CN113902536A - Account checking processing method and device - Google Patents

Account checking processing method and device Download PDF

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Publication number
CN113902536A
CN113902536A CN202111209091.6A CN202111209091A CN113902536A CN 113902536 A CN113902536 A CN 113902536A CN 202111209091 A CN202111209091 A CN 202111209091A CN 113902536 A CN113902536 A CN 113902536A
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reconciliation
detail file
clearing
clearing detail
processing
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余飞
刘文超
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Bank of China Ltd
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Bank of China Ltd
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Priority to CN202111209091.6A priority Critical patent/CN113902536A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • G06Q40/125—Finance or payroll
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

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  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Technology Law (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a reconciliation processing method and a device, which relate to the field of finance, wherein the method comprises the following steps: acquiring a clearing detail file of the opposite side system; according to a preset type of transaction scene, the transaction detail file and the clearing detail file of the system are subjected to a pre-reconciliation treatment step to obtain a preliminary pre-reconciliation treatment result; when the clearing detail file is determined to have a problem to be verified according to the preliminary pre-reconciliation processing result, controlling to stop processing the reconciliation task; when the clearing detail file is determined to be abnormal according to the verification result, the clearing detail file updated by the opposite side system is obtained, and the pre-reconciliation processing step is carried out again until the clearing detail file is determined to have no problem to be verified, so that an updated pre-reconciliation processing result is obtained; the invention can realize the problem of finding the file of the other side in advance based on the pre-reconciliation processing, fundamentally ensures the accuracy of the file and further realizes the high-efficiency and accurate reconciliation.

