CN114004482A - Audit result adjusting method and device, electronic equipment and storage medium - Google Patents
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Abstract
The application discloses a method and a device for adjusting an audit result, electronic equipment and a storage medium, and relates to the technical field of automatic program design, wherein the method comprises the following steps: receiving an adjustment task, wherein the adjustment task comprises target customer information and adjustment indication information; determining the adjustment type of the adjustment task according to the adjustment indication information; determining the processing flow sequence of the adjusting task according to the adjusting type; obtaining an auditing result corresponding to the target customer information, wherein the auditing result comprises risk level information corresponding to the target customer information; and adjusting the risk level information according to the processing circulation sequence. By the online adjustment method, the problems of high communication cost, low efficiency, incapability of guaranteeing data safety and the like existing in offline adjustment can be solved, and the adjustment of risk classification and stage division after audit is rapidly and safely carried out and completed.
Description
Technical Field
The present application relates to the field of automatic programming technologies, and in particular, to a method and an apparatus for adjusting an audit result, an electronic device, and a storage medium.
Background
According to the existing management specification and external audit requirements, adjustment suggestions need to be provided for the value-reduction loss estimation results of individual evaluation modes according to the audit results and the audit or review results of an external audit organization, wherein the adjustment of risk classification and stage division is involved, the adjustment of stage/classification (hereinafter referred to as stage) audit migration proposed by the external audit is required, and the adjustment of stage audit migration is allowed to be initiated by branches. The adjusting processes comprise a communication confirmation process of auditing and moving down at the stage initiated by an external auditor and a communication confirmation process of auditing and moving up at the stage initiated by a branch; these communication confirmation and adjustment processes are all performed offline, and have the problems of high communication cost, low efficiency, incapability of ensuring security and the like. In addition, if the adjustment result is not timely, the existing data cannot be fully utilized as the reference material and the reliable basis for adjustment, thereby causing data waste.
Disclosure of Invention
The application provides an audit result adjusting method, an audit result adjusting device, electronic equipment and a storage medium, and aims to solve the problems that in the prior art, communication cost is high, efficiency is low, safety and confidentiality cannot be guaranteed when stage audit is carried out on an upper layer or a lower layer through a line.
In a first aspect, an embodiment of the present application provides a method for adjusting an audit result, where the method is applied to an audit management system, and the method includes:
receiving an adjustment task, wherein the adjustment task comprises target customer information and adjustment indication information;
determining the adjustment type of the adjustment task according to the adjustment indication information;
determining the processing flow sequence of the adjusting task according to the adjusting type;
obtaining an auditing result corresponding to the target customer information, wherein the auditing result comprises risk level information corresponding to the target customer information;
and adjusting the risk level information according to the processing circulation sequence.
In a second aspect, an embodiment of the present application further provides an apparatus for adjusting an audit result, where the apparatus is applied in an audit management system, and the apparatus includes:
the task receiving module is used for receiving an adjusting task, and the adjusting task comprises target customer information and adjusting indication information;
the adjustment type determining module is used for determining the adjustment type of the adjustment task according to the adjustment indication information;
a processing flow sequence determining module, configured to determine a processing flow sequence of the adjustment task according to the adjustment type;
an audit result acquisition module, configured to acquire an audit result corresponding to the target client information, where the audit result includes risk level information corresponding to the target client information;
and the adjusting module is used for adjusting the risk level information according to the processing and circulation sequence.
In a third aspect, an embodiment of the present application further provides an electronic device, where the electronic device includes:
one or more processors;
a storage device for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement the method of the first aspect described above.
In a fourth aspect, the present application further provides a computer-readable storage medium, on which a computer program is stored, where the computer program is executed by a processor to implement the method of the first aspect.
The technical scheme that this application provided has following beneficial effect:
in this embodiment, after receiving the adjustment task, the adjustment type of the adjustment task may be determined according to the adjustment indication information in the adjustment task, and the processing flow sequence of the adjustment task may be determined according to the adjustment type. Meanwhile, a corresponding audit result is obtained according to target customer information in the adjustment task, risk level information in the audit result is adjusted according to a processing and circulation sequence, and the problems of high communication cost, low efficiency, incapability of guaranteeing data safety and the like in offline adjustment can be solved through an online adjustment method, so that the adjustment of risk classification and stage division after audit is rapidly and safely carried out and completed.
