CN113763119A - Payment method, payment device, electronic equipment and computer-readable storage medium - Google Patents

Payment method, payment device, electronic equipment and computer-readable storage medium Download PDF

Info

Publication number
CN113763119A
CN113763119A CN202110454335.0A CN202110454335A CN113763119A CN 113763119 A CN113763119 A CN 113763119A CN 202110454335 A CN202110454335 A CN 202110454335A CN 113763119 A CN113763119 A CN 113763119A
Authority
CN
China
Prior art keywords
commodity
information
payment
order information
user
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN202110454335.0A
Other languages
Chinese (zh)
Inventor
王少鸣
郭润增
陈南瑾
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Tencent Technology Shenzhen Co Ltd
Original Assignee
Tencent Technology Shenzhen Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Tencent Technology Shenzhen Co Ltd filed Critical Tencent Technology Shenzhen Co Ltd
Priority to CN202110454335.0A priority Critical patent/CN113763119A/en
Publication of CN113763119A publication Critical patent/CN113763119A/en
Pending legal-status Critical Current

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0631—Item recommendations
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
    • G06Q30/0635—Processing of requisition or of purchase orders
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0641—Shopping interfaces
    • G06Q30/0643—Graphical representation of items or shoppers

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Computer Security & Cryptography (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The embodiment of the application provides a payment method, a payment device, electronic equipment and a computer-readable storage medium, and relates to the technical fields of payment, application technology and block chains. The method comprises the following steps: responding to a first payment confirmation operation of a user for first order information, and displaying an information recommendation page, wherein the information recommendation page displays commodity information of each commodity in at least one commodity to be recommended; receiving selection confirmation operation of a user for a target commodity in at least one to-be-recommended commodity; responding to the selection confirmation operation, displaying second order information, wherein the amount to be paid corresponding to the second order information is equal to the sum of the amount to be paid corresponding to the first order information and the amount to be paid corresponding to the target commodity; and performing payment processing on the second order information in response to a second payment confirmation operation of the user for the second order information. According to the scheme, commodities are recommended to the user in the payment process, and the payment efficiency and the payment experience can be improved.

