CN113781049A - Safety payment consumption system bound with IC card - Google Patents
Safety payment consumption system bound with IC card Download PDFInfo
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- CN113781049A CN113781049A CN202110965669.4A CN202110965669A CN113781049A CN 113781049 A CN113781049 A CN 113781049A CN 202110965669 A CN202110965669 A CN 202110965669A CN 113781049 A CN113781049 A CN 113781049A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04N—PICTORIAL COMMUNICATION, e.g. TELEVISION
- H04N5/00—Details of television systems
- H04N5/76—Television signal recording
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Abstract
The invention relates to the field of IC cards, and particularly discloses a secure payment consumption system bound with an IC card, which comprises the following steps that after a card swiping machine is started, a camera inputs a video into a memory, and a card reader is in a standby state; when the card reader responds, the card swiping machine enters a data processing flow; the card swiping machine sends the current IC card information and the corresponding card swiping person information in the memory to the background equipment; the background equipment calls data from a database containing face information of a card holder, analyzes whether the card holder of the current IC card is the card holder, ignores the consumption record if the card holder consumes, sends a notice to a terminal module bound with the card holder if the card holder does not consume, and stores the face information of the card holder for a period of time; after a period of time, the background equipment clears the information to vacate the storage space. The scheme ingeniously records the information of the card reader, and simultaneously judges, so that the use scene of the IC card is perfected on the premise of ensuring consumption safety, and the IC card is more flexible to use.
Description
Technical Field
The invention belongs to the field of IC cards, and particularly relates to a secure payment consumption system bound with an IC card.
Background
The intelligent all-in-one card uses IC card technology as core, uses computer and communication technology as means to connect all the facilities in the intelligent building into an organic whole, and the user can complete the functions of common key, fund settlement, attendance check and some control operations by means of one IC card.
Taking a park as an example, the park generally provides an IC card for enterprises (schools) and employees (students) of the enterprises (schools) for life in the park (campus), and the employees can handle related information entry procedures when entering work. In order to solve the phenomenon of losing or stealing the IC card, the card reader is usually assisted with operations such as fingerprint identification or face identification when reading the IC card, and the person who swipes the card is limited to be the card holder. But this introduces new problems. However, in practical situations, employees with a good relationship also mutually borrow the IC card for consumption, and the consumption of the employees mutually borrowing the IC card is basically small-amount consumption, and the above arrangement limits the occurrence of the situation, that is, the IC card has strong security performance but the use mode is not flexible enough, so that a new management method is needed for contradiction between the employees and consumption.
Disclosure of Invention
The invention aims to provide a secure payment consumption system bound with an IC card, which can maintain the security performance of the IC card and allow the IC card to have the flexibility of mutual borrowing of friends.
In order to achieve the above object, the present invention provides a secure payment consumption system with an IC card bound thereto, comprising the steps of:
s1, after the POS machine is started, the camera continuously operates and simultaneously records a video into the memory, and the card reader is in a standby state;
s2, the card reader punches a card at the card reader, the card reader responds, and the card reader enters a data processing flow;
s3, the card swiping machine sends the current IC card information and the corresponding card swiping person information in the memory to the background equipment;
s4, the background device fetches data from the database containing face information of the card holder, analyzes whether the current IC card holder is the card holder, ignores the consumption record if the card holder consumes, sends notice to the terminal module bound with the card holder if the card holder does not consume, and stores the face information of the card holder for a period of time;
s5, after a period of time, the background device clears the information to make room for storage.
By adopting the scheme, when the card reader operates, the card reader and the camera can read the IC card information used by the card reader and the facial information of the card reader in sequence, the information is sent to the background equipment for comparison and inspection, if the card reader is found not to be a card holder, the background equipment sends a notice to the terminal module to inform the card holder of consumption, meanwhile, the facial information of the card reader can be reserved, and follow-up investigation and tracking are carried out by combining the database information of a public security system. The scheme improves the flexibility of the use of the IC card, the card holder can choose to ignore the card swiping record of friends, if someone steals the card, the card holder can alarm subsequently and then track the card reader and give punishment, and the scheme has both flexibility and safety.
