CN113888308A - Method and system for converting individual industrial and commercial businesses into enterprises - Google Patents

Method and system for converting individual industrial and commercial businesses into enterprises Download PDF

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Publication number
CN113888308A
CN113888308A CN202111169778.1A CN202111169778A CN113888308A CN 113888308 A CN113888308 A CN 113888308A CN 202111169778 A CN202111169778 A CN 202111169778A CN 113888308 A CN113888308 A CN 113888308A
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China
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enterprise
information
individual
account
industrial
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CN202111169778.1A
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Chinese (zh)
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郭应森
李勤
刘飞宇
叶佩芬
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Agricultural Bank of China Dongguan Branch
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Agricultural Bank of China Dongguan Branch
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

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  • Accounting & Taxation (AREA)
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Abstract

According to the method and the system for converting the individual industrial and commercial businesses into the enterprises, enterprise industrial and commercial registration information is shared with a government affair service data management office, and one-stop services such as individual conversion business registration, bank reservation account opening, social security registration, tax registration, public accumulation account opening and the like are achieved. The whole process is electronized and simplified. The new enterprise information is automatically filled according to the information of the individual industrial and commercial enterprises, the identity information is directly read, the element information is repeatedly used, the whole process is extremely simple and declared, and the handling efficiency of each business is accelerated. The system is directly cut in from the source, promotes enterprise opening, integrates and online public accounts and opens basic accounts.