Description

Payment method, payment device, electronic equipment and computer-readable storage medium
Technical Field
The present application relates to the field of payment, application technology and block chain technology, and in particular, to a payment method, an apparatus, an electronic device and a computer-readable storage medium.
Background
With the development of internet technology, mobile payment has become one of the main payment modes, and the payment mode is simple and brings convenience to the life of users.
In the prior art, a plurality of payment modes exist, but payment processing is only directly performed on an order to be paid, and no commodity recommendation is performed on a user, so that the purchase conversion rate of commodities is reduced, and the physical examination of shopping of the user is poor.
Disclosure of Invention
An object of the embodiments of the present application is to provide a payment method, an apparatus, an electronic device, and a computer-readable storage medium, which can improve a payment promoting experience and payment efficiency.
In one aspect, an embodiment of the present application provides a payment method, where the method includes:
responding to a first payment confirmation operation of a user for first order information, and displaying an information recommendation page, wherein the information recommendation page displays commodity information of each commodity in at least one commodity to be recommended;
receiving selection confirmation operation of a user for a target commodity in at least one to-be-recommended commodity;
responding to the selection confirmation operation, displaying second order information, wherein the amount to be paid corresponding to the second order information is equal to the sum of the amount to be paid corresponding to the first order information and the amount to be paid corresponding to the target commodity;
and performing payment processing on the second order information in response to a second payment confirmation operation of the user for the second order information.
In another aspect, an embodiment of the present application provides a payment method, where the method includes:
receiving first order information of a user, which is sent by payment equipment;
determining at least one to-be-recommended commodity, displaying commodity information of each commodity in the at least one to-be-recommended commodity to a user through an information recommendation page of a payment device, and generating second order information based on the commodity information of a target commodity and the first order information when the payment device receives selection confirmation operation of the user for the target commodity in the at least one to-be-recommended commodity;
and receiving second order information sent by the payment equipment, and performing payment processing on the second order information.
In another aspect, an embodiment of the present application provides a payment apparatus, including:
the information recommendation page display module is used for responding to a first payment confirmation operation of a user for the first order information and displaying an information recommendation page, and the information recommendation page displays commodity information of each commodity in at least one commodity to be recommended;
the selection confirmation operation receiving module is used for receiving the selection confirmation operation of the user aiming at the target commodity in the at least one commodity to be recommended;
the second order information display module is used for responding to the selection confirmation operation and displaying second order information, and the amount to be paid corresponding to the second order information is equal to the sum of the amount to be paid corresponding to the first order information and the amount to be paid corresponding to the target commodity;
and the first payment module is used for responding to a second payment confirmation operation of the user for the second order information and performing payment processing on the second order information.
Optionally, the apparatus further comprises:
the commodity viewing module is used for responding to viewing operation of any commodity in at least one commodity to be recommended and displaying a commodity information display page corresponding to any commodity;
the selection confirmation operation receiving module is specifically configured to, when receiving a selection confirmation operation of a user for a target product in at least one to-be-recommended product:
if the selection confirmation operation is received through the commodity information display page, any commodity is the target commodity.
Optionally, the apparatus further comprises:
and the updating module is used for responding to the updating operation of the user on the to-be-recommended commodities displayed on the information recommendation page and displaying the updated commodity information of at least one to-be-recommended commodity.
Optionally, the apparatus further comprises:
and the first order payment module is used for responding to the page closing operation when receiving the page closing operation aiming at the information recommendation page and carrying out payment processing on the first order information.
Optionally, the apparatus further comprises:
the animation display module is used for responding to the second payment confirmation operation, acquiring and displaying animation information; and in response to the payment result being obtained, ending the display of the animation information and displaying the payment result.
Optionally, the information recommendation page display module, when responding to a first payment confirmation operation of the user for the first order information and displaying the information recommendation page, is specifically configured to:
responding to a first payment confirmation operation of a user for first order information, and sending the first order information to a payment server; receiving commodity information of each commodity in at least one to-be-recommended commodity determined by the payment server, and displaying the commodity information on an information recommendation page;
the second order information display module is specifically configured to, when displaying the second order information in response to the selection confirmation operation:
responding to the selection confirmation operation, and generating and displaying second order information based on the commodity information of the target commodity and the first order information;
when the first payment module performs payment processing on the second order information in response to a second payment confirmation operation of the user for the second order information, the first payment module is specifically configured to:
and responding to the second payment confirmation operation, and sending the second order information to the payment server so that the payment server carries out payment processing on the second order information.
Optionally, before performing the payment processing, the apparatus further includes:
and the face information acquisition module is used for calling the image acquisition equipment to acquire the face information of the user so as to carry out payment processing based on the face information.
In another aspect, an embodiment of the present application provides a payment apparatus, including:
the first order receiving module is used for receiving first order information of the user, which is sent by the payment equipment;
the second order generation module is used for determining at least one to-be-recommended commodity, displaying commodity information of each commodity in the at least one to-be-recommended commodity to a user through an information recommendation page of the payment equipment, and enabling the payment equipment to generate second order information based on the commodity information of the target commodity and the first order information when receiving selection operation of the user for the target commodity in the at least one to-be-recommended commodity;
and the second payment module is used for receiving the second order information sent by the payment equipment and carrying out payment processing on the second order information.
Optionally, the apparatus further comprises:
the first order processing module is used for performing payment processing on the first order information when payment indicating information aiming at the first order information and sent by the payment equipment is received, wherein the payment indicating information is sent when a user closes an information recommendation page.
Optionally, the at least one item to be recommended includes at least one of:
at least one commodity corresponding to the merchant corresponding to the first order information;
at least one item determined based on historical order information of the user.
On the other hand, an embodiment of the present application further provides an electronic device, where the electronic device includes a memory and a processor, where the memory stores a computer program, and the processor executes the payment method provided in any optional embodiment of the present application when the processor runs the computer program.
On the other hand, the embodiment of the present application further provides a computer-readable storage medium, in which a computer program is stored, and when the computer program is executed by a processor, the processor executes the payment method provided in any optional embodiment of the present application.
In another aspect, an embodiment of the present application further provides a computer program product or a computer program, which when run on a computer device is the computer device that executes any one of the optional implementation methods provided in the present application. The computer program product or computer program comprises computer instructions, which are stored in a computer readable storage medium. The computer instructions are read by a processor of a computer device from a computer-readable storage medium, and the computer instructions are executed by the processor to cause the computer device to perform the payment method provided in any one of the alternative embodiments of the present application.
The beneficial effect that technical scheme that this application provided brought is: according to the scheme provided by the embodiment of the application, when a user performs a first payment confirmation operation on first order information, commodity information of each commodity in at least one to-be-recommended commodity is displayed through an information recommendation page, the user can select a commodity (target commodity) which the user wants to purchase based on a selection confirmation operation of the user on the target commodity in the at least one to-be-recommended commodity, then second order information is displayed in response to the selection confirmation operation, and payment processing is performed on the second order information based on a second payment confirmation operation of the user on the second order information. According to the scheme, the commodities to be recommended are recommended to the user in the payment process (before payment processing), the shopping conversion rate of the commodities can be improved, the commodities are recommended in the payment procedure, the payment server does not need to carry out payment processing twice, and therefore the payment efficiency and the payment experience of the user can be improved.
Additional aspects and advantages of the present application will be set forth in part in the description which follows and, in part, will be obvious from the description, or may be learned by practice of the present application.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings used in the description of the embodiments of the present application will be briefly described below.
Fig. 1 is a schematic flowchart of a payment method according to an embodiment of the present application;
fig. 2 is a schematic view of a merchandise display page provided in an embodiment of the present application;
fig. 3 is a schematic view of a display mode of an information recommendation page provided in an embodiment of the present application;
fig. 4 is a schematic diagram of a commodity information display page provided in an embodiment of the present application;
fig. 5a is a schematic view of a page corresponding to first order information according to an embodiment of the present disclosure;
fig. 5b is a schematic diagram of a page corresponding to second order information according to an embodiment of the present disclosure;
fig. 6 is a schematic diagram of an information recommendation page provided in an embodiment of the present application;
fig. 7 is a schematic diagram of a display page of animation information according to an embodiment of the present application
Fig. 8 is a schematic flowchart of another payment method provided in the embodiment of the present application;
fig. 9 is a schematic structural diagram of a payment system provided in an embodiment of the present application;
fig. 10 is a schematic structural diagram of a payment apparatus provided in an embodiment of the present application;
fig. 11 is a schematic structural diagram of another payment apparatus provided in the embodiment of the present application;
fig. 12 is a schematic structural diagram of an electronic device according to an embodiment of the present application.
Detailed Description
Reference will now be made in detail to embodiments of the present application, examples of which are illustrated in the accompanying drawings, wherein like or similar reference numerals refer to the same or similar elements or elements having the same or similar function throughout. The embodiments described below with reference to the drawings are exemplary only for the purpose of explaining the present application and are not to be construed as limiting the present invention.
As used herein, the singular forms "a", "an", "the" and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise. It will be further understood that the terms "comprises" and/or "comprising," when used in this specification, specify the presence of stated features, integers, steps, operations, elements, and/or components, but do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, and/or groups thereof. It will be understood that when an element is referred to as being "connected" or "coupled" to another element, it can be directly connected or coupled to the other element or intervening elements may also be present. Further, "connected" or "coupled" as used herein may include wirelessly connected or wirelessly coupled. As used herein, the term "and/or" includes all or any element and all combinations of one or more of the associated listed items.
The payment method provided by the embodiment of the application can be applied to various practical application scenes, such as face-brushing payment, password payment and the like.
The method provided in each optional embodiment of the application, the extraction of the related face features, and the determination of the identity information based on the face information can be realized by adopting an artificial intelligence technology.
Artificial Intelligence (AI) is a theory, method, technique and application system that uses a digital computer or a machine controlled by a digital computer to simulate, extend and expand human Intelligence, perceive the environment, acquire knowledge and use the knowledge to obtain the best results. In other words, artificial intelligence is a comprehensive technique of computer science that attempts to understand the essence of intelligence and produce a new intelligent machine that can react in a manner similar to human intelligence. Artificial intelligence is the research of the design principle and the realization method of various intelligent machines, so that the machines have the functions of perception, reasoning and decision making.
The processing of the face information related to the embodiment of the application can be realized by adopting a cloud technology, for example, the data storage related to the processing process can adopt a cloud storage mode, and the data calculation related to the processing process can adopt a cloud calculation mode.
The scheme provided by the embodiment of the application can be executed by any electronic device, and can be executed by user terminal equipment (payment equipment) or a server (payment server), wherein the server can be an independent physical server, a server cluster or distributed system formed by a plurality of physical servers, or a cloud server providing cloud computing service. The terminal device may comprise at least one of: smart phones, tablet computers, notebook computers, desktop computers, smart speakers, smart watches, smart televisions, and smart car-mounted devices.
In a possible implementation manner, the payment device and the payment server may be combined into a blockchain, and the payment server and the payment device may be nodes on the blockchain, and the payment method in this embodiment may be performed by at least one node on the blockchain, that is, the payment server or the server cluster in this embodiment may be one or at least two nodes on the blockchain, and the payment device in this embodiment may be one node on the blockchain.
The following describes the technical solutions of the present application and how to solve the above technical problems with specific embodiments. The following several specific embodiments may be combined with each other, and details of the same or similar concepts or processes may not be repeated in some embodiments. Embodiments of the present application will be described below with reference to the accompanying drawings.
