CN113935657A

CN113935657A - Resource management method and device, electronic equipment and storage medium

Info

Publication number: CN113935657A
Application number: CN202111357157.6A
Authority: CN
Inventors: 江明星; 王珏麟
Original assignee: Ccb Financial Leasing Co ltd; CCB Finetech Co Ltd
Current assignee: Ccb Financial Leasing Co ltd; CCB Finetech Co Ltd
Priority date: 2021-11-16
Filing date: 2021-11-16
Publication date: 2022-01-14

Abstract

The application discloses a resource management method, a resource management device, electronic equipment and a storage medium, and relates to the technical field of data processing. In the application, based on the resource returning level of the target object, at least one preset target resource is selected and a corresponding resource identifier is obtained, and the resource management schemes corresponding to the selected at least one target resource are respectively determined by combining the corresponding relation between the resource identifier and the resource management scheme, so that the obtained resource management schemes are sent to the target object. By adopting the method and the device, the corresponding resource identifier can be obtained aiming at the resource returning grade of the target object based on the preset corresponding relation, so that the corresponding resource management scheme is obtained, and the grading of the resource returning step is realized on the management aspect, thereby improving the efficiency of resource management.

Description

Resource management method and device, electronic equipment and storage medium

Technical Field

The present application relates to the field of data processing technologies, and in particular, to a resource management method and apparatus, an electronic device, and a storage medium.

Background

With the development of the internet + transportation technology, more and more trip data are transmitted or stored through the internet. Under the background, with the rapid increase of travel data, various data management services appear; further, resource management services based on acquisition of traffic resources are increasing.

For example, in daily life, in order to meet the increasing outgoing demand, a target object needs to plan and acquire a large amount of traffic resources in the traffic field based on the saved outgoing demand, so as to relieve traffic pressure caused by a large amount of outgoing.

Therefore, the objective is to acquire a large amount of traffic resources to solve the problem of insufficient traffic resources. For example, the target object often needs to borrow enough traffic resources from the related institutions in advance to meet the demand for the traffic resources.

Specifically, in an actual scene, the target object often transacts related procedures for obtaining traffic resources on line, obtains a corresponding amount of traffic resources in advance, and returns the borrowed traffic resources to related institutions on time.

However, the above-mentioned method for resource management to acquire and return the traffic resources consumes a lot of time due to the complicated process of the resource management method, and reduces the efficiency of acquiring and returning the traffic resources.

Disclosure of Invention

The embodiment of the application provides a resource management method and device, electronic equipment and a storage medium, which are used for improving the efficiency of resource management.

In a first aspect, an embodiment of the present application provides a resource management method, where the method includes:

receiving a resource management request of a target object, and acquiring a resource return level of the target object from the resource management request; wherein the resource returning level is used for representing the resource returning capability of the target object.

And selecting at least one target resource based on the resource return level of the target object, and acquiring a resource identifier of the at least one target resource.

And respectively determining the resource management scheme corresponding to the at least one target resource based on the resource identifier of the at least one target resource and the corresponding relationship between the resource identifier and the resource management scheme.

And sending the obtained at least one resource management scheme to the target object.

In a second aspect, an embodiment of the present application further provides a resource management apparatus, where the apparatus includes:

the receiving module is used for receiving the resource management request of the target object and acquiring the resource return level of the target object from the resource management request; wherein the resource returning level is used for representing the resource returning capability of the target object.

The processing module is used for selecting at least one target resource based on the resource return level of the target object and acquiring a resource identifier of the at least one target resource; and respectively determining the resource management scheme corresponding to the at least one target resource based on the resource identifier of the at least one target resource and the corresponding relationship between the resource identifier and the resource management scheme.

And the communication module is used for sending the obtained at least one resource management scheme to the target object.

In an alternative embodiment, before receiving the resource management request of the target object, the processing module is further configured to:

acquiring resource attributes corresponding to the original resources; the resource attribute at least comprises the resource quantity and the resource type of the corresponding resource;

and respectively generating corresponding resource identifiers for each original resource based on the resource attribute interval to which the resource attribute corresponding to each original resource belongs.

In an optional embodiment, when, based on a resource attribute interval to which a resource attribute corresponding to each original resource belongs, a corresponding resource identifier is generated for each original resource, the processing module is specifically configured to:

respectively determining the resource quantity corresponding to each original resource and the resource quantity interval to which the original resource belongs.

And respectively determining the resource attribute of each original resource and the resource attribute interval to which the original resource belongs based on the resource type corresponding to each original resource and the corresponding resource quantity interval.

And respectively generating corresponding resource identifiers for each original resource based on the resource attribute interval corresponding to each original resource.

and respectively determining the resource type corresponding to each original resource and the resource type interval to which the original resource belongs.

And respectively determining the resource attribute of each original resource and the resource attribute interval to which the original resource belongs based on the resource quantity corresponding to each original resource and the corresponding resource type interval.

acquiring resource attributes corresponding to the original resources; the resource attribute at least comprises the resource quantity and the resource type of the corresponding resource.

And respectively generating a corresponding resource management scheme aiming at each original resource based on the resource attribute interval to which the resource attribute corresponding to each original resource belongs.

In an optional embodiment, when at least one target resource is selected based on the resource return level of the target object, the processing module is specifically configured to:

based on the resource return level of the target object, the total amount of the disposable resources of the target object is determined.

And selecting at least one target resource aiming at the target object by combining a preset resource selection rule based on the resource total amount interval to which the total amount of the disposable resources belongs.

In an optional embodiment, when at least one target resource is selected for a target object based on a resource total amount interval to which a dominant resource total amount belongs in combination with a preset resource selection rule, the processing module is specifically configured to:

obtaining a resource proportion combination set based on the total amount of the disposable resources of the target object; wherein, the resource proportion combination at least comprises: at least one original resource and its respective resource proportion.

And selecting a target resource proportion combination from the resource proportion combination set according to a mapping relation between a preset resource total interval to which the dominable resource total belongs and the resource proportion combination.

And respectively determining the resource quantity corresponding to at least one target resource based on the total quantity of the disposable resources and the target resource proportion combination.

In an optional embodiment, after sending the obtained at least one resource management scheme to the target object, the processing module is further configured to:

and acquiring corresponding resource returning information based on the resource management scheme corresponding to at least one target resource, respectively generating corresponding resource returning prompt information aiming at the target object, and sending the resource returning information to the target object.

In a third aspect, a communication apparatus is provided, including: a processor, a memory; the memory storing computer instructions; the processor is configured to read the computer instructions and execute the method according to the first aspect.

In a fourth aspect, there is provided a computer-readable storage medium having stored thereon computer-executable instructions for causing a computer to perform the method of the first aspect.

In a fifth aspect, there is provided a computer program product which, when invoked by a computer, causes the computer to perform the method of the first aspect.