Description

Method and system for converting individual industrial and commercial businesses into enterprises
Technical Field
The invention relates to the field of financial data processing, in particular to a method and a system for converting an individual industrial and commercial customer into an enterprise.
Background
The conversion of the individual industrial and commercial enterprises into the enterprises is a relatively complex process, and the conversion of the individual industrial and commercial enterprises into the enterprises can be completed only by acquiring information of each department through a system of a government organization such as a joint industrial and commercial bureau, a government affairs service data management bureau, a bank, a tax bureau, a housing accumulation center, a human resource and social security bureau, and the like, so that the conversion of the individual industrial and commercial enterprises into the enterprises is required to be performed by a manager repeatedly going to and from each part, the handling efficiency is low, and the time is wasted.
Disclosure of Invention
Aiming at the problems in the prior art, the invention provides a method and a system for converting an individual industrial and commercial company into an enterprise, which can realize one-stop operation of converting the individual industrial and commercial company into the enterprise and improve the handling efficiency.
The invention is realized by the following technical scheme:
a method for converting an individual industrial and commercial business into an enterprise is applied to a server interacting with a bank system, an industrial and commercial system and a social security system, and comprises the following steps:
step 1, the server checks the qualification of the individual user converted into the enterprise according to the industrial and commercial information of the individual user, and if the qualification passes the checking, the step 2 is executed;
step 2, the server side generates enterprise information according to the industrial and commercial information of the individual user and sends the enterprise information to an industrial and commercial system;
step 3, the server generates enterprise account opening information according to the business information of the individual account and sends the enterprise account opening information to the bank, and the bank generates an enterprise account according to the enterprise account opening information and sends the enterprise account opening information to the business system;
step 4, the server side sends the tax payment information of the individual user to the tax side to finish tax registration;
step 5, the server sends the social security transaction request of the individual user to the social security system, and the social security system finishes social security registration after auditing;
and 6, generating public accumulation fund account opening information by the server according to the industrial and commercial information of the individual account and sending the public accumulation fund opening information to a public accumulation fund center, and opening a public accumulation fund account by the public accumulation fund center in real time according to the enterprise information to complete the transfer of the individual account to the enterprise.
Preferably, before step 1, the method further includes the following process, the server checks the identity of the user to confirm the identity of the user, and if the user is a authorized operator, step 1 is executed.
Preferably, the operator is authenticated based on the identity card information of the operator.
Preferably, the information of the individual user in step 1 is a social uniform credit code of the individual user.
Preferably, the method for verifying the qualification of the individual user to the enterprise in step 1 is to verify whether the individual industrial business is in a white list of the individual user to the enterprise according to the information of the individual user, and the white list has the qualification to the enterprise.
Preferably, the method for opening an enterprise account in step 3 is as follows:
generating bank enterprise account opening information according to the industrial and commercial information, modifying and confirming the enterprise account opening information, sending the enterprise account opening information to a bank through an interface connected with the bank, and opening an enterprise account for a user in real time and feeding back the enterprise account to an industrial and commercial system in real time according to the enterprise account opening information pushed by the interface by the bank.
A system for converting an individual industrial business into an enterprise comprises,
the qualification authentication module is used for connecting the white list verification interface of the business registration end and verifying whether the individual business is in the white list of the individual business-to-enterprise according to the business information of the individual user;
the business registration module is used for connecting an enterprise registration interface of a business registration end, generating enterprise information according to the business information of an individual user and registering at the business registration end;
the enterprise account opening module is used for connecting a bank to public account interface, generating enterprise opening information according to the industrial and commercial information of the individual account and sending the enterprise opening information to the bank, and the bank receives the enterprise opening account information of the opening enterprise information;
the tax registration module is used for connecting a tax registration interface of the tax end, sending tax payment information of the user to the tax end, and receiving tax payment information of an enterprise by the tax end to complete tax information registration;
the social security system comprises a social security module, a social security system and a social security module, wherein the social security module is used for receiving a social security transaction interface of a social security bureau and sending a social security transaction request of a user to the social security system, and the social security system receives the social security transaction request of the user;
and the accumulation fund account opening module is used for connecting an account opening interface of the accumulation fund center, generating accumulation fund account opening information according to the industrial and commercial information and sending the accumulation fund opening information to the accumulation fund center, and the accumulation fund center receives the account opening enterprise information and opens the accumulation fund account in real time.
Compared with the prior art, the invention has the following beneficial technical effects:
according to the method and the system for converting the individual industrial and commercial businesses into the enterprises, enterprise industrial and commercial registration information is shared with a government affair service data management office, and one-stop services such as individual conversion business registration, bank reservation account opening, social security registration, tax registration, public accumulation account opening and the like are achieved. The new enterprise information is automatically filled according to the information of the individual industrial and commercial enterprises, the identity information is directly read, the element information is repeatedly used, the whole process is extremely simple and declared, the handling efficiency of each business is accelerated, the enterprise can complete pre-opening of accounts after registration, the efficiency of converting the individual industrial and commercial enterprises into the enterprise is greatly improved, and paperless handling is realized.
Drawings
FIG. 1 is a flow chart of a method for converting an individual industrial business to an enterprise according to the present invention.
Detailed Description
