CN114004617B

CN114004617B - Certificate verification and cancellation method and device, storage medium and computer equipment

Info

Publication number: CN114004617B
Application number: CN202111594545.6A
Authority: CN
Inventors: 戴建平
Original assignee: Zhejiang Koubei Network Technology Co Ltd
Current assignee: Zhejiang Koubei Network Technology Co Ltd
Priority date: 2021-12-24
Filing date: 2021-12-24
Publication date: 2022-04-15
Anticipated expiration: 2041-12-24
Also published as: CN114004617A

Abstract

The application discloses a certificate verification method and device, a storage medium and computer equipment, wherein the method comprises the following steps: receiving order receiving information, wherein the order receiving information comprises order receiving store information and target user information, and the order receiving store information is determined according to an order receiving protocol between a payment mechanism and an acceptance mechanism; acquiring information of a contract signing store between the payment mechanism and the certificate issuing mechanism; and if the order receiving store belongs to the contract signing store, acquiring a negotiable certificate matched with the order receiving store under the target user account, and processing the order receiving information according to the negotiable certificate. The method and the device for verifying the target user account help to ensure that the target user account verification certificate can be verified accurately when the payment mechanism receives the order, and the payment accuracy is improved.

Description

Certificate verification and cancellation method and device, storage medium and computer equipment

Technical Field

The present application relates to the field of computer technologies, and in particular, to a credential verification method and apparatus, a storage medium, and a computer device.

Background

The stores can be classified into "direct store" and "indirect store" according to the contract establishment for the store to pay for money on the spot. The direct connection store refers to a store directly signing a contract with a payment mechanism to receive orders, and the payment mechanism directly completes the order receiving settlement. The inter-store is a store signing a contract with a 'bank/third-party receipt acceptance mechanism' and completes the settlement of the on-the-spot payment by means of a channel communicated with the 'bank/third-party receipt acceptance mechanism' and the payment mechanism.

The direct connection store can acquire store information of the direct connection store when receiving orders because the direct connection store is directly communicated with the payment mechanism, so that the payment mechanism can inquire whether a user has a coupon, a voucher and the like which can be used in the store, and the payment mechanism checks and sells the account when settling accounts. And the inter-store is connected with the payment mechanism through a 'bank/third-party mechanism', the payment mechanism cannot effectively inquire the coupon and the voucher of the store because the payment mechanism cannot sense the information of the store, and even if a user has the coupon of the store, the user cannot use the coupon. And even if the direct-connected store is available, a communication channel can be opened for standby when the direct-connected channel fails. The above-described problem causes a payment error problem for a negotiable instrument such as a coupon or a voucher when the inter-store and the direct-store use the inter-communication passage as a backup in actual payment.

Disclosure of Invention

In view of the above, the present application provides a certificate verification method and apparatus, a storage medium, and a computer device.

According to an aspect of the present application, there is provided a credential revocation method, including:

outputting prepayment information carrying target user information so that store management equipment of an order receiving store can send corresponding prepayment information to an acceptance mechanism terminal after recognizing the prepayment information;

receiving receipt feedback information corresponding to the pre-payment information, wherein the receipt feedback information comprises verification and cancellation information of a verification and cancellation certificate under a target user account determined by a payment mechanism terminal according to receipt information from the acceptance mechanism terminal, the receipt information is determined by the acceptance mechanism terminal, and the receipt information comprises receipt store information and target user information.

Optionally, the negotiable credentials comprise a first negotiable credential and/or a second negotiable credential; before the receiving the receipt feedback message corresponding to the prepaid information, the method further includes:

receiving inquiry information, wherein the inquiry information is used for inquiring whether to cancel a first cancelable certificate and/or whether to receive and cancel a second cancelable certificate, the first cancelable certificate comprises a valid cancel certificate matched with the order-taking store under the target user account, and the second cancelable certificate comprises a cancel certificate matched with the order-taking store and receivable by the target user account;

and sending feedback information corresponding to the inquiry information according to the confirmation operation of the first negotiable certificate and/or the second negotiable certificate.

Optionally, the order taking store information includes at least one of a store management device identifier, an acceptance mechanism identifier, a first store identifier and a second store identifier corresponding to the order taking store, where the first store identifier includes a tag identifier of the acceptance mechanism for the order taking store, and the second store identifier includes a tag identifier of the payment mechanism for the order taking store; the order receiving store information is determined according to an order receiving protocol between the payment mechanism and the acceptance mechanism.

identifying prepayment information carrying target user information;

and sending corresponding pre-order receipt information to an acceptance mechanism terminal according to the pre-payment information, so that the acceptance mechanism terminal sends order receipt information to a payment mechanism terminal according to the pre-order receipt information, and the payment mechanism terminal determines the verification and sale information of the verification and sale certificate under the account number of the target user, wherein the order receipt information comprises order receipt store information and target user information.

receiving order receiving information, wherein the order receiving information comprises order receiving store information and target user information, and the order receiving store information is determined according to an order receiving protocol between a payment mechanism and an acceptance mechanism;

acquiring information of a contract signing store between the payment mechanism and the certificate issuing mechanism;

and if the order receiving store belongs to the contract signing store, acquiring a negotiable certificate matched with the order receiving store under the target user account, and processing the order receiving information according to the negotiable certificate.