In the embodiment of the application, based on the resource returning level of the target object, at least one preset target resource is selected and a corresponding resource identifier is obtained, and the resource management schemes corresponding to the selected at least one target resource are respectively determined by combining the corresponding relationship between the resource identifier and the resource management scheme, so that the obtained resource management schemes are sent to the target object. By adopting the method, the technical defects that in the traditional mode, the target object usually handles the relevant procedures of obtaining resources online, obtains the corresponding quantity of traffic resources in advance and returns the resource management mode of borrowing the resources to the relevant mechanism on time are overcome according to the corresponding relation between the preset resource identification and the resource management scheme, and the efficiency of resource management is improved.

Drawings

FIG. 1 illustrates a system architecture diagram suitable for use with embodiments of the present application;

fig. 2 is a schematic diagram illustrating a method of a resource identifier generation process provided in an embodiment of the present application;

fig. 3 is a schematic diagram illustrating a method for acquiring a resource attribute according to an embodiment of the present application;

FIG. 4 is a flowchart illustrating a method according to FIG. 2 provided by an embodiment of the present application;

FIG. 5 is a flow chart illustrating another method provided by an embodiment of the present application, based on FIG. 2;

FIG. 6 is a flowchart illustrating a method for generating a resource management scheme according to an embodiment of the present application;

FIG. 7 is a flowchart illustrating a method for resource management provided by an embodiment of the present application;

FIG. 8 is a flowchart illustrating a method for selecting at least one target resource according to an embodiment of the present disclosure;

FIG. 9 is a flow chart illustrating a method according to FIG. 8 provided by an embodiment of the present application;

fig. 10 is a schematic structural diagram illustrating a resource management apparatus according to an embodiment of the present application;

fig. 11 illustrates a schematic structural diagram of an electronic device according to an embodiment of the present application.

Detailed Description

In order to improve the efficiency of resource management, in the embodiment of the application, based on the resource returning level of the target object, the target resources corresponding to the target object and the resource management schemes corresponding to the target resources are determined by combining the preset corresponding relationship between the resource identifier and the resource management scheme, so that the obtained resource management scheme is sent to the target object.

In order to make the objects, technical solutions and advantages of the present application more clear, the present application will be further described in detail with reference to the accompanying drawings. The particular methods of operation in the method embodiments may also be applied to apparatus embodiments or system embodiments. It should be noted that "a plurality" is understood as "at least two" in the description of the present application. "and/or" describes the association relationship of the associated objects, meaning that there may be three relationships, e.g., a and/or B, which may mean: a exists alone, A and B exist simultaneously, and B exists alone. A is connected with B and can represent: a and B are directly connected and A and B are connected through C. In addition, in the description of the present application, the terms "first," "second," and the like are used for descriptive purposes only and are not intended to indicate or imply relative importance nor order to be construed.

For a better understanding of the embodiments of the present application, technical terms referred to in the embodiments of the present application will be described first below.

(1) Target resources: the solar energy and water resource comprehensive management system is a general term for owning material resources, financial resources and manpower in one country or one region, and can be divided into two categories of natural resources and social resources, wherein the former category can be sunlight, air, water, forests and the like; the latter includes human resources, information resources, and various material wealth created through labor. The target resource may be a virtual resource or an entity resource. For ease of understanding, the funds leased for the airplane by the target resource are described herein as an example, and the types of funds may be divided by currency, such as RMB, USD, Euro, and the like.

(2) The resource management scheme comprises the following steps: is used for determining and acquiring corresponding resources; monitoring the use condition of resources; and reporting the use effect of the resources, how to improve the use effect of the resources and the like. For ease of understanding, herein, a resource management scheme includes a management scheme that acquires and returns resources.

(3) Resource combination: the method is characterized in that due to the fact that the quantity of required resources is large, multiple types of resources and the proportion of various types of resources are selected according to the requirements of a target object to be combined, and therefore the resource requirements of the target object are met. Different resource combinations and different resource proportions can generate different resource return modes.

Wherein, the different types of resources comprise different resources, and the different types of resources have the same set of resource value measurement criteria. A type of resource may include a plurality of resources of the same type, i.e., combining a plurality of resources of the same type may constitute a type of resource. For example, the types of resources may include: RMB, US dollars, Euro dollars, Korean dollars, etc. As another example, a plurality of RMB-like resources (e.g., including cash, electronic money, digital RMB) may constitute RMB-like resources.

It is understood that the resource combination may include multiple types of resources and a proportion of each type of resource, such as, for example, a type a resource, a type B resource, and a type C resource, and the resource combination may include at least the following 4 types, respectively: a resource combination of 50% of the resources of class A with 50% of the resources of class B, a resource combination of 50% of the resources of class A with 50% of the resources of class C, a resource combination of 30% of the resources of class A, 40% of the resources of class B and 30% of the resources of class C. Further, each resource and the proportion of each resource may be included, and one class of resource may include a plurality of resources, for example, if the proportion of the class a resource is 50%, the class a resource selection at least includes the following 7 types, which are: 50% cash a, 50% electronic currency a, 50% digital resource a, a resource combination of 25% cash a and 25% electronic currency a, a resource combination of 25% cash a and 25% digital resource a, a resource combination of 25% electronic currency a and 25% digital resource a, a resource combination of 15% cash a, 20% electronic currency a, and 15% digital currency a. The above is merely an example, and the number of resource combinations may be more, which is not limited in the embodiments of the present application.

(4) Standing: originally, the book is put on a desk for people to read, and is actually a running book, namely a detailed record list. For ease of understanding, the ledger is used herein primarily to record a detailed record table of the acquired resources and the returned resources.

(5) Counting and lifting: the method is calculation and extraction, wherein the calculation and extraction are carried out by multiplying a specified ratio by a specified base number, and the calculation and extraction are listed in a certain subject and mainly used for counting some expenses which are generated but not actually paid in advance on the premise of generating and controlling authority; according to the regulation, calculating and extracting related (retention, subtraction) preparation; forecasting some accounts payable; other projected items that meet the accounting system. For example, the total airplane rental cost is 2500 ten thousand yuan, the airplane maintenance cost due to the total airplane rental cost is 1.8%, the airplane maintenance cost due to the total airplane rental cost is 45 ten thousand yuan, and 45 ten thousand yuan is added to the maintenance cost due to the total airplane maintenance cost.

(6) The rate of liability of the assets, also called the loan transaction rate, is used to reflect how much proportion of the total resources of the target object is raised by borrowing the debts, which is a comprehensive index for measuring the level of liability of the target object.

(7) The interest rate re-pricing refers to the return interest rate after new resources are borrowed according to the calculation mode in the resource management scheme and the change of the pricing reference.

It should be noted that the naming manner of the technical terms described above is only an example, and the embodiment of the present application does not limit the naming manner of the technical terms described above.