A possible implementation manner is provided in the embodiment of the present application, and as shown in fig. 1, a flowchart of a payment method is provided, where the scheme may be executed by any electronic device, for example, the scheme of the embodiment of the present application may be executed on a terminal device or a server, or may be executed interactively by the terminal device (which may be referred to as a payment device in this embodiment) and the server (which may be referred to as a payment server in this embodiment). For convenience of description, the method provided by the embodiment of the present application will be described below by taking an electronic device (payment device) as an execution subject.
Fig. 1 shows a schematic flowchart of a payment method provided in an embodiment of the present application, and as shown in fig. 1, the method may include the following steps:
step S110, in response to a first payment confirmation operation of the user for the first order information, displaying an information recommendation page, where the information recommendation page displays commodity information of each commodity in at least one to-be-recommended commodity.
The first order information refers to order information generated by a user corresponding to commodity information of at least one commodity to be purchased initially on a certain merchant APP (Application), and the first order information may include commodity information (for example, commodity name, commodity quantity, commodity unit price, and the like) of each commodity to be purchased, related information of the order (for example, information such as time information for order generation and amount to be paid corresponding to the order), and based on the first order information, the user may know which commodities the user purchases include, how much amount to be paid is, whether there are missing commodities, whether there are commodities that the user does not want to purchase, and the like.
The first payment confirmation operation refers to an operation that wants to pay for the first order information, and the operation is initiated by the user on a page of the payment device, and the page is a page where the user interacts with the payment device. The page can be a page where the first order information is located, and can also be a commodity display page, and the commodity display page is used for displaying commodity information of each commodity; the user may trigger the operation based on a payment identifier displayed on a page of the payment device, where the payment identifier may be characterized by at least one of characters, words, or graphics, and a specific representation form of the payment identifier is not limited in this application.
Optionally, if the payment identifier is displayed on the commodity display page, the payment identifier may be moved on the commodity display page based on a user's moving operation, so as to avoid that the payment identifier blocks commodity information of commodities displayed on the commodity display page, which is inconvenient for the user to browse the commodity information.
Optionally, before generating the first order information, the user may select a commodity to be purchased on a commodity display page of the payment device, where commodity information of each commodity is displayed on the commodity display page, each commodity corresponds to a selection identifier, and based on a click operation of the user on the selection identifier, the commodity corresponding to the selection identifier may be determined to be the commodity that the user wants to purchase. The selection identifier may be represented by at least one of characters, words, or figures, and the specific representation form of the selection identifier is not limited in the present application.
As an example, if the selection identifier is "+", for example, based on a confirmation operation on the identifier (the confirmation operation may be a click operation or a slide operation), the product corresponding to the identifier may be confirmed as the product that the user wants to purchase.
As an example, as shown in fig. 2, a schematic diagram of a product display page is shown, on which product information of each product, such as a product image of each product, title information of each product, price information, and the like, are displayed, and as shown in fig. 2, a product image corresponding to product a is image 1, title information is m1, price information is x1, a product image corresponding to product b is image 2, title information is m2, price information is x2, a product image corresponding to product c is image 3, title information is m3, and price information is x 3. Each of the commodities a to c corresponds to a selection identifier "+", and the commodity a corresponding to the operation is the commodity that the user wants to purchase based on the confirmation operation (click operation) of the "+" corresponding to the commodity a. After the item desired to be purchased is selected, a first payment confirmation operation may be triggered based on a payment identifier (a shopping cart identifier shown in the figure) displayed on the item display page. In the process of selecting the commodity which is wanted to be purchased, when the payment identifier covers commodity information of a certain commodity on the commodity display page, the payment identifier can be moved to a specified position or a position corresponding to the stop of the user movement operation based on the movement operation of the user on the payment identifier.
After the first payment confirmation operation is triggered, the user can jump to an information recommendation page in response to the operation, and commodity information of each commodity in at least one commodity to be recommended can be displayed on the page. How to obtain the commodity information of each commodity in the at least one commodity to be recommended will be described in detail below, and details are not repeated here.
The information recommendation page and the page where the first order information is located may be the same page, that is, the first order information and the commodity information of each commodity in the at least one commodity to be recommended may be displayed in different areas of the page. The information recommendation page and the page where the first order information is located can be two pages which are independent of each other. The user can browse the commodity information of each commodity to be recommended by sliding the page where the commodity to be recommended is located, namely, the commodity information of each commodity to be recommended can be displayed for the user based on the sliding operation of the page where the commodity to be recommended is located by the user.
Optionally, if the information recommendation page and the page where the first order information is located are two pages that are independent of each other. The information recommendation page can be displayed in a floating manner on the page where the first order information is located. Optionally, the size of the information recommendation page may be smaller than the size of the page where the first order information is located.
As an example, as shown in the schematic diagram of the information recommendation page shown in fig. 3, the page b is displayed in a floating manner on the page a where the first order information is located, the page displays the commodity information of each of the 2 commodities to be recommended (the commodity d and the commodity f), the commodity image corresponding to the commodity d is the image 4, the title information is m4, the price information is x4, the commodity image corresponding to the commodity f is the image 5, the title information is m5, and the price information is x 5. Each commodity corresponds to a selection mark "+", and based on the selection mark, the user can directly select the target commodity on the information recommendation page.
In an alternative embodiment of the present application, the method further comprises:
and responding to the updating operation of the user for the to-be-recommended commodities displayed on the information recommendation page, and displaying the updated commodity information of at least one to-be-recommended commodity.
The display page of the information recommendation page is limited, and only the commodity information of part of at least one to-be-recommended commodity is displayed at a time, so that the user can update the displayed to-be-recommended commodity, and based on the operation, the user can see the commodity information of the to-be-recommended commodity which is not displayed.
The updating operation may be a sliding operation, or may be a triggering operation for an update identifier on the information recommendation page. If the information is the sliding operation, determining which commodity information of the to-be-recommended commodities is displayed corresponding to the sliding operation based on the corresponding position when the sliding operation is stopped, for example, in the display sequence of each to-be-recommended commodity, the display sequence of the to-be-recommended commodity b is behind the to-be-recommended commodity a, the information displayed at the lowermost end of the current page of the information recommendation page is the commodity information of the to-be-recommended commodity a, the sliding operation is downward sliding, and based on the sliding operation, at this time, the information displayed at the lowermost end of the page of the information recommendation page includes the commodity information of the to-be-recommended commodity b. And if the updating operation is the triggering operation based on the updating identifier, updating the displayed commodity information of the commodity to be recommended based on the triggering operation of the user on the identifier, wherein the updating mode is a pre-configured updating mode corresponding to the updating identifier, for example, the displayed information is updated all at once.
The updating of the displayed commodity information of the commodity to be recommended may be updating all the displayed information or updating part of the displayed information. That is, for the displayed commodity information of the commodities to be recommended, the commodity information of all the commodities to be recommended in the displayed commodities to be recommended can be updated to the commodity information of the commodities to be recommended which is not displayed by one-time updating, or only the commodity information of part of the commodities in the displayed commodities to be recommended can be updated. The information amount of one time of updating can be determined based on a pre-configured updating mode, if the updating mode is to update all displayed information, the commodity information of all displayed commodities to be recommended is updated based on the updating operation of the user, and if the updating mode is to update part of the information, for example, the information displayed at the lowest end of the information recommendation page in the displayed information is updated, the information displayed at the lowest end of the information recommendation page in the displayed commodity information of the commodities to be recommended is updated based on the updating operation of the user.
Step S120, receiving a selection confirmation operation of the user aiming at a target commodity in at least one commodity to be recommended.
The target commodity can be at least one of at least one commodity to be recommended.
Optionally, each item to be recommended corresponds to a selection identifier, the selection identifier may be the same as the selection identifier described above, and based on a trigger operation of the user on the selection identifier, a target item corresponding to the trigger operation may be determined, where the target item is an item that the user wants to purchase.
In an alternative embodiment of the present application, the method further comprises:
responding to the viewing operation of any commodity in at least one commodity to be recommended, and displaying a commodity information display page corresponding to any commodity;
receiving a selection confirmation operation of a user for a target commodity in at least one to-be-recommended commodity, wherein the selection confirmation operation comprises the following steps:
if the selection confirmation operation is received through the commodity information display page, any commodity is the target commodity.
The viewing operation may be an operation for any commodity (for example, a click operation for commodity information of a certain commodity), based on which it is indicated that the user wants to further know about the related information of the any commodity, and if the user intends to purchase the any commodity, based on which the user may jump to a commodity information display page corresponding to the any commodity, so as to display the related information of the any commodity through the page.
The related information of the any commodity includes, but is not limited to, evaluation information of the commodity, attribute information (information of weight, material, color, model, etc.) and the like, so that the user can know the any commodity more specifically. The commodity information display page can also display a selection identifier, the expression form of the selection identifier can be the same as that of the selection identifier displayed on the information recommendation page, and based on the selection confirmation operation of the user on the selection identifier, the commodity can be shown to be the target commodity selected by the user.
Optionally, when a closing operation of the user for the commodity information display page is received, the information recommendation page is displayed in response to the closing operation. In this case, the information on the information recommendation page may be updated, and the updated information does not include the product information of any product.
Whether a selection confirmation operation of a user on any commodity is received or not, when a closing operation aiming at a commodity information display page is received, the closing operation is used for indicating that the user selects to purchase any commodity, namely the selection confirmation operation aiming at any commodity is triggered, or the user is not interested in any commodity and does not want to purchase the commodity, the information display page can be closed or quitted, and the information recommendation page is returned after the closing operation is carried out.
The commodity information display page can display a closing identification, the user triggers the identification to be closing operation, and the commodity information display page can be closed in response to the closing operation. The closing mark may be a word or a character, and the specific expression form of the closing mark is not limited in this application, for example, the closing mark may be "x".
As for the previous example, when the user's viewing operation on the commodity d (any commodity) is received, that is, the commodity corresponding to the image 4 corresponding to the hand identifier shown in fig. 3, the commodity information display page shown in fig. 4 is displayed, on this page, title information m4 and price information x4 of the article d, and evaluation information and attribute information of the article are displayed, wherein, the evaluation information comprises the evaluation content of the commodity by the user 1 (XX shown behind the user 1 in the figure is the evaluation content) and the evaluation content of the commodity by the user 2, the attribute information comprises the color information (XX shown behind the color in the figure is the specific color information) and the model information (XX shown behind the model in the figure is the specific model information) of the commodity, a closing identifier "x" is also displayed on the page, and when the user triggers the closing identifier, the commodity information display page is closed.
And step 130, responding to the selection confirmation operation, displaying second order information, wherein the amount to be paid corresponding to the second order information is equal to the sum of the amount to be paid corresponding to the first order information and the amount to be paid corresponding to the target commodity.
The second order information is order information corresponding to each commodity which the user finally wants to purchase. After generating the second order information, the second order information may overlay and display the first order information. The second order information is determined based on the first order information and the commodity information of the target commodity.
Optionally, the second order information further includes commodity information of each commodity in the first order information and commodity information of the target commodity. In the scheme of the application, for the user, no matter the first order information or the second order information, the user always needs to pay one order.
Optionally, the first order information includes commodity information of each commodity, the commodity information of each commodity in the first order information may be displayed in a form of a list, each line of the list corresponds to the commodity information of one commodity, and the commodity information of the target commodity is located in the last line of the list corresponding to the second order information. The commodity information of the target commodity is displayed on the last line of the corresponding list of the second order information, so that a user can conveniently confirm whether the target commodity is successfully added into the first order information.
Optionally, the first order information further includes an amount to be paid, and for a commodity, the commodity information of the commodity includes a commodity name, a commodity number, and a commodity unit price. After the commodity information of the target commodity is added to the first order information, that is, after second order information is generated based on the first order information and the commodity information of the target commodity, the amount to be paid corresponding to the first order information is updated to obtain a new amount, where the new amount is the amount to be paid corresponding to the second order information and is equal to the sum of the amount to be paid corresponding to the first order information and the amount to be paid of the target commodity (the commodity unit price is multiplied by the commodity quantity).