As an improvement of the above scheme, in step S3, based on the time of the card reader responding to the IC card, a video segment within X seconds is retrieved or several pictures are captured, where X is a constant, and the video segment or several pictures are sent to the background device. By adopting the scheme, the consumption duration of one-time card swiping is short, one section of video or picture can sufficiently contain the facial information of a card swiping person, namely the space occupied by the one section of video or picture is small, high-speed transmission and analysis and calculation are easy, and delay can be reduced; meanwhile, the card swiping machine can select cheaper small-sized components (such as an internal memory and a wireless communicator), and the manufacturing cost is reduced.
As an improvement of the scheme, the length of the video stored by the POS is 30 seconds, and the newly recorded video gradually replaces the recorded video. A1080 p video of 30s length is about 15m, adopts above-mentioned scheme, and the capacity requirement to the memory of the machine for punching the card is low, has reduced equipment cost.
As an improvement of the above scheme, X is 3, and in step S5, the period of time for the background device to retain data is 3 days. The work of the camera can be arranged after the card reader swipes the card (namely after the response of the card reader), the total consumed time of the purchasing process of the next card reader and the process of inputting the charge amount to the card reader by the teller is more than 4s, the scheme is adopted to ensure that only one card reader exists in the video in 3s, the background equipment does not need to perform the consumed time denoising treatment, and the analysis efficiency is improved. And the size of a 3s high-definition video is about 1.5m, the transmission is convenient, and the network data consumption is low.
As an improvement of the above scheme, the terminal module is a mobile phone or an APP installed on the intelligent device. By adopting the scheme, the background equipment can send the message to the cardholder in a short message mode or inform the cardholder in an APP (application) internal popup mode. The APP program can also be installed on other android devices, such as a smart watch.
As an improvement of the scheme, after the cardholder receives the notification from the background device, if the consumption is friend consumption, the cardholder actively ignores the consumption record, and if not, the cardholder reports to the park or the police.
As an improvement of the scheme, the card swiping machine is integrated with a card reader, a camera, a memory, a microprocessor and a wireless communicator, the microprocessor is connected with the memory, the camera, the card reader and the wireless communicator, the background device is integrated with a central server, a database and the wireless communicator, the central server is connected with the database and the wireless communicator, the wireless communicator of the card swiping machine is connected with the wireless communicator of the background device, and the terminal module is connected with the wireless communicator of the background device.
As an improvement of the scheme, the card swiping machine is connected with the background equipment in a wireless broadband mode in wireless communication, and the terminal module is connected with the background equipment in a mobile communication mode.
As an improvement of the scheme, the installation height of the camera is 1.5-1.8m, and the distance between the camera and the card reader is 10-30 cm. By adopting the scheme, the card swiping habit of the card swiping person is fully utilized, when the card swiping person swipes the card, the position of the card reader needs to be observed by raising the head, and after the card swiping person raises the head, the camera can also clearly and accurately acquire the facial information of the card swiping person.
The invention has the following beneficial effects: due to the technological progress, the face recognition algorithm, the monitoring of the whole street and the database of the public security bureau are more and more perfect, and the problem can be completely solved by a retrospective mode. Under the background of the era, the scheme ingeniously records the information of the card reader, simultaneously judges, perfects the use scene of the IC card on the premise of ensuring the consumption safety, and is more flexible in use.
Drawings
FIG. 1 is a flow diagram of a billing system under an embodiment;
FIG. 2 is a flow diagram of the interior of the card swipe machine according to one embodiment;
FIG. 3 is a schematic connection diagram of the card swiping machine, the background device and the terminal module according to the embodiment.
Description of reference numerals: 10. a card swiping machine; 20. a background device; 30. and a terminal module.
Detailed Description
The following detailed description of the present invention is provided in conjunction with the accompanying drawings, but it should be understood that the scope of the present invention is not limited to the specific embodiments.
Referring to fig. 1 to 3, the present invention discloses a secure payment consumption system binding an IC card, comprising the steps of:
s1, after the POS machine is started, the camera continuously operates and simultaneously records a video into the memory, and the card reader is in a standby state;
s2, the card reader punches a card at the card reader, the card reader responds, and the card reader enters a data processing flow;
s3, the card swiping machine sends the current IC card information and the corresponding card swiping person information in the memory to the background equipment 20;
s4, the background device 20 retrieves data from the database containing the face information of the cardholder, analyzes whether the cardholder of the current IC card is the cardholder, ignores the consumption record if it is the cardholder, sends a notification to the terminal module 30 bound to the cardholder if it is not the cardholder, and saves the face information of the cardholder for a period of time;
s5, after the lapse of time, background device 20 clears the piece of information to make room for storage.