Drawings
FIG. 1 is a flowchart of an embodiment of a method for adjusting an audit result according to an embodiment of the present application;
FIG. 2 is a schematic structural diagram of an audit management system according to an embodiment of the present application;
fig. 3 is a schematic view of a processing flow sequence corresponding to a risk migration type according to an embodiment of the present application;
fig. 4 is a schematic view of a processing flow sequence corresponding to a risk migration type according to an embodiment of the present application;
FIG. 5 is a flowchart of an embodiment of a method for adjusting an audit result according to a second embodiment of the present application;
fig. 6 is a block diagram of an embodiment of an apparatus for adjusting an audit result according to a third embodiment of the present application;
fig. 7 is a schematic structural diagram of an electronic device according to a fourth embodiment of the present application.
Detailed Description
The present application will be described in further detail with reference to the following drawings and examples. It is to be understood that the specific embodiments described herein are merely illustrative of the application and are not limiting of the application. It should be further noted that, for the convenience of description, only some of the structures related to the present application are shown in the drawings, not all of the structures.
Example one
Fig. 1 is a flowchart of an embodiment of a method for adjusting an audit result according to an embodiment of the present application, where the embodiment relates to a value reduction, calculation, and improvement management of a current financial asset quality management system, and to on-line review of risk classification and staging after audit, and is applied to a scenario in which an domestic financial institution communicates with an external auditor to confirm the risk classification and staging after audit, to complete on-line audit and audit opinion recording of audit differences, and to implement information interfacing with other business systems and asset preservation platforms, so as to conveniently obtain data of other existing systems as supplementary materials for adjustment.
The present embodiment may be applied to an audit administration system, which may include a server 10, as shown in fig. 2. Besides, the audit management system can also comprise various clients. In practice, the links determined by the domestic financial institution and the external auditor may include an integrated link, a subsidiary link, and an audit link, and if the domestic financial institution is a bank, the clients may include a subsidiary integrated link client 20, a subsidiary management link client 30, a subsidiary audit link client 40, a head office integrated link client 50, a head office management link client 60, and a head office audit link client 70. Wherein the branch may be a first-level branch.
This embodiment may be executed by a server, as shown in fig. 1, and may include the following steps:
Wherein the adjustment task is sent to the server by the client initiating the adjustment task. The client initiating the adjustment task is different according to the adjustment type of the adjustment task, but generally speaking, the adjustment task is initiated by a client of the integrated link, such as a head office integrated link client or a branch integrated link client.
The target client information refers to information of a target client needing risk level adjustment, such as a target client identifier, and the target client information can be client information selected by a user of the integrated link job.
The adjustment instruction information is instruction information that can be used to determine the adjustment type of the current adjustment task, and different adjustment instruction information can be set according to different policies. For example, if the adjustment type can be determined according to the client identifier, the adjustment indication information is the client identifier; for another example, if the adjustment type can be determined according to the adjustment type identifier, the adjustment indication information is the adjustment type identifier.
And step 120, determining the adjustment type of the adjustment task according to the adjustment indication information.
When the method is implemented, the adjustment type corresponding to the current adjustment indication information can be determined according to the association relationship between the pre-configured adjustment indication information and the adjustment type.
Illustratively, the adjustment type may include an up-risk migration type or a down-risk migration type.
The applicable scene of the risk migration type is that the adjustment of stage division or risk classification migration is initiated in a branch; the applicable scenario of the risk migration type is that an external auditor initiates stage division or risk classification migration adjustment.
The risk classification is a classification of credit risk of the client, and may be, for example, five credit risk classifications of normal, concern, secondary, suspicious, loss, and the like. The adjustment of the risk classification migration in the risk migration type may be, for example, migration from the "loss" classification to the "attention" classification, or migration from the "attention" classification to the "normal" classification; accordingly, the adjustment of the risk classification migration in the risk migration type may be, for example, the migration from the "attention" classification to the "loss" classification, or the migration from the "normal" classification to the "attention" classification.