Optionally, the order receiving store information includes at least one of a store management device identifier, an acceptance mechanism identifier, a first store identifier, and a second store identifier corresponding to the order receiving store, where the first store identifier includes a tag identifier of the acceptance mechanism to the order receiving store, and the second store identifier includes a tag identifier of the payment mechanism to the order receiving store.

Optionally, before obtaining the revocable certificate matched with the order-receiving store under the target user account if the order-receiving store belongs to the contracted store, the method further includes:

inquiring whether the information of the signed store contains a signed store matched with the store management equipment identifier;

if not, inquiring whether the signed store information contains a signed store matched with the acceptance mechanism identifier and the first store identifier, otherwise, determining that the order receiving store belongs to the signed store;

if not, inquiring whether the signed store information contains a signed store matched with the second store identifier or not, and otherwise, determining that the order receiving store belongs to the signed store;

if not, determining that the order receiving store does not belong to the signed store, otherwise, determining that the order receiving store belongs to the signed store.

Optionally, the obtaining of the negotiable instrument matched with the order receiving store under the target user account specifically includes:

acquiring the target user account according to the target user information;

obtaining valid verification and cancellation certificates under the target user account, and screening first verification and cancellation certificates matched with the order-taking store from the valid verification and cancellation certificates, wherein the verification and cancellation certificates comprise the first verification and cancellation certificates; and/or the presence of a gas in the gas,

determining a second negotiable instrument matched with the order-taking store, wherein the negotiable instrument comprises the second negotiable instrument, and the second negotiable instrument can be obtained by the target user account.

Optionally, before processing the order receipt information according to the revocable certificate, the method further includes:

sending inquiry information to a target user terminal according to the first revocable certificate and/or the second revocable certificate, wherein the inquiry information is used for inquiring whether the target user terminal revokes the first revocable certificate and/or accepts and revokes the second revocable certificate;

receiving feedback information corresponding to the inquiry information;

correspondingly, the processing the order receipt information according to the revocable certificate specifically includes:

if the feedback information indicates that the first revocable certificate is confirmed to be revoked, processing the order receiving information according to the first revocable certificate; and/or the presence of a gas in the gas,

and if the feedback information indicates that the second negotiable certificate is confirmed to be received and verified, receiving the second negotiable certificate, and processing the order receiving information according to the second negotiable certificate.

Optionally, after the screening of the valid verification credentials for the first verifiable verification credentials matching the order-receiving store, the method further includes: verifying whether the order receiving information meets a first verification and cancellation condition corresponding to the first verification and cancellation certificate; and/or after determining a second negotiable instrument matched with the order-taking store and retrievable by the target user account, the method further comprises: verifying whether the order receiving information meets a second cancel verification condition corresponding to the second cancel verification certificate;

correspondingly, the sending of the query information to the target user terminal according to the first revocable certificate and/or the second revocable certificate specifically includes:

and sending inquiry information to the target user terminal according to the verified first negotiable certificate and/or the verified second negotiable certificate.

Optionally, before receiving the order receipt information, the method further includes:

and establishing communication connection between a payment mechanism terminal and an acceptance mechanism terminal according to the order receipt protocol between the payment mechanism and the acceptance mechanism, wherein the acceptance mechanism terminal is used for supplementing pre-order receipt information according to the store field to obtain the order receipt information and sending the order receipt information.

According to another aspect of the present application, there is provided a certificate verification apparatus, comprising:

the information output module is used for outputting the prepayment information carrying the target user information so that the store management equipment of the order receiving store can send the corresponding prepayment information to the acceptance mechanism terminal after identifying the prepayment information;

and the order receiving feedback receiving module is used for receiving order receiving feedback information corresponding to the prepayment information, wherein the order receiving feedback information comprises approval information of an approval certificate under a target user account determined by a payment mechanism terminal according to the order receiving information from the acceptance mechanism terminal, the order receiving information is determined by the acceptance mechanism terminal, and the order receiving information comprises order receiving portal store information and target user information.

Optionally, the negotiable credentials comprise a first negotiable credential and/or a second negotiable credential; the device further comprises:

an inquiry module, configured to receive inquiry information before receiving an invoice feedback message corresponding to the prepaid information, where the inquiry information is used to inquire whether to approve a first revocable certificate and/or to accept and approve a second revocable certificate, the first revocable certificate includes a valid revocation certificate matching with the acquiring portal store under the target user account, and the second revocable certificate includes a revocation certificate matching with the acquiring portal store and retrievable by the target user account;

and the inquiry feedback sending module is used for sending feedback information corresponding to the inquiry information according to the confirmation operation on the first negotiable certificate and/or the second negotiable certificate.

According to another aspect of the present application, there is provided a credential revocation apparatus comprising:

Optionally, the negotiable instrument comprises the first negotiable instrument and/or the second negotiable instrument; the device further comprises:

the identification module is used for identifying the prepayment information carrying the target user information;

the order receiving information receiving module is used for receiving order receiving information, wherein the order receiving information comprises order receiving store information and target user information, and the order receiving store information is confirmed according to an order receiving protocol between a payment mechanism and an acceptance mechanism;

the contract signing store acquisition module is used for acquiring contract signing store information between the payment mechanism and the certificate issuing mechanism;

and the order receiving module is used for acquiring a negotiable certificate matched with the order receiving store under the account of the target user if the order receiving store belongs to the contract signing store, and processing the order receiving information according to the negotiable certificate.