The technical solutions in the embodiments of the present invention will be described clearly and completely with reference to the accompanying drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.

Fig. 1 is a diagram illustrating an architecture of a system to which the embodiment of the present application is applicable, and as shown in fig. 1, the system includes a server 101 and display devices (102a, 102 b). The server 101 and the display devices (102a, 102b) can exchange information in a wireless communication mode or a wired communication mode.

Illustratively, the server 101 may communicate with the display devices (102a, 102b) by accessing a network via a cellular Mobile communication technology, e.g., including a 5th Generation Mobile Networks (5G) technology.

In the embodiment of the present application, the number of the servers and the other devices is not limited, and fig. 1 only describes one server as an example.

The server 101 is configured to receive a resource management request of a target object, and obtain a resource returning level of the target object from the resource management request; the resource returning level is used for representing the resource returning capacity of the target object; selecting at least one target resource based on the resource return level of the target object, and acquiring a resource identifier of the at least one target resource; respectively determining a resource management scheme corresponding to at least one target resource based on the resource identifier of the at least one target resource and the corresponding relationship between the resource identifier and the resource management scheme; and sending the obtained at least one resource management scheme to the target object.

The display device (102a, 102b) is a device that can provide voice and/or data connectivity to a user, including a handheld terminal device, a vehicle-mounted terminal device, etc. having wireless connection capability.

Illustratively, the terminal device may be: the mobile terminal device comprises a mobile phone, a tablet computer, a notebook computer, a palm computer, a Mobile Internet Device (MID), a wearable device, a Virtual Reality (VR) device, an Augmented Reality (AR) device, a wireless terminal device in industrial control, a wireless terminal device in unmanned driving, a wireless terminal device in a smart grid, a wireless terminal device in transportation safety, a wireless terminal device in a smart city, or a wireless terminal device in a smart home.

Further, based on the system architecture, the resource identifier corresponding to each original resource is obtained, as shown in fig. 2, in this embodiment of the present application, a generation process of the resource identifier corresponding to each original resource includes the following specific steps:

s201: and acquiring the resource attribute corresponding to each original resource.

Specifically, when step S201 is executed, the server may first extract, based on a feature extraction algorithm of the resource attribute, a resource attribute corresponding to each original resource from the original database, respectively; further, the resource quantity and the resource type corresponding to each original resource are respectively determined based on the resource attribute corresponding to each original resource and in combination with the data type of the resource attribute.

For example, referring to fig. 3, the server performs feature extraction on each original resource in the original database; then, performing feature matching of resource attributes on all the extracted features; and finally, screening out the resource attribute corresponding to each original resource.

For convenience of understanding, in the embodiment of the present application, taking 6 original resources, that is, 250 ten thousand renminbi, 80 ten thousand dollars, 200 ten thousand euros, 270 ten thousand dollars, 590 ten thousand renminbi, and 70 ten thousand euros as examples, respectively detecting the 6 original resources by using a feature extraction algorithm of resource attributes to obtain resource attributes corresponding to each original resource, where the resource attributes corresponding to each original resource are shown in table 1:

TABLE 1

From the above table, the server performs feature extraction on each original resource according to a feature extraction algorithm of the resource attribute, so as to obtain the resource attribute of the corresponding original resource. Taking 250 ten thousand RMB as an example, the server extracts the characteristics of the 250 ten thousand RMB according to a characteristic extraction algorithm of the resource attributes, and extracts the resource attributes of the 250 ten thousand RMB, namely 250 ten thousand RMB.S; taking 200 ten thousand euros as an example, the server performs feature extraction on 200 ten thousand euros according to a feature extraction algorithm of the resource attribute, and extracts the resource attribute of 200 ten thousand euros, namely 200 ten thousand euros.

Further, the server obtains the basic attributes of the 6 types of original resources, and then obtains the corresponding resource quantity and resource type from the resource attributes of each original resource according to the resource quantity of the original resource and the data type of the resource type. The resource attributes of each original resource, and the respective corresponding resource quantities and resource types are shown in table 2:

TABLE 2

From the above table, the server can respectively obtain the resource quantity and the resource type corresponding to each original resource according to the data type in the resource attribute of each original resource. Taking 250 ten thousand RMB.S as an example, the server extracts the corresponding resource quantity, namely 250 ten thousand from the resource attribute of 250 ten thousand RMB.S. according to the quantity type of the resource quantity; according to the data type of the resource type, extracting the corresponding resource type, namely the RMB, from the resource attribute of 250 ten thousand RMB, namely 250 ten thousand RMB S, and the like.

S202: after the resource attribute corresponding to each original resource is obtained, corresponding resource identifiers are respectively generated for each original resource based on the resource attribute interval to which the resource attribute corresponding to each original resource belongs.

In a possible implementation manner, when step S202 is executed, after acquiring the resource attribute corresponding to each original resource, the server generates, for each original resource, a corresponding resource identifier based on the mapping relationship between the resource attribute of each original resource and the resource attribute interval, as shown in fig. 4, and the specific steps are as follows:

s2021 a: respectively determining the resource quantity corresponding to each original resource and the resource quantity interval to which the original resource belongs.

Specifically, when step S2021a is executed, the server obtains, according to the obtained resource quantity corresponding to each original resource, a resource quantity interval corresponding to each original resource, where the resource quantity intervals according to the original resource are sequentially as follows: the method comprises the following steps that a first type resource quantity interval, a second type resource quantity interval and a third type resource quantity interval are determined, namely, original resources with the resource quantity smaller than a first threshold value are determined as original resources with the first type resource quantity; determining the original resources with the resource quantity larger than or equal to a first threshold and smaller than a second threshold as the original resources with the resource quantity of a second type; and determining the original resources with the resource quantity larger than the second threshold value as the original resources with the resource quantity of the third type.

For example, assuming that the first threshold of the resource amount is 100 ten thousand and the second threshold is 500 ten thousand, the server determines the fund amount less than 100 ten thousand as the small fund amount; determining the fund with the fund amount more than or equal to 100 ten thousand and less than 500 ten thousand as the medium fund; and determining the fund with the fund amount larger than 500 ten thousand as the large fund. Still taking the 6 kinds of original resources shown in table 2 as an example, the types and intervals of the fund amounts corresponding to the various original resources are shown in table 3:

TABLE 3

From the above table, the server may divide the various funds into different fund amount types and intervals according to the first threshold and the second threshold. For example, taking 250 ten thousand RMB, 80 ten thousand dollars and 590 ten thousand RMB as examples, the fund quantity of the 250 ten thousand RMB is 250 ten thousand, is 100 ten thousand larger than the first threshold value and 500 ten thousand smaller than the second threshold value, is a medium-amount fund, and belongs to the second resource quantity interval; the fund amount of 80 ten thousand dollars is 80 ten thousand, is smaller than the first threshold value of 100 ten thousand, is a small amount of fund, and belongs to a first resource amount interval; the fund quantity of 590 ten thousand RMB is 590 ten thousand, is larger than the second threshold value of 500 ten thousand, is large-amount fund, and belongs to the third resource quantity interval.