Staging is the division of a business (e.g., credit business) into several risk stages based on whether credit risk has significantly increased since initial confirmation. For example, suppose that the credit business is divided into three risk stages, the first stage is credit business with no significant increase or lower credit risk than the initial confirmation, and the first stage basically corresponds to the credit business with normal risk classification; the second stage is credit business with credit risk significantly increased compared with the initial confirmation but no objective deduction evidence, for example, if the credit business is over 30 days, the credit risk is considered to be significantly increased, and the second stage basically corresponds to the credit business with risk classification as concern; the third phase is a credit business where credit deduction has occurred, and the third phase basically corresponds to a credit business where the risk classification is secondary, suspicious, lost. The adjustment of the migration on the phase partition in the risk migration type may be, for example, the migration from the "third phase" to the "second phase", or the migration from the "second phase" to the "first phase"; accordingly, the adjustment for the phase-division migration down in the risk migration down type may be, for example, the migration down from "first phase" to "second phase", or the migration down from "second phase" to "third phase".
And step 130, determining the processing circulation sequence of the adjustment task according to the adjustment type.
After the adjustment type of the current adjustment task is determined, the processing flow sequence of each node in the current adjustment task can be determined according to the adjustment type.
As described above, the links may include a comprehensive link, a handling link, and an auditing link, and the processing and circulation sequence may include the processing and circulation sequence of the three links. For example, for the risk migration type, the processing flow order may include the following execution order of the clients: a branch comprehensive link client, a head office management link client and a head office audit link client; for the risk migration type, the processing flow sequence includes the following execution sequence of each client: the system comprises a head office comprehensive link client, a branch management link client, a branch auditing link client, a head office management link client and a head office auditing link client.
In an embodiment, the processing flow sequence corresponding to the adjustment type may be searched from a preset configuration file. And the configuration file is a file configured by a developer, an operation and maintenance person or other management personnel in advance. And after the adjustment type is determined, the corresponding processing flow sequence can be obtained according to the configuration file.
In one implementation, an audit result corresponding to current target customer information may be read from an audit result database. The data records in the audit result database may be derived from results automatically generated by the system or results input by the relevant audit user, which is not limited in this embodiment.
Illustratively, the audit result may include risk level information corresponding to the target customer information, which may include, for example, one or a combination of risk classification and staging.
And 150, adjusting the risk level information according to the processing circulation sequence.
The adjusting of the risk level information may include an upward migration risk level or staging, or a downward migration risk level or staging.
In one embodiment, if the adjustment type is a risk migration type, which is suitable for a branch-initiated adjustment request for migrating from a high level risk to a lower risk, step 150 may further include the following sub-steps:
and a substep S11, sending the first feedback opinion, the adjustment type and the audit result to the head office comprehensive link client, and receiving a head office management link client identifier returned by the head office comprehensive link client.
And a substep S12, sending the first feedback opinion, the adjustment type and the audit result to a head office procedure client corresponding to the head office procedure client identifier, and receiving a second feedback opinion returned by the head office procedure client.
And a substep S13, sending the second feedback opinion, the adjustment type and the audit result to a head office audit link client, and receiving a first audit opinion returned by the head office audit link client.
And a substep S14 of determining whether to adjust the risk level information upward according to the first review comment.
In this embodiment, as shown in fig. 3, the processing flow sequence includes the following execution sequence of each client: the system comprises a branch comprehensive link client, a head office management link client and a head office audit link client.
For example, for a scenario with staged migration adjustment, according to sub-step S11-sub-step S14, the flow may be as follows:
1, first-level branch initiating stage ascending: and the branch comprehensive link client initiates an adjustment task, adds target client information and a first feedback suggestion in the adjustment task, and submits the target client information and the first feedback suggestion to the head office comprehensive link client through the server.
2, the head office agrees with an external auditor to decide the stage division result: the head office comprehensive link client distributes an adjusting task to the head office management link client through the server, the head office management link client provides second feedback opinions divided in stages according to the first feedback opinions fed back by the primary branches after communicating with an external auditor, the second feedback opinions are submitted to the head office auditing link client through the server, and the head office auditing link client provides the first auditing opinion. Whether the risk level information is adjusted upwards can be judged according to the first review opinion, for example, if the second feedback opinion is adjusted upwards from the second stage to the first stage and the first review opinion is agreement, the current stage division can be adjusted upwards from the original second stage to the first stage.