Optionally, the apparatus further comprises:

a contract store query module for:

Optionally, the acquiring module is specifically configured to:

acquiring the target user account according to the target user information;

Optionally, the apparatus further comprises:

a verification module, configured to send query information to a target user terminal according to the first verifiable and revocable credential and/or the second verifiable and revocable credential before processing the order receipt information according to the verifiable and revocable credential, where the query information is used to query the target user terminal whether to verify and revoke the first verifiable and revocable credential and/or whether to receive and revoke the second verifiable and revocable credential; and the number of the first and second groups,

receiving feedback information corresponding to the inquiry information;

correspondingly, the acquiring module is specifically configured to:

Optionally, the apparatus further comprises:

the verification module is used for verifying whether the order receiving information meets a first verification and cancellation condition corresponding to a first verifiable and cancellation certificate after the first verifiable and cancellation certificate matched with the order receiving store is screened from the valid verification and cancellation certificates; and/or after determining a second negotiable certificate matched with the order-taking store and receivable by the target user account, verifying whether the order-taking information meets a second negotiable condition corresponding to the second negotiable certificate;

correspondingly, the verification module is specifically configured to:

Optionally, the apparatus further comprises:

and the communication module is used for establishing communication connection between a payment mechanism terminal and an acceptance mechanism terminal according to the order receiving protocol between the payment mechanism and the acceptance mechanism before receiving the order receiving information, wherein the acceptance mechanism terminal is used for supplementing pre-order receiving information according to the store field to obtain the order receiving information and sending the order receiving information.

According to yet another aspect of the application, a storage medium is provided, on which a computer program is stored, which program, when being executed by a processor, is adapted to carry out the above-mentioned credential revocation method.

According to yet another aspect of the present application, there is provided a computer device comprising a storage medium, a processor, and a computer program stored on the storage medium and executable on the processor, the processor implementing the above-mentioned credential revocation method when executing the program.

By means of the technical scheme, the certificate verification method and device, the storage medium and the computer equipment solve the problem that the verification certificate cannot be used when a user pays at an inter-store and a direct-connected store where a communication channel is used for receiving orders, and are beneficial to ensuring that the verification certificate of a target user can be accurately verified when a payment mechanism receives orders, payment accuracy is improved, and user experience is improved.

The foregoing description is only an overview of the technical solutions of the present application, and the present application can be implemented according to the content of the description in order to make the technical means of the present application more clearly understood, and the following detailed description of the present application is given in order to make the above and other objects, features, and advantages of the present application more clearly understandable.

Drawings

The accompanying drawings, which are included to provide a further understanding of the application and are incorporated in and constitute a part of this application, illustrate embodiment(s) of the application and together with the description serve to explain the application and not to limit the application. In the drawings:

fig. 1 is a schematic flowchart illustrating a credential revocation method according to an embodiment of the present application;

fig. 2 is a schematic flowchart illustrating another credential canceling method provided in an embodiment of the present application;

fig. 3 is a flowchart illustrating a further credential revocation method according to an embodiment of the present application;

fig. 4 is a flowchart illustrating a further credential revocation method according to an embodiment of the present application;

fig. 5 is a schematic structural diagram illustrating a credential verification apparatus according to an embodiment of the present application;

fig. 6 is a schematic structural diagram of another credential canceling device provided in the embodiment of the present application;

fig. 7 is a schematic structural diagram of another credential canceling device provided in an embodiment of the present application; .

Detailed Description

The present application will be described in detail below with reference to the accompanying drawings in conjunction with embodiments. It should be noted that the embodiments and features of the embodiments in the present application may be combined with each other without conflict.

In this embodiment, a credential revocation method is provided, as shown in fig. 1, the method including:

step 101, receiving order receiving information, wherein the order receiving information comprises order receiving store information and target user information, and the order receiving store information is determined according to an order receiving protocol between a payment mechanism and an acceptance mechanism;

102, acquiring information of a contract signing store between the payment mechanism and the certificate issuing mechanism;

step 103, if the order receiving store belongs to the contract signing store, acquiring a negotiable certificate matched with the order receiving store under the target user account, and processing the order receiving information according to the negotiable certificate.

The above embodiment of the present application can be applied to a payment mechanism terminal, and is used for ensuring that the payment mechanism realizes the verification of the verifiable certificate when receiving and approving calculation, and ensuring the payment correctness. The payment mechanism specifically comprises a mechanism capable of providing an offline payment function, for example, a payment treasure providing payment functions such as bar codes and sound waves, and the acceptance mechanism specifically comprises a mechanism signing with a store and a payment mechanism respectively, so that the store can indirectly realize a bill collection and settlement mechanism through the acceptance mechanism and the payment mechanism, for example, a UnionPay. In addition, the store may be an off-line physical store, a supermarket, a gate, or a physical business such as a vending machine which can provide off-line service to consumers.