S2022 a: and respectively determining the resource attribute of each original resource and the resource attribute interval to which the original resource belongs based on the resource type corresponding to each original resource and the corresponding resource quantity interval.

Specifically, in step S2022a, after obtaining the resource quantity interval to which each original resource belongs, the server determines, according to the resource type of each original resource, the resource attribute interval to which the resource attribute of each original resource belongs, where the resource attribute interval is the same as the first and second threshold values of the resource quantity, but after classifying the resource quantity of the original resource, each original resource is classified according to the corresponding resource type.

Illustratively, the server receives 9 raw resources, i.e., 3 different resource types: RMB, U.S. dollars, and Euros and three different resource quantity intervals: the resource quantity interval of the first type, the resource quantity interval of the second type and the resource quantity interval of the third type. If the server knows the fund amount intervals of the 9 types of original resources, after the fund amount intervals are classified according to the resource types of the fund, the resource attribute intervals corresponding to the various original resources are shown in table 4:

TABLE 4

As can be seen from the above table, the server can obtain the resource attribute interval of each original resource according to the resource quantity interval to which the resource quantity of each original resource belongs and the resource type corresponding to each original resource. For example, taking 520 ten thousand RMB as an example, if it is known that 520 ten thousand RMB belong to the third type resource quantity interval, and then the resource type is RMB, it can be determined that the resource attribute of the original resource 520 ten thousand RMB belongs to the third type resource attribute interval, and so on. S2023 a: and respectively generating corresponding resource identifiers for each original resource based on the resource attribute interval corresponding to each original resource.

Specifically, when step S2023a is executed, the server obtains the resource attribute interval corresponding to each original resource, and then generates a unique resource identifier for each original resource.

Illustratively, the server selects a unique resource identifier for each original resource from the resource identifier library according to the resource attribute interval of each original resource, wherein the number of the resource identifiers in the unique resource identifier library is much larger than the number of the original resources. For example, if the original resource is the renminbi, the unique resource identifier is a capital letter; if the original resource is dollars, the unique resource identifier is a number; and if the original resource is the Euro, the unique resource identifier is a lower case letter. Still taking 9 original resources, i.e. 520 ten thousand RMB, 270 ten thousand USD, 90 ten thousand EU, 85 ten thousand RMB, 860 ten thousand USD, 380 ten thousand EU, 340 ten thousand RMB, 65 ten thousand USD and 770 ten thousand EU as examples, the resource identifications corresponding to the original resources are shown in Table 5:

TABLE 5

From the above table, the server generates corresponding resource identifiers for 9 original resources, respectively. For example, taking 520 ten thousand RMB as an example, the server allocates a unique resource identifier A for 520 ten thousand RMB as an original resource from the unique identifier resource library; taking 270 ten thousand dollars as an example, the server allocates a unique resource identifier 1 for 270 ten thousand dollars of original resources from the unique identifier resource library; taking 90 ten thousand euros, a as an example, the server allocates a unique resource identifier a for 90 ten thousand euros of the original resource from the unique identifier resource library.

Optionally, when step S202 is executed, after obtaining the resource attribute corresponding to each original resource, the server generates, for each original resource, a corresponding resource identifier based on the mapping relationship between the resource attribute of each original resource and the resource attribute interval, as shown in fig. 5, the specific steps are as follows:

s2021 b: and respectively determining the resource type corresponding to each original resource and the resource type interval to which the original resource belongs.

Specifically, when step S2021b is executed, after the server obtains the resource types corresponding to the respective original resources, the server determines the resource type interval to which the resource type of each original resource belongs according to the resource type of each original resource, where the resource types according to the original resources may be sequentially divided into: a first resource type interval, a second resource type interval and a third resource type interval.

For example, assume that the first type interval is Renminbi, the second type interval is USD, and the third type interval is Euro. Still taking the 6 original resources in table 1, i.e. 250 ten thousand renminbi, 80 ten thousand dollars, 200 ten thousand euros, 270 ten thousand dollars, 590 ten thousand renminbi, 70 ten thousand euros as an example, each original resource and its corresponding resource type interval are as shown in table 6:

TABLE 6

From the above table, the server can determine the corresponding resource type interval according to the resource type of the original resource. Taking 250 ten thousand RMB as an example, the resource type of the 250 ten thousand RMB is RMB, so that the 250 ten thousand RMB can be known to belong to the resource type interval of the RMB; taking 80 ten thousand dollars as an example, the resource type of 80 ten thousand dollars is RMB, so it can be known that 80 ten thousand dollars belong to the resource type interval of dollars, and so on.

S2022 b: after the resource types and the resource type intervals to which the resource types respectively correspond are respectively determined, the resource attributes of the original resources and the resource attribute intervals to which the resource attributes belong are respectively determined based on the resource quantity respectively corresponding to the original resources and the corresponding resource type intervals.

Specifically, when step S2022b is executed, after obtaining the resource type interval to which each original resource belongs, the server determines the resource attribute interval to which each resource attribute of each original resource belongs according to the resource quantity of each resource, and the resource quantity of each original resource sequentially includes, from small to large: the resource attribute interval of the first type, the resource attribute interval of the second type and the resource attribute interval of the third type, namely, the original resource of which the resource quantity is less than a third threshold value is determined as the original resource of the resource attribute interval of the first type; determining the original resources with the resource quantity larger than or equal to a third threshold and smaller than a fourth threshold as the original resources of the second type of resource attribute interval; and determining the original resources with the resource quantity larger than the fourth threshold value as the original resources of the third type of resource attribute interval.

For example, assuming that the third threshold of the resource amount is 150 ten thousand, and the fourth threshold is 450 ten thousand, the server determines the fund amount less than 150 ten thousand as the first type resource attribute interval; determining the fund with the fund amount more than or equal to 150 ten thousand and less than 450 as the second kind of resource attribute interval; and determining the fund with the fund amount larger than 450 ten thousand as the third kind of resource attribute interval. Still taking the 9 types of original resources shown in table 4 as an example, the resource types, the resource quantities, and the resource attribute intervals corresponding to the various original resources are shown in table 7:

TABLE 7

As can be seen from the above table, after determining the resource type interval to which each fund belongs, the server may determine the corresponding resource attribute interval according to the amount of each fund. For example, taking 520 ten thousand renminbi as an example, the server obtains that the resource type of the 520 ten thousand renminbi is renminbi, and the resource quantity of the 520 ten thousand renminbi is greater than the fourth threshold value of 450 ten thousand, so that it can be determined that the 520 ten thousand renminbi belongs to the third type resource attribute interval; for example, for $ 270 million, the server obtains a resource type of $ 270 million, and a resource quantity of $ 70 million is greater than the third threshold of 150 million and less than the fourth threshold of 450 million, so that $ 270 million can be determined to belong to the second type of resource-attribute interval; taking 90 ten thousand euros as an example, the server obtains the resource type of 90 ten thousand euros as the euros, and the resource quantity of 70 ten thousand dollars is smaller than the third threshold value of 150 ten thousand, so that it can be determined that 90 ten thousand euros belong to the first type resource attribute interval.