In another embodiment, if the adjustment type is a risk migration type, which is suitable for an adjustment request initiated by external audit to migrate from a low-level risk to a higher risk, step 150 may further include the following sub-steps:
and a substep S21, sending the adjustment type and the audit result to the branch comprehensive link client and the head office management link client.
And a substep S22, receiving a branch office link client identifier returned by the branch office comprehensive link client, and sending the adjustment type and the audit result to the branch office link client corresponding to the branch office link client identifier.
And a substep S23, receiving a third feedback opinion returned by the branch office link client, and sending the third feedback opinion, the adjustment type and the audit result to the branch audit link client.
And a substep S24, receiving a second review opinion returned by the branch audit link client, and sending the second review opinion to the head office management link client according to the second review opinion.
And a substep S25, receiving a fourth feedback opinion returned by the headquarter management link client, and sending the fourth feedback opinion, the adjustment type and the audit result to the headquarter audit link client.
And a substep S26, receiving a third audit opinion returned by the head office audit link client, and judging whether to adjust the risk level information downwards according to the third audit opinion.
In this embodiment, as shown in fig. 4, the processing flow sequence includes the following execution sequence of each client: the system comprises a head office comprehensive link client, a branch management link client, a branch auditing link client, a head office management link client and a head office auditing link client.
For example, for a scenario with stage division down-transition adjustment, according to sub-step S21-sub-step S24, the flow can be as follows:
1, external audit initiation stage adjustment: if the external auditor can not directly log in the system, the external audit can be communicated with the general office comprehensive post personnel, the general office comprehensive post personnel assist the external audit, the adjustment task is initiated through the general office comprehensive link client, target client information is added into the adjustment task, the adjustment task is submitted to the general office management link client through the server, and meanwhile, the adjustment task is distributed to the first-level branch comprehensive link client.
2, feeding back opinions by lines at first level: and distributing the adjustment task to the branch office procedure client through the server by the branch office comprehensive procedure client, filling the stage adjustment feedback opinions (namely third feedback opinions) by the branch office procedure client by branch office personnel, generating second audit opinions after the audit of the branch office procedure client, and submitting the second audit opinions to the head office procedure client.
And 3, the head office agrees with an external auditor to determine a stage division result: after communicating with an external auditor according to the second audit opinion in the client side of the head office administration link, providing a staged preliminary opinion (namely a fourth feedback opinion) and submitting the staged preliminary opinion to the client side of the head office audit link; and the head office auditor provides the audit opinions (namely the third audit opinions) through the head office audit link client and ends the process. According to the third review opinion, it can be determined whether to adjust the risk level information downward, for example, if the fourth feedback opinion is to adjust downward from the first stage to the second stage, and the third review opinion is to agree, the current stage division can be adjusted downward from the original first stage to the second stage.
In one embodiment, the auditing link may return the task to the peer handling link, and the handling link may return the task to the peer integration link, for the purpose of supplementing supporting materials and the like; the previous stage of the process link can return the flow to the next stage of the process link. For example, if the adjustment type is a risk migration type, the embodiment may further include the following steps:
when a return operation initiated by the head office audit link client is received, returning the current adjustment task to the head office management link client; and when a return operation initiated by the head office procedure client is received, returning the current adjusting task to the head office comprehensive procedure client.
The return means that the task is returned to the last processing link for processing.
In one embodiment, the general post may reclaim tasks that have been initiated or allocated. For example, if the adjustment type is a risk migration type, the embodiment may further include the following steps:
and when receiving a recovery operation initiated by the branch comprehensive link client or the head office comprehensive link client, recovering the current adjustment task from the circulating client or the circulating client.
The recovery means that the task is recovered to the comprehensive link client for processing.
In one embodiment, the general post may terminate tasks that have been initiated. For example, if the adjustment type is a risk migration type, the embodiment may further include the following steps:
and when receiving termination operation initiated by the branch comprehensive link client or the head office comprehensive link client, terminating the continuous circulation execution of the current adjustment task.
Here, terminating means stopping or suspending the continued execution of the current task.