In the above embodiment, when the user places the store online to pay for the order, the store generates the pre-order information from the consumption order and the payment information (for example, the payment barcode) of the user, and transmits the pre-order information to the terminal of the receiving institution. And after receiving the pre-receipt information, the acceptance mechanism terminal compiles the pre-receipt information according to a receipt protocol between the acceptance mechanism terminal and the payment mechanism in advance to obtain the receipt information, so that the receipt information comprises a store field and a user field specified in the receipt protocol, wherein if the store information is carried in the pre-receipt information, the store information is compiled into an interface in the store field in a format specified by a direct protocol, and if the pre-receipt information does not comprise the store information, the store information recorded when the acceptance mechanism signs a contract with the store can be called to compile the store field.

Further, after receiving the receipt information, obtaining contract signing store information agreed by a payment mechanism and a certificate issuing mechanism in advance, wherein the certificate issuing mechanism can issue coupons, vouchers and the like which can be used when the user consumes the contract signing store and pays through the payment mechanism to the user, and in the embodiment of the application, the payment mechanism can be in butt joint with one or more certificate issuing mechanisms so as to verify and sell the coupons, vouchers and the like which are picked up by the user from one or more platforms. And reading the order-receiving store information from the store field of the order-receiving information to determine the identity of the order-receiving store and judge whether the order-receiving store belongs to the signed store. In a specific application scenario, if the order receiving store does not belong to the contract signing store, it is only required to directly perform accounting on the order receiving information if the certificate issuing mechanism interfacing with the payment mechanism does not provide a verification and cancellation certificate which can be used when the order receiving store consumes. If the order receiving store belongs to the contract-signing store, the certificate issuing mechanism connected with the payment mechanism is explained to possibly provide the verification and cancellation certificate which can be used when the order receiving store consumes, the target user information is read from the user field of the order receiving information, whether the account of the target user holds the verifiable and cancellation certificate matched with the order receiving store is inquired, if yes, verification and cancellation can be carried out when the order receiving and cancellation are carried out, so that part of payment funds can be deducted by using the coupon and the voucher, the verifiable and cancellation certificates such as the coupon and the voucher which can be correctly verified and cancelled by the user can be ensured, the problem that verification and cancellation cannot be carried out after the order receiving store is solved, and the payment correctness is ensured. Further, if there is no usable negotiable certificate, the calculation may be performed directly.

By applying the technical scheme of the embodiment, after receipt information meeting the receipt protocol requirement is received, receipt store information corresponding to the store field is read, and whether the receipt store belongs to the signed store is judged according to the signed store information, so that a negotiable certificate which can be used by the receipt store under a target user account number is inquired under the condition that the receipt store belongs to the signed store, and the certificate is verified and sold while receipt is carried out. The embodiment of the application solves the problem that the user cannot use the creditable certificate when paying at the department of the direct-connected store which connects the store and receives the order through the communication channel between the use, and helps to ensure that the creditable certificate of the target user can be accurately creditable when the payment mechanism receives the order, so that the payment accuracy is improved, and the user experience is improved.

Further, as a refinement and an extension of the specific implementation of the above embodiment, in order to fully illustrate the specific implementation process of the present embodiment, another credential canceling method is provided, as shown in fig. 2, where the method includes:

step 201, establishing a communication connection between a payment mechanism terminal and an acceptance mechanism terminal according to the order receipt protocol between the payment mechanism and the acceptance mechanism, wherein the acceptance mechanism terminal is used for supplementing pre-order receipt information according to the store field to obtain the order receipt information and sending the order receipt information;

in the above embodiment, the order receipt protocol between the payment mechanism and the acceptance mechanism is agreed in advance, and the communication connection between the terminal of the payment mechanism and the terminal of the acceptance mechanism is established to ensure that the order receipt information forwarded by the acceptance mechanism to the payment mechanism meets the requirement of the order receipt protocol, wherein after the acceptance mechanism receives the order receipt information sent by the store, the order receipt information can be compiled into the order receipt information including the store field and the user field specified by the protocol, and the order receipt information can be forwarded to the payment mechanism.

The shop management equipment can specifically comprise code scanning equipment for scanning payment bar codes, radio equipment for recognizing payment sound waves and the like, the acceptance mechanism identification can be used for representing the sources of the acceptance mechanism, the payment mechanism can be in butt joint with a plurality of acceptance mechanisms, the sources of the acceptance mechanisms can be distinguished through the acceptance mechanism identification, the first shop identification is specifically an identification used when the shop signs with the acceptance mechanism, specifically can be an external shop number of the shop, the unique shop can be determined through the acceptance mechanism identification and the first shop identification, the second shop identification is specifically an identification distributed for the shop when the shop and the entrance payment mechanism are in residence, and the unique shop can be determined in all entrance shops of the payment mechanism through the second shop identification. Before the payment institution and the acceptance institution sign an order-receiving agreement, the recorded store information can be integrated, mapping relations among the store and store management equipment identifiers, the store and acceptance institution identifiers, the first store identifier and the second store identifier are established, and records (except for the agreement of a secret agreement) are stored in the payment institution and the acceptance institution.