The present invention will now be described in further detail with reference to the attached drawings, which are illustrative, but not limiting, of the present invention.
Referring to fig. 1, a method for converting an individual industrial and commercial business into an enterprise, which is applied to a server interacting with a bank system, an industrial and commercial system and a social security system, includes the following steps:
step 1, the identity of a user is verified and confirmed by a server side, and if the user is an authorized operator, step 2 is executed;
specifically, a user logs in the industrial and commercial system through a unified authentication platform of the server, social unified credit codes of individual users are input, the industrial and commercial system judges whether the operation user is an authorized operator, and if the information is correct, the user is the authorized operator.
And 2, the server verifies the qualification of the individual user converted into the enterprise according to the information of the individual user, if the qualification passes the verification, the step 3 is executed, and if the qualification does not pass the verification, the flow is ended.
Specifically, whether the individual user is in the target table of the individual business-to-business is determined according to the unified credit code of the individual user, if so, step 3 is executed, and the process of the individual business-to-business is entered.
Step 3, the server side generates enterprise information according to the industrial and commercial information of the individual user and sends the enterprise information to an industrial and commercial system;
and the business and industrial registration module of the server automatically fills the enterprise information according to the business and industrial information of the original individual user, modifies partial modifiable fields, completes real-time examination and verification after filling and registration, and immediately takes effect of the new enterprise information.
And 4, the server generates enterprise account opening information according to the industrial and commercial information of the individual account and sends the enterprise account opening information to the bank, and the bank generates an enterprise account according to the enterprise account opening information and sends the enterprise account opening information to the industrial and commercial system.
Specifically, the system enters a bank account opening module, the system automatically fills data according to the industrial and commercial information to generate bank enterprise account opening information, the enterprise account opening information is modified and confirmed, the enterprise account opening information is sent to a bank through an interface connected with the bank, and the bank opens an enterprise account in real time for a user and feeds the enterprise account back to the industrial and commercial system in real time according to the enterprise account opening information pushed by the interface.
Step 5, the server side sends the tax payment information of the user to the tax side to finish tax registration;
and 6, the server sends the social security transaction request of the user to the social security system, and the social security system finishes social security registration after auditing.
And 7, generating public accumulation fund account opening information by the server according to the industrial and commercial information and sending the public accumulation fund account opening information to a public accumulation fund center, and opening a public accumulation fund account by the public accumulation fund center in real time according to the enterprise information to complete individual account transfer to the enterprise.
A system for converting an individual industrial and commercial customer into an enterprise comprises an identity authentication module, a qualification authentication module, an industrial and commercial registration module, an enterprise account opening module, a tax registration module, a social security module and a public accumulation account opening module.
And the authentication module is used for connecting the identity authentication platform, verifying the identity of the user to confirm the identity of the user, realizing real-name authentication of the identity of the operation user, and providing the real-name authentication for the qualification authentication module to call and verify the identity information of the user.
And the qualification authentication module is used for connecting the white list verification interface of the business registration end and verifying whether the individual business is in the white list of the individual business-to-business according to the information of the individual user.
And the industrial and commercial registration module is used for an enterprise registration interface of the industrial and commercial registration end, generating enterprise information according to the information of the original individual user and registering at the industrial and commercial registration end, modifying and supplementing the user on the basis of the original information, and receiving the enterprise information and instantly examining and approving the enterprise information by the industrial and commercial registration end.
The enterprise account opening module is used for butting a bank to public account interface, generating enterprise opening information according to the industrial and commercial information of the individual account and sending the enterprise opening information to the bank, receiving the opening enterprise information by the bank, calling the public account opening interface to open an account, and immediately returning the pre-opening account information.
The tax registering module is used for connecting a tax registering interface of the tax end, the tax registering module sends tax payment information of the user to the tax end, and the tax end receives enterprise information to complete tax information registration.
The social security module is used for receiving a social security transaction interface of a social security bureau and sending the social security transaction request of the user to the social security system, and the social security system receives the social security transaction request of the user.
And the accumulation fund account opening module is used for connecting an account opening interface of the accumulation fund center, generating accumulation fund account opening information according to the industrial and commercial information and sending the accumulation fund opening information to the accumulation fund center, and the accumulation fund center receives the account opening enterprise information and opens the accumulation fund account in real time.
According to the method for converting the individual industrial and commercial enterprises into the enterprises, enterprise industrial and commercial registration information is shared with a government affair service data management bureau, and one-stop services such as individual enterprise conversion registration, bank reservation account opening, social security registration, tax registration, accumulation fund account opening and the like are achieved. The whole process is electronized and simplified. The new enterprise information is automatically filled according to the information of the individual industrial and commercial enterprises, the identity information is directly read, the element information is repeatedly used, the whole process is extremely simple and declared, and the handling efficiency of each business is accelerated. The system is directly cut in from the source, promotes enterprise opening, integrates and online public accounts and opens basic accounts.
The above-mentioned contents are only for illustrating the technical idea of the present invention, and the protection scope of the present invention is not limited thereby, and any modification made on the basis of the technical idea of the present invention falls within the protection scope of the claims of the present invention.