In one embodiment, the sponsoring post may prompt for tasks that have been assigned to the subordinate organization. For example, if the adjustment type is a risk migration type, the embodiment may further include the following steps:
and when receiving the handling operation initiated by the head office management link client, sending a handling prompting notice to the head office audit link client.
In other embodiments, the system also has a review task management function, can create, modify and delete adjustment tasks, and track and urge the completion of the adjustment tasks.
In this embodiment, after receiving the adjustment task, the adjustment type of the adjustment task may be determined according to the adjustment indication information in the adjustment task, and the processing flow sequence of the adjustment task may be determined according to the adjustment type. Meanwhile, a corresponding audit result is obtained according to target customer information in the adjustment task, risk level information in the audit result is adjusted according to a processing and circulation sequence, and the problems of high communication cost, low efficiency, incapability of guaranteeing data safety and the like in offline adjustment can be solved through an online adjustment method, so that the adjustment of risk classification and stage division after audit is rapidly and safely carried out and completed.
Example two
Fig. 5 is a flowchart of an embodiment of a method for adjusting an audit result according to a second embodiment of the present application, where this embodiment describes a process of acquiring, processing, and displaying audit data on the basis of the first embodiment, and as shown in fig. 5, this embodiment may include the following steps:
and 510, collecting service data according to a set time unit.
Illustratively, the traffic data may include, but is not limited to: basic service data, key customer lists, staging parameters, and the like.
The basic service data can include basic data such as debt information, customer information and risk classification information of an upstream system, and the basic service data can be acquired through batch scheduling by using a data lake or a cloud data warehouse.
The key client list can be key client information which is imported in batch by business personnel and is used for identifying the risk early warning change condition of the public client, identifying the financial data change condition of the public client, monitoring the change of the daily risk client list, quitting the client monitoring and the like.
The stage division parameter can be a parameter imported by service personnel in batches and is used for automatically performing stage division on basic service data such as debt information by batch processing operation.
In practice, the data may be first cleaned before statistics are performed. Specifically, the data volume of the service data collected in step 510 is large, which results in large calculation amount and long time consumption, in order to accelerate the calculation result display, the batch processing task may be started, and the service data collected in the last time unit (for example, the last day) is regularly cleaned in advance according to the task scheduling information configured in advance. And then, counting the cleaned service data according to the set multiple dimensions to obtain corresponding multiple kinds of statistical data.
Illustratively, the various statistics may include, but are not limited to: the method comprises the following steps of carrying out daily public client risk early warning change condition, daily public client financial data change condition, daily risk client list change monitoring condition, daily client exit monitoring change condition, classification approval result in the last credit review stage and the like.
In one embodiment, after the statistical data of multiple dimensions is obtained, the statistical data of the multiple dimensions can be displayed on a system page (for example, a system home page), and the daily risk classification and stage adjustment transaction condition and risk early warning prompt of the client are displayed for an enterprise from multiple angles, so that the online review process of risk classification and stage division is facilitated in time.
In another embodiment, a search function can be provided for the statistical data, when a front end sends a search request, a search keyword is obtained from the search request, the recorded statistical data is screened according to the search keyword, and a search result is obtained for displaying, so that the data acquisition and presentation speed is increased, and the purpose of real-time request of a user is met.
In this step, the business personnel may select one or more statistics or target customer information from the presented statistics to generate the adjustment task.
And step 550, determining the adjustment type of the adjustment task according to the adjustment indication information.
And step 560, determining the processing flow sequence of the adjustment task according to the adjustment type.
And 580, adjusting the risk level information according to the processing flow sequence.
In the embodiment, data can be collected from multiple angles and multiple statistical data can be displayed from multiple dimensions in a unified manner at one interface portal, so that a user can make a decision more scientifically, time is saved for the user to analyze, and the utilization rate of the data is improved.
EXAMPLE III
Fig. 6 is a block diagram of an embodiment of an apparatus for adjusting an audit result according to a third embodiment of the present application, where the apparatus is applied to an audit management system, and may include the following modules:
a task receiving module 610, configured to receive an adjustment task, where the adjustment task includes target customer information and adjustment instruction information;
an adjustment type determining module 620, configured to determine an adjustment type of the adjustment task according to the adjustment indication information;
a processing flow sequence determining module 630, configured to determine a processing flow sequence of the adjustment task according to the adjustment type;
an audit result obtaining module 640, configured to obtain an audit result corresponding to the target client information, where the audit result includes risk level information corresponding to the target client information;
and an adjusting module 650, configured to adjust the risk level information according to the processing flow sequence.