Step 202, receiving order receiving information, wherein the order receiving information comprises order receiving store information and target user information, and the order receiving store information is determined according to an order receiving protocol between a payment mechanism and an acceptance mechanism;

step 203, acquiring information of a contract signing store between the payment mechanism and the certificate issuing mechanism;

step 204, inquiring whether the order-receiving store belongs to the sign-up store or not according to the order-receiving store information and the sign-up store information;

in the above embodiment, the payment institution and the certificate issuing institution may integrate information of the contracted store in advance, and record the store management apparatus identifier, the receiving institution identifier, the first store identifier, and the second store identifier of the contracted store. After the order receiving store information is read from the store field of the received order receiving information, whether the order receiving store belongs to the contract store can be determined according to the contract store information. In a specific application scenario, the store management device identification field, the acceptance mechanism identification field, the first store identification field and the second store identification field in the order receiving information can be read respectively, and whether the order receiving store belongs to the signed store or not can be identified through any field, wherein the order receiving store can be determined to belong to the signed store when any one of the following conditions is met: the store management equipment identification corresponding to the order receiving store is matched with the signed store information, the acceptance mechanism identification corresponding to the order receiving store and the first store identification are matched with the signed store information, and the second store identification corresponding to the order receiving store is matched with the signed store information.

Optionally, step 204 may specifically include:

step 204-1, inquiring whether the signed store information contains a signed store matched with the store management equipment identifier;

step 204-2, if not, inquiring whether the signed store information contains a signed store matched with the acceptance mechanism identifier and the first store identifier, otherwise, determining that the order receiving store belongs to the signed store;

step 204-3, if not, inquiring whether the signed store information contains a signed store matched with the second store identifier, otherwise, determining that the order receiving store belongs to the signed store;

and 204-4, if not, determining that the order receiving store does not belong to the signed store, otherwise, determining that the order receiving store belongs to the signed store.

In the above embodiment, the corresponding contracted store is preferentially searched by the store management device identifier, such as the payment terminal number (terminal id), because the payment terminal number is almost a mandatory field for the acceptance organization, if the corresponding contracted store can be found, it is indicated that the acquiring store belongs to the contracted store; in some application scenarios, the payment terminal can be shared by a plurality of stores, if the contracted store cannot be determined according to the payment terminal number, the contracted store is matched through the acceptance mechanism identifier and the first store identifier, for example, most of the store-to-store stores are in butt joint with the unionpay currently, the contracted store matching can be performed according to the unionpay PID and the store-to-store external store number, and the external store number is external store information registered by the store-to-store in the acceptance mechanism system; and if the 'acceptance agency identifier + first store identifier' is not matched, determining whether the order-receiving store is a signed store or not according to the second store identifier, such as payment treasury number SMID (Small ID). If the matching is still not achieved, the voucher issuing platform is not consulted, and the order is directly collected.

Step 205, if the order receiving store belongs to the contract signing store, acquiring the target user account according to the target user information;

step 206, obtaining valid verification and cancellation certificates under the target user account, and screening first verification and cancellation certificates matched with the order-taking store from the valid verification and cancellation certificates, wherein the verification and cancellation certificates comprise the first verification and cancellation certificates; and/or determining a second negotiable certificate matched with the order-taking store, wherein the second negotiable certificate can be picked by the target user account, and the second negotiable certificate comprises the second negotiable certificate;

in the above embodiment, in a case that it is determined that the order receiving store belongs to the contract-signing store, the valid verification and revocation certificates owned by the target user account may be further queried to screen out the first verification and revocation certificate that can be used at the order receiving store, and in addition, a query interface to the certificate issuing authority may be invoked to query whether the certificate issuing authority further provides the second verification and revocation certificate that can be received by the target user and can be used at the order receiving store. Therefore, the user can use the existing first verifiable voucher to carry out payment deduction, and can timely pick up the second verifiable voucher to carry out payment deduction, thereby ensuring correct payment and effectively utilizing payment discount.

Step 207, sending inquiry information to a target user terminal according to the first revocable certificate and/or the second revocable certificate, wherein the inquiry information is used for inquiring whether the target user terminal revokes the first revocable certificate and/or accepts and revokes the second revocable certificate;

in the above embodiment, in the case that it is determined that the target user has the first revocable certificate and/or can receive the second revocable certificate, query information may be further sent to the target user terminal to query the user whether the payment is to use the first revocable certificate, and whether the payment is to receive and use the second revocable certificate, so as to ensure that the user can selectively use the certificate.

Optionally, in step 206, after the screening, in the valid verification credentials, the first verifiable credentials matching the order-taking store, the method further includes: verifying whether the order receiving information meets a first verification and cancellation condition corresponding to the first verification and cancellation certificate; and/or after determining a second negotiable instrument matched with the order-taking store and retrievable by the target user account, the method further comprises: verifying whether the order receiving information meets a second cancel verification condition corresponding to the second cancel verification certificate;

correspondingly, step 207 may specifically include: and sending inquiry information to the target user terminal according to the verified first negotiable certificate and/or the verified second negotiable certificate.

In the above embodiment, to ensure the correct use of the revocable certificate, the method may further include verifying the revocable certificate to ensure that the first revocable certificate and the second revocable certificate satisfy respective revoking conditions, and additionally, verifying a combined revocable condition of the first revocable certificate and the second revocable certificate that can be used in combination. Thereby, the inquiry information is sent under the condition that the first negotiable certificate meets the corresponding first negotiable condition and/or the second negotiable certificate meets the corresponding second negotiable condition or meets the corresponding combined negotiable condition.