S2023 b: and respectively generating corresponding resource identifiers for each original resource based on the resource attribute interval corresponding to each original resource.

Specifically, when the step S2023b is executed, specifically, when the step S2023a is executed, after the resource attribute interval corresponding to each original resource is obtained, the server generates a unique resource identifier for each original resource.

Illustratively, the server selects a unique resource identifier for each original resource from the resource identifier library according to the resource attribute interval of each original resource, wherein the number of the resource identifiers in the unique resource identifier library is much larger than the number of the original resources. For example, if the original resource is the renminbi, the unique resource identifier is a capital letter; if the original resource is dollars, the unique resource identifier is a number; and if the original resource is the Euro, the unique resource identifier is a lower case letter. Still taking the 9 types of original resources in table 7 as an example, the resource identifier corresponding to each original resource is shown in table 8:

TABLE 8

From the above table, the server generates corresponding resource identifiers for 9 original resources, respectively. For example, taking 85 ten thousand RMB as an example, the server allocates a unique resource identifier B for the original resource of 85 ten thousand RMB from the unique identifier resource library; taking 860 ten thousand dollars as an example, the server allocates a unique resource identifier 2 for 860 ten thousand dollars of the original resource from the unique identifier resource library; taking 380 ten thousand euros as an example, the server allocates a unique resource identifier b for the original resource 380 ten thousand euros from the unique identifier resource library.

Optionally, based on the system architecture, a resource management scheme corresponding to each original resource is obtained, as shown in fig. 6, in an embodiment of the present application, a generation process of the resource management scheme corresponding to each original resource includes the following specific steps:

s601: and acquiring the resource attribute corresponding to each original resource.

Specifically, when step S601 is executed, the server may first extract, based on a feature extraction algorithm of the resource attribute, a resource attribute corresponding to each original resource from the original database, respectively; further, the resource quantity and the resource type corresponding to each original resource are respectively determined based on the resource attribute corresponding to each original resource and in combination with the data type of the resource attribute.

S602: after the resource attribute corresponding to each original resource is obtained, a corresponding resource management scheme is respectively generated for each original resource based on the resource attribute interval to which the resource attribute corresponding to each original resource belongs.

Specifically, when step S602 is executed, the server first determines, based on the mapping relationship between the resource attribute of each original resource and the resource attribute interval, a resource attribute interval corresponding to each original resource; then, determining resource return information corresponding to each original resource by combining the resource attribute of each original resource; and finally, respectively generating corresponding resource management schemes aiming at the original resources based on the resource return information corresponding to the original resources.

Optionally, the resource return information in each resource management scheme includes an asset liability rate calculation method, interest rate re-pricing, and an intersection return time of the resource return times that the plurality of target objects can return, of the corresponding original resource.

For example, after the server obtains the resource attribute interval to which the resource attribute of each original resource belongs, taking 9 kinds of original resources in table 4 as an example, the resource management schemes corresponding to the respective original resources are shown in table 9:

TABLE 9

From the above table, for example, taking 520 ten thousand renminbi as an example, the server knows that the resource attribute of 520 ten thousand renminbi belongs to the third type, and then generates a corresponding resource management scheme for the third type, wherein the resource management scheme further includes the resource returning times, the resource returning time, and the borrowing and returning conditions of the resources. For example, a resource management scheme corresponding to 520 ten thousand renminbi, that is, renminbi M.3 is: according to 6 repayment, the time interval of each repayment is one quarter, and corresponding actual repayment condition of funds and a planned repayment table are provided.

It should be noted that, when the money is first drawn, the sub-payment table is the final payment table. And when subsequent withdrawal occurs, comparing the original final repayment table with the new sub repayment table in a date positive sequence, if the repayment dates are inconsistent, inserting the installments of the smaller repayment date into the new final repayment table, and if the repayment dates are on the same day, merging the essences into an installments repayment plan and inserting the combined installments into the new final repayment table.

Optionally, each resource management scheme may dynamically record the conditions of acquiring and returning the resource, and the target object may check the budget of each item in the airplane leasing process through a ledger in the resource management scheme, that is, budget resource occupation. And dividing the counting detail non-bearing day according to the total sum of the withheld amount, and calculating the rolling difference according to the sum of the withheld amount and the withheld amount in the bearing period on the bearing day.

Further, after the server generates the corresponding resource identifier and the resource management scheme thereof for each original resource based on the foregoing pre-operation processing, referring to fig. 7, in this embodiment of the present application, a method flow for performing resource management on a target object includes the following specific steps:

s701: and receiving a resource management request of the target object, and acquiring the resource return level of the target object from the resource management request.

Specifically, when step S701 is executed, the server acquires the resource return level of the target object from the resource management request issued by the target object. For example, the order of the return levels of the resources from low to high is as follows: the resource planning method comprises a first resource returning level, a second resource planning level and a third resource returning level, wherein the resource returning level is used for representing the resource returning capability of a target object.

Illustratively, the server may obtain resource returning levels corresponding to the target objects respectively according to the obtained resource management requests of the target objects, where the order of the resource returning levels from low to high is: i grade, II grade and III grade. Taking 6 target objects, i.e., target object 1, target object 2, target object 3, target object 4, target object 5, and target object 6 as an example, the resource return levels corresponding to the respective target objects are shown in table 10:

watch 10

As can be seen from the above table, the server can obtain the resource return levels corresponding to the target objects from the resource management requests of the target objects. For example, taking target object 1 as an example, the server may determine that the resource return level of target object 1 is level i from resource management request Q1 of target object 1; taking target object 2 as an example, the server may determine that the resource return level of target object 2 is level iii from resource management request Q2 of target object 2, and so on.

S702: after the resource return level of the target object is obtained, at least one target resource is selected based on the resource return level of the target object, and a resource identifier of the at least one target resource is obtained.

Specifically, in step S702, after acquiring the resource return level of the target object, the server selects at least one target resource according to the resource return level of the target object, and as shown in fig. 8, the specific steps are as follows:

s7021: based on the resource return level of the target object, the total amount of the disposable resources of the target object is determined.

