For example, if the screening condition is to obtain 10 combination modes, 10 combination modes are extracted from the combination modes of all claim settlement responsibilities as target combination modes; and if the screening condition is that all the combination modes of the claim responsibility b positioned at the second place in the combination are obtained, extracting the combination mode of the claim responsibility b positioned at the second place in the combination from all the combination modes of the claim responsibility as a target combination mode.

And S4, calculating a claim settlement scheme according to each claim settlement combination, constructing a decision tree according to preset screening conditions, and screening by using the decision tree to obtain a target claim settlement scheme.

In the embodiment of the invention, the claim settlement scheme comprises a claim settlement amount or a right and the like, and the optimal claim settlement scheme is screened from the claim settlement scheme as a target result.

In the embodiment of the present invention, the calculating and obtaining a claim settlement scheme according to each claim settlement combination includes:

obtaining rated information and preset rules in the claim settlement text;

In the embodiment of the present invention, the claim right and interest may be the right and interest equivalent to the claim amount, for example, in the vehicle claim item, there is the right and interest: tires, maintenance services, and the like.

In the embodiment of the invention, the decision tree is constructed according to the preset screening condition, the preset decision function can be assigned by taking the screening condition as a parameter, and the assigned decision function is taken as the decision condition to generate the decision tree;

illustratively, the decision function may be:

wherein f (x) is the output value of the decision function, x is the parameter of the decision function, and g (y) is the input value of the decision function.

In detail, the parameter x of the decision function may be assigned by using a screening condition, and the assigned decision function is used as a decision condition to generate the following decision tree:

when the input value g (y) of the decision tree is the same as the parameter x of the decision tree, the decision tree output value f (x) ═ is;

when the input to g (y) of the decision tree is not the same as the parameter x of the decision tree, the decision tree outputs a value f (x) ═ f.

In the embodiment of the present invention, the obtaining of the target claim settlement scheme by using the decision tree screening includes:

selecting one of the claims from the claims settlement schemes one by one as an input value;

inputting the input value into the decision tree to obtain an output result output by the decision tree, wherein the output result is that the input value is the same as the parameters of the decision tree or the input value is different from the parameters of the decision tree;

counting the number of output results with input values which are the same as the parameters of the decision tree and output in the decision tree corresponding to each claim settlement scheme, and determining the claim settlement scheme corresponding to the calculation result which meets the preset conditions as the target claim settlement scheme according to the number.

In the embodiment of the invention, the number of output results with the input value same as the parameters of the decision tree can be counted as the output results in the decision tree corresponding to the claim settlement scheme, so as to judge which claim settlement scheme has higher matching degree with the screening condition.

In another optional embodiment of the present invention, the target claim settlement scheme may be obtained by setting a preset condition. For example, the preset condition may be that the claim amount is maximum, or that the preset condition is analyzed according to the requirement of the user. For example, in the vehicle claim project, if the preset condition is that the claim amount is the maximum, the maximum value of the claim amount in the claim settlement scheme is directly selected as the target claim settlement scheme; and if the user needs to obtain the maintenance service of the vehicle, selecting a claim settlement scheme containing the maintenance service from the claim settlement schemes as a target claim settlement scheme.

According to the embodiment of the invention, the responsibility attribute of the claim settlement responsibility is analyzed, so that the priority of the claim settlement responsibility is obtained, and then a better combination mode can be rapidly obtained without an exhaustive mode by combining a priority algorithm according to the priority, so that the accuracy of obtaining an optimal result can be further improved; the claim settlement schemes of the claim settlement combination are further screened through the decision tree, and the coincidence between the target claim settlement schemes and screening conditions is improved. Therefore, the method for generating the claim settlement scheme based on the priority algorithm can solve the problem of low efficiency in obtaining the optimal claim settlement scheme.

Fig. 4 is a functional block diagram of a claim settlement scheme generating apparatus based on a priority algorithm according to an embodiment of the present invention.

The claim settlement scheme generating apparatus 100 based on the priority algorithm according to the present invention may be installed in an electronic device. According to the realized function, the claim settlement scheme generating device 100 based on the priority algorithm can comprise a portrait matching module 101, a first recommending module 102, a portrait perfecting module 103, a portrait screening module 104 and a second recommending module 105. The module of the present invention, which may also be referred to as a unit, refers to a series of computer program segments that can be executed by a processor of an electronic device and that can perform a fixed function, and that are stored in a memory of the electronic device.