Step 208, receiving feedback information corresponding to the inquiry information;

step 209, if the feedback information indicates that the first revocable certificate is confirmed to be revoked, processing the order receiving information according to the first revocable certificate; and/or if the feedback information indicates that the second negotiable certificate is confirmed to be received and verified, receiving the second negotiable certificate, and processing the order receiving information according to the second negotiable certificate.

In the above embodiment, the system receives feedback of the query information returned by the target user terminal, and determines whether to use the corresponding revocable certificate according to the instruction of the user, in a specific application scenario, if the user selects to use the first revocable certificate, the first revocable certificate is revoked at the time of receipt and payment, for example, a part of payment funds are withheld by the first coupon, if the user selects to earn and use the second revocable certificate, the second revocable certificate is firstly eared from the certificate issuing authority, and then the second revocable certificate is revoked at the time of receipt and payment. Therefore, correct and effective use of the received voucher is ensured, timely receiving and correct and effective use of the receivable voucher are ensured, and payment correctness and user satisfaction are improved.

On the other hand, the embodiment of the present application also employs a credential revocation method, as shown in fig. 3, including:

step 301, outputting prepayment information carrying target user information, so that after the prepayment information is identified by store management equipment of an order receiving store, corresponding prepayment information is sent to an acceptance mechanism terminal;

step 302, receiving inquiry information, wherein the inquiry information is used for inquiring whether to approve a first revocable certificate and/or accept and approve a second revocable certificate, the first revocable certificate comprises a valid revocable certificate matched with the order-taking store under the target user account, and the second revocable certificate comprises a revocable certificate matched with the order-taking store and acquirable by the target user account;

step 303, sending feedback information corresponding to the inquiry information according to the confirmation operation on the first revocable certificate and/or the second revocable certificate;

step 304, receiving order receipt feedback information corresponding to the prepaid information, wherein the order receipt feedback information includes verification and cancellation information of a verifiable verification and cancellation certificate under a target user account determined by a payment mechanism terminal according to order receipt information from an acceptance mechanism terminal, the order receipt information is determined by the acceptance mechanism terminal, and the order receipt information includes order receipt portal information and target user information.

The embodiment is applied to the client, when the target user makes an online store to pay the order on the current surface, the client outputs the pre-payment information carrying the information of the target user, for example, a payment code is shown, the store management device of the order receiving store can identify the pre-payment information, generate the pre-receipt information, and send the pre-receipt information to the terminal of the acceptance institution, and the pre-receipt information specifically includes the information of the target user and the information of the order receiving store. And after receiving the pre-order receipt information, the acceptance mechanism terminal generates order receipt information and sends the order receipt information to the payment mechanism for order receipt settlement, and the order receipt method of the payment mechanism is as described above and is not described herein again.

On the other hand, the embodiment of the present application also employs a credential revocation method, as shown in fig. 4, including:

step 401, identifying prepayment information carrying target user information;

step 402, sending corresponding pre-order receipt information to an acceptance mechanism terminal according to the pre-payment information, so that the acceptance mechanism terminal sends order receipt information to a payment mechanism terminal according to the pre-order receipt information, and determining the verification and sale information of a verification and sale certificate under a target user account through the payment mechanism terminal, wherein the order receipt information comprises order receipt store information and target user information.

The above embodiment is applied to the store management terminal of the order receiving store, and after the terminal identifies the pre-payment information presented by the user, the terminal generates the pre-payment information and sends the pre-payment information to the terminal of the acceptance mechanism, so that the terminal of the acceptance mechanism generates the order receiving information according to the pre-payment information and sends the order receiving information to the terminal of the payment mechanism for receiving and calculating, and the order receiving method of the payment mechanism is as described above and is not described herein again.

Further, as a specific implementation of the method in fig. 1, an embodiment of the present application provides a credential verifying and canceling device, as shown in fig. 5, the device includes:

According to another aspect of the present application, there is provided a certificate verification apparatus, as shown in fig. 6, including:

and the pre-order-receiving information sending module is used for sending corresponding pre-order-receiving information to an acceptance mechanism terminal according to the pre-payment information so that the acceptance mechanism terminal sends order-receiving information to a payment mechanism terminal according to the pre-order-receiving information, and the payment mechanism terminal determines the verification and sale information of the verification and sale certificate under the account number of the target user, wherein the order-receiving information comprises order-receiving store information and target user information.

According to another aspect of the present application, there is provided a certificate verification apparatus, as shown in fig. 7, including:

Optionally, the apparatus further comprises: a contract store query module for: inquiring whether the information of the signed store contains a signed store matched with the store management equipment identifier; if not, inquiring whether the signed store information contains a signed store matched with the acceptance mechanism identifier and the first store identifier, otherwise, determining that the order receiving store belongs to the signed store; if not, inquiring whether the signed store information contains a signed store matched with the second store identifier or not, and otherwise, determining that the order receiving store belongs to the signed store; if not, determining that the order receiving store does not belong to the signed store, otherwise, determining that the order receiving store belongs to the signed store.

Optionally, the acquiring module is specifically configured to: acquiring the target user account according to the target user information; obtaining valid verification and cancellation certificates under the target user account, and screening first verification and cancellation certificates matched with the order-taking store from the valid verification and cancellation certificates, wherein the verification and cancellation certificates comprise the first verification and cancellation certificates; and/or determining a second negotiable certificate matched with the order-taking store, wherein the second negotiable certificate can be picked by the target user account, and the second negotiable certificate comprises the second negotiable certificate.