Description

Account checking processing method and device
Technical Field
The invention relates to the technical field of finance, in particular to a reconciliation processing method and device.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
One of the functions of the core of the payment system is reconciliation, and one of the elements of the reconciliation is clearing detail file provided by a docking system (counterpart system), such as internet, union pay, payment treasure, WeChat and other platforms. If the provided detail file is wrong, the wrong transaction needs to be checked again if the provided detail file is wrong, and then a large amount of manual accounting processing is carried out; and if the cost is high, short money can be caused, and the risk of capital loss exists. However, the existing reconciliation scheme has the problems of low efficiency and accuracy.
Disclosure of Invention
The embodiment of the invention provides a reconciliation processing method, which is used for efficiently and accurately reconciling and comprises the following steps:
when an account checking task is received, acquiring a clearing detail file of a system of the other side;
according to a preset type of transaction scene, a step of performing pre-reconciliation processing on the transaction detail file of the system and the clearing detail file to obtain a preliminary pre-reconciliation processing result;
when the clearing detail file is determined to have a problem to be verified according to a preliminary pre-reconciliation processing result, controlling to stop processing a reconciliation task;
when the clearing detail file is determined to be abnormal according to the verification result, the step of obtaining the updated clearing detail file of the opposite side system and carrying out the pre-reconciliation processing again until the clearing detail file is determined to have no problem to be verified, and obtaining an updated pre-reconciliation processing result;
and processing the reconciliation task according to the updated pre-reconciliation processing result.
The embodiment of the invention also provides a reconciliation processing device, which is used for efficiently and accurately reconciling and comprises:
the acquisition unit is used for acquiring a clearing detail file of the other side system when the account checking task is received;
the system comprises a pre-reconciliation unit, a reconciliation analysis unit and a reconciliation clearing unit, wherein the pre-reconciliation unit is used for carrying out pre-reconciliation processing on a transaction scene of a preset type, a transaction detail file of the system and a clearing detail file to obtain a preliminary pre-reconciliation processing result;
the control unit is used for controlling to stop processing the reconciliation task when the clearing detail file is determined to have a problem to be verified according to a preliminary pre-reconciliation processing result;
the updating unit is used for acquiring the updated clearing detail file of the opposite system when the clearing detail file is determined to be abnormal according to the verification result, and performing the pre-reconciliation processing step again until the clearing detail file is determined to have no problem to be verified, so that an updated pre-reconciliation processing result is obtained;
and the account checking processing unit is used for processing the account checking task according to the updated pre-account checking processing result.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the account checking processing method is realized when the processor executes the computer program.
The embodiment of the invention also provides a computer readable storage medium, and the computer readable storage medium stores a computer program for executing the reconciliation processing method.
In the embodiment of the invention, the reconciliation processing scheme comprises the following steps: when an account checking task is received, acquiring a clearing detail file of a system of the other side; according to a preset type of transaction scene, a step of performing pre-reconciliation processing on the transaction detail file of the system and the clearing detail file to obtain a preliminary pre-reconciliation processing result; when the clearing detail file is determined to have a problem to be verified according to a preliminary pre-reconciliation processing result, controlling to stop processing a reconciliation task; when the clearing detail file is determined to be abnormal according to the verification result, the step of obtaining the updated clearing detail file of the opposite side system and carrying out the pre-reconciliation processing again until the clearing detail file is determined to have no problem to be verified, and obtaining an updated pre-reconciliation processing result; the reconciliation task is processed according to the updated pre-reconciliation processing result, so that the problem of the file of the other side can be found in advance based on the pre-reconciliation processing, the accuracy of the file is fundamentally ensured, and the efficient and accurate reconciliation is further realized.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
FIG. 1 is a schematic flow chart of a reconciliation processing method in an embodiment of the present invention;
FIG. 2 is a schematic diagram of reconciliation processing in an embodiment of the invention;
FIG. 3 is a flow chart illustrating a reconciliation processing method according to another embodiment of the present invention;
FIG. 4 is a flowchart illustrating a reconciliation processing method according to yet another embodiment of the present invention;
FIG. 5 is a schematic structural diagram of an account checking apparatus according to an embodiment of the present invention;
FIG. 6 is a schematic structural diagram of a reconciliation processing apparatus according to another embodiment of the present invention;
fig. 7 is a schematic structural diagram of a reconciliation processing apparatus according to yet another embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
Before describing the embodiments of the present invention, first, terms related to the present invention will be described.
Checking accounts: the process of comparing the transaction record recorded by the system with the transaction detail file provided by the external institution. The common transactions of the payment system mainly comprise payment and refund.
The existing reconciliation scheme 1: and for inconsistent transactions found in the reconciliation process, the accounting processing is not carried out, the follow-up business confirmation is required, and then the complementary processing is carried out.
Existing reconciliation scheme 2: and the account checking completely takes the clearing detail file of the other side as the standard, local transaction is updated, and corresponding accounting processing is carried out.
The existing account checking scheme 1 has the following defects: the production network is unstable, which may cause the opposite system to perform transaction estimation, and a large number of inconsistent transaction scenes occur, but such scenes require the services to be checked and then processed one by one, which results in a large workload.