Specifically, when step S7021 is executed, the server obtains the resource returning level of the target object, determines the resource returning capability of the target object, and allocates the corresponding total amount of the disposable resources to the target object, where the total amount of each disposable resource is, in order from small to large: a first total amount of commandable resources, a second total amount of commandable resources, and a third total amount of commandable resources. For example, if the resource return level of the target object is a first resource return level, then a first disposable total amount is allocated to the target object; if the resource return level of the target object is a second resource return level, allocating a second disposable total amount to the target object; and if the resource return level of the target object is a third resource return level, allocating a third disposable total amount to the target object.

Illustratively, the server allocates the total amount of the corresponding disposable resources to the target objects according to the resource return levels of the target objects. Assume that the first dominable total is 100 ten thousand, the second dominable total is 500 ten thousand, and the third dominable total is 1000 ten thousand. Still taking 6 target objects in table 7 as an example, for example, if the resource return level of target object 1 is level i, the total amount of the disposable resources of 100 ten thousand can be allocated to target object 1; if the resource return level of the target object 2 is level III, 1000 ten thousand total amount of the disposable resources can be allocated to the target object 2; the target object 4 has a resource return level of level ii, and 500 ten thousand total amount of the available resources can be allocated to the target object 4.

S7022: after the total amount of the disposable resources of the target object is determined, at least one target resource is selected for the target object by combining a preset resource selection rule based on a resource total amount interval to which the total amount of the disposable resources belongs.

Specifically, when step S7022 is executed, the server determines, based on the resource total amount interval and the obtained dominable resource total amount of the target object, a resource total amount interval of the dominable resource total amount of each target object, respectively, where each resource total amount interval is, in order from small to large, based on the resource total amount interval: a first resource total interval, a second resource total interval and a third resource total interval.

For example, assume that the first resource total interval is 0-200 ten thousand, the second resource total interval is 200-500 ten thousand, and the third resource total interval is greater than 500 ten thousand. Still taking 6 target objects in table 7 as an example, after the return-of-resources level of each target object is obtained, the total amount of the disposable resources of each target object is determined to be: 850 ten thousand, 260 ten thousand, 95 ten thousand, 490 ten thousand, 720 ten thousand and 380 ten thousand, the total amount of the disposable resources and the total amount interval of the resources corresponding to each are shown in table 11:

TABLE 11

As can be seen from the above table, the service divides the total amount of the commandable resources of the target object into different total resource amount intervals. For example, taking target object 1 as an example, the total amount of the disposable resources of target object 1 is 850 ten thousand, which is greater than 500 ten thousand, and thus belongs to the third resource total amount interval; taking target object 2 as an example, the total amount of the disposable resources of target object 2 is 260 ten thousand, which is greater than 200 ten thousand and less than 500 ten thousand, and thus, the disposable resources belong to the second resource total interval, and so on.

Further, based on the above operations, after obtaining the total resource amount interval to which the total amount of the disposable resources of each target object belongs, a method flow for selecting at least one target resource is shown in fig. 9, and the specific steps are as follows:

s7022 a: and obtaining a resource proportion combination set based on the total amount of the available resources of the target object.

Specifically, in step S7022a, after obtaining the total amount of the available resources of the target object, the server obtains a set of resource proportion combinations, where each resource proportion combination at least includes: at least one original resource and its respective resource ratio, the combination of the resource ratios in accordance with the respective corresponding first resource types, for example, the order of the resource ratios of rmb from large to small is: a first resource proportion combination, a second resource proportion combination and a third resource proportion combination.

Illustratively, the set of resource-proportion combinations includes three different resource-proportion combinations, a first resource-proportion combination, namely, 60% RMB, 30% USD, 10% Euro; a second resource proportion combination, namely, 30% RMB, 60% USD, 10% Euro; the third resource is a combination of the proportions, i.e., 10% RMB, 30% USD, 60% Euro. It should be noted that, for resources of the same value, the total amount of resources for the required resources is, in order from large to small: RMB, U.S. dollars, Euros.

S7022 b: after the resource proportion combination set is obtained, selecting a target resource proportion combination from the resource proportion combination set according to a mapping relation between a preset resource total interval to which the dominable resource total belongs and the resource proportion combination;

specifically, when step S7022b is executed, after acquiring the resource proportion combination set, the server selects a first resource proportion combination according to a mapping relationship between a resource total amount interval to which a preset dominable resource total amount belongs and the resource proportion combination, that is, if the dominable resource total amount belongs to the first resource total amount interval; if the total amount of the disposable resources belongs to a second total amount of resources interval, selecting a second resource proportion combination; and if the total amount of the disposable resources belongs to a third total resource amount interval, selecting a third resource proportion combination.

For example, as shown in table 11, if the total resource amount interval to which the dominant total resource amount interval of the target object belongs is known, the corresponding resource ratio combination can be obtained from the corresponding resource ratio combination. Still taking 6 target objects as an example, the total resource interval to which each dominable total resource belongs and the combination of the respective selected resource proportions are shown in table 12:

TABLE 12

From the above table, the server can obtain the corresponding resource proportion combination according to the resource total amount interval of the target object. For example, taking target object 1 as an example, if the resource total amount interval of target object 1 is the third resource total amount interval, the third resource ratio combination, i.e., 10% rmb, 30% dollar, and 60% euro, is selected from the resource ratio combination set.

S7022 c: after the target resource proportion combination is selected, the resource quantity corresponding to at least one target resource is respectively determined based on the total amount of the dominant resources and the target resource proportion combination.

Specifically, when step S7022c is executed, after obtaining the corresponding target resource proportion combination, the server determines the resource amount of the selected target resource according to the total amount of the available resources of the obtained target object and the resource proportion combination.

For example, as shown in table 11, if the total amount of the dominant resources of the target object is known, the resource amount of the selected target resource is determined according to the resource proportion combination corresponding to the target object. Still taking 6 target objects as an example, each target object is respectively selected as shown in table 12, the respective corresponding resource proportion combinations, the target resources of various resource types and the respective corresponding resource quantities are shown in table 13:

watch 13

As can be seen from the table, the server can obtain the corresponding resource proportion combination according to the total amount of the available resources of the target object; then, acquiring the resource occupation ratios of the target resources of different resource types from the corresponding resource occupation ratio combinations; finally, the total amount of the disposable resources of the target object is respectively allocated to the selected target resources according to the corresponding resource occupation ratio. For example, taking target object 1 as an example, the total amount of the disposable resources of target object 1 is 850 ten thousand yuan, and the resource proportion combination corresponding to target object 1 is the third resource proportion combination, i.e. 10% rmb, 30% dollar, 60% euro, then the total amount of the disposable resources of target object 1 can be divided into: the resource quantity of the RMB is 85 ten thousand, the resource quantity of the U.S. dollar is 255 ten thousand, and the resource quantity of the Euro is 510 ten thousand.