Optionally, the apparatus further comprises:

a verification module, configured to send query information to a target user terminal according to the first verifiable and revocable credential and/or the second verifiable and revocable credential before processing the order receipt information according to the verifiable and revocable credential, where the query information is used to query the target user terminal whether to verify and revoke the first verifiable and revocable credential and/or whether to receive and revoke the second verifiable and revocable credential; receiving feedback information corresponding to the inquiry information;

correspondingly, the acquiring module is specifically configured to: if the feedback information indicates that the first revocable certificate is confirmed to be revoked, processing the order receiving information according to the first revocable certificate; and/or if the feedback information indicates that the second negotiable certificate is confirmed to be received and verified, receiving the second negotiable certificate, and processing the order receiving information according to the second negotiable certificate.

Optionally, the apparatus further comprises:

correspondingly, the verification module is specifically configured to: and sending inquiry information to the target user terminal according to the verified first negotiable certificate and/or the verified second negotiable certificate.

Optionally, the apparatus further comprises:

It should be noted that other corresponding descriptions of the functional units related to the credential revocation device provided in the embodiment of the present application may refer to corresponding descriptions in the methods in fig. 1 to fig. 4, and are not described again here.

Based on the above-mentioned methods shown in fig. 1 to 4, correspondingly, the present application further provides a storage medium, on which a computer program is stored, and the computer program, when executed by a processor, implements the above-mentioned credential revocation method shown in fig. 1 to 4.

Based on such understanding, the technical solution of the present application may be embodied in the form of a software product, which may be stored in a non-volatile storage medium (which may be a CD-ROM, a usb disk, a removable hard disk, etc.), and includes several instructions for enabling a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the method according to the implementation scenarios of the present application.

Based on the above methods shown in fig. 1 to fig. 4 and the virtual device embodiment shown in fig. 5, in order to achieve the above object, an embodiment of the present application further provides a computer device, which may specifically be a personal computer, a server, a network device, and the like, where the computer device includes a storage medium and a processor; a storage medium for storing a computer program; a processor for executing a computer program to implement the credential revocation method described above and illustrated in fig. 1-4.

Optionally, the computer device may also include a user interface, a network interface, a camera, Radio Frequency (RF) circuitry, sensors, audio circuitry, a WI-FI module, and so forth. The user interface may include a Display screen (Display), an input unit such as a keypad (Keyboard), etc., and the optional user interface may also include a USB interface, a card reader interface, etc. The network interface may optionally include a standard wired interface, a wireless interface (e.g., a bluetooth interface, WI-FI interface), etc.

It will be appreciated by those skilled in the art that the present embodiment provides a computer device architecture that is not limiting of the computer device, and that may include more or fewer components, or some components in combination, or a different arrangement of components.

The storage medium may further include an operating system and a network communication module. An operating system is a program that manages and maintains the hardware and software resources of a computer device, supporting the operation of information handling programs, as well as other software and/or programs. The network communication module is used for realizing communication among components in the storage medium and other hardware and software in the entity device.

Through the description of the above embodiment, those skilled in the art can clearly understand that the present application can be implemented by software plus a necessary general hardware platform, and also can receive order receipt information meeting the requirement of an order receipt protocol through hardware implementation, read the information of an order receipt store corresponding to a store field therein, and determine whether the order receipt store belongs to a signed store according to the information of the signed store, so that under the condition that the order receipt store belongs to the signed store, a revocable certificate that can be used by the order receipt store under a target user account is queried, and then the certificate is revoked while receiving an order. The embodiment of the application solves the problem that the user cannot use the creditable certificate when paying at the department of the direct-connected store which connects the store and receives the order through the communication channel between the use, and helps to ensure that the creditable certificate of the target user can be accurately creditable when the payment mechanism receives the order, so that the payment accuracy is improved, and the user experience is improved.

Those skilled in the art will appreciate that the figures are merely schematic representations of one preferred implementation scenario and that the blocks or flow diagrams in the figures are not necessarily required to practice the present application. Those skilled in the art will appreciate that the modules in the devices in the implementation scenario may be distributed in the devices in the implementation scenario according to the description of the implementation scenario, or may be located in one or more devices different from the present implementation scenario with corresponding changes. The modules of the implementation scenario may be combined into one module, or may be further split into a plurality of sub-modules.

The above application serial numbers are for description purposes only and do not represent the superiority or inferiority of the implementation scenarios. The above disclosure is only a few specific implementation scenarios of the present application, but the present application is not limited thereto, and any variations that can be made by those skilled in the art are intended to fall within the scope of the present application.

Claims

1. A credential revocation method, comprising:

outputting prepayment information carrying target user information, so that after the prepayment information is identified by store management equipment of an order receiving store, corresponding prepayment information is sent to a terminal of a receiving mechanism, the receiving mechanism signs a contract with the store and a payment mechanism respectively, the store realizes order receiving settlement through the receiving mechanism and the payment mechanism, and the payment mechanism is used for providing an offline payment function;

receiving receipt feedback information corresponding to the pre-payment information, wherein the receipt feedback information comprises verification and cancellation information of a verification and cancellation certificate under a target user account determined by a payment mechanism terminal according to receipt information from an acceptance mechanism terminal, the receipt information is determined by the acceptance mechanism terminal, and the receipt information comprises receipt store information and target user information determined according to a receipt protocol between the payment mechanism and the acceptance mechanism.