When the card reader operates, the card reader and the camera can read IC card information used by the card reader and facial information of the card reader in sequence, the information is sent to the background equipment 20 to be compared and checked, if the card reader is found not to be a card holder, the background equipment 20 sends a notice to the terminal module 30 to inform the card holder of consumption, meanwhile, the facial information of the card reader can be reserved, and follow-up investigation and tracking are carried out by combining database information of a public security system. The scheme improves the flexibility of the use of the IC card, the card holder can choose to ignore the card swiping record of friends, if someone steals the card, the card holder can alarm subsequently and then track the card reader and give punishment, and the scheme has both flexibility and safety. When the card holder receives the notice, the card holder can select whether to alarm or not.
Supplementary explanation, when the employee or student enters into the job, the basic information (including the crown-free photo, the mobile phone number, etc.) is bound with the IC card.
Preferably, in step S3, based on the time of the card reader responding to the IC card, a video segment within X seconds is retrieved or several pictures are taken back, where X is a constant, and the video segment or several pictures are sent to the backend device 20. For example, after the card reader swipes the card, a video with a length of 3 seconds is called by backtracking for 3 seconds, or 3 to 6 pictures are cut within the 3 seconds, and the video or the pictures are required to contain the face information of the card reader. The work of the camera can be arranged after the card reader swipes the card (namely after the response of the card reader), the total consumed time of the purchasing process of the next card reader and the process of inputting the charge amount to the card reader by the teller is more than 4s, the scheme is adopted to ensure that only one card reader exists in the video in 3s, the background equipment 20 does not need to perform the consumed denoising treatment, and the analysis efficiency is improved. And the size of a 3s high-definition video is about 1.5m, the transmission is convenient, and the network data consumption is low.
The consumption duration of one-time card swiping is short, one section of video or picture is enough to contain the facial information of a card swiping person, namely the space occupied by the one section of video or picture is small, high-speed transmission and analysis and calculation are easy, and delay can be reduced; meanwhile, the card swiping machine can select cheaper small-sized components (such as an internal memory and a wireless communicator), and the manufacturing cost is reduced. In this embodiment, the length of the video stored by the POS is 30 seconds, and the newly recorded video gradually replaces the recorded video. A 1080p video with a length of 30s is about 15m, and in conjunction with fig. 3, the memory of the swipe card machine can be selected to have a capacity of less than 100 m.
For the database of the backend device 20, in order to reduce the capacity of the database, the redundant consumption records also need to be cleaned up periodically. Firstly, the consumption of the card holders is not recorded, the consumption records of the consumption of the non-card holders are kept for 3 days, and then the information is cleared to make room, thereby reducing the consumption.
Preferably, the terminal module 30 is a mobile phone or an APP installed on a smart device. In one scenario, the background device 20 will send the message "there are other people using your IC card for consumption, the consumption location is in the dining hall, and the consumption amount is 15 yuan; if the card holder is not a friend or a family, the card holder needs to log in the APP in time to obtain more detailed information of the card reader and contact related departments, and the short message is sent to the mobile phone of the card holder through the 2G mobile network. In another scenario, the background device 20 sends consumption information to the APP through 4G or wifi, where the consumption information includes consumption records and facial information (3 seconds of video or several pictures) of the cardholder, and the cardholder can store the consumption records at the local end through the APP. After receiving the notification from the background device 20, the cardholder actively ignores the consumption record if the consumption is a friend consumption, and reports to the campus or the police if the consumption is not a friend consumption.
In this embodiment, the card swiping machine is integrated with a card reader, a camera, a memory, a microprocessor and a wireless communicator, the microprocessor is connected with the memory, the camera, the card reader and the wireless communicator, the background device 20 is integrated with a central server, a database and the wireless communicator, the central server is connected with the database and the wireless communicator, the wireless communicator of the card swiping machine is connected with the wireless communicator of the background device 20, and the terminal module 30 is connected with the wireless communicator of the background device 20. Further, the wireless communication between the POS machine and the background device 20 is connected in a wireless broadband manner, and the terminal module 30 is connected with the background device 20 in a mobile communication manner.