In the present embodiment, the functions regarding the respective modules/units are as follows:

the claim settlement responsibility acquisition module 101 is configured to acquire a claim settlement text of a user, and extract all claim settlement responsibilities in the claim settlement text according to a preset claim settlement responsibility table;

the claim combination generating module 102 is configured to extract corresponding responsibility attributes according to the claim accountability, calculate a priority corresponding to each claim accountability according to the responsibility attributes corresponding to each claim accountability, and perform calculation on all the claim accountability and corresponding priorities by using a pre-constructed priority algorithm to obtain a plurality of claim combinations;

the target claim settlement scheme obtaining module 103 is configured to calculate a claim settlement scheme according to each claim combination, construct a decision tree according to preset screening conditions, and screen by using the decision tree to obtain a target claim settlement scheme.

In detail, when used, each module in the apparatus 100 for generating a claim solution based on a priority algorithm according to the embodiment of the present invention adopts the same technical means as the method for generating a claim solution based on a priority algorithm described in fig. 1 to 3, and can produce the same technical effect, which is not described herein again.

Fig. 5 is a schematic structural diagram of an electronic device implementing a method for generating a claim settlement scheme based on a priority algorithm according to an embodiment of the present invention.

The electronic device 1 may include a processor 10, a memory 11, a communication bus 12, and a communication interface 13, and may further include a computer program, such as a claim settlement scheme generation program based on a priority algorithm, stored in the memory 11 and executable on the processor 10.

In some embodiments, the processor 10 may be composed of an integrated circuit, for example, a single packaged integrated circuit, or may be composed of a plurality of integrated circuits packaged with the same function or different functions, and includes one or more Central Processing Units (CPUs), a microprocessor, a digital Processing chip, a graphics processor, a combination of various control chips, and the like. The processor 10 is a Control Unit (Control Unit) of the electronic device, connects various components of the electronic device by using various interfaces and lines, and executes various functions and processes data of the electronic device by running or executing programs or modules (for example, executing a claim settlement scheme generation program based on a priority algorithm, etc.) stored in the memory 11 and calling data stored in the memory 11.

The memory 11 includes at least one type of readable storage medium including flash memory, removable hard disks, multimedia cards, card-type memory (e.g., SD or DX memory, etc.), magnetic memory, magnetic disks, optical disks, etc. The memory 11 may in some embodiments be an internal storage unit of the electronic device, for example a removable hard disk of the electronic device. The memory 11 may also be an external storage device of the electronic device in other embodiments, such as a plug-in mobile hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), and the like, which are provided on the electronic device. Further, the memory 11 may also include both an internal storage unit and an external storage device of the electronic device. The memory 11 may be used not only to store application software installed in the electronic device and various types of data, such as codes of a claim settlement scheme generating program based on a priority algorithm, etc., but also to temporarily store data that has been output or will be output.

The communication bus 12 may be a Peripheral Component Interconnect (PCI) bus or an Extended Industry Standard Architecture (EISA) bus. The bus may be divided into an address bus, a data bus, a control bus, etc. The bus is arranged to enable connection communication between the memory 11 and at least one processor 10 or the like.

The communication interface 13 is used for communication between the electronic device and other devices, and includes a network interface and a user interface. Optionally, the network interface may include a wired interface and/or a wireless interface (e.g., WI-FI interface, bluetooth interface, etc.), which are typically used to establish a communication connection between the electronic device and other electronic devices. The user interface may be a Display (Display), an input unit such as a Keyboard (Keyboard), and optionally a standard wired interface, a wireless interface. Alternatively, in some embodiments, the display may be an LED display, a liquid crystal display, a touch-sensitive liquid crystal display, an OLED (Organic Light-Emitting Diode) touch device, or the like. The display, which may also be referred to as a display screen or display unit, is suitable, among other things, for displaying information processed in the electronic device and for displaying a visualized user interface.

Fig. 5 only shows an electronic device with components, and it will be understood by a person skilled in the art that the structure shown in fig. 5 does not constitute a limitation of the electronic device 1, and may comprise fewer or more components than shown, or a combination of certain components, or a different arrangement of components.

For example, although not shown, the electronic device may further include a power supply (such as a battery) for supplying power to each component, and preferably, the power supply may be logically connected to the at least one processor 10 through a power management device, so that functions of charge management, discharge management, power consumption management and the like are realized through the power management device. The power supply may also include any component of one or more dc or ac power sources, recharging devices, power failure detection circuitry, power converters or inverters, power status indicators, and the like. The electronic device may further include various sensors, a bluetooth module, a Wi-Fi module, and the like, which are not described herein again.

It is to be understood that the described embodiments are for purposes of illustration only and that the scope of the appended claims is not limited to such structures.