As an example, as shown in fig. 5a, a page corresponding to first order information includes, in a list in the page, commodity information of each of commodities a to c and an amount to be paid AAA element corresponding to the first order information, where the commodity information includes a commodity name, a commodity number, and a commodity unit price; after the commodity information of the target commodity d is added to the list where the first order information is located, a list corresponding to the second order information shown in fig. 5b can be obtained, for example, a page corresponding to the second order information shown in fig. 5b, the last line of the list in the page is the commodity information of the target commodity d, and the amount to be paid corresponding to the second order information is BBB unit. The product information of each product in the drawings is merely an example, and does not limit the aspect of the present application.
Step S140, in response to a second payment confirmation operation of the user for the second order information, performing payment processing on the second order information.
The second payment confirmation operation refers to an operation that the user wants to pay for the second order information, and a trigger mode of the second payment confirmation operation may be the same as a trigger mode of the first payment confirmation operation, which is not described herein again.
Optionally, after the second payment confirmation operation is triggered, the user may jump to another page (second page) in response to the second payment confirmation operation, where the second page may display information related to the second order, for example, information such as trigger time of the second payment confirmation operation, total amount of goods in the second order, and amount to be paid. At least one payment type information (for example, bank card payment, face payment, etc.) may also be displayed on the second page, and based on the at least one payment type information, a payment type, that is, a payment method, corresponding to the second order information may be determined based on a selection operation of the user on the at least one payment type information. It will be appreciated that different payment type information may be characterized by different type identifications.
In an alternative embodiment of the present application, the method further comprises:
and if receiving page closing operation aiming at the information recommendation page, responding to the page closing operation, and performing payment processing on the first order information.
When the user does not want to purchase other commodities except the commodity in the first order information, for example, the user may return to the information recommendation page based on a closing operation of the user on the commodity information display page when browsing commodity information of the commodity displayed on the commodity information display page, or the user may close the information recommendation page when browsing the information recommendation page and the user does not want to purchase the commodity or does not want to browse information on the information recommendation page, where the closing operation of the page indicates that the user only wants to purchase the commodity in the first order information, and the payment processing may be directly performed on the first order information in response to the closing operation of the page. Thus, the whole payment process is only processed once.
The information recommendation page can display a related closing identifier, the triggering operation of the user on the identifier is a page closing operation, and the information recommendation page can be closed in response to the operation. As an example, the closing identifier of the information recommendation page may be words or characters, and the specific representation form of the closing identifier is not limited in this application, for example, the closing identifier may be "skip" or "x".
As shown in fig. 6, the information recommendation page displays the commodity information of each of 2 commodities to be recommended (commodity d and commodity f), and the commodity information of the commodity d and the commodity f displayed in the information recommendation page in fig. 6 is the same as that displayed in the information recommendation page in fig. 3, and is not described again here. And a closing identifier x is also displayed on the page, and the information recommendation page is closed based on the triggering operation of the user on the closing identifier.
Optionally, when any operation of the information recommendation page by the user is not received within the set time length displayed by the information recommendation page, the information recommendation page can be automatically closed without any operation performed by the user.
Optionally, after the payment server performs payment processing on the second order information, a payment result is generated, and the payment result is sent to the payment device, and the payment result is displayed by the payment device.
Wherein the user can know the state of payment, i.e. whether the payment is successful or not, based on the payment result. The payment result may be represented by words, symbols, figures, etc., and the specific representation form of the payment result is not limited in this application. For example, the payment result may be a character of "payment success" or "payment failure", or may be a symbol of "v" or "x", where "v" represents payment success and "x" represents payment failure.
It will be appreciated that the payment result may also be generated if the payment server is performing payment processing on the first order information.
In an optional embodiment of the present application, the payment processing performed by the payment server on the second order information includes: and acquiring the identity information of the user, and performing payment processing on the second order information based on the identity information of the user.
The identity information of the user can be acquired before the user triggers the second payment confirmation operation, and based on the identity information of the user, it can be clear which user's target payment order is to be subjected to payment processing. Before the identity information of the user is acquired, the acquisition permission of the user can be acquired. The identity information of the user is information that can represent the identity of the user, such as identity card information, merchant APP registration account information, and the like.
Optionally, a payment account of the user may be determined based on the identity information of the user, where the payment account is previously associated with the identity information of the user, and performing, by the payment server, payment processing on the second order information may include: and carrying out deduction processing on the payment account based on the second order information.
In an alternative embodiment of the present application, the method further comprises:
responding to the second payment confirmation operation, and acquiring and displaying the animation information;
and in response to the payment result being obtained, ending the display of the animation information and displaying the payment result.
In the process of performing payment processing on the second order information by the payment server, the payment process may need to consume some time, or the payment device may not receive the payment result quickly due to related problems such as a network, so that the user may misunderstand that the payment is problematic (for example, the payment device is stuck), and the payment cannot be completed. The animation information can be displayed on the payment device during the payment processing, and when the payment result sent by the payment server is received, the display of the animation information is finished, and the payment result is displayed. Therefore, the user can not misunderstand that the payment process has problems, and the user experience is further improved.
Wherein the animation information may be pre-configured, the animation information may be stored in the payment device. Optionally, the animation information may be an animation similar to a turn, and the specific representation form of the animation information is not limited in this application.
Optionally, while displaying the animation information, a prompt message may be displayed to inform the user of the current payment status (in the process of payment) through the prompt message. The prompt message may be a text message.
As an example, a display page of animation information as shown in fig. 7, in which the animation information is a circle as shown in the figure (corresponding to an animation effect like a turn), and further includes hint information (being processed as shown in the figure, please just like a bit).
According to the scheme provided by the embodiment of the application, when a user performs a first payment confirmation operation on first order information, commodity information of each commodity in at least one to-be-recommended commodity is displayed through an information recommendation page, the user can select a commodity (target commodity) which the user wants to purchase based on a selection confirmation operation of the user on the target commodity in the at least one to-be-recommended commodity, then second order information is displayed in response to the selection confirmation operation, and payment processing is performed on the second order information based on a second payment confirmation operation of the user on the second order information. According to the scheme, the commodities to be recommended are recommended to the user in the payment process (before payment processing), the shopping conversion rate of the commodities can be improved, the commodities are recommended in the payment procedure, the payment server does not need to carry out payment processing twice, and therefore the payment efficiency and the payment experience of the user can be improved.
In an optional embodiment of the application, before the payment processing, the method may further include:
and calling image acquisition equipment to acquire the face information of the user so as to carry out payment processing based on the face information.
The payment method is further suitable for face-brushing payment, and before payment processing is carried out (including payment processing of the first order information and payment processing of the second order information), face information of a user can be acquired by using image acquisition equipment, and payment processing is carried out based on the face information.
Optionally, the face information of the user may be obtained based on an image capture device (e.g., a camera) on the payment device. Before the face information of the user is collected, the authority of the user allowed to obtain the face information can be obtained.
Optionally, the payment server may determine the identity information of the user based on the face information, and may include:
extracting the face characteristics of the face information;
and determining the identity information of the user based on the face features, the face features of each face image stored in the database and the identity information corresponding to each face feature.
The database stores face features of a plurality of face images and identity information corresponding to the face features in advance.
The face features in the face information may be extracted based on an image feature extraction method in the prior art, for example, the face features of the face information may be extracted based on a neural network, the neural network may be a pre-trained network, the input of the neural network is the face information, and the output is the face features of the face information.
Optionally, the identity information of the user may be determined based on a feature distance between the face feature of the face information and each face feature in the database.
The smaller the feature distance between the two face features is, the closer the two face features are, and the identity information corresponding to the face feature with the smallest feature distance between the face features of the face information in the database can be determined as the identity information of the user.
Alternatively, the characteristic distance may be characterized by a euclidean distance.
Optionally, the invoking the image acquisition device to acquire the face information of the user includes:
calling image acquisition equipment to acquire at least two face images of a user;
determining a face image meeting set conditions from at least two face images, and taking the face image meeting the set conditions as face information;
wherein the setting condition includes at least one of:
the proportion of the face size in the face image is greater than or equal to a first set value;
the face shooting angle meets the set angle;
the image quality satisfies the set quality.
The at least two face images can be acquired by calling the image acquisition equipment, and can be used as face information, but in consideration of the fact that in practical application, some images in the acquired at least two face images may influence the accuracy of face identification, the at least two face images are screened, so that the identity information of the user can be accurately identified based on the screened face images.
The face shooting angle refers to the shooting angle of the face, and the shooting angle comprises a shooting height, a shooting direction and a shooting distance. Different face images can be obtained at different shooting angles.
The image quality may be reflected by different indicators, such as at least one of contrast, sharpness, or brightness of the image.
The face image can be one of at least two images, face recognition is carried out based on the face image, and an obtained recognition result is used as identity information of the user.
Optionally, if the set condition includes at least two of the indexes, for each of the at least two face images, determining an image score of the face image based on respective weights corresponding to the two indexes corresponding to the face image and the index corresponding to the face image, and determining the face image with the highest image score among the at least two face images as the face information.
Optionally, if the video of the face of the user is obtained based on the payment device, the at least two face images may be at least two consecutive face images in the video of the face of the user.
In the above scheme, the commodity information of at least one to-be-recommended commodity may be determined by a payment server, the payment processing on the first order information or the second order information may also be performed based on the payment server, and the determination of the identity information of the user based on the face information may also be performed based on the payment server, and then, in fig. 1 of the present application, the following scheme may be specifically referred to in each step:
in an optional embodiment of the present application, in response to a first payment confirmation operation of a user for first order information, displaying an information recommendation page includes:
responding to a first payment confirmation operation of a user for the first order information, and sending the first order information to a payment server; receiving commodity information of each commodity in at least one to-be-recommended commodity determined by the payment server, and displaying the commodity information on an information recommendation page;
in response to selecting the confirmation operation, displaying second order information, including:
responding to the selection confirmation operation, and generating and displaying second order information based on the commodity information of the target commodity and the first order information;
in response to a second payment confirmation operation of the user for the second order information, performing payment processing on the second order information, including:
and responding to the second payment confirmation operation, and sending the second order information to the payment server so that the payment server carries out payment processing on the second order information.
The above scheme is completed by interaction between the payment device and the payment server, and the above scheme is the same as the principle of the payment method shown in fig. 1, and related contents refer to the scheme described above, and are not described again here.
Based on the same principle as the method shown in fig. 1, the embodiment of the present application further provides a payment method, the execution subject of the method is a payment server, that is, the method provided by the present application is described from the perspective of the payment server, as shown in fig. 8, the method may include the following steps:
step S210, receiving first order information of a user, which is sent by payment equipment;
step S220, determining at least one to-be-recommended commodity, displaying commodity information of each commodity in the at least one to-be-recommended commodity to a user through an information recommendation page of a payment device, and generating second order information based on the commodity information of the target commodity and the first order information when the payment device receives selection confirmation operation of the user for the target commodity in the at least one to-be-recommended commodity;
step S230, receiving the second order information sent by the payment device, and performing payment processing on the second order information.