In an embodiment, the processing flow order determining module 630 is specifically configured to:
and searching a processing flow sequence corresponding to the adjustment type from a preset configuration file.
In one embodiment, the adjustment type comprises a risk migration type, and the audit management system comprises: the system comprises a branch comprehensive link client, a head office management link client and a head office audit link client, wherein the processing and circulation sequence comprises the following execution sequence of the clients: a branch comprehensive link client, a head office management link client and a head office audit link client; the adjustment task is information sent by the branch comprehensive link client; the adjustment task comprises a first feedback opinion;
the adjusting module 650 is specifically configured to:
sending the first feedback opinions, the adjustment types and the auditing results to the head office comprehensive link client, and receiving a head office management link client identifier returned by the head office comprehensive link client;
sending the first feedback opinions, the adjustment types and the auditing results to a head office procedure client corresponding to the head office procedure client identification, and receiving second feedback opinions returned by the head office procedure client;
sending the second feedback opinions, the adjustment types and the auditing results to a head office auditing link client, and receiving a first auditing opinion returned by the head office auditing link client;
and judging whether to up-regulate the risk grade information or not according to the first review opinion.
In one embodiment, the apparatus may further comprise a retraction module to:
when a return operation initiated by the head office audit link client is received, returning the current adjustment task to the head office management link client;
and when a return operation initiated by the head office procedure client is received, returning the current adjusting task to the head office comprehensive procedure client.
In one embodiment, the apparatus may further comprise a retrieval module to:
and when receiving a recovery operation initiated by the branch comprehensive link client or the head office comprehensive link client, recovering the current adjustment task from the circulating client or the circulating client.
In one embodiment, the apparatus may further include a termination module to:
and when receiving termination operation initiated by the branch comprehensive link client or the head office comprehensive link client, terminating the continuous circulation execution of the current adjustment task.
In one embodiment, the apparatus may further include an inducement module to:
and when receiving the handling operation initiated by the head office management link client, sending a handling prompting notice to the head office audit link client.
In another embodiment, the adjustment type includes a risk down migration type, and the audit management system includes: the system comprises a branch comprehensive link client, a branch management link client, a branch auditing link client, a head office comprehensive link client, a head office management link client and a head office auditing link client;
the processing flow sequence comprises the following execution sequence of each client: a head office comprehensive link client, a branch management link client, a branch auditing link client, a head office management link client and a head office auditing link client; the adjustment task is information sent by the head office comprehensive link client;
the adjusting module 650 is specifically configured to:
sending the adjustment type and the audit result to the branch comprehensive link client and the head office management link client;
receiving a branch management link client identifier returned by the branch comprehensive link client, and sending the adjustment type and the audit result to a branch management link client corresponding to the branch management link client identifier;
receiving a third feedback opinion returned by the branch management link client, and sending the third feedback opinion, the adjustment type and the audit result to the branch audit link client;
receiving a second audit opinion returned by the branch audit link client, and sending the second audit opinion to the head office management link client according to the second audit opinion;
receiving a fourth feedback opinion returned by the head office procedure client, and sending the fourth feedback opinion, the adjustment type and the audit result to a head office auditing procedure client;
and receiving a third audit opinion returned by the head office audit link client, and judging whether to adjust the risk level information downwards according to the third audit opinion.
In one embodiment, the apparatus may further include the following modules:
the acquisition module is used for acquiring the service data according to a set time unit;
and the counting module is used for counting the service data according to set multiple dimensions, acquiring various statistical data in the time unit and recording the statistical data.
In one embodiment, the apparatus may further comprise a presentation module for:
displaying the various statistical data through a client page;
or,
receiving a search keyword input by a user through a client page, acquiring a search result corresponding to the search keyword from the statistical data, and displaying the search result through the client page.