Optionally, if the number of a certain type of resources of the target object is particularly large, the target resource of the type needs to be divided into a plurality of target resources with smaller resource numbers. For example, if the total sum of the RMB is 85 ten thousand and less than 100 ten thousand in the total amount of the disposable resources of the target object, the target object can be allocated once; if the total amount of the disposable resources of the target object is 285 ten thousand and more than 100 ten thousand, three allocations are required, which are respectively: 100 ten thousand renminbi, 85 ten thousand renminbi.

S703: after the resource identifier of at least one target resource is obtained, respectively determining a resource management scheme corresponding to each of the at least one target resource based on the resource identifier of the at least one target resource and the corresponding relationship between the resource identifier and the resource management scheme.

Specifically, when step S703 is executed, a resource management scheme set is obtained based on the selected at least one target resource; wherein each resource management scheme combination at least comprises: resource identification of corresponding target resource and resource return information thereof; and respectively selecting corresponding resource management schemes from the resource management scheme set based on the resource identifier of at least one target resource and the mapping relation between the preset resource identifier and the resource management scheme.

Illustratively, each resource management scheme has a resource identifier corresponding to each original resource, and the corresponding resource management scheme is selected through the resource identifier. For example, taking 340 ten thousand renminbi in tables 5 and 9 as an example, the resource identifier is C, then there is also a resource identifier C in the corresponding resource management scheme, and after matching one by one, the corresponding resource management scheme renminbi.m.2 can be obtained.

S704: after determining the resource management scheme corresponding to each of the at least one target resource, sending the obtained at least one resource management scheme to the target object.

Specifically, when step S704 is executed, after determining the resource management scheme corresponding to each selected target resource, the server sends the corresponding resource management scheme to the target object, and then, issues each target resource to the target object according to the corresponding time requirement.

Further, after sending the obtained at least one resource management scheme to the target object, the server obtains corresponding resource returning information based on the respective corresponding resource management schemes of the at least one target resource, generates corresponding resource returning prompt information for the target object, and sends the resource returning information to the target object.

Illustratively, if the resource repayment date reaches 15 days before the specified period, corresponding return information is sent to the target object every 3 days; if the resource repayment date reaches 3 days before the specified period, corresponding return information is sent to the target object every day. By adopting the method, the target object can be ensured to return the resource in time.

The resource management method provided by the embodiment of the application selects at least one preset target resource and obtains respective corresponding resource identifiers based on the resource return level of the target object, and determines respective corresponding resource management schemes of the selected at least one target resource respectively by combining the corresponding relations between the resource identifiers and the resource management schemes, so that the obtained resource management schemes are sent to the target object. By adopting the method, the technical defects that in the traditional mode, the target object usually handles the relevant procedures of obtaining resources online, obtains the corresponding quantity of traffic resources in advance and returns the resource management mode of borrowing the resources to the relevant mechanism on time are overcome according to the corresponding relation between the preset resource identification and the resource management scheme, and the efficiency of resource management is improved.

Based on the same technical concept, the embodiment of the present application further provides a resource management device, and the resource management device can implement the above method flow of the embodiment of the present application.

Fig. 10 is a schematic structural diagram illustrating an example of a resource management apparatus according to an embodiment of the present application. As shown in fig. 10, the resource management apparatus includes: a receiving module 1001, a processing module 1002, and a communication module 1003, wherein:

a receiving module 1001, configured to receive a resource management request of a target object, and obtain a resource returning level of the target object from the resource management request; wherein the resource returning level is used for representing the resource returning capability of the target object.

The processing module 1002 is configured to select at least one target resource based on the resource returning level of the target object, and obtain a resource identifier of the at least one target resource; and respectively determining the resource management scheme corresponding to the at least one target resource based on the resource identifier of the at least one target resource and the corresponding relationship between the resource identifier and the resource management scheme.

A communication module 1003, configured to send the obtained at least one resource management scheme to the target object.

In an alternative embodiment, before receiving the resource management request of the target object, the processing module 1002 is further configured to:

In an optional embodiment, when, based on a resource attribute interval to which a resource attribute corresponding to each original resource belongs, a corresponding resource identifier is generated for each original resource, respectively, the processing module 1002 is specifically configured to:

In an optional embodiment, when at least one target resource is selected based on the resource returning level of the target object, the processing module 1002 is specifically configured to:

In an optional embodiment, when selecting at least one target resource for a target object based on a resource total amount interval to which a total amount of a dominant resource belongs in combination with a preset resource selection rule, the processing module 1002 is specifically configured to:

In an alternative embodiment, after sending the obtained at least one resource management scheme to the target object, the processing module 1002 is further configured to:

Based on the same technical concept, the embodiment of the application also provides electronic equipment, and the electronic equipment can realize the method flows provided by the embodiments of the application. In one embodiment, the electronic device may be a server, a terminal device, or other electronic device.

Fig. 11 schematically shows a structural diagram of an electronic device provided in an embodiment of the present application. As shown, the electronic device may include:

at least one processor 1101, and a memory 1102 connected to the at least one processor 1101, in this embodiment, a specific connection medium between the processor 1101 and the memory 1102 is not limited in this application, and fig. 11 illustrates an example in which the processor 1101 and the memory 1102 are connected through a bus 1100. The bus 1100 is shown by a thick line in fig. 11, and the connection form between other components is merely illustrative and not limited. The bus 1100 may be divided into an address bus, a data bus, a control bus, etc., and is shown in fig. 11 with only one thick line for ease of illustration, but does not represent only one bus or one type of bus. Alternatively, processor 1101 may also be referred to as a controller, without limitation to name a few.

In the embodiment of the present application, the memory 1102 stores instructions executable by the at least one processor 1101, and the at least one processor 1101 executes the instructions stored in the memory 1102 to perform a resource management method as discussed above. The processor 1101 may implement the functions of the various modules in the apparatus shown in fig. 10.

The processor 1101 is a control center of the apparatus, and may connect various portions of the entire control device by using various interfaces and lines, and perform various functions of the apparatus and process data by operating or executing instructions stored in the memory 1102 and calling up data stored in the memory 1102, thereby performing overall monitoring of the apparatus.

In one possible design, the processor 1101 may include one or more processing units, and the processor 1101 may integrate an application processor, which primarily handles operating systems, user interfaces, application programs, and the like, and a modem processor, which primarily handles wireless communications. It will be appreciated that the modem processor described above may not be integrated into the processor 1101. In some embodiments, the processor 1101 and the memory 1102 may be implemented on the same chip, or in some embodiments, they may be implemented separately on separate chips.