The existing account checking scheme 2 has the following defects: for example, a successful payment transaction of the system, but the transaction is in failure state in the provided file due to the error of the clearing file of the opposite party, but the fund is actually deducted from the system, so that the transaction of the system is synchronously updated to be failure during reconciliation, and the fund is returned to the client. This situation results in a capital loss for the system.
In view of the technical problems of the existing reconciliation scheme, the inventor provides a reconciliation processing scheme, which aims to adopt a pre-reconciliation mechanism to carry out reconciliation processing and discover the problem of the file of the other side in advance, thereby ensuring the completeness and correctness of the reconciliation and avoiding the problems. In order to solve the technical problem, the inventor needs to analyze which scenes the pre-reconciliation will have if the counter clearing detail file is abnormal. Other processes in the reconciliation flow, such as file downloading, parsing and reconciliation, need to support batch re-submission and completions. Therefore, the core of the reconciliation scheme is a pre-reconciliation mechanism. The pre-reconciliation means that before accounting processing is not carried out, the transaction recorded by the system is compared with a detail file provided by the other party, and if the file is found to have problems by comparison, the subsequent accounting processing action cannot be continuously executed. At the moment, the checking of the system of the opposite side is needed, if the file has a problem, the account checking processing is carried out after the system of the opposite side is re-provided; and if the file has no problem, the corresponding reconciliation task needs to be made. The reconciliation processing scheme is described in detail below.
Fig. 1 is a schematic flow chart of an account checking method in an embodiment of the present invention, and as shown in fig. 1, the method includes the following steps:
step 101: when an account checking task is received, acquiring a clearing detail file of a system of the other side;
step 103: according to a preset type of transaction scene, a step of performing pre-reconciliation processing on the transaction detail file of the system and the clearing detail file to obtain a preliminary pre-reconciliation processing result;
step 104: when the clearing detail file is determined to have a problem to be verified according to a preliminary pre-reconciliation processing result, controlling to stop processing a reconciliation task;
step 105: when the clearing detail file is determined to be abnormal according to the verification result, the step of obtaining the updated clearing detail file of the opposite side system and carrying out the pre-reconciliation processing again until the clearing detail file is determined to have no problem to be verified, and obtaining an updated pre-reconciliation processing result;
step 106: and processing the reconciliation task according to the updated pre-reconciliation processing result.
The reconciliation processing method provided by the embodiment of the invention can realize the problem of finding the file of the other side in advance based on the pre-reconciliation processing, fundamentally ensures the accuracy of the file and further realizes the efficient and accurate reconciliation. As described in detail below in conjunction with fig. 2.
In one embodiment, the reconciliation processing method may further include: and when the clearing detail file is determined to be normal according to the verification result, processing the reconciliation task according to the preliminary pre-reconciliation processing result.
In specific implementation, the reconciliation processing implementation mode further improves the accuracy of the reconciliation processing.
In one embodiment, as shown in fig. 3, after acquiring the clearing detail file of the counterpart system, step 102 may be further included: analyzing the clearing detail file and importing the clearing detail file into a database table;
when it is determined that the clearing detail file is abnormal according to the verification result, acquiring the clearing detail file updated by the opposite system, and performing the pre-reconciliation processing again until it is determined that the clearing detail file has no problem to be verified, and acquiring an updated pre-reconciliation processing result, which may include:
and when the clearing detail file is determined to be abnormal according to the verification result, acquiring the clearing detail file updated by the opposite side system, and performing the pre-reconciliation processing step and the step of analyzing and importing the clearing detail file into the database table again until the clearing detail file is determined to have no problem to be verified, so as to obtain an updated pre-reconciliation processing result.
In specific implementation, after the clearing detail file of the opposite side system is obtained, the clearing detail file is analyzed and is imported into a database table, and then subsequent pre-reconciliation processing and other steps are carried out, so that the efficiency of reconciliation processing is further improved.
In an embodiment, as shown in fig. 4, the reconciliation processing method may further include step 107: and when the account checking task is processed and abnormal transaction is detected, sending an abnormal notice to related personnel.
When the account checking task is processed and abnormal transactions are detected, an abnormal notice is sent to related personnel for timely processing, so that the safety of a customer account is ensured, and the user experience is improved.
To facilitate an understanding of how the invention may be practiced, reference will now be made in detail to an example embodiment of the invention as illustrated in FIG. 2.
As shown in fig. 2, the reconciliation processing method provided in the embodiment of the present invention includes the following processing steps.
1. Downloading a file: the clearing detail file is downloaded from the opposite system and if the opposite system re-provides the correct file, the re-download is supported, step 101 above.
2. File analysis: analyzing and importing the clearing detail file into a database table; and (4) supporting the re-warehousing of the same clearing detail file, namely the step 102.
3. Pre-checking account: first, pre-reconciliation processing is performed, and different processing is performed according to the following different scenarios, namely, the steps 103 to 105.
Scenario one (transaction scenario type that does not occur): if a scene which is impossible exists, for example, the system has a successful transaction, but the clearing detail document does not contain the transaction; or if there is a successful transaction in the clearing detail document but there is no transaction in the local system, the subsequent reconciliation processing task will not be processed. The system of the opposite side needs to check whether the file is normal or not, and the file is downloaded, put in storage and checked in advance after the opposite side provides the correct file.