The device for adjusting the audit result, provided by the embodiment of the application, can execute the sub-method for adjusting the audit result in the first embodiment or the second embodiment of the application, and has the corresponding functional modules and beneficial effects of the execution method.
Example four
Fig. 7 is a schematic structural diagram of an electronic device according to a fourth embodiment of the present disclosure, as shown in fig. 7, the electronic device includes a processor 710, a memory 720, an input device 730, and an output device 740; the number of the processors 710 in the electronic device may be one or more, and one processor 710 is taken as an example in fig. 7; the processor 710, the memory 720, the input device 730, and the output device 740 in the electronic apparatus may be connected by a bus or other means, and the connection by the bus is exemplified in fig. 7.
The memory 720 is a computer-readable storage medium for storing software programs, computer-executable programs, and modules, such as program instructions/modules corresponding to the first embodiment or the second embodiment in the embodiments of the present application. The processor 710 executes various functional applications and data processing of the electronic device by executing the software programs, instructions and modules stored in the memory 720, namely, implements the method mentioned in the first embodiment or the second embodiment of the method.
The memory 720 may mainly include a program storage area and a data storage area, wherein the program storage area may store an operating system, an application program required for at least one function; the storage data area may store data created according to the use of the terminal, and the like. Further, the memory 720 may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other non-volatile solid state storage device. In some examples, the memory 720 may further include memory located remotely from the processor 710, which may be connected to the device/terminal/server via a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
The input device 730 may be used to receive input numeric or character information and generate key signal inputs related to user settings and function control of the electronic apparatus. The output device 740 may include a display device such as a display screen.
EXAMPLE five
The fifth embodiment of the present application further provides a storage medium containing computer-executable instructions, which when executed by a computer processor, are configured to perform the method of the first or second embodiment of the method.
Of course, the storage medium provided in the embodiments of the present application contains computer-executable instructions, and the computer-executable instructions are not limited to the method operations described above, and may also perform related operations in the method provided in any embodiments of the present application.
From the above description of the embodiments, it is obvious for those skilled in the art that the present application can be implemented by software and necessary general hardware, and certainly can be implemented by hardware, but the former is a better embodiment in many cases. Based on such understanding, the technical solutions of the present application may be embodied in the form of a software product, which may be stored in a computer-readable storage medium, such as a floppy disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a FLASH Memory (FLASH), a hard disk or an optical disk of a computer, and includes several instructions for enabling an electronic device (which may be a personal computer, a server, or a network device) to execute the methods described in the embodiments of the present application.
It should be noted that, in the embodiment of the apparatus, the included units and modules are merely divided according to functional logic, but are not limited to the above division as long as the corresponding functions can be implemented; in addition, specific names of the functional units are only used for distinguishing one functional unit from another, and are not used for limiting the protection scope of the application.
It is to be noted that the foregoing is only illustrative of the preferred embodiments of the present application and the technical principles employed. It will be understood by those skilled in the art that the present application is not limited to the particular embodiments described herein, but is capable of various obvious changes, rearrangements and substitutions as will now become apparent to those skilled in the art without departing from the scope of the application. Therefore, although the present application has been described in more detail with reference to the above embodiments, the present application is not limited to the above embodiments, and may include other equivalent embodiments without departing from the spirit of the present application, and the scope of the present application is determined by the scope of the appended claims.
Claims (13)
1. A method for adjusting audit results is applied to an audit management system, and comprises the following steps:
receiving an adjustment task, wherein the adjustment task comprises target customer information and adjustment indication information;
determining the adjustment type of the adjustment task according to the adjustment indication information;
determining the processing flow sequence of the adjusting task according to the adjusting type;
obtaining an auditing result corresponding to the target customer information, wherein the auditing result comprises risk level information corresponding to the target customer information;
and adjusting the risk level information according to the processing circulation sequence.
2. The method of claim 1, wherein determining the processing flow order of the adjustment tasks according to the adjustment type comprises:
and searching a processing flow sequence corresponding to the adjustment type from a preset configuration file.