The claim settlement scheme generating program based on the priority algorithm stored in the memory 11 of the electronic device 1 is a combination of a plurality of instructions, and when running in the processor 10, can realize:

Specifically, the specific implementation method of the instruction by the processor 10 may refer to the description of the relevant steps in the embodiment corresponding to the drawings, which is not described herein again.

Further, the integrated modules/units of the electronic device 1, if implemented in the form of software functional units and sold or used as separate products, may be stored in a computer readable storage medium. The computer readable storage medium may be volatile or non-volatile. For example, the computer-readable medium may include: any entity or device capable of carrying said computer program code, recording medium, U-disk, removable hard disk, magnetic disk, optical disk, computer Memory, Read-Only Memory (ROM).

The present invention also provides a computer-readable storage medium, storing a computer program which, when executed by a processor of an electronic device, may implement:

In the embodiments provided in the present invention, it should be understood that the disclosed apparatus, device and method can be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the modules is only one logical functional division, and other divisions may be realized in practice.

The modules described as separate parts may or may not be physically separate, and parts displayed as modules may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment.

In addition, functional modules in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, or in a form of hardware plus a software functional module.

It will be evident to those skilled in the art that the invention is not limited to the details of the foregoing illustrative embodiments, and that the present invention may be embodied in other specific forms without departing from the spirit or essential attributes thereof.

The present embodiments are therefore to be considered in all respects as illustrative and not restrictive, the scope of the invention being indicated by the appended claims rather than by the foregoing description, and all changes which come within the meaning and range of equivalency of the claims are therefore intended to be embraced therein. Any reference signs in the claims shall not be construed as limiting the claim concerned.

The block chain is a novel application mode of computer technologies such as distributed data storage, point-to-point transmission, a consensus mechanism, an encryption algorithm and the like. A block chain (Blockchain), which is essentially a decentralized database, is a series of data blocks associated by using a cryptographic method, and each data block contains information of a batch of network transactions, so as to verify the validity (anti-counterfeiting) of the information and generate a next block. The blockchain may include a blockchain underlying platform, a platform product service layer, an application service layer, and the like.

Furthermore, it is obvious that the word "comprising" does not exclude other elements or steps, and the singular does not exclude the plural. A plurality of units or means recited in the system claims may also be implemented by one unit or means in software or hardware. The terms first, second, etc. are used to denote names, but not any particular order.

Finally, it should be noted that the above embodiments are only for illustrating the technical solutions of the present invention and not for limiting, and although the present invention is described in detail with reference to the preferred embodiments, it should be understood by those skilled in the art that modifications or equivalent substitutions may be made on the technical solutions of the present invention without departing from the spirit and scope of the technical solutions of the present invention.

Claims

1. A method for generating a claim settlement scheme based on a priority algorithm, the method comprising:

2. The method for generating a claim settlement scheme based on a priority algorithm as claimed in claim 1, wherein the extracting all the claim responsibilities in the claim text according to a preset claim responsibilities table comprises:

3. The method for generating a claim settlement scheme based on a priority algorithm as claimed in claim 1, wherein the calculating of the priority corresponding to each claim responsibility according to the responsibility attribute corresponding to each claim responsibility comprises:

4. The method for generating a claim settlement scheme based on a priority algorithm as claimed in claim 3, wherein the calculating of the responsibility attribute corresponding to each claim responsibility results in a priority corresponding to each claim responsibility, and further comprising:

5. The method for generating a claim settlement scheme based on a priority algorithm as claimed in claim 3, wherein the calculation of the claim settlement scheme according to each claim combination comprises:

obtaining rated information and preset rules in the claim settlement text;

6. The method for generating a claim settlement scheme based on a priority algorithm as claimed in any one of claims 1 to 5, wherein the calculation of all the claim accountability and corresponding priority is performed by using a pre-constructed priority algorithm to obtain a plurality of claim settlement combinations, including:

traversing all paths of the nodes by using the priority algorithm;

7. The method for generating a claim settlement scheme based on a priority algorithm as claimed in claim 1, wherein the obtaining of the text of the claim of the user comprises:

acquiring a storage path of a claim text;

8. An apparatus for generating a claim settlement scheme based on a priority algorithm, the apparatus comprising:

9. An electronic device, characterized in that the electronic device comprises:

at least one processor; and the number of the first and second groups,

the memory stores a computer program executable by the at least one processor, the computer program being executable by the at least one processor to enable the at least one processor to perform a method of claim priority algorithm based claim scheme generation as claimed in any one of claims 1 to 7.

10. A computer-readable storage medium, in which a computer program is stored, which, when being executed by a processor, implements the priority algorithm-based claims proposal generation method according to any one of claims 1 to 7.