2. The method of claim 1, wherein the negotiable credentials comprise a first negotiable credential and/or a second negotiable credential; before the receiving the receipt feedback message corresponding to the prepaid information, the method further includes:

3. The method according to claim 1, wherein the order taking store information comprises at least one of a store management equipment identifier, an acceptance agency identifier, a first store identifier and a second store identifier corresponding to the order taking store, wherein the first store identifier comprises a mark identifier of the acceptance agency to the order taking store, and the second store identifier comprises a mark identifier of the payment agency to the order taking store.

4. A credential revocation method, comprising:

identifying prepayment information carrying target user information;

and sending corresponding pre-order receipt information to an acceptance mechanism terminal according to the pre-payment information so that the acceptance mechanism terminal sends order receipt information to a payment mechanism terminal according to the pre-order receipt information, and determining the verification and sale information of a verification and sale certificate under a target user account through the payment mechanism terminal, wherein the acceptance mechanism signs a contract with a store and a payment mechanism respectively, the store realizes order receipt settlement through the acceptance mechanism and the payment mechanism, the payment mechanism is used for providing an offline payment function, and the order receipt information comprises order receipt store information and target user information determined according to an order receipt protocol between the payment mechanism and the acceptance mechanism.

5. The method according to claim 4, wherein the order taking store information comprises at least one of a store management equipment identifier, an acceptance agency identifier, a first store identifier and a second store identifier corresponding to the order taking store, wherein the first store identifier comprises a mark identifier of the acceptance agency to the order taking store, and the second store identifier comprises a mark identifier of the payment agency to the order taking store.

6. A credential revocation method, comprising:

receiving order receiving information, wherein the order receiving information comprises order receiving store information and target user information, the order receiving store information is determined according to an order receiving protocol between a payment mechanism and an acceptance mechanism, the stores and the payment mechanism are signed separately, the stores realize order receiving settlement through the acceptance mechanism and the payment mechanism, and the payment mechanism is used for providing an offline payment function;

7. The method according to claim 6, wherein the order taking store information comprises at least one of a store management equipment identifier, an acceptance agency identifier, a first store identifier and a second store identifier corresponding to the order taking store, wherein the first store identifier comprises a mark identifier of the acceptance agency to the order taking store, and the second store identifier comprises a mark identifier of the payment agency to the order taking store.

8. The method of claim 7, wherein before obtaining the verifiable verification certificate matching the order-taking store under the target user account if the order-taking store belongs to the contract-signing store, the method further comprises:

if yes, determining that the order receiving store belongs to the signed store, and if not, inquiring whether the signed store information contains a signed store matched with the acceptance mechanism identifier and the first store identifier;

if yes, determining that the order receiving store belongs to the signed store, and if not, inquiring whether the signed store information contains a signed store matched with the second store identifier;

and if the order is not contained, determining that the order-receiving store does not belong to the signed store.

9. The method according to claim 6, wherein the obtaining of the negotiable instrument matched with the order-receiving store under the target user account specifically includes:

acquiring the target user account according to the target user information;

10. The method of claim 9, wherein prior to processing the billing information in accordance with the revocable credential, the method further comprises:

receiving feedback information corresponding to the inquiry information;

11. The method of claim 10,

after the screening of the valid verification credentials for the first verifiable verification credentials matching the order taking store, the method further comprises: verifying whether the order receiving information meets a first verification and cancellation condition corresponding to the first verification and cancellation certificate; and/or the presence of a gas in the gas,

after determining that the target user account can receive a second revocable credential matching the acquiring store, the method further comprises: verifying whether the order receiving information meets a second cancel verification condition corresponding to the second cancel verification certificate;

12. The method according to any one of claims 6 to 11, wherein before receiving order receipt information, the method further comprises:

13. A credential revocation apparatus, comprising:

the information output module is used for outputting prepayment information carrying target user information so that after the prepayment information is identified by store management equipment of an order receiving store, corresponding prepayment information is sent to a terminal of a receiving mechanism, the receiving mechanism signs a contract with the store and a payment mechanism respectively, the store realizes receipt settlement through the receiving mechanism and the payment mechanism, and the payment mechanism is used for providing an offline payment function;

and the order receipt feedback receiving module is used for receiving order receipt feedback information corresponding to the prepayment information, wherein the order receipt feedback information comprises approval information of an approval certificate under a target user account determined by a payment mechanism terminal according to the order receipt information from the acceptance mechanism terminal, the order receipt information is determined by the acceptance mechanism terminal, and the order receipt information comprises order receipt store information and the target user information determined according to an order receipt protocol between the payment mechanism and the acceptance mechanism.

14. A credential revocation apparatus, comprising:

15. A credential revocation apparatus, comprising:

the order receiving information receiving module is used for receiving order receiving information, wherein the order receiving information comprises order receiving store information and target user information, the order receiving store information is determined according to an order receiving protocol between a payment mechanism and an acceptance mechanism, the stores and the payment mechanism are signed up respectively, the stores realize order receiving settlement through the acceptance mechanism and the payment mechanism, and the payment mechanism is used for providing an offline payment function;