In other embodiments, the swipe card reader can be connected to the background device 20 through a network cable, i.e., a wired transmission manner.
The installation height of the camera is 1.5-1.8m, and the distance between the camera and the card reader is 10-30 cm. The design makes full use of the card swiping habit of the card swiping person, when the card swiping person swipes the card, the position of the card reader needs to be observed by raising the head, and after the card swiping person raises the head, the camera can also clearly and accurately acquire the facial information of the card swiping person.
In other embodiments, the camera and the card reader may be separately arranged. The camera directly uses monitoring in the room (the POS machine does not comprise the camera), and after the card reader responds, a section of video of the camera used for monitoring is called or the video is further cut into a plurality of segments. And finally, the information of the card reader is gathered and sent to the background equipment 20.
The foregoing descriptions of specific exemplary embodiments of the present invention have been presented for purposes of illustration and description. It is not intended to limit the invention to the precise form disclosed, and obviously many modifications and variations are possible in light of the above teaching. The exemplary embodiments were chosen and described in order to explain certain principles of the invention and its practical application to enable one skilled in the art to make and use various exemplary embodiments of the invention and various alternatives and modifications as are suited to the particular use contemplated. It is intended that the scope of the invention be defined by the claims and their equivalents.
Claims (9)
1. A secure payment consumption system bound with an IC card, comprising the steps of:
s1, after the POS machine is started, the camera continuously operates and simultaneously records a video into the memory, and the card reader is in a standby state;
s2, the card reader punches a card at the card reader, the card reader responds, and the card reader enters a data processing flow;
s3, the card swiping machine sends the current IC card information and the corresponding card swiping person information in the memory to the background equipment;
s4, the background device fetches data from the database containing face information of the card holder, analyzes whether the current IC card holder is the card holder, ignores the consumption record if the card holder consumes, sends notice to the terminal module bound with the card holder if the card holder does not consume, and stores the face information of the card holder for a period of time;
after a period of time, the background equipment clears the information to vacate the storage space.
2. The secure payment consumption system of claim 1, wherein: in step S3, based on the time that the card reader responds to the IC card, a video segment within X seconds is retrieved or several pictures are captured, where X is a constant, and the video segment or several pictures are sent to the background device.
3. The secure payment consumption system of claim 2, wherein: the length of the video stored by the POS is 30 seconds, and the newly recorded video gradually replaces the recorded video.
4. A secure payment consumption system as defined in claim 3, wherein: x is 3, and in step S5, the period of time for the background device to retain data is 3 days.
5. The secure payment consumption system of claim 1, wherein: the terminal module is a mobile phone or an APP installed on the intelligent device.
6. The secure payment consumption system of claim 5, wherein: after the cardholder receives the notice from the background device, if the consumption is friend consumption, the cardholder actively ignores the consumption record, and if not, reports to the park or the police.
7. The secure payment consumption system of any one of claims 1 to 6, wherein: the POS machine is integrated with a card reader, a camera, a memory, a microprocessor and a wireless communicator, the microprocessor is connected with the memory, the camera, the card reader and the wireless communicator, background equipment is integrated with a central server, a database and the wireless communicator, the central server is connected with the database and the wireless communicator, the wireless communicator of the POS machine is connected with the wireless communicator of the background equipment, and a terminal module is connected with the wireless communicator of the background equipment.
8. The secure payment consumption system of claim 7, wherein: the POS machine is connected with the background equipment in a wireless broadband mode, and the terminal module is connected with the background equipment in a mobile communication mode.
9. The secure payment consumption system of claim 8, wherein: the installation height of the camera is 1.5-1.8m, and the distance between the camera and the card reader is 10-30 cm.
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| Application Number | Priority Date | Filing Date | Title |
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| CN202110965669.4A CN113781049A (en) | 2021-08-23 | 2021-08-23 | Safety payment consumption system bound with IC card |
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| Application Number | Priority Date | Filing Date | Title |
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| CN202110965669.4A CN113781049A (en) | 2021-08-23 | 2021-08-23 | Safety payment consumption system bound with IC card |
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