3. The method of claim 1 or 2, wherein the type of adjustment comprises a risk migration type, and wherein the audit management system comprises: the system comprises a branch comprehensive link client, a head office management link client and a head office audit link client, wherein the processing and circulation sequence comprises the following execution sequence of the clients: a branch comprehensive link client, a head office management link client and a head office audit link client; the adjustment task is information sent by the branch comprehensive link client; the adjustment task comprises a first feedback opinion;
the adjusting the risk level information according to the processing circulation sequence includes:
sending the first feedback opinions, the adjustment types and the auditing results to the head office comprehensive link client, and receiving a head office management link client identifier returned by the head office comprehensive link client;
sending the first feedback opinions, the adjustment types and the auditing results to a head office procedure client corresponding to the head office procedure client identification, and receiving second feedback opinions returned by the head office procedure client;
sending the second feedback opinions, the adjustment types and the auditing results to a head office auditing link client, and receiving a first auditing opinion returned by the head office auditing link client;
and judging whether to up-regulate the risk grade information or not according to the first review opinion.
4. The method of claim 3, further comprising:
when a return operation initiated by the head office audit link client is received, returning the current adjustment task to the head office management link client;
and when a return operation initiated by the head office procedure client is received, returning the current adjusting task to the head office comprehensive procedure client.
5. The method of claim 3, further comprising:
and when receiving a recovery operation initiated by the branch comprehensive link client or the head office comprehensive link client, recovering the current adjustment task from the circulating client or the circulating client.
6. The method of claim 3, further comprising:
and when receiving termination operation initiated by the branch comprehensive link client or the head office comprehensive link client, terminating the continuous circulation execution of the current adjustment task.
7. The method of claim 3, further comprising:
and when receiving the handling operation initiated by the head office management link client, sending a handling prompting notice to the head office audit link client.
8. The method of claim 1 or 2, wherein the type of adjustment comprises a type of migration at risk, and wherein the audit management system comprises: the system comprises a branch comprehensive link client, a branch management link client, a branch auditing link client, a head office comprehensive link client, a head office management link client and a head office auditing link client;
the processing flow sequence comprises the following execution sequence of each client: a head office comprehensive link client, a branch management link client, a branch auditing link client, a head office management link client and a head office auditing link client; the adjustment task is information sent by the head office comprehensive link client;
the adjusting the risk level information according to the processing circulation sequence includes:
sending the adjustment type and the audit result to the branch comprehensive link client and the head office management link client;
receiving a branch management link client identifier returned by the branch comprehensive link client, and sending the adjustment type and the audit result to a branch management link client corresponding to the branch management link client identifier;
receiving a third feedback opinion returned by the branch management link client, and sending the third feedback opinion, the adjustment type and the audit result to the branch audit link client;
receiving a second audit opinion returned by the branch audit link client, and sending the second audit opinion to the head office management link client according to the second audit opinion;
receiving a fourth feedback opinion returned by the head office procedure client, and sending the fourth feedback opinion, the adjustment type and the audit result to a head office auditing procedure client;
and receiving a third audit opinion returned by the head office audit link client, and judging whether to adjust the risk level information downwards according to the third audit opinion.
9. The method of claim 1, wherein prior to said receiving an adjustment task, the method further comprises:
acquiring service data according to a set time unit;
and counting the service data according to set multiple dimensions to obtain multiple kinds of statistical data in the time unit, and recording the statistical data.
10. The method of claim 9, further comprising:
displaying the various statistical data through a client page;
or,
receiving a search keyword input by a user through a client page, acquiring a search result corresponding to the search keyword from the statistical data, and displaying the search result through the client page.
11. An apparatus for adjusting audit results, wherein the apparatus is applied to an audit management system, and the apparatus comprises:
the task receiving module is used for receiving an adjusting task, and the adjusting task comprises target customer information and adjusting indication information;
the adjustment type determining module is used for determining the adjustment type of the adjustment task according to the adjustment indication information;
a processing flow sequence determining module, configured to determine a processing flow sequence of the adjustment task according to the adjustment type;
an audit result acquisition module, configured to acquire an audit result corresponding to the target client information, where the audit result includes risk level information corresponding to the target client information;
and the adjusting module is used for adjusting the risk level information according to the processing and circulation sequence.
12. An electronic device, characterized in that the electronic device comprises:
one or more processors;
a storage device for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement the method of any one of claims 1-10.
13. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the method according to any one of claims 1-10.
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