Scenario two (transaction scenario type where inconsistency occurs): for the possible inconsistency, such as payment transaction, the system records success, but the opposite side system is presumed to fail because the opposite side system does not receive the returned transaction, and the like, but the system cannot judge whether the opposite side file is wrong or a normal scene. Therefore, a threshold value is set for the scene, if the transaction exceeds the threshold value by a number of times, the subsequent account checking task cannot be continuously processed, the file is checked whether to be normal or not by the opposite side system, if the file is normal, the batch completion is carried out, otherwise, the opposite side needs to provide a correct file to download, put in storage and carry out pre-account checking again, namely, the integrity of the file is checked in a pre-account checking mode before the account checking, the threshold value is set, and the account checking is carried out within a service acceptable range.
As can be seen from the above, in an embodiment, the preset type of transaction scenarios include transaction scenarios that cannot occur and transaction scenarios that are inconsistent.
4. Checking account, namely, the step 106: and updating the transaction state of the system one by one according to the result of the pre-reconciliation. For example, if the system succeeds in payment transaction and the opposite side system fails, the system needs to be updated to fail and the transaction is corrected; and (4) refund transaction, if the system fails and the counterpart system succeeds, the system needs to be updated to be successful, and transaction retransmission is carried out.
5. Exception notification, i.e. step 107 above: if the customer card number is incorrect and the refund can not be completed, the service needs to be notified in a mail or short message mode to perform accounting processing, so that the fund of the customer and the system is correct.
In summary, the reconciliation processing method provided by the embodiment of the invention adopts a pre-reconciliation mechanism to carry out reconciliation processing, and the method can find the problem of the file of the other party in advance, thereby fundamentally ensuring the correctness of the file and further improving the efficiency and the accuracy of the reconciliation processing.
The embodiment of the invention also provides a reconciliation processing device, which is described in the following embodiment. Because the principle of the device for solving the problems is similar to the reconciliation processing method, the implementation of the device can refer to the implementation of the reconciliation processing method, and repeated parts are not described again.
Fig. 5 is a schematic structural diagram of an account checking apparatus according to an embodiment of the present invention, and as shown in fig. 5, the apparatus includes:
the acquisition unit 01 is used for acquiring a clearing detail file of a counterpart system when the reconciliation task is received;
the pre-reconciliation unit 03 is used for performing pre-reconciliation processing on the transaction detail file of the system and the clearing detail file according to a preset type of transaction scene to obtain a preliminary pre-reconciliation processing result;
the control unit 04 is used for controlling to stop processing the reconciliation task when the clearing detail file is determined to have a problem to be verified according to a preliminary pre-reconciliation processing result;
the updating unit 05 is configured to, when it is determined that the clearing detail file is abnormal according to the verification result, obtain a clearing detail file updated by the other side system, and perform the pre-reconciliation processing again until it is determined that the clearing detail file does not have a problem to be verified, and obtain an updated pre-reconciliation processing result;
and the reconciliation processing unit 06 is used for processing the reconciliation task according to the updated pre-reconciliation processing result.
In an embodiment, the reconciliation processing unit is further configured to process the reconciliation task according to the preliminary pre-reconciliation processing result when it is determined that the clearing detail file is normal according to the verification result.
In one embodiment, the preset types of transaction scenarios include transaction scenarios that cannot occur and transaction scenarios that are inconsistent.
In one embodiment, as shown in fig. 6, the reconciliation processing device may further include: and the abnormity notification unit 07 is used for sending an abnormity notification to related personnel when abnormal transactions are detected during the account checking task processing.
In one embodiment, as shown in fig. 7, the reconciliation processing device may further include: the analysis unit 02 is used for analyzing the clearing detail file and importing the clearing detail file into a database table after the clearing detail file of the opposite side system is obtained;
the update unit is specifically configured to: and when the clearing detail file is determined to be abnormal according to the verification result, acquiring the clearing detail file updated by the opposite side system, and performing the pre-reconciliation processing step and the step of analyzing and importing the clearing detail file into the database table again until the clearing detail file is determined to have no problem to be verified, so as to obtain an updated pre-reconciliation processing result.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the account checking processing method is realized when the processor executes the computer program.
The embodiment of the invention also provides a computer readable storage medium, and the computer readable storage medium stores a computer program for executing the reconciliation processing method.
In the embodiment of the invention, the reconciliation processing scheme comprises the following steps: when an account checking task is received, acquiring a clearing detail file of a system of the other side; according to a preset type of transaction scene, a step of performing pre-reconciliation processing on the transaction detail file of the system and the clearing detail file to obtain a preliminary pre-reconciliation processing result; when the clearing detail file is determined to have a problem to be verified according to a preliminary pre-reconciliation processing result, controlling to stop processing a reconciliation task; when the clearing detail file is determined to be abnormal according to the verification result, the step of obtaining the updated clearing detail file of the opposite side system and carrying out the pre-reconciliation processing again until the clearing detail file is determined to have no problem to be verified, and obtaining an updated pre-reconciliation processing result; the reconciliation task is processed according to the updated pre-reconciliation processing result, so that the problem of the file of the other side can be found in advance based on the pre-reconciliation processing, the accuracy of the file is fundamentally ensured, and the efficient and accurate reconciliation is further realized.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.