Based on the method provided by the application, the payment server can determine at least one to-be-recommended commodity after receiving first order information of the user sent by the payment device, and display commodity information of each commodity in the at least one to-be-recommended commodity to the user through an information recommendation page of the payment device, the user can select a commodity (target commodity) which the user wants to purchase based on the displayed to-be-recommended commodity, generate second order information based on the commodity information of the selected target commodity and the first order information which are selected by the user through selection operation, when the payment server receives the second order information sent by the payment device, the user wants to pay for the second order information, and at this time, the payment server carries out payment processing on the second order information. In this scheme, the payment server recommends the goods to be recommended for the user during the payment process (before performing the payment process), so that the entire payment process is performed only once.
In an alternative embodiment of the present application, the method further comprises:
and if payment indicating information aiming at the first order information and sent by the payment equipment is received, carrying out payment processing on the first order information, wherein the payment indicating information is sent when the user closes the information recommendation page.
When the user does not want to purchase other commodities except the commodity in the first order information, namely when the selection confirmation operation is not received, the user does not need to browse the information on the information recommendation page, the user can close the information recommendation page, the closing operation of the user indicates that the user only wants to purchase the commodity in the first order information, the payment indication information can be generated in response to the closing operation, and the payment server can directly carry out payment processing on the first order information when receiving the payment indication information. In this way, the payment server only performs one payment process in the whole payment process.
In an optional embodiment of the present application, the at least one item to be recommended comprises at least one of:
at least one commodity corresponding to the merchant corresponding to the first order information;
at least one item determined based on historical order information of the user.
The at least one commodity corresponding to the merchant may be at least one commodity in the current inventory of the merchant, or may be at least one commodity corresponding to the activity information of the merchant. The event information refers to a sales promotion event of the merchant, and the event information includes commodity information of each commodity sold for sale promotion. Then, for any user who generates the first order information for purchasing the goods at the merchant, the goods included in the activity information may be recommended to the user.
The item to be recommended may be an item associated with the item in the first order information. As an example, the product 1 in the first order information and the product to be recommended (product 2) may be similar products, or may be matched products. It is to be understood that the article 2 may be at least one article.
Alternatively, the associated goods may be determined based on historical order information of the user.
The historical order information refers to order information corresponding to the user before the first order information is received, the purchasing habit and purchasing preference of the user can be reflected through the historical order information, and the to-be-recommended goods determined based on the historical order information of the user are more in line with the preference of the user.
Optionally, if the historical order information includes the item in the first order information, the item not included in the first order information in the historical order information may be used as the at least one item to be recommended.
Optionally, based on the historical order information, at least two commodities frequently purchased by the user are determined, that is, the at least two commodities appear in the at least two pieces of historical order information at the same time, and the first order information includes a part of the at least two commodities, so that other commodities except the part of the at least two commodities can be used as the commodities to be recommended. That is to say, in at least two commodities frequently purchased by the user, only a part of the commodities are purchased this time, that is, the first order information includes a part of the commodities frequently purchased in the at least two commodities, and then the other commodities except the part of the commodities in the at least two commodities can be taken as the commodities to be recommended.
As one example, if the frequently purchased items in the history order information include item 1 and item 2, and item 1 is included in the first order information, item 2 may be taken as the item to be recommended.
Optionally, the historical order information is order information corresponding to a merchant corresponding to the user.
The historical order information may be order information generated by a merchant corresponding to the user, so that the merchant can be guaranteed to have the to-be-recommended goods in stock.
As an example, the order information shown in fig. 9, where each line of information shown in fig. 9 corresponds to one order information (for example, the information of the first line includes merchant a, item 1, item 2 and time 2), merchant a and merchant B are two different merchants, the merchant corresponding to the user is merchant a, time 1 to time 4 are order generation time of each order of the user, the product purchased by the user at merchant a at time 1 includes item 1 and item 2, the product purchased by the user at merchant a at time 2 includes item 1 and item 2, although the user at time 4, item 1 was also purchased at merchant B, but since it was not purchased at merchant a, and assuming time 1, time 2 and time 4 are all before time 3, the order information corresponding to time 1 and the order information corresponding to time 2 may be taken as the historical order information. Based on the two pieces of historical order information, it can be determined that the items frequently purchased by the user at the merchant a are item 1 and item 2, the user only includes item 1 and not item 2 in the items purchased by the merchant a this time (time 3), that is, only includes item 1 and not item 2 in the first order information corresponding to time 3, and item 2 in the dashed box in the figure indicates that item 2 is not included in the items purchased this time, so that item 2 can be recommended to the user as the item to be recommended.
In an optional embodiment of the present application, the first order information includes an order generation time of the first order information; the method further comprises the following steps:
acquiring various order information corresponding to a user, wherein the various order information comprises first order information;
historical order information is determined based on the order generation time of each order.
The first order information includes time information (order generation time) of the initial order generation, and for each order information corresponding to the user, each order information also includes order generation time corresponding to each order information, and based on the order generation time corresponding to each order information in each order information, historical order information can be determined, that is, the order generation time corresponding to the historical order information is before the order generation time corresponding to the first order information.
As an example, the order generation time may be characterized by time 1 to time 4 as shown in fig. 9, time 1 referring to the order generation time corresponding to the order generated after merchant a purchases item 1 and item 2, and time 4 referring to the order generation time corresponding to the order generated after merchant B purchases item 1.
In an alternative embodiment of the present application, the method further includes:
receiving face information of a user sent by payment equipment;
extracting the face characteristics of the face information;
determining the identity information of the user based on the face features, the face features of each face image stored in the database and the identity information corresponding to each face feature;
and performing payment processing on the second order information, wherein the payment processing comprises the following steps:
and performing payment processing on the second order information based on the identity information.
The specific implementation mode for determining the identity information of the user based on the face information is described in the foregoing, and is not described herein any more, the scheme of the application can be applied to face payment, the face information of the user can be acquired based on payment equipment, and payment processing is performed through the face information of the user, so that when payment is performed through the scheme of the application, two times of face payment is not needed, that is, two times of face information of the user are not needed, and thus payment experience of the user is improved.
It is understood that the alternative embodiment shown in fig. 1 and the other alternative embodiments based on the scheme shown in fig. 1 provided by the present application, and the alternative embodiment shown in fig. 8 and the other alternative embodiments based on the scheme shown in fig. 8, describe the same technical solution from two different perspectives, respectively, one is a description from the perspective of the payment device (i.e. from the perspective of the user), that is, the execution subject of the method is the payment device for making payment for the user, and the other is a description from the perspective of the processing order information payment server, that is, the execution subject of the method is the payment server. In the foregoing description, when the description is performed from two angles, some repeated descriptions may not be repeated too much, but the descriptions of the two different angles are mutually referred and supplemented, which is also clear to those skilled in the art.
For a better explanation and understanding of the principles of the methods provided herein, the following description of the embodiments of the present application is provided in connection with an alternative embodiment. It should be noted that the specific implementation manner of each step in this specific embodiment should not be understood as a limitation to the scheme of the present application, and other implementation manners that can be conceived by those skilled in the art based on the principle of the scheme provided in the present application should also be considered as within the protection scope of the present application.
In this example, a face payment is taken as an example to explain the scheme of the present application, and fig. 9 shows a schematic structural diagram of a face payment system to which the present application is applied, as shown in fig. 9, the system may include (a face payment device) and a payment server (a backend service), where the payment device and the payment server may communicate with each other, and a specific form of a communication network is not limited in this embodiment of the present application. It is understood that the payment device in fig. 9 is illustrated as an example, and in practical applications, there may be a plurality of payment devices.
The payment equipment comprises a merchant APP, a face AAP and image acquisition equipment (a 3D camera), the merchant APP and the face AAP can communicate with each other, the merchant APP is used for a user to select an article (commodity) to be purchased and generate corresponding order information (including first order information and second order information). The back-end services include a face payment service, a basic account service, a recommendation service, a basic payment service and a payment change service. The face APP comprises a face recognition module, a LONDING module and a result page module, wherein the face recognition module comprises a face acquisition module and a face optimization module, the face acquisition module is used for acquiring a plurality of face images of a user, and the face optimization module is used for screening the plurality of face images; the LONDING module comprises a recommending module and an animation module, the recommending module is used for displaying commodities to be recommended, and the animation module is used for displaying animation information in the payment process. The result page module is used for displaying the payment result.
The solution of the present application is further explained below with reference to fig. 9:
the user can select the commodity which the user wants to purchase based on the commodity displayed on the merchant APP, and after the selection is completed, first order information is generated based on the commodity selected by the user, the order information can include commodity information of each purchased commodity and the amount of money to be paid (original amount), and the commodity information can include commodity names, commodity quantity and commodity unit price.
The user triggers a first payment confirmation operation on a page where the merchant APP is located (a page where the first order information is located) according to the first order information; responding to the first payment confirmation operation, sending the first order information to a face APP, calling a face acquisition module of a payment device by the face APP based on the operation, acquiring a plurality of face images of a user by the face acquisition module through an image acquisition device (3D camera), and screening the plurality of face images through image quality based on each image in the plurality of face images, the proportion of face size in the face images and face shooting angles to obtain an optimal face image as face information of the user.
The face information of the user is sent to the payment server, and the face information is subjected to face recognition through the face payment service in the payment server, specifically: extracting the face characteristics of the face information; based on the face features and the face features of each face image stored in the database, face features (target face features) closest to the face features of the face information are found out from the database, and then the identity information of the user is determined based on the identity information corresponding to each face feature stored in the database through the basic account number service.
After the identity information of the user is determined, at least one to-be-recommended commodity can be determined through the recommendation service, and the optional mode for determining the at least one to-be-recommended commodity is as follows: the method comprises the steps of obtaining historical order information of a user based on identity information of the user, and determining at least one to-be-recommended commodity based on the historical order information and the first order information. The above determining manner of the to-be-recommended product is not limited in this application, and other manners of determining at least one to-be-recommended product are already described in the foregoing and are not described again here.
And sending the determined commodity information of each commodity in the at least one to-be-recommended commodity to a payment device, and displaying the commodity information of each commodity in the at least one to-be-recommended commodity by the payment device through a recommendation module. The method comprises the steps that a user selects a commodity (target commodity) which is required to be purchased aiming at least one to-be-recommended commodity displayed on a face APP, when a payment device receives a selection operation of the user on the at least one to-be-recommended commodity, the target commodity is determined based on the operation, second order information is determined and displayed based on commodity information and first order information of the target commodity, at the moment, the second order information is determined based on the commodity information and the first order information of the target commodity, namely, the commodity information and the amount to be paid in the first order information are updated, and the second order information is sent to a payment server, wherein the updated amount to be paid (new amount) is contained in the second order information.
And the user triggers a second payment confirmation operation through the displayed second order information, and in response to the operation, the animation information is obtained through the animation module and displayed. At this time, in response to the operation, the payment server acquires the second order information through the payment change service, then performs payment processing on the second order information through the basic payment service to obtain a payment result, sends the payment result to the payment device, ends display of the animation information at this time, and displays the payment result through the result page module.
Based on the scheme of the application, when the user does not select the commodities based on the commodities to be recommended, namely the payment server does not receive the second order information within the set time length after the commodity information of each commodity in at least one commodity to be recommended is displayed to the user through the payment equipment, the payment server can directly carry out payment processing on the first order information to obtain a corresponding payment result, and the payment result is sent to the result page module to be displayed.