Claims (7)

1. A method for converting an individual industrial and commercial business into an enterprise is applied to a server interacting with a bank system, an industrial and commercial system and a social security system, and is characterized by comprising the following steps:
step 1, the server checks the qualification of the individual user converted into the enterprise according to the industrial and commercial information of the individual user, and if the qualification passes the checking, the step 2 is executed;
step 2, the server side generates enterprise information according to the industrial and commercial information of the individual user and sends the enterprise information to an industrial and commercial system;
step 3, the server generates enterprise account opening information according to the business information of the individual account and sends the enterprise account opening information to the bank, and the bank generates an enterprise account according to the enterprise account opening information and sends the enterprise account opening information to the business system;
step 4, the server side sends the tax payment information of the individual user to the tax side to finish tax registration;
step 5, the server sends the social security transaction request of the individual user to the social security system, and the social security system finishes social security registration after auditing;
and 6, generating public accumulation fund account opening information by the server according to the industrial and commercial information of the individual account and sending the public accumulation fund opening information to a public accumulation fund center, and opening a public accumulation fund account by the public accumulation fund center in real time according to the enterprise information to complete the transfer of the individual account to the enterprise.
2. The method for converting an individual industrial business into an enterprise according to claim 1, wherein step 1 further comprises a process that the server verifies the identity of the user and performs step 1 if the user is an authorized operator.
3. The method as claimed in claim 2, wherein the authentication is performed according to the identity card information of the operator.
4. The method as claimed in claim 1, wherein the information of the individual user in step 1 is a social uniform credit code of the individual user.
5. The method as claimed in claim 1, wherein the method for verifying the qualification of the individual user to the enterprise in step 1 is to verify whether the individual industrial and commercial user is in a white list of the individual business to the enterprise according to the information of the individual user, and the white list has the qualification to the enterprise.
6. The method according to claim 1, wherein the method for opening the account of the enterprise in step 3 comprises:
generating bank enterprise account opening information according to the industrial and commercial information, modifying and confirming the enterprise account opening information, sending the enterprise account opening information to a bank through an interface connected with the bank, and opening an enterprise account for a user in real time and feeding back the enterprise account to an industrial and commercial system in real time according to the enterprise account opening information pushed by the interface by the bank.
7. A system for an individual industrial business to enterprise method according to any one of claims 1-6, comprising,
the qualification authentication module is used for connecting the white list verification interface of the business registration end and verifying whether the individual business is in the white list of the individual business-to-enterprise according to the business information of the individual user;
the business registration module is used for connecting an enterprise registration interface of a business registration end, generating enterprise information according to the business information of an individual user and registering at the business registration end;
the enterprise account opening module is used for connecting a bank to public account interface, generating enterprise opening information according to the industrial and commercial information of the individual account and sending the enterprise opening information to the bank, and the bank receives the enterprise opening account information of the opening enterprise information;
the tax registration module is used for connecting a tax registration interface of the tax end, sending tax payment information of the user to the tax end, and receiving tax payment information of an enterprise by the tax end to complete tax information registration;
the social security system comprises a social security module, a social security system and a social security module, wherein the social security module is used for receiving a social security transaction interface of a social security bureau and sending a social security transaction request of a user to the social security system, and the social security system receives the social security transaction request of the user;
and the accumulation fund account opening module is used for connecting an account opening interface of the accumulation fund center, generating accumulation fund account opening information according to the industrial and commercial information and sending the accumulation fund opening information to the accumulation fund center, and the accumulation fund center receives the account opening enterprise information and opens the accumulation fund account in real time.
CN202111169778.1A 2021-10-08 2021-10-08 Method and system for converting individual industrial and commercial businesses into enterprises Pending CN113888308A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202111169778.1A CN113888308A (en) 2021-10-08 2021-10-08 Method and system for converting individual industrial and commercial businesses into enterprises

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Application Number Priority Date Filing Date Title
CN202111169778.1A CN113888308A (en) 2021-10-08 2021-10-08 Method and system for converting individual industrial and commercial businesses into enterprises

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CN113888308A true CN113888308A (en) 2022-01-04

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN118334799A (en) * 2024-06-12 2024-07-12 长威信息科技发展股份有限公司 Method and equipment for providing enterprise individual self-help opening account one-stop service

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN118334799A (en) * 2024-06-12 2024-07-12 长威信息科技发展股份有限公司 Method and equipment for providing enterprise individual self-help opening account one-stop service

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