Claims (12)

1. A reconciliation processing method is characterized by comprising the following steps:
when an account checking task is received, acquiring a clearing detail file of a system of the other side;
according to a preset type of transaction scene, a step of performing pre-reconciliation processing on the transaction detail file of the system and the clearing detail file to obtain a preliminary pre-reconciliation processing result;
when the clearing detail file is determined to have a problem to be verified according to a preliminary pre-reconciliation processing result, controlling to stop processing a reconciliation task;
when the clearing detail file is determined to be abnormal according to the verification result, the step of obtaining the updated clearing detail file of the opposite side system and carrying out the pre-reconciliation processing again until the clearing detail file is determined to have no problem to be verified, and obtaining an updated pre-reconciliation processing result;
and processing the reconciliation task according to the updated pre-reconciliation processing result.
2. The reconciliation processing method of claim 1 further comprising: and when the clearing detail file is determined to be normal according to the verification result, processing the reconciliation task according to the preliminary pre-reconciliation processing result.
3. The reconciliation processing method of claim 1 wherein the transaction scenarios of the preset type comprise transaction scenarios that do not occur and transaction scenarios that do not occur consistently.
4. The reconciliation processing method of claim 1 further comprising: and when the account checking task is processed and abnormal transaction is detected, sending an abnormal notice to related personnel.
5. The reconciliation processing method of claim 1, further comprising, after acquiring the clearing detail file of the counterpart system: analyzing the clearing detail file and importing the clearing detail file into a database table;
when the clearing detail file is determined to be abnormal according to the verification result, the step of obtaining the updated clearing detail file of the opposite side system and performing the pre-reconciliation processing again until the clearing detail file is determined to have no problem to be verified, and the step of obtaining the updated pre-reconciliation processing result comprises the following steps:
and when the clearing detail file is determined to be abnormal according to the verification result, acquiring the clearing detail file updated by the opposite side system, and performing the pre-reconciliation processing step and the step of analyzing and importing the clearing detail file into the database table again until the clearing detail file is determined to have no problem to be verified, so as to obtain an updated pre-reconciliation processing result.
6. A reconciliation processing apparatus, comprising:
the acquisition unit is used for acquiring a clearing detail file of the other side system when the account checking task is received;
the system comprises a pre-reconciliation unit, a reconciliation analysis unit and a reconciliation clearing unit, wherein the pre-reconciliation unit is used for carrying out pre-reconciliation processing on a transaction scene of a preset type, a transaction detail file of the system and a clearing detail file to obtain a preliminary pre-reconciliation processing result;
the control unit is used for controlling to stop processing the reconciliation task when the clearing detail file is determined to have a problem to be verified according to a preliminary pre-reconciliation processing result;
the updating unit is used for acquiring the updated clearing detail file of the opposite system when the clearing detail file is determined to be abnormal according to the verification result, and performing the pre-reconciliation processing step again until the clearing detail file is determined to have no problem to be verified, so that an updated pre-reconciliation processing result is obtained;
and the account checking processing unit is used for processing the account checking task according to the updated pre-account checking processing result.
7. The reconciliation processing apparatus of claim 6, wherein the reconciliation processing unit is further configured to process the reconciliation task based on the preliminary pre-reconciliation processing result when it is determined that the clearing detail file is normal based on the verification result.
8. The reconciliation processing apparatus of claim 6 wherein the pre-set type of transaction scenarios comprise non-existent transaction scenarios and non-existent transaction scenarios.
9. The reconciliation processing apparatus of claim 6 further comprising: and the abnormity notification unit is used for sending an abnormity notification to related personnel when abnormal transactions are detected during the account checking task processing.
10. The reconciliation processing apparatus of claim 6 further comprising: the analysis unit is used for analyzing the clearing detail file and importing the clearing detail file into a database table after the clearing detail file of the opposite side system is obtained;
the update unit is specifically configured to: and when the clearing detail file is determined to be abnormal according to the verification result, acquiring the clearing detail file updated by the opposite side system, and performing the pre-reconciliation processing step and the step of analyzing and importing the clearing detail file into the database table again until the clearing detail file is determined to have no problem to be verified, so as to obtain an updated pre-reconciliation processing result.
11. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the method of any one of claims 1 to 5 when executing the computer program.
12. A computer-readable storage medium, characterized in that the computer-readable storage medium stores a computer program for executing the method of any one of claims 1 to 5.
CN202111209091.6A 2021-10-18 2021-10-18 Account checking processing method and device Pending CN113902536A (en)

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Application Number Priority Date Filing Date Title
CN202111209091.6A CN113902536A (en) 2021-10-18 2021-10-18 Account checking processing method and device

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Application Number Priority Date Filing Date Title
CN202111209091.6A CN113902536A (en) 2021-10-18 2021-10-18 Account checking processing method and device

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Publication Number Publication Date
CN113902536A true CN113902536A (en) 2022-01-07

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