Based on the same principle as the method provided in fig. 1 of the present application, an embodiment of the present application further provides a payment apparatus, as shown in fig. 10, the payment apparatus 30 includes an information recommendation page display module 310, a selection confirmation operation receiving module 320, a second order information display module 330, and a first payment module 340; wherein:
the information recommendation page display module 310 is configured to display an information recommendation page in response to a first payment confirmation operation of a user for first order information, where the information recommendation page displays commodity information of each commodity in at least one to-be-recommended commodity;
a selection confirmation operation receiving module 320, configured to receive a selection confirmation operation of a user for a target product in at least one to-be-recommended product;
the second order information display module 330 is configured to display, in response to the selection confirmation operation, second order information, where an amount to be paid corresponding to the second order information is equal to a sum of an amount to be paid corresponding to the first order information and an amount to be paid corresponding to the target commodity;
the first payment module 340 is configured to perform payment processing on the second order information in response to a second payment confirmation operation performed by the user for the second order information.
According to the scheme provided by the embodiment of the application, when a user performs a first payment confirmation operation on first order information, commodity information of each commodity in at least one to-be-recommended commodity is determined through a payment server, the commodity information of each commodity is displayed to the user, a target commodity is determined based on a selection operation of the user on the commodity information of each commodity, second order information is generated based on the commodity information of the target commodity and the first order information, and payment processing is performed on the second order information based on a second payment confirmation operation of the user on the second order information. According to the scheme, the commodities to be recommended are recommended to the user in the payment process, so that the payment server does not need to carry out payment processing twice, and the payment efficiency and the payment experience of the user are improved.
Optionally, the apparatus further comprises:
the commodity viewing module is used for responding to viewing operation of any commodity in at least one commodity to be recommended and displaying a commodity information display page corresponding to any commodity;
the selection confirmation operation receiving module is specifically configured to, when receiving a selection confirmation operation of a user for a target product in at least one to-be-recommended product:
if the selection confirmation operation is received through the commodity information display page, any commodity is the target commodity.
Optionally, the apparatus further comprises:
and the updating module is used for responding to the updating operation of the user on the to-be-recommended commodities displayed on the information recommendation page and displaying the updated commodity information of at least one to-be-recommended commodity.
Optionally, the apparatus further comprises:
and the first order payment module is used for responding to the page closing operation when receiving the page closing operation aiming at the information recommendation page and carrying out payment processing on the first order information.
Optionally, the apparatus further comprises:
the animation display module is used for responding to the second payment confirmation operation, acquiring and displaying animation information; and in response to the payment result being obtained, ending the display of the animation information and displaying the payment result.
Optionally, the information recommendation page display module, when responding to a first payment confirmation operation of the user for the first order information and displaying the information recommendation page, is specifically configured to:
responding to a first payment confirmation operation of a user for the first order information, and sending the first order information to a payment server; receiving commodity information of each commodity in at least one to-be-recommended commodity determined by the payment server, and displaying the commodity information on an information recommendation page;
the second order information display module is specifically configured to, when displaying the second order information in response to the selection confirmation operation:
responding to the selection confirmation operation, and generating and displaying second order information based on the commodity information of the target commodity and the first order information;
when the first payment module performs payment processing on the second order information in response to a second payment confirmation operation of the user for the second order information, the first payment module is specifically configured to:
and responding to the second payment confirmation operation, and sending the second order information to the payment server so that the payment server carries out payment processing on the second order information.
Optionally, before performing the payment processing, the apparatus further includes:
and the face information acquisition module is used for calling the image acquisition equipment to acquire the face information of the user so as to carry out payment processing based on the face information.
Based on the same principle as the method provided in fig. 8 of the present application, an embodiment of the present application further provides a payment apparatus, as shown in fig. 11, the payment apparatus 40 includes a first order receiving module 410, a second order generating module 420, and a second payment module 430; wherein:
a first order receiving module 410, configured to receive first order information of a user sent by a payment device;
the second order generation module 420 is configured to determine at least one to-be-recommended commodity, display commodity information of each commodity in the at least one to-be-recommended commodity to a user through an information recommendation page of the payment device, and enable the payment device to generate second order information based on the commodity information of the target commodity and the first order information when receiving a selection operation of the user for a target commodity in the at least one to-be-recommended commodity;
the second payment module 430 is configured to receive the second order information sent by the payment device, and perform payment processing on the second order information.
According to the scheme provided by the embodiment of the application, after receiving first order information of a user sent by payment equipment, a payment server can determine at least one to-be-recommended commodity and display commodity information of each commodity in the at least one to-be-recommended commodity to the user through the payment equipment, the user can select a commodity (target commodity) which the user wants to purchase based on the to-be-recommended commodity displayed on the payment equipment, second order information is generated based on the commodity information of the selected target commodity and the first order information which are selected by selection operation of the user, when the payment server receives the second order information sent by the payment equipment, the user wants to pay for the second order information, and at the moment, the payment server carries out payment processing on the second order information. In the scheme, the payment server recommends the commodities to be recommended for the user in the payment process (before payment processing is carried out), so that the payment processing is carried out only once in the whole payment process.
Optionally, the apparatus further comprises:
the first order processing module is used for performing payment processing on the first order information when payment indicating information aiming at the first order information and sent by the payment equipment is received, wherein the payment indicating information is sent when a user closes an information recommendation page.
Optionally, the at least one item to be recommended includes at least one of:
at least one commodity corresponding to the merchant corresponding to the first order information;
at least one item determined based on historical order information of the user.
The payment device of the embodiment of the present application may execute the payment method provided in the embodiment of the present application, and the implementation principles thereof are similar, the actions executed by each module and unit in the payment device of the embodiments of the present application correspond to the steps in the payment method of the embodiments of the present application, and for the detailed functional description of each module of the payment device, reference may be specifically made to the description in the corresponding payment method shown in the foregoing, and details are not repeated here.
The payment means may be a computer program (comprising program code) running on a computer device, for example the display means of the user interface being an application software; the apparatus may be used to perform the corresponding steps in the methods provided by the embodiments of the present application.
In some embodiments, the payment apparatus provided in the embodiments of the present invention may be implemented by a combination of hardware and software, and by way of example, the payment apparatus provided in the embodiments of the present invention may be a processor in the form of a hardware decoding processor, which is programmed to execute the payment method provided in the embodiments of the present invention, for example, the processor in the form of the hardware decoding processor may be implemented by one or more Application Specific Integrated Circuits (ASICs), DSPs, Programmable Logic Devices (PLDs), Complex Programmable Logic Devices (CPLDs), Field Programmable Gate Arrays (FPGAs), or other electronic components.
In other embodiments, the payment apparatus provided in the embodiments of the present invention may be implemented in software, and the payment apparatus stored in the memory may be software in the form of programs, plug-ins, and the like, and includes a series of modules, including an information recommendation page display module 310, a selection confirmation operation receiving module 320, a second order information display module 330, and a first payment module 340 in the payment apparatus 30; and a first order receiving module 410, a second order generating module 420 and a second payment module 430 in the payment apparatus 40; each module in the payment apparatus 30 is used for implementing the payment method provided by the embodiment of the present invention, and each module in the payment apparatus 40 is used for implementing the payment method provided by the embodiment of the present invention.
Compared with the prior art, when a user performs a first payment confirmation operation on first order information, commodity information of each commodity in at least one to-be-recommended commodity is displayed through an information recommendation page, the target commodity is determined based on a selection confirmation operation of the user on a target commodity in the at least one to-be-recommended commodity, second order information is displayed in response to the selection confirmation operation, and payment processing is performed on the second order information based on a second payment confirmation operation of the user on the second order information. According to the scheme, the commodities to be recommended are recommended to the user in the payment process (before payment processing), the shopping conversion rate of the commodities can be improved, the commodities are recommended in the payment procedure, the payment server does not need to carry out payment processing twice, and therefore the payment efficiency and the payment experience of the user can be improved.
The speech signal processing apparatus of the present application is described above from the perspective of a virtual module or a virtual unit, and the electronic device of the present application is described below from the perspective of a physical device.
Based on the same principle as the method provided by the embodiment of the present application, the embodiment of the present application provides an electronic device, which includes a memory and a processor; the memory has stored therein a computer program which, when executed by the processor, may carry out the method as provided in any of the alternatives of the present application.
As an alternative, fig. 12 shows a schematic structural diagram of an electronic device to which the embodiment of the present application is applied, and as shown in fig. 12, an electronic device 4000 shown in fig. 12 includes a processor 4001 and a memory 4003. Processor 4001 is coupled to memory 4003, such as via bus 4002. Optionally, the electronic device 4000 may further include a transceiver 4004, and the transceiver 4004 may be used for data interaction between the electronic device and other electronic devices, such as transmission of data and/or reception of data. In addition, the transceiver 4004 is not limited to one in practical applications, and the structure of the electronic device 4000 is not limited to the embodiment of the present application.
The Processor 4001 may be a CPU (Central Processing Unit), a general-purpose Processor, a DSP (Digital Signal Processor), an ASIC (Application Specific Integrated Circuit), an FPGA (Field Programmable Gate Array) or other Programmable logic device, a transistor logic device, a hardware component, or any combination thereof. Which may implement or perform the various illustrative logical blocks, modules, and circuits described in connection with the disclosure. The processor 4001 may also be a combination that performs a computational function, including, for example, a combination of one or more microprocessors, a combination of a DSP and a microprocessor, or the like.
Bus 4002 may include a path that carries information between the aforementioned components. The bus 4002 may be a PCI (Peripheral Component Interconnect) bus, an EISA (Extended Industry Standard Architecture) bus, or the like. The bus 4002 may be divided into an address bus, a data bus, a control bus, and the like. For ease of illustration, only one thick line is shown in FIG. 12, but this is not intended to represent only one bus or type of bus.
The Memory 4003 may be a ROM (Read Only Memory) or other types of static storage devices that can store static information and instructions, a RAM (Random Access Memory) or other types of dynamic storage devices that can store information and instructions, an EEPROM (Electrically Erasable Programmable Read Only Memory), a CD-ROM (Compact Disc Read Only Memory) or other optical Disc storage, optical Disc storage (including Compact Disc, laser Disc, optical Disc, digital versatile Disc, blu-ray Disc, etc.), a magnetic Disc storage medium or other magnetic storage devices, or any other medium that can be used to carry or store desired program code in the form of instructions or data structures and that can be accessed by a computer, but is not limited to these.
The memory 4003 is used for storing application program codes (computer programs) for executing the present scheme, and is controlled by the processor 4001 to execute. Processor 4001 is configured to execute application code stored in memory 4003 to implement what is shown in the foregoing method embodiments.
The electronic device includes, but is not limited to, a user terminal device, a server, where the server may be a physical server, a cloud server, a single server or a server cluster, and the like.
The embodiment of the present application further provides a computer-readable storage medium, where a computer program is stored on the computer-readable storage medium, and when the program runs on a computer, the computer can be enabled to execute the corresponding contents in the foregoing method embodiments.
According to an aspect of the application, a computer program product or computer program is provided, comprising computer instructions, the computer instructions being stored in a computer readable storage medium. The processor of the computer device reads the computer instructions from the computer-readable storage medium, and the processor executes the computer instructions to cause the computer device to perform the method provided in the various alternative implementations to which the above-described method embodiments relate.
It should be understood that, although the steps in the flowcharts of the figures are shown in order as indicated by the arrows, the steps are not necessarily performed in order as indicated by the arrows. The steps are not performed in the exact order shown and may be performed in other orders unless explicitly stated herein. Moreover, at least a portion of the steps in the flow chart of the figure may include multiple sub-steps or multiple stages, which are not necessarily performed at the same time, but may be performed at different times, which are not necessarily performed in sequence, but may be performed alternately or alternately with other steps or at least a portion of the sub-steps or stages of other steps.
The foregoing is only a partial embodiment of the present invention, and it should be noted that, for those skilled in the art, various modifications and decorations can be made without departing from the principle of the present invention, and these modifications and decorations should also be regarded as the protection scope of the present invention.