The processor 1101 may be a general purpose processor, such as a cpu (cpu), digital signal processor, application specific integrated circuit, field programmable gate array or other programmable logic device, discrete gate or transistor logic, discrete hardware components, or the like, that may implement or perform the methods, steps, and logic blocks disclosed in the embodiments of the present application. A general purpose processor may be a microprocessor or any conventional processor or the like. The steps of a resource management method disclosed in the embodiments of the present application may be directly implemented by a hardware processor, or implemented by a combination of hardware and software modules in the processor.

Memory 1102, which is a non-volatile computer-readable storage medium, may be used to store non-volatile software programs, non-volatile computer-executable programs, and modules. The Memory 1102 may include at least one type of storage medium, and may include, for example, a flash Memory, a hard disk, a multimedia card, a card-type Memory, a Random Access Memory (RAM), a Static Random Access Memory (SRAM), a Programmable Read Only Memory (PROM), a Read Only Memory (ROM), a charged Erasable Programmable Read Only Memory (EEPROM), a magnetic Memory, a magnetic disk, an optical disk, and so on. The memory 1102 is any other medium that can be used to carry or store desired program code in the form of instructions or data structures and that can be accessed by a computer, but is not limited to such. The memory 1102 in the embodiments of the present application may also be circuitry or any other device capable of performing a storage function to store program instructions and/or data.

By programming the processor 1101, the code corresponding to one of the resource management methods described in the foregoing embodiments may be solidified into the chip, so that the chip can execute the steps of one of the resource management methods of the embodiment shown in fig. 7 when running. How processor 1101 is programmed is well known to those skilled in the art and will not be described in detail herein.

Based on the same inventive concept, the present application also provides a storage medium storing computer instructions, which when executed on a computer, cause the computer to perform a resource management method as discussed above.

In some possible embodiments, the present application provides that the aspects of a resource management method may also be implemented in the form of a program product comprising program code for causing a control apparatus to perform the steps of a resource management method according to various exemplary embodiments of the present application described above in this specification when the program product is run on a device.

As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.

The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a server, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.

These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.

It will be apparent to those skilled in the art that various changes and modifications may be made in the present application without departing from the spirit and scope of the application. Thus, if such modifications and variations of the present application fall within the scope of the claims of the present application and their equivalents, the present application is intended to include such modifications and variations as well.

Claims

1. A method for resource management, comprising:

receiving a resource management request of a target object, and acquiring a resource return level of the target object from the resource management request; wherein the resource return level is used for characterizing the resource return capability of the target object;

selecting at least one target resource based on the resource return level of the target object, and acquiring a resource identifier of the at least one target resource;

respectively determining a resource management scheme corresponding to the at least one target resource based on the resource identifier of the at least one target resource and the corresponding relationship between the resource identifier and the resource management scheme;

2. The method of claim 1, wherein prior to receiving the resource management request for the target object, comprising:

acquiring resource attributes corresponding to the original resources; wherein the resource attribute at least comprises the resource quantity and the resource type of the corresponding resource;

3. The method according to claim 2, wherein the generating, for each original resource, a corresponding resource identifier based on the resource attribute interval to which the resource attribute corresponding to each original resource belongs, respectively comprises:

respectively determining the resource quantity corresponding to each original resource and the resource quantity interval to which the original resource belongs;

respectively determining the resource attribute of each original resource and the resource attribute interval to which the original resource belongs based on the resource type corresponding to each original resource and in combination with the corresponding resource quantity interval;

4. The method according to claim 2, wherein the generating, for each original resource, a corresponding resource identifier based on the resource attribute interval to which the resource attribute corresponding to each original resource belongs, respectively comprises:

respectively determining the resource type corresponding to each original resource and the resource type interval to which the original resource belongs;

respectively determining the resource attribute of each original resource and the resource attribute interval to which the original resource belongs based on the resource quantity corresponding to each original resource and the corresponding resource type interval;

5. The method of claim 1, wherein prior to receiving the resource management request for the target object, further comprising:

6. The method of claim 2, wherein said selecting at least one target resource based on the resource return level of the target object comprises:

determining a total amount of the disposable resources of the target object based on the resource return level of the target object;

and selecting at least one target resource aiming at the target object based on the resource total amount interval to which the total amount of the disposable resources belongs and by combining a preset resource selection rule.

7. The method according to claim 6, wherein the selecting at least one target resource for the target object based on the total resource amount interval to which the total amount of the commandable resources belongs in combination with a preset resource selection rule includes:

obtaining a resource proportion combination set based on the total amount of the disposable resources of the target object; wherein, the resource proportion combination at least comprises: at least one original resource and its respective resource proportion;

selecting a target resource proportion combination from the resource proportion combination set according to a mapping relation between a preset resource total interval to which the dominable resource total belongs and a resource proportion combination;

and respectively determining the resource quantity corresponding to the at least one target resource based on the total amount of the disposable resources and the target resource proportion combination.

8. The method of claim 1, wherein after sending the obtained at least one resource management scheme to the target object, further comprising:

and acquiring corresponding resource returning information based on the resource management scheme corresponding to the at least one target resource, respectively generating corresponding resource returning prompt information aiming at the target object, and sending the resource returning information to the target object.

9. A resource management apparatus, comprising:

the receiving module is used for receiving a resource management request of a target object and acquiring a resource return level of the target object from the resource management request; wherein the resource return level is used for characterizing the resource return capability of the target object;

the processing module is used for selecting at least one target resource based on the resource return level of the target object and acquiring a resource identifier of the at least one target resource; respectively determining a resource management scheme corresponding to the at least one target resource based on the resource identifier of the at least one target resource and the corresponding relationship between the resource identifier and the resource management scheme;

10. The apparatus of claim 9, wherein prior to the receiving the resource management request for the target object, the processing module is further to:

11. The apparatus according to claim 9, wherein when the resource attribute interval to which the resource attribute corresponding to each of the original resources belongs is used to generate, for each of the original resources, a corresponding resource identifier, respectively, the processing module is specifically configured to:

12. The apparatus according to claim 9, wherein when the resource attribute interval to which the resource attribute corresponding to each of the original resources belongs is used to generate, for each of the original resources, a corresponding resource identifier, respectively, the processing module is specifically configured to:

13. The apparatus of claim 9, wherein prior to the receiving the resource management request for the target object, the processing module is further to:

14. The apparatus of claim 9, wherein when selecting at least one target resource based on the resource return level of the target object, the processing module is specifically configured to:

15. The apparatus according to claim 9, wherein when the at least one target resource is selected for the target object in the resource total amount interval to which the total amount of the commandable resource belongs in combination with a preset resource selection rule, the processing module is specifically configured to:

16. The apparatus of claim 9, wherein after the sending the obtained at least one resource management scheme to the target object, the processing module is further to:

17. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor implements the resource management method according to any of claims 1-8 when executing the computer program.

18. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the steps of the method according to any one of claims 1 to 8.

19. A computer program product, which, when called by a computer, causes the computer to perform the method of any one of claims 1 to 8.