Claims (14)

1. A payment method, comprising:
responding to a first payment confirmation operation of a user for first order information, and displaying an information recommendation page, wherein the information recommendation page displays commodity information of each commodity in at least one commodity to be recommended;
receiving a selection confirmation operation of the user for a target commodity in the at least one commodity to be recommended;
responding to the selection confirmation operation, and displaying second order information, wherein the amount to be paid corresponding to the second order information is equal to the sum of the amount to be paid corresponding to the first order information and the amount to be paid corresponding to the target commodity;
and responding to a second payment confirmation operation of the user for the second order information, and performing payment processing on the second order information.
2. The method of claim 1, further comprising:
responding to the viewing operation of any commodity in the at least one commodity to be recommended, and displaying a commodity information display page corresponding to the commodity;
the receiving of the selection confirmation operation of the user for the target commodity in the at least one to-be-recommended commodity comprises:
and if the selection confirmation operation is received through the commodity information display page, the any commodity is a target commodity.
3. The method of claim 1, further comprising:
and responding to the updating operation of the user for the to-be-recommended commodities displayed on the information recommendation page, and displaying the updated commodity information of at least one to-be-recommended commodity.
4. The method of any of claims 1 to 3, further comprising:
and if page closing operation aiming at the information recommendation page is received, responding to the page closing operation, and performing payment processing on the first order information.
5. The method of any of claims 1 to 3, further comprising:
responding to the second payment confirmation operation, and acquiring and displaying animation information;
and responding to the obtained payment result, finishing the display of the animation information, and displaying the payment result.
6. The method according to any one of claims 1 to 3, wherein the displaying an information recommendation page in response to a first payment confirmation operation of the user for the first order information includes:
responding to a first payment confirmation operation of a user for first order information, and sending the first order information to a payment server;
receiving commodity information of each commodity in at least one to-be-recommended commodity determined by the payment server, and displaying the commodity information on an information recommendation page;
the displaying second order information in response to the selection confirmation operation includes:
responding to the selection confirmation operation, and generating and displaying second order information based on the commodity information of the target commodity and the first order information;
the performing payment processing on the second order information in response to a second payment confirmation operation of the user for the second order information includes:
and responding to the second payment confirmation operation, and sending the second order information to the payment server so that the payment server carries out payment processing on the second order information.
7. The method of any of claims 1 to 3, further comprising, prior to performing payment processing:
and calling image acquisition equipment to acquire the face information of the user so as to carry out payment processing based on the face information.
8. A payment method, comprising:
receiving first order information of a user, which is sent by payment equipment;
determining at least one to-be-recommended commodity, displaying commodity information of each commodity in the at least one to-be-recommended commodity to the user through an information recommendation page of the payment device, and enabling the payment device to generate second order information based on the commodity information of the target commodity and the first order information when receiving selection confirmation operation of the user for the target commodity in the at least one to-be-recommended commodity;
and receiving the second order information sent by the payment equipment, and performing payment processing on the second order information.
9. The method of claim 8, further comprising:
and if payment indicating information aiming at the first order information and sent by the payment equipment is received, carrying out payment processing on the first order information, wherein the payment indicating information is sent when the user closes the information recommendation page.
10. The method of claim 8, wherein the at least one item to be recommended comprises at least one of:
at least one commodity corresponding to the merchant corresponding to the first order information;
at least one item determined based on the user's historical order information.
11. A payment device, comprising:
the information recommendation page display module is used for responding to a first payment confirmation operation of a user for first order information and displaying an information recommendation page, and the information recommendation page displays commodity information of each commodity in at least one commodity to be recommended;
the selection confirmation operation receiving module is used for receiving the selection confirmation operation of the user for a target commodity in the at least one to-be-recommended commodity;
a second order information display module, configured to display second order information in response to the selection confirmation operation, where an amount to be paid corresponding to the second order information is equal to a sum of an amount to be paid corresponding to the first order information and an amount to be paid corresponding to the target commodity;
and the first payment module is used for responding to a second payment confirmation operation of the user for the second order information and carrying out payment processing on the second order information.
12. A payment device, comprising:
the first order receiving module is used for receiving first order information of the user, which is sent by the payment equipment;
the second order generation module is used for determining at least one to-be-recommended commodity, displaying commodity information of each commodity in the at least one to-be-recommended commodity to the user through an information recommendation page of the payment device, and enabling the payment device to generate second order information based on the commodity information of the target commodity and the first order information when receiving selection operation of the user for the target commodity in the at least one to-be-recommended commodity;
and the second payment module is used for receiving the second order information sent by the payment equipment and carrying out payment processing on the second order information.
13. An electronic device, comprising a memory having a computer program stored therein and a processor that, when running the computer program, performs the method of any of claims 1 to 10.
14. A computer-readable storage medium, in which a computer program is stored which, when being executed by a processor, causes the processor to carry out the method of any one of claims 1-10.
CN202110454335.0A 2021-04-26 2021-04-26 Payment method, payment device, electronic equipment and computer-readable storage medium Pending CN113763119A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202110454335.0A CN113763119A (en) 2021-04-26 2021-04-26 Payment method, payment device, electronic equipment and computer-readable storage medium

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202110454335.0A CN113763119A (en) 2021-04-26 2021-04-26 Payment method, payment device, electronic equipment and computer-readable storage medium

Publications (1)

Publication Number Publication Date
CN113763119A true CN113763119A (en) 2021-12-07

Family

ID=78786922

Family Applications (1)

Application Number Title Priority Date Filing Date
CN202110454335.0A Pending CN113763119A (en) 2021-04-26 2021-04-26 Payment method, payment device, electronic equipment and computer-readable storage medium

Country Status (1)

Country Link
CN (1) CN113763119A (en)

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN114493582A (en) * 2022-02-08 2022-05-13 北京有竹居网络技术有限公司 Payment page display method and device, readable medium and electronic equipment
EP4242952A1 (en) * 2022-03-11 2023-09-13 Cornèr Banca SA Method and system with artificial intelligence for providing purchase proposals and personalized and/or automated payment services

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN114493582A (en) * 2022-02-08 2022-05-13 北京有竹居网络技术有限公司 Payment page display method and device, readable medium and electronic equipment
CN114493582B (en) * 2022-02-08 2024-05-10 北京有竹居网络技术有限公司 Payment page display method and device, readable medium and electronic equipment
EP4242952A1 (en) * 2022-03-11 2023-09-13 Cornèr Banca SA Method and system with artificial intelligence for providing purchase proposals and personalized and/or automated payment services

Similar Documents

Publication Publication Date Title
CN107464169B (en) Information output method and device
CN110023982B (en) System, method, storage device, and medium for selecting product title
WO2018040944A1 (en) System, method, and device for identifying malicious address/malicious purchase order
US20140019285A1 (en) Dynamic Listing Recommendation
CN110727868B (en) Object recommendation method, device and computer-readable storage medium
CN113763119A (en) Payment method, payment device, electronic equipment and computer-readable storage medium
CN110046301B (en) Object recommendation method and device
CN112015986B (en) Data pushing method, device, electronic equipment and computer readable storage medium
CN112241495A (en) Page updating method
CN112598467A (en) Training method of commodity recommendation model, commodity recommendation method and device
US20180130119A1 (en) Product tagging and purchasing method and system
CN114266617A (en) Information display method, information processing method, equipment and system
CN112036984A (en) E-commerce operation big data management system
CN113781149A (en) Information recommendation method and device, computer-readable storage medium and electronic equipment
CN115147130A (en) Problem prediction method, apparatus, storage medium, and program product
CN111274516A (en) Page display method, page configuration method and device
CN110874775A (en) Commodity pushing method and device, equipment and storage medium
CN108351887A (en) The presentation of numerical data
CN113516539A (en) Commodity recommendation method and device and computer-readable storage medium
CN112711706A (en) Information interaction method and device, readable storage medium and electronic equipment
CN113191834A (en) Commodity object publishing and identifying method and device, electronic equipment and storage medium
CN112000326A (en) Service providing method and device, electronic equipment and storage medium
CN112445909A (en) Commodity retrieval method and device
CN115760264A (en) Information display method, information processing method, equipment and system
CN114442868A (en) Method, apparatus, device, medium, and program product for displaying distribution status information

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination